The Progressive Property Podcast

Kevin hosts Swedish property investors Nana Piesie and Emelie Lindberg Piesie. They share their journey of investing in UK property remotely from Sweden, and soon to be Spain. Discover how they've built a diverse portfolio across England, their strategies for finding deals, and the importance of networking. This episode shows how international investors can succeed in the UK market, offering knowledge for both local and foreign property investors.  KEY TAKEAWAYS  Remote property investing is possible with the right education and network. Nana and Emelie have successfully built a portfolio of 16 rent-to-rents, 2 lease options, and several purchases across England while living in Sweden. The UK property market offers more opportunities for small investors compared to Sweden, where regulations and finance options are restrictive, making it difficult for individuals to invest in property. Joint ventures with local partners can be an effective strategy for remote investors, ensuring better management and alignment of interests in rent-to-rent deals. Consistency in your property investment journey is crucial for attracting investors. Staying focused on property and avoiding frequent shifts to other investment types builds trust and credibility. Networking is fundamental to success in property investing, leading to off-market deals, partnerships, and investment opportunities. Building relationships at property events and trainings is invaluable. Getting properly educated about the UK property market is essential for foreign investors. It provides the knowledge needed to navigate regulations, find deals, and build a successful portfolio remotely. BEST MOMENTS   "If UK had the sun, we would move directly. Because the people in the UK, we love the people in the UK. You're amazing. Everyone is happy, even if they're not happy". "Without the network, we wouldn't be here, where we are today. No obviously all of the connections that we made and some of them have turned out to be become friends now." "We have some investors that came like three years in because they were like just looking, okay, are they still doing property? Are they still doing property? And then boom." "Get educated, I would say. Yeah. You gotta get educated first if you don't live there, if you don't know the rules. That was like critical for us." VALUABLE RESOURCES Miracle Properties Links Website https://www.miraclepropertiesltd.com Facebook - https://www.facebook.com/miraclepropertiesltd# Instagram - https://www.instagram.com/miracle_properties_ltd/ YouTube - https://www.youtube.com/channel/UCX47jkL2qUfzn59fsZwGo6w MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty      progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

At the halfway point of 2024, Kev gives a mid-year kickstart and talks about 7 steps you can take to start your property journey now. If you haven’t started your journey this year, or you’re feeling behind, this will help motivate you and get you on your way to making 2024 a property investing success! KEY TAKEAWAYS  Adjust your mindset. Your mindset can be the biggest barrier to achieving your goals. Get rich quick schemes never work, you need to think longer term to change your life. Self-education makes you a fortune, formal education only makes you a living. Raise money resourcefully, you need the right finance to get started but this doesn’t have to be your own money! Start simple, boring is best. Over time you can build to bigger projections when you have experience. Build a supportive team of people who understand what you are trying to achieve. BEST MOMENTS   “Half of 2024 is now gone but this is still a great time to start” “It’s about a clear long-term perspective” “The job you are in is working for someone else, it’s working for them but it’s not working as well for you” “Your bank account is holding you back” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kevin as he interviews Tricia Crocker, a property investor who's made remarkable progress in just 18 months. Discover how Tricia went from juggling multiple jobs to successfully managing rent-to-rent properties and executing creative deals.  Learn how she overcame self-doubt and leveraged unconventional strategies to build her property portfolio, all while maintaining a full-time job and family commitments. KEY TAKEAWAYS  Tricia transitioned from various careers to property investing after attending a Multiple Streams of Property Income event, demonstrating the impact of education and networking. She utilises creative strategies like rent-to-rent, vendor finance, and assisted sales, proving that property investing doesn't always require significant personal capital. Tricia manages six rent-to-rent properties, generating an average monthly profit of £8,000, showcasing the potential of this strategy. Building confidence and overcoming self-doubt were crucial to Tricia's success, achieved through continuous learning and surrounding herself with like-minded individuals. Direct-to-vendor approaches have been more effective for Tricia than working with estate agents, highlighting the importance of personal communication in property deals. Balancing a full-time job, family commitments, and property investing is challenging but achievable through prioritisation and consistent daily actions towards goals. BEST MOMENTS   "I've always had an interest in property, So that's how come I ended up here and I turned up at a multiple streams property income one day. And the rest is history." "I come to the mastermind sessions frequently every month without fail to surround myself with people who are further ahead than me and who know what they're doing."  "I've managed to help other people within my family and my friends and my kids, friends, parents and other things sort out Issues that they've had with their properties and that."  "I have learned that I'm the only person that's responsible for how I react to things. And I'm the only person that's responsible to change my life."  EPISODE RESOURCES JTaP Properties - https://www.jtapproperties.com https://www.facebook.com/tricia.stock.18/ https://www.instagram.com/triciacrockerdevelopments/ https://uk.linkedin.com/in/tricia-crocker-dipnebosh-75668160 VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

‘Overall estate agents are good at helping you to get the best deal, but they are also great at ensuring the best deal for themselves’  In this fascinating episode, Kevin shares 7 tricks that are vital for anyone who is a property entrepreneur. He explains why agents use these tricks and how you can respond to make sure you are getting what YOU want from an agent, listen in now.  KEY TAKEAWAYS  Losing the keys If a letting agent is competing with another agent it can stop access, so they do not miss out on commission.  Estate agents also lose keys to manipulate who is viewing a property because they may have a preferred buyer.  Making you feel that you have to act now Agents are commission based so their focus is getting deals done. They will tell you there are other offers on the table or that the vendor is about to remove the property from the market to build FOMO (Fear of missing out).  Talking you out of the best deal for you Never let the agent know your bottom price when selling, or your top price for buying remember they are working for commission.  If you let them know these prices they will make the deal at the figures you have disclosed.  Selling you extra advertising If your property is not selling agents will often tell you they can introduce extra advertising if you pay them more, the question you should be asking is why weren’t they doing this at the start of the sale process?  Incorrect valuations There are 3 types of agents, and they value in different ways.  Overvaluation – the aim is to tie you into a contract with them by offering an above market  valuation that entices you to sign up with them and then managing your expectations.  A correct valuation – this agent is realistic they may not have as many properties on their books but are the most honest and accurate in their valuation.  A low valuation – this is aimed  at  getting the property it sold as quickly as possible.  Getting you to sign along-termsole agency contract or charging up front  Only use one agent to market your property but keep flexible and don’t get tied into a long-term contract.  High street agents usually operate on a contract and charge you at the end  Online agents entice you in with a lower fee, but you have to pay up front. This means they have no incentive to sell the property.  Convincing you to use their recommended mortgage broker If you need a mortgage they will be keen for you to use the in-house mortgage broker as this will be double commission for them. The mortgage broker is unlikely to be an independent and will therefore not have access to the ‘whole of the market’ for the buyer this results in a more limited choice of mortgage products.  BEST MOMENTS  ‘Trust me they know where the keys are’  At the end of the day, a bid is just a bid, it doesn’t mean it will go through to completion’  ‘Get 3 different quotes to ensure you have an understanding of the ways agents value properties’  ‘As you will be buying and selling a number of properties building a positive relationship with your agent is key’  ‘It costs you because you will not have access to the best mortgage product for you’  VALUABLE RESOURCES  No Money Down: Property Investing book by Kevin McDonnell  ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD  Kevin McDonnell Facebook  Kevin McDonnell website progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin shares his expertise on starting a property empire with no money down. He challenges conventional wisdom, debunks common excuses, and reveals how anyone can kickstart their property journey, regardless of their financial situation.  KEY TAKEAWAYS  No Money Down is not just a technique, but a mindset and way of life that allows investors to scale their property portfolio without using their own funds. The CREST model (Credibility, Return, Exit, Security, Trust) is crucial for raising money and building successful property deals. Having money can be a disadvantage in property investing, as it can lead to analysis paralysis and missed opportunities. Surrounding yourself with the right people and changing your environment is essential for success in property investing. There are numerous No Money Down techniques, such as rent-to-rent, lease options, and vendor finance, that can be used to acquire properties. Focus on creating passive income streams from property to fund lifestyle expenses, rather than relying on earned income from a job. BEST MOMENTS   "No money down doesn't mean no money. No money down is a way of life. No money down is a change of thinking." "I spent a bit of time doing what most people won't. So I can spend the rest of my life living how most people can't." "Most people make excuses instead of making money. And the thing is, you can only have one of them. It's which one you choose." "Money has never been the obstacle. It's all about the knowledge of what techniques to use and how." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Jamie joins Kevin on the podcast to talk about what prompted him to change his life and start investing in property. He shares the knowledge that has helped him build and grow his portfolio and also reveals why buy-to-let is his favourite property investing strategy. KEY TAKEAWAYS  After travelling to the USA Jamie realised that he needed to change the direction of his life. Once Jamie decided property investing would give him the lifestyle he wanted, he started doing two flips a year alongside his Dad whilst still working full-time. After a few years, Jamie and his Dad split the money they had made and Jamie started investing on his own. One of the negative sides of flipping properties is the waiting for the sale, it can take anything from weeks to months to complete. HMOs as an investment strategy can be a lot more maintenance and work than many people realise. You have to keep it at a high spec to continue to keep it at full capacity to generate the income you need. Jamie’s next step is to move to the U.S and expand his business. Having a good social media presence means potential clients will already feel like they know you, there is a relationship being built before you even speak let alone approach making a deal. Positive procrastination can come from fear, it’s better to just start the process of property investing, you don’t need everything to be perfect to get started. BEST MOMENTS   "I decided that I would get into property someway, somehow” “I prefer to by-to-lets, I’m not overly keen on HMOs” “I didn’t have a leg up, at all” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin shares his candid views on the upcoming UK election. For the first time ever, Kevin reveals he will be voting Conservative, explaining his reasoning and urging listeners to carefully consider their vote. With a potential property boom on the horizon, Kevin stresses the importance of making informed decisions both in the voting booth and in property investment. KEY TAKEAWAYS  Kevin believes voting for smaller parties is a wasted vote, as either Labour or Conservatives will ultimately win the election. Despite disliking both main parties, Kevin will vote Conservative as he believes they have a slightly better plan than Labour. The smartest economists work in the private sector, not in government, which contributes to the country's problems. A property crash is currently happening, with 1 in 4 people in mortgage arrears, but a massive property boom is expected to follow. The wealth gap will continue to grow as printed money during the pandemic has ended up with the wealthy, who will invest in assets like property. It's crucial for individuals to carefully consider their vote and make informed decisions about property investment. BEST MOMENTS   "If you vote and there's many people, and I've had this debate on social media this week with people where there's like, Oh, I'm going to vote reform or I'm going to vote liberal Democrats or I'm going to vote whatever. Um, I hope this message gets out before the 4th of July election, you are wasting your vote." "The smartest minds are not in the government. They're not in the Labour Party. They're not in the Conservative Party. They're not in the Reform Party. They're not in the Liberal Democrat Party. They are in the private sector." "We are in a crash. The thing is, 25 percent of people are crashing, and 75 percent are absolutely fine. And people listen to this and they'll go, Oh, well, I don't see a crash. That's because you're not crashing. You're absolutely fine." "Vote not for the party that's going to solve the problem, because they're not going to solve the problem. Vote for the party that's not going to make the problem bigger." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is joined by wealth creation expert Kevin Whelan to discuss innovative strategies for building financial independence. From leveraging the power of SSAS pensions to exploring the seven pillars of wealth, Whelan shares eye-opening insights and practical advice that will inspire listeners to take control of their financial future. Tune in to discover how you can create multiple streams of recurring income and set yourself and your family up for generational wealth. KEY TAKEAWAYS  Wealth creation means generating multiple streams of recurring income to create life certainty in an uncertain world, not just for yourself but for the next generation. There are seven key assets you can use to build wealth: home equity, pension, investments, property portfolio, business, intellectual property, and joint ventures/collaborations. SAS pensions allow small business owners to take control of their pension funds, invest in various assets, and even lend money back to their own businesses for growth. Adding your spouse and children (once they turn 18) to your SSAS pension creates a powerful vehicle for tax-efficient contributions, wealth-building, and generational financial education. Intellectual property is a valuable asset that most people underutilise, you can find ways to repackage, repurpose, and redistribute your expertise to multiply your value. Joint ventures and collaborations allow you to combine different people's strengths, perspectives, and resources to ethically serve others and create wealth together. BEST MOMENTS   "Wealth only comes from the application of education plus commitment to take some action. You can't just learn, which is what most people will do." "SAS allows people to build wealth today, not wait for tomorrow." "We have the right and responsibility to educate our own children about money. They're going to live on average now to a hundred. So they're either going to have to get the lesson, otherwise, they're going to be working until they're 80." "One of the best things I ever did in 2016 was setting up my SSAS, my pension, my future for my kids." ABOUT THE GUEST Kevin Whelan is one of the UK’s leading experts and authorities on creating wealth. He’s an economist, author and the founder of WealthBuilders, an organisation dedicated to helping ambitious employees and time-poor business owners create multiple streams of recurring income independently of their job or business. Kevin teaches a simple, step-by-step, easy to follow processes that anybody can use to build wealth.  Kevin and WealthBuilders are on a mission to help 50,000 families completely transform their wealth and become financially independent He has a credible track record in helping business owners create streams of recurring income both inside and outside of their company and assisting employees to jump off the corporate treadmill.    Access some free resources by visiting this website: https://www.wealthbuilders.co.uk/progressivepodcast   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev is joined by John and Sarah Crew who share their journey in property investing the past two years. This episode might just inspire you to get started or give you new ideas on what you can do with your property portfolio in your area. John and Sarah also talk about how important the network and knowledge gained from Progressive has been in their recent success. KEY TAKEAWAYS  On his days off as a firefighter, John began helping his builder friend. Sparked by an interest in their Victorian property, John and Sarah then began to renovate and used money they had saved to start their own buy, refurbish, refinance strategy. They first attended a progressive event in 2020 which made them realise they would need to use other people’s money to build their portfolio. All locations have an abundance of property deals, you just have to learn how to find them. Build your profile in your area and network, if people know who you are and what you’re looking for the deals will be easy to find. If you find good deals then finding an investor to back you won’t be difficult. You are providing a valuable service. The purchase price of a property in BRR is one of the least important factors, the main focus is actually on the redevelopment value. John and Sarah are still working full time but this will change within the next two years when John and Sarah plan on both taking property investing on full time. The best time to start investing in property is right now. BEST MOMENTS   “We decided to use a bit of money we had to start the BRR strategy” “There are more deals out there than you could ever imagine” “I don’t think necessarily you have to physically be everywhere but you have to put yourself out there and make sure people know what you’re doing and what you’re looking for” “It was quite a scary concept, using other people's money. Now we feel comfortable with that” “We’re working towards something and nothing will get in our way” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Alana joins Kev in this episode to talk about leaseholders and service charges. They discuss why this may be the next scandal and how the government, councils and owners can tackle the problem. They also talk about why new builds are never a good investment strategy as a house buyer and the inflated prices they charge. KEY TAKEAWAYS  Some developers are claiming the leasehold charges are for the upkeep of things like roads and playparks. Developers may build parks to get planning in areas that previously would be refused. These leasehold properties on new builds aren’t transparent. Many house buyers are completely unaware of what they are buying into. Kev believes that these types of leasehold charges on new houses should be banned. We pay enough council tax that councils should be paying for roads, parks etc… New build houses are always sold for an inflated price. Legislation should be targeting the bad 5% of tenants and landlords, not the good 95%. Most current laws and legislation are hurting the good tenants and landlords. BEST MOMENTS   “New build developers are advising houses for sale but they are being sneaky” “This just screams dodgy to me” “You’re almost living on a toll road when you move into one of these estates” “They’re creating a legacy for generations to come” “It’s kind of a legal-robbery” “95% of landlords are great but it’s the 5% that give them a bad name” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin engages in a thought-provoking debate with tenant Alana Jackson James. They explore the complex relationship between landlords and tenants, discussing rent increases, costs, and the challenges both parties face. Kevin also shares invaluable insights into the property market, government policies, and the importance of financial education. KEY TAKEAWAYS  Landlords are not simply raising rents to increase profits; they are facing significantly higher costs due to interest rate hikes and maintenance expenses, often only passing a small percentage of these increases onto tenants. The government benefits from higher property prices through increased taxes, such as inheritance tax, capital gains tax, and stamp duty, while landlords and tenants struggle with affordability. Landlords play a crucial role in providing housing for those who cannot or do not want to buy, and removing them from the market would lead to a severe shortage of available homes. The government and media often use the landlord-tenant debate as a vote-winning strategy, distracting from the real issues and lack of effective solutions to the housing crisis. Financial education is essential for both tenants and aspiring property owners to make informed decisions and create a stable future, as the school system fails to provide this crucial knowledge. Empty homes owned by councils could be a key solution to the housing shortage, but there seems to be a lack of political will to address this issue effectively. BEST MOMENTS   "Higher rents does not make me more money as a landlord. Very simple thing. Higher rents are because of higher costs." "The system does not teach us financial education in school. And they don't teach us financial education in school because they don't want you financially educated." "Attack the easy person to hit. It's like the bully in the playground, go for the little guy. So let's attack the little guy." "Too many people are too book-smart and not street-smart. And what that means is they get stuck in a job exactly in the system the government want you in. Yeah, giving you enough every month to survive but not enough to thrive." "Cheaper prices, cheaper rents. Cheaper interest rates, same profit margin, solved the problem. But who actually needs higher prices? The government. The government need higher prices. Why? Because they get a tax for higher stamp, higher price, more stamp duty. Higher price, more capital gains tax. Higher price, more inheritance tax." "Sometimes you have to do what you don't want to do so you can do what you want to do.I worked really hard doing what most people won't so that I can spend the rest of my life living how most people can't." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is interviewed about his new book, "Cash in a Property Crash". Kevin shares critical insights on the current state of the UK property market, predicting a significant crash following the election. He reveals strategies for investors to not only survive but thrive during this downturn, and talks about the importance of education and creative thinking in property investing. KEY TAKEAWAYS  The UK is in a property market correction and heading towards a crash, with many people struggling to afford their mortgages due to rising interest rates. Financing property deals is more about mindset than actual money; the wealthy control debt and leverage other people's money and properties. Property investing should be treated as a business, focusing on building a portfolio during a crash rather than saving for a single property. The system is designed to keep people in the middle class, paying taxes, and unaware of financial strategies used by the wealthy. Creative property investing techniques, such as lease options and vendor financing, can help investors acquire properties with little to no money down. Self-education is crucial for building wealth, as formal education primarily prepares people for jobs and paying taxes. BEST MOMENTS   The great thing about property is anybody can do it. The jobs you do today are probably a lot more difficult than property." "The system doesn't survive without the middle class. And the system doesn't want people to be financially savvy, because if they're financially savvy, then they'll stop paying the taxes "I didn't put any money into my office deal, but on my home, I didn't just do my home with no money. My home, I was paid to purchase it." "Self-education makes you a fortune. Formal education makes you a living." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Jackie Gammage joins Kev to share her knowledge and insight into property management. Jackie talks about her journey into property including the mistakes she has made. She also offers invaluable advice on mindset and skillset and talks about why everyone can benefit from the value of their own transferable skills. KEY TAKEAWAYS  Jackie found it difficult to get started in property. She now recognises this was because of her own mindset. She was risk-averse and fuelled with fear which prevented her from taking action. It’s easy to get stuck in life, to stay comfortable. But not taking action prevents us from moving forward and achieving what we want. You will already have some of the skills needed to become a property investor, you just need to work out what they are and then build upon the areas where you need to learn. To achieve what you want you need to focus on it daily, create the steps and plan needed to make it happen. Surround yourself with people who have similar aspirations. Read and learn as much as possible to improve your mindset and self-awareness. BEST MOMENTS   "I found that the more senior I got the less fulfilled I was becoming” “The fear of going into something new stopped me from taking action” “We’ve all got transferable skills and we don’t realise it” “Who is the person I have to become to get what I want?” “You become your environment” VALUABLE RESOURCES https://www.facebook.com/jackie.gammage.9 MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Mark is a property investor based in Plymouth. He joins the show to talk to Kevin about his property journey, including what he was doing previously and his current projects. Mark’s investment journey hasn’t been linear, and he shares with Kev the lessons he learnt and how Progressive Property training has aided him in transforming his portfolio. KEY TAKEAWAYS  Mark first started investing in property 20 years ago, but his progress hasn’t been straightforward, one of his first properties remained in negative equity for years after purchase. Mark wasn’t educated about adding value or how to be an effective property investor and landlord. This education has transformed the way he approaches his property business and investments. Adding value was one of the first and most important lesson Mark learnt from Progressive. It’s about recycling your money and being able to build growth. When buying off-plan, you will always overpay. No money down and HMOs resonated with Mark so these are the strategies he began to invest in. In 26 months, Mark has done 9 deals, which is more than one deal every 12 weeks! One of Mark’s proven strategies is sending out letters to potential landlords and investors. BEST MOMENTS   "I’ve always had a passion for property” “If you want to be a property investor you should be adding value, recycling your money” “It wasn’t that property was bad it was just I was bad at it” “As entrepreneurs, we will never be happy with what we’ve got” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join the conversation with Emerald Fisk, a former personal trainer turned successful property investor who shares her inspiring journey in this episode. Discover how Emerald went from having no money and support to building a thriving property portfolio through networking, education, and the right mindset. Learn about the challenges she faced, the opportunities she found, and the lessons she learned along the way. Emerald also shares valuable insights on the current property market, creative financing strategies, and the importance of investing in your local area. KEY TAKEAWAYS  Networking, education, and the right mindset are crucial for success in property investing, even with no prior experience or funds. Joint venture partnerships can be a powerful way to leverage other people's resources and expertise to get started in property. Embracing challenges, stepping out of your comfort zone, and believing in yourself are key to overcoming obstacles and achieving your goals. The current property market presents massive opportunities for educated investors, while tired and uneducated landlords are selling up. Investing in your local area can be more advantageous than chasing cheap deals in unfamiliar locations. Creative financing strategies, such as no money down investing, can help you build a portfolio without using your own funds. Surrounding yourself with like-minded people and learning from their experiences can help you develop a more open and growth-oriented mindset. BEST MOMENTS   "If I can do it, anybody can do it. You always need the right network around you, the right mindset and the right education. That's the three things that you need." "It's very hard to network when you don't have a conversation." "I see the educated people taking advantage of everything that's going on at the moment, and I see the uneducated people wanting to leave the property market." "If you're in the more expensive areas, that's great. Find people that want to work with you in those areas." "If you've got a closed mindset, the only way you can change that is go and spend time with other people with a more open mindset." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Wendy Brumwell, a successful commercial conversion property investor joins Kev in this episode. Wendy talks about the strategies she has used in the past 11 years of her property investing journey and shares the lessons she has learnt along the way. KEY TAKEAWAYS  For ten years Wendy knew what she wanted to do in property but she thought she had to have the cash to do it. She immediately realised this wasn’t the case when she attended her first property investing course. Permitted development ‘PD’ is planning that is already set at a government level. This means as long as you meet all of the criteria outlined then you already have agreed planning permission. Wendy takes time every morning to do something for her whether such as reading or exercise. She does this to set up her day. Wendy learnt so many lessons from her self-build project that she now wants to do it all over again! Anybody can do property, including commercial conversions. They just need the right education.  BEST MOMENTS   "You spent ten years saving it all up, I spent ten years messing it all up” “Sometimes being an entrepreneur, if you enjoy what you do it doesn’t feel like work” “I learnt so much from it that I would do it again and do all those things differently” "You can start with smaller projects and work your way up" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev is joined by Justine in this episode. Justine shares why she chose to start running progressive property networking events and all about her property investing journey. Justine also talks about why mindset is paramount in building your own property business.  KEY TAKEAWAYS  Justine has over 30 years of experience in property investing. She stresses the importance of diversifying and being adaptable to remain agile and profitable in the property space. Mistakes were part of Justine’s early journey, she recognises that these could have been avoided if she had focused on property education before getting started. Learning in person and from others has a far higher implementation and success rate than simple reading books. You have to have a forever-pupil mindset in property investing and all business ventures, there is always something you can learn. Justine’s strategy is focused on building her lifestyle, so HMOs for example wouldn’t be a workable strategy for her. Hosting a PPN event helps Justine remain accountable Anyone can build a property business, they just need the right mindset and the dedication to learn.  BEST MOMENTS   "Good luck to you if you want to do it on your own but you’re only going to get so far” “Everybody has their own strategy that works for them, mine is about lifestyle” “It feels more like a community” "It's about having the right mindset, anybody can do it you just have to have the belief" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kev as he speaks to property investor and progressive property network host Heidi Mobbs. Heidi reveals the strategies she used to replace her income completely with property investing. Kev and Heidi talk about the benefits of Progressive networking events and Progressive Property courses and Heidi stresses why it’s essential to have goals and a purpose to push you through the challenges of starting your own property business. KEY TAKEAWAYS  Heidi needed to be confident she was successful enough in property investing before she left her established role in social housing. She had a lot to lose. Networking and negotiating with investors to give her opportunities is how she first started to build her portfolio. Heidi scaled very quickly, she didn’t leave her job until she had all systems in place including employees and CRM systems. The hardest part of her journey was managing this whilst working full-time. Progressive networking events provide support and opportunities for property investors. Heidi wanted to utilise this and host a networking event rather than doing something independent. Hosting PPN events gave Heidi instant credibility as a property investor. Not all projects go to plan, Heidi has had to give properties back that she has been unable to manage and has lost money too. You will never find great property deals without making some mistakes along the way. BEST MOMENTS   "Just give us a go, I’ll prove a point and I’ll turn that property around” “You’ve got to have a big enough why to quit your job and that keeps you going through the bad days” “PP and Progressive are like a family” “The networking boosted my credibility straight away” “I’ve done loads of deals where they kind of didn’t work out the way I hoped them to, but I wouldn’t have got the good ones if I didn’t go through the bad ones” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev is joined by Mike Chadwick in this episode who has been part of the progressive property network for 10 years! Mike talks to Kev about what his journey has looked like and what he has planned for the future. He also talks about why he became a PPN host and why anyone can do it! KEY TAKEAWAYS  Hosting network events gives accountability, you have to show up every month. One he learnt about multiple income streams, Mike couldn’t forget about it and it’s why he always has to do more in his career and life than one job. Mike has started exploring new property strategies in the past couple of years including HMOs and serviced accommodation. Being a host of PPN events gives you exposure to other property investors and can present unique opportunities. Make sure people you are hosting know what you are doing in property, nurture those relationships. BEST MOMENTS   "To me it’s not work, I love hosting the event, to me it’s like meeting your friends every month” “Some people can use it as a way to make progress in property” “Because I did training with Progressive, I understood the ins and outs of it” “Make sure you’re telling people what you’re doing” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kevin as he speaks to property expert Richard Stone about Jeremy Hunt's latest budget. They discuss how this may impact property investors, including VAT, capital gains tax and changes around national insurance for the self-employed. VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin and his team share the various tenant issues they have had over the years. They talk about how to defend yourself against bad tenants including why referencing isn’t always enough and reveal the worst tenants they have ever had to deal with. However, let this prepare you, not put you off property as Kevin and his team mostly deal with perfect tenants! KEY TAKEAWAYS  Nightmare tenants usually have a honeymoon period before showing their ‘true colours’ Alcohol, drugs and visitors are often the start of many issues. Referencing is key as a first defence against nightmare tenants. Landlords may not always be completely honest about current tenants as they want them to move. If you can find potential tenants on social media that can give you more information to decide on whether to rent to them. Dealing with aggressive tenants is one of the biggest challenges, especially in a HMO situation. You have to deal with bad tenants swiftly or you risk losing the good tenants. Don’t give bad tenants an inch or they will take a mile. You need to be fair but firm. Regular inspections can help you combat issues early. BEST MOMENTS   "Most tenants are great but there is always that nightmare tenant that appears every so often” “We use a referencing company, but you will always find a landlord reference doesn’t always reflect the truth” “We have over 300 tenancies and very rarely do we have a bad one” “That’s not really a bad tenant, that’s a tenant with a problem and we as landlords aren’t social workers” “If you don’t deal with the bad tenant quickly the good ones will leave” "Cat fleas are worse than cats" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The UK is officially in a recession. In this episode, Kev talks about the news and how it may impact you as a property investor. He discusses what might happen with interest rates, the opportunities and creative techniques available to property investors and why this is the perfect time for you to scale your business. KEY TAKEAWAYS  There are different challenges now to 2008, particularly around inflation. The Bank of England will be feeling pressure to reduce interest rates. A recession can be an opportunity for property investors, there will be a lot of deals out there. There are two types of sellers in a recession, those that want to sell and those that have to. The main form of control you have as an investor is the money you put in today, the rental income you make and how you scale your business. Recessions are great periods to scale your business. Don’t confuse good debt with bad debt. Good debt is serviced by someone else that creates profit for you. There is a looming house price drop but in the long term, the prices will always increase. Property investing is about the longer-term trends. BEST MOMENTS   "This is the longest recession ‘not a recession’ I’ve lived through” “People are poorer” “That creates a lot of opportunities for creative property investing” “The techniques you can use in a recession can allow you to scale massively” “There are loads of £1 deals out there!” “We are going to see a house price drop” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kev as he talks to title-splitting expert Rachel Knight. Rachel talks through the implications of the recent announcements by the government that will release positive opportunities for property investors. She also reveals her unique strategy for getting high value from her properties with less work than you may think! KEY TAKEAWAYS  Title splitting is the creation of leasehold from freehold. The government are looking at changing the current system of leasehold/freehold to common value. This means the value will be in the lease, no longer the freehold. Think outside of the box, Rachel reconfigured two flats she owned together to make 3 luxury 2-bed apartments. The number 1 advantage to title splitting is you get the capital growth from day 1. This title-splitting strategy can work in any area. You need the right people to understand this title-splitting method, not every solicitor will know how to achieve it and neither will all banks. You can title split at any point, not just when you are buying or selling. If you split before you may want to sell, it means you can sell flats individually to retail buyers, not just to another investor as a ‘job lot’ of flats as many people do. Title splitting is a good way to diversify your portfolio. For example, switching your SA to single let or vice versa. BEST MOMENTS   "Title splitting is something that has been around for centuries” “I got a massive value uplift in doing that” “This is out of the box to legally get round things you might consider a blocker to your business” “You want things that are easier to manage as you get older” “You need a solicitor who knows what they’re doing” “Title splitting is a good way of diversifying” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev is joined by social media expert and property investor Scott Wroe in this episode. They talk about strategies anyone can follow to flip houses as well as the unique ways you can leverage social media in your property investing business. KEY TAKEAWAYS  Scott’s parents were flipping houses throughout his childhood. He is only 27 but has lived in 30 houses! Scott focuses on the cheapest house on an average street. If you are starting out, don’t buy houses that need any major work, instead focus on things that need updating cosmetically. Look for a mentor to guide you and prevent you from making expensive mistakes. After just two deals, Scott made a 70k profit. As Scott grew, he started using contractors and even established deals with kitchen suppliers via social media. You would be surprised how easily brands want to gift items and products to 'house' accounts, you only need a 30k following to get noticed. BEST MOMENTS   "It’s knowing the difference between expensive things and things that are going to cheap [to rectify]” “I think they could be much more successful by attending one of your courses” “I made 40k on the first one, I was 20” “It was so much easier having other people doing the work because then I could be doing other things” “People will literally gift you anything” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin discusses the newest government idea to solve the housing crisis – to evict everyone! Kevin talks about latest government press release around social housing and gives his educated opinions and thoughts on the policies. KEY TAKEAWAYS  Those who display antisocial behaviour can face a ban on living in social housing accommodation for 5 years.  The government is seeking views from the general public on this proposal. Kev agrees, people shouldn’t be given a social housing home if they are abusive or a criminal. However, he doesn’t think all of the implications have been considered for this policy to work. This kind of policy is to reduce pressure on the waiting lists. What will happen to those who are banned from social housing? The policy also states having to prove connections to the UK and local area. Could this be a discriminatory policy? Those with mental health issues will suffer from this policy. BEST MOMENTS   "You won’t be able to get social housing for 5 years” “Play by the rules, pay in and we will support you. If you choose not to this country is no longer going to be a soft touch” “The government knows it doesn’t have enough houses for everybody” “Is this just about stopping illegal immigrants from getting social housing” “Where do they go? Where are you putting them all?” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin joins Jessen James on the Mind Over Money podcast to talk about the power of property investing itself, as well as his own personal journey in business, and the part that mind-set has played in his incredible rise to success. KEY TAKEAWAYS Inspiration can take many forms, but nothing stirs us or empowers us more than seeing others who have succeeded, and hearing the stories of how they did so. When our backs are against the wall, we usually discover how strong and resourceful we can be. Never be afraid of pressure, because it can serve to highlight our strengths. Often, we tell ourselves that success is elusive. We are afraid to take the risks for fear that they won't work out. Taking that first step towards action is crucial. Accountability is important when it comes to our business journey. We must take responsibility for the choices we make, even if they are wrong ones. BEST MOMENTS 'Within 12 months I'd replaced my income' 'I had no choice but to think creatively' 'It's not difficult to raise money. It's difficult to try' 'Stop looking back and look forward' VALUABLE RESOURCES Mind Over Money Podcast - https://omny.fm/shows/mind-over-money ABOUT THE GUEST Jessen James Jessen has spoken to and trained thousands of entrepreneurs all over the world, and has featured on Channel 5's Rich House Poor House. Having built, bought and sold multiple businesses himself, Jessen has had some amazing wins and some rather spectacular fails too! He now dedicates his time to serving others to better their lives and businesses by sharing his learnings. Get in touch today. ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Gary Das joins Toni in this episode for a quick but valuable discussion on bridging loans. They discuss what they are, where they might be useful but also reveal the three main reasons you may not want to use them. KEY TAKEAWAYS  Traditionally you would get a mortgage for a property but if you are buying from auction or similar you may need a bridging loan before you can get a mortgage. This is a short-term loan. To be accepted for a bridging loan generally, you will be borrowing against assets, but this doesn’t have to be another property or even the property you are using the bridging loan for. One of the advantages of bridging is the option to either pay an upfront fee or a certain timescale where you don’t have to pay anything yet. There are horror stories surrounding bridging loans, usually when a term has been breached and good advice wasn’t sought out. BEST MOMENTS   "The key thing with a bridge is how does the bank get the money back in the not-so-distant future?” “There are certain instances where you’ll use bridging instead of a mortgage” “The more you know about the properties and the finance side the easier it is to walk in with confidence and do the deals” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kev as he explores the question of quantity -vs- quality in property investing. He talks about the quality of house, tenants, refurbs and and reveals the most important things you need to weigh up when purchasing property. KEY TAKEAWAYS  You have to think about mortgage -vs- cashflow but also growth. You can get good tenants in all income brackets in all areas of society, just because someone has money and can pay more, it doesn’t mean they will be a higher quality tenant. Knowing your area is essential to finding quality tenants. They will be ‘areas within areas’ and one street can make all the difference. The monthly rental profit isn’t the only number to focus on, you also should look at the capital growth opportunities. A lower quality area means less capital growth but you probably will have a higher cash flow as your initial outlay is less. Whether you focus on quantity or quality, the most important thing is that you just get started and don't procrastinate! BEST MOMENTS   "Are you sacrificing quality for quantity?” “You need to know your area” “Your return in the North looks better in the South” “What I am always focused on is cashflow, cus cashflow is the oxygen for the business” "It doesn't matter if you go for the quality or the quantity, what matters if you go for something" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Dan Eaton hosts the podcast in this short episode where he talks about how you can get started in commercial conversions this year. If you have wanted to get into property development, particularly around converting unused and unwanted buildings then this is for you. KEY TAKEAWAYS  From old banks to closed-down offices, there is a huge opportunity to convert into much needed residential accommodation. There is a whole host of building types that have permitted development rights and these are what you want to focus on. Permitted development is easy, it’s as simple as putting in the application form and waiting for the council to accept. Leveraging the expertise of others is essential in the strategy including builders and investors. Conversions may not cost as much as you expect. Commercial conversions rely on finance and investors you cannot save your way to pay for a conversion. BEST MOMENTS   "What type of buildings do we need to convert?” “We can take those buildings and convert them into residential use without the need for planning permission” “I don’t know how to build things but I do know how to ask people who do” “We use other peoples money to do these types of conversions” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Want to Connect with Carole? This is how: Website: https://www.clearwaterpropertypartners.com Email: carole@clearwaterpropertypartners.com  If you would like to help support Judy and Abigail with finding their forever home or future Christmas Venue, please reach out to Carole using her contact details above.  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What is the best property investment strategy this year? Join Kevin in the first episode of 2024 of the Progressive Property Podcast and learn all about no-money-down (NMD) techniques and why they could work for you in your property investing journey! KEY TAKEAWAYS  Strategies vary in their success depending on the area but all strategies work all the time. Historically buy to let, commercial conversions, HMOs and serviced accommodation have always worked and always will. Before you think about which investment strategy to use you need to first get the ‘house’ or property. This is where no money-down techniques come in. No money-down property investment techniques allow you to scale. Don’t confuse property investing with property owning. Most investors own a job but don’t always have lots of properties in their ownership at one time. Cash and a mortgage aren’t the only ways to get into property investing. Time and debt are valuable resources, using no money down techniques you focus on buying these rather than focusing on the physical asset Those with a poor mindset follow the system of getting into debt at a young age and out of debt for retirement. BEST MOMENTS   “You can’t do property with your money down” “Most property investors, they own a job” “No money down investment techniques allow you more ideas than traditional thinking” “The richest people on this planet have the most good debt” “If you retire with no debt you’ll likely retire without significant wealth” “There’s a big difference between good debt and bad debt” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Want to Connect with Carole? This is how: Website: https://www.clearwaterpropertypartners.com Email: carole@clearwaterpropertypartners.com  If you would like to help support Judy and Abigail with finding their forever home or future Christmas Venue, please reach out to Carole using her contact details above.  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Looking for a boost in knowledge? Download Kevin McDonnell’s FREE NO-MONEY-DOWN GUIDE → https://bit.ly/nmdreport-yt Want to see the Lifeshare Interview and any extra information?  You can watch the video on our YouTube channel here: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g  Maybe you’re keen to meet the progressive Trainers in Person? Come to our FREE, 3-day event here:  https://bit.ly/msopi23 Show your support towards Lifeshare - DONATE HERE: https://www.lifeshare.org.uk/donate/  In this festive episode, property investor Carole Neales interviews Judith Vickers and Abigail Noonan from Lifeshare, Manchester's oldest homeless charity. Hear the inspiring story of how Lifeshare has adapted over 40 years to meet the evolving needs of the homeless community. Learn clever CSR tactics that support charities and benefit businesses too. Gain insight into the property investor mindset shift towards social impact investing and how you can get involved, even with limited funds and help work towards a collaborative solution for the UK’s housing crisis. KEY TAKEAWAYS  Lifeshare started in 1984 with a soup van and pioneered many 'firsts' in homeless support services in Manchester Data poverty is a key issue preventing access to housing, jobs, and services Construction companies can provide vacant sites over holidays for shelter and food service Donating used tech helps people access support services and develop digital skills Partnering with charities boosts planning applications and contractor scores Training programs for construction jobs transform lives from homelessness to employment Central 'one stop shop' buildings allow charities to share resources and build community Government incentives and policy changes could better enable charity and business collaborations BEST MOMENTS   "Everybody's two check paychecks away from being homeless." "If you get a new phone, and your old phone is still workable, you could donate that to us." "Having everyone on site get along and be excited to be there every morning, it's not gonna hurt." "No one person, no one charity can solve this problem." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Want to Connect with Carole? This is how: Website: https://www.clearwaterpropertypartners.com Email: carole@clearwaterpropertypartners.com  If you would like to help support Judith and Abigail with finding their forever home or future Christmas Venue, please reach out to Carole using her contact details above.  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Looking for a boost in knowledge? Download Kevin McDonnell’s FREE NO-MONEY-DOWN GUIDE → https://bit.ly/nmdreport-yt Want to see a tour of Bancroft house or the Interview itself? You can watch it all in our recent YouTube video : https://youtu.be/rC-jkwCzVXw  Maybe you’re keen to meet the progressive Trainers in Person? Come to our FREE, 3-day event here:  https://bit.ly/msopi23 Show your support towards the Healthier Hero’s Campaign - DONATE HERE: https://www.gofundme.com/f/the-picos-de-europa-veterans-expeditions-2024 In this special episode, property investing expert Carole Neales takes over the Progressive Property podcast to interview Andrew Powell, Director of the veterans’ charity Healthier Heroes. Hear the moving story of Andrew's difficult childhood, military career, and mental health struggles that led him to create safe housing for vulnerable veterans. They talk about the shocking realities of social housing shortages and homelessness amongst veterans and other groups. Carole and Andrew also reveal the ways property investors can make money while making a massive difference through social impact investing. KEY TAKEAWAYS  Childhood adversity led Andrew to join the military, which he loved, but he still struggled mentally After Afghanistan, marital and family breakdowns caused a crisis for Andrew including alcohol, drugs, crime and then suicide attempts Andrew’s first call for help was rejected, showing Andrew that only he could save himself He created education projects and armed forces housing services to help people from similar backgrounds Andrew’s mission was to provide 24/7 supported housing for vulnerable veterans and it led to him creating Bancroft House Funding repairs and staff is one of the biggest barriers, heating alone costs £40k annually The move-on process to independent living for many is hindered by a lack of available housing stock Investors can fund buildings and houses, they can make donations that make a massive social impact and business sense too BEST MOMENTS   "I was homeless at the age of 14, never finished school. So the only thing for me to do to, to escape and try and find a real family unit and connection was to join the military." "When I picked that phone up and spoke to somebody, I was actually told that was too complex for the service. And to take myself to A&E. And I was wished all the best, and the phone was put down on me." "If they were willing to buy the property, do it up, and then wait for their return on investment, so then becomes a longer game, that would work." "Because it's not just veterans who are struggling. Homelessness, it's vast." "If we can make it work on that rate...then we're fine." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Want to Connect with Carole? This is how:   Website: https://www.clearwaterpropertypartners.com Email: carole@clearwaterpropertypartners.com    If you would like to help support Andrew Powell with his properties, please reach out to Carole using her contact details above. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Would you be interested in a boost in knowledge? Download our Free Buy To Let guide - https://bit.ly/BTLReport-POD or Download our No Money Down FREE GUIDE → https://bit.ly/nmdreport-yt (either or on these ones) and  Want to meet Kevin in person? Come to our FREE, 3-day MSOPI event here:  https://bit.ly/msopi23 Kevin welcomes social housing expert Carole Neales to discuss the intricacies of investing in properties that provide affordable housing. They explore the different types of social housing, typical property formats, support provided to tenants, benefits for investors, challenges to be aware of, and how to ethically enter this impactful sector. Carole stresses the critical need across the UK and shares uplifting stories of the immense good this model offers communities when done properly. KEY TAKEAWAYS  Social housing involves partnering with councils, charities and associations to supply accommodation and support programs helping disadvantaged groups transition positively. Investors buy and lease properties to providers, earning higher rents without voids or maintenance costs, and supporting social improvement. Typical formats are shared houses, HMOs, converted buildings, but ideal options are end terraces or detached to limit neighbor disruption. Strict due diligence is essential to avoid unscrupulous providers overpromising unsustainable returns that inevitably collapse. Ethical best practices include ensuring full safety compliance regardless of legal minimums, with regular inspections. While more complicated to enter, you can get fulfilment from improving many lives and strengthening communities. Giving generously comes full circle, opening unexpected doors and attracting conscious investors. BEST MOMENTS   "If more investors were involved in this as an ethical way of making money, then we would be using less and less temporary accommodation." "I make sure that all the properties have an HMO license and are fully compliant...to future-proof the fact that I take on a property now." "By investing in this strategy you will do so much good in the community. You will create such an amazing sense of well-being that you will open doors that you never thought were there." "Give to receive. Totally. And you're doing so much good for the local community that you're helping the local residents, you're helping the taxpayer." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Katy interviews deal packager Abby on this episode. They discuss Abby’s journey to property investing and her latest deals. Abby and Katy also talk about the mindset and behaviours needed to succeed in property including being consistent and building relationships. To listen to Abby’s previous episode, head here: https://omny.fm/shows/progressive-property-podcast/from-property-to-merchandising-back KEY TAKEAWAYS  Abby was working as a merchandiser and had a very busy schedule but wasn’t earning what she wanted, she knew something needed to change and attended the Progressive Property Deal Packaging course. Abby is an advocate of direct mail, she has had consistently strong leads from it. A deal Abby is recently working on is a conversion into holiday lets. It will be a lot of work but for a brilliant end result! Abby has also recently completed an assisted sale deal, which she got via a direct mail lead. Probably Abby’s most impressive deal to date is on her own £1million dream home! Part of this success was due to relationships she had previously built. BEST MOMENTS   "You can’t have a week off from it you’ve got to keep at it, consistent action” “I’ve done a deal whilst in the room” “It was a complete fluke how we did it” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is joined by property investor and previous guest Sophia Botchway. Sophia gives an overview of her property investing journey, what she has been up to since her last episode with Kevin and shares why she is on the episode solo this time! She also shares tips for getting investors’ money to help you build your property portfolio and how to manage your time to create the lifestyle you want. KEY TAKEAWAYS  Sophia’s portfolio has more than doubled in the past 9 months. The team mostly focus on single lets by investing and refinancing using investors' money. Sophia and her daughter learnt to invest in their local area. They live in an expensive area but always find ways to add value. Networking is essential to find investors willing to give cash. They have the money but not the time and want to get better returns on their money. Your attitude and passion are two of the biggest things to help you to get investment, followed by knowledge. Sophia has set up a networking event in her local area as well as an estate agency! There is no such thing as not enough time, it’s all about priorities. You can make time if you want to. Sophia’s biggest difficulty is that there are more deals than she can handle so anyone who says they can’t find any deals aren’t looking hard enough. BEST MOMENTS   "We’re investing in Oxfordshire, so right on our doorstep” “The money is sitting there and they want to get a better return on their money” “Just let people know how passionate you are about what you’re doing and that makes a big difference” “If you want to change your life, you can’t say you haven’t got time” “People are not looking for the deals, there are so many deals out there” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The third and final instalment of Kev’s conversation with Property Developer Jerome Roith where we learn how Jerome finances projects, raises private finance, and navigates government obstacles. He shares why direct vendor deals yield the highest ROI and how to turn "sealed" bids to your advantage. Jerome busts myths around market timing, explains why persistence trumps perfection, and gives insight into leveraging agents to your benefit. KEY TAKEAWAYS  Property investing requires financial creativity, such as seller financing or joint ventures, not just capital. Approach deals asking "How can I make this work?" rather than "Can I afford this?". Surround yourself with positive, ambitious people; "If you stay close to the fire, stuff will happen." Detach from naysayers sticking to conventional, low-yield paths. Governments often make decisions to get re-elected, not to help citizens. Since you can't fix the system, learn to profit from it. Agents often lack investing experience, so don't let them dictate what constitutes a good rental or deal. Go direct to motivated sellers whenever possible. Timing the "perfect" property deal is futile. Executing dozens of good enough deals leads to portfolio growth and mastery. Sealed bids reward preferred bidders. Leverage relationships with agents to access insider information on competing offers. Minor social media critiques are irrelevant. Focus your attention on high-reward activities like financial modelling rather than perfect spelling. BEST MOMENTS   "I thought everybody was broke...there's more money on the planet today than there's ever been." "If I hired a Lamborghini with some attractive females around the post, it would blow up. If it's you and me talking about deal strategies, they don't want to know." "Anyone has the ability to be anything that they want to be. It's being that best version of yourself." "My attention to detail has to be on the contracts... The social media stuff, you've kind of now opened that up." "Only do a sealed bid or preferred bid scenario if you've got the agent in your pocket." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

This is the second instalment of Kevin’s discussion with property developer educator Jerome Roith. They continue to talk about their property strategies, focusing on how they finance their projects and developments, highlighting the key differences and similarities between property investing and property developing. KEY TAKEAWAYS  There are two core mechanisms when offering to an investor in property development. Either give them equity in the deal or a fixed rate of return. It’s important to remember that the risk is often much higher for an investor for a property development project than investing in an existing house, If you can have investors take a share in a project/company it means you can continue to have them invest. It can be a problem borrowing from smaller investors or those you know as they can’t afford to ‘lose’ the money, meaning they will be higher maintenance to deal with. Inflation rates mean that more people want to invest their cash rather than leave it sitting in the bank. BEST MOMENTS   "I’m not a huge believer in borrowing expensive money especially when you don’t know when you’re going to be able to pay it back” “It’s cheaper for them than traditional lettings” “One of the issues with running a company today is the level of administration you have to adhere to” “It’s become easier to raise money because of inflation” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kevin for the first instalment of a discussion with property developer educator Jerome Roith. Jerome works very differently from Kevin but has had a lot of success which is why Kevin wanted to get him on the show, to share his knowledge and different perspective on property. Jerome shares his personal journey into property development and Jerome and Kevin share the similarities and differences in their property approaches.   KEY TAKEAWAYS  After Kev had investments go under in the 2007 crash he had to get creative with making property deals, this is when he started doing rent-to-rent and lease options. Jerome sells to developers, which carries a different level of risk but gives him better margins. Time is valuable and the more experience you have the more valuable your time is to others. Kevin is always looking for new creative ways to invest in property, such as converting student accommodation into serviced accommodation or HMOs for professionals. Being an expert in your local area can help you source the best deals especially if joint venturing. Joint venturing is also something that can be useful in Jerome’s world of property development, particularly around enabling scale. BEST MOMENTS   "You do a lot of land and not the house itself” “I had the realisation that if I don’t do something I’ll be paying this off for the rest of my life” “The thing that put me in debt was property but the quickest thing to get my out of debt was…property” “There’s too many people running around not making enough of a margin and taking all the risk” “When I move into other things that’s when I make mistakes” “If you’re not making money when you sleep you’ll work til you die” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kevin McDonnell, Katie Wilson, Dan Eton, Toni Gargan and Kevin Poneskis for their biggest property-investing horror stories in this Halloween special! KEY TAKEAWAYS  Whilst viewing a house she wanted to offer on, Katie discovered drugs that had been left there by the evicted tenant! Toni bought a portfolio during covid which meant some properties she was unable to view. Once able to view one property in particular, the damp in the bathroom was so bad that the walls were crumbling and the radiator was copper and black! It was in an old doctor’s surgery basement that Dan discovered a Roman urn! Many people felt a presence in this basement too. A haunted house in a not nice part of town that is also very ugly, makes just as much money as Kevin’s other serviced accommodation properties! BEST MOMENTS   "I did get chased down the road by a cage-fighting drug dealer when deal packaging once” “Nightmare into a ker-ching moment” “This is not a kids story” “Every time I see a for sale sign up I wonder maybe there was something contained in that urn” “They’d go to bed at night time and they would hear things moving and they’d wake up in the morning and the blinds had been moved or something had been moved in the house somewhere” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin Poneskis hosts this episode where he interviews Beth Cardy who has a portfolio in serviced accommodation. Beth talks about her current properties, why she started working with progressive property and how they helped accelerate her property investing journey. KEY TAKEAWAYS  After being a landlord for a decade Beth found things weren’t working as well as she expected. She knew there had to be another way and after attending Progressive Properties Multiple Streams of Income event she discovered serviced accommodation. Mentoring, systems and support are three things that Beth was missing in her previous entrepreneurial journey. These three things she received from the progressive community and she attributes them to her success. Beth’s mindset has been transformed since deciding to make the change and move forward when her initial investment plan wasn’t working. Beth sourced her great cleaning and maintenance team from Facebook, based on recommendations and feedback. Having a high-quality reliable team helps her keep up standards with her properties. Having the progressive network and community is invaluable for any kind of support or help you need. BEST MOMENTS   "It wasn’t going well and I felt there had to be a better way” “It’s crazy that my income is 100% of what it was because I wasn’t making any money” “When you’re stuck you can’t always see where you are or what you’re going through” “The progressive groups [Facebook] I use quite a lot for recommendations” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin interviews Ahmed Khan, a property investor who started his journey while still in university. Ahmed shares how he got into property by attending Kevin's MSOPI event, and then working for free to gain experience and credibility. Ahmed explains his stepping stone approach, starting small and working up to bigger projects while building confidence and talks about why anyone can get started in property right now. KEY TAKEAWAYS  Ahmed attended a property event while at university, realising he could invest without large deposits by using other people's money. He worked for free on commission to gain experience and credibility, allowing him to raise his own money later. Started with low-cost strategies like rent-to-rent, making cash flow to save up for deposits. Ahmed transitioned from rent-to-rent to buying properties, converting them (e.g. 1 bed to 2 bed) and refinancing to get his capital back. He then took a stepping stone approach, starting small and then progressively doing bigger projects as his confidence grew. Be pessimistic about your limitations rather than overly optimistic, so you don't set unrealistic expectations. Take small actions aligned with your experience level to get started, knowing it will lead to bigger things later. Have a long-term plan (5-10 years) rather than expecting success immediately, reducing pressure. BEST MOMENTS   "I'll work for you, not for free, but for commission, right? I’ll help you raise money and those sort of bits and I'll, I'll take a part of the deal." "When I make a video where I've just done a house into five flats. People assume I've just started and I've jumped straight into this, but they've missed the bits where I was raising 2000 pounds for a small rental, rental." "I think anyone can't do a house into multiple flats, but they can do a one bed into a two bed. But what happens is the second you do that, that unlocks the experience and the confidence to do the next the house into two and you know Then the house into four then the house into five." "Rather than being optimistic, you have to be pessimistic, and be like, you know what, I actually, I'm not that good, I don't have that much confidence, I don't have experience, I'm just gonna find the smallest, shittiest thing I can find, and I'll just do that because I I can't do anything else." "Just go into it knowing just knowing that you suck right and then if you go into it with that intention You don't do the big stuff like yeah, yeah, I can't do what Kevin's doing I can't do what this person's doing because I'm not that person." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Toni Gargan takes over the Progressive Property Podcast and interviews good friend Halstead Otley, a long-time property investor and host of the Ipswich PPN. They discuss Halstead's journey from working in retail to building a substantial property portfolio, including the challenges he faced with high-interest rates in the 1990s. Halstead shares insights on different strategies like buy-to-let, HMOs, and commercial, emphasising the importance of education and taking action.  KEY TAKEAWAYS  Halstead was inspired to start investing after seeing his parents' house value grow from £1200 to £25k in just 16 years. He saved deposits by working extra jobs and bought properties secretly as his friends weren't interested. Having unofficial mentors helped guide him. When interest rates rose to 16% in 1992, Halstead nearly lost his portfolio but worked with a mortgage broker to find solutions. He focused on different strategies at different times - buy-to-let, HMOs, serviced apartments, commercial. Education plus taking action has helped him stay ahead of the game. Halstead hosts the Ipswich PPN to help build an ethical property community and link new investors to trusted suppliers. Despite challenges, he's stayed motivated by wanting financial freedom and helping others achieve the same. Halstead still sees buy-to-let as the best long-term cashflow strategy. Tenants often add value themselves over decades. BEST MOMENTS   "I didn't come from money. And I want to show other people and help other people who haven't got money that that shouldn't be why you don't do it."  "Because property has allowed me the freedom that I've got, you know, the financial freedom that I've got, that I can do what I want, when I want, with whom I want." "I think that buy to lets, over time, will be the best cash flow and asset you can have." "Once the commercial buildings get built and we're doing the storage containers, once they're up and running, I think I'd like to do more of that."  "I stayed at home, and I just got a sheet of paper, and I just brainstormed." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Listen in to this episode to hear from, Darren O'Reilly, a SA Delegate who thought he could do it alone but then realised and recognised the many benefits of the network and support from Progressive. Learn why he chose rent to rent for his core strategy, how he is making 9k cash flow a month and the lessons he has learnt along the way. KEY TAKEAWAYS  Darren learnt his initial knowledge around property from his parents, who believed in never selling anything you owned and saving. After attending a SA course, Darren almost signed up but was put off by a nervous person on the course talking negatively. Darren later realised how much money there could be made and how investing in the right ways could and would accelerate this and went back to be coached by Progressive. Ongoing support and mentoring can make a big difference when implementing a new property strategy, it provides tailored and 121 support that a course cannot do. SA is a hospitality business as well as a property strategy, it comes with its own unique set of problems and challenges. If you are willing to work hard, there is significant money to be made in SA, it's a formula that works. BEST MOMENTS   “They told me not to sell anything I bought” “I look back now and wish I’d ventured” “Let’s focus on why [SA] it’s worth it” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

According to Forbes, house prices have declined at the fastest rate since 2009! In this episode, Toni looks through the housing price index (HPI) and identifies ways this may impact a property investor including the threats it poses as well as the many opportunities to be found. KEY TAKEAWAYS  What will be a struggle and threat to some property investors or homeowners could present an opportunity for the right property investment strategy. Sometimes it can be better to pay a slightly higher interest rate rather than fixed rates as the stress test is lower. Lenders still need people to borrow money, you will see this demonstrated in different deals. We are at the end of a cycle and moving into another, this is the perfect time to buy. Prices are dropping now but prices will start to increase. When you put the right tenants in your properties and have done the right affordability calculations and stress tests, you will always be in a good position as a landlord. BEST MOMENTS   “This is all indicating that there are opportunities” “There is a clear north-south divide in prices” “The stress tests were actually below the mortgage rate” “While rents are increasing you’re going to get a fabulous cash flow” VALUABLE RESOURCES Looking for more? Download Mark Homer’s FREE 42 Tips Guide → https://bit.ly/mhreport-yt https://youtu.be/JDh3EQSgscQ MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev gives his thoughts on the current report put out by the Renters Reform Coalition. He discusses their claims that landlords are responsible for the shortage of housing and talks about how the government could actually help solve the housing crisis instead. KEY TAKEAWAYS  Many landlords wouldn’t have benefitted from the rises between the 1990s and now. You can’t compare the value of a house in the 90s to now, it’s not comparable. The government are responsible for building council homes, not landlords. Help to buy isn’t a good solution for the housing crisis, it benefits developers and helps them sell whilst putting buyers in more debt. Landlords have no choice but to put the rents up, this is an economic issue caused by the government, it’s inflation. There are many properties out there that could be put back into use, providing new homes for people but also jobs as they are refurbished. BEST MOMENTS   “All homeowners have had their values go up too, it’s a bit one-sided” “Are landlords responsible for the housing crisis?” “Help to buy is not the answer” “If that property value goes up, they hit you going out the door with your inheritance tax, the death tax” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev is interviewed by MJ, who is doing a dissertation around AI and wants to quiz Kev on what he thinks the impact will be on the property world. They talk about the real-life implications and applications of AI and VR including relationships with clients, costs and convenience. KEY TAKEAWAYS  VR and AI present a unique opportunity to build better relationships. There will be huge time savings to be had once AI has been established within a workflow. Virtual reality means that staff and people other than the landlords can review accommodation, sending the recording to the landlord to review at their convenience. Communication is essential if AI and VR are to work in any industry, individuals and companies need to be educated with realistic expectations. MJ believes that real estate agents haven’t been told or educated about why and how AI and VR could work for them. You don’t have a business unless you have happy customers, if you can make your customers happier then you can generate more income, Kev would want AI or VR to aid in this. BEST MOMENTS   “I’m really excited about this and also really scared” “Relationship building is important between a real estate agent and a customer” “Any relationship starts with trust in the first place” “Would you buy a house on the back of a virtual reality tour?” “You know way more about the technology than the actual client that would be using it” “If you want to sell me on virtual reality you need to sell me the benefits not ask me why I would use it” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Toni talks about what is happening in the property market right now including housing prices becoming more affordable, the student market as well as an update on EPCs and why knowing what is happening in your community is essential.  KEY TAKEAWAYS  What has happened in the past year has skewed the property market, things may seem more affordable now but only because they have been so inflated. A drop in the housing stock in the market doesn’t mean there won’t be property available for you to take on, many landlords are exiting properties for a variety of reasons, and there are many opportunities to be taken. The average salary of 33k in the UK means single people are being priced out of buying a house, which presents opportunities for the rental market. Student lets is a part of the property sector that is growing dramatically and it isn’t too late to get started, it’s projected to keep growing at a high rate. You need to get your communities on side as a property developer, this will only help you with the planning stages. BEST MOMENTS   “This is a huge opportunity for you to be doing some more direct-to-vendor marketing, identifying the potential challenges and highlight the win-win situations” “If properties are more affordable than they were a year ago the educated people are the ones winning in this instance” “Student lets, definitely something to keep your eye on” “It’s really important that you know what’s happening in your communities” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Nick Thorpe has been a mentor with the Progressive Academy for 8 years, having sourced over 450 properties of his own and building and exiting multiple businesses. Nick joins Toni to talk about the multiple property strategies he has used over the years, his biggest challenges and why he settled into the sector of student accommodation. KEY TAKEAWAYS  One of Nick’s most challenging projects was his first development, converting properties in Brighton into HMO. He was living in Leeds at the time so it was difficult to project manage from a distance, especially with some of the difficulties he faced and he only broke even. Nick has also partnered with the wrong people previously which has caused him to lose money. Nick noticed that there were many student landlords in his area that had been doing the same thing year in and year out so he decided to disrupt the space, bringing in more aesthetically pleasing options in great locations. Bringing people in-house to help with his projects is something Nick has replicated across all his property investments. Having the right location is essential for student lets. You need to understand what’s important to students specifically, such as good wifi and local amenities. BEST MOMENTS   “You had an intention and you built a business around it” “It really worked that was the niche, I could make it look very good and at a decent cost” “That’s the standard now, but it wasn’t then” “There are accommodation shortages according to UCAS” “Literally find out what people want and give it to them” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is joined by Carole Neales in this episode to talk about the 240 units she has built in just 6 years. Carole came to Progressive in 2015 and started her journey properly in 2017 and talks to Kev about how Progressive helped her and what she has learnt since attending Progressive Property courses. Carole also talks in-depth about her unique property portfolio in social housing. KEY TAKEAWAYS  Carole works with charities and supports many people through her property portfolio as the units she manages are social housing. Working in the hotel business as well as events means that Carole had always worked in customer-facing roles, she likes people and her favourite thing is talking! After seeing vulnerable children and having empathy for those struggling financially, Carole wanted to do something she could help society whilst also making good investments. Most landlords aren’t bad people, they want to help people. Bad tenants come from all walks of life. Carole doesn’t believe she has had any more issues with damage and rent arrears with her social tenants than private landlords would get. BEST MOMENTS   ‘Everything we do whether it’s needed or not we make sure is HMO compliant as there’s always going to be more than 2 people in the property’ ‘Some of us are quick to judge people that have fallen on hard time’ ‘Landlords are really great’ ‘Because I work with them so closely, I get preferential rate’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Carole Neales Director Clearwater Property Partners carole@clearwaterpropertypartners.com ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Mark Homer talk about what’s happening in the news right now in regards to residential property investment and gives an update on what we are seeing in the marketplace too. KEY TAKEAWAYS  House prices have dropped 3-4% across the country. We aren’t seeing a big increase in repossessions as some might have expected. There are 110k people coming off fixed-rate mortgages a month right now Lenders have had pressure put on them by the government to switch people to interest-only mortgages to help with affordability. There are a lot of new permitted development rights going through consultation right now which could be transformative for anyone looking to convert buildings into residential use. Betting offices, and payday loans will be within the permitted benefit scheme under new changes for redevelopment. There is a collaboration between the government and a property steering committee to get property digitalised, creating less friction, speed and transforming the industry. BEST MOMENTS   “You can imagine these interest rate rises are going to bite and decrease their spending elsewhere” “This is quite different to what we saw in the late 80s and because of that repossessions are still very, very low” “House prices have probably dropped 10-15% in many areas” “ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin shares some of his YouTube content in this episode, to help you in your property journey and save you from making mistakes. Kevin explores the topic of freehold -vs- leasehold properties, whether you should invest in either or both and outlines the key differences you need to be aware of as a property investor. KEY TAKEAWAYS  When you buy a freehold it means you are buying the property and the land it is on. With a leasehold, you lease the land. This means as well as a mortgage to pay you also have service charges. With leasehold, you may be expected to pay for things that are external as well as internal, anything external is a joint responsibility between you and the leaseholder. Short leases, under 75 years, are hard to mortgage and start to devalue. You can get creative with leasehold properties and make money in ways you can’t do with freehold. You need to be the expert and work out your profit yourself, make sure you always include additional fees, estate agents might not include these. BEST MOMENTS   “As long as that mortgage is paid, that freehold property is yours” “Leasehold properties are typically, blocks of flats” “When you buy a leasehold property make sure you know what you’re buying” “The benefits far outweigh owning freehold property because it is always yours” “Be very careful of leasehold property, where you do your numbers wrong!” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Toni and Emerald join the podcast to talk about Michael Goves’s housing crisis speech, the pressure on housing prices in the South of England and whether buy to let is now dead. KEY TAKEAWAYS  House prices dropping can present some unique opportunities for investors so don't be frightened by headlines. Average house prices are now falling on a yearly basis in most places in the UK -vs- the last two or three years. However in Yorkshire, Midlands and Northern Ireland they have actually increased. Sales are half of what they were this time last year but last year we were still in a bubble, Toni believes the market is simply correcting itself. The government needs to support landlords, they play a critical role in plugging the housing shortage gap but instead, they keep bringing in more regs and rules to punish them. The government need to take some ownership of the current situation. BEST MOMENTS   “It’s the largest year-on-year decrease since 2011” “We like that Forbes tells you one thing on one page and something totally different on the next” “What goes up must come down” “The asking price is irrelevant as it’s usually been created by over-enthusiastic estate agents” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What exactly is inflation and why is it important to us as the general public but also as property investors? Kev explores these questions and gives straight forward, unbiased, and honest answers and talks about the real reasons why more billionaires are created in a crash than at any other time. KEY TAKEAWAYS  The measuring of inflation isn’t always that accurate. It’s not just about the goods you buy in a supermarket but everything in the economy that requires currency to exchange hands. In the past couple of years wages are simply not high enough to keep up with inflation, even the government is looking at increasing public sector wages by 6%, which is still way below the rate of inflation. Right now you can enter the property market for less, there are unique opportunities out there for investors. Buy to let investors have always had to buy with a higher deposit, if you have the cash you can invest as long as you stress test yourself. Property prices are going to come down, there will be many repossessions including rental properties. The amateur investors who overleveraged and did not plan will be the ones who suffer. It’s the ones that need to sell and that you can help where you will make money. BEST MOMENTS   “Inflation is simply the buying power of money” “Does increasing interest rates help solve the inflation problem? Yes to a point but not like it used to” “Will every landlord have future proffed their portfolio like I did? Absolutely not” “More billionaires are created in a crash than any other time” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Abby Pendlebury joins Kev in this episode. Abby is only 4 months into her property journey but gives inspiration for what you can do in a short amount of time as well as what you can focus on for the future of your property journey as she shares her current plans and those for the next few years. https://www.linkedin.com/in/abby-pendlebury-57078b266/?originalSubdomain=uk KEY TAKEAWAYS  Previously a merchandiser, Abby’s father has always been in property as well as other family members so it’s always been something she has thought about. Abby attended the progressive deal packaging course and as soon as she completed it she decided to quit her job and start on property full time The packaging Abby offers is to order, they will source for their clients and deliver exactly what it is they want and need. You have to take time to build relationships with investors, they need to trust you to work with you. Start small and build upon your network in order to grow and scale. BEST MOMENTS   “Things are always changing, you need that education, learn from people who have done it” “You and the buyer make more money and the loser is the government and banks” “We will literally do what it is you want us to do” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Shimon Rudich of MS Law joins Kev to talk about creative property investing including the many options out there and the most effective ways of utilising them to grow your property investing business. KEY TAKEAWAYS  You have to be willing to think outside of the box and out of your comfort zone in order to use creative property investing techniques. If you want to scale quickly and make money faster then creative property techniques are the way forward for you. There are many similarities between what is happening now and 2008, if the housing market crashes there will be many opportunities for experienced property investors. If the market crashes, as a property investor you pay less but you can still charge the same rent. It also ‘culls’ a lot of investors that aren’t serious so can be a positive thing for you as an investor.  There isn’t one single strategy that works for everyone or even every situation. You must tailor your strategy to your unique circumstances. BEST MOMENTS   “Different people have different mentalities” “If you only do things in one way you limit the opportunities” “We buy properties to make money and instead of buying in the usual way we can buy to make more money, why say no” “They deserve to be out of the game” “Less competition, pay less, what’s bad about a market crash now?” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

