Optimal Finance Daily

Optimal Finance Daily

By Optimal Living Daily | Diania Merriam

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2644: Making The Case For Higher Pay - Why 3 Percent Raises Suck by Chris Reining

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2644: Chris Reining's "Making The Case For Higher Pay – Why 3% Raises Suck" explores the transformative power of pursuing significant salary increases over settling for the standard 3% raises. By maximizing earnings while maintaining minimal lifestyle expenses, Reining illustrates how one can drastically boost savings and accelerate towards financial independence. The article serves as a compelling guide for anyone looking to elevate their income potential and manage their career as their most significant asset. Read along with the original article(s) here: https://chrisreining.com/making-the-case-for-higher-pay-why-3-raises-suck/ Quotes to ponder: "One of the easiest ways we can save more is so simple it’s brilliant: make more money and keep our spending flat." "The point, however, is to make as much money as possible as fast as possible so that out of the gate we’re saving more." Episode references: So Good They Can't Ignore You by Cal Newport: https://www.amazon.com/Good-They-Cant-Ignore-You/dp/1455509124 Learn more about your ad choices. Visit megaphone.fm/adchoices
04/03/24·9m 30s

2643: What Type of Investment Account Do I Open? by Robert Farrington of The College Investor

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2643: Robert Farrington of TheCollegeInvestor.com demystifies the process of choosing the right investment account, crucial for beginners in the investing world. From brokerage to retirement accounts, he covers the essentials, including tax implications and investment strategies, guiding you to make informed decisions tailored to your financial goals and circumstances. Read along with the original article(s) here: https://thecollegeinvestor.com/1330/type-investment-account-open/ Quotes to ponder: "If you are just getting started investing, and don't plan on accessing your investments until retirement, you should consider a retirement account." Learn more about your ad choices. Visit megaphone.fm/adchoices
03/03/24·13m 6s

2642: 6 Simple Ways to Create Alone Time in a Crowded Room by Liz Greene of Introvert Dear

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2642: Liz Greene of Introvert Dear.com shares invaluable strategies for introverts to carve out moments of solitude even in bustling environments. Her insights offer practical methods for managing sensory overload and nurturing the relationship with oneself amidst the chaos of crowded spaces. Read along with the original article(s) here: https://introvertdear.com/news/alone-introverts-crowded-room/ Quotes to ponder: "Compared to extroverts, introverts have a higher baseline level of arousal and use increased mental resources when processing external stimuli." "Headphones are the introvert’s best friend. Not only do they allow us to drown out intrusive noise, they’re also a well-known social cue to leave the wearer alone." "Reading is one of the best ways to lower your heart rate, relieve muscle tension, and reduce overall stress. And, strangely enough, reading is one of the ways many introverts socialize." Episode references: Study on reading and stress reduction: https://www.theargus.co.uk/news/4245076.reading-can-help-reduce-stress-according-to-university-of-sussex-research/ Learn more about your ad choices. Visit megaphone.fm/adchoices
03/03/24·10m 34s

2641: How To Talk To Your Kids About Money & Prepare Them To Be Financially Independent Adults by Christina Browning of Our Rich Journey

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2641: Christina Browning of OurRichJourney.com shares transformative insights on educating kids about financial independence through simple, relatable experiences. She emphasizes starting financial education early, incorporating discussions on earning, saving, and investing money into everyday conversations, thus preparing children for a financially savvy adulthood. Read along with the original article(s) here: https://www.ourrichjourney.com/post/how-to-talk-to-your-kids-about-money Quotes to ponder: "Talk to them about money, talk to them about debt, and talk to them about investing - because the earlier you begin talking to your children about money, the better prepared they’ll be to achieve financial independence as an adult." "Money should not be a taboo subject. It touches every aspect of our lives every single day." "You’ll be amazed by what children can grasp when it comes to learning about money." Learn more about your ad choices. Visit megaphone.fm/adchoices
02/03/24·11m 49s

2640: Proof You Can Royally Mess Up with Money and Still Retire Early by Lisa Harrison of Mad Money Monster

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2640: Lisa Harrison of MadMoneyMonster.com shares a powerful message of hope and resilience in personal finance, illustrating that even with a history of financial missteps, achieving early retirement is still within reach. Through her own journey and mistakes with money, Lisa highlights the transformative power of adopting a frugal mindset, investing wisely, and the importance of not letting past errors define your financial future. Read along with the original article(s) here: https://madmoneymonster.com/2018/01/25/proof-can-royally-mess-up-money-still-retire-early/ Quotes to ponder: "Right around that same time, we committed to living a frugal lifestyle and making the state of our finances a major priority in our lives. What we wanted most of all were options. And we realized that money gives you options." "We’re living proof that you can royally mess up with money and still retire early, really early." Learn more about your ad choices. Visit megaphone.fm/adchoices
01/03/24·10m 17s

2639: Questions to Ask When Applying for a Loan by Jeff Rose of Good Financial Cents on Financial Decision

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2639: Jeff Rose of GoodFinancialCents.com offers pivotal guidance on the contemplations needed before taking out a personal loan. Highlighting the importance of understanding one's financial goals, the amount needed, and the terms of repayment, Rose's insights aim to empower individuals to make informed, strategic decisions about borrowing, ensuring financial health and stability. Read along with the original article(s) here: https://www.goodfinancialcents.com/questions-to-ask-when-applying-for-loan/ Quotes to ponder: "Before you take out a personal loan, take a close look at your financial picture to determine if it’s the right financial tool for your needs." "While personal loans can provide cash for many different needs, it’s important to make sure you only borrow what you can afford to repay." Learn more about your ad choices. Visit megaphone.fm/adchoices
29/02/24·10m 15s

2638: Breaking the Stress Spending Cycle by Kristin Wong with Get Rich Slowly on Emotional & Conscious Consumerism

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2638: Kristin Wong's exploration of "Breaking the Stress Spending Cycle" on GetRichSlowly.org delves into the perils of emotional and convenience spending triggered by stress. Wong shares personal anecdotes and practical strategies to combat impulsive purchases, emphasizing the importance of conscious consumerism and the impact of stress spending on financial goals and health. Her insights offer valuable lessons on breaking the cycle through self-awareness and proactive planning. Read along with the original article(s) here: https://www.getrichslowly.org/breaking-the-stress-spending-cycle/ Quotes to ponder: "I stress spend. I get mad at my bad decision. This adds to my stress. I stress spend." Learn more about your ad choices. Visit megaphone.fm/adchoices
28/02/24·10m 32s

2637: Are Those Golden Handcuffs On Too Tight? by Helene Massicotte of Free to Pursue on Financial Independence & Freedom

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2637: Helene Massicotte of FreeToPursue.com challenges the allure of "golden handcuffs," the financial incentives that keep us tethered to jobs that might not fulfill us. Through her personal journey and practical advice, she explores the importance of financial independence, the illusion of security from employer-provided benefits, and the value of pursuing a life defined by more than just monetary gains. Read along with the original article(s) here: http://www.freetopursue.com/blog/2016/5/10/are-those-golden-handcuffs-on-too-tight Quotes to ponder: "You are an economic unit. You know your job is to maximize the resources you have at your disposal to lead the best life you can lead." "If the only reasons you can think of to stay with your current employer are monetary, and your work life is an important way in which you define yourself, it's time to take a hard look at your situation." Episode references: Risk Parity Radio: https://www.riskparityradio.com/ Mindy on Money podcast "Diania Merriam and mindset: from scarcity to abundance": https://mindyonmoney.com/s1/10 Learn more about your ad choices. Visit megaphone.fm/adchoices
27/02/24·10m 8s

2636: Understanding 401k Loans by Mike Ballew of EggStack on Double Taxation & Financial Ruin

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2636: Mike Ballew of EggStack.com delves into the intricacies of 401(k) loans, highlighting the consequences such as lost investment opportunities, the impact on future contributions, and the double taxation dilemma. Ballew advises against 401(k) loans, suggesting lifestyle adjustments or hardship withdrawals as preferable alternatives, underlining the importance of preserving retirement savings for financial security. Read along with the original article(s) here: https://eggstack.com/blog/2021-06-13-Understanding-401(k)-Loans/ Quotes to ponder: "A 401(k) loan is a bad idea. Not only does it do significant harm to your retirement savings, it places you at risk for a calamity that could lead to your financial ruin." Learn more about your ad choices. Visit megaphone.fm/adchoices
26/02/24·10m 0s

2635: Money Can’t Buy Happiness (Trust Me, I’ve Tried) by Jane Hwangbo with NoSidebar on Consumerism

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2635: Jane Hwangbo shares a poignant journey from consumerism to purposeful living in "Money Can’t Buy Happiness (Trust Me, I’ve Tried)" on NoSidebar.com. Through personal anecdotes of lavish spending, emotional turmoil, and ultimate realization, Hwangbo illustrates the emptiness of materialism and the fulfillment found in serving others. Her story is a compelling testament to reevaluating what truly matters in life. Read along with the original article(s) here: https://nosidebar.com/important/ Quotes to ponder: "When you build a financial life based on consuming, you feel like there’s a bottomless pit inside you." "Now I know that I’m nobody unless I’m helping somebody." Learn more about your ad choices. Visit megaphone.fm/adchoices
25/02/24·9m 25s

2634: The Foodie's Guide to Getting Fit by Rachel Trotta on How To Identify Your Relationship with Food

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2634: Rachel Trotta explores the balance between savoring food and maintaining fitness goals in "The Foodie’s Guide to Getting Fit." She encourages readers to differentiate between a love for food and unhealthy eating habits, offering strategies for appreciating food within the context of a healthy lifestyle. Trotta's insights help food enthusiasts navigate the journey towards a better relationship with eating without sacrificing their epicurean pleasures. Read along with the original article(s) here: https://www.racheltrotta.com/fitness/the-foodies-guide-to-getting-fit/ Quotes to ponder: "What we do EVERY DAY matters more than what we do ONCE IN A WHILE." "The most basic self-reflection question you can ask is: What food behaviors improve quality of my life, and which food behaviors take away from quality of life?" Learn more about your ad choices. Visit megaphone.fm/adchoices
25/02/24·11m 8s

2633: How to Save Money by Spending Money on Yourself (No, Really) by Charlie Johnson with JackieBeck.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2633: Discover how Charlie Johnson's unique approach to managing finances can revolutionize your savings strategy. By focusing on spending money on what genuinely brings joy and cutting out unnecessary expenses, Johnson shares his personal journey of escaping $25,000 in credit card debt in just four months. This method not only promises a healthier bank account but also a happier life by aligning your expenditures with true happiness. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-save-money-by-spending-on-yourself-no-really/ Quotes to ponder: "The goal here is to figure out which expenses are important for you to enjoy life, spend money on them, and then cut costs in a big way on everything else." Learn more about your ad choices. Visit megaphone.fm/adchoices
24/02/24·10m 35s

2632: The Secret to Financial Discipline, Confidence, and Better Results? A Planning Mindset! by Kathleen Coxwell of New Retirement

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2632: Kathleen Coxwell of NewRetirement.com reveals that adopting a "planning mindset" is pivotal for financial success. This approach emphasizes strategic thinking, time management, and flexibility, guiding individuals towards achieving their goals more efficiently. Coxwell's insights encourage readers to shift focus towards process-oriented thinking to cultivate discipline, confidence, and improved financial outcomes. Read along with the original article(s) here: https://www.newretirement.com/retirement/planning-mindset-happy-retirement/ Quotes to ponder: "People with a planning mindset are proactive, forward-thinking, and tend to be more successful in reaching their objectives compared to those who do not prioritize planning." Learn more about your ad choices. Visit megaphone.fm/adchoices
23/02/24·13m 34s

2631: 10 Easy-to-Follow Money Rules to Improve Your Financial Health by Ramit Sethi of I Will Teach You to Be Rich

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2631: Ramit Sethi shares transformative financial wisdom in "10 Easy-to-Follow Money Rules to Improve Your Financial Health," offering a personalized approach to managing finances. From maintaining a year's worth of emergency funds to investing in one's health and education without limits, Sethi emphasizes the importance of creating financial rules that align with individual values and priorities, encouraging readers to tailor these guidelines to forge their path to financial wellness. Read along with the original article(s) here: https://www.iwillteachyoutoberich.com/money-rules/ Quotes to ponder: "The key to building financial health is to give yourself rules, but make them work for you." "Your money rules are just as much about investing in yourself, especially when that investment can help you make even more money." Episode references: "I Will Teach You to Be Rich" by Ramit Sethi: https://www.iwillteachyoutoberich.com/books/ Learn more about your ad choices. Visit megaphone.fm/adchoices
22/02/24·10m 48s

2630: Good Financial Habits You Learn from Being in Debt by Good Nelly with HelloBrownlow on Budgeting, Value of Money & Frugal Living

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2630: Good Nelly, writing for HelloBrownlow.com, highlights the transformative power of overcoming debt and how it can instigate the adoption of sound financial habits. Through the crucible of debt repayment, individuals learn the importance of budgeting, the value of money, frugality, and the discernment between wants and needs, setting a foundation for a secure financial future and imparting valuable lessons on money management to the next generation. Read along with the original article(s) here: https://hellobrownlow.com/2018/12/19/what-good-financial-habits-you-learn-from-being-in-debt/ Quotes to ponder: "When you try to pay off debt, every cent counts. So, you develop the habit of tracking each and every dollar you earn." "Following good financial habits is not enough; it is also your responsibility to teach your children about strong financial habits." Learn more about your ad choices. Visit megaphone.fm/adchoices
21/02/24·9m 57s

2629: The Three Most Amazing Types of Freedom by Paula Pant of Afford Anything on Eliminating Debt & Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2629: Paula Pant of AffordAnything.com empowers listeners to break free from the constraints of time, debt, and location to achieve unparalleled freedom. By harnessing money to work for you, Pant outlines a path from debt freedom to financial independence, allowing you to reclaim your most precious resource: time. Discover how to transition through stages of freedom for a life unbound by traditional limitations. Read along with the original article(s) here: https://affordanything.com/three-types-freedom/ Quotes to ponder: "Money is a renewable resource. It can automatically regenerate itself. Money is self-sustaining." "Debt freedom is the starting point on a much longer journey" "Financial Freedom is the ultimate independence. You no longer need to ride the time-for-money carousel." Learn more about your ad choices. Visit megaphone.fm/adchoices
20/02/24·10m 36s

2628: What to Do if You Can't Afford to Pay Your Bills by Kumiko of The Budget Mom on Financial Struggles

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2628: Kumiko from TheBudgetMom.com offers practical guidance for those struggling financially during the Coronavirus pandemic. Her actionable advice includes creating a bare bones budget, consolidating debts, and negotiating with creditors to navigate through these challenging times effectively. Read along with the original article(s) here: https://www.thebudgetmom.com/what-to-do-if-you-cant-afford-to-pay-your-bills/ Quotes to ponder: "Tracking your spending is a critical step to managing your finances at any time, especially when money is tight." Episode references: Gabi: https://www.gabi.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
19/02/24·9m 43s

2627: Rich As I Say, Not As I Do by Nick Maggiulli of Of Dollars and Data on Wealth-Building & Financial Advice

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2627: In "Rich As I Say, Not As I Do," Nick Maggiulli explores the paradox of personal finance experts who amass wealth not through their own advice but through marketing their wisdom to others. Maggiulli delves into the issue of credibility in the financial advice industry, questioning the authenticity and effectiveness of advice from those who haven't applied it to their own financial growth. Read along with the original article(s) here: https://ofdollarsanddata.com/rich-as-i-say-not-as-i-do/ Quotes to ponder: "Just invest properly and enjoy your life." "The mental havoc of 'you should always be grinding' isn’t worth it." Episode references: The EconoMe Conference: https://economeconference.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
18/02/24·10m 44s

2626: 8 Tools to Get Control of your Anxiety by Rachel Shanken of Mind Body Wise on Neuroscience

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2626: Rachel Shanken of MindBodyWise.com shares eight practical tools to manage anxiety, offering immediate relief without the need for deep introspection in the moment. These strategies range from simple physical adjustments to engaging in creative activities, all designed to help you regain control and find comfort. Read along with the original article(s) here: https://mindbodywise.com/blog/8-tools-to-get-control-of-your-anxiety/ Quotes to ponder: "Science has proven that looking at repeating patterns in nature, art or architecture can create a calming effect on your brain, thereby calming your body." Learn more about your ad choices. Visit megaphone.fm/adchoices
18/02/24·11m 25s

2625: 5 Tips For Saving On Groceries And Staying On Budget by Courtney Luke of Arrest Your Debt on Grocery Meal Planning

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2625: Courtney Luke from ArrestYourDebt.com offers essential tips for managing grocery expenses amid rising inflation rates. By embracing strategies like meal planning, checking pantry stocks, making substitutions, looking for sales, and utilizing rewards apps, consumers can navigate the challenges of staying within budget while shopping for groceries, ultimately reducing financial stress and saving money. Read along with the original article(s) here: https://arrestyourdebt.com/tips-for-saving-on-groceries/ Quotes to ponder: "Every budget-setting process starts with calculating monthly fixed, variable, and discretionary expenses." Learn more about your ad choices. Visit megaphone.fm/adchoices
17/02/24·9m 31s

2624: [Part 2] How To Come Up With A Financial Plan Without Visiting A Professional by Jim Wang with Making Sense of Cents

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2624: In Part 2 of Jim Wang's article on self-planning finances, he continues with planning for future states, focusing on retirement savings. He simplifies the process with the 4% withdrawal rule, advocating for savings to be 25 times your annual expenses. Wang then shifts to the practical steps of getting from your current financial state to your desired future state. He emphasizes setting clear, actionable goals for savings and investments, adjusting plans annually, and remaining adaptable to life's changes. Wang concludes by highlighting the importance of having a plan to make informed decisions, rather than relying solely on intuition. Read along with the original article(s) here: https://www.makingsenseofcents.com/2016/07/how-to-come-up-with-a-financial-plan-without-visiting-a-professional.html Episode references: 4% Withdrawal Rule: [https://www.investopedia.com/terms/f/four-percent-rule.asp] Learn more about your ad choices. Visit megaphone.fm/adchoices
16/02/24·9m 56s

2623: [Part 1] How To Come Up With A Financial Plan Without Visiting A Professional by Jim Wang with Making Sense of Cents

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2623: Jim Wang of MakingSenseOfCents.com discusses creating a financial plan without a professional. He emphasizes understanding your current financial situation, mapping future goals, and establishing steps to bridge the gap. Wang suggests breaking down future goals into 5- and 10-year blocks, offering flexibility and realism in planning. His approach underscores the importance of self-awareness in finances and the practicality of personal financial planning. Read along with the original article(s) here: https://www.makingsenseofcents.com/2016/07/how-to-come-up-with-a-financial-plan-without-visiting-a-professional.html Quotes to ponder: "Understanding your current financial situation is crucial for effective planning." "Mapping out your future states helps set realistic financial goals." "Flexibility in financial planning is key to adapting to life's changes." Learn more about your ad choices. Visit megaphone.fm/adchoices
15/02/24·9m 32s

2622: Money Lessons From Spinning Class by Vicki Cook of Women Who Money on Social Interaction & Investment

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2622: Vicki Cook of WomenWhoMoney.com draws parallels between spinning class and financial management. She shares insights on the value of gym memberships, the importance of social interaction, prioritizing personal goals, benefits of coaching, and setting ambitious targets. Cook emphasizes the significance of investing in wellness and challenges the fear of failure, advocating for a proactive approach in both fitness and finance. Read along with the original article(s) here: https://womenwhomoney.com/money-lessons-spinning-class/ Quotes to ponder: "Spending money on yourself and your wellness matters too." "Meeting your social needs is very important to your health and your finances." Episode references: 7 Habits for Highly Effective People by Stephen Covey: [https://www.franklincovey.com/the-7-habits.html] Learn more about your ad choices. Visit megaphone.fm/adchoices
14/02/24·9m 17s

2621: Five Things You NEED to Know Before Buying a House by James Altucher on Home Ownership & Hidden Costs

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2621: James Altucher brings a critical perspective to the topic of home ownership. He challenges the conventional wisdom of buying a house, citing personal financial losses and the stress associated with selling properties. Altucher urges potential buyers to consider the hidden costs and risks of owning a home, emphasizing that it's not just an investment but also a significant responsibility. He outlines a checklist for those adamant about purchasing a house, highlighting aspects like maintenance, understanding real costs, and having substantial financial reserves. Read along with the original article(s) here: https://jamesaltucher.com/blog/five-things-you-need-to-know-before-buying-a-house/ Quotes to ponder: "The white picket fence is the prison bars." "Be an explorer, not a prisoner." Learn more about your ad choices. Visit megaphone.fm/adchoices
13/02/24·11m 51s

2620: Playing Financial Chess by ESI of ESI Money on Money Management & Wealth Building

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2620: ESI from ESIMoney.com likens savvy money management to playing chess, emphasizing strategic thinking and patience in personal finance. The article outlines principles such as understanding key financial metrics, developing a sound strategy, focusing on priorities, employing proven financial tactics, and being open to unconventional approaches. It also stresses the importance of adaptability, recognizing multiple paths to success, prudent risk-taking, and the significance of small, consistent actions in achieving financial goals. Read along with the original article(s) here: https://esimoney.com/playing-financial-chess/ Quotes to ponder: "Knowing what you're trying to achieve is a key part of playing financial chess." Episode references: Scaling Up: How a Few Companies Make It and Why the Rest Don’t (Rockefeller Habits 2.0): [https://www.amazon.com/Scaling-Up-Companies-Rockefeller-Habits/dp/0986019526] Learn more about your ad choices. Visit megaphone.fm/adchoices
12/02/24·9m 19s

2619: Ways To Save On Food That Don’t Require Extreme Couponing by Tania Brown of Financial Finesse

