ChooseFI

ChooseFI

By ChooseFI

How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.

Episodes

Episode 500: Choose Financial Independence Today

In this episode: FI numbers, financial independence, approaching problems differently, and adjusting spending to accommodate FI. This week join our host Brad in celebrating 500 episodes of Choose FI, as he talks about the start of his FI journey, and highlights topics and episodes from the last few years. The path to FI isn’t just about simplifying your life, but empowering yourself and taking action to design and create the life you want to be living. And while the list is endless for how FI can improve your life, the community you find while on this journey is just as rewarding. Thank you to our listeners and supporters for being on this journey with us!  Resources Mentioned In Today’s Episode: “The Simple Path to Wealth: Your road map to financial independence and a rich, free life” by JL Collins The Safe Withdrawal Rate Series The Side Hustle | The Unspoken Lever of FI | ChooseFI Ep 30 How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | ChooseFI Ep 211 Negotiate Your Salary With Tori Dunlap | ChooseFI Ep 147 The Roth IRA Conversion Ladder | A Case Study | ChooseFI Ep 17R Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
15/07/2448m 25s

Overcoming Limiting Beliefs | Jess - Fioneers

In this episode: limiting beliefs, flipping the script, looking for evidence, empowering beliefs, and imposter syndrome. This week we are rejoined by Jessica from The Fioneers, to discuss the idea of limiting beliefs, from knowing how to identify and define them, to learning to work through and overcome them using her six strategy method. To put this method into practice we workshop two examples of limiting beliefs from FI community members, Samantha and Kyle. While having fears is natural and part of what makes us human, it’s important to be able to distinguish what fears are valid and what limiting beliefs are just holding you back. Whether it’s believing you’re not doing enough on your FI journey, or having a fear of failure, making sure you are continuously working to empower yourself and sift through the self doubt will ensure you live your life with more power and confidence!  The Fioneers: Website: thefioneers.com YouTube: @fioneers Free eMail Course: Overcoming Limiting Beliefs Resources Mentioned In Today’s Episode: The Cure for the Boring Middle | Fioneers | ChooseFI Ep 472 “The Simple Path to Wealth: Your road map to financial independence and a rich, free life” by JL Collins “Wherever You Go There You Are: Time-Tested Principles To Get Unstuck, Expand Your Influence, and Illuminate Your World” by Kyle Collins Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile  
08/07/241h 6m

The 6 Pillars of Health | Dr. Bobby Dubois

In this episode, exercise, sleep, nutrition, mind body activities, social relationships, heat and cold exposure. This week we are joined by Dr. Bobby DuBois author and host of Live Long and Well podcast, where we will be discussing health optimization and wellness by deep diving into each of what he calls the 6 pillars: Exercise, Sleep, Nutrition, Mind-Body Work, Heat and Cold Exposure, and Social Relationships, while also providing some actionable takeaways you can do in order to live your healthiest life! The best part of the FI journey is you can create and live the life the way you want, but neglecting your physical and mental health may not allow you to thrive the way you want as you inevitably age. Taking the time and the space to prioritize your health, whether it be big or small, can make such a difference over time, and can ensure you’ll be living long into your retirement and well after!  Dr. Bobby Dubois: Website: drbobbylivelongandwell.com Website: Madrone Springs Ranch Podcast: Live Long and Well with Dr. Bobby Resources Mentioned In Today’s Episode: Update: Healthiest Year Ever | Dean Turner | ChooseFI Ep 480 The Matt Walker Podcast Yoga Nidra – Guided Meditation to Relax | 10min InsightTimer Deep Healing by davidji Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
01/07/241h 24m

Your Social Security Questions Answered | Mike Piper

In this episode: full retirement age, earnings, spousal benefits, survivor benefits, filing for benefits, and the earnings test. This week, Mike Piper joins the show to talk all things social security and answer listener questions that arose from our last social security related conversation back in episode 474! Whether it is discussing the full retirement age, discussing when to file for benefits, and different situations and their correlating differing types of benefits, Brad and Mike cover your burning questions so when the time comes you can catapult yourself into retirement confident and comfortably. While the topic of social security can often be confusing, being informed and prepared based on you and your families situation can make approaching it a lot less formidable, so listen along now to be ready down the line when it is your time to file! Mike Piper: <!-- wp:list --> <!-- wp:list-item --> Website: opensocialsecurity.com <!-- /wp:list-item --><!-- wp:list-item --> Book: "Social Security Made Simple: Social Security Retirement Benefits and Related Planning Topics Explained in 100 Pages or Less" by Mike Piper <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Social Security Deep Dive | Denis Shapiro | ChooseFI Ep 474 <!-- /wp:list-item --><!-- wp:list-item --> SSA.tools Social Security Calculator <!-- /wp:list-item --><!-- wp:list-item --> Why Are ETFs (Sometimes) More Tax-Efficient Than Mutual Funds? <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile <!-- /wp:list --> <!-- /wp:list -->
24/06/241h 4m

Mailbag: Roth vs. Trad, $35k Roth to 529, Combining Finances | Rachael Camp

In this episode: roth versus traditional IRA, second generation FI, FI and newlyweds, and retirement planning optimization. This week we are diving back into the listener Mail Bag with our returning guest Rachael Camp to answer questions from the community! Today we will be discussing the differences between Roth and Traditional IRAs and the future variables and factors you should consider, as well as discuss the new rules and considerations surrounding 529 plans and how to best financially plan when considering your children and your spouse. Listen along as YOU, the community, dictate the conversation with your hot-button FI questions!  Rachael Camp: Website: rachaelcampwealth.com Twitter: @camp_wealth YouTube: @CampWealth Instagram: @campwealth Resources Mentioned In Today’s Episode: Mailbag: Spending Down to Zero, High Fee 401(k), Mini Retirements | Rachael Camp | ChooseFI Ep 485 Limits Of Tax Diversification And The Tax Alpha Of Roth Optimization Love, Loss, and Money: The Shocking Financial Aftermath of a FI Spouse’s Death | Amy | ChooseFI Ep 476 Becoming Work Optional Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
17/06/241h 11m

The Lazy Landlord | James Lowery

In this episode: real estate, lazy landlording, attracting the right tenants, finding ideal situations, and traveling. This week we are joined by returning guest James Lowery to discuss his “lazy landlord” concept to streamline and simplify real estate investing as well as set processes in place that not only make your life easier as a landlord but make it easy for your tenets as well! If you are on the FI journey and curious about adding real estate into your portfolio, whether it be long or short term rental properties, there are ways to make it a more simple process than you might think. With some planning and intentional action, the lazy landlording life could be well within your grasp! James Lowery: Website: rethinktheratrace.com eBook: Tenant Proof Your Property Resources Mentioned In Today’s Episode: Vegan Path To FI | ChooseFI Ep. 90 EconoME Conference “The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich” by Tim Ferris “The 4-Hour Body: An Uncommon Guide to Rapid Fat-Loss, Incredible Sex, and Becoming Superhuman” by Tim Ferris BiggerPockets James Lowery: How to Become a Lazy Landlord Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
10/06/241h 8m

Money is Your Best Form of Protest | Tori Dunlap

In this episode: financial freedom, starting your own business, you can't sprint forever, buying vs renting, and investing. This week we are rejoined by host of Financial Feminist podcast and creator of Her First 100K, Tori Dunlap, to fill us in on her journey with FI over the last few years, discuss what financial equity and the importance of building financial foundation and literacy among marginalized groups, as well as discuss how financial advice can differ for men and women. While money can be linked with stability and ease in one's life, the real power that comes from personal finance and independence is the freedom it allows you to not only change your life, but instill change in the communities around you. Although there can be times you feel guilt or shame when discussing financial literacy, there are endless resources at your disposal to educate and have you feeling confident. Tori Dunlap: Website: herfirst100k.com Book: “Financial Feminist: Overcome the Patriarchy’s Bullsh*t to Master Your Money and Build a Life You Love” Podcast: Financial Feminist Instagram: @herfirst100k Where to Start: Her First 100k Quiz Resources Mentioned In Today’s Episode: Negotiate Your Salary With Tori Dunlap | ChooseFI Ep 147 Marriage Kids and Money The Impact of Fees on Your Investment “The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life” by JL Collins RENTING VS. BUYING: WHAT’S RIGHT FOR ME? Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
03/06/241h 5m

Design Your Extraordinary Life | Alan & Katie Donegan

In this episode: doing everything but not at once, building your extraordinary life, optimizing your time, and what to do after FI. This week we are joined by Alan and Katie Donogan as well as my guest co-host Ginger live from the Design Your Extraordinary Life Weekend event in Las Vegas, where we will be discussing their exercise of envisioning what an extraordinary life can look like in designated areas of your life, as well as learning how identify and overcome limiting beliefs that can hold you back from achieving your dream life. Reaching your FI goal can radically change your life and usher in new freedom, but it doesn’t necessarily mean all your problems go away. While you may be focused on taking actionable steps to to hit your FI number, it's just as important to take actionable steps to build and create the life you want to be living! By taking account of certain areas of your life and identifying the areas and mindsets that need to be changed in order to achieve your extraordinary life, you will not only be on track to living your best life on your FI journey, but continuing to live it well after you reach the finish line! 9 Life Snapshot Categories (Explained here.) Love and Relationships Career or Business or Mission Finances Physical Environment Friends and Family Fun, Adventure and Passion Health and Wellness Personal Growth and Development Spirituality Alan and Katie Donegan: <!-- wp:list --> <!-- wp:list-item --> Website: alandonegan.com <!-- /wp:list-item --><!-- wp:list-item --> YouTube: The Donegans <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> The Cure for the Boring Middle | Fioneers | ChooseFI Ep 472 <!-- /wp:list-item --><!-- wp:list-item --> EconoME Conference <!-- /wp:list-item --><!-- wp:list-item --> "The Daily Stoic: 366 Meditations on Wisdom, Perseverance, and the Art of Living" by Ryan Holiday and Stephen Hanselman Viola and Dan’s YouTube Channel General Donegan update <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile <!-- /wp:list --> <!-- /wp:list -->
27/05/241h 16m

The RRTTLLU Investing Framework | Jesse Cramer

In this episode: RRTTLU, actual risk, actual return, balancing portfolios, understanding your timeline, taxes, and legal situations. This week we are joined by Jesse Cramer of the “Best Interest" blog and podcast to discuss “RRTTLLU”, an acronym that provides a framework and guide of some of the factors one should consider when they start investing. While investing on your own can seem complex with many factors to consider such as your risk tolerance, the potential tax liabilities, and returns; being realistic about what you want to get out of your investment and what timeline you are on will only ensure your success. Considering some of these factors before you start investing can help you to choose your investments smartly, and give you the confidence and self-assurance for when changes or uncertainties come and go!  Jesse Cramer: Website: bestinterest.blog Podcast: The Best Interest Podcast Resources Mentioned In Today’s Episode: Join ChooseFI’s Facebook Group! Investor Policy Statement | ChooseFI Ep 189 Bucket Your Money The Safe Withdrawal Rate Series “Die With Zero: Getting All You Can from Your Money and Your Life” by Bill Perkins How to Access Your Retirement Accounts Before 59.5 | Sean Mullaney | ChooseFI Ep 475 Answering Your Questions on How to Access Money Before 59.5 | ChooseFI Ep 491 RRTTLLU: That’s Not a Typo, Investors Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
20/05/2450m 48s

Answering Your Questions on How to Access Money Before 59.5 | Sean Mullaney

In this episode: 72t, Roth 401k’s, Roth IRA’s, The Pro Rata Rule, PUQME, HSA’s, Retirement and Education, and Roth Conversions. In one of our faster update episodes ever, friend of the show Sean Mullaney re-joins Brad to follow up on the episode we published back in February, “How to Access Your Retirement Accounts Before 59.5,” as well answer some of the questions our community had around the subject. We in the FI community know that retiring is an option way sooner than we were originally led to believe, so listen along as Brad and Sean shed some light on ways you could potentially access your retirement savings before facing the edge of your golden years. Sean Mullaney: Website: fitaxguy.com Website: mullaneyfinancial.com Twitter: @SeanMoneyandTax YouTube: @SeanMullaneyVideos Timestamps: 1:05 – Introduction 1:58 – Optimizing for 72t 10:25 – Roth Conversions and Premium Tax Credits 22:21 – Roth 401k and Roth IRA 27:08 – The Pro-Rata Rule 36:17 – PUQME and HSA’s 45:39 – Using Retirement Withdrawals for Education 50:40 – The Rule of 55 and Solo 401k’s 55:11 – Marriage and Taxes 61:32 – IRA and Health Insurance Premiums 64:13 – Conclusion Resources Mentioned In Today’s Episode: How to Access Your Retirement Accounts Before 59.5 | Sean Mullaney | ChooseFI Ep 475 Forget About Money Podcast Accessing Retirement Accounts Prior To Age 59.5 Do You Have a Hidden Roth IRA? Retirement topics: Exceptions to tax on early distributions Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
13/05/241h 8m

The Ultimate Random Show | Ginger

In this episode: events, community, travel rewards, medidations, mini retirements, travel wins, and travel points. This week we are back with friend of the pod Ginger to discuss a mixed bag of topics, such as attending FI events, travel rewards and companion passes, as well as the idea of a “mini” retirements and what that can look like while on the path to FI. However, this episode isn't titled "The Ultimate Random Show" for nothing, as we branch off in quite a few different directions as we cover those topics. As opposed to having us try and describe it for you, it may be best to go ahead and hit play so you can see for yourself! Timestamps: 0:47 – Introduction 1:42 – Events and Community 11:59 – Travel Rewards 21:41 – Meditation 24:46 – Brad’s Phoenix Trip 31:40 – What We Are Listening To/Mini Retirements 45:11 – Travel Points/Wins 51:32 – Conclusion Resources Mentioned In Today’s Episode: The Donegans Afford Anything EconoME Conference Insight Timer Mile High FI Coach Carson Mr. Money Mustache & Car Free Living at Culdesac | MHFI 207 Forget About Money How to Access Your Retirement Accounts Before 59.5 | Sean Mullaney | ChooseFI Ep 475 Mindy On Money Retire Often Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Points Yeah Points.Me Seats.Aero Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
06/05/2452m 49s