It’s a take-over this week as Toni and Emerald give their opinions on the past month's property headlines including whether now is the right time to invest. They also give tips and solutions to some of the difficulties property investors may be facing right now. KEY TAKEAWAYS  House prices are falling, but only by small amounts in most places. Many property headlines are currently sensationalising to the max! A lot of them can be mostly ignored. For every downside, there is an upside. Now could be a good time to buy for many people including first-time buyers. Ensure that the information that you are engaging with is from people who know what they talk about, people and experts with experience and knowledge in property investing. There are key differences between landlords and property investors. If you’re buying long term, it’s unlikely you will regret what you pay for a house. Property investing is for the long game. A joint venture is one way to decrease your own personal risk in the current market. Toni and Emerald would recommend downloading Mark Homer’s e-book, 42 tips. The price an estate agent gives is not a sold price, always bear this in mind when looking at the changes in prices. The news is never where you should base your decisions on, the information they give is to sell news not to help you in business. BEST MOMENTS   “House prices are now falling” “Get an education from people who know what they are doing” “Look at creative solutions which you will know if you surround yourself with the right people” “Part of being an investor is understanding the market, doing your own research so you know what’s going on” “How is anybody supposed to decipher this, day to day everything is changing” “Perspective is absolutely key” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more Kevin gives his honest thoughts and advice in response to some of the most popular questions from his students and masterminds surrounding property investing including how to use debt to generate money, whether rent2rent is a legitimate business and even how Kevin keeps up his motivation and energy! KEY TAKEAWAYS  You can create money through using assets, such as property. You can move from earning money to creating money by taking on ‘good debt’. Kev used to get up tired and go to bed tired in his corporate job, property investing is living his dream and spending each day creating and building something for himself. This is where he finds his energy! Property investing is one of the few things that allows average people to build a legacy. Think of all the opportunities each day presents to you. The problem with the world today is we aren’t building resilience into our children yet the world is a very difficult place to live. Property investing isn’t about competing with one another like in the corporate world, it’s all about collaboration. Your success comes with other people, not at their expense. AI will change the world and to succeed we need to embrace it and see it as an opportunity. BEST MOMENTS   “Only the government can make money, they print it” “A property business pays you today, a property investment doesn’t necessarily pay you today” “I’m building something I’m passionate about” “Property investing allows you to build your own dream, your own legacy” “Everything happens for a reason, there is no such thing as good luck or bad luck just balance” “You can’t think an impossible thought, anything is possible” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Vito is a former estate agent who has his own property portfolio. He talks to Kev about the differences between agents and investors, his own journey as well as KEY TAKEAWAYS  After feeling disengaged from being an estate agent, Vito came to Progressive Property in 2020 to learn about property investing at the MSOPI event. He discovered there was another way to work with property and his investing journey began. Vito has mastered the no-money-down strategy and attributes his first deal to learning from and working with progressive property. Working alone and not collaborating is a mistake. If you utilise others’ knowledge, experience, network and even their money you will build your portfolio faster! BEST MOMENTS   “I was learning about the strategies and it opened up my mind” “Being an estate agent, your mind is closed” “If it wasn’t for progressive, I wouldn’t have that no money down deal” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more   FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD The renters' reform bill was entered into parliament in May 2023, in this episode Kev, Mark and Kieran discuss their thoughts, including the upsides and downsides as well as how landlords and developers can make it work for them. KEY TAKEAWAYS  The new bill will get rid of section 21, which is a 2-month eviction notice that can be served without grounds. The announcement of this bill is accelerating the mass exodus of landlords. It’s important to read into the bill yourself and not just look at headlines and rumours. There will always be tenants and therefore opportunities for landlords to make money but it might mean an increase in rent for many. Whilst changes by government are often called reforms, Kieran believes there are a whole host of things in the past that have made things worse for both tenants and landlords including epc criteria and the inability to offset interest. If legitimate landlords are having to charge more because of new legislation then those who can’t afford rent will instead look to rogue landlords. The bill talks about changes to allowing pets but it actually may put landlords in a better position as it states that insurance by the tenant will need to be bought to cover damage. It’s not just landlords that ask tenants to leave, tenants often want to leave after shorts amount of time too. Ultimately cost will be going up for both landlords and tenants as a result of this bill. BEST MOMENTS   “None of this is set in stone there are potentially things that could be changed” “There are laws in this country that protect tenants” “Landlords will just have to get better at using the section 8” “A buy to let landlord will only be there if they can make money” “All of this stuff can be used as an opportunity” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Rachel is a property investor in Peterborough, the same location as Progressive Property founders Rob and Mark. In this episode, she proves that there are still great deals to be found and money to be made in locations that have large investors in the area. KEY TAKEAWAYS  Previously a management consultant who moved into commercial cleaning once she had a family. Rachel was inspired by Rob Moore’s book, Multiple Streams of Property Income to attend the MSOPI event and create her own property portfolio. Being someone who finds an opportunity in a problem is the reason Rachel was able to pivot during the pandemic. Don’t decide on one strategy to use instead look for properties and then adapt and use the strategy that suits that particular property. A lot of the best deals can take time and patience. Rachel frequently works with investors that don’t have the time to find deals or put the work in required for big returns and so she does this for them with their money. BEST MOMENTS   “There’s enough for everybody” “The properties ran themselves” “Find properties and then decide which strategy suits the property” “They’ve got to trust you and want to work with you and understand your ethics” “I work with investors who don’t have time” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Jennifer Roberts is a property investor specialising in deal packaging. She joins Kev in this episode to talk about how she managed to secure two deals in just two weeks of starting her journey and what she has learnt since then to help grow and build her property business. KEY TAKEAWAYS  The 70, 20 and 10 rule helps you diversify your business strategies without putting the wrong attention on the least important things. You spend 70% of your time on your main strategy, 20% on your second and then 10% on your third. Jennifer started day trading at just the age of 13, this was her main business strategy until starting in property. Deal packaging is what Jennifer has been drawn to, she likes being out chasing and creating deals. Jennifer’s mum was a customer of Progressive Properties training courses and recommended them to Jennifer which is how she got started. Being young and lacking experience were Jennifer’s main barriers to securing deals but she says that having self-confidence and people skills are what helped her present herself and sell herself well. Reward comes with risk, it’s about managing and controlling that risk. BEST MOMENTS   “I started trading at 13” “The deal packaging is a similar feeling to stocks” “Confidence is key and talking to people, people skills” “I like high risk” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more   FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD In this episode, Mark explains how to protect yourself and the importance of due diligence when engaging in joint venturing, borrowing, and lending money. Mark talks about the checks you can do to ensure you don’t make any mistakes when choosing someone to work with as well as red flags to look out for and how to identify them. He also talks about how to check for credibility in people, businesses and investments and other ways you can invest money in a careful and considered way. KEY TAKEAWAYS  You need to know someone for at least 6 months before choosing to invest with them. Ask for someone's credit file to get a good picture of whether what they are saying is true. Ask specific questions about their current investments and their portfolio. You can ask an individual to apply for basic disclosure to show any unspent convictions however this won’t show you many things that are historical. Ask for past people they have done deals with, you can cross-reference these with the land registry to ensure they are legitimate. A good brand and social media profile isn’t a good enough reason to trust someone. You must do legitimate checks on anyone you work with. It’s essential you find a solicitor that is your own and they check any agreements instructed by you before signing any deals. You should carry out the same due diligence on anybody, no matter who they are and what appearance they give out.  BEST MOMENTS   ‘"I call them toilet paper in a way because I've got a personal guarantee only." “Try and work out if they are the sort of person you can trust, telling the truth and whether you like them” “I would only lend on a first charge basis and I’d only lend on a 70% loan to value” “Just because someone looks like they’re doing something, doesn't mean you should be doing any less due diligence” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Carole Neales joins Kev in this episode to talk about the 57 projects she has completed, which has resulted in over 246 units and all in just 6 years! Carole attended progressive property events in 2015 and shares how this helped her build her knowledge and talks in depth about her unique property portfolio in social housing. KEY TAKEAWAYS  Carole works with charities and supports many people through her property portfolio as the units she manages are social housing. Working in the hotel business as well as events means that Carole had always worked in customer-facing roles, she likes people and her favourite thing is talking! After seeing vulnerable children and having empathy for those struggling financially, Carole wanted to do something she could help society whilst also making good investments. Most landlords aren’t bad people, they want to help people. Bad tenants come from all walks of life. Carole doesn’t believe she has had any more issues with damage and rent arrears with her social tenants than private landlords would get. BEST MOMENTS   ‘Everything we do whether it’s needed or not we make sure is HMO compliant as there’s always going to be more than 2 people in the property’ ‘Some of us are quick to judge people that have fallen on hard time’ ‘Landlords are really great’ ‘Because I work with them so closely, I get preferential rate’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE GUEST Carole Neales Director Clearwater Property Partners carole@clearwaterpropertypartners.com ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you scared of making a mistake? Are you fearful of making a bad investment? In today’s episode of the Progressive Property Podcast, Kevin shares with new investors a 7-stage step-by-step guide on purchasing property and how to know if it’s a good investment. Discover how to spot a strong rental demand, where you can add value and what investments are best for instant cashflow. Join the Progressive Property Community KEY TAKEAWAYS Strong rental demand. You should not invest unless you’re sure that you can tenant that property. Research the demographic, demand, value and type of property that rents well in your chosen investment area online and in-person and even survey potential tenants and competition to discover your ideal investment. Cashflow. You need to invest in property that pays a positive cashflow today. Calculate your rental income (turnover) minus your expenses = profit/cashflow. Cashflow will also help to protect you from a recession negatively affecting house prices. Can you add value? Making money is about adding value to a property. Don’t gamble with a property that cannot be improved. Always research the footprint of the property for opportunities to add value. Capital growth potential vs stable property prices. When prices are stable and growth is miserable you will more accurately be able to predict future capital growth potential for that property on that street. Local Economy. Monitor the local economy and understand weather companies will be investing in the area and creating jobs and wealth which will lead to increased rental demand and capital gains. Make your money when you buy. Purchase at the right price, add value and bank future profits. Property Management. Always purchase in an area with good management companies and never manage your investments yourself so that you can focus on finding more deals to increase your wealth BEST MOMENTS“View other properties to get a good idea of what rental properties should look like”“Property is a business that needs to create you an income today”“If you build up cashflow generating assets, you can replace your income and cover your cost of living”“Equity is vanity, cashflow is sanity”“You cannot add value to new build properties”“Force the value of your property to increase wealth”“Add value and recycle your investment back out by leveraging the banks money” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Which is the better investment, a cheap house or one that’s of higher value? Kev answers this question as well as talks through his most recent refurbishment and gives tips for anyone looking to do the same. KEY TAKEAWAYS  Kitchens and bathrooms are where you make value. You don’t have to spend a fortune to add value. Don’t change a boiler just because it’s old as long as it’s safe and it works you can just keep it. Finish the cupboards in the same way as everywhere else, it makes a big difference to tenants, at little cost to you. If you look at areas on a scale of 1 being the worst and 10 being the best, Kev advises looking at areas 2, 3 and 4 to get the highest return on a long-term rental. Cheaper areas will you give you more income month to month but you will get more capital long-term from a property in a more expensive area. BEST MOMENTS   ‘The kitchens and bathrooms are where you need to spend a bit extra’ ‘What this country needs is more good landlords providing quality accommodation for people’ ‘The upside of a cheaper area is you’ll make more monthly money, the downside is you don’t get as much capital growth’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Is a property market crash imminent? Kev explores this question and reveals everything you need to know about the market right now! KEY TAKEAWAYS  Kev has both breadth and depth of knowledge in property, he has invested in everything from buy to lets to commercial conversions. This is why he is best placed to answer questions around the imminent ‘crash’. High-interest rates aren’t all bad news, they effectively stress test all of your investments, meaning you’ll never risk buying something you later can’t afford. Property investing is about the long term, that’s why you don’t need to worry about high inflation right now. There are big deals and opportunities out there to make money in property and anyone could find and take these but people don’t think creatively. If you are looking to move up the ladder and get a ‘dream home’ for a good price, now is the perfect time. The only route out of a recession is to stimulate the economy, to create growth and to do this a key way is to make lending cheaper which means interest rates will need to drop. BEST MOMENTS   ‘I know the property market inside out’ ‘High interest rates actually protect you’ ‘You do not need to be a professional property investor to find these deals’ ‘It doesn’t matter how high the Bank of England push up interest rates, I’m not convinced it will control inflation’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to a very special episode of the Progressive Property Podcast as Kevin covers the five key things to know before you get started in property. Discover why you don’t need your own money to start investing, why it’s important to surround yourself with a network of like-minded people and why cheap doesn’t mean cheap! If you’re starting out in property, this episode is for you. KEY TAKEAWAYS You don’t need your own money to start. With low-interest rates, there are billions of people looking for safe investments in the property market and you can help them by finding and sourcing deals and purchasing property with none of your own money. Surround yourself with likeminded people. Your network is your network, the right network of people will help to advise you to build assets, invest your wealth back into yourself and help to grow you and your legacy over time. Invest locally. You know your local area better than anyone else. Investing locally means you can move quickly, negotiate better deals, build and expand on your local network and invest in the right areas because you know your local streets. Find a mentor that challenges you to think bigger. Everyone has a mentor in their life but are they protecting you and holding you back? Join the Progressive community and find a property mentor that is an expert in property and that can help to propel you and your property portfolio forward. Cheap doesn’t mean valuable. The R.E.A.S.O.N model helps you identify what not to buy. Rundown, Expensive, Abroad, Scattergun, Off-plan, New-build. BEST MOMENTS “There’s nothing safer than property investment” “When you invest locally, you know the property market”  “Investing with your own money is the thing that holds most of us back in building a property portfolio.” VALUABLE RESOURCES No Money Down Challenge - YouTubehttps://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD One of Kevin’s most asked questions is how to add value to a rental property, in this episode he explores various ways you can do this including 5 fundamentals you need to focus on. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT KEY TAKEAWAYS Buy something where you know you can add value, where there is space for improvements, particularly focusing on the kitchen and bathroom. Probably one of the most effective ways to add value is to think about the internal layout of the property and how you can make this work better and more valuable. E.g turning a 2 bed into a 3 bed house; this can add up to 25% of the equity. Carpets and decoration are the final two touches for every room in the property that adds value. Loft conversions and basement conversions can add significant value to a property, especially in cities.  BEST MOMENTS “nice bathrooms, nice kitchens, they’re going to give you highest impact on value and highest impact on rental income” “You don’t have to spend a huge amount of money” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev is joined by “The brains behind Progressive Property” Mark Homer for a second time to talk about how to build and manage a property business including your accounts and finances as well as investing. Mark and Kev also discuss investing abroad, the best way to do crypto and the biggest financial mistakes they see people making again and again. KEY TAKEAWAYS  One day Mark envisions moving abroad, his plan would be to come back to the UK once a month for 3-4 days for tax rules and use that time to manage his team on the ground in the UK Mark recommends using a simple spreadsheet to manage your costs, finances etc when first starting out, it’s simple, it works and is usually free! The impact of late payments (excluding mortgages) on a company credit file is less than on a personal file, another one of the benefits of setting yourself up as a limited company as soon as you can. Bitcoin is probably the most stable coin from an investment perspective, anything else is a real gamble. Mark would still recommend you don’t put any more than 5% into Bitcoin as it’s still very high risk. Most of those in cryptocurrency are then converting it into something ‘real’ such as fiat currency. Now is the time to buy property, prices are falling and will continue to fall and then increase again. Mark only buys properties with a 10-year view, he doesn’t flip properties. He also focuses on unloved properties as this is where he can add the most value. BEST MOMENTS   ‘Leverage is often not paying a bill, because the bill is wrong’ ‘The underlying technology behind crypto, the ledger system, is revolutionary’ ‘You can use property [investing] as the vehicle to earn money and put that into crypto…it’s a no-money-down crypto’ ‘I’ve never made more money, investing wise, out of anything other than property’ ‘As interest rates have gone up, it’s pushed property prices down’ ‘I love the stuff that’s unloved because that’s where you add value’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev is joined by “The brains behind Progressive Property” Mark Homer to talk about how he built his multi-million property empire, his thoughts on the property market right now, as well as how to find investors and venture partners. He also delves deep into the importance of risk in business and how you can manage it. KEY TAKEAWAYS  The biggest risk mark has had to contend with is his most recent property development when lockdown hit right in the middle of the project and he was paying 60k a month in interest. But the risks taken have paid off. Lots of people use the asking price as a guide price in property, but it can be irrelevant in the grand scheme, a property will sell for what someone is willing to pay for it. There’s still leverage to be had in single-let properties, you just need to focus closely now more than ever, on the yield. Direct to the vendor can be a great way to get a discount on your purchase price but working with agents and fostering those relationships can help you get more and bigger deals too. You have to educate yourself so that you know how to recognise a good property deal anywhere, regardless of whether that is from an agent, direct or even at auction. Build credibility for yourself and show the value you can bring to a deal, creating your own track record, this will make you appealing to investors. Debt can be powerful. It’s important to not over leverage but you can actually make more money from inflation by reducing the value of the mortgage than actual growth in real terms. A good accountant can add a lot of value, you don’t know what you don’t know and they can reduce your tax bills significantly. BEST MOMENTS   ‘If I’ve got a property question, if I’ve got a business question, Mark Homer is the person I’m going to go to” “You always want to add value, it’s so important” “The best deals we have ever done have been direct vendor” “We all start the same way” “You can make more money out of inflation, reducing the value of the mortgage than you can growth in real terms” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev answers your questions again on another Q&A episode of The Progressive Property Podcast. Kev focuses on the state of the market, the fundamentals of property investing and why there is still plenty of money and deals out there to be had. KEY TAKEAWAYS  A lender will lend as long as the rental income is 130% more than the mortgage payment, as a minimum. This is the lender stress test. Although the market is difficult at the moment, there are more motivated sellers in the property market right now allowing you to use creative investment techniques. Using your own money isn’t the way to build your property portfolio, there are multiple ways to borrow and use other people’s money. Landlords are leaving property, but mostly due to retirement, nothing to do with the market. Don’t confuse below market value with below asking price. You can create value in a variety of ways, particularly if you are willing to do the work. BEST MOMENTS   ‘You need to add value and force the value up’ ‘You can buy property cheaper than you could 3 years ago’ ‘The banks are not at risk today, the banks have plenty of money’ ‘You aren’t buying a house for today, you’re buying a house for life’ ‘Please don’t confuse below market value with below asking price’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let  https://bit.ly/BTLReport-POD Kevin answers your burning questions from a professional’s point of view – everything from why now is the perfect time to engage with the buy-to-let strategy, to the most effective way to make sure you damp-proof your house and achieve better energy efficiency. KEY TAKEAWAYS  Buy-to-let is to buy a property and let it out to a tenant. BRRR is to buy a property, refurbish it, and rent it out to a tenant. You make money not from rental income only – you buy value from the beginning. When you’re damp-proofing a house, you only need to go about 1.5 metres up a wall. Don’t confuse damp-proofing with energy efficiency. The mainstream media are convinced that buy-to-let is dead as a strategy, but those who actually operate in the sector know very different. Buy to let is very much alive and kicking. Cheap doesn’t always mean valuable. Cheap generally means cheap. Don’t invest elsewhere in an unknown place just because it’s cheaper. Invest in the places you know, even if it costs you a little bit more. BEST MOMENTS   ‘No property investor should be buying a perfect house and renting it out to a tenant!’ ‘Insulate your ceilings to keep the heat in!’ ‘It has never been easier to do buy to let!’ ‘There are way more opportunities for investors like me and you’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode of the Progressive Property Podcast, Kevin discusses everyone’s most hated topic, Tax! There are new tax changes incoming, and here is what you need to know. Do not fear, there have always been tax changes and people have ALWAYS made money, the key is to roll with the punches and listen to Kevin’s top tips so that you can make the most of your money! Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS  Run your investment property as serviced accommodation to avoid paying tax on your interest only mortgage! Turn your properties into a limited company to get access to incorporation relief. (You will still have to pay stamp duty) STOP PAYING TOO MUCH TAX by getting a tax advisor instead of an accountant. If you run a business (and property is a business) make sure you claim for all of your deductible expenses before tax! If you’re investing in a property to rent, look for properties with happy, paying tenants already in it. That way, you don’t have to risk finding potentially rubbish tenants yourself! BEST MOMENTS  “There have always been tax changes from the government, and people have ALWAYS made and lost money, the key is to roll with the punches” “Accountants are tax collectors for the government, get a Tax Advisor instead!” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin talks openly and factually about whether you should be selling or buying in the wake of the further BOE interest rate rise! KEY TAKEAWAYS  The BOE has increased increase rates again, the base rate is now 4%. The majority of people who decide on rises are in agreement that this is close to the highest they should go. The 2007 crash was for completely different reasons to the struggles we are seeing now. As fewer people are buying, particularly amateur investors, that presents opportunities for experienced investors. Property investing should be about the long term, house prices will always increase in the long run. You can easily waste time waiting for the ‘right’ or ‘best’ property, meaning you’ll miss out on a lot of great investing opportunities. Everybody needs to use creative techniques and other people’s money to build a property portfolio. BEST MOMENTS   ‘They are talking about it being pretty close to the top of the interest rate rises’ ‘If it stops people spending money it also stops people buying property’ ‘Less buyers, prices start to go down’ ‘We know fundamentally that property prices in 2024, 2025, will be significantly higher than they are today’ ‘Whilst many people are waiting for the best property, they miss just doing deals that work’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Rental income is increasing at a staggering rate and there are no signs of it stopping. Listen in to this episode with Kevin to find out what he thinks the future holds for rental prices and what you should be doing right now if you’re a landlord. KEY TAKEAWAYS  The cost of living impacts everything, rents have to increase if interest rates are going up and the cost of maintaining a property is increasing too. Rent controls don’t solve anything, landlords just hike up the rent prices upfront before putting tenants in. If you get rid of landlords, who will provide the homes? Kevin can only see rents increasing more in the future, mostly due to supply and demand issues. Landlords are doing their best to help their tenants by making their rents as affordable as possible, in most cases, they aren’t passing all their increases in costs on to the tenant. Now is still a good time to be a landlord, you just need to find the right deals. BEST MOMENTS   “The cost-of-living crisis affects everybody” “Rent freezes are a bad idea as it forces those that are looking for homes to have to pay more” “You should not be hoping and wishing to get rid of landlords you should be pushing for more investment because that will mean more stock availability and lower rents” “Many landlord's mortgage repayments have increased by 100%” “The very answer is to provide more accommodation to bring the price down, it’s very simple” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin keeps being asked the same question, is buy-to-let dead? He answers this question and gives his thoughts on the current market for landlords in this quick and straight to the point episode. KEY TAKEAWAYS  You always have to balance the cost of work to added value, sometimes things you think might add value won’t be enough to offset the cost. Buy-to-let is not dead, there are people watching this video that will become millionaires in property. You can become wealthy in property investing at any age in any year with the right strategy. The press loves to talk about problems and curate fear which is why they are creating headlines saying property investing, particularly buy-to-let is dead. BEST MOMENTS   “Buy-to-let will never die!” “Sometimes what looks like a good financial idea, is not a good idea” “It’s easier to make excuses than to take action” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD In this episode, Kevin wants to share his thoughts on the looming housing crash of 2023 and how you can either take advantage of it or avoid it! KEY TAKEAWAYS  House prices have increased hugely in the past 2.5 years. Now they are correcting themselves. In the next few months, Kevin believes the number of first-time buyers will reduce because they follow the media. The amateur investors, those that think you need to time the market will also stop buying but this opens up opportunities for those who are experienced. There is an opportunity right now in the next 12-18 months to pick up properties at significantly lower prices. Saving money right now is a terrible idea, your cash is losing value. The bottom of the market, will drop but not as much as the top of the market. 5-10% -vs- 20-25%. Adding value is the way forward to existing property purchases. Simple economics is that house prices will continue to go up over time, if you are doing long-term investment, property is still a good decision. BEST MOMENTS   “There will be more and more stock coming available but less buyers” “People are still going to want to sell, people are going to need to sell” “The top of the market, the most expensive properties are going to drop massively, maybe 20-25%” “In 2025, house prices will be higher than in 2022” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Should You Buy a Property in 2023? The short answer is yes, but it’s essential that you have the right tools and education to make good decisions on what to and what not to buy. Listen in to Kevin’s top tips for buying property in 2023 and how you can turn this turbulent time into an opportunity. KEY TAKEAWAYS  Don’t wait and save, you’ll lose value on your cash. The market is so quiet right now, nobody is buying right now which means opportunities for investors. Your buy price is less in 2023 than it was in 2022 and long term, house prices will recover and increase again. Whilst everyone else is panicking about the market, those who think and act simply, will win. BEST MOMENTS   “Now is the worst time ever to be saving” “In 2023 there is tumbleweed on estate agents row” “Biggest crash in 2008…prices are higher now than they were then” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Mark in this episode where he unveils his personal predictions for the property market in 2023 including why property prices are set to drop 30-40%! KEY TAKEAWAYS  Inflation is now 10% and mortgage rates have gone up considerably resulting in property prices dropping around 10-15% already. The reverse is happening in the rental market as fewer people are buying and supply is too low. Mark doesn’t believe the bank of England will go to 5% inflation however, we won’t be seeing the historically low rates we have had over the past decade. Wages are now starting to increase in line with inflation. Properties will continue to fall in 2023, potentially in real terms a 40% drop in house prices. The big national builders are already building less. There will be fewer houses built in 2023. BEST MOMENTS   “Clearly it’s not been an easy ride for lots of businesses” “We’re on course for a 30-40% drop in real house prices” “They printed too much money” “The national house builders are cutting back” VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Professional property investors do deals no matter the market conditions. Listen in to this episode where Kev gives you the information you need to succeed in property in 2023. KEY TAKEAWAYS  Focus on adding value Focus on cash flow; equity is vanity. Raise capital and find deals; it doesn’t have to be your money Use creative investment techniques Change your mindset and surround yourself with the right people   BEST MOMENTS   “You make your money when you buy” “The amateur is waiting for the right time and they never get started…you can never time the market” “You cannot spend equity” “The skillset without the mindset will leave you upset” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD This is a Q&A episode from Kev, giving the best answers to his most common questions and queries over the past few weeks, including about rising rents, issues with tenants as well as the importance of landlords for housing the population. KEY TAKEAWAYS  Every deal or purchase Kev and his team are making they are carefully taking into account EPC ratings, to future-proof their investments. You will save money, get a better mortgage and also receive higher rent. Only around 1% of tenants become an issue. It’s important to keep issues in proportion and context when they arise. It’s not landlords that are forcing up rents, it’s government laws and regulations. There’s not enough property stock, the country is building enough or renovating enough. Reducing landlords actually increases housing problems, it would mean even less supply of homes. BEST MOMENTS   “Do the work to get it up to a C-rating EPC now, it will save you money in the long term and give you the best mortgage deals” “Know the outcomes before you do the deal” “The government are forcing up rents, not landlords” “If there’s more stock available, house prices will come down and rents will come down” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD After arguably the most turbulent and difficult times in the property market, Kev wants to share his challenges, his wins, and reflect on the past year and offer tips on what you can do in the coming months too. KEY TAKEAWAYS  Kev has done more deals in the past 12 months than any other year! Take some time over Christmas and plan your thoughts and business model for the next year. Think about what methods and funds you will need to use and set your goals. Thorough research is as important as ever, do viewings and ask all the questions. Something that didn’t look as good a deal on paper might surprise you. You will waste time, but if you don’t put in time when things don’t work out, you won’t get as many wins for the times when things do. Hire people who are already in jobs. The best people in the business will always already have employment. There are many schemes across the country to improve D/E rated EPC properties. Look in your local area as it may make help you with existing tenanted properties. Look at future planning in your areas, if you buy in places in line of regeneration/--- then you could get great deals in those areas now before they are improved. Mortgage rates are significantly higher than they were a few months ago but really this is the market correcting itself, 3% isn’t historically that high. This could present some opportunities for people who can’t afford the higher rates. Your tenants are your customers. They allow you to run your business and pay you and your staff wages. 98% of tenants are great. Budget for everything and then if you have bad tenants that don’t pay on time or damage your property then you can afford to cover it. Plan for rent arrears with rent guarantee insurance. BEST MOMENTS   “As I’ve learnt a lot in the last few months and managed to come through to the other side with a lot more resilience” “Pretty much 97% of our cash is back out of the deals and available to do more deals next year” “Be resilient, be ready and go for everything you absolutely can” “The whole country is panicking about interest rates right now” “I don’t see them as my tenants I see them as my customers” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin joins Jessen James on the Mind Over Money podcast to talk about the power of property investing itself, as well as his own personal journey in business, and the part that mind-set has played in his incredible rise to success. KEY TAKEAWAYS Inspiration can take many forms, but nothing stirs us or empowers us more than seeing others who have succeeded, and hearing the stories of how they did so. When our backs are against the wall, we usually discover how strong and resourceful we can be. Never be afraid of pressure, because it can serve to highlight our strengths. Often, we tell ourselves that success is elusive. We are afraid to take the risks for fear that they won't work out. Taking that first step towards action is crucial. Accountability is important when it comes to our business journey. We must take responsibility for the choices we make, even if they are wrong ones. BEST MOMENTS 'Within 12 months I'd replaced my income' 'I had no choice but to think creatively' 'It's not difficult to raise money. It's difficult to try' 'Stop looking back and look forward' VALUABLE RESOURCES Mind Over Money Podcast - https://omny.fm/shows/mind-over-money ABOUT THE GUEST Jessen James Jessen has spoken to and trained thousands of entrepreneurs all over the world, and has featured on Channel 5's Rich House Poor House. Having built, bought and sold multiple businesses himself, Jessen has had some amazing wins and some rather spectacular fails too! He now dedicates his time to serving others to better their lives and businesses by sharing his learnings. Get in touch today. ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Lisa O’Reilly, previously a chartered accountant, joins Kev in this episode to talk about her journey into property investing, particularly in the Irish market. KEY TAKEAWAYS  Lisa followed her sister’s footsteps into the world of accountancy but the opportunity came to purchase an investment property and after a stressful time at work, she decided she wanted to live a different life and go into property investing full-time. It doesn’t matter what job you are in or what background you have, anyone can become a property investor. Previously Lisa thought that you needed to follow a set path to become successful in life but this has been debunked by meeting and seeing the success people have in property investing. Lisa found Progressive after doing some online training with Simon Zutshi (Property Magic Podcast) realising she needed Kev’s expertise to build on her existing knowledge. She attended MSOPI and began using creative property techniques to build her Irish property portfolio, including lease options and raising investor finance. There is good debt and bad debt, using debt to acquire an asset that will continually generate income for you, such as property, is good debt. Do your homework, numbers do not lie. Lisa believes this is the first rule of property investing. BEST MOMENTS   “I’m an accountant I should know this stuff, yet I was about to sell the only asset I had” “The biggest thing, is you have to take action” “You’re providing a solution that can beat inflation” "Good debt is the debt you use to acquire an asset that will continually generate income" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev is joined by mother and daughter team Sophia and Danica to talk all about their journey into property including how much invaluable knowledge they learnt from Kevin’s No Money Down Course and Mastermind. KEY TAKEAWAYS  Sophia built her initial property portfolio by sourcing properties on behalf of her previous accountancy clients as investors. She would then charge them a sourcing fee and then a management fee. After 6 years, Sophia was finding the business growth difficult to manage, so she recruited her daughter Danica. They found progressive in 2020 and bought Kevin’s online No Money Down course. This led to them joining Kevin’s Mastermind and they haven’t looked back since. Since doing the course, Sophia and Danica have started to use other people's money to buy their own properties as well as doing some rent2rent deals and serviced accommodation, expanding on what they were previously doing. There are a lot of opportunities in the market right now. There’s not a lack of money like many believe. Buying at the lower end of the market isn’t the only way to make money. If you buy in more expensive areas, there are a lot of opportunities to add high value. BEST MOMENTS   “Something just said to me, go for it” “The right time was yesterday, now is a great time to get into property, there is so much coming onto the market” “Expensive areas are where you can actually make a lot more money because you can add a lot more value” "There's a benefit to the tenant and the landlord" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today's episode Kevin discusses why not to listen to those advising to steer clear of London investments, why the ‘tenant buyer’ strategy is the most hands free of them all and how to sort the good builders from the bad.  KEY TAKEAWAYS  Over the last few months, people have started the question if it is wise to invest in London, given the way of the world. That is because the masses are questioning London. Observe the masses, and do the opposite. Interest rates are going to drop to negative, so there has probably never been a better time in history to raise money to help invest in properties.  Many people would consider single lets the most ‘hands free’ strategy. However with single lets you often have the management, the maintenance, the voids and the inspections. With a tenant buyer, it is completely hands free strategy. You don’t need a letting agent or a maintenance team and you can do it remotely as it is completely outsourced to the tenant buyer.  If you're setting up a limited company, you should be putting  a personal loan into that company. When running a limited company you need to ensure you get a property tax accountant . Everything from mobile phones to office supplies can be put through the company as company property rather than putting it through your own name.  If you ring a builder up and he says he can come tomorrow, they’re likely a bad builder. The good builders are always busy. The moment you get a property agreed, you need to find a builder. You will get the keys anywhere between 4-8 weeks after the agreement, leaving it until then to find a good builder will cost you.  You need two years of company accounts in order to qualify for mortgages in your company name. You can start by doing rent to rent and lease options in order to build up your accounts.  Many people want to quit their jobs to become property investors. The reality is, you do not need to quit your job.Managing your time is a better step than quitting your job. You have got plenty  of time to do property in your spare time, if you are smarter with your free time.  Aim to quit your job later but first you should build up cash flow and passive income.  If you are just starting out and do not have the funds or knowledge to invest in property yet, it is a good idea to go and work for an investor and offer to work for free. Find the big player in your area and ask how you can help them. They will give you some work to do and you will learn from their expertise.  BEST MOMENTS “Raising money has never been easier” “You don’t find it difficult to raise money, you find it difficult to try, you find it difficult to ask.” “Quitting your job is not the route to success.” “If you give, you will receive.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk  https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Selena Davy joins Kevin in this episode. Selena talks about her property investment journey, to potentially inspire you to either get started yourself or remotivate you to keep going. KEY TAKEAWAYS  Previous to property investing Selena was working in the NHS for 22 years. After being very ill and spending 6 months in the hospital, Selena knew that she needed to make some changes in her life. Selena started to attend courses including Progressive Property Multiple Streams of Income and No Money Down and discovered that property was to be her next passion. Most of Selena’s experience has been good but she has had some difficulties, including builders stealing money. It's important to recognise that property investing isn't ever straightforward or easy. There are of course bad landlords, but Selena doesn’t believe they are the majority, most landlords want to help people. If you’re winning to learn, especially from other people, Selena believes anyone can be successful in property. BEST MOMENTS   “It’s been quite a few twists and turns” “You get your refurb money back from the rent in a few months” “I don’t think I could stop even if I had enough money, I love it [property] now” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Lucy Ingram joins Kevin in this episode to talk about the interesting and innovative things she is doing with her property partner Steph. They discuss how their property journey started, what is has evolved into now and what they have learnt along the way. KEY TAKEAWAYS  Lucy and Steph were both serving in the military when three years ago they decided to go into a property business together. They started to learn as much as they could about property, starting with free courses and books including Property Investing Secrets by Progressive founders Rob and Mark. They then started doing paid education, which is when they attended Progressive’s Multiple Streams of Income Course and it led to them buying their first buy-to-let properties, serviced accommodation and rent-to-rent properties. Lucy and Steph scaled very quickly, potentially too fast as it meant they didn’t reflect on some of their mistakes quickly enough. Lucy has been able to leave the military and focus on property full time, the long-term plan will also be Steph to leave too. As a landlord, rent to rent has a few significant benefits, for Lucy it was getting a good price whilst having her properties looked after in a hands-off way. BEST MOMENTS   “We were spending way too much time working and not enough time together” “We built my parachute, we got ready for me to leave” “You’re always making mistakes and that’s where you grow” “Property is a people business” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin has over 20 years of experience in property investing and his portfolio is now worth in excess of £10million. But it wasn’t always this way, the first 10 years of Kevin’s property journey wasn’t easy, and he ended up in a significant amount of debt. But he then found Progressive Property training and invested in his education, turning his business around. Listen in to this episode to learn about the truth in building a large property portfolio, learning from both the mistakes of Kevin’s past and the wins he has found in the last decade, particularly around staff. KEY TAKEAWAYS  You can’t build a large portfolio all on your own. You need to work with a team. Once Kevin managed to get himself out of debt he then focused on building his portfolio enough for it to be his full-time venture. Staff produce a variety of challenges and this only grows the more you scale. Ensure you pay your staff what they are worth, this works both ways, ensure you don’t overpay as this can become difficult to control. At the beginning of your journey look at remote staff to hire, such as virtual assistants, to help you scale before committing too much to in-house staff. Experienced people who don’t need full-time hours but can be flexible can be great staff to hire before starting with full-time staff. BEST MOMENTS   “All I wanted to do was get out of debt” “Everybody has their uncomfort zone” “Hire fast and fire slow” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin wants to talk about what is happening in the property market right now and use his decades of experience in creative property techniques to answer the question that keeps being asked, should you rent or buy? KEY TAKEAWAYS  Property values have risen well above the cost of affordability for many. Interest rates are going to have to push prices down now, people can’t afford to pay the mortgage rates that will be available. 05’06’07 was very similar to the past three years, it was a boom followed by a drop, this is what Kev thinks will happen next. You can still buy, but you won’t be able to time the market this is for amateurs. Property investing is a long game, if you can afford to buy now then you should. If people can’t afford to own property at today’s rates, then they don’t have a robust business. More millionaires are made when the property market goes down, there are opportunities to be had everywhere. The banks are confident that the rates will be coming down again or they wouldn’t be offering low rates on fixed mortgages. BEST MOMENTS   “There’s a lot of people scared out there, a lot of people that don’t know what they should do” “There will be mass repossession, this is my prediction” “The amateur is trying to time the market” “You can make money when the markets going up, you can make money when the markets going down” “If you’re one of my tenants, you should be buying!” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Laura Hamilton is best known for being the host of a place in the sun as well as appearing on the likes of dancing on ice and cowboy builders! She joins Kevin to talk about her property investing journey, from her very first buy-to-let at just age 19 to the development she is on now as well as how she got into television. KEY TAKEAWAYS  Based on her own experience, Laure believes the property market is going to level out over the next coming months, down to interest rates but also due to the cycle that property goes in. It’s a seller’s market abroad at all levels. If you find a good solicitor, you can purchase properties in Spain and other places in Sterling, this can be a way to negotiate a property's price with your seller. Great time management and knowing how to prioritise is how Laura keeps her busy schedule and life organised. She also couldn’t live without her phone, it’s how she keeps on top of everything including to-do lists via her notes app. The school system doesn’t teach enough about financial education. Laura has got her children their own ‘spending cards’ and is always making them aware of the cost of things. The speed of the buying process abroad, such as Spain is a lot quicker than in the UK. It frequently takes less than a month. Spain has a deposit system in property buying, that shows both the buyer and vendor that they are serious about buying. It deters any ‘gazumping’. Laura is always very hands-on in her projects, she isn’t afraid of getting her hands dirty and enjoys being part of the process. BEST MOMENTS   “It had to level out, it is levelling out now, it might well take a slight dip” “Since the pandemic and Brexit the buying rate [abroad] has increased” “It’s a skill to be able to multitask and it’s something I am able to do, my brain is frantic and a lot of entrepreneurs would say they don’t switch off easily” “We all need to be mindful of how much things are costing” “I’m trying to make my house as sustainable as possible” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Chris Irving has been investing in property for a couple of years and has grown his portfolio using a variety of techniques, which he shares in this episode with Kevin. He also talks about the positive impact the Progressive property courses and community has had on his investment journey. KEY TAKEAWAYS  Chris started by doing a couple of ‘flips’ without realising at the time they were flips. His first was his grandparents house where he lived in the property whilst renovating before selling. After the breakdown of his marriage, Chris put property on the back burner but he still had tough decisions to be made, resultin gin him choosing to sell his family home and keep his property portfolio. He then signed up for progressive’s MSOPI and by the end of the event he had signed up for two additional courses. Networking with other investors and people in the Progressive Property community has been invaluable to Chris. If you’re looking for a strategy, tenant-buyer is a good choice. This is an option Chris used when he wanted to help someone out but when he also had a cashflow problem. If you are struggling in your property journey then Chris says to simple ask those around you and consider all your options carefully. There is usually a solution to your problem. BEST MOMENTS   “One of the things that keeps coming back to us, is the people you meet” “What I take away the most from it [The Progressive Community] is the inspiration you get” “Seek advice from people around you” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin is joined by Stephen Kempt, who has spent the past 3 ½ years building up a property portfolio in single lets, buy-to-lets and HMOs. Listen in to hear how you can build a property portfolio from scratch in the current climate. KEY TAKEAWAYS  Pre-property Stephen says he was just like any ‘normal’ person. Generally thinking about pensions but having two holidays a year and living with his partner working full time. Stephen and his partner bought their first buy to let for pension purposes but they soon discovered that this wouldn’t be enough financially. The first step to building their portfolio was to gain property education. The key to Stephen scaling so quickly was by finding outside investment. It would have taken them much longer to build their portfolio relying on just their income. Stephen admits property investing is hard but it’s about choosing your hard. Either work full time until your late 60s or work hard now so you can have an easier life in years to come. Property isn’t a get-rich scheme but you will make wealth, it just takes time. BEST MOMENTS   “We believe education and mindset are the foundation for everything” “Start small, start grassroots, it starts at home but certainly ripples outwards from there” “Be consistent, show up and be authentic” “You’ve got to work hard in order to not work hard” “You need to find that thing that stops you quitting” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Richard Stone has spent most of his life in construction but in the last few years, he decided to start to build his property portfolio. He joins Kevin to talk about his property journey and what he has learnt along the way. KEY TAKEAWAYS  It was after beginning his property journey that Richard realised he needed training and education in Property. This is when he started attending Progressive Property courses, including Progressive's flagship even MSOPI, to learn how he could best utilise his knowledge and skillset. It all starts with the client and although Richard has tons of hands-on construction experience, he didn’t know how to find and retain clients and raise money. This is what he learnt with Progressive. You don’t need your own money to get started on serviced accommodation, you just need to learn how to raise capital. Focus on the feedback you get in the right places, not all advice is good advice. Your clients will tell you if you are doing the right things. There are endless opportunities in the world if you have the right mindset. Now is always the right time to buy property. Being around the right people on your property investing journey is essential. To help guide you but also to support you. BEST MOMENTS   “ A lot of it isn’t skillset, it’s mindset” “There’s a difference between what you think is right and what’s actually right” “I reignited my passion for education” “Your own money actually holds you back” “Poor people get their advice from family, friends and neighbours, wealthy people get it from people who have done it before them” “You don’t know what you don’t know” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The energy price crisis is going to change the world of investing forever. Listen in to this episode with Kevin as he explores why this is but also why there is likely to be more opportunities than ever. Kevin also talks about his recent issues with mould, what corrections and changes are likely coming in the property market, what he believes Liz Truss’ policies will be in the coming months and more in an Ask Me Anything. KEY TAKEAWAYS  The billions printed in the pandemic are why we are in the situation we are now. The money Liz Truss is printing now will have minimal impact, both negative and positive. Interest rates are rising but they are still historically low. The cost of money is only relevant is you are paying more than you are making. If your property is already making a profit, don’t worry about if the government brings in rent freezes particularly if you are on a fixed rate mortgage. The coming years are going to create the most wealth-generating opportunities seen in years. You need to focus on growth and investing in your mindset and knowledge. You could start off in property and go straight into serviced accommodation but it’s worth remembering this isn’t helping solve any housing issues the country is currently facing. Time, knowledge and money are what you need for buy to let, however you don’t need all three to get started. There are lots of creative ways you can raise finance if you have time and knowledge for example. When there is a monetary crisis people obviously look to save money, This is why you typically start to see the lower end of the market rise in demand. Always be open-minded to opportunities and deals in property. BEST MOMENTS   “ 180 billion will do nothing to fix this country” “Interest rates now are now high” “The government does not have enough housing stock” “Money is not necessarily the issue for most people, people will still want to buy those properties but will there be a correction in the market?” “There’s a lot of hatred out there for landlords” “The most important part of the transaction is the person selling the house” “When you go out there looking for deals, suddenly you realise they are everywhere” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin shares 9 top tips he has learnt in the past 9 years as a Property Investor. Kevin has been in the property game for over 20 years, but it was only when he came to Progressive Property 9 years ago that he really learnt how to become a professional property investor. KEY TAKEAWAYS  I am not a landlord; I am a property investor. Raising finance is one of the most important aspects of property investing Property is a people business The right house will always find the right tenants You can’t plan your week in detail Become knowledgeable about your local council and regs Long-term thinking is what you need in this business Your network, it’s not just what you know it’s whom you know Boring is best! BEST MOMENTS   “There’s a very big difference between a landlord and a property investor, a landlord owns a job while a property investor runs a business” “The quicker you can become the investor the quicker you will scale your business” “Do not pedestalise the money, the most important thing is your knowledge, your action, your time” “Property is about collaboration; property is about your network” “The long-term takes care of itself” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin has been investing in property for 18 years, has built up a multi-million pound business and uses creative property investment strategies. In this episode, Kevin reacts to a  recording of Judge Rinder on Good Morning Britain about landlords. Kevin gives his take and insight on this video and gives his thoughts on how we can actually tackle the Housing Crisis in the UK. KEY TAKEAWAYS Yes, there are rogue landlords out there. But Kevin, his team and the landlords Progressive Property train are not part of them. In fact, they invest in run-down, sub-standard properties and make them better for future tenants of theirs as well as bringing properties back into use. Section 21 can get abused by some landlords. But Kevin has never done this, he wants his tenants to treat the property as their home. We have to think about the other side, section 21 is there for bad tenants, for the ones who don’t look after the property, who don’t pay on time. There are also many landlords out there who aren’t investors, that just have one property-when that tenant doesn’t pay or creates expensive repairs it can leave them in financial ruin. There is a lot of unnecessary red tape and it actually becomes an obstacle for tenants and landlords when there are issues to be solved. Unfortunately there are many tenants that don’t look after a rental property in the same way they would if they owned it. This is especially demonstrated when it comes to preventing damp. Not opening windows, not wiping down the shower and drying clothes incorrectly can cause damp issues, simple things that could be avoided. The types of property Kevin buys/invests in aren’t properties that would appeal to first time buyers. He isn’t creating competition for them as they wouldn’t purchase what he does, without landlords like him they simply wouldn’t be bought. Everything has to be in balance. There needs to be robust legislation that supports both landlords and tenants. To solve the housing crisis the country needs to become creative with solutions, the government, councils and landlords need to work together:-We need better accommodation to solve the housing crisis. There are plenty of buildings out there, it’s about bringing them back into use and to a good enough standard. The council could work with landlords to bring these back into use.-We need a more streamlined way of the government/councils paying landlords when tenants cannot. Universal credit has made this much harder. Capping rents would only harm tenants in the long run. Proper landlords reinvest their money back into the property creating a higher standard of living accommodation. BEST MOMENTS “Don’t tar every landlord with the same brush, don’t make every landlord a rogue landlord, because not every landlord is” “Maybe he’s got a hidden agenda” “They create damp in the properties” “Everything has got to have balance” “The private investors are the ones that can solve this problem” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this week’s episode, Kevin talks about all things auctions. Listen to Kevin talk about how you can still make money with auctions, what to look out for and how you can avid expensive mistakes. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Making good money on auctions is all about knowledge and education. You need to have a good overall understanding of property investing and be educated around what to look for. Relationships are important to make deals with estate agents. With auctions, there’s no relationship needed, in this sense it’s easier and requires less work. With auctions, you know what other people were willing to pay. As long as you are educated it’s then easy to see if you have offered the right price or not. There’s 200+ auction houses around the country, just because someone has been to one and it wasn’t good or was expensive that doesn’t mean there aren’t deals to be had in other places. Keep things financial, don’t let emotions have an influence over your price and use your knowledge to get great deals. Kevin never makes early bids. He waits until people stop bidding as much and then offers. Sometimes he even offers post-auction if there have been no bids. If you can read the room properly then you can offer directly with the owner and use it not selling at auction as leverage.  BEST MOMENTS “Auctions are phenomenal now” “With right move it’s already too late” “If you bid too early you’re adding fuel to the fire' VALUABLE RESOURCES https://www.progressiveproperty.co.ukhttps://kevinmcdonnell.co.uk  ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin McDonnell talks us through the Dos and Don’ts of successful networking. Networking events can be daunting and can be unsuccessful and time-consuming if you don’t make that unforgettable first impression! Tune in today to find out how you can grow your network, make a lasting impression, attract JV partners and property investors and ensure that every networking event is a success!   KEY TAKEAWAYS  Where Can You Network?  There are many places you can go to network. Progressive property run about 40 property networking events all over the country, meaning it is likely there will be a PPN event near you. However, it is not only about networking events, but it is also a great idea to attend business networking events both locally and in different parts of the country. Have in your networking plan, to attend other types of events as well as events in other locations around the UK and the rest of the world that can help build your power team.   What To Do At Networking Events?   Have a clear plan before you attend, don’t just attend a networking event to listen to guest speakers. You should be bringing business cards to the events, you need to have a way that you can capture people's attention. As well as handing out your business cards, make sure you collect other people's contact details.   You want to be listening to others, more than you are speaking about yourself. Learn a little bit about people, keeping your eyes and ears open to find the person who is looking to invest.   If you do get the chance to tell people a little bit about yourself, keep it to a minimum and have what's called an ‘Elevator Pitch’, practice this at home before you attend. Focus your pitch on the features and benefits of working with you.   Make a list of people you need to help fulfill your power team, and go to the networking events to specifically source these people.   -A key part of attending networking events is the number of people you speak to. You don’t need to spend the entire event talking to just one or two people, you will be missing out on speaking to the majority of people at the event. The main goal of each networking event you attend should be to collect as many people’s contact details as possible.   Dress well when you attend a networking event. Don’t give people the opportunity to have a negative impression of you based on the way that you present yourself.   Give people the opportunity to talk about themselves, only speak about yourself if you’re asked. Ask them, how you can help them and what they’re looking for that can be mutually beneficial. Do not try to sell them things within the first few moments of meeting them.   BEST MOMENTS  “If you really want to scale your networking business, if you want to do a lot of property deals, then you’re going to need the help of other people”  “A wise person once said, ‘you’ve got two ears and one mouth, you should move them in the proportion”   “People want to work with people that they know, like and trust”  VALUABLE RESOURCES   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767   https://www.youtube.com/watch?v=o8TZdualhcw   https://robmoore.com/   ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/  http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Paul and Ben are a deal-packaging property duo who decided to joint venture together after re-meeting in the Progressive Property network. They join Kevin in this episode to talk about the 200+ property deals they have achieved over the past 3 years. KEY TAKEAWAYS  Paul and Ben had virtually no experience in property, before attending courses with Progressive Property and gaining an incredible network. Liverpool and Manchester is where Paul and Ben’s property portfolio is based. The duos experience in business meant they looked at the deal packaging process as a ‘conveyor belt’ so they had services to offer each step of the way, from start to finish. Systems are a worthy investment; it allows your property business to scale quicker. You can’t do 96 deals a year on just pen and paper. The education and support network Paul and Ben have gained from Progressive Property has had an immeasurable positive impact on their property journey. Businesses are evolving all the time, once you solve one problem you will find another one. But if you build a good support network around you and embrace the challenge you will thrive. BEST MOMENTS   “223 deals in 3 years!” “You can do property investing no matter how long you have been doing another career, no matter where your starting point is you can get started and begin a property business” “It all came down to systems and people” “Time is the most important element, and you can’t replace that” “Build your parachute before you jump out of the plane” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Samuel Chick joins Kevin for a second time in this episode to give an update on what he has achieved in the past 12 months. Last time he was on the podcast he was still working full time and it was mid-pandemic. Listen in to hear what Samuel has been up to the past 12 months and what he has managed to achieve. KEY TAKEAWAYS  In just 9 months, Samuel and his wife have managed to build 700k in equity in their property investments. Samuel’s strategy is to buy ex local authority properties and then push up the value by renovating them, extending them and turning them into HMO’s. Students are Samuel’s main market, he finds his properties are really popular because of the finish he puts on them and the great branding he has created. The benefits of the student market is the cashflow. Students move in at the same time each year and look for rooms for the following year at the same time too. So for 21 months of the year, you know where you are with your rooms. There are some small disadvantages to students, because they are usually young, they may call more often because they don’t know how to change a lightbulb and similar small maintenance issues. Samuel is able to rent his houses out for the entire year because they are in such high demand. He is proud of the high standard he offers and would happily live in them himself! You pay zero council tax on a student property and the student pay ‘uni homes’ for all their bills. All Samuel has to collect is his rent. The art of systemisation has helped Samuel with his HMO portfolio. He has built robust systems to ensure he is up to date with all regulations and maintenance. BEST MOMENTS   “The brand is really important” “All our houses are immaculate, I’d live in them, I feel proud” “If you do a good product, people will pay for it” “It’s as close to the single-let and forget but with higher cash flow” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin is joined by Malcolm Ridley in this episode to talk all about his property investment journey. Malcolm didn't start his property journey until later in life but argues, and proves, that it's all about mindset, age truly is just a number. Listen in now to be inspired to start or scale your property investment strategy! KEY TAKEAWAYS  Malcolm was working for network rail as a commercial manager. It involved 60 hour+ working weeks and was what he describes as a ‘grey existence’. Becoming an accidental landlord is how Malcolm started his property journey. Shortly after this he also bought a property for his daughter to live in after realising how much she would be paying in rent in Leeds. Several years later, after his son had also lived in the house he bought in Leeds, Malcolm and his son bought a house at auction and his property investing started to expand. Malcolm learnt a few lessons from this auction property, including to not try and do all the work on a house yourself and why buying the worst house on a good street is a good strategy. After the auction property, Malcolm realised luck had been on his side as he learnt a few things that could have spelled disaster for him and his son. This is when he decided property education was something he needed to invest in next. Having a mentor helped Malcolm build his confidence in property and business as well as taught him how to overcome many barriers. Building relationships and rapport with agents has been part of Malcolm’s property strategy and helped him with his acquisitions. If your aim is to make capital, Malcolm believes there is money to be made in ‘flips’ in London. If it is cashflow you are after, then your best bet is probably to invest in the north of England. Property works in all locations; you might just not be applying the right strategy or technique. Joint venturing is a great way to start your property investing journey. You can rely on their expertise and time whilst still maintaining your job. Property is a people business. Malcolm found that by being fair with his pricing he got offered more properties further down the line. He played the long game by considering the true value of the property and not ‘squeezing’ the vendor at each deal. Malcolm didn’t start properly property investing until he was 61, he says all you need is the right mindset, age doesn’t matter.   BEST MOMENTS   “Don’t do all the work yourself” “I realised that what we needed was education, so I decided to invest in education” “Once you’ve bought one and they [estate agents] know you’re serious they are interested in presenting more opportunities to you” “In London you can probably make money on flips, but you have to buy carefully” “That’s one of the great things about property, collaboration” “It’s never ever too late to invest in property”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin is out on the road, viewing his properties so wanted to do a ‘day in the life of’ whilst answering your questions! KEY TAKEAWAYS  Being in your 50’s is definitely not too late to get into property investing. It takes less time than you think to make just one deal, just start now. Don’t take a bridging loan on a property if you don’t have an exit strategy. You have to start with the end in mind. Joint venture with someone to build up credit. Use your time to benefit them but utilise their credit. How can you find your first investment property? Go direct to vendor, tell everyone you know that you are looking to get into property and market yourself. Trying to find good people in this recruitment climate is difficult at the moment so try and put this first and as a priority when you are scaling. When you buy a property, you should be adding value and creatively making deals. This protects you against the market. There’s no failproof way to know if your client is good or bad, you can do all the checks but this still doesn’t completely protect you. Your plan for property business should be how to create money from the houses you buy and to hold them long term.   BEST MOMENTS   “You can replace your income in 6-12 months”           “Don’t be emotional, take a financial decision” “Educate yourself on how to find these deals” “It’s not that you can’t find the deal, it’s just that you don’t know what you’re looking for”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Jason and Blondine join Kevin today to talk all about their own journey into London Property. They discuss what drove them to starting their property journey, why working together as a team has been important and how attending various Progressive Property courses has helped them find success. FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD KEY TAKEAWAYS    Individually Jason and Blondine started in property separately. But 18 months ago they met at a Progressive Property event and led to them making their first deal together. Working together has helped Jason and Blondine because they have different skillsets, they play to one another’s strengths. Rent2Rent has been important to Jason and Blondine’s growth because there is less risk involved. It’s a strategy that if you get the right balance and demand you can grow quickly and effectively. It’s important to follow the process in property, don’t sit back or give up if you don’t find instant success. It takes time, effort and practice. Jason and Blondine attribute their success to the knowledge, support and the community that have found with Progressive Property. Training, support and confidence is the key to finding success in property. Training and courses are invaluable, you learn from others mistakes as well as become inspired.   BEST MOMENTS   “[Progressive] completely changed my outlook on property with creative ways of dealing with properties, completely changing my mindset” “The key is not to find someone just like you…find someone who brings a skillset you don’t necessarily have” “We all have the same passion, the same drive” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD A special episode by co-founder of Progressive Property Rob Moore. Rob talks all about whether it is right to rent your own property or buy your own home. He also warns against the advice of so-called American gurus and discusses the pros and cons to owning your own home.   KEY TAKEAWAYS  It’s important to do your own due diligence in your country and market. In the UK buying your own home is almost always the best option. If you are in the position to buy your own home then you should do it! There’s much more stability in owning your own home. Owning your own home means you are earning money whilst you simply live in your house. One of the few things that is inflation-proof right now is housing, inflation pays your mortgage whilst the value of cash depletes. When you rent, the landlord gets all the benefits, not you.   BEST MOMENTS   “This is a topic that gets a lot of heated debate across the internet” “If you buy your own home you have security” “Safety nets can be really bad for your hustle, for your desire and ability to go out there and make things happen” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode, Kevin speaks with ex-nurse Chloe Tyrell who has a portfolio of single let and HMO properties with her partner. After learning more with Progressive they are now entering the commercial conversions market too. Listen in to hear all about Chloe’s journey to becoming a property investor full time and learn some great tips and ideas for how you can start your property journey with Progressive too! KEY TAKEAWAYS  Chloe was in her early 20s when she decided to invest in a buy to let, there was no strategy this was just something to help her when she retired one day. It was 2019 when Chloe and her partner had some changes in their lives. It led them to look at property and this is how they found Progressive Property and worked to getting into property as a full time venture. Chloe has attended many Progressive Property courses to build her property portfoli including MSOPI, No Money Down and Commercial Conversions. The education has definitely fast-tracked her on her property journey and helped her avoid some costly mistakes. Making relationships and perseverance are two of the biggest skills Chloe has had to master to progress and sustain her property career. Having a peer group and a mentor is reassuring and supportive, it has helped Chloe achieve her goals. Communication is the most important thing in any partnership. Being in business with each other as well as a romantic relationship, clear communication is integral as well as splitting responsibilities.   BEST MOMENTS   “That four-day course pretty much summarised everything we had done in an 18-month period” “It would have sped the process up and it would have saved on any costly mistakes” “Have a bit on introspection and know a bit about yourself and what you really want and what is holding you back too”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin is joined by Muzzy, a property dealer based in Nuneaton. He talks to Kevin about his own personal property journey and how Progressive Property helped him with his fast route to success in property Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS  Muzzy got into property almost by accident. He saw an opportunity to join a property course for free to learn about investing and this is what got him interested. It was June 2019 when Muzzy found Progressive. He did the MSOPI course first which led to him completing the Rent2Rent course and mastermind. It’s essential to have a cashflow strategy when getting into property investing. It’s important to gain and understanding of why you want to get into property and what it is you want to achieve. No money down felt impossible to Muzzy before he learnt about how to make it happen, now it feels so simple. Until Muzzy undertook Progressive training, he thought there was only one way to own property. The courses opened his eyes and inspired him to build his own property empire. Life has changed considerably for Muzzy and his family. It has allowed not only him to follow his passion but his wife too. The knowledge Muzzy learnt from Progressive was essential. Even now he recognises that he wouldn’t have been able to have the success he has had by going it alone.     BEST MOMENTS   “I was still slightly sceptic until I bought my own property with none of my own money” “You can take that problem away, generate cash for yourself and help someone else [too]” “I didn’t think it would happen this quickly” “I don’t need to know everything I just need to know the people that know” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Nick based in Southampton joins Kevin in this episode. Nick started in property 4 years ago, where he struggled at first but in the past 12 months he has managed to really accelerate his property journey. Listen in to hear be inspired by what he did to turn things around and learn what you can do to step-up your property journey too! Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS Nick was working a job in manufacturing when he read the book Rich Dad Poor Dad, this was the catalyst that made him decide he needed to earn more money and led him to starting his property journey.   He began looking at free property content in places like YouTube and attending free events in London. This is how he decided that the UK property market was for him.   Nick didn’t have cash for a deposit so after more research started looking at rent2rent strategies. He started off with Serviced Accommodation but then moved into HMO’s after attending the Progressive Rent2Rent online course.   Once live events started up again, Nick travelled down to Peterborough to attend the Progressive No Money Down Event. He got so much value from this course that he then signed up to the mastermind and it has helped him accelerate his property journey.   When using the rent to rent strategy, it’s a myth that you need lots of landlords and agents. Often you just need one and they will feed you the best deals.   Nick never realised how important networking was until he found Progressive. He has found the progressive community incredibly valuable and it has helped him so much along the way including securing many of his deals. BEST MOMENTS   “I went to no money down and got lots of value” “ I have the worst boss possible and it’s myself, I work full time in property” “You don’t need lots of landlords, sometimes you just need one”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin has over 19 years’ experience in property, using creative property techniques to build his multi-million property portfolio. Join him in this Q&A where he answers many property questions frankly and informatively. Topics discussed include the role of landlords in the property market in 2022, what type of mortgage you should be getting and why your property knowledge is so much more important than what you have in the bank. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<  KEY TAKEAWAYS You don’t always need to have a 25 year repayment mortgage. With investment properties you can simply have interest only mortgages. This keeps the mortgage payment lower. It’s worth spending a bit more on the finish of a refurb in order to charge higher rent. You can also join LNPG to get great savings on your refurbishment costs. Simply investing all your life savings into a property isn’t a property strategy. Building a portfolio is all about your plan. You don’t even need your own cash to start in the property game, it’s about having the right knowledge to get you started. Buy to let landlords are not stopping other people buying homes and they have not caused inflation. No matter what, you need to be doing the fundamentals of buy to let: buy, refurbish, let, refinance. BEST MOMENTS “Repayment mortgages for your home, but buy to let homes: interest only mortgages!” “There will always be something stopping you getting ready…it’s about taking action, to take the steps” “Our job as property investors is to always focus on the opportunities that come out of other people’s problems” “Whether you’re a landlord or a tenant there’s people with integrity and there’s people without integrity” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Welcome to a very special episode of the Progressive Property Podcast as Kevin covers the five key things to know before you get started in property. Discover why you don’t need your own money to start investing, why it’s important to surround yourself with a network of like-minded people and why cheap doesn’t mean cheap! If you’re starting out in property, this episode is for you. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS You don’t need your own money to start. With low-interest rates, there are billions of people looking for safe investments in the property market and you can help them by finding and sourcing deals and purchasing property with none of your own money. Surround yourself with likeminded people. Your network is your network, the right network of people will help to advise you to build assets, invest your wealth back into yourself and help to grow you and your legacy over time. Invest locally. You know your local area better than anyone else. Investing locally means you can move quickly, negotiate better deals, build and expand on your local network and invest in the right areas because you know your local streets. Find a mentor that challenges you to think bigger. Everyone has a mentor in their life but are they protecting you and holding you back? Join the Progressive community and find a property mentor that is an expert in property and that can help to propel you and your property portfolio forward. Cheap doesn’t mean valuable. The R.E.A.S.O.N model helps you identify what not to buy. Rundown, Expensive, Abroad, Scattergun, Off-plan, New-build. BEST MOMENTS “There’s nothing safer than property investment” “When you invest locally, you know the property market”  “Investing with your own money is the thing that holds most of us back in building a property portfolio.” VALUABLE RESOURCES No Money Down Challenge - YouTubehttps://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In today’s episode, property expert Kevin McDonnell takes us on a trip down memory lane as he looks back on some of his biggest failures in the property industry and gives us his expert advice on how you can avoid making these mistakes yourself! Don’t miss Kevins expert advice on how you can become a success in property! Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS 6 Biggest Property Failures- Investing Abroad- Don’t buy off-plan property. You are buying something that might go up, or down in value. You’re also purchasing something that might not even get built, there is no real guarantee, and whilst you are waiting for the build to be complete you are not making any money from the property. Purchase property in an area you are familiar with that can make you money instantly and whereby you are familiar with the tax and property laws.   Doing All Your Own Refurbs- This takes up far too much time which can stop you from looking for more property investment deals. The standard of work was also not up to the standards of professional tradesmen, meaning a few years later the poor workmanship will have to be redone. Tying to do those refurbs yourself, will cost you more time and more money.   Waiting Too Long Before Quitting Your Job- Just commit and get out, because quitting your job will allow you to focus more on property and your results will have scaled massively once leaving your job, allowing the freedom and mind space to really focus on scaling your property business.   Waiting Too Long To Hire Staff- Where in your business can you add income? Where can you put money into your business? Things such as speaking to joint venture partners, people who want to invest money into your business, negotiating property purchases or contracts on rent to rents with homeowners, that is where your focus should be. Outsource all the other tasks to staff such as property management, speaking to the tenant, maintenance inspections, all of the tasks that are time-consuming but don’t generate income but rather take money from the business.   Not Having A Clear System To Check Staff’s Work- Hiring any staff comes with an element of trust, and sometimes in fast-growing businesses you can end up leaving staff to get on with their job whilst your focus is on other things. This could potentially result in foul play from your staff as they feel like they are able to get away with things easier as they are not being monitored. Create a system whereby this is not possible. Check your properties out, check your own staff out and make sure that what’s being said is the reality.   Not Hiring A Project Manager- A project manager will hire the entire refurb team to avoid any miscommunications between different tradespeople. If possible, make somebody you know or are familiar with and that you trust your project manager who can get the job delivered on time. Them being responsible for the project means that there's no way there can be any excuses or tension between the rest of the team.         BEST MOMENTS “Mistakes are a part of life”   “You only have to be right 51% of the time”   “The richest people on this planet have made many mistakes”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://www.youtube.com/watch?v=o8TZdualhcw https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Are you scared of making a mistake? Are you fearful of making a bad investment? In today’s episode of the Progressive Property Podcast, Kevin shares with new investors a 7-stage step-by-step guide on purchasing property and how to know if it’s a good investment. Discover how to spot a strong rental demand, where you can add value and what investments are best for instant cashflow. Join the Progressive Property Community Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS Strong rental demand. You should not invest unless you’re sure that you can tenant that property. Research the demographic, demand, value and type of property that rents well in your chosen investment area online and in-person and even survey potential tenants and competition to discover your ideal investment. Cashflow. You need to invest in property that pays a positive cashflow today. Calculate your rental income (turnover) minus your expenses = profit/cashflow. Cashflow will also help to protect you from a recession negatively affecting house prices. Can you add value? Making money is about adding value to a property. Don’t gamble with a property that cannot be improved. Always research the footprint of the property for opportunities to add value. Capital growth potential vs stable property prices. When prices are stable and growth is miserable you will more accurately be able to predict future capital growth potential for that property on that street. Local Economy. Monitor the local economy and understand weather companies will be investing in the area and creating jobs and wealth which will lead to increased rental demand and capital gains. Make your money when you buy. Purchase at the right price, add value and bank future profits. Property Management. Always purchase in an area with good management companies and never manage your investments yourself so that you can focus on finding more deals to increase your wealth. BEST MOMENTS“View other properties to get a good idea of what rental properties should look like”“Property is a business that needs to create you an income today”“If you build up cashflow generating assets, you can replace your income and cover your cost of living”“Equity is vanity, cashflow is sanity”“You cannot add value to new build properties”“Force the value of your property to increase wealth”“Add value and recycle your investment back out by leveraging the banks money” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Progressive Property Co-founders Rob Moore and Mark Homer join the show to share with you the best active and passive investment strategies for high returns and regular income when investing £10,000.  Discover how to get the quickest returns on your investment for short, medium and long-term capital growth from investing in everything from property, stocks and businesses to assets such as cars, watches and commodities. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS The quickest returns on an active £10,000 property investment will be when you combine your capital with effort and hard work and create a business. eCommerce is a great opportunity for investment, it’s a growing market with huge potential for scale. Platforms such as Shopify and Amazon can help you reach huge audiences quickly. If you’re passively investing £10,000 the safest options are most ISA’s or a portfolio of tracker funds that invest in the FTSE or American spread. Platforms such as Vanguard and Hargreaves Landsdown are recommended to use. The best property businesses to start for returns are Rent2Rent, Serviced Accommodation or Deal Packaging, these property strategies will give you a fast cashflow each month and ability to get a return on your investment so that you can scale your empire. However, a joint-venture with other investors is also a great way of pooling your capital together for larger projects with bigger returns. One of the better longer-term passive investments to make is in classic cars and watches. If you do your due-diligence using sites such as Glenmarch you can track the price of classic cars and their average price sold. With the right research on the right premium brands, these investments will increase in value year on year and you will see a positive return. BEST MOMENTS “By starting a business and by working hard you will see a better return than any other investment strategy” “We started our training business with £300 each” “Put your £10,000 into a business that you’re passionate about so that you’re motivated to grow” “Purchased non-depresiative items” “Do your own diligence on all your investments” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.glenmarch.com/https://www.hagerty.co.uk/valuation/tool/https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin wants to introduce you to Greg Ball, a kitchen-fitter and business owner who has just started their journey into property investing. This is a unique episode that explores those first few steps when first getting into property from someone who is in those stages right now. Greg also talks about how unique Progressive are in the industry, they don’t just teach knowledge they teach you how to change and alter your mindset to achieve success. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<  KEY TAKEAWAYS   18 months ago Greg had a kitchen business. Covid meant they had to reinvent themselves, they started again and were doing ok but it was a wake-up call that he needed alternative means of creating income. Greg had always wanted to be in property investing and the difficulties throughout the pandemic combined with an inspiring rent-to-rent strategy YouTube Video were the catalysts to get him started. Greg’s wife bought him a ticket to a property show in London and it was here that he headed to The Progressive Property stand and was inspired. Greg then went on to attend the MSOPI event and what he learnt was life changing, he knew he needed to take action, get started in the property game and change his and his families future. Through his kitchen business, Greg had built up quite a data base of potential investors. The first two people he approached said yes. Greg feels lucky but Kevin disagrees, he says he has done the work to build these relationships and then taken action to make use of what he has built. BEST MOMENTS “Property is going to make the life we want for ourselves” “You can’t look back but you can look forward and create a new future” “There’s no such thing as luck” "At the end of the day, it's a people business"   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Sam Waterson is a property deal packager based in Leeds. In this episode he talks with Kevin about what he does in his business, how you can get into deal packaging too, as well as how Progressive helped him nurture and grow his success. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS   Sam has always worked in sales. Being an experienced and passionate salesman whilst having a desire to be an entrepreneur, is what led him to deal-packaging. After using a lettings agency himself whilst being across the other side of the world. Sam realised he had all the knowledge, skills and expertise to run this kind of business himself and so that’s what he did! This was his first effort at running a business. Unfortunately this business did go into liquidation but Sam realised he had learnt a lot of skills and that if he applied these in the right way to the right business he could find success. The Progressive community has helped guide Sam in his property journey, particularly through the power of networking and after attending three deal-souring courses. BEST MOMENTS “I saw it more of a landlords service business” “I realised I had generated a lot of skills that I hadn’t been applied properly” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode Kevin speaks with Simon Cooper AKA ‘Damp Sam’, host of The Damp Show Podcast. Simon has a wealth of experience with Damp and the destruction it can create in properties. His knowledge is gained from nearly 30 years in the building business, including as a plasterer, gaining a HNC in building management and as a property investor. Simon and Kevin talk all things damp, Simon also tells you what you can do to reduce the risks of damp, what different types of damp there are, debunks damp myths and gives some great tips for anyone who owns property! Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<< KEY TAKEAWAYS   Simon attended the MSOPI course at progressive and this was when his brand ‘Damp Sam’ was born. He then began doing YouTube videos and now racks over 500 videos, including some joint venture videos with Progressive Media. Good damp proofers aren’t easy to find and when you do find one, you usually just take their word for what needs doing. Damp Sam opens up the world of Damp proofing and educates people, arming them with the knowledge to understand what is actually happening beneath the damp they come across. Simon learnt an incredible amount from his first two house renovations. Including the support out there for renovations, asset protection, planning laws and even land registry guidelines. Don’t ever try and do damp proofing yourself, it’s a specialist area and you could create more difficult, and more expensive, problems. As a general rule, properties pre 1919 didn’t have damp courses put in. Post 1919 most properties would have put them in. But it’s important to remember that there are different types of damp courses and not one fix works for all. There are multiple types of damp and it’s essential that they are all diagnosed individually. Most of us have heard of rising damp and this is something that is frequently misdiagnosed, Sam frequently sees on surveys that a whole house is suffering from rising damp but this isn’t usually the case, it’s usually from multiple sources and has differing causes. Houses with differing ground levels within a property, for example if you have to make a step up to the kitchen, can suffer from lateral damp. It’s important these areas have waterproof systems installed to prevent damp. Ventilation is essential to stopping and preventing damp. All properties should have a fan in the kitchen and a fan in the bathroom, to draw moisture out of these rooms that produce a lot of differing heat levels and A great way to test if your internal fans are performing, is to do Sam’s £10 test. You hold a £10 note to the vent/fan and if it sucks it on then you know it’s ventilating enough. In some locations, such as London and Manchester, basement conversions can add a large amount of value. It’s important to weigh this up, as the cost of doing a conversion to a good standard, that won’t be prone to damp, is very expensive. Don’t treat mould with anything with sodium in it. This can create a bigger problem. Simon advises to always look for a mould remover that has benzalkonium in it. If you have a trade or are looking for a career change in the building industry, damp proofing could be you. You just need to learn it, become a specialist and you can make good money in a career that always has work. Get in touch with Simon, PCA and invest in yourself. BEST MOMENTS “There’s a lot of opportunity in the digital world” “There’s already somebody going to do it cheaper” “All these doors were shutting, I was just going to have to be the best at what I do” “Learn how to do this system and invest in yourself” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE GUEST Simon Cooper AKA Damp Sam is a time served plasterer since 1983 and has a HNC in building management. He is the director of 3 Ltd companies and a PCA qualified Damp and structural waterproofing surveyor. He also owns a portfolio of properties that he renovated over the years.  Check out Simon’s Youtube Channel where you can find hundreds of videos all about Damp! https://www.youtube.com/channel/UCDh4nXWTEAPxsG5JIX3VdIg https://www.instagram.com/all_dry_damp/ https://www.linkedin.com/in/simon-cooper-csrt-cssw-hncdampsam-45528649/ https://www.tiktok.com/@damp_sam?lang=en   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD The Realities of Recession  Rob has hijacked this episode to explain the realities of recession and the steps you can take to be prepared and thrive during a period of recession.  It is usually 15 years for a recession cycle and the trigger is always different, but you can take proactive steps; building networks and relationships now in preparation, listen in to hear about the realities and how you can plan to not only survive but thrive.    KEY TAKEAWAYS  A recession can result in fear and this can make it more challenging to understand the realities.  These are the realities;  Many great businesses are built on a recession because the playing field is levelled this includes large and significant businesses such as Microsoft and Lego.  Many business models thrive in a recession e.g. tax accountants and confectionary manufacturers. Progressive thrived because people were looking for something different and positive they could do as a result our training took off.  Your competitors are likely to stop spending money on marketing because they view it as a variable cost. This should be the last thing that should be reduced as it removes your pipeline for new business.  When there is a recession you need to learn how to manage your cash and finances better. If you learn to manage cash flow well now you will be even better in a recession.  Staff costs are likely to reduce in a recession and it is often possible to employ very talented and skilled individuals at lower salaries.  You can buy businesses cheaply and grow through acquisition during a recession.  People will have fear and they will need guidance. They will need leaders and that can be you if you manage your emotions well.  People think that money disappears in a recession, it doesn’t it just moves, from traditional businesses to lean businesses from old businesses to new businesses.    BEST MOMENTS  ‘When we saw the last recession, we had fears and concerns, but it ended up being good for our business’  ‘I learned a lot vicariously from other property companies during the last recession’  ‘If your competitors are spending less on marketing you have less competition for leads’  ‘If you learn to manage cash flow well now you will be even better in a recession’     VALUABLE RESOURCES   No Money Down: Property Investing book by Kevin McDonnell   https://www.facebook.com/groups/progressivepropertycommunity/    ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”  “If you don't risk anything, you risk everything”    CONTACT METHOD  Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs  LinkedIn: https://uk.linkedin.com/in/robmoore1979  ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook   Kevin McDonnell website  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Do you want to become a master negotiator? Do you want to secure property deals and grow your business? If the answer is yes, this episode is for you. Your host, Kevin McDonnell interviews world renowned negotiation expert and best-selling author of bare-knuckle negotiation, Simon Hazeldine. Kevin and Simon discuss the key skills you need to have to become a master negotiator, mistakes to avoid and techniques to follow to ensure you end up with the deal you deserve. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD KEY TAKEAWAYS What do you see as the key skills of a master negotiator? Being a good negotiator is a critical part of your skill set, have a successful property portfolio, property investment, investment business. What makes what makes a really good negotiator is research shows, for example, a good negotiators gather twice as much information as they give, they focus a lot of time, a lot of efforts, a lot of energy in doing what I call getting inside the other person's head and understanding things from their point of view. Good negotiators are also very well planned and prepared. Make sure that people are thoroughly planned and prepared, that they follow a planning process that increases your confidence that helps you consider options before they come up. A good negotiator doesn't do every deal and a good negotiator does every deal that makes good commercial sense. Knowing when to walk is another important thing for people. Patience is also a good thing to be acting unhurriedly even if you are in a hurry, remaining as calm and objective as you possibly can because emotions can obviously flare, human beings are very emotional creatures. Be very polite and respectful is also a good thing. A good negotiator does less what is called irritating behaviours, finger pointing, aggression, sarcasm and insults. Keeping it professional is an important thing to do, particularly if you want to be doing repeat business with that individual or that organization. Good negotiators have the ability to step into their shoes of a seller and see it from the seller's point of view. Price is a factor in any negotiation. Usually, it is very rarely if ever, the only factor and if it's just got narrowed down to price, you might be missing other opportunities to add value to the deal for the other parts. It is always about the people, the people who own that property that you want to buy must be willing to also sell it to you or want to do a joint venture with you. If you find out what's most important to people and then you show them how you can help them get what's most important to them, that's selling a negotiation in a nutshell. Solve their problem instead of trying to buy their house. What are the biggest mistakes people make in negotiating? Moving too quickly to sort of doing the bargaining, how much are we going to pay and then that they don't spend enough time planning and preparing. They don't spend enough time understanding the perspective of the other person. New property investors, property developers are sometimes very anxious to get some notches, some numbers and get some deals done and sometimes pursue a deal far too long when they should walk away because they feel nothing's happening and it's not working. If your first five deals that you sign up roll pretty badly, you're going to have those bad boys in your portfolio for a while. Definitely move fast but move faster when the deal is right. Tips for getting better results in a negotiation. Do your homework and do your research. Knowledge is power, walk the streets, have a look, get to know the areas, monitor things, watch what's happening. Ask more questions, do less talking and more listening. Find out if you can construct something that is going to meet what that person needs, solve their problems and take away their pain. BEST MOMENTS “People think that negotiation is the sexy exciting cut and thrust, but that's only going to be sexy and exciting if you've done your homework in advance.” “The more time you invest in the deal, the harder psychologically it is to get out it.” “Neuroscience research shows that 95% of the influence on our decisions is from more emotional primitive regions of the brain.” “Average man or woman in the street thinks negotiation is open high, drop down, meet me halfway and back and forth but it’s much more than that.” “Empathy is different to sympathy, empathy just means I get how you're feeling, I understand how you’re feeling, I understand why this is important to you.” “Word of mouth is very powerful and also a very bad form of marketing, depending on what's being said about you.” “Understand that if you feel a bit uncomfortable, that's called being human and that's really normal and that's not a bad thing.” “The more you learn, the more you earn.” “The more desperate you are, the worst deal you will do.” “If you don't ask, you have rejected yourself.” “You make your own luck through the work and the effort and the focus that you put in.” VALUABLE RESOURCES simonhazeldine.com https://kevinmcdonnell.co.uk/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official website: https://kevinmcdonnell.co.uk/ https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell ABOUT THE GUEST Simon Hazeldine is a world renowned negotiation expert and best-selling author. Simon is an international speaker and has worked as an expert consultant in the area of sales, negotiation, business performance and applied neuroscience with Fortune 500 and FTSE 100 companies. CONTACT METHOD Website: simonhazeldine.com Twitter: @simonhazeldine Email address: simon@simonhazeldine.com progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD A short but informative episode where Mark discusses the current economic news including the changes in the new budget and what he thinks will happen next. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD KEY TAKEAWAYS We’re coming to a period where living standards are going to reduce in ways not seen since the 1950s. The rise in inflation and employment issues are all adding up to a historical economic time; and we are living in it. There has been a £2300 increase on the income tax threshold and a 1% reduction on the basic rate income tax will have most significant effect on most people in the new budget. BEST MOMENTS “I suspect it’s more of a gesture rather than something concrete that will make a difference” “Rishi is certainly very good at telling people her cares, but looking at these numbers you start to see he only cares a little bit” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD One of Kevin’s most asked questions is how to add value to a rental property, in this episode he explores various ways you can do this including 5 fundamentals you need to focus on. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT KEY TAKEAWAYS Buy something where you know you can add value, where there is space for improvements, particularly focusing on the kitchen and bathroom. Probably one of the most effective ways to add value is to think about the internal layout of the property and how you can make this work better and more valuable. E.g turning a 2 bed into a 3 bed house; this can add up to 25% of the equity. Carpets and decoration are the final two touches for every room in the property that adds value. Loft conversions and basement conversions can add significant value to a property, especially in cities.  BEST MOMENTS “nice bathrooms, nice kitchens, they’re going to give you highest impact on value and highest impact on rental income” “You don’t have to spend a huge amount of money” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD How has the conflict in Ukraine affected the UK property market? Listen into this Q&A session with Kevin to find out the answer to this question, the impact of the energy crisis, his thoughts on Grant Cardone’s ‘Cash is trash’ statement and more. KEY TAKEAWAYS   The rising increase in utilities will affect anyone who owns HMO properties. However they may also see more demand for properties which could solve this issue. 99% of the population will be impacted by the rise in inflation as the main things they spend money on such as food, fuel etc has all increased dramatically. However, there is an upside for property investors as average property prices have also increased. Cash is built to move. There’s no point having cash just sat in your account and not working for you. All that will happen is inflation will erode it’s worth. BEST MOMENTS “Will the war itself cause a crash to the property market? I don’t believe so” “Cash is built to move” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD This is an extra special podcast episode with none other than Nigel Farage! Mark feels really akin with Nigel’s politics and watches GB news every evening so was very excited to record this episode for you all. Nigel and Mark talk about the start-up and progress of GB news, Covid-19, business and all things politics including his opinion on PM Boris Johnson and why Nigel believes we need a Brexit 2.0! They also discuss Nigel’s incredible knack for predicting what is going to happen next in the political landscape and what the public opinion will overwhelmingly be!   To hear more from Nigel & Mark head to Rob.team   KEY TAKEAWAYS   Since GB news was launched, Nigel has already seen the changes it has brought to the broadcasting landscape. Many channels and programming is duplicating the GB formats and introducing more talk shows and opinion pieces. Broadcasters have a big responsibility and if they get things right then they can create enormous ripples that change what happens in our country and in the world. Nigel has been a sensible environmentalist all his life. He doesn’t understand what the goal of net-zero emissions is when all we are doing in the UK as a country is exporting our emissions and actually creating more pollution. It creates a whole host of other problems and isn’t actually any better for the planet. We have the resources to be self-sufficient for energy but we aren’t, he asks why? The ramifications of Covid on society is hard to measure but we also can’t ignore the huge impact Covid restrictions have had on the countries mental health, education and children’s development. Nigel believes when we look back on this we will see that lockdowns and restrictions actually did more harm than good. Nigel’s treatment by other MEPs and in Brussels was very negative. After his 2016 speech it became even worse and he even got refused service in restaurant and cafes. It isn’t easy to ignore criticism and not care about everyone’s opinion but Nigel got to a point in 2014 where this is what he had to learn to do. Now he doesn’t even take an interest in others opinions about him, they are just that, their opinions and not his. Nigel believes there needs to be a Brexit 2.0. he thinks we need to leave the European Call to Human Rights to help with the large scale immigration still happening. The power and control big media and tech companies have now frightens Nigel. He is worried about the cancel culture we are seeing and the restriction on free speech. He can only hope that some of the challengers coming out will help disrupt these industries and allow everyone to have free will and communication, on all topics. The answer to labour and skill shortages isn’t immigration. Nigel states that opening the dialogue with young people and a reorientation towards them acquiring skills and trades rather than degrees could be the solution. It’s incredibly difficult to run something like an engineering company right now just on English skill sets. BEST MOMENTS “I think for once the free press and our parliamentary systems has worked” “I have been a sensible environmentalist all my life” “The impact on our way of life has not been positive” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this special episode of the Progressive Property Podcast, Mark breaks down the impact of the Russian Invasion of Ukraine on the UK markets, inflation and house prices. THE HEADLINES INTEREST RATES: Interest rates aren't going to move that much. Away from their current expected path. The market thinks that a UK based rate goes to about one and a half percent terminal rate of about one and a half, 2% over the next two to three years. LONDON HOUSE PRICES: There is an estimated 1100 Russian owned properties in London, even if all were seized this would not likely have an impact on the overall market. It potentially may in west London where the majority are owned. REGIONAL HOUSE PRICES: Is it going to affect house prices regionally in the provinces, across the rest of the country?  I don't think this is going to have a major effect on UK house prices. STOCKS: Lots of stocks have been hit really hard, particularly brands that export to Russia either goods or services. Overall markets will continue to dip based on the uncertainty of the global situation. More money will go into bonds. FUEL AND ENERGY: Some economists saying fuel could hit £2 per litre, as supplies from Russia are cut off in the immediate future there will continue to be increasing energy and fuel prices, compounded by supply chain issues of the last 2 years.  VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOSTMark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHODEmail: Markhomer@progressiveproperty.co.ukLinkedIn: https://www.linkedin.com/in/markhomer1Facebook: https://www.facebook.com/markprogressive progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In today's throwback episode, Kevin discusses why not to listen to those advising to steer clear of London investments, why the ‘tenant buyer’ strategy is the most hands free of them all and how to sort the good builders from the bad.  KEY TAKEAWAYS  Over the last few months, people have started the question if it is wise to invest in London, given the way of the world. That is because the masses are questioning London. Observe the masses, and do the opposite. Interest rates are going to drop to negative, so there has probably never been a better time in history to raise money to help invest in properties.  Many people would consider single lets the most ‘hands free’ strategy. However with single lets you often have the management, the maintenance, the voids and the inspections. With a tenant buyer, it is completely hands free strategy. You don’t need a letting agent or a maintenance team and you can do it remotely as it is completely outsourced to the tenant buyer.  If you're setting up a limited company, you should be putting  a personal loan into that company. When running a limited company you need to ensure you get a property tax accountant . Everything from mobile phones to office supplies can be put through the company as company property rather than putting it through your own name.  If you ring a builder up and he says he can come tomorrow, they’re likely a bad builder. The good builders are always busy. The moment you get a property agreed, you need to find a builder. You will get the keys anywhere between 4-8 weeks after the agreement, leaving it until then to find a good builder will cost you.  You need two years of company accounts in order to qualify for mortgages in your company name. You can start by doing rent to rent and lease options in order to build up your accounts.  Many people want to quit their jobs to become property investors. The reality is, you do not need to quit your job.Managing your time is a better step than quitting your job. You have got plenty  of time to do property in your spare time, if you are smarter with your free time.  Aim to quit your job later but first you should build up cash flow and passive income.  If you are just starting out and do not have the funds or knowledge to invest in property yet, it is a good idea to go and work for an investor and offer to work for free. Find the big player in your area and ask how you can help them. They will give you some work to do and you will learn from their expertise.  BEST MOMENTS “Raising money has never been easier” “You don’t find it difficult to raise money, you find it difficult to try, you find it difficult to ask.” “Quitting your job is not the route to success.” “If you give, you will receive.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk  https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode Kevin speaks with Gary Ware from the brighter skies podcast. Gary started in property in 2016 flipping properties; his goal was to make enough money in property to become mortgage free. He educated himself well, including various Progressive programmes such as Multiple Streams of income which he now attributes a lot of his success to. As well as Gary’s own journey, they talk about the importance of resourcefulness, mental health and of course, property. Join them to hear an open and compelling conversation about what it’s really like to change your life with property. KEY TAKEAWAYS   Gary struggled with school and ended up leaving with just two GCSEs. However, he knew that he had two dreams, either to be an entrepreneur or to go into the Red Arrows. Under his Dads’ guidance he joined The Royal Airforce. After working his way up he realised he had reached his peak and still wanted to become an entrepreneur, so that’s what he did. When Kevin started in property he thought he didn’t need a wealth of knowledge, this lead to him making a very big investment mistake abroad. He lost a lot of money, his advice to anyone wanting to get into property is to get educated first. Being in the Red Arrows at a managerial level taught Gary how to manage people, put processes in place and project managing. All invaluable transferable skills for his property journey. Gary’s biggest obstacle in his property journey has been imposter syndrome. Kevin believes that imposter syndrome is actually fear but that you need to have some fear to encourage you to research and gather evidence of what is the correct steps to take to become successful. MSOPI – Multiple Streams of Income: is the Progressive course that Gary first took which changed the trajectory of his property journey: he says it changed his life. The course has the UK’s brightest property experts share in-depth, practical knowledge of buy-to-let properties, raising finance and how to build a mighty property portfolio from the ground up. There may be a wealth of free knowledge out there but if it was that easy to access, understand and motivate you then everyone would know everything. A lot of success it built around commitment, to try, challenge and then succeed. Kevin’s biggest wins were when he restarted after failing. Taking those first steps after making a mistake is what has built his success today. BEST MOMENTS “It was the wake-up call, follow your dreams” “I restarted and I focused on cashflow…and know I’m known as the UKs no-money down expert!” “You’re getting a generic answer and sometimes a little bit of knowledge in the wrong hands is a disaster"  “You call it imposter syndrome, I call it fear…fear that holds you back is dangerous, fear that drives you forward is good” “I don’t love property, I love what it does for me and I love securing a deal” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE GUEST Gary Ware https://uk.linkedin.com/in/gary-ware-47337874 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD “Progressives' vision is to help as many people on the planet invest freedom, choice and profit. We’ll keep doing that as long as we can and not quit”   Join the co-founders of Progressive Property, Rob Moore and Mark Homer as they celebrate the 15 year anniversary of Progressive! Rob and Mark have made hundreds of deals, navigated through recessions, highs and many lows, constantly having to innovate and change to remain relevant and prosperous. They also talk about their favourite moments, who and what inspires them and what the next steps for themselves and Progressive will be.   KEY TAKEAWAYS   Like many businesses, Rob, Mark and the various Progressive companies, have had to adapt and pivot to manage through covid. Their ability to adapt, willingness to evolve and foresight has allowed them to not just survive during the pandemic, but thrive. The biggest thing that has impacted Progressive in the past and continues to do so, is government changes; including introducing new laws, regulations and planning regulations. The renting landscape is changing. There is more and more demand for residential properties and the standard is also shifting. Such as included amenities and the high quality finish that is being created and found in rental properties. Neither Rob or Mark envisioned the place they are at today. They could easily retire off their property portfolio alone, excluding the income they receive from their other businesses. The journey to becoming the biggest training company was exciting but the challenge has been staying there. People are constantly trying to steal Progressives ideas, trainers and everything else! They have to be ahead of the game to remain at the top. Rob and Mark have never wanted to quit the Progressive journey. Of course they have had their share of challenging and difficult times but they have always had faith in property and in themselves, to keep moving forward. Progressives visions is to help as many people as they can, to invest for freedom, choice and profit. They have helped thousands of people to date, Rob and Mark don’t celebrate this often enough! To key being a successful entrepreneur is remaining unsatisfied; you have to always be striving for more. It’s essential to have complimentary skills with a business partner. This is how Rob and Mark have been able to work together so successfully for so many years. The government have a lot of power; this is the most valuable lesson that Rob and Mark have learnt since the start of the Progressive journey. They cost Progressive the most and they also impact them the most with many regulations and changes they make. Key to overcoming these challenges is the fact Rob and Mark have kept Progressive Nimble, with good cashflow and surrounded themselves with the right professionals to navigate any changes that impact Progressive. Life is for living, we all only get one life. It’s important to always remember that. This is one of the things that drives Rob through life and BEST MOMENTS “You do get passive income but you also get active problems” “All these changes have been sped up over the past couple of years” “I learned a lot from Mark in those early years to catch up…once I started to believe in myself I started to think we could do everything” “It’s got to be about our customers and our tenants, and our investors and our community” “It was always property first, before training and course…you can’t teach what you don’t know” “One of the biggest lessons for me is to stay nimble, keep plenty of cash” ALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD A motivating and informative episode where Kevin speaks to property investor Martin Sanderson. Martin talks about how he got started in property investing and how he turned his initial zero investment into a scalable successful property business.   KEY TAKEAWAYS   Martin was working in hospitality but then read Kevin’s book which made him decide to do the Progressive No Money Down Course and hasn’t looked back since. When lockdown hit, Martin took the initiative and put himself out there on social media and it worked – he secured deals whilst most of the country was on pause. Martin has already managed to scale his no-money down property business, he has managed this mostly by using creative techniques he learnt from Progressive, often helping people along the way too. Networking was incredibly beneficial to Martin and his team. This made him want to join and expand the Progressive Property Network in his area of Preston. BEST MOMENTS “You can create the money to buy that building out of the profits of the pub, it becomes a true no-money-down deal the money is created before you ever buy it from the asset you’ve acquired” “It’s helping people get more from their property in a creative structured way” “If you’re listening to this, do not share the details of a deal unless you’ve got it secured” ALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin was at one of his refurb properties recording for the Progressive Property YouTube channel and it got him thinking about the myth of house prices right now being ‘expensive’. He talks about the causes of the housing market growth the past 18 months, explains why this has happened and demonstrates that it is actually an opportunity you can seize.   KEY TAKEAWAYS   If you went back to previous house price hikes, such as 2003 and 1995 would you ask why house prices are so expensive? Are they really expensive or is it just the new normal? Due to pandemic restrictions, lockdowns, the stamp duty holiday and inflation we have seen tremendous increase in house prices in the past 18+ months. The uncertainty around banking, cash savings and inflation causing devaluation of money has created more property buyers, compounding the already booming market. Expense is all relative. It doesn’t matter how much a property costs you if you make profit from it each month or you are adding value. Your mortgage will always be cheaper than what you can rent it out at. Look for properties where you can add some value.   BEST MOMENTS “When you print money and you put more money in the economy is causes inflation”   “We created a property bubble…these are little money boxes, it doesn’t matter what the price is, what matters is the profit you make from it”   “Interest rates have never been cheaper, they’re historically low”     VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin joins Jessen James on the Mind Over Money podcast to talk about the power of property investing itself, as well as his own personal journey in business, and the part that mind-set has played in his incredible rise to success. KEY TAKEAWAYS Inspiration can take many forms, but nothing stirs us or empowers us more than seeing others who have succeeded, and hearing the stories of how they did so. When our backs are against the wall, we usually discover how strong and resourceful we can be. Never be afraid of pressure, because it can serve to highlight our strengths. Often, we tell ourselves that success is elusive. We are afraid to take the risks for fear that they won't work out. Taking that first step towards action is crucial. Accountability is important when it comes to our business journey. We must take responsibility for the choices we make, even if they are wrong ones. BEST MOMENTS 'Within 12 months I'd replaced my income' 'I had no choice but to think creatively' 'It's not difficult to raise money. It's difficult to try' 'Stop looking back and look forward' VALUABLE RESOURCES Mind Over Money Podcast - https://omny.fm/shows/mind-over-money ABOUT THE GUEST Jessen James Jessen has spoken to and trained thousands of entrepreneurs all over the world, and has featured on Channel 5's Rich House Poor House. Having built, bought and sold multiple businesses himself, Jessen has had some amazing wins and some rather spectacular fails too! He now dedicates his time to serving others to better their lives and businesses by sharing his learnings. Get in touch today. ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Join Kevin in this insightful episode. He discusses his thoughts on what will happen to the UK property market in 2022 and looks back at what happened in 2021 to help answer this hotly debated question.   KEY TAKEAWAYS House prices in 2021 rose significantly, this was pure growth. The stamp duty holiday, high inflation and the drive towards assets caused this. A crash will be coming, it might not be in 2022 but it’s possible, however Kevin believes it is more likely to occur in 2023 to 2025. Inflation will decrease in 2022 but it will still remain high. BEST MOMENTS “There is not set amount of years on a cycle, it’s not that simple. However what goes up must flatten out, must fall” “Will we see growth like 2021? I don’t think so” "BYOB should mean 'Be Your Own Bank'. If you want to become successful you've got to take control of your financial future"  VALUABLE RESOURCES  Progressive Property  PS13/3 Restrictions on the retail distribution of unregulated collective investment schemes (PDF)   Wealth Dynamics Test  ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode, Kevin speaks to Joe Catchside who has over 16 years’ experience in the property industry, including in property investing and running his own estate agency. They talk in depth about estate agents and share some tips and tricks about how to get the best out of them. They also discuss the importance of building relationships and how to utilise them to create your perfect property portfolio.   KEY TAKEAWAYS   Joe opened his own estate agents in 2005 with his wife. After having their first child, they wanted a business that could give them some security that was also built on their personal experience in property. They had some very challenging years and circumstances in running their estate agency and after the most difficult year of 2016, they decided to start building their own property portfolio to build their wealth. Although there are some very experienced and passionate estate agents out there, the overwhelming majority don’t have their own property portfolio. It’s worth building lasting relationships with agents as once they know you are credible they will pass fantastic deals onto you first. It has to be a win-win relationship, you need to identify to them why they will benefit from doing a deal with you. Although Joe had a lot of experience in property, he decided for his next property investing steps he wanted some more formal training. He has completed several progressive courses including No Money Down and Serviced Accommodation Masterclass. There may be big property investors in your area but this doesn’t mean there aren’t still deals to be had. Build great relationships and put yourself out there. BEST MOMENTS “The overwhelmingly majority of agency staff are people that are salaried employees and that just happens to be where they work” “You need to be frank and transparent with what you are doing” “Many of the best deals are delivered by a call before it even gets onto right move” “Ultimately houses sell at the price that the market dictates” ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook   Kevin McDonnell website   Progressive Property   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Listen in to this episode to hear Mark Homer talk about his predications for 2022, where the market is going, what he thinks may happen and the impact this will have on business owners and property investors KEY TAKEAWAYS Smaller units and apartments have been selling slower in 2021 –vs- houses, especially in London. The North and satellite cities such as Peterborough have benefitted from this and have been ‘catching up’ with London. There have been a lot of discussions around inflation. Mark doesn’t believe there is going to be some massive spike of inflation into the double digits, he just doesn’t think this is likely to happen, most of what we is seeing is just a short term side effect of restrictions and lockdowns on supplies. Mark thinks that capital growth in 2022 will be higher on smaller units and apartments in cities than it will be on houses in rural areas, mostly due to the success the latter has found in 2021, everywhere else will be playing catch-up. Cryptocurrency has had another successful and strong year in 2021. Many people have used it as a speculative investment strategy as well as a way to store money. 2022 is likely to be a more turbulent year and many of the smaller cryptocurrencies will probably fail. Look for yield in 2022. Only invest in assets that are solid, will yield well and that you fully understand. BEST MOMENTS “I don’t need to tell you in 2021 house prices went up a lot” “My educated guess is that the equilibrium rate probably hasn’t changed that much” “Once you become the best, you beat the rest of the market and you end up making solid returns” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode of the Progressive Property Podcast we revisit episode 134 where Dan gives you the 5 essential things to consider when looking for a JV partner. Choosing your JV partner is NOT a child’s game, like pin the tail on the donkey or ring-around-the-rosy. There’s too much at stake when you don’t think carefully and you don’t have your guards up. Discover how you can thoroughly pick the best JV partner in your property business through Dan’s simple steps. There will always be one who’s very compatible with your knowledge, skills, and vision, so never settle!   KEY TAKEAWAYS  Work out the real reason you need a JV partner. Are you really in dire need? Or are you just lacking of self-belief? What business are you looking to bring your JV partner on? Make sure that your bringing in the right person. If you don’t want to do it alone, it’s worth considering also to have a mentor who can guide you. Having a JV partner might complicate the situation if you aren’t clear yet of your purpose.  What will each person’s role be? It’s best that you complement each other. Find someone who have the knowledge and skills that you lack. And, who will deal with the day to day issues? If you just want someone who will provide the funds, then being active with the operations is the least to worry about when looking for a JV partner.   Before any agreements, remember to make a list of things you need to agree upfront. A JV Partnership agreement must entail everything each of you must bring to the table. What does your JV partner want? Know what outcome are they looking forward to. Also prepare an exit plan just incase of unforeseen circumstances (e.g. breach of contract, critical illness, etc.)  If you’re looking for a joint venture in property, familiarize yourselves first with PS13/3 regulations. There are only a bunch of people you’re allowed to joint venture with, and PS13/3 has it detailed.  Don’t pick someone just like you. You are not looking for another you, you are looking for someone who can do what you can’t do. Consider taking the Wealth Dynamics Test to gauge if your personalities are compatible. You and your partner can be: a Creator, a Star, a Supporter, a Deal Maker, a Trader, an Accumulator, a Lord, or a Mechanic.  Don’t rush in to picking a JV partner. If you’re picking someone for the long term, test everything out first. It would be a waste of time to know that what you have hope for in the partnership won’t be fruitful. Be clear about their values, not just about the money, the skill, and the knowledge they can offer.  BEST MOMENTS  “Sometimes, people think they need a JV partner and they go into business with somebody when in hindsight, all they needed was to build some knowledge and gain some belief for themselves.”  “We have the end in mind before we even started, and that’s what’s really important.”  “You are not looking for the best mate to go out with, you are looking for a business partner who brings a different dynamic, a different skillset.”  “Pick the right person to grow the business.”  “It’s not a race; it’s a journey.”  “I made a lot of mistakes in property, but I made them before I got educated.”  VALUABLE RESOURCES  Progressive Property  PS13/3 Restrictions on the retail distribution of unregulated collective investment schemes (PDF)   Wealth Dynamics Test    ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode of The Progressive Property Podcast, we revisit a previous episode, with entrepreneur and property investor Alfie Best. Learn how to grow your property business quickly, understand the benefits of getting an education and pick up great hints and tips along the way with Kevin and Alfie! KEY TAKEAWAYS  Property is a people business. One of the best gifts that you can be given is learning how to speak to everybody because you never know who's coming out from behind that door. It could be somebody 90, it could be somebody 15. They're from many different worlds. Learning how to speak to people on the spot is a massive education because it gives you the confidence to know how to speak to people.  How to grow your business quickly. Everybody has problems but your problems should not be an issue, your problems should be a learning experience and every issue that you come across makes you stronger for the next round. It's about going out for the fight, being fit for the fight, being fit for the purpose of the fight, and learning by your mistakes.  Education. Another thing you should do to grow your business rapidly is about knowing your business whether it is vehicles selling, whether it is property or whatever. Through education and learning how you should operate your business to reach optimum production of your company or business, you will always succeed in your businesses.  Self-belief that failure is not an option. This is something that should always be in you whether you are successful or not or whether you are rich or poor. Having this kind of spirit in you always keeps you going whenever the times get hard and be sure with this, you will always emerge at the top. We can all fail if we believe it's a failure, or we can all win if we believe our failures are just lessons that we're learning from. We don't make mistakes unless we harp on them, what we do is we learn from them to not make that decision in that way again.   Be prepared to listen. There’s a reason we were given one mouth and two ears by God, this is so that you can listen more and do less talking. The more you listen the more you learn. This helps a lot because you get to learn more skills that you didn’t know from people by listening to them.  Ask if you are not sure of anything. Be prepared to take advice from people who have already achieved great success. Swallow your pride and ask, do not assume that you know everything which may cost you big in the future. If you want advice, don't ask the funeral or the undertaker how to arrange your wedding and don't go to the wedding exhibition expecting them to arrange a funeral, go to the right person to ask the right question, ask people that are within the industry.  When you're in a job that you love, do more than you're paid to do because you will be recognized for it and you will climb the ladder faster than anybody else in that company. Because people can see that you're somebody that is conscientious about what you're doing.  For you to achieve success in your personal and business life, you need to look at the company that you surround yourself with because if you surround yourself with people talking about football, you’ll talk about football, if you surround yourself with people talking about boxing, you’ll talk about boxing, if you surround yourself with people talking about business, you’ll talk about business, this is because we are all creatures of habit. Try to surround yourself with people that have the right habits.   BEST MOMENTS  “One of the best gifts that you can be given is learning how to speak to everybody.”  “Always learn through your mistakes.”  “Everybody makes mistakes, the two things you need to do is admit them and learn from them. People that can't admit them and people that can't learn from them will stay stagnant.”  “We can all fail if we believe it's a failure, or we can all win if we believe our failures are just lessons that we're learning from.”  “You fail when you quit.”  “We don’t live long enough to make all of the mistakes ourselves, learn from others and life will be a lot shorter and a lot more enjoyable where your work is concerned.”  “A man with a plan will be a genius without a plan.”  “We are never ever too old to learn.”  “The only person that put somebody down is themselves.”  “Success is made up of good habits.”  “Believe in yourself and always listen to everybody but the advice you choose to take must be your decision.”  VALUABLE RESOURCES  Website: https://kevinmcdonnell.co.uk/   ABOUT THE GUEST  Alfie Best. He was working from the age of eight and with time, his entrepreneurial mind kicked in at an age of around 12 and 14. He got a 250 million pound plus empire in different types of property, mainly around stuff like Park homes, commercial buildings, and other assets across land developments, different stuff.   CONTACT METHOD  www.twitter.com/alfiebest33   ABOUT THE HOST  Kevin McDonnell  is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD  Facebook: https://www.facebook.com/kevinMcDonnellProperty/   Official website: https://kevinmcdonnell.co.uk/   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There’s no need to quit your full-time job if you want to start your property business today.   You’ve got so much time—that you may not know of—which we could use to finally realise that business idea. If there are 168 hours per week and assuming you consume 40 hours with work and 56 hours with sleep, then you’ve got free 72 hours weekly.   In this episode, Kevin gives the 8 essential tips on how you can optimise your precious time. You can even do some of your tasks while at the office, while commuting, or while doing some chores.   There’s really no reason anymore to make an excuse. Put in that determination and action, everything else will follow. Start tuning in today to the Progressive Property Podcast to learn more.  KEY TAKEAWAYS  Tip #1: Time Management. Commit to one task a day. There are 365 days in a year. That’s a lot of time to grow your business. You can even do the smallest on your busy days and use the weekends for the time-consuming ones.  Tip #2: Go to work early, leave work late. In this way, you can beat the traffic. We can use the time you spend on the road on something more important while you’re at the office waiting.   Tip #3: Listen to podcasts. It’s efficient if we learn about property during our downtime or doing household chores or on our drive home, as long as listening won’t put you in any harm.   Tip #4: Use your break time to build your network and schedule your tasks. Call letting agents, book a viewing.  Tip #5: Could you reduce your hours? Loot at you company policy. There are companies who allow 3-day weekends. But this only applies when you haven’t exhausted all your free time available.  Tip #6: Look for joint venture (JV) partners. Find someone who’s on the same journey as you but have different skillset from you. In this way, it’s easier to split tasks.   Tip #7: Attend as many property networking events. As you learn, you also grow your network. You meet people that will support you in your journey through these property events. Prepare an elevator pitch.  Tip #8: Outsource. Get a virtual assistant, a marketing personnel, or whoever you need to do your some of your tasks.  BEST MOMENTS  "You have 168 hours a week, I got 168 hours a week. It’s what we do with those hours that is important.”  “Make the most use of your free time.”  “Your network is your net worth.”  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook   Kevin McDonnell website   Progressive Property   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There are five main ways you can generate wealth:Save Cash,Invest in Gold,Invest in Stock,Cryptocurrencies,Property Investing, The billionaires on the planet, make their money in one of these five ways and in this episode, Kevin discusses and compares them, both the positives and the negatives in an unbiased way. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Do we really know what we are doing when we save cash? The depreciation of sterling and all cash can make it an unwise decision. If you are wanting to create generational wealth, cash is the worst way to do it. Whilst you are saving money, you are wasting your time, the time you could be using to get ahead and beat inflation. Having assets is a way to protect your initial investment and protect your money. For example, putting it into property. Many of us have heard that gold is a safe way to save your money. But, Gold prices over the years have in fact gone both up and down, it isn’t as sure-safe as we have been lead to think; for example it has only gone up $40 in the past 40 years. Property is always in limited supply. Investing in property is much less of a gamble than investing in something like stocks because of this. Even ‘safe’ bitcoins can be a risk. Cryptocurrency is very volatile. It is the wildwest of investing. If you educate yourself well and spend time on researching it is possible to make a good investment from cryptocurrency, if you get in at the beginning you may make a big amount, but there is a big risk attached too. If you look at the property market for generations, it goes up in value. But it’s not just about this. It creates you an income day-to-day and it also gives you leverage. If you buy a property, the land beneath it will always be there. In 10, 20, 30 years who knows what will happen with crypto, certain stocks, gold or cash. BEST MOMENTS “The value of Amazons stock is where the real money comes from” “All the things you spend your money up has gone up” “Your money should be working for you in assets” “Cash does not build you wealth, cash makes you poor”  VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this week’s episode, Kevin talks about all things auctions. Listen to Kevin talk about how you can still make money with auctions, what to look out for and how you can avid expensive mistakes. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS   Making good money on auctions is all about knowledge and education. You need to have a good overall understanding of property investing and be educated around what to look for. Relationships are important to make deals with estate agents. With auctions, there’s no relationship needed, in this sense it’s easier and requires less work. With auctions, you know what other people were willing to pay. As long as you are educated it’s then easy to see if you have offered the right price or not. There’s 200+ auction houses around the country, just because someone has been to one and it wasn’t good or was expensive that doesn’t mean there aren’t deals to be had in other places. Keep things financial, don’t let emotions have an influence over your price and use your knowledge to get great deals. Kevin never makes early bids. He waits until people stop bidding as much and then offers. Sometimes he even offers post-auction if there have been no bids. If you can read the room properly then you can offer directly with the owner and use it not selling at auction as leverage.    BEST MOMENTS “Auctions are phenomenal now” “With right move it’s already too late” “If you bid too early you’re adding fuel to the fire”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk      ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kevin in this episode as he answers various questions from the progressive community, giving some great knowledge and tips from his wealth of experience in property. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Rent to rent is a great strategy if you want to get into property with little or none of your own money. You can make quick cash flow and learn the property business. Attend local networking events and go to local landlord meetings to find out what builders and maintenance people they are using. There is less risk if you get recommendations for tradesmen this way. As Kevin has scaled up, he can now get refurbs completed cheaper: he has in-house teams, meaning he gets discounts from tradesmen that work for his company as well as on materials. LPG discounts also give him a big saving.   BEST MOMENTS “It’s the perfect win-win, landlords, who want the baby but not the labour pain”“I wouldn’t do a HMO if it’s only a 3 bed”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this motivating and informative episode Kevin speaks to George Scott about his journey into property investing and the benefits of attending and implementing Progressive Property Training.   Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI     KEY TAKEAWAYS   George would live for months in the jungle of the Congo, eating rice three times a day, sleeping in a hammock and training. Exciting and adventurous for sure but not very compatible with family life which is why George decided something needed to change. George started in deal packaging but had no formal experience. He started to look for somewhere he could learn and was introduced to Progressive Property. After being introduced to Progressive Property, George attended the multiple streams of income course. Since then he has had several good pay days and built a system for himself that works and he can keep repeating over and over. George attributes a lot of his success to the training he has learnt with Progressive Property who gave him the tools, training and systems to find and build success.  A lot of George's lead generation is from direct to vendor marketing and spending the money on this is more than worth the deals it produces.  Education and action are the two things George believes you need for success in property. Education is key to ensure you are implementing the right strategies in property and stop you making mistakes. Action is all about being proactive and positive to create opportunities for yourself.   BEST MOMENTS “George Exchanged a life of being shot at to being a property investor” “It has been a roller-coaster but rarely have I doubted this was the right decision, this has been transformational for me.” “I credit virtually all of this to Progressive as the overarching Training Provider” “You learn and then you grow”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