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2619: Tania Brown's practical advice on family food spending showcases easy, non-extreme strategies to save money. She emphasizes the importance of meal planning, using time-saving kitchen equipment, and embracing challenges like a six-month home dining experiment. Her approach offers a balanced and sustainable way to manage food expenses without sacrificing enjoyment or quality. Read along with the original article(s) here: https://www.financialfinesse.com/2017/09/26/ways-to-save-on-food-that-dont-require-extreme-couponing/ Episode references: Emeals meal planning service: https://emeals.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
11/02/24·9m 32s

2618: 7 Steps to Financially Prepare for a New Baby by Amy Beardsley with Smart Money Mamas

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2618: Amy Beardsley offers vital guidance for new and expectant parents on managing finances in the face of a growing family. Her article outlines pragmatic steps to ensure financial stability, including understanding your current financial situation, preparing for baby-related expenses, planning for medical costs, considering maternity leave options, establishing an emergency fund, securing life insurance, and creating an estate plan. These tips aim to ease the transition into parenthood, ensuring focus remains on the joy of family growth rather than financial stress. Read along with the original article(s) here: https://smartmoneymamas.com/prepare-for-new-baby/ Quotes to ponder: "When growing your family, the more solid your financial plan, the easier it will be to transition to this new way of life." Episode references: Family Medical Leave Act (FMLA): [https://www.dol.gov/agencies/whd/fmla] Term Life Insurance Information: [https://www.investopedia.com/terms/t/termlife.asp] Learn more about your ad choices. Visit megaphone.fm/adchoices
11/02/24·10m 10s

2617: Practical Magic for Your Money by Jessica Jokisch of ChristineLuken.com on Financial Dignity & Psychology

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2617: Jessica Jokisch, in her insightful article, blends the worlds of practical finance and emotional intelligence to introduce the concept of Mindful Money Management. She emphasizes the importance of not only mastering the technical aspects of personal finance but also understanding the emotional relationship we have with money. This approach promises a transformative journey towards financial dignity and wellbeing. Read along with the original article(s) here: https://www.christineluken.com/practical-magic-for-your-money/ Quotes to ponder: "Emotions drive our behavior and if we don’t understand how this works, we will be forever fighting against them, instead of harnessing their power." "The path to lasting Financial Dignity is this: bringing a deep understanding of the psychology of money together with useful financial strategies." Episode references: Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace Certified Financial Counselor designation: https://www.finra.org/investors/professional-designations/afc "Unlocking the Abundance Mindset" speech at Camp FI event: https://www.youtube.com/watch?v=Sbq4ZLdJms4&ab_channel=CampFI-TogetherWeFI Learn more about your ad choices. Visit megaphone.fm/adchoices
10/02/24·10m 22s

2616: 7 Tips For Living on an Inconsistent Income by Marc with Mad Money Monster on Budgeting Strategies & Emergency Fund

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2616: Marc of MadMoneyMonster.com shares tips for managing finances with an inconsistent income, including calculating average monthly income, basing budget on below-average months, establishing a normal living standard, saving during good times, keeping liquid savings, having a fallback plan, and embracing the positives of fluctuating income. Read along with the original article(s) here: https://madmoneymonster.com/2018/11/26/7-tips-for-living-on-an-inconsistent-income/ Quotes to ponder: "An inconsistent income usually means that you have the opportunity to make a good income in a short period of time." Learn more about your ad choices. Visit megaphone.fm/adchoices
09/02/24·11m 5s

2615: Getting My Wife on Board With the FIRE Lifestyle by Joel with Budgets Are Sexy on Financial Partnership & Passive Income

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2615: Joel of BudgetsAreSexy.com shares his journey of getting his wife on board with the FIRE (Financial Independence, Retire Early) lifestyle, emphasizing the importance of teamwork, mutual understanding, and celebrating financial milestones together. He highlights the significance of passive income and time as motivators and encourages ongoing financial discussions in relationships. Read along with the original article(s) here: https://budgetsaresexy.com/getting-my-wife-on-board-with-the-fire-lifestyle/ Quotes to ponder: "The more we all share our stories, the more we can help each other get to better places in our relationships." "Celebration became a regular part of our life. Whether we have a good month or bad month, money is always a positive topic and celebrated in our household." Learn more about your ad choices. Visit megaphone.fm/adchoices
08/02/24·11m 57s

2614: Pick Your Hobbies Strategically and Save by Honey Smith of Get Rich Slowly on Skill Development & Financial Management

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2614: Honey Smith of GetRichSlowly.org discusses the benefits of strategically choosing hobbies, suggesting options like turning hobbies into side gigs, focusing on activities that align with necessary tasks, and engaging in low-cost or free hobbies. She encourages balancing expensive hobbies with cost-effective ones and finding joy in skills development. Read along with the original article(s) here: https://www.getrichslowly.org/pick-your-hobbies-strategically-and-save/ Quotes to ponder: "The more you do something, the better you are likely to get at it. And the better you are at something, the more likely you are to enjoy it." Learn more about your ad choices. Visit megaphone.fm/adchoices
07/02/24·10m 25s

2613: We Decided To Pay Cash For Everything (Here’s What Happened Next!) by Jason Price with PT Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2613: Jason Price of PTMoney.com shares his experience of switching from credit cards to cash and debit for all expenses. He highlights the benefits of this change, including improved financial discipline, reduced tension, simplified money management, and the convenience of always having cash on hand. Read along with the original article(s) here: https://ptmoney.com/pay-with-cash/ Quotes to ponder: "Since making the change to cash and debit card, our choice to overspend has simply disappeared." "Our finances have been greatly simplified with cash envelopes." Learn more about your ad choices. Visit megaphone.fm/adchoices
06/02/24·10m 2s

2612: The Internal Financial Struggle by Andrea Joy of Saving Joyfully on Budget Management & Debt Reduction

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2612: Andrea Joy of SavingJoyfully.com reflects on her journey of financial self-improvement, emphasizing the value of learning from past mistakes. She shares insights on managing the internal financial struggle, highlighting the importance of being responsible for past decisions, recognizing spending patterns, and using increased income wisely to secure a better financial future. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-internal-financial-struggle Quotes to ponder: "I learn the best in every area of my life when I am faced with my failures and regret." "Poor decisions and the consequences of those decisions can teach an incredible lesson." "Remember that every mistake has a lesson to teach, and every lesson learned leaves you wiser than before." Learn more about your ad choices. Visit megaphone.fm/adchoices
05/02/24·10m 37s

2611: Place is Core to Financial Planning by Ryan Frederick of Here.life on Housing Decisions & Investment Potential

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2611: Ryan Frederick of Here.life emphasizes the importance of including housing in financial planning, given its significant impact on both expenses and investment potential. He discusses the trade-offs involved in housing decisions, such as balancing cost and social connections, and encourages considering how our living environment affects our health, well-being, and financial stability. Read along with the original article(s) here: https://www.here.life/blog/place-is-core-to-financial-planning Quotes to ponder: "Our DNA only accounts for less than 10% of our longevity; our lifestyle and environment are much more significant factors." "We should be particularly mindful of situations that represent poor financial investments that are also poor investments in our healthy longevity." "Determining where to live may be complex, but it may be the most important decision you will make for each chapter of life." Learn more about your ad choices. Visit megaphone.fm/adchoices
04/02/24·9m 24s

2610: How to Scale Down Exercise Instead of Skipping It When You Feel Low by Rachel Trotta on Workout Consistency

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2610: Rachel Trotta of RachelTrotta.com offers practical advice on scaling down exercise routines during low-energy periods instead of skipping them entirely. She emphasizes the importance of maintaining momentum and adjusting workouts to match one's energy levels, with strategies such as including more rest, walking, lifting heavier weights for fewer reps, reducing HIIT frequency, and shortening workout durations. Read along with the original article(s) here: https://racheltrotta.com/fitness/scale-down-exercise/ Quotes to ponder: "Consistency isn’t about buckling down, or muscling through obstacles with sheer willpower. It’s certainly not about pushing through a tough workout even though you’re running on fumes." "The net result of taking this approach is that you continue improving even when you don’t feel great." "The hardest exercise is one rep of walking through the gym doors." Learn more about your ad choices. Visit megaphone.fm/adchoices
04/02/24·11m 18s

2609: [Part 2] The False Choices That Steal Our Future by Liz of Frugalwoods on Financial Independence & Non-Conformity

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2609: In "The False Choices That Steal Our Future - Part 2," Liz from Frugalwoods.com elaborates on her journey towards financial independence with Mr. FW, emphasizing the importance of independent thinking and rejecting societal norms. They focus on living a life of meaningful choices rather than succumbing to consumerism, proving that happiness and fulfillment come from freedom and simplicity, not material possessions. Read along with the original article(s) here: https://www.frugalwoods.com/2015/07/29/the-false-choices-that-steal-our-future/ Quotes to ponder: "Learning what edifies our souls, brings us lasting joy, and enables us to project positivity into the world is the only answer to our problems." Learn more about your ad choices. Visit megaphone.fm/adchoices
03/02/24·10m 3s

2608: [Part 1] The False Choices That Steal Our Future by Liz of Frugalwoods on Frugal Living & Conscious Choice

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2608: Liz of Frugalwoods.com challenges the conventional consumerist mindset in "The False Choices That Steal Our Future - Part 1," advocating for a life of conscious frugality and meaningful choices. She and Mr. Frugalwoods exemplify this by prioritizing choice of life circumstances over material goods, finding freedom and genuine happiness in simplicity and non-conformity to societal pressures. Read along with the original article(s) here: https://www.frugalwoods.com/2015/07/29/the-false-choices-that-steal-our-future/ Quotes to ponder: "Genuine happiness stems from doing what you want with the people you love and not hewing to the arbitrary standards established by corporations." Learn more about your ad choices. Visit megaphone.fm/adchoices
02/02/24·10m 55s

2607: Retirement Planning at Midlife: 6 Tips for a Secure Future by Kathleen Coxwell of New Retirement

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2607: Kathleen Coxwell from NewRetirement.com presents a practical approach to midlife retirement planning in "Retirement Planning at Midlife: 6 Tips for a Secure Future." She emphasizes the importance of saving, investing wisely, setting clear goals, and considering key life decisions, such as housing and debt management, to prepare for a financially secure retirement. Read along with the original article(s) here: https://www.newretirement.com/retirement/retirement-planning-at-midlife/ Quotes to ponder: "Midlife is a time when goals can become clearer because you have so much more information to work with." Episode references: NewRetirement Retirement Calculator: https://www.newretirement.com/retirement-calculator/ Learn more about your ad choices. Visit megaphone.fm/adchoices
01/02/24·10m 55s

2606: 5 Rules for Having a Constructive Conflict Conversation About Money by Kyle Benson of Gottman

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2606: Kyle Benson from Gottman.com explores the complexities of financial conflicts in relationships, emphasizing that disagreements about money often stem from differing values and meanings attached to it. He offers five rules for having constructive conversations about money, focusing on mutual understanding, respect, and validation rather than mere persuasion or argument. Read along with the original article(s) here: https://www.gottman.com/blog/5-rules-constructive-conflict-conversation-money/ Quotes to ponder: "Conflicts about money in a marriage aren’t really about money. Most arguments are about what money means to each person in the relationship." "Happy couples start conflict conversations gently and allow their partner to influence them." "There is only one essential assumption that will make the conversation about hurt feelings or the aftermath of a fight workout constructively: that in every disagreement or miscommunication, there are always two points of view, and they are both valid." Episode references: The Intimate Enemy by George Bach: https://www.amazon.com/Intimate-Enemy-Fight-Fair-Marriage/dp/068801884X Learn more about your ad choices. Visit megaphone.fm/adchoices
31/01/24·10m 47s

2605: An Introduction to Frugal Hedonism by Annie Raser-Rowland of Becoming Minimalist on Minimalism & Self-Reliance

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2605: Annie Raser-Rowland, featured on BecomingMinimalist.com, challenges the traditional views of luxury and indulgence in "An Introduction to Frugal Hedonism." She advocates for a lifestyle that embraces minimalism and self-reliance, finding joy and freedom in simpler, less materialistic choices. Read along with the original article(s) here: https://www.becomingminimalist.com/frugal-hedonism/ Quotes to ponder: "A Frugal Hedonist declares that it’s ridiculous to suffer from the living being too good, and looks for the sweet spot." Episode references: The Art of Frugal Hedonism: A Guide to Spending Less While Enjoying Everything More: https://www.frugalhedonism.com/ EconoMe Conference: https://economeconference.com/ (use the code OFD for a 10% discount) Learn more about your ad choices. Visit megaphone.fm/adchoices
30/01/24·10m 43s

2604: Here's When To Buy Your First House by Camilo Maldonado of The Finance Twins on Homeownership & Financial Readiness

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2604: Camilo Maldonado of TheFinanceTwins.com delves into the critical considerations of buying a first home, debunking the myth that homeownership is always a wise investment and exploring the realities of renting versus buying. He emphasizes the importance of evaluating personal, professional, and financial readiness before making this significant life decision. Read along with the original article(s) here: https://thefinancetwins.com/when-to-buy-your-first-house/ Quotes to ponder: "For most people, homes will be the most significant purchase they make, so it is crucial to understand whether you are ready to make the jump, or whether you should hold off a bit longer." "The most important thing is making sure your social, professional, and financial lives are all ready! It’s better to delay and make the right decision than to rush and make a choice that is tough (and costly) to unwind." Episode references: The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices
29/01/24·9m 48s

2603: Choose Your Status Game Wisely by Nick Maggiulli of Of Dollars and Data on Life Choices, Personal Identity & Social Value

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2603: Nick Maggiulli of OfDollarsAndData.com delves into the intricacies of the status game, emphasizing its relative nature across different communities and fields. He urges readers to wisely choose their status games, warning of the potential pitfalls of obsessing over wealth, beauty, or fame. Maggiulli advocates for diversifying one's sources of status to avoid the stress of maintaining a singular identity and the relentless pursuit of superiority in one field. Read along with the original article(s) here: https://ofdollarsanddata.com/choose-your-status-game-wisely/ Quotes to ponder: "Whatever status game you choose in life ultimately determines what you optimize for." "Status is relative to the context in which it is being evaluated." "The way out is building a solid foundation of status in multiple things." Episode references: "Why Zebras Don’t Get Ulcers" by Robert Sapolsky: https://www.amazon.com/Why-Zebras-Dont-Ulcers-Third/dp/0805073698/ Learn more about your ad choices. Visit megaphone.fm/adchoices
28/01/24·12m 37s

2602: Learning to Listen for a Life of Purpose, Health & JOY by Krista O'Reilly-Davi-Digui of A Life In Progress

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2602: Krista O'Reilly Davi-Digui of aLifeInProgress.ca shares her personal journey of learning to listen to her inner voice, illustrating how it guided her through life-changing decisions and moments. Emphasizing the importance of intuition in making choices, from marriage to home buying and personal health, she underscores how listening to oneself can lead to a life filled with purpose, health, and joy. Read along with the original article(s) here: https://www.alifeinprogress.ca/learning-listen-life-purpose-health-joy/ Quotes to ponder: "Maybe the right choice cannot be determined by logic alone." "Learning to listen is a journey: a process of building trust, offering ourselves forgiveness, living eyes and heart wide open." "Learning to listen is a beautiful, life-giving act of self-care." Learn more about your ad choices. Visit megaphone.fm/adchoices
28/01/24·8m 55s

2601: 5 Ways To Minimize Debt and Increase Your Retirement by Courtney Luke of Arrest Your Debt on Credit Card Management

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2601: Courtney Luke of ArrestYourDebt.com offers practical advice for breaking free from the debt cycle and bolstering retirement savings. She emphasizes the importance of curtailing credit card use, adopting a frugal lifestyle, ensuring minimum payments, increasing monthly payments, and pursuing side hustles. These strategies aim to shift from a debt-laden life to one of financial freedom and security for the future. Read along with the original article(s) here: https://arrestyourdebt.com/minimize-debt-and-increase-retirement/ Quotes to ponder: "The danger with skipping payments is you may get used to this cycle, which will only add additional late payments and interest on top of the amount you originally owed." Learn more about your ad choices. Visit megaphone.fm/adchoices
27/01/24·11m 10s

2600: [Part 2] How We Saved Multi-Millions by Go Curry Cracker on Saving Strategy & Compound Interest

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2600: Go Curry Cracker, aka Jeremy Jacobson, demystifies the journey to saving multi-millions. He describes a lifestyle focused on intentional living and smart financial choices, like saving a high percentage of income and harnessing the power of compound interest. Jacobson counters common criticisms with his own experiences, proving that financial independence is achievable through prudent decisions and investments, not luck or inheritance. Read along with the original article(s) here: https://www.gocurrycracker.com/how-we-saved-multi-millions/ Quotes to ponder: "Every story and person is unique and just because it’s possible for one person to overcome certain hardships in life, doesn’t mean it’s appropriate to say 'if I can do it, so can you'." References: Tedx Talk by Jeremy Jacobson: https://www.youtube.com/watch?v=SwoeplkovC4&ab_channel=TEDxTalks Learn more about your ad choices. Visit megaphone.fm/adchoices
26/01/24·10m 14s

2599: [Part 1] How We Saved Multi-Millions by Go Curry Cracker on Financial independence & Overcoming Adversity

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2599: Go Curry Cracker, blogging from Osaka, recounts his and his wife's journey from challenging beginnings to financial success. Despite a childhood near poverty and burdensome student loans, they managed to save multi-millions, highlighting that overcoming adversity is possible and financial success isn't solely determined by one's starting point. Read along with the original article(s) here: https://www.gocurrycracker.com/how-we-saved-multi-millions/ Quotes to ponder: "Every story and person is unique and just because it’s possible for one person to overcome certain hardships in life, doesn’t mean it’s appropriate to say 'if I can do it, so can you'." Learn more about your ad choices. Visit megaphone.fm/adchoices
25/01/24·9m 35s

2598: Should You Borrow Money From Friends or Family? by Amanda Kruse of Women Who Money on Asking Loved Ones For Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2598: Amanda Kruse of WomenWhoMoney.com delves into the complexities of borrowing money from friends or family. She explores the emotional and practical implications, weighing the pros and cons, and provides guidelines for doing so responsibly. The article underscores the importance of considering all options, understanding the impact on relationships, and ensuring clear communication and agreements to maintain healthy relationships while addressing financial needs. Read along with the original article(s) here: https://womenwhomoney.com/should-you-borrow-money-from-friends-or-family/ Quotes to ponder: "When money is involved in a relationship, feelings of resentment, trust issues, and differences in opinion can result." Learn more about your ad choices. Visit megaphone.fm/adchoices
24/01/24·11m 30s

2597: An Early Warning System for Your Investment Portfolio by Darrow Kirkpatrick of Can I Retire Yet on Diversification

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2597: Darrow Kirkpatrick outlines a comprehensive strategy for monitoring and managing investment portfolios, emphasizing diversification and risk management. He provides practical advice on balancing stocks, bonds, real estate, and commodities, along with considering inflation protection and international exposure to ensure a well-rounded financial plan. Read along with the original article(s) here: https://www.caniretireyet.com/an-early-warning-system-for-your-investment-portfolio/ Quotes to ponder: "Inflation is the termite of the financial world, silently eating away at your nest egg." Learn more about your ad choices. Visit megaphone.fm/adchoices
23/01/24·10m 47s

2596: Money Management Tips by Sandra Kenrick with I Will Teach You To Be Rich on Personal Finance

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2596: Sandra Kenrick offers insightful money management strategies, focusing on the importance of mindset, automating finances, conscious spending, retirement planning, and investing. Her approach emphasizes the power of intentional financial habits and leveraging tools for long-term wealth building. Read along with the original article(s) here: https://www.iwillteachyoutoberich.com/blog/money-management-tips/ Quotes to ponder: "Your financial goals, along with a streamlined method for managing your personal finances, will determine your financial situation in the long run." Learn more about your ad choices. Visit megaphone.fm/adchoices
22/01/24·11m 50s

2595: How to Live Well on One Income + 6 Tips to Make it Work by Amanda Brownlow of Hello Brownlow on Family Finances and Frugality

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2595: Amanda Brownlow shares her journey and practical tips for thriving on a single income. She emphasizes the importance of budgeting, minimizing possessions, setting goals, and maintaining a positive mindset. These strategies are crucial for families looking to simplify their financial life and focus on what truly matters. Read along with the original article(s) here: https://hellobrownlow.com/2019/08/21/how-to-live-well-on-one-income-6-tips-to-make-it-work/ Quotes to ponder: "I AM a good mother and a good wife. It might get hard and you might lose sight of why you went to one income. But remember why you’re doing this." Learn more about your ad choices. Visit megaphone.fm/adchoices
21/01/24·9m 50s

2594: 6 Home Decluttering and Organizing Tips for Busy Parents by Rose Lounsbury on Practical Steps For a Clean Home

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2594: Rose Lounsbury, a simplicity coach and mother, shares transformative decluttering and organizing tips for busy parents. Her insightful advice includes starting with personal items, establishing simple routines, and embracing minimalism over mere organization. These practical tips are aimed at creating a clutter-free, serene home environment. Read along with the original article(s) here: https://roselounsbury.com/6-home-decluttering-and-organizing-tips-for-busy-parents/ Quotes to ponder: "There’s a huge difference between simplicity and organization.” Episode references: Rose Lounsbury's TEDx Talk on Decluttering Towels: https://youtu.be/VlA7qgySO0I?si=THubbhPPzOeY63rs Learn more about your ad choices. Visit megaphone.fm/adchoices
21/01/24·9m 18s

2593: 4 Reasons You Should Rollover Your 401(k) Into an IRA by Jeff Rose of Good Financial Cents on Retirement Account Options