Freedom Before FIRE | Trip of a Lifestyle

In this episode: connecting points, the power of FU money, the early retirement era, and enjoying the journey. This week we are joined by returning guests, Steven and Lauren Keys from Trip of a Lifestyle, to update us on their FI journey and “early retirement era,” as well as discuss the importance of finding the courage and freedom to make radical lifestyle changes in the present. We all know that money can open up new opportunities in your life, whether it’s having the flexibility to leave your job for a better one or even relocating to a dream country, but most of us forget that these opportunities can be achieved sooner than you think! The journey to FI is about taking actionable steps to build and achieve the life you want, and you don’t have to wait until you’re fully retired to do it! While you’re starting to save and spend less, remember that you’re getting closer and closer to your goal, but even still that it’s not a poor decision to spend money on things that are important to you and can improve your life!  Trip of a Lifestyle: Website: tripofalifestyle.com Instagram: @tripofalifestyle Crambetter: crambetter.com Timestamps: 0:46 – Introduction 3:12 – Connecting Points 6:39 – Taking Money Out of the Equation 13:14 – The Power of FU Money 23:39 – Getting to The Early Retirement Era 33:27 – Investing 44:59 – Paying Yourself Last? 48:39 – Enjoying the Journey/Setting Yourself up for Success 58:13 – Conclusion Resources Mentioned In Today’s Episode: Trip of a Lifestyle to All US National Parks | ChooseFI Ep 226 We Took a 3-Month Vacation and Came Home $26,000 Richer How We Saved $100k in 2 Years on Teacher Salaries We Vacationed Our Way to $1 Million by Age 33 (and You Can Too) Inside the Investment Portfolio of Early Retirees Pay Yourself Last: Why You Don’t Need A Budget Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
29/04/2459m 14s

488 | The Courage to Take Action | EconoMe LIVE with Doc G

In this episode: courage from community, what to do next, overwhelm, finding community, and the evolution of FI. Live from the EconoMe Conference in Cincinati Ohio, Brad is joined by Jordan "Doc G" Grumet and a room full of passionate members of our community to discuss finding the courage to take action in your FI journey. While we understand money can be a north-star for many early in your venture towards FI, what happens once money is no longer the root of your goals? Where do you shift your focus to next? Well, sometimes finding answers to these questions is a little easier when you have help from some of your friends. Listen along as Jordan, Brad and our community speculate on their ideas for what their next steps are. Doc G: <!-- wp:list --> <!-- wp:list-item --> Website: earnandinvest.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: The Earn and Invest Podcast <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:41 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 1:41 - Courage From Community <!-- /wp:list-item --><!-- wp:list-item --> 7:40 - Roger and What To Do Next? <!-- /wp:list-item --><!-- wp:list-item --> 20:31 - Allison and Finding Community <!-- /wp:list-item --><!-- wp:list-item --> 30:15 - What/Where is the Overwhelm <!-- /wp:list-item --><!-- wp:list-item --> 34:49 - The Evolution of FI/Being The Change You Want To See <!-- /wp:list-item --><!-- wp:list-item --> 41:11 - Reconciling With Social Responsibilities <!-- /wp:list-item --><!-- wp:list-item --> 44:34 - Charitable Giving <!-- /wp:list-item --><!-- wp:list-item --> 47:21 - Interacting Outside of The Community <!-- /wp:list-item --><!-- wp:list-item --> 51:55 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Retire Often <!-- /wp:list-item --><!-- wp:list-item --> FI Freedom Retreat <!-- /wp:list-item --><!-- wp:list-item --> Mr Money Mustache <!-- /wp:list-item --><!-- wp:list-item --> CampFI <!-- /wp:list-item --><!-- wp:list-item --> FinCon <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> Josh Overmeyer <!-- /wp:list-item --><!-- wp:list-item --> EconoMe <!-- /wp:list-item --><!-- wp:list-item --> Alan Donegan <!-- /wp:list-item --><!-- wp:list-item --> Find Your Local ChooseFI Group <!-- /wp:list-item --><!-- wp:list-item --> Effective Giving for the FI Community | Rebecca Herbst & Jack Lewars | ChooseFI Ep 483 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile <!-- /wp:list --> <!-- /wp:list --> <!-- /wp:list -->
22/04/2454m 28s

487 | Military FI: Optimizing Your Financial Plan before Military Retirement | Daniel Kopp, CFP

In this episode: survivor benefit plans, VA benefits, VSO's disability benefits, tax planning, healthcare, and blended retirement systems. This week we are joined by Daniel Kopp, founder of Wise Stewardship Financial Planning, to outline ways you can best prepare for military retirement. Together we cover pensions, navigating the Survivor Benefit Plan and additional benefits, healthcare and disability resources, as well as other financial decisions you can consider as you begin to transition out of the military. When dealing with any kind of retirement planning, taking actionable steps to prepare and get a plan in place for you and your family is essential. While everyone's circumstances may be different as they transition out of the military, there are many resources available and benefit programs you are entitled to before and after you leave duty! Daniel Kopp, CFP <!-- wp:list --> <!-- wp:list-item --> Website: wisestewardshipfp.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: Military to Financial Planner <!-- /wp:list-item --> Timestamps: 1:26 – Introduction 2:32 – Approaching Military Retirement/Blended Retirement System 9:38 – Military Benefits/Healthcare 15:36 – VA Benefits/Term Life Insurance 22:12 – Disability Benefits/VSO’s 30:17 – Survivor Benefit Plans 43:13 – SBP Contingencies and Child Coverage 50:41 – Tax Planning 56:26 – Conclusion Resources Mentioned In Today’s Episode: Blended Retirement VA education benefits for survivors and dependents Everything About The Military’s Survivor Benefit Plan SBP Financial Analysis Tools Daniel Kopp Estate Planning for Military Families | Military Money Manual Podcast Episode 83 Accredited VSO Representatives Transition Planning from a Military Career on the Path to FI | ChooseFI Ep 296 “Military in Transition’s Guide to The Survivor Benefit Plan: Navigating the SBP” by Forrest Baumhover How VA Disability Compensation Affects Military Retirement Pay Income Tax and Rental Properties When You’re in the Military MFAA ChooseFI US Military Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile <!-- /wp:list -->
15/04/2459m 24s

486 | The Wealthy Educator | Chris Travers

In this episode: public service accounts, side hustles, making FI possible, frugality, giving yourself freedom, and side hustles. This week we are joined by Chris Travers, a New York City public school teacher and FI community member, to discuss his journey from being a natural saver to becoming a savvy investor, talk advantages and disadvantages of some of the retirement accounts provided to teachers, as well as discuss some ways he has been able to grow his net worth in the last 10 years. Frugality is a term that often comes up while on the FI path, and finding a balance of saving and spending is crucial to reaching your financial goals. Remember that where you decide to save and spend and how you do so will evolve throughout your FI journey! While it can be hard to cut costs of the things you enjoy in the present, being willing to cut out what you don’t need can set you up for success in the future!  Chris Travers: Book: “TL;DR: Financial Literacy for New York City Public School Teachers: Optimizing Financial Decisions Based On Your TRSNYC Benefits” by Christopher Tavers and Karl Fisch Instagram: @thewealthyeducator Timestamps: 0:54 – Introduction 6:47 – Public Service Accounts 11:38 – Diving Into FI 15:08 – Side Hustles/Making FI Possible 22:17 – Renting vs Buying 26:43 – Frugality and Loosening the Purse Strings 32:25 – Giving Yourself Freedom 37:53 – Conclusion Resources Mentioned In Today’s Episode: Join ChooseFI’s Facebook Group! “The Millionaire Next Door: The Surprising Secrets of America’s Wealthy” by Thomas J. Stanley and William D. Danko “Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!” by Robert Kiyosaki “Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner” by David Bach The Unfair (FI) Advantage Of Teachers | 457b | ChooseFI Ep 13 The Happy Body Millennial Revolution Karl Fisch Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
08/04/2440m 34s

485 | Mailbag: Spending Down to Zero, High Fee 401k, Mini Retirements | Rachael Camp

In this episode: spending down to zero, the ratcheting rule, the guardrails approach, high fee 401k's, and mini-retirements. This week we are diving back into the listener mailbag with Rachael Camp to address the pressing questions our community has! Whether it's curiosity towards the concept of dying with zero, determining whether it is a good time to take a mini-retirement, or working with high-fee 401k's, Brad and Rachael tackle it all! Listen along as YOU the community dictate the conversation with your hot button FI questions! Rachael Camp: <!-- wp:list --> <!-- wp:list-item --> Website: www.rachaelcampwealth.com <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @camp_wealth <!-- /wp:list-item --> Please note: Rachael Camp offers advisory Services through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600. Camp Wealth is not affiliated with the CFD companies. Timestamps: 0:55 – Introduction 1:38 – Spending Down to Zero 10:15 – The Ratcheting Rule and The Guard Rails Approach 20:38 – Flexible Spending Strategy 27:01 – Does Everything Need to be Optimized? 31:15 – High Fee 401k’s 41:48 – Mini Retirement Considerations 49:54 – Roth IRA Contributions and Faze Out Limits 55:57 – Conclusion Resources Mentioned In Today’s Episode: “Die With Zero: Getting All You Can from Your Money and Your Life” by Bill Perkins “Thinking in Bets: Making Smarter Decisions When You Don’t Have All the Facts” by Annie Duke The Ratcheting Safe Withdrawal Rate – A More Dominant Version Of The 4% Rule? The guardrails approach is a flexible retirement withdrawal strategy: Here’s how it works Early Retirement Now The Problem with the 4% Rule (and Why You Could Retire Even Sooner) The Roth IRA Conversion Ladder | A Case Study | ChooseFI Ep 17R Roth IRA Conversion Ladder Case Study | ChooseFI Ep 163R Retire Often Mini-Retirements to Accelerate Your Path to FI | Jillian Johnsrud | ChooseFI Ep 451 Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile <!-- /wp:list -->
01/04/2457m 3s

484 | A Family Journey From Debt to Early Retirement in a Decade | Joel and Emily Allen

In this episode: wants vs needs, side hustles, tax planning, college hacking, travel rewards, mindset, and living your values. This week we are joined by Joel and Emily Allen, a married couple with children based out of Iowa who truly embody what the FI movement is all about! Not only have they seized control of their life and finances, but have also managed to start a successful side hustle, provide incredible resources to the community around them, travel the world, and so much more! While the FI movement is about financially freeing yourself and your family, it is also important to remember why we want that freedom. Not stressing about money is just one piece of a fulfilling life, once you have that freedom, take advantage of it like the Allen’s have! Timestamps: 1:25 – Introduction/The FI Mindset 9:02 – Budgeting/Wants and Needs 14:59 – Side Hustles 21:02 – Financial Literacy to FI 23:29 – Tax Planning/Travel Rewards 29:11 – College Hacking 42:05 – Living Your Values and Taking Time Off 48:39 – The Importance of Knowing the Rules 53:48 – Traveling Like a Pro 69:25 – Conclusion Resources Mentioned In Today’s Episode: Dave Ramsey Travel Rewards | ChooseFI Preparing for the Cost of College | Brian Eufinger | ChooseFI Ep 460 The 10 Pillars Of FI Modern States The $100K Glorified Sleepaway Camp | Millionaire Educator | ChooseFI Ep 386 All the Hacks Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
25/03/241h 7m

483 | Effective Giving for the FI Community | Rebecca Herbst & Jack Lewars

In this episode: building a giving framework, the giving pledge, compound impact, donor advised funds, and different ways to give. Is it better to give to charity in a lump sum versus incrementally? What are the tax implications of donating? What are the benefits of using donor advised funds? This week we answer these questions and more with the help of Rebecca Herbst and Jack Lewars as we discuss charitable donations and effective giving while on the FI journey. A large part of FI is taking actionable steps to improve your life, but this journey also opens up opportunities to improve the life of others. While navigating donations while on the path to FI can seem tricky because we are so focused on attaining our FI numbers, there are still many ways you can give back and make a difference. Creating the habit of effective giving can help you leave an impact on yourself and the world at large! There are many resources available that can help calculate what you can give while remaining on the FI track, as well as help you see how your donations are making a difference!  Rebecca Herbst & Jack Lewars: Yield and Spread: yieldandspread.org Rebecca’s Coaching Program: Coaching for do-gooders 1 For The World: 1fortheworld.org Jack’s LinkedIn: Jack Lewars Timestamps: 1:37 – Introduction 4:24 – The Giving Pledge 11:59 – Building A Framework And Effective Giving 23:20 – Should You Get To FI Before You Give? 33:12 – Compound Impact 39:48 – Feedback From Giving And Fun Funds 51:08 – Different Ways To Give 61:09 – Donating Appreciated Stocks 66:59 – Conclusion Resources Mentioned In Today’s Episode: Join Your Local ChooseFI Group “The Life You Can Save: How to do your part to end world poverty” by Peter Singer School of Hard Knocks “Practical Ethics” by Peter Singer GiveWell The Life You Can Save “Die With Zero: Getting All You Can from Your Money and Your Life” by Bill Perkins Yield & Spread’s DAF Series “Doing Good Better: How Effective Altruism Can Help You Help Others, Do Work that Matters, and Make Smarter Choices about Giving Back” by William MacAskill Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount)
18/03/241h 10m

482 | Update: Are Remote Tech Careers Still Relevant in 2024? | Bradley Rice

In this episode: salesforce, lifestyle design, testimonials and verification, the hidden job market, and talentstacking. Once again joined by friend of the show Bradley Rice, the owner and creator of TalentStacker, to update us on the value of SalesForce and career pivoting in 2024. While on the FI journey, you are actively creating the life you want to live. For many that means transitioning out of their life-long careers and opting for ones that offer something different and more accustomed to the life you’re creating. Learning a new skill or starting a side hustle can be the first step to finding that new career, and finding a program that works for you should offer more than just a certification, but assist you in finding new opportunities and a community that supports you! Bradley Rice: Website: talentstacker.com Facebook: Salesforce for Everyone Salesforce 5 Day Challenge: Take the FREE 5-Day Challenge Podcast: Salesforce for Everyone Timestamps: 1:38 – Introduction 4:17 – Work, Lifestyle Design, and Talentstacking 10:15 – Testimonials, Doing Your Research, and Verification 14:55 – The Hidden Job Market 19:36 – Entering a Salesforce Career with Talentstacker 26:39 – Salesforce Security 32:25 – Conclusion Resources Mentioned In Today’s Episode: The Hidden Job Market | ChooseFI Ep 379 CampFI Making The Case For Part Time With Bradley Rice | ChooseFI Ep 117 Trailhead Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount)
15/03/2434m 3s

