The Progressive Property Podcast

Kev is joined by “The brains behind Progressive Property” Mark Homer to talk about how he built his multi-million property empire, his thoughts on the property market right now, as well as how to find investors and venture partners. He also delves deep into the importance of risk in business and how you can manage it. KEY TAKEAWAYS  The biggest risk mark has had to contend with is his most recent property development when lockdown hit right in the middle of the project and he was paying 60k a month in interest. But the risks taken have paid off. Lots of people use the asking price as a guide price in property, but it can be irrelevant in the grand scheme, a property will sell for what someone is willing to pay for it. There’s still leverage to be had in single-let properties, you just need to focus closely now more than ever, on the yield. Direct to the vendor can be a great way to get a discount on your purchase price but working with agents and fostering those relationships can help you get more and bigger deals too. You have to educate yourself so that you know how to recognise a good property deal anywhere, regardless of whether that is from an agent, direct or even at auction. Build credibility for yourself and show the value you can bring to a deal, creating your own track record, this will make you appealing to investors. Debt can be powerful. It’s important to not over leverage but you can actually make more money from inflation by reducing the value of the mortgage than actual growth in real terms. A good accountant can add a lot of value, you don’t know what you don’t know and they can reduce your tax bills significantly. BEST MOMENTS   ‘If I’ve got a property question, if I’ve got a business question, Mark Homer is the person I’m going to go to” “You always want to add value, it’s so important” “The best deals we have ever done have been direct vendor” “We all start the same way” “You can make more money out of inflation, reducing the value of the mortgage than you can growth in real terms” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev answers your questions again on another Q&A episode of The Progressive Property Podcast. Kev focuses on the state of the market, the fundamentals of property investing and why there is still plenty of money and deals out there to be had. KEY TAKEAWAYS  A lender will lend as long as the rental income is 130% more than the mortgage payment, as a minimum. This is the lender stress test. Although the market is difficult at the moment, there are more motivated sellers in the property market right now allowing you to use creative investment techniques. Using your own money isn’t the way to build your property portfolio, there are multiple ways to borrow and use other people’s money. Landlords are leaving property, but mostly due to retirement, nothing to do with the market. Don’t confuse below market value with below asking price. You can create value in a variety of ways, particularly if you are willing to do the work. BEST MOMENTS   ‘You need to add value and force the value up’ ‘You can buy property cheaper than you could 3 years ago’ ‘The banks are not at risk today, the banks have plenty of money’ ‘You aren’t buying a house for today, you’re buying a house for life’ ‘Please don’t confuse below market value with below asking price’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let  https://bit.ly/BTLReport-POD Kevin answers your burning questions from a professional’s point of view – everything from why now is the perfect time to engage with the buy-to-let strategy, to the most effective way to make sure you damp-proof your house and achieve better energy efficiency. KEY TAKEAWAYS  Buy-to-let is to buy a property and let it out to a tenant. BRRR is to buy a property, refurbish it, and rent it out to a tenant. You make money not from rental income only – you buy value from the beginning. When you’re damp-proofing a house, you only need to go about 1.5 metres up a wall. Don’t confuse damp-proofing with energy efficiency. The mainstream media are convinced that buy-to-let is dead as a strategy, but those who actually operate in the sector know very different. Buy to let is very much alive and kicking. Cheap doesn’t always mean valuable. Cheap generally means cheap. Don’t invest elsewhere in an unknown place just because it’s cheaper. Invest in the places you know, even if it costs you a little bit more. BEST MOMENTS   ‘No property investor should be buying a perfect house and renting it out to a tenant!’ ‘Insulate your ceilings to keep the heat in!’ ‘It has never been easier to do buy to let!’ ‘There are way more opportunities for investors like me and you’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode of the Progressive Property Podcast, Kevin discusses everyone’s most hated topic, Tax! There are new tax changes incoming, and here is what you need to know. Do not fear, there have always been tax changes and people have ALWAYS made money, the key is to roll with the punches and listen to Kevin’s top tips so that you can make the most of your money! Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS  Run your investment property as serviced accommodation to avoid paying tax on your interest only mortgage! Turn your properties into a limited company to get access to incorporation relief. (You will still have to pay stamp duty) STOP PAYING TOO MUCH TAX by getting a tax advisor instead of an accountant. If you run a business (and property is a business) make sure you claim for all of your deductible expenses before tax! If you’re investing in a property to rent, look for properties with happy, paying tenants already in it. That way, you don’t have to risk finding potentially rubbish tenants yourself! BEST MOMENTS  “There have always been tax changes from the government, and people have ALWAYS made and lost money, the key is to roll with the punches” “Accountants are tax collectors for the government, get a Tax Advisor instead!” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin talks openly and factually about whether you should be selling or buying in the wake of the further BOE interest rate rise! KEY TAKEAWAYS  The BOE has increased increase rates again, the base rate is now 4%. The majority of people who decide on rises are in agreement that this is close to the highest they should go. The 2007 crash was for completely different reasons to the struggles we are seeing now. As fewer people are buying, particularly amateur investors, that presents opportunities for experienced investors. Property investing should be about the long term, house prices will always increase in the long run. You can easily waste time waiting for the ‘right’ or ‘best’ property, meaning you’ll miss out on a lot of great investing opportunities. Everybody needs to use creative techniques and other people’s money to build a property portfolio. BEST MOMENTS   ‘They are talking about it being pretty close to the top of the interest rate rises’ ‘If it stops people spending money it also stops people buying property’ ‘Less buyers, prices start to go down’ ‘We know fundamentally that property prices in 2024, 2025, will be significantly higher than they are today’ ‘Whilst many people are waiting for the best property, they miss just doing deals that work’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Rental income is increasing at a staggering rate and there are no signs of it stopping. Listen in to this episode with Kevin to find out what he thinks the future holds for rental prices and what you should be doing right now if you’re a landlord. KEY TAKEAWAYS  The cost of living impacts everything, rents have to increase if interest rates are going up and the cost of maintaining a property is increasing too. Rent controls don’t solve anything, landlords just hike up the rent prices upfront before putting tenants in. If you get rid of landlords, who will provide the homes? Kevin can only see rents increasing more in the future, mostly due to supply and demand issues. Landlords are doing their best to help their tenants by making their rents as affordable as possible, in most cases, they aren’t passing all their increases in costs on to the tenant. Now is still a good time to be a landlord, you just need to find the right deals. BEST MOMENTS   “The cost-of-living crisis affects everybody” “Rent freezes are a bad idea as it forces those that are looking for homes to have to pay more” “You should not be hoping and wishing to get rid of landlords you should be pushing for more investment because that will mean more stock availability and lower rents” “Many landlord's mortgage repayments have increased by 100%” “The very answer is to provide more accommodation to bring the price down, it’s very simple” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin keeps being asked the same question, is buy-to-let dead? He answers this question and gives his thoughts on the current market for landlords in this quick and straight to the point episode. KEY TAKEAWAYS  You always have to balance the cost of work to added value, sometimes things you think might add value won’t be enough to offset the cost. Buy-to-let is not dead, there are people watching this video that will become millionaires in property. You can become wealthy in property investing at any age in any year with the right strategy. The press loves to talk about problems and curate fear which is why they are creating headlines saying property investing, particularly buy-to-let is dead. BEST MOMENTS   “Buy-to-let will never die!” “Sometimes what looks like a good financial idea, is not a good idea” “It’s easier to make excuses than to take action” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD In this episode, Kevin wants to share his thoughts on the looming housing crash of 2023 and how you can either take advantage of it or avoid it! KEY TAKEAWAYS  House prices have increased hugely in the past 2.5 years. Now they are correcting themselves. In the next few months, Kevin believes the number of first-time buyers will reduce because they follow the media. The amateur investors, those that think you need to time the market will also stop buying but this opens up opportunities for those who are experienced. There is an opportunity right now in the next 12-18 months to pick up properties at significantly lower prices. Saving money right now is a terrible idea, your cash is losing value. The bottom of the market, will drop but not as much as the top of the market. 5-10% -vs- 20-25%. Adding value is the way forward to existing property purchases. Simple economics is that house prices will continue to go up over time, if you are doing long-term investment, property is still a good decision. BEST MOMENTS   “There will be more and more stock coming available but less buyers” “People are still going to want to sell, people are going to need to sell” “The top of the market, the most expensive properties are going to drop massively, maybe 20-25%” “In 2025, house prices will be higher than in 2022” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Should You Buy a Property in 2023? The short answer is yes, but it’s essential that you have the right tools and education to make good decisions on what to and what not to buy. Listen in to Kevin’s top tips for buying property in 2023 and how you can turn this turbulent time into an opportunity. KEY TAKEAWAYS  Don’t wait and save, you’ll lose value on your cash. The market is so quiet right now, nobody is buying right now which means opportunities for investors. Your buy price is less in 2023 than it was in 2022 and long term, house prices will recover and increase again. Whilst everyone else is panicking about the market, those who think and act simply, will win. BEST MOMENTS   “Now is the worst time ever to be saving” “In 2023 there is tumbleweed on estate agents row” “Biggest crash in 2008…prices are higher now than they were then” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Join Mark in this episode where he unveils his personal predictions for the property market in 2023 including why property prices are set to drop 30-40%! KEY TAKEAWAYS  Inflation is now 10% and mortgage rates have gone up considerably resulting in property prices dropping around 10-15% already. The reverse is happening in the rental market as fewer people are buying and supply is too low. Mark doesn’t believe the bank of England will go to 5% inflation however, we won’t be seeing the historically low rates we have had over the past decade. Wages are now starting to increase in line with inflation. Properties will continue to fall in 2023, potentially in real terms a 40% drop in house prices. The big national builders are already building less. There will be fewer houses built in 2023. BEST MOMENTS   “Clearly it’s not been an easy ride for lots of businesses” “We’re on course for a 30-40% drop in real house prices” “They printed too much money” “The national house builders are cutting back” VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Professional property investors do deals no matter the market conditions. Listen in to this episode where Kev gives you the information you need to succeed in property in 2023. KEY TAKEAWAYS  Focus on adding value Focus on cash flow; equity is vanity. Raise capital and find deals; it doesn’t have to be your money Use creative investment techniques Change your mindset and surround yourself with the right people   BEST MOMENTS   “You make your money when you buy” “The amateur is waiting for the right time and they never get started…you can never time the market” “You cannot spend equity” “The skillset without the mindset will leave you upset” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD This is a Q&A episode from Kev, giving the best answers to his most common questions and queries over the past few weeks, including about rising rents, issues with tenants as well as the importance of landlords for housing the population. KEY TAKEAWAYS  Every deal or purchase Kev and his team are making they are carefully taking into account EPC ratings, to future-proof their investments. You will save money, get a better mortgage and also receive higher rent. Only around 1% of tenants become an issue. It’s important to keep issues in proportion and context when they arise. It’s not landlords that are forcing up rents, it’s government laws and regulations. There’s not enough property stock, the country is building enough or renovating enough. Reducing landlords actually increases housing problems, it would mean even less supply of homes. BEST MOMENTS   “Do the work to get it up to a C-rating EPC now, it will save you money in the long term and give you the best mortgage deals” “Know the outcomes before you do the deal” “The government are forcing up rents, not landlords” “If there’s more stock available, house prices will come down and rents will come down” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD After arguably the most turbulent and difficult times in the property market, Kev wants to share his challenges, his wins, and reflect on the past year and offer tips on what you can do in the coming months too. KEY TAKEAWAYS  Kev has done more deals in the past 12 months than any other year! Take some time over Christmas and plan your thoughts and business model for the next year. Think about what methods and funds you will need to use and set your goals. Thorough research is as important as ever, do viewings and ask all the questions. Something that didn’t look as good a deal on paper might surprise you. You will waste time, but if you don’t put in time when things don’t work out, you won’t get as many wins for the times when things do. Hire people who are already in jobs. The best people in the business will always already have employment. There are many schemes across the country to improve D/E rated EPC properties. Look in your local area as it may make help you with existing tenanted properties. Look at future planning in your areas, if you buy in places in line of regeneration/--- then you could get great deals in those areas now before they are improved. Mortgage rates are significantly higher than they were a few months ago but really this is the market correcting itself, 3% isn’t historically that high. This could present some opportunities for people who can’t afford the higher rates. Your tenants are your customers. They allow you to run your business and pay you and your staff wages. 98% of tenants are great. Budget for everything and then if you have bad tenants that don’t pay on time or damage your property then you can afford to cover it. Plan for rent arrears with rent guarantee insurance. BEST MOMENTS   “As I’ve learnt a lot in the last few months and managed to come through to the other side with a lot more resilience” “Pretty much 97% of our cash is back out of the deals and available to do more deals next year” “Be resilient, be ready and go for everything you absolutely can” “The whole country is panicking about interest rates right now” “I don’t see them as my tenants I see them as my customers” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin joins Jessen James on the Mind Over Money podcast to talk about the power of property investing itself, as well as his own personal journey in business, and the part that mind-set has played in his incredible rise to success. KEY TAKEAWAYS Inspiration can take many forms, but nothing stirs us or empowers us more than seeing others who have succeeded, and hearing the stories of how they did so. When our backs are against the wall, we usually discover how strong and resourceful we can be. Never be afraid of pressure, because it can serve to highlight our strengths. Often, we tell ourselves that success is elusive. We are afraid to take the risks for fear that they won't work out. Taking that first step towards action is crucial. Accountability is important when it comes to our business journey. We must take responsibility for the choices we make, even if they are wrong ones. BEST MOMENTS 'Within 12 months I'd replaced my income' 'I had no choice but to think creatively' 'It's not difficult to raise money. It's difficult to try' 'Stop looking back and look forward' VALUABLE RESOURCES Mind Over Money Podcast - https://omny.fm/shows/mind-over-money ABOUT THE GUEST Jessen James Jessen has spoken to and trained thousands of entrepreneurs all over the world, and has featured on Channel 5's Rich House Poor House. Having built, bought and sold multiple businesses himself, Jessen has had some amazing wins and some rather spectacular fails too! He now dedicates his time to serving others to better their lives and businesses by sharing his learnings. Get in touch today. ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Lisa O’Reilly, previously a chartered accountant, joins Kev in this episode to talk about her journey into property investing, particularly in the Irish market. KEY TAKEAWAYS  Lisa followed her sister’s footsteps into the world of accountancy but the opportunity came to purchase an investment property and after a stressful time at work, she decided she wanted to live a different life and go into property investing full-time. It doesn’t matter what job you are in or what background you have, anyone can become a property investor. Previously Lisa thought that you needed to follow a set path to become successful in life but this has been debunked by meeting and seeing the success people have in property investing. Lisa found Progressive after doing some online training with Simon Zutshi (Property Magic Podcast) realising she needed Kev’s expertise to build on her existing knowledge. She attended MSOPI and began using creative property techniques to build her Irish property portfolio, including lease options and raising investor finance. There is good debt and bad debt, using debt to acquire an asset that will continually generate income for you, such as property, is good debt. Do your homework, numbers do not lie. Lisa believes this is the first rule of property investing. BEST MOMENTS   “I’m an accountant I should know this stuff, yet I was about to sell the only asset I had” “The biggest thing, is you have to take action” “You’re providing a solution that can beat inflation” "Good debt is the debt you use to acquire an asset that will continually generate income" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev is joined by mother and daughter team Sophia and Danica to talk all about their journey into property including how much invaluable knowledge they learnt from Kevin’s No Money Down Course and Mastermind. KEY TAKEAWAYS  Sophia built her initial property portfolio by sourcing properties on behalf of her previous accountancy clients as investors. She would then charge them a sourcing fee and then a management fee. After 6 years, Sophia was finding the business growth difficult to manage, so she recruited her daughter Danica. They found progressive in 2020 and bought Kevin’s online No Money Down course. This led to them joining Kevin’s Mastermind and they haven’t looked back since. Since doing the course, Sophia and Danica have started to use other people's money to buy their own properties as well as doing some rent2rent deals and serviced accommodation, expanding on what they were previously doing. There are a lot of opportunities in the market right now. There’s not a lack of money like many believe. Buying at the lower end of the market isn’t the only way to make money. If you buy in more expensive areas, there are a lot of opportunities to add high value. BEST MOMENTS   “Something just said to me, go for it” “The right time was yesterday, now is a great time to get into property, there is so much coming onto the market” “Expensive areas are where you can actually make a lot more money because you can add a lot more value” "There's a benefit to the tenant and the landlord" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In today's episode Kevin discusses why not to listen to those advising to steer clear of London investments, why the ‘tenant buyer’ strategy is the most hands free of them all and how to sort the good builders from the bad.  KEY TAKEAWAYS  Over the last few months, people have started the question if it is wise to invest in London, given the way of the world. That is because the masses are questioning London. Observe the masses, and do the opposite. Interest rates are going to drop to negative, so there has probably never been a better time in history to raise money to help invest in properties.  Many people would consider single lets the most ‘hands free’ strategy. However with single lets you often have the management, the maintenance, the voids and the inspections. With a tenant buyer, it is completely hands free strategy. You don’t need a letting agent or a maintenance team and you can do it remotely as it is completely outsourced to the tenant buyer.  If you're setting up a limited company, you should be putting  a personal loan into that company. When running a limited company you need to ensure you get a property tax accountant . Everything from mobile phones to office supplies can be put through the company as company property rather than putting it through your own name.  If you ring a builder up and he says he can come tomorrow, they’re likely a bad builder. The good builders are always busy. The moment you get a property agreed, you need to find a builder. You will get the keys anywhere between 4-8 weeks after the agreement, leaving it until then to find a good builder will cost you.  You need two years of company accounts in order to qualify for mortgages in your company name. You can start by doing rent to rent and lease options in order to build up your accounts.  Many people want to quit their jobs to become property investors. The reality is, you do not need to quit your job.Managing your time is a better step than quitting your job. You have got plenty  of time to do property in your spare time, if you are smarter with your free time.  Aim to quit your job later but first you should build up cash flow and passive income.  If you are just starting out and do not have the funds or knowledge to invest in property yet, it is a good idea to go and work for an investor and offer to work for free. Find the big player in your area and ask how you can help them. They will give you some work to do and you will learn from their expertise.  BEST MOMENTS “Raising money has never been easier” “You don’t find it difficult to raise money, you find it difficult to try, you find it difficult to ask.” “Quitting your job is not the route to success.” “If you give, you will receive.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk  https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Selena Davy joins Kevin in this episode. Selena talks about her property investment journey, to potentially inspire you to either get started yourself or remotivate you to keep going. KEY TAKEAWAYS  Previous to property investing Selena was working in the NHS for 22 years. After being very ill and spending 6 months in the hospital, Selena knew that she needed to make some changes in her life. Selena started to attend courses including Progressive Property Multiple Streams of Income and No Money Down and discovered that property was to be her next passion. Most of Selena’s experience has been good but she has had some difficulties, including builders stealing money. It's important to recognise that property investing isn't ever straightforward or easy. There are of course bad landlords, but Selena doesn’t believe they are the majority, most landlords want to help people. If you’re winning to learn, especially from other people, Selena believes anyone can be successful in property. BEST MOMENTS   “It’s been quite a few twists and turns” “You get your refurb money back from the rent in a few months” “I don’t think I could stop even if I had enough money, I love it [property] now” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Lucy Ingram joins Kevin in this episode to talk about the interesting and innovative things she is doing with her property partner Steph. They discuss how their property journey started, what is has evolved into now and what they have learnt along the way. KEY TAKEAWAYS  Lucy and Steph were both serving in the military when three years ago they decided to go into a property business together. They started to learn as much as they could about property, starting with free courses and books including Property Investing Secrets by Progressive founders Rob and Mark. They then started doing paid education, which is when they attended Progressive’s Multiple Streams of Income Course and it led to them buying their first buy-to-let properties, serviced accommodation and rent-to-rent properties. Lucy and Steph scaled very quickly, potentially too fast as it meant they didn’t reflect on some of their mistakes quickly enough. Lucy has been able to leave the military and focus on property full time, the long-term plan will also be Steph to leave too. As a landlord, rent to rent has a few significant benefits, for Lucy it was getting a good price whilst having her properties looked after in a hands-off way. BEST MOMENTS   “We were spending way too much time working and not enough time together” “We built my parachute, we got ready for me to leave” “You’re always making mistakes and that’s where you grow” “Property is a people business” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin has over 20 years of experience in property investing and his portfolio is now worth in excess of £10million. But it wasn’t always this way, the first 10 years of Kevin’s property journey wasn’t easy, and he ended up in a significant amount of debt. But he then found Progressive Property training and invested in his education, turning his business around. Listen in to this episode to learn about the truth in building a large property portfolio, learning from both the mistakes of Kevin’s past and the wins he has found in the last decade, particularly around staff. KEY TAKEAWAYS  You can’t build a large portfolio all on your own. You need to work with a team. Once Kevin managed to get himself out of debt he then focused on building his portfolio enough for it to be his full-time venture. Staff produce a variety of challenges and this only grows the more you scale. Ensure you pay your staff what they are worth, this works both ways, ensure you don’t overpay as this can become difficult to control. At the beginning of your journey look at remote staff to hire, such as virtual assistants, to help you scale before committing too much to in-house staff. Experienced people who don’t need full-time hours but can be flexible can be great staff to hire before starting with full-time staff. BEST MOMENTS   “All I wanted to do was get out of debt” “Everybody has their uncomfort zone” “Hire fast and fire slow” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin wants to talk about what is happening in the property market right now and use his decades of experience in creative property techniques to answer the question that keeps being asked, should you rent or buy? KEY TAKEAWAYS  Property values have risen well above the cost of affordability for many. Interest rates are going to have to push prices down now, people can’t afford to pay the mortgage rates that will be available. 05’06’07 was very similar to the past three years, it was a boom followed by a drop, this is what Kev thinks will happen next. You can still buy, but you won’t be able to time the market this is for amateurs. Property investing is a long game, if you can afford to buy now then you should. If people can’t afford to own property at today’s rates, then they don’t have a robust business. More millionaires are made when the property market goes down, there are opportunities to be had everywhere. The banks are confident that the rates will be coming down again or they wouldn’t be offering low rates on fixed mortgages. BEST MOMENTS   “There’s a lot of people scared out there, a lot of people that don’t know what they should do” “There will be mass repossession, this is my prediction” “The amateur is trying to time the market” “You can make money when the markets going up, you can make money when the markets going down” “If you’re one of my tenants, you should be buying!” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Laura Hamilton is best known for being the host of a place in the sun as well as appearing on the likes of dancing on ice and cowboy builders! She joins Kevin to talk about her property investing journey, from her very first buy-to-let at just age 19 to the development she is on now as well as how she got into television. KEY TAKEAWAYS  Based on her own experience, Laure believes the property market is going to level out over the next coming months, down to interest rates but also due to the cycle that property goes in. It’s a seller’s market abroad at all levels. If you find a good solicitor, you can purchase properties in Spain and other places in Sterling, this can be a way to negotiate a property's price with your seller. Great time management and knowing how to prioritise is how Laura keeps her busy schedule and life organised. She also couldn’t live without her phone, it’s how she keeps on top of everything including to-do lists via her notes app. The school system doesn’t teach enough about financial education. Laura has got her children their own ‘spending cards’ and is always making them aware of the cost of things. The speed of the buying process abroad, such as Spain is a lot quicker than in the UK. It frequently takes less than a month. Spain has a deposit system in property buying, that shows both the buyer and vendor that they are serious about buying. It deters any ‘gazumping’. Laura is always very hands-on in her projects, she isn’t afraid of getting her hands dirty and enjoys being part of the process. BEST MOMENTS   “It had to level out, it is levelling out now, it might well take a slight dip” “Since the pandemic and Brexit the buying rate [abroad] has increased” “It’s a skill to be able to multitask and it’s something I am able to do, my brain is frantic and a lot of entrepreneurs would say they don’t switch off easily” “We all need to be mindful of how much things are costing” “I’m trying to make my house as sustainable as possible” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Chris Irving has been investing in property for a couple of years and has grown his portfolio using a variety of techniques, which he shares in this episode with Kevin. He also talks about the positive impact the Progressive property courses and community has had on his investment journey. KEY TAKEAWAYS  Chris started by doing a couple of ‘flips’ without realising at the time they were flips. His first was his grandparents house where he lived in the property whilst renovating before selling. After the breakdown of his marriage, Chris put property on the back burner but he still had tough decisions to be made, resultin gin him choosing to sell his family home and keep his property portfolio. He then signed up for progressive’s MSOPI and by the end of the event he had signed up for two additional courses. Networking with other investors and people in the Progressive Property community has been invaluable to Chris. If you’re looking for a strategy, tenant-buyer is a good choice. This is an option Chris used when he wanted to help someone out but when he also had a cashflow problem. If you are struggling in your property journey then Chris says to simple ask those around you and consider all your options carefully. There is usually a solution to your problem. BEST MOMENTS   “One of the things that keeps coming back to us, is the people you meet” “What I take away the most from it [The Progressive Community] is the inspiration you get” “Seek advice from people around you” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin is joined by Stephen Kempt, who has spent the past 3 ½ years building up a property portfolio in single lets, buy-to-lets and HMOs. Listen in to hear how you can build a property portfolio from scratch in the current climate. KEY TAKEAWAYS  Pre-property Stephen says he was just like any ‘normal’ person. Generally thinking about pensions but having two holidays a year and living with his partner working full time. Stephen and his partner bought their first buy to let for pension purposes but they soon discovered that this wouldn’t be enough financially. The first step to building their portfolio was to gain property education. The key to Stephen scaling so quickly was by finding outside investment. It would have taken them much longer to build their portfolio relying on just their income. Stephen admits property investing is hard but it’s about choosing your hard. Either work full time until your late 60s or work hard now so you can have an easier life in years to come. Property isn’t a get-rich scheme but you will make wealth, it just takes time. BEST MOMENTS   “We believe education and mindset are the foundation for everything” “Start small, start grassroots, it starts at home but certainly ripples outwards from there” “Be consistent, show up and be authentic” “You’ve got to work hard in order to not work hard” “You need to find that thing that stops you quitting” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Richard Stone has spent most of his life in construction but in the last few years, he decided to start to build his property portfolio. He joins Kevin to talk about his property journey and what he has learnt along the way. KEY TAKEAWAYS  It was after beginning his property journey that Richard realised he needed training and education in Property. This is when he started attending Progressive Property courses, including Progressive's flagship even MSOPI, to learn how he could best utilise his knowledge and skillset. It all starts with the client and although Richard has tons of hands-on construction experience, he didn’t know how to find and retain clients and raise money. This is what he learnt with Progressive. You don’t need your own money to get started on serviced accommodation, you just need to learn how to raise capital. Focus on the feedback you get in the right places, not all advice is good advice. Your clients will tell you if you are doing the right things. There are endless opportunities in the world if you have the right mindset. Now is always the right time to buy property. Being around the right people on your property investing journey is essential. To help guide you but also to support you. BEST MOMENTS   “ A lot of it isn’t skillset, it’s mindset” “There’s a difference between what you think is right and what’s actually right” “I reignited my passion for education” “Your own money actually holds you back” “Poor people get their advice from family, friends and neighbours, wealthy people get it from people who have done it before them” “You don’t know what you don’t know” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