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2593: Jeff Rose of GoodFinancialCents.com explores the advantages of rolling over a 401(k) into an IRA, highlighting benefits like a wider range of investment choices, streamlined financial management, better control over retirement income, and more flexibility in handling required minimum distributions. Read along with the original article(s) here: https://www.goodfinancialcents.com/should-your-rollover-your-401k-into-an-ira/ Quotes to ponder: "Once you roll over to an IRA, you have some discretion, as far as how much taxes you want to be withheld from your distributions." "Having more investment choices to me is the biggest reason why you should do this." Learn more about your ad choices. Visit megaphone.fm/adchoices
20/01/24·9m 54s

2592: What It Takes To Save Money During Tough Times by Lisa Harrison of Mad Money Monster on Keeping Your Finances Safe

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2592: Lisa Harrison of MadMoneyMonster.com offers practical strategies for saving money during challenging times. She emphasizes the importance of understanding your true financial situation, seeking professional advice, establishing a budget, starting to save small amounts, maintaining transparency, setting up distinct funds, and persistently working towards your saving goals. Read along with the original article(s) here: https://madmoneymonster.com/2022/12/22/what-it-takes-to-save-money-during-tough-times/ Quotes to ponder: "Saving money is as much about discipline as it is about the money you save." Episode references: NerdWallet: The Best Budget Apps for 2024 Learn more about your ad choices. Visit megaphone.fm/adchoices
19/01/24·9m 59s

2591: 7 Mentally Strong Financial Traits by Andrew of Dollar After Dollar on Psychology of Spending Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2591: Andrew of DollarAfterDollar.com outlines seven key traits of mentally strong individuals in the context of financial success. He emphasizes the importance of understanding the long-term impact of financial decisions, removing emotion from financial choices, persistently sticking to a financial plan, overcoming fear and failure, adapting to setbacks, being willing to work hard, and continuously learning. Andrew highlights how these traits contribute to building wealth and achieving financial goals. He cites examples such as investing consistently, learning from mistakes, and gaining financial knowledge to become self-reliant in managing finances. Read along with the original article(s) here: https://www.dollarafterdollar.com/7-mentally-strong-financial-traits/ Quotes to ponder: "Money is a mental game." "If you invest $20 a week with the market average of 8% interest, you would have $51,310.30 in 20 years." "The greatest money mind of all time, Warren Buffet, is known to read 80% of his work day." Learn more about your ad choices. Visit megaphone.fm/adchoices
18/01/24·10m 15s

2590: Should You Buy a Fixer-Upper? by Lisa Aberle of Get Rich Slowly on Real Estate Investing

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2590: Lisa Aberle of GetRichSlowly.org delves into the pros and cons of buying a fixer-upper. She shares her personal experiences with two different fixer-upper homes, providing insights and practical advice for those considering such a purchase. Lisa emphasizes the importance of an honest self-appraisal regarding one's skills, willingness to undertake repairs, and the ability to live in an ongoing project. She also advises on assessing the home's condition and potential renovation costs. Her three key rules are: buy below the average cost in a good neighborhood, find a house with quality construction, and prefer cosmetic upgrades over major projects. Despite the allure of fixer-uppers, she cautions against underestimating the challenges and costs involved. Read along with the original article(s) here: https://www.getrichslowly.org/should-you-buy-a-fixer-upper/ Quotes to ponder: "Fixer-upper (noun). A home you purchase at a reasonable price, but one that requires an unreasonable amount of money in repairs and renovations." "So before you fall in love with a fixer-upper, ask yourself if this is a decision you can live in." Learn more about your ad choices. Visit megaphone.fm/adchoices
17/01/24·10m 57s

2589: Are 70% of American Men Lying? By Chris Guillebeau on Lifestyle Design & Simple Living

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2589: Chris Guillebeau of ChrisGuillebeau.com explores the concept of trading income for time, focusing on the claim that 70% of American men would accept a 20% pay cut for one less day of work per week. He delves into the source of this claim and its implications, questioning why more people don't make this trade-off despite a general desire for more personal time. Guillebeau considers various factors that might prevent people from seeking fewer work hours, such as fear of the unknown, financial commitments, and the power of inertia. He suggests exploring simplicity, productivity, and values alignment as alternative strategies to achieve a better balance between work and personal life. Read along with the original article(s) here: https://chrisguillebeau.com/are-70-of-american-men-lying/ Quotes to ponder: "Instead of rejecting reality, consider more useful strategies—simplicity, productivity, and values alignment." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Choosing Simplicity: http://www.amazon.com/Choosing-Simplicity-Finding-Fulfillment-Complex/dp/0967206715 The Simple Living Guide: https://www.amazon.com/Simple-Living-Guide-Janet-Luhrs/dp/0553067966 Getting Things Done: https://www.amazon.com/Getting-Things-Done-Stress-Free-Productivity/dp/0143126563 Execution: The Discipline of Getting Things Done: https://www.amazon.com/Execution-Discipline-Getting-Things-Done/dp/0609610570 The 7 Habits of Highly Effective People: https://www.amazon.com/Habits-Highly-Effective-People-Powerful/dp/0743269519 ZenHabits: https://zenhabits.net 43Folders.com: http://www.43folders.com Learn more about your ad choices. Visit megaphone.fm/adchoices
16/01/24·13m 36s

2588: You May Be Broke But Not Broken by Kiersten Saunders of Rich and Regular on The Tactics of Paying Off Debt

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2588: Kiersten Saunders of RichAndRegular.com shares stories of individuals grappling with financial challenges, illustrating that while debt and financial struggles are daunting, they do not define a person. She reflects on her own past of being "broke AF," emphasizing the importance of mindset in overcoming financial adversity. Kiersten encourages readers to redefine themselves beyond their financial struggles, highlighting that past decisions and current financial status do not determine one's worth or future potential. The post is a reminder that financial recovery is always possible with the right approach and mindset. Read along with the original article(s) here: https://richandregular.com/you-may-be-broke-but-not-broken/ Quotes to ponder: "You may be broke, but not broken." "The dollar amount you owe today, doesn’t define you." "You define you and if tomorrow you want to change your definition, you can do that too." Learn more about your ad choices. Visit megaphone.fm/adchoices
15/01/24·11m 18s

2587: Ways To Help Others Without Hurting Your Own Finances by Vekevia Tillman-Jones with Financial Finesse on Giving Back Frugally

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2587:  Vekevia Tillman-Jones offers a compassionate yet practical approach to balancing the desire to help others with maintaining one's own financial health. Her article provides creative strategies for supporting loved ones without compromising your financial stability, emphasizing the importance of time and resources management. Read along with the original article(s) here: https://www.financialfinesse.com/2018/09/06/ways-to-help-others-without-hurting-your-own-finances/ Quotes to ponder: "Sometimes all a person really needs is a caring friend to empower them to get on their feet and hold them accountable for taking the steps to helping themselves." "Helping others and giving back can bring great joy and a sense of purpose, so keep that up but remember to make sure you are financially sound first." "Be an ear to your friend or family member and offer them guidance or help them find resources available so they can be better equipped to help themselves." Learn more about your ad choices. Visit megaphone.fm/adchoices
14/01/24·9m 25s

2586: How To Learn To Love Self Care by Victoria Faling with A Brighter Wild on Personal Well-being

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2586:  Victoria Faling's insightful exploration into self-care reveals how personalizing this practice can transform it from a chore into a rejuvenating activity. She emphasizes that self-care is not about forcing yourself to do activities you dislike, but about discovering what genuinely makes you feel fulfilled and integrating that into your routine. Read along with the original article(s) here: https://www.abrighterwild.com/blog/learn-to-love-self-care Quotes to ponder: "Self-care isn’t about dragging yourself to do something you dislike, it’s about finding enjoyable acts that recharge your batteries and make you feel whole." "It took a long time for me to acknowledge that I deserved to 'treat' myself and take care of myself." "Prioritize yourself so that you can heal, grow, and in turn be there for others." Learn more about your ad choices. Visit megaphone.fm/adchoices
14/01/24·11m 18s

2585: What You May Not Know About Impulse Spending by Jackie Beck on Financial Goals & Budgeting

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2585:  Jackie Beck's insightful take on impulse spending highlights the subtleties of this habit, extending beyond the stereotypical mall trips to spontaneous decisions like dining out. Her personal anecdotes and practical steps offer a relatable and actionable guide for anyone looking to control their spending and align it with their long-term goals. Read along with the original article(s) here: https://www.jackiebeck.com/what-you-may-not-know-about-impulse-spending/ Quotes to ponder: "Impulse spending adds up, and keeps you from your real goals if you let it get out of hand." "Once you’ve identified yourself as an impulse spender, figure out what triggers the spending." "Remember that you’re not trying to change who you are. You’re trying to change what you do by reducing impulse spending." Learn more about your ad choices. Visit megaphone.fm/adchoices
13/01/24·11m 30s

2584: 5 Ways to Solve Your Top Retirement Concern - Outliving Your Money by Kathleen Coxwell of New Retirement on Financial Security

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2584:  Kathleen Coxwell of NewRetirement.com discusses common retirement concerns, particularly outliving one's money. She highlights five strategies to address this fear, including managing lifestyle expenses, considering living situations like downsizing or reverse mortgages, understanding healthcare costs, implementing tax savings measures, and diversifying investment portfolios. These solutions aim to provide security and peace of mind for retirees facing financial uncertainty. Read along with the original article(s) here: https://www.newretirement.com/retirement/5-ways-to-solve-your-top-retirement-concern-outliving-your-money/ Quotes to ponder: "To help alleviate their clients’ longevity concerns, CPA financial planners integrate tax planning strategies to maximize income in retirement." Learn more about your ad choices. Visit megaphone.fm/adchoices
12/01/24·10m 25s

2583: That Clutter in Your Home Used to be Money by Craig Stephens of Retire Before Dad on Spending Mindfully

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2583:  Craig Stephens of Retire Before Dad.com shares his perspective on how clutter in the home represents wasted money and opportunities. He discusses the emotional and financial costs of holding onto items that depreciate rapidly and offers advice on minimizing clutter, including embracing minimalism, being intentional about purchases, and focusing on experiences over material possessions. This approach aims to free individuals from the burden of excess belongings and promote a more fulfilling lifestyle. Read along with the original article(s) here: https://www.retirebeforedad.com/clutter-home-money/ Quotes to ponder: "When I see unused stuff around the house, I see things that used to be money." "Material objects become a lifelong burden. Once you own an object, it owns you until you release it from your life." "Spend money on experiences that bring you happiness, not things that give you or the kids short-term excitement, but end up collecting dust." Episode references: "Clutterfree with Kids" by Joshua Becker: Link to Book Learn more about your ad choices. Visit megaphone.fm/adchoices
11/01/24·12m 40s

2582: How To Reach Financial Independence On A Low Income by Christina Browning of Our Rich Journey on Savings Strategies

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2582:  Christina Browning from OurRichJourney.com demystifies the path to financial independence on a low income. She outlines practical strategies including calculating and improving your savings rate, seeking financial assistance, skill trading, avoiding convenience costs, utilizing DIY resources like YouTube, using cash instead of credit, wisely investing tax returns, and organizing life to minimize expenses. These steps are tailored to empower individuals with limited resources to achieve their financial independence goals. Read along with the original article(s) here: https://www.ourrichjourney.com/post/how-to-reach-financial-independence-on-a-low-income Quotes to ponder: "The key to reaching financial independence is by focusing on the money that you do have and prioritizing how you spend it." "Using cash is a far better way to gauge how you are spending money, because you see the money depleting before your eyes." Learn more about your ad choices. Visit megaphone.fm/adchoices
10/01/24·11m 20s

2581: What Do You Do After You Make A ZILLION Dollars? by James Altucher on Sudden Wealth & Financial Management

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2581:  James Altucher's article on JamesAltucher.com offers valuable advice for managing sudden wealth. He emphasizes the importance of patience, caution in lending and investing, maintaining good health, and not burning out. These guidelines aim to help individuals navigate newfound wealth wisely and ensure long-term financial stability. Read along with the original article(s) here: https://jamesaltucher.com/blog/what-do-you-do-after-you-make-a-zillion-dollars/ Quotes to ponder: "Don’t change your lifestyle at all for at least one year." "There’s no such thing as luck. In the chess-playing world there’s a saying: 'Only the good players are lucky.'" Learn more about your ad choices. Visit megaphone.fm/adchoices
09/01/24·9m 49s

2580: How to Manage Your Career to Make Millions More by ESI of ESI Money on Wealth Building Advice

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2580:  ESI from ESIMoney.com provides a compelling guide on how to boost your career's value, outlining seven critical steps. These include over-performing, enhancing likability, networking effectively, maintaining an attractive presence, continual learning, adept self-management, and marketing oneself skillfully, all of which are essential for career success and financial growth. Read along with the original article(s) here: https://esimoney.com/how-to-manage-your-career-to-make-millions-more/ Quotes to ponder: "Those that consistently over-perform are the ones that get promotions, greater responsibility, and higher wages." "Knowing the right people isn’t the one end-all pathway to career success, but it’s a major part of it." "It’s not bragging if you can back it up." Episode references: "So Good They Can't Ignore You" by Cal Newport: Link to Book Learn more about your ad choices. Visit megaphone.fm/adchoices
08/01/24·10m 11s

2579: The Biggest Lie in Personal Finance by Nick Maggiulli of Of Dollars and Data on Retirement Myths

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2579:  Nick Maggiulli's article "The Biggest Lie in Personal Finance" exposes the oversimplified notion that reducing expenses is the key to wealth. He argues that for many, especially those with lower incomes, cutting costs isn't enough without addressing the core issues of insufficient income and systemic financial constraints. Read along with the original article(s) here: https://ofdollarsanddata.com/the-biggest-lie-in-personal-finance/ Quotes to ponder: "The only 'secret' that I know to get rich is to grow your income and invest in income-producing assets." Episode references: Consumer Expenditure Survey, Bureau of Labor Statistics: Consumer Expenditure Surveys - U.S. Bureau of Labor Statistics​​. Learn more about your ad choices. Visit megaphone.fm/adchoices
07/01/24·11m 4s

2578: Moments Can't Be Captured by David Cain of Raptitude on Fleeting Moments

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2578:  David Cain's narrative in "Moments Can't Be Captured" explores the poignant realization that trying to immortalize experiences through photographs often detracts from truly living them. He shares a personal encounter with a deer, choosing to savor the moment rather than capture it through a lens. This story becomes a metaphor for appreciating life's fleeting moments without the pressure to preserve them artificially. Read along with the original article(s) here: https://www.raptitude.com/2009/07/moments-cant-be-captured/ Quotes to ponder: "The Urge to Own Moments: Sometimes we want so badly to capture a remarkable moment in progress, that we introduce an unnecessary anxiousness to our experience of it." "A captured image can invoke torrents of emotion and suggest a touching narrative, but it can’t take you back to the moment, especially if you weren’t there in the first place." "How amazing it would be if we could let the experience itself be enough, however long or short it may be, and let go of the need to try and make a possession of it." Learn more about your ad choices. Visit megaphone.fm/adchoices
07/01/24·11m 12s

2577: [Part 2] 5 Tips For Making Extra Money by Philip Taylor of PT Money on Goal Setting and Hard Work

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2577:  Philip Taylor's insights in "5 Tips For Making Extra Money" illuminate the path to successful side hustles, emphasizing the importance of starting before perfection, seeking mentorship, meticulous planning, and dedicated hard work. He narrates how taking actionable steps, even amidst uncertainty, can gradually lead to mastering business skills and achieving financial goals. Read along with the original article(s) here: https://ptmoney.com/make-extra-money-tips/ Quotes to ponder: "The perfect is the enemy of the good. You have a choice–sit around in the planning stage forever, or jump in with both feet and earn while you learn." "Don’t expect to be the ultimate small business owner when you’re just getting started. You’re going to make mistakes–plenty of them." "Success is only 1% inspiration, the other 99% is hard work." Learn more about your ad choices. Visit megaphone.fm/adchoices
06/01/24·9m 21s

2576: [Part 1] 5 Tips For Making Extra Money by Philip Taylor of PT Money on Side Hustle Ideas

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2576:  Philip Taylor of PTMoney.com shares insightful ways to transform hobbies into profitable ventures. His approach demystifies the process of earning extra income, emphasizing the practicality of leveraging personal passions and skills in an entrepreneurial spirit. Read along with the original article(s) here: https://ptmoney.com/make-extra-money-tips/ Quotes to ponder: "The things you choose to spend your free time on are the things you are passionate about. All you have to do is figure out how to turn that hobby into a money-making business." Learn more about your ad choices. Visit megaphone.fm/adchoices
05/01/24·10m 7s

2575: Pension, Schmension! Retire on Your Own Terms by Mr. Money Mustache on Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2575:  Mr. Money Mustache's insightful piece sheds light on the pitfalls of financial habits inherited from parents and the traps of conventional employment. It emphasizes the importance of financial independence and the freedom it brings, using a professor's story as a case study to illustrate how one can successfully transition from a traditional career to a self-directed life, free from the constraints of salary and artificial security. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/01/29/pension-schmension-retire-on-your-own-terms/ Quotes to ponder: "To retire, you need passive income to cover your annual living expenses, with a reasonable safety margin." "The money-driven phase of your life is complete." "More money beyond the reasonable guidelines noted already does not make your life better." Learn more about your ad choices. Visit megaphone.fm/adchoices
04/01/24·12m 50s

2574: What Is Portfolio Rebalancing? (And How To Do It) by Sarah Sharkey with The College Investor on Asset Allocation

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2574:  Sarah Sharkey's article with TheCollegeInvestor.com demystifies portfolio rebalancing, a crucial yet often overlooked aspect of investing. She illustrates how rebalancing maintains alignment with your financial goals and risk tolerance, despite market fluctuations. Read along with the original article(s) here: https://thecollegeinvestor.com/37290/what-is-portfolio-rebalancing/ Quotes to ponder: "Portfolio rebalancing is the act of reorganizing your asset allocation as your portfolio grows." "Rebalancing is an important component of building an investing strategy that is successful in the long term." "If you never rebalance your portfolio, you may be steering into uncharted territory as if you were a driver that decided to throw out the map while on a cross-country road trip." Learn more about your ad choices. Visit megaphone.fm/adchoices
03/01/24·11m 13s

2573: 6 Things You Should Never Scratch Off Your Budget by Courtney Luke of Arrest Your Debt on Savings and Health Insurance

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2573: Courtney Luke at ArrestYourDebt.com provides insightful guidance on maintaining a robust financial plan. The article emphasizes the importance of never eliminating key elements such as savings, health insurance, debt repayment, life insurance, discretionary spending, and groceries from your budget. These components are crucial for long-term financial health and resilience. Read along with the original article(s) here: https://arrestyourdebt.com/never-scratch-off-your-budget/ Quotes to ponder:  "Putting aside even the tiniest sum of money can make a huge difference in the long run, whether it’s an emergency fund or investments." Learn more about your ad choices. Visit megaphone.fm/adchoices
02/01/24·12m 0s

2572: Utility on Investment by Tynan on Financial Freedom

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2572: Tynan from Tynan.com challenges conventional investment wisdom, advocating for a broader view of 'utility on investment.' He shares personal examples like his RV and art collection, emphasizing the significant, often overlooked returns in terms of lifestyle improvements and cost savings. Tynan's approach is about investing in experiences and resources that enhance life's quality while reducing future expenses, illustrating a unique path to financial freedom. Read along with the original article(s) here: http://tynan.com/utility Quotes to ponder: "The point of money is utility, so why aren’t we thinking one step further and thinking about how we can earn the most utility on money?" Learn more about your ad choices. Visit megaphone.fm/adchoices
01/01/24·10m 59s

2571: 5 Ways to Involve Kids in the Family Budget by Chelsea of Smart Money Mamas on Financial Literacy For Children

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2571: Chelsea from SmartMoneyMamas.com provides insightful strategies to involve children in family finances. The article emphasizes practical methods like using cash for certain expenses, understanding entertainment budgets, and maintaining a family savings chart. These approaches not only make money tangible for kids but also instill valuable financial habits early on. Read along with the original article(s) here: https://smartmoneymamas.com/5-ways-to-involve-kids-in-the-family-budget/ Quotes to ponder: "The best ways to involve your children in the family budget are going to be any methods that get them physically involved." "If we discuss money with our children inconsistently or make it clear that is an uncomfortable subject for us, the first financial lesson our kids will learn is money is mysterious and scary." "Fully understanding the idea of opportunity cost from a young age will help [children] make smarter financial decisions as an adult." Learn more about your ad choices. Visit megaphone.fm/adchoices
31/12/23·9m 13s

2570: When Life Throws You Curveballs by Julie Morgenstern on Parenting Challenges

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2570: Julie Morgenstern's article offers invaluable guidance for parents on managing life's unexpected challenges. She emphasizes the importance of seeking help and prioritizing self-care during crises, ensuring parents can maintain their well-being while effectively supporting their children. Read along with the original article(s) here: https://www.juliemorgenstern.com/tips-tools-blog/2020/6/5/when-life-throws-you-curveballs Quotes to ponder: "Curveballs can deal a leveling blow. They disrupt our whole way of life, turning our systems upside down." "In order to be in a position to soothe your kids, you first need to soothe yourself." "Whatever unexpected situations life has in store for you, remember they are made more manageable by getting some help and taking care of yourself first." Learn more about your ad choices. Visit megaphone.fm/adchoices
31/12/23·9m 52s

2569: Stop Using These 6 Ridiculous Excuses For Not Saving Money by Michelle Schroeder-Gardner of Making Sense of Cents on Financial Health

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2569: Michelle Schroeder-Gardner's article debunks six common excuses that hinder effective savings, emphasizing the importance of overcoming psychological barriers to financial health. She illustrates how changing beliefs and attitudes toward money can significantly improve one's financial situation. Read along with the original article(s) here: https://www.makingsenseofcents.com/2015/05/stop-using-these-excuses-for-not-saving-money.html Quotes to ponder: "The truth is that you can still live a great life AND save money." "Saving something is better than saving nothing." "If others are doing better financially, they are merely showing you what is also possible for you." Learn more about your ad choices. Visit megaphone.fm/adchoices
30/12/23·10m 15s