481 | Mailbag: Long-Term Care, Aging Parents and their Finances | Danielle Miura

In this episode: caregiving and FI, retirement planning, reverse mortgages, long-term care, and long-term care insurance. This week we are joined by Danielle Miura to discuss how her experience as a caregiver has impacted her FI mindset, as well as answer listener questions pertaining to planning for your own long-term care while on the path to FI. As you and your loved ones get older, it’s important to start considering what additional finances they may require. From long-term healthcare to assisted living, there are many factors that not only impact their life financially, but could impact you and your FI plans. While it may be uncomfortable to have conversations with loved ones about their finances and expenses, it is imperative to have these discussions early and create a plan that works for you and your family. Danielle Miura: Website: spark-fin.com LinkedIn: Danielle Miura Twitter: @Daniellemiula Timestamps: 1:19 – Introduction 2:22 – Caregiving and FI 7:28 – Dealing With Poor Retirement Planning 15:38 – Reverse Mortgages and Viability of Selling The Home 21:41 – Having The Uncomfortable Conversation 24:40 – Planning For Your Final Years 32:41 – Long-Term Care and FI 36:10 – Long Term Care Insurance 45:30 – Conclusion Resources Mentioned In Today’s Episode: Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount)
11/03/2445m 11s

480 | Update: Healthiest Year Ever | Dean Turner

In this episode: optimized exercise, recovering, machine use, increasing your healthspan, and long-term thinking. This week we are joined by Brad’s friend and personal trainer, Dean Turner, to discuss the changing landscape of strength training, and how principles such as consistency and adherence coupled with rest and recovery can also be applied to both your fitness and FI journey. We often talk about how the path to FI is not just about working towards a monetary goal, but rather creating a better life for yourself. For some this can mean taking a personal account of your health, and taking actionable steps to improve it. Just as making financial changes requires consistency, making physical changes requires the same. While these changes don’t happen overnight, these actions continuously build off of one another and make you stronger! Dean Turner: <!-- wp:list --> <!-- wp:list-item --> Twitter: @DeanTTraining <!-- /wp:list-item --><!-- wp:list-item --> Website: deanturnertraining.com <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 2:30 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:41 - Optimized Exercise <!-- /wp:list-item --><!-- wp:list-item --> 9:13 - Recovering and Machine Use <!-- /wp:list-item --><!-- wp:list-item --> 20:51 - Increasing Your Healthspan <!-- /wp:list-item --><!-- wp:list-item --> 27:44 - Long-Term Thinking <!-- /wp:list-item --><!-- wp:list-item --> 29:48 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: Your Bold Move for 2023 | Dominick Quartuccio | ChooseFI Ep 419 The New Science of Muscle James Clear, Atomic Habits — Simple Strategies for Building (and Breaking) Habits, Questions for Personal Mastery and Growth, Tactics for Writing and Launching a Mega-Bestseller, Finding Leverage, and More (#648) Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list -->
08/03/2433m 17s

479 | Are You on Track to FI? | FI Roundtable

In this episode: FI in your 20s, the boring middle, compounding, fat FI, compounding, checkpoints, and building a life. This week we are joined by Doug and Carl from the Mile High FI podcast to talk about their respective FI journeys and answer a listener question about pursuing FI in your 20s; as well share some tips for enjoying the experience and navigating times in the journey that can feel a bit slow. While figuring out your FI goal requires you to do some work to figure out your FI number, that number and the steps you take to reach that goal are all unique to the individual. That being said, it can be tricky at times to know if you are on the right track when the journey to FI is different for everyone. Remember, although this journey is about reaching financial independence, it’s also about changing and creating the life you want and joining a community that will always inspire you when times feel slow.  Mile High FI: <!-- wp:list --> <!-- wp:list-item --> Podcast: milehighfi.com <!-- /wp:list-item --><!-- wp:list-item --> Newsletter: Join the Mile High FI Club <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:13 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:41 - Analyzing Finances In Your 20s <!-- /wp:list-item --><!-- wp:list-item --> 9:31 - Compounding Power <!-- /wp:list-item --><!-- wp:list-item --> 13:25 - The Boring Middle <!-- /wp:list-item --><!-- wp:list-item --> 21:01 - FI Role Models <!-- /wp:list-item --><!-- wp:list-item --> 26:41 - Building A Life On The Journey <!-- /wp:list-item --><!-- wp:list-item --> 35:01 - Fat FI <!-- /wp:list-item --><!-- wp:list-item --> 45:37 - Saving Versus Life Enhancement <!-- /wp:list-item --><!-- wp:list-item --> 54:21 - FI Checkpoints <!-- /wp:list-item --><!-- wp:list-item --> 57:52 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> The Cure for the Boring Middle | Fioneers | ChooseFI Ep 472 <!-- /wp:list-item --><!-- wp:list-item --> Mr Money Mustache <!-- /wp:list-item --><!-- wp:list-item --> JL Collins <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> The Spectrum of Financial Independence and Tools to Track Your Progress with Brad Barrett <!-- /wp:list-item --><!-- wp:list-item --> Mini-Retirements to Accelerate Your Path to FI | Jillian Johnsrud | ChooseFI Ep 451 <!-- /wp:list-item --><!-- wp:list-item --> The Stages and Checkpoints of FI | ChooseFI Ep 324 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list --> <!-- /wp:list -->
04/03/2459m 7s

478 | 2024 Investing Update | Brian Feroldi

In this episode: buy and hold, macroeconomics, interest rates, bond investing, when to sell, mindset, and thinking differently. This week we are joined once again by friend of the show Brian Feroldi to discuss the stock market and investing as we head into 2024. As most of you know by now, keeping your head down and staying the course is a pretty typical investing strategy in the FI community, but it is important to remember personal finance is personal. Depending on your situation, life may require you to mold that strategy into something else as your mindset and seasons of life change! Make sure your are not only optimizing your financial situation, but also your life in the process! Brian Feroldi: <!-- wp:list --> <!-- wp:list-item --> Website: stockinvesting.school <!-- /wp:list-item --><!-- wp:list-item --> Website: longtermmindset.co <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @BrianFeroldi <!-- /wp:list-item --><!-- wp:list-item --> LinkedIn: Brian Feroldi <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:33 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:42 - Buy and Hold <!-- /wp:list-item --><!-- wp:list-item --> 8:36 - "Macroeconomics" <!-- /wp:list-item --><!-- wp:list-item --> 15:17 - The Impact of Interest Rates/ Bond Investing <!-- /wp:list-item --><!-- wp:list-item --> 20:36 - High Yield Savings Accounts <!-- /wp:list-item --><!-- wp:list-item --> 27:18 - 2024 Investing <!-- /wp:list-item --><!-- wp:list-item --> 33:19 - When to Sell <!-- /wp:list-item --><!-- wp:list-item --> 38:05 - The Evolution of Your Mindset <!-- /wp:list-item --><!-- wp:list-item --> 43:40 - Thinking Differently <!-- /wp:list-item --><!-- wp:list-item --> 47:52 - VTSAX <!-- /wp:list-item --><!-- wp:list-item --> 51:21 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> The Motley Fool <!-- /wp:list-item --><!-- wp:list-item --> "Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!" by Robert Kiyosaki <!-- /wp:list-item --><!-- wp:list-item --> The Role Of Bonds In A Portfolio with Frank Vasquez | ChooseFI Ep 194 <!-- /wp:list-item --><!-- wp:list-item --> Risk Parity Radio <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list --> <!-- /wp:list -->
26/02/2452m 44s

477 | The Hot Seat: Community Edition

In this episode: the wonderful ChooseFI community shares advice by taking the hot seat through listener voicemails. Ginger joins the podcast this week for a special “Hot Seat” episode to listen to some voicemails set in from our listeners, in which our community answered questions that we typically ask our guests when they take the Hot Seat! From discussing favorite books and podcasts, to learning some new tricks and takeaways that have helped you on your FI Journey, it’s incredible to hear the ways you are taking action and creating habits that are making your journey to FI meaningful and motivational! We often stress that living FI isn’t about chasing a number, but rather building up the life you want in the process of working towards your goals, and while there may be mistakes made, there are many learning opportunities and new perspectives of success that make this journey incredibly rewarding.  Timestamps: 1:45 – Introduction 2:29 – Ashley and Atomic Habits 10:17 – Tyler and Opportunity Cost 19:09 – Amanda and Mental Wellbeing 25:17 – Caesar and PSLF Forgiveness 30:56 – Aaron, House Hacking, and DIY 37:17 – Ginger Takes The Hot Seat 59:33 – Brad Takes The Hot Seat 76:19 – Conclusion Resources Mentioned In Today’s Episode: “Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones” by James Clear Atomic Habits | James Clear | ChooseFI Ep 157 “Die With Zero: Getting All You Can from Your Money and Your Life” by Bill Perkins “Just Keep Buying: Proven ways to save money and build your wealth” by Nick Maggiulli BitWarden “The Nature Fix: Why Nature Makes us Happier, Healthier, and More Creative” by Florence Williams I Will Teach You To Be Rich Book your custom student loan plan “Never Split the Difference: Negotiating As If Your Life Depended On It” by Chris Voss and Tahl Raz “Flow: The Psychology of Optimal Experience” by Mihaly Csikszentmihalyi Risk Parity Radio “Why We Sleep: Unlocking the Power of Sleep and Dreams” by Matt Walker The Matt Walker Podcast Peter Attia Ginger’s New Sheets My First Million Podcast Prof G Show Pivot Podcast Todoist Dean Turner Training Send Us A Voicemail Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount)
19/02/241h 17m

476 | Love, Loss, and Money: The Shocking Financial Aftermath of a FI Spouse’s Death | Amy

In this episode: what follows tragedy, the importance of wills and beneficiaries, intestate succession, and probate. This week we are joined by Amy to discuss her personal account and experience with estate planning in the event of an unexpected passing, and what this can look like when plans aren’t in place. While death can be an uncomfortable topic to think about, it’s important to take time to garner a plan in place so that your loved ones are both prepared and not overwhelmed in the event of your passing. A large part of FI is about taking actionable steps to make your life easier, and estate planning is no different. From designating beneficiaries and setting up wills, to utilizing password verification methods on your accounts, there are many actionable steps you can take in order to make the process of passing easier for your family and loved ones. Amy’s story is not meant to be a cautionary tale, but rather a reminder to not ignore or avoid a personal subject matter just because it’s uncomfortable. Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:23 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:45 - Amy's FI Journey <!-- /wp:list-item --><!-- wp:list-item --> 9:03 - Income Planning and FI <!-- /wp:list-item --><!-- wp:list-item --> 17:24 - What Follows Tragedy <!-- /wp:list-item --><!-- wp:list-item --> 28:33 - The Importance of Wills and Beneficiary Designation <!-- /wp:list-item --><!-- wp:list-item --> 36:23 - Preparing in Advance and Considering The Possibility <!-- /wp:list-item --><!-- wp:list-item --> 44:27 - Immediate Access and The Ancillary Things <!-- /wp:list-item --><!-- wp:list-item --> 48:15 - Probate <!-- /wp:list-item --><!-- wp:list-item --> 59:09 - Setting Up Your Estate <!-- /wp:list-item --><!-- wp:list-item --> 65:09 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> The Shockingly Simple Math Behind Early Retirement <!-- /wp:list-item --><!-- wp:list-item --> Intestate Succession <!-- /wp:list-item --><!-- wp:list-item --> The Family Emergency Binder | ChooseFI Ep. 125 (Promo Code "ChooseFI") <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list -->
12/02/241h 7m

475 | How to Access Your Retirement Accounts Before 59.5 | Sean Mullaney

In this episode: taxable accounts, the 72(T), inherited retirement accounts, 457B's, roth conversion ladders, and the rule of 55. This week we are joined by the “FI Tax Guy” Sean Mullaney to walk through examples and discuss some strategies you could use when accessing your retirement funds early. No matter where you are on your FI journey, there can come a time where retiring early becomes a feasible option, but there can be many stipulations and tax implications that come with withdrawing your funds before the age of retirement. Tune in as we discuss several different options you can pursue in order access your money without having to wait until the 59 and a half year old threshold. The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Brad and the ChooseFI podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Sean Mullaney: <!-- wp:list --> <!-- wp:list-item --> Website: fitaxguy.com <!-- /wp:list-item --><!-- wp:list-item --> Website: Mullaney Financial and Tax <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @SeanMoneyandTax <!-- /wp:list-item --><!-- wp:list-item --> YouTube: @SeanMullaneyVideos <!-- /wp:list-item --> <!-- /wp:list --> FIRE in Vegas: <!-- wp:list --> <!-- wp:list-item --> Join Brad Barrett from ChooseFI, the Donegans from Rebel Finance School and other FI enthusiasts for a weekend of inspiration, education and fun in Sin City. <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:47 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:39 - Taxable Accounts <!-- /wp:list-item --><!-- wp:list-item --> 19:03 - Inherited Retirement Accounts <!-- /wp:list-item --><!-- wp:list-item --> 25:30 - The Rule of 55 <!-- /wp:list-item --><!-- wp:list-item --> 28:39 - 457B's <!-- /wp:list-item --><!-- wp:list-item --> 30:46 - Roth IRA Conversion Ladder <!-- /wp:list-item --><!-- wp:list-item --> 39:12 - The 72(T) <!-- /wp:list-item --><!-- wp:list-item --> 54:52 - Paying the Penalty <!-- /wp:list-item --><!-- wp:list-item --> 57:25 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- /wp:list --> <!-- wp:list --> <!-- wp:list-item --> Mailbag: Inflation and FI, ACA Subsidies, Roth vs. Trad and More | Cody Garrett | ChooseFI Ep 471 <!-- /wp:list-item --><!-- wp:list-item --> The Roth IRA Conversion Ladder | A Case Study | ChooseFI Ep 17R <!-- /wp:list-item --><!-- wp:list-item --> Roth IRA Conversion Ladder Case Study | ChooseFI Ep 163R <!-- /wp:list-item --><!-- wp:list-item --> Retire On 72(T) Payments <!-- /wp:list-item --><!-- wp:list-item --> 72(t) Payments in Google Sheets <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list -->
05/02/2458m 24s