‘It’s not for everybody it’s for entrepreneurs – people who are willing to take responsibility for the money that they’ve accumulated in the past. They turn their pension  into a business’ Following a massively successful live event at Progressive, Kevin McDonald and Kevin Whelan from Wealth Builders have moved straight into the studio to share on the Progressive Property Facebook page and the Progressive Property Podcast how a SSAS can give you the freedom and flexibility to make decisions for yourself in order to grow the investments you chose to invest in. Most people in the UK have some sort of pension and in this episode, you can find out how to grow your pension using a SSAS, it’s a powerful thing, listen in and find out why and how.   KEY TAKEAWAYS Small - Up to eleven people this means more leverage Self-Administered - You are making your own decisions about where you want to invest your money providing it is within HMRC rules. Scheme  - Another word for pension, in law scheme, means pension. SSAS - Small Self-Administered Scheme is a pension scheme that is run by business owners to make decisions for themselves in order to grow that as large as they care to in investments that they chose to invest in for themselves subject to some basic rules Rules There are only 2 things you can’t do -       buy personal assets such as a car, anything you get a personal gain from. -        buy habitable residential property – you can’t buy something you could live in yourself such as the home you live in or the typical buy to let property.   There are 2 types of property - Habitable residential property and exempt residential property. Properties which are exempt include guest houses, hotels, pubs and student halls of residence. ‘B’ for the buying strategy You use your pension itself to directly buy assets and if you buy it with the pension, the pension grows, because the rental money is within the pension while it’s growing its income tax-free, corporation tax-free capital gains tax and inheritance tax-free ‘B’ for the borrowing strategy  up to half of the pension can be loaned to the company to help the business making it outside of the pension. For people who want to grow their wealth outside of their pension, their pension can help them to do that also. ‘B’ for  the bridge strategy You could be a property investor but borrow money from other people and if you have a SSAS of your own you can lend money to other people as a bridge strategy. Bridging money is money going away from you the borrowing strategy is money coming back to you. Whenever you are investing money there are 2 important things – if you need advice get good advice and make sure you do due diligence. A SSAS is a potential way of combining disenfranchised and forgotten pension pots. It’s been mostly the domain of companies previously but following the introduction of section 24 ( the new law where if you own property in your personal name by 2021 the entire amount of rentable income will be taxed), there has been a tidal way of SSAS pensions from people who are property wise. SIP and SSAS? SIPP is a Self-Invested Personal Pension. It’s one person not up to 11 people, a SIPP is a product it’s not a business. You buy a SIPP of the shelf and it’s the professional who is the trustee so you have to go with what they allow you to do. Anything you want to do in a SIPP can be done in an SSAS plus more. Only a SSAS gives you the freedom and flexibility to make the decisions that you would want to make.    BEST MOMENTS ‘This whole tidal wave of SSAS pensions is coming from people who are property wise’ ‘20 billion pounds in pensions is just laying around forgotten’ ‘When you bring in your children as trustees you can teach them, educating them on finance and property’   VALUABLE RESOURCES  No Money Down Property Investing book by Kevin McDonnell  https://www.facebook.com/groups/progressivepropertycommunity/ hello@wealthbuilders.co.uk    ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD  Kevin McDonnell Facebook  Kevin McDonnell website progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’re looking to start a business or simply discover how to grow your existing venture today’s guest has some important insights from the former manager of the Millenium dome, Pierre-Yves. Kevin and Pierre-Yves discuss in detail the things you need to do and the traits you need to have for you to succeed in your business. You need to know your product, finances and the business model inside out and they go on to share with you the principles you need to learn to make your business profitable. KEY TAKEAWAYS Does playing professional sports helps you in the transition to business? It helps daily. Managing pressure, manager of stress, manager of success, manager of failure, how you reinvent yourself, how you inspire people in crisis. Management of being able to handle and strive under pressure is quite crucial in the property business. If you ever want to be successful in business, look at the product and say, "Can I reinvent this product? Can I reposition it?" If it's yes, you do it. Then look at the finances, business model. Can I again raise equity, raise debt, can I reinvent the business model, improve the profitability of the business? If yes, then do it and you will be successful. And then last but not least, people, who are the people managing the business? Can I inspire them to do differently as a kind of followers with our credit management style? If it's a yes, then go ahead and do the business because you will succeed. The principle of finance, the principle of good accounting, the principle of making sure you have the skills to do it and surrounding yourself with the right people, it's the same for a small business or major corporation. Do not be shaken by people who are handling multi-million businesses because they are using the same principles you are using in your small business. Keep focused and following those principles and one day you will be like them. When you're in trouble, if you don't bring stamina, energy and positive attitude, you're going to struggle and having a very strong sense of humour because you're going to have dark days, you're going to have days you want to give up and if you have a good laughs at days, you're going to be alright. Your best asset is the people in the business and the most important people, the frontline staff, the guys who are serving the food, who are cleaning the floor, if they’re not fitting an integral part in business, you're going to fail. A good entrepreneur is a matchbox. And the matches come in scratch and then shine, and then they go away somewhere else. I think that the responsibility to entrepreneur is not only legacy and building replacement, but it's also allowing others to be able to shine and to develop, and then goes somewhere else and find themselves in other places, being CEO’s, Chairman position and they're going to help you and proudly invest in your business saying that this is the guy that allowed me to be here. The golden rule in any business. If the business plan or the business model is not right and the people are not right, just don’t get involved. For you to succeed in business, you need to be very adaptable and be reactive because preferences are changing regularly as the generations change. The role of a good leader is to be able to predict, to be able to anticipate. Advice to people who are starting a business, small is beautiful, it's not about getting big, is again, it's being successful on your own, and then few if you want to grow, make sure you surround yourself with the right people and it's all about going big, step by step and make sure you got around you people who are going to support you, embrace you and drive this thing forward with you and take them with you for a long time. It is crucial for anybody starting a business to find one or two mentors. Somebody you can trust, somebody who believes in you, somebody who embraces you, somebody, that kick your ass when it's needed for you to grow.   BEST MOMENTS “You’re as good as your last one.” “Principles are the same for a small business or major corporation.” "If you're going to carry responsibilities, and you're going to be the captain of the team, you got to lead by example, it's not doing what I say not what I do, it doesn't work that way.” “Property is not about buying houses, the property is about people.” “As a property owner, if you’re not able to attract the right attitude towards the entire network of your tenants or your business partner, you're just going to fail. “ “The more I practice, the luckier I get.” “Key values, loyalty, honesty, ethics, that's all we ask from people.” “When you are at the helm of something big, you got all the fair-weather friends that come out.” “Entrepreneurs or leaders are never on the job, they’re on a mission.” “It’s fine to have an ego because you need that confidence because if you're shaky, people won't follow you.” VALUABLE RESOURCES https://kevinmcdonnell.co.uk/ ABOUT THE GUEST The charismatic Frenchman, Pierre-Yves Gerbeau certainly has a highly successful CV and the ability to bring a little sparkle to any boardroom, with an approach which made him a mini-celebrity during his time in charge of the Millennium Dome, now better known as the O2 Arena, with the tabloid press nicknaming him 'The Gerbil'. He was also a hockey player for about eight years. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Listen in to this bonus episode where Mark Homer, co-founder and owner of Progressive Property is joined by Shaz Nawaz, chartered accountant and labour councillor as they delve deep into the recently announced budget. They discuss their own views on what Rishi Sunak has announced and also how this will impact many of us in real terms. KEY TAKEAWAYS  Rishi Sunak has announced many things in this new budget, nothing that is particularly ground-breaking but quite a few things that will impact property investors and developers. Rishi stated he will be putting 24 billion into affordable housing which will be around 180 thousand new homes – but over what period is this over and will it actually have much of an impact on the housing crisis, house prices and rent? Probably not. Any government who are serious about tackling the housing crisis needs to move away from affordable homes and this term as they do not actually solve anything as they aren’t affordable for those who need them most. Any developers in blocks of flats will have to pay a 4% surcharge on corporation tax to help pay for the removal and replacement of dangerous cladding. Inflation is a hot topic around this budget announcement. It’s important to put this into perspective and understand what is driving this: businesses being shut during the pandemic, supply chain disruption but then high demand as we are going back to normal. This is basic economics and was always going to happen. Shaz has been quite disappointed with this budget announcement. Especially regarding the pressures currently on local government. People care about what is happening to them locally on a daily basis such as street cleaning, business rates and other local provisions: they have had their budgets cut by 80% in Shaz’ local city of Peterborough. There will be a 50% business rates discount/relief for those in the service industry which includes serviced accommodation. Shares of property developers are all up around 1% and large property landlords are also up. This is good news and shows that the market is confident at the moment, perhaps partly due to brownfield land being made available for residential property and changes to permitted development rights continue to help generate retail conversions. There has been talk about a wealth tax to replace inheritance tax. But Mark feels like this is unfair, but he does understand why we need tax. He believes in making a faster economy and generating tax from increased economic activity rather than having large public spending which we can’t afford.   BEST MOMENTS   “What is sold to be affordable really isn’t affordable to people who can’t afford these homes” “it’s just simple economics, price rises equal inflation, this was always bound to happen” “All politicians just want to deliver good news…some of these ideas or just old ideas” “It’s always good to use those kind of sites as you aren’t going to upset people as you aren’t going to be tearing up the green belt” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What is the hardest thing about being a property investor? Listen in to this episode where Kevin talks about his experience in property and how you too can learn and benefit from the past 18 years of his property journey. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Kevin doesn’t see tenants as ‘tenants’ he sees them as valued customers. But over the years he has found that often tenants report problems late which makes the logistics and timing of maintenance one of the most difficult things to deal with in property investing. Three buy to lets is much more valuable than having 100k in cash, invest it and watch it grow. Many people think that money is the main thing they need to find success in property, but this just isn’t the case. There is money everywhere, it’s how you utilise this and your knowledge that will dictate your success in property. Rob Moore, the founder of progressive property, is a source of inspiration for Kevin. He inspires him to think bigger, do more and achieve more. We all need a mentor like this in our property and business journey.   BEST MOMENTS “A boiler will always break on Christmas Day” “The fun in property is in the negotiation, it’s in chasing the deal” “Rob Moore inspires me everyday”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’re a first time buyer and interested in property investing this will be a question you will want answered! Listen in to today’s episode where Kevin talks about this decision as well as equity release and his experience in property investing. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Kevin has been in property investing for 18 years now, he has tried and tested many property investing strategies. Currently he has a large portfolio of single lets and HMOs. There are some big opportunities in the property market right now due to the end of furlough and the end of stamp duty holiday: both will change the property market. If you are buying a residential house you need to decide what the financial implications are – is this going to be your family home or just a stop gap? Equity release should be one of the last options, there are much better alternatives out there. It isn’t something Kevin would recommend.   BEST MOMENTS “Whichever one you choose to do, just make sure you do something” “Equity release, never done it, wouldn’t recommend it”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk    ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

“This is a golden era for small scale property developers" Kevin is joined by Martin Gaine, a chartered town planner . They discuss the opportunities to be gained in property, including commercial to residential conversions and why recent changes in  planning laws can now help you tremendously in your property journey. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI How to Get Planning Permission is available on Amazon here: https://amzn.to/3xaxFLh martingaine.com Facebook & Instagram: martintheplanner Linkedin: Martin Gaine KEY TAKEAWAYS In principle there should be no mystery around planning restrictions but in practice, there are methods that can be used to make planning to be more likely. And this is where Martin has always benefitted as he previously worked in and with a council. Even if you manage to get something cheap, if you then can’t do what you want it is a waste of money. So Martin always advises to buy ‘subject to planning permission’ via an option agreement. We are in a housing crisis, the government do not have too many options which is why many permitted development rights have been relaxed by this current government. There have been some key changes recently that help small scale developers including ‘Class MA’ a permitted development right to convert town centre commercial premises into flats and residential dwellings without full planning permission. You can make big money but working smart in higher value areas/locations. This why it shouldn’t always be a ‘race to the bottom’ in property. If you already own property, there is likely to be hidden value you haven’t thought about. For example, it’s worth looking into the new changes in adding floors to existing properties – this could dramatically increase your investment value.   BEST MOMENTS “You have an insider, expert knowledge of what they are looking for” “Once you’re in the game opportunities come to you” “Now is the time to grasp this opportunity” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Conrad was working in a warehouse as a team leader, he started doing a side business alongside his role and this is how he first started to learn about investment. He then joined the progressive community and started his journey into property! Listen in today to hear how he built his property portfolio from zero and the mindset that has got him to where he is today. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS It’s been three years since Conrad completed Progressives Multiple Streams of Income Course, he has also completed the no money down course and focuses on the rent to rent strategy. When Conrad started out he had no money at all. He was able to do deals and leverage these to create his property portfolio. Too many people fail in property because they just don’t get started. Conrad found success because he had the right mindset and just got started, rather than waiting for the ‘perfect’ deal.   BEST MOMENTS “ I couldn’t believe back then that someone would lend me money for something like that” “The money in property is irrelevant, you just need to find a good deal” “The first deal doesn’t need to be the best, it needs to be the first”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Learn how anyone can make a decision to change their life and their wealth and listen in to Jamie Stevens talk in this episode about what he has achieved in his property journey. Jamie worked in the construction industry and was feeling unfulfilled but read Rob Moore's book Money and hasn't stopped investing and progressing since! Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Jamie followed the traditional route in education and had the drive to be educated to get a ‘good job’. He went to university and became a civil engineer. But after doing his chartership he felt like although he had done everything he had ‘supposed to’ he wasn’t in the position he wanted to be. After reading Rob Moore’s book Money, he was hooked and became obsessed with improving himself and learning how he could get into property investing and become who he wanted to be. Although Jamie has a background in construction and commercial property, he still started his property journey with buy to lets. This is also how Rob and Mark or Progressive Property started, it’s the perfect property strategy for beginners. Just start. There is knowledge out there, easily accessible and even for free. Anyone can get into property investing and personal growth. As Rob Moore says, start now get perfect later.   BEST MOMENTS “It’s been great to connect with people like that”   “The salary pays for renovations and covers those costs, my property income just gets reinvested”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it”     VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks to Scotty, who has joined the podcast today to talk about what made and helped him become a property investor and what aided him in his success. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS It got to a point in Scotty’s career where he became incredibly stressed, causing him to become ill. Fortunately he had supportive people around him so he managed to get through this difficult time. But Scotty never wanted to be in this position again, so after having to sell some of his time for money, he then started researching, started testing and ended up in property investing; to give him the lifestyle he desired for him and his family. Scotty found Progressive Property when first looking into property investing, he went to Progressives multiple streams of income event, it reignited his passion and solidified what he already knew he needed to do. Scotty now spends his time building modular serviced accommodation units, if he had been told this four years ago there is no way he would have believed it! BEST MOMENTS “I’d have to conform for self-preservation and that’s just not me…I was putting the money before the purpose” “It’s all fun and games!” “All of that testing has been able to clarify the vision”     VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin talks about the best areas in the UK to invest in buy to let. There are a lot of reports out there but are these relevant, up-to date and do they give you the right information to make decisions? Listen in today to hear a balanced view on various markers you can utilise to make the right investment decisions for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS There are many variables and measures you can use to figure out where is the best location for buy to let properties. Each will give you a different outcome, for example if you solely focus on Rental Yield then locations in the North of England will be top of the list, but if you look instead at average total rent and long term return then you will get places like Cambridge and even London! Most data you read on the internet is not written by the right people, you need to look at the source. Are people making money in property in your area? Find out what they are doing and follow the success. There are people making money in property everywhere in the UK you just need to find out what works. BEST MOMENTS “You need to be careful where you get your information from”"Most data on the internet is not written by the right people”“Always start with the end in mind” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks to Curtis, who has joined the podcast today to talk about his journey to success in property, aided by education from Progressive! bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW   KEY TAKEAWAYS To be successful in property it’s important to know that ‘your network is your net worth’. To understand that you have a lot to learn and this learning never stops, whether that’s through courses, mentorship or anything else. Curtis’ journey started around 6 years ago, it was his wife’s diagnosis with cancer that pushed him to make a change in his life. He started to absorb any free education he could moving onto courses and support from mentors. His first deal was a HMO and this was truly just the beginning. Curtis has now moved onto developments and refurbishments, his background in construction has really helped with the success of this. You don’t have to always use your own money or experience. You can partner with people to help you with either, or even both, of these. BEST MOMENTS “Like most businesses, this is a people game” “It was that pivotal moment that took us to our lowest point, but once you’re at your lowest you can’t go any lower” “Spot the thing that others aren’t seeing” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks to Ellie Freeman a property investor who achieved great success through the progressive property VIP programme. bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW KEY TAKEAWAYS Ellie had always had a passion for property and interior design, so after losing her restaurant and becoming a mum she decided to start an interior design company part time with someone she went to college with. After some time their journeys were taking different directions so they closed the business. After being in a few smaller roles Ellie became an accidental landlord when her second husband moved in with her. After having some health problems she had a rethink about the direction of her life and decided property made sense which then eventually led her to joining the progressive VIP programme. Whilst most of the world have been waiting for the world to get back to ‘normal' during the Covid pandemic, Ellie has been busy making deals, refinancing and refurbishing! BEST MOMENTS “Oh for god’s sake, just buy something!” “She looks after me, but she looks after my tenants too” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks to Carole all about her journey into property, including what she found difficult, her mistakes but also what she has excelled at to build her success. bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW KEY TAKEAWAYS Carole originally started in hotels, went into sales and marketing and started getting into property investing by accident. She started working for a real estate company, where she met a mortgage broker who introduced her into many other contacts. She then started finding and selling property investments for others. After some time she found a big deal for herself but it was right when the property market crashed in 2008 and she lost a lot of money, it’s something that was painful but she learnt a lot from. Carole still does a lot of deal packaging, most of her clients never even see their property, they aren’t emotionally invested and they trust Carole completely. When Carole went to her first Progressive event it was quite overwhelming. Despite the progress in the world it is still a very male dominated industry and she had doubts about whether she was in the right place. You can’t just sell to someone straight away. You have to build a relationship and in something like deal packing, it is so important that they can fully trust you. You have to allow them to see your previous work, projects and even speak to past clients. BEST MOMENTS “My life’s been a bit like the stock market” “97% of my clients never even see their property”  “Property is a male dominated area”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks with Natasha Friend, a property investor who is very active in the progressive property community. They talk about Natasha’s property journey including her success stories, how the Progressive VIP programme helped her and what she is up to at the moment. bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW   KEY TAKEAWAYS Natasha was working as a mortgage advisor when she knew she wanted her own business. She knew the 9-5 life wasn’t for her but thought that she would need to make massive steps and create big ideas to change her life. Natasha read progressive properties co-founders Rob Moore and Mark Homers book Property Investing Secrets and it blew her mind. Her perspective on building a property portfolio was completely changed and she was inspired to begin her own journey. After educating herself Natasha was able to ‘de-pedestalise’ the money part of investing other people’s cash and realised that she was actually helping these individuals invest and make money. Bungalows can be an overlooked investment opportunity, something Natasha realised and capitalised on. For example, if you are buying a bungalow to trade you get stamp duty relief. Most purchasers of bungalows are also people who are downsizing so they are generally cash buyers; an advantage for a multitude of reasons. It’s not a bad thing to invest in a competitive geographical area. If many people are investing then that shows that there is money to be made. You just need to focus on what you are doing and build the right relationships so you can make the deals.   BEST MOMENTS “I really wanted my own business, I knew the 9-5 life wasn’t for me” “The main thing for me was focusing on the fact that we are actually  helping other people rather than we need to find people to give us their money”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

One of the biggest hurdles when starting property investing is getting over the idea that it is hard. It isn’t hard, it’s just new to you. In this episode, co-founder of Progressive Property, Rob Moore tells you why this is and what you need to do to conquer this feeling.     KEY TAKEAWAYS   Working for yourself, doing what you love and building an empire might feel daunting. But it’s a lot easier living a life you want to instead of wishing your time away doing something uninspiring and that you hate. There will always be people in the game that are struggling. Those people will tell you that it is too hard and it’s not as it seems. If things feel hard that means you haven’t created realistic expectations. Don’t focus on the negatives of something new. Enjoy this period of time, when something is new it’s exciting and you won’t get to experience it in that way again.   BEST MOMENTS   “It’s not hard, it’s new”   “You have to work hard enough not to work hard”   VALUABLE RESOURCES DISCOVER HOW TENS OF THOUSANDS OF ORDINARY BRITS ARE QUIETLY GETTING RICH WITH MINIMUM INVESTMENT!https://bit.ly/PRS-Podcast https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

  Co-founder of Progressive Property, Rob Moore personally speaks in this episode. He talks about why his wealth of experience and knowledge means that he knows investing locally is the best practice. Investing ‘anywhere you like’ doesn’t create anywhere near as many property success stories as investing locally does.     KEY TAKEAWAYS   Investing locally means you can ‘see’ and ‘touch’ your portfolio. You already have ingrained and in depth knowledge of the area making decisions easier. If something isn’t right at one of your properties, you know and recognise it sooner as well as being able to deal with it quicker and more easily. If you really want to invest somewhere you don’t know very well then find a partner or collaborate with someone who does.   BEST MOMENTS   “Your portfolio, hands down, local investing works way better, way way better” “Get to know an area better than anyone else”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode Kevin discusses expensive mistakes in building work, price hikes in building materials  and the extended scheme in Wales bringing unused properties back into use.     KEY TAKEAWAYS   There is a scheme that has been relaunches in Wales focusing on bringing unused properties back into use. They are doing this by giving grants towards those buying and renovating run-down properties. Anyone who receives this help will have to live in the property for 5 years – it is for home owners or prospective home owners. Be careful about any renovation projects, especially on older properties, you need to do your due diligence and ensure you aren’t going against a conservation order or other legislation. Contact the below four departments before doing any work: Conservation Department Planning Department Building Control Department HMO Department (if relevant)   Building materials have increased a lot in recent months there are many things in play here; inflation, Brexit and Covid to name just three.   BEST MOMENTS   “Don’t get caught out”   “When you print money it devalues money”     VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

  In this episode,  Rob shares a hack to making a low offer on a house without actually making an offer!   Multiple streams of income was Progressives Property ‘flagship event’ and because of covid hasn’t been able to run for 18 months! But great news there will be running on very soon, if you’re interested in attending then show your interest by signing up on the link below: https://www.progressiveproperty.co.uk/property-courses/multiple-streams-of-property-income-msopi-event/     KEY TAKEAWAYS   A client of Rob’s asked for advice on how to get a better deal, he gave them a great strategy to end up paying a lot less!   BEST MOMENTS   “You’re allowed to be a bit cheeky with an agent you know”         VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin interviews Andrew Harvey. Andrew is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property: with education, portfolio building, and property management.    This is a motivating and informative episode which delves deep into Andrew’s property journey, his successes and his ‘failures’ too.   KEY TAKEAWAYS   Andrew’s property journey started in 2009. He was yet to do any property education and hadn’t invested before. He bought a piece of land and then went onto to invest in more houses. In the end he actually lost money on his first investment but it didn’t matter so much as it is what ‘gave him the bug’ and his later investments held him up! Andrew attended the multiple streams of income event which accelerated his journey in the property world. In his words it ‘blew his mind’, was revolutionary and rewired his brain, from that point he couldn’t get enoufh of learning and also began reading over 100 books a year! There is so much free content and information out there now for anyone starting in property. It’s important to remember this wasn’t the case 10, 15 or even 5 years ago. Following advice and techniques leant from courses Andrew found a joint venture partner and completed a no money down HMO deal – he made money but it also made him realise that HMO’s was too much ongoing work for him. At the same time he realised one of his buy-to-lets was in a less than desirable area. So he then decided to invest in an area that his friend knew very well so he would not make this mistake again. Your network is your net-worth. It takes time and effort to build strong relationships with many people that will help you on your journey. It’s these relationships that can often make or break a deal. Diversifying your property portfolio does not mean scatter gunning. You need to know the area you invest in. Diversifying means to mix it up WITHIN your property investments, by using different strategies, for example your tenant type, such as having students, professionals and universal credit tenants. There is a property strategy for everyone. We all want different things from life. Some people have the time an energy to put in a lot of work in for several years whereas someone else may just want a small passive income – you have to figure out what is right and manageable for you.   BEST MOMENTS   “I was obsessed with learning” “That network is 90% me now...I built a network off the back of social media”   “What they really mean is that you pick and area and then you become the subject matter expert of that area”   “There’s different things that people want from life”         VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE GUEST   Andrew Harvey Andrew built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.    Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.    His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.   👓| Find Andrew on Facebook  👓| Find Andrew on Instagram 👓| Find Andrew on YouTube 
 👓| Find Andrew on TikTok       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode Kevin explores the knock on effect to the new tenant eviction laws.  Have you struggled with tenants over the pandemic, have you experienced lengthy delays, damage or non-payment? Get in touch with Kevin, he would love to hear from you.   KEY TAKEAWAYS   The average time to evict a tenant is about to soar. The average time to evict could now take an additional 6 months on top of the already 44 week average.   One way to protect yourself as a landlord, is to ensure you get references for tenants if renting directly or that you are using a recommended and reputable lettings agency to do this for you.   The green homes grant has been stopped, the government need to come up with an alternative quickly if they are going to meet their emissions target by 2050.   When at auction, if you get into a bit of a bidding war, make you are far enough apart to not cause confusion and save any embarrassment further down the line – you don’t want you both thinking you have won!   BEST MOMENTS   “It’s crazy!”   “Are you looking to change the way you do refurbs?”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin has been investing in property for 18 years, has built up a multi-million pound business and uses creative property investment strategies.   In this episode, Kevin reacts to a  recording of Judge Rinder on Good Morning Britain about landlords. Kevin gives his take and insight on this video and gives his thoughts on how we can actually tackle the Housing Crisis in the UK.     KEY TAKEAWAYS   Yes, there are rogue landlords out there. But Kevin, his team and the landlords Progressive Property train are not part of them. In fact, they invest in run-down, sub-standard properties and make them better for future tenants of theirs as well as bringing properties back into use. Section 21 can get abused by some landlords. But Kevin has never done this, he wants his tenants to treat the property as their home. We have to think about the other side, section 21 is there for bad tenants, for the ones who don’t look after the property, who don’t pay on time. There are also many landlords out there who aren’t investors, that just have one property-when that tenant doesn’t pay or creates expensive repairs it can leave them in financial ruin. There is a lot of unnecessary red tape and it actually becomes an obstacle for tenants and landlords when there are issues to be solved. Unfortunately there are many tenants that don’t look after a rental property in the same way they would if they owned it. This is especially demonstrated when it comes to preventing damp. Not opening windows, not wiping down the shower and drying clothes incorrectly can cause damp issues, simple things that could be avoided. The types of property Kevin buys/invests in aren’t properties that would appeal to first time buyers. He isn’t creating competition for them as they wouldn’t purchase what he does, without landlords like him they simply wouldn’t be bought. Everything has to be in balance. There needs to be robust legislation that supports both landlords and tenants. To solve the housing crisis the country needs to become creative with solutions, the government, councils and landlords need to work together:-We need better accommodation to solve the housing crisis. There are plenty of buildings out there, it’s about bringing them back into use and to a good enough standard. The council could work with landlords to bring these back into use.-We need a more streamlined way of the government/councils paying landlords when tenants cannot. Universal credit has made this much harder. Capping rents would only harm tenants in the long run. Proper landlords reinvest their money back into the property creating a higher standard of living accommodation.     BEST MOMENTS   “Don’t tar every landlord with the same brush, don’t make every landlord a rogue landlord, because not every landlord is”   “Maybe he’s got a hidden agenda”   “They create damp in the properties”   “Everything has got to have balance”   “The private investors are the ones that can solve this problem”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin discusses the boom in the serviced accommodation and holiday let sector, the current state of the market and how we can all keep safe when working alone, especially when on property viewings.     KEY TAKEAWAYS   There has been a big surge in mortgage products available for holiday let landlords. There are more lenders offering products than six months ago and building societies in particular are offering more deals to meet the growing demand. Holiday lets are classed as a business which makes them more favourable to investors, you pay less tax on them and they are also not governed by section 24.   Across the UK properties are still selling at a high level, but London is not increasing in the same way as the rest of the country. This could be an opportunity, to invest in London whilst the market there is slow. There is talk of introducing a ‘pet insurance’ policy for tenants in rented properties. This would mean the tenant would pay for the insurance on behalf of the landlord, meaning the landlord doesn’t end up footing the bill for any pet damage.     BEST MOMENTS   “Serviced accommodations, staycations, have had a massive bounce back since the lockdown started to open up”   “If you can go direct to vendor you’re not competing with other people in the market”   “Where there is a risk you must mitigate that risk”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

  In this episode, Kevin talks about one of the most popular strategies for professional property investors; the buy, refurbish, refinance and rent property model. He shares his insights, tips and advice on using this as a strategy and how to make it work successfully for you, time and time again.     KEY TAKEAWAYS Many people refinance before renting the property out but Kevin believes you should always rent before refinancing! You want to get your property to the highest standard in that area, so that you get the highest rent possible, this is why it is important to rent it out before refinancing, so you can prove its value. If you reverse engineer the process and have the end value in mind, you know how much you can afford your costs to be and how much you can afford to purchase the property for, and ultimately, can ensure you come out of the deal with a profit. Delve deep into what purchases will give you the most return. It’s often more profitable to buy two cheaper single lets than to pay for a more expensive property to rent out. Lower demographic areas tend to give more return but it is a fine line between this and somewhere too cheap that will just give you problems, particularly with tenants. One of the most important numbers to focus on with this strategy is your ROCE-return on capital employed. How hard is the money you have left in that property working for you? Ideally you want to get all of your initial investment out in the first 12 months. When refurbishing, remember this is not going to be your home, so put your personal preferences and tastes aside and just ensure it is a clean and comfortable property for your future tenants. Cosmetic areas of the refurb are where you can really add value, especially focusing on kitchens, carpets, bathrooms and redecorating.    BEST MOMENTS   “Reverse engineer the process, start with the end in mind”   “The asking price is unimportant and irrelevant, the important price is the reverse engineered number”   “It’s important to not get emotional, do not bring your own personal tastes into this”   “The rental income has an impact on the end value”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin explores why the house prices have increased so much in the UK since the pandemic started and why they are still increasing.     KEY TAKEAWAYS   Many people believe the uplift in the property market is because of the stamp duty holiday, but this can’t be the only reason. 1% interest rates have really stimulated the property market, as if you are trying to save you are almost getting no interest, investing in property is a much more viable option right now. People haven’t been spending like they usually would, their outgoings have gone down. They are perhaps sitting on larger amounts of money that they then want to use to invest. Inflation for the next period is still uncertain, it’s quite likely that any cash people have saved right now will actually be worth less in 12 months, this combined with almost 0% interest rates means people will lose money. Property is a way of not only protecting this cash but actually increasing it if inflation does increase as predicted. There has also been an influx of foreign money coming into the UK, there are lots of countries across the world that have either 0% interest rates or negative, which means they will be paying for the bank to hold money, so people are taking their money out of banks and into property. There is a huge need for more housing in the UK and the pandemic has increased the rate of disused commercial buildings, the government have relaxed planning rules around these types of conversions to help alleviate the pressure.      BEST MOMENTS   “What else is affecting the market?”   “It’s got nothing to do with property investing, it’s got everything to do with economics”       VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There are more millionaires made in times of financial crisis than at any other time and today Rob interviews the impressive Fi Crossley, who secured 26 properties over lockdown, testament to how knowledge, hard work and leverage can bring you success no matter what situation you find yourself in.   KEY TAKEAWAYS   Fi firstly thanks the great mentorship she has received from Rob and Mark, they have really helped her accelerate her success and given her the tools to accelerate her growth and success in the property world. Fi managed to secure these 26 properties by knowing what she wanted and then going out and getting it! She did loads of viewings, offers and finance. She then found after some time people were coming to her with offers due to her background and reputation. Buying a housing portfolio means you can achieve more in just one acquisition, you don’t have to buy each property one by one. Acquiring these 26 properties was not without its challenges, especially in the first lockdown when Fi was anxious about her family as well as her tenants and was juggling so many different things, it was a very uncertain time for all. Despite this, Fi believes you need to be grateful for what you do have and ask for help, she is very thankful for the support she received, from her family and from her mentors Rob and Mark. Those further ahead in the journey than you can give you valuable advice. Fi knew when she left school that she wanted to be in property, she self-taught her all of the things she needed to get started on the journey to financial freedom. She then got to a point after having her daughter where she knew she wanted to grow and wanted to do it faster and more effectively. She needed some advice and support to take the next step and this is where Progressive Property came in. Fi and her sisters work together in property, they are sisters, best friends and business partners. Fi taught her sister how to become financially free like her and they make an incredible team.    BEST MOMENTS   “We just went for it, we just thought come on we can do this, really have the belief we can do this and we were so grateful for the opportunity”   “We used some of our own money, our own properties, a bit of investor money so we got it from here and there in a few ways”   “Do the things you love to do and be so grateful for the help you’ve got” “I’ve invested in me which has paid back 50 times already in one year”   “Go for anything that makes you happy”       VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you looking for some more information on the property industry and how you can become a successful property investor? Join property investment expert Kevin as he answers all your property dilemmas. Discover the importance of protecting your money, why your most valuable asset is your knowledge and the benefits of having a private investor.   KEY TAKEAWAYS If you are in an area outside of ‘Article 4’ then a property with 5 or more people requires you to have an HMO licence but if it is a house with 4 people, then it is classed as an unlicensed HMO. However, whilst it might not be required to be registered, you have got a duty of care to your tenants. You need to make sure that you keep your tenants safe by ensuring that the property has all the correct safety regulations.   It is so important when lending money that you are careful around making sure you have security around protecting your money. If you are borrowing money, it is easier to borrow all the money you need rather than a little bit of what you need.   Do not pedestalize your money, pedestalize your knowledge. Wealthy people spend their money trying to save time whilst poor people pedestalize the money. The most valuable asset you have is your knowledge and your time.   Many private investors will lend you 100% of the value of the property. They lend this money as a ‘first charge’ for security. This means that you have to pay back the investor otherwise they are able to take possession of the house, in the same way that a mortgage company can take away the house if you fail to pay the mortgage.   A private investor will loan you the full amount for the property and you will then refurbish the property and refinance the property under a traditional buy to let mortgage. You will then pay the investor back along with their interest and you can continue with the buy to let.   If you purchase a property in your own name, you will have to wait 6 months before you can refinance the property even if you are a cash buyer. If you buy a property within a LTD company you do not need to wait 6 months to refinance the property so long as you buy in cash. There are a lot of lenders out there that will lend to companies with SPV’s.    BEST MOMENTS “It is dangerous to listen to people who do not know what they’re doing.” “ This is why it is so important to get educated.” “They want to make sure that they get that deal done.” “Wealthy people spend their money trying to save time.” “Property investors are not with high street banks.”     VALUABLE RESOURCES   https://www.progressiveproperty.co.uk   https://kevinmcdonnell.co.uk       ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.       CONTACT METHOD       https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/        progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin has two very special guests, Vito and Daniella a father and daughter duo, who reveal all about their property journey!   They talk about how they got started, especially the value they found from attending Progressive courses and being mentored. They also discuss mindset, the tips that worked for them, the great success they have already had and their big plans for the future.   KEY TAKEAWAYS   Vito was an estate agent for 25 years including having his own practice for 17 of those them. He sold his business and after attending his first progressive course decided to start his own property business. Daniella has a background in the hospitality industry which she then decided to use alongside her Dad Vito’s expertise to form a super family duo in the property world! Having such an extensive background in the estate agency world, Vito expected to really know all about property. But after attending a progressive event in 2020 he was amazed at the things he learnt, it truly opened his mind and kick started his next steps, including further courses and mentoring with the progressive family. Vito and Daniella discussed various property strategies and decided to go down the serviced accommodation route. Daniella had a wealth of experience so although she was hesitant at first, she ultimately decided to utilise her knowledge and agreed on this way forward with her Dad Vito. When speaking to agents, be yourself, tell them what your goals are and be transparent. Let them understand what you are trying to achieve and the deals will come. You will get no’s, but you only need a few yes’s for success! As with any business, working relationships are key. Always bear this in mind when speaking to people for the first time. Even if you don’t strike a deal the first time, they might have what you are looking for down the line. You want to be the first person in their mind when they see something that would work for you. The business is already in profit, how many other business ventures would you expect to be making a profit so early on in the journey? It’s incredible. Vito and Daniella are now focusing on serviced accommodation management, finding investors and growing as much as they can. They have big plans for the future including bringing in aspects from the hotel industry into SA accommodation, such as loyalty schemes. Vito says one of his biggest challenges before starting this venture was mindset, this as well as the vast knowledge and education he got from attending progressive courses and being mentored was invaluable. He attributes a lot of his success down to working with progressive.      BEST MOMENTS   “I was always on the other side”   “The stars aligned and we decided to work together”   “Every mentor we spoke to said you’ve got the education but you have to take the actions”   “You really have to push yourself”   “We couldn’t have started what we have without progressive”       VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’re looking to get your property questions answered, then you have come to the right place. Join property expert Kevin as he answers all your burning questions and offers invaluable property information to those of you that need it. Today, Kevin discusses what to look for in a property, how to make property work in your local area and how to legally reduce your tax bill.   KEY TAKEAWAYS Everyone wants to invest somewhere else, they all believe that the grass is greener somewhere else. The reality is that property works where you are. Single let or buy to let may not work but there are strategies that will.   As property investors you are looking for value. There are strategies that work in every area. If you are in an area where there are only expensive properties, don’t panic as this usually means that the rental value of the room or property is higher.   Professional property investors possess the ability to make money in any market. The market may be going up, staying the same or going down and professionals will still be able to make money because they are buying value.   Property is a business and the bigger the business, the higher the tax bill. Do not worry about large tax bills as long as you have large profits too. When you are making money you need to contact a tax specialist who can help you reduce your tax bill in a legal way. There are many things you can offset as tax that you do not yet realise.   If you are running properties as serviced accommodation, section 24 does not apply to you. Meaning you can offset part of your mortgage as well as also applying for ‘capital allowances’. Capital allowances is tax free money up to a certain amount of the property value.    BEST MOMENTS “Cheap does not necessarily mean valuable, cheap means cheap.” “A phenomenal strategy in an expensive area.” “It is about understanding business and property is a business.” “If I am paying £1million a year tax, then how much money am I making?”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The property industry is booming and there has never been a better time to invest than now. Kevin is joined by Mary and Andrew who share their story of how they managed to build up a hugely successful property business whilst working their full time jobs as Architects. Together they discuss how to handle your first deal, how anyone with a full time job can build their property business if they learn how to maximise their time and why networking events are vital to building your property business.   KEY TAKEAWAYS Rent to serviced accommodation is where you take control of somebody else's property and you give them either a guaranteed rent or a profit share on that yield. You then run the property on either a HMO (House of multiple occupancy) basis, single let basis or a single let basis.   The first deal is going to be the hardest one you will ever have to do. You have to be on point. It may take a lot of perseverance to secure your first deal. As soon as you get your first deal you may even find that the other deals come rolling in. You have to open the door and as soon as you open that door, you become more confident about selling yourself and your brand.   Anyone with a full time job can absolutely get into property at the same time. There has to be some understanding that it may not be as quick as if you were full time into property. All you should focus on is doing one thing everyday that moves the business forward. As long as you have done that you are a step further ahead than you were before.   Getting into property whilst maintaining a full time job does not mean that you have to put in copious amounts of hours every day. Learn how to maximise your time, perhaps by focusing on your property business in your lunch break or maybe being more effective in your day job so that you can free up more time to visit estate agents or push your property business forward.   Property is not easy and there is a lot to learn and a lot to systemise. Start to systematise a lot of what you do look into hiring a VA who can do a lot of your day to day admin or property management work. Try to ensure that your key focus is on things that only you can do that you can do in your spare time.   Quite often it is the people you meet that are the most important. Never underestimate who you meet or where you meet them. Sometimes relationships take time to build throughout your property career you should continue to make new relationships and grow them.   BEST MOMENTS “It took a lot of perseverance.” “You’ve got to believe  in yourself.” “It is not about slogging five hours every night, it is about finding that one thing you can do and maximising your time.” “We knew that there is always a different way and if you are confident enough you can go and do something else.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.      CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you looking for a joint venture partner but don’t know where to start? Join Rob as he delivers his 7 step tried and tested model for raising finance and finding JV partners. Rob discusses where you need to go in order to network and meet possible JV partners, why it is imperative that you always believe in yourself and the difference between fair and unfair exchange.   KEY TAKEAWAYS   The better the deal, the more likely it is that the money will find its way to you. You need to go to the places where the money is. You have to go where the money is and go to the high end venues. This step is a continual thing,   Connect with people and get their contact information. A big mistake people often make is by pitching people straight away, that is a mistake (unless it is a pitch environment). The goal is always to connect with someone because you want to build a relationship with someone outside of the environment that you met them.      If you don’t believe in yourself why should anyone else? There are two ways to get belief in yourself: Experience and your self belief. Even though you may have some reservations about things going wrong, always know that if this happens, you will do your best to fix it. As long as you know that about yourself, you can go in and get a deal done.   Fair exchange is the balance between fair service and fair profit, it is the balance between the fair division of roles and responsibility, If you charge too much and deliver too little that is unfair exchange. If you have ever felt that people have been taking too much from you for what you are being paid, that is an unfair exchange and the way to get rid of that emotion is to charge more.   The way you should always try and get to the discussion about money and potential deals is to get them to make the first move. It may be a little bit of ‘financial flirting’ by trying to talk about potential deals you have lined up. Try your best not to go in and instantly talk about business, try to make them come to you. Usually you can gently move the conversation towards property and business in order for them to make a move.     BEST MOMENTS “Nobody wants to be pitched to at a golf club or a flying club, that is where you meet them.” “Whatever you think he saw in me, you have in you.” “The biggest barrier is believing you can do it.” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks     ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The property industry is booming in the UK and there is no better time to start investing than today. Kevin is joined by yet another one of Progressive Property’s success stories Sam, who has gone from strength to strength in the HMO area of property investing. Together they discuss finding the right refurb team, investment opportunities and why investing on your doorstep is beneficial.   KEY TAKEAWAYS   If you are starting out in property and looking to create a reliable refurb team, a great tip would is to always ensure you are open and honest with people. If you do not like something, don’t be afraid to say. When you are starting a refurb always make sure you get some good quotes from experts, don’t go for the cheapest.   You need to find a professional building company rather than a ‘cash in hand’ or ‘day rate’ kind of builder. Whilst they may initially seem cheaper you may find that the invoices keep appearing and the costs begin to add up.   There seems to be a really good scope in turning properties further away from town into HMO’s, tenant the properties and then selling them on. There are quite a lot of out of town investors paying top end prices for tenanted properties.   People seem to be paying over the odds for student properties close to university campus’. The issue with student properties is that they have to be ready by January as this is when term time begins.   There is always a property technique that will work on your doorstep, whether that be student accomoddation/HMO’s, flipping properties or rent to rent. It is highly recommended to invest close to home as it makes it easier and quicker for you to attend to the property whenever you need to do so.   BEST MOMENTS “If it smells bad, that's the smell of cash.” “Work with good builders, clear prices and clear structure.” “I’d rather do something on my doorstep.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

An inspiring guest joins Kevin today, one who faced many hardships when the 2008 financial crisis hit the property industry. Gavin Gallagher joins Kevin to discuss how he was affected by the recessions, lessons he learnt and how he aims to use his story to inspire others of what not to do. Together they discuss trials and tribulations of family businesses, why it is important to not build your identity around your financial success and how the worst advice you can take in property would be ‘go big or go home.’ KEY TAKEAWAYS Getting into a family business can be complicated. There is usually a lot of politics involved and it is not always easy. When you are young going into business, you may not realise it but you don’t have a clue how business works.   When you find yourself in a situation where you have success after success you may find yourself getting complacent. You start to forget that it shouldn’t be that easy to make money, you have to have discipline.   If you notice that business is declining, you are likely to go through a phase of complete denial. The biggest mistake you can make is to sit back and weather the storm. You should be acting quickly to rectify the situation, reducing your outgoings and taking cuts. There should come a point where you realise that you need to make adjustments, by this stage the adjustments are going to be painful.   You mustn’t build your identity around financial success. If you run into difficulties, it completely shocks your whole world. If or when business begins to slow down and you find yourself in financial trouble, suddenly all of the material things can get stripped away. If your identity is built on something that cannot be stripped away then it is an awful lot more powerful.   Many people wish to get into property investment but you first need to understand whether or not it is good for you. Check your skillset first before entering the industry. You have to be able to free up the time to be able to follow through with a deal. You have got to have the mindset and a small network of people that will help you add value to properties.   The worst advice you could ever listen to would be in property investment would be “go big or go home”. That is the kind of advice that sinks ships. You have got to be more careful and understand that this is a cyclical market that goes up and down.   Think about the four E’s. Your ego and your emotions are two things that can sink your ship. Your ego can get too big and your emotions can get involved allowing you to get lost in a deal. Then there is the Economy and Events. The economics of today is not necessarily what they’re going to be in a year. Unanticipated events such as Covid-19 has huge effects on the world economy as well as the property industry.   BEST MOMENTS “I had what was called ‘normalcy bias.” “ When you start making money so quickly you begin to quickly think ‘how can I spend it?’” “It was like death by a thousand cuts.” “That is a really difficult thing to accept.” “Start with the end in mind.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/   ABOUT THE GUEST Gavin has been a property investor and developer for over twenty years. He has experienced two major recessions and has a feeling we are about to enter a third. Gavin got caught badly in the 2008 Global Financial Crisis and spent the better part of a decade in damage control and paying off debt. The collateral damage from being careless and over-leveraged taught Gavin some powerful and often painful lessons. Today he is motivated to share these experiences with others in the hope he can elevate their game, shape their investing habits and help avoid some of the mistakes he made.   Contact: Instagram @gavinjgallagher  Website:  https://www.gavinjgallagher.com Twitter:   @gavinjgallagher  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

With the economy about to take a nosedive, many people are left wondering what does that mean for them? And how can they increase their income? Join Kevin today as he is joined by yet another one of  Progressive Property’s success stories Lidia who after attending her first event 18 months ago has gone from strength to strength in the industry. Together they discuss how to correctly converse with estate agents, how it is important to grow your mindset before chasing the money and how you don’t always need your own money to invest in property.   KEY TAKEAWAYS A lot of people who are looking to get into property are new to the industry. Many of them will believe that estate agents are professionals and will always know exactly what they are doing. Whilst estate agents know how to sell a house, they might not be able to spot an investment property. Many estate agents turn to Progressive Property to learn how to invest in properties.   You should never be scared to talk to an Estate Agent, they are normal people just like you. You need to learn how to build up a relationship with them and make them feel comfortable around you. When you are not comfortable and are nervous, the agents can feel it themselves too.   You don’t need your own money to invest in property and to make a property business. Attending events at Progressive Property can teach you about raising investment funds, securing joint venture partnerships and learning no money down strategies that you may not even know exist.   What many people do in the first few weeks of their property journey is they chase the money straight away. What they should be doing is using those first few weeks to build the confidence, mindset and the belief that you can achieve. Don’t base your success on the keys of a house, base your success on the amount you’re growing as a person.   The VIP programme does not just offer the nitty gritty details of the property industry. The VIP programme offers the ability for you to grow your mindset, resilience, confidence level and your people skills. You also have the opportunity to grow your network massively which can help you with potential JV partnerships. BEST MOMENTS “I could not tell which property was a great investment.” “We realised that actually we knew nothing about money.” “We came across progressive and things have changed for us.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Discover today how one man went from amatuer to professional property investor overnight! Kevin is joined by Ranjit, just one of Progressive Property’s many success stories. Ranjit shares his journey to success using the VIP programme and together they discuss how slow and steady wins the race, the benefits of the VIP programme and how you should always remember to enjoy the journey.   KEY TAKEAWAYS Many people go into property thinking they are going to get rich quickly, however this is not that case and many people soon realise that. When the deals are there the money will come, slow and steady every little bit helps.   In the VIP programme at Progressive Property, you will receive one to one mentoring. As well as this you can attend a ‘deal clinic’ meaning you can go on stage and share about a property deal you have got and all the other members of the VIP programme can give you advice on how to go forward with that deal. They can also offer funding for that property deal and enter a JV partnership with you.   The sweet spot for HMOs in 4-6 bedrooms. Anymore than this then you start getting into planning permission requirements. When you go into 7+ bedrooms, professionals do not necessarily want to live there. It is likely that a HMo with more than 7 bedrooms will attract a lower demographic tenant type.   The knowledge you gain on the VIP programmes is invaluable. Having the education behind you ensures that you will avoid making costly mistakes. You will also have the opportunity to make long lasting friends who can help and advise you along your property journey. Whist free education is good, there comes a time where paying for it will give you a huge advantage in your industry. You can either pay for it and learn from the mistakes of others, or learn from your own mistakes by going it alone.   Life has its ups and downs, there could be a grand opportunity right around the corner. Do small but high quality projects, often and you will get results. Make sure to enjoy the journey along the way with your business partner and those who you meet along the way.   Learn the basics slowly, take a bit of time to learn the basics so you have a good grounding before you decide to jump straight into it. Focus on one thing and do that really well. That focus will help you reach your goals. There will always be something that appears to be bigger and better, avoid that distraction and focus on one thing at a time.   BEST MOMENTS “I had never heard of HMO’s, but I soon realised that I had lived in one.” “At VIP you get mentored one to one.” “Get as much free education as you can, but there comes a point where you have got to pay your cost of entry.” “At the pace of the tortoise not the hare.”     Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Discover everything you need to know about property bonds in today’s informative podcast with your host Kevin McDonnell. Today Kevin details exactly what a property bond is and how it can benefit you. He discusses the typical length of the agreement, the security that property bonds can offer and how they can help create a secure and healthy rate of interest.   KEY TAKEAWAYS Also known as property investment bonds, property bonds are a way for developers to raise funds from investors. The main aim is to finance the initial stages of a building development. When a residential or commercial development is proposed, the property bond forms a legally binding agreement between the development company and those investing in the property.   Whether you’re the development company, or the person wanting to invest in the company, you have a legally binding agreement to protect those funds. What most often occurs is that capital is provided in the form of a loan to the development company and this is backed by a contract between both parties that details exactly how the funds will be used, how it will be repaid and how the capital is to be secured.   The length of the agreement is typically between 2-5 years. Most developments take at least 2 years and potentially up to 5 years to complete however there is no actual length for the agreement. Many people wouldn't want their funds tied up for much longer than this time frame. If you’re the person lending the money via the property bond then you are paid interest on that money plus the capital you lend, returned to you at the end of the development   Anybody who is looking to diversify and spread their money across various different asset classes, then property bonds are certainly something you should consider. The returns can be significantly higher than other dividend paying investment schemes. Just like any other system, property bonds come with risks so you need to know what you are doing.   Investing in property bonds is a great way of creating a passive income at a healthy rate of interest. It is one of the most secure property investment schemes around.   BEST MOMENTS “Security is key in any development. How are you going to secure your money?” “Property bonds can be very appealing as they offer a healthy level of fixed annual interest.” “The security that a legal charge provides to people investing property is considerable. As far as the property market is concerned you will struggle to find anything that offers more in terms of peace of mind.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today, Kevin is joined by Progressive Property success story Tania who shares her inspirational story of how she managed to build up a six figure property business in one year whilst working as a doctor and a full time mum. Together they discuss the advantages of serviced accommodation, why it is imperative to your new venture to surround yourself with people who share the same success mindset as you and why those who say they just don’t have the time, are using it as an excuse!   KEY TAKEAWAYS Service accommodation is a hospitality business as well as a property business where you provide short term accommodation to people in your area. These people may be there for work, corporate contractors or for leisure and tourism. Rent to SA is where you use other people's properties to do the same thing, with their permission.   The mastermind programme can be instrumental in being able to uplevel your network. It can also allow you to surround yourself with people of a similar success mindset who are pushing themselves continuously out of their comfort zones.    Those people who say that they don’t have time to commit to being a property investor are using that as an excuse. There are other people who have come from far worse off circumstances with much less time than others, who have created success for themselves. Those people also have the same amount of time in the 24 hours that anyone else has. If they can do it then there is no reason why you cannot.   It is all about desire and how much you want to achieve something. It is hard to nurture that mindset on your own which is why it is so valid to be in a mastermind programme as you are constantly surrounded by people who think similarly to you. Many people in the programmes are a few steps ahead of you and thriving, this gives you the motivation to keep pushing forward.   BEST MOMENTS “I always felt like I was meant for more.” “They are really powerful strategies to create cash from property.” “In the first year, I built it up to a six figure business.”   VALUABLE RESOURCES https://kevinmcdonnell.co.uk https://www.progressiveproperty.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There have been many predictions of market crashes, recessions and a great depression looming in the next few years and many people have been anxiously awaiting Chancellor Rishi Sunak’s 2021 budget briefing. Join Mark today as he depicts the budget and explains what this means for  you. Mark discusses the freeze of the nil rate allowance, the increase of cooperation tax to 25% and the end of the bounceback schemes.   KEY TAKEAWAYS It is going to take a while for the economy to recover. The first thing the chancellor Rishi Sunak has said is that there will be no increase on income tax, national insurance or VAT, however he will freeze the nil rate allowance which typically rises every year. He will also freeze the top tax rate. These strategies are a slightly less visible way of taking the money back, and it does not happen straight away.   Many people thought that the capital gains tax rates would go up however Rishi stayed silent on this matter. Rishi also confirmed that he would not change the inheritance tax allowance and would not change the pension lifetime limit which is £1million.   Unlike reports of cooperation tax going up to 23% he is going to raise the rates to 25%. This rise will not be seen until 2023. The current rate is 19% and many people will notice the 6% rise significantly. Smaller companies with less than £50,000 will still pay 19% and inbetween £50,000 and £250,000 you will pay between 19%-25% depending on how much the company makes in that tax year.   At the end of March when the bounceback loans end there is going to be a new loans scheme where the government is going to guarantee 80% of the loan. The business rates holiday will continue until the end of June with a tapered reduction and the 5% reduced rate of VAT is extended until the 30th September with a 12.5% rate until mid next year.   The big news in the property world is the stamp duty holiday extension. This and the 90% mortgage guarantee will support the lower end of the property market. With all the government support it seems less likely that the market will crash.   All the schemes have given consumers a lot of savings to spend, there is a huge amount of money in savings accounts and as the economy opens up, they are going to go and spend that money and there is likely to be some inflation. As inflation picks up, you could see inflation rise by 3%-5%.   BEST MOMENTS “It is probably an even bigger hit since world war 2 with the amount the economy has shrunk.” “That was quite a surprise, in many ways quite dove like, not particularly harsh.” “Loads of people have cash in their pockets.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