2568: How to Stop Worrying About Money by Jessica Jokisch of ChristineLuken.com on Financial Health

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2568: Jessica Jokisch's insightful article, "How to Stop Worrying About Money," offers a practical and empowering approach to achieving financial peace. Jokisch shares her personal journey and effective strategies, including facing financial facts, positive self-talk, gratitude, and taking small actionable steps, to help individuals break free from the constant anxiety over finances. Read along with the original article(s) here: https://www.christineluken.com/how-to-stop-worrying-about-money/ Quotes to ponder: "Once you know what you’re dealing with, you can see where positive change is needed and make a game plan for action." "Your new, positive money mantras need to both sound good and feel good to you." "Tap into the 'dynamic duo' of money worry busters: gratitude and generosity." Learn more about your ad choices. Visit megaphone.fm/adchoices
29/12/23·11m 23s

2567: How We Developed Couple Financial Goals by Amanda of Women Who Money on Communication and Trust

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2567: Amanda from WomenWhoMoney.com shares her journey of developing shared financial goals with her partner, revealing it was not an overnight success. Despite initial money mistakes and differing views, their commitment to communication, honesty, and mutual respect laid the foundation for achieving their financial dreams together. Read along with the original article(s) here: https://womenwhomoney.com/develop-shared-financial-goals/ Quotes to ponder: "But putting effort into our relationship and our finances was worth it. It's taken time and hard work — but our shared goals have improved our money and lives." "Without mutual respect and trust, it's tough to open up and talk about anything, let alone money." "To us, that's what money is for — to use as a tool to create a life you love! I can’t think of a better reason to set shared money goals." Episode references: Monarch Money: Monarch Money website Learn more about your ad choices. Visit megaphone.fm/adchoices
28/12/23·10m 12s

2566: What is Debt Settlement and How Does It Work? by James Lambridis of Debt MD on Financial Management

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2566: James Lambridis' article on debt settlement offers a thorough understanding of how these organizations operate, outlining the process, risks, and considerations involved. It's a valuable resource for anyone grappling with debt, providing clarity on debt settlement's impact on credit scores, tax implications, and the potential pitfalls of engaging with such companies. Read along with the original article(s) here: https://www.debtmd.com/blog/what-is-debt-settlement-and-how-does-it-work? Quotes to ponder: "Debt settlement can be a financial lifesaver if you've hit the limit on all your credit cards and find yourself getting deeper in debt." Episode references: Consumer Financial Protection Bureau Report on Debt Settlements and Credit Counseling: This resource offers valuable insights into the potential risks and considerations of engaging with debt settlement and credit counseling services. You can access it at CFPB Website​​. Learn more about your ad choices. Visit megaphone.fm/adchoices
27/12/23·10m 48s

2565: [Part 2] Our Retirement Expenses: Where Does the Money Go? by Darrow Kirkpatrick of Can I Retire Yet on Budget Management

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2565: Darrow Kirkpatrick of CanIRetireYet.com shares insightful details on managing retirement expenses, emphasizing the significance of monitoring and adjusting spending patterns. He highlights the importance of considering variable expenses like personal care, taxes, and housing costs, and addresses the practicality of adapting expenses in response to financial market changes. Read along with the original article(s) here: https://www.caniretireyet.com/our-retirement-expenses-money-go/ Quotes to ponder: "...with a willingness to cut spending when markets underperform, it is possible to increase the initial spending rate above whatever has been determined as safe for constant inflation-adjusted withdrawals." Episode references: Bill Perkins' book, "Die with Zero": Die With Zero 2021 survey by the Employee Benefit Research Institute (EBRI): EBRI 2021 Survey National Institute on Retirement Security (NIRS) study: NIRS Study Learn more about your ad choices. Visit megaphone.fm/adchoices
26/12/23·11m 32s

2564: [Part 1] Our Retirement Expenses: Where Does the Money Go? by Darrow Kirkpatrick of Can I Retire Yet on Retirement Planning

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2564: Darrow Kirkpatrick's insights on managing retirement expenses are invaluable for anyone planning their future. He emphasizes the importance of tracking personal expenses rather than relying on national statistics, offering a transparent look into his own retirement budget across various categories. This real-world perspective aids listeners in assessing and aligning their spending with life priorities, crucial for a comfortable retirement. Read along with the original article(s) here: https://www.caniretireyet.com/our-retirement-expenses-money-go/ Quotes to ponder: "Spending is a very personal area. No doubt some will be surprised at what we do, and don’t, spend money on." "Tracking your spending allows you to grow awareness and mindfulness around your money and spending at every stage of your financial journey." Learn more about your ad choices. Visit megaphone.fm/adchoices
25/12/23·10m 26s

2563: Roth Conversion by Mike Ballew of Egg Stack on Taxable Events

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2563: Mike Ballew of EggStack.com delves into the intricacies of Roth Conversions, explaining their taxable nature and strategic benefits. He emphasizes their potential for long-term tax savings, especially for those anticipating higher future tax brackets or increased government spending. The article balances these advantages with the financial planning challenges they pose, including the impact on savings and the risks of future tax changes. Read along with the original article(s) here: https://eggstack.com/blog/2021-05-02-Roth-Conversion/ Quotes to ponder: "The primary advantage of a Roth conversion is that over the long haul you may pay less in taxes." "A disadvantage of Roth conversion is that any general savings you have set aside for unexpected expenses are going to take a hit." "A Roth conversion is like when a normal character transforms into a superhero – it supercharges your retirement contributions." Learn more about your ad choices. Visit megaphone.fm/adchoices
24/12/23·12m 3s

2562: Am I Too Old For Personal Training by Riley Pearce of Free Form Fitness on Aging and Exercise

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2562: Riley Pearce's article from FreeFormFitness.ca emphasizes the importance of physical fitness for seniors, highlighting how personal training can effectively address the unique challenges of aging. It outlines the physiological changes that occur with age and the significant benefits of exercise and personal training in maintaining health, mobility, and independence in later years. Read along with the original article(s) here: https://freeformfitness.ca/am-i-too-old-for-personal-training/ Quotes to ponder: "Every healthy choice you make is like a deposit into a healthy retirement fund." "Physical activity is one of the few things you can do to restore mobility, balance, strength and physical functionality after it has been lost." "No, you are not too old for a personal trainer. In fact, hiring a personal trainer is the best way to guarantee that you will exercise on a regular basis in a way that will challenge and improve your physical fitness and overall health." Episode references: Canadian Society of Exercise and Physiology: Visit Site American College of Sports Medicine: Visit Site American Council on Exercise: Visit Site National Strength and Conditioning Association: Visit Site Learn more about your ad choices. Visit megaphone.fm/adchoices
24/12/23·11m 13s

2561: 3 Numbers That Matter More Than Your Credit Score by Kelley Long of Financial Finesse on Net Worth and Financial Freedom

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2561: Kelley Long from FinancialFinesse.com emphasizes the importance of focusing on net worth, retirement readiness, and emergency funds over obsessing about credit scores. These three key financial indicators offer a more comprehensive and meaningful assessment of financial health, guiding towards true financial freedom and stability. Read along with the original article(s) here: https://www.financialfinesse.com/2016/06/22/3-numbers-that-matter-more-than-your-credit-score/ Quotes to ponder: "Life happens and when it does, having cash that’s easily accessible takes away much of the financial stress." Learn more about your ad choices. Visit megaphone.fm/adchoices
23/12/23·8m 55s

2560: Investment Fees Are The Worst by Wanderer of Millennial Revolution on MER and Mutual Funds

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2560: Wanderer from Millennial Revolution brings to light the hidden, damaging impact of investment fees, especially in mutual funds. By comparing the long-term effects of Management Expense Ratios (MERs) in mutual funds versus lower-cost ETFs, the article reveals how even small percentages can significantly reduce investment returns over time. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/investment-fees-are-the-worst/ Quotes to ponder: "Investment fees usually don’t appear in your statement, and are instead embedded inside your mutual fund and taken silently out of the fund’s performance." "The more you pay, the worse the performance, because that fee just eats into your returns." Learn more about your ad choices. Visit megaphone.fm/adchoices
22/12/23·11m 24s

2559: 6 Ways to Lower Your Home Insurance by April Dykman of Get Rich Slowly on Financial Savings

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2259: April Dykman's insightful article from GetRichSlowly.org offers six practical strategies for homeowners to reduce their insurance costs. From ensuring appropriate coverage levels to improving credit scores and consolidating policies, these tips are designed to help homeowners save money and navigate the complexities of home insurance. Read along with the original article(s) here: https://www.getrichslowly.org/6-ways-to-lower-your-home-insurance/ Quotes to ponder: "Making your home more windstorm-resistant, such as adding storm shutters, can lower your insurance premium." "Consolidating your home and auto insurance can save you anywhere from 5 to 15 percent." Episode references: Insurance Information Institute: [https://www.iii.org/] Learn more about your ad choices. Visit megaphone.fm/adchoices
21/12/23·10m 35s

2558: How to Retire: 5 Steps to a Secure Future by Kathleen Coxwell of New Retirement on Retirement Planning

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2558: Kathleen Coxwell's guide on retiring securely, regardless of savings, presents a practical five-step plan. It emphasizes the importance of having a purpose, creating and adjusting a retirement plan, exploring financial options, setting a firm retirement date, and embracing the journey with confidence. Read along with the original article(s) here: https://www.newretirement.com/retirement/how-to-retire-5-steps-to-a-secure-future-jump-in/ Quotes to ponder: "It is best to retire to do something, not just to escape whatever you do to earn money." Episode references: Risk Parity Radio: [https://www.riskparityradio.com/] Learn more about your ad choices. Visit megaphone.fm/adchoices
20/12/23·11m 56s

2557: Our All-Time Favorite Frugal Things to Stuff in a Holiday Stocking by Lisa Harrison of Mad Money Monster on Budget-Free Holidays

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2557: Lisa Harrison of MadMoneyMonster.com shares creative and budget-friendly ideas for holiday stocking stuffers. Emphasizing thoughtfulness over expense, the article suggests unique gifts like specialty soaps, glass water bottles, and homemade gift certificates, reflecting a blend of practicality and personal touch for a memorable holiday experience. Read along with the original article(s) here: https://madmoneymonster.com/2017/11/27/time-favorite-frugal-things-stuff-holiday-stocking/ Quotes to ponder: "A thoughtful gift is much better, and usually more appreciated, than an expensive gift." "It’s really hard to argue with giving or receiving cash. There aren’t any fees that go along with giving gift cards, and it never expires." Episode references: The Simple Path to Wealth by Jim Collins: Link Learn more about your ad choices. Visit megaphone.fm/adchoices
19/12/23·10m 14s

2556: What Is An Index Fund? by Andrew of Dollar After Dollar on Financial Indexes and Mutual Funds

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2556: Andrew from DollarAfterDollar.com demystifies index funds, explaining their advantages in diversification, low costs, and broader market exposure. He clarifies how these funds mirror financial indices and are optimal for long-term investment, especially for retirement planning. Read along with the original article(s) here: https://www.dollarafterdollar.com/what-is-an-index-fund/ Quotes to ponder: "Index funds are mutual funds that come with a portfolio designed to track or match a financial index." "An index fund is usually considered to be the ideal portfolio holdings for retirement accounts like the 401k or IRAs." "The basic idea behind an index fund is that by matching the index profile, you will match its performance too." Learn more about your ad choices. Visit megaphone.fm/adchoices
18/12/23·11m 28s

2555: 4 Reasons Why You Can't Stop Shopping and What to Do About It by Jennifer of Simply Fiercely on Shopping Addiction

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2555: Jennifer's insightful exploration into the psychology of shopping addiction in "4 Reasons Why You Can’t Stop Shopping and What To Do About It" is a must-listen for anyone struggling with compulsive buying. She articulately delves into the emotional drivers behind shopping and offers practical steps to regain control. Read along with the original article(s) here: https://www.simplyfiercely.com/stop-shopping/ Quotes to ponder: "When you’re tempted to buy something, look at the price and ask what’s the true cost? How many hours of your life would you be trading for your purchase?" Learn more about your ad choices. Visit megaphone.fm/adchoices
17/12/23·10m 30s

2554: When in Doubt Be Generous by Jeff Goins of Goins Writer on Personal Growth and Success Strategy

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2554: Jeff Goins emphasizes the power of generosity as a key to success. He shares personal anecdotes and insights to debunk the myth that generosity is a byproduct of success, arguing instead that it's a driving force. Through examples from his own life and writing career, Goins illustrates how giving freely can lead to personal growth, better work, and ultimately, more success. Read along with the original article(s) here: https://goinswriter.com/generous/ Quotes to ponder: "Anytime I start getting scared of running out of something, I give away something. I have more than enough love, money, work, friendship, food, time, and energy to share. Always." "Spend it all, shoot it, play it, lose it, all, right away, every time. Do not hoard what seems good for a later place in the book or for another book; give it, give it all, give it now." Episode references: "Real Artists Don't Starve" by Jeff Goins: https://www.amazon.com/Real-Artists-Dont-Starve-Strategies/dp/0718086260 Learn more about your ad choices. Visit megaphone.fm/adchoices
17/12/23·9m 59s

2553: [Part 2] Why Pursue Financial Independence? Because Nothing Lasts Forever by A Purple Life on Corporate Acquisition

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2553: A Purple Life's article, "Why Pursue Financial Independence? Because Nothing Lasts Forever," delves into the stark reality of corporate acquisitions and the disillusionment that follows. The author reflects on her experience with a once-cherished company being absorbed into a generic corporation, emphasizing the importance of financial independence as a safeguard against such unpredictable changes in the workplace. Read along with the original article(s) here: https://apurplelife.com/2021/01/26/why-pursue-financial-independence/ Quotes to ponder: "People have asked me before if I regret quitting and I always responded 'No,' but after these events unfolded, it’s the first time I’ve actually felt relieved that I quit." Learn more about your ad choices. Visit megaphone.fm/adchoices
16/12/23·9m 3s

2552: [Part 1] Why Pursue Financial Independence? Because Nothing Lasts Forever by A Purple Life on Life Changes

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2552: A Purple Life shares a powerful message on the impermanence of life and the importance of financial independence. Through personal experiences, from leaving a dream job in NYC to witnessing a company's unexpected acquisition, the article underscores the reality that nothing lasts forever, emphasizing the value of financial independence as a buffer against life's unpredictable nature. Read along with the original article(s) here: https://apurplelife.com/2021/01/26/why-pursue-financial-independence/ Quotes to ponder: "The only thing guaranteed in life is that nothing is certain and everything changes." Episode references: Awareness by Tony de Mello - Link Learn more about your ad choices. Visit megaphone.fm/adchoices
15/12/23·9m 36s

2551: How to Master the Art of Delayed Gratification by Ben Feldman with Good Financial Cents on Financial Success

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2551: Ben Feldman of GoodFinancialCents.com delves into the transformative power of delayed gratification, a crucial component for achieving financial success. He unravels how childhood experiences shape our attitudes towards money, emphasizing the need to shift from immediate rewards to long-term financial goals. The article offers practical strategies for aligning values with financial objectives, using imagination and tangible reminders to make future rewards feel more real and attainable. Read along with the original article(s) here: https://www.goodfinancialcents.com/how-to-master-the-art-of-delayed-gratification/ Quotes to ponder: "The ability to delay gratification is the true key to financial success." "To shift your mindset, one of the most powerful tools in your arsenal will be your imagination." "Creating tangible reminders of your objectives reinforces commitment." Learn more about your ad choices. Visit megaphone.fm/adchoices
14/12/23·10m 44s

2550: How to Live Rent and Mortgage Free by Christina Browning of Our Rich Journey on Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2550: Christina Browning of OurRichJourney.com offers a refreshing perspective on minimizing housing costs, a major hurdle in achieving financial independence. She shares ingenious strategies for living rent and mortgage free, from being a resident advisor to strategic downsizing and utilizing employer-paid housing. These insights are crucial for anyone aiming to fast-track their path to financial freedom. Read along with the original article(s) here: https://www.ourrichjourney.com/post/how-to-live-rent-and-mortgage-free Quotes to ponder: "Think differently! Consider what would happen if you told yourself that you should spend no more than ten percent of your income on housing?" Learn more about your ad choices. Visit megaphone.fm/adchoices
13/12/23·10m 9s

2549: 7 Money-Saving Tips You Should Already Be Following by Melissa Lobo with MoneyMiniBlog on Financial Goals

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2549: Melissa Lobo, with MoneyMiniBlog.com, offers practical and easy-to-implement money-saving tips suitable for those with tight budgets. From strategically saving paychecks to trimming down expenses in areas like cellphone bills, food, and prescriptions, Lobo's advice emphasizes smart financial habits that can lead to significant savings without feeling deprived. Read along with the original article(s) here: http://moneyminiblog.com/save-money/common-money-saving-tips/ Quotes to ponder: "By the end of the year, you will have saved at least two paychecks’ worth of funds!" Episode references: GoodRx: https://www.goodrx.com/ LowestMed: https://www.rxspark.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
12/12/23·9m 31s

2548: The 4% Retirement Rule: Why You Can Plan but Not Predict by Chris Reining on Economic Downturns

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2548: Chris Reining's insightful piece on the 4% Retirement Rule illuminates the uncertainties of financial planning, drawing parallels with the unforeseen challenges faced by the Apollo 13 astronauts. He emphasizes that while the 4% rule, initially proposed by Bill Bengen and further explored by Michael Kitces, is designed to withstand economic downturns, it's the adaptability to unexpected situations that truly secures financial stability in retirement. Read along with the original article(s) here: https://chrisreining.com/plan-predict/ Quotes to ponder: "You can plan, but not predict." "The reason the 4% rule works during recessions is because the 4% rule is based on the worst possible historical scenarios." Learn more about your ad choices. Visit megaphone.fm/adchoices
11/12/23·9m 36s

2547: Reinventing The Wheel by Fritz Gilbert of The Retirement Manifesto on Continual Improvement

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2547: Fritz Gilbert of TheRetirementManifesto.com explores the vital practice of "reinventing the wheel," especially in retirement. He argues that continual improvement and adaptation aren't just beneficial; they're necessary. From modifying your approach to travel and spending to embracing time over money, Gilbert highlights how reinventing aspects of life can lead to a more fulfilling retirement experience. Read along with the original article(s) here: https://www.theretirementmanifesto.com/reinventing-the-wheel/ Quotes to ponder: "Retirement is a perfect time to reinvent your wheel. Don’t settle for things as they are, but rather seek to continually improve your life experience." Learn more about your ad choices. Visit megaphone.fm/adchoices
10/12/23·9m 36s

2546: 4 Gift-Giving Tips to Give the Perfect Present this Holiday by Ramit Sethi of I Will Teach You To Be Rich

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2546: Ramit Sethi's insights on gift-giving transform a daunting task into an art form, emphasizing the joy and skill involved in selecting the perfect present. His approach challenges conventional ideas and offers practical, thoughtful strategies to enhance your gift-giving experience this holiday season. Read along with the original article(s) here: https://www.iwillteachyoutoberich.com/blog/how-to-give-good-gifts/ Quotes to ponder: "Watching their faces as they open up the perfect present — one I am totally confident they’ll love — that’s part of a Rich Life for me." "If someone wants a gift certificate, get them a gift certificate. You can make it more of a special gift by the presentation and note you send." "Generosity is a huge part of my Rich Life, so I’ve tried to 'dial in' and get deeper." Episode references: NYC Hot Sauce convention - NYC Hot Sauce Convention Learn more about your ad choices. Visit megaphone.fm/adchoices
10/12/23·11m 3s

2545: To Be Young! The Best Time to Invest by Jesse Cramer of Best Interest on Investing Early

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2545: Jesse Cramer's article, "To Be Young! The Best Time to Invest," offers a compelling perspective on the importance of investing early in life. Using the example of Wallace, Cramer illustrates how investing in one's youth, especially during the early 20s, can significantly impact retirement savings due to the power of compound interest. The article emphasizes the importance of starting to invest as soon as possible, demonstrating how early investments grow exponentially over time. Read along with the original article(s) here: https://bestinterest.blog/to-be-young/ Quotes to ponder: "Your youth isn’t just a good time to invest. It’s the best time to invest." Learn more about your ad choices. Visit megaphone.fm/adchoices
09/12/23·10m 54s

2544: I Shouldn't Want to Be Liked So Much by James Altucher on Financial Choice & Cost of Attending College Education

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2544: James Altucher's candid reflection on a dinner event reveals the uncomfortable truth about societal norms and personal convictions. Facing strong opposition for his views on the necessity of college education, Altucher confronts the harsh reality of seeking approval in a setting resistant to unconventional ideas. His experience highlights the struggle between individual beliefs and the desire for social acceptance. Read along with the original article(s) here: https://jamesaltucher.com/blog/i-shouldnt-want-to-be-liked-so-much/ Quotes to ponder: "Why go to prison when you can be free?" Learn more about your ad choices. Visit megaphone.fm/adchoices
08/12/23·9m 26s

2543: Reader Story: The Man Who Thought Early Retirement Sucked by Brandon Turner with Mr. Money Mustache on Financial Freedom

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2543: Mr. Money Mustache's article, "The Man Who Thought Early Retirement Sucked," explores the disillusionment of early retirement. It narrates the story of a young retiree who realizes that financial freedom alone isn't fulfilling. The key message is about redefining retirement as a phase for pursuing passions and creating value, rather than just an escape from work. This thought-provoking piece encourages readers to consider what they truly want in life, emphasizing the importance of work and productivity for well-being. Read along with the original article(s) here: http://www.mrmoneymustache.com/2013/03/23/reader-story-the-man-who-thought-early-retirement-sucked/ Quotes to ponder: "Financial freedom sucks if that’s all it’s about." Learn more about your ad choices. Visit megaphone.fm/adchoices
07/12/23·11m 54s