474 | Social Security Deep Dive | Denis Shapiro

In this episode: social security, disability, calculating social security, claiming social security, and due diligence. This week we are joined by listener and owner of Financial Security Advocates Dennis Shapiro, to talk thru some of the insights and misconceptions surrounding Social Security Benefits, and what factors and resources you should consider while approaching retirement. The beauty of FI is that it opens up opportunities for you to retire early, but oftentimes we don’t consider how retiring early or even starting your own small business can impact your Social Security. While there is no true way of mastering the system to get the most benefit, there are many ways to prepare and plan in order to get the most out of your social security benefits! Remember, these benefits are not just safety nets when it comes time to retire, but can be an additional tool for investment that keeps you comfortable in your FI.  Denis Shapiro: Website: fsadvocates.com Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:16 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 5:10 - What Pays for Social Security? <!-- /wp:list-item --><!-- wp:list-item --> 11:13 - Social Security and FI/Disability Insurance <!-- /wp:list-item --><!-- wp:list-item --> 17:30 - What Earnings Go Towards Social Security? <!-- /wp:list-item --><!-- wp:list-item --> 23:19 - Disability, Work Subsidies, and Income Related Work Expense <!-- /wp:list-item --><!-- wp:list-item --> 29:03 - How Social Security Benefits Are Calculated <!-- /wp:list-item --><!-- wp:list-item --> 37:05 - Claiming Social Security <!-- /wp:list-item --><!-- wp:list-item --> 39:59 - Social Security and Medicare <!-- /wp:list-item --><!-- wp:list-item --> 44:28 - Social Security and Due Diligence <!-- /wp:list-item --><!-- wp:list-item --> 56:27 - Working and Disability Benefits <!-- /wp:list-item --><!-- wp:list-item --> 59:59 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> SSA.gov <!-- /wp:list-item --><!-- wp:list-item --> Social Security Fact Sheet <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list -->
29/01/241h 3m

473 | Are We There Yet? 'Retire Early' Case Study

In this episode: calculating when you retire, tracking expenses, health insurance, the importance of planning, and health spanning. This week we are rejoined by Teresa as well as Fritz Gilbert of The Retirement Manifesto to walk us through a case study of how to approach retirement while on your FI journey. It’s a common question to ask when you can retire or when you can stop working? Luckily there are plans of action and resources available covered in today's episode that will leave you feeling better prepared to proceed with a plan for retirement, no matter what part of your FI journey you are on. While there are many factors to consider when planning for retirement, such as savings versus spending rate and repositioning your portfolio, all these factors are manageable when you have a good plan in place. Take the time now to feel confident for what life will be like leading up to and after you retire! The Retirement Manifesto: <!-- wp:list --> <!-- wp:list-item --> Website: theretirementmanifesto.com <!-- /wp:list-item --><!-- wp:list-item --> Book: "Keys to a Successful Retirement:  Staying Happy, Active and Productive in Your Retired Years" by Fritz Gilbert <!-- /wp:list-item --><!-- wp:list-item --> Case Study: From Food Stamps to FIRE: A Case Study on Retirement Planning <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:33 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:37 - Calculating When You Can Retire <!-- /wp:list-item --><!-- wp:list-item --> 7:46 - Does Retiring Early Effect Social Security? <!-- /wp:list-item --><!-- wp:list-item --> 15:06 - Tracking Spending and Expenses <!-- /wp:list-item --><!-- wp:list-item --> 20:55 - Health Insurance in Retirement <!-- /wp:list-item --><!-- wp:list-item --> 29:49 - The Importance of Planning/Changing Your Assumptions <!-- /wp:list-item --><!-- wp:list-item --> 40:17 - One More Year Syndrome/Your Health Span <!-- /wp:list-item --><!-- wp:list-item --> 45:00 - The Second Phase of Retirement <!-- /wp:list-item --><!-- wp:list-item --> 49:51 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> From Food Stamps to FI | Theresa | ChooseFI Ep 453 <!-- /wp:list-item --><!-- wp:list-item --> New Retirement <!-- /wp:list-item --><!-- wp:list-item --> SSA Tools <!-- /wp:list-item --><!-- wp:list-item --> Open Social Security <!-- /wp:list-item --><!-- wp:list-item --> SSA.gov <!-- /wp:list-item --><!-- wp:list-item --> How To Determine When To Claim Social Security (Retirement Manifesto) <!-- /wp:list-item --><!-- wp:list-item --> The Retirement Manifesto Net Worth Template <!-- /wp:list-item --><!-- wp:list-item --> "Outlive: The Science and Art of Longevity" by Dr. Peter Attia with Bill Gifford <!-- /wp:list-item --><!-- wp:list-item --> What Happens When The Paycheck Stops? – Keys To A Successful Retirement With Fritz Gilbert (Part 1) | ChooseFI Ep 206 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list -->
22/01/2450m 15s

472 | The Cure for the Boring Middle | Fioneers

In this episode: the boring middle, lifestyle design, flow states, moving towards purpose, experiments, and experiences. This week we are rejoined by friend of the podcast Jessica from The Fioneers to the discuss the point of your FI journey known as the “Boring Middle,” and how through actionable steps and lifestyle design you can turn what feels like a stagnant stage in your FI journey, into one filled with growth and change! When you are well on your path towards reaching your FI goal, it is easy to feel like you’re not doing enough. But what feels like a waiting game can actually be an important time for self growth and experimentation. Taking the time to do some introspection to figure out what your core motivations are can allow you to begin opening yourself up to newer experiences that bring value into your life. So if you feel like you are currently on autopilot, there are steps you can take to shake up your routine and usher in new opportunities into your life. While you may have to quiet your own limiting beliefs in this process, you will learn more about yourself and what you want out of your life!  The Fioneers: <!-- wp:list --> <!-- wp:list-item --> Website: thefioneers.com <!-- /wp:list-item --><!-- wp:list-item --> YouTube: The Fioneers <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:12 - The Boring Middle/Lifestyle Design <!-- /wp:list-item --><!-- wp:list-item --> 7:19 - Determining Your Version of Success <!-- /wp:list-item --><!-- wp:list-item --> 18:41 - Finding Your Flow State <!-- /wp:list-item --><!-- wp:list-item --> 28:16 - Implementing Your Designed Lifestyle/Moving Towards Purpose <!-- /wp:list-item --><!-- wp:list-item --> 36:09 - Questions, Experiments, and Experiences <!-- /wp:list-item --><!-- wp:list-item --> 46:59 - Making Dreams Actionable <!-- /wp:list-item --><!-- wp:list-item --> 52:09 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Living Without Regret w/ Hospice Doctor (Slow FI Meetup) <!-- /wp:list-item --><!-- wp:list-item --> Find Your Local ChooseFI Group <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list --> <!-- /wp:list -->
15/01/2454m 22s

471 | Mailbag: Inflation and FI, ACA Subsidies, Roth vs. Trad and More | Cody Garrett

In this episode: inflation, coast FI, early retirement planning, future tax liability, IRA's and 401k's, and diversification. This week we are rejoined by founder of Measure Twice Money Cody Garrett for another installment of the Mail Bag, where we will be talking through questions from our listeners covering topics ranging from inflation and its implications on your FI number, ACA subsidies and early retirement, as well as the similarities and differences with Roth accounts and future retirement tax liabilities. Listen along while we dip into the listener mailbag this week and discuss topics chosen from YOU the listener! Cody Garrett: <!-- wp:list --> <!-- wp:list-item --> Website: measuretwicefinancial.com <!-- /wp:list-item --><!-- wp:list-item --> LinkedIn: Cody Garrett <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:02 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 1:35 - Inflation and Your FI Number <!-- /wp:list-item --><!-- wp:list-item --> 11:41 - Early Retirement Planning <!-- /wp:list-item --><!-- wp:list-item --> 21:55 - Calculating Future Tax Liability <!-- /wp:list-item --><!-- wp:list-item --> 30:15 - Distinctions Between IRA and 401k <!-- /wp:list-item --><!-- wp:list-item --> 33:37 - Diversification and Tech Stocks <!-- /wp:list-item --><!-- wp:list-item --> 44:26 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> The DIY Financial Plan | EP 352 <!-- /wp:list-item --><!-- wp:list-item --> Find Your Local ChooseFI Group <!-- /wp:list-item --><!-- wp:list-item --> Measure Twice Financial Calculator <!-- /wp:list-item --><!-- wp:list-item --> See Healthcare Plans and Prices <!-- /wp:list-item --><!-- wp:list-item --> Measure Twice Planners Preview: How to Review a Federal Tax Return <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list --> <!-- /wp:list -->
08/01/2445m 40s

470 | The Spectrum of Financial Independence | Chris Hutchins

In this episode: FI versus FIRE, coast FI, lean FI, tools for FI, the skill of spending, dying with zero, and prioritizing health. This week we are joined by our friend and host of the “All the Hacks” podcast, Chris Hutchins to discuss the “spectrum” of FI, and all that falls in between. From the evolution of FI over the years, to the changes we’ve made on our respective journeys, and even differentiating terms such as FI versus FIRE and Coast FI, we cover it all! We also found some time to share some tools and resources that can be beneficial to you and your FI journey. While the path to FI allows you to take control of your financials and future, this journey can usher in so many new perspectives and changes that affect all areas of your life! Allowing yourself flexibility and remembering that what you are working towards isn’t just a number or early retirement, but rather a more fulfilling life!  Chris Hutchins: <!-- wp:list --> <!-- wp:list-item --> Podcast: All The Hacks <!-- /wp:list-item --><!-- wp:list-item --> Newsletter: All The Hacks Newsletter <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:16 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:19 - FI Versus FIRE <!-- /wp:list-item --><!-- wp:list-item --> 10:11 - Lean FI <!-- /wp:list-item --><!-- wp:list-item --> 17:11 - Coast FI <!-- /wp:list-item --><!-- wp:list-item --> 30:20 - Tools for Tracking FI <!-- /wp:list-item --><!-- wp:list-item --> 41:48 - Optimizing Accounts <!-- /wp:list-item --><!-- wp:list-item --> 47:56 - The Skill of Spending and Dying With Zero <!-- /wp:list-item --><!-- wp:list-item --> 60:12 - Prioritizing Health <!-- /wp:list-item --><!-- wp:list-item --> 70:01 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Silicon Valley FI | Chris Hutchins | Grove | ChooseFI Ep. 71 <!-- /wp:list-item --><!-- wp:list-item --> Financial Independence Without a Six Figure Salary <!-- /wp:list-item --><!-- wp:list-item --> Reflecting on All the Hacks, Valuing Time and Focusing on the Year Ahead <!-- /wp:list-item --><!-- wp:list-item --> Early Retirement Now Safe Withdrawal Rates Series <!-- /wp:list-item --><!-- wp:list-item --> Copilot <!-- /wp:list-item --><!-- wp:list-item --> Kubera <!-- /wp:list-item --><!-- wp:list-item --> ProjectionLab <!-- /wp:list-item --><!-- wp:list-item --> Die With Zero: Net Fulfillment Over Net Worth <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list -->
01/01/241h 10m

469 | A Tale of Action | Navish Bahl

In this episode: real estate, upskilling, taking action, tracking your expenses, setting goals, getting on the same page, and the hot seat. This week we are joined by listener Navish Bahl to discuss his journey on the path to FI, the actionable steps he’s taken in order to maximize his life, answer some questions in the HotSeat, and navigating your FI journey while your significant other or family may not be on board. There are many avenues you can utilize in order to achieve FI, and while it may be overwhelming at times to figure out what works for you and your journey, remember that the goal is to learn and go through life with more freedom and balance, not stress and burnout trying to chase a number. The path to FI is a personal one, and as you embark on your journey allow yourself some patience but also some flexibility, and don’t forget to extend some patience to others in your life who may not be on the same path.  Navish Bahl: LinkedIn: Navish Bahl Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:52 - Introduction <!-- /wp:list-item --> 2:30 - The Inspiration to Start and Taking Action <!-- wp:list-item --><!-- /wp:list-item --> 11:44 - Real Estate and Rental Properties <!-- wp:list-item --><!-- /wp:list-item --> 18:42 - Upskilling, Getting New Jobs, and Making Connections <!-- wp:list-item --><!-- /wp:list-item --> 33:09 - Discovery, Education, and Action in FI <!-- wp:list-item --><!-- /wp:list-item --> 39:52- Tracking Your Expenses <!-- wp:list-item --><!-- /wp:list-item --> 46:34 - Getting on the Same Page <!-- wp:list-item --><!-- /wp:list-item --> 50:21 - The Hot Seat <!-- wp:list-item --><!-- /wp:list-item --><!-- wp:list-item --> 55:18 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> "Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School" By Andrew Hallam <!-- /wp:list-item --> "The Simple Path to Wealth: Your road map to financial independence and a rich, free life" By J.L. Collins <!-- wp:list-item --><!-- /wp:list-item --> Small and Mighty Real Estate Investor | Chad Carson | ChooseFI Ep 446 <!-- wp:list-item --><!-- /wp:list-item --> CIT Bank Review: High Interest Rate Options <!-- wp:list-item --><!-- /wp:list-item --> Find your Local ChooseFI Group <!-- wp:list-item --><!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list -->
25/12/2355m 49s

468 | Year End Wins 2023

In this episode: checking boxes, supplementing income, life by design, taking action, the value of time, and year end wins! This week we are re-joined by Johnathan for our 7th annual year-end-wins episode! Together we tune into voicemails sent by you the listener and celebrate your victories from 2023! From confidently investing in your future, to finding new friends and support systems within the FI community, we are proud to be a part of your journey towards reclaiming your freedom and your time! There are many small and large goals you all met that deserve to be celebrated! Listen along as we discuss and commend you for taking action and making the most out of your FI journey this year!  <!-- wp:heading --> Timestamps: <!-- /wp:heading --> <!-- wp:list --> <!-- wp:list-item --> 0:53 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:03 - Katie, Supplementing Income, and Checking Boxes <!-- /wp:list-item --><!-- wp:list-item --> 6:56 - Rakesh, Second Generation FI, and Investing <!-- /wp:list-item --><!-- wp:list-item --> 9:02 - Stephanie, Life by Design, and the Health Snowball <!-- /wp:list-item --><!-- wp:list-item --> 11:45 - Brian, Coast FI, Teaching FI, and Choosy Consulting <!-- /wp:list-item --><!-- wp:list-item --> 16:16 - Boyd and Emergency Funds <!-- /wp:list-item --><!-- wp:list-item --> 18:13 - International Coast FI, Taking Action, and Reclaiming Your Time <!-- /wp:list-item --><!-- wp:list-item --> 21:25 - Anthony, Skilling Up, and Chasing Your Dream With FI <!-- /wp:list-item --><!-- wp:list-item --> 25:35 - Donna, Helping Family, and Finding Peace Through FI <!-- /wp:list-item --><!-- wp:list-item --> 30:24 - Bryan, The Value of Time, and Deciding to Change <!-- /wp:list-item --><!-- wp:list-item --> 37:31 - Paul, FI Travel Wins, Healthcare, and College Hacking <!-- /wp:list-item --><!-- wp:list-item --> 42:01 - Sabrina, Breaking the Cycle, Marginal Gains, and Being 1% Better <!-- /wp:list-item --><!-- wp:list-item --> 47:52 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> From Vision Board to Action: A FI Success Story | Rakesh | ChooseFI Ep 436 <!-- /wp:list-item --><!-- wp:list-item --> Finding Your Locus of Control | Stereo Live Q&A | ChooseFI Ep 305 <!-- /wp:list-item --><!-- wp:list-item --> From Blood Cancer To The Boston Marathon | Boyd Dunleavey | ChooseFI Ep 394 <!-- /wp:list-item --><!-- wp:list-item --> Millionaire Educator <!-- /wp:list-item --><!-- wp:list-item --> House Hacking With Coach Carson | ChooseFI Ep 16 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list -->
18/12/2348m 28s