McDonnell Mondays are back! After a brief hiatus you host Kevin is back with his much loved series McDonnell Mondays where he gives you the chance to ask him all things property. In today's episode Kevin discusses why not to listen to those advising to steer clear of London investments, why the ‘tenant buyer’ strategy is the most hands free of them all and how to sort the good builders from the bad.    KEY TAKEAWAYS    Over the last few months, people have started the question if it is wise to invest in London, given the way of the world. That is because the masses are questioning London. Observe the masses, and do the opposite. Interest rates are going to drop to negative, so there has probably never been a better time in history to raise money to help invest in properties.    Many people would consider single lets the most ‘hands free’ strategy. However with single lets you often have the management, the maintenance, the voids and the inspections. With a tenant buyer, it is completely hands free strategy. You don’t need a letting agent or a maintenance team and you can do it remotely as it is completely outsourced to the tenant buyer.    If you're setting up a limited company, you should be putting  a personal loan into that company. When running a limited company you need to ensure you get a property tax accountant . Everything from mobile phones to office supplies can be put through the company as company property rather than putting it through your own name.    If you ring a builder up and he says he can come tomorrow, they’re likely a bad builder. The good builders are always busy. The moment you get a property agreed, you need to find a builder. You will get the keys anywhere between 4-8 weeks after the agreement, leaving it until then to find a good builder will cost you.    You need two years of company accounts in order to qualify for mortgages in your company name. You can start by doing rent to rent and lease options in order to build up your accounts.    Many people want to quit their jobs to become property investors. The reality is, you do not need to quit your job.Managing your time is a better step than quitting your job. You have got plenty  of time to do property in your spare time, if you are smarter with your free time.  Aim to quit your job later but first you should build up cash flow and passive income.    If you are just starting out and do not have the funds or knowledge to invest in property yet, it is a good idea to go and work for an investor and offer to work for free. Find the big player in your area and ask how you can help them. They will give you some work to do and you will learn from their expertise.    BEST MOMENTS “Raising money has never been easier” “You don’t find it difficult to raise money, you find it difficult to try, you find it difficult to ask.” “Quitting your job is not the route to success.” “If you give, you will receive.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk  https://kevinmcdonnell.co.uk    ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.      CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today’s episode, Kevin gives an update on what he’s been up to recently, current opportunities and hosts a question and answer session to help members of the community with any of their property challenges. He advises listeners on various ways of raising money for their property investing with in depth details of the different options, strategies to use during Covid-19 and tips on rent to own, rent to rent and how to start building a ‘power team’. KEY TAKEAWAYS A lot of people are saying that property in London could now be dropping in price, this hasn’t been the case for many years. Consider doing the opposite of what the masses are doing and perhaps think of investing in this location.   In terms of raising money for property investments, there are various ways of doing this and there’s never been a better time with interest rates being so low. Reach out to people, let them know you’re in the property business. Joint ventures, banks, private finance and bridging loans are all ways of raising money. Bridging is the most expensive way of raising funds, more suitable for commercial properties and HMO’s and private funding is probably the best way as there are no upfront costs.   There is a huge demand for rent to own currently and there are big benefits to this. As a landlord you have no maintenance, no management costs and you’re helping someone become a home owner. It can work in any part of the country and is the most hands free strategy, which can be done remotely.     Don’t state the rent and terms for a rent to own when advertising. Try and be deliberately vague. A lot of potential applicants will just read the ‘rent’ part of an advert or won’t be eligible, for example if they can’t afford it or are on universal credit, but this is still a great way of building up your tenant database.   Covid shouldn’t be a reason to alter your plans and strategies. The world and business is still moving forward. There is still a housing shortage and people still need homes. One thing you can alter slightly is changing from guaranteed rent to offering landlords profit share agreements. It’s risky offering guaranteed rent without knowing when the pandemic will end and when furlough will end. Remember to market in the right places and in multiple places.   Depending on your personal circumstances, you’re probably better putting everything into a limited company rather than paying personal tax. You’ll have limited liability and it’s a better strategy long term as you can pass shares on, sell shares etc.  However, the best advice is to get yourself a property tax accountant.   If you’re trying to build a ‘Power Team’ let people know where you’re based and what you’re looking for and start to build your team around that area. Remember to use your name, property is a people business.   If you’re a young person trying to get into property with no funds or income, try to get a job working for somebody who is already in the property business. Don’t do the obvious thing and get a job in a letting or estate agent, most don’t buy property and they won’t teach you how to become an investor.   BEST MOMENTS ‘If the taxi driver in New York says to you ‘which stocks to buy’ then you need to get out of that stock immediately because if the man on the street knows what stock to buy, you’re too late to the show’ ‘Observe the masses, do the opposite’ ‘Property is a people business’ ‘You’re not going to learn about property working in an Estate Agent’   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob and Mark discuss one of the most exciting ways to invest. Join them both as they tell you all you need to know about investing with little or no money. They discuss rent to rent property deals, how to master No Money down as well as how to source the best JV partnerships.   KEY TAKEAWAYS   One way to get into property investments without deposits is by agreeing a deal with the owner, exchange contracts and complete the deal in ten years time. Similarly you could do a rent to rent with an option to purchase. You could also turn the property into a serviced accommodation, where you rent the property by the night and you end up taking the differential layer.   The big area where many people start with little or no money in property is within a joint venture (JV) partnership. You bring somebody in who has the money and combine that with your experience and you can find your property deals together.   It is possible to do ‘no money down’, whilst there may be costs such as legal fees, these could be rolled into the JV deal that you do with the person who's financing the deal. If you get a loan, make sure those costs are included in the loan.   Being creative, innovative and resourceful are all ways that you can bypass needing cash. If you can learn to leverage some of the tools and the tricks that you have learnt, you can also bypass having to hire a large workforce.   The easiest way to structure a JV partnership is to have someone put all the money in without a mortgage (this is easier and quicker) and then someone else does all the work. This is the easiest way to split it down the line. There are a lot of people who want to be hands off investors and JV with experienced people.   Join all the social media groups, get seen and known on all social media platforms as this is the modern form of physical networking. Start a podcast and interview people who you know have money to help build up your contacts list.   BEST MOMENTS “If you can provide value to people as an individual you will be rewarded for that.”   “Essentially you are going into a deal with none of your own money.”   “The reality is, everyone that has had a brilliant mentor will say that it wasn't one or two things it was 1000 tiny little things that they taught me.”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter         ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join your host Kevin as he discusses everything that’s been happening in the property industry this week as well as news from the progressive property community. Today Kevin discusses how the rise in staycation popularity  is likely to see an influx of holiday let investments, how low interest rates have further proven why property is a great investment choice and why diversity within a property portfolio can lower the investment risks.    KEY TAKEAWAYS  Property News: Landlord Today described six reasons why the staycation sector may be a good bet for property investors, despite recent lockdowns restricting tourist travel and hitting owners' income. The growth of staycations means the holiday let sector is now a potentially long term investment opportunity.    For holiday let properties considered a furnished holiday let that is let 105 days or more a year, there are allowances and tax reliefs. You can deduct costs such as mortgage interest and letting agency fees from pre tax profit and there may also be tax advantages for kitting out a property.    As a furnished holiday let owner, you will need to register for business rates which are generally cheaper than council tax. Holiday lets are a low risk strategy, with payments upfront there is no financial risk of non payments compared to long lets because the guest pays before they stay.    There are several reasons why investing in property this year is a good idea. Firstly, in a bid to restore the economy interest rates have dropped as low as 0.1% to encourage both consumer borrowing and spending. Secondly, if 2020 has taught us anything it is the resilience of certain investment assets over others that has delivered the returns, and nothing is better than property for that.    Having a variety of assets means investment risk is significantly lowered. We have consistently seen that single assets do not match the performance of a diverse and well balanced portfolio. In property, diversification can be achieved with a single asset. One portfolio could include different types of property or include the same property in different areas, or both.     Progressive Community: If you get a builder to do a job, agree upfront when he is going to get paid. Speak to the builders before they carry out the work for you and ask them when they would like to get paid. Ensure that you deliver on that time so that you continue to work in harmony together.    BEST MOMENTS  “An investment you can enjoy. Owners can stay in their property as well as letting them at other times.”   “Owners are seeing returns of between 4%-6% after costs.”   “Property will be the best investment for 2021” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The world is an uncertain place right now and with nobody being able to predict the future it begs the question, where should I put my money? Join founders of Progressive Property Rob Moore and Mark Homer as they discuss how best to invest £1 million. Discover how you’re able to snap up hotels in the current market, the best watches to invest in and high risk crypto currency strategies.   Key Takeaways  Become really interested and passionate about what you are potentially investing in. Become knowledgeable about a particular class and stick with that when investing. If you are aiming to make serious amounts of money through this platform, then you will likely need to become a professional in this niche.    If you want to make a large amount of money fast, the best way to do that would be to invest into a business and become really good at it. Secondly, put your money into property that is well leveraged as that will always do better than investing in cars, watches etc.    Out of £1million pound it is wise to hold 10%-20% back in cash as a contingency. Max your government ISA out every year by placing £20,000 into it.    Property: Due to the current pandemic there are many hotels sitting empty waiting for investment. If there aren't deals there now, there will be very shortly. There will be many opportunities within the hotel industry to either re-open to guests in the summer months or to convert the hotel into something else.    Things to consider if looking to invest into a hotel are: Where is it? What is it? And What is the occupancy? Occupancy in both HMO’s and Hotels is everything. If it is running at 70% full, that is all your profit gone and it is then running at a loss.    You can invest in different property strategies such as buy to let, single lets and HMOs. You have got to become knowledgeable about all of them in order to become successful in these fields. Focus on one or two of these at a time. Over time try to diversify into a few classes of properties.    Assets: When investing in watches, cars or art try to ensure that you invest in products that are limited edition or where there was only a small amount produced. Rolex, Patek Phillipe and Richard Mille are the three watch models that are strong in the market currently.    New petrol and diesel vehicles will not be available from 2030 according to the government. Theoretically speaking existing petrol and diesel cars will go up in value as they become rarer to buy. There will likely be less service stations to purchase petrol and diesel however it is unlikely that they will be impossible to run.    As long as you buy right, investment into classic cars is a good place to park your money and enjoy it at the same time. Whilst it may go up in value, it probably won’t make much profit. What you should be aiming for is to have something that doesn’t go down in value.   Stocks:   You could invest a small amount of your £1 million into a higher risk strategy such as crypto currency or EIS schemes. They are very high risk and can drop to be worth nothing however there are big tax benefits to doing this. Best Moments  “I think it has surprised a lot of us at how aboyant it's been.” “The world is in a completely different place. We don’t know when this ends.” “When the next recession comes along we do not know what is going to cause it. This one was caused by a virus and the previous one was caused by a banking crisis.” “Over time try and diversify into a few use classes in property.” “All of those could be good, all of those could be rubbish.”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur   CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin McDonnell keeps you in the know this week as he discusses this week's hot topics in the property world. Kevin talks through  the government's new ‘pet friendly’ tenancy contract initiative which will see all landlords being obliged to rent to tenants with ‘well behaved’ pets and whether or not landlords should continue to invest in urban areas. Kevin also looks at news within the progressive property community which looks at which bank to secure a limited company account with.   KEY TAKEAWAYS Property News: In a recent report by ‘Landlord Today’, , they discussed how the government wants to introduce pet friendly tenancy contracts as standard. The new agreement means that renters with what are described as ‘well behaved pets’ will be able to secure tenancies easier.   Landlords will no longer be able to issue blanket bans on pets, instead consent for pets will be the default position. The landlords will have to object in writing within 28 days of a written pet request from a tenant and provide a good enough reason. The reasoning behind this introduction is that the government says currently just 7% of private landlords advertise for pet friends properties meaning many people with pets struggle to find suitable homes.   There has been a lot of talk of people buying properties away from cities due to COVID-19. Long term you want to be buying in the bigger towns or cities. It all comes back to supply and demand, if you’re buying a house in the middle of the county you are going to struggle to buy a tenant for that property. Nearly 7/10 landlords will continue to target property in urban areas.   Mortgage Works has now announced that they are launching new limited company mortgages targeting the growing number of incorporated ‘buy to let’ landlords. The new rates at 75% loan to value (are also available for new mortgages) are two year fixed rates currently at 3.34%. The more lenders that start to come into limited companies, the more competitive it will be, which is great for landlords.   Progressive Property: A property has added a £146,500 increase in value due to the adding of a second bedroom. The property was purchased as a one bedroom flat for £303,500 and then converted part of the kitchen into a second bedroom which increased the value of the property.   The reality is during the middle of COVID-19 it is very difficult to get a bank account with many banks. The banks are worried that you are just trying to receive the bounceback loan from the government. Once the bounceback loans opportunity closes, you will see banks will begin to allow you to open up their bank account again.   Longterm, the best bank to have a limited company account with is probably Natwest or Lloyds. These two banks are both lenders who lend in commercial finance at a very good rate.     BEST MOMENTS “How do you describe a well behaved pet?” “The reality is, it is mainly homeowners that are looking to buy outside the cities.” “68% are looking to buy in urban areas despite the coronavirus countryside craze.” “These rates will change if you’re listening to this in the future.” “A lot more people should be looking at that strategy.”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is joined by just two of Progressive Properties successful students Alex and Kate Moyes, today they discuss their journey on purchasing and renovating their first buy to let property. Together they discuss the knowledge gained on their first deal, the importance of being honest about our experience with your investors and why the property market is the best way to invest your money.   KEY TAKEAWAYS Many people focus on the money they make on their property deals. The money is good, but knowledge and experience you have gained from doing the project is priceless.   Good tradespeople are not typically available. You are going to have to wait for them to finish another project before you can get them involved. The earlier you secure them the better. The minute you have your deal agreed you should get your tradespeople lined up. Ask your agent or vendor if you are able to show the tradespeople around before completion.   You don’t need to have loads of experience in property. You need to be yourself and you will become investable. There will be people out there that will fund your deals because they trust in you.   You are significantly better off investing in property than you are investing in the stock market. Whilst you can get 8% returns on investment in the stock market, you cannot leverage in like you can with property investments. Overall you will make more profit investing in property than you will in stocks and shares.   BEST MOMENTS “It has been our playground. The ability to learn has been really powerful”   “What you want to happen the day after completion is not show tradespeople around, it is having them starting the work.”   “You made yourself be investable by being honest.”   “They know that I take it seriously because I am investing in myself.”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join your host property expert Kevin McDonnell as he discusses property news from around the UK and the Progressive Property Community. Kevin discusses a possible 6-month delay on new electrical safety standards, why the UK property market is always a safe place to invest in and how to spot a good business partner.   KEY TAKEAWAYS Property News: Lettings agents trade bodies have accused many local councils of being socially irresponsible and have called for a pause in the push to have new licensing for landlords brought into place. Safeagent wants a six-month delay on new electrical safety standards being introduced for existing tenancies pushing the deadline out from 1st April until 1st October. There are an estimated 4.5 million households that need these electrical reports carried out. The government has been slammed for missing out Landlords in proposals for new energy efficiency regulations. Property Mark has given its formal response to a consultation triggered by the government about the energy performance of privately rented homes in England and Wales. The new EPC regulations would require all new tenets from April 2025 to meet band C or higher on the energy performance certificate.   The UK property market was by far the standout success story of 2020. House prices experienced their highest pace of growth since 2015, finally ending 4 years of Brexit related price stagnation. The one great thing about property is the fact that it is a stable market. It is supply and demand, house prices have always gone up and until the supply and demand issue is sorted house prices will continue to grow.   Progressive Community:   When choosing a business partner, look closely at their attitude and behaviours before you jump into a business deal with them. Red flag behaviour is a sign of things to come. You need to be very careful of who you chose as a business partner. It is very easy to get into a relationship in business but it is getting out of that relationship that can cause challenges later. Make sure you always have your contracts drawn up legally to protect both you and the other partner.   BEST MOMENTS “I feel the government needs to push this back until October as it makes no sense.”   “Either way it is something that you need planning into your business.”   “Whatever happens in this country we cannot deny that we like on a small island where the population is getting bigger and bigger and we’re not building enough houses.”   “Brexit or not, pandemic or not there is a demand for houses in the UK”       SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this week's episode, Kevin will share with you the seven areas he will be focusing on to monetise in property throughout the coming year and areas where he feels all property investors should be looking at to make money throughout 2021 and beyond.  There are various areas you could be looking at to maximise your profits, from raising money to build up your portfolio, reaching out to other local businesses who may have struggled through the pandemic and conversions from one bed to two-bed flats and/or commercial to residential property. KEY TAKEAWAYS Converting 1 Bed Flat to 2 Bed Flats Throughout the Covid-19 pandemic there has been a drop in the value of one-bedroom flats in a lot of the major cities in the UK. The reason is simple, a lot of these properties are owned or rented by people who commute to work but live in another part of the country and these people may now be furloughed or working from home - the demand may no longer be there after Covid-19 if people lose jobs or continue to work from home. This could be the best time to purchase a larger one-bedroom flat and convert into a two-bedroom, you can add a really good margin in an uplift from a one-bedroom to a two.   Raising Money There will be a huge opportunity in 2021 for raising private finance to build your portfolios. People are trying to get their money out of the banking systems with low-interest rates and potentially negative interest.   Joint Ventures Some investors will want a joint venture and not just make an investment, ie a share of the pie. However, be careful. Make sure you’re only working with sophisticated investors and do your research on the FCA Regulations to make sure you stay compliant.     Buying Businesses Look to collaborate or go into joint ventures with other local businesses who may be struggling in the current climate. Also, you will be able to buy businesses for very little in 2021;  buying an existing business makes it easy to scale up in the coming years.   Creative Strategies Think about lease options, exchange with delayed completions, vendor finance. These opportunities will be massive in 2021 and onwards. Landlords will be looking to sell portfolios due to Section 24 as well as the impact of Covid. Rent to Rent Where you control other people’s property on a rent to rent agreement but on a profit share basis, not guaranteed rent. The landlord gets the property taken care of and an income and you will make money from the profit with none of the downsides. This is a great way to scale a business and create cash flow.   Commercial Conversions There are empty commercial buildings all over the country at the moment and this creates a huge opportunity to convert these buildings to residential. However, don’t just think about commercial to residential conversions. What about commercial to a different commercial use? With the government relaxing laws around permitted development rights, there has never been a better time to purchase a commercial property for conversion to residential.   BEST MOMENTS “Use the 3’ rule - everyone within 3’ of you, no matter where you are, needs to know that you are in property and that you are looking to do deals in property. “ “Not everybody is going to just want to lend money for an interest rate return, some will want a joint venture - a share of the pie” “The biggest opportunity has come in the middle of Covid when the government announced a relaxation in the Permitted Development Rights” “Keep an eye on all of the changes the Government are going to be making to try and incentivise developers”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Keep yourself up to date with all things property by joining your host and property expert Kevin. Kevin discusses the new announcement by the government whereby section 21 is being abolished and looks at what should be put in place to help protect landlords going forward. He also takes a look at the best Universities for rental yield and what’s been going on this week in the Progressive Property Community.   KEY TAKEAWAYS Property News: The government has said that the Renters Reform Bill will be in very soon. The government will introduce the controversial bill soon, this is the bill that will abolish section 21 rights for Landlords. Section 21 currently allows landlords to remove tenants for no fault other than wanting to get your house back.   There is lots of research to discuss what can be done to replace section 21. Section 8 doesn’t currently allow for no-fault eviction. There needs to be something to replace section 21 that would make it easier for a landlord to evict a tenant that’s causing damage to the property or who is not paying their rent.   The University Of Southampton is currently the UK’s best buy to let University at present according to the figures. Southampton is a great area to do student HMO’s. Southampton has a current average house price of £226,489 whilst the current average rent sits at £1688 per month. A buy to let in the University postcode has a rental yield of 7.4%.   Other Universities in the top 10 for rental yield were Nottingham, Newcastle, Warwick, Cardiff, Leicester and Kent. Many landlords have seen their rental income come down during the pandemic. Despite the current landscape, demand for student accommodation remains high across the country.   Progressive Community: Real-life property deals as a Progressive Property member has secured their first rent to rent deal during Covid. The member took on a four-bedroom flat on a five-year lease at £1100 PCM. The deal returns £2585 PCM with £1000 PCM profit.   BEST MOMENTS “There needs to be something different that will balance both sides. At the moment it’s very much weighed against the landlord and for the tenant.”   “Many focus on their study plans with an eye on life after the pandemic.”   “They installed a piano above the cooker and the hob!”     SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Mark is joined by fellow co-founder of Progressive Property Rob Moore and together they discuss how you can get the highest returns when investing £500,000. Learn today how £500,000 could allow you to invest in 14 single let properties, why it would be a good idea to invest your money in a freehold block of flats and how you can make huge savings by purchasing your own office blocks.   WATCH ON YOUTUBE How To Perfectly Invest £500,000 |Property | Stock Market | BusinessSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   KEY TAKEAWAYS Property: With a £500,000 property investment you can secure 14 single-let properties with a price range of £120,00-£130,00 and putting down a £35,000 deposit. These properties can be running simultaneously with a refurb scheduled every 6-9 months. It is a great strategy to achieve long term capital growth.   Many units on the high street have been battered and valuations have dropped in a big way and many are empty. There is a big opportunity to put a shop in the unit and convert the uppers into flats. There are a lot more of these opportunities to come; we are only at the beginning of this.   With £500,000 you can buy a freehold block of flats. The property may need a refurb and once this is done you are able to rent all the flats out. These are good investments because since you own the freehold it is similar to buying a house, you don’t have all the ground rent. There are really good opportunities since the values have dropped and there are currently plenty of tenants available.   It is a very good idea to buy your own office blocks for your company. By buying your own office building you are making a huge saving every year and the property itself will go up in value every single year.   Stocks and savings: Cars: If you are going to invest in classic cars it is best to start off with something cheap. Buy a low mileage, better quality car and in the end, you will make a better profit. Work your way up and build up your collection. Buy a ‘Classic Car’ insurance policy if your car is garaged which will allow you to keep your insurance costs down. Assets: Holding physical gold is a good investment. Buy the gold physically and put it in a secure vault and allow the asset to mature.   Whilst it is a possibility to buy a company with half a million pounds, you really do need the experience to know if what you are investing in is a viable business. People will usually try and sell you something that works for them and often it will not be worth your money.   BEST MOMENTS “You are going to end up with a great return on investment.” “You’ve really got to know what you’re doing.”“If you have a passion for something you are going to learn how to do it well, if not better than anyone else.” “Your timing of what you buy is really important and sometimes it is wise to wait for the market to come back down.” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode:How To Perfectly Invest £500,000 |Property | Stock Market | Business Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

After last year's unexpected mini property boom during a global pandemic, many people are anticipating what this year's property market will look like. Kevin keeps you in the loop with this week's property news as he discusses Sadiq Khan’s call for an eviction ban extension and the effect Brexit will have on newbuild homes. Kevin also discusses what has been discussed this week in the Progressive Property community.   KEY TAKEAWAYS Weekly Property News In an article in Landlord Today, London Mayor Sadiq Khan has called for an extension of the eviction ban and a two-year rent freeze in London. Although he has no major powers over the private rental sector Khan wants the government to give renters the same protection as commercial tenants who have been granted an eviction extension until March.   The effect that Brexit will have on the housebuilding sector is that a lot of house building materials are manufactured in Europe. This means that there is likely to be a slowdown in production and delivery of materials especially early on in 2021.   With the stamp duty holiday coming to an end in March then it is likely that this could see an effect on builders and house building in general. It will be interesting to see if there is still the same demand for new build property.   Progressive Property Community News & Discussions Rob Moore posed the question to the community ‘When do people think that the property market will correct or slow down?’ The property market will likely slow down after the stamp duty holiday has ended. Once it has ended, there could be a crash in the market and a lot of property could end up having negative equity. When opening a business bank accounts many people opt for the famous high street banks. There are a lot of lesser-known online banks such as Starling and Tide banks which are easy to navigate and are cheaper options.   BEST MOMENTS “He is asking for more powers to implement a two-year rent freeze in London as an emergency measure.” “This could have a big impact on the slowing down of house building.” “It is going to be interesting to see how the layout of houses will change.”       SUBSCRIBE TO THE A NEW INVESTMENT SERIES   Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Nobody could have predicted that a mini property boom would have happened during a global pandemic in 2020. With that in mind Co-founder of Progressive Property, Mark Homer takes over today’s podcast with his property predictions for 2021. Mark discusses why many retailers are moving to the outskirts of the city, a possible stamp duty exemption extension and why we are likely to see a rise in single let properties as unemployment rates rise.   KEY TAKEAWAYS The pandemic has had a huge effect on many industries, especially retail. Many retailers are moving into warehouses on the outside of town to fulfil their customers’ needs for online purchasing. Despite what most of the property experts said, the property is gone up significantly this year.   Many people want to move to different sized homes in different locations as they are not having to commute as far with the pandemic. In addition to this, a stamp duty exemption has reignited the market and pushed it on. The stamp duty exemption ends in march, however, there is talk of it being extended.   Focusing on whether the property is going up or down is the wrong thing to be looking at. You need to be looking at strategies that work in all markets because it is unpredictable. Nobody knows what will happen to interest rates or government support, which has given support to the employment and property market.   The residential housing markets (specifically single lets and HMO’s) are likely to see increased tenant demand in 2021 because unemployment is predicted to rise and people will likely decide to rent instead of buy. This is likely to push rent up and reduce voids.   The further into the year we go it is likely that house prices and stock markets get a significant lift as the value of money decreases. The prices of consumer goods and everything that goes into the basket for the retail prices index is not likely to lift that much if it did quantitative easing would be reduced significantly and interest is likely to go up. However, it is more likely that asset prices are likely to increase.   Lessons learned from 2020 taught us that things can only get better. It also taught us that people can have a very short term mindset, there were much more motivated sellers in the last recession and there were many more property deals to do because there were so many sellers that needed to offload to raise cash. After the market came back, property prices rose.   BEST MOMENTS “Most experts were predicting either a shallow fall or a crash.” “It is something that you nor anybody else can get an answer for.” “This is a good thing for poetry investors as it lifts the value of your asset.”   VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive      progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Nobody could have predicted in March 2020 that the UK property market would enter a mini-boom during a global pandemic. Join Kevin today as he discusses whether the market will continue to rise or fall in 2021. Kevin looks at the reasons behind the 2020 property boom, why putting your money into property is a safe option and why you should only invest in properties that can pay you a positive income every month.   KEY TAKEAWAYS In 2020 we saw a mini property boom. Who would have thought that house prices would have continued to rise throughout a global pandemic? This happened for a number of reasons. One reason is because of the stamp duty holiday which lit the flame of the property market boom.   Those that were put on furlough also caused a rise in the property market since they actually had more available money and more time to think about the type of lifestyle they wanted. Interest also dropped to 0.1% meaning people were getting less money on their savings.   If you have more than £85,000 in your bank account and the bank you’re with goes under you will only be protected for the £85,000. People with cash have been moving their money into property as it is safe there.   In ten years’ time house prices will be higher than they are today. The experts in the property industry are talking about a 4% rise in the property industry. Even if there is a reduction in the market this year you can still buy value. You do not want to buy a property where there is no way to add value.   All you can do is buy what is in front of you today. Make sure you have got the numbers right, make sure you purchase a property that can pay you a positive income every single month.   BEST MOMENTS “Could banks go bust again? Who knows? Anything is possible.” “Property is the safest thing you can put your money in.” “Nobody knows exactly what is going to happen. You would need a crystal ball” “You make your money when you buy”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today’s podcast, Progressive Property Co-founders Rob Moore and Mark Homer join the show and discuss how to perfectly invest £250,000 in today’s current economic climate. They cover all bases from purchasing unmortgageable properties with cash, investing in high-end watches which are sure to bring back a high return as well as how to ensure you are successful when investing in the stock market.   WATCH ON YOUTUBE How To Perfectly Invest £250,000 |Property | Stock Market | BusinessSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   KEY TAKEAWAYS Property: If you are buying single lets, buy up to seven at a time with £30,000-£35,000 deposits and roll that over. You could also use this money to buy properties in cash. These properties may be unmortgageable and therefore you can get the property much cheaper. By doing this you can cut out the majority of the market as most people are unable to buy without a mortgage.   Property: If you buy commercial buildings or newbuild blocks of flats and you convert them, the capital allowances are available on the purchase price up to 20%. When you convert the buildings all the work that you do to the communal areas between the flat you can claim capital allowances on.   Businesses: Due to the current pandemic, there are likely to be some businesses that are willing to sell for £250,000 or less. Many hotels, nurseries and event companies have been very badly affected by the pandemic and are coming to the market in the new year.   Appreciating Assets: With this budget, you can invest in Patek Philippe and Richard Mille watches. The more complicated the movement of the watch, the more expensive it is. It is better to pay more money and have more growth.   Stock Market: Look for companies that are currently in trouble, but are fundamentally going to be okay in the long run. Be prepared to lose money on stocks on occasion. If you want to make money over time buy some market trackers i.e Footsie or Dow Jones trackers which track the market, have very low fees and allow you to spread across the stock market.     BEST MOMENTS “Straight away you are at an advantage because you can get it much cheaper.” “There is an immediate advantage there.” “The market believes there is another route out.” “Let father time pay it down.” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.glenmarch.com/https://www.hagerty.co.uk/valuation/tool/https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode:  How To Perfectly Invest £250,000 |Property | Stock Market | BusinessWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join your host Kevin McDonnel as he discusses this weeks property news.  Landlord today has named London as the city with the highest rent in the UK with an average of £1435 a month in comparison to the North East where the average rent was £490 a month. Property investor today analysed how Brexit will affect the UK’s housing marketer and Kevin discusses news closer to home as he finds out what has been happening in the Progressive Property community.     KEY TAKEAWAYS Weekly Property News On the Landlord today website they have reported that rentals have hit an all-time high according to government figures. The average monthly private sector rent in England for September was £725. This figure was the highest ever reported by the office of national statistics. There were regional differences with London being the highest at £1435 monthly and the North East the lowest at £490 monthly.   Property Investor Today stated that the UK has been ranked top hot spot for overseas residential investments post-Brexit. Suggesting the UK real estate market will remain firmly open for business post Brexit.   The findings from the European global real estate survey by international law firm DLA Piper found that overall, the top 5 countries for investment are all in Europe with the UK leading the way with 33% followed by France 28%, Germany 25%, Spain 24% and Italy 18%. Many people think there is going to be a housing crisis after Brexit however, these statistics prove otherwise.   Currently, businesses have to register for VAT only if they make over £85,000 per year. However, UK digital platforms combined are forecast to have as much revenue as £140bn a year by 2025. Much of this will be untaxed because it is secured by small scale individual operators who individually have less than £85,000 of turnover.  This means if the government decided to charge VAT to Air BnB’s then if you as an individual has a turnover under £85,000 decide to put your property on Air BnB, Air BnB will be charged VAT on their income which will be significantly above the £85,000 of you the individual. Air BnB will have to pass that cost onto you.     Progressive Property Community News & Discussions Should you buy property now or should you wait until next year should there be a crash in the market? Instead of asking yourself this, ask “What can I do now to find the very best possible deals that are available right now”. You make more money in property in a market that is going down and in recession type market than you ever do in a rising market. Why? Because in a rising market, the homeowner can sell to anybody they like. In a market like a recession, it becomes a buyers market. Property investors should always be buying.   BEST MOMENTS “It is really interesting that rent has actually increased during the pandemic.” “This is really important data for us as property investors.” “There is still a significant profit margin in Air BnB”     SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin is joined by yet another one of many success stories from the Progressive Property training programme. Kurt left his life in Dubai to start a property venture in the UK with no property training, now just a year later he tells his story of how he became a successful property investor following the rent to rent strategy. Kevin and Kurt discuss the benefits of a JV partnership, how to network and why knowledge is power. KEY TAKEAWAYS When starting your property venture alone it is important to create your power team. Go to different property networking events around the country where you can get to know people. Use social media to find people with similar property interests to yourself and you may find somebody to work alongside.   When meeting potential JV partners, share your weaknesses and your strengths and find somebody who compliments you. Work out strategies when you go into meetings according to both of your strengths and weaknesses.   Working alongside others who are already in the property industry can help you increase your knowledge. You will learn from others how to acquire new properties or tenants and you can apply this knowledge for when you go to make a deal.   Many people wonder why a landlord would allow somebody to take their property on and rent it out to make a large profit. Many landlords want to relax and have others do the work for them so long as they are making a profit they are happy. The landlord doesn’t need to pay utility bills, council tax or refurb bills as that will all be taken care of meaning his workload is less as he likely has multiple properties.   Rent to rent is a great technique to create cash flow, but you never will build a long term legacy by doing only this. Comercial conversion is future money, it may be three or four years before you even get paid. Putting these two techniques is very smart as it allows you to create cash flow, whilst investing in something that will bring you future income as well as a long term business legacy.   BEST MOMENTS “We can work together and we might be faster at completing all the tasks to get a house. Our main focus was just to get our first house.” “That is how we work together, we are a good combination and a good team.” “I didn’t believe this story when I heard it from you the first time”   About The Guest Kurt is a Swiss National who moved to Dubai for several years. He made a decision last year to move to the UK and start a property business having never done property before.   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Have you been wanting to get into property for a while, but wondered how many people are successful? Join host Kevin McDonnell as he talks to Ben Brand, a Progressive Property trainee who found success in serviced accommodation after attending a Progressive Property event. Together they discuss the ins and outs of serviced accommodation, how to utilise social media as a marketing tool and why now is the perfect time to invest in property. KEY TAKEAWAYS Serviced accommodation is a disruptive yet simple property investment strategy. When investing in serviced accommodation you can provide a service that massively undercuts the hotels as a better value product. If you are a contractor and had the option between paying $50 for a hotel or $25 for a nice house, it becomes a no brainer.   The basic premise of serviced accommodation is you take a house or an apartment and you provide a hotel-like service. Essentially, somebody can rent the property off you by the night and you will provide basic services.   The basic business consent in rent to serviced accommodation is that you rent a property for a fixed amount and then re-rent the property on a nightly basis. You can charge a far higher amount over a month. Anything between your fixed costs and the overall gross turnover you make is your profit margin.   Marketing your business through social media will allow you to scale your property business. Social media is essentially free, to begin with. As you grow you can start to utilise paid adverts but until then you can market your business for free via your smartphones. Social media allows you to create a community, meet new people and create a lot of new opportunities.   Now is a good time than ever to get into the property market. Getting into serviced accommodation in the current property climate and the idea of long term guaranteed rent is compelling to many people. First and foremost you need to get educated in property strategies. There are tonnes of opportunity out there.   Many people are worried that they are not right for property investment. Everyone has something unique about them that they can use as a strength. Focus on the positives that you bring and then look at the risks. You only get one life and whilst it may be intimidating to begin with, the risks of not doing it in the first place greatly outweigh the risks of going ahead and trying it. If you show up enough times, you will eventually get what you want. BEST MOMENTS “If I can make that by accident, imagine what I could make if I did it on purpose?” “When I started to post on social media, all I was doing was telling my story and that just seemed to resonate with people and draw people in.” “I get approached by three or four new investors every single week” About The Guest After twelve years in the army, Ben decided to venture into the world of Property after reading his first property investment book “No Money Down”. Ben attended his first property event in May 2012 and left feeling inspired. After attending multiple property training events, Ben settled on Serviced accommodation as his strategy.   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

A new warning has been given to landlords this week in regards to cowboy builders exploiting the “Green Homes” government grant. Law firms in Sheffield saw an increase in negligence claims for a previous, similar scheme and warned it could happen again due to the short 6-month time frame given. A tenant has been found guilty of murdering their landlord this week in Coventry. This incident should serve as a reminder for landlords all around the country to ensure they are always safe when viewing properties. Host Kevin McDonnel also brings you the latest weekly updates from the Progressive Property community. KEY TAKEAWAYS Weekly Property News Warning over cowboy builders exploiting the ‘Green Homes Grant.” Landlords thinking about taking advantage of the government's new “Green Homes Grant'' are being warned of a surge in cowboy building works. Sheffield based SSB Law has seen an influx in breach of contract and negligence claims as a result of a previous government scheme.   The firm now believes that due to a short 6-month time frame the new scheme could see tradesmen cashing in. The six-month time frame is not long enough and is putting both landlords and building firms under pressure. This means the likelihood of substandard work will increase.   Under the government's new “Green Homes Grant'' which launched last month, landlords and occupiers in England can apply for grants of up to ten thousand pounds to make their homes more energy-efficient. This includes the fitting of cavity walls, loft insulation and solar panels.   Havering council has agreed to do an extension in its landlord licensing scheme. It currently covers twelve awards and will be rolled out to a further six. Councillors have also agreed to an introduction of a selective licence scheme to cover single-family properties in Romford Town and Brooklands Wards only. This scheme will come into place in January 2021 and will operate for five years.   As a landlord, you are always taking risks when visiting the property. If you’re a landlord or agent and are planning to visit one of your properties, always ensure that somebody knows where you are visiting and ideally bring someone else with you.   Progressive Property Community News & Discussions   Each property is different and you are bound to see properties with a lot of different layouts. The benefit of renovating old buildings is that you can add some TLC into them, especially cowsheds.     BEST MOMENTS “If you weren’t aware of it, get in and look at the opportunity of what can be done on your property.” “That is certainly something you should be doing in case you get into a conflict.” “Visiting properties can be risky.”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Do you want to become a sophisticated investor making large, sustainable and scaleable returns on your investments? In this episode of the ‘How To Invest For Maximum Returns’ mini-series Mark and Rob go big advice, tips, tricks and the fundamentals of investing £100,000 in the best property strategies, proven business models and appreciating assets such as classic cars and vintage watches. Tune in and discover the tried tested BRR property tactics that can make you over £1,000 per month along with new properties every 8 months and why a bootstrapped business model could be the best return on your investment yet. WATCH ON YOUTUBE How to Perfectly Invest £100,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS When investing always keep 10% contingency back as a reserve. Being liquid is really important when things change, cash is needed to cover costs and pay bills and if you have no liquidity in your business you may struggle when cashflow is needed and your cash is tied up in investments   Property: £100,000 investment in the BRR single-let property strategy will get you started with three units that you can roll over continuously and by getting your initial deposit back out you can leverage the bank’s money to purchase three more single-lets, refurbish and refinance them every 9 months and you can quickly build up a property portfolio.   Property: A £100,000 investment opens the doors to new property strategies such has high-end HMO’s of at least five bedrooms. Done correctly to a high specification on a property where you can add value and you’re able to get an investment valuation to retrieve your initial deposit, this property strategy can generate up to £1,000 per month and you can easily recycle the cash onto your next investment.   Appreciating Assets: Classic cars such as the Ferrari Testarossa, Porsche 911 and 997 GTT are good investments are this price range as they’re in limited supply and good demand. Vintage watches such as Patek Philippe Nautilus and Rolex Daytona’s are solid and sought after assets that will steadily go up in value over time. Business: By blending the sweat-equity model with a portion of your £100,000 investment and good knowledge of the market you’re entering you will see huge returns on your initial stake. If you bootstrap your business by reinvesting all of your sale cash back into the business with a lean focus on systems and marketing and prove that the business model works and it can be scaled.   BEST MOMENTS“On balance fixed-rate mortgages have always cost us more, it’s effectively an insurance policy” “To avoid early redemption payments, always refinance with a new lender” “BRR-HMO investments are the quickest way to build income and build cashflow”“Always max out your ISA every year by putting in £20,000” “The older the Daytona you get the better but beware of frankenstein models” “Prove that your business model works first before using all of your investment”   VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979        progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin McDonnell discusses this weeks property news as Aldermoore’s ‘Buy To Let City Tracker’ identified Manchester as the best city in the UK to invest in. Aldermoore stated that the short term returns through yield and long term return over ten or more years as two of the reasons why the northern city is the best for property investment. Kevin discusses the impact the recession will have on peoples property preferences with many people likely to downsize and turn to HMO’s. Kevin also shares whats new in the Progressive Property Community and poses the question of what’s better houses or flats?   KEY TAKEAWAYS Weekly Property News According to Aldermore’s Buy To Let City Tracker, Manchester is the best city to invest in. The tracker assessed 5 key indicators that impact desirability, these can be identified as average total rent; short term returns through yield; long term return over ten years; the lowest number of vacancies as a proportion of total housing stock and the percentage of the cities population in the rental market. Manchester performs well for rental returns and long term house price growth. More importantly, it is one of the biggest rental markets in the UK.   Many people are saying because of COVID-19, people will no longer want to live in shared accommodation. However, along with the pandemic there came to a recession meaning people will have less income and will be looking to downsize to save money. HMOs (Houses of multiple occupancies) are the cheapest part of the market. In the previous financial crash, the HMO sector boomed as many people were looking to make cut backs. Many young professionals who can afford a one-bedroom flat often prefer to live with others.   Property Investor Today gave some advice on how to convert and invest in HMO’s for them to be successful. Make sure the property has a workable workplace as many people will be working from home. Ensure the properties kitchen has as much storage as possible as well as ensuring the bedrooms have ample wardrobe space. In the coming years, service will be key, ensure you provide the first-class service to your tenants.   Progressive Property Community News & Discussions What is better to invest in houses or flats? Flats usually have a higher turn over of tenant than houses as well as often being a leasehold property meaning you are likely to have yearly service charges. Another thing to think about with flats is ensuring the building does not have any cladding issues. The service charge is often steadily increased over the years as well as the complex issues that arise over communal areas. Buying freehold houses and converting them into flats allow for good yields and higher tenant turnover.   BEST MOMENTS   “What do you need to be successful?” “It is not as clear cut as ‘there will be a decline’ or ‘there will be a rise’. “Think about what you would want in your house, and that is what your tenant will also likely want.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to episode four of the How To Invest For Maximum Returns’ mini-series. In this episode, Mark and Rob unwrap the perfect investment vehicles for an initial £50,000 investment and share with you the risks, rewards, capital gains and opportunity investments in property, stocks and shares and new start-up business models. Listen in and discover exactly how to get more than 20% return on your investments, how to leverage your initial stake for higher returns, why it’s important to diversify your portfolio and why starting and scaling a business can still be one of the best investments you can make today. WATCH ON YOUTUBE How to Perfectly Invest £50,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Property: For £50,000 you can purchase a freehold house and get a net return including 75% leverage from your 25% residential buy-to-let mortgage on you 15% or more on each property purchase. This is by far the investment strategy with the highest possible maximum return. Purchase a 130k+ house that could be worth 170k+. Add value with a refurbishment of no more than 10k and roll your initial 25% investment back out and keep going. If you’re able to fully retrieve your deposit by refinancing you will have gained an ROI of 100% and now have a proven appreciating asset and your initial investment back.   With an initial investment of £50,000, you have the ability to diversify your investment strategy. As long as your investing in areas of the country where the population is growing you can secure multiple positive investments for £50-60k, flip the property and also use different property strategies such as But-To-Let, Commercial Conversion or HMO’s dependant on your area. Additionally, you can also keep some of your investment aside to use for tracker funds and other commodities. Stocks & Shares. When investing in stocks and shares its a good idea to diversify your portfolio into 15 or more different equities. Smart diversified tracker fund investments with Hargreaves Lansdown or Vanguard with good growth potential are ishare emerging markets equity index class H (accumulation), Vanguard FTSE 100 index (accumulation) and Legal and General index (accumulation). These funds cover blue-chip companies and are a low-risk investment. Business: A £50,000 investment can enable you to start a number of profitable business models but the ‘sweat-equity’ model whereby you work hard to cut costs and save money, in the beginning, will give you a greater chance of success in the future. Focus on a minimum cost model with the majority of your initial investment spent on marketing to grow your business and sales to generate cashflow. eCommerce (Amazon/Shopify), content and informational based business models are growing marketplaces right now.   BEST MOMENTS “Since investing in property we haven’t sold our properties, we’ve simply kept on rolling our investments on with our existing portfolio seeing a 10% capital gains.” “The sterling value is decreasing as the currency inflates and mortgage rates go down” “You won’t get a better ROI on your investment than property” “Why would you not borrow money at 1.5% and invest it to make 15% or more. “Buying your own home is a blessing” “You could turn a property into an HMO, increase your rental income along with the capital gains and see returns of 20%+. There is no better investment strategy for maximum return than property.” “With a residential property, you can get 75% leverage on your initial investment”   VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979      progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Have you ever made a mistake in business or in life and wondered how you will ever overcome it? Well, listen in to today's episode as Rob is joined by Gerald Ratner, former CEO of one of the most previously successful jewellery companies in the UK whose infamous speech ruined both his and his company's reputation. Together they discuss how to overcome mistakes, why facing your demons is sometimes easier than avoiding them and why you must learn that you cannot please everybody.   New Book Launch - 3rd December 2020‘Reinvent Yourself’ With Gerald Ratner KEY TAKEAWAYS Good and bad, nobody can believe what sometimes happens in business, and in life. Previous mistakes you have made in both your personal and professional life have made you what you are today, and you are probably a happier person because of it.   If you’re having to reinvent yourself because your business has dissolved or you have lost your job, you can’t afford to lose a lot of money again. Avoid taking risks that you cannot afford to make.   You sometimes need somebody to push you in the right direction. This can help you realise that facing your demons is a lot easier than avoiding them. You cannot keep avoiding things that you don't want to do. You have got to find the guts to go out there and confront your issues. When you do this, they are not as difficult to face as you may think they are.   There is nothing worse than being a failure and there is nothing better than being successful. We are put on this earth to work, challenge things and to compete against others. In business, you get the best brains. Successful business people do not spend their time trying to convince people they are brilliant, they just get on with things.     Try to get into a business that is unfashionable. You cannot please everybody, everybody has got different needs. Don’t try to be loved by everybody and try to persuade them that you are doing the right thing, if you believe something just get on and do it. If you start trying to get permission and opinions of others you will not get the right advice. BEST MOMENTS “I appreciate things now, after losing everything.” “It was a wonderful feeling when I actually got out there. Although I didn't want to, I was forced out there. “Get up, dust yourself off and start all over again.” VALUABLE RESOURCES https://robmoore.com/The Rise & Fall & Rise Again - Gerald Ratner ABOUT THE GUEST Gerald Ratner is a British businessman and motivational speaker. He was formerly a chief executive officer of the major British jewellery company Ratners Group. He achieved notoriety after making a speech in which he jokingly denigrated two of the company's products. He currently speaks around the world at corporate and promotional events. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to another exciting episode of the ‘How To Invest’ mini-series. This week, Rob and Mark dive into the perfect investment opportunities for an initial £25,000 investment as they cover the top strategies, tactics and fundamentals for minimal risk and maxim return. Listen in for advice, tips and tricks on the best property strategy for cash flow and for capital gains, how you can roll your initial investment into many, which tracker funds and equity share investments propose the highest returns and the lowest risks and finally what business models are working today that can net you a higher return that any other strategy when you apply these simple rules. WATCH ON YOUTUBE How to Perfectly Invest £25,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Business: A £25,000 investment can enable you to start a number of profitable business models but the ‘sweat-equity’ model whereby you work hard to cut costs and save money, in the beginning, will give you a greater chance of success in the future. Always aim to keep some of your investment back as a contingency and what you do invest, spend wisely on sales and marketing to grow your customer base. Property: For £25,000 you can quickly and easily source a buy-to-let property that has an opportunity to add value. Aim to purchase in a cheaper area of the country so that you can roll that capital investment into further single-lets after increasing the property value and refinancing. Using this method you can quickly build up a portfolio or properties using your initial £25,000 investment and keep on rolling that investment into more and more buy-to-lets, earning a rental income as well as capital gains. Shares: £25,000 can easily be put into tracker funds or single equity investments although at a higher risk. It’s a good idea to spread your shares around for minimal risk and maximum return. Investing in the top 10, premium bonds and precious metals can help to diversify your portfolio. If £25,000 is all you have you invest, with no contingency but still want to get a maximum return Rent2Rent property investing is the quickest way to generate a monthly passive cashflow. It would be wise to keep £5,000 aside as a backup and seek a JV partner for further property investments. Starting a business can be the best way to see a huge return on your investment but you must build your business with minimum outlaw with a maxim spend on marketing to grow your business and generate clients. eCommerce (Amazon/Shopify), content and informational based business models are growing marketplaces right now.   BEST MOMENTS “Get your deposit back out and just keep on rolling on to the next investment|” “Premium bonds can yield you a 3% return” “There have been some big losses with crowd-funding over the recent years” “The Steel Daytona is a good investment watch to purchase now that will increase in value in the future” “It’s critical that you love what you’re putting your money into. You need to want to read, learn and become better at the investment that you make.”   VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ ABOUT THE GUEST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

A new Winter Economy Plan sees the Government try to support tenants and those affected by COVID-19 pay their rent in an attempt to combat the £437 million of lost landlord rental income. Predicted changes to Capital Gains Tax regulations could now be a net benefit to landlords as it is proposed that tax is only paid on capital gains above the rise in monetary inflation and more in this week’s Progressive Property weekly news update with your host, Kevin McDonnell. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes     KEY TAKEAWAYS Weekly Property News   The Winter Economy Plan: The Government have announced at New Jobs Support Scheme and extension tp self-employment income support with over £1 million businesses also receiving extra flexibility in paying back Government loans. With the end of the furlough scheme predicted to cause many household difficulties in paying rents these measures will help to combat this as private landlords across England have faced rental losses of up to £437 million as a result of COVID-19. The Government should follow hardship loan schemes set up in Scotland and Wales to help support tenants to pay their rent as a result of the COIVD-19 pandemic and landlords are now seeking out Government-backed tenant income to ensure rent is paid through schemes such as supported living and housing benefits. Landlord Today: Capital gains tax changes could result in landlords paying less, not more tax. Historically capital gains tax is not applied on all profits, only those that are above standard measures of inflation. If the Government is to reform capital gains tax regulations then they need to reintroduce a form of inflammatory relief, meaning a potential benefit for most landlords that purchased property in the 1990s and 2000s. Progressive Property Community News & Discussions   What do you do when a property purchase is down-valued? There has been an upsurge in property prices due to furlough, people moving out of the cities, an influx of foreign money coming into the UK, stamp duty holidays etc, however, lenders who value the property are concerned about a downturn in the market in 2021 and are assessing the property from a safe loan to value metric, not simply how much is the property worth. Also, remember that if you’re purchasing a property and it is downvalued that is a net=benefit to you as the investor. BEST MOMENTS“The Government should follow hardship loan schemes set up in Scotland and Wales to help support tenants to pay their rent as a result of the COIVD-19 pandemic.”“A lot of landlords are looking for Government-backed income through new schemes such as supported living and housing benefit tenants to ensure rent is paid”“You’ve always got to have income coming in no matter what is happening in the current economic climate.”“There are interesting times ahead with how the Government is going to try to recoup all of that furlough money.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/                  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Luke Brindley has scaled his property empire to over 15+ properties since joining the VIP programme at Progressive Property and is now securing JV funding for more deals helping other investors source and scale their own property portfolios. Listen in as Kevin and Luke discuss the fundamentals of property investments, what it takes to scale up your business from part-time investor to full-time property entrepreneur and how you can shift your mindset, leverage social media and build up a network of investors around you quickly and effectively.   Join the Progressive Property Community KEY TAKEAWAYS   In property you get out what you put in. It can take a long time to get traction in the property market and secure a deal but you need to be persistent, invest in your local area and look for the longterm gain and not the short term wins.   When you’re starting your property portfolio, exchanging your time for money is just too slow. You need to JV with investors and like-minded individuals in the property community to secure JV finance and more quickly scale your portfolio.   If you’re investing in property alone you can have a very limited mindset and it is not until you join a mentorship group that will you understand the value in ‘getting out there and speaking with people’ and discovering that you can raise funding for property deals. Start investing in property, building your network and mastering your strategy in your local area part-time whilst you’re still employed until you have partly replaced your income and cost of living. Once you do move into property full-time your portfolio, funding and JV funding will grow exponentially.   Use social media to share your property journey, interact and help other investors on their journey and you will organically grow your network and find more deals and funding for your property business.   SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes       BEST MOMENTS “Don’t look for the quick win, look for the long term gain.” “At the age of 35, I’ve been able to quick my day job and spend more time doing what I love” “In property you get out what you put in” “You don’t know what you don’t know” “My portfolio is 100% self-funded” “I’ll post property content daily on social media to share my success” “Two years ago I didn’t have property network and now I’m turning down deals” “Build your parachute while you’re in the aeroplane before your jump full time into property” “Social media has been the single source of finding investors for funding in the past 2 years” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/   ABOUT THE GUEST   Luke Brindley is a property investor, BTL portfolio owner in Hull and East Yorkshire and has been actively investing in the area since 2011 with the aim of improving the quality of available housing in the local area and provide tenants with a ‘new home’. Luke is the owner of Wizard Properties & founder of Grow Your Property Portfolio.     CONTACT METHOD www.growyourportfolio.co.uk https://www.linkedin.com/in/luke-brindley-grow-your-property-portfolio/               SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this weeks property news, we see increased activity in buy-to-let and residential mortgage searches with the rise of property prices and the start of lockdown 2.0. Listen in as Kevin brings you the latest updates from the world of property investing and shares his advice both on short-term and long-term property strategies to combat the lockdown trend seeing a mass exodus of city apartment rentals.  Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Weekly Property News   Property Investors Today: Warns investors not to change strategy based on lockdown trends. In the short term COVID has resulted in an exodus of people leaving apartments in the main cities and moving out to more spacious and greener areas but should we stop investing in these types of properties? Longer-term these apartments remain a good investment as we return to normality. Mortgages have seen an increased in activity admit the start of lockdown 2.0 in England. Weekly mortgage, buy-to-let and residential mortgage search volumes have increased demonstrating a renewed interest in the property market as prices rise.    Progressive Property Community News   Can you get a buy-to-let mortgage for 15-20k? There are only a couple of lenders that will loan at 80% LTV in the current economic climate. Whilst it is possible to get a mortgage at this rate it may not offer a favorable interest rate. What do you do if your HMO tenant isn’t paying? Part of your property journey will involve tenants not paying their rent. But what can you do? You can serve a section 8 notice and get the tenant out of the property and by investing in a Rent2Rent or HMO strategy you can scale to 20 tenants quickly which will cover the cost of the non-paying tenant.   Check out a brand new Serviced Accommodation 7-day challenge with Kevin Poneskis. Learn about what it takes to start, run and grow a Serviced Accommodation business. Join Here   BEST MOMENTS“We should not take a short term change such as COVID as a long term change in the property market.” “Follow the fundamentals of what has made property a great investment strategy not the short term changes.”   “Now is the time to start investing in property and grasp the current opportunities in the market”   “This is the new 2008, how many people wished they had invested in property back then?”    SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Progressive Property Co-founders Rob Moore and Mark Homer join the show to share with you the best active and passive investment strategies for high returns and regular income when investing £10,000.  Discover how to get the quickest returns on your investment for short, medium and long-term capital growth from investing in everything from property, stocks and businesses to assets such as cars, watches and commodities.   KEY TAKEAWAYS The quickest returns on an active £10,000 property investment will be when you combine your capital with effort and hard work and create a business. eCommerce is a great opportunity for investment, it’s a growing market with huge potential for scale. Platforms such as Shopify and Amazon can help you reach huge audiences quickly. If you’re passively investing £10,000 the safest options are most ISA’s or a portfolio of tracker funds that invest in the FTSE or American spread. Platforms such as Vanguard and Hargreaves Landsdown are recommended to use. The best property businesses to start for returns are Rent2Rent, Serviced Accommodation or Deal Packaging, these property strategies will give you a fast cashflow each month and ability to get a return on your investment so that you can scale your empire. However, a joint-venture with other investors is also a great way of pooling your capital together for larger projects with bigger returns. One of the better longer-term passive investments to make is in classic cars and watches. If you do your due-diligence using sites such as Glenmarch you can track the price of classic cars and their average price sold. With the right research on the right premium brands, these investments will increase in value year on year and you will see a positive return.   BEST MOMENTS “By starting a business and by working hard you will see a better return than any other investment strategy” “We started our training business with £300 each” “Put your £10,000 into a business that you’re passionate about so that you’re motivated to grow” “Purchased non-depresiative items” “Do your own diligence on all your investments” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.glenmarch.com/https://www.hagerty.co.uk/valuation/tool/https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Tune in for another dose of the UK’s hottest property news and investing updates. In this episode, Kevin covers recent reports of the emerging ‘Landlords Market’, how investors are looking to expand their portfolio in 2020/2021 and dives into the announcement of an extension to the re-possession exemption landlords are facing due to the COVID-19 pandemic. Plus listen to the end to hear the latest news straight from the Progressive Property Community. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes     KEY TAKEAWAYS Weekly Property News   Landlord Today confirms that there will be no enforcement of possession orders except in urgent cases including trespassing, squatting and fraud. 1 in 11 private renters are currently furloughed and the extension of re-possession exemption will be a lifeline to renters relying on it. However, this does not address arrears tenants and landlords are still facing and the Government need to put together a bespoke package to help renters pay off their arrears with increased benefit support and hardship loans.   Property Investors Today reports that it is now ‘Landlords Market’ 10% of landlords are currently looking to expand their portfolio compared with only 3% at the end of 2019 and 82% of landlords claiming they would not look to purchase another investment property in 2020. Now landlords are looking to take advantage of the stamp duty holiday and this could see a spike in investments outside of city centres.     Progressive Property Community News   How can you invest 150k? Aim to leverage the investment by spreading it out into deposit pots to purchase up to five individual property investments. Additionally, 150k could be used to find JV partners and as a strategy to build out a much bigger property portfolio.   There is an opportunity to purchase unencumbered land, obtain planning and then use this as leverage to build out property units. The exit will be to sell some units and keep some for passive income. With this opportunity, it’s important to think about your cashflow strategy as well as the long-term capital gains that will come with this investment.   BEST MOMENTS“Extreme arrears is one of the few reasons for eviction during lockdown”“Renters have abused the ban on the re-possession exemption causing hardship”“Property in city centres no longer represent a good investment”“Now is an opportunity for landlords to take advantage of the stamp duty holiday” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/            progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Should you invest in Property or Cryptocurrency? What’s the better investment for someone looking to make a return on their money? Today, Kevin explores the advantages and disadvantages of Property VS Crypto and shares his opinion on the best investment vehicle for a steady, reliable and passive income. Listen in and learn the cycles of the property market, the reason for rising house prices and the history of Crypto market volatility. Disclaimer: Before you invest you should seek independent financial advice from a qualified professional. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   PROPERTY INVESTING   The richest people on this planet have either made their money in property or invest their money into property. Property has made more people on this planet more money in history than any other wealth-generating vehicle and property is the investment class whereby people protect their wealth.   The population in the UK is rising year after year and there is a lack government plans for more housing despite the growing demand and a lot of the population are living in existing sub-standard accommodation. This presents opportunities to the property investor as a growing demand will push up the value of house prices and rental contracts.   Property house prices are constantly rising overtime and with generation rent, the future of UK property is destined for an increase in rental properties.   There is a proven cycle to property investment with the marketing booming and busting regularly. This cycle cannot be timed but can be spotted overtime and investors can see the rise or drop coming and act accordingly to either increase their property portfolio or exit the market.   CRYPTOCURRENCY INVESTING   There’s massive fluctuation in the crypto markets with prices going up and down regularly. It’s a volatile investment that can yield huge returns but can also drop suddenly and as an investor it’s impossible how to know what direction the price is going in. Crypto blockchain technology is incredibly complicated and only a small number of experts truly understand it. Investing in individual Crypto coins is actually quite simple. There are thousands of Crypto coins and new ICO’s everyday so how do you know which coins will turn you a profit? Most coins will lose investors’ money and in reality Cryptocurrency is the wild west of investing today. PROPERTY VS CRYPTO   In a property transaction you can force the value by leveraging the banks money, take control, keep the asset and take your money back out of the deal. This is known as the B.R.R model. With Cryptocurrency you have less control over the price.   Property can be a passive income investment once you pull your initial investment back out of the deal, with Cryptocurrency you will only see a return when you sell the coin and therefore no longer have the asset.   BEST MOMENTS“Property has been around forever and there will always be a demand for property, people need homes to live in and it will generate you a stable monthly cashflow every month.”“With the rise of the population and lack of new property developments, house prices and rental agreements are being pushed up.”“You’ve got to make investment decisions today that are going to make you money”“Crytocurrency is the wild west of investing”“Only invest what you’re willing to lose”“Do not out your life savings into Cryptocurrency” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/              progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another Progressive Weekly Property News Update. In today’s episode, Kevin dives into breaking news from Landlord today and PropertInvetorstoday.co.uk as they cover the upcoming licensing of private landlords and the growing retail to residential plans for retail giants as they feel the effects of the COVID-19 pandemic. Plus listen to the end to hear the latest news straight from the Progressive Property Community. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes     KEY TAKEAWAYS Weekly Property News   Landlord Today: The licensing of private landlords is on the horizon. This regulation has cross-party support and is in the pipeline to be completed in the next few years. If you’re already a private landlord you will automatically qualify for licensing but moving forward new landlords will have to meet the regulation.   Property Investors Today: Will retail to residential property conversions continue to grow? Vast changes forced by COVID-19 have brought into sharp focus the dilemmas that high-street retailers are facing right now. Retailers are looking to use the space of their properties to incorporate residential property also.   Progressive Property Community News   If you have a HMO property and one of your tenants falls pregnant you must contact them to further understand their plans as you cannot have a HMO tenant with a newborn baby. In this situation you can retain the tenant buy offering them a single-let property as an alternative. You must do your due-diligence with tenant references. As a landlord, there are three further checks you can do to ensure you’re entering into a contract with your ideal tenant. 1. Ask them for 6-months previous paycheck/proof of rental payment. 2. Ask the second to last landlord for their reference. 3. Use a credit check platform to check their eligibility to let your property.   BEST MOMENTS“Lidl and Aldi have incorporated residential space about their new stores”“Tesco own a development arm with their business”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join a brand new and exclusive investment mini-series with Progressive Property Co-founders Rob Moore and Mark Homer as they share with you how to perfectly invest £5,000 with an array of investment tactics, strategies and opportunities ranging from active and passive investments in property, business, classic cars and the stock market. If you’re looking to make a good return on your capital and invest in something you love, this episode is for you. WATCH ON YOUTUBE How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes     KEY TAKEAWAYS   When you are investing, you have to first decide whether you want to use your time in that investment which is called active, or whether you don’t want to use your time in an investment which is called passive. £5,000, is a relatively small some to begin investing so for the highest return it would serve you to invest in a business, invest your time and invest the bulk of your finances in marketing to drive increased sales. If your passion is to invest in property if may be wise to continue to save until you can move into property investment full time and be smart with your finances by securing loans and JV finance to turn your initial investment into much more. You could also invest it in stock marketing or ISO, but this is passive and it would take longer to generate a huge amount of money. This would be a slower investment and return overtime but can yield impressive results. Training and education businesses are a very good investment because you only need to have the internet and a good phone to record yourself. You only need to know something to teach and a paying audience will listen. Classic watches and cars can generate you huge returns if you purchase them at the right price, but it would be more beneficial to invest in a business to generate you the type of passive income you need to invest in wealth-generating assets. Cryptocurrency is a newer market that can give you a very high return when the price and market cap go up.   BEST MOMENTS"I would invest it in marketing to generate leads to clients resulting in sales." “Nothing is truly passive; you have to work hard for you not to work hard.” “It is important to preserve capital and have contingency cash.” “Cash protects you in terms of your monthly bills, liquidity and also pay your debts.” “Invest in something that you love doing.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to another weekly update of hot property news, advice and investment strategies. Today, Kevin explores recent articles from ‘Landlord Today’ and ‘Property Investor Today’ covering the booming UK holiday let market, advantages of the current stamp duty holiday and dives into the best investment areas for consistent high yields from your buy-to-let.   Join the Progressive Property Community   KEY TAKEAWAYS   Lower purchase price areas that provide the highest yields don’t necessarily give you the least hassle. There is a much higher turnover of tenant and as a landlord investing during the current economic climate you may see missed payments and tenants facing redundancies.   There’s a common misconception is you want to invest big in an affluent area for a stress free, high return investment in the buy-to-let market. Areas with higher earners will always require a much larger investment cost upfront.   Cheap does not mean valuable. One of the best areas to invest in is right in between the low yielding and high yielding areas where there is good tenant demand and good employment prospects.   You should be looking to invest in the holiday let market to service the demand for staycations. Since the Stamp Duty holiday announcement in July, mortgage providers have seen a direct increase of 39% in mortgages for holiday lets and bookings for UK holiday let cottages in July increased by in 19% in July YOY demonstrating the boom in the UK holiday let market. There is a delay in approved mortgage applications. Due to COVID restrictions local councils valuations and searches taking longer than normal. Additionally independent legal advice for purchases made through a limited company are also taking longer in tier 2 and 3 areas.   BEST MOMENTS“Just because a higher yielding area looks like a greater investment, doesn’t necessarily mean that it’s the case.”“The UK holiday let market is booming”“You should be looking to invest in serviced accommodations with the stamp duty holiday and demand for staycations” VALUABLE RESOURCES https://www.landlordtoday.co.uk/ https://www.propertyinvestortoday.co.uk/ https://www.youtube.com/user/progressiveproperty SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you scared of making a mistake? Are you fearful of making a bad investment? In today’s episode of the Progressive Property Podcast, Kevin shares with new investors a 7-stage step-by-step guide on purchasing property and how to know if it’s a good investment. Discover how to spot a strong rental demand, where you can add value and what investments are best for instant cashflow. Join the Progressive Property Community   KEY TAKEAWAYS   Strong rental demand. You should not invest unless you’re sure that you can tenant that property. Research the demographic, demand, value and type of property that rents well in your chosen investment area online and in-person and even survey potential tenants and competition to discover your ideal investment. Cashflow. You need to invest in property that pays a positive cashflow today. Calculate your rental income (turnover) minus your expenses = profit/cashflow. Cashflow will also help to protect you from a recession negatively affecting house prices. Can you add value? Making money is about adding value to a property. Don’t gamble with a property that cannot be improved. Always research the footprint of the property for opportunities to add value. Capital growth potential vs stable property prices. When prices are stable and growth is miserable you will more accurately be able to predict future capital growth potential for that property on that street. Local Economy. Monitor the local economy and understand weather companies will be investing in the area and creating jobs and wealth which will lead to increased rental demand and capital gains. Make your money when you buy. Purchase at the right price, add value and bank future profits. Property Management. Always purchase in an area with good management companies and never manage your investments yourself so that you can focus on finding more deals to increase your wealth. BEST MOMENTS“View other properties to get a good idea of what rental properties should look like”“Property is a business that needs to create you an income today”“If you build up cashflow generating assets, you can replace your income and cover your cost of living”“Equity is vanity, cashflow is sanity”“You cannot add value to new build properties”“Force the value of your property to increase wealth”“Add value and recycle your investment back out by leveraging the banks money” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Tune in to a brand new podcast series covering everything hot in property right now! Hear from Progressive Property’s expert trainers each week as they cover the most up to date property news, strategies and tactics in short, informative and educational episodes.   Today, Kevin weighs in on the debate between landlords, students and proposed COVID break clauses, shares his thoughts on the growth of medium-term lets and gives you an insight into the 2021 property market.   Let us know in the Progressive Property Community what your thoughts are on the COVID break clauses debate between landlords and student.   KEY TAKEAWAYS   Should landlords consider COVID break clauses? Current proposals state that the landlord should let the student (tenant) out of their contract or provide a rent-free break whilst the students are not staying in the property. Student accommodation platforms are stating that landlord and academic authorities have to consider break clauses and premature tenancy end for student lets with students studying online and lectures being held virtually. There has been a huge growth in medium-term lets such as Airbnb’s or up to 6-month rentals. Flatio has acquired digital housing marketplace NomadX in an acquisition worth over £3.6 million to expand medium-term lets into the UK marketplace. As investors, we should be looking at what the bigger players are doing and Serviced Accommodation and medium-term let’s are growing.   As a property investor, you should aim to follow the successful. There is going to be a boom in serviced accommodation so piggie back on it. Get in early ahead of the masses and you will get more money from your property as short-term let than a long term let.   2021 Predictions: With Furlough and stamp duty incentives coming to an end in early 2021 we’re likely to see a mirror image of the market crash in 2007/2008. Money will slow down and banks will stop lending but professional property investors will scale their business.   BEST MOMENTS“If you look at what the top of the food chain is doing you can replicate it”“This might be the time to start doing some deals in medium-term lets”“Flatio aims to have thousands of UK property lets in its inventory in the next few years”“Those that push forward with their property investments will make significant income over the next few years” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join the debate as Kevin dives into the age-old question of investing. Should you invest in property or stocks? In this insightful episode, Kevin shares his story of property investing success and what you can get out of property that you simply cannot with stock market trading. Learn the differences in return, how to leverage and liquidate and the reasons why property has created more millionaires than any other investment strategy. KEY TAKEAWAYS   Property gives you a tangible bricks and mortar asset that you can assess before buying and you’re able to control your return and plan your investment more easily than stock market investing.   Property is a lot more illiquid than the stock market as you’re able to get your investment back out completely (sell) within a few weeks, however, stocks and shares can be sold instantly and are a more liquid investment.   Returns in the stock market can massively fluctuate and the value of stocks can move based on the emotions of investors and external factors rather than the actual value of the stock.   Investing in property gives you far more control when leveraging. You can outsource to a letting agency or deal sourcer but you still remain in control. With stocks, outsourcing to a broker doesn’t give you the same level of control.   To the amateur investor, stocks give you a higher return, however when you successfully leverage the bank’s money you can make far more from property investing. For example, earning 3% of a £400k investment (£300k of the banks money) with property vs 8% return of a 100k investment in stocks. The economy moves in boom or bust cycles and property is more recession-proof as stocks are more volatile. Since the last recession property prices recovered, mortgages became cheaper, interest rates were lower and rents increased. Giving property investors a higher monthly cashflow.   BEST MOMENTS “Your comfort with risk will help you decide what to invest in.” “Property was the one thing that I wanted to spend the rest of my life doing” “More millionaires are created through property than anything” “The richest people on the planet either made their money through property or invest their money into property” “When Covid hit the stock market took a plunge and the property market reminded stable” “Property can give you a 50% extra return on stocks when you know how to leverage” “Leverage is the key to success in property”   VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is joined by former student, property investor and joint-venture training graduate Alex. Together they discuss how you can get into property, what to look for and how to get that first deal under your belt. Tune in today to hear top tips and advice from two property investors successfully securing deals and investing in property right now. KEY TAKEAWAYS Don’t use all your money for one property. A lot of people have enough money to buy that first house, but then they can't do any more. By reading property education books and by joining online communities you will learn better ways to invest.  Education. You need to have the right knowledge for you to achieve success and not lose money. Attend courses, seminars, read books and listen to podcasts and acquire the right knowledge.  Refurbishing. After purchasing property, it’s good to do refurbs, but it's really important when you're doing a refurb that you do things in the right order. Why you should invest now and not wait in the future. There are always good deals out there and if you don’t invest in it now, someone else will do and make money that was supposed to be yours.  Viewing. While viewing a property, always know why the owner is selling it and if it’s in a bad state and always know if the property in in a prime area.  Funding. It’s okay to get money from other people and there are always people out there with the money to lend it to you, but you have to present yourself in the right way for them to invest in you. Joint ventures. You should always put yourself out there on social media, sell yourself as who you are and what you are doing on to attract investors with the same desires that you have. Numbers. What’s important is not the asking price; the important thing is the end value. What will be the worth of that property after you've done the work? BEST MOMENTS “Look at something as an opportunity and not a problem.” “Investing in properties isn't a retirement plan, it’s a now plan.” “The uplift in value is the bonus money.” “Have faith that other people will lend you money if you present yourself in the right way.” “Show yourself as you, show your area as something that you know, and just be honest and credible about what you've got.” “Wealthy people spend their money trying to save time, while poor people spend their time trying to save money.”   VALUABLE RESOURCES Rob Moore - MONEY Follow Alex Moyes https://www.facebook.com/alex.moyes.758 ABOUT THE GUEST Alex took part in the seven-day joint venture finance raising challenge that Progressive Property held on social media earlier in the summer. He was one of five people who got to pitch a deal to me and an angel investor for funding. Kevin chose Alex’s deal to fun and ‘he’s got the keys’ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to a very special episode of the Progressive Property Podcast as Kevin covers the five key things to know before you get started in property. Discover why you don’t need your own money to start investing, why it’s important to surround yourself with a network of like-minded people and why cheap doesn’t mean cheap! If you’re starting out in property, this episode is for you.   KEY TAKEAWAYS   You don’t need your own money to start. With low-interest rates, there are billions of people looking for safe investments in the property market and you can help them by finding and sourcing deals and purchasing property with none of your own money.   Surround yourself with likeminded people. Your network is your network, the right network of people will help to advise you to build assets, invest your wealth back into yourself and help to grow you and your legacy over time.   Invest locally. You know your local area better than anyone else. Investing locally means you can move quickly, negotiate better deals, build and expand on your local network and invest in the right areas because you know your local streets.   Find a mentor that challenges you to think bigger. Everyone has a mentor in their life but are they protecting you and holding you back? Join the Progressive community and find a property mentor that is an expert in property and that can help to propel you and your property portfolio forward.   Cheap doesn’t mean valuable. The R.E.A.S.O.N model helps you identify what not to buy. Rundown, Expensive, Abroad, Scattergun, Off-plan, New-build.   BEST MOMENTS “There’s nothing safer than property investment” “When you invest locally, you know the property market”  “Investing with your own money is the thing that holds most of us back in building a property portfolio.”     VALUABLE RESOURCES No Money Down Challenge - YouTubehttps://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Do you want to know how to invest for maximum return? Well, look no further as Progressive Property co-founders and expert investors Rob Moore and Mark Homer introduce a brand new and exclusive Youtube live 12-week min-series every Monday at 7PM.   Each week Mark and Rob deep dive into the art of investing with actionable advice on investing in business, property, stocks, shares, assets and more with any amount of pounds or dollars, all the way from investing with nothing, up to investing £1 million. At each stage and at each investment amount there will be a different strategy, a different asset class to invest in and a different approach to investing that is tailored to yield the best return.   HOW TO WATCH Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   KEY TAKEAWAYS   Discover the fundamentals of investing and why you must preserve capital at all costs, whilst maximising leverage to increase your capital.   Understand low, medium and high-risk investing strategies and tactics from defensive investing in low-risk physical asset classes such as wine, gold or art to high-risk high-return strategies tailored to your investment pot. At each stage and at each investment amount there will be a different strategy, a different asset class to invest in and a different approach to investing that is tailored to yield the best return.   Learn the value of compound interest, how to know when and what you can leverage and the difference between active vs passive investing. Uncover the secrets to the trade-off between returns on time and returns on capital among all investment classes. BEST MOMENTS “One of the best return on investments I’ve ever gotten has been investing in myself and starting a company” “Each time you rise up and increase your investment pot your strategy will change”   VALUABLE RESOURCES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The economy is down by 20% but somehow the property market is booming. Are you, like others struggling to understand why this is happening? Join Kevin as he explains why the property market is having a mini-boom during the worldwide pandemic. Learn how furlough, foreign investors and diminishing stamp duty are all contributing to the current property boom, the impact this will have on the property market and how you can use this to your advantage.   KEY TAKEAWAYS There are several reasons why the property market is still going up right now, What we have is the perfect storm in the property market. This will come to an end as we head into 2021. One of the reasons there is a mini-boom in the property market is because of the furlough scheme, even though you are getting 60-80% of your salary, that is probably more than you were living off with 100% of your wages. Your day to day expenditure has gone down, meaning you have more money to spend therefore more money in the economy.   If the government prediction is right and over 3 million people are going to lose their jobs once the furlough scheme is over, then those people are likely to be struggling financially. Each of these people will have mortgages or rent to pay, with their job loses and no substantial financial support from the government, this will result in them needing to downsize.   Wealthy people are smart enough to know that they have got to move their money. The safest place to move money is into the property market. They are willing to pay a little bit extra, and that is another reason there is another mini-boom in the property market. If you have money sitting in your bank account, you have got to get your money into property. Even if it was giving you 1.1% in the bank, you could make 2-20% on your money if you put it into a property.   There are a lot of foreign investors that are also trying to buy up UK property. China is taking over and changing the laws in Hong Kong, making it very difficult for people to risk keeping their money in that country. These people are looking to move to the UK, buying both residential homes and investment properties. They are snapping up property all over the UK right now, which is adding to the current property boom. This boom will die down as we move into 2021.   Winter is coming. There is no sunshine, you are stuck indoors and furlough has come to an end. This will have an impact on the property market. The market will take a hit once all of the furlough and investor money dries up. No matter how much money people need to save, people will continue to need to live in houses. The UK does not have enough properties and the government are not solving this problem. The people that are going to provide the housing are private landlords like you could be. Be ready for the opportunities coming in 2021 as this will be the biggest property opportunity.       BEST MOMENTS “A lot of people have looked at their lifestyles in the lockdown and decided that they want to change their lifestyle and part of changing their lifestyle is moving home. They’ve got that little bit of a false feeling that they’re financially stable right now. Those things are going to change.” “Now you’ve got a golden ticket. Now you’ve got the time. Let’s use it wisely.” “A property will not necessarily make you a millionaire in the next few months, but it can certainly grow much quicker than a bank will.”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you tempted to take the plunge and begin your property journey, but unsure if the ‘No Money Down’ concept can work? Well, look no further as today Kevin is joined by yet another No Money Down star who managed to succeed in property in just a short amount of time. Together they discuss how the strategy can work everywhere and anywhere, what to look for in a JV partner as well as the importance of surrounding yourself with a like-minded network.   KEY TAKEAWAYS The ‘No Money Down’ concept works in every area. On the mastermind, you can meet people from anywhere and everywhere making successful creative deals. There’s only one place where this doesn’t work and that is in your head. Do not worry yourself with where other successful people are making their deals and start concentrating on learning how to do it where you are.   There are many simple things you can do to ensure you make deals. Things such as highlighting and advertising your property in local markets and ensuring each of your properties has a sign on it to show that you are currently looking for tenants. When you follow these simple, low-cost techniques you will start to get direct calls and before long will be able to fully occupy your properties.   When looking for a JV partner, you do not always have to go with the person who can offer you the most financially. Work with someone you click with and who you are still able to work closely with if something was to go wrong. It is important to work with someone you have a good connection with and who you can celebrate the wins and figure out the losses with. If you portray yourself in your strengths and personality, the money will come to you. Do not seek someone who has money as your main focus, you will struggle to find the right people.   The property industry is extremely fast-paced. You may even lose deals because you were not quick enough to respond to potential clients. You have to move fast on your property deals. Do not be a procrastinator, especially a positive procrastinator. A positive procrastinator is somebody who makes themself feel busy but never does anything that actually makes them money, such as focusing on viewings.   Along the way, you will face challenges. The only way you are going to properly fail is if you stop. You have to keep going, the property industry is a forgiving business. You will face many challenges along the way, keep going and you will succeed. If you are on this journey alone, connect with people that are going through the same struggles, who may offer advice along the way. The purpose of the Progressive Property Community is to be able to identify people who can help you and who you can learn from.   BEST MOMENTS “The thing that matters is knowing what he is doing, and replicating it in your area.” “Protect what you’ve currently got, and then scale.” “As much as I thought that money was what I needed to move forward, it really wasn’t.”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Don’t miss this insightful podcast with Kevin as he answers all of your burning property questions. Today he covers everything from the importance of your social media profiles, never giving up on doing deals and ensuring your insurance policy is correct.   KEY TAKEAWAYS When looking for property deals it is important not to skip people. Do not miss people off your marketing list because you think they may not give you an opportunity. Don’t presume you know why somebody else would not be interested in doing a deal with you. The way to find out is by sending letters out. Not all large landlords are open to doing deals with you, but some of them are, it is not your job to work out what they want, it is your job to market to them.   What does your Facebook show when you click on it? Does it show that you are a property investor? Or does it show what you ate for your breakfast?. Your Facebook profile needs to give the right impression of yourself to those who may come across it.   You need to change your mindset. Get out of your negative mindset and questioning why big investors would want to go into property alongside you. Tell everybody what you do, build your business, brand and profile constantly. Once you have built yourself up, deals will come to you.   You need to ensure that you have the correct cover on the property you own and are renting out. The cover needs to be specific for the type of tenant that is living in the property. Your insurance provider will ask you what type of tenant you have occupied the property and you need to declare this. If you have the wrong insurance for the tenant living in the house, and something goes wrong you may risk receiving a payout from the insurance company.     BEST MOMENTS “There are landlords that want their rental income covered.” “Does your Facebook show the right thing?” “Go around the agent if the agent won’t work with you.”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Learn how to maximise your opportunity to get property deals as Kevin answers your property questions and gives advice on how not to get stuck in the marketing rabbit hole. Learn the importance of ensuring you are consistently marketing yourself and your service, the importance of having a marketing action plan and how to identify no go deals.   KEY TAKEAWAYS   The key to success in property is that you consistently market. Do not believe something is a deal until it materialises as a deal. When an opportunity arises from your marketing techniques, chase the deal but do not turn off the marketing tap. Continue to market for more opportunities, since that opportunity may not materialise into a viable option.   Many people are constantly going after something, and getting disheartened when they don’t get it and they have nothing else lined up in their pipeline. You have to build the pipeline of opportunity by consistently marketing. You need to be persistent in your marketing and ensure you are doing a little bit of everything. One marketing technique is not necessarily better than the other, a combination of techniques may accumulate into a deal.   Put together a marketing plan. Start structuring it around consistent actions. Decide what marketing techniques you are going to put out there each week. No matter how many times the phone rings, you should continue to execute your marketing plan week after week. It is not about waiting for that one deal that is going to ‘make it’, it is about consistently doing lots of little deals. Know that if you trust this process a deal will come.   Not every property that is on the market either for sale or for rent is going to be a deal, but there are always deals out there. When you get further into your property career you will soon be able to analyse a potential deal and move on from it. Learn how to stop chasing a deal that was never there and stop wasting your time on non-deals, when you could be marketing for more opportunities.   BEST MOMENTS  “If it turns into a deal, brilliant. What you have to do is make sure you are lining up a lot more opportunities behind it. You don’t want to be going back to square one.” “There is no point getting a deal, that you don’t know how to fill.” “You need to be consistently doing a little bit of everything.”     VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’ve always been interested in the No Money Down technique but thought it sounded too good to be true, then listen in to this episode as Kevin is joined by Istvan Vigo, one of the No Money Down Mastermind programmes many success stories. Together they discuss how important it is to not compare your journey to others, why you should stop looking for instant gratification and why leveraging your time is the key to success.   KEY TAKEAWAYS You are ALWAYS learning on this journey, time is not wasted even if you find that your property search is slower than you expected. Every time that you do a viewing and you do not get a deal, you are learning something. That is the knowledge you are going to take forward with you on your journey. The deal will come and the hardest deal you will ever do is the first one, after that your confidence will build and things get easier.    Stop looking for instant gratification and instant results. Yes, this may happen for some people but it doesn’t happen like that for everybody. Do not worry about what somebody else is doing. If you complete the training with others, and people get quicker deals than you, it doesn’t mean that those people are better than you. Just keep focusing on your journey, your time will come at a different point to other people.   Leveraging your time is the key to success if you are wanting to create a successful property portfolio. Business partners can allow you to share part of the risk, responsibility and profits. Having a partner can also allow you to share ideas with as well as advice that may stop you from committing to the wrong business deal. Virtual assistants that can help with the admin work are a cheap yet effective way to help leverage your time, get help as soon as you think you can afford it.   You have to do your own analysis and your own education to ensure that you are taking on the right properties that will make you money. It is okay to say no to some properties. You have to be very selective, and don’t be trigger happy just because there is a deal on the table. Be selective, take the right properties and then you will have a sound and successful business.   Property is simple, but it is not easy. There are many highs and lows you may face, the important thing to remember is to keep at it. Keep improving yourself by constantly educating yourself further. This will allow you to grow your business by using new techniques. Enjoy your property journey, if you don’t enjoy it or have a passion for property then it is not worth doing.   BEST MOMENTS “I could be just that close. What if I keep going for just a bit longer?” “Make sure you trust the process, you keep following the steps and the action. You need to have that accountability and drive within yourself to push yourself forward.” “It is the win-win-win model. If you do it right, everybody wins.”   VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Many people can be skeptical when you tell them you are able to have a successful property business using little to none of your own money, listen in today as Kevin is joined by Phil who is just one of the many success stories to come out of the No Money Down training. Together they discuss the concept of no money down, how to have confidence in your abilities to succeed in the industry as well as why now is the perfect time to start your property empire.    KEY TAKEAWAYS The concept of no money down means that you will either be using very little of your own money or using somebody else’s money. No money down is all about leverage, you need to be able to leverage other people and their money or leverage specific tools that you can then use to your advantage.   There are several different ways you can remove a tenant should they be causing you problems. Firstly, you can politely ask them to leave and appeal to their good nature. Secondly, you are able to serve them with a section 21 notice which is an eviction notice (maybe on hold due to COVID-19). You can also pay a tenant a reasonable amount of money to leave and finally, you could apply for a section 8 which is a rent arrear eviction notice.   If you feel like you are lacking the confidence to pursue a new career in property a great piece of advice is to ‘just go ahead and do it!’ You may face criticism from some individuals, however, you will face this no matter what you are doing in the property industry. In the mastermind groups at Progressive, everyone is supportive and it is a welcoming and safe environment whereby you are surrounded by like-minded people.   More millionaires and billionaires are created at the time of an economic crisis than in any other time. There are huge opportunities coming into the property sector. Observe the masses of people who are likely to avoid investing their money into a new property and then do the opposite of that. Get into property now or else you will risk looking back in a few years time at the opportunities you had and wish you would’ve listened.   No money down is about learning the tools which will allow you to purchase the property you want through investment, JV partnerships or other options. Once you have the keys to the property, you are then able to implement the leasing strategy you desire. This could be anything from a HMO to rent to rent strategy. Quite often too many people are too focused on the leasing strategy that they don’t know to remember to focus on how to physically purchase the property in the first place. It is important to first gain the tools before focusing on the strategy.   BEST MOMENTS “No money down is literally no money. You can do a deal with no money!” “You have just got to get out there and do it. If you don’t market yourself how is anybody going to know who you are?” “Get on the boat. The boat is sailing whether you join it or not.”   VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’ve always wanted to get into property, but are unsure how to finance your dreams then listen in today as Kevin is joined by No Money Down mentee Yvette to discuss tenant-buyer investment. Learn today how attending the No Money Down training can help and inspire you when embarking on your property journey, the benefits of the mentee programme and why tenant-buyer investment is the next big thing.   KEY TAKEAWAYS If you are wanting to further your knowledge of property, you need to feel the energy that the trainers on stage can offer to you. These trainers have been through this before and have genuinely trodden the path you wish to embark on. The trainers are there to help and inspire you by using their own personal experiences allowing you to believe in yourself and embark on your own property journey.   You can do tenant-buyer property investment absolutely anywhere in the country because they are the homeowner from the minute they move in. Therefore, there are no maintenance fees, no management costs and you will not have to deal with any household issues that may arise, since this is the responsibility of the tenant. The tenant is on a contract to buy from the moment they move in which makes it a completely hands-free strategy for you.   Being a mentee gives you accountability and allows you to rely on someone who will keep giving you a push in the right direction. Being able to go to Progressive Property HQ allows you to network with like-minded people and you come away with a new energy that lasts for weeks allowing you to achieve the goals you set with your mentor in time for your next meet up. You get to share your experience with others, allowing you to help other mentees on the same journey as you, whilst simultaneously learning from them and their experiences.   With a tenant-buyer strategy the investor will put in the money, this could be anything from the deposit money to the full purchase price. You and the investor then purchase the house with a mortgage and put a tenant-buyer into the property under the agreement that they will eventually buy the property back off you in the future for an increased price. Not only will you make a profit when selling the property, but you will also make money on the cash flow each month as the tenant pays their rent without maintenance fees etc.   The No Money Down training for the tenant-buyer strategy teaches you the technical process on how to get the deals. A lot of the doubt comes from your own mind telling you that you cannot do it. Find your customer before you find your property and utilise your tenant buyer to help you find the deal.   BEST MOMENTS  “If you have got a good concept, the way I look at it now is that I have a moral duty to keep going.” “The power of the no money down community is incredible.” “It is a phenomenal strategy,  and I don’t understand why more people aren’t doing it. Tenant buyers are the next big thing. It is already here but many people are missing out on the opportunity.”   VALUABLE RESOURCES No Money Down Book   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you have been wanting to get into property investment for a while, but seriously doubted you were able to do it without using your own money, then listen in today as Kevin is joined by Paul Selman. Paul is just one of many people who found success in property using the No Money Down training. Together they discuss mindset, finding a good business partner and why you must force yourself to get educated and implement these learnings consistently.   KEY TAKEAWAYS Many people doubt the theory that you are able to invest in property and make a profit using either no money or somebody else’s money. This is entirely untrue, it is absolutely possible to make money in property with little to no money, you just need to get creative. The more creative you get and the more tools you learn, the more fun you are able to have with property and the more money you can make.   There are only three ways to build up a deposit to buy a house. You either exchange your time for money in a job, in this case, it will most likely take you a long time and you are unlikely to build a large property portfolio this way. You borrow money from other people such as banks or private investors or you can create the money from within your business using other people's property.   If you are looking to get into property using investor funds, it is extremely important to be confident and professional. You need to look credible in front of them and you need to be able to relay the facts to them. If you are not confident in yourself and you are unable to project that confidence to other people then you are essentially trying to fight with your hands tied behind your back.   Whether you think you can or whether you think you can’t, you’re right. You have got to get over the doubt in your minds and stop questioning yourself daily. Use tools such as courses, books and mentors to get educated and use this education to implement the learning. Force yourself to implement stuff on a consistent basis, whilst you are questioning it somebody else is making money in your area.   If the figures stack up, it does not matter to investors which area of the country you decide to invest in. If you can prove that the investor is likely to see a 10-20% return (a much larger return than their money being sat in the bank) then they will not care where you invest their money, provided you supply the return.   BEST MOMENTS “No Money Down is the tool you use to deliver the strategy.” “Use up the free time you have available, create time. It is about being smarter with your time.” “If you don’t get yourself out of your comfort zone, you will not make the money that you deserve to make.”   VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There are over 2.2 million landlords in the UK, but 2 million of them own only one property, is this you? Or perhaps you want to invest in property but you don’t have the funds in the first place? Join Kevin today as he describes creative investing techniques and the benefits of a joint venture partnership. Discover why joint venturing reduces your financial risk whilst you still are able to reap the rewards, how it is possible to become a property investor using little to none of your own money and why your knowledge and experience is just as valuable as cash in the bank.   KEY TAKEAWAYS   No matter which property strategy you wish to proceed with, the most common problem is that you don’t have the funds to do it. The concept of ‘No Money Down” is that you will not use any of your own money however you will use other people's money, aka a joint venture (JV) partnership. This may be a JV for risk and reward or it might be borrowing money for a fixed rate return.   You have got to invest time in order to get a return. Time is the most important thing, they are constantly printing new money and money is all around us. All you need to do is learn how to attract that money towards you. What you cannot make more of or cannot get back, is time. You need time, knowledge and money.   Joint venturing reduces your financial risk. Many people will say that they do not want to give half of their profits away, with 100% ownership comes 100% of the risk whereas when you are part of a JV partnership you are able to share the risk. If there is a downturn, you may not have all the money you need to get you through the journey and your JV partner can make sure you are safe.   JV partners can bring different things to the table, it doesn’t necessarily have to be the money. Why would the partner with the money lend it to you? Most likely because they perceive that you are bringing the knowledge and experience. You have something they need and they have something you need, meaning both people are benefiting from the partnership. Purchasing with a JV partner can recession-proof you.   Many people will likely lose their jobs after the furlough scheme ends in October. You can use this as an opportunity to help people by using creative strategies like lease options. This will help people to not have to lose their homes at a 25% loss or in the worst-case scenario, get repossessed during the upcoming recession.   BEST MOMENTS “No matter which strategy you want to do, you need to be using creative investment techniques and joint ventures, otherwise you will never get the portfolio size you want to achieve.” “50% of something is better than 100% of nothing.” “It allows you to scale quickly but also at a much faster pace.” “You see who has been swimming with the shark when the tide goes out.”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’ve ever wondered ‘just how successful can I really be in property’ then listen in to today’s episode, as Kevin is joined by Jeanette Linfoot, who attended a progressive property event and is also a member of the VIP programme and has managed to create a successful and lucrative property business. Together they discuss the benefits of mentorship, researching your local area and sourcing the right members of your property team and how your business skills from previous jobs can be transferred to make your property business a success. KEY TAKEAWAYS If you are going to invest in property and create a property business/portfolio make sure you focus on it and don’t just dabble. To enable to create a large property business it is beneficial to have ongoing support by signing up for a VIP package with progressive which allows you to have ongoing mentorship and support.   The support from Progressive can offer you so much such as the technical aspects of buying and refurbishing the property and approaching it in the right way, in particular on optimizing your cash position and how you can be clever with recycling your cash and refinancing. The VIP programme also offers a certain level of accountability and knowing that if you’ve invested in your education/mentorship programme, you want to ensure you are getting your value for money and continuing to progress.   It is important to research the area you wish to start buying properties in by learning the demographics and the property statistics of your chosen area. Once you have done this you need to identify key people you will need in your teams as well as identifying and highlighting your key strengths and skills that can be added to your property business team, you may need to source a great lettings agent, broker and tax accountant.   For anybody that is wondering what will be right for their own journey, it is recommended to spend a bit of time in terms of what are you trying to get out of it? This may be cash flow to allow them to quit their jobs, others may want the equity growth or perhaps a bit of both.   There are adjacent skills and experiences that I think transfer across different business sectors anyway, and sometimes people don’t always realise that.”When you start out in property you might be doing a job that is totally unrelated and thinks that you have no skills in the industry whereas actually if you take a step back, you have got lots of transferable skills.   If you’re looking to get into property don’t procrastinate you need to make a start and don’t worry about it all being perfect, it will come together. Secondly, get out there and meet like-minded people that will support you throughout your journey. Finally, know your numbers and create a simple plan that will help guide you through in terms of what you are trying to achieve. BEST MOMENTS “If you’re going to be serious about this, and investing hundreds of thousands or even millions of pounds in your property business you need to have spent a bit of time on the ground.” “Spend the time and the effort upfront to get your relationships set up if you go running out the block too fast and you’ve not got that in place, then it can be more difficult and you will probably make a few more mistakes along the way.” “Everyones different, you need to think about what is the right schedule for you but definitely allocate dedicated time.” “You can read and research as much as you want but ultimately you have to do something.” VALUABLE RESOURCES Brave Bold Brilliant Podcast -Apple Podcasts (iTunes)-Spotify https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://robmoore.com/   ABOUT THE GUEST Jeannette Linfoot is a highly regarded senior executive, property investor, board advisor and business mentor with over 25 years of global professional business experience across the travel, leisure, hospitality and property sectors. Having bought, ran and sold businesses all over the world, Jeannette now has a portfolio of her own businesses and also advises and mentors other business leaders to drive forward their strategies as well as their own personal development. Jeannette is a down to earth leader, a passionate champion for diversity & inclusion and a huge advocate of nurturing talent so every person can unleash their full potential and live their dreams. CONTACT METHOD www.jeannettelinfootassociates.com YOUTUBE LinkedIn Facebook   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