The energy price crisis is going to change the world of investing forever. Listen in to this episode with Kevin as he explores why this is but also why there is likely to be more opportunities than ever. Kevin also talks about his recent issues with mould, what corrections and changes are likely coming in the property market, what he believes Liz Truss’ policies will be in the coming months and more in an Ask Me Anything. KEY TAKEAWAYS  The billions printed in the pandemic are why we are in the situation we are now. The money Liz Truss is printing now will have minimal impact, both negative and positive. Interest rates are rising but they are still historically low. The cost of money is only relevant is you are paying more than you are making. If your property is already making a profit, don’t worry about if the government brings in rent freezes particularly if you are on a fixed rate mortgage. The coming years are going to create the most wealth-generating opportunities seen in years. You need to focus on growth and investing in your mindset and knowledge. You could start off in property and go straight into serviced accommodation but it’s worth remembering this isn’t helping solve any housing issues the country is currently facing. Time, knowledge and money are what you need for buy to let, however you don’t need all three to get started. There are lots of creative ways you can raise finance if you have time and knowledge for example. When there is a monetary crisis people obviously look to save money, This is why you typically start to see the lower end of the market rise in demand. Always be open-minded to opportunities and deals in property. BEST MOMENTS   “ 180 billion will do nothing to fix this country” “Interest rates now are now high” “The government does not have enough housing stock” “Money is not necessarily the issue for most people, people will still want to buy those properties but will there be a correction in the market?” “There’s a lot of hatred out there for landlords” “The most important part of the transaction is the person selling the house” “When you go out there looking for deals, suddenly you realise they are everywhere” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin shares 9 top tips he has learnt in the past 9 years as a Property Investor. Kevin has been in the property game for over 20 years, but it was only when he came to Progressive Property 9 years ago that he really learnt how to become a professional property investor. KEY TAKEAWAYS  I am not a landlord; I am a property investor. Raising finance is one of the most important aspects of property investing Property is a people business The right house will always find the right tenants You can’t plan your week in detail Become knowledgeable about your local council and regs Long-term thinking is what you need in this business Your network, it’s not just what you know it’s whom you know Boring is best! BEST MOMENTS   “There’s a very big difference between a landlord and a property investor, a landlord owns a job while a property investor runs a business” “The quicker you can become the investor the quicker you will scale your business” “Do not pedestalise the money, the most important thing is your knowledge, your action, your time” “Property is about collaboration; property is about your network” “The long-term takes care of itself” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Kevin has been investing in property for 18 years, has built up a multi-million pound business and uses creative property investment strategies. In this episode, Kevin reacts to a  recording of Judge Rinder on Good Morning Britain about landlords. Kevin gives his take and insight on this video and gives his thoughts on how we can actually tackle the Housing Crisis in the UK. KEY TAKEAWAYS Yes, there are rogue landlords out there. But Kevin, his team and the landlords Progressive Property train are not part of them. In fact, they invest in run-down, sub-standard properties and make them better for future tenants of theirs as well as bringing properties back into use. Section 21 can get abused by some landlords. But Kevin has never done this, he wants his tenants to treat the property as their home. We have to think about the other side, section 21 is there for bad tenants, for the ones who don’t look after the property, who don’t pay on time. There are also many landlords out there who aren’t investors, that just have one property-when that tenant doesn’t pay or creates expensive repairs it can leave them in financial ruin. There is a lot of unnecessary red tape and it actually becomes an obstacle for tenants and landlords when there are issues to be solved. Unfortunately there are many tenants that don’t look after a rental property in the same way they would if they owned it. This is especially demonstrated when it comes to preventing damp. Not opening windows, not wiping down the shower and drying clothes incorrectly can cause damp issues, simple things that could be avoided. The types of property Kevin buys/invests in aren’t properties that would appeal to first time buyers. He isn’t creating competition for them as they wouldn’t purchase what he does, without landlords like him they simply wouldn’t be bought. Everything has to be in balance. There needs to be robust legislation that supports both landlords and tenants. To solve the housing crisis the country needs to become creative with solutions, the government, councils and landlords need to work together:-We need better accommodation to solve the housing crisis. There are plenty of buildings out there, it’s about bringing them back into use and to a good enough standard. The council could work with landlords to bring these back into use.-We need a more streamlined way of the government/councils paying landlords when tenants cannot. Universal credit has made this much harder. Capping rents would only harm tenants in the long run. Proper landlords reinvest their money back into the property creating a higher standard of living accommodation. BEST MOMENTS “Don’t tar every landlord with the same brush, don’t make every landlord a rogue landlord, because not every landlord is” “Maybe he’s got a hidden agenda” “They create damp in the properties” “Everything has got to have balance” “The private investors are the ones that can solve this problem” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this week’s episode, Kevin talks about all things auctions. Listen to Kevin talk about how you can still make money with auctions, what to look out for and how you can avid expensive mistakes. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Making good money on auctions is all about knowledge and education. You need to have a good overall understanding of property investing and be educated around what to look for. Relationships are important to make deals with estate agents. With auctions, there’s no relationship needed, in this sense it’s easier and requires less work. With auctions, you know what other people were willing to pay. As long as you are educated it’s then easy to see if you have offered the right price or not. There’s 200+ auction houses around the country, just because someone has been to one and it wasn’t good or was expensive that doesn’t mean there aren’t deals to be had in other places. Keep things financial, don’t let emotions have an influence over your price and use your knowledge to get great deals. Kevin never makes early bids. He waits until people stop bidding as much and then offers. Sometimes he even offers post-auction if there have been no bids. If you can read the room properly then you can offer directly with the owner and use it not selling at auction as leverage.  BEST MOMENTS “Auctions are phenomenal now” “With right move it’s already too late” “If you bid too early you’re adding fuel to the fire' VALUABLE RESOURCES https://www.progressiveproperty.co.ukhttps://kevinmcdonnell.co.uk  ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Kevin McDonnell talks us through the Dos and Don’ts of successful networking. Networking events can be daunting and can be unsuccessful and time-consuming if you don’t make that unforgettable first impression! Tune in today to find out how you can grow your network, make a lasting impression, attract JV partners and property investors and ensure that every networking event is a success!   KEY TAKEAWAYS  Where Can You Network?  There are many places you can go to network. Progressive property run about 40 property networking events all over the country, meaning it is likely there will be a PPN event near you. However, it is not only about networking events, but it is also a great idea to attend business networking events both locally and in different parts of the country. Have in your networking plan, to attend other types of events as well as events in other locations around the UK and the rest of the world that can help build your power team.   What To Do At Networking Events?   Have a clear plan before you attend, don’t just attend a networking event to listen to guest speakers. You should be bringing business cards to the events, you need to have a way that you can capture people's attention. As well as handing out your business cards, make sure you collect other people's contact details.   You want to be listening to others, more than you are speaking about yourself. Learn a little bit about people, keeping your eyes and ears open to find the person who is looking to invest.   If you do get the chance to tell people a little bit about yourself, keep it to a minimum and have what's called an ‘Elevator Pitch’, practice this at home before you attend. Focus your pitch on the features and benefits of working with you.   Make a list of people you need to help fulfill your power team, and go to the networking events to specifically source these people.   -A key part of attending networking events is the number of people you speak to. You don’t need to spend the entire event talking to just one or two people, you will be missing out on speaking to the majority of people at the event. The main goal of each networking event you attend should be to collect as many people’s contact details as possible.   Dress well when you attend a networking event. Don’t give people the opportunity to have a negative impression of you based on the way that you present yourself.   Give people the opportunity to talk about themselves, only speak about yourself if you’re asked. Ask them, how you can help them and what they’re looking for that can be mutually beneficial. Do not try to sell them things within the first few moments of meeting them.   BEST MOMENTS  “If you really want to scale your networking business, if you want to do a lot of property deals, then you’re going to need the help of other people”  “A wise person once said, ‘you’ve got two ears and one mouth, you should move them in the proportion”   “People want to work with people that they know, like and trust”  VALUABLE RESOURCES   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767   https://www.youtube.com/watch?v=o8TZdualhcw   https://robmoore.com/   ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD  https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/  http://progressiveproperty.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Paul and Ben are a deal-packaging property duo who decided to joint venture together after re-meeting in the Progressive Property network. They join Kevin in this episode to talk about the 200+ property deals they have achieved over the past 3 years. KEY TAKEAWAYS  Paul and Ben had virtually no experience in property, before attending courses with Progressive Property and gaining an incredible network. Liverpool and Manchester is where Paul and Ben’s property portfolio is based. The duos experience in business meant they looked at the deal packaging process as a ‘conveyor belt’ so they had services to offer each step of the way, from start to finish. Systems are a worthy investment; it allows your property business to scale quicker. You can’t do 96 deals a year on just pen and paper. The education and support network Paul and Ben have gained from Progressive Property has had an immeasurable positive impact on their property journey. Businesses are evolving all the time, once you solve one problem you will find another one. But if you build a good support network around you and embrace the challenge you will thrive. BEST MOMENTS   “223 deals in 3 years!” “You can do property investing no matter how long you have been doing another career, no matter where your starting point is you can get started and begin a property business” “It all came down to systems and people” “Time is the most important element, and you can’t replace that” “Build your parachute before you jump out of the plane” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Samuel Chick joins Kevin for a second time in this episode to give an update on what he has achieved in the past 12 months. Last time he was on the podcast he was still working full time and it was mid-pandemic. Listen in to hear what Samuel has been up to the past 12 months and what he has managed to achieve. KEY TAKEAWAYS  In just 9 months, Samuel and his wife have managed to build 700k in equity in their property investments. Samuel’s strategy is to buy ex local authority properties and then push up the value by renovating them, extending them and turning them into HMO’s. Students are Samuel’s main market, he finds his properties are really popular because of the finish he puts on them and the great branding he has created. The benefits of the student market is the cashflow. Students move in at the same time each year and look for rooms for the following year at the same time too. So for 21 months of the year, you know where you are with your rooms. There are some small disadvantages to students, because they are usually young, they may call more often because they don’t know how to change a lightbulb and similar small maintenance issues. Samuel is able to rent his houses out for the entire year because they are in such high demand. He is proud of the high standard he offers and would happily live in them himself! You pay zero council tax on a student property and the student pay ‘uni homes’ for all their bills. All Samuel has to collect is his rent. The art of systemisation has helped Samuel with his HMO portfolio. He has built robust systems to ensure he is up to date with all regulations and maintenance. BEST MOMENTS   “The brand is really important” “All our houses are immaculate, I’d live in them, I feel proud” “If you do a good product, people will pay for it” “It’s as close to the single-let and forget but with higher cash flow” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin is joined by Malcolm Ridley in this episode to talk all about his property investment journey. Malcolm didn't start his property journey until later in life but argues, and proves, that it's all about mindset, age truly is just a number. Listen in now to be inspired to start or scale your property investment strategy! KEY TAKEAWAYS  Malcolm was working for network rail as a commercial manager. It involved 60 hour+ working weeks and was what he describes as a ‘grey existence’. Becoming an accidental landlord is how Malcolm started his property journey. Shortly after this he also bought a property for his daughter to live in after realising how much she would be paying in rent in Leeds. Several years later, after his son had also lived in the house he bought in Leeds, Malcolm and his son bought a house at auction and his property investing started to expand. Malcolm learnt a few lessons from this auction property, including to not try and do all the work on a house yourself and why buying the worst house on a good street is a good strategy. After the auction property, Malcolm realised luck had been on his side as he learnt a few things that could have spelled disaster for him and his son. This is when he decided property education was something he needed to invest in next. Having a mentor helped Malcolm build his confidence in property and business as well as taught him how to overcome many barriers. Building relationships and rapport with agents has been part of Malcolm’s property strategy and helped him with his acquisitions. If your aim is to make capital, Malcolm believes there is money to be made in ‘flips’ in London. If it is cashflow you are after, then your best bet is probably to invest in the north of England. Property works in all locations; you might just not be applying the right strategy or technique. Joint venturing is a great way to start your property investing journey. You can rely on their expertise and time whilst still maintaining your job. Property is a people business. Malcolm found that by being fair with his pricing he got offered more properties further down the line. He played the long game by considering the true value of the property and not ‘squeezing’ the vendor at each deal. Malcolm didn’t start properly property investing until he was 61, he says all you need is the right mindset, age doesn’t matter.   BEST MOMENTS   “Don’t do all the work yourself” “I realised that what we needed was education, so I decided to invest in education” “Once you’ve bought one and they [estate agents] know you’re serious they are interested in presenting more opportunities to you” “In London you can probably make money on flips, but you have to buy carefully” “That’s one of the great things about property, collaboration” “It’s never ever too late to invest in property”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin is out on the road, viewing his properties so wanted to do a ‘day in the life of’ whilst answering your questions! KEY TAKEAWAYS  Being in your 50’s is definitely not too late to get into property investing. It takes less time than you think to make just one deal, just start now. Don’t take a bridging loan on a property if you don’t have an exit strategy. You have to start with the end in mind. Joint venture with someone to build up credit. Use your time to benefit them but utilise their credit. How can you find your first investment property? Go direct to vendor, tell everyone you know that you are looking to get into property and market yourself. Trying to find good people in this recruitment climate is difficult at the moment so try and put this first and as a priority when you are scaling. When you buy a property, you should be adding value and creatively making deals. This protects you against the market. There’s no failproof way to know if your client is good or bad, you can do all the checks but this still doesn’t completely protect you. Your plan for property business should be how to create money from the houses you buy and to hold them long term.   BEST MOMENTS   “You can replace your income in 6-12 months”           “Don’t be emotional, take a financial decision” “Educate yourself on how to find these deals” “It’s not that you can’t find the deal, it’s just that you don’t know what you’re looking for”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Jason and Blondine join Kevin today to talk all about their own journey into London Property. They discuss what drove them to starting their property journey, why working together as a team has been important and how attending various Progressive Property courses has helped them find success. FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD KEY TAKEAWAYS    Individually Jason and Blondine started in property separately. But 18 months ago they met at a Progressive Property event and led to them making their first deal together. Working together has helped Jason and Blondine because they have different skillsets, they play to one another’s strengths. Rent2Rent has been important to Jason and Blondine’s growth because there is less risk involved. It’s a strategy that if you get the right balance and demand you can grow quickly and effectively. It’s important to follow the process in property, don’t sit back or give up if you don’t find instant success. It takes time, effort and practice. Jason and Blondine attribute their success to the knowledge, support and the community that have found with Progressive Property. Training, support and confidence is the key to finding success in property. Training and courses are invaluable, you learn from others mistakes as well as become inspired.   BEST MOMENTS   “[Progressive] completely changed my outlook on property with creative ways of dealing with properties, completely changing my mindset” “The key is not to find someone just like you…find someone who brings a skillset you don’t necessarily have” “We all have the same passion, the same drive” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD A special episode by co-founder of Progressive Property Rob Moore. Rob talks all about whether it is right to rent your own property or buy your own home. He also warns against the advice of so-called American gurus and discusses the pros and cons to owning your own home.   KEY TAKEAWAYS  It’s important to do your own due diligence in your country and market. In the UK buying your own home is almost always the best option. If you are in the position to buy your own home then you should do it! There’s much more stability in owning your own home. Owning your own home means you are earning money whilst you simply live in your house. One of the few things that is inflation-proof right now is housing, inflation pays your mortgage whilst the value of cash depletes. When you rent, the landlord gets all the benefits, not you.   BEST MOMENTS   “This is a topic that gets a lot of heated debate across the internet” “If you buy your own home you have security” “Safety nets can be really bad for your hustle, for your desire and ability to go out there and make things happen” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode, Kevin speaks with ex-nurse Chloe Tyrell who has a portfolio of single let and HMO properties with her partner. After learning more with Progressive they are now entering the commercial conversions market too. Listen in to hear all about Chloe’s journey to becoming a property investor full time and learn some great tips and ideas for how you can start your property journey with Progressive too! KEY TAKEAWAYS  Chloe was in her early 20s when she decided to invest in a buy to let, there was no strategy this was just something to help her when she retired one day. It was 2019 when Chloe and her partner had some changes in their lives. It led them to look at property and this is how they found Progressive Property and worked to getting into property as a full time venture. Chloe has attended many Progressive Property courses to build her property portfoli including MSOPI, No Money Down and Commercial Conversions. The education has definitely fast-tracked her on her property journey and helped her avoid some costly mistakes. Making relationships and perseverance are two of the biggest skills Chloe has had to master to progress and sustain her property career. Having a peer group and a mentor is reassuring and supportive, it has helped Chloe achieve her goals. Communication is the most important thing in any partnership. Being in business with each other as well as a romantic relationship, clear communication is integral as well as splitting responsibilities.   BEST MOMENTS   “That four-day course pretty much summarised everything we had done in an 18-month period” “It would have sped the process up and it would have saved on any costly mistakes” “Have a bit on introspection and know a bit about yourself and what you really want and what is holding you back too”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin is joined by Muzzy, a property dealer based in Nuneaton. He talks to Kevin about his own personal property journey and how Progressive Property helped him with his fast route to success in property Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS  Muzzy got into property almost by accident. He saw an opportunity to join a property course for free to learn about investing and this is what got him interested. It was June 2019 when Muzzy found Progressive. He did the MSOPI course first which led to him completing the Rent2Rent course and mastermind. It’s essential to have a cashflow strategy when getting into property investing. It’s important to gain and understanding of why you want to get into property and what it is you want to achieve. No money down felt impossible to Muzzy before he learnt about how to make it happen, now it feels so simple. Until Muzzy undertook Progressive training, he thought there was only one way to own property. The courses opened his eyes and inspired him to build his own property empire. Life has changed considerably for Muzzy and his family. It has allowed not only him to follow his passion but his wife too. The knowledge Muzzy learnt from Progressive was essential. Even now he recognises that he wouldn’t have been able to have the success he has had by going it alone.     BEST MOMENTS   “I was still slightly sceptic until I bought my own property with none of my own money” “You can take that problem away, generate cash for yourself and help someone else [too]” “I didn’t think it would happen this quickly” “I don’t need to know everything I just need to know the people that know” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Nick based in Southampton joins Kevin in this episode. Nick started in property 4 years ago, where he struggled at first but in the past 12 months he has managed to really accelerate his property journey. Listen in to hear be inspired by what he did to turn things around and learn what you can do to step-up your property journey too! Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS Nick was working a job in manufacturing when he read the book Rich Dad Poor Dad, this was the catalyst that made him decide he needed to earn more money and led him to starting his property journey.   He began looking at free property content in places like YouTube and attending free events in London. This is how he decided that the UK property market was for him.   Nick didn’t have cash for a deposit so after more research started looking at rent2rent strategies. He started off with Serviced Accommodation but then moved into HMO’s after attending the Progressive Rent2Rent online course.   Once live events started up again, Nick travelled down to Peterborough to attend the Progressive No Money Down Event. He got so much value from this course that he then signed up to the mastermind and it has helped him accelerate his property journey.   When using the rent to rent strategy, it’s a myth that you need lots of landlords and agents. Often you just need one and they will feed you the best deals.   Nick never realised how important networking was until he found Progressive. He has found the progressive community incredibly valuable and it has helped him so much along the way including securing many of his deals. BEST MOMENTS   “I went to no money down and got lots of value” “ I have the worst boss possible and it’s myself, I work full time in property” “You don’t need lots of landlords, sometimes you just need one”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin has over 19 years’ experience in property, using creative property techniques to build his multi-million property portfolio. Join him in this Q&A where he answers many property questions frankly and informatively. Topics discussed include the role of landlords in the property market in 2022, what type of mortgage you should be getting and why your property knowledge is so much more important than what you have in the bank. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<  KEY TAKEAWAYS You don’t always need to have a 25 year repayment mortgage. With investment properties you can simply have interest only mortgages. This keeps the mortgage payment lower. It’s worth spending a bit more on the finish of a refurb in order to charge higher rent. You can also join LNPG to get great savings on your refurbishment costs. Simply investing all your life savings into a property isn’t a property strategy. Building a portfolio is all about your plan. You don’t even need your own cash to start in the property game, it’s about having the right knowledge to get you started. Buy to let landlords are not stopping other people buying homes and they have not caused inflation. No matter what, you need to be doing the fundamentals of buy to let: buy, refurbish, let, refinance. BEST MOMENTS “Repayment mortgages for your home, but buy to let homes: interest only mortgages!” “There will always be something stopping you getting ready…it’s about taking action, to take the steps” “Our job as property investors is to always focus on the opportunities that come out of other people’s problems” “Whether you’re a landlord or a tenant there’s people with integrity and there’s people without integrity” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Welcome to a very special episode of the Progressive Property Podcast as Kevin covers the five key things to know before you get started in property. Discover why you don’t need your own money to start investing, why it’s important to surround yourself with a network of like-minded people and why cheap doesn’t mean cheap! If you’re starting out in property, this episode is for you. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS You don’t need your own money to start. With low-interest rates, there are billions of people looking for safe investments in the property market and you can help them by finding and sourcing deals and purchasing property with none of your own money. Surround yourself with likeminded people. Your network is your network, the right network of people will help to advise you to build assets, invest your wealth back into yourself and help to grow you and your legacy over time. Invest locally. You know your local area better than anyone else. Investing locally means you can move quickly, negotiate better deals, build and expand on your local network and invest in the right areas because you know your local streets. Find a mentor that challenges you to think bigger. Everyone has a mentor in their life but are they protecting you and holding you back? Join the Progressive community and find a property mentor that is an expert in property and that can help to propel you and your property portfolio forward. Cheap doesn’t mean valuable. The R.E.A.S.O.N model helps you identify what not to buy. Rundown, Expensive, Abroad, Scattergun, Off-plan, New-build. BEST MOMENTS “There’s nothing safer than property investment” “When you invest locally, you know the property market”  “Investing with your own money is the thing that holds most of us back in building a property portfolio.” VALUABLE RESOURCES No Money Down Challenge - YouTubehttps://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In today’s episode, property expert Kevin McDonnell takes us on a trip down memory lane as he looks back on some of his biggest failures in the property industry and gives us his expert advice on how you can avoid making these mistakes yourself! Don’t miss Kevins expert advice on how you can become a success in property! Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS 6 Biggest Property Failures- Investing Abroad- Don’t buy off-plan property. You are buying something that might go up, or down in value. You’re also purchasing something that might not even get built, there is no real guarantee, and whilst you are waiting for the build to be complete you are not making any money from the property. Purchase property in an area you are familiar with that can make you money instantly and whereby you are familiar with the tax and property laws.   Doing All Your Own Refurbs- This takes up far too much time which can stop you from looking for more property investment deals. The standard of work was also not up to the standards of professional tradesmen, meaning a few years later the poor workmanship will have to be redone. Tying to do those refurbs yourself, will cost you more time and more money.   Waiting Too Long Before Quitting Your Job- Just commit and get out, because quitting your job will allow you to focus more on property and your results will have scaled massively once leaving your job, allowing the freedom and mind space to really focus on scaling your property business.   Waiting Too Long To Hire Staff- Where in your business can you add income? Where can you put money into your business? Things such as speaking to joint venture partners, people who want to invest money into your business, negotiating property purchases or contracts on rent to rents with homeowners, that is where your focus should be. Outsource all the other tasks to staff such as property management, speaking to the tenant, maintenance inspections, all of the tasks that are time-consuming but don’t generate income but rather take money from the business.   Not Having A Clear System To Check Staff’s Work- Hiring any staff comes with an element of trust, and sometimes in fast-growing businesses you can end up leaving staff to get on with their job whilst your focus is on other things. This could potentially result in foul play from your staff as they feel like they are able to get away with things easier as they are not being monitored. Create a system whereby this is not possible. Check your properties out, check your own staff out and make sure that what’s being said is the reality.   Not Hiring A Project Manager- A project manager will hire the entire refurb team to avoid any miscommunications between different tradespeople. If possible, make somebody you know or are familiar with and that you trust your project manager who can get the job delivered on time. Them being responsible for the project means that there's no way there can be any excuses or tension between the rest of the team.         BEST MOMENTS “Mistakes are a part of life”   “You only have to be right 51% of the time”   “The richest people on this planet have made many mistakes”   VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 https://www.youtube.com/watch?v=o8TZdualhcw https://robmoore.com/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Are you scared of making a mistake? Are you fearful of making a bad investment? In today’s episode of the Progressive Property Podcast, Kevin shares with new investors a 7-stage step-by-step guide on purchasing property and how to know if it’s a good investment. Discover how to spot a strong rental demand, where you can add value and what investments are best for instant cashflow. Join the Progressive Property Community Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS Strong rental demand. You should not invest unless you’re sure that you can tenant that property. Research the demographic, demand, value and type of property that rents well in your chosen investment area online and in-person and even survey potential tenants and competition to discover your ideal investment. Cashflow. You need to invest in property that pays a positive cashflow today. Calculate your rental income (turnover) minus your expenses = profit/cashflow. Cashflow will also help to protect you from a recession negatively affecting house prices. Can you add value? Making money is about adding value to a property. Don’t gamble with a property that cannot be improved. Always research the footprint of the property for opportunities to add value. Capital growth potential vs stable property prices. When prices are stable and growth is miserable you will more accurately be able to predict future capital growth potential for that property on that street. Local Economy. Monitor the local economy and understand weather companies will be investing in the area and creating jobs and wealth which will lead to increased rental demand and capital gains. Make your money when you buy. Purchase at the right price, add value and bank future profits. Property Management. Always purchase in an area with good management companies and never manage your investments yourself so that you can focus on finding more deals to increase your wealth. BEST MOMENTS“View other properties to get a good idea of what rental properties should look like”“Property is a business that needs to create you an income today”“If you build up cashflow generating assets, you can replace your income and cover your cost of living”“Equity is vanity, cashflow is sanity”“You cannot add value to new build properties”“Force the value of your property to increase wealth”“Add value and recycle your investment back out by leveraging the banks money” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Progressive Property Co-founders Rob Moore and Mark Homer join the show to share with you the best active and passive investment strategies for high returns and regular income when investing £10,000.  Discover how to get the quickest returns on your investment for short, medium and long-term capital growth from investing in everything from property, stocks and businesses to assets such as cars, watches and commodities. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS The quickest returns on an active £10,000 property investment will be when you combine your capital with effort and hard work and create a business. eCommerce is a great opportunity for investment, it’s a growing market with huge potential for scale. Platforms such as Shopify and Amazon can help you reach huge audiences quickly. If you’re passively investing £10,000 the safest options are most ISA’s or a portfolio of tracker funds that invest in the FTSE or American spread. Platforms such as Vanguard and Hargreaves Landsdown are recommended to use. The best property businesses to start for returns are Rent2Rent, Serviced Accommodation or Deal Packaging, these property strategies will give you a fast cashflow each month and ability to get a return on your investment so that you can scale your empire. However, a joint-venture with other investors is also a great way of pooling your capital together for larger projects with bigger returns. One of the better longer-term passive investments to make is in classic cars and watches. If you do your due-diligence using sites such as Glenmarch you can track the price of classic cars and their average price sold. With the right research on the right premium brands, these investments will increase in value year on year and you will see a positive return. BEST MOMENTS “By starting a business and by working hard you will see a better return than any other investment strategy” “We started our training business with £300 each” “Put your £10,000 into a business that you’re passionate about so that you’re motivated to grow” “Purchased non-depresiative items” “Do your own diligence on all your investments” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.glenmarch.com/https://www.hagerty.co.uk/valuation/tool/https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin wants to introduce you to Greg Ball, a kitchen-fitter and business owner who has just started their journey into property investing. This is a unique episode that explores those first few steps when first getting into property from someone who is in those stages right now. Greg also talks about how unique Progressive are in the industry, they don’t just teach knowledge they teach you how to change and alter your mindset to achieve success. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<  KEY TAKEAWAYS   18 months ago Greg had a kitchen business. Covid meant they had to reinvent themselves, they started again and were doing ok but it was a wake-up call that he needed alternative means of creating income. Greg had always wanted to be in property investing and the difficulties throughout the pandemic combined with an inspiring rent-to-rent strategy YouTube Video were the catalysts to get him started. Greg’s wife bought him a ticket to a property show in London and it was here that he headed to The Progressive Property stand and was inspired. Greg then went on to attend the MSOPI event and what he learnt was life changing, he knew he needed to take action, get started in the property game and change his and his families future. Through his kitchen business, Greg had built up quite a data base of potential investors. The first two people he approached said yes. Greg feels lucky but Kevin disagrees, he says he has done the work to build these relationships and then taken action to make use of what he has built. BEST MOMENTS “Property is going to make the life we want for ourselves” “You can’t look back but you can look forward and create a new future” “There’s no such thing as luck” "At the end of the day, it's a people business"   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Sam Waterson is a property deal packager based in Leeds. In this episode he talks with Kevin about what he does in his business, how you can get into deal packaging too, as well as how Progressive helped him nurture and grow his success. Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<<   KEY TAKEAWAYS   Sam has always worked in sales. Being an experienced and passionate salesman whilst having a desire to be an entrepreneur, is what led him to deal-packaging. After using a lettings agency himself whilst being across the other side of the world. Sam realised he had all the knowledge, skills and expertise to run this kind of business himself and so that’s what he did! This was his first effort at running a business. Unfortunately this business did go into liquidation but Sam realised he had learnt a lot of skills and that if he applied these in the right way to the right business he could find success. The Progressive community has helped guide Sam in his property journey, particularly through the power of networking and after attending three deal-souring courses. BEST MOMENTS “I saw it more of a landlords service business” “I realised I had generated a lot of skills that I hadn’t been applied properly” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode Kevin speaks with Simon Cooper AKA ‘Damp Sam’, host of The Damp Show Podcast. Simon has a wealth of experience with Damp and the destruction it can create in properties. His knowledge is gained from nearly 30 years in the building business, including as a plasterer, gaining a HNC in building management and as a property investor. Simon and Kevin talk all things damp, Simon also tells you what you can do to reduce the risks of damp, what different types of damp there are, debunks damp myths and gives some great tips for anyone who owns property! Progressive Property’s Co-Founder, Rob Moore, has teamed up with our lead trainer, Kevin McDonnell to bring you the 2022 edition of our bestselling book, Multiple Streams of Property Income.GET YOUR UPDATED VERSION HERE >>> msopi.live/book <<< KEY TAKEAWAYS   Simon attended the MSOPI course at progressive and this was when his brand ‘Damp Sam’ was born. He then began doing YouTube videos and now racks over 500 videos, including some joint venture videos with Progressive Media. Good damp proofers aren’t easy to find and when you do find one, you usually just take their word for what needs doing. Damp Sam opens up the world of Damp proofing and educates people, arming them with the knowledge to understand what is actually happening beneath the damp they come across. Simon learnt an incredible amount from his first two house renovations. Including the support out there for renovations, asset protection, planning laws and even land registry guidelines. Don’t ever try and do damp proofing yourself, it’s a specialist area and you could create more difficult, and more expensive, problems. As a general rule, properties pre 1919 didn’t have damp courses put in. Post 1919 most properties would have put them in. But it’s important to remember that there are different types of damp courses and not one fix works for all. There are multiple types of damp and it’s essential that they are all diagnosed individually. Most of us have heard of rising damp and this is something that is frequently misdiagnosed, Sam frequently sees on surveys that a whole house is suffering from rising damp but this isn’t usually the case, it’s usually from multiple sources and has differing causes. Houses with differing ground levels within a property, for example if you have to make a step up to the kitchen, can suffer from lateral damp. It’s important these areas have waterproof systems installed to prevent damp. Ventilation is essential to stopping and preventing damp. All properties should have a fan in the kitchen and a fan in the bathroom, to draw moisture out of these rooms that produce a lot of differing heat levels and A great way to test if your internal fans are performing, is to do Sam’s £10 test. You hold a £10 note to the vent/fan and if it sucks it on then you know it’s ventilating enough. In some locations, such as London and Manchester, basement conversions can add a large amount of value. It’s important to weigh this up, as the cost of doing a conversion to a good standard, that won’t be prone to damp, is very expensive. Don’t treat mould with anything with sodium in it. This can create a bigger problem. Simon advises to always look for a mould remover that has benzalkonium in it. If you have a trade or are looking for a career change in the building industry, damp proofing could be you. You just need to learn it, become a specialist and you can make good money in a career that always has work. Get in touch with Simon, PCA and invest in yourself. BEST MOMENTS “There’s a lot of opportunity in the digital world” “There’s already somebody going to do it cheaper” “All these doors were shutting, I was just going to have to be the best at what I do” “Learn how to do this system and invest in yourself” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE GUEST Simon Cooper AKA Damp Sam is a time served plasterer since 1983 and has a HNC in building management. He is the director of 3 Ltd companies and a PCA qualified Damp and structural waterproofing surveyor. He also owns a portfolio of properties that he renovated over the years.  Check out Simon’s Youtube Channel where you can find hundreds of videos all about Damp! https://www.youtube.com/channel/UCDh4nXWTEAPxsG5JIX3VdIg https://www.instagram.com/all_dry_damp/ https://www.linkedin.com/in/simon-cooper-csrt-cssw-hncdampsam-45528649/ https://www.tiktok.com/@damp_sam?lang=en   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD The Realities of Recession  Rob has hijacked this episode to explain the realities of recession and the steps you can take to be prepared and thrive during a period of recession.  It is usually 15 years for a recession cycle and the trigger is always different, but you can take proactive steps; building networks and relationships now in preparation, listen in to hear about the realities and how you can plan to not only survive but thrive.    KEY TAKEAWAYS  A recession can result in fear and this can make it more challenging to understand the realities.  These are the realities;  Many great businesses are built on a recession because the playing field is levelled this includes large and significant businesses such as Microsoft and Lego.  Many business models thrive in a recession e.g. tax accountants and confectionary manufacturers. Progressive thrived because people were looking for something different and positive they could do as a result our training took off.  Your competitors are likely to stop spending money on marketing because they view it as a variable cost. This should be the last thing that should be reduced as it removes your pipeline for new business.  When there is a recession you need to learn how to manage your cash and finances better. If you learn to manage cash flow well now you will be even better in a recession.  Staff costs are likely to reduce in a recession and it is often possible to employ very talented and skilled individuals at lower salaries.  You can buy businesses cheaply and grow through acquisition during a recession.  People will have fear and they will need guidance. They will need leaders and that can be you if you manage your emotions well.  People think that money disappears in a recession, it doesn’t it just moves, from traditional businesses to lean businesses from old businesses to new businesses.    BEST MOMENTS  ‘When we saw the last recession, we had fears and concerns, but it ended up being good for our business’  ‘I learned a lot vicariously from other property companies during the last recession’  ‘If your competitors are spending less on marketing you have less competition for leads’  ‘If you learn to manage cash flow well now you will be even better in a recession’     VALUABLE RESOURCES   No Money Down: Property Investing book by Kevin McDonnell   https://www.facebook.com/groups/progressivepropertycommunity/    ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”  “If you don't risk anything, you risk everything”    CONTACT METHOD  Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs  LinkedIn: https://uk.linkedin.com/in/robmoore1979  ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook   Kevin McDonnell website  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Do you want to become a master negotiator? Do you want to secure property deals and grow your business? If the answer is yes, this episode is for you. Your host, Kevin McDonnell interviews world renowned negotiation expert and best-selling author of bare-knuckle negotiation, Simon Hazeldine. Kevin and Simon discuss the key skills you need to have to become a master negotiator, mistakes to avoid and techniques to follow to ensure you end up with the deal you deserve. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD KEY TAKEAWAYS What do you see as the key skills of a master negotiator? Being a good negotiator is a critical part of your skill set, have a successful property portfolio, property investment, investment business. What makes what makes a really good negotiator is research shows, for example, a good negotiators gather twice as much information as they give, they focus a lot of time, a lot of efforts, a lot of energy in doing what I call getting inside the other person's head and understanding things from their point of view. Good negotiators are also very well planned and prepared. Make sure that people are thoroughly planned and prepared, that they follow a planning process that increases your confidence that helps you consider options before they come up. A good negotiator doesn't do every deal and a good negotiator does every deal that makes good commercial sense. Knowing when to walk is another important thing for people. Patience is also a good thing to be acting unhurriedly even if you are in a hurry, remaining as calm and objective as you possibly can because emotions can obviously flare, human beings are very emotional creatures. Be very polite and respectful is also a good thing. A good negotiator does less what is called irritating behaviours, finger pointing, aggression, sarcasm and insults. Keeping it professional is an important thing to do, particularly if you want to be doing repeat business with that individual or that organization. Good negotiators have the ability to step into their shoes of a seller and see it from the seller's point of view. Price is a factor in any negotiation. Usually, it is very rarely if ever, the only factor and if it's just got narrowed down to price, you might be missing other opportunities to add value to the deal for the other parts. It is always about the people, the people who own that property that you want to buy must be willing to also sell it to you or want to do a joint venture with you. If you find out what's most important to people and then you show them how you can help them get what's most important to them, that's selling a negotiation in a nutshell. Solve their problem instead of trying to buy their house. What are the biggest mistakes people make in negotiating? Moving too quickly to sort of doing the bargaining, how much are we going to pay and then that they don't spend enough time planning and preparing. They don't spend enough time understanding the perspective of the other person. New property investors, property developers are sometimes very anxious to get some notches, some numbers and get some deals done and sometimes pursue a deal far too long when they should walk away because they feel nothing's happening and it's not working. If your first five deals that you sign up roll pretty badly, you're going to have those bad boys in your portfolio for a while. Definitely move fast but move faster when the deal is right. Tips for getting better results in a negotiation. Do your homework and do your research. Knowledge is power, walk the streets, have a look, get to know the areas, monitor things, watch what's happening. Ask more questions, do less talking and more listening. Find out if you can construct something that is going to meet what that person needs, solve their problems and take away their pain. BEST MOMENTS “People think that negotiation is the sexy exciting cut and thrust, but that's only going to be sexy and exciting if you've done your homework in advance.” “The more time you invest in the deal, the harder psychologically it is to get out it.” “Neuroscience research shows that 95% of the influence on our decisions is from more emotional primitive regions of the brain.” “Average man or woman in the street thinks negotiation is open high, drop down, meet me halfway and back and forth but it’s much more than that.” “Empathy is different to sympathy, empathy just means I get how you're feeling, I understand how you’re feeling, I understand why this is important to you.” “Word of mouth is very powerful and also a very bad form of marketing, depending on what's being said about you.” “Understand that if you feel a bit uncomfortable, that's called being human and that's really normal and that's not a bad thing.” “The more you learn, the more you earn.” “The more desperate you are, the worst deal you will do.” “If you don't ask, you have rejected yourself.” “You make your own luck through the work and the effort and the focus that you put in.” VALUABLE RESOURCES simonhazeldine.com https://kevinmcdonnell.co.uk/ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD Facebook: https://www.facebook.com/kevinMcDonnellProperty/ Official website: https://kevinmcdonnell.co.uk/ https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell ABOUT THE GUEST Simon Hazeldine is a world renowned negotiation expert and best-selling author. Simon is an international speaker and has worked as an expert consultant in the area of sales, negotiation, business performance and applied neuroscience with Fortune 500 and FTSE 100 companies. CONTACT METHOD Website: simonhazeldine.com Twitter: @simonhazeldine Email address: simon@simonhazeldine.com progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD A short but informative episode where Mark discusses the current economic news including the changes in the new budget and what he thinks will happen next. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD KEY TAKEAWAYS We’re coming to a period where living standards are going to reduce in ways not seen since the 1950s. The rise in inflation and employment issues are all adding up to a historical economic time; and we are living in it. There has been a £2300 increase on the income tax threshold and a 1% reduction on the basic rate income tax will have most significant effect on most people in the new budget. BEST MOMENTS “I suspect it’s more of a gesture rather than something concrete that will make a difference” “Rishi is certainly very good at telling people her cares, but looking at these numbers you start to see he only cares a little bit” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD One of Kevin’s most asked questions is how to add value to a rental property, in this episode he explores various ways you can do this including 5 fundamentals you need to focus on. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT KEY TAKEAWAYS Buy something where you know you can add value, where there is space for improvements, particularly focusing on the kitchen and bathroom. Probably one of the most effective ways to add value is to think about the internal layout of the property and how you can make this work better and more valuable. E.g turning a 2 bed into a 3 bed house; this can add up to 25% of the equity. Carpets and decoration are the final two touches for every room in the property that adds value. Loft conversions and basement conversions can add significant value to a property, especially in cities.  BEST MOMENTS “nice bathrooms, nice kitchens, they’re going to give you highest impact on value and highest impact on rental income” “You don’t have to spend a huge amount of money” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD How has the conflict in Ukraine affected the UK property market? Listen into this Q&A session with Kevin to find out the answer to this question, the impact of the energy crisis, his thoughts on Grant Cardone’s ‘Cash is trash’ statement and more. KEY TAKEAWAYS   The rising increase in utilities will affect anyone who owns HMO properties. However they may also see more demand for properties which could solve this issue. 99% of the population will be impacted by the rise in inflation as the main things they spend money on such as food, fuel etc has all increased dramatically. However, there is an upside for property investors as average property prices have also increased. Cash is built to move. There’s no point having cash just sat in your account and not working for you. All that will happen is inflation will erode it’s worth. BEST MOMENTS “Will the war itself cause a crash to the property market? I don’t believe so” “Cash is built to move” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD This is an extra special podcast episode with none other than Nigel Farage! Mark feels really akin with Nigel’s politics and watches GB news every evening so was very excited to record this episode for you all. Nigel and Mark talk about the start-up and progress of GB news, Covid-19, business and all things politics including his opinion on PM Boris Johnson and why Nigel believes we need a Brexit 2.0! They also discuss Nigel’s incredible knack for predicting what is going to happen next in the political landscape and what the public opinion will overwhelmingly be!   To hear more from Nigel & Mark head to Rob.team   KEY TAKEAWAYS   Since GB news was launched, Nigel has already seen the changes it has brought to the broadcasting landscape. Many channels and programming is duplicating the GB formats and introducing more talk shows and opinion pieces. Broadcasters have a big responsibility and if they get things right then they can create enormous ripples that change what happens in our country and in the world. Nigel has been a sensible environmentalist all his life. He doesn’t understand what the goal of net-zero emissions is when all we are doing in the UK as a country is exporting our emissions and actually creating more pollution. It creates a whole host of other problems and isn’t actually any better for the planet. We have the resources to be self-sufficient for energy but we aren’t, he asks why? The ramifications of Covid on society is hard to measure but we also can’t ignore the huge impact Covid restrictions have had on the countries mental health, education and children’s development. Nigel believes when we look back on this we will see that lockdowns and restrictions actually did more harm than good. Nigel’s treatment by other MEPs and in Brussels was very negative. After his 2016 speech it became even worse and he even got refused service in restaurant and cafes. It isn’t easy to ignore criticism and not care about everyone’s opinion but Nigel got to a point in 2014 where this is what he had to learn to do. Now he doesn’t even take an interest in others opinions about him, they are just that, their opinions and not his. Nigel believes there needs to be a Brexit 2.0. he thinks we need to leave the European Call to Human Rights to help with the large scale immigration still happening. The power and control big media and tech companies have now frightens Nigel. He is worried about the cancel culture we are seeing and the restriction on free speech. He can only hope that some of the challengers coming out will help disrupt these industries and allow everyone to have free will and communication, on all topics. The answer to labour and skill shortages isn’t immigration. Nigel states that opening the dialogue with young people and a reorientation towards them acquiring skills and trades rather than degrees could be the solution. It’s incredibly difficult to run something like an engineering company right now just on English skill sets. BEST MOMENTS “I think for once the free press and our parliamentary systems has worked” “I have been a sensible environmentalist all my life” “The impact on our way of life has not been positive” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this special episode of the Progressive Property Podcast, Mark breaks down the impact of the Russian Invasion of Ukraine on the UK markets, inflation and house prices. THE HEADLINES INTEREST RATES: Interest rates aren't going to move that much. Away from their current expected path. The market thinks that a UK based rate goes to about one and a half percent terminal rate of about one and a half, 2% over the next two to three years. LONDON HOUSE PRICES: There is an estimated 1100 Russian owned properties in London, even if all were seized this would not likely have an impact on the overall market. It potentially may in west London where the majority are owned. REGIONAL HOUSE PRICES: Is it going to affect house prices regionally in the provinces, across the rest of the country?  I don't think this is going to have a major effect on UK house prices. STOCKS: Lots of stocks have been hit really hard, particularly brands that export to Russia either goods or services. Overall markets will continue to dip based on the uncertainty of the global situation. More money will go into bonds. FUEL AND ENERGY: Some economists saying fuel could hit £2 per litre, as supplies from Russia are cut off in the immediate future there will continue to be increasing energy and fuel prices, compounded by supply chain issues of the last 2 years.  VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOSTMark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHODEmail: Markhomer@progressiveproperty.co.ukLinkedIn: https://www.linkedin.com/in/markhomer1Facebook: https://www.facebook.com/markprogressive progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In today's throwback episode, Kevin discusses why not to listen to those advising to steer clear of London investments, why the ‘tenant buyer’ strategy is the most hands free of them all and how to sort the good builders from the bad.  KEY TAKEAWAYS  Over the last few months, people have started the question if it is wise to invest in London, given the way of the world. That is because the masses are questioning London. Observe the masses, and do the opposite. Interest rates are going to drop to negative, so there has probably never been a better time in history to raise money to help invest in properties.  Many people would consider single lets the most ‘hands free’ strategy. However with single lets you often have the management, the maintenance, the voids and the inspections. With a tenant buyer, it is completely hands free strategy. You don’t need a letting agent or a maintenance team and you can do it remotely as it is completely outsourced to the tenant buyer.  If you're setting up a limited company, you should be putting  a personal loan into that company. When running a limited company you need to ensure you get a property tax accountant . Everything from mobile phones to office supplies can be put through the company as company property rather than putting it through your own name.  If you ring a builder up and he says he can come tomorrow, they’re likely a bad builder. The good builders are always busy. The moment you get a property agreed, you need to find a builder. You will get the keys anywhere between 4-8 weeks after the agreement, leaving it until then to find a good builder will cost you.  You need two years of company accounts in order to qualify for mortgages in your company name. You can start by doing rent to rent and lease options in order to build up your accounts.  Many people want to quit their jobs to become property investors. The reality is, you do not need to quit your job.Managing your time is a better step than quitting your job. You have got plenty  of time to do property in your spare time, if you are smarter with your free time.  Aim to quit your job later but first you should build up cash flow and passive income.  If you are just starting out and do not have the funds or knowledge to invest in property yet, it is a good idea to go and work for an investor and offer to work for free. Find the big player in your area and ask how you can help them. They will give you some work to do and you will learn from their expertise.  BEST MOMENTS “Raising money has never been easier” “You don’t find it difficult to raise money, you find it difficult to try, you find it difficult to ask.” “Quitting your job is not the route to success.” “If you give, you will receive.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk  https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode Kevin speaks with Gary Ware from the brighter skies podcast. Gary started in property in 2016 flipping properties; his goal was to make enough money in property to become mortgage free. He educated himself well, including various Progressive programmes such as Multiple Streams of income which he now attributes a lot of his success to. As well as Gary’s own journey, they talk about the importance of resourcefulness, mental health and of course, property. Join them to hear an open and compelling conversation about what it’s really like to change your life with property. KEY TAKEAWAYS   Gary struggled with school and ended up leaving with just two GCSEs. However, he knew that he had two dreams, either to be an entrepreneur or to go into the Red Arrows. Under his Dads’ guidance he joined The Royal Airforce. After working his way up he realised he had reached his peak and still wanted to become an entrepreneur, so that’s what he did. When Kevin started in property he thought he didn’t need a wealth of knowledge, this lead to him making a very big investment mistake abroad. He lost a lot of money, his advice to anyone wanting to get into property is to get educated first. Being in the Red Arrows at a managerial level taught Gary how to manage people, put processes in place and project managing. All invaluable transferable skills for his property journey. Gary’s biggest obstacle in his property journey has been imposter syndrome. Kevin believes that imposter syndrome is actually fear but that you need to have some fear to encourage you to research and gather evidence of what is the correct steps to take to become successful. MSOPI – Multiple Streams of Income: is the Progressive course that Gary first took which changed the trajectory of his property journey: he says it changed his life. The course has the UK’s brightest property experts share in-depth, practical knowledge of buy-to-let properties, raising finance and how to build a mighty property portfolio from the ground up. There may be a wealth of free knowledge out there but if it was that easy to access, understand and motivate you then everyone would know everything. A lot of success it built around commitment, to try, challenge and then succeed. Kevin’s biggest wins were when he restarted after failing. Taking those first steps after making a mistake is what has built his success today. BEST MOMENTS “It was the wake-up call, follow your dreams” “I restarted and I focused on cashflow…and know I’m known as the UKs no-money down expert!” “You’re getting a generic answer and sometimes a little bit of knowledge in the wrong hands is a disaster"  “You call it imposter syndrome, I call it fear…fear that holds you back is dangerous, fear that drives you forward is good” “I don’t love property, I love what it does for me and I love securing a deal” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE GUEST Gary Ware https://uk.linkedin.com/in/gary-ware-47337874 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD “Progressives' vision is to help as many people on the planet invest freedom, choice and profit. We’ll keep doing that as long as we can and not quit”   Join the co-founders of Progressive Property, Rob Moore and Mark Homer as they celebrate the 15 year anniversary of Progressive! Rob and Mark have made hundreds of deals, navigated through recessions, highs and many lows, constantly having to innovate and change to remain relevant and prosperous. They also talk about their favourite moments, who and what inspires them and what the next steps for themselves and Progressive will be.   KEY TAKEAWAYS   Like many businesses, Rob, Mark and the various Progressive companies, have had to adapt and pivot to manage through covid. Their ability to adapt, willingness to evolve and foresight has allowed them to not just survive during the pandemic, but thrive. The biggest thing that has impacted Progressive in the past and continues to do so, is government changes; including introducing new laws, regulations and planning regulations. The renting landscape is changing. There is more and more demand for residential properties and the standard is also shifting. Such as included amenities and the high quality finish that is being created and found in rental properties. Neither Rob or Mark envisioned the place they are at today. They could easily retire off their property portfolio alone, excluding the income they receive from their other businesses. The journey to becoming the biggest training company was exciting but the challenge has been staying there. People are constantly trying to steal Progressives ideas, trainers and everything else! They have to be ahead of the game to remain at the top. Rob and Mark have never wanted to quit the Progressive journey. Of course they have had their share of challenging and difficult times but they have always had faith in property and in themselves, to keep moving forward. Progressives visions is to help as many people as they can, to invest for freedom, choice and profit. They have helped thousands of people to date, Rob and Mark don’t celebrate this often enough! To key being a successful entrepreneur is remaining unsatisfied; you have to always be striving for more. It’s essential to have complimentary skills with a business partner. This is how Rob and Mark have been able to work together so successfully for so many years. The government have a lot of power; this is the most valuable lesson that Rob and Mark have learnt since the start of the Progressive journey. They cost Progressive the most and they also impact them the most with many regulations and changes they make. Key to overcoming these challenges is the fact Rob and Mark have kept Progressive Nimble, with good cashflow and surrounded themselves with the right professionals to navigate any changes that impact Progressive. Life is for living, we all only get one life. It’s important to always remember that. This is one of the things that drives Rob through life and BEST MOMENTS “You do get passive income but you also get active problems” “All these changes have been sped up over the past couple of years” “I learned a lot from Mark in those early years to catch up…once I started to believe in myself I started to think we could do everything” “It’s got to be about our customers and our tenants, and our investors and our community” “It was always property first, before training and course…you can’t teach what you don’t know” “One of the biggest lessons for me is to stay nimble, keep plenty of cash” ALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD A motivating and informative episode where Kevin speaks to property investor Martin Sanderson. Martin talks about how he got started in property investing and how he turned his initial zero investment into a scalable successful property business.   KEY TAKEAWAYS   Martin was working in hospitality but then read Kevin’s book which made him decide to do the Progressive No Money Down Course and hasn’t looked back since. When lockdown hit, Martin took the initiative and put himself out there on social media and it worked – he secured deals whilst most of the country was on pause. Martin has already managed to scale his no-money down property business, he has managed this mostly by using creative techniques he learnt from Progressive, often helping people along the way too. Networking was incredibly beneficial to Martin and his team. This made him want to join and expand the Progressive Property Network in his area of Preston. BEST MOMENTS “You can create the money to buy that building out of the profits of the pub, it becomes a true no-money-down deal the money is created before you ever buy it from the asset you’ve acquired” “It’s helping people get more from their property in a creative structured way” “If you’re listening to this, do not share the details of a deal unless you’ve got it secured” ALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin was at one of his refurb properties recording for the Progressive Property YouTube channel and it got him thinking about the myth of house prices right now being ‘expensive’. He talks about the causes of the housing market growth the past 18 months, explains why this has happened and demonstrates that it is actually an opportunity you can seize.   KEY TAKEAWAYS   If you went back to previous house price hikes, such as 2003 and 1995 would you ask why house prices are so expensive? Are they really expensive or is it just the new normal? Due to pandemic restrictions, lockdowns, the stamp duty holiday and inflation we have seen tremendous increase in house prices in the past 18+ months. The uncertainty around banking, cash savings and inflation causing devaluation of money has created more property buyers, compounding the already booming market. Expense is all relative. It doesn’t matter how much a property costs you if you make profit from it each month or you are adding value. Your mortgage will always be cheaper than what you can rent it out at. Look for properties where you can add some value.   BEST MOMENTS “When you print money and you put more money in the economy is causes inflation”   “We created a property bubble…these are little money boxes, it doesn’t matter what the price is, what matters is the profit you make from it”   “Interest rates have never been cheaper, they’re historically low”     VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin joins Jessen James on the Mind Over Money podcast to talk about the power of property investing itself, as well as his own personal journey in business, and the part that mind-set has played in his incredible rise to success. KEY TAKEAWAYS Inspiration can take many forms, but nothing stirs us or empowers us more than seeing others who have succeeded, and hearing the stories of how they did so. When our backs are against the wall, we usually discover how strong and resourceful we can be. Never be afraid of pressure, because it can serve to highlight our strengths. Often, we tell ourselves that success is elusive. We are afraid to take the risks for fear that they won't work out. Taking that first step towards action is crucial. Accountability is important when it comes to our business journey. We must take responsibility for the choices we make, even if they are wrong ones. BEST MOMENTS 'Within 12 months I'd replaced my income' 'I had no choice but to think creatively' 'It's not difficult to raise money. It's difficult to try' 'Stop looking back and look forward' VALUABLE RESOURCES Mind Over Money Podcast - https://omny.fm/shows/mind-over-money ABOUT THE GUEST Jessen James Jessen has spoken to and trained thousands of entrepreneurs all over the world, and has featured on Channel 5's Rich House Poor House. Having built, bought and sold multiple businesses himself, Jessen has had some amazing wins and some rather spectacular fails too! He now dedicates his time to serving others to better their lives and businesses by sharing his learnings. Get in touch today. ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Join Kevin in this insightful episode. He discusses his thoughts on what will happen to the UK property market in 2022 and looks back at what happened in 2021 to help answer this hotly debated question.   KEY TAKEAWAYS House prices in 2021 rose significantly, this was pure growth. The stamp duty holiday, high inflation and the drive towards assets caused this. A crash will be coming, it might not be in 2022 but it’s possible, however Kevin believes it is more likely to occur in 2023 to 2025. Inflation will decrease in 2022 but it will still remain high. BEST MOMENTS “There is not set amount of years on a cycle, it’s not that simple. However what goes up must flatten out, must fall” “Will we see growth like 2021? I don’t think so” "BYOB should mean 'Be Your Own Bank'. If you want to become successful you've got to take control of your financial future"  VALUABLE RESOURCES  Progressive Property  PS13/3 Restrictions on the retail distribution of unregulated collective investment schemes (PDF)   Wealth Dynamics Test  ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode, Kevin speaks to Joe Catchside who has over 16 years’ experience in the property industry, including in property investing and running his own estate agency. They talk in depth about estate agents and share some tips and tricks about how to get the best out of them. They also discuss the importance of building relationships and how to utilise them to create your perfect property portfolio.   KEY TAKEAWAYS   Joe opened his own estate agents in 2005 with his wife. After having their first child, they wanted a business that could give them some security that was also built on their personal experience in property. They had some very challenging years and circumstances in running their estate agency and after the most difficult year of 2016, they decided to start building their own property portfolio to build their wealth. Although there are some very experienced and passionate estate agents out there, the overwhelming majority don’t have their own property portfolio. It’s worth building lasting relationships with agents as once they know you are credible they will pass fantastic deals onto you first. It has to be a win-win relationship, you need to identify to them why they will benefit from doing a deal with you. Although Joe had a lot of experience in property, he decided for his next property investing steps he wanted some more formal training. He has completed several progressive courses including No Money Down and Serviced Accommodation Masterclass. There may be big property investors in your area but this doesn’t mean there aren’t still deals to be had. Build great relationships and put yourself out there. BEST MOMENTS “The overwhelmingly majority of agency staff are people that are salaried employees and that just happens to be where they work” “You need to be frank and transparent with what you are doing” “Many of the best deals are delivered by a call before it even gets onto right move” “Ultimately houses sell at the price that the market dictates” ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook   Kevin McDonnell website   Progressive Property   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Listen in to this episode to hear Mark Homer talk about his predications for 2022, where the market is going, what he thinks may happen and the impact this will have on business owners and property investors KEY TAKEAWAYS Smaller units and apartments have been selling slower in 2021 –vs- houses, especially in London. The North and satellite cities such as Peterborough have benefitted from this and have been ‘catching up’ with London. There have been a lot of discussions around inflation. Mark doesn’t believe there is going to be some massive spike of inflation into the double digits, he just doesn’t think this is likely to happen, most of what we is seeing is just a short term side effect of restrictions and lockdowns on supplies. Mark thinks that capital growth in 2022 will be higher on smaller units and apartments in cities than it will be on houses in rural areas, mostly due to the success the latter has found in 2021, everywhere else will be playing catch-up. Cryptocurrency has had another successful and strong year in 2021. Many people have used it as a speculative investment strategy as well as a way to store money. 2022 is likely to be a more turbulent year and many of the smaller cryptocurrencies will probably fail. Look for yield in 2022. Only invest in assets that are solid, will yield well and that you fully understand. BEST MOMENTS “I don’t need to tell you in 2021 house prices went up a lot” “My educated guess is that the equilibrium rate probably hasn’t changed that much” “Once you become the best, you beat the rest of the market and you end up making solid returns” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode of the Progressive Property Podcast we revisit episode 134 where Dan gives you the 5 essential things to consider when looking for a JV partner. Choosing your JV partner is NOT a child’s game, like pin the tail on the donkey or ring-around-the-rosy. There’s too much at stake when you don’t think carefully and you don’t have your guards up. Discover how you can thoroughly pick the best JV partner in your property business through Dan’s simple steps. There will always be one who’s very compatible with your knowledge, skills, and vision, so never settle!   KEY TAKEAWAYS  Work out the real reason you need a JV partner. Are you really in dire need? Or are you just lacking of self-belief? What business are you looking to bring your JV partner on? Make sure that your bringing in the right person. If you don’t want to do it alone, it’s worth considering also to have a mentor who can guide you. Having a JV partner might complicate the situation if you aren’t clear yet of your purpose.  What will each person’s role be? It’s best that you complement each other. Find someone who have the knowledge and skills that you lack. And, who will deal with the day to day issues? If you just want someone who will provide the funds, then being active with the operations is the least to worry about when looking for a JV partner.   Before any agreements, remember to make a list of things you need to agree upfront. A JV Partnership agreement must entail everything each of you must bring to the table. What does your JV partner want? Know what outcome are they looking forward to. Also prepare an exit plan just incase of unforeseen circumstances (e.g. breach of contract, critical illness, etc.)  If you’re looking for a joint venture in property, familiarize yourselves first with PS13/3 regulations. There are only a bunch of people you’re allowed to joint venture with, and PS13/3 has it detailed.  Don’t pick someone just like you. You are not looking for another you, you are looking for someone who can do what you can’t do. Consider taking the Wealth Dynamics Test to gauge if your personalities are compatible. You and your partner can be: a Creator, a Star, a Supporter, a Deal Maker, a Trader, an Accumulator, a Lord, or a Mechanic.  Don’t rush in to picking a JV partner. If you’re picking someone for the long term, test everything out first. It would be a waste of time to know that what you have hope for in the partnership won’t be fruitful. Be clear about their values, not just about the money, the skill, and the knowledge they can offer.  BEST MOMENTS  “Sometimes, people think they need a JV partner and they go into business with somebody when in hindsight, all they needed was to build some knowledge and gain some belief for themselves.”  “We have the end in mind before we even started, and that’s what’s really important.”  “You are not looking for the best mate to go out with, you are looking for a business partner who brings a different dynamic, a different skillset.”  “Pick the right person to grow the business.”  “It’s not a race; it’s a journey.”  “I made a lot of mistakes in property, but I made them before I got educated.”  VALUABLE RESOURCES  Progressive Property  PS13/3 Restrictions on the retail distribution of unregulated collective investment schemes (PDF)   Wealth Dynamics Test    ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode of The Progressive Property Podcast, we revisit a previous episode, with entrepreneur and property investor Alfie Best. Learn how to grow your property business quickly, understand the benefits of getting an education and pick up great hints and tips along the way with Kevin and Alfie! KEY TAKEAWAYS  Property is a people business. One of the best gifts that you can be given is learning how to speak to everybody because you never know who's coming out from behind that door. It could be somebody 90, it could be somebody 15. They're from many different worlds. Learning how to speak to people on the spot is a massive education because it gives you the confidence to know how to speak to people.  How to grow your business quickly. Everybody has problems but your problems should not be an issue, your problems should be a learning experience and every issue that you come across makes you stronger for the next round. It's about going out for the fight, being fit for the fight, being fit for the purpose of the fight, and learning by your mistakes.  Education. Another thing you should do to grow your business rapidly is about knowing your business whether it is vehicles selling, whether it is property or whatever. Through education and learning how you should operate your business to reach optimum production of your company or business, you will always succeed in your businesses.  Self-belief that failure is not an option. This is something that should always be in you whether you are successful or not or whether you are rich or poor. Having this kind of spirit in you always keeps you going whenever the times get hard and be sure with this, you will always emerge at the top. We can all fail if we believe it's a failure, or we can all win if we believe our failures are just lessons that we're learning from. We don't make mistakes unless we harp on them, what we do is we learn from them to not make that decision in that way again.   Be prepared to listen. There’s a reason we were given one mouth and two ears by God, this is so that you can listen more and do less talking. The more you listen the more you learn. This helps a lot because you get to learn more skills that you didn’t know from people by listening to them.  Ask if you are not sure of anything. Be prepared to take advice from people who have already achieved great success. Swallow your pride and ask, do not assume that you know everything which may cost you big in the future. If you want advice, don't ask the funeral or the undertaker how to arrange your wedding and don't go to the wedding exhibition expecting them to arrange a funeral, go to the right person to ask the right question, ask people that are within the industry.  When you're in a job that you love, do more than you're paid to do because you will be recognized for it and you will climb the ladder faster than anybody else in that company. Because people can see that you're somebody that is conscientious about what you're doing.  For you to achieve success in your personal and business life, you need to look at the company that you surround yourself with because if you surround yourself with people talking about football, you’ll talk about football, if you surround yourself with people talking about boxing, you’ll talk about boxing, if you surround yourself with people talking about business, you’ll talk about business, this is because we are all creatures of habit. Try to surround yourself with people that have the right habits.   BEST MOMENTS  “One of the best gifts that you can be given is learning how to speak to everybody.”  “Always learn through your mistakes.”  “Everybody makes mistakes, the two things you need to do is admit them and learn from them. People that can't admit them and people that can't learn from them will stay stagnant.”  “We can all fail if we believe it's a failure, or we can all win if we believe our failures are just lessons that we're learning from.”  “You fail when you quit.”  “We don’t live long enough to make all of the mistakes ourselves, learn from others and life will be a lot shorter and a lot more enjoyable where your work is concerned.”  “A man with a plan will be a genius without a plan.”  “We are never ever too old to learn.”  “The only person that put somebody down is themselves.”  “Success is made up of good habits.”  “Believe in yourself and always listen to everybody but the advice you choose to take must be your decision.”  VALUABLE RESOURCES  Website: https://kevinmcdonnell.co.uk/   ABOUT THE GUEST  Alfie Best. He was working from the age of eight and with time, his entrepreneurial mind kicked in at an age of around 12 and 14. He got a 250 million pound plus empire in different types of property, mainly around stuff like Park homes, commercial buildings, and other assets across land developments, different stuff.   CONTACT METHOD  www.twitter.com/alfiebest33   ABOUT THE HOST  Kevin McDonnell  is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD  Facebook: https://www.facebook.com/kevinMcDonnellProperty/   Official website: https://kevinmcdonnell.co.uk/   https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767/ref=sr_1_1?s=books&ie=UTF8&qid=1553015287&sr=1-1&refinements=p_27%3AKevin+McDonnell by Kevin McDonnell progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