467 | The Power of Community | Amy, Diania, and Stephen

In this episode: community, structuring FI events, unstructured time, the energy in the room, and vulnerability. We all know that the online FI community can help you along the journey in a variety of ways, but the abundance and ease of access to that community can lead to us forgetting the impact live FI events can have on your life. Our Guests Stephen, Amy, and Diania from CampFI, FI Freedom Retreats, and The EconoMe Conference respectively can attest to the power of in-person communities as they are the ones who work so hard to put them together! Together with Brad, the foursome talk about the different benefits that can come as a result of joining these conferences, and how “the energy in the room” can help you find value and take in information in ways you never thought possible! Amy, Diania, and Stephen: <!-- wp:list --> <!-- wp:list-item --> Stephen (CampFI): campfi.org <!-- /wp:list-item --><!-- wp:list-item --> Diania (EconoMe Conference): economeconference.com (10% off using code "choosefi") <!-- /wp:list-item --><!-- wp:list-item --> Amy (FI Freedom Retreat): fifreedomretreats.com <!-- /wp:list-item --> Timestamps: 1:04 – Knowing Versus Doing/The Benefit of Events 8:32 – What Can Be Achieved Through Community 14:02 – Being Vulnerable/The Effect of Multiple Days 22:33 – The Evolution of FI Events 31:23  – Structuring FI Events/The Energy in the Room 43:00 – Attendees Finding Value 51:10 – Conclusion Resources Mentioned In Today’s Episode: Stacking Benjamins Find Your Local ChooseFI Group Join ChooseFI’s Facebook Group Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list -->
11/12/2354m 21s

466 | Journey to Financial Freedom | Jamila Souffrant

In this episode: finding a sustainable path to FI, adjusting your lifestyle, guac levels, mindset, and finding what you want. Jamila Souffrant makes her long awaited return to the podcast to discuss building a sustainable path to FI, the importance of readjusting, financial freedom versus financial independence, as well as other topics detailed in her new book "Your Journey to Financial Freedom: A Step-by-Step Guide to Achieving Wealth and Happiness." While you may begin your FI journey with a set plan in mind, that doesn’t mean the actions you take along the trail of your journey won't serve you at different stages. On this journey, you should never feel like you are depriving or overindulging, but rather finding a balance that works for you and brings you happiness in the present. Remember, reaching your FI goal should never be at the cost of your happiness, and while making necessary changes is part of FI, you shouldn’t be sacrificing your happiness in order to reach your goal quicker.  Being mindful and willing to change your plans just as life can change will not only bring you more freedom, but allow you to make the necessary mindset changes that will serve you in ways well beyond your financial journey!  Jamila Souffrant: <!-- wp:list --> <!-- wp:list-item --> Jamila's New Book: "Your Journey to Financial Freedom: A Step-by-Step Guide to Achieving Wealth and Happiness" <!-- /wp:list-item --><!-- wp:list-item --> Podcast: Journey to Launch <!-- /wp:list-item --><!-- wp:list-item --> Website: journeytolaunch.com <!-- /wp:list-item --><!-- wp:list-item --> Socials: @journeytolaunch <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:49 - Introduction/Update From Jamila <!-- /wp:list-item --><!-- wp:list-item --> 5:02 - Finding Your Sustainable Path to FI <!-- /wp:list-item --><!-- wp:list-item --> 11:55 - The Perks of Pursuing FI/Adjusting Your Lifestyle Levels <!-- /wp:list-item --><!-- wp:list-item --> 17:17 - Diagnosing Your True Area of Need <!-- /wp:list-item --><!-- wp:list-item --> 22:39 - Gaining Stability/Having Power From Your Money <!-- /wp:list-item --><!-- wp:list-item --> 27:23 - The Importance of Mindset/Believing it's Possible <!-- /wp:list-item --><!-- wp:list-item --> 31:10 - Finding What You Want <!-- /wp:list-item --><!-- wp:list-item --> 38:59 - Setting Financial Goals <!-- /wp:list-item --><!-- wp:list-item --> 41:18 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Jamila Souffrant | Fail Forward | Journey to Launch | ChooseFI Ep. 73 <!-- /wp:list-item --><!-- wp:list-item --> "The Tail End" by Tim Urban <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) <!-- /wp:list --> <!-- /wp:list -->
04/12/2342m 19s

465 | Jonathan Returns: Upside Down Economics and the Priceless Value of a Great Question

In this episode: lessons from failure, curiosity, mastering the small things, skilling up, and the value of time. The return of Johnathan! Yes Jonathan is returning to the show to catch up on the work he’s been doing behind the scenes over the last year and a half, the value of freeing up your time, skill spending, and the importance of focusing on the little things while keeping the bigger picture in mind. Whether it’s when you’re just starting your FI journey or if it’s in other areas of your life, failure and mistakes can be inevitable. However, they should never keep you from trying to build and create the life you are working towards! One of the key lessons taught in FI is to change your mindset from one of scarcity to one of growth, and part of that challenge means identifying failures and taking action to learn from them. While you are working towards your own “big picture” on this journey, don’t forget to focus on the smaller things. Not only will it allow you to pay closer attention to what you are doing right and wrong, but it makes it easier for you to pivot and reevaluate when necessary! This journey is not just about reaching that final goal, but about using the knowledge and lessons learned along the way to make life a little bit freer and a little bit easier! <!-- wp:heading --> Timestamps: <!-- /wp:heading --> <!-- wp:list --> <!-- wp:list-item --> 0:22 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 1:26 - Update From Jonathan/Lessons From Failure <!-- /wp:list-item --><!-- wp:list-item --> 8:53 - The Curious Mindset <!-- /wp:list-item --><!-- wp:list-item --> 17:57 - Failing Forward and The Small Things <!-- /wp:list-item --><!-- wp:list-item --> 27:42 - The Importance of Skilling Up in Today's World <!-- /wp:list-item --><!-- wp:list-item --> 36:30 - Your Most Valuable Non-Renewable Resource <!-- /wp:list-item --><!-- wp:list-item --> 44:11 - Paying Off The Mortgage/Donor Advised Funds <!-- /wp:list-item --><!-- wp:list-item --> 59:19 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: Beginning of a New Era | ChooseFI Ep 392 “Art & Fear: Observations On The Perils (and Rewards) of Artmaking” by David Bayles Creating Your Entrepreneurial Flywheel | Nathan Barry | ChooseFI Ep 455 CIT Bank Review: High Interest Rate Options Subscribe to The FI Weekly! More Helpful Links and FI Resources: Earn $1,050 or more with these 3 Cash Back Cards Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Find a new side hustle with one of our Educational Courses Commission-free investing with M1 Finance
27/11/2359m 37s

464 | Budgeting Masterclass | Tiffany "The Budgetnista" Aliche

In this episode: the make whole mindset, budgeting, grace and space, automation, and splitting it before you get it. This week we are re-joined by Tiffany Aliche better known as "The Budgetnista” to discuss her new book "Made Whole: The Practical Guide to Reaching Your Financial Goals" which details her 10 step system towards financial wholeness, the ease of automating payments, the importance of accountability partners, as well as designing separate accounts to reflect your needs. It can be intimidating to begin addressing your finances and planning your financial future, but your past mistakes or lack of knowledge should never be the thing holding you back from beginning your FI journey. Building a financial foundation for yourself doesn’t happen overnight. Everyday it requires you to make the necessary changes and instill new habits that get you closer and closer to your goals. And while personal finance is personal, there is no reason to go through it alone. No matter your background or what stage of life you begin FI, there is a large community of people on this journey that will embrace and celebrate the smaller milestones just as much as the bigger ones! Tiffany "The Budgetnista" Aliche: <!-- wp:list --> <!-- wp:list-item --> Website: thebudgetnista.com <!-- /wp:list-item --><!-- wp:list-item --> Get You Copy of Tiffany's New Book Coming Out on November 21st 2023: "Made Whole: The Practical Guide to Reaching Your Financial Goals" <!-- /wp:list-item --><!-- wp:list-item --> Tiffany's Last Book: "Get Good with Money: Ten Simple Steps to Becoming Financially Whole" <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:00 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:06 - The Make Whole Mindset <!-- /wp:list-item --><!-- wp:list-item --> 8:19 - Automation <!-- /wp:list-item --><!-- wp:list-item --> 18:34 - Grace and Space For Learning <!-- /wp:list-item --><!-- wp:list-item --> 28:29 - Split It Before You Get It <!-- /wp:list-item --><!-- wp:list-item --> 37:43 - Splitting Your Saving Accounts <!-- /wp:list-item --><!-- wp:list-item --> 44:41 - Emergency Savings/Personal Finance is Personal <!-- /wp:list-item --><!-- wp:list-item --> 54:28 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Get Good With Money | Tiffany Aliche the Budgetnista | ChooseFI Ep 310 <!-- /wp:list-item --><!-- wp:list-item --> From Financial Imperfection to America’s Favorite Budget Expert | Tiffany Aliche | ChooseFI Ep 240 <!-- /wp:list-item --><!-- wp:list-item --> The Great Man Within <!-- /wp:list-item --><!-- wp:list-item --> The Emergency Fund…Is it a Bad Idea? | Big ERN The Reveal | ChooseFI Ep. 66 <!-- /wp:list-item --><!-- wp:list-item --> CIT Bank Review: High Interest Rate Options <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Earn $1,050 or more with these 3 Cash Back Cards Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Find a new side hustle with one of our Educational Courses Commission-free investing with M1 Finance <!-- /wp:list -->
20/11/2355m 18s

463 | Superpower of Frugality | Frugal Friends

In this episode: frugality, value based spending, honoring your season, identity, budgets, financial goals, and minimalism. When you think of the word frugal what comes to mind? To some it can mean spending on what you absolutely need and leaving little wiggle room for anything else, but to others frugality is not just a restrictive budget but a superpower! This week we are joined by Jen and Jill of the Frugal Friends podcast to discuss the intersectionality of frugality and the FI journey, as well as finding the balance between budgeting to invest in the future you want without depriving yourself in the present. Mindfulness and paying attention to the things you spend money on is an important part of the FI journey, but it is just as important to be mindful of the things that bring value and joy into your life. While budgeting and reducing your spending can help you reach the FI finish line a bit quicker, it should never be at the expense of cutting out the things in your life that are fulfilling! Implementing frugal habits and finding a budget that works and changes with your life can be an incredible tool while on the path to FI, because not only does it open up opportunities to invest monetarily, but also invest in yourself and the life you want to live!  Frugal Friends: <!-- wp:list --> <!-- wp:list-item --> Website: www.frugalfriendspodcast.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: The Frugal Friends Podcast <!-- /wp:list-item --><!-- wp:list-item --> Newsletter: The Friend Letter <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list-item --> 1:11 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:24 - Balancing Frugality <!-- /wp:list-item --><!-- wp:list-item --> 12:38 - Frugality, FI, and How They Fit Together <!-- /wp:list-item --><!-- wp:list-item --> 17:21 - Budgeting and Value Based Spending <!-- /wp:list-item --><!-- wp:list-item --> 26:43 - Honoring Your Season <!-- /wp:list-item --><!-- wp:list-item --> 29:22 - Financial Goals and Identity <!-- /wp:list-item --><!-- wp:list-item --> 36:50 - Examining Budgets and Sinking Funds <!-- /wp:list-item --><!-- wp:list-item --> 42:53 - The Intersection of Frugality and Minimalism <!-- /wp:list-item --><!-- wp:list-item --> 49:37 - Prioritizing Value Based Spending <!-- /wp:list-item --><!-- wp:list-item --> 53:44 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Why Everyone Needs Dave Ramsey and Why You Should Ignore Him | ChooseFI Ep. 5 <!-- /wp:list-item --><!-- wp:list-item --> Leave Us A Review <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and FI Resources: Earn $1,050 or more with these 3 Cash Back Cards Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Find a new side hustle with one of our Educational Courses Commission-free investing with M1 Finance
13/11/2355m 35s

462 | Pathfinders | JL Collins

In this episode: the power of pursuit, FU money, index investing, investing the difference, and the simple path to wealth. This week we are joined by the godfather of the FI movement himself JL Collins to discuss the themes of his new book "Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence―And How to Join Them." While there is no perfect blueprint to mastering your money, there can be confidence and motivation to be found in the stories of others who have been in your position regardless of what part of the path to FI you are on! Though this journey requires you to have to take action and make necessary financial changes, it is never about complexity and deprivation. But rather, this journey is about recognizing the freedoms gained while pursuing FI, not just when you reach your FI goal! The moment you begin to simplify your path to wealth, you will find yourself becoming a stronger and happier individual! JL Collins: <!-- wp:list --> <!-- wp:list-item --> Check Out JL's New Book "Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence―And How to Join Them" <!-- /wp:list-item --><!-- wp:list-item --> Website: jlcollinsnh.com <!-- /wp:list-item --><!-- wp:list-item --> Other Book: "The Simple Path to Wealth: Your road map to financial independence and a rich, free life" <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:25 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:27 - The Power Of Pursuit And FI <!-- /wp:list-item --><!-- wp:list-item --> 13:48 - Buying Your Freedom <!-- /wp:list-item --><!-- wp:list-item --> 22:34 - There's No Secret To Money <!-- /wp:list-item --><!-- wp:list-item --> 30:35 - The Power Of Index Investing <!-- /wp:list-item --><!-- wp:list-item --> 43:29 - Spend Less, Avoid Debt, And Invest The Difference <!-- /wp:list-item --><!-- wp:list-item --> 51:27 - Following The Simple Path To Wealth <!-- /wp:list-item --><!-- wp:list-item --> 56:26 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> "Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required" by Kristy Shen and Bryce Leung <!-- /wp:list-item --><!-- wp:list-item --> 10 Reasons People Invest in Hedge Funds <!-- /wp:list-item --><!-- wp:list-item --> A Wealth Of Common Sense <!-- /wp:list-item --><!-- wp:list-item --> 32 Things to Know about Following The Simple Path to Wealth <!-- /wp:list-item --><!-- wp:list-item --> Time Machine and the Future Returns for Stocks <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: Earn $1,050 or more with these 3 Cash Back Cards Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Find a new side hustle with one of our Educational Courses Commission-free investing with M1 Finance <!-- /wp:list -->
06/11/2358m 18s