2542: Financial Infidelity - What is it and How to Save Your Marriage and Money by Renee Benes of The Fun Sized Life

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2542: Renee Benes of TheFunSizedLife.com delves into the overlooked issue of financial infidelity in marriages, explaining how hidden debts and secret accounts can erode trust and destabilize relationships. She provides practical advice for confronting these challenges, emphasizing honesty, communication, and shared financial goals as key to repairing both finances and marriage. Read along with the original article(s) here: https://www.thefunsizedlife.com/financial-infidelity-save-your-marriage/ Quotes to ponder: "People who struggle to get their spending under control often feel immense guilt, just like a person would with real infidelity." Episode references: Smart Couples Finish Rich by David Bach: Link to the book Learn more about your ad choices. Visit megaphone.fm/adchoices
06/12/23·10m 11s

2541: The Five Love Languages of Money by Christine Luken on Talking About Money With Your Spouse

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2541: Christine Luken's insightful exploration of "The Five Love Languages of Money" offers a unique perspective on personal finance, intertwining Gary Chapman's relationship concepts with monetary habits. By understanding and applying these love languages to money management, individuals can enhance their financial wellbeing and harmonize their fiscal relationships, both personally and with their partners. Read along with the original article(s) here: https://www.christineluken.com/the-five-love-languages-of-money/ Quotes to ponder: "You feel prosperous, not because of your bank balance, but because there’s enough money to pay for the things and experiences you want." Episode references: "The Five Love Languages" by Gary Chapman: Link to the book Learn more about your ad choices. Visit megaphone.fm/adchoices
05/12/23·9m 43s

2540: Budgeting Basics: Income vs. Expenses by Kumiko of The Budget Mom on Helpful Tips For Building a Budget

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2540: Kumiko from TheBudgetMom.com demystifies the complexities of budgeting, particularly for those with inconsistent income. She emphasizes the importance of prioritizing expenses, planning for worst-case scenarios, and effectively managing both fixed and variable costs. Her approach simplifies budgeting, making it accessible and less overwhelming, guiding readers to financial stability. Read along with the original article(s) here: https://www.thebudgetmom.com/income-yay-expenses-yuck/ Quotes to ponder: "Each cent of your income should have a job." "ALWAYS budget for the worst-case scenario!" Learn more about your ad choices. Visit megaphone.fm/adchoices
04/12/23·11m 17s

2539: Five Personal Finance Lessons I Learned From A 10 Km Road Race by Helene Massicotte on Saving Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number 2539: Helene Massicotte’s insights from a 10 km road race offer an unexpected exploration of personal finance. The article draws parallels between running and managing money, emphasizing the importance of individual motivation, the misleading allure of flashy tools over genuine desire, the value of a sustainable pace, the significance of grit over natural ability, and the realization that both the journey and the destination matter in achieving financial goals. This refreshing perspective connects physical endurance to fiscal wisdom, underscoring that personal finance, much like a marathon, is a test of perseverance and strategy. Read along with the original article(s) here: http://www.freetopursue.com/blog/2014/5/5/five-lessons-10km-race Quotes to ponder: "You want to save a million dollars? You want to be financially independent? You want to retire early? WHY? Figure out the reasons you desire what you desire." "What produces results is regular attention, habit and desire--nothing fancy about that." "The successful individuals set a sustainable and automatic savings 'pace' that leaves them relatively comfortable to enjoy the journey." Episode references: Grit by Angela Duckworth: Link to the book Learn more about your ad choices. Visit megaphone.fm/adchoices
03/12/23·10m 1s

2538: Chronotypes, Sleep, and Productivity by Sara Lindberg with Healthline on Sleeping Types

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number 2538: Sara Lindberg's article, featured on Healthline.com, delves into the intriguing world of chronotypes, revealing how understanding your personal sleep type can optimize daily productivity. It not only helps tailor activities like working and exercising to your natural rhythms but also offers insights into improving overall health and mental well-being. Read along with the original article(s) here: https://www.healthline.com/health/chronotype Quotes to ponder: "Knowing your chronotype may help you understand how your internal clock works and how you can synchronize it with your daily activities and duties to use your time most efficiently." Episode references: The Power of When Quiz: Link to Quiz Morningness-Eveningness Questionnaire (MEQ) Self-Assessment: Link to MEQ Learn more about your ad choices. Visit megaphone.fm/adchoices
03/12/23·10m 59s

2537: [Part 2] Is Moving Worth it to Achieve Financial Independence? by Craig Stephens of Retire Before Dad

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number 2537: Craig Stephens of RetireBeforeDad.com delves into the intricate balance between financial independence and the impact of location on living costs. He shares a personal narrative, weighing the allure of lower living costs against the deep-rooted connections and lifestyle in Washington D.C. This reflective piece offers insights on prioritizing family, community, and stability over financial gains from relocating. Read along with the original article(s) here: https://www.retirebeforedad.com/move-achieve-financial-independence/ Quotes to ponder: "To become financially independent, we need to either move or build our assets. We’ve chosen to keep building assets." "Knowing that we’ll likely stay where we are makes planning for our retirement easier." Learn more about your ad choices. Visit megaphone.fm/adchoices
02/12/23·9m 55s

2536: [Part 1] Is Moving Worth it to Achieve Financial Independence? by Craig Stephens of Retire Before Dad

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number: 2536 Exploring the balance between financial independence and life satisfaction, this episode delves into the dilemma of relocating for economic benefits. It weighs the impact of moving to a lower-cost area against the value of personal happiness and social connections, challenging the notion that financial goals should overshadow life's pleasures and relationships. Read along with the original article(s) here: https://www.retirebeforedad.com/move-achieve-financial-independence/ Quotes to ponder: "Considering that the cost of living in a place like San Pedro is so low, our family could move there TODAY and be financially independent for the rest of our lives. If we stay in the Washington D.C. area, we’re many years away." Episode references: FinCon Learn more about your ad choices. Visit megaphone.fm/adchoices
01/12/23·10m 10s

2535: What are Sinking Funds and are They Smart to Have? by Vicki Cook and Amy Blacklock of Women Who Money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2535: Vicki Cook and Amy Blacklock's insightful guide on sinking funds clarifies how they can stabilize your financial planning. By saving in small amounts for specific purposes, sinking funds help you handle anticipated expenses without disrupting your monthly budget or resorting to debt, enhancing both your financial health and peace of mind. Read along with the original article(s) here: https://womenwhomoney.com/what-are-sinking-funds-are-they-smart-to-have/ Quotes to ponder: "Sinking funds help prevent you from busting your monthly budget. Or taking on more debt for expected – but not regular monthly expenses." "A sinking fund is used for short-term savings goals for expenses you expect to have but are not a part of your regular monthly spending." "Shifting from reactive spender to proactive saver will improve your financial house and lessen your financial stress." Learn more about your ad choices. Visit megaphone.fm/adchoices
30/11/23·11m 22s

2534: Could You Spend Just $100 on the Holidays? by Rose Lounsbury on Having a Meaningful Holiday Season

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2534: Rose Lounsbury shares a heartfelt examination of holiday spending through the lens of minimalism. She reflects on how the true joy of Christmas is found in moments shared with family, not the accumulation of gifts. Her insights urge readers to consider the lasting value of experiences over material possessions. Read along with the original article(s) here: https://roselounsbury.com/spend-just-100-holidays/ Quotes to ponder: "The gifts we give don’t matter as much as the time we spend." "Most gifts are not fulfilling. Giving and getting tons of presents does not make me feel happy, or fulfilled, or joyful, or… Christmas-like." "All my best holiday memories involve TIME with family and friends. They revolve around MEMORIES, not stuff." Episode references: The reference from Rose Lounsbury's article, "Hundred Dollar Holiday" by Bill McKibben, is accessible here: Amazon​​. Learn more about your ad choices. Visit megaphone.fm/adchoices
29/11/23·9m 5s

2533: How to Hold an Effective Family Budget Meeting by Chelsea Brennan of Smart Money Mamas on Financial Education for Kids

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number: 2533 Explore the transformative power of involving the whole family in financial planning with Chelsea Brennan's insights on effective family budget meetings. Discover the profound impact of early financial education on kids, learn to make budget discussions engaging and meaningful, and see how these practices can shape a financially savvy and intentional future generation. Read along with the original article(s) here: https://smartmoneymamas.com/hold-effective-family-budget-meeting/ Quotes to ponder: "To hold a successful budget meeting, you need to plan ahead of time to make it a fun, positive experience for your kids." "Their ideas may not be something you would usually do, but be open to letting them try. Usually, the best ideas come from people with a fresh set of eyes!" "Determine when your family will meet again to review progress. That 0.0007% of your time could mean the difference between raising kids who think critically and creatively about money, or kids who ask the same 'why did no one teach me this?' questions you have had to ask yourself." Episode references: T.Rowe Price’s annual Parents, Kids, & Money survey: T.Rowe Price's website Learn more about your ad choices. Visit megaphone.fm/adchoices
28/11/23·10m 30s

2532: The 4% Rule and Why We're Not Relying on It by Kiersten Saunders of Rich and Regular on Retirement Strategy

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2532: Kiersten Saunders of RichandRegular.com shares a thoughtful critique of the 4% rule, a cornerstone of the FIRE movement's retirement strategy. She emphasizes diversifying income through real estate and other ventures, highlighting the importance of flexibility and control over one's financial destiny beyond traditional investment methods. Read along with the original article(s) here: https://richandregular.com/the-4-rule-and-why-were-not-relying-on-it/ Quotes to ponder: "The gifts we give don’t matter as much as the time we spend." Episode references: The Problem with the 4% Rule (and Why You Could Retire Even Sooner): https://www.madfientist.com/discretionary-withdrawal-strategy/ Learn more about your ad choices. Visit megaphone.fm/adchoices
27/11/23·12m 0s

2531: The Seven Deadly Sins of Investing by J Money of Budgets Are Sexy on Investment Strategies

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2531: J. Money of BudgetsAreSexy.com humorously dissects the common pitfalls investors face, candidly reflecting on his own experiences with the "Seven Deadly Sins of Investing." He highlights the importance of simple, informed investing strategies over complex, fee-heavy approaches and emphasizes learning from mistakes to achieve financial success. Read along with the original article(s) here: https://www.budgetsaresexy.com/7-deadly-sins-investing/ Quotes to ponder: "I try to buy stock in businesses that are so wonderful that an idiot can run them. Because sooner or later, one will." "Rule number one: Never lose money. Rule number two: Don’t forget rule number one." Episode references: The Simple Path to Wealth by JL Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Risk Parity Radio: https://www.riskparityradio.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
26/11/23·11m 52s

2530: Effort Alone Isn't Enough by David Cain of Raptitude on Identity Changes

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2530: David Cain's "Effort Alone Isn’t Enough" explores the crucial role of self-identity in personal development. He illustrates how envisioning oneself as already having achieved a goal, like becoming a regular runner, can transform effort from an uphill battle to a natural, downhill flow. This shift in self-perception, Cain argues, is often more influential in achieving goals than the effort itself. Read along with the original article(s) here: https://www.raptitude.com/2014/06/effort-alone-isnt-enough/ Quotes to ponder: "Every new pursuit seems to be at its most 'uphill' at the beginning, when you have fewer skills and less confidence than you're likely to have for the entire rest of the path." "The real key to success is reaching a place where you feel like a runner before any additional adversity derailed you." "Who you feel like you are determines, at every moment, what actions feel reasonable and unreasonable, doable and not doable, natural and contrived, uphill and downhill." Episode references: How to Visualize Your New Reality – Steve Pavlina: https://stevepavlina.com/blog/2009/11/how-to-visualize-your-new-reality/ Learn more about your ad choices. Visit megaphone.fm/adchoices
26/11/23·10m 59s

2529: Who Feels Rich Really? by Nick Maggiulli of Of Dollars and Data on Money Perspective

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2529: Nick Maggiulli's insightful article delves into the relativity of wealth and our perception of it, using the story of Pahom from Tolstoy's "How Much Land Does a Man Need?" and Lloyd Blankfein's views on wealth. It challenges our understanding of what it means to be rich and how our comparisons with others shape this perception. Read along with the original article(s) here: https://ofdollarsanddata.com/who-feels-rich-really/ Quotes to ponder: "Have you ever had the impression that other people have many more friends than you? If you have, you are not alone. Our friends have more friends on average than a typical person in the population. This is the friendship paradox…" Episode references: "How Much Land Does a Man Need? by Leo Tolstoy" - available at Online Literature. "Interview: GS's Lloyd Blankfein - The Big Picture" - available at Ritholtz.com. Credit Suisse Global Wealth Report" - available at Credit Suisse. Learn more about your ad choices. Visit megaphone.fm/adchoices
25/11/23·12m 11s

2528: 5 Reasons You Need To Track Your Net Worth To Build Wealth by Lisa Harrison of Mad Money Monster

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2528: Lisa Harrison of MadMoneyMonster.com advocates for the essential practice of net worth tracking, detailing five compelling reasons that underscore its significance in building wealth and achieving financial independence. By monitoring net worth, individuals can gain a clear picture of financial health, stay motivated, measure against peers, observe growth, and curb frivolous spending. Read along with the original article(s) here: https://madmoneymonster.com/2018/02/01/why-tracking-your-net-worth-is-one-of-the-best-things-you-can-do/ Quotes to ponder: "Tracking our net worth has been the single best thing we ever did for motivation." "When you know your numbers and you’re watching your net worth skyrocket compared to your peers, it becomes a lot easier to control unnecessary spending." Learn more about your ad choices. Visit megaphone.fm/adchoices
24/11/23·10m 9s

2527: How Gratitude Improves Your Financial Wellness (and Health Too): Happy Thanksgiving! by Kathleen Coxwell of New Retirement

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2527: Kathleen Coxwell of NewRetirement.com shares insights on the profound effects of gratitude on health, happiness, and financial well-being, especially during the holidays. She highlights research showing that gratitude enhances mental health, fosters better money management, reduces materialism, and strengthens resilience, suggesting simple practices to cultivate a grateful mindset. Read along with the original article(s) here: https://www.newretirement.com/retirement/how-to-be-thankful-practice-gratitude/ Quotes to ponder: "Feelings of gratitude automatically reduce financial impatience." "Gratitude and giving thanks may help us to be happier in life by making us happier where we are and less stressed about achieving material wealth for its own sake." Learn more about your ad choices. Visit megaphone.fm/adchoices
23/11/23·13m 7s

2526: [Part 2] 5 Ways to Organize Your Life and Save Money by Emily Guy Birken of PT Money on Creating Money-Saving Systems

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2526: Emily Guy Birken with PTMoney.com details practical steps for organizing life to save money, focusing on laundry systems, organized pantries, and effective paperwork management. By implementing structured habits and daily routines, Birken argues that organization can become second nature, leading to financial savings and reduced stress. Read along with the original article(s) here: https://ptmoney.com/organize-your-life-save/ Quotes to ponder: "Having A Laundry System Will Save You In Utilities." "An Organized Pantry Will Save You Money On Snacks." "Organizing Your Paperwork Will End Late Fees And The 'What Did I Do With That Insurance Check?' Moments." Episode references: Getting Things Done: The Art of Stress-Free Productivity by David Allen: https://www.amazon.com/Getting-Things-Done-Stress-Free-Productivity/dp/0143126563 Asana project management system: https://asana.com Learn more about your ad choices. Visit megaphone.fm/adchoices
22/11/23·10m 1s

2525: [Part 1] 5 Ways to Organize Your Life and Save Money by Emily Guy Birken of PT Money on Creating Money-Saving Systems

Emily Guy Birken with PT Money helps you organize your life and save money. This is part 1 of 2. Episode 2525: [Part 1] 5 Ways to Organize Your Life and Save Money by Emily Guy Birken of PT Money on Creating Money-Saving Systems PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/organize-your-life-save/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
21/11/23·9m 17s

2524: How to Be Frugal And Live a Good Life by Tynan on Making Mindful Spending Decisions

Tynan talks about how to be frugal and live a good life. Episode 2524: How to Be Frugal And Live a Good Life by Tynan on Making Mindful Spending Decisions Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist. Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room. The original post is located here: https://tynan.com/frugal/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
20/11/23·9m 27s

2523: 5 Major Money Mistakes I've Made And How You Can Avoid Them by Andy Hill of Marriage Kids and Money

Andy Hill opens up about financial mistakes he's made, and what you can do to avoid them. Episode 2523: 5 Major Money Mistakes I've Made And How You Can Avoid Them by Andy Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/5-major-money-mistakes-ive-made-and-how-you-can-avoid-them   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
19/11/23·10m 52s

2522: How To Teach Your Kids To Be Entrepreneurs by Kalen Bruce of Freedom Sprout on Building Early Business Mindset

Kalen Bruce of Freedom Sprout offers tips for teaching your kids how to be entrepreneurs. Episode 2522: How To Teach Your Kids To Be Entrepreneurs by Kalen Bruce of Freedom Sprout on Building Early Business Mindset Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children. The original post is located here: https://freedomsprout.com/entrepreneur-kids/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
19/11/23·11m 4s

2521: 3 Practical Tips For Living On A Budget by Courtney Luke of Arrest Your Debt on How to Live Within Your Means

Courtney Luke tells you 3 practical tips for living on a budget Episode 2521: 3 Practical Tips For Living On A Budget by Courtney Luke of Arrest Your Debt on How to Live Within Your Means Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income.  There are three main areas of focus for Arrest Your Debt:  1. To provide trustworthy personal finance information to first responders.  2. To help first responders take control of their money and get out of debt.  And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve.  Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA Today The original post is located here: https://arrestyourdebt.com/tips-for-living-on-a-budget/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
18/11/23·9m 11s

2520: Trading Time For Money by J.D. Roth of Get Rich Slowly on How Money Affects Your Life

J.D. Roth of Get Rich Slowly talks about trading time for money Episode 2520: Trading Time For Money by J.D. Roth of Get Rich Slowly on How Money Affects Your Life J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/trading-time-for-money/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
17/11/23·10m 1s

2519: When is the Best Time to Start Investing? by Enero Febrero with Len Penzo on Good Financial Decisions

Enero Febrero with Len Penzo talks about the best time to start investing Episode 2519: When is the Best Time to Start Investing? by Enero Febrero with Len Penzo on Good Financial Decisions Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog.   Len’s personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few.   His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life. The original post is located here: https://lenpenzo.com/blog/id70889-when-is-the-best-time-to-start-investing.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
16/11/23·9m 47s

2518: I Looked Before I Leapt: How I Spent the Last 4 1/2 Years Getting Ready to Quit My Job and Travel the World by Julie B. Rose

Julie B. Rose talks about how she got ready to quit her job and travel the world Episode 2518: I Looked Before I Leapt: How I Spent the Last 4 1/2 Years Getting Ready to Quit My Job and Travel the World by Julie B. Rose Julie has been solo traveling full-time since selling her house and most of her belongings in 2020. In late 2021, she quit her high-profile corporate remote job in social media to take a career break from traditional full-time employment — to regain her time, mental energy, and creativity — to work on her upcoming memoir and creative pursuits — and fully enjoy her travels and nomadic lifestyle without constraints. An unmarried, child-free woman who refuses to settle, she's passionate about financial freedom, female empowerment, and rebelling against societal expectations to be true to yourself.  The original post is located here: https://juliedevivre.com/2022/02/18/i-looked-before-i-leapt-how-i-spent-the-last-4-years-getting-ready-to-quit-my-job-and-travel-the-world/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
15/11/23·13m 49s

2517: 6 Ways to Pay Off Debt When You Have No Money by Christina Browning of Our Rich Journey

Christina Browning of Our Rich Journey talks about 6 ways to pay off debt when you have no money Episode 2517: 6 Ways to Pay Off Debt When You Have No Money by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you! Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence. The original post is located here: https://www.ourrichjourney.com/post/6-ways-to-pay-of-debt-when-you-have-no-money  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
14/11/23·10m 30s

2516: How to Stop Living Paycheck to Paycheck and Start Making Progress by Jackie Beck on Getting Your Finances in Order

Jackie Beck shares how to stop living paycheck to paycheck Episode 2516: How to Stop Living Paycheck to Paycheck and Start Making Progress by Jackie Beck on Getting Your Finances in Order Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/stop-living-paycheck-to-paycheck/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
13/11/23·11m 3s

2515: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Creating Extra Income Streams

Paula Pant of Afford Anything breaks investing down to its foundation. Episode 2515: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Creating Extra Income Streams Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/investing-broken-down-to-its-ridiculously-simple-core/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
12/11/23·14m 46s

2514: 5 Health Tips for Entrepreneurs by Laure Carter on Healthy Life Choices for Busy People

Laure Carter shares 5 health tips for entrepreneurs. Episode 2514: 5 Health Tips for Entrepreneurs by Laure Carter on Healthy Life Choices for Busy People Laure Carter is on a mission to bring the perennial wisdom of Ayurveda to women, especially women of color around the world. Her multi-cultural upbringing in both the US, Paris and Martinique as well as practicing Yoga and meditation at a young age uniquely prepared her for this calling. She helps women shift from a restrictive diet approach to a health and balance approach to weight loss and wellness. The original post is located here: https://www.laurecarter.com/5-health-tips-for-entrepreneurs/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
12/11/23·8m 43s

2513: How We Began to Slash Our Budget by Amanda Brownlow of Hello Brownlow on How to Lower Your Bills

Amanda Brownlow of Hello Brownlow shares how she and her husband began to slash their budget Episode 2513: How We Began to Slash Our Budget by Amanda Brownlow of Hello Brownlow on How to Lower Your Bills Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country.  When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does.  The original post is located here: https://hellobrownlow.com/2016/03/20/how-we-began-to-slash-our-budget/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
11/11/23·11m 7s

2512: Can Being Grateful Actually Make You Wealthier? by Kelley Long of Financial Finesse on How Your Attitude Affects Your Wealth