There’s no need to quit your full-time job if you want to start your property business today.   You’ve got so much time—that you may not know of—which we could use to finally realise that business idea. If there are 168 hours per week and assuming you consume 40 hours with work and 56 hours with sleep, then you’ve got free 72 hours weekly.   In this episode, Kevin gives the 8 essential tips on how you can optimise your precious time. You can even do some of your tasks while at the office, while commuting, or while doing some chores.   There’s really no reason anymore to make an excuse. Put in that determination and action, everything else will follow. Start tuning in today to the Progressive Property Podcast to learn more.  KEY TAKEAWAYS  Tip #1: Time Management. Commit to one task a day. There are 365 days in a year. That’s a lot of time to grow your business. You can even do the smallest on your busy days and use the weekends for the time-consuming ones.  Tip #2: Go to work early, leave work late. In this way, you can beat the traffic. We can use the time you spend on the road on something more important while you’re at the office waiting.   Tip #3: Listen to podcasts. It’s efficient if we learn about property during our downtime or doing household chores or on our drive home, as long as listening won’t put you in any harm.   Tip #4: Use your break time to build your network and schedule your tasks. Call letting agents, book a viewing.  Tip #5: Could you reduce your hours? Loot at you company policy. There are companies who allow 3-day weekends. But this only applies when you haven’t exhausted all your free time available.  Tip #6: Look for joint venture (JV) partners. Find someone who’s on the same journey as you but have different skillset from you. In this way, it’s easier to split tasks.   Tip #7: Attend as many property networking events. As you learn, you also grow your network. You meet people that will support you in your journey through these property events. Prepare an elevator pitch.  Tip #8: Outsource. Get a virtual assistant, a marketing personnel, or whoever you need to do your some of your tasks.  BEST MOMENTS  "You have 168 hours a week, I got 168 hours a week. It’s what we do with those hours that is important.”  “Make the most use of your free time.”  “Your network is your net worth.”  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   Kevin McDonnell Facebook   Kevin McDonnell website   Progressive Property   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