461 | Taking Space for Yourself and Community | October Roundup

In this episode: community, building fun into your life, college planning, fear, following threads, and travel rewards. This week we are rejoined by Ginger for another installment of the Round-Up, where we catch up and discuss our favorite takeaways from this past month’s episodes. From learning how to best prepare your child for the college application process, to the importance of introspection to pinpoint and work with your fears, and finally to re-framing your fearing relationship with money. It’s been a great month with content full of information that all listeners can relate to, no matter what part of the FI journey they are in! Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:37 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:23 - Community <!-- /wp:list-item --><!-- wp:list-item --> 12:45 - Building Fun Into Your Life <!-- /wp:list-item --><!-- wp:list-item --> 17:51 - Usage Of Travel Rewards <!-- /wp:list-item --><!-- wp:list-item --> 29:51 - College Planning <!-- /wp:list-item --><!-- wp:list-item --> 37:18 - Following the Threads, Fear, And Money <!-- /wp:list-item --><!-- wp:list-item --> 49:32 - Retirement Investing/The Mailbag <!-- /wp:list-item --><!-- wp:list-item --> 57:00 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> FI is Fun <!-- /wp:list-item --><!-- wp:list-item --> FinCon <!-- /wp:list-item --><!-- wp:list-item --> The Great Man Within <!-- /wp:list-item --><!-- wp:list-item --> EconoME Conference (Coupon Code "choosefi" for 10% Off!) <!-- /wp:list-item --><!-- wp:list-item --> CampFI <!-- /wp:list-item --><!-- wp:list-item --> FI Freedom Retreats <!-- /wp:list-item --><!-- wp:list-item --> Find Your Local ChooseFI Group <!-- /wp:list-item --><!-- wp:list-item --> "The Inheritance Games" By Jennifer Lynn Barnes <!-- /wp:list-item --><!-- wp:list-item --> "The Blade Itself" by Joe Abercrombie <!-- /wp:list-item --><!-- wp:list-item --> Mailbag: Cover Your Expenses | Rachael Camp | ChooseFI Ep 457 <!-- /wp:list-item --><!-- wp:list-item --> Preparing for the Cost of College | Brian Eufinger | ChooseFI Ep 460 <!-- /wp:list-item --><!-- wp:list-item --> A Healthy State of Panic | Farnoosh Torabi | ChooseFI Ep 458 <!-- /wp:list-item --><!-- wp:list-item --> Follow the Thread | Cory Muscara | ChooseFI Ep 459 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and FI Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,050 or More With These 3 Cash Back Cards <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Find a new side hustle with one of our Educational Courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
30/10/2358m 25s

460 | Preparing for the Cost of College | Brian Eufinger

In this episode: financial aid, college planning, standardized tests, tests optional, need meeting, and preparation. This week we are re-joined by Brian Eufinger to discuss ways to best prepare your children for college admissions, navigating the new changes to FAFSA and the CSS profile, and how you can maximize when prepping for your child’s higher education. While college prep can be stressful for students, from maintaining their GPA to taking multiple standardized tests, it can be just as stressful for parents to figure out financial aid and how to best set up their child for success before and after graduation. However, knowing the factors to consider early on and having the knowledge in advance can make this process far less daunting! While stressful as it may be, remember that there are many different resources available to you and your child that give you the knowledge that may alleviate the pressures that come with college prep and financial aid!  Brian Eufinger: <!-- wp:list --> <!-- wp:list-item --> Free diagnostic mock SAT and ACT tests (each weekend): www.edisonprep.com/mocks/ <!-- /wp:list-item --><!-- wp:list-item --> Free information sessions on college admissions (6-7x / year, including one on 11/14 @ 7pm EST): www.edisonprep.com/infosession/ <!-- /wp:list-item --><!-- wp:list-item --> How to self-prep for the SAT/ACT: www.gettestbright.com/self-prep-for-the-sat-act/ <!-- /wp:list-item --><!-- wp:list-item --> Edison Prep Bios: www.edisonprep.com/bio/ <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:06 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:53 - The Impact of Merit Aid <!-- /wp:list-item --><!-- wp:list-item --> 11:49 - When, Where, and How to Think About Standardized Tests <!-- /wp:list-item --><!-- wp:list-item --> 18:33 - The Intersection of The School, Price, Opportunity, and Comfort <!-- /wp:list-item --><!-- wp:list-item --> 25:20 - Standardized Tests and The Reality of Preparation <!-- /wp:list-item --><!-- wp:list-item --> 31:08 - Tests (Not) Optional <!-- /wp:list-item --><!-- wp:list-item --> 37:32 - Governmental Forms and Financial Aid <!-- /wp:list-item --><!-- wp:list-item --> 46:43 - The Variance of Need Meeting and Aid Changes <!-- /wp:list-item --><!-- wp:list-item --> 51:13 - Preparation and Knowledge With College Planning <!-- /wp:list-item --><!-- wp:list-item --> 55:23 - Non-Academic Path to Savings <!-- /wp:list-item --><!-- wp:list-item --> 58:14 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Demystify College Scholarships | Brian Eufinger | Edison Prep | ChooseFI Ep 114 <!-- /wp:list-item --><!-- wp:list-item --> Hacking The FAFSA | Brian Eufinger And Seonwoo Lee | ChooseFI Ep. 154 <!-- /wp:list-item --><!-- wp:list-item --> Major Financial Aid Changes Coming: What Families Need to Know <!-- /wp:list-item --><!-- wp:list-item --> FAFSA Changes Are Coming: What You Need To Know <!-- /wp:list-item --><!-- wp:list-item --> Big J’s Very Brief Guide to the FAFSA and CSS Profile <!-- /wp:list-item --><!-- wp:list-item --> How the FAFSA Simplification Can Impact Your Financial Aid <!-- /wp:list-item --><!-- wp:list-item --> Summary of Changes to the 2024-2025 FAFSA <!-- /wp:list-item --><!-- wp:list-item --> The $100K Glorified Sleepaway Camp | Millionaire Educator | ChooseFI Ep 386 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and FI Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,050 or More With These 3 Cash Back Cards <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Find a new side hustle with one of our Educational Courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
23/10/2359m 4s

459 | Follow the Thread | Cory Muscara

In this episode: spiritual bypassing, curiosity, fear, wellbeing, inflection points, and what the body stores. This we are re-joined by Cory Muscara to discuss the benefits of practicing mindfulness while embarking on the FI journey, the concept of spiritual bypassing, and the positive benefits that come from being present. An important part of the FI journey is learning to take actionable steps to better your life, and a large part of this requires introspection and honest reflection of where you are in your life. Through the practice of meditation and setting intentions, it may allow you to recognize patterns that harm you or keep you from enjoying life in the present. While working through triggers or anxieties can be uncomfortable, mindful practices can be the vehicle to move you from discomfort to a place of control and confidence in your life. So while you may be putting all your mental energy into reaching your FI goal, remember that getting to the finish line is not what this journey is about, but rather the positive effects and changes that come from taking control of your life and being present!  Cory Muscara: <!-- wp:list --> <!-- wp:list-item --> To join Cory's daily text list text "choosefi" to 631-305-2874 <!-- /wp:list-item --><!-- wp:list-item --> Website: Practicing Human <!-- /wp:list-item --><!-- wp:list-item --> Book: "Stop Missing Your Life: How to be Deeply Present in an Un-Present World" <!-- /wp:list-item --><!-- wp:list-item --> Instagram: @corymuscara <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:56 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:34 - The Cost of Relocation <!-- /wp:list-item --><!-- wp:list-item --> 6:28 - The Danger Of Spiritual Bypassing Through FI <!-- /wp:list-item --><!-- wp:list-item --> 16:52 - Curiosity and Fear <!-- /wp:list-item --><!-- wp:list-item --> 27:22 - What The Body Stores <!-- /wp:list-item --><!-- wp:list-item --> 33:18 - Money and Well-being/Inflection Points <!-- /wp:list-item --><!-- wp:list-item --> 40:46 - Taking Control and Following The Thread <!-- /wp:list-item --><!-- wp:list-item --> 48:12 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Mindfulness And FI | Cory Muscara | ChooseFI Ep 61 "Influence, New and Expanded: The Psychology of Persuasion" By Robert Cialdini Headspace "The Body Keeps the Score: Brain, Mind, and Body in the Healing of Trauma" by Bessel van der Kolk MD <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and FI Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,050 or More With These 3 Cash Back Cards <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Find a new side hustle with one of our Educational Courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list --> <!-- /wp:list -->
16/10/2349m 54s

458 | A Healthy State of Panic | Farnoosh Torabi

In this episode: fear, anxiety, FOMO, talking about money, endings, self development, exposure, and the fear of loneliness. This week we are joined by Farnoosh Tarabi where we will be discussing the topic of fear and anxiety, reinterpreting FOMO, and how to recognize and use your fears and anxieties to work with you in order to reach your financial goals. While we can sometimes interpret our own fear as a weakness, many times these fears and anxieties can be a secret weapon, ones that motivate us and usher in necessary change that can make a difference in the path that we are on. In some cases, it can be a fear of missing out on opportunities. Other times it can be a fear of endings. But no matter the fears, learning to recognize the underlying feelings and meanings can ultimately help you on the path to FI! Remember, an important part of this journey requires introspection, and while it may be uncomfortable to sit with your fears and anxieties, working with them, rather than against them may just be the superpower you didn’t know you had.  Farnoosh Torabi: Check out Farnoosh's new book "A Healthy State of Panic! Follow Your Fears to Build Wealth, Crush Your Career, and Win at Life" <!-- wp:heading --> Timestamps: <!-- /wp:heading --> <!-- wp:list --> <!-- wp:list-item --> 2:12 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:24 - The Other Side of Anxiety's Coin <!-- /wp:list-item --><!-- wp:list-item --> 8:23 - Fear and Finance/Talking About Money <!-- /wp:list-item --><!-- wp:list-item --> 16:41 - The Fear of Rejection <!-- /wp:list-item --><!-- wp:list-item --> 25:22 - The Fear of Missing Out/The Fear of Loneliness <!-- /wp:list-item --><!-- wp:list-item --> 39:33 - The Fear of Exposure <!-- /wp:list-item --><!-- wp:list-item --> 45:29 - The Fear of Endings <!-- /wp:list-item --><!-- wp:list-item --> 50:03 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> So Money Podcast <!-- /wp:list-item --><!-- wp:list-item --> "The Anatomy of Anxiety: Understanding and Overcoming the Body's Fear Response" by Ellen Vora <!-- /wp:list-item --><!-- wp:list-item --> "When She Makes More" by Farnoosh Torabi <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and FI Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,050 or More With These 3 Cash Back Cards <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Find a new side hustle with one of our Educational Courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
09/10/2350m 42s

457 | Mailbag: Cover Your Expenses | Rachael Camp

In this episode: the 4% rule, second generation FI, retirement saving, 529's, 401k's, and is it too late for FI? This week we joined by Rachael Camp of Camp Wealth for another installment of Mail Bag, where we will be answering some questions sent in by our listeners. Together, we cover topics surrounding the 4 percent rule, starting the FI journey “late”, the importance of tax diversity in your retirement accounts, and the potential benefits and drawbacks to 529 plans. On the path to FI, the community this journey brings can be the best resource, and answering any questions you may have is our way to ensure you’re well on your way to FI, as well as help others in the community who may be navigating similar scenarios! Rachael Camp: <!-- wp:list --> <!-- wp:list-item --> Website: rachaelcampwealth.com <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @camp_wealth <!-- /wp:list-item --> Please note: Rachael Camp offers advisory Services through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600. Camp Wealth is not affiliated with the CFD companies. <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:09 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:22 - Can It Be Too Late For FI?/Credit Card Debt <!-- /wp:list-item --><!-- wp:list-item --> 18:25 - The 4% Rule And Early Retirement <!-- /wp:list-item --><!-- wp:list-item --> 27:02 - Withdrawing Earnings <!-- /wp:list-item --><!-- wp:list-item --> 40:06 - Not Maxing Out Your 401k? <!-- /wp:list-item --><!-- wp:list-item --> 50:03 - 529's and Financial Aid <!-- /wp:list-item --><!-- wp:list-item --> 57:04 - Second Generation FI <!-- /wp:list-item --><!-- wp:list-item --> 72:10 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --><!-- wp:list-item --> The Safe Withdrawal Rate Series <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" By Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> FICalc <!-- /wp:list-item --><!-- wp:list-item --> How and Why to Set up a Roth IRA Conversion Ladder <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and FI Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,050 or More With These 3 Cash Back Cards <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Find a new side hustle with one of our Educational Courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
02/10/231h 12m

456 | Taking a Step to FI | September Roundup with Ginger

In this episode: the importance of starting, everything is negotiable, talentstacking, building your flywheel, and Ginger! As September comes to a close, it’s once again time for another Roundup episode! This week we are rejoined by Ginger, where we will be revisiting the topics of our September episodes and discussing our favorite takeaways and the talking points that stood out to us. From the importance of perseverance on your path to FI and embracing the community this journey brings, and negotiating salary with confidence, to finally skill stacking and the teaching opportunities it may bring for you and others! So lets look back on what FI can look like from the different points of view of our past month’s guests, and move into October better informed and better prepared!  Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:35 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:02 - Taxes And After-Tax Brokerage Accounts <!-- /wp:list-item --><!-- wp:list-item --> 9:55 - The Importance Of Starting/Community <!-- /wp:list-item --><!-- wp:list-item --> 19:52 - Decision Making Strategy/Focusing On The Future <!-- /wp:list-item --><!-- wp:list-item --> 23:53 - Everything Is Negotiable/Being Prepared And Doing the Work <!-- /wp:list-item --><!-- wp:list-item --> 31:31 - Talentstacking And Building Your Flywheel <!-- /wp:list-item --><!-- wp:list-item --> 36:14 - What Your Money Can Do For You <!-- /wp:list-item --><!-- wp:list-item --> 41:55 - Reviews And Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> FI is Fun <!-- /wp:list-item --><!-- wp:list-item --> From Food Stamps to FI | Theresa | ChooseFI Ep 453 <!-- /wp:list-item --><!-- wp:list-item --> Find Your Local ChooseFI Group <!-- /wp:list-item --><!-- wp:list-item --> CampFI <!-- /wp:list-item --><!-- wp:list-item --> EconoME Conference <!-- /wp:list-item --><!-- wp:list-item --> "Widen the Window: Training Your Brain and Body to Thrive During Stress and Recover from Trauma" by Elizabeth A. Stanley <!-- /wp:list-item --><!-- wp:list-item --> Salary Negotiation & Early Retirement | Financial Mechanic | ChooseFI Ep 454 <!-- /wp:list-item --><!-- wp:list-item --> Creating Your Entrepreneurial Flywheel | Nathan Barry | Ep 455 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and FI Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,050 or More With These 3 Cash Back Cards <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Find a new side hustle with one of our Educational Courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
25/09/2345m 52s