Kelley Long with Financial Finesse talks about how gratitude can bring you wealth Episode 2512: Can Being Grateful Actually Make You Wealthier? by Kelley Long of Financial Finesse on How Your Attitude Affects Your Wealth After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2018/11/21/can-being-grateful-actually-make-you-wealthier/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
10/11/23·10m 25s

2511: [Part 2] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money

Liz of Frugalwoods talks about frugal minimalism. This is part 2 of 2. Episode 2511: [Part 2] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible. Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life. Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more. The original post is located here: https://www.frugalwoods.com/2017/07/27/frugal-minimalism-do-less-buy-less-worry-less-live-more/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
09/11/23·10m 40s

2510: [Part 1] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money

Liz of Frugalwoods talks about frugal minimalism. This is part 1 of 2. Episode 2510: [Part 1] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible. Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life. Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more. The original post is located here: https://www.frugalwoods.com/2017/07/27/frugal-minimalism-do-less-buy-less-worry-less-live-more/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
08/11/23·13m 26s

2509: What is a Penny Stock? by Jeff Rose of Good Financial Cents on Avoiding Investment Schemes and Understanding the Stock Market

Jeff Rose talks about penny stocks Episode 2509: What is a Penny Stock? by Jeff Rose of Good Financial Cents on Avoiding Investment Schemes and Understanding the Stock Market Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/what-is-a-penny-stock-scam-pump-and-dump/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
07/11/23·9m 55s

2508: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits

Craig Stephens of Retire Before Dad shares 6 habits of above average retirement savers.  Episode 2508: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits  Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.  The original post is located here: https://www.retirebeforedad.com/6-habits-above-average-retirement-savers/Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
06/11/23·11m 25s

2507: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Personal Finance

Fritz Gilbert asks Alexa for help on how he can get rich. Episode 2507: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Personal Finance Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financial and non-aspects required to live a great life in retirement. Follow him at his blog, TheRetirementManifesto, or on Twitter and Facebook. The original post is located here: https://www.theretirementmanifesto.com/alexa-how-can-i-get-rich/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
05/11/23·10m 23s

2506: Life Laundry Day: Get Your Affairs in Order Each Week to Clear Your Mind by Leo Babauta of Zen Habits

Leo Babauta of Zen Habits discusses what we can do each week to keep our affairs in order. Episode 2506: Life Laundry Day: Get Your Affairs in Order Each Week to Clear Your Mind by Leo Babauta of Zen Habits Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/life-laundry-day-get-your-affairs-in-order-each-week-to-clear-your-mind  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
05/11/23·8m 48s

2505: Hitting The Bull’s Eye - Why I Was Wrong About Rent vs Buy by Helene Massicotte of Free to Pursue on When it Makes More Sense to Buy Than Rent

Helene Massicotte of Free To Pursue talks about why she was wrong about rent vs buy Episode 2505: Hitting The Bull’s Eye - Why I Was Wrong About Rent vs Buy by Helene Massicotte of Free to Pursue on When it Makes More Sense to Buy Than Rent Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2016/3/8/bulls-eye-rent-vs-buy  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
04/11/23·10m 20s

2504: What is the Millennial Age Range And What Does That Mean Financially? by Robert Farrington of The College Investor

Robert Farrington of The College Investor talks about the millennial age range and what it means financially Episode 2504: What is the Millennial Age Range And What Does That Mean Financially? by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/19793/millennial-age-range/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
03/11/23·12m 53s

2503: 7 Ways to Become Awesome With Your Money by Andrew of Dollar After Dollar on Budgeting and Investing

Andrew of Dollar After Dollar shares 7 ways to become awesome with your money Episode 2503: 7 Ways to Become Awesome With Your Money by Andrew of Dollar After Dollar on Budgeting and Investing Andrew is the founder of Dollar After Dollar, a website dedicated to helping readers improve their finances through better personal finance decisions and entrepreneurship. He also founded and hosts the podcast entitled The Personal Finance Podcast The original post is located here: https://www.dollarafterdollar.com/7-ways-to-become-awesome-with-your-money/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
02/11/23·11m 12s

2502: 4 Tips to Fast-Track Wellth by Dawn Dahlby on Aligning Money With Value

Dawn Dahlby shares 4 tips to fast-track "wellth" Episode 2502: 4 Tips to Fast-Track Wellth by Dawn Dahlby on Aligning Money With Value Dawn is a Certified Financial Planner and Wealth Wellness Expert who teaches people how to LIVE WELLthy. She’s also the author of “LIVE WELLthy: Own Your Worth, Grow Your Wealth.”  As a fiduciary with over 20 years of experience providing financial advice, Dawn has not only led her clients from moderate incomes to affluence, but she has helped them become truly wealthy. Her approach helps people learn to save for tomorrow without having to sacrifice living today by merging the most effective teachings of self-help with finance to create a unique focus on “spending freedom.”   Dawn’s engaging coaching style and results-oriented approach to spending and saving have led her to become a sought-after speaker, a regular contributor to Worth Magazine, and a media personality offering expert advice. The original post is located here: https://dawndahlby.com/4-tips-to-fast-track-wellth/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
01/11/23·12m 40s

2501: 5 Tactics to Help Control Discretionary Spending by Lisa Whitley with Women Who Money on How to Stop Emotional Spending

Lisa Whitley with Women Who Money discusses 5 tactics to help control discretionary spending Episode 2501: 5 Tactics to Help Control Discretionary Spending by Lisa Whitley with Women Who Money on How to Stop Emotional Spending The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/tactics-control-discretionary-spending/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
31/10/23·11m 15s

2500: More Money Means More Responsibility by Jessica Jokisch with Christine Luken on How Your Expenses Change With Wealth

Jessica Jokisch with Christine Luken reminds us that more money means more responsibility Episode 2500: More Money Means More Responsibility by Jessica Jokisch with Christine Luken on How Your Expenses Change With Wealth Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years. Christine’s books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions. The original post is located here: https://www.christineluken.com/more-money-means-more-responsibility/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
30/10/23·10m 40s

2499: How One Millennial Couple Saves 25000 Per Year by Jen Hayes on Paying Down Debt

Jen Hayes talks about one millennial couples that saves 25k per year. Episode 2499: How One Millennial Couple Saves 25000 Per Year by Jen Hayes on Paying Down Debt A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://jenhayes.me  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
29/10/23·9m 55s

2498: Pursue Your Partner at Every Stage of Marriage by Hannah Eaton with The Gottman Institute

Hannah Eaton with The Gottman Institute talks about the value of pursuing your partner at every stage of the relationship. Episode 2498: Pursue Your Partner at Every Stage of Marriage by Hannah Eaton with The Gottman Institute The Gottman Institute understands that the human family is in crisis, and that all individuals are capable of and deserve compassion. It is their mission to reach out to families in order to help create and maintain greater love and health in relationships. They are committed to an ongoing program of research that increases the understanding of relationships and adds to the development of interventions that have been carefully evaluated. It is their goal to make their services accessible to the broadest reach of people across race, religion, class, culture, sexual orientation, and ethnicity. Want to improve your marriage in 60 seconds or less? Over 40 years of research with thousands of couples has proven a simple fact: small things often can create big changes over time. Got a minute? Sign up for The Gottman Institute's Marriage Minute at http://OLDPodcast.com/marriage The original post is located here: https://www.gottman.com/blog/pursue-your-partner-at-every-stage-of-marriage/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
29/10/23·10m 39s

2497: If You Want to Make Good Money Decisions, There Is A Simple - if Unconventional - Way to Make Them by Charlie Brown

Charlie Brown of Simple and Straightforward helps you make good money decisions Episode 2497: If You Want to Make Good Money Decisions, There Is A Simple - if Unconventional - Way to Make Them by Charlie Brown Simple and Straightforward questions everything we think of as normal. This publication may have its roots in minimalism and simple living, but it goes so much beyond decluttering and living with less. It's about deciphering the complexities of modern life one article at a time.  It covers: Culture and society, especially their influence on our lives Travel, specifically how travel can shape our perception of what is "normal" Digital life, questioning our all-encompassing relationship with the online world Food with a focus on recipes designed around reducing food waste Highly curated recommendations for the best intentional living content on the internet The original post is located here: https://themakingofamillionaire.com/if-you-want-to-make-good-money-decisions-there-is-a-simple-if-unconventional-way-to-make-them-5144fd208bc4 Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
28/10/23·12m 31s

2496: Can You Remove PMI From Your Mortgage? by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents shares how to remove PMI from home buying. Episode 2496: Can You Remove PMI From Your Mortgage? by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2016/03/can-remove-pmi-mortgage.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
27/10/23·9m 49s

2495: It’s The Small Changes That Make You Rich by Chris Reining on Simple Financial Choices

Chris Reining reminds you that it's the small changes that make you rich Episode 2495: It’s The Small Changes That Make You Rich by Chris Reining on Simple Financial Choices Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/small-changes/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
26/10/23·8m 23s

2494: [Part 2] Ditch The Financial Gimmicks For A Better Life by Lisa Harrison of Mad Money Monster on Not Letting Frugality Run Your Life

Lisa Harrison of Mad Money Monster tells you to ditch the financial gimmicks for a better life. This is part 2 of 2. Episode 2494: [Part 2] Ditch The Financial Gimmicks For A Better Life by Lisa Harrison of Mad Money Monster on Not Letting Frugality Run Your Life Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence. The original post is located here: https://madmoneymonster.com/2019/04/08/ditch-the-financial-gimmicks-for-a-better-life/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
25/10/23·10m 20s

2493: [Part 1] Ditch The Financial Gimmicks For A Better Life by Lisa Harrison of Mad Money Monster on Not Letting Frugality Run Your Life

Lisa Harrison of Mad Money Monster tells you to ditch the financial gimmicks for a better life. This is part 1 of 2. Episode 2493: [Part 1] Ditch The Financial Gimmicks For A Better Life by Lisa Harrison of Mad Money Monster on Not Letting Frugality Run Your Life Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence. The original post is located here: https://madmoneymonster.com/2019/04/08/ditch-the-financial-gimmicks-for-a-better-life/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
24/10/23·9m 16s

2492: Retirement is a Verb by Kathy Robinson of Athena Wellness on Living With Meaning and Intention

Kathy Robinson of Athena Wellness reminds us that retirement is a verb Episode 2492: Retirement is a Verb by Kathy Robinson of Athena Wellness on Living With Meaning and Intention Prior to becoming a certified wellness coach and author of The Athena Principles – Simple Wellness Practices for Overworked Professionals, Kathy Robinson spent more than 25 years assessing the wellness of Fortune 500 companies. She was a Chief Audit Executive and Chief Risk Officer before turning the lens from professional assessments to personal ones and began helping her clients optimize their well-being, especially in times of transition or when striving toward new wellness goals. She also teaches and facilitates online offerings based on her wellness methodology that include practices such as writing and meditation. The original post is located here: https://athenawellness.com/blog/2022/7/1/retirement-is-a-verb Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
23/10/23·10m 36s

2491: Silly and Misleading Retirement Calculators by Mr Money Mustache on Percentage of Income Formulas

Mr. Money Mustache talks about silly and misleading retirement calculators. Episode 2491: Silly and Misleading Retirement Calculators by Mr Money Mustache on Percentage of Income Formulas Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2011/04/21/silly-and-misleading-retirement-calculators/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
22/10/23·10m 5s

2490: It Never Gets Easier by Ross Enamait of Ross Training on Hard Work to Achieve Success

Ross Enamait of Ross Training shares his thoughts on hard work and achieving success Episode 2490: It Never Gets Easier by Ross Enamait of Ross Training on Hard Work to Achieve Success Founded by Ross Enamait, RossTraining.com is dedicated to excellence and innovations in high performance conditioning, strength, and athletic development. His goal with the site is to provide a content-rich resource to assist with your development. As a long time trainer and boxing coach, Ross has dedicated his life to the development and improvement of athletes. He has been in business for over 15 years and has helped numerous athletes succeed at the world class level. It is his career and obsession. The original post is located here: http://rosstraining.com/blog/2016/09/it-never-gets-easier/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
22/10/23·8m 43s

2489: How Much Should You Leave to Your Kids? by Darrow Kirkpatrick of Can I Retire Yet on Inheritance and Writing Your Will

Darrow Kirkpatrick of Can I Retire Yet talks about how much you should leave to your kids Episode 2489: How Much Should You Leave to Your Kids? by Darrow Kirkpatrick of Can I Retire Yet on Inheritance and Writing Your Will Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/how-much-should-you-leave-to-your-kids/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
21/10/23·13m 39s

2488: 5 Best Ways To Save Money On Your Automotive Expenses by Courtney Luke of Arrest Your Debt on Not Overspending on Your Car

Courtney Luke tells you the 5 best ways to save money on your automotive expenses Episode 2488: 5 Best Ways To Save Money On Your Automotive Expenses by Courtney Luke of Arrest Your Debt on Not Overspending on Your Car Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income.  There are three main areas of focus for Arrest Your Debt:  1. To provide trustworthy personal finance information to first responders.  2. To help first responders take control of their money and get out of debt.  And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve.  Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA Today The original post is located here: https://arrestyourdebt.com/save-money-on-automotive-expenses/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
20/10/23·10m 2s

2487: Should You Invest Your Emergency Fund? by Jesse Cramer of Best Interest on Calculating How Much to Save For an Emergency

Jesse Cramer talks about if you should invest in your emergency fund Episode 2487: Should You Invest Your Emergency Fund? by Jesse Cramer of Best Interest on Calculating How Much to Save For an Emergency Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances.  He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet.  Fast forward to now. So much has changed.   -The Best Interest was nominated for 2022 "Personal Finance Blog of the Year"   -Jesse has been on CNBC, MSN, the Motley Fool, Yahoo Finance, and more.  -Jesse created a book with 30 other personal finance experts contributing a chapter each.   -And Jesse left engineering. He now works for a fiduciary wealth management firm with one important mission: helping people achieve their financial goals.  The original post is located here: https://bestinterest.blog/should-you-invest-your-emergency-fund/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
19/10/23·11m 7s

2486: How Much Should I Have In Savings? A Guide To Financial Security by Anika Jindal with A Dime Saved

Anika Jindal with A Dime Saved talks about how much one should have in savings Episode 2486: How Much Should I Have In Savings? A Guide To Financial Security by Anika Jindal with A Dime Saved A Dime Saved is the perfect blog for any family trying to figure out their finances. Robyn is a mom with a passion for personal finance who was inspired to start her blog after going through a rough patch and realizing that she needed to make a change. She decided to write the content that she wished she had access to in her time of need, and A Dime Saved has become a great resource for all things money. Her family-friendly blog covers everything from budgeting tips to child-rearing, investing to lifestyle design, and so much more.  The original post is located here: https://adimesaved.com/how-much-should-i-have-in-savings Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
18/10/23·13m 9s

2485: Nobody Cares More About Your Money Than You Do by J.D. Roth of Get Rich Slowly on Being Careful With Your Finances

J.D. Roth of Get Rich Slowly reminds you that nobody cares more about your money than you do Episode 2485: Nobody Cares More About Your Money Than You Do by J.D. Roth of Get Rich Slowly on Being Careful With Your Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/nobody-cares-more-about-your-money-than-you-do/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
17/10/23·10m 21s

2484: A Funny Thing Happens When You Become Debt-Free by Renee Benes of The Fun Sized Life

Renee Benes of The Fun Sized Life talks about the funny thing that happens when you become debt-free Episode 2484: A Funny Thing Happens When You Become Debt-Free by Renee Benes of The Fun Sized Life Renee is a minimalist mom, blogger, & coach. She and her husband downsized their house, paid off debt, started making money online, and now travel part-time with their kids. Her blog and online coaching is centered around helping other women to create this same lifestyle for themselves, both in their day to day living and in how they manage their money. The original post is located here: https://www.thefunsizedlife.com/debt-free/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
16/10/23·9m 29s

2483: What Are Your Money Milestones by ESI on Financial Strategies and Wealth

ESI of ESI Money encourages you to reflect on your money milestones and what it will take to hit them. Episode 2483: What Are Your Money Milestones by ESI on Financial Strategies and Wealth ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/what-are-your-money-milestones/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
15/10/23·9m 26s

2482: What is Intention Setting & How to Live with Intention by Shirley of Daring Living on Mindfulness

Shirley of Daring Living tells us about intention setting and how to live with intention. Episode 2482: What is Intention Setting & How to Live with Intention by Shirley of Daring Living on Mindfulness Shirley is a Certified Life Coach who helps driven women create joy and success through brain-based coaching, self compassion, and emotional resilience. The original post is located here: https://daringliving.com/intention-setting-live-with-intention/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
15/10/23·9m 28s

2481: How to Celebrate Halloween on a Budget by Kumiko of The Budget Mom on Money-Saving Halloween Ideas

Kumiko of The Budget Mom talks about how to celebrate Halloween on a budget Episode 2481: How to Celebrate Halloween on a Budget by Kumiko of The Budget Mom on Money-Saving Halloween Ideas Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-celebrate-halloween-on-a-budget/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
14/10/23·9m 37s

2480: 3 Different Lanes To Financial Independence For Early Career Workers by Erik Carter of Financial Finesse

Erik Carter with Financial Finesse discusses 3 different lanes to financial independence for early career workers Episode 2480: 3 Different Lanes To Financial Independence For Early Career Workers by Erik Carter of Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2018/11/30/3-different-lanes-to-financial-independence-for-early-career-workers/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
13/10/23·11m 31s

2479: [Part 2] Build a Budget That Actually Works by Chelsea Brennan of Smart Money Mamas on How to Plan Your Expenses and Not Overspend

Chelsea Brennan of Smart Money Mamas talks about how to build a budget that actually works. This is part 2 of 2. Episode 2479: [Part 2] Build a Budget That Actually Works by Chelsea Brennan of Smart Money Mamas on How to Plan Your Expenses and Not Overspend Chelsea Brennan is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives. The original post can be found here: https://smartmoneymamas.com/step-1-2-build-that-budget/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
12/10/23·10m 25s

2478: [Part 1] Build a Budget That Actually Works by Chelsea Brennan of Smart Money Mamas on How to Plan Your Expenses and Not Overspend

Chelsea Brennan of Smart Money Mamas talks about how to build a budget that actually works. This is part 1 of 2. Episode 2478: [Part 1] Build a Budget That Actually Works by Chelsea Brennan of Smart Money Mamas on How to Plan Your Expenses and Not Overspend Chelsea Brennan is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives. The original post can be found here: https://smartmoneymamas.com/step-1-2-build-that-budget/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
11/10/23·9m 29s

2477: Warren Buffett’s Best Investing Tips by Robert Farrington of The College Investor on Effective Investing Advice

Robert Farrington of The College Investor talks about Warren Buffett's best investing tips Episode 2477: Warren Buffett’s Best Investing Tips by Robert Farrington of The College Investor on Effective Investing Advice Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/3395/warren-buffetts-top-5-tips-investing/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
10/10/23·9m 33s

2476: Simple Ways to Improve Your Debt Management Skills by Jeff Rose of Good Financial Cents on How to Start Getting Out of Debt Today

Jeff Rose talks about simple ways to improve your debt management skills Episode 2476: Simple Ways to Improve Your Debt Management Skills by Jeff Rose of Good Financial Cents on How to Start Getting Out of Debt Today Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/simple-ways-to-improve-your-debt-management-skills/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
09/10/23·9m 20s

2475: From Country Song to Rock Anthem by Helene Massicotte of Free To Pursue on Financial Freedom & Security

Helene Massicotte of Free To Pursue talks about going from country song to rock anthem. Episode 2475: From Country Song to Rock Anthem by Helene Massicotte of Free To Pursue on Financial Freedom & Security Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2017/7/24/country-song-to-rock-anthem  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
08/10/23·10m 25s

2474: Pressing Restart by Danae Smith of This Wondrous Life on New Beginnings and Making Life Changes

Danae Smith of This Wondrous Life talks about pressing the restart button. Episode 2474: Pressing Restart by Danae Smith of This Wondrous Life on New Beginnings and Making Life Changes Danae Smith is East Coast born and raised, but a West Coast girl at heart, She is the founder of This Wondrous Life, a lifestyle blog, rooted in pursuing a life lived simply, slowly, and with community. Over the years, Danae has found her heart pulled so strongly towards living a slower, more simple life. In a time where we are inundated with the message of instant gratification; where success is defined by numbers and accolades, and social media has begun to define how we live our lives, She desires to build a space and create a culture that shows another way---a more simple and slow approach to life. The original post is located here: https://thiswondrouslife.com/twl//pressing-restart  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
08/10/23·9m 36s

2473: Money Stress: Why We Use Money to Feel Bad About Ourselves by Dr. Lisa Firestone of Psych Alive on the Psychology of Spending

Dr. Lisa Firestone talks about money stress Episode 2473: Money Stress: Why We Use Money to Feel Bad About Ourselves by Dr. Lisa Firestone of Psych Alive on the Psychology of Spending Dr. Lisa Firestone is the Director of Research and Education at The Glendon Association. An accomplished and much requested lecturer, Dr. Firestone speaks at national and international conferences in the areas of couple relations, parenting, and suicide and violence prevention. Dr. Firestone has published numerous professional articles, including Conquer Your Critical Inner Voice (New Harbinger, 2002), Creating a Life of Meaning and Compassion: The Wisdom of Psychotherapy (APA Books, 2003) and The Self Under Siege (Routledge, 2012).  The original post is located here: https://www.psychalive.org/money-stress-why-we-feel-bad-about-money/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
07/10/23·12m 13s

2472: How to Buy a House by Seth Godin of What to Consider Before Purchasing a Home