There are five main ways you can generate wealth:Save Cash,Invest in Gold,Invest in Stock,Cryptocurrencies,Property Investing, The billionaires on the planet, make their money in one of these five ways and in this episode, Kevin discusses and compares them, both the positives and the negatives in an unbiased way. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Do we really know what we are doing when we save cash? The depreciation of sterling and all cash can make it an unwise decision. If you are wanting to create generational wealth, cash is the worst way to do it. Whilst you are saving money, you are wasting your time, the time you could be using to get ahead and beat inflation. Having assets is a way to protect your initial investment and protect your money. For example, putting it into property. Many of us have heard that gold is a safe way to save your money. But, Gold prices over the years have in fact gone both up and down, it isn’t as sure-safe as we have been lead to think; for example it has only gone up $40 in the past 40 years. Property is always in limited supply. Investing in property is much less of a gamble than investing in something like stocks because of this. Even ‘safe’ bitcoins can be a risk. Cryptocurrency is very volatile. It is the wildwest of investing. If you educate yourself well and spend time on researching it is possible to make a good investment from cryptocurrency, if you get in at the beginning you may make a big amount, but there is a big risk attached too. If you look at the property market for generations, it goes up in value. But it’s not just about this. It creates you an income day-to-day and it also gives you leverage. If you buy a property, the land beneath it will always be there. In 10, 20, 30 years who knows what will happen with crypto, certain stocks, gold or cash. BEST MOMENTS “The value of Amazons stock is where the real money comes from” “All the things you spend your money up has gone up” “Your money should be working for you in assets” “Cash does not build you wealth, cash makes you poor”  VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this week’s episode, Kevin talks about all things auctions. Listen to Kevin talk about how you can still make money with auctions, what to look out for and how you can avid expensive mistakes. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS   Making good money on auctions is all about knowledge and education. You need to have a good overall understanding of property investing and be educated around what to look for. Relationships are important to make deals with estate agents. With auctions, there’s no relationship needed, in this sense it’s easier and requires less work. With auctions, you know what other people were willing to pay. As long as you are educated it’s then easy to see if you have offered the right price or not. There’s 200+ auction houses around the country, just because someone has been to one and it wasn’t good or was expensive that doesn’t mean there aren’t deals to be had in other places. Keep things financial, don’t let emotions have an influence over your price and use your knowledge to get great deals. Kevin never makes early bids. He waits until people stop bidding as much and then offers. Sometimes he even offers post-auction if there have been no bids. If you can read the room properly then you can offer directly with the owner and use it not selling at auction as leverage.    BEST MOMENTS “Auctions are phenomenal now” “With right move it’s already too late” “If you bid too early you’re adding fuel to the fire”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk      ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Join Kevin in this episode as he answers various questions from the progressive community, giving some great knowledge and tips from his wealth of experience in property. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Rent to rent is a great strategy if you want to get into property with little or none of your own money. You can make quick cash flow and learn the property business. Attend local networking events and go to local landlord meetings to find out what builders and maintenance people they are using. There is less risk if you get recommendations for tradesmen this way. As Kevin has scaled up, he can now get refurbs completed cheaper: he has in-house teams, meaning he gets discounts from tradesmen that work for his company as well as on materials. LPG discounts also give him a big saving.   BEST MOMENTS “It’s the perfect win-win, landlords, who want the baby but not the labour pain”“I wouldn’t do a HMO if it’s only a 3 bed”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this motivating and informative episode Kevin speaks to George Scott about his journey into property investing and the benefits of attending and implementing Progressive Property Training.   Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI     KEY TAKEAWAYS   George would live for months in the jungle of the Congo, eating rice three times a day, sleeping in a hammock and training. Exciting and adventurous for sure but not very compatible with family life which is why George decided something needed to change. George started in deal packaging but had no formal experience. He started to look for somewhere he could learn and was introduced to Progressive Property. After being introduced to Progressive Property, George attended the multiple streams of income course. Since then he has had several good pay days and built a system for himself that works and he can keep repeating over and over. George attributes a lot of his success to the training he has learnt with Progressive Property who gave him the tools, training and systems to find and build success.  A lot of George's lead generation is from direct to vendor marketing and spending the money on this is more than worth the deals it produces.  Education and action are the two things George believes you need for success in property. Education is key to ensure you are implementing the right strategies in property and stop you making mistakes. Action is all about being proactive and positive to create opportunities for yourself.   BEST MOMENTS “George Exchanged a life of being shot at to being a property investor” “It has been a roller-coaster but rarely have I doubted this was the right decision, this has been transformational for me.” “I credit virtually all of this to Progressive as the overarching Training Provider” “You learn and then you grow”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

‘It’s not for everybody it’s for entrepreneurs – people who are willing to take responsibility for the money that they’ve accumulated in the past. They turn their pension  into a business’ Following a massively successful live event at Progressive, Kevin McDonald and Kevin Whelan from Wealth Builders have moved straight into the studio to share on the Progressive Property Facebook page and the Progressive Property Podcast how a SSAS can give you the freedom and flexibility to make decisions for yourself in order to grow the investments you chose to invest in. Most people in the UK have some sort of pension and in this episode, you can find out how to grow your pension using a SSAS, it’s a powerful thing, listen in and find out why and how.   KEY TAKEAWAYS Small - Up to eleven people this means more leverage Self-Administered - You are making your own decisions about where you want to invest your money providing it is within HMRC rules. Scheme  - Another word for pension, in law scheme, means pension. SSAS - Small Self-Administered Scheme is a pension scheme that is run by business owners to make decisions for themselves in order to grow that as large as they care to in investments that they chose to invest in for themselves subject to some basic rules Rules There are only 2 things you can’t do -       buy personal assets such as a car, anything you get a personal gain from. -        buy habitable residential property – you can’t buy something you could live in yourself such as the home you live in or the typical buy to let property.   There are 2 types of property - Habitable residential property and exempt residential property. Properties which are exempt include guest houses, hotels, pubs and student halls of residence. ‘B’ for the buying strategy You use your pension itself to directly buy assets and if you buy it with the pension, the pension grows, because the rental money is within the pension while it’s growing its income tax-free, corporation tax-free capital gains tax and inheritance tax-free ‘B’ for the borrowing strategy  up to half of the pension can be loaned to the company to help the business making it outside of the pension. For people who want to grow their wealth outside of their pension, their pension can help them to do that also. ‘B’ for  the bridge strategy You could be a property investor but borrow money from other people and if you have a SSAS of your own you can lend money to other people as a bridge strategy. Bridging money is money going away from you the borrowing strategy is money coming back to you. Whenever you are investing money there are 2 important things – if you need advice get good advice and make sure you do due diligence. A SSAS is a potential way of combining disenfranchised and forgotten pension pots. It’s been mostly the domain of companies previously but following the introduction of section 24 ( the new law where if you own property in your personal name by 2021 the entire amount of rentable income will be taxed), there has been a tidal way of SSAS pensions from people who are property wise. SIP and SSAS? SIPP is a Self-Invested Personal Pension. It’s one person not up to 11 people, a SIPP is a product it’s not a business. You buy a SIPP of the shelf and it’s the professional who is the trustee so you have to go with what they allow you to do. Anything you want to do in a SIPP can be done in an SSAS plus more. Only a SSAS gives you the freedom and flexibility to make the decisions that you would want to make.    BEST MOMENTS ‘This whole tidal wave of SSAS pensions is coming from people who are property wise’ ‘20 billion pounds in pensions is just laying around forgotten’ ‘When you bring in your children as trustees you can teach them, educating them on finance and property’   VALUABLE RESOURCES  No Money Down Property Investing book by Kevin McDonnell  https://www.facebook.com/groups/progressivepropertycommunity/ hello@wealthbuilders.co.uk    ABOUT THE HOST  Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD  Kevin McDonnell Facebook  Kevin McDonnell website progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

If you’re looking to start a business or simply discover how to grow your existing venture today’s guest has some important insights from the former manager of the Millenium dome, Pierre-Yves. Kevin and Pierre-Yves discuss in detail the things you need to do and the traits you need to have for you to succeed in your business. You need to know your product, finances and the business model inside out and they go on to share with you the principles you need to learn to make your business profitable. KEY TAKEAWAYS Does playing professional sports helps you in the transition to business? It helps daily. Managing pressure, manager of stress, manager of success, manager of failure, how you reinvent yourself, how you inspire people in crisis. Management of being able to handle and strive under pressure is quite crucial in the property business. If you ever want to be successful in business, look at the product and say, "Can I reinvent this product? Can I reposition it?" If it's yes, you do it. Then look at the finances, business model. Can I again raise equity, raise debt, can I reinvent the business model, improve the profitability of the business? If yes, then do it and you will be successful. And then last but not least, people, who are the people managing the business? Can I inspire them to do differently as a kind of followers with our credit management style? If it's a yes, then go ahead and do the business because you will succeed. The principle of finance, the principle of good accounting, the principle of making sure you have the skills to do it and surrounding yourself with the right people, it's the same for a small business or major corporation. Do not be shaken by people who are handling multi-million businesses because they are using the same principles you are using in your small business. Keep focused and following those principles and one day you will be like them. When you're in trouble, if you don't bring stamina, energy and positive attitude, you're going to struggle and having a very strong sense of humour because you're going to have dark days, you're going to have days you want to give up and if you have a good laughs at days, you're going to be alright. Your best asset is the people in the business and the most important people, the frontline staff, the guys who are serving the food, who are cleaning the floor, if they’re not fitting an integral part in business, you're going to fail. A good entrepreneur is a matchbox. And the matches come in scratch and then shine, and then they go away somewhere else. I think that the responsibility to entrepreneur is not only legacy and building replacement, but it's also allowing others to be able to shine and to develop, and then goes somewhere else and find themselves in other places, being CEO’s, Chairman position and they're going to help you and proudly invest in your business saying that this is the guy that allowed me to be here. The golden rule in any business. If the business plan or the business model is not right and the people are not right, just don’t get involved. For you to succeed in business, you need to be very adaptable and be reactive because preferences are changing regularly as the generations change. The role of a good leader is to be able to predict, to be able to anticipate. Advice to people who are starting a business, small is beautiful, it's not about getting big, is again, it's being successful on your own, and then few if you want to grow, make sure you surround yourself with the right people and it's all about going big, step by step and make sure you got around you people who are going to support you, embrace you and drive this thing forward with you and take them with you for a long time. It is crucial for anybody starting a business to find one or two mentors. Somebody you can trust, somebody who believes in you, somebody who embraces you, somebody, that kick your ass when it's needed for you to grow.   BEST MOMENTS “You’re as good as your last one.” “Principles are the same for a small business or major corporation.” "If you're going to carry responsibilities, and you're going to be the captain of the team, you got to lead by example, it's not doing what I say not what I do, it doesn't work that way.” “Property is not about buying houses, the property is about people.” “As a property owner, if you’re not able to attract the right attitude towards the entire network of your tenants or your business partner, you're just going to fail. “ “The more I practice, the luckier I get.” “Key values, loyalty, honesty, ethics, that's all we ask from people.” “When you are at the helm of something big, you got all the fair-weather friends that come out.” “Entrepreneurs or leaders are never on the job, they’re on a mission.” “It’s fine to have an ego because you need that confidence because if you're shaky, people won't follow you.” VALUABLE RESOURCES https://kevinmcdonnell.co.uk/ ABOUT THE GUEST The charismatic Frenchman, Pierre-Yves Gerbeau certainly has a highly successful CV and the ability to bring a little sparkle to any boardroom, with an approach which made him a mini-celebrity during his time in charge of the Millennium Dome, now better known as the O2 Arena, with the tabloid press nicknaming him 'The Gerbil'. He was also a hockey player for about eight years. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Listen in to this bonus episode where Mark Homer, co-founder and owner of Progressive Property is joined by Shaz Nawaz, chartered accountant and labour councillor as they delve deep into the recently announced budget. They discuss their own views on what Rishi Sunak has announced and also how this will impact many of us in real terms. KEY TAKEAWAYS  Rishi Sunak has announced many things in this new budget, nothing that is particularly ground-breaking but quite a few things that will impact property investors and developers. Rishi stated he will be putting 24 billion into affordable housing which will be around 180 thousand new homes – but over what period is this over and will it actually have much of an impact on the housing crisis, house prices and rent? Probably not. Any government who are serious about tackling the housing crisis needs to move away from affordable homes and this term as they do not actually solve anything as they aren’t affordable for those who need them most. Any developers in blocks of flats will have to pay a 4% surcharge on corporation tax to help pay for the removal and replacement of dangerous cladding. Inflation is a hot topic around this budget announcement. It’s important to put this into perspective and understand what is driving this: businesses being shut during the pandemic, supply chain disruption but then high demand as we are going back to normal. This is basic economics and was always going to happen. Shaz has been quite disappointed with this budget announcement. Especially regarding the pressures currently on local government. People care about what is happening to them locally on a daily basis such as street cleaning, business rates and other local provisions: they have had their budgets cut by 80% in Shaz’ local city of Peterborough. There will be a 50% business rates discount/relief for those in the service industry which includes serviced accommodation. Shares of property developers are all up around 1% and large property landlords are also up. This is good news and shows that the market is confident at the moment, perhaps partly due to brownfield land being made available for residential property and changes to permitted development rights continue to help generate retail conversions. There has been talk about a wealth tax to replace inheritance tax. But Mark feels like this is unfair, but he does understand why we need tax. He believes in making a faster economy and generating tax from increased economic activity rather than having large public spending which we can’t afford.   BEST MOMENTS   “What is sold to be affordable really isn’t affordable to people who can’t afford these homes” “it’s just simple economics, price rises equal inflation, this was always bound to happen” “All politicians just want to deliver good news…some of these ideas or just old ideas” “It’s always good to use those kind of sites as you aren’t going to upset people as you aren’t going to be tearing up the green belt” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