455 | Creating Your Entrepreneurial Flywheel | Nathan Barry

In this episode: it's not easy it's simple, the flywheel, being consistent, skilling up, the gift of time, and what money can provide. This week we are joined by founder and creator of ConvertKit, Nathan Barry to discuss his entrepreneurial journey and how the fundamentals of FI helped drive him to create and build a successful business. We often discuss the importance of skill stacking when on the journey to FI, but we sometimes forget to touch on the trial and error that comes with learning and creating something new for yourself. While you can’t expect to start something new and be faced with little to no challenges, this leaves more opportunities for personal growth and important lessons! So whether it’s learning a new side hustle or starting a business, it’s important to remember that you may not always know how to do something perfect when you begin. You should not count yourself out or give up when you don’t see instant results, but rather reach out to new communities and take the lessons in stride! Though it takes time and effort, it’s worth it! Nathan Barry: <!-- wp:list --> <!-- wp:list-item --> Website/Newsletter: nathanbarry.com <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @nathanbarry <!-- /wp:list-item --><!-- wp:list-item --> Business: convertkit.com <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:23 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:24 - Nathan and FI <!-- /wp:list-item --><!-- wp:list-item --> 15:56 - Not Burning the Boats <!-- /wp:list-item --><!-- wp:list-item --> 22:26 - It's Not Easy, But it's Simple/Unique Messengers <!-- /wp:list-item --><!-- wp:list-item --> 33:00 - Being Consistent, Showing Up, and Skilling Up <!-- /wp:list-item --><!-- wp:list-item --> 44:22 - The Flywheel <!-- /wp:list-item --><!-- wp:list-item --> 58:01 - What Money Can Provide/The Gift of Time <!-- /wp:list-item --><!-- wp:list-item --> 70:16 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Mr. Money Mustache <!-- /wp:list-item --><!-- wp:list-item --> Physician on FIRE <!-- /wp:list-item --><!-- wp:list-item --> "The $100 Startup: Reinvent the Way You Make a Living, Do What You Love, and Create a New Future" By Chris Guillebeau <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> The Tail End <!-- /wp:list-item --><!-- wp:list-item --> School of Greatness Podcast <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and FI Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,050 or More With These 3 Cash Back Cards <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Find a new side hustle with one of our Educational Courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
18/09/231h 12m

454 | Salary Negotiation & Early Retirement | Financial Mechanic

In this episode: salary negotiation, knowing your worth, doing your own research, anchoring, and facing job offers. We often talk about the importance of shifting out of a scarcity mindset towards an abundant one, and this can mean leaving a job for a new one, or even asking for a higher wage. But how do you overcome the guilty feelings that can arise when wanting to level up? This week we are re-joined by the Financial Mechanic to discuss the art and steps to successful salary negotiating, from doing your research to collaboratively working with hiring managers, and learning to handle the discomfort and self doubt that can come when asking for more. While negotiating can make you feel uncomfortable or even intimidated, it’s important to remind yourself that asking for what you want does not mean you are begging. Rather, it means you know your worth and are advocating for yourself and your future! Though it takes practice, learning how to confidently negotiate can make a difference in your present but make all the difference in your future and your FI goals!  Financial Mechanic: <!-- wp:list --> <!-- wp:list-item --> Website: financialmechanic.com <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @fimechanic <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:05 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 5:21 - The Win-Win of Salary Negotiation <!-- /wp:list-item --><!-- wp:list-item --> 14:40 - Delay Talking About Salary <!-- /wp:list-item --><!-- wp:list-item --> 18:42 - Doing Your Research <!-- /wp:list-item --><!-- wp:list-item --> 25:33 - Knowing Your Worth <!-- /wp:list-item --><!-- wp:list-item --> 29:21 - The Negotiation <!-- /wp:list-item --><!-- wp:list-item --> 36:44 - Negotiation is About More Than Salary <!-- /wp:list-item --><!-- wp:list-item --> 41:10 - Accepting, Rejecting, and Making Your Decision <!-- /wp:list-item --><!-- wp:list-item --> 44:49 - Updates From The Financial Mechanic <!-- /wp:list-item --><!-- wp:list-item --> 53:25 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | Ep 211 <!-- /wp:list-item --><!-- wp:list-item --> Glassdoor <!-- /wp:list-item --><!-- wp:list-item --> 1 Year of Early Retirement (With Numbers) <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and FI Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,050 or More With These 3 Cash Back Cards <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Find a new side hustle with one of our Educational Courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
11/09/2354m 59s

453 | From Food Stamps to FI | Theresa

In this episode: the importance of community, finding financial literacy, pulling the levers of FI, and the hot seat. We’ve heard incredible stories of FI from many of our listeners, but this week we are lucky to hear from someone who overcame so much in order to achieve the life she always wanted. This week we are joined by one of our listeners Teresa, where we discuss her incredible story of navigating and overcoming debt as a single mother to building a strong foundation of financial literacy and knowledge for herself and her daughters! Some of us on the path to FI may not have grown up surrounded by great financial models, and maybe some of our listeners may feel overwhelmed with the new tips and knowledge that FI brings, but please remember that feeling unprepared is no reason to count yourself out on this journey! Your past failures or mistakes shouldn’t hold you back from building the life you want and the life you deserve, but rather they should motivate you to learn and grow into the best future version of yourself! Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:06 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:52 - Theresa's Story <!-- /wp:list-item --><!-- wp:list-item --> 9:02 - Awakening <!-- /wp:list-item --><!-- wp:list-item --> 16:31 - Finding Financial Literacy and What Came With It <!-- /wp:list-item --><!-- wp:list-item --> 22:22 - The Importance of Community <!-- /wp:list-item --><!-- wp:list-item --> 31:36 - You've Recovered Financially, Now What? <!-- /wp:list-item --><!-- wp:list-item --> 39:43 - Pulling The Levers of FI <!-- /wp:list-item --><!-- wp:list-item --> 49:02 - The Opportunity FI Provides <!-- /wp:list-item --><!-- wp:list-item --> 55:37 - Theresa Takes The Hot Seat <!-- /wp:list-item --><!-- wp:list-item --> 64:41 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Dave Ramsey <!-- /wp:list-item --><!-- wp:list-item --> Coach Carson <!-- /wp:list-item --><!-- wp:list-item --> "Everyday Cheapskate's Greatest Tips" By Mary Hunt <!-- /wp:list-item --><!-- wp:list-item --> "Retire Inspired: It's Not an Age, It's a Financial Number" By Chris Hogan <!-- /wp:list-item --><!-- wp:list-item --> Financial Peace Graduates | What Next? | Andy Hill | ChooseFI Ep 68 <!-- /wp:list-item --><!-- wp:list-item --> Welcome To The FI Community | ChooseFI Ep. 100 <!-- /wp:list-item --><!-- wp:list-item --> "The Simple Path to Wealth: Your road map to financial independence and a rich, free life" By J.L. Collins <!-- /wp:list-item --><!-- wp:list-item --> Grumpus Maximus <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and FI Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,050 or More With These 3 Cash Back Cards <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Find a new side hustle with one of our Educational Courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
04/09/231h 5m

452 | This is Not a Dress Rehearsal | August Roundup with Katie

In this episode: spending for value, mastering your finances, what nourishes you, limiting beliefs, and getting the best out of yourself. The end of August is rapidly approaching which means it is time for another round-up episode. To close out the month this time we are joined by Katie Gatti from "Money with Katie" to discuss all the lessons we picked up from the last month of ChooseFI! Whether it's planning a mini-retirement, designing what your want your life to look like, or forming your identity statements, our wonderful August guests have provided some amazing blueprints for you to start becoming the best version of yourself. So now that the summer is ending, it seems like a great time to take action on what we have learned together! Katie Gatti: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Website: moneywithkatie.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: The Money With Katie Show <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 1:11 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:34 - Spending For What You Value <!-- /wp:list-item --><!-- wp:list-item --> 9:59 - Getting The Best Out Of Yourself <!-- /wp:list-item --><!-- wp:list-item --> 14:26 - Claiming The Life You Want <!-- /wp:list-item --><!-- wp:list-item --> 24:59 - Mastering Your Financials First <!-- /wp:list-item --><!-- wp:list-item --> 33:20 - Limiting Beliefs <!-- /wp:list-item --><!-- wp:list-item --> 44:48 - It's Not Too Late To Start/What Nourishes You? <!-- /wp:list-item --><!-- wp:list-item --> 50:42 - Identity Statements <!-- /wp:list-item --><!-- wp:list-item --> 54:38 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Why Decluttering Can Lead to Increased Brain Power <!-- /wp:list-item --><!-- wp:list-item --> "Goodbye, Things: The New Japanese Minimalism" by Fumio Sasaki <!-- /wp:list-item --><!-- wp:list-item --> Rubber Ducks and Systems for Land Investing | ChooseFI Ep 449 <!-- /wp:list-item --><!-- wp:list-item --> Mini-Retirements to Accelerate Your Path to FI | Jillian Johnsrud | ChooseFI Ep 451 <!-- /wp:list-item --><!-- wp:list-item --> Catching up to FI | Becky Heptig & Bill Yount | Ep 450 <!-- /wp:list-item --><!-- wp:list-item --> "Four Thousand Weeks: Time Management for Mortals" by Oliver Burkeman <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> Miss Excel <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
28/08/2356m 1s

451 | Mini-Retirements to Accelerate Your Path to FI | Jillian Johnsrud

In this episode: mini-retirements, building fun into your life, structuring and planning mini-retirements, negotiating, and gaining momentum. When pursuing your FI goal, it can feel like you are on a set trajectory, and picking up new habits or hobbies can seem overwhelming because you don’t have the time to focus on them. However, you should never feel held back from starting something new! This week we are joined by Jillian Johnsrud to define and discuss the mini-retirement strategy, and how taking a break to recover, relax, and re-strategize can propel you towards your FI goals! Sometimes the thought of taking a break can seem scary, or even the thought of relaxing can be more stressful than it's meant to be. But, taking the time and space away from your usual structure can allow you the space and bandwidth to pursue other avenues that you are passionate about! While the thought of a mini-retirement can leave you feeling unstructured from your usual 9-5, it can usher in more time for hobbies, side hustles, or even new jobs! So, while your journey to FI may be filled with rules and guidelines set in place to help you reach your FI goal, remember that there is no harm in taking an active rest in order to restructure your goals and re-motivate you!  Jillian Johnsrud: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Website: jillianjohnsrud.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: Everyday Courage <!-- /wp:list-item --><!-- wp:list-item --> Book: "Fire the Haters: Finding Courage to Create Online in a Critical World" <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 0:59 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:34 - Building Fun Into Your Life <!-- /wp:list-item --><!-- wp:list-item --> 12:25 - The Purpose of Mini-Retirements <!-- /wp:list-item --><!-- wp:list-item --> 19:35 - Structuring A Mini Retirement And Avoiding Mistakes <!-- /wp:list-item --><!-- wp:list-item --> 28:25 - Gaining Momentum In A Mini-Retirement <!-- /wp:list-item --><!-- wp:list-item --> 37:17 - Mini-Retirement Negotiation <!-- /wp:list-item --><!-- wp:list-item --> 45:55 - Planning A Mini-Retirement <!-- /wp:list-item --><!-- wp:list-item --> 50:42 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> "Influence : The Psychology of Persuasion" by Robert Cialdini <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
21/08/2351m 34s

450 | Catching up to FI | Becky Heptig & Bill Yount

In this episode: changing your mindset, starting FI at 50, the pros and cons of starting late, and facing your faults. We always say on this show that FI is for everyone, but our guests Becky Heptig and Bill Yount really embody this message. As hosts of the "Catching Up to FI" podcast, Becky and Bill are a fantastic resource for those who have found FI later in life and still would like to give it a go despite the delayed start! While FI looks different for everyone and can be influenced by when you start, we agree with Bill and Becky in saying becoming intentional with your finances is always a positive decision, no matter when you do it in life. Although your path may look different from those who started earlier, you would still be taking steps to better your life inside and around your finances. Perfection isn't the goal, improvement is what we strive for, and a positive step is still a step in the right direction! Becky Heptig & Bill Yount: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Website: catchinguptofi.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: Catching Up to FI <!-- /wp:list-item --><!-- wp:list-item --> Facebook: Catching Up to FI Facebook Group <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 1:10 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:29 - Changing Your Mindset and Facing Your Faults <!-- /wp:list-item --><!-- wp:list-item --> 14:32 - Taking Late Action <!-- /wp:list-item --><!-- wp:list-item --> 21:34 - Getting Stuck and Overcoming It <!-- /wp:list-item --><!-- wp:list-item --> 24:28 - Starting FI at 50 <!-- /wp:list-item --><!-- wp:list-item --> 33:25 - Is It Ever Too Late To Start FI? <!-- /wp:list-item --><!-- wp:list-item --> 40:00 - The Pros and Cons of Starting Late <!-- /wp:list-item --><!-- wp:list-item --> 44:45 - The Growth of Those Catching Up to FI <!-- /wp:list-item --><!-- wp:list-item --> 48:22 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Is It Too Late? | Becky Heptig | ChooseFI Ep. 152 <!-- /wp:list-item --><!-- wp:list-item --> The Shockingly Simple Math Behind Early Retirement <!-- /wp:list-item --><!-- wp:list-item --> Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean Mullaney | ChooseFI Ep 447 <!-- /wp:list-item --><!-- wp:list-item --> Dave Ramsey <!-- /wp:list-item --><!-- wp:list-item --> JL Collins <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
14/08/2349m 29s