Seth Godin talks about how to buy a house Episode 2472: How to Buy a House by Seth Godin of What to Consider Before Purchasing a Home Seth is an entrepreneur, best-selling author, and speaker. In addition to launching one of the most popular blogs in the world, he has written 19 best-selling books, including The Dip, Linchpin, Purple Cow, Tribes, and What To Do When It's Your Turn (And It's Always Your Turn). His most recent book, This is Marketing, was an instant bestseller in countries around the world. Though renowned for his writing and speaking, Seth also founded two companies, Squidoo and Yoyodyne (acquired by Yahoo!). By focusing on everything from effective marketing and leadership, to the spread of ideas and changing everything, Seth has been able to motivate and inspire countless people around the world. In 2013, Seth was one of just three professionals inducted into the Direct Marketing Hall of Fame. In an astonishing turn of events, in May 2018, he was inducted into the Marketing Hall of Fame as well. He might be the only person in both. The original post is located here: https://seths.blog/2010/04/how-to-buy-a-house/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
06/10/23·10m 16s

2471: Want to Retire Early? - Focus on This Rate by Christina Browning of Our Rich Journey on Increasing Your Savings Rate

Christina Browning of Our Rich Journey talks about which rate to focus on if you want to retire early Episode 2471: Want to Retire Early? - Focus on This Rate by Christina Browning of Our Rich Journey on Increasing Your Savings Rate Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you! Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence. The original post is located here: https://www.ourrichjourney.com/post/want-to-retire-early-focus-on-this-rate  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
05/10/23·9m 53s

2470: Top Strategies to Pay Off Student Loans in 5 Years by Caitlin See of Student Loan Planner on Getting Out of Student Loan Debt

Caitlin See of Student Loan Planner talks about the top strategies to pay off student loans in 5 years Episode 2470: Top Strategies to Pay Off Student Loans in 5 Years by Caitlin See of Student Loan Planner on Getting Out of Student Loan Debt Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus.  The original post is located here: https://www.studentloanplanner.com/pay-off-student-loans-five-years/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
04/10/23·12m 19s

2469: Should I Payoff My Mortgage Early? by Rich of Rich on Money on Pros and Cons of Paying Off Your Mortgage Early

Rich of Rich On Money tells you if you should pay off your mortgage early Episode 2469: Should I Payoff My Mortgage Early? by Rich of Rich on Money on Pros and Cons of Paying Off Your Mortgage Early Rich is from Montgomery, Alabama. He buys rental properties in cash, fixes them up, rents them out to local families, and manages the properties himself. He's been doing this for the past 20 years. He now owns 30 units, with 20 single-family homes paid off. And he didn't have an easy start. While serving in the military, he paid off $32,000 in student loans in a year, paid off a $280k mortgage in 6 years, flipped several houses in Washington D.C. to help build income for real estate investing, purchased 20 rental properties with cash, and set up systems to do all of this while serving overseas. The original post can be found here: https://www.richonmoney.com Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
03/10/23·12m 1s

2468: What’s Keeping You From Financial Freedom? by Dr. Peter Kim with Physician on Fire on Attaining Your Money Goals

Dr. Peter Kim of The White Coat Investor asks what's keeping you from financial freedom Episode 2468: What’s Keeping You From Financial Freedom? by Dr. Peter Kim with Physician on Fire on Attaining Your Money Goals The White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high-income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional providing good advice at a fair price. What started as a simple blog has grown into a multi-media company that will provide you the financial information you need in whatever format you prefer. The original post can be found here: https://www.physicianonfire.com/keeping-you-from-financial-freedom/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
02/10/23·10m 42s

2467: Conscious Spending: It's About the Little Purchases and the Big Wins by Kalen Bruce of Freedom Sprout

Kalen Bruce of Freedom Sprout talks about the value of little purchases and big wins. Episode 2467: Conscious Spending: It's About the Little Purchases and the Big Wins by Kalen Bruce of Freedom Sprout Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children. The original post is located here: https://freedomsprout.com/conscious-spending/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
01/10/23·9m 52s

2466: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline

Kimberly Holland with Healthline explains the value of talking to yourself. Episode 2466: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline How you feel affects every precious day of your life. Healthline understands that, which is why they’re committed to being your most trusted ally in your pursuit of health and well-being. You can depend on Healthline to provide expert content along with genuine caring--both of which will support, guide, and inspire you toward the best possible health outcomes for you and your family. The original post is located here: https://www.healthline.com/health/positive-self-talk  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
01/10/23·11m 50s

2465: 6 Reasons Not to Do FI (Why FIRE May Not Actually Be Useful For Everyone) by Mr. Finer on Downsides of Financial Independence

Mr. Finer shares 6 reasons not to do FI Episode 2465: 6 Reasons Not to Do FI (Why FIRE May Not Actually Be Useful For Everyone) by Mr. Finer on Downsides of Financial Independence Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey. The original posts are located here: https://mrfiner.com/6-reasons-not-to-do-fi-why-fire-may-not-actually-be-useful-for-everyone/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
30/09/23·11m 30s

2464: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents talks about why keeping up with the Joneses will make you broke Episode 2464: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2014/11/why-keeping-up-with-the-joneses-will-make-you-broke.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
29/09/23·9m 9s

2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits

Mr. Money Mustache shares wealth advice that should be obvious. This is part 2 of 2. Episode 2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
28/09/23·8m 55s

2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits

Mr. Money Mustache shares wealth advice that should be obvious. This is part 1 of 2. Episode 2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
27/09/23·11m 42s

2461: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda of Women Who Money

Laurie Sepulveda of Women Who Money discusses how to take a vacation while paying off debt Episode 2461: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda of Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/vacation-while-paying-down-debt/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
26/09/23·9m 30s

2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances

Honey Smith with Get Rich Slowly talks about motivation and money Episode 2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/motivation-and-money/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
25/09/23·10m 51s

2459: The Keys to Getting Ahead Financially - It Gets Easier by Philip Taylor of PT Money

Philip Taylor of PT Money provides the keys to getting ahead financially. Episode 2459: The Keys to Getting Ahead Financially - It Gets Easier by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/does-this-get-easier-getting-ahead-financially/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
24/09/23·9m 34s

2458: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Productivity & Curiosity

Nir Eyal tells us how we can have fun to minimize distraction. Episode 2458: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Productivity & Curiosity Nir Eyal writes, consults, and teaches about the intersection of psychology, technology, and business. The M.I.T. Technology Review dubbed Nir, “The Prophet of Habit-Forming Technology.” Nir founded two tech companies since 2003 and has taught at the Stanford Graduate School of Business and the Hasso Plattner Institute of Design at Stanford. He is the author of the bestselling book, Hooked: How to Build Habit-Forming Products. In addition to blogging at NirAndFar.com, Nir’s writing has been featured in The Harvard Business Review, TechCrunch, and Psychology Today. Nir is also an active investor in habit-forming technologies. Some of his past investments include: Eventbrite, Product Hunt, Pantry, Marco Polo, Presence Learning, 7 Cups, Pana, Symphony Commerce, Worklife (acquired by Cisco) and Refresh.io (acquired by LinkedIn). Nir attended The Stanford Graduate School of Business and Emory University. The original post is located here: https://www.nirandfar.com/tedious-tasks/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
24/09/23·9m 32s

2457: 4 Common Mistakes That Investors Make by Tony with MoneyMiniBlog.com on Investing & Making Money in a Bull or Bear Market

Tony with Money Mini Blog provides 4 common mistakes that investors make Episode 2457: 4 Common Mistakes That Investors Make by Tony with MoneyMiniBlog.com on Investing & Making Money in a Bull or Bear Market Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: https://moneyminiblog.com/lists/common-investing-mistakes/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
23/09/23·9m 16s

2456: Create A Stupid Mistakes Fund For Your Stupid Mistakes by Kevin of Financial Panther on Planning For Mistakes

Kevin of Financial Panther talks about creating a stupid mistakes fund Episode 2456: Create A Stupid Mistakes Fund For Your Stupid Mistakes by Kevin of Financial Panther on Planning For Mistakes Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling. The original post is located here: https://financialpanther.com/create-stupid-mistakes-fund-stupid-mistakes/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
22/09/23·9m 42s

2455: 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse by Len Penzo

Len Penzo talks about 5 strategies for protecting your 401k from economic collapse Episode 2455: 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog.   Len’s personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few.   His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life. The original post is located here: https://lenpenzo.com/blog/id25073-5-strategies-for-protecting-your-401k-savings-from-economic-collapse-2.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
21/09/23·10m 50s

2454: Frugal Hacks To Live An Awesome Life by Lisa Harrison of Mad Money Monster on Money-Saving Tips

Lisa Harrison of Mad Money Monster shares frugal hacks to live an awesome life Episode 2454: Frugal Hacks To Live An Awesome Life by Lisa Harrison of Mad Money Monster on Money-Saving Tips Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence. The original post is located here: https://madmoneymonster.com/2017/01/26/frugal-hacks-to-live-an-awesome-life/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
20/09/23·10m 23s

2453: How Kicking My Soda Habit is Fueling My Retirement by Chris of Keep Thrifty on Getting Rid of Unnecessary Expenses

Chris of Keep Thrifty talks about how kicking his soda habit is fueling his retirement Episode 2453: How Kicking My Soda Habit is Fueling My Retirement by Chris of Keep Thrifty on Getting Rid of Unnecessary Expenses Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/2016/03/14/soda-for-retirement.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
19/09/23·10m 39s

2452: A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment Decisions

Nick Maggiulli talks about a margin of safety Episode 2452: A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment Decisions The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your finances -The best ways to increase your long-term wealth And much, much more. Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog. The original post is located here: https://ofdollarsanddata.com/a-margin-of-safety  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
18/09/23·11m 15s

2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes

Jen Hayes tells us of five crucial ways that Dave Ramsey is right about money. Episode 2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/5-crucial-ways-dave-ramsey-is-right-about-money/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
17/09/23·10m 21s

2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding Children

Julie Morgenstern teaches parents how to eliminate guilt about working too much. Episode 2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding Children Julie Morgenstern is an organizing & productivity consultant, New York Times best-selling author, and speaker. For over 30 years, Julie has been teaching people all around the world and at all stages of life how to overcome disorganization to achieve their goals. Her mission is to free each individual to make their unique contribution to the world - by helping them design their own systems for managing time and space that feel natural and are easy to maintain. This Inside Out approach to organizing everything gives readers, listeners, and clients the energy and knowledge they need to get (and stay) organized. The original post is located here: https://www.juliemorgenstern.com/tips-tools-blog/2020/1/30/how-to-eliminate-working-mom-guilt  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
17/09/23·8m 26s

2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money

Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 2 of 2. Episode 2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
16/09/23·9m 19s

2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money

Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 1 of 2. Episode 2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
15/09/23·9m 38s

2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt

Courtney Luke tells you why you need a debt management plan Episode 2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income.  There are three main areas of focus for Arrest Your Debt:  1. To provide trustworthy personal finance information to first responders.  2. To help first responders take control of their money and get out of debt.  And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve.  Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA Today The original post is located here: https://arrestyourdebt.com/you-need-a-debt-management-plan/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
14/09/23·9m 54s

2446: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Making Smart Money Decisions

Kelley Long with Financial Finesse talks about how much money you could lose by trying to be perfect Episode 2446: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Making Smart Money Decisions After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2017/12/06/your-obsession-with-being-perfect-could-cost-you-six-figures/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
13/09/23·11m 9s

2445: The 800 Credit Score Club: 4 Tricks to Quickly Increase Your FICO Score by Marcus Garrett with Jackie Beck

Marcus Garrett with Jackie Beck shares how to get your credit score to 800 Episode 2445: The 800 Credit Score Club: 4 Tricks to Quickly Increase Your FICO Score by Marcus Garrett with Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/800-credit-score-club/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
12/09/23·11m 49s

2444: Saving in Retirement: What You Should Do Now AND Starting a Roth IRA For a Teen by Ryan Larson of First Line Fin

Ryan Larson of First Line Fin shares two short posts about saving in retirement and starting a Roth IRA for a teen Episode 2444: Saving in Retirement: What You Should Do Now AND Starting a Roth IRA For a Teen by Ryan Larson of First Line Fin Ryan Larson is the principal Investment Advisor Representative and Founder of FirstLine Financial, LLC located in Scottsdale, Arizona. Ryan recognizes the importance of growing and preserving the assets accumulated for retirement and the need for reallocating those assets in transition from the working years to the retirement years. Focused on the unique needs of retirees and transitioning Boomers, Ryan employs a host of time-tested strategies utilizing both securities and insurance offerings. Ryan’s personal mission is to protect one’s life savings from unnecessary risks from market fluctuations and avoid fees and when ever possible, create tax efficiencies. The original content is located here: https://firstlinefin.com/saving-in-retirement-what-you-should-do-now/ & https://firstlinefin.com/starting-a-roth-ira-for-a-teen/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
11/09/23·11m 8s

2443: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexy

Brad of Budgets Are Sexy shares financial advice from the in-flight safety handbook. Episode 2443: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://www.budgetsaresexy.com/financial-advice-from-the-in-flight-safety-handbook/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
10/09/23·10m 54s

2442: Avoiding Fitness Information Overload by Rachel Trotta on How to Create Sustainable Health Habits

Rachel Trotta shares how to avoid fitness information overload. Episode 2442: Avoiding Fitness Information Overload by Rachel Trotta on How to Create Sustainable Health Habits Rachel Trotta is a certified personal trainer, fitness nutritionalist, and health writer living in Red Bank, New Jersey, and helping clients all over the world. She loves helping women transform their habits and their relationships to themselves, to help them achieve long-lasting results. The original post is located here: http://racheltrotta.com/making-the-changes-that-matter/avoiding-fitness-information-overload/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
10/09/23·11m 8s

2441: How To Get Out Of Student Loan Default by Robert Farrington of The College Investor on Getting Out of Debt

Robert Farrington of The College Investor talks about how to get out of student loan default Episode 2441: How To Get Out Of Student Loan Default by Robert Farrington of The College Investor on Getting Out of Debt Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/22174/student-loan-default/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
09/09/23·9m 28s

2440: What Are Your Options for a 401k Rollover to IRA? by Jeff Rose of Good Financial Cents on Leaving Your Job

Jeff Rose talks about your options for a 401k rollover to IRA Episode 2440: What Are Your Options for a 401k Rollover to IRA? by Jeff Rose of Good Financial Cents on Leaving Your Job Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/401k-rollover-options-to-ira/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
08/09/23·9m 44s

2439: Percolate Your Portfolio by Gwen with Go Curry Cracker on Frontloading Retirement Savings

Gwen with Go Curry Cracker talks about frontloading your retirement savings Episode 2439: Percolate Your Portfolio by Gwen with Go Curry Cracker on Frontloading Retirement Savings Winnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images. Jeremy Jacobson is from the United States and is the Go Curry Cracker blog writer. His love of learning and adventure make permanent travel the ideal lifestyle. The original post is located here: https://www.gocurrycracker.com/percolate-your-portfolio-guest-post/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
07/09/23·9m 19s

2438: Today Is the Day to Improve Your Finances! TODAY! by Christina Browning of Our Rich Journey on Building Wealth

Christina Browning of Our Rich Journey helps you improve your finances today Episode 2438: Today Is the Day to Improve Your Finances! TODAY! by Christina Browning of Our Rich Journey on Building Wealth Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you! Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence. The original post is located here: https://www.ourrichjourney.com/post/improve-your-finances-today  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
06/09/23·10m 50s

2437: [Part 2] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your Finances

Amanda Brownlow of Hello Brownlow shares how to complete your very first spending audit. This is part 2 of 2. Episode 2437: [Part 2] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your Finances Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country.  When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does.  The original post is located here: https://hellobrownlow.com/2020/02/17/how-to-complete-your-very-first-spending-audit/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
05/09/23·10m 52s

2436: [Part 1] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your Finances

Amanda Brownlow of Hello Brownlow shares how to complete your very first spending audit. This is part 1 of 2. Episode 2436: [Part 1] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your Finances Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country.  When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does.  The original post is located here: https://hellobrownlow.com/2020/02/17/how-to-complete-your-very-first-spending-audit/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
04/09/23·9m 20s

2435: Financial Reset: Setting New Financial Goals by Andrea Joy of Saving Joyfully on How to Commit to Becoming Wealthy

Andrea Joy of Saving Joyfully talks about setting new financial goals. Episode 2435: Financial Reset: Setting New Financial Goals by Andrea Joy of Saving Joyfully on How to Commit to Becoming Wealthy Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/financial-reset-setting-new-financial-goals/ Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
03/09/23·11m 12s

2434: Why You Should Stop Donating Your Stuff (and Do This First) by Anthony Ongaro of Break The Twitch

Anthony Ongaro of Break the Twitch talks about what to do before donating your stuff. Episode 2434: Why You Should Stop Donating Your Stuff (and Do This First) by Anthony Ongaro of Break The Twitch After years of impulse spending on Amazon and elsewhere, Anthony Ongaro realized that his one-click purchase habits were more of a physical Twitch than an intentional action. It turned out, this Twitch wasn’t just limited to online spending. It applied to social media, impulsive smartphone usage, and more. Break the Twitch is all about minimizing distractions and doing more of what matters. Check out Anthony's new book, Break the Twitch: http://breakthetwitch.com/book The original post is located here: https://www.breakthetwitch.com/stop-donating/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
03/09/23·8m 47s

2433: What Happens to My Debt When I Die? by Christine Luken on Looking Out For Your Family's Financial Health

Christine Luken talks about what happens to your debt when you die Episode 2433: What Happens to My Debt When I Die? by Christine Luken on Looking Out For Your Family's Financial Health Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years. Christine’s books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions. The original post is located here: https://www.christineluken.com/what-happens-to-my-debt-when-i-die/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
02/09/23·9m 56s

2432: The Mistake People Make When Investing by Chris Reining on Investment Choices and Being Patient

Chris Reining shares the mistake people make when investing Episode 2432: The Mistake People Make When Investing by Chris Reining on Investment Choices and Being Patient Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/investing-mistake/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
01/09/23·8m 43s

2431: 7 Ways My Kids Actually Save Me Money by J. Money of Budgets Are Sexy on Spending Less Money as a Parent

J. Money of Budgets Are Sexy shares 7 ways his kids save him money Episode 2431: 7 Ways My Kids Actually Save Me Money by J. Money of Budgets Are Sexy on Spending Less Money as a Parent J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://budgetsaresexy.com/how-my-kids-save-me-money/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
31/08/23·9m 15s

2430: Invest a Lot Of Money at Once or Spread it Out? by Vicki Cook and Amy Blacklock of Women Who Money on Knowing Your Financial Goals

Amy Blacklock and Vicki Cook of Women Who Money talk about how much money to invest at once Episode 2430: Invest a Lot Of Money at Once or Spread it Out? by Vicki Cook and Amy Blacklock of Women Who Money on Knowing Your Financial Goals The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/investing-money-best-lump-sum-spread-out/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
30/08/23·9m 49s

2429: Are My Investments Good? by Jesse Cramer of Best Interest on Making Investment Decisions

Jesse Cramer talks about how to know if your investments are good Episode 2429: Are My Investments Good? by Jesse Cramer of Best Interest on Making Investment Decisions Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances.  He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet.  Fast forward to now. So much has changed.   -The Best Interest was nominated for 2022 "Personal Finance Blog of the Year"   -Jesse has been on CNBC, MSN, the Motley Fool, Yahoo Finance, and more.  -Jesse created a book with 30 other personal finance experts contributing a chapter each.   -And Jesse left engineering. He now works for a fiduciary wealth management firm with one important mission: helping people achieve their financial goals.  The original post is located here: https://bestinterest.blog/are-my-investments-good/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
29/08/23·11m 3s

2428: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents on Inexpensive Ways to Have Fun

Michelle Schroeder-Gardner of Making Sense of Cents talks about how to enjoy life without going broke Episode 2428: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents on Inexpensive Ways to Have Fun Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2014/04/how-to-enjoy-life-without-going-broke.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
28/08/23·8m 40s

2427: The Creation Mindset - Accelerate Your Wealth Trajectory by Craig Stephens of Retire Before Dad

Craig Stephens of Retire Before Dad talks about how to accelerate your wealth trajectory. Episode 2427: The Creation Mindset - Accelerate Your Wealth Trajectory by Craig Stephens of Retire Before Dad Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/creation-mindset-wealth-trajectory/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
27/08/23·11m 25s

2426: We Shouldn't Discourage Our Kids From Trade School by Kalen Bruce of Freedom Sprout on Sending Kids to College

Kalen Bruce of Freedom Sprout tells you why you shouldn't discourage your kids from trade school. Episode 2426: We Shouldn't Discourage Our Kids From Trade School by Kalen Bruce of Freedom Sprout on Sending Kids to College Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children. The original post is located here: https://freedomsprout.com/trade-schools/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
27/08/23·9m 11s

2425: [Part 2] Protect Yourself Against Identity and Credit Card Theft by Emily Guy Birken of PT Money

Emily Guy Birken with PT Money helps you protect yourself against identity and credit card theft. This is part 2 of 2. Episode 2425: [Part 2] Protect Yourself Against Identity and Credit Card Theft by Emily Guy Birken of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/identity-theft-protection/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
26/08/23·10m 16s

2424: [Part 1] Protect Yourself Against Identity and Credit Card Theft by Emily Guy Birken of PT Money

Emily Guy Birken with PT Money helps you protect yourself against identity and credit card theft. This is part 1 of 2. Episode 2424: [Part 1] Protect Yourself Against Identity and Credit Card Theft by Emily Guy Birken of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/identity-theft-protection/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
25/08/23·11m 15s

2423: The Road From Rats to Riches by Julien Saunders of Rich and Regular on the Pursuit of Wealth

Julien Saunders of Rich and Regular talks about the road from rats to riches Episode 2423: The Road From Rats to Riches by Julien Saunders of Rich and Regular on the Pursuit of Wealth Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship. The original post is located here: https://richandregular.com/the-road-from-rats-to-riches/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
24/08/23·9m 11s

2422: Straightforward Ways To Get Out Of Debt by Gillian Manning with RadicalFIRE on Debt Reduction Tips