What is the hardest thing about being a property investor? Listen in to this episode where Kevin talks about his experience in property and how you too can learn and benefit from the past 18 years of his property journey. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Kevin doesn’t see tenants as ‘tenants’ he sees them as valued customers. But over the years he has found that often tenants report problems late which makes the logistics and timing of maintenance one of the most difficult things to deal with in property investing. Three buy to lets is much more valuable than having 100k in cash, invest it and watch it grow. Many people think that money is the main thing they need to find success in property, but this just isn’t the case. There is money everywhere, it’s how you utilise this and your knowledge that will dictate your success in property. Rob Moore, the founder of progressive property, is a source of inspiration for Kevin. He inspires him to think bigger, do more and achieve more. We all need a mentor like this in our property and business journey.   BEST MOMENTS “A boiler will always break on Christmas Day” “The fun in property is in the negotiation, it’s in chasing the deal” “Rob Moore inspires me everyday”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk     ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

If you’re a first time buyer and interested in property investing this will be a question you will want answered! Listen in to today’s episode where Kevin talks about this decision as well as equity release and his experience in property investing. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Kevin has been in property investing for 18 years now, he has tried and tested many property investing strategies. Currently he has a large portfolio of single lets and HMOs. There are some big opportunities in the property market right now due to the end of furlough and the end of stamp duty holiday: both will change the property market. If you are buying a residential house you need to decide what the financial implications are – is this going to be your family home or just a stop gap? Equity release should be one of the last options, there are much better alternatives out there. It isn’t something Kevin would recommend.   BEST MOMENTS “Whichever one you choose to do, just make sure you do something” “Equity release, never done it, wouldn’t recommend it”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk    ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

“This is a golden era for small scale property developers" Kevin is joined by Martin Gaine, a chartered town planner . They discuss the opportunities to be gained in property, including commercial to residential conversions and why recent changes in  planning laws can now help you tremendously in your property journey. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI How to Get Planning Permission is available on Amazon here: https://amzn.to/3xaxFLh martingaine.com Facebook & Instagram: martintheplanner Linkedin: Martin Gaine KEY TAKEAWAYS In principle there should be no mystery around planning restrictions but in practice, there are methods that can be used to make planning to be more likely. And this is where Martin has always benefitted as he previously worked in and with a council. Even if you manage to get something cheap, if you then can’t do what you want it is a waste of money. So Martin always advises to buy ‘subject to planning permission’ via an option agreement. We are in a housing crisis, the government do not have too many options which is why many permitted development rights have been relaxed by this current government. There have been some key changes recently that help small scale developers including ‘Class MA’ a permitted development right to convert town centre commercial premises into flats and residential dwellings without full planning permission. You can make big money but working smart in higher value areas/locations. This why it shouldn’t always be a ‘race to the bottom’ in property. If you already own property, there is likely to be hidden value you haven’t thought about. For example, it’s worth looking into the new changes in adding floors to existing properties – this could dramatically increase your investment value.   BEST MOMENTS “You have an insider, expert knowledge of what they are looking for” “Once you’re in the game opportunities come to you” “Now is the time to grasp this opportunity” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Conrad was working in a warehouse as a team leader, he started doing a side business alongside his role and this is how he first started to learn about investment. He then joined the progressive community and started his journey into property! Listen in today to hear how he built his property portfolio from zero and the mindset that has got him to where he is today. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS It’s been three years since Conrad completed Progressives Multiple Streams of Income Course, he has also completed the no money down course and focuses on the rent to rent strategy. When Conrad started out he had no money at all. He was able to do deals and leverage these to create his property portfolio. Too many people fail in property because they just don’t get started. Conrad found success because he had the right mindset and just got started, rather than waiting for the ‘perfect’ deal.   BEST MOMENTS “ I couldn’t believe back then that someone would lend me money for something like that” “The money in property is irrelevant, you just need to find a good deal” “The first deal doesn’t need to be the best, it needs to be the first”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Learn how anyone can make a decision to change their life and their wealth and listen in to Jamie Stevens talk in this episode about what he has achieved in his property journey. Jamie worked in the construction industry and was feeling unfulfilled but read Rob Moore's book Money and hasn't stopped investing and progressing since! Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Jamie followed the traditional route in education and had the drive to be educated to get a ‘good job’. He went to university and became a civil engineer. But after doing his chartership he felt like although he had done everything he had ‘supposed to’ he wasn’t in the position he wanted to be. After reading Rob Moore’s book Money, he was hooked and became obsessed with improving himself and learning how he could get into property investing and become who he wanted to be. Although Jamie has a background in construction and commercial property, he still started his property journey with buy to lets. This is also how Rob and Mark or Progressive Property started, it’s the perfect property strategy for beginners. Just start. There is knowledge out there, easily accessible and even for free. Anyone can get into property investing and personal growth. As Rob Moore says, start now get perfect later.   BEST MOMENTS “It’s been great to connect with people like that”   “The salary pays for renovations and covers those costs, my property income just gets reinvested”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it”     VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode, Kevin speaks to Scotty, who has joined the podcast today to talk about what made and helped him become a property investor and what aided him in his success. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI   KEY TAKEAWAYS It got to a point in Scotty’s career where he became incredibly stressed, causing him to become ill. Fortunately he had supportive people around him so he managed to get through this difficult time. But Scotty never wanted to be in this position again, so after having to sell some of his time for money, he then started researching, started testing and ended up in property investing; to give him the lifestyle he desired for him and his family. Scotty found Progressive Property when first looking into property investing, he went to Progressives multiple streams of income event, it reignited his passion and solidified what he already knew he needed to do. Scotty now spends his time building modular serviced accommodation units, if he had been told this four years ago there is no way he would have believed it! BEST MOMENTS “I’d have to conform for self-preservation and that’s just not me…I was putting the money before the purpose” “It’s all fun and games!” “All of that testing has been able to clarify the vision”     VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode, Kevin talks about the best areas in the UK to invest in buy to let. There are a lot of reports out there but are these relevant, up-to date and do they give you the right information to make decisions? Listen in today to hear a balanced view on various markers you can utilise to make the right investment decisions for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS There are many variables and measures you can use to figure out where is the best location for buy to let properties. Each will give you a different outcome, for example if you solely focus on Rental Yield then locations in the North of England will be top of the list, but if you look instead at average total rent and long term return then you will get places like Cambridge and even London! Most data you read on the internet is not written by the right people, you need to look at the source. Are people making money in property in your area? Find out what they are doing and follow the success. There are people making money in property everywhere in the UK you just need to find out what works. BEST MOMENTS “You need to be careful where you get your information from”"Most data on the internet is not written by the right people”“Always start with the end in mind” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode, Kevin speaks to Curtis, who has joined the podcast today to talk about his journey to success in property, aided by education from Progressive! bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW   KEY TAKEAWAYS To be successful in property it’s important to know that ‘your network is your net worth’. To understand that you have a lot to learn and this learning never stops, whether that’s through courses, mentorship or anything else. Curtis’ journey started around 6 years ago, it was his wife’s diagnosis with cancer that pushed him to make a change in his life. He started to absorb any free education he could moving onto courses and support from mentors. His first deal was a HMO and this was truly just the beginning. Curtis has now moved onto developments and refurbishments, his background in construction has really helped with the success of this. You don’t have to always use your own money or experience. You can partner with people to help you with either, or even both, of these. BEST MOMENTS “Like most businesses, this is a people game” “It was that pivotal moment that took us to our lowest point, but once you’re at your lowest you can’t go any lower” “Spot the thing that others aren’t seeing” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode, Kevin speaks to Ellie Freeman a property investor who achieved great success through the progressive property VIP programme. bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW KEY TAKEAWAYS Ellie had always had a passion for property and interior design, so after losing her restaurant and becoming a mum she decided to start an interior design company part time with someone she went to college with. After some time their journeys were taking different directions so they closed the business. After being in a few smaller roles Ellie became an accidental landlord when her second husband moved in with her. After having some health problems she had a rethink about the direction of her life and decided property made sense which then eventually led her to joining the progressive VIP programme. Whilst most of the world have been waiting for the world to get back to ‘normal' during the Covid pandemic, Ellie has been busy making deals, refinancing and refurbishing! BEST MOMENTS “Oh for god’s sake, just buy something!” “She looks after me, but she looks after my tenants too” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode, Kevin speaks to Carol all about her journey into property, including what she found difficult, her mistakes but also what she has excelled at to build her success. bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW KEY TAKEAWAYS Carol originally started in hotels, went into sales and marketing and started getting into property investing by accident. She started working for a real estate company, where she met a mortgage broker who introduced her into many other contacts. She then started finding and selling property investments for others. After some time she found a big deal for herself but it was right when the property market crashed in 2008 and she lost a lot of money, it’s something that was painful but she learnt a lot from. Carol still does a lot of deal packaging, most of her clients never even see their property, they aren’t emotionally invested and they trust Carol completely. When Carol went to her first Progressive event it was quite overwhelming. Despite the progress in the world it is still a very male dominated industry and she had doubts about whether she was in the right place. You can’t just sell to someone straight away. You have to build a relationship and in something like deal packing, it is so important that they can fully trust you. You have to allow them to see your previous work, projects and even speak to past clients. BEST MOMENTS “My life’s been a bit like the stock market” “97% of my clients never even see their property”  “Property is a male dominated area”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode, Kevin speaks with Natasha Friend, a property investor who is very active in the progressive property community. They talk about Natasha’s property journey including her success stories, how the Progressive VIP programme helped her and what she is up to at the moment. bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW   KEY TAKEAWAYS Natasha was working as a mortgage advisor when she knew she wanted her own business. She knew the 9-5 life wasn’t for her but thought that she would need to make massive steps and create big ideas to change her life. Natasha read progressive properties co-founders Rob Moore and Mark Homers book Property Investing Secrets and it blew her mind. Her perspective on building a property portfolio was completely changed and she was inspired to begin her own journey. After educating herself Natasha was able to ‘de-pedestalise’ the money part of investing other people’s cash and realised that she was actually helping these individuals invest and make money. Bungalows can be an overlooked investment opportunity, something Natasha realised and capitalised on. For example, if you are buying a bungalow to trade you get stamp duty relief. Most purchasers of bungalows are also people who are downsizing so they are generally cash buyers; an advantage for a multitude of reasons. It’s not a bad thing to invest in a competitive geographical area. If many people are investing then that shows that there is money to be made. You just need to focus on what you are doing and build the right relationships so you can make the deals.   BEST MOMENTS “I really wanted my own business, I knew the 9-5 life wasn’t for me” “The main thing for me was focusing on the fact that we are actually  helping other people rather than we need to find people to give us their money”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

One of the biggest hurdles when starting property investing is getting over the idea that it is hard. It isn’t hard, it’s just new to you. In this episode, co-founder of Progressive Property, Rob Moore tells you why this is and what you need to do to conquer this feeling.     KEY TAKEAWAYS   Working for yourself, doing what you love and building an empire might feel daunting. But it’s a lot easier living a life you want to instead of wishing your time away doing something uninspiring and that you hate. There will always be people in the game that are struggling. Those people will tell you that it is too hard and it’s not as it seems. If things feel hard that means you haven’t created realistic expectations. Don’t focus on the negatives of something new. Enjoy this period of time, when something is new it’s exciting and you won’t get to experience it in that way again.   BEST MOMENTS   “It’s not hard, it’s new”   “You have to work hard enough not to work hard”   VALUABLE RESOURCES DISCOVER HOW TENS OF THOUSANDS OF ORDINARY BRITS ARE QUIETLY GETTING RICH WITH MINIMUM INVESTMENT!https://bit.ly/PRS-Podcast https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

  Co-founder of Progressive Property, Rob Moore personally speaks in this episode. He talks about why his wealth of experience and knowledge means that he knows investing locally is the best practice. Investing ‘anywhere you like’ doesn’t create anywhere near as many property success stories as investing locally does.     KEY TAKEAWAYS   Investing locally means you can ‘see’ and ‘touch’ your portfolio. You already have ingrained and in depth knowledge of the area making decisions easier. If something isn’t right at one of your properties, you know and recognise it sooner as well as being able to deal with it quicker and more easily. If you really want to invest somewhere you don’t know very well then find a partner or collaborate with someone who does.   BEST MOMENTS   “Your portfolio, hands down, local investing works way better, way way better” “Get to know an area better than anyone else”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode Kevin discusses expensive mistakes in building work, price hikes in building materials  and the extended scheme in Wales bringing unused properties back into use.     KEY TAKEAWAYS   There is a scheme that has been relaunches in Wales focusing on bringing unused properties back into use. They are doing this by giving grants towards those buying and renovating run-down properties. Anyone who receives this help will have to live in the property for 5 years – it is for home owners or prospective home owners. Be careful about any renovation projects, especially on older properties, you need to do your due diligence and ensure you aren’t going against a conservation order or other legislation. Contact the below four departments before doing any work: Conservation Department Planning Department Building Control Department HMO Department (if relevant)   Building materials have increased a lot in recent months there are many things in play here; inflation, Brexit and Covid to name just three.   BEST MOMENTS   “Don’t get caught out”   “When you print money it devalues money”     VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

  In this episode,  Rob shares a hack to making a low offer on a house without actually making an offer!   Multiple streams of income was Progressives Property ‘flagship event’ and because of covid hasn’t been able to run for 18 months! But great news there will be running on very soon, if you’re interested in attending then show your interest by signing up on the link below: https://www.progressiveproperty.co.uk/property-courses/multiple-streams-of-property-income-msopi-event/     KEY TAKEAWAYS   A client of Rob’s asked for advice on how to get a better deal, he gave them a great strategy to end up paying a lot less!   BEST MOMENTS   “You’re allowed to be a bit cheeky with an agent you know”         VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode, Kevin interviews Andrew Harvey. Andrew is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property: with education, portfolio building, and property management.    This is a motivating and informative episode which delves deep into Andrew’s property journey, his successes and his ‘failures’ too.   KEY TAKEAWAYS   Andrew’s property journey started in 2009. He was yet to do any property education and hadn’t invested before. He bought a piece of land and then went onto to invest in more houses. In the end he actually lost money on his first investment but it didn’t matter so much as it is what ‘gave him the bug’ and his later investments held him up! Andrew attended the multiple streams of income event which accelerated his journey in the property world. In his words it ‘blew his mind’, was revolutionary and rewired his brain, from that point he couldn’t get enoufh of learning and also began reading over 100 books a year! There is so much free content and information out there now for anyone starting in property. It’s important to remember this wasn’t the case 10, 15 or even 5 years ago. Following advice and techniques leant from courses Andrew found a joint venture partner and completed a no money down HMO deal – he made money but it also made him realise that HMO’s was too much ongoing work for him. At the same time he realised one of his buy-to-lets was in a less than desirable area. So he then decided to invest in an area that his friend knew very well so he would not make this mistake again. Your network is your net-worth. It takes time and effort to build strong relationships with many people that will help you on your journey. It’s these relationships that can often make or break a deal. Diversifying your property portfolio does not mean scatter gunning. You need to know the area you invest in. Diversifying means to mix it up WITHIN your property investments, by using different strategies, for example your tenant type, such as having students, professionals and universal credit tenants. There is a property strategy for everyone. We all want different things from life. Some people have the time an energy to put in a lot of work in for several years whereas someone else may just want a small passive income – you have to figure out what is right and manageable for you.   BEST MOMENTS   “I was obsessed with learning” “That network is 90% me now...I built a network off the back of social media”   “What they really mean is that you pick and area and then you become the subject matter expert of that area”   “There’s different things that people want from life”         VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE GUEST   Andrew Harvey Andrew built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.    Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.    His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.   👓| Find Andrew on Facebook  👓| Find Andrew on Instagram 👓| Find Andrew on YouTube 
 👓| Find Andrew on TikTok       ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode Kevin explores the knock on effect to the new tenant eviction laws.  Have you struggled with tenants over the pandemic, have you experienced lengthy delays, damage or non-payment? Get in touch with Kevin, he would love to hear from you.   KEY TAKEAWAYS   The average time to evict a tenant is about to soar. The average time to evict could now take an additional 6 months on top of the already 44 week average.   One way to protect yourself as a landlord, is to ensure you get references for tenants if renting directly or that you are using a recommended and reputable lettings agency to do this for you.   The green homes grant has been stopped, the government need to come up with an alternative quickly if they are going to meet their emissions target by 2050.   When at auction, if you get into a bit of a bidding war, make you are far enough apart to not cause confusion and save any embarrassment further down the line – you don’t want you both thinking you have won!   BEST MOMENTS   “It’s crazy!”   “Are you looking to change the way you do refurbs?”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Kevin has been investing in property for 18 years, has built up a multi-million pound business and uses creative property investment strategies.   In this episode, Kevin reacts to a  recording of Judge Rinder on Good Morning Britain about landlords. Kevin gives his take and insight on this video and gives his thoughts on how we can actually tackle the Housing Crisis in the UK.     KEY TAKEAWAYS   Yes, there are rogue landlords out there. But Kevin, his team and the landlords Progressive Property train are not part of them. In fact, they invest in run-down, sub-standard properties and make them better for future tenants of theirs as well as bringing properties back into use. Section 21 can get abused by some landlords. But Kevin has never done this, he wants his tenants to treat the property as their home. We have to think about the other side, section 21 is there for bad tenants, for the ones who don’t look after the property, who don’t pay on time. There are also many landlords out there who aren’t investors, that just have one property-when that tenant doesn’t pay or creates expensive repairs it can leave them in financial ruin. There is a lot of unnecessary red tape and it actually becomes an obstacle for tenants and landlords when there are issues to be solved. Unfortunately there are many tenants that don’t look after a rental property in the same way they would if they owned it. This is especially demonstrated when it comes to preventing damp. Not opening windows, not wiping down the shower and drying clothes incorrectly can cause damp issues, simple things that could be avoided. The types of property Kevin buys/invests in aren’t properties that would appeal to first time buyers. He isn’t creating competition for them as they wouldn’t purchase what he does, without landlords like him they simply wouldn’t be bought. Everything has to be in balance. There needs to be robust legislation that supports both landlords and tenants. To solve the housing crisis the country needs to become creative with solutions, the government, councils and landlords need to work together:-We need better accommodation to solve the housing crisis. There are plenty of buildings out there, it’s about bringing them back into use and to a good enough standard. The council could work with landlords to bring these back into use.-We need a more streamlined way of the government/councils paying landlords when tenants cannot. Universal credit has made this much harder. Capping rents would only harm tenants in the long run. Proper landlords reinvest their money back into the property creating a higher standard of living accommodation.     BEST MOMENTS   “Don’t tar every landlord with the same brush, don’t make every landlord a rogue landlord, because not every landlord is”   “Maybe he’s got a hidden agenda”   “They create damp in the properties”   “Everything has got to have balance”   “The private investors are the ones that can solve this problem”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this episode, Kevin discusses the boom in the serviced accommodation and holiday let sector, the current state of the market and how we can all keep safe when working alone, especially when on property viewings.     KEY TAKEAWAYS   There has been a big surge in mortgage products available for holiday let landlords. There are more lenders offering products than six months ago and building societies in particular are offering more deals to meet the growing demand. Holiday lets are classed as a business which makes them more favourable to investors, you pay less tax on them and they are also not governed by section 24.   Across the UK properties are still selling at a high level, but London is not increasing in the same way as the rest of the country. This could be an opportunity, to invest in London whilst the market there is slow. There is talk of introducing a ‘pet insurance’ policy for tenants in rented properties. This would mean the tenant would pay for the insurance on behalf of the landlord, meaning the landlord doesn’t end up footing the bill for any pet damage.     BEST MOMENTS   “Serviced accommodations, staycations, have had a massive bounce back since the lockdown started to open up”   “If you can go direct to vendor you’re not competing with other people in the market”   “Where there is a risk you must mitigate that risk”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

  In this episode, Kevin talks about one of the most popular strategies for professional property investors; the buy, refurbish, refinance and rent property model. He shares his insights, tips and advice on using this as a strategy and how to make it work successfully for you, time and time again.     KEY TAKEAWAYS Many people refinance before renting the property out but Kevin believes you should always rent before refinancing! You want to get your property to the highest standard in that area, so that you get the highest rent possible, this is why it is important to rent it out before refinancing, so you can prove its value. If you reverse engineer the process and have the end value in mind, you know how much you can afford your costs to be and how much you can afford to purchase the property for, and ultimately, can ensure you come out of the deal with a profit. Delve deep into what purchases will give you the most return. It’s often more profitable to buy two cheaper single lets than to pay for a more expensive property to rent out. Lower demographic areas tend to give more return but it is a fine line between this and somewhere too cheap that will just give you problems, particularly with tenants. One of the most important numbers to focus on with this strategy is your ROCE-return on capital employed. How hard is the money you have left in that property working for you? Ideally you want to get all of your initial investment out in the first 12 months. When refurbishing, remember this is not going to be your home, so put your personal preferences and tastes aside and just ensure it is a clean and comfortable property for your future tenants. Cosmetic areas of the refurb are where you can really add value, especially focusing on kitchens, carpets, bathrooms and redecorating.    BEST MOMENTS   “Reverse engineer the process, start with the end in mind”   “The asking price is unimportant and irrelevant, the important price is the reverse engineered number”   “It’s important to not get emotional, do not bring your own personal tastes into this”   “The rental income has an impact on the end value”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Today Kevin explores why the house prices have increased so much in the UK since the pandemic started and why they are still increasing.     KEY TAKEAWAYS   Many people believe the uplift in the property market is because of the stamp duty holiday, but this can’t be the only reason. 1% interest rates have really stimulated the property market, as if you are trying to save you are almost getting no interest, investing in property is a much more viable option right now. People haven’t been spending like they usually would, their outgoings have gone down. They are perhaps sitting on larger amounts of money that they then want to use to invest. Inflation for the next period is still uncertain, it’s quite likely that any cash people have saved right now will actually be worth less in 12 months, this combined with almost 0% interest rates means people will lose money. Property is a way of not only protecting this cash but actually increasing it if inflation does increase as predicted. There has also been an influx of foreign money coming into the UK, there are lots of countries across the world that have either 0% interest rates or negative, which means they will be paying for the bank to hold money, so people are taking their money out of banks and into property. There is a huge need for more housing in the UK and the pandemic has increased the rate of disused commercial buildings, the government have relaxed planning rules around these types of conversions to help alleviate the pressure.      BEST MOMENTS   “What else is affecting the market?”   “It’s got nothing to do with property investing, it’s got everything to do with economics”       VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