With the announcement, last week about the elimination of stamp duty on properties under five hundred thousand pounds as well as the reduction of VAT in certain industries, listen in today as Kevin and co-founder of Progressive Property and Property expert Mark Homer discuss the impact and the benefits this can have on you and your property business. Together they explain how you can leverage these announcements to suit you whether that be turning a commercial property into a residential building, paying less VAT on your serviced accommodation or receiving business loans or grants for your business.   KEY TAKEAWAYS Due to the circumstances surrounding the current pandemic, the government has announced the plan to scrap stamp duty completely for house price purchases for under half a million GBP, this is for everybody including homeowners and property investors apart from the additional 3% stamp duty. Meaning if you are a homeowner you pay no stamp duty (under 500k) and if you are a buy to let second property owner, you don’t pay the initial stamp duty but you do pay the additional 3%. One big benefit of this is that they have also announced the reduction in planning requirements around commercial. Making it easier for you to turn the commercial building into residential, which is a big opportunity right now. If you can do this before the end of March 2021 before things return to normal, and keep the purchase value under 500k meaning the incentive of the buyer is that they can purchase from you with no stamp duty to be paid. Many people have been struggling to fill their serviced accommodation units, at the beginning of the lockdown they were worried that their business would not survive. Had they applied for business rates then they would have qualified for a 10,000 pound grant per property. Now the reduction of VAT to 5% in this industry is a huge incentive to offer your guests to get them back into staying in your units. Now is the time to look for what is happening in the marketplace, be following the new updates weekly as things are continuously changing. Surround yourself with like-minded people, people that understand how to interpret the announcements that are coming from the government and who can take these and pivot their business to benefit from those announcements. You need to be thinking about your bounceback loans and the C Bills loans as the scheme is coming to an end in November. If you are trading properties or need development finance, some lenders have linked up with C bills to reduce the rate and potentially go higher loan to value which is very useful. Get out there and take advantage of those, making sure the company that you are taking the loan into is at least 50% operative as a trading entity.     BEST MOMENTS “We have to look at it and see where this benefit may be.” “Yes there is going to be unemployment, yes people are going to lose their jobs but this brings within opportunity as well, the opportunity for those who are educated and those who are looking in the right places to grab and spot the opportunity.” “I suspect this change will probably help put a little bit of a collar underneath the housing market, which is going to get tougher.” VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://robmoore.com/ ABOUT THE GUEST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is interviewing Istvan, a member of Kevin's course and mastermind programme. He went from accounting and finance with no property experience to a property investor in just a few years. It took him longer than he thought to breakthrough, he was close to quitting at points and didn’t make a single deal for 7 months from his start. But now 2 years on he is ready to take the leap and become a full time property investor.   KEY TAKEAWAYS Most people want instant results- we are used to getting what we want, NOW. Too many people only spend a few months, then give up if they didn’t get what they thought they would. Istvan talks about how that didn’t happen. Life can steer you away from your goals if you don’t stay on course, and he was determined for that to not happen to him. In the end it took him 7 months to get his first deal- but he kept trying. You're not achieving nothing- getting the keys to the house isn't the only goal. Every time you go out to view, every time you speak to an agent you are learning something. This all adds up in your knowledge bank. The deals will come, and having that knowledge you have built up will be what could take you over the line with securing it. You don’t have to quit your job- build your parachute before you jump. Starting your property journey while still in a job isn’t something that will hold you back, it’s something that will keep you secure until you are ready. Strengthen your business- don’t be a victim of your own success. Success at the start can give you overconfidence, Istvan found. He was able to easily fill houses and collect rents - until his empty rooms started to grow. He took the time to look at any issue, improve his offering and now is happy to have full occupancy and in need of more houses again!     BEST MOMENTS “Trust the process, back yourself, and keep going” “The hardest deal you will ever do is the first one” “Stop looking for immediate gratification and instant results”     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is answering your questions on how to find and negotiate rent to rent deals. Don’t think there are deals to be made in your areas? You’re looking at it all wrong! Never assume that what a landlord or agent wants is all they will settle for, you have to keep pushing. Kevin will show you how he presents a deal to secure properties- and make a profit on them.   KEY TAKEAWAYS What if the numbers don’t work?-- You are looking at the wrong numbers! Don’t think about what the landlords are asking for, think about what you can afford. Reverse engineer the process, Kevin offers what works for him, not what the landlords are asking for. What a tenant pays is not what the landlord gets, so usually what you want to pay isn’t too far off what the landlord gets. Learn how to structure your offer. Take fees that the landlord would otherwise pay off your offer, this will bring down how much they would usually receive by a big chunk, and all of a sudden the price looks like a much better deal. Don’t make a good deal a bad one- know when to walk away. Always stick to your offer, it’s a numbers game. It can be difficult when you become committed to a property, and you could be tempted to up your offer after seeing you are not far off what the landlord wants. But this could be a very bad move, and could wipe any profit away- what is the point of that? How to negotiate creative finance with an estate agent - NEVER NEVER NEVER cut an agent out of a deal- but where possible start the negotiations without an agent. Try to go directly to the vendor where possible. Most agents are not professional investors- and they won’t understand what you are offering. You need to position the offer yourself, and show the landlord their pleasure and pain points. There is only one chance to make a first impression with an offer, and it can lose you a deal if you don’t do it face to face. How do you know how the offer is being received? You can’t see someone’s face over email! Negotiating is a skill, and nothing can replace seeing your landlord face to face. If an agent says no, always try to talk them around. You can show them how they can make more money by working with you. Did you know that even though agents can’t charge fees to tenants anymore, they can charge limited companies? This is a huge bonus for them- let them know they can use it!     BEST MOMENTS “Focus on what you want, not what the landlord wants” “You’re getting in your own way saying the numbers don’t work. The numbers always work.” “Houses are like buses. Another one will come along.”     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is being interviewed by Edmar Mac.  We’ll hear Kevin’s story, from how he went from £135,000 in debt to a top property investor. It wasn’t always easy, and he made many mistakes along the way- but now you can learn from them. From getting educated to the importance of mindset, Kevin talks you through his journey to get to where he is today.   KEY TAKEAWAYS How it went wrong- Kevin wanted to get into property, but didn’t know how to do it. After asking for help from a friend who was already investing, he decided to buy abroad in countries he didn’t know anything about, let alone the language. This ended up costing him dearly as he had no idea what he was doing. Moral of this story- never sign a contract you can’t read! How it got better- He lost all this money but didn’t give up. He came to Progressive to get educated in 2013 (10years after his first mistake!), and it changed his life. He got educated to find out where he went wrong, and more importantly, what he can do right. It’s the right knowledge with the right mindset that can push you forward. What pushed him on- With mindset, it’s not about where you are, but how you see what is around you. With the right mindset, you can get through any setback, just like Kevin did. He could have easily given up and thrown in the towel, but he didn’t give up, and decided to dig his way out of it. He never stopped- He went on to look at property deals and discover what deals he could do with absolutely no money. You need to get creative. He calls this “No Money Down”. If you need money, it doesn’t have to be YOUR money. You could be doing this already with a mortgage on your own house. How do others do it?- Those with big portfolio of 20, 50 even 100 houses didn’t do that by saving money they got from a job- they got creative. Using these creative strategies can open up a world of deals that you don’t even realise were available to you before. BEST MOMENTS “It’s not what happened to you, it’s how you deal with what happened to you.” “You can’t change the mistake, it’s done. As soon as you own the mistake you can move forward” “I got in debt quickly, but you can get out of debt quickly with the right knowledge”     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is handing over to Progressive Property Co-Founder Rob Moore, who will be discussing a question taken from one of his mentoring groups. Can you really become a seminar junkie? Is there such a thing as learning too much? Rob shares his views and what he has done before.   KEY TAKEAWAYS If you never reach overwhelm, then there is still more to go. Overwhelm usually precedes a break though. Maybe if you feel comfortable, like you aren't a seminar junkie and you are getting along fine, you should be learning more or learning quicker. It is vital to have multiple streams of income right now- if you have one and your business is halted (like we have seen in this pandemic) your business could fail very easily. Focus on 3 strategies using the 70-20-10 mode. Split up what you are doing, you can control it. Give yourself time to work on your income streams and masters them instead of being overwhelmed with everything all at once. 6 months in and still haven’t made money? You’ve not even started yet! You have to give yourself time to learn. Find out what’s out there, read books, listen to podcasts, talk to people. Then, and only then decide what strategies you want to do. If you have been to a seminar or sat a course but decide not to use it, you haven’t wasted your time. Knowledge creates unconscious action, still there for the future BEST MOMENTS “If you are not learning more than you can physically handle in your mind, then you are not learning enough” “How do you know what’s right for you if you don’t know what's out there?” “There's the learning stage, the earning stage, then the yearning stage” “You never waste money or time on what you learn”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin McDonnell is handing over to Progressive Property Co-Founder Rob Moore, who will be deep diving into what you should and shouldn’t do in finding the right people to partner up with, and making sure they are serious investors.   KEY TAKEAWAYS You need a good qualification process - you need proof of funds. If you are pitching a joint venture, you need to know they are sophisticated investors or high net worth. This is a legal requirement, but also allows you to know whether they have the money upfront before you go too far and find out too late that they don’t. Get to know their expectations- are they ready and know what they are looking for? Yield, ROI, capital gains. Everyone has an idea of what they want, and you need to know what it is before you start looking, else you could be wasting your time. Where do you source your ventures? - business meeting, high level functions, clubs. 80% of Rob’s best investors who are realistic and not too demanding have come from these sources. Where you find investors can often pre-qualify them as being serious. How to get the best investors - the best investors are ones who are hands off and won’t micromanage you, letting you get on with the job. You have to set the boundaries of what is ok and what isn’t. Sometimes people will want to look over your shoulder, so you may decide they are not the right investor for you to work with. Don’t let investors own you- those with the money in the deal can sometimes make you run around the country looking for deals for them, but nothing is ever good enough! Let them know that you have other investors waiting to take up those deals and create scarcity. BEST MOMENTS “Let investors know you have other investors” “Set some rules- how are you going to set contact?” “Just because they have the money, doesn’t mean they have the power” “The only thing that will change someone's expectations is proof”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Discover today how one man attended one of our property events back in 2017 and used this knowledge to build his property empire. Listen in today as Kevin is joined by Graham Page a property investor and deal sourcer, as they discuss the benefit of Joint Venture partnerships as well as the importance of building your power team that can help you along your property journey.   KEY TAKEAWAYS Many people are afraid that rent to rent is not successful in London, however, it has been proven that it is very much a lucrative option. Despite the current property situation due to the ongoing pandemic, many of these properties are still full. It does work pre-COVID-19 and it will continue to work post-COVID-19.   When entering into joint venture partnerships you need to go into it making clear segregation of jobs so as to ensure you are not stepping on each other’s toes. You need to look at yourself and describe what you are offering a JV partner. You also need to look at an exit starter guy should it all go wrong.   If you are serious about your property journey, you are going to struggle to do this alone and you will need to build a power team of people. Let go of the things you don’t like doing and hold onto the things that you enjoy doing. There is not enough time in the day to do everything, you have got to give away the things you don’t like.   It is absolutely possible to build your property business whilst continuing to work your 9-5 job. You have to be very clear on why you are doing it if this is something that is important to you will find the time to make it happen. Use your 9-5 to pay your bills, and your 6-10 to build your empire.   Build a network of people that can help and support you on your property journey. Sometimes, you may need a second set of eyes on potential deals that can give you a push in the right direction. Having mentors with a wealth of experience can shortcut you so much time and save you a lot of worry and stress along the way.   BEST MOMENTS “People, that say it doesn’t work in London? It does work in London!” “Too many people plan for the best and hope for the best when you should actually be planning for the worst and hoping for the best.” “The people you meet on your property journey, they all become a part of your power team.”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/   ABOUT THE GUEST:  Graham is a serial triathlete and successful property investor. He continues to run a team of 80 people in India at a multi-billion pound FTSE 100 company, delivering In the last 2 years, he has built a multi-million-pound portfolio with a net cash flow of over £3,500 per month, as well as being a No Money Down coach and mentor.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Learn today how Kevin and his team have been coping during this lockdown and how they have turned what many perceived as a property downfall, into a once in a lifetime opportunity. Discover how upping your marketing budgets and leveraging the new normal’ can lead to opportunities that are once in a lifetime.   KEY TAKEAWAYS It was never the government's advice to let a property during the lockdown, the advice given was “only if necessary” it is up to you to use your judgment on this. Any refurbs that need doing during lockdown by tradesmen are fine to do so, so long as the social distancing guidelines were adhered to. During a lockdown when working from home it is important t keep a routine similar to what you had before working your usual office hours, speaking to clients and colleagues via Zoom and trying to continue as normally as possible. Learn to adapt to the ‘new normal’ if you have a property for sale or rent and you can safely record a virtual viewing for potential tenants then do so. Utilise other Estate Agents virtual viewings as well to hell you make offers on potential properties subject to a physical viewing. Now is the time to be getting your marketing out there. Many people have cut their marketing budget during this period, you have to scale your budget up. Get your marketing out there and make sure you are looking for the opportunities. Many people are sitting at home waiting for the lockdown to be over until they can start. You have to start now, get educated and learn what you’re doing. Focus and build your plan and use this to build your property business. There has never been a better time to start in property than now.   BEST MOMENTS “You don't need to have all the perfect systems in place to start with, what you need to do is start.” “Observe the masses, do the opposite.” “That opportunity is right now and is open to anyone who will grab  that opportunity.”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

We’re going to begin to see an impact in the property market when mortgage holidays end and there is going to be some phenomenal opportunities coming to the property market in the coming months and you need to position yourself to take advantage of these property opportunities by having the right mindset, negotiation skills and creative property investment strategy. Listen in to hear Kevin share his thoughts, tactics and strategies for what’s predicted to be the biggest retraction in the economies history.   KEY TAKEAWAYS The economy will start to see many more people unemployed as the government furlough scheme ends and as a result, people will be struggling to pay their mortgage and therefore will become motivated landlords and sellers bringing about an opportunity for property investors In an economy with high unemployment and motivated sellers, you need to be creative in terms of your property strategy. Strategies such as exchange delayed completions, assisted sales, rent2rent and deal packaging are the types of strategies that will give you an advantage when the opportunities arise. You need to pound-cost average and surf the wave of the market as prices go down because in 5-7 years time the property market will be higher than it is today. The goal is to purchase a property with positive monthly cash flow on a 5 year fixed rate and by the end of your fixed term the property will have gone down in value and back up again above the price you paid for it. There are lots of businesses that will not survive the current economic situation and therefore there is a lot of retail and commercial opportunity with empty buildings. For this, you should consider commercial conversions with permitted development to increase the value and sell it on as part of an assisted sale. When negotiating a deal no matter how much experience you have you need to show the owner that you know what you’re doing. There are 6 steps to property negotiation and it starts with building a rapport.   BEST MOMENTS “There is a risk that lenders will see the mortgage holiday takers as a risk for additional lenders in the future” “There’s no such thing as below market value as you’re purchase price is the value and your aim is to add value by refurbishment.” “You cannot time the property market” “You cannot wait for the bottom of the market or you will miss the boat” “Commercial property will most likely drop more than residential properties”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this podcast, Kevin talks about some recent coaching calls he has taken, and what the main concerns were from them. From a flaw in a strategy, not finding any deals or even having TOO MANY deals, there is something you can take away from this too. Even in lockdown the property market is moving, and you could be at the front if you know what to do and where to look. Let Kevin guide you through pressing issues that you are having.   Key Takeaways: Remortgaging is a great strategy- if you know how to do it right. You have to be able to add value to get a higher value in a remortgage, even if you know that it is worth more than what you paid for it. Many lenders won’t see it the same way- if you paid for it, that is how much it is worth. What did you do to improve it? This is the key to getting a great remortgage rate. Show proof that you have given a property TLC and you could find yourself with a great return! Don’t do someone else’s job. Your job is to get the deals- let the solicitors do the paperwork, you don’t have to know the details. Pay your power team on time and well so you can focus on what is most important to you. If you spend time focusing on everyone else you will spend time learning everyone else’s job and it will hold you back. Focus on income generating tasks- pay others well to support you. Don’t think there are deals out there? I know you are wrong! How are you going to find the deals? Because so many people think there is nothing that could be done, it has opened a HUGE space for you to take all the deals. you only need to know where to look. Estate agents are still open, they are still taking calls, arranging viewings, still looking to sell. YOU could be the one they sell to (at a great price) You don’t need to wait to find the perfect area- all you need is an area that works. Once you are done with your research, don’t wait around scared. if different areas are all coming with good feedback, then just pick one! It’s like trying the pick the perfect strategy, they all work, and you can use them all, but start with one and build up. you don’t have to do the best, just do something that works, because something that works is better than nothing at all!   Best Moments: “There is more opportunity out there now then there has been earlier this year or last year” “You don’t need to invest in the perfect area- you need to invest in the area that works” “Stop procrastinating and start doing- let’s do something that works!” “Peoples motivation changes with time, you should always be checking and following up on offers you have made”     VALUABLE RESOURCES    https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767  https://www.youtube.com/watch?v=o8TZdualhcw  https://robmoore.com/    ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    Contact Method:https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Many people are stuck right now, thinking that they can’t do anything. that they must wait and look to the future. Kevin is here to show you why that is wrong. we are still only at the start of the year- don’t wait until 2021, we still have 8 months left! Kevin talks about why you shouldn’t wait for lockdown to get lifted, and what you can do while we are all stuck at home. This is the opportunity many investors have been waiting for since 2008, so don’t waste what precious time you have. Act now!   Key Takeaways: Just because a door is closed, it doesn’t mean you can’t work. Kevin has his own agency that is still working from home, arranging virtual viewings. You should be doing this now, not waiting. If you have a property to sell, get it up there for investors to see, or if you want to buy, let agents and vendors know you're interested. There is a window of opportunity to get rid of properties that are costing them money. Many landlords will feel desperate to bring cashflow back into their properties and will be more willing to accept creative partnerships with you. But if you decide to wait, you will find yourself at the back of the queue with everyone else jumping back into the market. You can still send letters to properties that are for sale. You can get to the vendor directly to build a rapport and possibly do a deal. This all comes from learning your area, what is for sale and how many people are looking to buy. Do your research. Know the price of your area. You can do all this research online. you will become credible when you talk to agents. Huge opportunity to become educated. Books, online classes, podcasts. Use your time well and you could come out of this lockdown with more knowledge than most investors in your area, giving you a huge advantage in negotiating deals Speak to other locals- get to know investors in the area, go on virtual networking events. Or maybe you’ve always wanted to get to know investors in another area? Well now's your chance to do it and find a group to speak to and connect with to share knowledge of your goldmine area.   Best Moments: “This is the time for planning, this is the time for action, this is the time to educate yourself” “Don’t waste the opportunity you have been asking for” “You can attend any network event right now across the country from the comfort of your home” “Now is the time to get your ducks in a row, you don’t want to be waiting until after the lockdown is over”   VALUABLE RESOURCES  https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767  https://www.youtube.com/watch?v=o8TZdualhcw  https://robmoore.com/    ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    Contact Method:https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

A break from the normal for this week, we have a collection of stories from Kevin McDonnell, from his years of working in property. With the amount of experience Kevin has, he has a lot of stories to share with you. From serious issues that needed fixing, to hilarious moments that you almost can’t believe happened (but did!). With everyone stuck wherever in the world you are, it’s time to lighten the mood. What are tenants most likely to steal? What happens when tenants get caught cheating? HOW do they get caught? Listen to find out more!   Key Takeaways: There are funny stories from years of property that you can learn from- Kevin has seen a lot in his years of working in property. Here are some of the very interesting stories he has to tell. They say you learn from experience, so use kevin’s before learning the hard way yourself! What do tenants like to steal?TV’s? Furniture?- You have to be aware of what tenants who move out are moving out with! In HMO’s especially, things can easily go missing. Make sure you keep an up to date record of everything you have in the property, not just for yourself, but for the happiness of all the other tenants still living there. Health and safety, how to protect yourself from incidents- Sometimes bad things happen, and people get hurt. Apart from making sure everyone is ok, you need to make sure all evidence is collected to present a case if anything were to be reported. What do you do for accusations of stealing? With more people living together comes more issues, and unfortunately so does accusations of stealing. Everything from food going missing to credit cards, dealing with these situations in a timely manner are important to keep all tenants happy.   Best Moments: “They stole part of my kitchen to make a makeshift wardrobe” “They put frozen peas in the thermostat to reduce the temperature of the house” “He caught the tenant cheating through google maps and was so ready to move on he handed it back to me despite already paying” “Make sure if you have HMO’s properties… that it’s health and safety safe” “When they moved out, they left the cat”[1]     VALUABLE RESOURCES  https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767  https://www.youtube.com/watch?v=o8TZdualhcw  https://robmoore.com/  [2]    ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    Contact Method:https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/       These are some corkers, but I don't know if it's suitable!   taken from other shownotes, if not correct let me know!progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

DESCRIPTIONMark is joined by finance expert Shaz Nawaz where they discuss the benefits of the government's latest scheme to help people during the pandemic. They cover topics from Furlough to repayment holidays, the rights of the employer and the employee and discuss how local governments are dealing with COVID-19. Now is a perfect time to sort out your finances and save money. Tune in to find out more. KEY TAKEAWAYS: Previously an employee has to have been off work for 4 days to claim statutory sick pay, however, what the government has decided to do is reimburse the employer for the first two weeks of sickness. The employee can continue to claim themselves for up to 28 weeks. The government furlough scheme is allowing companies to claim their employee’s salaries from the government, they will pay up to 80% of a salary with a limit of 2500 pounds back, as well as claiming National insurance and the 3% pension schemes. If you have monies owed on a credit card during this period, there are repayment holidays for up to three months available as well as on general loan repayments. Overdraft and overdraft interest fees waived up to 500 pounds, many banks are automatically waiving these fees. If you don’t have an overdraft you can apply for one up to 500 pounds. Local governments are advising that the impact of COVID-19 will last approximately 12 months. However this does not mean there will be a lockdown until then, this should be lifted in May or June starting off by opening schools and small businesses and gradually increasing events whilst implementing social distancing measures, all the while monitoring public health. Investing in bonds is a secure place for your money. Bonds are loans issued by governments. The UK government issues something called guilts which are bonds that you make to the UK government which attract a very low rate of interest, sometimes negative. In terms of security and getting your money back, they are about as good as it gets because the UK government is an issuer of its own currency, meaning it in theory cant go bust.   BEST MOMENTS “It is really important for people to be focused on their finances like they are looking after their personal health” “In terms of getting back to normal, we won't be getting back to normal like we were in March, until next March” “This is going to continue beyond the lockdown period”   ABOUT THE HOST   Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive   ABOUT THE GUEST Shaz Nawaz, is a chattered account tax advisor and industry expert whose knowledge has often been featured in well-established national publications, and he insists on ensuring that his team is just as dedicated to the industry as he is. Shaz believes in motivating you to do better for your business as well as your finances.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to Progressive Property Podcast! On today’s episode,Kevin is interviewing Kyran Bracken.  A property entrepreneur. Former rugby world cup winner and now expert property investor. The fellow Irishmen discuss what property they have, what the 2008 crash was like and did to their business, and what they are planning to do in the near and distant future. KEY TAKEAWAYS Kyran started out down the path of becoming a lawyer, but realised the money he made in 2 years from his first property purchase than he was making in his career. This only spurred him on to do more. In the end he leveraged his own home to invest. He got caught in the 2008 crash, and Ireland was hit bad. But he worked hard to find ways to work around issues - you have to find what works for you. Nowadays, he’s come back and made enough money to have a decent asset base for supporting his family and to have a steady pension. Cashflow is worth more than equity- You don't have to work in a job and still have a constant money stream. Equity won’t pay your bills. Stocks and Shares vs property- You can’t leverage shares. You can buy 4x more investments for the same price by leveraging other people's money.You can’t do that in stocks and shares Look for gaps in the market- Kyran realised there was a gap in the market for building timber houses, which were popular over in ireland. Now he builds 200 a year with little competition. Adding value-Kevin’s rule is to always look to find a property where you can add value and sell it on for more or get a higher rent. No matter if it is single let or HMO, this always applies. You aren't going to get great returns in 6 months anymore - you have to put the value in yourself. Tax- you are going to pay tax anyway, don't use taxes as an excuse to stay in a JOB! You are always going to have to pay tax, you just don’t see it when stuck in a job. Plus, with your own company, you can have tax deductible expenses. Lease options- A gold standard strategy. Low risk, high return. Options could actually be better than buying. There's no completion, no fees, and you could earn a profit for finding a buyer. You could earn 6 figures on options alone. The upside compared to risk is huge. JV- how you can use other people's money to maximise your investing. Joint ventures work on any strategy, and you can minimise any risk. Mindset- mindset in business is everything. It is about being knowledgeable and calculated in what you do and understanding what you are doing. Don’t get mindset mixed up with enthusiasm and stupidity, that will cost you over time.- the more knowledge you have, the more confidence you have Understand the trends in markets- is a property overpriced? Where abouts in the country is property underpriced? What do buyers want to buy? What government schemes are going on that could affect house prices, such as HS2? What do you think will happen in the next 10 years? Do you know your local area?   BEST MOMENTS “You are always paying tax, in a job you just don’t see it” “When you fall down, maybe there was something there for you to find” “Everything you do in life is a bet”   VALUABLE RESOURCES Progressive Property Podcast (https://www.progressiveproperty.co.uk/podcast/) Rob Moore’s Start Now Get Perfect Later (Book) (https://www.amazon.com/Start-Now-Get-Perfect-Later/dp/1473685435) ABOUT THE HOST Rob Moore is a 5x best-selling author, a public speaker, an entrepreneur, property investor and a Guinness World record holder among others. He is the co-founder of the Progressive Property and the mastermind of ‘The Disruptive Entrepreneur’ and ‘Money’ podcasts. CONTACT METHOD Website (http://www.robmoore.com/) Facebook https://www.facebook.com/robmooreprogressive/) Twitter (https://twitter.com/https://twitter.com/robprogressive) progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you beginning to worry about how the current pandemic will affect your future? Tune in today as Rob Moore spins isolation on its head and talks us through what he and he progressive team are doing to help you make the most of the opportunities presented to us during the lockdown. Discover how to accelerate your business immersion, how to strategise through difficult times and proof of what you can achieve in 90 days.   KEY TAKEAWAYS There are two people during isolation, the people who are taking time to reflect and those who are using this time to become more productive and will leverage the opportunities presented to them during the time. There are many reasons to be in full-on hustle mode. This is an opportunity to create better products and services for the time we are in as well as learning or doing things you have always wanted to do but never had the chance to. This isolation is like you have been able to hit the pause button and learn your strategies properly, ask millions of questions and get yourself fully educated and ready to smash it out when everything resumes as normal and prepare yourself for the future economy. Progressive is using this opportunity for accelerated immersion. The content is being more frequently updated to every other day. These 90 days will be used to help you squeeze in your learning and accelerate your immersion, so when this is over you are able to make the best out of the economic climate and use this to your advantage. Learn in 90 days what you would usually learn in 90 weeks with the help of the progressive team as well as your own personal commitment.   BEST MOMENTS ‘Even though you’ve got cash to burn, you don’t want to burn it” “When in our lifetime are we going to have 90 days where there are no pubs clubs, shops and all businesses are closed” When we come out of the back end of this you will be so ready with the education, the hunger, the desire, all your questions answered; you could still make 2020 your best year.   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you a lockdown reflector or a lockdown go-getter? Today, Progressive Property Co-Founder Rob Moore hosts the podcast to introduce the new Progressive lockdown programme, a 90-day online programme designed to help you thrive during lockdown as well as gain exclusive insider tips on how to overcome any problems you may be facing in your property business during these uncertain times. Tune in today to find out more about this one-time exclusive programme!   KEY TAKEAWAYS There are two types of people during this lockdown. The “reflector” and the “go-getter.” The go-getter realises the opportunities presented to them. You are more committed and focused on opportunities during this time. Smart investors are doing a rent to rent profit share. They are doing a rent to rent as a joint venture so there are no downside risks. Housing associations are also offering higher guaranteed rents. Maximise opportunities that weren’t here a month ago. Progressive has taken this opportunity to launch a new programme of accelerated immersion which is progressive support mastermind, an accelerated online programme. A 90 day programme which helps you solve the problems you may be facing in your property business, as well as notice opportunities and how to act on them. The previous programme offered training once a month in person whereas this programme will be once a week and will include all of the progressive trainers. You are essentially getting four times the touchpoints and support. For the first time ever you will get an accountability partner, as well as the usual accountability groups.   BEST MOMENTS “There is survival as well as some thriving” “These opportunities weren’t here a month ago.” “You’re going to be ready, focused, committed to taking a massive advantage”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Progressive Property Co-Founder, Mark Homer takes over the podcast and is joined by Property expert and Co-founder and Managing Director of Progressive Lets, Wayne Beecham. Together they discuss the impact of Covid-19 on the property industry and the challenges landlords, tenants and agents are facing and how they can overcome them. Don’t miss the on this must-listen episode.   KEY TAKEAWAYS   Q. How are you handling the Coronavirus situation and what are you doing in your businesses at the moment? At the moment from a letting agency's point of view, from both how the business operates and managing the financials of a business and also how it affects each individual landlord and tenant. From the business point of view, we are going into a hibernation mode where we are prioritising what jobs are important and what fundamentally needs to be done and to make sure we are protecting the income of the business. From a business point of view, we’re working on reducing our overheads, as well as evaluating problems such as tenants not being able to pay their rents and the impact that may have on the landlords and the action landlords need to take to ensure they can still profitably run their property portfolio.   Q.How’re you dealing with tenants being unable to pay their rent? First of all, we need to assess each individual tenant, it is very easy especially with a three-month ban on evictions is making sure the tenant is not being an opportunist at this time. First of all, we have had to assess whether the tenants are affected by this and they have got a list of documents, queries and questions to answer to ensure that they are being affected, from there it is about educating and finding a solution to that problem.   Q. What would you do if a tenant decided to stop paying their rent? If the tenant has had a change in circumstances it is a case of evaluating the situation, so exactly what has happened? And what sort of situation they are in? What losses are they currently encountering and how can we deal with that situation? You do have to evaluate each individual tendency depending on the situation they are currently in. Q. Is now a good time to sell? Now is a terrible time to sell. You’re not going to find any buyers because agents are shut, any buyers that are here are probably scared about their job, mortgages and what will happen to property prices. If you can hold on, get it to let and maybe take less rent and trade your way through it. The worst thing to be at the moment is to be a seller. Q.Are you scared about this crisis or do you see an opportunity? It doesn’t help to be scared, the best thing to do is to plan, or out hat the new world looks like, get in really early and or really hard and modify your business and take advantage of the opportunities that are inevitably going to appear. In times where there are big shifts like this where there are big money transfers and this happened in 2008/2009, a big transfer took place, an it will happen again this time so you need to be ready. You need to be alert, learning, surround yourself (metaphorically =) with god people, and educate yourself through this period and learn from the best.   BEST MOMENTS “By helping and assisting your tenant to pursue getting all the help that they possibly can ensure that there is income owing in assisting both the tenant and the landlord” “As and when travel restrictions are lifted, opportunities will come about” “I don’t think it really helps to be scared” “The world is changing, and you have to grasp these new opportunities” and set your sail in the new direction”   VALUABLE RESOURCES   ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best selling property books.  Mark has always looked for the best investment vehicle,  and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT THE HOST Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you sick and tired of listening to all the negativity in the news in regards to the new pandemic COVID-19? Well, tune in today as Kevin informs you of some of the risks you may face during this difficult time. More importantly, how to overcome these risks and how to turn this into one of the greatest opportunities you will ever receive in your property journey.  KEY TAKEAWAYS Risks and opportunities that the Coronavirus will impose on the property industry. Risks: There is likely to be less viewings. Meaning there will be less opportunity for you to do viewings on potential property investments, as well as less tenancy viewings on your properties. Incentivise your current tenants to stay, they are also unlikely to leave their current accommodations. Selling a property. People will be rethinking moving and staying in their current homes. If you are desperate to sell, that means reducing your property prices. This is a good opportunity for property investors as you will be able to pick up properties at a lower price, and earn a profit on them when the market picks back up. Serviced accommodation. If you own serviced accommodation relying on the tourism industry, you will face risks as there are not as many people travelling. You need to react quickly, look at contractors, open reach workers and commuters. Hotels are risky and people would prefer to be in a clean serviced accommodation alone. Less productivity. If people are ill and self isolating for the recommended 2 weeks, you may be short of staff who are renovating parts of your property, meaning delays. Look for alternative build teams. Tenants unable to pay rent from contracting the virus from one another. Create simple rules in your HMO about hygiene and social distancing. Look now for rent guarantee insurance, to ensure all rent is covered. Delaying getting deals completed. There may be a delay in the buying or selling of property. Perhaps you should re-evaluate the current situation and hold back on purchasing as there may be some better opportunities arising. Opportunities: It has never been easier to raise Joint Venture partnerships. Joint venturing is a brilliant way to grow your business. People who are looking to get their money out of the stock market will in turn invest in property, if you can provide the knowledge to these people and joint venture with them you will come out on top. Interest rates have dropped to the lowest they have ever been in history. People who have money in the bank as savers, will be making virtually nothing on their money now. They may decide to take their money out of the banks and invest in property. Cheaper finance. If you currently have a mortgage, you will end up paying less on your mortgage. If you are looking to buy property you will receive cheaper finance on your properties. It is a great opportunity to get yourself a cheap long term fixed rate mortgage. Lower purchase prices. There will be deals everywhere. Look for opportunities rather than worrying about the impact of the virus. BEST MOMENTS “We cannot bury our head in the sand and not think about the future” “Be looking for the opportunity” “Be proactive in this process and we will come through this” “What we can control is the decisions we make” “There might never be a time in history for an opportunity like this” VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

We have a brand new channel to get your property knowledge with extra benefits and nuggets of info We also have a major announcement! We now have a Progressive Property Supporters page where you can gain exclusive offers, bonuses and exclusive knowledge. Who it’s for, why its better, exclusivity Separate from RM supporters Dedicated solely to property What You Need To Do Go Here: cc/ppsupporter Log in to Facebook or it will already have you logged in Pay on FB’s own system Enjoy the content! What’s Included with PP supporters? First 70 get Premium tickets to last ever MSOPI Exclusive Ask Me Anything LIVE with Progressive Co-Founder Mark Homer monthly Recordings of all webinars & online training/livestreams 1 Q&A every 2 weeks by a Progressive Expert Property trainer Property course discount: 2 for 1 (bring a friend) on selected courses Exclusive Property Content Videos Daily Exclusive access to Progressive challenges, only for Supporters: cc/ppsupporter Now our major announcement: Not only that, we have a MAJOR change We will be hosting our FINAL EVER MSOPI in April 2020! We need to refresh and make way for brand new, exciting content. To make these the best we can we will Both Rob & Mark will be giving keynote speeches Rob & Mark will do a private Mastermind dinner for Premium ticket holders We will we share the most lucrative cashflow strategies We'll reveal what we believe is happening and about to happen plus our best content & cashflow strategies in the current Buy-To-Let market   Our Premium ticket access gives you: Opportunity to have dinner with either Rob Moore or Mark Homer Digital copy of Buy-to-Let boom part 1 and 2 Reserved seating at the event Fast track entry to the event   What we have planned for the future... This isn't the end, it's the beginning In fact, there is something BIG happening at Progressive this week... Rob has just made a HUGE announcement that the 3-5 April & 24-26 April Multiple Streams of Property Income events will be our LAST EVER. What are we going to do?: Online course new, specialised courses with what members want to know VALUABLE RESOURCES supporter ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” and “The Money Podcast” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything”   CONTACT METHOD Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today's podcast, Kevin is joined by Charlie Taggart, Charlie first attended a Progressive Property event in 2017 and since then has gone on to enjoy a successful career in property. Charlie left her full-time job as a lawyer in London and has gone on to make property investment her full-time job, even winning Progressives VIP of the year award in 2019. Listen in today to hear Charlie's story and find out how you can do it too. KEY TAKEAWAYS Q. When did you first come to progressive? I first came to progressive in 2017, I attended multiple streams of property income event. Q. Where you already involved in any property at that point? At that moment in time, we had one buy to let property and we were accidental landlords. We had just had our daughter and I was due o go back to work and I was a lawyer in London, with really long hours. Once you have a child all of that changes and I very quickly realise I was missing out on the most important to years. I was having to leave work each day at fie thirty to get home to see my daughter, this was having a knock-on effect on my job as well. I was in quite a bad place mental health-wise as I was under a lot of pressure, and around that time we found Progressive, and I just knew that was for me. Q. What did you get out of the event? It’s a three-day event, and you have all of the progressive speakers there who give you an insight into every type of property strategy there is. We only knew to buy a property you have to save for a deposit and buy a house. I knew there must be something that we didn’t know. Over the three days we had some amazing speakers deep diving into every type of property strategy, things we had never heard of before and it was just mind-blowing. We then joined the VIP programme. Q. Where did you start cash-wise? We didn’t have any savings, we weren’t financially educated and didn’t start with any of our own money. Everything was Rent to HMO, to begin with. Q. How did you structure one of your deals? The first HMO that we got was through an estate agent, we knew what we were looking for and how to analyse a deal and then sourced it through an estate agency. It is a rent to rent for a 5 bedroom house, where we pay the landlord monthly rent. We then turned it into a six-bedroom house, we bought all the HMO licensing and rented it out room by room. Q. The people in the progressive community have they helped you in your property journey? Being part of the community is so so important, the mentorship alone, really helps you with direct questions and answers on a monthly bases. However the community is great, to be around like-minded people makes such a difference, it can be quite a lonely journey that you start on , to come here once a month who are either just starting out or who are ahead of you, you all learn from each other and everyone has already been through it. I have made life long friends and the support is amazing and we are a family and that's just invaluable. Q.How much time does it take after setting up a property to get the income coming in? Our first property took us a month to source the property and build relationships with estate agents, at probably 5 hours a week. To get a property set up will depend on the state of it in the first place. From start to finish it is usually about a month but our quickest has been 3 days. Q. Do you think you would be where you were today without progressive? Absolutely not, even when times are hard my husband suggests going back to a full-time job and I say “absolutely not!”. I owe so much to progressive, it has completely changed our lives.   BEST MOMENTS “It quite honestly blew our minds” “I came to progressive, I got educated and I got mentored” “Life is so much better now” “If I can do it, anyone can do it”   VALUABLE RESOURCES  https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767  https://www.youtube.com/watch?v=o8TZdualhcw  https://robmoore.com/    ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.      ABOUT THE GUEST  Dan Eaton is a Property Developer and Serviced Accommodation Provider. Dan, a former Royal Navy communicator then corporate world project manager, started in property in 2017 and has transformed his life through Serviced Accommodation, building a portfolio for himself and his investors and winning the Progressive Property VIP of the year award 2018.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Do you know you know the best way to market your property business? In today’s market, it’s now more important than ever to stand out from the crowd and market your property business effectively. Today, discover Kevin’s top tips for marketing your business, the value in building a personal brand, how to expand your reach on social media and why networking events, billboards, and leaflets can still bring you a tonne of new business if you know what you’re doing. Tune in to learn how to market your business, build a brand and get the phone ringing.  KEY TAKEAWAYS: Marketing is fundamental for any business. It is not just about marketing your business, it is also about marketing your personal brand. What can you do to build The Brand Of You? Attend networking events getting to other people and other people getting to know you and your business. Attend both local property events as well as business events. Join property Facebook groups where you connect with like-minded people. Make sure you’re active on every other platform of social media such as Instagram, LinkedIn. Interact on your social media platforms at least once per day. Helping and giving advice to others, as well as sharing your property journey as well as some of your personal life. How are you going to find the property deals and advertise to let people know you’re looking for the deals? Start with estate agents. They spend a lot of money each month on marketing to homeowners. You can also go directly to the vendor. Things such as direct mail marketing campaigns work for many estate agents, therefore it should work for you and your business. Keep an eye out for “For sale by owner” sales boards whereby homeowners are privately selling their property without the help of an estate agent, knock on the door and speak with them. Use Bandit Boards to market your property making sure you carefully follow the rules of the ‘Clean Neighbourhood Act’. Use A-boards in local areas and offer leaflets out to people either yourself or by hiring someone else. Implement a strategy for all of your marketing ideas.   BEST MOMENTS “Why sit watching somebody else build their brand when you could be building yours” “Leverage the estate agents.” “Follow the success and success follows”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://www.youtube.com/watch?v=o8TZdualhcw https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  ABOUT THE GUEST Dan Eaton is a Property Developer and Serviced Accommodation Provider. Dan, a former Royal Navy communicator then corporate world project manager, started in property in 2017 and has transformed his life through Serviced Accommodation, building a portfolio for himself and his investors and winning the Progressive Property VIP of the year award 2018. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

ONE-OFF Opportunity to Join a Special 40th Birthday Private 40x40 Property Mastermind With Mark Homer Apply HERE! http://bit.ly/mark4040 Follow the link above to fill in your application and be in with a chance to be one of the 40 participants in Marks 40th Birthday Special Mastermind! It’s Mark Homer’s birthday and this BRAND NEW offer is about to go WILD bit.ly/mark4040 Tune in for a Total ONE-OFF Opportunity to join a special 40th birthday private 40x40 property mastermind investing group with property expert and Progressive Property Co-Founder, Mark Homer. This is an APPLICATION ONLY Offer so listen in to find out more. PLUS get the chance to secure an EXTRA two-day bonus property, business, and finance masterclass. If you’re a determined, enthusiastic and success hungry property investors looking to take your portfolio to the next level, this is for YOU. bit.ly/mark4040   40x40 Property Mastermind With Mark Homer (Application Only) Private and exclusive mastermind for 6 months in Peterborough Available for 40 people ONLY Every session (one per month) will be with Progressive Property Co-founder, Mark Homer Limited places are available. The first 25 accepted onto the mastermind will receive a bonus two-day business and finance masterclass with Mark Homer.   What You Need To Do Go Here: bit.ly/mark4040 Fill in the application form in detail and state why you think you should be accepted onto the mastermind. All applications will be reviewed and those suitable will be contacted.   What’s Covered On The Mastermind? Mark Homer will be masterminding on all things property: HMO deals Commercial conversion projects, Property planning, Building a portfolio, Analysing deals, Developing and converting projects, Building a power team Understanding property finance and lending.   ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” and “The Money Podcast” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage.   “If you don't risk anything, you risk everything”   CONTACT METHOD   Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In Part 4 of Progressive Properties One-off Bonus series, Rob continues to share the essential lessons learned from 14 years of business with property expert and awesome business partner, Mark Homer.   Tune in to hear Marks moe contrarian business lessons that can super-charge your business and help build your wealth. Understand the value in knowing your enemy, how to merge social with business, why it’s essential to plan for every scenario, the reasons behind why cash is king and how you too, can pivot quickly and always be flexible.   KEY TAKEAWAYS Lessons Learned From Mark Homer   Knowing your enemy - Be friends with your enemy, know what they’re doing and obsess over the competition. Learn from them, understand how they’re dominating the marketplace and take from them what you can to improve your business and brand.   Suppliers will lure you in with a price - Aim to constantly review, renegotiate and challenge your suppliers in your business, property developments and joint-ventures. It’s important to view money-making decisions and money-saving decisions in the long-term.   People make claims and predictions all of the time - And you can benefit from listening and learning from these claims if you make a note to check the claim in a year’s time.   Never tell people when you’re coming back from holiday - If you never tell people when you’re back you can get on top of your work, stay on top of your work-life balance and be better prepared for when your staff knows you’re back.   Merge social and business - Merging social occasions and business meetings/opportunities is a great way to do business, especially if you’re surrounding yourself with other like-minded business individuals.   Buy, rent or lease - It’s important when making the decision to buy, rent or lease to consider the total depreciation cost. If you’re looking at purchasing a car you must look at all of the costs, future values, maintenance costs, and comparative pricing.   Always plan worst case, best case, and likely case scenarios - It’s essential to plan for every situation and outcome when planning a business deal or securing a property deal so always plan every scenario so that you’re prepared for every outcome both financially and mentally.   Aim to have the lowest fixed overhead that you can - It’s okay to have higher variable costs as long as you have low fixed costs because that’s your bottom line and you need to account for these every month.   Pivot quickly and always be flexible - If you’re a lean business you can reduce costs quickly and react to business situations easier and more effectively.   SANT (Save & Never Touch) - It’s important to have money/savings that you never touch in order to be prepared for irregular stocks. The aim is to save up enough capital so that you live off the compounding interest.   Track the money months. - Aim to track the number of money that you can live off of just the capital. The mindset is to understand if you don’t earn anything...how long can you live?36. Diversify your assets - Always secure assets that appreciate in value so that you’re always growing and your income and wealth are always increasing. Target art, watches, gold, stocks and precious metals that can increase in capital worth overtime.   There are not many good consultants and only a few great ones - It’s essential to have a great project manager and planning consultant and once you find them, keep them. Hiring people is basically luck and it can take time to find the best people for the job.   Protect your credit file with your life - Never miss a payment, never default and stay organised.   Cash is king, not trash - It’s important to stay liquid and have cash or assets that can be liquated easily so that if the markets change you’re ready and you can take opportunities.   Test new finance methods - Always be aware of new finance, lending, and borrowing methods so that you know how much capital you have access to. BEST MOMENTS “Mark is the best business partner anyone could wish to have”“Mark is very diligent and knowledgable because he plans and follows up”“As an entrepreneur and business owner it can be a lonely place so it’s important to surround yourself with inspiring people”“Saving money, creating good contracts and due diligence is like a game for Mark” “Test small, test earlier and with not much risk”   VALUABLE RESOURCES https://robmoore.com/   ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” and “The Money Podcast” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage.   “If you don't risk anything, you risk everything”   CONTACT METHOD   Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In Part 3 of Progressive Properties One-off Bonus series, Rob celebrates more lessons learned from Mark Homer. Get the fast-track knowledge from over 14-years of successful business, property and wealth. Learn about longevity, consistency, and compounding focus and wealth. Discover the value in consistency, self-insurance, and absolute clarity and accuracy. Understand the need for leveraging your tax-free allowances, planning your contingencies and keeping everything on file in this revealing episode.   KEY TAKEAWAYS Lessons Learned From Mark Homer   14. Mark believes in longevity, consistency, and compounding. Consistent action over a long period of time will generate vast, lasting and deep-routed compounding wealth. Don’t concern yourself with big and loud competitors in your marketplace because they won’t be there long. Slow and steady wins the race and consistency is key. 15. Accuracy is very important in business. Take the right amount of time to be specific and accurate in anything that you’re doing and what you say and what you do. You must be happy with what you post, what you claim and what you propose in everything that you do.   16. Only listen to those that have been there and done it. Free advice is worth every penny   17. Believe in self-insurance by having an account that over-time becomes its own insurance pot. Begin by putting the amount of money you would pay for insurance in a separate account as a safety fund. 18. You must have a bigger contingency than you think that you need. Mark has multiple bank accounts for every scenario, for irregular shocks, for save and never touch, for VAT and for expenses. Saving money away will compound and prepare you for every situation. 19. Aim to get multiple quotes for every job. For builders, boilers, contractors, car insurance, refurbs, building projects and everything in between. Suppliers tend to quote low and then bump them up over time, so you need to stay vigilant and look after the pennies so that the pound looks after itself.   20. Always hold back the last payment for any refurb or contract work on your properties to ensure that the job is done to the standard agreed. As soon as you’re up-to-date with payments people get lazy.21. Mark believes in absolute clarity and absolute detail. The devil is in the detail and this definitely applies to contract joint-venture partnerships and agreements. 22. Aim to keep a file on everything and every one of anyone that you work with. You may need it down the line and may need to recall it in a certain situation. Remain organised wit accurate information that can serve you.23. Leverage and maximise all of the tax-free and tax-saving allowances that you have as property investors and entrepreneurs. Look to max out your ISA, leverage your entrepreneur’s relief and capital allowances in commercial projects. Research and investigate what you do not need to pay because you don’t know what you don’t know. 24. Surround yourself with a great tax advisor, accountant and everyone that is very knowledgable with tax and it can save you hundreds of thousands of pounds in the long run. Hire specialised in the right areas that you’re operating in. 25. Know your enemy! (Covered in Part 4) BEST MOMENTS “Mark is a very private person and drives a lot of what happens at Progressive“ “Mark and I partner on everything, we split everything 50/50” “Stay on one course until you’re successful” “Mark believes in longevity, consistency, and compounding” “Learn from those that have been there and done it”   VALUABLE RESOURCES https://robmoore.com/   ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” and “The Money Podcast” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage.   “If you don't risk anything, you risk everything”   CONTACT METHOD   Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In Part 2 of Progressive Properties One-off Bonus series with Rob Moore, discover more lessons learned from 14-years of business with Mark Homer. Learn the insider secrets to property investment, why it’s important to look after your costs and manage your capital, why evolution is more beneficial than evolution and why focusing on your market will bring you compounding and consistent wealth. Tune in for more never-heard-before property and business lessons from expert and entrepreneur, Mark Homer.   KEY TAKEAWAYS Lessons Learned From Mark Homer   6. Don’t buy overseas, don’t buy off-plan and don’t buy new builds. Always buys local, older and existing properties. Mark tested overseas properties himself and knows they do not work as well and you cannot take the numbers on a spreadsheet with projected figures as fact. You need to test, measure and get proof of property strategies before scaling up to another bigger strategy. 7. Every pound is a prisoner - You make more by saving a pound than you do by making a pound because when you make a pound you’ve paid the tax, charges and a host of costs to obtain that pound and the net value of a made pound is a lot less than a pound saved. You must preserve capital at all costs and only purchase assets that appreciate in value and generate and income which in turn you can spend on your business, but never spend the capital.   8. Things cost more, take longer and are harder when you’re in the inexperienced phase of business. So it’s important to understand the maximum exposure and maximum risk in any deal and planning accordingly with best, worse and likely case analysis. 9. Trust but verify first both in deals and in relationships and partnerships. Do random spot checks to better understand the trust in your joint-ventures and the accountability of your relationship. The key is to check and then check again. 10. Saving tax and managing your expenses well is often more important than driving turnover. Aim to be careful with the amount of money you spend vs earned because a point saved is much more beneficial than a pound earned.   11. You can make money in all property markets no matter the economic situation. There are creative strategies for a rising market (adding value) to a falling market (securing BMV deals) and in a stagnant market by changing the use of a property (residential to commercial).   12. Never do refurbs too big or too soon. Aim to focus on the evolution of your property and where you can add value rather than the revolution.   13. Often the business that you’re in is often the best route to success than changing careers or moving industries. Focus on what you’re already doing better and improve it rather than just doing something new. This will you a compounding positive effect on the industry you’re operating in. Consistency will bring you wealth in the end.   BEST MOMENTS “Find other people who have been there and done it and learn from them” “If you want to learn how to do something well, find something who’s done it and learn from them, learn from their mistakes and don’t be a trailblazer” “Spend the income not the capital” “Mark is very persistent and he doesn’t take no for an answer” “Mark looks to build a deeply layered pyramid of wealth”   VALUABLE RESOURCES https://robmoore.com/   ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” and “The Money Podcast” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage.   “If you don't risk anything, you risk everything”   CONTACT METHOD   Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to a special Progressive Property Bonus series with Co-Founder Rob Moore. In this unique series, Rob shares with you something new and completely different. Over the next few episodes, Rob will be revealing the lessons learned from property expert, mentor, and partner, Mark Homer. Tune in to discover never-heard-before insights from over 14 years of business with Mark. Hear advice, lessons and behind the scenes insights on property, business, finance, and joint-ventures. Listen to part 1 of this special bonus series today.   KEY TAKEAWAYS   Much of the stability, longevity, and security or our wealth and Progressive’s success is Mark. He’s an unsung hero and I don’t know anyone who knows more about property in UK than Mark Homer. Sometimes people jump into joint-venture partnerships too soon they don’t do enough due diligence and the partnership ends up breaking down. The odd few people trust to quickly and assume too much. Mark’s view is to ALWAYS test partnerships before getting into contracts and legalities. Do not rush it and make sure it works. Mark tested our partnership before we went into business and watched me work for 3 months before we started a joint-venture, so always test, observe, watch and do your due diligence. Watch and listen rather than to think and to act. You learn a lot more listening than you can by talking and where there is conflict and challenges it is better to sit and do nothing than to react emotionally. Mark is fiercely loyal and does all of the ‘dirty’ work behind the scenes that keeps Progressive going and keeps everyone including myself accountable. It’s important to hold your business to a high standard and keep your business secure behind the scenes, you may not get a lot of credit for this but it is essential to success and stability. You never know the real numbers of a property or a deal until you’ve been in it, owned it or done it for 6-12 months. Therefore it’s important to buy a small number of properties and to test strategies such as buy-to-let, HMO or serviced accommodation because you don’t know until you’ve been in it and seen the numbers for yourself. You need to judge the average net income, tenancy rates, and voids before you scale and you know it’s a success. You cannot master what you do not measure. Mark taught me to track my net-worth (net-assets minus total liabilities) It’s important to find out your net-position and every 3 months evaluate it. As a result, your net-worth will increase as a subconscious driver. Mark also routinely does worst case, best case, and likely case analysis to better understand the position of your assets and income.   BEST MOMENTS “I’m very grateful and fortunate to be Mark Homers, business partner” “Observe potential partners intensely and do your research without telling them” “Don’t scale to quickly, only buy more and scale aggressively when you’ve got the systems and the proof that it works” “Always look an an assets minus sale costs”   VALUABLE RESOURCES https://robmoore.com/   ABOUT THE HOST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” and “The Money Podcast” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage.   “If you don't risk anything, you risk everything”   CONTACT METHOD   Facebook - https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn - https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today's episode, Kevin is joined by former Royal Navy communicator, corporate world project manager, Serviced Accommodation expert and Progressive Property VIP, Dan Eaton. Dan first attended a “Multiple Streams Of Property Income” event back in 2017 and since then has gone from strength to strength in the property industry and is now a full-time property developer and serviced accommodation provider. Listen in today as he describes his journey to success as well as providing top tips on how to make it in the property industry.     KEY TAKEAWAYS:  Tell us a little bit about what you were doing before you came to progressive? About 2 years ago, I came to progressive along with a friend. At the time I was a project manager in the corporate world, prior to that I had been in the Royal Navy for 10 years.  Before this had you ever invested in property before? No not at all, I had watched ‘Homes Under The Hammer” but I was always under the impression that you needed to have money to do property.  You attended the multiple streams of income event in 2017, what did you do off the back of that event? I signed up for some of the training courses that Progressive have to offer and I attended the masterclass and the serviced accommodation course.  You decided that you wanted to do serviced accommodation, how did you do it? In the training we learned about rent to serviced accommodation, meaning borrowing a house or accommodation from the landlord and using it for serviced accommodation. We then found some properties in Cheltenham that we could do that with and we went from there.  How critical do you think networking is to build your property business? It is absolutely essential. I met my business partner Andrew through networking, we took on his SA units. Then through other networking events, I’ve met others, the four of us are now in a partnership where we’re doing a six house new build. It is absolutely imperative. Two of my deals now are off-market deals, because of my contacts through networking.  What are your plans going forward? To be honest, it is more of the same. Our services accommodation is up and running, we have systemized a lot of that so I don’t spend much time with that. I do the commercial conversion side and development side and the next 12 months, is just more and more of the same. We want to take on more SA units, we want to take on more commercial conversions some used for services accommodation and some used as starter homes.  Why is the progressive property community so helpful? Coming from the commercial world where everybody is out for themselves, I couldn’t believe how helpful people were in the property industry. I think it stems from whoever started doing property in the past, they had been successful, decided to help some people out and decided to pay it forward and it built into this massive community. The market for property is so vast, there are hundreds and thousands of houses. There is enough out there for everyone and I think the property communityrealisethat and want to help.   What are your top tips for people who are interested in getting into property? Think about what it is that you want to achieve.  Think about how you are going to achieve it.  Start going networking and find people willing to help you.   Get the education to make sure you are doing it properly. Attending progressive property events to help gain knowledge of the industry.   Take action to implement. Join the VIP programme which will help keep you accountable.  What do you say to people wondering if they are capable of being successful in property? I would say ‘Yes you can be successful’, one thing I have learned is that you can achieve a lot of stuff, not necessarily straight away, but it is a simple process that you just need to follow.  BEST MOMENTS  “I was always under the impression that you needed to have money to do property”  “Sometimes it's the deals you don’t do that make you the money as well”  “Networking is absolutely imperative”  VALUABLE RESOURCES   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767   https://www.youtube.com/watch?v=o8TZdualhcw   https://robmoore.com/   ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    ABOUT THE GUEST   Dan Eaton is a Property Developer and Serviced Accommodation Provider. Dan, a former Royal Navy communicator then corporate world project manager, started in property in 2017 and has transformed his life through Serviced Accommodation, building a portfolio for himself and his investors and winning the Progressive Property VIP of the year award 2018.  CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/  http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Discover the top tips for refinancing your property, the dos, and don’ts of property, how to attract JV partners and the risks of refinancing with a mortgage. Tune in to learn how to maximise your profits and build your portfolio with the right property refinancing.KEY TAKEAWAYS: -You could purchase the property using yours or your JV partner’s cash, by borrowing money or by taking out a mortgage using a deposit. - There are some risks of refinancing with a mortgage. If you buy a property with a mortgage from a bank and you put down a deposit of 25% and have the remaining mortgage of 75% with the bank. If in six months’ time, you go to refinance that property with the same bank it is most likely that the bank will not value the property any higher than they gave you six months earlier. -What some people may risk doing, is to buy a property with a mortgage from one bank do a small refurb, six months’ time refinance with a different bank than who the initial mortgage was taken out with. That can work in terms of the refinance, but you run the risk of getting blacklisted by the first bank. - Mortgage lenders like to see you keeping the product with them. Therefore the smart and professional thing to do is to use cash or a loan to purchase the property, do the work and then six months later, refinance onto your first mortgage product, rather than moving from one lender to another. - When applying for a mortgage, it is vital that you get a mortgage broker. They are able to get approval done that you would otherwise not be able to get yourself. They have good relationships with certain lenders and know what sort of things that you need to have included in your application for the lenders to say yes to your loan. - When choosing a mortgage broker, it is important to choose one that understands buy to let property. It is important that you stick to the same broker, don’t mix and match every few months. - When the valuer turns up to value the property. Do not try and tell them what you think it is worth, however there are a number of things you can do to help you get the valuation to what you are looking for. Get pictures of the property before you do any refurbishments. Get pictures of the property in its worst possible condition. Get pictures the day the valuer comes to see the house.   - This can help you to show them how you have added money from the purchase price. You showing his pictures from six months to today is one of the most important ways for you to help him come to  realize that the value is higher.  - Give them a copy of the tenancy agreement. He will base his valuation on a percentage of the rental income that you’re achieving for that property. - Include a schedule of the works that you have done to the property since you purchased it to show that there have been a lot of things done since you bought the house that have added value. -Look for properties online that have sold with a higher comparable as you’re looking for as a value for yours.                 BEST MOMENTS “The mortgage broker earns there money for you”   “How is this property worth more money today than it was six months ago?”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://www.youtube.com/watch?v=o8TZdualhcw https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin McDonnell talks us through the Dos and Don’ts of successful networking. Networking events can be daunting and can be unsuccessful and time-consuming if you don’t make that unforgettable first impression! Tune in today to find out how you can grow your network, make a lasting impression, attract JV partners and property investors and ensure that every networking event is a success!   KEY TAKEAWAYS  Where Can You Network?  There are many places you can go to network. Progressive property run about 40 property networking events all over the country, meaning it is likely there will be a PPN event near you. However, it is not only about networking events, but it is also a great idea to attend business networking events both locally and in different parts of the country. Have in your networking plan, to attend other types of events as well as events in other locations around the UK and the rest of the world that can help build your power team.     What To Do At Networking Events?   Have a clear plan before you attend, don’t just attend a networking event to listen to guest speakers. You should be bringing business cards to the events, you need to have a way that you can capture people's attention. As well as handing out your business cards, make sure you collect other people's contact details.     You want to be listening to others, more than you are speaking about yourself. Learn a little bit about people, keeping your eyes and ears open to find the person who is looking to invest.     If you do get the chance to tell people a little bit about yourself, keep it to a minimum and have what's called an ‘Elevator Pitch’, practice this at home before you attend. Focus your pitch on the features and benefits of working with you.     Make a list of people you need to help fulfill your power team, and go to the networking events to specifically source these people.     -A key part of attending networking events is the number of people you speak to. You don’t need to spend the entire event talking to just one or two people, you will be missing out on speaking to the majority of people at the event. The main goal of each networking event you attend should be to collect as many people’s contact details as possible.     Dress well when you attend a networking event. Don’t give people the opportunity to have a negative impression of you based on the way that you present yourself.     Give people the opportunity to talk about themselves, only speak about yourself if you’re asked. Ask them, how you can help them and what they’re looking for that can be mutually beneficial. Do not try to sell them things within the first few moments of meeting them.         BEST MOMENTS  “If you really want to scale your networking business, if you want to do a lot of property deals, then you’re going to need the help of other people”  “A wise person once said, ‘you’ve got two ears and one mouth, you should move them in the proportion”     “People want to work with people that they know, like and trust”    VALUABLE RESOURCES   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767   https://www.youtube.com/watch?v=o8TZdualhcw   https://robmoore.com/   ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD    https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/  http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today’s episode, property expert Kevin McDonnell takes us on a trip down memory lane as he looks back on some of his biggest failures in the property industry and gives us his expert advice on how you can avoid making these mistakes yourself! Don’t miss Kevins expert advice on how you can become a success in property! KEY TAKEAWAYS 6 Biggest Property Failures- Investing Abroad- Don’t buy off-plan property. You are buying something that might go up, or down in value. You’re also purchasing something that might not even get built, there is no real guarantee, and whilst you are waiting for the build to be complete you are not making any money from the property. Purchase property in an area you are familiar with that can make you money instantly and whereby you are familiar with the tax and property laws.   Doing All Your Own Refurbs- This takes up far too much time which can stop you from looking for more property investment deals. The standard of work was also not up to the standards of professional tradesmen, meaning a few years later the poor workmanship will have to be redone. Tying to do those refurbs yourself, will cost you more time and more money.   Waiting Too Long Before Quitting Your Job- Just commit and get out, because quitting your job will allow you to focus more on property and your results will have scaled massively once leaving your job, allowing the freedom and mind space to really focus on scaling your property business.   Waiting Too Long To Hire Staff- Where in your business can you add income? Where can you put money into your business? Things such as speaking to joint venture partners, people who want to invest money into your business, negotiating property purchases or contracts on rent to rents with homeowners, that is where your focus should be. Outsource all the other tasks to staff such as property management, speaking to the tenant, maintenance inspections, all of the tasks that are time-consuming but don’t generate income but rather take money from the business.   Not Having A Clear System To Check Staff’s Work- Hiring any staff comes with an element of trust, and sometimes in fast-growing businesses you can end up leaving staff to get on with their job whilst your focus is on other things. This could potentially result in foul play from your staff as they feel like they are able to get away with things easier as they are not being monitored. Create a system whereby this is not possible. Check your properties out, check your own staff out and make sure that what’s being said is the reality.   Not Hiring A Project Manager- A project manager will hire the entire refurb team to avoid any miscommunications between different tradespeople. If possible, make somebody you know or are familiar with and that you trust your project manager who can get the job delivered on time. Them being responsible for the project means that there's no way there can be any excuses or tension between the rest of the team.         BEST MOMENTS “Mistakes are a part of life”   “You only have to be right 51% of the time”   “The richest people on this planet have made many mistakes”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://www.youtube.com/watch?v=o8TZdualhcw https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

“The only way you fail in property is if you quit” Kevin started his property journey in 2003 and after the first 11 years was over £100,000 in debt. Since getting educated in 2014, he has built up a multi-million-pound property business with a cashflow of over £11,000 per month, lets over 200 rooms, owns over 30 single-let properties and is a speaker, trainer and mentor for Progressive Property. Today, Kevin shares with you his journey into propety, the struggles and the successes, tune in to discover how Kevin managed to build a multi-million-pound portfolio with none of his own money.   KEY TAKEAWAYS   First interest in property in the late 1990s when studying quality management at University. Discovered that becoming a landlord and property investor could be a full-time job.   2002 moved to London to work for Laing O’Rourke and began living in shared accommodation with work colleagues and began discussing property. As a result, Kevin Attended a 3-day property seminar in London realised he wanted to do property full-time.   In 2004 Kevin attended the Property Investors Show in London and was attracted to off-plan properties abroad (Estonia, Turkey, Bulgaria). At the time Kevin didn’t know how to creatively purchase properties without deposits. Unfortunately, Kevin wasn’t familiar with these areas and in 2007 when the crash came Kevin lost all of the money overall loosing £135,000 plus interest on the loans taken out to purchase them and the properties were never built. For a while Kevin forgot about property, working harder in his job to pay off his debts.   In 2009, Kevin moved to Nottinghamshire as a quality manager and forgot about property. Then in 2013, Kevin was contacted by Progressive Property offering him tickets to the Property SuperConference at Wembley. Attending the event Kevin was inspired by the speakers on stage, all of which had been in debt, just like Kevin. It was then Kevin decided property could work for him.   In 2014, at the Property SuperConference Kevin invested in a number of training courses with Progressive and began with creative strategies such as Rent2Rent, lease options and started to build a portfolio local to him that he knew. Kevin rented one property which he lived in and rented the rooms out to other tenants (HMO) and met his now wife as a result. Kevin continued his creative strategies renting another property with an option to buy and backfilled his rent2rent property portfolio with tenants to cover the rent and generate a profit. Kevin was essentially living for free and building up cashflow to replace his income.   In 2016 Kevin left his job and become a full-time property investor.   In 2017 Kevin was asked by Progressive Property to run some training on how he build his portfolio without any money. This is where No Money Down, Rent2Rent, Lease Options and the No Money Down matrix was formed. Kevin also formed JV partnerships and now has 11 companies focussed on property as an individual and as a partner.   Kevin now lets over 200 rooms and owns or has a stake in over 30 single let properties that are either owned or controlled by creative Rent2Rent strategies or lease options.   In 2017 Kevin set up a lettings agent to help manage his time and look after his property portfolio. This has now been scaled as a business by itself to break even and additionally save Kevin time and money to do other things. The first 11 years in property Kevin built a debt of over £100,000. Since 2014 and training with Progressive, Kevin has built up a multi-million property business with a cashflow of over £11,000 per month and has an aim of one property deal per month.   BEST MOMENTS “Always take positive steps towards success” “The only way you fail in property is if you quit” “Invest locally” “I buried my head in the sand and worked harder to pay off my property debts” “I thought I needed deposits to secure property deals” “I’d decided I want to do property full-time” “Property is the one thing that as made more millionaires and billionaires than anything else” “People have either made their money in property or have invested their money in property”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