Gillian Manning shares straightforward ways to get out of debt Episode 2422: Straightforward Ways To Get Out Of Debt by Gillian Manning with RadicalFIRE on Debt Reduction Tips Marjolein is the founder of Radical FIRE. She has a finance and economics background with a master’s in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it!  The original post is located here: https://radicalfire.com/straightforward-ways-to-get-out-of-debt/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
23/08/23·10m 46s

2421: The Diminishing Returns of More Hard Work by Dr. James Dahle with Physician on Fire

Dr. James M. Dahle of The White Coat Investor talks about the diminishing returns of more hard work Episode 2421: The Diminishing Returns of More Hard Work by Dr. James Dahle with Physician on Fire The White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high-income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional providing good advice at a fair price. What started as a simple blog has grown into a multi-media company that will provide you the financial information you need in whatever format you prefer. The original post can be found here: https://www.physicianonfire.com/diminishing-returns-work/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
22/08/23·10m 8s

2420: Love and Money: Do Savers Seek Spenders? by April Dykman of Get Rich Slowly on Couples Spending

April Dykman with Get Rich Slowly talks about couples spending Episode 2420: Love and Money: Do Savers Seek Spenders? by April Dykman of Get Rich Slowly on Couples Spending J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/love-and-money-do-savers-seek-spenders/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
21/08/23·9m 22s

2419: I Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget Mom

Kumiko of The Budget Mom stopped trying to be perfect and her budget thanked her for it. Episode 2419: I Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget Mom Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/i-stopped-trying-to-be-perfect-and-my-budget-thanked-me-for-it/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
20/08/23·9m 44s

2418: Don't Make The Perfect the Enemy of The Good by Mark Fisher of MarkFisherFitness on Exercise Progress

Mark Fisher of Mark Fisher Fitness warns you not to make the perfect enemy of the good. Episode 2418: Don't Make The Perfect the Enemy of The Good by Mark Fisher of MarkFisherFitness on Exercise Progress Mark Fisher Fitness helps people who hate gyms find a fitness home they actually love. They offer classes, semi-private training, and six week transformation programs. Whether you've tried everything and never found a lovematch, or never even been to a gym at all, look no further. The original post is located here: https://markfisherfitness.com/dont-make-the-perfect-the-enemy-of-the-good/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
20/08/23·10m 35s

2417: Why Following Your Dreams Will Make You Free by Wanderer of Millennial Revolution on Dreams vs. Stability

Wanderer of Millennial Revolution talks about why following your dreams will make you free Episode 2417: Why Following Your Dreams Will Make You Free by Wanderer of Millennial Revolution on Dreams vs. Stability Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here: https://www.millennial-revolution.com/freedom/why-following-your-dreams-will-make-you-free/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
19/08/23·9m 18s

2416: Joint Bank Account Pros and Cons in Marriage by Andy Hill of Marriage Kids and Money on Finance and Marriage

Andy Hill of Marriage Kids And Money talks about the pros and cons of having a joint bank account Episode 2416: Joint Bank Account Pros and Cons in Marriage by Andy Hill of Marriage Kids and Money on Finance and Marriage Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/joint-bank-account-pros-and-cons/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
18/08/23·12m 3s

2415: How I Almost Committed Financial Suicide by Lisa Harrison of Mad Money Monster on Overspending on a Home

Lisa Harrison of Mad Money Monster talks about how she almost committed financial suicide Episode 2415: How I Almost Committed Financial Suicide by Lisa Harrison of Mad Money Monster on Overspending on a Home Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence. The original post is located here: https://madmoneymonster.com/2015/10/02/how-i-almost-committed-financial-suicide/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
17/08/23·10m 8s

2414: Passing On Your Money Skills by Tania Brown of Financial Finesse on Teaching Kids About Money and Adulthood

Tania Brown with Financial Finesse talks about passing on your money skills Episode 2414: Passing On Your Money Skills by Tania Brown of Financial Finesse on Teaching Kids About Money and Adulthood After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2015/05/05/8717/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
16/08/23·10m 22s

2413: A Reminder: You Probably Make A Lot More Than You Think by Kevin of Financial Panther on Money Perspective

Kevin of Financial Panther reminds you that you probably make a lot more than you think Episode 2413: A Reminder: You Probably Make A Lot More Than You Think by Kevin of Financial Panther on Money Perspective Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling. The original post is located here: https://financialpanther.com/reminder-probably-make-lot-think/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
15/08/23·10m 16s

2412: How To Buy Real Estate With A Self-Directed IRA by Courtney Luke of Arrest Your Debt

Courtney Luke teaches you how to buy real estate with a self-directed IRA Episode 2412: How To Buy Real Estate With A Self-Directed IRA by Courtney Luke of Arrest Your Debt Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income.  There are three main areas of focus for Arrest Your Debt:  1. To provide trustworthy personal finance information to first responders.  2. To help first responders take control of their money and get out of debt.  And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve.  Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA Today The original post is located here: https://arrestyourdebt.com/buy-real-estate-with-a-self-directed-ira/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
14/08/23·12m 46s

2411: Think Bigger to Motivate Yourself by Tynan on Finding Motivational Opportunities

Tynan encourages us to think bigger as a means of motivating ourselves. Episode 2411: Think Bigger to Motivate Yourself by Tynan on Finding Motivational Opportunities Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist. Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room. The original post is located here: https://tynan.com/bigger  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
13/08/23·9m 42s

2410: 4 Reasons You Should Cut (and Keep Cutting) Your Expenses by Robert Morris with Money Mini Blog

Robert Morris of Money Mini Blog provides 4 reasons that you should keep cutting your expenses. Episode 2410: 4 Reasons You Should Cut (and Keep Cutting) Your Expenses by Robert Morris with Money Mini Blog Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: https://moneyminiblog.com/save-money/reasons-to-cut-expenses/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
13/08/23·9m 51s

2409: [Part 2] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD

Craig Stephens of Retire Before Dad shares how to quit your job and travel the world. This is part 2 of 2. Episode 2409: [Part 2] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/14-months-10000-quit-job-travel-the-world/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
12/08/23·10m 35s

2408: [Part 1] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD

Craig Stephens of Retire Before Dad shares how to quit your job and travel the world. This is part 1 of 2. Episode 2408: [Part 1] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/14-months-10000-quit-job-travel-the-world/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
11/08/23·10m 9s

2407: How To Invest In Farmland by Robert Farrington of The College Investor on Alternate Investment Strategies and REITs

Robert Farrington of The College Investor talks about how to invest in farmland Episode 2407: How To Invest In Farmland by Robert Farrington of The College Investor on Alternate Investment Strategies and REITs Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/33370/how-to-invest-in-farmland/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
10/08/23·10m 22s

2406: Get More For Your Money by Stacy Kaiser of Live Happy on Investing in Experiences

Stacy Kaiser of Live Happy talks about getting more for your money Episode 2406: Get More For Your Money by Stacy Kaiser of Live Happy on Investing in Experiences Live Happy takes you on a journey to find your authentic happiness in life, at work and at home through inspiring stories and hands-on tips rooted in the science of positive psychology. The original post is located here: https://www.livehappy.com/relationships/get-more-for-your-money/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
09/08/23·9m 12s

2405: Best Ways to Build an Emergency Fund by Vicki Cook and Amy Blacklock of Women Who Money

Amy Blacklock and Vicki Cook of Women Who Money share the best ways to build an emergency fund Episode 2405: Best Ways to Build an Emergency Fund by Vicki Cook and Amy Blacklock of Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/building-emergency-fund/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
08/08/23·10m 35s

2404: Six Percent is the New Four Percent by Paula Pant of Afford Anything on Safe Withdrawal Rate

Paula Pant of Afford Anything explains why six percent is the new four percent. Episode 2404: Six Percent is the New Four Percent by Paula Pant of Afford Anything on Safe Withdrawal Rate Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/six-percent-is-the-new-four-percent/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
07/08/23·11m 44s

2403: Effectively Respond to Danger by Calming Your Daily Worries by Ingrid Y. Helander on How to Stay Calm and Ready

Ingrid Y. Helander tells us how to understand and prepare for the dangers you perceive. Episode 2403: Effectively Respond to Danger by Calming Your Daily Worries by Ingrid Y. Helander on How to Stay Calm and Ready Ingrid began her career in Marriage and Family Therapy after she had her three children. After her youngest son was diagnosed with a chronic illness, she decided that she wanted to train to work alongside people as they work through life’s difficulties. She has a Master’s Degree in Marriage and Family Therapy from Central Connecticut State University. Ingrid specializes in Internal Family Systems and and Intimacy from the Inside Out Couples Therapy. The original post is located here: https://ingridyhelanderlmft.com/effectively-respond-to-danger-by-calming-your-daily-worries/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
06/08/23·11m 9s

2402: Why Selling Things is a Waste of Your Time by Rose Lounsbury on Time and Money

Rose Lounsbury tells us why selling things is a waste of our time. Episode 2402: Why Selling Things is a Waste of Your Time by Rose Lounsbury on Time and Money Rose Lounsbury is a keynote speaker, Amazon bestselling author, simplicity coach, and still-sane mom of triplets. (Yes, you heard that right!) She helps overwhelmed people create open spaces in their homes, workspaces, and more importantly–their minds–by letting go of the excess stuff that gets in the way. Rose started her own simplicity journey in 2012, after getting fed up with spending all of her free time dealing with my stuff. As she slowly let go of everything that didn’t matter to her, she discovered some amazing things: free time, peace of mind, & clarity. Rose became a simplicity coach to help others do the same thing. The original post is located here: https://roselounsbury.com/selling-things-waste-time/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
06/08/23·9m 41s

2401: 8 Unusual Things to Hold in Your IRA by Jeff Rose of Good Financial Cents on Little Known IRA Facts

Jeff Rose talks about 8 unusual things to hold in your IRA Episode 2401: 8 Unusual Things to Hold in Your IRA by Jeff Rose of Good Financial Cents on Little-Known IRA Facts Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/unusual-things-hold-in-ira/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
05/08/23·12m 3s

2400: Why Paying For A Storage Unit Is A Waste of Money by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents talks about why a storage unit is a waste of money Episode 2400: Why Paying For A Storage Unit Is A Waste of Money by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2016/11/paying-storage-unit-cost-waste-money.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
04/08/23·9m 35s

2399: The Three Most Common Ways To Achieve FIRE by Christina Browning of Our Rich Journey on Retirement Strategie

Christina Browning of Our Rich Journey talks about the three most common ways to achieve FIRE Episode 2399: The Three Most Common Ways To Achieve FIRE by Christina Browning of Our Rich Journey on Retirement Strategies Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you! Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence. The original post is located here: https://www.ourrichjourney.com/post/the-three-most-common-ways-to-achieve-fire  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
03/08/23·11m 50s

2398: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive Income

Dustin Heiner helps you use your vacation time to your advantage. Episode 2398: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive Income Dustin is the founder of Master Passive Income, Real Estate Wealth Builders Conference (REWBCON) and Successfully Unemployed. He is a real estate investor who was able to make enough passive income from his business to quit his job when he was 37 years old. With his podcast, Youtube channel, books, courses, and coaching, he now helps other people quit their job by investing in real estate rental properties to live their dream life. The original post is located here: https://masterpassiveincome.com/cash-out-vacation-time-accrual  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
02/08/23·9m 14s

2397: How Much Car Can You Afford? by Chris of Keep Thrifty on Car Payments and Choosing the Right Car

Chris of Keep Thrifty asks how much car you can afford Episode 2397: How Much Car Can You Afford? by Chris of Keep Thrifty on Car Payments and Choosing the Right Car Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/2016/05/08/how-much-car-can-you-afford.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
01/08/23·11m 7s

2396: When is the Best Time to Get a Reverse Mortgage? Wait or Act Now? by the Editorial Team of New Retirement

The Editorial Team of NewRetirement talks about when the best time is to get a reverse mortgage Episode 2396: When is the Best Time to Get a Reverse Mortgage? Wait or Act Now? by the Editorial Team of New Retirement NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time. The original post is located here: https://www.newretirement.com/retirement/best-time-to-get-reverse-mortgage/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
31/07/23·11m 59s

2395: Matter Over Mind: On Using Your Body to Increase Your Well-Being by Cylon George of SpiritualLivingForBusyPeople

Cylon George talks about how we can use our bodies to increase our overall wellbeing. Episode 2395: Matter Over Mind: On Using Your Body to Increase Your Well-Being by Cylon George of SpiritualLivingForBusyPeople Cylon George is a spiritual chaplain, musician, devoted husband, and busy dad of six. He loves listening to people’s stories and helping them gain perspective on life’s opportunities and challenges. The mission of his blog is to help busy people thrive in their spiritual lives so they can live with more joy, peace, purpose, and meaning. The original post is located here: https://www.spirituallivingforbusypeople.com/matter-over-mind Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
30/07/23·9m 40s

2394: Why Stock Investors Shouldn't Watch TV by Vitaliy Katsenelson of Contrarian Edge on Investment Strategies

Vitaliy Katsenelson of Contrarian Edge cautions stock investors to not watch TV. Episode 2394: Why Stock Investors Shouldn't Watch TV by Vitaliy Katsenelson of Contrarian Edge on Investment Strategies Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/why-stock-investors-shouldnt-watch-business-tv/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
30/07/23·9m 18s

2393: [Part 2] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick of Can I Retire Yet talks about getting a mortgage when you have assets but no income. This is part 2 of 2. Episode 2393: [Part 2] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/getting-a-mortgage-when-you-have-assets-but-no-income/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
29/07/23·10m 48s

2392: [Part 1] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick of Can I Retire Yet talks about getting a mortgage when you have assets but no income. This is part 1 of 2. Episode 2392: [Part 1] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/getting-a-mortgage-when-you-have-assets-but-no-income/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
28/07/23·12m 12s

2391: Will Retirement Be Depressing? by Fritz Gilbert of The Retirement Manifesto on Finding Joy Later in Life

Fritz Gilbert talks about whether or not retirement will be depressing Episode 2391: Will Retirement Be Depressing? by Fritz Gilbert of The Retirement Manifesto on Finding Joy Later in Life Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financial and non-aspects required to live a great life in retirement. Follow him at his blog, TheRetirementManifesto, or on Twitter and Facebook. The original post is located here: https://www.theretirementmanifesto.com/will-retirement-be-depressing/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
27/07/23·11m 28s

2390: Five Steps to Begin Saving for Retirement in Your Twenties by Tiffany Aliche of The Budgetnista

Tiffany Aliche of The Budgetnista helps twenty-somethings begin saving for retirement Episode 2390: Five Steps to Begin Saving for Retirement in Your Twenties by Tiffany Aliche of The Budgetnista Tiffany Aliche, is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal finance expert. She has made it her mission to empower women and provide them with access to the tools and resources needed to create a better life for themselves and their families. Through her company, The Budgetnista, Tiffany has created a financial movement that has helped over 800,000 women worldwide collectively save more than $100 million, pay off over $75 million in debt, purchase homes, and transform the way they think about their finances. The original post is located here: https://thebudgetnista.com/retirement-start-early/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
26/07/23·9m 38s

2389: The Secret to Staying Motivated When Getting Out of Debt by Jackie Beck on Understanding Financial Motivation

Jackie Beck shares the secret to staying motivated when getting out of debt Episode 2389: The Secret to Staying Motivated When Getting Out of Debt by Jackie Beck on Understanding Financial Motivation Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/the-secret-to-staying-motivated-when-getting-out-of-debt/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
25/07/23·10m 3s

2388: Is It The Right Time To Convert To Roth? by Erik Carter with Financial Finesse on Good Investment Decisions

Erik Carter with Financial Finesse discusses whether or not it's the right time to convert to Roth Episode 2388: Is It The Right Time To Convert To Roth? by Erik Carter with Financial Finesse on Good Investment Decisions After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2019/12/09/5-reasons-to-consider-converting-to-roth-and-4-reasons-you-might-not/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
24/07/23·12m 5s

2387: 3 Science-Backed Daily Habits for a Life of Happiness and Success by Michael Mehlberg on Improving Productivity

Michael Mehlberg shares three habits we can start to insure a life of happiness and success. Episode 2387: 3 Science-Backed Daily Habits for a Life of Happiness and Success by Michael Mehlberg on Improving Productivity Michael Mehlberg is an entrepreneur and certified agile project manager who specializes in productivity and organization systems. His blog has been called "The Owners Manual to an Awesome Life" and helps high-achieving entrepreneurs master their life and business - crushing their goals, living their passion, and finding purpose, balance, and excellence in all they do. The original post is located here: https://www.moderndavinci.net/blog/2019/5/28/if-a-happy-and-successful-life-is-all-about-developing-three-good-daily-habits-what-would-those-three-habits-be  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
23/07/23·10m 11s

2386: The Paradox of Money by Mr. 1500 for Budgets Are Sexy on Money and Priorities

Mr. 1500 of Budgets Are Sexy talks about the paradox of money. Episode 2386: The Paradox of Money by Mr. 1500 for Budgets Are Sexy on Money and Priorities J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://www.budgetsaresexy.com/paradox-of-money/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
23/07/23·10m 19s

2385: Frugality in Practice: Do-it-Yourself Home Maintenance by JD Roth of Get Rich Slowly

J.D. Roth of Get Rich Slowly talks about how to save money via DIY home maintenance Episode 2385: Frugality in Practice: Do-it-Yourself Home Maintenance by JD Roth of Get Rich Slowly J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/frugality-in-practice-do-it-yourself-home-maintenance/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
22/07/23·9m 55s

2384: The True Cost of a Speeding Ticket by Ramit Sethi of I Will Teach You to Be Rich

Ramit Sethi discusses the true cost of a speeding ticket Episode 2384: The True Cost of a Speeding Ticket by Ramit Sethi of I Will Teach You to Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/cost-of-speeding-ticket/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
21/07/23·13m 50s

2383: 4 Steps to Mastering the Cash Envelope System by Amanda Brownlow on Budgeting and Tracking Spending

Amanda Brownlow of Hello Brownlow shares 4 steps to mastering the cash envelope system Episode 2383: 4 Steps to Mastering the Cash Envelope System by Amanda Brownlow on Budgeting and Tracking Spending Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country.  When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does.  The original post is located here: https://hellobrownlow.com/2018/02/20/4-steps-to-mastering-the-cash-envelope-system/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
20/07/23·9m 40s

2382: [Part 2] How The Game of Life Teaches Personal Finance by ESI of ESI Money

ESI of ESI Money talks about how The Game of Life teaches personal finance. This is part 2 of 2. Episode 2382: [Part 2] How The Game of Life Teaches Personal Finance by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/how-the-game-of-life-teaches-personal-finance/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
19/07/23·10m 32s

2381: [Part 1] How The Game of Life Teaches Personal Finance by ESI of ESI Money

ESI of ESI Money talks about how The Game of Life teaches personal finance. This is part 1 of 2. Episode 2381: [Part 1] How The Game of Life Teaches Personal Finance by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/how-the-game-of-life-teaches-personal-finance/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
18/07/23·10m 23s

2380: The Red Queen of Investing by Nick Maggiulli of Of Dollars and Data on Realities of Investing

Nick Maggiulli talks about the realities of investing Episode 2380: MONDAY MASTERY - The Red Queen of Investing by Nick Maggiulli of Of Dollars and Data on Realities of Investing The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your finances -The best ways to increase your long-term wealth And much, much more. Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog. The original post is located here: https://ofdollarsanddata.com/the-red-queen-of-investing/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
17/07/23·12m 44s

2379: A Couple's Guide to Complaining by John Beaty with the Gottman Institute on Conflict Resolution in Relationships

John Beaty with The Gottman Institute instructs couples on how to properly complain. Episode 2379: A Couple's Guide to Complaining by John Beaty with the Gottman Institute on Conflict Resolution in Relationships The Gottman Institute understands that the human family is in crisis, and that all individuals are capable of and deserve compassion. It is their mission to reach out to families in order to help create and maintain greater love and health in relationships. They are committed to an ongoing program of research that increases the understanding of relationships and adds to the development of interventions that have been carefully evaluated. It is their goal to make their services accessible to the broadest reach of people across race, religion, class, culture, sexual orientation, and ethnicity. Want to improve your marriage in 60 seconds or less? Over 40 years of research with thousands of couples has proven a simple fact: small things often can create big changes over time. Got a minute? Sign up for The Gottman Institute's Marriage Minute at http://OLDPodcast.com/marriage The original post is located here: https://www.gottman.com/blog/a-couples-guide-to-complaining/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
16/07/23·9m 51s

2378: Is Your Relationship with Money Broken By The Finance Twins on Being Rich versus Being Wealthy

The Finance Twins wonder if your relationship with money is broken. Episode 2378: Is Your Relationship with Money Broken By The Finance Twins on Being Rich versus Being Wealthy Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/our-relationship-with-money-is-broken/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
16/07/23·11m 0s

2377: Building a Diversified Bond Portfolio by Robert Farrington of The College Investor

Robert Farrington of The College Investor talks about building a diversified bond portfolio Episode 2377: Building a Diversified Bond Portfolio by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/1208/building-a-diversified-bond-portfolio/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
15/07/23·11m 33s

2376: How Misplaced Financial Priorities Lead to Lame Excuses by Len Penzo

Len Penzo talks about the risks of bad financial priorities Episode 2376: How Misplaced Financial Priorities Lead to Lame Excuses by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog.   Len’s personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few.   His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life. The original post is located here: https://lenpenzo.com/blog/id1591-how-misplaced-priorities-lead-to-lame-financial-excuses-2.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
14/07/23·10m 24s

2375: Who is Eligible For an FHA Loan? by Andrew of Dollar After Dollar

Andrew of Dollar After Dollar tells us who is eligible for an FHA loan Episode 2375: Who is Eligible For an FHA Loan? by Andrew of Dollar After Dollar Andrew is the founder of Dollar After Dollar, a website dedicated to helping readers improve their finances through better personal finance decisions and entrepreneurship. He also founded and hosts the podcast entitled The Personal Finance Podcast The original post is located here: https://www.dollarafterdollar.com/who-is-eligible-for-an-fha-loan/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
13/07/23·10m 38s