There are more millionaires made in times of financial crisis than at any other time and today Rob interviews the impressive Fi Crossley, who secured 26 properties over lockdown, testament to how knowledge, hard work and leverage can bring you success no matter what situation you find yourself in.   KEY TAKEAWAYS   Fi firstly thanks the great mentorship she has received from Rob and Mark, they have really helped her accelerate her success and given her the tools to accelerate her growth and success in the property world. Fi managed to secure these 26 properties by knowing what she wanted and then going out and getting it! She did loads of viewings, offers and finance. She then found after some time people were coming to her with offers due to her background and reputation. Buying a housing portfolio means you can achieve more in just one acquisition, you don’t have to buy each property one by one. Acquiring these 26 properties was not without its challenges, especially in the first lockdown when Fi was anxious about her family as well as her tenants and was juggling so many different things, it was a very uncertain time for all. Despite this, Fi believes you need to be grateful for what you do have and ask for help, she is very thankful for the support she received, from her family and from her mentors Rob and Mark. Those further ahead in the journey than you can give you valuable advice. Fi knew when she left school that she wanted to be in property, she self-taught her all of the things she needed to get started on the journey to financial freedom. She then got to a point after having her daughter where she knew she wanted to grow and wanted to do it faster and more effectively. She needed some advice and support to take the next step and this is where Progressive Property came in. Fi and her sisters work together in property, they are sisters, best friends and business partners. Fi taught her sister how to become financially free like her and they make an incredible team.    BEST MOMENTS   “We just went for it, we just thought come on we can do this, really have the belief we can do this and we were so grateful for the opportunity”   “We used some of our own money, our own properties, a bit of investor money so we got it from here and there in a few ways”   “Do the things you love to do and be so grateful for the help you’ve got” “I’ve invested in me which has paid back 50 times already in one year”   “Go for anything that makes you happy”       VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Are you looking for some more information on the property industry and how you can become a successful property investor? Join property investment expert Kevin as he answers all your property dilemmas. Discover the importance of protecting your money, why your most valuable asset is your knowledge and the benefits of having a private investor.   KEY TAKEAWAYS If you are in an area outside of ‘Article 4’ then a property with 5 or more people requires you to have an HMO licence but if it is a house with 4 people, then it is classed as an unlicensed HMO. However, whilst it might not be required to be registered, you have got a duty of care to your tenants. You need to make sure that you keep your tenants safe by ensuring that the property has all the correct safety regulations.   It is so important when lending money that you are careful around making sure you have security around protecting your money. If you are borrowing money, it is easier to borrow all the money you need rather than a little bit of what you need.   Do not pedestalize your money, pedestalize your knowledge. Wealthy people spend their money trying to save time whilst poor people pedestalize the money. The most valuable asset you have is your knowledge and your time.   Many private investors will lend you 100% of the value of the property. They lend this money as a ‘first charge’ for security. This means that you have to pay back the investor otherwise they are able to take possession of the house, in the same way that a mortgage company can take away the house if you fail to pay the mortgage.   A private investor will loan you the full amount for the property and you will then refurbish the property and refinance the property under a traditional buy to let mortgage. You will then pay the investor back along with their interest and you can continue with the buy to let.   If you purchase a property in your own name, you will have to wait 6 months before you can refinance the property even if you are a cash buyer. If you buy a property within a LTD company you do not need to wait 6 months to refinance the property so long as you buy in cash. There are a lot of lenders out there that will lend to companies with SPV’s.    BEST MOMENTS “It is dangerous to listen to people who do not know what they’re doing.” “ This is why it is so important to get educated.” “They want to make sure that they get that deal done.” “Wealthy people spend their money trying to save time.” “Property investors are not with high street banks.”     VALUABLE RESOURCES   https://www.progressiveproperty.co.uk   https://kevinmcdonnell.co.uk       ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.       CONTACT METHOD       https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/        progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Today Kevin has two very special guests, Vito and Daniella a father and daughter duo, who reveal all about their property journey!   They talk about how they got started, especially the value they found from attending Progressive courses and being mentored. They also discuss mindset, the tips that worked for them, the great success they have already had and their big plans for the future.   KEY TAKEAWAYS   Vito was an estate agent for 25 years including having his own practice for 17 of those them. He sold his business and after attending his first progressive course decided to start his own property business. Daniella has a background in the hospitality industry which she then decided to use alongside her Dad Vito’s expertise to form a super family duo in the property world! Having such an extensive background in the estate agency world, Vito expected to really know all about property. But after attending a progressive event in 2020 he was amazed at the things he learnt, it truly opened his mind and kick started his next steps, including further courses and mentoring with the progressive family. Vito and Daniella discussed various property strategies and decided to go down the serviced accommodation route. Daniella had a wealth of experience so although she was hesitant at first, she ultimately decided to utilise her knowledge and agreed on this way forward with her Dad Vito. When speaking to agents, be yourself, tell them what your goals are and be transparent. Let them understand what you are trying to achieve and the deals will come. You will get no’s, but you only need a few yes’s for success! As with any business, working relationships are key. Always bear this in mind when speaking to people for the first time. Even if you don’t strike a deal the first time, they might have what you are looking for down the line. You want to be the first person in their mind when they see something that would work for you. The business is already in profit, how many other business ventures would you expect to be making a profit so early on in the journey? It’s incredible. Vito and Daniella are now focusing on serviced accommodation management, finding investors and growing as much as they can. They have big plans for the future including bringing in aspects from the hotel industry into SA accommodation, such as loyalty schemes. Vito says one of his biggest challenges before starting this venture was mindset, this as well as the vast knowledge and education he got from attending progressive courses and being mentored was invaluable. He attributes a lot of his success down to working with progressive.      BEST MOMENTS   “I was always on the other side”   “The stars aligned and we decided to work together”   “Every mentor we spoke to said you’ve got the education but you have to take the actions”   “You really have to push yourself”   “We couldn’t have started what we have without progressive”       VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

If you’re looking to get your property questions answered, then you have come to the right place. Join property expert Kevin as he answers all your burning questions and offers invaluable property information to those of you that need it. Today, Kevin discusses what to look for in a property, how to make property work in your local area and how to legally reduce your tax bill.   KEY TAKEAWAYS Everyone wants to invest somewhere else, they all believe that the grass is greener somewhere else. The reality is that property works where you are. Single let or buy to let may not work but there are strategies that will.   As property investors you are looking for value. There are strategies that work in every area. If you are in an area where there are only expensive properties, don’t panic as this usually means that the rental value of the room or property is higher.   Professional property investors possess the ability to make money in any market. The market may be going up, staying the same or going down and professionals will still be able to make money because they are buying value.   Property is a business and the bigger the business, the higher the tax bill. Do not worry about large tax bills as long as you have large profits too. When you are making money you need to contact a tax specialist who can help you reduce your tax bill in a legal way. There are many things you can offset as tax that you do not yet realise.   If you are running properties as serviced accommodation, section 24 does not apply to you. Meaning you can offset part of your mortgage as well as also applying for ‘capital allowances’. Capital allowances is tax free money up to a certain amount of the property value.    BEST MOMENTS “Cheap does not necessarily mean valuable, cheap means cheap.” “A phenomenal strategy in an expensive area.” “It is about understanding business and property is a business.” “If I am paying £1million a year tax, then how much money am I making?”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

The property industry is booming and there has never been a better time to invest than now. Kevin is joined by Mary and Andrew who share their story of how they managed to build up a hugely successful property business whilst working their full time jobs as Architects. Together they discuss how to handle your first deal, how anyone with a full time job can build their property business if they learn how to maximise their time and why networking events are vital to building your property business.   KEY TAKEAWAYS Rent to serviced accommodation is where you take control of somebody else's property and you give them either a guaranteed rent or a profit share on that yield. You then run the property on either a HMO (House of multiple occupancy) basis, single let basis or a single let basis.   The first deal is going to be the hardest one you will ever have to do. You have to be on point. It may take a lot of perseverance to secure your first deal. As soon as you get your first deal you may even find that the other deals come rolling in. You have to open the door and as soon as you open that door, you become more confident about selling yourself and your brand.   Anyone with a full time job can absolutely get into property at the same time. There has to be some understanding that it may not be as quick as if you were full time into property. All you should focus on is doing one thing everyday that moves the business forward. As long as you have done that you are a step further ahead than you were before.   Getting into property whilst maintaining a full time job does not mean that you have to put in copious amounts of hours every day. Learn how to maximise your time, perhaps by focusing on your property business in your lunch break or maybe being more effective in your day job so that you can free up more time to visit estate agents or push your property business forward.   Property is not easy and there is a lot to learn and a lot to systemise. Start to systematise a lot of what you do look into hiring a VA who can do a lot of your day to day admin or property management work. Try to ensure that your key focus is on things that only you can do that you can do in your spare time.   Quite often it is the people you meet that are the most important. Never underestimate who you meet or where you meet them. Sometimes relationships take time to build throughout your property career you should continue to make new relationships and grow them.   BEST MOMENTS “It took a lot of perseverance.” “You’ve got to believe  in yourself.” “It is not about slogging five hours every night, it is about finding that one thing you can do and maximising your time.” “We knew that there is always a different way and if you are confident enough you can go and do something else.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.      CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Are you looking for a joint venture partner but don’t know where to start? Join Rob as he delivers his 7 step tried and tested model for raising finance and finding JV partners. Rob discusses where you need to go in order to network and meet possible JV partners, why it is imperative that you always believe in yourself and the difference between fair and unfair exchange.   KEY TAKEAWAYS   The better the deal, the more likely it is that the money will find its way to you. You need to go to the places where the money is. You have to go where the money is and go to the high end venues. This step is a continual thing,   Connect with people and get their contact information. A big mistake people often make is by pitching people straight away, that is a mistake (unless it is a pitch environment). The goal is always to connect with someone because you want to build a relationship with someone outside of the environment that you met them.      If you don’t believe in yourself why should anyone else? There are two ways to get belief in yourself: Experience and your self belief. Even though you may have some reservations about things going wrong, always know that if this happens, you will do your best to fix it. As long as you know that about yourself, you can go in and get a deal done.   Fair exchange is the balance between fair service and fair profit, it is the balance between the fair division of roles and responsibility, If you charge too much and deliver too little that is unfair exchange. If you have ever felt that people have been taking too much from you for what you are being paid, that is an unfair exchange and the way to get rid of that emotion is to charge more.   The way you should always try and get to the discussion about money and potential deals is to get them to make the first move. It may be a little bit of ‘financial flirting’ by trying to talk about potential deals you have lined up. Try your best not to go in and instantly talk about business, try to make them come to you. Usually you can gently move the conversation towards property and business in order for them to make a move.     BEST MOMENTS “Nobody wants to be pitched to at a golf club or a flying club, that is where you meet them.” “Whatever you think he saw in me, you have in you.” “The biggest barrier is believing you can do it.” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks     ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

The property industry is booming in the UK and there is no better time to start investing than today. Kevin is joined by yet another one of Progressive Property’s success stories Sam, who has gone from strength to strength in the HMO area of property investing. Together they discuss finding the right refurb team, investment opportunities and why investing on your doorstep is beneficial.   KEY TAKEAWAYS   If you are starting out in property and looking to create a reliable refurb team, a great tip would is to always ensure you are open and honest with people. If you do not like something, don’t be afraid to say. When you are starting a refurb always make sure you get some good quotes from experts, don’t go for the cheapest.   You need to find a professional building company rather than a ‘cash in hand’ or ‘day rate’ kind of builder. Whilst they may initially seem cheaper you may find that the invoices keep appearing and the costs begin to add up.   There seems to be a really good scope in turning properties further away from town into HMO’s, tenant the properties and then selling them on. There are quite a lot of out of town investors paying top end prices for tenanted properties.   People seem to be paying over the odds for student properties close to university campus’. The issue with student properties is that they have to be ready by January as this is when term time begins.   There is always a property technique that will work on your doorstep, whether that be student accomoddation/HMO’s, flipping properties or rent to rent. It is highly recommended to invest close to home as it makes it easier and quicker for you to attend to the property whenever you need to do so.   BEST MOMENTS “If it smells bad, that's the smell of cash.” “Work with good builders, clear prices and clear structure.” “I’d rather do something on my doorstep.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

An inspiring guest joins Kevin today, one who faced many hardships when the 2008 financial crisis hit the property industry. Gavin Gallagher joins Kevin to discuss how he was affected by the recessions, lessons he learnt and how he aims to use his story to inspire others of what not to do. Together they discuss trials and tribulations of family businesses, why it is important to not build your identity around your financial success and how the worst advice you can take in property would be ‘go big or go home.’ KEY TAKEAWAYS Getting into a family business can be complicated. There is usually a lot of politics involved and it is not always easy. When you are young going into business, you may not realise it but you don’t have a clue how business works.   When you find yourself in a situation where you have success after success you may find yourself getting complacent. You start to forget that it shouldn’t be that easy to make money, you have to have discipline.   If you notice that business is declining, you are likely to go through a phase of complete denial. The biggest mistake you can make is to sit back and weather the storm. You should be acting quickly to rectify the situation, reducing your outgoings and taking cuts. There should come a point where you realise that you need to make adjustments, by this stage the adjustments are going to be painful.   You mustn’t build your identity around financial success. If you run into difficulties, it completely shocks your whole world. If or when business begins to slow down and you find yourself in financial trouble, suddenly all of the material things can get stripped away. If your identity is built on something that cannot be stripped away then it is an awful lot more powerful.   Many people wish to get into property investment but you first need to understand whether or not it is good for you. Check your skillset first before entering the industry. You have to be able to free up the time to be able to follow through with a deal. You have got to have the mindset and a small network of people that will help you add value to properties.   The worst advice you could ever listen to would be in property investment would be “go big or go home”. That is the kind of advice that sinks ships. You have got to be more careful and understand that this is a cyclical market that goes up and down.   Think about the four E’s. Your ego and your emotions are two things that can sink your ship. Your ego can get too big and your emotions can get involved allowing you to get lost in a deal. Then there is the Economy and Events. The economics of today is not necessarily what they’re going to be in a year. Unanticipated events such as Covid-19 has huge effects on the world economy as well as the property industry.   BEST MOMENTS “I had what was called ‘normalcy bias.” “ When you start making money so quickly you begin to quickly think ‘how can I spend it?’” “It was like death by a thousand cuts.” “That is a really difficult thing to accept.” “Start with the end in mind.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/   ABOUT THE GUEST Gavin has been a property investor and developer for over twenty years. He has experienced two major recessions and has a feeling we are about to enter a third. Gavin got caught badly in the 2008 Global Financial Crisis and spent the better part of a decade in damage control and paying off debt. The collateral damage from being careless and over-leveraged taught Gavin some powerful and often painful lessons. Today he is motivated to share these experiences with others in the hope he can elevate their game, shape their investing habits and help avoid some of the mistakes he made.   Contact: Instagram @gavinjgallagher  Website:  https://www.gavinjgallagher.com Twitter:   @gavinjgallagher  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

With the economy about to take a nosedive, many people are left wondering what does that mean for them? And how can they increase their income? Join Kevin today as he is joined by yet another one of  Progressive Property’s success stories Lidia who after attending her first event 18 months ago has gone from strength to strength in the industry. Together they discuss how to correctly converse with estate agents, how it is important to grow your mindset before chasing the money and how you don’t always need your own money to invest in property.   KEY TAKEAWAYS A lot of people who are looking to get into property are new to the industry. Many of them will believe that estate agents are professionals and will always know exactly what they are doing. Whilst estate agents know how to sell a house, they might not be able to spot an investment property. Many estate agents turn to Progressive Property to learn how to invest in properties.   You should never be scared to talk to an Estate Agent, they are normal people just like you. You need to learn how to build up a relationship with them and make them feel comfortable around you. When you are not comfortable and are nervous, the agents can feel it themselves too.   You don’t need your own money to invest in property and to make a property business. Attending events at Progressive Property can teach you about raising investment funds, securing joint venture partnerships and learning no money down strategies that you may not even know exist.   What many people do in the first few weeks of their property journey is they chase the money straight away. What they should be doing is using those first few weeks to build the confidence, mindset and the belief that you can achieve. Don’t base your success on the keys of a house, base your success on the amount you’re growing as a person.   The VIP programme does not just offer the nitty gritty details of the property industry. The VIP programme offers the ability for you to grow your mindset, resilience, confidence level and your people skills. You also have the opportunity to grow your network massively which can help you with potential JV partnerships. BEST MOMENTS “I could not tell which property was a great investment.” “We realised that actually we knew nothing about money.” “We came across progressive and things have changed for us.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Discover today how one man went from amatuer to professional property investor overnight! Kevin is joined by Ranjit, just one of Progressive Property’s many success stories. Ranjit shares his journey to success using the VIP programme and together they discuss how slow and steady wins the race, the benefits of the VIP programme and how you should always remember to enjoy the journey.   KEY TAKEAWAYS Many people go into property thinking they are going to get rich quickly, however this is not that case and many people soon realise that. When the deals are there the money will come, slow and steady every little bit helps.   In the VIP programme at Progressive Property, you will receive one to one mentoring. As well as this you can attend a ‘deal clinic’ meaning you can go on stage and share about a property deal you have got and all the other members of the VIP programme can give you advice on how to go forward with that deal. They can also offer funding for that property deal and enter a JV partnership with you.   The sweet spot for HMOs in 4-6 bedrooms. Anymore than this then you start getting into planning permission requirements. When you go into 7+ bedrooms, professionals do not necessarily want to live there. It is likely that a HMo with more than 7 bedrooms will attract a lower demographic tenant type.   The knowledge you gain on the VIP programmes is invaluable. Having the education behind you ensures that you will avoid making costly mistakes. You will also have the opportunity to make long lasting friends who can help and advise you along your property journey. Whist free education is good, there comes a time where paying for it will give you a huge advantage in your industry. You can either pay for it and learn from the mistakes of others, or learn from your own mistakes by going it alone.   Life has its ups and downs, there could be a grand opportunity right around the corner. Do small but high quality projects, often and you will get results. Make sure to enjoy the journey along the way with your business partner and those who you meet along the way.   Learn the basics slowly, take a bit of time to learn the basics so you have a good grounding before you decide to jump straight into it. Focus on one thing and do that really well. That focus will help you reach your goals. There will always be something that appears to be bigger and better, avoid that distraction and focus on one thing at a time.   BEST MOMENTS “I had never heard of HMO’s, but I soon realised that I had lived in one.” “At VIP you get mentored one to one.” “Get as much free education as you can, but there comes a point where you have got to pay your cost of entry.” “At the pace of the tortoise not the hare.”     Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Discover everything you need to know about property bonds in today’s informative podcast with your host Kevin McDonnell. Today Kevin details exactly what a property bond is and how it can benefit you. He discusses the typical length of the agreement, the security that property bonds can offer and how they can help create a secure and healthy rate of interest.   KEY TAKEAWAYS Also known as property investment bonds, property bonds are a way for developers to raise funds from investors. The main aim is to finance the initial stages of a building development. When a residential or commercial development is proposed, the property bond forms a legally binding agreement between the development company and those investing in the property.   Whether you’re the development company, or the person wanting to invest in the company, you have a legally binding agreement to protect those funds. What most often occurs is that capital is provided in the form of a loan to the development company and this is backed by a contract between both parties that details exactly how the funds will be used, how it will be repaid and how the capital is to be secured.   The length of the agreement is typically between 2-5 years. Most developments take at least 2 years and potentially up to 5 years to complete however there is no actual length for the agreement. Many people wouldn't want their funds tied up for much longer than this time frame. If you’re the person lending the money via the property bond then you are paid interest on that money plus the capital you lend, returned to you at the end of the development   Anybody who is looking to diversify and spread their money across various different asset classes, then property bonds are certainly something you should consider. The returns can be significantly higher than other dividend paying investment schemes. Just like any other system, property bonds come with risks so you need to know what you are doing.   Investing in property bonds is a great way of creating a passive income at a healthy rate of interest. It is one of the most secure property investment schemes around.   BEST MOMENTS “Security is key in any development. How are you going to secure your money?” “Property bonds can be very appealing as they offer a healthy level of fixed annual interest.” “The security that a legal charge provides to people investing property is considerable. As far as the property market is concerned you will struggle to find anything that offers more in terms of peace of mind.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Today, Kevin is joined by Progressive Property success story Tania who shares her inspirational story of how she managed to build up a six figure property business in one year whilst working as a doctor and a full time mum. Together they discuss the advantages of serviced accommodation, why it is imperative to your new venture to surround yourself with people who share the same success mindset as you and why those who say they just don’t have the time, are using it as an excuse!   KEY TAKEAWAYS Service accommodation is a hospitality business as well as a property business where you provide short term accommodation to people in your area. These people may be there for work, corporate contractors or for leisure and tourism. Rent to SA is where you use other people's properties to do the same thing, with their permission.   The mastermind programme can be instrumental in being able to uplevel your network. It can also allow you to surround yourself with people of a similar success mindset who are pushing themselves continuously out of their comfort zones.    Those people who say that they don’t have time to commit to being a property investor are using that as an excuse. There are other people who have come from far worse off circumstances with much less time than others, who have created success for themselves. Those people also have the same amount of time in the 24 hours that anyone else has. If they can do it then there is no reason why you cannot.   It is all about desire and how much you want to achieve something. It is hard to nurture that mindset on your own which is why it is so valid to be in a mastermind programme as you are constantly surrounded by people who think similarly to you. Many people in the programmes are a few steps ahead of you and thriving, this gives you the motivation to keep pushing forward.   BEST MOMENTS “I always felt like I was meant for more.” “They are really powerful strategies to create cash from property.” “In the first year, I built it up to a six figure business.”   VALUABLE RESOURCES https://kevinmcdonnell.co.uk https://www.progressiveproperty.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

There have been many predictions of market crashes, recessions and a great depression looming in the next few years and many people have been anxiously awaiting Chancellor Rishi Sunak’s 2021 budget briefing. Join Mark today as he depicts the budget and explains what this means for  you. Mark discusses the freeze of the nil rate allowance, the increase of cooperation tax to 25% and the end of the bounceback schemes.   KEY TAKEAWAYS It is going to take a while for the economy to recover. The first thing the chancellor Rishi Sunak has said is that there will be no increase on income tax, national insurance or VAT, however he will freeze the nil rate allowance which typically rises every year. He will also freeze the top tax rate. These strategies are a slightly less visible way of taking the money back, and it does not happen straight away.   Many people thought that the capital gains tax rates would go up however Rishi stayed silent on this matter. Rishi also confirmed that he would not change the inheritance tax allowance and would not change the pension lifetime limit which is £1million.   Unlike reports of cooperation tax going up to 23% he is going to raise the rates to 25%. This rise will not be seen until 2023. The current rate is 19% and many people will notice the 6% rise significantly. Smaller companies with less than £50,000 will still pay 19% and inbetween £50,000 and £250,000 you will pay between 19%-25% depending on how much the company makes in that tax year.   At the end of March when the bounceback loans end there is going to be a new loans scheme where the government is going to guarantee 80% of the loan. The business rates holiday will continue until the end of June with a tapered reduction and the 5% reduced rate of VAT is extended until the 30th September with a 12.5% rate until mid next year.   The big news in the property world is the stamp duty holiday extension. This and the 90% mortgage guarantee will support the lower end of the property market. With all the government support it seems less likely that the market will crash.   All the schemes have given consumers a lot of savings to spend, there is a huge amount of money in savings accounts and as the economy opens up, they are going to go and spend that money and there is likely to be some inflation. As inflation picks up, you could see inflation rise by 3%-5%.   BEST MOMENTS “It is probably an even bigger hit since world war 2 with the amount the economy has shrunk.” “That was quite a surprise, in many ways quite dove like, not particularly harsh.” “Loads of people have cash in their pockets.”   VALUABLE RESOURCES https://www.progressiveproperty.co.uk ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressiveprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