2020 is going to be a huge year in property? But are you prepared? and what are your plans? In today’s episode of The Progressive Property Podcast, Kevin McDonnell shares his guidelines for a bumper year in property. Discover how to scale your business, find new joint-venture partners and make a fortune through property in 2020.   KEY TAKEAWAYS  What’s your plan? What's your property plan? Where are you going with your business this year?  When you have the best year businesswise, you should know that you also had a bad year because great achievements come with great challenges. As you plan on how to be successful in your business, you should also prepare and be ready for any challenge that will come your way.  Challenges like staffing should be dealt with when they arise because these are the people that you need to trust with your business that they will do their best to keep your business up and running and also profitable. You can’t do that while you are having this issue; make some staffing changes to suit you and your business if you want to scale up your business in 2020.  In the year 2020, make an effort of having a joint venture partner because there's plenty of opportunities that arise when you are in a joint venture with someone and there are lots of benefits that you get to enjoy such as, in case any risk occurs in your business, you are both liable, in case of a loss, you both share the losses, you get to make well-informed decisions in your business because you get to consult your partner and many others.  When you have more money in your bank account, don't let the money stays in the bank because you will not earn anything while it's still in the bank, take a step of lending it to other investors so that they can also do some more investments with it and you get a return on your money in terms of interests. With this, your year 2020 will be a year of more success.  The last crash was what 2006, 2007, 2008, we're at 12 years into the property cycle now, there is likely going to be another crash in the next decade, in the 2020s at some point, there's likely to be a crash. You got to be prepared for that crash and ready for the crash. Don’t be mistaken, it's coming. It's about being ready for when it does come.  Scaling the rent to rent business should be a big part of your plan in 2020 so you can build cash flow to get ready and cash-rich for when the next crash comes because letting agents are struggling at the moment a lot across the country   In 2020, buy, refurbish, refinance or lease option, refurbish refinance or taking control of other people's properties, refurbishing them, refinancing them. Good opportunity to build, rent rental value that cash flow, but the lease option and the buy to refurbish refinance, that's about the long term legacy, the long term wealth.  You should have your businesses this year and be sure that your businesses are profitable and self-funding because you do not want to have a business where instead of it giving you money, you are the one who is getting into your pocket and getting it the money. Make sure that all your businesses are profitable.  How do you raise 5 million pounds in property? The key part of raising 5 million pounds is you need to be known, people need to know you exist, people need to know you do property.  In your plan, apart from just finding houses, you've got to have a plan of how you are going to attract and meet more people. What networking events are you attending? How often are you posting on social media? How many people are you contacting and speaking to every week? By doing this, you’ll attract more opportunities.  BEST MOMENTS  “If you don't ask you don't get.”  “There's going to be a lot of opportunities out there with Brexit, the uncertainty in the marketplace comes with a massive opportunity.”  “For your business to succeed, people need to know you exist.”  “There's no point in working hard and not getting to enjoy the fruits of your labour.”  “Make sure you find time for doing the things that you want to do in your life because you don’t know how long you got.”  “What’s the business and the money for, it’s for you and for the things that mean the most to you.”  VALUABLE RESOURCES  http://progressiveproperty.co.uk/   ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor and Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/   http://progressiveproperty.co.uk/   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Do you want 2020 to be your year in property? Do you want In today’s episode Progressive Property Co-founder, Commercial Conversion expert and best-selling Author, Mark Homer joins the show to bring you his 2020 Property Predictions. Tune in to the opportunities, threats and challenges 2020 will bring. Mark covers everything from BREXIT to interest rates and from property prices to supply and demand. It doesn’t matter if you’re a beginner and a pro, this episode is for you. KEY TAKEAWAYS   2020 Property Predictions Since 2016 we’ve had large central London price falls of up to 25-30% but Central London has now reached the bottom of the price falls and we may seem some growth in residential house prices in 2020 and beyond. The risk has come out of them and the future looks bright in those parts London. Since the election has happened there is a lot more certainty in the market and investors are more positive. Confidence will gradually lift through 2020 with a better Brexit negotiating stance. Looking at GDP and the purchasing managers index the UK is looking to head on an upward trajectory. Over the past 3 years, we’ve seen a sustained attack on residential landlords form the government with stamp duty increases, surcharges, section 24 and other issues putting a lot of landlords off buying properties. As a result, professional landlords have been buying the smaller properties accidental landlords have been selling meaning there is now less supply on the residential market. If there are less supply and demand remains the same you may see residential prices rise in 2020. If you’ve got the right strategy and you understand the regulations there is an opportunity to navigate the property market and purchase the properties smaller landlords are selling and make a profit. We’re not in a recession, GDP is increasing and we’re still growing but 2020 is not going to be a ‘bumper’ year with a lack of investment in the UK due to the political uncertainty. As a result, the Bank Of England needs to continue to generate demand and therefore interest rates are likely to remain flat and perhaps unchanged in 2020. Towards the end of 2020, we will see some the change in sentiment will start to reflect on the banks as we move into the ‘roaring twenties’ this could be a golden few years. The banks could become more aggressive, the yield curve has moved from invested to in-form and this all indicates that a recession is less likely and money markets will become freer. As a result, banks will lend at lower rates and higher loan to values. We could see 95% mortgages in buy-to-let, investment loans and development loans, just as we’ve seen with residential mortgages since the last recession.   BEST MOMENTS “Small one bed flat yields have been rising since the Brexit vote” “Since the election has happened there is a lot more certainty in the market and investors are more positive” “The property investing backdrop is looking more certain” “As we get closer to the Brexit deadline the media will ramp up the fear” “Section 21 could mean you could evict tenants for any reason” “There is lots of stuff reducing the supply of properties available to let and therefore residential prices may increase” “Focus like a laser one thing and become the best at it” “2020 could be very could for all bank lending”   VALUABLE RESOURCES   ABOUT THE HOST David is a property expert with over 25 years’ experience and his own portfolio of 26 units. His current rent roll is in excess of £10k per month. He is also a partner in a Deal Sourcing and Packaging business in the North West of England and has sourced over 250 properties for investors since 2004.   In recent years he has, by necessity, had to develop an expertise in LHA strategies. This area is increasingly becoming a niche for him, and he enjoys empowering other landlords by sharing the knowledge he has gained.   The ultimate purpose when sourcing properties in this sector for investors is to minimise risk while maximising profit. He has had to find answers to the challenges of Tenant Find, Management, ensuring rents are paid and the transition to Universal Credit. These are strategies he uses in his own business and also on behalf of investors. His investor clients regularly achieve annual gross yields of over 20% with high occupancy rates and voids resolved, sometimes within hours.   CONTACT METHOD https://www.linkedin.com/in/david-siegler-7b126316/ https://www.facebook.com/DavidSieglerInvestments/  http://progressiveproperty.co.uk/   ABOUT THE GUESTMark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Want to make 2020 the year of financial freedom? Is it finally time for you to live the property investor life you’ve been dreaming of for years? Tune into today’s podcast where property expert Kevin McDonell shares his 7 top tips that will make 2020 your year! Today, Kevin shares some motivational advice that will help you achieve your full potential and turn you into the successor you’ve been dreaming of, so listen in today and make 2020 the best year yet. KEY TAKEAWAYS 7 things to make 2020 your year.   Mindset: mindset is key. Whatever it is you want to achieve, it all starts with belief. The starting point is believing in yourself and your success. If one person in your town can be successful in property then why can’t you? You don’t need to know everything to start, you just need to start and the rest will happen.   Knowledge: Once you have the mindset that you can do this, you need to make sure you have the right specialist knowledge. You need to have not just knowledge of a strategy, but knowledge of your area. You need to know about tax, systems, builders and letting agents. It is not only about acquiring this new-found knowledge but using it to move forward.   Time: You need to invest time into property in 2020. You need to prioritise your time. Try writing down everything you’re doing with your time over a 7 day period and you will find you’re wasting loads of time. If you can allocate 1 hour a day, 7 days a week you can move your business forward. Put the time into making your success and you can’t fail.   Money: You do need money to be involved in property however, It doesn’t have to be your money. Even if you’re doing a no money down deal, there is still invisible money involved such as the property value or borrowed money. You need to be able to access money from various sources when money is needed. Attend networking events, local, national or international events in order to grow your property business.   Clear Goals: Each year before the new year approaches, you should write down clear goals for where you want to take your business in the following year. You need to do this before you end up too far into the new year and direction is lost. Make sure your goals are clear and structures. Follow a 6 step concept with your goals: Smart Specific Measurable Achievable Realistic Time Bound Take some time to write out the clear goals that are specific to you, and implement them do the steps to make sure that you achieve them.   Willingness to accept rejection: There is not a single successful person on this planet that has not been rejected. Many people expect to get their first big deal and become a success within the first few months, it is not always that simple. Whilst it is a step by step simple process, it needs a lot of work. You need to be willing to understand that rejection is part of the journey, and it is part of the success. Do not let rejection stop you from moving forward. Accountability: Many people think that they are able to do property alone. The reality is, that you can’t. Get yourself a mentor and your results will completely change. You need to be working alongside and be accountable to someone who has walked that road before you, who tells you ‘you are not thinking big enough’ and ‘you can do this’. Somebody who gives you actions to take, otherwise life gets in the way. Prioritize your property journey as number 1. You need accountability from different places if you really want to get your business to where you want it to be.   BEST MOMENTS “You don’t need to see the whole staircase, you just need to take the first step” “Richard Branson has the same amount of time as us and he has over 400 companies he’s involved in” “Don’t try and run before you can walk” “You don’t need to be perfect to get started, but you do need to start to get perfect” “You’ve got to earn your stripes” VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://www.youtube.com/watch?v=o8TZdualhcw https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Thinking of investing in a property but not sure what red flags to look out for? Well look no further, in today's podcast property expert Kevin Mcdonell tells you the warning signs to look out for on your viewing to avoid those unwanted costs! He shares with you his essential checklist to take on every viewing which will get you the best property deal and maximize your profit! Don’t miss this exclusive advice which will help you reach your property inventing potential! KEY TAKEAWAYS When investing in property there are many things you need to, viewing the property, analysing the deal, etc. surround yourself with experts when it comes to the building work. They will understand how to break down the costings of specifics.   It may not be possible to bring a builder with you on your first viewing. View The property by yourself first, and if it is a property you wish to proceed with then take an expert with you on your second viewing. They will be able to tell you about things that you may have overlooked or not thought about on your first viewing but they are important things for you to know.   Tradesmen work on problem properties each day. Having them as part of your power team allows then to identify problems before you go ahead with the deal and save you a significant amount of time and money.   Where to start when viewing a property for the first time? Park away from the property, down the street and analyze the type of area your potential property is in, allowing you to think about who your possible future tenant would be. Cross the road to take in a full view of your property, look outside for any potential structural issues with the property, as well as specifically comparing the roof of the property you are viewing with the other properties along the street. Walk around the perimeter of the property paying particular attention to the brickwork and any potential issues of damp. Enter into the property and in each room, you go into you will need to look at the ceiling, the floor, and all four walls. Look out for any red flags such as damp, loose floorboards, and plastering problems. A good idea would be to purchase a damp meter to take along to viewings. If you do encounter some current or rising damp during your viewing, a good idea is to get a builder to come along for your next viewing to give you a quote on what this could cost you in the future. Have a look around each wall of the property, keeping an eye out for cracks in the walls. You will almost always encounter some hairline cracks, but you are looking for larger cracks meaning you could have some structural issues. Take note of the doors in the property, do they close properly? Open and close each door to make sure it closes and latches properly. Take a look at the windows. Are the double or single glazed? Are there signs that they may be slightly dated? What material are they? Coming to the bathroom. Make sure you run the water (also do this with the kitchen), check the pressure and the temperature. Looking at the boiler is critical, how do I know if it’s a good boiler? Take a picture of it and show it to your gas engineer. It is also recommended to look at the installation date. Typically, a boiler fitted within 7 years will be fine. Look for signs of service stickers. It's critical to look at the consumer unit. Consumer units are a few hundred pounds but legally, you have to have a metal box consumer unit. If you see a plastic one, this will need changing before your future tenant moved in. This is an additional cost. Take a look at the plug sockets, are they up to date or will they need rewiring? Take a look at some more general stuff in the property such as the garden, rivers/flood risk area? A good idea on your viewing is to bring a checklist of all the above, removing the risk of forgetting something critical which could cost you money in the future. If you think this is a property that you may want to buy, bring your builder along with you for your second viewing to eliminate any doubts, or to give you a price for the repair work. On your third viewing, finalise everything and get your offer in!   BEST MOMENTS “ A good idea would be to purchase a damp meter to take along to viewings.” “Take a video for yourself, so you can have a look back in your own time and identify things that maybe you missed!” “Tradesmen work on problem properties each day. Having them as part of your power team allows then to identify problems before you go ahead with the deal and save you a significant amount of money.”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://www.youtube.com/watch?v=o8TZdualhcw https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Listen in and learn the expert tools to No Money Down investing success. Kevin covers 5 of the key No Money Down strategies from Lease Options to Vendor Finances and Assisted Sales To Rent2Own. If you’re looking to fast-track your property investing knowledge, discover the fundamentals to some of the UK’s most creative property tools and techniques, this is the episode for you.     KEY TAKEAWAYS    No Money Down Investing Tools  Lease Options - This is where you would pay a small consideration upfront to secure a contract that agrees on the purchase price today but is paid for over a period of time. This is similar to the model of car leasing except that your asset appreciates in value over time and you can add forced value over time by renovating the property. This tool allows you to make a profit from day one by renting out the property to cover your mortgage/payment costs.     Vendor Finance - The easiest person to joint-venture with is the vendor of the property you’re looking to purchase. It’s a simple tool that avoids fees and the need for you to save expensive 25% deposits. Let the vendor be your bank, service their debt and take over their mortgage. This model works as you’re cutting out the bank, paying the vendor directly and it allows you to purchase properties BMV. Both you and the vendor are making a profit.     Assisted Sales - Why buy a house that you’re planning on selling 6-9 months later? There are a lot of costs involved when purchasing an investment property such as stamp duty, legal fees, capital gains etc. This tool is a joint-venture with the homeowner where you will agree with the property owner to delay the sale of their property, allow you to renovate the house and add value and then split the profits when its sold.    Planning Gain - Use a lease option to secure a property subject to planning permission and then apply for planning permission. If you don’t get the planning you don’t by the land, if you do get the planning you go ahead and purchase the property and it’s risk-free. This is an example of using two No money down tools together.    Rent2Own - This tool utilises tenant-buyers whereby you move a tenant into the property and agree a purchase price. This price is lower than what you’ve purchased the property for and locks in your profit. The tenant-buyer then pays you a monthly rent and is also able to save up their deposit to purchase the property off of you in the future. This is renting in a non-traditional way whereby you’re acting as the bank for the tenant and helping them to get onto the property ladder.     Notes  Kevin started investing in property in 2003 and made a lot of mistakes costing a lot of money. In 2013 Kevin joined progressive and in debt from his previous property dealings he had to get creative, and that meant investing in property no money down.     No money down means investing with none of your own money and potentially using joint-ventures to fund your property investments. However, the strategy of No Money Down encompasses much more than just simple property investment, it covers tools such as lease options, assisted sales, exchange-delay completions, Rent2Rent, Rent2Own or vendor finance.     The common problem with all property investors is they know what they want to do, they know the strategy they want to implement and the type of property they want to invest in, what stops them is they simply do not have the funds to invest.     Working full-time and saving up deposits is simply too slow. If you’re saving 20/25% to purchase a property over 5 years and every 5 years you’re able to invest in another property you’re only going to end up with 4 properties over 20 years. The method is just too slow and you’ll run out of life, so you need to get creative.    BEST MOMENTS  “You can purchase a property for a pound”   “Vendor finance is a massive opportunity to get No Money Down deals and BMV”  “I see the amateur investor all of the time, they’re trying to get deals at 20-25% BMV”  “To be a professional investor you need to be creative, you can’t only have one investment strategy”    VALUABLE RESOURCES   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767     ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.      CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/  http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Do you want to rent your property out privately but don’t know where to begin? Are you scared about having a nightmare tenant?  Join us today as property expert Kevin shares his tips and tricks to finding that perfect tenant for your property. Kevin takes us through the common mistakes and shortfalls made by landlords as well as sharing his expert advice on how to protect yourself and your property, as well as how to create the perfect listing which is sure to attract your ideal tenant! Tune in now to find out more!   KEY TAKEAWAYS  Things to be aware of to not give your property to someone who could cause you problems. What are some mistakes people make when looking for their own tenants?   Only rely on referencing. If you only rely on referencing this could cause problems. They pass referencing checks but are not actually good tenants. The reason they pass referencing checks is that their previous landlord did not take legal action against them for issues such as owing money etc. The reason a landlord wouldn't take legal action on a bad tenant is that their main focus is to get rid of the tenant and get their property back. Taking a tenant to court is also a huge cost to the landlord, with no guarantee of ever getting their unpaid rent back.     What should you do to find the very best tenants?  It all starts with the listing of the property, make sure you have very good photographs. The good quality pictures will sell the need for somebody to want to view the property. As well as the pictures, the text really matters as well. Highlight the best features of your property such as “recently decorated” “lots of storage space” “fully furnished” etc, as well as including when the property will be available from and local amenities.   If you already have the perfect tenant in mind then portray that tenant in your listing.   Finally, you must always include a copy of the energy performance certificate as this is now legality of any listing.     Where do i put my advert?  If it is a room let advert, then the best place to advertise is Spareroom.com, as well as using OpenRent, Zoopla or Rightmove.   Another great way to get a better quality tenant is by asking for recommendations from your current tenants!     After all of this, how do I pick my Tennant?   Referencing should not be your only source, there are still other things you can do to help you find your perfect tenants. Speak to their previous landlord (not their current) they should give you an honest appraisal of what that Tennant was like.   Another way of doing your own research is by searching their social media accounts. This gives a potential insight into the way that they may treat your property.   Another bit of advice is to always rely on your gut feeling. Ask potential tenants lots of questions and get to know them. Everything may add up on paper but if your instinct is telling you to avoid them, then listen to it!  As well as this, bank statements are a good indication about whether or not this is the tenant for you. Get them to give you a copy of their bank statements from the last 6 months, whereby you can clearly see the rent being paid in their previous accommodation on time.  Always get a guarantor that is in a better financial situation than your potential tenant, so that you know if your tenant is not in a position to pay the rent, their guarantor will.   Taking deposits from tenants is a good way to protect yourself should there be any damages made to the property. In shared accommodation where damage could occur in communal areas and working out which tenants deposit to deduct the costs from, a good idea would be to scrap the deposit and up the rental value by a small amount each month, keeping this little bit extra aside each month to cover any costs that may have occurred over the duration of the agreement.     BEST MOMENTS  “If you only rely on referencing..this could cause problems!”  “If you have the perfect tenant in mind, then portray that in your listing”   “Always, always rely on your gut feeling!”   “Speak to their previous landlord, they should give you an honest appraisal of what the tenant was like”     VALUABLE RESOURCES   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767   https://www.youtube.com/watch?v=o8TZdualhcw   https://robmoore.com/   ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD    https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/  http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Mark Homer and Thom Luter deep dive into the Labour and Conservative party's general election manifestos with a focus on landlords' and property investors' best interests.  Mark shares his opinions on each party's plans for the future related to all things property, and chooses his best and worst points for landlords and investors from each of the competing promises.  KEY TAKEAWAYS For landlords, the question of “Who do I vote for?” in the general election on December 12th may well be decided by the types of properties in their portfolio, and the types of tenants they are happy with. For instance, landlords happy to take in LHA tenants may find favour in Labour’s plans. Both Labour and the Conservative parties, are proposing, in their political manifestos, to do away with Section 21, which is the ruling that allows a landlord to evict a tenant simply because they want to. The Section 8 rule, the provision within the legislation that can be used to remove a tenant for non-payment or for misusing the property, unfortunately has no teeth, and be misquoted in order to allow the tenant to stay on. Section 21 offers an alternative route for a landlord wishing to remove tenants in these cases. Boris Johnson and the Conservatives wish to amplify the powers of Section 8, going forward, which should remove the need for the “Plan B’ of Section 21. In terms of manifesto similarities between Labour and the Conservatives, are the following: Both parties wish to increase stamp duty for foreign investors by 3% on the existing 3% surcharge. Banning leasehold houses Plans to build hundreds of thousands of new homes Improving social housing Create more carbon-friendly homes As for the plans to build more homes in the UK, Mark Homer believes that Boris Johnson is more than likely not telling the truth on this, and that Jeremy Corbyn will be the one to actually see to it that houses are built.     If the carbon-friendly homes pledge is supported by funding from the government, then it will undoubtedly be beneficial. But if all homes, including older properties, are suddenly expected to be rated A, then landlords may find themselves suddenly facing huge bills. This will lead to a distinct lack of opportunities for investors, and a drought in the rental market. Labour want to bring in rent controls. Mark hopes this will be on a city-by-city basis, as in the Berlin model. By capping rents across the board, there will be a severe drop in the supply of rental property, leading to a decline in standards.   The Conservatives have pledged to keep the Right To Buy initiative, whereas Labour have pledged to abolish it, in the hopes that councils will be able to develop a stable of properties for the purpose of housing those who need it. The vote on the 12th December may be swung in the minds of landlords by the Conservatives’ pledge to withhold benefits, including housing benefits, from any non-UK residents for the five years. Labour are opposed to this, and will make direct payments to landlords on the tenants’ behalf. Under the current Conservative ruling, landlords are responsible for making sure that their tenants have the proper immigration status. Labour want to make this a local council issue, something Progressive Property co-founder, Mark Homer agrees with. As he puts it, “We’re not Border Force” In Mark’s opinion, the Conservative manifesto’s best point is forcing local councils to use developer contributions to build more houses locally. The worst point is removing Section 21, but this is dependent on what they end up doing to add heft to Section 8. In Labour’s manifesto, Mark names rent controls as the worst point. The reinvigoration of LHA, and the providing of direct payments to landlords, is the strongest point. BEST MOMENTS ’Take away Section 21 and there’s got to be a good replacement for it’ ’They believe in a freewheeling economy’ ’This goes back to Karl Marx and communism’ ‘Chairman Mao’s little red book isn’t too relevant in 2019, in my opinion’ ‘I can see why they would ideologically go down this road’ ‘You’re not giving people the chance to advance their financial literacy’ ‘It’s ridiculous. We’re not border force’   LINKS You can download a copy of each official Manifesto here:  Labour: https://labour.org.uk/manifesto/ Conservative: https://vote.conservatives.com/our-plan CONTACT METHOD MARK HOMER Markhomer@progressiveproperty.co.uk https://www.linkedin.com/in/markhomer1 https://www.facebook.com/markprogressive https://twitter.com/markprogressive Mark My Words Podcast   Want more exciting content from Progressive Property?  Subscribe to our channel: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g?view_as=subscriber%3Fsub_confirmation%3D1  Join the community on Facebook: https://www.facebook.com/groups/progressivepropertycommunity/  Like the Facebook page: https://www.facebook.com/groups/progressivepropertycommunity/  Follow us on Instagram: @progressiveproperty  Visit the website: https://www.progressiveproperty.co.uk/   ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD    https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/  http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In todays podcast, Kevin gets you behind the scenes and listen in to two experienced property investors discuss; the property market, their current deals and developments, planning permission and proven property strategies working right now in today’s market. Get listening to hear Marks in-depth discussion with Chattered Surveyor, Serial Property Investor & Master Class Trainer, Peter Jones.  KEY TAKEAWAYS  Mark: How have you been growing your portfolio?  Peter: Traditionally I’ve been investing in the North East but more recently I’ve purchased a plot of land which we were planning to build 5 terraced housing but due to some issues with planning that have taken over 2 ½ years to go through we have finally been settled on 3 bungalows with actually will generate us the same amount of profit and are cheaper to build so currently we’re now applying to remove the conditions and should have the foundations in before Christmas. The goal now is to have 2 or 3 projects running at the same time because of how long planning can take to go through.     Mark: What investments have you been doing?  Peter: As you know I owned one flat in a block of fourteen and it was a disaster, all fourteen were rented out and none of the owners could agree and it the whole block started to deteriorate so I was planning to sell. But in the end, I managed to get acquire four more flats and convince the other owners to secure the plot with a fence and make the area a lot nicer. Additionally to this, I have also been investing with my son-in-law in properties around Nottingham, mainly single-lets following the BRRR model.       BEST MOMENTS“The whole planning system is a game and you just need to know more ways round” “More recently it’s taken me over 18 months to get planning consent”  “The goal now is to have 2 or 3 projects running at the same time because of how long planning can take to go through” “Capital values have been rising in certain areas and the Midlands and the North are still playing catch-up to London price rises” “The property market is like a rollercoaster and property prices follow a ripple effect”    VALUABLE RESOURCES  ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD  Email: Markhomer@progressiveproperty.co.uk   LinkedIn: https://www.linkedin.com/in/markhomer1   Facebook: https://www.facebook.com/markprogressive   Twitter: https://twitter.com/markprogressive   ABOUT THE GUEST Peter Jones is a Chartered Surveyor, an author and a serial buy to let property investor. He has been involved in property for over 30 years having graduated from the College of Estate Management, Reading University, and then qualifying as an Associate Member of the Royal Institution of Chartered Surveyors in 1983, before being elected a Fellow in 1992.  By the age of 35, he was a Salaried Partner in a well-respected firm of Chartered Surveyors and was managing partner of their West End of London Office. His speciality was commercial property but during the recession of the 1990s his specialisation became redundant, and so did he  CONTACT METHOD  http://www.thepropertyteacher.co.uk/  ThePropertyTeacher@gmail.com     progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Jump in and hear live questions from the UK’s largest property community. Kevin resumes his Q & A with Keiran Kevan. Listen in as they dive into lease options, Rent2Rent strategies and the art of negotiation. Discover valuable insights from property investors of all levels of experience and hear the real life deals investors are making right now to secure NMD, Rent2Rent properties below market value and with great potential for profits.    KEY TAKEAWAYS  In negotiations, you must walk away at least once. Most people get emotionally involved in a deal that they grab the keys no matter what, spend more and end up losing money.   Babysitting is a term used in property when you’re looking after somebody’s mortgage as part of a lease option agreement. A lease option means that you’re contractually and legally bound to pay that mortgage, the title deed is still in the vendor’s name and you remain responsible for taking care of homes maintenance.   If you invest in rent2rent you will not benefit from the capital growth of the property, however, if it’s a lease option that you absolutely will as you agree to purchase the property and will gain from any capital growth in the property.   Rent2Rent is a strategy that can be utilised on both HMO, SA and Single-lets. All Rent2Rent does is replace the word buy with rent. It’s a strategy that can be used with a variety of properties but you need to make sure you’re using it on the right ones. The sweet spot is a 4-bed home that can be converted into a 'HMO' which will generate higher rents and will cost the same as a 2 or 3 bed. Rent2Rent needs to fit the property that you’ve secured.  Don’t focus on one strategy and only look for properties that fit your certain strategy. What you need to do is fit properties that you can secure BMV or with lease options and then fit the right tool/strategy with the property. For a 1 or 2 bed, this might be a sing-let, for a 2 or 3 bed it may be a Serviced Accommodation depending on the area and for 4 beds and more a 'HMO' strategy might fit. You need to be flexible with your strategies to make the most profit. New council tax regulations are forcing investors to add a break in Rent2Rent contracts stating that if the council tax band in the properties area changes the landlord will be responsible for additional council tax charges past one room.     BEST MOMENTS  “Always stick to your guns”  “You cannot cut your own throat to secure a deal”    VALUABLE RESOURCES   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767    ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.      CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Jump in and learn the top three strategies for making money through property, discover how to get started without any money and which the tools, strategies and techniques to use to replace your income through creative property investment and become a full-time investor. Find out how to use the 70,20,10 model to your advantage and begin investing in your local area right away.     KEY TAKEAWAYS  The top three strategies will depend on your area and what part of the country you’re investing in. However, there are a variety of good strategies you can get started with such as single lets, serviced accommodation, Buy-to-flip, commercial conversion and HMO, although you will need tools like Rent2Rent and lease options to achieve these strategies, that’s how you can be creative and begin investing without any money or if you’re in debt.   Picking the right strategy for you also depends on your goals and what you’re looking to get out of property. If you’re looking for a cash flow strategy, long-term retirement investments or simply big pots of cash you’ll need to big the right strategy to most effectively achieve those goals. Pick the strategy that works in your area and then the tool to make that strategy work because if your plan is to buy property and rent them out it will not work, you’ll run out of money before you have enough houses generating a substantial monthly income. Property investments are not bought by saving up and buying houses, there’s not enough time so you need to get creative. Rent-to-Rent is the quickest way to get started in property, it’s the fastest way to achieve success and to build your property portfolio. Aim to set the initial goal to replace your income   Lease options are a creative No Money Down investment strategy but do not attempt a lease option without any training. A lease option means you will have two contracts, one to buy the property and one to manage the property along with a consent to let. You will not be buying the property yet so there is no need to get a mortgage all you have done is agree to buy the property from the owner. Lease options are a great way of investing in property when you don’t have any money. A lease option is not a strategy but a tool you can use to deliver a strategy, for example using a lease option to obtain and own a single-let.     BEST MOMENTS  “Getting the knowledge to invest is easy, it’s when you don’t have the cash that you need to get creative.”  “Don’t try and do something along, at least try and get some experience”  “When I first started getting into property I was in debt and my first property was a Rent-to-HMO. I owned and lived in the property and rented out the other rooms which covered the cost of the mortgage and outgoings.”  “Manage your property strategies using the 70,20,10 model. You need to test different strategies for your area until you find what works and upscale.”    VALUABLE RESOURCES   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767     ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.      CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today's episode, Kevin reviews his recent No Money Down 24 Hour Challenge. Listen in today to hear his personal insights and behind the scenes exclusives from that day. Gain insights and essential information which will guarantee you to secure a No Money Down Deal in no time! See what property expert Kevin did to secure viewings, leads and funding to ensure he made not one, but TWO no money down deals in under 24 hours!   KEY TAKEAWAYS  The challenge began at 6 am where Kevin quickly learned that the 24-hour challenge would not be a “24-hour challenge” as such. With estate agencies typically closing their doors at 6pm his 24-hour window just halved into a 12-hour challenge.   The next thing Kevin discovered about this challenge is that it would not be taking place in his local area, an area of which he is extremely familiar with when it comes to property knowledge.  He soon learned the challenge would be taking place in Norwich, a town he had no prior knowledge of.  Kevin made the quick-thinking decision to ask another member of the team to drive him there so that he could utilize the long journey to do some research on the area and hopefully find some leads.   Kevin used various different social media platforms such as Facebook, Gumtree and Spare Room in order to increase the percentage of an investment. These social media sites often have vendors advertising their properties, which enables direct to vendor viewings and deals.   Direct to vendor deals are desirable to both parties since they cut out the agency fees.   After making several phone calls, Kevin made contact with two agencies whereby assisted sales could be an option. Whilst both of these avenues led to positive roads, the time restraint meant that no money down deal would not be possible due to the landlord’s schedules. Really positive agent, but not quick enough to get a deal done in a day.  Kevin then had a viewing with an agency. This viewing did not go well at all. The reason being, that Kevin was unable to answer the agents questions when it came to his local knowledge. Had he had a longer time frame to do his research, Kevin would have been able to answer the vendor’s simple questions and build a trusting rapport with the agent.   This shows the importance of having up to date knowledge on your area, make sure you research and no your goldmine area inside out.   One of the biggest challenges was just getting viewing. Kevin rang numerous agencies and enquired about making viewings, but kept getting rejected. He rang over ten agents and kept getting told NO.   This did not make Kevin quit the challenge however and he still continued to chase leads and call more and more agents.   Do not let rejections let you quit. Rejection is part of the process. Keep chasing because these will eventually lead to deals.  During the drive to Norwich, Kevin placed online adverts for tenant buyers. Within two hours of this advert being placed, he had already sparked interest and received leads and possible funding.   Kevin made the decision to sit in a cafe and call different leads he had received as well as estate agents to see if they could assist him. Once again, Kevin's advances for no money down deals were met with rejection. Although the agents weren’t necessarily saying no to working with him they were saying no to arranging viewings at such short notice.  The day went from bad to worse when Kevins Spare Room account got shut down. This was because he had sent messages to around 50 landlords via the sites messaging service all saying the same thing. This was again, due to the short time constrictions.   In reality, it is not a good idea to use the sites messaging service, it is recommended to phone the landlords directly, or arrange viewings to speak with them face to face.   Finally, 12 minutes to 5 in the evening, a deal came through. A developer had 13 apartments not sold and was willing to do a deal with Kevin for guaranteed rent.   This came about by calling over 100 people, agents, vendors and advertisers, showing the more people you call the more you increase your risk of getting a deal.  After this, more and more calls were coming in and Kevin went to more viewings. One of which, the vendor was willing to complete a deal however Kevin declined this deal since it did not feel right. Do not so any property deal, do one that is right for you.   Finally, a second deal came through, again thanks to Kevin's persistence in contacting valuable leads as well as his social media presence. This agent and the landlord agreed to a long term lease with the option to buy.  If you do the right things in the right order for long enough you cannot avoid getting a deal.   Had there been a longer period of time for Kevin to prepare for this challenge, more emphasis would have been placed on both types of research into the area as well as additional marketing such as leafleting.  The key to Kevin completing this difficult challenge was chasing so many leads and making contact with as many people as possible. Do not get disheartened by rejection as eventually, you will make a deal.     BEST MOMENTS  ”After meeting with the second agent I felt very confident, I felt like they would reach a deal in no time at all, I would be out of there by lunch.”  “Within two hours of placing this advert, I had already received leads and funding.”  “Finally, with 12 minutes to 5 in the evening, an agent gets back to me with a deal”  “Later on during the day, I was receiving all sorts of calls from Tennant buyers and had around £10,000 worth of funding from tenant buyers”  “If you do the right things in the right order for long enough you cannot avoid getting a deal.”     VALUABLE RESOURCES   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767   https://www.youtube.com/watch?v=o8TZdualhcw   https://robmoore.com/   ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/  http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin joins forces with Business & Lifestyle Coach, Mumpreneur & BBC Apprentice Finalist, Khadija Kalifa to discuss their journeys to success. Kevin and Khadija dive into their humble beginnings and share learnings from how they got started in business and in property. Learn key lessons on how to start, grow and scale your property business and why starting out with nothing and getting creative and lead to huge opportunity.   KEY TAKEAWAYS You need to just get out there and immerse yourself in the property world. Make sure you attend events, read books and listen to podcasts in order to educate yourself. Starting out in property is just like starting out a new job, you need to listen, learn and watch what’s going on and follow those that have done it before you. Most importantly, you need to get out there and meet people, find joint venture partners and opportunities for property investing. Don’t listen to BREXIT no one knows what’s going to happen there is a lot of uncertainty, but one thing is certain, people are always going to need properties and houses to live in. The population of the UK is growing every year and each year we do not have enough housing accommodation. In order to be successful, you need to surround yourself with mentors, coaches, peers and like-minded people. Fill your room with a power team of people that can help push you forward. Surround yourself with people who are smarter than you. You can’t learn everything so leverage others knowledge and expertise. Lots of investors are selling properties due section 24 and new taxations on mortgages why? Because investors own properties in their own names. This provides you with an opportunity to purchase properties at a lower value as part of a limited company.    BEST MOMENTS Kevin “I got lucky that I lost so much money it became physically impossible to just get a job and get out of debt” Kevin  “I learnt No Money Down property strategies because I had no money, I had to get creative” Kevin  “Comfort is more dangerous than debt” Khadija “My business is called Opal & Pearl after mine and my daughter’s birthstones” Khadija “It took me 3 years to reach 35 employees” Khadija  “It’s better to get a project done than to wait for it to be perfect” Khadija I started a cleaning business without knowing anything about cleaning, I just Googled it” Kevin “While others are fearful you need to be greedy” VALUABLE RESOURCES  https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767  https://www.youtube.com/watch?v=o8TZdualhcw  https://robmoore.com/    ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/   ABOUT THE GUEST BBC Apprentice finalist and busy Mumpreneur, Khadija is on a mission to build an empire whilst raising two children, inspiring others to make their passion their profession. Khadija speaks openly about how she grew up in an underprivileged area, turned her daughter’s birth trauma into a motivational story, and became a BBC Apprentice finalist, successful business mentor, motivational speaker, property investor and podcast host.   CONTACT METHOD Www.keepitrealwithkhadija.com Www.facebook.com/keepitrealwithkhadijaEmail: keepitrealwithkhadija@gmail.com / info@keepitrealwithkhadija.comKhadija Kalifa Instagram Khadija Kalifa Twitter progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

‘It’s not for everybody it’s for entrepreneurs – people who are willing to take responsibility for the money that they’ve accumulated in the past. They turn their pension  into a business’ Following a massively successful live event at Progressive, Kevin McDonald and Kevin Whelan from Wealth Builders have moved straight into the studio to share on the Progressive Property Facebook page and the Progressive Property Podcast how a SSAS can give you the freedom and flexibility to make decisions for yourself in order to grow the investments you chose to invest in. Most people in the UK have some sort of pension and in this episode, you can find out how to grow your pension using a SSAS, it’s a powerful thing, listen in and find out why and how.   KEY TAKEAWAYS Small - Up to eleven people this means more leverage Self-Administered - You are making your own decisions about where you want to invest your money providing it is within HMRC rules. Scheme  - Another word for pension, in law scheme, means pension. SSAS - Small Self-Administered Scheme is a pension scheme that is run by business owners to make decisions for themselves in order to grow that as large as they care to in investments that they chose to invest in for themselves subject to some basic rules Rules There are only 2 things you can’t do -       buy personal assets such as a car, anything you get a personal gain from. -        buy habitable residential property – you can’t buy something you could live in yourself such as the home you live in or the typical buy to let property.   There are 2 types of property - Habitable residential property and exempt residential property. Properties which are exempt include guest houses, hotels, pubs and student halls of residence. ‘B’ for the buying strategy You use your pension itself to directly buy assets and if you buy it with the pension, the pension grows, because the rental money is within the pension while it’s growing its income tax-free, corporation tax-free capital gains tax and inheritance tax-free ‘B’ for the borrowing strategy  up to half of the pension can be loaned to the company to help the business making it outside of the pension. For people who want to grow their wealth outside of their pension, their pension can help them to do that also. ‘B’ for  the bridge strategy You could be a property investor but borrow money from other people and if you have a SSAS of your own you can lend money to other people as a bridge strategy. Bridging money is money going away from you the borrowing strategy is money coming back to you. Whenever you are investing money there are 2 important things – if you need advice get good advice and make sure you do due diligence. A SSAS is a potential way of combining disenfranchised and forgotten pension pots. It’s been mostly the domain of companies previously but following the introduction of section 24 ( the new law where if you own property in your personal name by 2021 the entire amount of rentable income will be taxed), there has been a tidal way of SSAS pensions from people who are property wise. SIP and SSAS? SIPP is a Self-Invested Personal Pension. It’s one person not up to 11 people, a SIPP is a product it’s not a business. You buy a SIPP of the shelf and it’s the professional who is the trustee so you have to go with what they allow you to do. Anything you want to do in a SIPP can be done in an SSAS plus more. Only a SSAS gives you the freedom and flexibility to make the decisions that you would want to make.    BEST MOMENTS ‘This whole tidal wave of SSAS pensions is coming from people who are property wise’ ‘20 billion pounds in pensions is just laying around forgotten’ ‘When you bring in your children as trustees you can teach them, educating them on finance and property’   VALUABLE RESOURCES  No Money Down Property Investing book by Kevin McDonnell  https://www.facebook.com/groups/progressivepropertycommunity/ hello@wealthbuilders.co.uk    ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD  Kevin McDonnell Facebook  Kevin McDonnell website progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

DESCRIPTION  In this episode of the Progressive Property Podcast, learn how Progressive co-founder Mark Homer started and grew his own property business, Progressive Property. From his bedroom alone buying single-lets to a company who has now more than tens of thousands of members, Mark’s journey is something to hear about.  Just like other businesses, Mark and his partner Rob Moore face challenges. Unforeseen encounters are likely to happen no matter what preparations you put in place. Learning, re-evaluating, and tweaking the system when necessary can make the tasks and processes run as smoothly as possible. Progressive Property grew before our own eyes and is now one of the established property investment companies in the UK. Learn more today how they did it so you can do it also, even on your own, when you listen in.   KEY TAKEAWAYS  How important are systems and processes in a property business? It’s difficult to find the best model that will work for your business. So, at the beginning, it’s advisable not to overthink about this—just go with it and you’ll see what the perfect system is for your business as you go along.  Should you own your investment property personally or via a limited company? Mark says to be careful of the high taxes that will be incurred. Consider how small or how big your portfolio is before deciding what’s suited for you. It’s best to ask your accountant or financial adviser.  It’s the planning consultant you approach first, not your architect. You can get more units, prevent inflated prices, and have more interested vendors when the design, which can become inflexible or inefficient for some, is already placed.  Tips on finding the right builder:  Go around the site, look for buildings of the same standards you want, then ask who the builder is.   Take lots of pictures that you can show the project manager.  What are the core things you need to consider when you build systems in a property business?  Establish good relationships (partnerships, teamwork, customer service, etc.)  Be flexible.  Testing in different environments.   Who inspires your business in a daily basis? Warren Buffet and Charlie Munger  BEST MOMENTS    "You need to find the right person for the job.”  “Test them for 3-6 months working with them reasonably to see how your personalities fit.”  “There is a risk in responsibility.”  VALUABLE RESOURCES  Progressive Property  HMRC - https://www.gov.uk/government/organisations/hm-revenue-customs  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin answers burning questions from the Progressive Property Community in a Live Q&A. Discover how to secure commercial development, the most effective way to rent out your SA units and how to structure your very first JV partnership. Tune in today to hear the expert answers. KEY TAKEAWAYS Kevin offers his knowledge to the public in a facebook live, here's the questions he was asked. Q: What is the best way to go about securing commercial development funding?   A: The best way to secure commercial development funding, and avoid risk is to do joint venture (JV).  On a commercial funding you can possibly borrow up to 60-70% of the purchase price and then borrow up to 100% of the development money. The challenge is finding the 30-40 percent deposit. Often the money is already tied within the building. A good idea is entering into a joint venture with the building owner. This way you could work together with the owner and not have to put in any of your own money. You would then approach a development lender who would lend you 100% of the development against the building, allowing you to do the development together. This could allow you to make a profit without putting in any money. You could also try actively searching for commercial developers or joint venture investors on social media platforms. A key bit of advice is don’t find the deal before having the money ready!   Q: I’m thinking of rent to SA (serviced accommodation) in flats most seem to be leasehold in your experience is there any success with agreeing this with the leaseholder?   A: Most people when they are doing rent to SA (serviced accommodation) think to do it on flats. However, please remember not to rule out other options such as, semi detached houses, terraced houses and larger properties. However, if you are doing them on a flat your challenge is getting permission. Whilst you may gain permission from the letting agent, and then from the landlord. You need to ensure you also get permission from the freeholder if the property has one. These are the people that can have the final say on whether or not they are allowed in that particular building. They may simply give you permission, or they may give you permission with some terms and conditions such as a yearly fee. Alternative options, are houses that have been split up into separate flats or rooms, as they do not have a freeholder, the lease usually does not mention not being able to short term lease the property.   Q: I am looking to buy a business we are thinking about asking the vendor to finance us in some capacity. How do we broach this subject with them? Would putting the business into a limited company and them having shares be a good option?   A: Yes, that is one good way of doing it. You could get the person to leave some shares in their company, so they keep their shares and then pay them out at a later date. A good idea would be to find out what the seller is going to do with the money they will earn from the sale of their business. If they have no plans other than to place it in the bank then you could suggest they leave the money in the business and you come to some agreement with what they will gain from that. Perhaps they keep a large portion of the money in the company, and you give them monthly interest on their money and then a balloon payment of the remainder in a few years time.  This option,  along with having the seller keep some shares in their company are the best legal options.   Q: How do you approach a JV partnership when looking for JV partner with money? How do you the partnership and the structure the contact? I am starting out and I am looking for partners with the cash, what are the next steps?   A: Some key advice here, is to go after investors with larger money to spend, The key fact here is not to pedestalize the investors money. Investors with large amounts of money to lend to you will end up pedestalizing their time and not their money. If you keep the focus on how much you need their money, you run the risk of coming across as desperate and this could deter potential investors. They are investing in you as a person and not just a developer. Show them you have the knowledge and credibility to be able to turn their investment into a profit by showing them how committed and trustworthy. Your job should be focusing on showing them how they can save a huge amount of time by investing with you, show them your skill set and everything you have to offer for them.   Secondly, do what is best for your investor. Ask them “what is most important to you with working with me?” If you’re able to solve the answer to that question, then they will want to work with you. Tailor your expertise to what they want to do with their money. If the client would like you to focus on HMO (house of multiple occupancy) for example, then keep that as your main focus.   Q: What is the best no money down strategy to start with?   A: The best no money down strategy should be marketing. You cannot do anything, unless you are marketing yourself and have people contacting you with leads that will potentially turn into a deal. When you pick up these deals, it is then about using the right no money down tool to make the right decision on the use for that building and securing the profit for that building.    Q: What are your top tips for finding your goldmine area please?   A: Your goldmine area, is where you live. People I meet that don’t succeed in property always think the grass is greener somewhere else, they try to succeed in parts of the country they do not know enough about. They end up travelling up and down the country to find another area. The whole point of being in business for yourself is to get your time back and stop living someone else's dream. Spending time up and down the country looking for other property investment opportunities will create less free time for yourself trying to create a property dream that could have been done on your own doorstep. We ignore our own doorstep. Find what works in your local area, and do it well. An example of this, is knowing the lower socioeconomic area of your town. This could have a potentially bigger profit margin if the people in that area are usually in the mindset of being tennents for life. The way they treat the property and the regular source of income they provide for you could be more suitable than investing in an area with a higher socioeconomic background, as the people in this area could potentially be using your home as a stop gap. Therefore the reliance of occupancy may not be as high. To summarise, do some research on your own local areas, find out which options best suit you and what you’re looking for and use this research to create your goldmine.   Q: Where do you find investors?   A: They are everywhere. Look around you, you need to put yourself out there and make yourself at risk for people lending you money. If you are at home and not telling people you’re looking for investors it will never happen. Attend business networking events as well as property networking events. Make sure you have your property beacon on everywhere. Update your social media profiles, let people know that you are looking for investment.   BEST MOMENTS “Your goldmine area, is where you live” “what is most important to you with working with me?”   “Make sure you have your property beacon on everywhere”   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin answers burning questions from the Progressive Property Community in a Live Q&A. Discover how to secure commercial development, the most effective way to rent out your SA units and how to structure your very first JV partnership. Tune in today to hear the expert answers.   KEY TAKEAWAYS  Kevin offers his knowledge to the public in a facebook live, here's the questions he was asked.   Q: What is the best way to go about securing commercial development funding?    A: The best way to secure commercial development funding, and avoid risk is to do joint venture (JV).  On a commercial funding you can possibly borrow up to 60-70% of the purchase price and then borrow up to 100% of the development money. The challenge is finding the 30-40 percent deposit. Often the money is already tied within the building. A good idea is entering into a joint venture with the building owner. This way you could work together with the owner and not have to put in any of your own money. You would then approach a development lender who would lend you 100% of the development against the building, allowing you to do the development together. This could allow you to make a profit without putting in any money. You could also try actively searching for commercial developers or joint venture investors on social media platforms. A key bit of advice is don’t find the deal before having the money ready!    Q: I’m thinking of rent to SA (serviced accommodation) in flats most seem to be leasehold in your experience is there any success with agreeing this with the leaseholder?    A: Most people when they are doing rent to SA (serviced accommodation) think to do it on flats. However, please remember not to rule out other options such as, semi detached houses, terraced houses and larger properties. However, if you are doing them on a flat your challenge is getting permission. Whilst you may gain permission from the letting agent, and then from the landlord. You need to ensure you also get permission from the freeholder if the property has one. These are the people that can have the final say on whether or not they are allowed in that particular building. They may simply give you permission, or they may give you permission with some terms and conditions such as a yearly fee. Alternative options, are houses that have been split up into separate flats or rooms, as they do not have a freeholder, the lease usually does not mention not being able to short term lease the property.     Q: I am looking to buy a business we are thinking about asking the vendor to finance us in some capacity. How do we broach this subject with them? Would putting the business into a limited company and them having shares be a good option?     A: Yes, that is one good way of doing it. You could get the person to leave some shares in their company, so they keep their shares and then pay them out at a later date. A good idea would be to find out what the seller is going to do with the money they will earn from the sale of their business. If they have no plans other than to place it in the bank then you could suggest they leave the money in the business and you come to some agreement with what they will gain from that. Perhaps they keep a large portion of the money in the company, and you give them monthly interest on their money and then a balloon payment of the remainder in a few years time.  This option,  along with having the seller keep some shares in their company are the best legal options.     Q: How do you approach a JV partnership when looking for JV partner with money? How do you the partnership and the structure the contact? I am starting out and I am looking for partners with the cash, what are the next steps?    A: Some key advice here, is to go after investors with larger money to spend, The key fact here is not to pedestalize the investors money. Investors with large amounts of money to lend to you will end up pedestalizing their time and not their money. If you keep the focus on how much you need their money, you run the risk of coming across as desperate and this could deter potential investors. They are investing in you as a person and not just a developer. Show them you have the knowledge and credibility to be able to turn their investment into a profit by showing them how committed and trustworthy. Your job should be focusing on showing them how they can save a huge amount of time by investing with you, show them your skill set and everything you have to offer for them.     Secondly, do what is best for your investor. Ask them “what is most important to you with working with me?” If you’re able to solve the answer to that question, then they will want to work with you. Tailor your expertise to what they want to do with their money. If the client would like you to focus on HMO (house of multiple occupancy) for example, then keep that as your main focus.     Q: What is the best no money down strategy to start with?     A: The best no money down strategy should be marketing. You cannot do anything, unless you are marketing yourself and have people contacting you with leads that will potentially turn into a deal. When you pick up these deals, it is then about using the right no money down tool to make the right decision on the use for that building and securing the profit for that building.      Q: What are your top tips for finding your goldmine area please?    A: Your goldmine area, is where you live. People I meet that don’t succeed in property always think the grass is greener somewhere else, they try to succeed in parts of the country they do not know enough about. They end up travelling up and down the country to find another area.   The whole point of being in business for yourself is to get your time back and stop living someone else's dream. Spending time up and down the country looking for other property investment opportunities will create less free time for yourself trying to create a property dream that could have been done on your own doorstep. We ignore our own doorstep. Find what works in your local area, and do it well. An example of this, is knowing the lower socioeconomic area of your town. This could have a potentially bigger profit margin if the people in that area are usually in the mindset of being tennents for life. The way they treat the property and the regular source of income they provide for you could be more suitable than investing in an area with a higher socioeconomic background, as the people in this area could potentially be using your home as a stop gap. Therefore the reliance of occupancy may not be as high. To summarise, do some research on your own local areas, find out which options best suit you and what you’re looking for and use this research to create your goldmine.     Q: Where do you find investors?    A: They are everywhere. Look around you, you need to put yourself out there and make yourself at risk for people lending you money. If you are at home and not telling people you’re looking for investors it will never happen. Attend business networking events as well as property networking events. Make sure you have your property beacon on everywhere. Update your social media profiles, let people know that you are looking for investment.     BEST MOMENTS  “Your goldmine area, is where you live”  “what is most important to you with working with me?”    “Make sure you have your property beacon on everywhere”    ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/  http://progressiveproperty.co.uk/   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’re looking to start a business or simply discover how to grow your existing venture today’s guest has some important insights from the former manager of the Millenium dome, Pierre-Yves. Kevin and Pierre-Yves discuss in detail the things you need to do and the traits you need to have for you to succeed in your business. You need to know your product, finances and the business model inside out and they go on to share with you the principles you need to learn to make your business profitable. KEY TAKEAWAYS Does playing professional sports helps you in the transition to business? It helps daily. Managing pressure, manager of stress, manager of success, manager of failure, how you reinvent yourself, how you inspire people in crisis. Management of being able to handle and strive under pressure is quite crucial in the property business. If you ever want to be successful in business, look at the product and say, "Can I reinvent this product? Can I reposition it?" If it's yes, you do it. Then look at the finances, business model. Can I again raise equity, raise debt, can I reinvent the business model, improve the profitability of the business? If yes, then do it and you will be successful. And then last but not least, people, who are the people managing the business? Can I inspire them to do differently as a kind of followers with our credit management style? If it's a yes, then go ahead and do the business because you will succeed. The principle of finance, the principle of good accounting, the principle of making sure you have the skills to do it and surrounding yourself with the right people, it's the same for a small business or major corporation. Do not be shaken by people who are handling multi-million businesses because they are using the same principles you are using in your small business. Keep focused and following those principles and one day you will be like them. When you're in trouble, if you don't bring stamina, energy and positive attitude, you're going to struggle and having a very strong sense of humour because you're going to have dark days, you're going to have days you want to give up and if you have a good laughs at days, you're going to be alright. Your best asset is the people in the business and the most important people, the frontline staff, the guys who are serving the food, who are cleaning the floor, if they’re not fitting an integral part in business, you're going to fail. A good entrepreneur is a matchbox. And the matches come in scratch and then shine, and then they go away somewhere else. I think that the responsibility to entrepreneur is not only legacy and building replacement, but it's also allowing others to be able to shine and to develop, and then goes somewhere else and find themselves in other places, being CEO’s, Chairman position and they're going to help you and proudly invest in your business saying that this is the guy that allowed me to be here. The golden rule in any business. If the business plan or the business model is not right and the people are not right, just don’t get involved. For you to succeed in business, you need to be very adaptable and be reactive because preferences are changing regularly as the generations change. The role of a good leader is to be able to predict, to be able to anticipate. Advice to people who are starting a business, small is beautiful, it's not about getting big, is again, it's being successful on your own, and then few if you want to grow, make sure you surround yourself with the right people and it's all about going big, step by step and make sure you got around you people who are going to support you, embrace you and drive this thing forward with you and take them with you for a long time. It is crucial for anybody starting a business to find one or two mentors. Somebody you can trust, somebody who believes in you, somebody who embraces you, somebody, that kick your ass when it's needed for you to grow.   BEST MOMENTS “You’re as good as your last one.” “Principles are the same for a small business or major corporation.” "If you're going to carry responsibilities, and you're going to be the captain of the team, you got to lead by example, it's not doing what I say not what I do, it doesn't work that way.” “Property is not about buying houses, the property is about people.” “As a property owner, if you’re not able to attract the right attitude towards the entire network of your tenants or your business partner, you're just going to fail. “ “The more I practice, the luckier I get.” “Key values, loyalty, honesty, ethics, that's all we ask from people.” “When you are at the helm of something big, you got all the fair-weather friends that come out.” “Entrepreneurs or leaders are never on the job, they’re on a mission.” “It’s fine to have an ego because you need that confidence because if you're shaky, people won't follow you.” VALUABLE RESOURCES https://kevinmcdonnell.co.uk/ ABOUT THE GUEST The charismatic Frenchman, Pierre-Yves Gerbeau certainly has a highly successful CV and the ability to bring a little sparkle to any boardroom, with an approach which made him a mini-celebrity during his time in charge of the Millennium Dome, now better known as the O2 Arena, with the tabloid press nicknaming him 'The Gerbil'. He was also a hockey player for about eight years. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’re thinking of investing in HMO or converting your current single-let property you need to know this.  New council tax banding could be affecting your HMO profitability. If you’re investing in HMO’s or looking to increase your profit margins by converting your single-let, be sure to listen to this episode of The Progressive first. Kevin dives into detail on how local councils are charging tax by the room on some HMO’s, why it’s happening and how you can avoid it. If you want to stay up to date with the most recent property laws and increase your profitibability this episode is for you.     KEY TAKEAWAYS.  Up until recently, the council have always charged one council tax bill per property (HMO) however it could soon be that local councils charge council tax per the room. This would make a significant difference to the profitability of the HMO property.   A lot of landlords have invested in HMO rental properties as a way of maximising profitability from a single unit. The way this has been done is by taking a single tenancy unit and converting it into multiple self-contained units that include bedrooms with an en-suite and kitchenette facilities, however, to further increase profitability landlords have opted for a shared kitchen and living facilities for all tenants and as a result, some local council authorities have deemed this as chargeable for multi council tax bills. This drastically affects the profitability of HMO investments.    The process works whereby the council will inform the VOA (Valuation’s Office) that and the VOA will place a banding or multi council tax bands on the property as a result of the multi-tenants occupying the self-contained unit. Depending on the ruling this can wipe out the profit from the property for the landlord all together.   The reason this change to HMO council bands is coming is due to local council budget cuts and councils are now looking at the regulation of self-contained building with multiple occupants differently. For councils, landlords are an easy target.   The council is now looking at HMO’s differently and re-evaluating the status of what is classed as a self-contained unit. One way to try and avoid this new banding is to convert the property with some en-suites but also with a communal bathroom and communal kitchen. The property needs to be habitable by both family and individuals.     What does self-contained mean? The term is not directly set in legislation, it is in actual fact set by case law. As a landlord, you need to speak to the VOA if you have any queries, especially if you are looking to convert a property. You are also able to appeal a council tax banding here: gov.uk/council-tax-appeals and challenge your council tax banding.  HMO properties are normally let ‘all bills included’ basis and therefore as a landlord, you cannot apply for the 25% council tax discount.   There are four things that the council look at when determining the rate for that room these are: Is the property, Beneficial, Exclusive, Actual and Non-Transient.  There are a few things as a landlord you can do to avoid multiple council tax charges for your HMO. This includes not having locks on the bedroom doors, ensuites and kitchenettes and more critically If having all of the tenants on one tenancy agreement rather than individual tenancy agreements.    BEST MOMENTS.  “Councils are not just charging tax by the room, they’re giving it the highest band (A)”  “Councils are trying to charge landlords by the room to get more money in.”  “Some landlords have had council’s charge them council tax by the room, just because they have locks on the doors, even when the room doesn’t have it’s own bathroom or kitchenette.“  “We’re stuck in the middle of only some HMO’s being charged council tax per room”  “You can’t just put your rent up and make the tenant pay. They’ll just leave and go to the competition down the road”    VALUABLE RESOURCES: gov.uk/council-tax-appeals     ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook  Kevin McDonnell website  Progressive Property  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There’s no need to quit your full-time job if you want to start your property business today.   You’ve got so much time—that you may not know of—which we could use to finally realise that business idea. If there are 168 hours per week and assuming you consume 40 hours with work and 56 hours with sleep, then you’ve got free 72 hours weekly.   In this episode, Kevin gives the 8 essential tips on how you can optimise your precious time. You can even do some of your tasks while at the office, while commuting, or while doing some chores.   There’s really no reason anymore to make an excuse. Put in that determination and action, everything else will follow. Start tuning in today to the Progressive Property Podcast to learn more.  KEY TAKEAWAYS  Tip #1: Time Management. Commit to one task a day. There are 365 days in a year. That’s a lot of time to grow your business. You can even do the smallest on your busy days and use the weekends for the time-consuming ones.  Tip #2: Go to work early, leave work late. In this way, you can beat the traffic. We can use the time you spend on the road on something more important while you’re at the office waiting.   Tip #3: Listen to podcasts. It’s efficient if we learn about property during our downtime or doing household chores or on our drive home, as long as listening won’t put you in any harm.   Tip #4: Use your break time to build your network and schedule your tasks. Call letting agents, book a viewing.  Tip #5: Could you reduce your hours? Loot at you company policy. There are companies who allow 3-day weekends. But this only applies when you haven’t exhausted all your free time available.  Tip #6: Look for joint venture (JV) partners. Find someone who’s on the same journey as you but have different skillset from you. In this way, it’s easier to split tasks.   Tip #7: Attend as many property networking events. As you learn, you also grow your network. You meet people that will support you in your journey through these property events. Prepare an elevator pitch.  Tip #8: Outsource. Get a virtual assistant, a marketing personnel, or whoever you need to do your some of your tasks.  BEST MOMENTS  "You have 168 hours a week, I got 168 hours a week. It’s what we do with those hours that is important.”  “Make the most use of your free time.”  “Your network is your net worth.”  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook   Kevin McDonnell website   Progressive Property   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Ever wondered what the Section 24 law means for Property investors? Well, in today’s episode of The Progressive Property Podcast there’s no need to wonder as your host, Kevin McDonnell tells us everything you need to know about the 4-stage law affecting Property investor's mortgages. Discover the pros, cons, costs, and how you can save money by moving your properties over to a Limited company rather than keeping them in your personal name. Tune in today to save money and keep up to date with the property law affecting your investment portfolio.   KEY TAKEAWAYS. Section 24 law, means that you are no longer able to claim mortgage interest or any other type of property finance as a tax-deductible expense in your property business if you own properties in your personal name. Instead, rental profit will be taxed with the maximum deductions for finance cost of 20% of the basic tax rate, phased in between 2017-2021. There are the 4 phases of the section 24 law. Stage 1 was from the 6th April 2017 tax year, where the higher rate tax relief can still be claimed on the first 75% of your mortgage interest cost. The remaining 25% will have a basic rate of tax relief applied. Stage 2 phased in from 6th April 2018 and that amount of tax relief can be claimed and the amount of tax relief you can claim at the higher rate will drop to 50% of your mortgage interest cost, the remaining will be taxed at the basic rate. Stage 3, higher rate tax relief for this financial year can only be applied to 25 % of your mortgage interest cost. Stage 4-April 2021 means you will only be able to claim tax relief at the basic level of 20%. For those who do own property in their own name, it poses a potentially big problem. It is important to remember that each person will face different issues depending on their own personal situation. This can vary between the location of the properties, how many properties you own and the mortgages you hold on each property. It may be valuable, to transfer the properties that are owned in your personal name over to a limited company. Currently, section 24 does not affect properties under Limited companies. If you have a small mortgage with a good profit, you might not want to do anything. However if you have properties in your name, and mortgages on them there is a chance you may see a big rise in your tax bill. It is advisable to seek professional advice from a property tax specialist. Your accountant/property tax specialist will be able to tell you how much higher your bill will be, and if there are ways to minimize it. Consider your medium to long term plans. If you are looking to sell within the next few years, it may not be advisable to transfer properties into a limited company. If you plan to pay down the mortgage soon, it may be advisable to keep them in your name. Section 24 does not affect those with no mortgages, it only affects the mortgage interest. If you plan to refinance and take out more finance on your properties then maybe you should look at moving the properties into a limited company so that you get a more beneficial tax advantage. If you decide it is the right decision to transfer your properties over to a limited company, there are certain steps you need to take. 1) Have a limited company. You may already have one or you may need to make one. An important thing to note is that to be able to hold properties in a limited company, the properties must be owned by more than 1 person. 2) Note the pros and cons in terms of costs. If you move your properties into a limited company, this enables you to defer your capital gains tax under incorporation relief.  However, if you were to sell the properties eventually, you will have to pay capital gains. 3)You need to think about the type of mortgage you have. You may need to redeem your mortgages, however, some companies that lend personally, do not lend to limited companies. Mortgages for limited companies also tend to be higher. There may also be penalties for those on fixed-rate mortgages. 4) Consider future possibilities. Perhaps the government will decide to reverse their decision to introduce section 24. Will the cost of transferring to a limited company such as mortgage costs and legal costs. Could you pay all this, for the government to reverse their decision? Also valuable to consider the repercussions of transferring to an LTD company, when it comes to selling the property. -What to do about any future property purchases? Simply put, Always buy under a limited company as section 24 does not currently affect this. - Seek opportunities and look for ways to help people, and perhaps make some profit from them. If a person decides to sell all their properties, they are only entitled to defer X amount of capital gains (£12,000 per person per 2019 financial year- this differs each year). If you are able to secure a deal to purchase each of their properties individually each financial year, this could save them money in capital gains. - To summarise, seek professional advice in terms of your personal situation. It may be valuable for you to stick with your current situation and continue having the properties in your name, however, it could also be a benefit to have your properties transferred into a Limited company.   BEST MOMENTS. “If you have a small mortgage with a good profit, you might not want to do anything” “if you do have properties in your name and have mortgages on them, then it is very possible that you will see a significant rise in your tax bill. “ “If you own property in your own name and have no mortgage on them,  then section 24 will not make any difference to tax that you pay on your business.” “You could end up doing all this, only for the government to turn around and reverse their decision” “Is there an opportunity to take advantage of those who own in their personal name? Absolutely!”   VALUABLE RESOURCES: https://www.upad.co.uk/landlord-calculators/section-24-tax-calculator   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD Kevin McDonnell Facebook Kevin McDonnell website Progressive Property progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

You don’t want to be missing out on the best deals out there. Sometimes, the best ones can be found with the help of the right mortgage broker. So, why don’t you consider having one? In this episode of the Progressive Property Podcast, Kevin helps you find the right mortgage broker for you. He prepared the 7 things one should look at when scouting. There are benefits that you could enjoy if you mind these tips. You could speed up the application, have more free time, get access to direct-only deals, get away from stress brought by stubborn lenders, and lastly, more free time to do other important tasks. Start listening. One of these 7 key points might have been missed on your checklist, so make sure you’ve got everything on there. KEY TAKEAWAYS ‘A mortgage broker is someone who will review the mortgages available to you based on your personal financial situation and then apply for you in your behalf.’ Step 1: Always use the same broker. A broker always asks for the necessary information and documents beforehand. If you keep switching, then a lot of your valuable time is wasted in doing these preparatory steps. Step 2: Make sure they are a whole of market brokers. There are more choices available for you since they got access to the large market. It’s most likely that you’ll able to land on the cheapest deal when you ask for their help. Step 3: Know what you want. What are you looking for? A residential, a buy-to-let, or a commercial mortgage? Commercial mortgage – retail units, buildings and shops Commercial finance – residential house that has been converted for multiple occupation Step 4: Ask for direct-only mortgage options. These might be the best option. Don’t choose a broker who won’t disclose this kind of information to you. Step 5: Consider which type of broker to use. In case you aren’t aware, there are brokers who offer their services online. It might be hassle-free for some to choose this path, but do the nitty-gritty research beforehand. Always ask what fees and commissions does the broker charge before getting into an agreement. Step 6: If you choose a broker, what should they do for you? Aside from finishing the application, make sure they have a solid coordination with the lender/s. The brokers should be responsible for the transactions and updates for the different parties involved. Step 7: The broker should be qualified to give financial advice. Check with Financial Services Register. If you think you received a bad advice, file a complaint with the firm first. If it’s still unresolved, take your complaint to the Financial Services Register. BEST MOMENTS                  “By staying with the same broker, you mitigate the risk of different information being put forward to the lenders.” If they’re not a whole of market lender, then don’t use them as they won’t be able to get you the best product.” “Brokers have no obligation to tell you about these direct-only mortgage deals so you need to ask them about them.” “You get what you pay for; cheap does that necessarily mean valuable.” VALUABLE RESOURCES Progressive Property Financial Services Register ABOUT THE HOSTKevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD  Kevin McDonnell Facebook Kevin McDonnell website Progressive Property progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

It’s either the JV partnership flourishes or not—and, what an absolute waste of resources when it didn’t become productive and just fizzles out.  In this episode of the Progressive Property Podcast, Dan gives you the 5 essential things to consider when looking for a JV partner. Choosing your JV partner is NOT a child’s game, like pin the tail on the donkey or ring-around-the-rosy. There’s too much at stake when you don’t think carefully and you don’t have your guards up. Discover how you can thoroughly pick the best JV partner in your property business through Dan’s simple steps. There will always be one who’s very compatible with your knowledge, skills, and vision, so never settle!   KEY TAKEAWAYS  Work out the real reason you need a JV partner. Are you really in dire need? Or are you just lacking of self-belief? What business are you looking to bring your JV partner on? Make sure that your bringing in the right person. If you don’t want to do it alone, it’s worth considering also to have a mentor who can guide you. Having a JV partner might complicate the situation if you aren’t clear yet of your purpose.  What will each person’s role be? It’s best that you complement each other. Find someone who have the knowledge and skills that you lack. And, who will deal with the day to day issues? If you just want someone who will provide the funds, then being active with the operations is the least to worry about when looking for a JV partner.   Before any agreements, remember to make a list of things you need to agree upfront. A JV Partnership agreement must entail everything each of you must bring to the table. What does your JV partner want? Know what outcome are they looking forward to. Also prepare an exit plan just incase of unforeseen circumstances (e.g. breach of contract, critical illness, etc.)  If you’re looking for a joint venture in property, familiarize yourselves first with PS13/3 regulations. There are only a bunch of people you’re allowed to joint venture with, and PS13/3 has it detailed.  Don’t pick someone just like you. You are not looking for another you, you are looking for someone who can do what you can’t do. Consider taking the Wealth Dynamics Test to gauge if your personalities are compatible. You and your partner can be: a Creator, a Star, a Supporter, a Deal Maker, a Trader, an Accumulator, a Lord, or a Mechanic.  Don’t rush in to picking a JV partner. If you’re picking someone for the long term, test everything out first. It would be a waste of time to know that what you have hope for in the partnership won’t be fruitful. Be clear about their values, not just about the money, the skill, and the knowledge they can offer.  BEST MOMENTS  “Sometimes, people think they need a JV partner and they go into business with somebody when in hindsight, all they needed was to build some knowledge and gain some belief for themselves.”  “We have the end in mind before we even started, and that’s what’s really important.”  “You are not looking for the best mate to go out with, you are looking for a business partner who brings a different dynamic, a different skillset.”  “Pick the right person to grow the business.”  “It’s not a race; it’s a journey.”  “I made a lot of mistakes in property, but I made them before I got educated.”  VALUABLE RESOURCES  Progressive Property  PS13/3 Restrictions on the retail distribution of unregulated collective investment schemes (PDF)   Wealth Dynamics Test  ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors.   On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.  CONTACT METHOD  The Property Teacher  Progressive Property   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

‘If you keep going on a daily basis you will succeed in the long run’  In this podcast Neville Wright talks about his journey in retail and property. Having started with just 39p Neville along with his wife built a hugely successful retail business and property portfolio and are now multi-millionaires. Neville shares his experiences and business wisdom in this engaging podcast that will inspire you whether you are just starting out or already on your business journey.    KEY TAKEAWAYS Starting a business When you are running your own business it’s hard work, but it stops being your job because you are doing what you want to do. If you are beginning in business you must be prepared to learn something new every day. Once you know how to run your business successfully you can expand on it and become the best in your niche. It’s what you are doing that counts and the only competition you have is inside of you. How did property come into the equation? I began with window cleaning and said ‘yes’ to everything additional I was asked to do, such as repairs, after 3 months I left the window cleaning behind me and moved across to property maintenance. We used any excess materials to renovate a series of small terrace houses which we purchased, renovated and sold. Each refurbishment was completed in a very short time frame to enable us to move on as quickly as possible. There isn’t a shortcut you have to go up the ladder one step at a time and if you keep going you will succeed. Scaling up At that time for every 4 properties completed the fourth was all profit and we grew year by year. Start small, focus on each day, keep reinvesting the money and don’t be afraid to borrow money to grow your business. Debt is personal, it is things that go down in value and that you don’t need. An investment is something that will go up in value, you can work to make more. In property, lots of people think they can come in at a higher level but in reality, they need to come in at a lower point in order to learn about property investment and earn the trust of potential lenders.   BEST MOMENTS ‘If you borrow money and use it for the purchase of equipment, it is not debt but an investment’ ‘If you are in it you must be trying to win it’ ‘Success can be just around the corner and you must not give up, you must get through the challenges’ ‘You find a passion and you become the best’   VALUABLE RESOURCES  No Money Down: Property Investing book by Kevin McDonnell  https://www.facebook.com/groups/progressivepropertycommunity/ The Answer is Yes Now What is the Question book by Neville Wright   ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.      CONTACT METHOD  Kevin McDonnell Facebook  Kevin McDonnell website progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The PPP likes to bring you leading experts in their field, new strategies and information that can help you on your property journey.  In this episode, Kevin is talking about all things planning with David Kemp a specialist planning consultant.  They discuss in detail how to successfully navigate the different sets of rules that require compliance when developing a property and what the council want to know.  If you want to understand the best way to get through your planning application process then this is a podcast episode you can't afford to miss.     KEY TAKEAWAYS  Planning is a process with its own set of rules.  Begin by identifying the strategies that work in your area from a value and investment viewpoint, then look at what boxes you have to tick for planning to get your scheme from point A to point B.  There are different departments within the local authority – planning, environmental, building control, housing team, conservation and there are a different set of rules that each department has to follow.  Developers need to comply with;  Building control  Housing or licencing  Planning  If it is your first development a joint venture can be a valuable way to move forward.  When you are ready to begin;   Gather information on the ground speak to the planning officers, speak to policy officers, local authority and  housing officers  Reach out to the progressive community and ask people what their experiences have been.  Get to know the people you will be dealing with. Building trust and good relationships can make a huge difference.  When you put in a planning application you need to be sure that it is implementable that the planning does not require amending afterwards.  A planning consultant knows will know what needs to be asked of the planning department and can also check the housing rules to see if what the plan shows, ticks the right boxes.  For information about safety and fire regulations, you should be leveraging the experience and knowledge of your architect.  If you go with an application and then have to make changes it delays everything.  Making any changes prior to the plan being submitted in means you are making the best use of time and there is no delay at the council.     BEST MOMENTS  ‘It’s about asking the right questions beforehand’  ‘Having a good relationship with your housing officers makes a huge difference and can possibly provide leads for new deals’  ‘It’s a little bit of a cookie crumb trail, but if you follow the crumbs you will be led to valuable contacts’    VALUABLE RESOURCES   No Money Down: Property Investing book by Kevin McDonnell   https://www.facebook.com/groups/progressivepropertycommunity/  david@drkplanning.co.uk      ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook   Kevin McDonnell website  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

‘Most people know what they want to do they just don’t have the money to do it, ‘No Money Down’ is how you do what you want to do’ Live at PPN Blackfriars, this Q & A with Kevin and the panel is an opportunity to hear questions from entrepreneurs at the start of their property journey. This session is a great way to hear what the challenges are and how they can be overcome with detailed advice from individuals who have done it themselves. Property is a people business and a ‘no’ is just the beginning.   KEY TAKEAWAYS Overcoming the rejection ‘Go for no’ it's hard but the more ‘no’s’ you get the closer you are to a yes. You should be practising out of the area so that when you approach your preferred agent you are able to interact professionally. You got to know what you are going to say and have ready the answers to possible objections. Using a script can be useful in putting forward a professional persona. Working with a business partner You can work smart and hard but in the beginning, finding a joint venture partner can be a positive way to move forward. Someone who has complementary skills will broaden the skillset you can offer and increase the potential opportunities. Finding properties You cannot structure a deal unless you know about the person selling. Property is a people business. Build a relationship with the agent and show them you are serious. Purchasing with no money down It always depends on what position the seller is in and how good you are at negotiating a deal. Any professional property investor focuses on solving the other person's problem. The concept of ‘No Money Down’ is not a strategy it’s the way you deliver a strategy. ‘No’ is not the end of negotiation it’s the start of a negotiation. Negotiation is a learned skill you have to do it and implement it. At the beginning of your journey It’s not about getting a good deal it's about getting a deal. You’ve got to meet people and communicate face to face to build rapport and achieve a RESULT Build Rapport with the homeowner. Empathise with them. Find out their Situation Gain good Understanding You earn or you Learn, you may not secure a deal, but you will learn. You’ve got to put the Time in, whatever it takes. You’ve got to walk into the property with a toolbox of options to solve their problems.   BEST MOMENTS ‘I have blown deals because I had a ‘yes’ and turned it to a ‘no’, it’s all part of the journey, part of the learning’ ‘When I walk into a house I'm thinking how can I solve their problems?’ ‘I spent years chasing the money and ended up in debt, solve other people’s problems and you will make the money automatically’   VALUABLE RESOURCES No Money Down: Property Investing book by Kevin McDonnell Go for No book by Richard Fenton  https://www.facebook.com/groups/progressivepropertycommunity/   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD Kevin McDonnell Facebook Kevin McDonnell website  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you need help looking for packaged deals and building your portfolio, our guest for today’s episode of the Progressive Property Podcast, Dan Buchan, can help you. Dan, at the young age of 27, has already made a name as a successful property investor and an entrepreneur. Discover how he was able to buy his first house at the age of 19 and was able to grow his property portfolio to over £1million.   One of the best takeaways from today was with the right mindset, you’re able to propel your way to the top of the property ladder. Dan also gives detailed tips on how you can start going out and talking to people. Learn what should be your talking points, why should talk property to anyone you know, and how do you seal a deal with someone. If, by chance, you are not confident with your skillset, then start learning today so you can improve them!  KEY TAKEAWAYS  Dan Buchan has only 8 years of experience in property, but he has a lot of accomplishments to put on the table. He bought his first house when he was 19.   Property was something he explored because someone suggested that he attend a property course. He went out of curiosity and definitely, that was not the last property course he attended.  Just like any other teens, Dan admits that he spent too much of his money on frivolous stuff before, but what sets him apart from the rest is the entrepreneurial side he has honed just to finance this ‘cool’ lifestyle.  He met his soon to be business partner Jamie York at secondary school. They got into trading and reached six-figure numbers at very young ages.  Dan and Jamie started their major brand, We Sell BMV, dedicate to sourcing Below Market Value residential and commercial properties. The find properties and hunt for investors all over the country. They’ve done over a thousand deals.  To attract more clients, you have to be confident and an expert at what you do. You have to keep in mind that above all, you have to contribute value to other people. Clients can tell if their interests are always given priority.  What is holding you back? Some have difficulty talking to the vendors. Some have a hard time looking for properties… You need to push yourself out of your comfort zone and start developing your skill set.  Dan tries to talk to everyone about property investments because he knows that word travels through the mouth and they could easily tell it to people they know. Dan talks about growing their wealth and financial freedom.  Help them achieve their goals. Ask them, “Where do you want to be and what resources do you have available to achieve that?” instead of saying, “How much money do you have?”  BEST MOMENTS  “I was doing 3-4 jobs at once because I thought that’s how you get rich.”  “Working out for other people didn’t work for me… I found that the money was spent quicker than it was being used. I never had to do something creative.”  “Working for other people didn’t necessarily work for me. It wasn’t making money quick enough. Doing something speculative has some upsides, but it’s one way risky and could’ve easily gone the other way.”  “Believe in the value that you add in other people.”  “In order to be wealthy, I need to be able to push myself and learn how to do these things.”  “Growth only comes when you push at the edge of your comfort zone.”  VALUABLE RESOURCES  Progressive Property Podcast Episode 112: Interview With One of The Largest Deal Providers in The UK, Packaging Over 1,000 Deals to Date, Jamie York iTunes|Omny|Player.fm  Homes Under the Hammer  We Sell BMV  Progressive Property  The 5 Second Rule: Transform your Life, Work, and Confidence with Everyday Courage by Mel Robbins  The Story of Two Wolves  ABOUT THE GUESTS  Dan Buchan is a Property Investor, a Speaker, and an Entrepreneur. He is the Director and Co-founder of Aspire Property Group. He also owns We Sell BMV, a market leader in the UK, together with Jamie York.  Dan got into property when he started attending alternative classes on property after graduating from the University of York. From then on, he grew his property portfolio and has closed a lot of property deals.  Dan’s LinkedIn  Email Dan at dan@aspire.co.uk  Dan’s Instagram  ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors.   On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.  CONTACT METHOD  The Property Teacher  Progressive Property  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

This is a must-listen episode for any entrepreneur out there who would want to become the best in what he or she wants to do.   In this exclusive episode of the Progressive Property Podcast, your host Kevin McDonnell interviews a very special guest. She hosts three different podcasts. She's a sky TV personality, a property investment expert and company CEO, Michelle Niziol.   Kevin and Michelle discuss the key things you need to do to become successful in business and entrepreneurship, such as education, good relationships, mentorship and many others.   KEY TAKEAWAYS  The key things you need to do to become good in properties or a good investor:  Knowledge. This is the most important thing that you need to have if you want to be successful. You need to go to seminars, get trainers to train you on what you want to do so that you can be successful.  Good relationships. When you start doing business with other people, you need to create good working relationships with them and with this, you will become very successful because when you create good working relationships, those people will always want to do business with you.   Mentorship. If you want to be successful in property or in any field as an investor, you need to always have mentors around you to give you advice on what to do about anything or educate you on what’s the best thing that you need to do when you are faced by challenges.   Focusing on your niche area. What you actually want to achieve out of it? So if you are a mortgage broker go to the high level one, if you're wanting to network in the property industry, then go for property-specific networking but more of a high level and try and contact them and try and find out what their niches.  Reinvesting in you. Take time to reinvest in yourself and go and pay for those high training courses and get that knowledge and them come back to the business world and apply that knowledge because by doing this, you will become very successful.  Focus on the service, the education and try to be the best version of you and the money just always come.  If it feels right, go for it. There is no right or wrong advice in property and there's no right or wrong property to buy.  Become an expert in your area. Do the research before investing.  BEST MOMENTS  “Success is being able to deliver on a product.”  “A lot of people have a lot of dreams of investing in property, but there isn't really anybody out there that you can go on a lot of courses.”  “Property is a people’s business.”  “Networking is not necessarily about getting business, it's about getting an education.”  “If you better yourself in a job for a company, you will do more for that company to make them more money, but you aren’t investing in yourself to make yourself more money.”  “When you're really passionate about something, whatever you're doing, then that passion really does filter through and people want to be around you. So whatever service you're delivering, they want you to deliver that service.”  “What you need to do when you’re buying for clients is to understand why you’re doing that for them. Most of the time for them is retirement.”  “If you look after the people, everything else just falls into place.”  “Every time somebody asks me, is it a good time to buy? I always say it's never a good time to buy, there'll never be a good time to buy a property. Get on and do it. Just do it.”  “Be in it to win it.”  “There isn't anything bad about property on it.”  VALUABLE RESOURCES  https://michelleniziol.co.uk/ ABOUT THE GUEST  Michelle Niziol is also a podcast host herself. She owns five property and investment finance-related, independent company. She hosts three different podcasts. She's a sky TV personality. She's a property investment expert in her own right, CEO of some companies, up to lots and lots of different stuff really, really successful.  CONTACT METHOD  Twitter: https://twitter.com/Michelleniziol Facebook: https://www.facebook.com/MichelleniziolLtd/ YouTube: https://www.youtube.com/channel/UCza1d7lQgrYHAIvVkQLbj4Q Instagram: https://www.instagram.com/michelle_niziol_ltd/ LinkedIn: https://www.linkedin.com/in/imsindependentmortgageadvisor/  ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.       CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Should I manage my own properties or outsource them to a lettings agency? This might be a question that you are asking yourself, as you start your journey in property. From his fifteen years experience in property, where he now owns his own lettings agency, Kevin McDonnell gives his take on how you should go about it. Whether it’s making sure you get experience self-managing a property, to the benefits of partnering up with an existing agency in a JV partnership, Kevin gives you all the pros and cons of Self-management vs Outsourcing.     KEY TAKEAWAYS When I start out in property I thought I would have to do everything. When I started I would always do everything from meeting the tenants, gaining references, prepare and write the contracts. I’d do the repairs, and deal with the day to day issues. I thought that was what an investor required. Whereas today I find great deals and my partner manages out the letting agency on a day to day basis.    Learning what the agents need to do. Self-management is a good thing to do at least a small amount. You’ll find out what kind of problems that your tenants have. Your tenants are your clients and you are providing them with a service which you need to provide to the best of your ability. This will also save you on the management fees but cost you in time. This will make sure you have the experience so you know your agent is doing things in the right way.   What sort of systems should you have to self manage? I used for my first ten properties, Microsoft Excel. There are loads of fancy apps, but if you have ten properties you can manage them on a spreadsheet. Just get your first house and manage it on Excel. Once it becomes too big, over ten properties, you should look at things like Arthur or GoTenant. We have now moved on to Jupix because we are running a letting agent, and my JV partner runs that but that’s too complicated and costly for if you are just starting out.    Give your first couple of properties to an agency. Learn how to do it properly, learn how to self manage your property. Then take on property to self manage so you get an inside guide to what they go through. Learn everything that an agency does. An agency does a lot of work from people who say they are interested in that property, lodge the deposit, gaining references and sorting out contracts.  I found a JV partner. I found a local guy who was running a satellite office but he wasn’t on the high street. He was like a virtual agent. I approached him. I asked him to move into the high street into a property that I had bought. He’s 50/50 in the letting agents. I have a JV partner and he gets 50% of the profits.     BEST MOMENTS ‘Its about being smarter with your time.’  ‘Be an investor rather than a landlord.’  ‘Since outsourcing, I have more time to think.’  ‘Make sure you see your tenants as clients.’  ‘You don’t need fancy software to manage one house.’  ‘Get perfect later.’  ‘It was cheaper to manage in house.’  ‘The management fees from other landlords pay for the fees.’  ‘When you're starting out you don’t have a skillset.’  ‘Agents do a lot of work.’  ‘You can shadow an agency.’  ‘I wanted to be a business owner.’  ‘It’s a win, win situation.’    VALUABLE RESOURCES https://www.xero.com/uk/   https://jupix.com  https://gotenant.co.uk  https://www.arthuronline.co.uk     ABOUT THE HOST    Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.        CONTACT METHOD    Kevin McDonnell Facebook    Kevin McDonnell website   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The Realities of Recession  Rob has hijacked this episode to explain the realities of recession and the steps you can take to be prepared and thrive during a period of recession.  It is usually 15 years for a recession cycle and the trigger is always different, but you can take proactive steps; building networks and relationships now in preparation, listen in to hear about the realities and how you can plan to not only survive but thrive.     KEY TAKEAWAYS  A recession can result in fear and this can make it more challenging to understand the realities.  These are the realities;  Many great businesses are built on a recession because the playing field is levelled this includes large and significant businesses such as Microsoft and Lego.  Many business models thrive in a recession e.g. tax accountants and confectionary manufacturers. Progressive thrived because people were looking for something different and positive they could do as a result our training took off.  Your competitors are likely to stop spending money on marketing because they view it as a variable cost. This should be the last thing that should be reduced as it removes your pipeline for new business.  When there is a recession you need to learn how to manage your cash and finances better. If you learn to manage cash flow well now you will be even better in a recession.  Staff costs are likely to reduce in a recession and it is often possible to employ very talented and skilled individuals at lower salaries.  You can buy businesses cheaply and grow through acquisition during a recession.  People will have fear and they will need guidance. They will need leaders and that can be you if you manage your emotions well.  People think that money disappears in a recession, it doesn’t it just moves, from traditional businesses to lean businesses from old businesses to new businesses.    BEST MOMENTS  ‘When we saw the last recession, we had fears and concerns, but it ended up being good for our business’  ‘I learned a lot vicariously from other property companies during the last recession’  ‘If your competitors are spending less on marketing you have less competition for leads’  ‘If you learn to manage cash flow well now you will be even better in a recession’     VALUABLE RESOURCES   No Money Down: Property Investing book by Kevin McDonnell   https://www.facebook.com/groups/progressivepropertycommunity/    ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”  “If you don't risk anything, you risk everything”    CONTACT METHOD  Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs  LinkedIn: https://uk.linkedin.com/in/robmoore1979  ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook   Kevin McDonnell website  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

‘Overall estate agents are good at helping you to get the best deal, but they are also great at ensuring the best deal for themselves’  In this fascinating episode, Kevin shares 7 tricks that are vital for anyone who is a property entrepreneur. He explains why agents use these tricks and how you can respond to make sure you are getting what YOU want from an agent, listen in now.     KEY TAKEAWAYS  Losing the keys If a letting agent is competing with another agent it can stop access, so they do not miss out on commission.  Estate agents also lose keys to manipulate who is viewing a property because they may have a preferred buyer.  Making you feel that you have to act now Agents are commission based so their focus is getting deals done. They will tell you there are other offers on the table or that the vendor is about to remove the property from the market to build FOMO (Fear of missing out).  Talking you out of the best deal for you Never let the agent know your bottom price when selling, or your top price for buying remember they are working for commission.  If you let them know these prices they will make the deal at the figures you have disclosed.  Selling you extra advertising If your property is not selling agents will often tell you they can introduce extra advertising if you pay them more, the question you should be asking is why weren’t they doing this at the start of the sale process?  Incorrect valuations There are 3 types of agents, and they value in different ways.  Overvaluation – the aim is to tie you into a contract with them by offering an above market  valuation that entices you to sign up with them and then managing your expectations.  A correct valuation – this agent is realistic they may not have as many properties on their books but are the most honest and accurate in their valuation.  A low valuation – this is aimed  at  getting the property it sold as quickly as possible.  Getting you to sign along-termsole agency contract or charging up front  Only use one agent to market your property but keep flexible and don’t get tied into a long-term contract.  High street agents usually operate on a contract and charge you at the end  Online agents entice you in with a lower fee, but you have to pay up front. This means they have no incentive to sell the property.  Convincing you to use their recommended mortgage broker If you need a mortgage they will be keen for you to use the in-house mortgage broker as this will be double commission for them. The mortgage broker is unlikely to be an independent and will therefore not have access to the ‘whole of the market’ for the buyer this results in a more limited choice of mortgage products.     BEST MOMENTS  ‘Trust me they know where the keys are’  At the end of the day, a bid is just a bid, it doesn’t mean it will go through to completion’  ‘Get 3 different quotes to ensure you have an understanding of the ways agents value properties’  ‘As you will be buying and selling a number of properties building a positive relationship with your agent is key’  ‘It costs you because you will not have access to the best mortgage product for you’     VALUABLE RESOURCES  No Money Down: Property Investing book by Kevin McDonnell     ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD  Kevin McDonnell Facebook  Kevin McDonnell website progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Answers to the Questions YOU are Asking about Property! At the 10k Property Super Conference, Kevin McDonnell sat down with Alfie Best who has a multi-million-pound property business in the UK. Together they answered questions from listeners about all things property. If you want to hear inspirational and informative answers to the questions people are really asking then listen in now.   KEY TAKEAWAYS What is the number 1 criteria when deciding whether to invest in property? Know your area, know the property you are buying and start with the end in mind, how am I going to make money out of it? In the face of adversity, what keeps you going? Fear of failure is a powerful driver and to every problem, there is a solution it might not be the solution you want but there is a solution. If you don’t take a risk you are never going to realise your potential or learn. What are your hacks and tricks when buying a deal? There is a model to be followed and if a deal ticks the boxes the next consideration is gut instinct about what else you can add to increase the value. What’s the best thing currently in your life? Family is always at the heart of everything and in business, it's seeing long term goals come to fruition. What’s the best advice for someone just starting a business? Do it, don’t waste time get on with it but don’t do it half-heartedly get both feet in and get started. What is the best form of marketing in property? Sublime marketing is the best – it’s about not selling a property to someone you just whet their appetite enough to get them interested and the more you are not selling it the more they will want it. What the scariest thing that’s ever happened, in business or property? Living with yourself when perceiving yourself as a failure is scary and I overcame with perseverance. I followed through, I adapted and changed the business plan to continue to move forward When you are massively stressed and overwhelmed what hacks do you have to overcome it? In a stressful situation take your time to find the right solution If you panic you make the fear worse and potentially make wrong choices. As soon as you own and step up to your choices you can put them behind you, learn from them and move on. Do you think Brexit will have an effect on rental prices? It's about supply and demand, we are 66 million people on a small island with a predicted increase of 8 million over the next 10 years and people need places to live. What is the defining trait that has made you successful? It’s about persistence, success is all in the mind everyone defines success differently. There are always people who are further up the ladder of success and they provide inspiration for others to persevere and keep moving forward.   BEST MOMENTS ‘I genuinely thought I started perfect I only realised later that I didn’t’ ‘I realised that I was never going to get myself out of debt working in a job’ ‘By changing your model, you are actually showing your business is successful the more a business adapts, the more successful it will become’ ‘Keep checking your goals and seeing where you are at, you don’t realise how far you can come in 3 or 4 years’   VALUABLE RESOURCES No Money Down: Property Investing book by Kevin McDonnell   ABOUT THE GUEST Alfie Best a highly motivated business magnate, investor, speaker and philanthropist who serves as the chairman of Wyldecrest Parks. To achieve success is not easy and to maintain that success is even harder but Alfie Best has shown how it can be done, even when you have not been born with the proverbial silver spoon in the mouth. Born of humble origins and raised in a Romany Gypsy family, this self-made man studied at “University of Life” and started his professional success story totally from scratch. However, coming from a struggling background and a minority group only gave him even more desire to succeed. As a gypsy, he had to face many obstacles and prejudices, but he has never allowed those to ruin his dreams and ambitions or to disrupt his investments into the businesses he operates. Instead, he has taken those negative prejudices and turned them into positives by surrounding himself with a diverse and multicultural team. Alfie Best manages his businesses as a real leader, knows his employees by name and likes to meet all residents of his mobile home parks.   CONTACT METHOD  http://alfiebest.co/story/ @alfiebest33 ea@wyldecrestparks.com   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD Kevin McDonnell Facebook Kevin McDonnell website    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Do you want to become a master negotiator? Do you want to secure property deals and grow your business? If the answer is yes, this episode is for you. Your host, Kevin McDonnell interviews world renowned negotiation expert and best-selling author of bare-knuckle negotiation, Simon Hazeldine. Kevin and Simon discuss the key skills you need to have to become a master negotiator, mistakes to avoid and techniques to follow to ensure you end up with the deal you deserve. KEY TAKEAWAYS What do you see as the key skills of a master negotiator? Being a good negotiator is a critical part of your skill set, have a successful property portfolio, property investment, investment business. What makes what makes a really good negotiator is research shows, for example, a good negotiators gather twice as much information as they give, they focus a lot of time, a lot of efforts, a lot of energy in doing what I call getting inside the other person's head and understanding things from their point of view. Good negotiators are also very well planned and prepared. Make sure that people are thoroughly planned and prepared, that they follow a planning process that increases your confidence that helps you consider options before they come up. A good negotiator doesn't do every deal and a good negotiator does every deal that makes good commercial sense. Knowing when to walk is another important thing for people. Patience is also a good thing to be acting unhurriedly even if you are in a hurry, remaining as calm and objective as you possibly can because emotions can obviously flare, human beings are very emotional creatures. Be very polite and respectful is also a good thing. A good negotiator does less what is called irritating behaviours, finger pointing, aggression, sarcasm and insults. Keeping it professional is an important thing to do, particularly if you want to be doing repeat business with that individual or that organization. Good negotiators have the ability to step into their shoes of a seller and see it from the seller's point of view. Price is a factor in any negotiation. Usually, it is very rarely if ever, the only factor and if it's just got narrowed down to price, you might be missing other opportunities to add value to the deal for the other parts. It is always about the people, the people who own that property that you want to buy must be willing to also sell it to you or want to do a joint venture with you. If you find out what's most important to people and then you show them how you can help them get what's most important to them, that's selling a negotiation in a nutshell. Solve their problem instead of trying to buy their house. What are the biggest mistakes people make in negotiating? Moving too quickly to sort of doing the bargaining, how much are we going to pay and then that they don't spend enough time planning and preparing. They don't spend enough time understanding the perspective of the other person. New property investors, property developers are sometimes very anxious to get some notches, some numbers and get some deals done and sometimes pursue a deal far too long when they should walk away because they feel nothing's happening and it's not working. If your first five deals that you sign up roll pretty badly, you're going to have those bad boys in your portfolio for a while. Definitely move fast but move faster when the deal is right. Tips for getting better results in a negotiation. Do your homework and do your research. Knowledge is power, walk the streets, have a look, get to know the areas, monitor things, watch what's happening. Ask more questions, do less talking and more listening. Find out if you can construct something that is going to meet what that person needs, solve their problems and take away their pain. BEST MOMENTS “People think that negotiation is the sexy exciting cut and thrust, but that's only going to be sexy and exciting if you've done your homework in advance.” “The more time you invest in the deal, the harder psychologically it is to get out it.” “Neuroscience research shows that 95% of the influence on our decisions is from more emotional primitive regions of the brain.” “Average man or woman in the street thinks negotiation is open high, drop down, meet me halfway and back and forth but it’s much more than that.” “Empathy is different to sympathy, empathy just means I get how you're feeling, I understand how you’re feeling, I understand why this is important to you.” “Word of mouth is very powerful and also a very bad form of marketing, depending on what's being said about you.” “Understand that if you feel a bit uncomfortable, that's called being human and that's really normal and that's not a bad thing.” “The more you learn, the more you earn.” “The more desperate you are, the worst deal you will do.” “If you don't ask, you have rejected yourself.” “You make your own luck through the work and the effort and the focus that you put in.” VALUABLE RESOURCES simonhazeldine.com https://kevinmcdonnell.co.uk/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official website: https://kevinmcdonnell.co.uk/ https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell ABOUT THE GUEST Simon Hazeldine is a world renowned negotiation expert and best-selling author. Simon is an international speaker and has worked as an expert consultant in the area of sales, negotiation, business performance and applied neuroscience with Fortune 500 and FTSE 100 companies. CONTACT METHOD Website: simonhazeldine.com Twitter: @simonhazeldine Email address: simon@simonhazeldine.com progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