McDonnell Mondays are back! After a brief hiatus you host Kevin is back with his much loved series McDonnell Mondays where he gives you the chance to ask him all things property. In today's episode Kevin discusses why not to listen to those advising to steer clear of London investments, why the ‘tenant buyer’ strategy is the most hands free of them all and how to sort the good builders from the bad.    KEY TAKEAWAYS    Over the last few months, people have started the question if it is wise to invest in London, given the way of the world. That is because the masses are questioning London. Observe the masses, and do the opposite. Interest rates are going to drop to negative, so there has probably never been a better time in history to raise money to help invest in properties.    Many people would consider single lets the most ‘hands free’ strategy. However with single lets you often have the management, the maintenance, the voids and the inspections. With a tenant buyer, it is completely hands free strategy. You don’t need a letting agent or a maintenance team and you can do it remotely as it is completely outsourced to the tenant buyer.    If you're setting up a limited company, you should be putting  a personal loan into that company. When running a limited company you need to ensure you get a property tax accountant . Everything from mobile phones to office supplies can be put through the company as company property rather than putting it through your own name.    If you ring a builder up and he says he can come tomorrow, they’re likely a bad builder. The good builders are always busy. The moment you get a property agreed, you need to find a builder. You will get the keys anywhere between 4-8 weeks after the agreement, leaving it until then to find a good builder will cost you.    You need two years of company accounts in order to qualify for mortgages in your company name. You can start by doing rent to rent and lease options in order to build up your accounts.    Many people want to quit their jobs to become property investors. The reality is, you do not need to quit your job.Managing your time is a better step than quitting your job. You have got plenty  of time to do property in your spare time, if you are smarter with your free time.  Aim to quit your job later but first you should build up cash flow and passive income.    If you are just starting out and do not have the funds or knowledge to invest in property yet, it is a good idea to go and work for an investor and offer to work for free. Find the big player in your area and ask how you can help them. They will give you some work to do and you will learn from their expertise.    BEST MOMENTS “Raising money has never been easier” “You don’t find it difficult to raise money, you find it difficult to try, you find it difficult to ask.” “Quitting your job is not the route to success.” “If you give, you will receive.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk  https://kevinmcdonnell.co.uk    ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.      CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In today’s episode, Kevin gives an update on what he’s been up to recently, current opportunities and hosts a question and answer session to help members of the community with any of their property challenges. He advises listeners on various ways of raising money for their property investing with in depth details of the different options, strategies to use during Covid-19 and tips on rent to own, rent to rent and how to start building a ‘power team’. KEY TAKEAWAYS A lot of people are saying that property in London could now be dropping in price, this hasn’t been the case for many years. Consider doing the opposite of what the masses are doing and perhaps think of investing in this location.   In terms of raising money for property investments, there are various ways of doing this and there’s never been a better time with interest rates being so low. Reach out to people, let them know you’re in the property business. Joint ventures, banks, private finance and bridging loans are all ways of raising money. Bridging is the most expensive way of raising funds, more suitable for commercial properties and HMO’s and private funding is probably the best way as there are no upfront costs.   There is a huge demand for rent to own currently and there are big benefits to this. As a landlord you have no maintenance, no management costs and you’re helping someone become a home owner. It can work in any part of the country and is the most hands free strategy, which can be done remotely.     Don’t state the rent and terms for a rent to own when advertising. Try and be deliberately vague. A lot of potential applicants will just read the ‘rent’ part of an advert or won’t be eligible, for example if they can’t afford it or are on universal credit, but this is still a great way of building up your tenant database.   Covid shouldn’t be a reason to alter your plans and strategies. The world and business is still moving forward. There is still a housing shortage and people still need homes. One thing you can alter slightly is changing from guaranteed rent to offering landlords profit share agreements. It’s risky offering guaranteed rent without knowing when the pandemic will end and when furlough will end. Remember to market in the right places and in multiple places.   Depending on your personal circumstances, you’re probably better putting everything into a limited company rather than paying personal tax. You’ll have limited liability and it’s a better strategy long term as you can pass shares on, sell shares etc.  However, the best advice is to get yourself a property tax accountant.   If you’re trying to build a ‘Power Team’ let people know where you’re based and what you’re looking for and start to build your team around that area. Remember to use your name, property is a people business.   If you’re a young person trying to get into property with no funds or income, try to get a job working for somebody who is already in the property business. Don’t do the obvious thing and get a job in a letting or estate agent, most don’t buy property and they won’t teach you how to become an investor.   BEST MOMENTS ‘If the taxi driver in New York says to you ‘which stocks to buy’ then you need to get out of that stock immediately because if the man on the street knows what stock to buy, you’re too late to the show’ ‘Observe the masses, do the opposite’ ‘Property is a people business’ ‘You’re not going to learn about property working in an Estate Agent’   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Rob and Mark discuss one of the most exciting ways to invest. Join them both as they tell you all you need to know about investing with little or no money. They discuss rent to rent property deals, how to master No Money down as well as how to source the best JV partnerships.   KEY TAKEAWAYS   One way to get into property investments without deposits is by agreeing a deal with the owner, exchange contracts and complete the deal in ten years time. Similarly you could do a rent to rent with an option to purchase. You could also turn the property into a serviced accommodation, where you rent the property by the night and you end up taking the differential layer.   The big area where many people start with little or no money in property is within a joint venture (JV) partnership. You bring somebody in who has the money and combine that with your experience and you can find your property deals together.   It is possible to do ‘no money down’, whilst there may be costs such as legal fees, these could be rolled into the JV deal that you do with the person who's financing the deal. If you get a loan, make sure those costs are included in the loan.   Being creative, innovative and resourceful are all ways that you can bypass needing cash. If you can learn to leverage some of the tools and the tricks that you have learnt, you can also bypass having to hire a large workforce.   The easiest way to structure a JV partnership is to have someone put all the money in without a mortgage (this is easier and quicker) and then someone else does all the work. This is the easiest way to split it down the line. There are a lot of people who want to be hands off investors and JV with experienced people.   Join all the social media groups, get seen and known on all social media platforms as this is the modern form of physical networking. Start a podcast and interview people who you know have money to help build up your contacts list.   BEST MOMENTS “If you can provide value to people as an individual you will be rewarded for that.”   “Essentially you are going into a deal with none of your own money.”   “The reality is, everyone that has had a brilliant mentor will say that it wasn't one or two things it was 1000 tiny little things that they taught me.”   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter         ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Join your host Kevin as he discusses everything that’s been happening in the property industry this week as well as news from the progressive property community. Today Kevin discusses how the rise in staycation popularity  is likely to see an influx of holiday let investments, how low interest rates have further proven why property is a great investment choice and why diversity within a property portfolio can lower the investment risks.    KEY TAKEAWAYS  Property News: Landlord Today described six reasons why the staycation sector may be a good bet for property investors, despite recent lockdowns restricting tourist travel and hitting owners' income. The growth of staycations means the holiday let sector is now a potentially long term investment opportunity.    For holiday let properties considered a furnished holiday let that is let 105 days or more a year, there are allowances and tax reliefs. You can deduct costs such as mortgage interest and letting agency fees from pre tax profit and there may also be tax advantages for kitting out a property.    As a furnished holiday let owner, you will need to register for business rates which are generally cheaper than council tax. Holiday lets are a low risk strategy, with payments upfront there is no financial risk of non payments compared to long lets because the guest pays before they stay.    There are several reasons why investing in property this year is a good idea. Firstly, in a bid to restore the economy interest rates have dropped as low as 0.1% to encourage both consumer borrowing and spending. Secondly, if 2020 has taught us anything it is the resilience of certain investment assets over others that has delivered the returns, and nothing is better than property for that.    Having a variety of assets means investment risk is significantly lowered. We have consistently seen that single assets do not match the performance of a diverse and well balanced portfolio. In property, diversification can be achieved with a single asset. One portfolio could include different types of property or include the same property in different areas, or both.     Progressive Community: If you get a builder to do a job, agree upfront when he is going to get paid. Speak to the builders before they carry out the work for you and ask them when they would like to get paid. Ensure that you deliver on that time so that you continue to work in harmony together.    BEST MOMENTS  “An investment you can enjoy. Owners can stay in their property as well as letting them at other times.”   “Owners are seeing returns of between 4%-6% after costs.”   “Property will be the best investment for 2021” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

The world is an uncertain place right now and with nobody being able to predict the future it begs the question, where should I put my money? Join founders of Progressive Property Rob Moore and Mark Homer as they discuss how best to invest £1 million. Discover how you’re able to snap up hotels in the current market, the best watches to invest in and high risk crypto currency strategies.   Key Takeaways  Become really interested and passionate about what you are potentially investing in. Become knowledgeable about a particular class and stick with that when investing. If you are aiming to make serious amounts of money through this platform, then you will likely need to become a professional in this niche.    If you want to make a large amount of money fast, the best way to do that would be to invest into a business and become really good at it. Secondly, put your money into property that is well leveraged as that will always do better than investing in cars, watches etc.    Out of £1million pound it is wise to hold 10%-20% back in cash as a contingency. Max your government ISA out every year by placing £20,000 into it.    Property: Due to the current pandemic there are many hotels sitting empty waiting for investment. If there aren't deals there now, there will be very shortly. There will be many opportunities within the hotel industry to either re-open to guests in the summer months or to convert the hotel into something else.    Things to consider if looking to invest into a hotel are: Where is it? What is it? And What is the occupancy? Occupancy in both HMO’s and Hotels is everything. If it is running at 70% full, that is all your profit gone and it is then running at a loss.    You can invest in different property strategies such as buy to let, single lets and HMOs. You have got to become knowledgeable about all of them in order to become successful in these fields. Focus on one or two of these at a time. Over time try to diversify into a few classes of properties.    Assets: When investing in watches, cars or art try to ensure that you invest in products that are limited edition or where there was only a small amount produced. Rolex, Patek Phillipe and Richard Mille are the three watch models that are strong in the market currently.    New petrol and diesel vehicles will not be available from 2030 according to the government. Theoretically speaking existing petrol and diesel cars will go up in value as they become rarer to buy. There will likely be less service stations to purchase petrol and diesel however it is unlikely that they will be impossible to run.    As long as you buy right, investment into classic cars is a good place to park your money and enjoy it at the same time. Whilst it may go up in value, it probably won’t make much profit. What you should be aiming for is to have something that doesn’t go down in value.   Stocks:   You could invest a small amount of your £1 million into a higher risk strategy such as crypto currency or EIS schemes. They are very high risk and can drop to be worth nothing however there are big tax benefits to doing this. Best Moments  “I think it has surprised a lot of us at how aboyant it's been.” “The world is in a completely different place. We don’t know when this ends.” “When the next recession comes along we do not know what is going to cause it. This one was caused by a virus and the previous one was caused by a banking crisis.” “Over time try and diversify into a few use classes in property.” “All of those could be good, all of those could be rubbish.”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur   CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Kevin McDonnell keeps you in the know this week as he discusses this week's hot topics in the property world. Kevin talks through  the government's new ‘pet friendly’ tenancy contract initiative which will see all landlords being obliged to rent to tenants with ‘well behaved’ pets and whether or not landlords should continue to invest in urban areas. Kevin also looks at news within the progressive property community which looks at which bank to secure a limited company account with.   KEY TAKEAWAYS Property News: In a recent report by ‘Landlord Today’, , they discussed how the government wants to introduce pet friendly tenancy contracts as standard. The new agreement means that renters with what are described as ‘well behaved pets’ will be able to secure tenancies easier.   Landlords will no longer be able to issue blanket bans on pets, instead consent for pets will be the default position. The landlords will have to object in writing within 28 days of a written pet request from a tenant and provide a good enough reason. The reasoning behind this introduction is that the government says currently just 7% of private landlords advertise for pet friends properties meaning many people with pets struggle to find suitable homes.   There has been a lot of talk of people buying properties away from cities due to COVID-19. Long term you want to be buying in the bigger towns or cities. It all comes back to supply and demand, if you’re buying a house in the middle of the county you are going to struggle to buy a tenant for that property. Nearly 7/10 landlords will continue to target property in urban areas.   Mortgage Works has now announced that they are launching new limited company mortgages targeting the growing number of incorporated ‘buy to let’ landlords. The new rates at 75% loan to value (are also available for new mortgages) are two year fixed rates currently at 3.34%. The more lenders that start to come into limited companies, the more competitive it will be, which is great for landlords.   Progressive Property: A property has added a £146,500 increase in value due to the adding of a second bedroom. The property was purchased as a one bedroom flat for £303,500 and then converted part of the kitchen into a second bedroom which increased the value of the property.   The reality is during the middle of COVID-19 it is very difficult to get a bank account with many banks. The banks are worried that you are just trying to receive the bounceback loan from the government. Once the bounceback loans opportunity closes, you will see banks will begin to allow you to open up their bank account again.   Longterm, the best bank to have a limited company account with is probably Natwest or Lloyds. These two banks are both lenders who lend in commercial finance at a very good rate.     BEST MOMENTS “How do you describe a well behaved pet?” “The reality is, it is mainly homeowners that are looking to buy outside the cities.” “68% are looking to buy in urban areas despite the coronavirus countryside craze.” “These rates will change if you’re listening to this in the future.” “A lot more people should be looking at that strategy.”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Kevin is joined by just two of Progressive Properties successful students Alex and Kate Moyes, today they discuss their journey on purchasing and renovating their first buy to let property. Together they discuss the knowledge gained on their first deal, the importance of being honest about our experience with your investors and why the property market is the best way to invest your money.   KEY TAKEAWAYS Many people focus on the money they make on their property deals. The money is good, but knowledge and experience you have gained from doing the project is priceless.   Good tradespeople are not typically available. You are going to have to wait for them to finish another project before you can get them involved. The earlier you secure them the better. The minute you have your deal agreed you should get your tradespeople lined up. Ask your agent or vendor if you are able to show the tradespeople around before completion.   You don’t need to have loads of experience in property. You need to be yourself and you will become investable. There will be people out there that will fund your deals because they trust in you.   You are significantly better off investing in property than you are investing in the stock market. Whilst you can get 8% returns on investment in the stock market, you cannot leverage in like you can with property investments. Overall you will make more profit investing in property than you will in stocks and shares.   BEST MOMENTS “It has been our playground. The ability to learn has been really powerful”   “What you want to happen the day after completion is not show tradespeople around, it is having them starting the work.”   “You made yourself be investable by being honest.”   “They know that I take it seriously because I am investing in myself.”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Join your host property expert Kevin McDonnell as he discusses property news from around the UK and the Progressive Property Community. Kevin discusses a possible 6-month delay on new electrical safety standards, why the UK property market is always a safe place to invest in and how to spot a good business partner.   KEY TAKEAWAYS Property News: Lettings agents trade bodies have accused many local councils of being socially irresponsible and have called for a pause in the push to have new licensing for landlords brought into place. Safeagent wants a six-month delay on new electrical safety standards being introduced for existing tenancies pushing the deadline out from 1st April until 1st October. There are an estimated 4.5 million households that need these electrical reports carried out. The government has been slammed for missing out Landlords in proposals for new energy efficiency regulations. Property Mark has given its formal response to a consultation triggered by the government about the energy performance of privately rented homes in England and Wales. The new EPC regulations would require all new tenets from April 2025 to meet band C or higher on the energy performance certificate.   The UK property market was by far the standout success story of 2020. House prices experienced their highest pace of growth since 2015, finally ending 4 years of Brexit related price stagnation. The one great thing about property is the fact that it is a stable market. It is supply and demand, house prices have always gone up and until the supply and demand issue is sorted house prices will continue to grow.   Progressive Community:   When choosing a business partner, look closely at their attitude and behaviours before you jump into a business deal with them. Red flag behaviour is a sign of things to come. You need to be very careful of who you chose as a business partner. It is very easy to get into a relationship in business but it is getting out of that relationship that can cause challenges later. Make sure you always have your contracts drawn up legally to protect both you and the other partner.   BEST MOMENTS “I feel the government needs to push this back until October as it makes no sense.”   “Either way it is something that you need planning into your business.”   “Whatever happens in this country we cannot deny that we like on a small island where the population is getting bigger and bigger and we’re not building enough houses.”   “Brexit or not, pandemic or not there is a demand for houses in the UK”       SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this week's episode, Kevin will share with you the seven areas he will be focusing on to monetise in property throughout the coming year and areas where he feels all property investors should be looking at to make money throughout 2021 and beyond.  There are various areas you could be looking at to maximise your profits, from raising money to build up your portfolio, reaching out to other local businesses who may have struggled through the pandemic and conversions from one bed to two-bed flats and/or commercial to residential property. KEY TAKEAWAYS Converting 1 Bed Flat to 2 Bed Flats Throughout the Covid-19 pandemic there has been a drop in the value of one-bedroom flats in a lot of the major cities in the UK. The reason is simple, a lot of these properties are owned or rented by people who commute to work but live in another part of the country and these people may now be furloughed or working from home - the demand may no longer be there after Covid-19 if people lose jobs or continue to work from home. This could be the best time to purchase a larger one-bedroom flat and convert into a two-bedroom, you can add a really good margin in an uplift from a one-bedroom to a two.   Raising Money There will be a huge opportunity in 2021 for raising private finance to build your portfolios. People are trying to get their money out of the banking systems with low-interest rates and potentially negative interest.   Joint Ventures Some investors will want a joint venture and not just make an investment, ie a share of the pie. However, be careful. Make sure you’re only working with sophisticated investors and do your research on the FCA Regulations to make sure you stay compliant.     Buying Businesses Look to collaborate or go into joint ventures with other local businesses who may be struggling in the current climate. Also, you will be able to buy businesses for very little in 2021;  buying an existing business makes it easy to scale up in the coming years.   Creative Strategies Think about lease options, exchange with delayed completions, vendor finance. These opportunities will be massive in 2021 and onwards. Landlords will be looking to sell portfolios due to Section 24 as well as the impact of Covid. Rent to Rent Where you control other people’s property on a rent to rent agreement but on a profit share basis, not guaranteed rent. The landlord gets the property taken care of and an income and you will make money from the profit with none of the downsides. This is a great way to scale a business and create cash flow.   Commercial Conversions There are empty commercial buildings all over the country at the moment and this creates a huge opportunity to convert these buildings to residential. However, don’t just think about commercial to residential conversions. What about commercial to a different commercial use? With the government relaxing laws around permitted development rights, there has never been a better time to purchase a commercial property for conversion to residential.   BEST MOMENTS “Use the 3’ rule - everyone within 3’ of you, no matter where you are, needs to know that you are in property and that you are looking to do deals in property. “ “Not everybody is going to just want to lend money for an interest rate return, some will want a joint venture - a share of the pie” “The biggest opportunity has come in the middle of Covid when the government announced a relaxation in the Permitted Development Rights” “Keep an eye on all of the changes the Government are going to be making to try and incentivise developers”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Keep yourself up to date with all things property by joining your host and property expert Kevin. Kevin discusses the new announcement by the government whereby section 21 is being abolished and looks at what should be put in place to help protect landlords going forward. He also takes a look at the best Universities for rental yield and what’s been going on this week in the Progressive Property Community.   KEY TAKEAWAYS Property News: The government has said that the Renters Reform Bill will be in very soon. The government will introduce the controversial bill soon, this is the bill that will abolish section 21 rights for Landlords. Section 21 currently allows landlords to remove tenants for no fault other than wanting to get your house back.   There is lots of research to discuss what can be done to replace section 21. Section 8 doesn’t currently allow for no-fault eviction. There needs to be something to replace section 21 that would make it easier for a landlord to evict a tenant that’s causing damage to the property or who is not paying their rent.   The University Of Southampton is currently the UK’s best buy to let University at present according to the figures. Southampton is a great area to do student HMO’s. Southampton has a current average house price of £226,489 whilst the current average rent sits at £1688 per month. A buy to let in the University postcode has a rental yield of 7.4%.   Other Universities in the top 10 for rental yield were Nottingham, Newcastle, Warwick, Cardiff, Leicester and Kent. Many landlords have seen their rental income come down during the pandemic. Despite the current landscape, demand for student accommodation remains high across the country.   Progressive Community: Real-life property deals as a Progressive Property member has secured their first rent to rent deal during Covid. The member took on a four-bedroom flat on a five-year lease at £1100 PCM. The deal returns £2585 PCM with £1000 PCM profit.   BEST MOMENTS “There needs to be something different that will balance both sides. At the moment it’s very much weighed against the landlord and for the tenant.”   “Many focus on their study plans with an eye on life after the pandemic.”   “They installed a piano above the cooker and the hob!”     SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/    progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Mark is joined by fellow co-founder of Progressive Property Rob Moore and together they discuss how you can get the highest returns when investing £500,000. Learn today how £500,000 could allow you to invest in 14 single let properties, why it would be a good idea to invest your money in a freehold block of flats and how you can make huge savings by purchasing your own office blocks.   WATCH ON YOUTUBE How To Perfectly Invest £500,000 |Property | Stock Market | BusinessSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   KEY TAKEAWAYS Property: With a £500,000 property investment you can secure 14 single-let properties with a price range of £120,00-£130,00 and putting down a £35,000 deposit. These properties can be running simultaneously with a refurb scheduled every 6-9 months. It is a great strategy to achieve long term capital growth.   Many units on the high street have been battered and valuations have dropped in a big way and many are empty. There is a big opportunity to put a shop in the unit and convert the uppers into flats. There are a lot more of these opportunities to come; we are only at the beginning of this.   With £500,000 you can buy a freehold block of flats. The property may need a refurb and once this is done you are able to rent all the flats out. These are good investments because since you own the freehold it is similar to buying a house, you don’t have all the ground rent. There are really good opportunities since the values have dropped and there are currently plenty of tenants available.   It is a very good idea to buy your own office blocks for your company. By buying your own office building you are making a huge saving every year and the property itself will go up in value every single year.   Stocks and savings: Cars: If you are going to invest in classic cars it is best to start off with something cheap. Buy a low mileage, better quality car and in the end, you will make a better profit. Work your way up and build up your collection. Buy a ‘Classic Car’ insurance policy if your car is garaged which will allow you to keep your insurance costs down. Assets: Holding physical gold is a good investment. Buy the gold physically and put it in a secure vault and allow the asset to mature.   Whilst it is a possibility to buy a company with half a million pounds, you really do need the experience to know if what you are investing in is a viable business. People will usually try and sell you something that works for them and often it will not be worth your money.   BEST MOMENTS “You are going to end up with a great return on investment.” “You’ve really got to know what you’re doing.”“If you have a passion for something you are going to learn how to do it well, if not better than anyone else.” “Your timing of what you buy is really important and sometimes it is wise to wait for the market to come back down.” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode:How To Perfectly Invest £500,000 |Property | Stock Market | Business Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

After last year's unexpected mini property boom during a global pandemic, many people are anticipating what this year's property market will look like. Kevin keeps you in the loop with this week's property news as he discusses Sadiq Khan’s call for an eviction ban extension and the effect Brexit will have on newbuild homes. Kevin also discusses what has been discussed this week in the Progressive Property community.   KEY TAKEAWAYS Weekly Property News In an article in Landlord Today, London Mayor Sadiq Khan has called for an extension of the eviction ban and a two-year rent freeze in London. Although he has no major powers over the private rental sector Khan wants the government to give renters the same protection as commercial tenants who have been granted an eviction extension until March.   The effect that Brexit will have on the housebuilding sector is that a lot of house building materials are manufactured in Europe. This means that there is likely to be a slowdown in production and delivery of materials especially early on in 2021.   With the stamp duty holiday coming to an end in March then it is likely that this could see an effect on builders and house building in general. It will be interesting to see if there is still the same demand for new build property.   Progressive Property Community News & Discussions Rob Moore posed the question to the community ‘When do people think that the property market will correct or slow down?’ The property market will likely slow down after the stamp duty holiday has ended. Once it has ended, there could be a crash in the market and a lot of property could end up having negative equity. When opening a business bank accounts many people opt for the famous high street banks. There are a lot of lesser-known online banks such as Starling and Tide banks which are easy to navigate and are cheaper options.   BEST MOMENTS “He is asking for more powers to implement a two-year rent freeze in London as an emergency measure.” “This could have a big impact on the slowing down of house building.” “It is going to be interesting to see how the layout of houses will change.”       SUBSCRIBE TO THE A NEW INVESTMENT SERIES   Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   ABOUT THE HOST   Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD   https://www.facebook.com/kevinMcDonnellProperty/   https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Nobody could have predicted that a mini property boom would have happened during a global pandemic in 2020. With that in mind Co-founder of Progressive Property, Mark Homer takes over today’s podcast with his property predictions for 2021. Mark discusses why many retailers are moving to the outskirts of the city, a possible stamp duty exemption extension and why we are likely to see a rise in single let properties as unemployment rates rise.   KEY TAKEAWAYS The pandemic has had a huge effect on many industries, especially retail. Many retailers are moving into warehouses on the outside of town to fulfil their customers’ needs for online purchasing. Despite what most of the property experts said, the property is gone up significantly this year.   Many people want to move to different sized homes in different locations as they are not having to commute as far with the pandemic. In addition to this, a stamp duty exemption has reignited the market and pushed it on. The stamp duty exemption ends in march, however, there is talk of it being extended.   Focusing on whether the property is going up or down is the wrong thing to be looking at. You need to be looking at strategies that work in all markets because it is unpredictable. Nobody knows what will happen to interest rates or government support, which has given support to the employment and property market.   The residential housing markets (specifically single lets and HMO’s) are likely to see increased tenant demand in 2021 because unemployment is predicted to rise and people will likely decide to rent instead of buy. This is likely to push rent up and reduce voids.   The further into the year we go it is likely that house prices and stock markets get a significant lift as the value of money decreases. The prices of consumer goods and everything that goes into the basket for the retail prices index is not likely to lift that much if it did quantitative easing would be reduced significantly and interest is likely to go up. However, it is more likely that asset prices are likely to increase.   Lessons learned from 2020 taught us that things can only get better. It also taught us that people can have a very short term mindset, there were much more motivated sellers in the last recession and there were many more property deals to do because there were so many sellers that needed to offload to raise cash. After the market came back, property prices rose.   BEST MOMENTS “Most experts were predicting either a shallow fall or a crash.” “It is something that you nor anybody else can get an answer for.” “This is a good thing for poetry investors as it lifts the value of your asset.”   VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive      progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Nobody could have predicted in March 2020 that the UK property market would enter a mini-boom during a global pandemic. Join Kevin today as he discusses whether the market will continue to rise or fall in 2021. Kevin looks at the reasons behind the 2020 property boom, why putting your money into property is a safe option and why you should only invest in properties that can pay you a positive income every month.   KEY TAKEAWAYS In 2020 we saw a mini property boom. Who would have thought that house prices would have continued to rise throughout a global pandemic? This happened for a number of reasons. One reason is because of the stamp duty holiday which lit the flame of the property market boom.   Those that were put on furlough also caused a rise in the property market since they actually had more available money and more time to think about the type of lifestyle they wanted. Interest also dropped to 0.1% meaning people were getting less money on their savings.   If you have more than £85,000 in your bank account and the bank you’re with goes under you will only be protected for the £85,000. People with cash have been moving their money into property as it is safe there.   In ten years’ time house prices will be higher than they are today. The experts in the property industry are talking about a 4% rise in the property industry. Even if there is a reduction in the market this year you can still buy value. You do not want to buy a property where there is no way to add value.   All you can do is buy what is in front of you today. Make sure you have got the numbers right, make sure you purchase a property that can pay you a positive income every single month.   BEST MOMENTS “Could banks go bust again? Who knows? Anything is possible.” “Property is the safest thing you can put your money in.” “Nobody knows exactly what is going to happen. You would need a crystal ball” “You make your money when you buy”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In today’s podcast, Progressive Property Co-founders Rob Moore and Mark Homer join the show and discuss how to perfectly invest £250,000 in today’s current economic climate. They cover all bases from purchasing unmortgageable properties with cash, investing in high-end watches which are sure to bring back a high return as well as how to ensure you are successful when investing in the stock market.   WATCH ON YOUTUBE How To Perfectly Invest £250,000 |Property | Stock Market | BusinessSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes   KEY TAKEAWAYS Property: If you are buying single lets, buy up to seven at a time with £30,000-£35,000 deposits and roll that over. You could also use this money to buy properties in cash. These properties may be unmortgageable and therefore you can get the property much cheaper. By doing this you can cut out the majority of the market as most people are unable to buy without a mortgage.   Property: If you buy commercial buildings or newbuild blocks of flats and you convert them, the capital allowances are available on the purchase price up to 20%. When you convert the buildings all the work that you do to the communal areas between the flat you can claim capital allowances on.   Businesses: Due to the current pandemic, there are likely to be some businesses that are willing to sell for £250,000 or less. Many hotels, nurseries and event companies have been very badly affected by the pandemic and are coming to the market in the new year.   Appreciating Assets: With this budget, you can invest in Patek Philippe and Richard Mille watches. The more complicated the movement of the watch, the more expensive it is. It is better to pay more money and have more growth.   Stock Market: Look for companies that are currently in trouble, but are fundamentally going to be okay in the long run. Be prepared to lose money on stocks on occasion. If you want to make money over time buy some market trackers i.e Footsie or Dow Jones trackers which track the market, have very low fees and allow you to spread across the stock market.     BEST MOMENTS “Straight away you are at an advantage because you can get it much cheaper.” “There is an immediate advantage there.” “The market believes there is another route out.” “Let father time pay it down.” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.glenmarch.com/https://www.hagerty.co.uk/valuation/tool/https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode:  How To Perfectly Invest £250,000 |Property | Stock Market | BusinessWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Join your host Kevin McDonnel as he discusses this weeks property news.  Landlord today has named London as the city with the highest rent in the UK with an average of £1435 a month in comparison to the North East where the average rent was £490 a month. Property investor today analysed how Brexit will affect the UK’s housing marketer and Kevin discusses news closer to home as he finds out what has been happening in the Progressive Property community.     KEY TAKEAWAYS Weekly Property News On the Landlord today website they have reported that rentals have hit an all-time high according to government figures. The average monthly private sector rent in England for September was £725. This figure was the highest ever reported by the office of national statistics. There were regional differences with London being the highest at £1435 monthly and the North East the lowest at £490 monthly.   Property Investor Today stated that the UK has been ranked top hot spot for overseas residential investments post-Brexit. Suggesting the UK real estate market will remain firmly open for business post Brexit.   The findings from the European global real estate survey by international law firm DLA Piper found that overall, the top 5 countries for investment are all in Europe with the UK leading the way with 33% followed by France 28%, Germany 25%, Spain 24% and Italy 18%. Many people think there is going to be a housing crisis after Brexit however, these statistics prove otherwise.   Currently, businesses have to register for VAT only if they make over £85,000 per year. However, UK digital platforms combined are forecast to have as much revenue as £140bn a year by 2025. Much of this will be untaxed because it is secured by small scale individual operators who individually have less than £85,000 of turnover.  This means if the government decided to charge VAT to Air BnB’s then if you as an individual has a turnover under £85,000 decide to put your property on Air BnB, Air BnB will be charged VAT on their income which will be significantly above the £85,000 of you the individual. Air BnB will have to pass that cost onto you.     Progressive Property Community News & Discussions Should you buy property now or should you wait until next year should there be a crash in the market? Instead of asking yourself this, ask “What can I do now to find the very best possible deals that are available right now”. You make more money in property in a market that is going down and in recession type market than you ever do in a rising market. Why? Because in a rising market, the homeowner can sell to anybody they like. In a market like a recession, it becomes a buyers market. Property investors should always be buying.   BEST MOMENTS “It is really interesting that rent has actually increased during the pandemic.” “This is really important data for us as property investors.” “There is still a significant profit margin in Air BnB”     SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Today Kevin is joined by yet another one of many success stories from the Progressive Property training programme. Kurt left his life in Dubai to start a property venture in the UK with no property training, now just a year later he tells his story of how he became a successful property investor following the rent to rent strategy. Kevin and Kurt discuss the benefits of a JV partnership, how to network and why knowledge is power. KEY TAKEAWAYS When starting your property venture alone it is important to create your power team. Go to different property networking events around the country where you can get to know people. Use social media to find people with similar property interests to yourself and you may find somebody to work alongside.   When meeting potential JV partners, share your weaknesses and your strengths and find somebody who compliments you. Work out strategies when you go into meetings according to both of your strengths and weaknesses.   Working alongside others who are already in the property industry can help you increase your knowledge. You will learn from others how to acquire new properties or tenants and you can apply this knowledge for when you go to make a deal.   Many people wonder why a landlord would allow somebody to take their property on and rent it out to make a large profit. Many landlords want to relax and have others do the work for them so long as they are making a profit they are happy. The landlord doesn’t need to pay utility bills, council tax or refurb bills as that will all be taken care of meaning his workload is less as he likely has multiple properties.   Rent to rent is a great technique to create cash flow, but you never will build a long term legacy by doing only this. Comercial conversion is future money, it may be three or four years before you even get paid. Putting these two techniques is very smart as it allows you to create cash flow, whilst investing in something that will bring you future income as well as a long term business legacy.   BEST MOMENTS “We can work together and we might be faster at completing all the tasks to get a house. Our main focus was just to get our first house.” “That is how we work together, we are a good combination and a good team.” “I didn’t believe this story when I heard it from you the first time”   About The Guest Kurt is a Swiss National who moved to Dubai for several years. He made a decision last year to move to the UK and start a property business having never done property before.   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Have you been wanting to get into property for a while, but wondered how many people are successful? Join host Kevin McDonnell as he talks to Ben Brand, a Progressive Property trainee who found success in serviced accommodation after attending a Progressive Property event. Together they discuss the ins and outs of serviced accommodation, how to utilise social media as a marketing tool and why now is the perfect time to invest in property. KEY TAKEAWAYS Serviced accommodation is a disruptive yet simple property investment strategy. When investing in serviced accommodation you can provide a service that massively undercuts the hotels as a better value product. If you are a contractor and had the option between paying $50 for a hotel or $25 for a nice house, it becomes a no brainer.   The basic premise of serviced accommodation is you take a house or an apartment and you provide a hotel-like service. Essentially, somebody can rent the property off you by the night and you will provide basic services.   The basic business consent in rent to serviced accommodation is that you rent a property for a fixed amount and then re-rent the property on a nightly basis. You can charge a far higher amount over a month. Anything between your fixed costs and the overall gross turnover you make is your profit margin.   Marketing your business through social media will allow you to scale your property business. Social media is essentially free, to begin with. As you grow you can start to utilise paid adverts but until then you can market your business for free via your smartphones. Social media allows you to create a community, meet new people and create a lot of new opportunities.   Now is a good time than ever to get into the property market. Getting into serviced accommodation in the current property climate and the idea of long term guaranteed rent is compelling to many people. First and foremost you need to get educated in property strategies. There are tonnes of opportunity out there.   Many people are worried that they are not right for property investment. Everyone has something unique about them that they can use as a strength. Focus on the positives that you bring and then look at the risks. You only get one life and whilst it may be intimidating to begin with, the risks of not doing it in the first place greatly outweigh the risks of going ahead and trying it. If you show up enough times, you will eventually get what you want. BEST MOMENTS “If I can make that by accident, imagine what I could make if I did it on purpose?” “When I started to post on social media, all I was doing was telling my story and that just seemed to resonate with people and draw people in.” “I get approached by three or four new investors every single week” About The Guest After twelve years in the army, Ben decided to venture into the world of Property after reading his first property investment book “No Money Down”. Ben attended his first property event in May 2012 and left feeling inspired. After attending multiple property training events, Ben settled on Serviced accommodation as his strategy.   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

A new warning has been given to landlords this week in regards to cowboy builders exploiting the “Green Homes” government grant. Law firms in Sheffield saw an increase in negligence claims for a previous, similar scheme and warned it could happen again due to the short 6-month time frame given. A tenant has been found guilty of murdering their landlord this week in Coventry. This incident should serve as a reminder for landlords all around the country to ensure they are always safe when viewing properties. Host Kevin McDonnel also brings you the latest weekly updates from the Progressive Property community. KEY TAKEAWAYS Weekly Property News Warning over cowboy builders exploiting the ‘Green Homes Grant.” Landlords thinking about taking advantage of the government's new “Green Homes Grant'' are being warned of a surge in cowboy building works. Sheffield based SSB Law has seen an influx in breach of contract and negligence claims as a result of a previous government scheme.   The firm now believes that due to a short 6-month time frame the new scheme could see tradesmen cashing in. The six-month time frame is not long enough and is putting both landlords and building firms under pressure. This means the likelihood of substandard work will increase.   Under the government's new “Green Homes Grant'' which launched last month, landlords and occupiers in England can apply for grants of up to ten thousand pounds to make their homes more energy-efficient. This includes the fitting of cavity walls, loft insulation and solar panels.   Havering council has agreed to do an extension in its landlord licensing scheme. It currently covers twelve awards and will be rolled out to a further six. Councillors have also agreed to an introduction of a selective licence scheme to cover single-family properties in Romford Town and Brooklands Wards only. This scheme will come into place in January 2021 and will operate for five years.   As a landlord, you are always taking risks when visiting the property. If you’re a landlord or agent and are planning to visit one of your properties, always ensure that somebody knows where you are visiting and ideally bring someone else with you.   Progressive Property Community News & Discussions   Each property is different and you are bound to see properties with a lot of different layouts. The benefit of renovating old buildings is that you can add some TLC into them, especially cowsheds.     BEST MOMENTS “If you weren’t aware of it, get in and look at the opportunity of what can be done on your property.” “That is certainly something you should be doing in case you get into a conflict.” “Visiting properties can be risky.”   SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Do you want to become a sophisticated investor making large, sustainable and scaleable returns on your investments? In this episode of the ‘How To Invest For Maximum Returns’ mini-series Mark and Rob go big advice, tips, tricks and the fundamentals of investing £100,000 in the best property strategies, proven business models and appreciating assets such as classic cars and vintage watches. Tune in and discover the tried tested BRR property tactics that can make you over £1,000 per month along with new properties every 8 months and why a bootstrapped business model could be the best return on your investment yet. WATCH ON YOUTUBE How to Perfectly Invest £100,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS When investing always keep 10% contingency back as a reserve. Being liquid is really important when things change, cash is needed to cover costs and pay bills and if you have no liquidity in your business you may struggle when cashflow is needed and your cash is tied up in investments   Property: £100,000 investment in the BRR single-let property strategy will get you started with three units that you can roll over continuously and by getting your initial deposit back out you can leverage the bank’s money to purchase three more single-lets, refurbish and refinance them every 9 months and you can quickly build up a property portfolio.   Property: A £100,000 investment opens the doors to new property strategies such has high-end HMO’s of at least five bedrooms. Done correctly to a high specification on a property where you can add value and you’re able to get an investment valuation to retrieve your initial deposit, this property strategy can generate up to £1,000 per month and you can easily recycle the cash onto your next investment.   Appreciating Assets: Classic cars such as the Ferrari Testarossa, Porsche 911 and 997 GTT are good investments are this price range as they’re in limited supply and good demand. Vintage watches such as Patek Philippe Nautilus and Rolex Daytona’s are solid and sought after assets that will steadily go up in value over time. Business: By blending the sweat-equity model with a portion of your £100,000 investment and good knowledge of the market you’re entering you will see huge returns on your initial stake. If you bootstrap your business by reinvesting all of your sale cash back into the business with a lean focus on systems and marketing and prove that the business model works and it can be scaled.   BEST MOMENTS“On balance fixed-rate mortgages have always cost us more, it’s effectively an insurance policy” “To avoid early redemption payments, always refinance with a new lender” “BRR-HMO investments are the quickest way to build income and build cashflow”“Always max out your ISA every year by putting in £20,000” “The older the Daytona you get the better but beware of frankenstein models” “Prove that your business model works first before using all of your investment”   VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979        progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Kevin McDonnell discusses this weeks property news as Aldermoore’s ‘Buy To Let City Tracker’ identified Manchester as the best city in the UK to invest in. Aldermoore stated that the short term returns through yield and long term return over ten or more years as two of the reasons why the northern city is the best for property investment. Kevin discusses the impact the recession will have on peoples property preferences with many people likely to downsize and turn to HMO’s. Kevin also shares whats new in the Progressive Property Community and poses the question of what’s better houses or flats?   KEY TAKEAWAYS Weekly Property News According to Aldermore’s Buy To Let City Tracker, Manchester is the best city to invest in. The tracker assessed 5 key indicators that impact desirability, these can be identified as average total rent; short term returns through yield; long term return over ten years; the lowest number of vacancies as a proportion of total housing stock and the percentage of the cities population in the rental market. Manchester performs well for rental returns and long term house price growth. More importantly, it is one of the biggest rental markets in the UK.   Many people are saying because of COVID-19, people will no longer want to live in shared accommodation. However, along with the pandemic there came to a recession meaning people will have less income and will be looking to downsize to save money. HMOs (Houses of multiple occupancies) are the cheapest part of the market. In the previous financial crash, the HMO sector boomed as many people were looking to make cut backs. Many young professionals who can afford a one-bedroom flat often prefer to live with others.   Property Investor Today gave some advice on how to convert and invest in HMO’s for them to be successful. Make sure the property has a workable workplace as many people will be working from home. Ensure the properties kitchen has as much storage as possible as well as ensuring the bedrooms have ample wardrobe space. In the coming years, service will be key, ensure you provide the first-class service to your tenants.   Progressive Property Community News & Discussions What is better to invest in houses or flats? Flats usually have a higher turn over of tenant than houses as well as often being a leasehold property meaning you are likely to have yearly service charges. Another thing to think about with flats is ensuring the building does not have any cladding issues. The service charge is often steadily increased over the years as well as the complex issues that arise over communal areas. Buying freehold houses and converting them into flats allow for good yields and higher tenant turnover.   BEST MOMENTS   “What do you need to be successful?” “It is not as clear cut as ‘there will be a decline’ or ‘there will be a rise’. “Think about what you would want in your house, and that is what your tenant will also likely want.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Welcome back to episode four of the How To Invest For Maximum Returns’ mini-series. In this episode, Mark and Rob unwrap the perfect investment vehicles for an initial £50,000 investment and share with you the risks, rewards, capital gains and opportunity investments in property, stocks and shares and new start-up business models. Listen in and discover exactly how to get more than 20% return on your investments, how to leverage your initial stake for higher returns, why it’s important to diversify your portfolio and why starting and scaling a business can still be one of the best investments you can make today. WATCH ON YOUTUBE How to Perfectly Invest £50,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Property: For £50,000 you can purchase a freehold house and get a net return including 75% leverage from your 25% residential buy-to-let mortgage on you 15% or more on each property purchase. This is by far the investment strategy with the highest possible maximum return. Purchase a 130k+ house that could be worth 170k+. Add value with a refurbishment of no more than 10k and roll your initial 25% investment back out and keep going. If you’re able to fully retrieve your deposit by refinancing you will have gained an ROI of 100% and now have a proven appreciating asset and your initial investment back.   With an initial investment of £50,000, you have the ability to diversify your investment strategy. As long as your investing in areas of the country where the population is growing you can secure multiple positive investments for £50-60k, flip the property and also use different property strategies such as But-To-Let, Commercial Conversion or HMO’s dependant on your area. Additionally, you can also keep some of your investment aside to use for tracker funds and other commodities. Stocks & Shares. When investing in stocks and shares its a good idea to diversify your portfolio into 15 or more different equities. Smart diversified tracker fund investments with Hargreaves Lansdown or Vanguard with good growth potential are ishare emerging markets equity index class H (accumulation), Vanguard FTSE 100 index (accumulation) and Legal and General index (accumulation). These funds cover blue-chip companies and are a low-risk investment. Business: A £50,000 investment can enable you to start a number of profitable business models but the ‘sweat-equity’ model whereby you work hard to cut costs and save money, in the beginning, will give you a greater chance of success in the future. Focus on a minimum cost model with the majority of your initial investment spent on marketing to grow your business and sales to generate cashflow. eCommerce (Amazon/Shopify), content and informational based business models are growing marketplaces right now.   BEST MOMENTS “Since investing in property we haven’t sold our properties, we’ve simply kept on rolling our investments on with our existing portfolio seeing a 10% capital gains.” “The sterling value is decreasing as the currency inflates and mortgage rates go down” “You won’t get a better ROI on your investment than property” “Why would you not borrow money at 1.5% and invest it to make 15% or more. “Buying your own home is a blessing” “You could turn a property into an HMO, increase your rental income along with the capital gains and see returns of 20%+. There is no better investment strategy for maximum return than property.” “With a residential property, you can get 75% leverage on your initial investment”   VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979      progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Have you ever made a mistake in business or in life and wondered how you will ever overcome it? Well, listen in to today's episode as Rob is joined by Gerald Ratner, former CEO of one of the most previously successful jewellery companies in the UK whose infamous speech ruined both his and his company's reputation. Together they discuss how to overcome mistakes, why facing your demons is sometimes easier than avoiding them and why you must learn that you cannot please everybody.   New Book Launch - 3rd December 2020‘Reinvent Yourself’ With Gerald Ratner KEY TAKEAWAYS Good and bad, nobody can believe what sometimes happens in business, and in life. Previous mistakes you have made in both your personal and professional life have made you what you are today, and you are probably a happier person because of it.   If you’re having to reinvent yourself because your business has dissolved or you have lost your job, you can’t afford to lose a lot of money again. Avoid taking risks that you cannot afford to make.   You sometimes need somebody to push you in the right direction. This can help you realise that facing your demons is a lot easier than avoiding them. You cannot keep avoiding things that you don't want to do. You have got to find the guts to go out there and confront your issues. When you do this, they are not as difficult to face as you may think they are.   There is nothing worse than being a failure and there is nothing better than being successful. We are put on this earth to work, challenge things and to compete against others. In business, you get the best brains. Successful business people do not spend their time trying to convince people they are brilliant, they just get on with things.     Try to get into a business that is unfashionable. You cannot please everybody, everybody has got different needs. Don’t try to be loved by everybody and try to persuade them that you are doing the right thing, if you believe something just get on and do it. If you start trying to get permission and opinions of others you will not get the right advice. BEST MOMENTS “I appreciate things now, after losing everything.” “It was a wonderful feeling when I actually got out there. Although I didn't want to, I was forced out there. “Get up, dust yourself off and start all over again.” VALUABLE RESOURCES https://robmoore.com/The Rise & Fall & Rise Again - Gerald Ratner ABOUT THE GUEST Gerald Ratner is a British businessman and motivational speaker. He was formerly a chief executive officer of the major British jewellery company Ratners Group. He achieved notoriety after making a speech in which he jokingly denigrated two of the company's products. He currently speaks around the world at corporate and promotional events. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Welcome back to another exciting episode of the ‘How To Invest’ mini-series. This week, Rob and Mark dive into the perfect investment opportunities for an initial £25,000 investment as they cover the top strategies, tactics and fundamentals for minimal risk and maxim return. Listen in for advice, tips and tricks on the best property strategy for cash flow and for capital gains, how you can roll your initial investment into many, which tracker funds and equity share investments propose the highest returns and the lowest risks and finally what business models are working today that can net you a higher return that any other strategy when you apply these simple rules. WATCH ON YOUTUBE How to Perfectly Invest £25,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Business: A £25,000 investment can enable you to start a number of profitable business models but the ‘sweat-equity’ model whereby you work hard to cut costs and save money, in the beginning, will give you a greater chance of success in the future. Always aim to keep some of your investment back as a contingency and what you do invest, spend wisely on sales and marketing to grow your customer base. Property: For £25,000 you can quickly and easily source a buy-to-let property that has an opportunity to add value. Aim to purchase in a cheaper area of the country so that you can roll that capital investment into further single-lets after increasing the property value and refinancing. Using this method you can quickly build up a portfolio or properties using your initial £25,000 investment and keep on rolling that investment into more and more buy-to-lets, earning a rental income as well as capital gains. Shares: £25,000 can easily be put into tracker funds or single equity investments although at a higher risk. It’s a good idea to spread your shares around for minimal risk and maximum return. Investing in the top 10, premium bonds and precious metals can help to diversify your portfolio. If £25,000 is all you have you invest, with no contingency but still want to get a maximum return Rent2Rent property investing is the quickest way to generate a monthly passive cashflow. It would be wise to keep £5,000 aside as a backup and seek a JV partner for further property investments. Starting a business can be the best way to see a huge return on your investment but you must build your business with minimum outlaw with a maxim spend on marketing to grow your business and generate clients. eCommerce (Amazon/Shopify), content and informational based business models are growing marketplaces right now.   BEST MOMENTS “Get your deposit back out and just keep on rolling on to the next investment|” “Premium bonds can yield you a 3% return” “There have been some big losses with crowd-funding over the recent years” “The Steel Daytona is a good investment watch to purchase now that will increase in value in the future” “It’s critical that you love what you’re putting your money into. You need to want to read, learn and become better at the investment that you make.”   VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ ABOUT THE GUEST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

A new Winter Economy Plan sees the Government try to support tenants and those affected by COVID-19 pay their rent in an attempt to combat the £437 million of lost landlord rental income. Predicted changes to Capital Gains Tax regulations could now be a net benefit to landlords as it is proposed that tax is only paid on capital gains above the rise in monetary inflation and more in this week’s Progressive Property weekly news update with your host, Kevin McDonnell. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes     KEY TAKEAWAYS Weekly Property News   The Winter Economy Plan: The Government have announced at New Jobs Support Scheme and extension tp self-employment income support with over £1 million businesses also receiving extra flexibility in paying back Government loans. With the end of the furlough scheme predicted to cause many household difficulties in paying rents these measures will help to combat this as private landlords across England have faced rental losses of up to £437 million as a result of COVID-19. The Government should follow hardship loan schemes set up in Scotland and Wales to help support tenants to pay their rent as a result of the COIVD-19 pandemic and landlords are now seeking out Government-backed tenant income to ensure rent is paid through schemes such as supported living and housing benefits. Landlord Today: Capital gains tax changes could result in landlords paying less, not more tax. Historically capital gains tax is not applied on all profits, only those that are above standard measures of inflation. If the Government is to reform capital gains tax regulations then they need to reintroduce a form of inflammatory relief, meaning a potential benefit for most landlords that purchased property in the 1990s and 2000s. Progressive Property Community News & Discussions   What do you do when a property purchase is down-valued? There has been an upsurge in property prices due to furlough, people moving out of the cities, an influx of foreign money coming into the UK, stamp duty holidays etc, however, lenders who value the property are concerned about a downturn in the market in 2021 and are assessing the property from a safe loan to value metric, not simply how much is the property worth. Also, remember that if you’re purchasing a property and it is downvalued that is a net=benefit to you as the investor. BEST MOMENTS“The Government should follow hardship loan schemes set up in Scotland and Wales to help support tenants to pay their rent as a result of the COIVD-19 pandemic.”“A lot of landlords are looking for Government-backed income through new schemes such as supported living and housing benefit tenants to ensure rent is paid”“You’ve always got to have income coming in no matter what is happening in the current economic climate.”“There are interesting times ahead with how the Government is going to try to recoup all of that furlough money.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/                  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Luke Brindley has scaled his property empire to over 15+ properties since joining the VIP programme at Progressive Property and is now securing JV funding for more deals helping other investors source and scale their own property portfolios. Listen in as Kevin and Luke discuss the fundamentals of property investments, what it takes to scale up your business from part-time investor to full-time property entrepreneur and how you can shift your mindset, leverage social media and build up a network of investors around you quickly and effectively.   Join the Progressive Property Community KEY TAKEAWAYS   In property you get out what you put in. It can take a long time to get traction in the property market and secure a deal but you need to be persistent, invest in your local area and look for the longterm gain and not the short term wins.   When you’re starting your property portfolio, exchanging your time for money is just too slow. You need to JV with investors and like-minded individuals in the property community to secure JV finance and more quickly scale your portfolio.   If you’re investing in property alone you can have a very limited mindset and it is not until you join a mentorship group that will you understand the value in ‘getting out there and speaking with people’ and discovering that you can raise funding for property deals. Start investing in property, building your network and mastering your strategy in your local area part-time whilst you’re still employed until you have partly replaced your income and cost of living. Once you do move into property full-time your portfolio, funding and JV funding will grow exponentially.   Use social media to share your property journey, interact and help other investors on their journey and you will organically grow your network and find more deals and funding for your property business.   SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes       BEST MOMENTS “Don’t look for the quick win, look for the long term gain.” “At the age of 35, I’ve been able to quick my day job and spend more time doing what I love” “In property you get out what you put in” “You don’t know what you don’t know” “My portfolio is 100% self-funded” “I’ll post property content daily on social media to share my success” “Two years ago I didn’t have property network and now I’m turning down deals” “Build your parachute while you’re in the aeroplane before your jump full time into property” “Social media has been the single source of finding investors for funding in the past 2 years” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/   ABOUT THE GUEST   Luke Brindley is a property investor, BTL portfolio owner in Hull and East Yorkshire and has been actively investing in the area since 2011 with the aim of improving the quality of available housing in the local area and provide tenants with a ‘new home’. Luke is the owner of Wizard Properties & founder of Grow Your Property Portfolio.     CONTACT METHOD www.growyourportfolio.co.uk https://www.linkedin.com/in/luke-brindley-grow-your-property-portfolio/               SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

In this weeks property news, we see increased activity in buy-to-let and residential mortgage searches with the rise of property prices and the start of lockdown 2.0. Listen in as Kevin brings you the latest updates from the world of property investing and shares his advice both on short-term and long-term property strategies to combat the lockdown trend seeing a mass exodus of city apartment rentals.  Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Weekly Property News   Property Investors Today: Warns investors not to change strategy based on lockdown trends. In the short term COVID has resulted in an exodus of people leaving apartments in the main cities and moving out to more spacious and greener areas but should we stop investing in these types of properties? Longer-term these apartments remain a good investment as we return to normality. Mortgages have seen an increased in activity admit the start of lockdown 2.0 in England. Weekly mortgage, buy-to-let and residential mortgage search volumes have increased demonstrating a renewed interest in the property market as prices rise.    Progressive Property Community News   Can you get a buy-to-let mortgage for 15-20k? There are only a couple of lenders that will loan at 80% LTV in the current economic climate. Whilst it is possible to get a mortgage at this rate it may not offer a favorable interest rate. What do you do if your HMO tenant isn’t paying? Part of your property journey will involve tenants not paying their rent. But what can you do? You can serve a section 8 notice and get the tenant out of the property and by investing in a Rent2Rent or HMO strategy you can scale to 20 tenants quickly which will cover the cost of the non-paying tenant.   Check out a brand new Serviced Accommodation 7-day challenge with Kevin Poneskis. Learn about what it takes to start, run and grow a Serviced Accommodation business. Join Here   BEST MOMENTS“We should not take a short term change such as COVID as a long term change in the property market.” “Follow the fundamentals of what has made property a great investment strategy not the short term changes.”   “Now is the time to start investing in property and grasp the current opportunities in the market”   “This is the new 2008, how many people wished they had invested in property back then?”    SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/  https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.

Progressive Property Co-founders Rob Moore and Mark Homer join the show to share with you the best active and passive investment strategies for high returns and regular income when investing £10,000.  Discover how to get the quickest returns on your investment for short, medium and long-term capital growth from investing in everything from property, stocks and businesses to assets such as cars, watches and commodities.   KEY TAKEAWAYS The quickest returns on an active £10,000 property investment will be when you combine your capital with effort and hard work and create a business. eCommerce is a great opportunity for investment, it’s a growing market with huge potential for scale. Platforms such as Shopify and Amazon can help you reach huge audiences quickly. If you’re passively investing £10,000 the safest options are most ISA’s or a portfolio of tracker funds that invest in the FTSE or American spread. Platforms such as Vanguard and Hargreaves Landsdown are recommended to use. The best property businesses to start for returns are Rent2Rent, Serviced Accommodation or Deal Packaging, these property strategies will give you a fast cashflow each month and ability to get a return on your investment so that you can scale your empire. However, a joint-venture with other investors is also a great way of pooling your capital together for larger projects with bigger returns. One of the better longer-term passive investments to make is in classic cars and watches. If you do your due-diligence using sites such as Glenmarch you can track the price of classic cars and their average price sold. With the right research on the right premium brands, these investments will increase in value year on year and you will see a positive return.   BEST MOMENTS “By starting a business and by working hard you will see a better return than any other investment strategy” “We started our training business with £300 each” “Put your £10,000 into a business that you’re passionate about so that you’re motivated to grow” “Purchased non-depresiative items” “Do your own diligence on all your investments” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.glenmarch.com/https://www.hagerty.co.uk/valuation/tool/https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979  progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/See omnystudio.com/listener for privacy information.