ROB MOORE TAKEOVER!   In this episode, Rob explains how emotions can have a negative effect on your wealth and how to overcome this. He also discusses his new book “I’m worth more” as well as giving away some exciting bonuses for the first buyers of his book! Listen now for further details!     KEY TAKEAWAYS  NOW LIVE ON AUDIBLE – I’m worth more - realise your value, unleash your potential. All audible book purchases come with a free chunk of one of my new books “Increase Your Fees With Ease”.  THE FIRST 200 PURCHASES of “I’m Worth More” will get access to the brand new Mind-set and Money event held at Progressive Property in Peterborough.  THE FIRST 257 PURCHASES of “I’m Worth More” will gain access to an accountability WhatsApp group with me.  Email your proof of purchase to supporters@robmoore.com  Control your emotions to enhance your wealth.     BEST MOMENTS  “Skillset without mind-set will leave you upset.”  “Manage your emotions around money”  “No one’s going to believe in you if you don’t believe in yourself”  “Emotion erodes wealth”   “Don’t spend money emotionally.”    VALUABLE RESOURCES  https://robmoore.com/  ABOUT THE HOST  Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD  Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs  LinkedIn: https://uk.linkedin.com/in/robmoore1979   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode of the Progressive Property Podcast, Kevin McDonnell interviews Disruptive Entrepreneur and Progressive Property Co-founder, Rob Moore.   Tune in today to hear them discuss the UK’s biggest property event of the year, what you’ll learn and why you should attend.  KEY TAKEAWAYS  What’s your favourite property investment strategy? My personal favourite property investing strategy is commercial conversion, because that's what we do and that works for us, because it works well in Peterborough, there are good deals that need planning and we've worked out how to get the planning and we're doing one that's 85,000 square foot that could be up to 160 units. No money down is a way of buying, rent to rent is a way of buying, a lot of people confuse strategies, they think they’re going to do rent to rent or no money down or lease options, but actually no, what you're doing is a way of buying a property. Rent to rent is just circumventing needing a deposit, lease options are circumventing needing a deposit, we use all of those strategies within the strategy of commercial conversion.  How many years have you been doing property now? December 15, 2005, was the day my life changed. The last week of that year, I met Mark up my very first property networking event and in February 2006, I started my property investing career properly working in a property company and buying with Mark. That's 13 years nearly.   When was the first super conference? 2010 was our first really big event, there's a lot of people that start property training, who never really got much property and that's how progressive is different. The critics say there are too many people out there who teach but haven't done and maybe there are some, but how we're different is every strategy that we teach, we've done.  Why did you stop doing the super conference?  Those events got more and more expensive, like hundreds of thousands of pounds, this super conference will cost us 500 grand, half a million quid to run an event. The bigger the room, the more expensive they get. That was one thing. The second thing was we started to think if there's a cheap strike if there's a bomb scare if something goes wrong and three to six months of our marketing and our revenue are based on this one event, massive risk. The third thing was I like connecting with people, I'd prefer to speak to 100 people or 200 people than in 1400. I'm better in a smaller room. Every speaker loves the thought of the big stage, but I started to feel more disconnected. We bought our own training sweet over there, what's the point in going into massive events in London when you can do in smaller events here.  What’s the main thing you're sort of excited about a product?  One of them is creating multiple streams of income. We want to teach you how to create multiple streams of income.  The second thing is we wanted the quickest cash flow strategies.   What is the reason you give too much content without stopping? My Why is trying to earn respect and love from people and that just won't go away, I love property and I love business. Attend the 10X super conference and learn to be the best.  BEST MOMENTS  “The harder my challenges are, the more motivated I am.”  “All the property strategies that we teach work, otherwise it wouldn't teach them.”  “I did single let so many years, but when you've done loads of them, you kind of hunger to scale up and your time isn't worth just doing a single that when you can do bigger stuff.”  “I don’t want people to look at me and say, “Rob is doing big commercial conversions, that's what I'm going to do.” if they haven't done a single let yet.”  “There are too many people out there who teach but haven't done”  “I never teach anything unless I've done it.”  “You can learn something from everyone if you stay humble enough to look at someone.”  “To know not to do is not to know.”   “The easiest person to lie to is you.”  “It’s okay to fail and it's best to fail small and fast.”  “Mindset skill set strategy and tactics.”  VALUABLE RESOURCES  https://robmoore.com/  https://kevinmcdonnell.co.uk/  ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD  Facebook: https://www.facebook.com/kevinMcDonnellProperty/   Official website: https://kevinmcdonnell.co.uk/   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell   ABOUT THE GUEST  Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD  Rob’s official website: https://robmoore.com/   Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs   LinkedIn: https://uk.linkedin.com/in/robmoore1979    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Do you want to know how to raise joint venture finance? Do you want to learn how to finance deals with none of your own money? Do you want to build a property power team that could make you millions? On today’s episode of the Progressive Property Podcast, your host Kevin McDonnell interviews Co-founder of Progressive Property and expert in JV finance, Rob Moore. Tune in today to discover the skills, techniques and tools you need, to successfully raise millions in Joint-Venture finance and fund your property empire. KEY TAKEAWAYS In raising JV finance, have a folder of deals past and present. Any deals you've done past and present, keep them in that folder. With this, there's an element of social proof in these deals because one element of doing joint ventures is having good deals. A great deal that's put out there enough and is seen by enough potential JV partners probably will find the money. Some JV partners that you'll meet, they will be most interested in the deal itself. You should always have these deals in a folder even if it was 20 years ago, with this, when the joint ventures partners see these deals, they will even notice that you have been in properties for 20 years. The next thing is when it comes to joint ventures, you want to imagine that you don't need the money and you want to build the relationship as if you don't need the money. What a lot of people do is they don't really do anything and when they need the money, they're posting in Facebook groups, they're pitching to people.  If people think you want them only for their money, you're going to get a much lower conversion and you're going to push some people away. There are FCA regulations around pitching for joint ventures and actually when it comes to a JV where there's equity involved, you can't properly pitch until you've got some evidence that there are a sophisticated investor or a high net worth. It’s better for them to come to you than for you to go to them because of those regulations. The next thing is having more than one JV partner to access. If you only have one JV partner, then they have a little bit of negotiation power and leverage because you need their money, they may know you need their money and that gives them a bit of power. If you had three partners, you can go to them all with your next deal and if one wants a little bit more, you can just say, I have other partners I can go to for this deal and so you have a little bit more of the control. If you don't tell people about the deals you've done, they'll never know, but I think if you leave a bit of information and education as well, I think it just comes across a bit better because people can get value from your post. So you've got to showcase your journey on your own social media in the progressive social media, and other property groups, on LinkedIn, on Instagram, etc. And then over time, three months, six months, people are going to connect with you and it works, it actually works better than you pushing to them. The best kind of attraction marketing and finding what you might call your ideal JV partner is to communicate in your content in their language, putting their specific needs and desires in your content. when you're doing your content, you might say, I don't do deals under a quarter of a million pounds, because I don't find that they are great leverage, I tend to do deals between 250 grand and half a million. When you say that, you don't attract people who can't do a 250 grand deal, because you've said I don't do deals under 250 grand. Or you could say I bought a lot of single lets in my career over the years, I'm now scaling up and doing bigger developments. In a way that's just gently pre-qualifying, attracting people who could only afford a single let. When it comes to a joint venture, do it with one investor if they've got the whole purchase price. If you're doing a joint venture, and they put the deposit in, you've got to go through all that rigmarole of applying to get a mortgage and proving where the funds come from. And the way that the question of source of funds, if they know that you borrowed it from a JV partner, you might get declined on the mortgage, you need a really good mortgage broker and really good technical advice, and you don't want to fall for foul or then accidentally committing mortgage fraud by not filling the form in properly and then you've got the mortgage company has the first charge. So the investor can only have a second charge or a restriction. If you go to London Business angel or any kind of angels den, they will ask you if are you an investor or are you sort of looking to pitch for money? You want to go in there to meet the investors but ideally, you don't want to pitch early because they'll always look at you as the person who's looking for the money, which is fine, but the guys with the money probably feel like they have control. You should go there, you meet investors, you build your network and then you develop relationships with them outside of the network and that's probably the best way. Charity balls and flying clubs, there's a massive, really wealthy and successful and inspiring people there. Definitely get along to those events if you can. You can also raise the money by borrowing the funds from your family members, relatives or even from your close friends who have the money and wants to invest in your business that you want to start. Progressive property networks work really well for people as well. The good thing about business networking events is they don't have as many property people in, so when you stand up and do your elevators pitch, you're usually the only property person and that can be an advantage. Give an investor reasons for him to invest with you which include: Credibility. This is having integrity and being honest. Return. Some people looking for a return when they want to invest. Exit, some people want to go out and get their money out before they put their money in. Security. When an investor invests with you, is their money safe? Trust: For a lot of human beings, trust is the biggest thing. Can they trust you? BEST MOMENTS “A great deal will always find the money.” “If people think you want them only for their money, you're going to get a much lower conversion and you're going to push some people away.” “Pushing people away and make making them want it a little bit more as effective sales.” “Try and build relationships and find JV partners before you need the money.” “Make sure you publicize your journey of what you do.” “If you put content out on social media, it won't cost you anything, so it's only your time and make sure you put content out there linked to the people you want to attract.” “It’s easier to keep one partner happy than it is three or four partners happy.” “Don’t accidentally push money away by only requesting the deposit, request the full purchase price first.” “Every master was once a disaster.” “If you don't risk anything, you risk everything.” VALUABLE RESOURCES https://robmoore.com/ https://kevinmcdonnell.co.uk/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD Facebook: https://www.facebook.com/kevinMcDonnellProperty/   Official Website: https://kevinmcdonnell.co.uk/ https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell by Kevin McDonnell ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”  “If you don't risk anything, you risk everything”  CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Exclusive Interview with Property Superconference Speaker and Deal Packaging legend, David Siegler. The upcoming 10x Property Superconference has the power to change your life, and In today’s episode, Kevin interviews one of the most experienced property investors in the business, and who will be speaking at the Superconference in just a few weeks time.  In this interview, Kevin talks to David Siegler about his journey into property, his specialism in Deal Packaging and why getting a ticket to the 10x Superconference will change your life.  Key Takeaways We saved a deposit, and got a mortgage and bought a house. When I first started it was a really slow process and the cashflow was limited. The problem was there was no one to ask, no one to ask how you can improve your skills, or learn from others. I was stuck. Rob and Mark were out there buying property when I was sitting at home watching daytime TV.  I now have a deal packaging business. Which I learnt how to do at progressive property. In year one I was able to pay myself over 140,000 and then each year since then I’ve turned over six figures. I’ve been able to reorganise my property portfolio, which initially I was netting around £3500 but then without buying any more properties, due to getting educated, I was able to increase that to over 8K a month. Why did you want to invest in property? I got into property by accident, because I had a retail business. On several of our units, we were able to get the freehold, so we then started buying various over the years when they became available because it can help enhance your balance sheet. I love property because if you hold it for long enough it will go up in value. What’s your favourite property strategy? My favourite is deal packaging because it’s all about the cash. I have residential and commercial properties, but with deal packaging, you can get cashflow without having to get any more tenants. I had a lot of contacts where I didn’t want to buy so I could then help others by selling them on.  What’s your journey been to being on the stage at the 10x Super Conference? In 2014 I threw myself into deal packaging, and it was a lot of work to do initially. 12 months later I learnt about the speaker training at Progressive, and took the course, to become ready to speak. I would then drive around doing twenty-minute slots in various locations around the country.  Who is your biggest inspiration? In business and in property, I think Progressive Property is something special. How Rob and Mark have built this from nothing over the years, is incredible. Special people are going to be in the room at 10x conference.  How has deal packaging changed over the last few years? The cutting edge deal packaging is around serviced accommodation. When I first came into property serviced accommodation wasn’t a thing, but it’s the way to earn money quickly in property. Rent to Rent deal packaging is also an area where people are earning a lot of money very quickly.  Why should everyone be excited about the 10x super conference? Mark Homer who is the smartest man in property in the UK and one of the smartest men in business and he is speaking. Grant Cardone, is there, who will 10x your life and supercharge your property business. Finally, we have Rob Moore and all the other speakers. Then there is a secret speaker who is a major player in property, all to be revealed. What does 10x mean to you? For me, it feels aspirational. It can be a goal in the future for anyone. If you aim for 10x then even if you don’t get there you’ll still be making a lot of money. It changes your mindset, your contacts change, your friends change and the way that you think changes.   Valuable Resources https://www.10xpropertysuperconference.com/10xhome   Best Moments ‘When I started there was no property education.’ ‘Everything stopped in 2008, because of the crash.’ ‘I spent three years at home.’ ‘I joined the deal packaging family.’ ‘The power of the property was keeping my business going.’ ‘I got into property by accident.’ ‘Property is the most passive way to keep my finances up-right.’ ‘Deal packaging allows for cash flow without any tenants.’ ‘I work with people in my business.’ ‘My job now is investor facing.’ ‘Your the go-to expert for deal packaging.’ ‘If you know how to do it then you can find deal packaging next week.’ ‘If you can build your war chest now then you can fund your property business.’ ‘Progressive property is a magical place.’ ‘We are changing lives here.’ ‘Everything I have achieved as a speaker I owe directly to Rob Moore.’ ‘You have to put the work in.’ ‘I was totally committed.’ ‘I practice my speaking, and all the conversations I have with investors and builders.’ ‘You have to get the training, and work hard.’ ‘In deal packaging, you have to know all the property strategy.’ ‘You can now book serviced accommodation on your phone.’ ‘I love learning all the time.’ ‘What gives me the drive to keep going is helping people.’ ‘10x is a whole mindset shift.’ ‘10x is about the bigger picture.’ ‘I’d spent 40 years in business without a 10x mindset.’ ‘If I’d had the mindset 30 years ago I would have been a different person.’   ABOUT YOUR HOSTKevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official Website: https://kevinmcdonnell.co.uk/ No Money Down: Property Investing by Kevin McDonnell ABOUT THE GUEST David is a property expert with over 25 years’ experience and his own portfolio of 26 units. His current rent roll is in excess of £10k per month. He is also a partner in a Deal Sourcing and Packaging business in the North West of England and has sourced over 250 properties for investors since 2004. In recent years he has, by necessity, had to develop an expertise in LHA strategies. This area is increasingly becoming a niche for him and he enjoys empowering other landlords by sharing the knowledge he has gained. The ultimate purpose when sourcing properties in this sector for investors is to minimise risk while maximising profit. He has had to find answers to the challenges of Tenant Find, Management, ensuring rents are paid and the transition to Universal Credit. These are strategies he uses in his own business and also on behalf of investors. His investor clients regularly achieve annual gross yields of over 20% with high occupancy rates and voids resolved, sometimes within hours. CONTACT METHOD David’s LinkedIn David’s Facebook  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Is going big or go home the right strategy? You hear a lot of people, especially on social media, talking about ‘going big or going home’ as being the right strategy but what if this isn’t right for you and your circumstances? In this episode, Kevin talks through why you should ignore that talk and focus on your own goals. Kevin talks through the best ways you can set SMART goals in your property business, whether you are aiming to save for your pension or you want to become a property multimillionaire. If you haven’t set your business goals yet this is the episode for you.   Key Takeaways Everyone’s goals are different. It’s important to set goals that are important to you, and related to what you love not influenced by other people. Sometimes, it’s enough to know that you can quit your job if you need to. You might love your job but would like to build a bigger pension pot.  Even aiming to earn £3,000 to £5,000 a month from property is a great goal. We don’t all want to own hundreds of properties and that is fine.  It’s important to set your goals effectively, whatever they are. Make sure you write your goals down and that they are not dreams. To ensure they are not dreams work out how you are going to achieve these goals and when for. For example, if you want to earn £5,000 a month from property, set a date in the future when this will happen. A really good technique for goal setting is SMART which stands for Specific, Measurable, Achievable, Realistic and Timebound:  This means being really precise in what you want to achieve, and how you are going to do it. For example, this could mean the type of property that you are going to purchase, how you are going to fund it or what type of marketing you are producing in your property business. How are you going to measure where you are in your journey? In terms of marketing; how are you going to measure the success of your marketing. Once you start to measure your marketing results you can create Key Performance Indicators (KPIs.) KPIs allow you to adapt and change based on evidence. You will know how many leaflets you have to deliver to get one deal through for example.  Make sure that your goals are achievable from the position that you are starting from and in the time you’ve set. Recently I heard of one client who had a goal of purchasing 2,000 properties within two years, all of which would be through a tenant buyers process. Progressive Properties, which has been going for ten years only has around 700 properties, so this was just a completely unachievable target.  When setting your goals you have to make sure that they are grounded in reality. All sorts of factors can make a property deal realistic or not such as access to finances, JV partners, savings and where you live in the country. Similar to achievable make sure you are being realistic in your goal setting. There is nothing more disheartening than a goal which is not achieved because it was too unrealistic to start with.  Time-bound. Make sure you give yourself a deadline for your goal. This might be delivering 1000 leaflets by the end of next week, or speaking to five estate agents in a day. Once you have a time-bound goal you can measure where you are against that goal.   In our day jobs, we are sent on lots and lots of training. This is to enhance the companies profits not just give you a good personal development day. Similarly, in property, make sure you educate and invest in yourself to make the most money possible and achieve your goals.  Best Moments‘Everyone needs to focus on doing what's right for them.’‘Don’t worry about other people’s path.’‘What’s important is how smart you work.’‘Don’t have dreams, have goals.’‘Focus on you and your goals.’‘KPIs are critical for all successful businesses.’‘I’m always checking where I’m at in terms of KPI’s.’‘Be specific about how you are going to measure your success.’‘The reality is that a lot of people have dreams rather than goals.’‘Where success happens failure often has happened at some point before it.’‘We are all failing forward.’‘Sit with your mentor to figure out your realistic goals.’‘Stop listening to all those 5 am club people.’‘Focus on your own path.’‘Do something every day that gets you a little closer to achieving goals.’ ABOUT YOUR HOSTKevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official Website: https://kevinmcdonnell.co.uk/ No Money Down: Property Investing by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Would you like to network with 12,000 like-minded property investors? Learn from some of the most experienced, and successful property entrepreneurs in the world? Then the 10x Superconference is for you. Kevin interviews one of the speakers at this year's conference, which is all but sold out, co-founder of Progressive Property Mark Homer. Mark talks about his journey into property, what are the best strategies at the moment and what he’s going to be talking about in his presentation at the conference. If you’re looking for a reason to book your ticket to the conference, then listen ahead to this fascinating interview with Mark Homer.    KEY TAKEAWAYS Most of my time is spent doing property deals, running our property business. I’ve bought, sold and refurbished over 800 properties. At the moment I'm doing a lot of commercial conversions into residency. I help oversee our letting agency and the numbers for the business.     Why property? It’s all about the returns. When you’re talking about property things start and finish with return on capital invested. There are lots of leverage you can get on one single let, compared with other investment types. I’m doing more and more, larger buildings where you can get a return of 25-30% back on a property. Not many other investments would give the same returns as property.     I started with small terrace houses. I was buying, refurbishing, and building up my portfolio. I graduated into bigger buildings, and HMO’s. It’s been a fifteen-year journey for me where I’ve ended up doing more and more commercial conversions from pubs and empty buildings.     What's your preferred strategy? This is very much based on things that are of their time. I’ve recently gradually started doing more and more commercial conversions around putting a retailer on the ground floor and converting the higher floors into flats for example. Often the projects I do are opportunity-led and of its time.     Whose has been your inspiration? In terms of residential and property, I would say Andreas Panayiotou. I think he ended up owning thousands of properties in London over the years. In terms of investors, I do think Warren Buffet is great. I love his long-term attitude to investing and he compounds his returns.     Why do you think you should attend the Superconference? I’ve moved on in my journey because I’ve learnt from other people. I’ve learnt how to do the tax, contractors and others. At this conference, there will be 12,000 other property investors in the room and the speakers. Grant Cardone portfolio is nearly a billion dollars. We are all doing different things.    What are you going to be talking about at the Superconference? Lots of things are changing in our economy at the moment and I'm going to be talking about how we can take advantage of the uncertainty. I’m going to go through a couple of case studies which I’m working on at the moment.     Is there 'one' really exciting thing about the Super-conference? In terms of finding the right commercial buildings, finding the right partners and finance. I think people will hopefully get a lot of interesting different things. There will be a lot of different mindset of things there with Grant Cardone. I’ll be speaking and learning about different strategies.     Top three benefits of attending the Super-conference? Property starts and finishes with income, and cash flow, replacing that income. Networking with other people and are like-minded. How inspiration is it to have all these speakers who are coming,     What has property done to 10x your life? 10x is different to me than for others. For me, it’s around commitment but growing in stages and making mistakes at the right level. As soon as you know everything and you have the right data it's vital to scale up. If you know it works you need to make sure that you scale it up to make it work.     BEST MOMENTS ‘Most of my time is spent doing property deals.’  ‘The returns are really good.’  ‘The stock market is harder to get right.’  ‘I like turning older properties that haven’t got use into residential properties.’  ‘Often the best time is now to get into property.’  ‘Don’t extend yourself at the minute as we are in the second half of the cycle.’  ‘Warren Buffet has been a big inspiration for me. He reads for hours everyday.’  ‘The experience and knowledge is deep in lots of different niches.’  ‘There are lots of different options even if you don’t have any money.’  ‘I met lifelong friends at the last conference.’  ‘Always invest locally.’  ‘Try and avoid scattergun approach.’  ‘Try and find the best letting agent.’  ‘If you go to a new town you have to learn everything all over again.’  ‘You can make millions of pounds in one deal.’  ‘If you don’t know the detail, and start from the bottom you can lose out.’  ‘Everyone is always learning.’  ‘The inspiration you will get from all these people.’  ‘You have to work hard and work smart.’  ‘Get into your niche and be the best at whatever that is.’  ‘I’ve moved on in my property journey by learning from others.’    VALUABLE RESOURCES www.10xsuperconference.com     ABOUT YOUR HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     Contact Method  Facebook: https://www.facebook.com/kevinMcDonnellProperty/  Official Website: https://kevinmcdonnell.co.uk/  No Money Down: Property Investing by Kevin McDonnell  ABOUT THE GUEST Mark Homer  Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.    CONTACT METHOD Markhomer@progressiveproperty.co.uk https://www.linkedin.com/in/markhomer1 https://www.facebook.com/markprogressive https://twitter.com/markprogressive progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Ever thought that you can’t buy property because you don’t have a 25% deposit, or you don’t earn enough to gain a mortgage? Well, there are plenty of ways for you to invest in property, with either no money, very little money or with someone else’s money. Kevin this week talks through the various different ways that are available for you to invest in property with ‘No Money Down.’ From using rent-to-rent and Planning Gain, listen from the expert in ‘No Money Down’ property structures to make sure you start investing in your future today.   Key Takeaways Do you know people who own a lot of property? Do you know them personally or have you read about them? The reality is they probably get there by doing ‘No money down’ property deals. They didn’t do this by working in a job to save for a job. If you don’t use ‘no money down’ investing otherwise you won’t own enough properties.   What is ‘No Money Down’ Property investing? There are three types of ‘No Money Down.’ It could literally mean there is no money down on the property, or there is very little or no money down on a property. Would you be willing to purchase a property for £1 which is worth millions and gives you lots of passive income? The final meaning is where you use other people's money to put down on a property.   What ways can you do ‘No Money Down’? People say you need a mortgage or you need 25% or you need to go through an estate agent, none of these things is necessarily true. This is not what creative property investors do.   You need time, you need knowledge, you need the money to get into Property. It doesn’t happen to be your money, however. There isn’t enough money to give back everyone the money there is in their account. A lease option is a really powerful strategy, which allows you to control someone else's property. When you buy a house, you get a title deed. It has the owner name and it has the address on it alongside anyone else who has an interest in the company. This means you get control of the title deed, which gives you control of the mortgage, cash flow and profit.   Rent-to-rent is a great option. You can get control of other people's property and the cash flow without the deposit. We’ll get the landlord to make sure that there is a few months free rent, you can even get the furniture in buy now pay later scheme. You rent the property, and then you put the tenants in the property. People don’t want the hassle of managing a property. If you don’t have a deposit rent to rent can be great.   Rent-to-Buy. There are lots of people who are in rented accommodation and they want to buy a house but they can’t afford to. You pay the market rent and have an option to buy later. The purchase price is locked in on day one. So you can move in, or someone else can be moved in. There is no cost to the landlord, the purchase price can be increased.   Buy-to-Flip. There are costs to this when you are doing the refurbishment. Buy-to-flip has to pay an additional 3% stamp duty which has eaten into profits. But an assisted sale could be useful. This is where you joint venture with the homeowner. You pay the refurbishment and increase a purchase price up front. You can split the sale cost after the event, so it's a win-win from the homeowner. You can joint venture with someone else to pay for the refurb costs as well.   Planning Gain. You don’t need to buy a house to benefit from planning gain. This could be where you get an option to buy on a plot of land, and submit planning permission and then sell your option to buy.   Best Moments ‘Just because some money is needed it doesn't have to be your money.’ ‘Don’t think that without any savings ‘Money doesn’t really exist.’ ‘The situation of the homeowner is more important that the ‘Lease option is a really powerful strategy’ ‘In a leasehold, you are not buying the house.’ ‘People don’t want the hassle of managing a property.’ ‘There are opportunities to make money in areas where people don’t want to do the work.’ ‘A tenant-buyer property contract you have the security of ownership.’ ‘Buy-to-flip pay an additional 3% stamp duty.’ ‘You don’t need to buy a house to benefit from planning gain.’ ‘Joint venturing is a hugely powerful strategy.’ ‘You can exchange your time and knowledge for their money.’ ‘Don’t pedestalize the money.’ ‘The more you network the more money you can make.’ ‘One of your greatest assets is the time and willingness.’ ‘Ask people to look at your deals before you go to investors.’ ‘Don’t chase for the money.’ ‘Sell through not to.’   About Your Host Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   Contact Method Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official Website: https://kevinmcdonnell.co.uk/ No Money Down: Property Investing by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Property is one of the safest and most lucrative investment opportunities. If you have been procrastinating buying your first property, or delaying starting your property business, Kevin has ten reasons why you should start investing in property today. Property is great to leverage, you’ll get instant equity, and it gives you a better return than any bank will these days. Listen to the ten reasons why you should be investing in property right now.   Key Takeaways   Population Growth. The UK population has increased, a record, 8% in the last decade. This is getting bigger every day, and there is no more land so there is a housing shortage. We’re not building homes quick enough, which is pushing house prices up. There are 100s of thousands of empty properties that are ready to be brought back to the market. Generation Rent. We are right now living in generation rent because people can’t afford or don’t want to buy their own house. Throughout history, we have a much more own-house mentality in the UK compared with other Europen companies. The average age for a first-time buyer is mid-30’s. A quarter of the UK population will rent by 2021. Property allows you to leverage money more than any other investment class. The same £100,000 goes a lot further than investing in stocks and shares even if the property market goes up half of what stocks and shares do, you’ll still get good cash flow. You can leverage everything including estate agents, letting agents and solicitors to make sure your time is used most effectively.   Instant Equity. You can make equity on the same day when you purchase property. You can think about the potential future value of a property where you turn a 3-bed house, to a multiple ownership house. You can add instant equity, over a matter of weeks.   People always tell me they are always waiting for the right time to buy property after Brexit for example. You should always just buy now. It doesn’t matter about Brexit or a recession but it matters that you buy property now and make money now. Don’t try and guess whether the property will make you money in the future because that’s gambling.   Section 24. This means that landlords, anyone who has more than one property, will no longer be able to claim their mortgage payments as a tax-deductible expense. A lot of landlords had been buying properties in their personal name so they have moved from profit to loss. To avoid this you have to buy properties as a limited company. This means that there are a lot of properties on the market from Landlords trying to sell their properties.   Brexit is all over the news at the moment, and no one knows what is happening. They cause the newspapers to hype things up. One thing for sure is that people will need to live in houses. We need to be ready to make successful property purchases in this business.   More and more people are waking up to the reality of their pensions not being worth as much as you had hoped. Most people do not have enough from their pension to live off when they retire. The retirement age is getting longer and longer, further and further away because of the pensions deficit. I use my pension through SASS and SIPP to purchase commercial, and residential property, which gives me a far greater pension than my previous job ever would.   Property Investment is much better than leaving it in the bank. You will get a much healthier return even on a single let property compared with leaving your cash in a bank. Once you have more than £85,000 then your money is not protected if the bank went bust like Northern Rock. Putting your money in bricks and mortar protects it from inflation.   Political and Economic Stability. We are living in one of the most politically, and economically stable countries in the world. It’s probably the safest property market in the world. Even with Brexit, we are living in one of the best countries in the world to invest in property. Sometimes we take that for granted.   Best Moments ‘Success leaves clues.’ ‘Some of the most successful people have made their fortune from property.’ ‘More people are looking to rent by the room, and smaller properties.’ ‘The UK is more crowded than any other EU company.’ ‘The UK will have double the density than Germany in the next ten years.’ ‘We’re not building enough stock.’ ‘The number of houses now is at its lowest since the 1920’s.’ ‘It is not cheap to build houses.’ ‘Rental maybe a good thing to move around but it's not a good thing to build wealth.’ ‘You can outsource everything and retain most of the money.’ ‘With property you can add instant equity.’ ‘You have to buy for cashflow.’ ‘People went bust in the recession because they didn’t buy property for cashflow. ‘You don’t wait to buy property, you buy property and wait.’ ‘Now has always been the time to buy property.’ ‘There is no such thing as jobs for life anymore.’ ‘Always look for win, win opportunities.’ ‘Be greedy when others are fearful, and fearful when others are greedy.’ ‘Just one property will be a great addition to your pension.’ ‘Use property to grow our pension.’ ‘Your money is getting eaten away by inflation.’ ‘Sometimes we forget just how lucky we are, and gives us the freedom to live our dreams.’   About Your Host Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   Contact Method Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official Website: https://kevinmcdonnell.co.uk/ No Money Down: Property Investing by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Have you already got your hands on the 10X Property Super Conference tickets? You better be! This episode of the Progressive Property Podcast might convince you to stop doubting about going and finally decide to go the biggest property network event of the year. Today, Kevin interviews Grant Cardone, the Founder of Cardone Capital and the best-selling author of ‘The 10X Rule’. This shall give you a good sneak peek on what the 10X Property Super Conference shall offer since Grant will be a Key Speaker for the said event and will be sharing more of his experience, tips, strategies, and resources on the event itself. Grant advises that you – with your positive mindset, vibrant energy, and exciting ideas – be ready on meeting new people that could help you and also collaborate with, in your property journey. Discover more about Grant when you tune in! KEY TAKEAWAYS Why is property a major part of Grant’s business? According to Grant, for people who want to grow their wealth, property investment is the most straightforward, least complicated and most conservative way. You don’t have to graduate with flying colors or join elite groups to be the best real estate agent.  You just have to equip yourself with the knowledge, skills and the best judgment in choosing your properties. What makes Grant different from other real estate agents? He sees so much possibilities with real estate at this point in time. Grant’s tip on how to not lose your property: Make sure that it provides income that services the debt and operations. Do your homework – research so there is always certainty. Don’t panic. Buy the best piece of land and you’re going to be fine. How important is network? If you don’t network with the right people and wait until the crash to move, then you’ll never get great deals. “Commercial real estate is not controlled by individual owners; the best real estate is controlled by brokers and financial institutions.” Grant’s advice to those who are just starting in real estate. Network during the 10X Property Super Conference. Start studying the key speakers so you know the right questions to ask. Don’t buy on a budget. What worries Grant today? Grant recalls the first deal he ever made where he relied only on how much money he got that time. It was a bad decision which has put him in the bad spot. He wished he knew that lower cash flow in better locations appreciate when things blow up. What’s the most important skill for Grant? Be persistent and keep going. If you got knock down, get back up. Study the rich people, the financial institutions, and the insurance companies. Where do they buy? BEST MOMENTS   “I’m a hardworking person, I didn’t have connections, and I didn’t have money. In real estate, unlike any of my businesses - I run seven businesses, but real estate is the simplest of them all.” “I think people are underestimating the possibility with real estate at this time in the world.” “Cheap is cheap.” “Find something that’s going to be a great investment.” “I would rather have a lower cash flow in a better location.” “If you know you can do more, then do more.” “I don’t find my luck if I don’t work.”   VALUABLE RESOURCES bit.ly/10xpodcast 10X Property Super Conference with Grant Cardone & Mark Homer (June 7-8, 2019) The 10X Rule: The Only Difference Between Success and Failure by Grant Cardone   ABOUT THE GUEST Grant Cardone is a multimillionaire entrepreneur whose personal property empire is valued at over $900 million. He is also the Founder of Cardone Capital and the author of the best selling book, The 10X Rule. Official Website: https://grantcardone.com/ Grant’s Twitter: https://twitter.com/GrantCardone ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official website: https://kevinmcdonnell.co.uk/   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today’s episode of the Progressive Property Podcast,  Kevin McDonnell discusses action, buying at auction, selling at auction and the difference between buying at an auction and buying through estate agents. Learn the tips you need to know before buying at auction and the types of auctions that offer the best property opportunities. KEY TAKEAWAYS What’s the difference between buying an auction and buying through an estate agent? the main key difference is, when you purchase the property through estate agents, you get the opportunity to go visit the property, have a look at it may be more than once, maybe two or three times even just so you're really comfortable with that property, you could get a builder to take a look at it and get some quotes on the maintenance, so you're really clear on what your numbers are before you buy, but also, when you put your offer forward and you start the process of purchasing, you can change your mind. So if anything pops up, if your circumstances change, you can back out of the deal. The difference with an auction is once you secure the purchase, so if your bed is the highest bid on the day of the auction and it's higher than the reserve price, then once that hammer drops, you are legally bound to buy that property within generally 28 days and if you don't buy it, then you would lose your 10% deposit money. So they the owner of the property would receive the 10% deposit money plus fees in some cases, and they'd be able to have their property back and maybe stick it in another auction. Buying at auction, you can get some amazing deals, but you can also get what I call property dogs, and they are properties that are not anywhere worth what they may think they're worth and properties that have got problems. So traditionally if you go to an estate agent to sell a property and maybe it's got some issues with the title or a Scott some covenants on it, or it's got structural issues or subsidence issues, any type of issue with the property, that would be picked up really quickly through an estate agent purchase, but in auction, if you don't do your due diligence, if you don't do your research before the auction, if you don't look at the property, check it out, then you could end up bidding on this property, purchasing the property having to put down your 10% deposit, and then finding out somewhere between the drop of the hammer and the 28 day completion period that you haven't quite bought what you thought you'd bought. Tips you should have before buying at an auction. Before the bidding starts, you've got an auction pack, which is basically a legal pack of all the information that you need around the property, you need to look at this legal pack. If you are not familiar understanding legal packs, get a solicitor to read through that legal pack and make sure that it's very clear that there are no issues with the property. Number two always views the property. Showing up for the auction and showing up on time is very important because you want to see if there's another interest in the property, see what other people are talking about, get into some conversations. Don't let anybody know, though, that you're interested in that property or which one you're interested in. When the bidding starts, you have to watch out for the auctioneer and what's called off the wall bids, because what you'll see is the auctioneer is trying to show some interest, and he'll start bringing the price up and they can do anything they want between the first bid and the reserve price because it's not for sale. So they'll start taking bids in what's called off the wall and they'll point and random people, but not at any specific person. Now there are two different types of auctions. Online auctions and actual physical auctions where there are an auction house and you have to show up and you're sitting in the audience. Reserve price. So how an auction generally works is you have a lot, so each property is listed within a lot and they're listed from lot one, for instance, if this 40, 50 properties in the auction, it will be listed from lot one to lot 40, lot 45, lot 50 in an order, and lot one is the first property that goes up for auction on that day, then lot two, lot three and so on. Now, each property when it's listed and advertised for the auction has what's called a guide price. Now the guide prices what the auction has suggested the property should sell for and then it also has the reserve price. Now the reserve price is the key because the reserve price is the price that the seller so the owner of the property is telling the auction has, if it hits that number, so the reserve price or higher, they will accept the offer and the property can be sold, but any offer lower than the reserve price, then it's not sold. BEST MOMENTS "What generally happens with the guide price is auction houses want to get you in early and they want to build interest and what you'll often see is the first few lots on an auction are priced with a really low guide price and the idea of this is not that they're priced wrong but the Auction House is trying to build interest in the auction and the trying to get people into the Auction House early." “Learn from other people's” “Surround yourself with people that can help you out when you are caught up in some kind of trouble.” “You can lose money or make money from property.” VALUABLE RESOURCES facebook/progressive property community.com youtube/progressiveproperty.com ly/nmdbook.com The no money down property investing book ABOUT THE HOST Kevin McDonnell  is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official website: https://kevinmcdonnell.co.uk/ https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Learn how to grow your property business quickly and understand the benefits of getting an education in today’s episode of The Progressive Property Podcast.  Today, Kevin interviews entrepreneur and property investor with over £250million pounds worth of property assets, Alfie Best.   KEY TAKEAWAYS  Property is a people business. One of the best gifts that you can be given is learning how to speak to everybody because you never know who's coming out from behind that door. It could be somebody 90, it could be somebody 15. They're from many different worlds. Learning how to speak to people on the spot is a massive education because it gives you the confidence to know how to speak to people.  How to grow your business quickly. Everybody has problems but your problems should not be an issue, your problems should be a learning experience and every issue that you come across makes you stronger for the next round. It's about going out for the fight, being fit for the fight, being fit for the purpose of the fight, and learning by your mistakes.  Education. Another thing you should do to grow your business rapidly is about knowing your business whether it is vehicles selling, whether it is property or whatever. Through education and learning how you should operate your business to reach optimum production of your company or business, you will always succeed in your businesses.  Self-belief that failure is not an option. This is something that should always be in you whether you are successful or not or whether you are rich or poor. Having this kind of spirit in you always keeps you going whenever the times get hard and be sure with this, you will always emerge at the top. We can all fail if we believe it's a failure, or we can all win if we believe our failures are just lessons that we're learning from. We don't make mistakes unless we harp on them, what we do is we learn from them to not make that decision in that way again.   Be prepared to listen. There’s a reason we were given one mouth and two ears by God, this is so that you can listen more and do less talking. The more you listen the more you learn. This helps a lot because you get to learn more skills that you didn’t know from people by listening to them.  Ask if you are not sure of anything. Be prepared to take advice from people who have already achieved great success. Swallow your pride and ask, do not assume that you know everything which may cost you big in the future. If you want advice, don't ask the funeral or the undertaker how to arrange your wedding and don't go to the wedding exhibition expecting them to arrange a funeral, go to the right person to ask the right question, ask people that are within the industry.  When you're in a job that you love, do more than you're paid to do because you will be recognized for it and you will climb the ladder faster than anybody else in that company. Because people can see that you're somebody that is conscientious about what you're doing.  For you to achieve success in your personal and business life, you need to look at the company that you surround yourself with because if you surround yourself with people talking about football, you’ll talk about football, if you surround yourself with people talking about boxing, you’ll talk about boxing, if you surround yourself with people talking about business, you’ll talk about business, this is because we are all creatures of habit. Try to surround yourself with people that have the right habits.   BEST MOMENTS  “One of the best gifts that you can be given is learning how to speak to everybody.”  “Always learn through your mistakes.”  “Everybody makes mistakes, the two things you need to do is admit them and learn from them. People that can't admit them and people that can't learn from them will stay stagnant.”  “We can all fail if we believe it's a failure, or we can all win if we believe our failures are just lessons that we're learning from.”  “You fail when you quit.”  “We don’t live long enough to make all of the mistakes ourselves, learn from others and life will be a lot shorter and a lot more enjoyable where your work is concerned.”  “A man with a plan will be a genius without a plan.”  “We are never ever too old to learn.”  “The only person that put somebody down is themselves.”  “Success is made up of good habits.”  “Believe in yourself and always listen to everybody but the advice you choose to take must be your decision.”  VALUABLE RESOURCES  Website: https://kevinmcdonnell.co.uk/   ABOUT THE GUEST  Alfie Best. He was working from the age of eight and with time, his entrepreneurial mind kicked in at an age of around 12 and 14. He got a 250 million pound plus empire in different types of property, mainly around stuff like Park homes, commercial buildings, and other assets across land developments, different stuff.   CONTACT METHOD  www.twitter.com/alfiebest33   ABOUT THE HOST  Kevin McDonnell  is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD  Facebook: https://www.facebook.com/kevinMcDonnellProperty/   Official website: https://kevinmcdonnell.co.uk/   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The 2019 10X Super Conference is going to be a very different style of property event. You’re going to learn, the new cutting edge property strategies, the quickest cashflow strategies and the low money down, no money left in deals all property investors are after. Over the weekend, our expert trainers will share with you why you don’t need mortgages, deposits or large sums of cash to get into property. If you're thinking about going to a property event of any kind, get yourself to the 10x property super conference, it's going to be the biggest and the best property event of the year, it's going to be bigger and better than any event that Progressive or any other property event the country has held before. Come and learn from the real property people who are not just talking the talk but walking the walk. www.bit.ly/10xpodcast 7th-8th June 2019 KEY TAKEAWAYS What is Property super conference? The property super conference is something that progressive property used to run in the late 2000s, early 2010s. progressive property has run a number of super conferences but they've not run one for six years now, and Grant Cardone who some of you will be aware of, who's the author of the book 10 X, and is a massive, massive property investor and business entrepreneur in the US has joined forces with progressive to bring the 10 x property super conference to the UK. This is an event where Grant Cardone himself and many other expert property trainers will be sharing their knowledge on how to become a successful UK property investor. The advantage of this event. This event will help you to generate a monthly cashflow and multiple streams of income. Seeing somebody else become successful is something that gives you a kick in the ass and lets you know that you can be successful too. Believing that you can do something and always focusing all your efforts towards it will ensure your success. At the conference, you will be taught how to believe in yourself and achieve your dreams. At the event, you will realise that we are all the same, whether you are rich or poor, we are all the same and that you also can become successful in your business and become rich too. We're all on the same journey. We're all from the same place, we all grow up, we all get jobs, and we can all learn anything. The 2019 10x super conference will show you that you don't even need to own property to get to 3k to 10k a month cashflow, you can make it through controlling other people's properties, you're going to learn low money down, no money down and how to use other people's money. The most creative ways to own, flip, rent out and control property without spending your own cash. You're going to learn how to retire on one deal, scale from single lets to big projects that kick out cash flow and give you lump sums 10x bigger than the small deals you might be doing now. You're going to learn the newest ways to source, rent out and leverage properties for fast and lasting cashflow, capital growth and empire building.. BEST MOMENTS “You learn from your mistakes.” “Mark Homer doesn't speak at many property events and having him talk at the at the super conference and getting the opportunity to listen to him speak is a huge, huge opportunity for you.” “People are always the same.” “The conference has changed many people’s lives and they are now successful and if it has done that for them, it can do the same thing for you.” “If you're thinking about going to a property event of any kind, get yourself to the 10x property super conference, it's going to be the biggest and the best property event.” “This conference is not just for people with properties, but also people with property that want to really scale their empire. It’s for everybody at all levels through the weekend.” VALUABLE RESOURCES bit.ly/10xpodcast ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official website: https://kevinmcdonnell.co.uk/ https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The Progressive Property Podcast has changed hosts. While Peter is spending more time in his Portugal villa Kevin McDonell is taking on the mantle as your host, and he has some great ideas on how to take this podcast to the next level. In his first solo podcast, Kevin talks through his property journey. Kevin explains how he has learnt from his mistakes in investing in property abroad and through education and meeting the right people he’s been able to build a multi-million-pound property business. Learn from the expert of No Money Down deals, and join this new chapter of the Progressive Property Podcast.   Key Takeaways How did I get here? I’ve been involved in property for a number of years, I attended some property training back in 2003. I became really excited about property and what it could do for me. I’d seen how successful other people had become from property. The Celtic boom in Ireland was all based around property, and I didn’t think I needed any training.   I initially invested in Turkey. That property got built, but while it was being built I decided to look at more. I took a flight out to Estonia to build a two-bed apartment over a lake. I bought that for just over €36,000. Everything was going great, and I thought I was a professional property investor. I went and did this all again in a Bulgarian ski resort.   But then I had no contact from Estonia. It went dead. They had shut up shop and closed down the business. All the developments had been stopped, and we lost our money. Bulgaria and Turkey did get built, but there were expensive management fees. After we removed them the old management company took everything from that company. We realised that they were linked to the mafia in Bulgaria.   I had done nothing between 2009-2013 but then I attended a progressive property event. I met other people who had been in a similar situation, lots of debt, only a few years before, and had come through the other end really successfully. Since then I have focused on joint strategies, and using other people's money to get property. I have become an expert in no money down property financing and now teach on the progressive property courses.   The past is the past. You can set a new future. The one thing I used to do was focus on property in one hour before and after work. I didn’t lose an hour each side of my day only around twenty minutes because I avoided the traffic. I also got bigger pay rises and bonuses from my work because of the perception that I was working harder. I see a lot of other people waste time, by having a chat or taking a longer lunch. I wanted to use my time as effectively as I could. We all have the time available to commit to property. Property in the last four years has changed everything in my life. I was living in a room as part of a HMO four years ago but last year I moved to my dream home. When you commit to property in the right way you can do it in quite a short space of time. I didn’t set out to build a multi-million pound business in the first few months. You don’t want to run before you can walk. Just start with one property, and then cookie cutter the process.   I love property. I love the lifestyle it allows me to have. It allows me to spend time with my family, see my son take his first steps. I’m not into posh watches and fast cars. I want to provide for my family. My parents sacrificed a lot. We weren’t wealthy but we were just ok. I don’t want to have to sacrifice as they did.   Best Moments ‘Make hay whilst the sun shines.’ ‘Everything was going great, I thought I was a professional property investor.’ ‘The mortgages never happened after that because of the 2008 crash.’ ‘I got myself into huge debt.’ ‘The only way you faily in property is if you quit.’ ‘Having the right people around you helps accelerate your success.’ ‘I see the money that I lost as an entrance fee.’ ‘I have made lots of mistakes in property.’ ‘I now make more money from property that I had lost.’ ‘Property is very forgiving.’ ‘The past is the past. You can set a new future.’ ‘I bet you can think of time in your day where you can do stuff on your business.’ ‘How are you making use of your 24 hours.’ ‘Focusing on replacing your income, so you can get your time back.’ “If you bite off more than you can chew then it feels a lot worse when you fail.’ ‘Use small steps on your business/property journey.’ ‘I don’t want to sacrifice like my parents did to provide for my wife and kids.’ ‘You need to get educated like I did.’   About Your Host Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   Contact Method Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official Website: https://kevinmcdonnell.co.uk/ No Money Down: Property Investing by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter’s Farewell and His Ultimate Advice for Property Investors If there’s one thing that our host Peter Jones learned while he was producing content for all of you, it was the importance of freedom. He’s joined today by Rob Moore and Kevin McDonnell. Peter says his farewell and shares his experience while he was podcasting. He also gives his ultimate advice to property investors out there; it’s important to do networking, so you see more significant results. Today, we also welcome the new host of the Progressive Property Podcast for the upcoming episodes, Kevin McDonnell! He’s excited to share new stuff with you and are open to suggestions so make sure to let us know what you want to hear in the future episodes. KEY TAKEAWAYS Peter has been podcasting for over two years. He has produced more than 100 episodes with great and entertaining content about property and business. One of the things that he emphasizes a lot when creating a business is the importance of financial freedom and passive income. Freedom, above all, is what Peter values, and this is what he wants to explore when he gives up podcasting. Peter has excellent reviews from people over time because of his expertise in property, his flow, and his storytelling voice. Progressive Property Podcast episodes won’t be taken down and will be available anytime and anywhere for free for those who need of resources about property and everything else. Kevin McDonnell is excited to be the new host of the Progressive Property Podcast for the upcoming episodes. Peter’s ultimate advice: Network. Think about who you network and who you deal with. It makes the biggest difference in your property journey. BEST MOMENTS   “One of the things which I realised when I came to Progressive is that my highest value is freedom.” “The one thing that makes a big difference in their property journey is networking.” “If you’re just new to property, if you’re just new to Progressive, you probably don’t understand yet the power of being in a network, and the difference that can make in your financial life is absolutely key and crucial.”   VALUABLE RESOURCES Progressive Property Progressive Property Masterclass Rob Moore ABOUT THE GUESTS Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything.” Facebook: https://www.facebook.com/robmooreprogressive/ LinkedIn: https://uk.linkedin.com/in/robmoore1979 Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official Website: https://kevinmcdonnell.co.uk/ No Money Down: Property Investing by Kevin McDonnell ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD The Property Teacher Progressive Property progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Fifteen years of practitioner experience in the building trade gives you an insight that many people would pay a lot of money for. Dan Hulbert has moved from working ‘On Tools’ to being a property investor and now property training all over the country specializing in refurbishments. Peter interviews him in this latest episode where their conversation goes from how Dan sources properties, what’s the best way to do a refurb, and he goes through his EMPTY model for getting into property. If you looking to do a refurb at any point in your properties this is the podcast for you.     Key Takeaways  Two or three years into the business of working ‘On Tools’ in carpentry, I realised there is more to life than being on tools and that there was a different way of doing this. Education was the key. I am interested in property, and business and started doing some coaching, and training courses in property. I wanted to be my own client. I’ve always wanted to teach others.    What strategy did you pursue? I teach the EMPTY model at the moment which is my own model for how to get into property. I was fascinated to find some people were doing it without any of their own money. I do a lot of business networking and I just talked to a lot of people about finance. I started by doing flips. I wanted to do things that got the money in straight away.     Networking Is Key. Show up to the event, always show up. Then be present and ask a lot of questions of other people rather than talking about yourself all the time. Finally, follow up over a call after the meeting. Then meet up over coffee later for a more in-depth chat.    What sort of properties are you refurbing? We are doing a lot of HMOs and we are looking at some flats next which we haven’t completely sorted yet. We do them to a very high standard. I have an advantage because I know the costings, and I can manipulate the costs lower. My EMPTY model is a good way of getting started with property:    EMPTY MODEL  E - Experience/Education - Leverage a team member, a partner. It could be education  M - Money - You don’t need your own money, but you need some money from somewhere.   P - Property - You need a property to be in property  T - Time - Time to put into the business, meet lots of people, and put things together.  Y - You - You're the driver. You are the most important part of the deal.    It’s important to focus on actual challenges like the below three ‘M’s rather than perceived challenges which often come from a wrong mindset.  M - Mindset  M - Motivation  M - Momentum     How do you find your properties? I’ve found properties in very different ways. I have really good relationships with the local estate agents. I don’t do a lot of leafleting but I write a handwritten note through the door to inquire about a property. There are specific agents that I wouldn’t work with, I wouldn’t get a deal from them. All the deals I’ve got are from smaller independent estate agents. Why not go and ask the estate agents if they have any properties?    I lost a lot of money in the building industry a few years back. That has made me put a lot of best practice in my business, a lot of systems and structures. I’m always striving to be the best. I’ve put in the right processes and strategies to ensure it works. I keep ensuring that things get tweaked to ensure that they are continuously improving.     How do you get to learn about costings? It’s like building muscle, you need to keep practising. There are systems that you can put in place when you get into a new area to learn about that area. You have to ask a lot of questions. Don’t be lazy: go and learn this stuff. Like anything, you need to do research.     There are three types of roles for property investors. You can be the manager where you subcontract to everyone, and you’re the project manager. If you’re new to property then this would be a tough job. Secondly, you can manage the manager where it might be more expensive but there are ways of bringing down costs. The third role is to employ a project manager, which can work on larger properties, but not so much on small. This way you leverage your time and bring in the relevant expertise.    Always make sure you have the right insurance in place. Public and Employer liability insurance is a must for your main contractor. Make sure you ask for a copy of their policy in full. You need an all-risk policy especially if you are removing the roof, as a normal policy won’t cover it as it’s exposed to the elements. If you are a limited company then you need Directors insurance, because of health and safety liability.     Important Steps to Refurbs. This is after your 80% preparation.   Strip out demos. Make the property a blank canvas.  First Fix - This is the most important part. It’s important to be on site. Things can be more expensive if you don’t fix them at this stage.  Second Fix - Decorating, hanging doors - Getting it to a finished stage.  Snagging - Silicon missing, screw missing - do the whole list and give the builder a week to complete these.  Final sign off - everything is complete, instructions for the oven etc are in the property.   Dress to Impress - Get a furnisher in. Get professional photos, and videography was done. These are all part of the extra investment.     Property Vault. The idea came in 2013 but didn’t really materialise until 2016. We do one event now, and we have a co-host/business partner. Because of this, I’m now being mentored by Rob Moore. We are aiming the event at people who are already in the game rather than complete newbies.     Best Moments  ‘The transition was working with a coach to figure where I wanted to be.’  ‘I wanted to be my own client.’  ‘I initially wasn’t interested in being a landlord.’  ‘I love joint ventures.’  ‘Networking was key.’  ‘If people say networking is not good, then they aren’t doing it right.’  ‘We broke a lot of rental barriers.’ ‘Property for me is very simple but its not always simple.’ ‘It all starts and ends with you.’ ‘The best property deals come straight to you.’ ‘I write a handwritten note through the door to enquire.’ ‘Everywhere has a strategy can work.’ ‘Make sure you get back to people on things.’ ‘Try and cookie cutter everything in a business.’ ‘Estate agents want this to be easy as well.’ ‘80% is in the prep when it comes to refurb.’ ‘Budgeting is the most vital thing to get right.’ ‘It’s all about building relationships with people.’ ‘People only know what they know.’ ‘Insurance is easy to sort out but it’s essential to get in place.’ 'I’ve got 15 years of systems because I’ve made so many mistakes in the past.’ Valuable Resources https://www.thepropertyvaultuk.com     ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating the property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, the book of its kind which was written for what we'd now call buy-to-let investors.    On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.      CONTACT METHOD   http://www.thepropertyteacher.co.uk/   http://progressiveproperty.co.uk/      ABOUT THE GUEST  Dan Hulbert is a property Coach, Consultant and Investor, he works with people seeking professional advice and guidance within property investments. With 15 years' practitioner experience under his belt which started 'ON THE TOOLS' to now being his own client, working on his own projects. Dan's journey has led him to dedicate his life to teaching others by sharing his applied knowledge allowing them to grow through his lessons. Dan works on three elements ​MINDSET | MOTIVATION | MOMENTUM  ​All three must work together to achieve success. 'In property, the process is where you make your profit" CONTACT METHOD  Website: https://www.danhulbert.com/about   LinkedIn: https://www.linkedin.com/in/danielhulbert      progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today’s episode, Peter discusses the value of mentors, the need for property education and why succeeding in property is simple when you surround yourself with the right people with the right knowledge. Join Peter and David as they bring you vital tips to growing your property portfolio and how you too, can become a Progressive Property Investor.   KEY TAKEAWAYS  Partnership and teamwork. As a starter in the progressive property, you should always look for a person who you can work with side by side and who you can invest with. This helps a lot because you end up making a well-informed decision because you discuss with your partner before making the decision.  Mentorship. For you to succeed in dealing with properties, you should always have a mentor by your side so that he or she can advise you on things that you are doing in the property investment. Have a mentor who has good information or background or is dealing with properties.   In properties, you can also do commercial conversions. You can convert a commercial premise and turn it to a resident and start dealing in properties now.   Confidence. These require someone with the confidence to even go ahead quitting the job in order to join the property community and start dealing with properties. This is a trait to achieve success in dealing with properties.   Education and knowledge. The background of success in properties is getting the right education and using it in the right way. Always have the knowledge behind everything that you want to do.   Advertisement. This is the process of providing information to the community so that they can be your customers.   Joint venture. For you to have success in your property deals, you should always look for a joint venture because you share the funding and when the business doesn’t succeed, you also share the losses together.  You should not have a ceiling to what you want to achieve. If you want to do commercial conversions, it's really great to have an initial base in property, try and do something first.  BEST MOMENTS  “You have to find out what you enjoy doing.”  “Having partners in your business always keeps you on your toes.”  "The road is not always easy, you should expect ups and downs in your business life,"  “In these uncertain times, it's good to have a mix of different finance models.”  “If you have a certain amount to go into a project don't go and think of putting this into the project, think of holding that back because you'd be surprised how many different things could go wrong in a project.”  “If your heart's not in it, don't do it because it will always come crashing down. Do something that you believe you in and you really enjoy.”  VALUABLE RESOURCES  http://www.thepropertyteacher.co.uk/  ABOUT THE GUEST  David Rumford is in progressive property community. He started dealing in properties in 2010. He now relocated to Peterborough to invest and be closer to Progressive’s training. He has spent about 15 years in the corporate world before joining the property community working in logistics.    CONTACTS  http://www.thebathapartments.co.uk Email. david@buildingoninvestments.co.uk    ABOUT THE HOST  Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating the property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, the book of its kind which was written for what we'd now call buy-to-let investors.   On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.   CONTACT METHOD  http://www.thepropertyteacher.co.uk/  http://progressiveproperty.co.uk/   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Tune in to today’s episode of the Progressive Property Podcast to hear you host, Peter Jones interview prestigious property investor, VIP mentor and letting agency owner, Derek Pape. Derek and Peter discuss all things property from creative investment strategies to advertising your property business, why mentors matter and how to be successful in property.  KEY TAKEAWAYS  Education and knowledge. If you ever want to succeed in anything you do in your personal life or even your business life, you should always try to learn about that thing you want to do, get the knowledge that surrounds that thing that you want to do.  Creativity. You must always have a creative mind if you ever want to survive in this world and be successful. This always comes in handy when you come across very difficult situations like being fired by your boss, losing your company etc.  Avoid panicking. Being strong and not always panicking when you are faced by challenges helps a lot because you even come up with a solution very fast and you get to solve the problem before it gets worse.  Advertisements. When you start your business, always try and spread the word about it to the people by advertising it so that people can have the information about it so that when they may need your services or their friends need your services, they may refer them to you or contact you on their behalf. With this, be sure that your business will grow very fast.  Having a mentor. This is a very good thing to do if you ever want to achieve success in your life because mentors help you to make a very wise decision on the things you want to ever do in your life.  Teamwork or partnership. If you want to achieve success in your life, you should always find someone who you can work with and achieve your goals.   BEST MOMENTS  “You don't know what you don't know.”  “If we knew then what we know now we would run the business totally differently.”  “You don't need money to invest in property because you can do options and you can do delayed completions.”  “We’re not all good at everything, but we are all good at some things.”  VALUABLE RESOURCES  http://www.thepropertyteacher.co.uk/  ABOUT THE GUEST  Derek Pape is a VIP mentor and also has a Letting agency. Derek is kindred spirited minded. Before Derek joined to do properties, he was an electrician. He is from Hartlepool up in the northeast. Derek sauces and packages deals and properties in his hometown.  CONTACTS  Email: derek@dpproperty.co.uk  ABOUT THE HOST  Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating the property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, the book of its kind which was written for what we'd now call buy-to-let investors.   On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.   Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating the property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, the book of its kind which was written for what we'd now call buy-to-let investors.   On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.   CONTACT METHOD  http://www.thepropertyteacher.co.uk/  http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

For anyone who wants to know more about commercial conversion, what is prior approval, the advantages of prior approval and risks you should avoid this episode is for you. Listen to Peter Jones as he interviews experienced solicitor and chartered surveyor, David Kemp. KEY TAKEAWAYS  Commercial Conversions: This is the ultimate course on converting the commercial property to residential.  What is prior approval? Prior approval is a bit of a fast track process, so instead of having to go through the very long elongated process of planning permission, it's a bit of a fast track. So it removes a lot of the obstacles to it and it's sort of a legal lead process with a bit of planning policy in between and because it's a bit like permitted development.  What are the advantages of prior approval? It takes most of the politics out of the process. So what you'll find is a lot of counsellors that can’t call in these applications because under the internal rules of every local council, they have what's called a scheme of delegation and sometimes if it's politically controversial, they don't like losing offices for instance, then counsellors try to call these things and they can't do that with prior approval. Prior approval is a much more straightforward route, it's a bit more technical and also it has a set period to be decided, in that applications have to be determined within 56 days or eight weeks and if they're not, then in pretty much all cases, if not most cases of what's called prior approval in the law, you get planning permission straightaway for the change of usage.   It's only for a change of use. There are a few exceptions around the law where you can have external alterations included, and you get that with agricultural prior approval from an agricultural building to residential, but most of it is to do with a change of use. So if you need to make external alterations to a buildings windows, doors, roof slope etc that sort of thing, then you have to apply for the Planning Commission separately for that.  Risks leading to you not getting prior approval. There are different prior approval, so there are offices to residential, there's agricultural to residential and so on so forth. You've got four risks under office to residential.    You've got noise. The premise that is to be converted from offices to residential must be in a location free of noise for you to get that approval.  You’ve got ground contamination. Some offices, particularly in rural areas, are built on former agricultural land so there may be pesticides and so the offices must be in a location which is not contaminated.  Traffic and parking. There should be ample parking lots for the total units in the premise. Sometimes before you're going to acquire a site, it's worth having a parking consultant as part of your power team.  Flood risk. There are two types of flooding that we tend to look at and that surface water flooding and also flooding from rivers and seas. The offices must be in a location that does not flood for you to get that approval from the council.  Instead of prior approval, when would you use planning? You need planning permission when you are erecting a new building or you're changing use. So whenever you fall into those two categories, you're going to need planning permission.  BEST MOMENTS  “So if you need to make external alterations to building it will have to like Windows, doors, change the roof slope, that sort of thing, then you have to apply the Planning Commission separately for that.”  “If there's something like an office building and you want to turn it to residential, basically the local authority can't stop you.”  “Wherever the air is more rarefied, there is an obvious opportunity there to steal a match on your competitors and pick up a site for pretty good value and to be able to do something with it.”  “Just use what's there, don't get clever.”  “The bigger the development, the bigger the mistake.”  “Choose one thing, get good at it, try and systemize it and control your time on it.”  VALUABLE RESOURCES  Website: www.thepropertyteacher.co.uk   ABOUT THE GUEST  David Kemp is a barrister, he is also a solicitor and he is also a chartered surveyor. He's got a lot of experience in planning and has done a lot with local authorities. He was a senior or principal planning lawyer for about 10 different councils. David has also done property education. He has worked with a lot of people in commercial conversion.  CONTACT METHOD  Email: david@drkplanning.co.uk   Facebook: David Kemp ABOUT THE HOST  Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating the property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, the book of its kind which was written for what we'd now call buy-to-let investors.  On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.  CONTACT METHOD  http://www.thepropertyteacher.co.uk/   http://progressiveproperty.co.uk/    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Peter discusses his answers to James questions from his experience in property. He also shares some knowledge on how to deal with JV partners, the things that you need to remember when dealing with joint-ventures and drawing up contracts and much more. James' Question “Wonder if you can help in raising finances, do you know of any solicitors who can arrange a contract to give the lender of the finance some security and confidence that I’m not going to or legally can’t take all of their money and run away with it? Do they have a floating charge on the property? Would you have a sample agreement you can forward to myself?” KEY TAKEAWAYS  Security to a Lender. James is wondering how to give the lender security and how to make the lender feel comfortable with lending the money. One of the key things you must do when you’re thinking about doing a JV and when you are thinking about raising your finance is to take the time to get to know the lender so that you can understand exactly what it is that the lender wants from you.  Different Personality Types. You can talk about any aspect of the property and it doesn’t matter what it is but we tend to think that whatever we think or whatever we feel is what everybody else is going to think or feel but it isn’t just the case. There are multiple personality types. Study the different personality types so that you will know how to approach a JV partner and how to get the best deal with them. You need to sit down with your JV partner and you need to understand what is important to them in a JV.   Make things less complicated. Ask your JV lender, what rate of interest would you like? What rate of interest would make this JV work for you? Asking these questions to your JV partner would most likely save you a lot of money and it will make your deal with them a little less complicated.  Do you need a solicitor to draw up a contract? It is important to have something in writing. But do you always need a solicitor to draw up the contract? When you become experienced, if it is a small simple deal, maybe you don’t. It is about scale and degree.  What sort of solicitor do we need to go to? We suggest that you go on to Progressive Facebook group and ask who people are using.  Sample agreement? Peter would not do that for the reason that every JV is going to be different. It is much better to start with a blank piece of paper, talk to your JV partner, make bullet points, heads of terms, and discuss between your JV partner/s exactly what you want and what you want to get out of the JV and what the JV looks like to you and which bits are important to you.   Main Terms.  Who are the parties? Who is borrower? Who is the lender? What’s the address of the property? Is the property gonna be provided as security? Is any other security going to be provided? What are the terms of the deal? Is it a profit share? Or are you going to be paying somebody interest? How much is the profit going to be? What is the interest going to be? What is the length of the term? These are the main things which we need to have down and to be understood.  What could potentially go wrong in a JV? We are not hoping that something will go wrong, but we should think about this. Think about the what could go wrong, make sure that they are in your head of terms, and make sure that the solicitor actually incorporates those into the JV agreement.  JV. Jv is a fantastic way of financing your deals and making sure that you can do more than one deal.  JV with older people. A JV with younger people and older people works really well. Most of the time, older people have assets. They have the capital but they don’t have the income. You as the younger generation might want to give them that income. It is a good collaboration.  Why would someone want to JV with me? When you have done 4 days with us on a masterclass, you will be able to look somebody in the eye and say, “I know about property investing.”  Do they have a charge on the property? It really depends on the lender. What do they want? Ask them what they want. Don’t assume that you are always gonna give somebody a charge. You can also give them a restriction. A charge will allow you to repossess a property whereas a restriction doesn’t.    BEST MOMENTS  “You need to be very very careful about assuming that you know what they (JV partner) need and want. Ask them what they need and want and then structure the deal accordingly.”  “At the end of the day, what’s important is getting down the main terms.”  “When you are thinking about your JV agreement think about all of the what ifs… think about the things that could potentially go wrong.”  “If there isn’t a basic level of trust then I’m not sure I’m going to do a JV with somebody anyway.”  “I don't know everything and I might make a mistake. And if I make a mistake, I might lose the money. Hopefully not. But I am never gonna run away with your money because that's not who I am. And if you think I'm the sort of person who could run away with your money, then I don't really wanna do business with you. And so I said, 'That's fine. Don't worry about it. I will find somebody else.' And I think they are taken aback by that but it had to be said and it had to be done.”  “Older people are good JV partners because older people stereotypically, I know it doesn't apply to everybody, but stereotypically older people are much more likely asset rich and cash poor, which mean that they've got collateral. They've got a property which you can borrow against if they're prepared to put them up as a security, and that's all well and good. And you can then give them a return. Lots of older people, they may have the capital but they don't have the income. So you can provide them with the income.”  “One of the things that you must bear in mind is that if at some point you’re gonna top up the JV funds with bank lending, for example, and if you think well can you actually do that? Well, yeah with the commercial conversions, something like that, you can do that. You need to make sure that there is no first charge on the property because the bank is gonna want the first charge.”  VALUABLE RESOURCES  Progressive Property  Progressive Property Masterclass  Tony Robbins  Rob Moore  ABOUT THE HOST[Text Wrapping Break]Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD The Property Teacher Progressive Property progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

“If you want something, you can make it happen.” This is what our guest, Emerald Fisk, is going to prove today in this episode of the Progressive Property Podcast. Peter chats with Emerald about her journey in building her portfolio and achieving success while helping other people. Emerald started from absolutely nothing – no knowledge about properties and no connections with investors. But, what she has is determination and a goal – an outstanding capital for starters in property investing. Of course, she faced challenges and some struggles, but she didn’t let them get in the way. So, if you are just starting in exploring property investing, then make sure to tune in. A lot of your worries and doubts will be all gone as Emerald also answers some questions like: Should you go for the properties and finances first? Where do you find your goldmine area? Does it matter that you got zero knowledge about properties? KEY TAKEAWAYS Emerald was a Deputy Manager for a car agency before she decided she wants to work for herself alone and start exploring property investments despite not knowing even a tidbit about properties. She also became a personal trainer because she was drawn to one of her passions, her sport, rugby. Since Emerald bought her first property at 21, she set her eyes on properties that could be remortgaged, be rented out, or be invested on. So, she started looking for ways on how to learn the ins and outs. This was when she stumbled on Toni Gargan, a property investor and a trainer in Progressive Property, whom she’ll learn a lot and owes a lot of her success to. A goldmine area is an investment area where you buy our investment properties. It might be difficult to find the area that works for you, just like what happened to Emerald at the start. It became overwhelming when you make the decision since there are a lot of factors to consider. It took Emerald 6 months to decide on her goldmine area finally. She raised £400,000 while she was with Progressive speaking with various investors. She never needed to get from her own pocket for finances. Which should you be locking in first? Finances or Properties? For Emerald, its securing funds while eyeing on properties at the same time. There should be an investor right around the corner who’s ready to do a deal with you while you’re looking for properties. Peter says there is no wrong and right answer to this question. Do what works for you. From Gloucestershire to Liverpool: Did Emerald’s choice worth it for property investing? She says it was more helpful in building her property portfolio, finding more deals, and networking with people who could help her in her career. Where does Emerald see herself in 5 years? Emerald wants to build her portfolio full of properties in her hometown, Gloucestershire. She’ll be sticking to single lots and do away from HMOs and huge commercial conversions. Above all, she wants to be an international speaker to inspire people. Emerald’s Top Tips For Beginners: Know that you need to learn along the way. Everyone has to go out and have it a go. Find your investor. Even just one would do to get a deal. To raise finance, you just have to be with you and believe you can do it. Proactively meet people. BEST MOMENTS “What do the richest people seem to have? They all seem to have property.” “I think my mind was absolutely blown and I was incredibly overwhelmed. I had no idea how I was going to do it, but all I could say to myself was, other people have done it so it can be done and so I can do it.” “Buying at an auction is a sophisticated strategy particularly for beginners.” “You just need time to do houses and stand houses and speak to investors. And, you don’t build relationships overnight.” “I think I’m finding good people that know more than me. So, it’s not like I go into things blind. I just find people that can. If I got a deal, I just find someone who knows how to do the deal. I’d rather have the piece of the pie, rather than trying to keep it all to myself and do it wrong.” VALUABLE RESOURCES Progressive Property Progressive Property Masterclass Tony Robbins Rob Moore ABOUT THE GUEST Emerald Fisk is a property investor, a public speaker, and a serviced accommodation provider. She loves buying and refurbishing single let properties. She also specialises in Joint Ventures. In 2018, she was awarded the Community JV of the Year from Progressive Property Ltd. Emerald’s LinkedIn Emerald’s Instagram ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD The Property Teacher Progressive Property progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The progressive community is a vibrant and dynamic one so listeners are always sending in some great questions. In this episode, Peter answers some of your burning questions about property. Should I Buy Property Abroad? Do property investors specialise in one type of property? or How quickly can I buy a house or apartment? All important questions for anyone looking to develop, start or grow their property business. Key Takeaways Should I buy property abroad? If you are familiar with progressive you’ll know the answer to that. We have our REASON model, these are the things that we shouldn’t be buying. The A in REASON stands for abroad. In the past, I put down some hefty deposits in Romania and I didn’t do my due diligence. The rent had to be closer to double the average rent in Romania to make any money. The difficulties abroad are that there are local rules which you won’t know, as well as the currency exchange rates which are constantly fluctuating. There is one exception to this rule, however, where you buy a property abroad as a lifestyle choice. Do property investors specialise in one type of property? There are different views on this. The difficulty in specialising in one thing is it’s a bit like putting all your eggs in one basket. Mainly specialising in one thing however means that you are going to get better at that one thing. I became really specialised in buy-to-let for instance. That was great until the credit crash. I knew that my one strategy of buy-to-let wasn't going to work anymore and I needed a new one. There is the 70/20/10 model, where you have three strategies and you divide your time/resources up into three things. Do property investors sell directly or use agents? Both, some sell directly, to other property investors. The answer it depends on your strategy and what you are trying to achieve. You need to do the best for you. There is scope to do all sorts of stuff. There are lots of creative ways to sell through agents, or directly. With deal packaging, you’ll be the agent, and not use an agent. Selling buy-to-lets I’d consider selling to an owner-occupier, or to another investor, or even sell the limited company to another business. How quickly can I buy a house, apartment or a dwelling? It’s probably going to take longer than you think. I’ve bought properties where I’m buying with cash and I don’t need searches but even then it can take as long as having the searches. It is quite hard to make a solicitor move faster than they want to go. It’s going to be rare to get a buy-to-let done in under 3 months. These things take time. Should I buy-to-let or should I sell? I would consider doing both. The great thing about buy-to-let is they will give you cashflow. The reality is that property prices are increasing in the North rather than the South. Maybe have a strategy where you get chunky cash coming in, like commercial conversions, or something like flips. It could be HMOs or serviced accommodation. Any business depends on cash-flow for it to succeed. Lumps of cash like that make you look more lendable by the banks. Best Moments ‘Never invest in property abroad.’ ‘Only buy a property abroad if it’s a lifestyle choice.’ ‘Specialising in one thing it’s a bit like putting all your eggs in one basket.’ ‘Having more than one strategy means you have a buffer.’ ‘Specialise in a number of areas.’ ‘It is quite hard to make a solicitor move faster than they want to go.’ ‘In property, its a case of get rich quickly slowly. ‘Buying a property is probably going to take you longer.’ ‘Any business depends on cash-flow for it to succeed.’ ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating the property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider's Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, the book of its kind which was written for what we'd now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator's Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD - Peter Jones http://www.thepropertyteacher.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

How do you go from being a global cybersecurity expert to running a successful property business as well being an angel investor/business mentor? Well, Chris Jones has done exactly that, in this episode, Peter interviews Chris, on his journey in business, how to make sure that you are diversifying your income streams, and what it takes to make property a business, not a hobby. In this fantastic interview, Chris talks through how he has learnt to grow a property business and how anyone can be a property investor. Learn from his experience on how to make sure you're not putting all your eggs in one basket, and diversifying your income streams. Key Takeaways I always wanted to be a spaceman. Having not been able to do that, I started as a 3D designer and fell into computers. I have a brain that stores useless information and 90% of computers is useless information. I have run my own Cyber Security firm for the last since 2003. World War III is happening in cyberspace. If you are ok with computers I highly recommend getting into the cybersecurity business as their will always be work in the future. But in my business, I came to realise that I was working in the business, not on the business. I didn’t realise the mistakes I made until I went to the Multiple Streams of Income course with Progressive Property. It was successful but I was working 12 hours a day, every day a week. 2008 hit and I thought we had diversified as a business, as we had different customers but they were similar business customers in the same sector. All of a sudden they all stopped spending money, and I had to lay off half my staff. It took me a while to realise that I hadn’t diversified enough. My first foray into property then was 2013. It was risk mitigation. In 2008 in the financial crisis, I realised that we had put all the eggs in one basket in the shape of my business so I set about learning all I could about property from the best. I realised that I needed to buy an asset. I always wanted to build a new business out of property. What are the differences between the people that treat property as a hobby or as a business? Two things, systems and teams. When it’s a hobby you don’t need systems. You can be lucky and be successful without systems but I focus on business ability, not on luck. You need systems. Then the second is the team, if you get a team then you can spread the load, one brain is good two brains is better. People think you should train to be better at the things that you at bad at. Whereas you should focus on the things that you are good at and then employ people who are better at you to do that job. I’ve always been bloody-minded. I don’t allow things to be a problem, they are either a whip to charge me forwards or an opportunity to develop a sense of self-reliance. Persistence is something that is both learned and born with behaviour. Those people who are persistently persistent are people who have worked through adversity. What happened next when you completed the course? I completed the course in November and then bought a property in January. We were working with a homeless charity to help young men get a house. We started with my wife and two very good friends. We gutted the house and made it a really nice house. This was meant to not have loads of profit, but be a long term asset. We were going to buy a big Victorian house, but one of my friends pulled money from the property and the deal fell through. That set us back at least a year in our growth.   I completed VIP and it was the best decision I made. Within the IT world, I am very good at what I do, and I wanted to be very good at property. The best way is to learn from the best. VIP is one of those things where the more you put in the more you get out. I turned up every month, completed all my mentor's actions and networked the hell out of the room. This kickstarted my passion for angel investing, which means that I am a professional business mentor, and angel investor now. I’m a qualified business mentor through the Institute of entrepreneurs. I would do that from 5.30am until 7.30 in the morning. Mentoring and investing are both things that have come from progressive VIP courses. How did Hive start? Like bees, we wanted to have a Hive like mind, where we all working together for the common good. It started as a club with people for mutual support where we would work on our own things but support each other. Made sure we did the planning. The banks would not give us a bank account, and we formed a limited company to buy property, do bigger possibilities. We did ok, and with any venture, we had to change the way we did things so we were all aligned.  Over the two years we have pared down, and we are left with a core group. What is your vision for the property business? We are continuing to do buy-to-let as it’s a really good money earner, which I hadn’t realised they are so profitable before getting into property. We are doing some HMO’s, and looking at some commercial property as well. I’m always looking for investors. If we are talking about property investing, then we are looking at 70,000 onwards, either as a loan or a joint venture. The wider angel investing, I’m working with a wide range of business, from media to print. We are looking from £250,000, up to £2.5 million, in different ways. They either need to be sophisticated investors or individuals high net worth. Why start a property business in Hartlepool, and Middlesbrough? The attraction is the low cost of access, and the rental we get is very good. The property which would cost us £60,000 we are able to rent out for £500 a month. There can be little property growth, however. Part of the Tees Valley has had a lot of investment recently which has seen higher property prices. There is a lot of things happening in the northern parts of the country which can sometimes be ignored if you only look t the media. Where are you going to be in five years? The intention is to leave a legacy of properties that we own and manage. I find it difficult to find a vision in five months, I work in dynamic markets so I focus on 6-12 months. But the long term vision is to have a substantial property portfolio and to have each sector of the property portfolio which allows me to do things better. Best Moments ‘It took me a while to realise that I hadn’t diversified enough.’ ‘Reality is never the same as your perception.’ ‘We can all see the same thing and see very different things.’ ‘You have to treat property as a business.’ ‘You need systems, to make a business of property.’ ‘Getting the systems, and the team in means it’s not a hobby or a business.’ ‘Mind-set is really important.’ ‘People who have been through adversity either collapse or rile against it.’ ‘The more you are determined to carry on the more you will carry on.’ ‘If you carry on doing the right things, then you will be successful.’ ‘Having to restart after a deal fell through taught me a lot.’ ‘I turned up every month, completed all my mentor's actions and networked the hell out of the room.’ ‘What I have to offer is how business work and globally, and my wide networks.’ ‘Part of the difficulty is being focused.’ ‘It took me a long time to learn to say no.’ ‘You can’t help poor  if you are poor yourself.’ ABOUT THE GUESTChris Jones is a successful Company Director, Serial entrepreneur, Angel Investor and Board level advisor for many startup companies. Co-author of the latest International standard for Business resiliency and disaster recovery.   CONTACT METHOD Email: Chris.jones@nbv-ltd.co.uk Facebook: https://www.facebook.com/christopher.jones.7549185 Linkedin: https://www.linkedin.com/in/christopher-jones-b01442/   ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating the property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider's Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, the book of its kind which was written for what we'd now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator's Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.CONTACT METHOD - Peter Joneshttp://www.thepropertyteacher.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this of the Progressive Property Podcast, your host Peter Jones interviews Progressive Property Co-founder multi-millionaire property investor and host of the UK’s #1 business podcast, The Disruptive Entrepreneur, Rob Moore. Rob and Peter discuss fear and share with you the ways that you too, can overcome your fears and begin to use it to your advantage so that you can grow, serve and super-charge fix your business.KEY TAKEAWAYS Points which can really help you deal with your fears, embrace your fears and even master your fears in building a property portfolio or business or taking some risks. Number one is that a lot of people feel like fear is something that they've got to get rid of when in reality, if we think about it in a little bit more depth and without our emotion, you realize that fear actually does serve a very important purpose. The purpose of fear regarding your business, your property portfolio, your start-up, your scale-up is to protect you from making rational decisions, is to preserve what you've already built and is to keep you humble to want to learn and grow and continue to develop your product and service in the marketplace. The second thing is if we're honest, you can leverage fear. When you feel really good, you can build momentum and you can get sort of this speed and you can feel like things are going your way, but actually, when you do things well, you don't normally sit there and painstakingly analyze what went well and why it went so well and how to make sure it goes well next time, usually we only do that when things don't go well, so the fear and the difficulties that we face actually give us energy in order to fix problems to solve meaningful challenges and situations. The third thing is it forces you to care, to serve and to solve. If you have no fear in your business, then you wouldn't care as much about your clients, about your reputation, you wouldn't want to sort out complaints and want to make sure that your products and services are the best that they could possibly be any better than your competition, you wouldn't desire to solve your clients, followers and fans problem if you didn't have fear. The fourth thing is it simply control growth. Fear stops us going too big, too hard and too fast because when you go too big, too hard and too fast, everything breaks. The fifth thing is also to get you to seek what’s underneath the fear. Number six then is that the fear in business forces you to grow and because it forces you to be better, do better, serve, fix and prepares you for a higher level. Number seven is getting mentors and finding masterminds and having people around you, a network of individuals who are either further ahead of you, or at least on the same level because you can feel misunderstood, you can feel alone, you can feel you want to talk to people who will give you their free advice. BEST MOMENTS “Fear. Fear is vital to stop us doing silly things that would negate ourselves.” "If you don't grow and progress, then ultimately you're going to be outmanoeuvred by your competition." “If you have no fear to drive you, to progress, to innovate, to be better, then you would essentially just rot and decay very slowly.” “Purposes of fear are to protect yourself, your business, your empire, to preserve what you've built, and to keep you humble, to grow, to innovate, to develop and to evolve.” “When you go too big, too hard and too fast, everything breaks.” “Reward for the bigger challenges is the bigger payoff, the bigger brand or the bigger reputation or whatever it is that you're seeking.” “If you don't risk anything, you risk everything.” VALUABLE RESOURCES http://www.thepropertyteacher.co.uk/ ABOUT THE GUEST Rob Moore is the host of the UK’s no. 1 business podcast “The Disruptive Entrepreneur,” as well as an entrepreneur, property investor, property educator, and holder of 3 world records for public speaking. He is also the author of 9 business books, 5 UK bestsellers, and the global bestseller, Life Leverage. “If you don't risk anything, you risk everything.”  CONTACT Facebook: https://www.facebook.com/robmooreprogressive/ LinkedIn: https://uk.linkedin.com/in/robmoore1979 ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating the property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider's Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, the book of its kind which was written for what we'd now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator's Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD http://www.thepropertyteacher.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode of the Progressive Property Podcast, your host Peter Jones interviews one of the largest deal providers in the UK, packaging over 1,000 deals to date and accumulating an asset base of over £5million, Jamie York. If you’re looking to achieve success in the property market and want to learn the essential tips to becoming a full0fledged property investor then this episode is for you. Peter and Jamie discuss exactly what it takes to build your very own property portfolio and how you too can leverage industry changes to your advantage and make property your occupation and passion. KEY TAKEAWAYS Positivity. When you face challenges in your life, you should always have positivity in your life and you should always let that be your stepping stone. Do not let your challenges pull you down. Push forward always even when the times get hard. Action. Take action right at this moment that you are alive because you do not know what tomorrow brings. For you to succeed in life, you should always do what it is that you want to be done in the present moment because you don’t know what life brings you in the next minute. You might even die in the next minute, so be advised to take action now. You can't afford to start taking action. Surround yourself with the right people. If you ever want to succeed in life, always surround yourself with people who advise you always on the right path, people who always help you to achieve your goals and people who help you. Mentors. Have yourself mentors who mentor you and advice and help you make the right decisions in your life. Mentors help you make the right choices in your life and with this, you get to achieve your dreams. Commitment. You should be committed to that goal that you want to achieve and don't look any other direction and with this, be sure that you will achieve your goals in no time. Be focused on your goals always.   Education. Knowledge is another stepping stone to success and if you ever want to succeed in life, you should first learn and get the knowledge of what you want to do in your life. You should not dive into doing something without you acquiring the right knowledge to do that which you want to do or achieve. Going all in. For you to succeed in life, when you have made a choice of doing something, you should always go all in and it should not be testing to you, go all in and you will succeed in life. Being innovative. Since the world is always changing, you should be innovative, always try to make your product better and just don’t leave it there at that stage even if it’s selling well, always try to make it better and better for your customers if you ever want to succeed in life. BEST MOMENTS “If you don't have the resources, then you get resourceful.” “You should never look at other people's problems less or more, they are just completely different.” “Life is precious.” “You can't afford to start taking action.” “Every single person have the potential for greatness, whether that's in property or something else.” “If you’re going to go into something, don't dip your toes, because that's not the way to do it, just go all in.” “You make your own luck.” VALUABLE RESOURCES http://www.thepropertyteacher.co.uk/ ABOUT THE GUEST Jamie bought his first property at 19 and has since then gone onto grow his property businesses to being one of the largest deal providers in the UK, packaging in excess of 1,000 deals to date.From an early age, Jamie has been persistent in following his ambitions, founding his first company at 18, and balancing property education with his university studies, to reach his current achievements to date, accumulating an asset base of over £5 million. ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating the property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider's Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, the book of its kind which was written for what we'd now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator's Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD http://www.thepropertyteacher.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this latest episode, Peter interviews Property investor, traveller and co-host of The Property Nomads Podcast Rob Smallbone. Rob took the decision to make his yearly goals public, filing monthly accountability facebook videos. Stay listening to hear how making them public has helped Rob achieve his goals and all about his journey which has seen him relocate from Reading to Hull for his property business. Key Takeaways Why Did You Publically Make Updates On Your Facebook Page? I’d always set my yearly goals on my birthday in July. Making them public has really helped my accountability. People were asking for updates on my goals so there was a demand from others. Goal setting is really important in succeeding. You achieve things with goals because if you don’t have any then you won’t achieve anything. How Do You Set Your Goals? Every mid-July, I will take a day out and put my phone on airplane mode. I go somewhere and do a personal reflection on the last twelve months, what has gone well, and what hasn’t. I have to be really honest with myself to set the best goals. Letting yourself off on small elements can snowball out of control. I’ve always had goals, but each year I try something new for the discipline. Why do you set goals? The want and the desire to be better. I know that if I can discipline myself in my life it will help build my business. I know that I can be better. Ultimately I want to visit every country in the world before I’m fifty. Trying to use property to help facilitate and achieve that. What areas in your life do you set goals? I set goals in seven key areas: business and work, personal wealth, energy, mental, physical, spiritual, social and spiritual. Some current goals that I have are below: No coffee, alcohol chocolate for a year. The aim is for the discipline. I was wasting too much time with lost days to hangovers, and those energy lulls caused by coffee. To be personally debt free as of 13th July 2020. I’ve strategically planned out how I’m paying off the debt incrementally. To publish my first book by the 13th July 2020. Over time i’ve built up a series of blog posts, and now I want to repackage and repurpose them. It’s on the theme of how to buy your first buy-to-let property? To successfully establish the Property Nomads podcast. This has been achieved. The Nomad name sat well with me. It’s a blend of property and business content. The latest episode is around the fourteen people you need to have in your power team. We are looking to do a mini-series on individual historically important properties. To have 25 positively cashflow properties by 13th July 2020. We are about halfway there at the moment. We still have plenty of time to make the full amount. To finally get rid of moobs, so I can look in the mirror and be happy in my own body. I’ve become more disciplined in my routine and surrounding myself with the right people to learn from. Why did you choose to buy properties in Hull? At the time of going up there, it was about to become the city of culture. Seeing it work really well in Liverpool was a good draw for me. The main reason was renewable energy, however, as there is a lot of investment in the area, with regards to that sector. Siemens has invested heavily there as well, and there is a sense that the city is going in the right direction. Having moved there from Reading, it’s easier to react to things, like viewing properties first. It gives you a competitive advantage How did you get to know the area? I got stuck in at every level possible. I had time on my side. I’m on the committee for Humber housing association, which is something that I sought out. Simple things, like driving round Hull during the day and at night and talking to lettings agents. They know where the high demand is in the city. There are any number of reasons why you don’t reach a goal. It might be that your goal wasn’t quite framed properly. If you don’t achieve the goal in the set time frame, just learn from it and then extend the date to the goal to achieve it. What difference has it made making your goals public? Public accountability has been really useful. There are lots of people who can understand body language, so they could know I’m lying. You will shoot yourself in the foot if you lie about achieving your goals. Best Moments ‘Entrepreneurs know we always want to do more.’ ‘If you are not honest with yourself than you are only cheating yourself.’ ‘It’s all about your mindset’ ‘If you want to do property then you have to be in the mindset to do so.’ ‘Don’t hide behind that mindset that you can’t learn a certain skill.’ ‘Write blog posts, and then you will have some content for a book.’ ‘You don’t have to relocate to invest in a gold mine area.’ ‘Don’t overthink it, just do it.’ ‘It’s easy to get stuck in analysis, paralysis.’ ‘Make yourself accountable.’ ‘Letting agents can be key for getting to know the area.’ ‘You cannot be a property investor if you only look on Rightmove.’ ‘We all have the 24 hours in the day so it’s what you do with them that matters.’ ‘There is no shame in resetting goals.’ ‘Knowing how you learn to represent your goals in the right way.’ VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ Leveraged Lifestyle Podcast If you’re interested in finding out more about the right mortgage product, please email ThePropertyTeacher@gmail.com and Peter will put you in touch with his mortgage broker. The Property Nomads Podcast - https://omny.fm/shows/the-property-nomads ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. About Your Guest Rob Smallbone, Property Investor, traveler and co-host of The Property Nomads Podcast. The vision of the Property Nomads is to 'bring the world to you' and our mission is to 'guide your success'. Rob just wants to make a huge difference to people around the world. He’s here to guide your success in property, business and life and to inspire you to achieve your goals, dreams and visions. He’s travelled, explored, and invested. And they’re not planning on stopping these activities anytime soon. Buckle up, sit tight and enjoy the ride that is life. CONTACT METHOD Therpropertyteacher.co.uk - Peter Jones LinkedIn:  https://www.linkedin.com/company/the-property-nomads Facebook:  https://www.facebook.com/ThePropertyNomads/ Instagram: https://instagram.com/thepropertynomads?utm_source=ig_profile_shprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to another episode of the Progressive Property Podcast with your host Peter Jones. In this episode, Peter looks ahead to 2019, and how best to set your goals for the new year. Peter goes through a 17-step process developed by Progressive Property co-founder Rob Moore to ensure that you have the best 2019 possible and achieve everything you want to.   Key Takeaways Be Goals: Who do I want to me? How do I want to be known? How do I want to be remembered?   My Vision, Legacy and Cause: How will you change the world? Imagine that you have changed the world?   Your Mission and Purpose: What caused the change in the world? What did you do that helped you change the world?   What Am I The Very Best At: What are the five things that you need to get very good at, to change the world? Don’t hamper yourself with a negative mindset, everyone can do anything.   My Values. The 1 to 8 things that are the most important things to you. Things that drive you as a person. Peter talks through his values that are centred around freedom.    My Roles In My Business (KRA): Write down 1-4 vision roles? What roles will you be doing to make the business work? E.g Raising finance, strategic planning.   Do Goals: What are the significant goals that you are going to achieve? What are the 5 five main goals for 2019? This could be split between your business, life and spiritual goals.    Have Goals: These are the things that you are going to own. These are things that resonate with you. Five things that you really want to have.   Health And Fitness: If you are not healthy and fit then you can’t achieve your other goals. Please set five health and fitness goals that are personal to you.   Business Goals: Write five business goals. These are more detail? How much profit? How much cash-flow? What services are you going to create? What do you want your turnover to be?   Giving Goals: These are the things that you are going to give or do that is for others. Maybe giving to charity, or donating blood, whatever it might be. You need five Giving Goals.   Money Goals: Think specifically about you as a person and what you want.               What do you want your Net Worth to be? How much Cash In Bank do you want? How much Salary do you want? How much do you want in your emergency fund to be? E.g ISA fund How much passive income do you want coming in?   Investing Goals: Where are you going to invest in 2019? How much do you want to invest in Property? Are you going to invest in stocks? Physical items e.g Gold, Art Other   Education Goals in 2019: What books are you going to be? What courses do you need to attend? What audio books do you want to listen to? What mentorships do you want to take up? What biographies and autobiographies are you going to study?   Network Goals: Write down a list of five people that would be in your black book? People who you can contact around finance for example. Is there anyone out there who you wish you knew better with the intent that in 2019 you will add them to your network.   Lifetime Goals: There is no limit to this, just keep adding them. They can be from any of the previous 16 sections. Add these over time on something like Endnote.   Best Moments ‘Don’t hamper yourself with a negative mind-set, everyone can do anything they set their mind to.’ ‘Make sure you complete each step of the 17-step process.’ ‘The bigger you think the more you will achieve.’ ‘If you are not healthy and fit then you can’t achieve other goals.’ ‘Life is more than money.’ ‘You don’t know what you don’t know’ ‘Your network is your net worth.’ ‘Spend half your time networking.’ ‘No right or wrong answers, write down what is right for you.’   VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ Leveraged Lifestyle Podcast If you’re interested in finding out more about the right mortgage product, please email ThePropertyTeacher@gmail.com and Peter will put you in touch with his mortgage broker.   ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.   CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to another episode of the Progressive Property Podcast. In this week’s episode, Rob and Mark have tracked down some of their mentors and bring them to you the listeners. In the first in a series of special interviews, Mark Homer interviews Andreas Panayiotou one of the biggest names in property and the one time UK's largest private landlord. Mark and Panayiotou talk through his start in property, his biggest challenges and where he sees the next opportunities in property? Key Takeaways How did you first get into property? It started around 30 years ago. My parents ran a dry cleaner, and I converted the flat above the business. That made me £25,000, and over the next 25 years, we amassed over 7,000 flats from redundant buildings. We were renting these out but not selling. In 2006, as we had kept everything in-house, we saw yields drop from 20% to 3% so we decided to get out of that business and sell the properties. Where do you think the next opportunities are across the whole spectrum? We went through the last recession which was more of a depression and we’ve seen residential bounce back. The golden rule is that you have to add value whichever sector you’re in. We are heading for another crash in buy-to-let but If you are adding value then you will be more protected from that. How would you compare residential to commercial? With regard to pure investment, office buildings are a more secure investment as you have long-term tenants compared with residential. But unless your adding value it’s the same as residential. Where do you see the differing levels of growth, outside of London? You should look at what most drops during the recession that will bounce back quickest. London is a bubble and yields are small. London is a long-term investment. As long as you are near city centres or train stations you will see further growth. Those satellite towns is a better area to be in now Peterborough, Luton or the Midlands for example. Outside of London, you will get the returns a lot quicker. What have your biggest challenges been? Throughout the recession, the financing of banks, they were going bankrupt at the time. They are businesses as well at the end of the day. There was a changing attitude to financing which was a difficult period in my property career. What do the big achievers do differently to the not-so-big achievers? It’s all about focus. You have to ask yourself, do I put 100% into my business? If that’s not the case then that is where the issue is. It’s about daily focus, not working harder, but sharpening the knife. I treat every day as the beginning of my new business, so I keep moving forward. You have to make sure you are always learning. What daily traits do you have that could help others? You have to be disciplined. The more you achieve, the more vulnerable you are. In our hotels, we have over 4,000 staff so it’s a big responsibility. So you have to be on your business morning until night. There should be a real focus on living and breathing your business.   When you were starting out how did you go about it? I was doing something where everything was in my favour. There were lots of redundant schools and other buildings which people were happy to hand over cheaply. It’s a lot more difficult today but there are still some opportunities. Best Moments ‘You always have to be adding value.’ ‘Buy-to has been an easy way for people to enter the market, without thinking about the next three or four years.’ ‘The last recession was more of depression but governments bailed out the banks unlike a hundred years ago.’ ‘We heading for another crash in the buy-to-let.’ ‘Every day you need to be learning more about your business.’ ‘It’s a lot more difficult today but there are still opportunities.’ ‘You have to be on your business from morning until night.’   VALUABLE RESOURCES   Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ If you’re interested in finding out more about the right mortgage product, please email ThePropertyTeacher@gmail.com and Peter will put you in touch with his mortgage broker. ABOUT THE HOST Mark Homer Mark’s Mantra – “Focus like a laser on one thing and become the best at it” Mark has bought over 600 properties [& counting] for himself, Rob, his family & his investors since 2003. He is a systems and spreadsheet geek, er, guy, and has developed a complex, secret algorithm that takes all human error out of buying residential, commercial and multi-let property. He has commented and been referenced in almost all major publications including BBC Radio, The Independent, the FT, The Wall Street Journal, as well as co-authoring the UK’S 4 Best Selling Property Books. Mark quit corporate life in 2006 where he saw a long road to quiet desperation, giving up a ‘good job’ that was actually dead end and monotonous. Yes it was above average pay, but life was empty and it was not his path. Maybe you can relate to this. On the side, Mark has been an Entrepreneur investor since the age of 15, setting up many small businesses through University, and continually saving, re-investing and compounding the money using laws of wealth that he now teaches to 10,000’s of people. Mark is a paranoid spreadsheet geek and an analyst. Giving up a good career was a big decision for him, he is a bit of a recluse but he makes up for it in finance. Mark has been obsessed and [literally] sleep deprived on finding the very best investment vehicle and at the end of 2007 his joint portfolio with Rob produced more profit than any of his other investments he’d tried in the last 10 years, combined. Contact Method Website: https://www.progressiveproperty.co.uk/contact/ About Your Guest ANDREAS PANAYIOTOU, GROUP CHAIRMAN, CEO, THE ABILITY GROUP Founding the prestigious Ability Group in 1996, Andreas Panayiotou remains the Group Chairman and CEO, thanks to his expertise in property development. Since 1996, Andreas and the Ability Group have realised the potential of the UK and European property investment opportunities through residential, commercial and hotel assets. For Andreas, his business acumen came at a young age. Thanks to the support of his parents, Cypriot immigrants, who taught him the value of hard work to achieve your aspiration. CONTACT METHOD Therpropertyteacher.co.uk Website: http://panayiotou.org.uk/andreas-panayiotou-bio/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to the Progressive Property Podcast. In this latest episode your host Peter Jones, takes a look at some of your questions and tries to answer them. Peter answers questions on which regions are good for property investments, do you need to relocate as an investor and actually where do investors buy property? With fascinating and insightful answers Peter gives you some really key info for anyone interested in property at whatever stage of your career? Key Takeaways Can Any Region Of the UK Work for a Property Investor? Yes, there will be deals everywhere. Peter recommend researching which property strategies works in your region. HMO’s, serviced accommodation and commercial refurbishments will work in most regions. The only strategy which is more region is buy-to-let’s through the BRR model which can be difficult in some regions such as London. Returns in London might be 3 or 4% which is hard to sustain cash flow. Do You Need To Relocate? No, can you find a JV partner, who can help you source the area for you and help you find properties. Sometimes you can do this from a distance, or you can relocate but you don’t have to. People do relocate into different regions but like all these things it depends on your circumstances and your strategy. Where Do Investors Buy Property From? This does depend on your strategy, as different strategies will dictate your different options. For example, with buy-to-lets, you can go to Estate Agent which is a really simple, easy way to find properties. There is more than enough properties to cover different investors in your area. Your job as an investor is to go through the detail and make sure the numbers add up. There are other more creative ways to find properties such as gorilla marketing as you are going directly to the vender. Property auctions can be helpful but if you’re new to property it can be difficult as there is a lot of groundwork beforehand. You can pay out a lot of fees before the auction and still not get a single bid in. How Can I Spot A Good Area? What Signs Are There That The Values Will Rise In The Area? An area is only a good area if your strategy works in that specific area. It doesn’t matter if your prices are going up if your strategy doesn’t work. Then it’s not a good area. There is an argument that property investors should focus on cash flow rather than capital values, higher values aren’t always helpful. Individuals investors can’t change the market. Infrastructure and the geography of the city with the relation to the suburbs, such as areas which are improving can all affect the market.   Are There Other Ways Of Making Money From Property Not Just Buying and Selling? Yes, there are other ways like packaging up properties or sourcing properties. Some of the properties that we look at and don’t buy it might work for other people. Not everyone wants to be a professional investor. Some people would like a small extra income. You can do the deal and then sell the deal on. Another reason might be when you have a large number of properties you could set up your own Letting Agency. Another way is to educate people in property through mentoring for example. Should I Only Buy Properties Near Where I Live? There are advantages to buying near where you live, as you know the local area, the potential suburbs which you can use and it cuts down on travel time. You are leveraging yourself in that regard. There is a downside however in that you run the risk of managing these properties and getting bogged down in tenant complaints for example. Purchasing at a distance forces you to allow others to manage your properties. It can be helpful to buy near where you live, but not necessarily. Best Moments ‘Most strategies work in most regions. Except for buy-to-lets through BRR.’ ‘Your options are always dependant on your strategy.’ ‘If something is easy and something is hard always try the easy first.’ ‘Make sure you do your due diligence.’ ‘It doesn’t matter if your prices are going up if your strategy doesn’t work then it’s not a good area.’ ‘Cashflow is the foundation of everything.’ ‘Values tend to go up with improvements to infrastructure like a new road, or a new business.’ ‘The past can be a good guide to the future.’ ‘We all buy for different reasons.’ ‘Many people would like to be mentored by someone only a few steps ahead rather than someone light years ahead.’ ‘You have to buy property that works for you.’ VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/   If you’re interested in finding out more about the right mortgage product, please email ThePropertyTeacher@gmail.com and Peter will put you in touch with his mortgage broker. ABOUT THE HOST Peter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There’s been a huge demand for Peter to return with more expert answers, to questions from you guys, in the Progressive Property Community and today, he’s back. Peter shares with you the typical day for a property investor and if you need a permanent office space or not to be successful. He goes on to explore how many hours you should be working when getting into property and who you should include in your property investing power team. Learn all of this and more in today’s episode of The Progressive Property Podcast. KEY TAKEAWAYS Is there a typical day for a property investor? It depends on your strategy but really all property investors should be out there sourcing deals and finding finance. Now, these two things go hand in hand and as a property investor, you must always be aware of doing both at the same time. If you’re starting out you will need to spend time researching your goldmine area, visiting estate and agents and building rapport with those in and around your investment area. Your network IS your NET-worth. Do property investors need offices or a place to work? If you want to have a mobile lifestyle you don’t want to have an office that ties you down. However, if your particular property strategy scales and grows if may mean that you need offices and a letting agency. If you aspire not to have an office, you need to implement systems and automation in your business so that you can become a more organised paperless office. How many hours should I be looking to work as a fledgeling investor? If you’re still in full-time employment you’re going to have to juggle your time. This means getting organised and cutting out unnecessary tasks from your daily routine so you can free up an hour a day to work on your new property business. Use this time to arrange viewings, scroll through Rightmove and determine your goldmine area. You can easily start with 7-10 hours a week and if you outsource you can perhaps do it with less.   What services and specialists will a good property investor have on speed dial? Your strategy determines your power team. There is going to be a different makeup of team dependent on the property strategy you’re implementing. However, one of the most important is your mortgage broker. You will want to have a broker that’s a specialist in your particular strategy. BEST MOMENTS “We should spend at least half of our time networking to find JV funds.” “Everyday plan in raising finance and finding the deals.” “There are tax breaks to having an office.” “With a mobile phone and a tablet you can probably work anywhere.” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ Leveraged Lifestyle Podcast If you’re interested in finding out more about the right mortgage product, please email ThePropertyTeacher@gmail.com and Peter will put you in touch with his mortgage broker. ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to the Progressive Property Podcast. In today's special episode, Co-founder of Progressive Property, Rob Moore takes over the podcasts to bring you 10 practical ways to dominate your local goldmine area. A lot of people are trying to find the highest growth investment area in the country but on average you'll find that over-time all areas will roughly double in value, They'll just have peaks and troughs. So, if you’re looking to secure BMV deals, get the insider secrets in your area and grow your property portfolio, dominating your local goldmine area is essential to success. KEY TAKEAWAYS 10 Practical Ways To Dominate Your Local Goldmine Area. The grass is greener syndrome is a fools game - Most of the best deals that you will ever do will be local to you and right under your nose. Continually view properties on a consistent basis - Viewing properties is much more than just seeing a house, you're getting to know the agents, learning the market and understanding prices. View properties to let in order to build up a relationship with the letting agents - Discover Rent2Rent deals and create a relationship with your local lettings agents so that when your sourcing, selling or letting you know the market and have a contact you can trust. Get to know people in the council - Learn about development and future plans for your local area. Find out how many houses are being built and what shops, restaurant and industries are coming to your goldmine area. Attend local property networking events - Meeting investors and connect with people. You can also attend commercial property meetings that attract a higher level of investor. Find other investors like yourself that are doing deals - Have a collaborative mindset and learn from other investors out there doing what you want. Take diversions and look around at property - Learn your area and spot the deals that can make you money. The better you know your area the more likely you are to secure more property deals. Keep a spreadsheet for sold prices - Any property that you're interested in take note of what it listed for, what it sold for and what you would offer on it. Over a couple of years, this will provide you with really useful data when deciding to buy. Spend 10-15 minutes per day on Rightmove - Build up-to-date knowledge of your local area and make sure you know what's going on. Get leafleting - Find direct to vendor deals by leafleting consistently in your area. BEST MOMENTS "Most of the time the area that works best for you is the area that you make work best for you. Not the area that is the best" “Local property investing works better than national property investing” “The better you know your area the easier it is to spot a cheap property and get it secured.” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTRob Moore is an author, public speaker, entrepreneur, property investor and property educator. He is the co-founder of the Progressive group of companies including Progressive Education, Progressive Lets, Progressive Property Network and Progressive Portfolio Builder. Moore is the co-author of The 44 Most Closely Guarded Property Secrets, Make Cash in a Property Market Crash, Progressive in Property: From Beginners to Winners and sole author of Multiple Streams of Property Income and "Life Leverage: How to Get More Done in Less Time, Outsource Everything & Create Your Ideal Mobile Lifestyle. He is the owner of collections of fast cars and expensive watches.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to the Progressive Property Podcast with chattered surveyor and property investing expert, Peter Jones. In this episode, Peter answers questions from the Progressive Property Community and shares with how to get started in property, even when you don’t have any money or own any property. Peter goes on to discuss where you can find JV finance and JV partners and why if you’re not yet part of the community you should go ahead and join now! Tune in now and learn how to believe that you’re a property investor, how to get yourself started and begin growing your empire. KEY TAKEAWAYS Do I need to have a lot of money to become a property investor? Well, you don’t know what you don’t know and in property, other people’s money is much better and much more efficient to invest with. By using other people’s money you will see far greater returns to you than using your own. You can accelerate and accentuate your portfolio by using other people’s money. It’s good to have a lot of money, as long as it’s someone else's money. Finally, it’s also important to maintain a good credit rating so that you can regularly borrow finance, it’s doesn’t always have to be a JV partner. You can use bridging loans, personal finance and credit cards to get you started. Can I get started in property, even when I don’t own any? Yes, of course. You need to be telling people you’re a property investor even before you do your first deal. Being a property investor is a state of mind, it’s not a qualification. You need to get out there, get networking and begin telling people who you are and what you’re looking at doing. So many property deals and JV finance is done as a result of networking and telling others that you are a property investor. Where can I meet other investors? Really it depends on the type of investor you want to meet. The usual places are networking meetings such as Progressive Property Network (PPN) and Property Investing Network (PIN) but you can also check out National Landlords Association and Residential Landlords Association meetings to expand your network. This works particularly well if you’re doing a Rent2rent strategy or tired landlords worried about the Section24 act. You can also attend Progressive Property’s Joint Venture Day and learn how and where to meet other investors. BEST MOMENTS “When you begin property investing and you have your own money you will actually start off slower on your journey because you become fixated on the amount of personal money you have to invest.” “Sometimes we get so fixed on raising JV finance that we forget we can borrow from the banks. This can even be a bridging loan.” “If you’re going to be a property investor you’re going to have to get your hands on some money, and there are multiple ways to do this.” “Tell everyone that you’re a property investor.” “Get out there and do it, be it until you see it.” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Thepropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another property mini-series with your host, Peter Jones. Today, Peter dives into Commercial Property Conversions and why this strategy can give you huge chunks of cash from just one deal. Most people think that commercial conversions are only for seasoned pros and expert investors. This is not the case. Really they can be done by anyone with the right knowledge. There are so many commercial properties out there waiting to be converted. It's a perfect storm with incentives from the government, prior approval from local authorities and a market desperate for more housing. KEY TAKEAWAYS So what is a commercial conversion? - Converting a property for commercial use - Usually turning an office building into a block of apartments - There are plenty of pubs and corner shops readily available to be converted Why Commercial Conversions? Just one deal can change your financial future because there are large numbers involved. Bigger projects mean bigger profits and you can get bigger returns with the same effort of converting a smaller project. Because of the scalability of commercial conversions and the potential to earn big profits from one deal, you don't need to own and manage a big portfolio or properties. Just one or two deals can make you financially free. Most of the time you will be converting properties and selling them on for large chunks of cash. As a result, you won't have to deal with tenants and the associated risks. The great thing about commercial conversion is the scalability, it's like doing a number of refurbs all at once. This means when refurbing you'll start to see economies of scale. for example, purchasing lots of kitchens will be cheaper than just buying one. There are tax breaks to commercial conversions with capital allowances. We can depreciate the cost and the value of plant and machinery etc. when taking on commercial conversions. We can use prior approval under permitted development from the local authority. Progressive Property Co-founder Mark Homer purchased a large scale commercial conversion project. He purchased the old Marks & Spencers building in Peterborough for 4.2 million and is converting them into 98 apartments with a projected worth of 15 million. There are three main ways you can add value to a property. Refurbish it - As part of a commercial conversion will change the use of the property but we will also refurbish it to fit the new use of the property. Extend the property - You may be able to build up the property out the back or around the side to add value and create a bigger property. Change of use - We can add value simply by changing the use of the property. You will need to get planning consent and due to government demands, it's much easier to get approval for a change of use. BEST MOMENTS "Although there's still hassle with commercial conversions, it's a better quality hassle" "It's often much easier to borrow a large amount of money as people who have the large funds want to put their money into bigger projects for bigger profits." "With commercial conversions, it is very likely you will be able to do your deals no money down" "Because Mark was able to buy the whole property and then sell off the ground floor as a commercial unit, he's been able to do the whole deal no money down" “The fall of high street shops has provided a huge opportunity for commercial conversion investors.” “You can JV with investors providing the finance by offering your time to go out there and find the deals.” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ If you're interested in learning more about Commercial Conversions you can contact Progressive Property to find out more about their expert course. ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to The Progressive Property Podcast. Peter continues the property strategy mini-series and today discusses Rent2Rent. If you’re looking to invest in property with little or none of your own money, generate an instant monthly cashflow and benefit from property capital growth, Rent2Rent is the strategy for you. In its basic form, you're essentially renting a property and then sub-letting it on to someone else for a monthly cashflow. Tune in today to hear the pros and cons of Rent2Rent property investing. KEY TAKEAWAYS Stereotypically you might be renting it from a tired landlord and then sub-letting it on to a tenant that wants to live in the property. You'll guarantee the monthly rent to the owner. For some of us, the term sub-letting is a bad word, but Rent2Rent is perfectly above board if you do it right. Rent2Rent is about negotiating a long-term tenancy from a current landlord that's mutually beneficial. The good thing is you can negotiate a lower rent as you'll be taking it on a long-term and sub-letting it for a higher monthly income. You're taking aware of the risk of them have a void and the property is empty. This means the landlord will have no issues with the property and see an income coming in every month. Be careful how you structure you agree with the owner of the property. You need to make sure your agreement is not in any violation of the landlord's mortgage. Make sure you do your due-diligence here so that there are no issues with you using the Rent2Rent property as part of your portfolio. Once you have an agreement in place you can also agree an option deal to purchase the property for an agreed price today for a future purchase. Rent2Rent can be a great strategy that adds to the overall pot of what you're doing. You can use this strategy in conjunction with other strategies to help give you a monthly cashflow and build towards the property goals you want to achieve. The big benefit of Rent2Rent is that you can start with very little capital. You don't actually have to buy the property. However, as you won't own the property you won't benefit from any capital growth. This isn't an investment as much as it is a property activity. BEST MOMENTS "If I was doing a Rent2Rent I would always agree on an option deal with the landlord. This way you will earn the cashflow to purchase the property in 2,3,4 years time and you will benefit from the capital growth of the property" “You can take all of the costs and hassle away from the landlords. This is why Rent2Rent is very attractive to a lot of property owners.“ “Rent2Rent has progressed over the years and it is now used as a strategy for larger properties, in particular, HMO's. Although you won't be seeing your asset grow, you will be seeing a monthly cash flow. You could then use this cashflow as a deposit for future property investment strategies such as flips or your own HMO projects.” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to The Progressive Property Podcast. Peter returns to discuss the property strategies you can use to begin your own journey in property investment. Today Peter focuses on Serviced Accommodation and brings you both the pros and cons of this new innovative property cashflow strategy. KEY TAKEAWAYS With Serviced Accommodation, you essential let out your property on a short-term basis. The difference is with a buy-to-let, you will have a 6-month or longer tenancy, however, with Serviced Accommodation you are letting out your property for a shorter period of time. It's very flexible and not as rigid as a buy-to-let where you will need to have an AST (Assured Shorthold Tenancy) and often the type of properties that are being used as buy-to-lets can also be used as Serviced Accommodations and the best bit, you will typically achieve a much higher rent. Rental fees that you can charge for a shorter-term let will be substantially higher if you're using your property as a serviced accommodation unit. However, you might not have it filled every night. Therefore you will need to work out your occupancy level and how many nights you will need it to be filled to make a profit. In many ways, serviced accommodation is more of a business strategy than a property strategy. It's much like a B&B, an alternative name would be holiday lets as they are very similar. You will need to set up your unit a bit like a hotel and furnish it and keep it clean etc. There's a lot more work that you need to put into it to get it up and running. 95% of the time you will need planning for your serviced accommodation. It’s not considered as residential property, its more of a holiday let. As you need planning this will affect how you finance the property, this is different to a buy-to-let and you will need commercial lending. With Serviced Accommodation, you need to ensure you have the right insurance and policies in place. BEST MOMENTS With all the things you need to do to maintain your serviced accommodation, you will need to have a team behind you. With Serviced Accommodation, you are really creating yourself another job, rather than freedom. However, the returns are so good it's worth it. If you get contractors as tenants they may stay a lot longer at your serviced accommodation. Do not use your buy-to-let mortgage to purchase a property to then use it as a serviced accommodation.   VALUABLE RESOURCES If you’re interested in finding out more about the right mortgage product to finance your serviced accommodation, please email ThePropertyTeacher@gmail.com and Peter will put you in touch with his mortgage broker. Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to The Progressive Property Podcast. In today’s episode, Peter continues to answer your questions from the Progressive Property community. Learn the right and wrong questions to ask a letting agency, hear the essential advice you need to know if you’re a complete beginner in property and learn about Peter’s own journey in property own the last 18 years. Hear the real-life questions from the property investors out there doing it today and taking action. If you’re not yet part of the Progressive Property Community click here to join now. KEY TAKEAWAYS Questions from the Progressive Property community What questions should you ask a management company? One thing to look at is how they structure their company. Look to deal with specialist management companies that also deal with Lettings. This way if you have a tenant move on you can seamlessly market the property and let it out again, inhouse. Look to see if they are a local company or part of a chain and from here you can see their systems and processes. For example, do they do inspections and home visits? Do they specialise in letting certain property strategies? Really you want to know as much as possible and especially “What is your procedure if a tenant goes into arrears?” What would you do differently if you were starting now? If I knew then what I know now it would most likely have been different. Times have changed since I started investing in 2000 with software, systems, communities and training more available now than ever. Things are now much better for investors than they used to be. To be honest I would have done more flips and been less cautious. If possible I would have looked to invest more in HMO’s and commercial conversions with the new planning laws. I’d also like to have done more options and delayed completion deals during the credit crunch. Finally, if I were to start again now, I would raise a lot more private finance and joint-ventures from the beginning.   What advice would you recommend for a complete beginner? The key thing for a beginner is getting started. The one thing that always lets them down is simply fear. It’s rarely the case that you’ll go out and lose all of your money if you’ve been educated. Make sure you just get started and take action, you don’t need to wait to find your goldmine area you can get started anywhere. It’s better to invest somewhere than to invest nowhere. The one thing you should know is your reasons why, what you’re trying to achieve and how you’ll achieve it. BEST MOMENTS “Problems compound with time. You need to nip it in the bud as soon as possible” “Always back yourself and go for it” “Your network is your NETworth” “Even a mistake in property will grow out in time” “It’s better to invest somewhere than to invest nowhere” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ https://omny.fm/shows/progressive-property-podcast/ppp-100?in_playlist=progressive-property-podcast!podcast ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter shares with you a special Q&A from the Progressive Property Community. Property investors from around the U.K. have been sending in their questions and today, Peter takes to the podcast to answer them. With over 65 hours of content and listeners in over 50 countries, you can tune in now, to hear the answers you’ve been waiting for in this milestone episode. If you’re not yet part of the Progressive Property Community click here to join now. KEY TAKEAWAYS Questions from the Progressive Property community What is the best and worst pieces of advice you’ve received on your property journey? Well, when I was working full time I read a Joe Carbo a classic self-help book called The Lazy Man’s Ways To Riches. This book helped me understand there were other ways of doing things, and as a result, I started to explore my entrepreneurial side. So the best piece of advice I’ve received was ‘To realise that things didn’t have to be done the traditional way’ and I could go off and do my own thing and leave the 9-5. It gave me the freedom to embrace entrepreneurship and to get out there and start doing it. The worst piece of advice is ‘To Be Careful’ we don’t need to be cautious and not take risks, don’t be reckless but equally, you need to take action, and this can mean not being careful.   How do you find a good mortgage broker? You should definitely be using a mortgage broker. It’s far easier than raising finance yourself by going straight to the bank. A good broker is worth their fees because they will help you find the best possible deal. Brokers will help you keep tabs on the market and its changes. It’s a full-time job keeping up-to-date with changes to legislation and interest rate, it’s not your job. Brokers also can pick up the phone and persuade the bank's underwriter to lend you the money, even if you don’t fit the requirement. Many investors don’t appreciate the quality of good mortgage brokers. A good broker will ideally be investing in property themselves and will, therefore, be creative with your application to get you the best deal. The most important thing, however, is to go to the best broker for the type of finance you’re looking for. If you’re planning on securing finance for a HMO deal you’ll want to visit a specialist in that area. But mainly, look for referrals and recommendations from the community. If your looking to find your own mortgage broker and need some help from Peter? Email Thepropertyteacher@gmail.com for his recommendation. How easy is it to move up to the next strategy? Normally you would naturally progress through the Progressive Property pyramid of strategies. This starts with buy-to-let, and then moves onto the buy, refurbish, remortgage model, onto flips and then further up the pyramid you'll start doing HMO's, lease options and then at the top commercial conversions. Really you can do any strategy as long as you’re educated. At Progressive, we start at the bottom so you have the fundamentals first. Don’t go out there and do it alone. BEST MOMENTS “For each strategy, you might need a different type of finance and for each type of finance you might need a different broker” “You don't need to be geographically close to your broker, it isn't essential to securing the right finance for you.” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

At its core level, flipping is about buying a property cheap and selling it on for a profit. A typical BTL will only yield you a small percentage of income each month whereas flipping a property will land you a large sum of cash when you sell it on. Now you have a chunk of cash, you can use that to finance your Buy-to-let properties to also create a monthly income from property. Learn how to find vendors that are motivated to sell quickly and where securing the highest possible price for their property isn’t their number one concern. It may be the speed of the sale or simply getting rid of the property as quickly as possible because its empty. It’s with these type of vendors that a good deal can be done. KEY TAKEAWAYS You can increase your chance of securing a good flip by going directly to the vendor. It makes sense for us as investors to target the owner-occupier market. To these deals, you can employ guerrilla marketing and leaflet dropping in your area. The best way of doing a flip and adding value is to do up the property. You can find these simply by going into your local estate agents and building a rapport with your local agent. Securing properties that are suitable for a flip doesn’t just revolve around the price of the property. There are many vendors that value moving quickly over getting the best price for their property. Empty properties are also a great type of property to secure as the vendor will be incurring costs all the time that it's on the market and sat there empty. The problem with finding properties on Rightmove is that you don’t get the whole picture. In fact, you only see the best pictures. It may be that a property with nice photos will still be the right property for a refurb and then a flip. You need to speak to vendors and estate agents face to face. BEST MOMENTS “The term flip is an American word, it’s about flipping a property on and moving it on as quickly as you can so that it can be sold on for a profit.” “BMV - Below Market Value” “Rightmove doesn't tell you the motivation of the seller” “A lot of investors will flip properties and target homebuyers or owner occupiers” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ https://omny.fm/shows/progressive-property-podcast/80-interview-with-property-investors-tasha-darring?in_playlist=progressive-property-podcast!podcast ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

As of 1st October 2018, new House of Multiple Occupation (HMO) rules came into effect in England. If you’re planning to venture in HMO investing, then it’s time to be in the know and get updated. In today’s episode of Progressive Property Podcast, Peter Jones shares everything you need to know about HMO Property Investing and the new HMO regulations 2018. There are different kinds of HMOs and different types of tenants so Peter gives a quick rundown on the fundamentals. Discover how you could structure your property portfolio to make the maximum return of cash. Know also the pros and cons of having investments on houses of multiple occupations. And, if you’re one of the HMO owners who have still unlicensed properties then better learn how to update them quickly. Let Peter help you and answer your questions. Connect with him! KEY TAKEAWAYS Consider the area before HMO investing. Not every local area is the same. Not every tenant is gonna want the same type of property. For example, if you want your HMO to be near the centre, your tenants maybe young professionals or millennials. Do you want it near the commercial area or residential area? Conduct a specific research on the demographics of tenants - what cost can they afford, how near do they want to stay, etc. HMOs are heavily regulated. If not regulated, these properties could be a fire risk or a social problem. As of October 2018, a license is needed if there is more than one family or at least 5 tenants. It can be applied through your local authority. The local authority/city council is also looking if you're fit or competent on investing in the HMOs. Peter advises you to go to an agent to help you show your competency. The local authority/city council is also looking on the property features and amenities your offering. They're strictly following the regulations. If your chosen area is under Article 4, you have to get requirements like a license and a planning consent from your local authority. Article 4 is a planning device given to local authorities from the central government which allows local authorities to regulate the proliferation of HMOs. HMOs are management-intensive. Peter’s advice is to not invest in any HMO in an area where you can’t find a competent agent. Start at finding on the right agent. Go to a specialist HMO mortgage broker to find you the right lender. HMO is a letting business so finding the right lender and valuer can increase commercial valuation on a cash basis – the rental they produced. When creating HMOs, they need certain requirements for shared accommodation. Some people, when they need space, would build a conservatory as an extension. If it’s of the right size, then you don’t need a planning council. BEST MOMENTS "Be very careful. Make sure you understand the regulations in your area." “The upside of creating an HMO is that the income can be fantastic when all rooms are rented out. The downside is you often find – depending on who your target market is & depending where your HMO is actually located – that the tenants can be rather come and go quickly.” “The reality is if you want to make a decent profit from your property, you want to do the work.” ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshopand The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD The Property Teacher Progressive Property  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast. Today, Peter explains how you can find a limitless amount of deals, simply by visiting your local estate agents. A question Peter is often asked is ‘how do I find deals?’ the answer, start with what you’re trying to achieve. When you’re clear on what you want, you can decide on the right property strategy for the right property deal. Believe it or not, the best place to find vanilla buy-to-let BMV deals is at your local estate agents. There are tons of deals out there and you can use a multitude of property strategies to cashflow them. All you need to do is, get to know your area, build a relationship with your local agents and as a result, you’ll find the right deals. KEY TAKEAWAYS The perception is, you cannot get a good BMV deal from your local estate agents. This is absolutely not true, in fact if you’re creative and know the right property strategy you can find lots of deals at your local agent. Most deals come down to the motivation of the seller and what they’re looking to achieve. Investors earn their money by doing the due diligence, the digging and the market research to see if a property can become a deal and earn a profit with a particular property strategy Before going to your local estate agent, be absolutely clear on what you’re looking for. Go to all of your letting agents in your local area and hone in on the type of property that rents well and that there is demand for. Then you can approach your local estate agents with a clearer idea of the right investment property. Go into the estate agents with confidence and know what you’re looking for, visit regularly and build rapport with them so you can become a preferred buyer and secure future deals BEST MOMENTS “Visit your estate agent once a week to stay in their mindset” “There are enough deals in your local area for you to become a full-fledged property investor” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast. Today, Peter shares with you the foundational knowledge of buy-to-let property investing. It doesn’t matter if you’re new to property or a seasoned investor these proven models and insider knowledge can help you succeed from the ground up. Learn the vital information to help you build your property empire and grow your portfolio with Vanilla buy-to-lets and the Buy, Refurbish, Refinance model. If you’re looking for a refresher on the proven property investing strategies you can implement right away, this episode is for you! KEY TAKEAWAYS The most simple but effective strategy is buy-to-let but do we use interest only or capital repayment mortgages? The answer is either, both have pros and cons and you can use either to get started in property investment. Interest only is normally the preferred route, however, if you’re looking to purchase the property and rent it out, capital repayment can provide you with a safe and secure long-term savings plan. The tenant is effectively buying the property for you! Vanilla buy-to-let investing can be for anyone, not everyone wants to become a full-time property investor and own a portfolio. You might just want to put your wealth into property and store your money in an appreciating asset to supplement your income. The B.R.R (Buy, Remortgage, Refinance) buy-to-let model. This can be used with a variety of property strategies. All you need to do is, find a property where you can add value, refinance the property and recycle your money back out. To increase your margins you can buy properties below market value (BMV) and negotiate a better deal. As long as you’ve got a 70%-75% loan to value you can make it work and see a profit. To finance your buy-to-let property investments to can take equity out of your own home, to provide the seed capital to secure your first buy-to-let and begin building your substantial property portfolio. Most banks will be okay with you using equity from your home to use to purchase other assets such as buy-to-let properties. You could also use the Bridging method. Bridging the gap between buying the property and putting the property on conventional finance, this is also known as a short-term loan. It’s possible that you might not meet the bank's criteria, but you could be the bridging criteria as they look at the deal, before the person. BEST MOMENTS “The value of a property is what someone is willing to pay for the property” “If you look at the top richest people, they haven’t made their money through property investment, but they store their money in buy-to-lets, they just want to keep their wealth safe” “My favourite investing model is B.R.R (Buy, Remortgage, Refinance)” “In this country, we tend to value properties on the number of bedrooms, so you can take out the dining room and create another room you can increase the property value” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/buy-refurbish-refinance-brr/ http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.ukprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast. In today’s episode, your host Peter Jones interviews fellow Masterclass trainer, coach and mentor Rebecca Smith. Rebecca is an expert property investor with experience in managing a letting agency, HMO’s and single-lets. Rebecca is a specialist in raising finance and investor networking and she now runs the Joint-Venture finance raising secrets training courses at Progressive Property. Rebecca shares her own story and experiences from over 3-years in property investment and expert knowledge in raising joint-venture finance. Hear how you too, can position yourself as a credible partner and organically grow your network by marketing yourself online and developing your skill set. Tune in today if you want to learn more about the lazy property investing strategies that can make you millions, simply by knowing your network and outsourcing everything. KEY TAKEAWAYS Position yourself as the local buy-to-let landlord or go to JV partner by having the knowledge and the network to create your own credibility and get investors coming to you. Understand the value of you and the value you are bringing your investor. Create a win-win for yourself and your investor by aligning their vision and values and creating a cash flowing asset that you both can profit from. Simply match someone interested in property who doesn’t have the knowledge with the people that do. If you can learn the skills of creating investor finance, there is nothing that can stop you. With joint-venture finance, you can properly scale your property portfolio and do ten times the amount of deals then if you simply use your own money. BEST MOMENTS “I love leveraging and outsourcing but the very first thing I did was find a mentor” “I used outside investors to initially invest in property and then I had friends and family coming to me to invest” “Property is a people business, you have to meet people and get in the right networks” “It was an advantage not having money, to begin with because I had to learn how to raise the finance to buy property” “You can get all of the knowledge, but you need to take action and get out there and talk to people and network, focus on your strategy and get going” VALUABLE RESOURCES Progressivepropertycommunity Rob Moore - The Disruptive Entrepreneur http://www.rebeccasmithpropertyservices.co.uk/ Join the Progressive Property Community here: Leveraged Lifestyle Podcast - Catherine Turner ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.uk ABOUT THE GUEST Rebecca Smith Co-trainer on Masterclass at Progressive Property and expert in raising joint-venture finance. She has raised over £3 million in finance in the last 3 years after attending Progressive Property events. Rebecca is a property professional who is passionate about helping people make the most of their funds with low risk, high return property investments, often without ever owning property or having the hassle of tenants! Rebecca is also a property trainer, coach and mentor and her mission is to help people to achieve financial freedom through property. CONTACT GUEST https://www.facebook.com/rebeccasmithpropertyservices/ https://www.linkedin.com/in/rebeccasmithpropertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast. In today’s episode, your host Peter Jones takes a look at the good news stories and educational content posted in the Progressive Property Community. Hear the inspiring journeys of up and coming property investors, seasoned pros and millionaire developers. Learn more about the mindset needed to succeed in property, the power of pipelining and why following up on offers and getting the deal done is essential to success. Peter shares insights from the UK’s #1 property investing community that can help any property investor no matter where you are on your journey. Finally, Peter shares some important information about the future of bank lending, the cyclical nature of property investment and tackles the question of ‘the normal pattern of property and the future of market prices’ Join the Progressive Property Community here: KEY TAKEAWAYS Alex Milburn - “Over the last 7 months I have acquired 40 rent2rent serviced accommodation units and achieved a million pound turnover, without using a penny of my own money” Ryan Quinn - “A wise man once told me that the best deals are the quickest or the ones you have to spend time waiting for. I have to admit I was sceptical, how could a property that has sat in your pipeline for months, ever become a good deal. I went to view a property in March and five months later it fell through and I was able to negotiate a deal” Dan Cheetham - “£25,000+ profit from a single flip, I offered on a property about a month ago that was well under asking price and after some negotiating it was accepting. It fell through and four weeks passed with the property still unsold. After 6-7 weeks the asking price dropped and with some further discount, a deal was agreed. Purchase price £110,000, Refurb £26,000, Total investment £141,000, Forecast sale price £170,000 and total profit from the deal. £26,500 Alex Szepietowski - “six-month rule, what six months rule Kent Reliance? With bank lending getting easier, does it mean a crash isn't a million miles away?” BEST MOMENTS “Don’t do things in the vacuum, learn how to do it and get training. Invest in yourself and gear your mindset towards success” “The key thing to all success is the mindset. You can all of the technological stuff, all of the techniques, but nothing will make a difference unless you understand the mindset to take action.” “The key to success is massive action, work out what it is you want to achieve and work out the steps to get there” Most of your offers will be rejected, because if they were accepted straight away you’re probably offering too much. Add properties to your spreadsheet and pipeline them. One in three properties falls through so own a process and a system” VALUABLE RESOURCES Progressivepropertycommunity Rob Moore - The Disruptive Entrepreneur Money, Rob Moore Brian Tracey Jim Rohn Tony Robbins Thepropertypodcast CONTACT METHOD Therpropertyteacher.co.uk ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

A protip one should remember when online: Be careful of click baits and fake news stories! In today’s episode the Progressive Property Podcast, Peter dissects and points out how misleading the latest article from a well-known tabloid is for its readers. It was tackling on the ‘fall’ – well, that’s what this tabloid sees – of the property market. For one, their interpretation wasn’t backed with enough evidence for it to be credible. So, listen in to discover from Peter himself how stable the property market is right now according to RICS, the concept of ripple theory, what indices should you look at, and how to stay away from non-credible sources! KEY TAKEAWAYS How true is the Daily Mail’s latest article on the ‘fall’ of the property market? The article is entitled “As property sales fall across the UK, are house prices set to take a tumble?” which was published last August 16, 2018. It says property market run out of steam. It will lead to a crash. Houses are losing value. Property Market is in a bubble and it will burst soon. The whole article is questionable because there weren’t enough sources to support it. Ripple Theory. London value goes up. Values near London increase also. TRUTH/FACTS from RICS UK Residential Market Survey for July 2018 the number in the new letting sector is going down the number of landlords bringing properties have decreased quite significantly since Section 24 implementation +2% increase in rents in over 12 months AND +15% increase is expected in 2023 Daily Mail forgot to mention that London Price balanced edged from +3% to 4% last July - not big but not an indication of a crash. It’s saying the market is STABLE. Despite the fact that buyers are scared because if interest rates, the number of buyers increased by 2. very little because the number of properties available hasn’t increased. Don’t just read the headline and think it must be through. Find credible sources. Get a hold of RICS monthly residential market survey. BEST MOMENTS "There's been a curious game of cat and mouse with buyers and sellers." "What I think is happening here is as often happens, as I said right in the beginning, the Daily Mail – they gotta sell papers, they’re trying to be dramatic…” "The RICS is confirming that that [Stamp Duty Land Tax] and Section 24 are beginning to bite in the investment market and in the buy-to-let market overall." "If you're thinking: is it the time to be in property? Maybe that's suggesting that now is the time to be in property." "Do your own interpretation. Don't let the Daily Mail or the press or anybody else interpret the data for you." VALUABLE RESOURCES RICS UK Residential Market Survey (July 2018) ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating a property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD The Property Teacher  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to the Progressive Property Podcast! The wait is now over! Here’s the second part of the special about the 10 things Peter has learned in property over the last 20 years. These 10 things could be vital to anyone who plans to have a career or just wants to step up their game in property. Of course, these can also be applied to other fields – even in how you go on with your day-to-day life. So, start listening and take mental notes on the last 5 useful tips from Peter! And if, by chance, you got a bit hazy about what the first five were during Part 1, you can just easily go back to the previous episode. KEY TAKEAWAYS If you just keep going, you can achieve more than you think. The first years in property aren’t going to be easy. There are going to be bumps and obstacles that will derail you. You may have little experience to put everything in perspective. But over time, you’ll learn from the mistakes and build processes, systems, network, etc. to grow and be successful. Success is about problem-solving. If you can deal and solve bigger problems, then you’ll get more successful. Just remember, momentum takes time. Here’s an inspiring quote from Tony Robbins: “Once you have mastered time, you will understand how true it is that most people overestimate what they can accomplish in a year – and underestimate what they can achieve in a decade.” Keep on going no matter what. It's never smooth sailing. Accept that bad stuff could happen. If you keep on going and nothing's working out for you, review – which may be done periodically – and make sure that you're doing the right thing. But even during rough times, keep going. It’s possible to work smarter rather than harder. You have the vision. You have it planned out. BUT there are some tasks you can't do to properly realize your vision because you don't have the right knowledge, skillset, and abilities. That's okay. You shouldn't try to do everything on your own. Ask someone who could help you. Find someone who can complement your skills and abilities to make your company stronger. JV can only be successful with the right JV partner. Working with just any old partner is not enough, you have to work with the right JV partner to be fruitful. Your JV partner could either be the one to source the deals or finance the deals... There are so many ways you can structure it. But what is more important is the quality of the partnership. The synergy between you and your partner matters so take time to consider who you want to work with. The time to take action is NOW! Stop procrastinating and get started. Don’t wait for months and years to pass by. You’ll find excuses at times and think that this and that should be 100% perfect… Don’t! You just have to start! Sometimes, doing something little is good enough. You improve and move an inch closer each day to perfection. And if you finally started business, don’t put off things that will make your company grow. Here’s another inspiring quote Peter heard from an investor: “The greatest investors are those that can make quick decisions using incomplete or imperfect information.” BEST MOMENTS “A trait commonly seen on entrepreneurs and highly-successful people is that they are optimistic.” “Property isn’t a straightforward journey.” “Persistence is important in success.” “Don’t consider it to be cheating if you find somebody to the do stuff that you can’t do or something you feel you shouldn’t be doing. It’s actually working smarter.” “Whether the JV is gonna succeed or not will often be down to the quality of the actual person themselves, not just what they bring to the partnership.” “Don’t look for perfection. Imperfect action is fine.” VALUABLE RESOURCES 10 things I've Learned in Property Over The Last 20 Years Part One – Progressive Property Podcast | iTunes |Stitcher ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD The Property Teacher progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to this two-part episode of the Progressive Property Podcast, today your host Peter Jones shares five things he’s learnt in property from over 20 years of investing. Hear the multiple investing strategies you can employ to reach your investing goals, and why you too, should adopt and adapt what the successful say and do and make it work for your own circumstances. Peter dives into his key learnings from over two decades of investing in his own right and shares the finely tuned steps you can follow to be successful. It doesn’t matter if you're a beginner or a pro, lack finance or confidence you can become a property investor as long as you investing in your foundation, your education.   KEY TAKEAWAYS There’s rarely just one way of doing things - Listening and learning from others will show you that there are multiple ways of achieving your property goals. There can be more than one right answer, so don’t give up after one attempt. There are numerous strategies to achieve success in property, the best way to do anything in property is to choose the solution that’s best for you and best suits your circumstances Most things that we worry about don’t actually ever happen - Most investors will take very little action at the start of their journey because they're worried about what might happen. In reality, if something does happen it’s usually unexpected and unprepared for. A lack of money should not hold you back from getting started in property - The key thing to consider is it doesn’t have to be your own money and you shouldn’t let this stop you from purchasing property. There are multiple ways of financing property you just need to get educated on it. Train your mindset and become a property investor. If you consider yourself poor you will act poor. You don’t have to run out of money - If you invest correctly you can continue to buy all from your initial investment. Refinance your portfolio to keep expanding by taking out the equity. Some things in property just take time - There are parts of the property industry that simply take time, so be patient and let things happen. Try not to get too stressed and realise this is part of the process. BEST MOMENTS “The failsafe mode in all of us is to not do anything, this actually causes us more harm.” “Don’t let worry stop you from taking action” “There are numerous ways to get into property no money down” “Those who know the least, often shout the loudest” “Your education has got to be foundational” “There are no hard and fast rules in property” “Modelling yourself on those that are successful is worthwhile if it works for you.” “You have to educate yourself, the more we know, the more informed we are and we will be able to make decisions for example if the property market were to crash, it doesn’t matter because if you’re educated and you will be prepared for it.” CONTACT METHOD Therpropertyteacher.co.uk ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of The Progressive Property Podcast! In today’s episode, your host Peter interviews specialist mortgage broker and longtime partner and friend, Alasdair Devine, about the best ways of financing refurb projects for buy-to-let property investing. In most cases, a buy-to-let mortgage is the best way to go, but if habitability is in question and you’re on a tight timeline, a bridge-to-let may be the more effective option to getting your property and getting it refurbished.   Key Takeaways:   Peter talks with Alasdair about refurbs, and that, while they vary in size and scope, generally in buy-to-let property investing, a refurb usually means fixing up or replacing the kitchen, bathroom, and carpets, as well as the decorating and other miscellaneous aspects.   But it can be tricky financing property refurbs sometimes because while a buy-to-let mortgage lender will consider the property, it will only usually be on the condition that the property is habitable on the date of completion of the purchase, which can be an issue if it requires refurb.   Peter points out that there doesn’t really seem to be any hard and fast rules as to what constitutes “habitability” and that every bank has its own criteria. Alasdair says that in his experience, though, it’s usually very simple, big picture factors like if there is a functioning kitchen or bathroom, if the property is watertight, and if it has all the basic services.   Peter, however, says it still seems like a bit of a lottery, recalling someone he knew who bought a horrible property with damp, rot, and other issues that would make a property virtually uninhabitable. But, against all logic, this person was able to secure a buy-to-let loan for it anyway. On the other hand, Peter was denied a loan on the grounds of the kitchen being uninhabitable even though it was still functional, just old.   Alasdair does admit that you can get wildly different views from surveyors on the same single property, to which Peter adds that it means that if you get turned down by one lender, you might as well try another because they may have different criteria for habitability.   There’s a lot of debate as to whether you should refinance with your existing lender or go find a new one. It’s a double-edged sword because the surveyor who was there before is likely to be pessimistic about the uplift in quality. A new lender with fresh eyes might give you a better value. But then there’s the issue with early repayment charges and if they are high, then it's often not worth trying to find a different lender.   Peter and Alasdair list off other options for financing, including using the portability of an existing buy-to-let mortgage to move it from one property to another, as well as paying for the property with cash, doing the refurb, and then refinancing the mortgage six months later. Using equity is also a perfectly valid option for funding deposits or purchases.   But in the case of properties that are clearly not going to be deemed inhabitable or are bought at well below the market value, a bridge-to-let can be an effective solution. A bridge, which is a short-term loan, is easier to get than a buy-to-let and much faster. It is, however, also more expensive because it is viewed as a riskier loan.   Both Peter and Alasdair agree that buy-to-let rates will always be the most competitive, but depending on your needs and the property and the time, a bridge-to-let is worth considering.   Alasdair provides a specific example of a client of his successfully using a bridge-to-let loan after buying a property through an online auction. After the deposit, he only had 28 days to complete, and while he initially wanted to do a buy-to-let, habitability was going to be an issue. So instead he used a bridge-to-let, got surveyors to the property within a week, got approved, and took care of the entire transaction within the 28 days, which a buy-to-let would not be able to fulfill.   Best Moments:   “The reality of property is that probably the best way of doing property is to buy properties where you can add value.”   “You put 10 surveyors in a room, you’re likely to get 11 different opinions.”   “I do know some banks that are keen to avoid what they would regard as buy-to-let speculative trading.”   “From a cost point of view, buy-to-let rates are extremely competitive now and will always be cheaper than traditional bridging. But, worth talking to a good broker, and looking at the figures and just seeing what’s right for you at the time.”   Guest Contact Method: Email thepropertyteacher@gmail.com to request information on getting in touch with Alaisdar   About the Host:   Peter Jones is a Chartered Surveyor, an author, and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has also written a number of successful property books, including An Insider’s Guide to Successful Property Investing, 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop, and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.     progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On today’s episode of Progressive Property Podcast, our guest host Den Hedges talks to Simon Church, an ex-footballer turned property investor. Learn about how his early retirement from professional football led him to build an investment firm on his own name. Hear about how he got affected by the unforeseen retirement, how important influencer is his dad in this career shift, how he decided to focus in catering to professional sports people, and how he made the transition from his professional sports to property investment. Simon says that these two things are quite similar and there are things in sports that he was able to use inside the business. You can find out more if you listen to this episode! KEY TAKEAWAYS As a professional player in the world of sports, you have to be strong-minded be focused on your end goal. There will be a bad game and you won't be able to shoo away negative comments and reviews. You don't have to worry about everything they say. Focus on improving gameplay. "Stick in property." At a young age, this is Simon’s dad advice that he can’t seem to brush off. He always thought he'll play till 35. According to Simon, there are many sportsmen and women who don't know what they'll do after their career or haven't planned on anything to secure financial stability. It took him time get around the news of his retirement. It was all he was doing at that point from the age of six. He still has his hopes to be the top player at that time. "Outside football, the only thing that excites me is property." Simon doesn't like chasing stuff that he doesn't like. He educated himself about property investment. And, through this, he also saw the chance to help other players to go forward through property investment. His business provides services like sorting properties, guide them through mortgages, etc. to professional sports people. Simon sees every moment working on his business as part of his learning process. He saw opportunities and learned about networking when he exited the world of professional football. Simon felt he was in a bubble. He was just exposed to what you're allowed to. He's enjoying exploring every avenue he sees. BEST MOMENTS "Talent can only get you so far. I say, between the ages of 14 and 16, there's a lot of time that you need to realize where you wanna go... I think when you get into the professional side and you're in the professional club, you have to be one-minded - this is what I wanna do." – Simon "You can have the ability and the talent, but if your mind is not there on the day, then you could have a bad game." – Den “It resonates with sports players, we have to do what exactly what we're told." – Simon "Once your mind slips a little bit, your performance slips. Then, you can easily slip down the slippery slope." – Simon VALUABLE RESOURCES Church Investments ABOUT THE GUEST HOST Den Hedges is a Personal Development Manager, Trainer, Speaker and Author. He is currently the Account Manager for Progressive Property. ABOUT THE GUEST Simon Church is a retired footballer who played as a striker for Wales. He won the last of his 38 caps in the Euro 2016 semi-final defeat by Portugal.  After the retirement at 29, he decided to move onto a new career – property investment. The idea of getting into property investing was ingrained by his dad when he was a kid. At the age of 20, he already bought his first property and started building his portfolio. He, then, decided to give services to professional sports people who want to venture in property investments. CONTACT METHOD Simon Church Church Investments Simon’s Twitter Den Hedges Den’s LinkedIn progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast, in today’s episode your host Peter interviews professional investor and modular property developer Andy Hubbard. Learn about Andy’s inspiring story from brick-layer to Progressive Property VIP of the year 2017. Hear about how Andy has become an expert in commercial conversions and went from working over one hundred hours a week in his business, to managing multiple businesses, mentoring others and developing property in just a few hours every week. Andy dives into his incredible journey and how he has been able to start, grow and scale a cashflowing property business starting with single lets and HMO’s too commercial developments of 34 plus offices and now, his latest project in modular housing, building ready-made homes in just 24 hours. KEY TAKEAWAYS Andy attended Multiple Streams of Property Income in 2015, and it was a turning point in his life. Andy discovered the techniques to leverage, how to create passive income, the proven property strategies, the networking opportunities, and the unrivaled joint ventures partnerships progressive had to offer. Andy has now attended 25 Multiple Streams of Property Income Events and each time picks up new pieces of information. In 2015 Andy signed up for the Rob and Mark VIP mentoring programme, and also attended the Cayman legacy with progressive and it helped him gain clarity within his business. Andy understood the idea of systemising and leveraging, and before he knew it he was earning the same amount of money each week without working. Now a valuable joint venture partner Andy is mentored by Mark Homer and mentors others himself sharing his knowledge of the property industry. Andy now focuses on modular construction and has partnered with a factory to produce ready-built homes with the first development scheduled for completion on the 13th of August. The modular homes are all done in a quality controlled environment and what usually takes 10 weeks to do can be done in 24 hours.   BEST MOMENTS “Was my own worst enemy and ended up doing everything in my business myself, I was working 100 hours a week” “We want to do more and build our businesses but because we have an entrepreneurial mindset it’s hard to let others in and leverage out tasks” “As long as people are doing 80% of the standard of work you’re looking for you can leverage out the tasks” “Modular housing is a game-changer in the construction industry” “I now personally mentor others, it’s the simplest way to becoming a developer” “Your first development is the most important one” CONTACT METHOD Andy@bishopsgatedevelopments.co.uk Facebook ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money.  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What should I buy first: a house to live in or an investment property? If this question keeps bugging you, this episode of The Progressive Property Podcast will absolutely help you. Today, Rob lays down the pros and cons, strategies, and tips to help you on plan and decide whether to get your ideal home or an investment property. Rob’s hot take: You could choose one or you could choose both. The last thing we want is to be disappointed and be regretful of what we choose. Rob highly advises you to be a creative property investor. Aside from having a clear strategy, be open-minded on what the market presents. KEY TAKEAWAYS If thinking of relocating, rent first. Get a 6-month tenancy and get to know the area. You thought that what you found online might be where you want to live but you really don’t. The right house could take you years to find. You could know also the city if you try living in the area first. You could take the time while renting to find the perfect place. If you find a really good investment property after at least 6 months of renting, then go buy that investment property. It pays better than an owned home. In ten years, your own home, like any property, could double its value. You’d get capital returns but no income returns because you live in your home and you pay the mortgage. “Making a house a home centres” You might have used your deposit so no more deposits for investment property. But, sometimes, getting your own comfortable space could help you in your productivity, zen, and relationships in life and business. An investor friend, VC, or a crowd-funder is more probable to invest in investment properties because these properties pay income. If you want to lend money from banks, lenders, etc. for the deposits, it might get difficult. They might put security on it but they’re not gonna lend money to put into your house as an investment other than a residential mortgage. People see a deposit as a finite lump of money which disappears when you buy a house. You can buy below the market value, add value, or change the use to increase the value. Rent a shop underneath or have apartments on top. If you’ve consumed your deposit for a home instead, take it as a blessing. Look for income, capital, and loans. Learn how to raise and attract money. Convince other people about your visions. These are things you wouldn’t do if you invested and waited for the returns from your investment property. You can find a house that you wanna live in and make a deal with the vendor. You can do a rent-to-own scheme so you can choose not to put all the deposit right away. You can put the other parts on an investment property. It is the market that drives the result, NOT your strategy. It might take you a long time to find your ideal home because it is not on the market. Or, you might be looking at investment properties but the yield isn’t enough or you might not have enough on you to have it. Having a clear strategy is a good thing but remember to be open-minded about what the market presents. It’s wise to learn how to raise money and be a person of value and influence. In today’s baking world, commercial banks lend to the individual rather than depending on the numbers of the deal. Be compelling and investible. BEST MOMENTS “An investment property is gonna pay you more than your own home.” “Making a house a home – I found – it really centres me and it really helps me build a productive life. It balances the family and commercial aspects of my life and business.” “Not having a deposit anymore is a gift as well as a curse. The gift is it forces you to go out there and look for other opportunities.” “That’s the creative way to get into being a creative property investor – finding solutions to problems, bypassing the needs for deposits, preserving deposits for investment properties, and having a house you want to live in.” “Get to know an area first. There’s nothing wrong with renting before you buy. A lot of people think that the strategy drives the result. What often happens is, the market drives the result.” “One of the key skills of a progressive long-term investor is the ability to sell a vision to find good deals and get other people to see the vision of that.” ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Facebook LinkedIn  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about himself! His personal story into property, his early years in property and the whole journey up to where he is today. His personal strategies, mistakes he did and lessons learnt, and how property education changed his career and helped him grow faster.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Catherine Turner talks about her journey in property. Her experience from flips, HMO’s, buy-to-let’s and rent-to-rent’s and how she ended up meeting Rob Moore, being a mentor and achieving a leveraged lifestyle!progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter is answering your questions about managing properties, goldmine areas and property strategies. How to choose the right area or strategy before you start investing, how to manage your properties yourself or outsource it, tax changes and how they can affect you, and how to start investing with (almost) no money!progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about surveys and mortgage valuations. Should you always need a survey or you can also rely on a mortgage valuation? Various types of surveys, common mistakes and when you should do or don't do your own survey.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter interviews Alasdair on property financing, getting tips and tricks on how to find a reliable mortgage broker and how to budget/ spend wisely when getting finance in place for your property portfolio. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks live about the 10 things that could potentially hold you back and be the obstacle in your property journey. How lack of belief, vision, not having a reason or not takind action can lead to procrastination and no results.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Tasha and Karen talk with Peter about flipping properties. How they started and why they find "flipping" a good strategy for them. The upsides of doing flips, how to get finance, add value to the property, systemize your business and grow!progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter interviews property investor Ian Morton. Ian talks about his first property at the age of 16, how he built his own design company and got involved with property. Lessons he learned over the past 40 years in the property business and the importance of education and mentors in order to succeed!progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What to think before you buy your first property and recent tax changes that might affect you. Upsides of setting a limited company for trading or managing properties, tax rates and what banks usually expect from you in order to lend you money.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this episode, Peter talks about raising finance as an SVP. What is an SVP, and why raising finance can be easier than you think. What the banks will require from you, what are the upsides of setting up a limited company and tips on how to raise finance and use mortgage brokers.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter goes on talking about making the right deals! How to be prepared for negotiating and making the right offer. Why communication is key, the importance of "active listening" and how to achieve a win-win situation.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter goes through the details and factors that affect market prices. What you should know before you make an offer, what the market value is and why you should not base your offer on it.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this second part, Peter goes on with his top tips about renovating your property and adding value to it. How to know how much the renovation will cost, how much value it will add to your property and how to find the proper finance for your projects.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about renovating your property and what you need to know before or while doing this. How to plan everything, what to consider, how to decide what needs to be done, how the renovation of your project can result in more profit and top ten tips that every property investor needs to know!progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter goes through the upsides and downsides of investing in commercial property. Everything you need to know about the management, prices, tenants taxes and regulations about commercial properties.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Jamie Madill, an HMO and rent-to-rent expert, talks about his property business and how he managed to build his assets and create the passive income he always wanted. He explains how the rent-to-rent strategy works, the importance of networking and constantly learning, and gives top tips for anyone interested in this strategy.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about house prices and what factors are affecting them. Why population and demand for new houses are just two of the factors that can affect the prices and how banks, cash and inflation can also affect rents and prices on new houses.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob hijacks the podcast and talks about his personal story in property. How he met Mark, his business partner, and how they went from 0 to 720 properties owned/co-owned, managed & in JVs today. The CREST model and the importance of investing in yourself, presenting yourself the right way and the skills you need in order to succeed.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter goes on his rant and talks about the things he finds annoying in the property business. What he finds weird about insurance companies, regulations and property investors.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin Poneskis talks about his personal journey into property business. Upsides and downsides of different strategies, how to leverage your time, use other people's money and the importance of education in his life and professional career.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Christopher talks about increases in interest rates and their consequences. What happens if you can’t pay your mortgage, the process that follows and the best point to buy a repossession.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Mark & Rob share their business tips on how to run your business successfully. Why you need to manage your emotions, the importance of marketing and what a "no" actually means. Why people work for themselves and not for you and the three things that can help you grow, creativity innovation and ideation.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob hijacks the Progressive Property Podcast again, and he goes on talking about JV financing, tips and tricks to raise finance. How to stop missing opportunities, why visibility is credibility and how to take advantage of business and networking events.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob hijacks the Progressive Property Podcast again, and this time he has 6 tips to raise JV finance for your deals. How to meet, approach and talk to potential JV partners, build trust and raise the finance you need!progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob has some tips for you to implement in your property business to make more money! He also has a BIG gift for you, 11 masterclasses, to celebrate the 11 years of Progressive Property, so enter the competition and win one of them.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this episode, Peter is answering your questions about property investment. How to add value to your property, refinance and build your portfolio quickly. Why you need a good broker, how to buy properties under a limited company and use JV partners. What means to split titles and some DO's and DON'T's of this strategy.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this second part, Rob Moore goes on talking about joint ventures. This time he focuses on the downsides of joint ventures, what can go wrong and how to manage your emotions. How being greedy and not honest can affect your joint venture and ways to overcome some of the obstacles along the way.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob Moore, talks about the upsides of joint ventures. How strengths and weaknesses are balanced in a joint venture, why you get more done and why you are able to work on the things you love. He shares his personal experience in doing business with partners and he explains why he loves it!  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about 10 things that he finds quite annoying into the property business. He shares his personal experience and talks honestly about everything that annoys him as property invetsor. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Andy Churchill, property investor and host of the Nottingham PPN, talks about his journey into property business. Why building the right network and relationships are crucial in this business, how he raises finance for his projects and how easy it is to borrow large amounts of money for your projects. He also gives useful tips for networking to anyone interested in building a career into property.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

A 5 step process to help you plan a successful year in property. Decide what you want, set goals, make a plan, take action and review, are the steps which you need to follow in order to achieve your goals, build your portfolio, grow and succeed.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Dillon talks about his journey into property business. How he started renting his own room at his parents' house and how he ended up with multiple HMO's. How important is the right mindset in trading, investing and the property business in general.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

6 more questions for both beginners and experienced property investors. What is the right plan for you, how many viewings you need to do before you buy a property and why to have a mortgage broker. Which business entity should you buy your properties into, what your exist startegy is and what are the tax implications you need to consider.  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter gives you six main questions you need to ask yourself before you start your property business and during your journey. Why are you doing property and what are you trying to achieve? What is the right strategy for you, how much time and money you need, what types of property fits your strategy and where to find them.   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

An interview with Andy Watts on his journey into property business. His entrepreneurial mindset and how his house refurb led him to bigger projects such as big warehouses refurbs. He talks about his current projects, systems, strategy, and how he ended up to be host at the Progressive Property Network Event. The power of networking and how people can be benefitted from such events and do great things!  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Alan Christie talks about property development. From playing football to property business, the journey so far, the mistakes and the lessons. His first development project, the importance of education and how to build the right team around you. He also talks about his development projects and the process involved, the differences between commercial and residential development and how his business works.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Pauline talks about her life before getting into property, her career in military and her businesses. How she bought her first property at the age of seventeen and what she learned so far. Why she believes that you need to be open with people, to stay open to new opportunities and the importance of communication with others. She also talks about property education and having the right mindset in order to succeed.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter interviews Jackie Tomes on her journey from her desire to be on the west end from a young age, to being transported into the world of property full time. Jackie talks of her struggles in her journey, and how property has changed her life for the better. How she raises finance, how she finds JV partners and the importance of strategy in your property journey.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Mo Haykir talks about his property business journey so far. His entrepreneurial journey since he was in college and how he ended up in property. He explains how he raises money for his projects, the importance of networking, education and how he integrates technology and apps in his business. How his business offers him freedom and flexibility while doing what he loves.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Wendy shares her experience with HMO's. How she bought her first property, mistakes through the journey, property auctions and partnerships. She explains why people like to live in HMO's and what they expect from the property owner. Why you need to be unique, different and creative in order to succeed in property, and tips to anyone interested in invetsing in HMO's.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin talks about his journey in property business. Failures and successes along the way, lessons he learned and how he is running his property business right now. He talks about good and bad debt, how to use options and the importance of education and marketing. How to deal with vendors, get the deals, and why you need to change your mindset in order to grow and succeed.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Daniel talks about branding. What is branding, what means to others and why it is an asset. How the right branding can help you attract the right people, why your brand is a promise and how to properly use branding. He also gives tips about building your brand and grow your network.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about his journey, how networking helped him grow his portfolio and find the right deals and how he used debt in order to make money. The importance of research, knowledge and education, and why you need to have the right people around you. Why he believes that facebook is a great tool for his job and tips for starters in the property business.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Jason McCarthy talks about "rent to rent" business, JV partners and raising finance. He shares his experience on how he went bankrupt, lessons he learned and how he started from scratch and grew his business. How to systemize your business, hire the right people and be prepared for the next step. What types of properties and deals he is looking for, and why investing in education can give you the best results.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter goes through twelve changes in the property market that every property investor needs to know. Changes to mortgage interest tax relief, energy efficiency regulations, stamp duty tax, housing white paper and other important changes that affect the property world and investors need to take into consideration.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Ray shares his experience on working with investors and gives tips on applying and raising angel finance. As an expert in raising finance he talks about the types of projects and developers that investors are looking for, how to approach them and how the whole process works, from applying to getting the money. He also gives details about the loan amounts, how much money you can possibly get, the CREST model and tips for your application.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Paul Becque talks about his journey in life, how he became a millionaire in his 20's, how he spent his money and started again from scratch. Why he is so interested in mindset and mindset skills and how he helps others to succeed. He explains why events plus responses equal outcome and he shares his six basic steps you need to take to have success in your life. How to move forward, educate yourself, focus on your vision and take action.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Chris talks about regulations that property owners and investors need to know. All regulations related to refurbishing properties and what are CDM regulations. Who is the principle designer and what actually does. How to manage and organize your projects, what you need to know about safety regulations, risk assessment and testing.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Gary Smith talks about his property journey and future plans. How he switched from being an engineer to getting involved with property and achieving passive income. How it all started by attending Progressive Property's events and how he started renting out a spare room in his house using "airbnb". He talks about his serviced accommodation business and he explains why it is important to talk to other people and push yourself.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter chats with Marc Nicholson about his property businesses, projects and TV experience. Marc talks about how he met Rob Moore, how attending Progressive Property's masterclass was a tipping point in his property journey and how he overcame obstacles during the recession. He also talks about his TV show experience, how he got in touch with people in property, the relationship between tenants and landlords, tax changes and the importance of being educated on what you do.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Nigel Jardine chats with Peter about his professional career, his condition, how it affected him throughout the years, property and the right mindset. Nigel talks about how it is to work without being able to retain information, how he can read people and how he became an "emotional intelligence expert". He also shares his thoughts on "reversed language", how it is to work with celebrities, how he feels as part of the progressive community and how it is to be a 'superhuman".progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob talks about his new book "Money". What made him interested in money, thoughts about money and the whole journey since he started researching about money, about eleven years ago. How you can get more money, how to use other people's money and tips about fear or uncertainty that is related to money or debt. He also talks about property, rich people in the property business and his best money-related decision he has ever made!progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Toni talks about her journey from the first "progressive property" masterclass she attended, up until now working as public speaker, trainer and manager of her own portfolio. Within 2 years, she managed to overcome obstacles, learn from mistakes, educate herself, meet people, raise JV finance and finally quit her full-time job and start her property business.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this episode, Peter gives you tips on how to buy properties at auctions. How to find the right property at the right price and why it is a myth that at auctions you can find properties at low prices. The five different types of properties that are being sold at auctions, how to be prepared before you go to an auction and why considering selling at an auction is a wise choice.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Chris talks about some technical stuff you need to know about properties. Specialized in electrical systems, Chris, talks about what property investors need to know, the importance of electrical systems in properties, how to check them and be sure that they work properly, what to look at during your viewings and useful tips about circuits, regulations and certificates.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

David Siegler talks about how he first got involved with property and his journey so far. Biggest lessons he learned, biggest mistakes he made and tips for everyone who is interested in investing in property. How he manages his projects remotely, how the Progressive Property Community changed his career and how he started to be involved with deal packaging.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter guides you through the whole process of property investment. How to start with your list of goals and your desired strategy, how to find the right type of properties, the right area and the best deals. How to add value, build your portfolio and achieve passive income.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this second part, Peter goes on talking about the risks in property. How to reduce risk, why "risky" does not mean "scary" and potential risks you may need to be prepared for. What if the market will crush, what if you can't rent your property or can't finance your deals. How to reduce all these risks by education, networking, mentorships and asking for help from people that they have experience.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this episode, Peter talks about risk in property. What is risk and what we know or think about risk. Why there are different definitions about risk, how risk depends on the circumstances, why it is influenced by our strategy, and why sometimes risks are not real. Why you need to be prepeared to take some risk in property, how to measure it, how to think about the possible outcome and probabilities, and manage it.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about his personal journey in property and explains why he believes that mindset is the foundation to everything you do in your property business and life. Why it is important to start thinking big, try to do more and have bigger goals. Why belief in yourself is key and how you can take control of everything in life, having the right mindset.progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/