449 | Rubber Ducks and Systems for Land Investing

In this episode: determining your FI goals, real estate investing, land investing, liquidity, and proof of concept. Whether you are new to FI or have achieved it, you have probably noticed a big change not only in how you live your life, but how you perceive yourself. You may be more intentional and strive to make changes in all areas of your life, not just financial ones. This week we are joined by our friend JT Olmstead to discuss the ins and outs of land investing, as well as talk about the importance of  having the right mentality to accomplish your goals and become the best version of yourself. While on the journey to FI, you may feel momentum and motivation to keep pushing towards your FI number, but oftentimes the journey doesn’t end when you get to the finish line. A large part of this journey is learning from failures, changing your goals, and changing your plans as you change!  Though your plans and goals may not always be accomplished the way you think, having the right mindset throughout this journey will be just as beneficial to you as having plans in place.  Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 0:56 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 5:20 - Determining Your FI Goals <!-- /wp:list-item --><!-- wp:list-item --> 11:34 - The Top End of Your Capabilities/The Skill Of Saying No <!-- /wp:list-item --><!-- wp:list-item --> 22:01 - Real Estate Investing <!-- /wp:list-item --><!-- wp:list-item --> 27:43 - Transitioning to Land Investing <!-- /wp:list-item --><!-- wp:list-item --> 32:16 - The Intersection of FI and Real Estate Investing <!-- /wp:list-item --><!-- wp:list-item --> 42:12 - Personal Proof of Concept/Land Investing <!-- /wp:list-item --><!-- wp:list-item --> 48:17 - Liquidity/Structuring Buying and Selling Systems <!-- /wp:list-item --><!-- wp:list-item --> 59:52 - Resources For Land Investing/Where to Start <!-- /wp:list-item --><!-- wp:list-item --> 62:59 - The Hot Seat <!-- /wp:list-item --><!-- wp:list-item --> 72:12 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Camp FI <!-- /wp:list-item --><!-- wp:list-item --> Mr. Money Mustache <!-- /wp:list-item --><!-- wp:list-item --> Small and Mighty Real Estate Investor | Chad Carson | ChooseFI Ep 446 <!-- /wp:list-item --><!-- wp:list-item --> Biggerpockets <!-- /wp:list-item --><!-- wp:list-item --> FIRE Drill Podcast <!-- /wp:list-item --><!-- wp:list-item --> Seth Williams RE Tipster <!-- /wp:list-item --><!-- wp:list-item --> Annie Duke <!-- /wp:list-item --><!-- wp:list-item --> Casual Fridays Podcast <!-- /wp:list-item --><!-- wp:list-item --> "The Comfort Crisis: Embrace Discomfort To Reclaim Your Wild, Happy, Healthy Self" by Michael Easter <!-- /wp:list-item --><!-- wp:list-item --> Join ChooseFI's Facebook Group! <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
07/08/231h 12m

448 | July Roundup: Working Backwards Into FI

As this month comes to a close, we think it’s only fitting to reflect on what July’s incredible guests have had to say, and what new knowledge and perspectives they’ve brought to the table. This week we are back with Ginger and introducing a more structured Round-Up, where we will be revisiting topics from this past month's episodes and discussing our favorite moments and takeaways. While the subjects of this month's episodes have varied from spending for happiness to understanding Roth conversions, there is still more to learn and unpack before moving onto August!  Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 1:44 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:17 - Listener Updates/Travel Rewards <!-- /wp:list-item --><!-- wp:list-item --> 7:08 - Spending for Happiness <!-- /wp:list-item --><!-- wp:list-item --> 18:35 - Saving Addiction <!-- /wp:list-item --><!-- wp:list-item --> 22:01 - The Fundamental Truths of Investing <!-- /wp:list-item --><!-- wp:list-item --> 31:12 - The Small and Mighty Real Estate Investor <!-- /wp:list-item --><!-- wp:list-item --> 41:11 - Roth Conversions/Breaking Up with Your Financial Advisor <!-- /wp:list-item --><!-- wp:list-item --> 49:50 - Purposefully Not Optimizing <!-- /wp:list-item --><!-- wp:list-item --> 55:58 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- /wp:list --> <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> The Invisible Nature of Spending | Ginger Roundup | ChooseFI Ep 443 <!-- /wp:list-item --><!-- wp:list-item --> ChooseFI’s Top 10 Recommended Travel Rewards Cards <!-- /wp:list-item --><!-- wp:list-item --> Spending for Happiness | Carl Jensen & Doug Cunnington | ChooseFI Ep 444 <!-- /wp:list-item --><!-- wp:list-item --> Cometeer <!-- /wp:list-item --><!-- wp:list-item --> Fundamental Truths of Investing | Brian Feroldi | ChooseFI Ep 445 <!-- /wp:list-item --><!-- wp:list-item --> Small and Mighty Real Estate Investor | Chad Carson | ChooseFI Ep 446 <!-- /wp:list-item --><!-- wp:list-item --> Nick Magguilli Return on Hassle <!-- /wp:list-item --><!-- wp:list-item --> Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean Mullaney | Ep 447 FI is Fun <!-- /wp:list-item --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list -->
31/07/2356m 28s

447 | Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean Mullaney

In this episode: financial advisor breakups, I bonds, the 4% rule, second generation FI, Roth IRAs, and the listener mailbag. Breakups are hard, but breaking up with financial advisor can be harder given the minutia that is often involved in doing so. It's good to have friends to lean on in times like this, which is exactly why we have the FI Tax Guy himself Sean Mullaney with us to help! Listen along as he and Brad dip back into the listener mailbag this week and discuss a plethora of topics submitted by YOU the listener! Sean Mullaney: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Website: fitaxguy.com <!-- /wp:list-item --><!-- wp:list-item --> Sean's Roth IRA Blog Post: How I Learned To Stop Worrying About The Roth IRA 5 Year Rules <!-- /wp:list-item --> Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 0:43 - Introduction/Breaking Up With Your Financial Advisor <!-- /wp:list-item --><!-- wp:list-item --> 15:13 - The Taxable Nature of Financial Breakups <!-- /wp:list-item --><!-- wp:list-item --> 22:11 - I Bonds <!-- /wp:list-item --><!-- wp:list-item --> 29:12 - The 4% Rule and Age <!-- /wp:list-item --><!-- wp:list-item --> 35:40 - Second Generation FI and Accounts <!-- /wp:list-item --><!-- wp:list-item --> 43:48 - Early Roth IRA Conversions <!-- /wp:list-item --><!-- wp:list-item --> 48:18 - Roth IRA's and 5 Year Rules <!-- /wp:list-item --><!-- wp:list-item --> 57:24 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Early Retirement Now <!-- /wp:list-item --><!-- wp:list-item --> BiggerPockets Money Podcast <!-- /wp:list-item --><!-- wp:list-item --> Join ChooseFI's Facebook Group <!-- /wp:list-item --><!-- wp:list-item --> Make Your Kid a Millionaire: Roth IRA for Kids <!-- /wp:list-item --><!-- wp:list-item --> The Wealth Letters <!-- /wp:list-item --><!-- wp:list-item --> Jillian Johnsrud <!-- /wp:list-item --><!-- wp:list-item --> The Roth IRA Conversion Ladder | A Case Study | ChooseFI Ep. 17r <!-- /wp:list-item --><!-- wp:list-item --> Roth IRA Conversion Ladder Case Study | ChooseFI Ep. 163r <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
24/07/2357m 56s

446 | Small and Mighty Real Estate Investor | Chad Carson

In this episode: designing your life, real estate investing, pain points, working backward, and finding your sweet spot. This week we are rejoined by friend of the podcast Chad Carson to discuss his new book "The Small and Mighty Real Estate Investor: How to Reach Financial Freedom with Fewer Rental Properties," as well as cover some strategies he’s picked up during his real estate investing journey. While investing in real estate can be a full time job, for many listeners it can also be seen as a way to generate additional income. Although getting started can seem a little daunting, Chad offers excellent insights on how to confidently begin real estate investing and stay motivated towards having your investments align with your personal goals and desired life! Chad Carson: Get 10% off Chad's book coming out on July 20th, "The Small and Mighty Real Estate Investor: How to Reach Financial Freedom with Fewer Rental Properties," with the promo-code "choosefi" Timestamps: <!-- wp:list-item --> 1:02 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:34 - Designing Your Life <!-- /wp:list-item --><!-- wp:list-item --> 14:36 - Walkability and Location <!-- /wp:list-item --><!-- wp:list-item --> 23:39 - Buying Around Pain Points <!-- /wp:list-item --><!-- wp:list-item --> 28:08 - Working Backwards for Solutions <!-- /wp:list-item --><!-- wp:list-item --> 34:55 - Transition From Buying to Paying Off <!-- /wp:list-item --><!-- wp:list-item --> 43:52 - Working In Your Sweet Spot <!-- /wp:list-item --><!-- wp:list-item --> 52:02 - What You Can't Outsource <!-- /wp:list-item --><!-- wp:list-item --> 57:10 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> "The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich" By Timothy Ferriss <!-- /wp:list-item --><!-- wp:list-item --> Strong Towns <!-- /wp:list-item --><!-- wp:list-item --> Of Dollars and Data <!-- /wp:list-item --><!-- wp:list-item --> "Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence" by Vicki Robin, Joe Dominguez, and Mr. Money Moustache <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->  
17/07/231h

445 | Fundamental Truths of Investing | Brian Feroldi

In this episode: investing, losing money hurts, pessimism, optimism, index funds, psychology, history, and building wealth. Whether you're a confident investor or weary of playing the market, there is still a lot to be learned when it comes to your investments. This week we are re-joined by friend of the podcast Brian Feroldi to discuss important truths and takeaways he’s learned as a decades-long investor, from navigating the psychology and history of the market, to focusing on longevity and simplicity rather than getting rich quick. When listening to this episode, remember that playing the market doesn’t have to be a complicated game, and no one should feel un-equipped to invest! Just be sure to understand that investing will never be a perfect journey, and preparing yourself for low points may help you make better decisions in the long run! Brian Feroldi: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Website: brianferoldi.com <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @brianferoldi <!-- /wp:list-item --><!-- wp:list-item --> Book: “Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren’t” By Brian Feroldi <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 0:41 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:27 - You Will Be Wrong <!-- /wp:list-item --><!-- wp:list-item --> 9:45 - Losing Money HURTS <!-- /wp:list-item --><!-- wp:list-item --> 12:54 - Humans Are Naturally Bad Investors <!-- /wp:list-item --><!-- wp:list-item --> 16:09 - Pessimism And Optimism <!-- /wp:list-item --><!-- wp:list-item --> 20:22 - The Power Of Index Funds <!-- /wp:list-item --><!-- wp:list-item --> 22:31 - The Power Of History And Psychology <!-- /wp:list-item --><!-- wp:list-item --> 24:45 - Avoiding Ruin Is A Skill <!-- /wp:list-item --><!-- wp:list-item --> 28:56 - Keeping It Simple <!-- /wp:list-item --><!-- wp:list-item --> 35:24 - To Build Wealth, You Need To Invest <!-- /wp:list-item --><!-- wp:list-item --> 37:50 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> "Poor Charlie’s Almanack: The Essential Wit and Wisdom of Charles T. Munger" by Charles T. Munger <!-- /wp:list-item --><!-- wp:list-item --> "The Psychology of Money: Timeless lessons on wealth, greed, and happiness" by Morgan Housel <!-- /wp:list-item --><!-- wp:list-item --> "Expectations Investing: Reading Stock Prices for Better Returns" by Michael J. Mauboussin <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
10/07/2338m 22s

444 | Spending for Happiness | Carl Jensen & Doug Cunnington

In this episode: the phases of FI, your spending framework, dying with zero, changing your anchor points, and the value of time. This podcast offers insight to what the path to FI can look like for listeners, and while we usually speak broadly to our listeners who are all at different stages of FI, it’s important to look back, as well as look forward to see how this journey has changed for us. This week we are joined by Carl Jensen and Doug Cunnington of Mile High FI to talk about the evolution of the FI movement from when we all began this journey, as well as reflect and discuss the trends and important takeaways of where we see the FI movement going. While finding your own balance is important in all parts of life, finding balance while on the FI journey is just as important! Learning to become intentional with your spending is also important. It can be extremely beneficial to your life to learn healthier ways to spend rather than deprive yourself of some of the most important items or experiences that bring you joy! So remember, whether you are at the beginning or well on your way towards reaching your FI goal, you will evolve with FI over time and application, just as FI will evolve around you!  Mile High FI: Website: milehighfi.com Podcast: Mile High FI Newsletter: Join The Mile High FI Club Timestamps: 1:25 – Introduction 4:41 – The Phases of FI 11:18 – Building Your Life-Spending Framework 18:31 – What’s Worth Spending On 26:16 – Re-Evaluating Anchor Points 33:43 – The Value of Saving Time 42:22 – Dying With Zero 51:02 – Why Wait For Death To Help Your Loved Ones Fiscally? 56:32 – Buying A Concert 59:30 – Conclusion Resources Mentioned In Today’s Episode: The Skill of Spending | Mr. Money Mustache | ChooseFI Ep 432 The Tim Ferris Show Episode 661 The Mad Fientist “Die With Zero: Getting All You Can from Your Money and Your Life” by Bill Perkins The Tail End “Outlive: The Science and Art of Longevity” by Dr. Peter Attia Subscribe to The FI Weekly! More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI’s 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Keep learning or start a new side hustle with one of our educational courses Commission-Free Investing with M1 Finance
03/07/231h 1m

443 | The Invisible Nature of Spending | Ginger Roundup

In this episode: travel rewards, credit cards, the true cost of buying a car, health, retirement, and community wins. This week we are re-joined by Ginger for another Round-Up episode where we will briefly discuss travel rewards, updates on Ginger’s credit card journey, the value of implementing new habits, and also dip into the listener mailbag! Over the course of this podcast we often discuss the importance of taking action and making changes in your life to not only achieve FI but also improve your life overall. While we know changes don’t happen overnight, (just as no one can reach their FI goal overnight) it’s important to remember that sometimes the best thing you can do is take action little by little. Sometimes this means budgeting, and other times it can mean breaking free from an unhealthy frugal mindset in order improve your quality of life! Whatever the changes you wish to make or habits you want to create are, remember it's never too late to begin!  Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 0:10 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 0:29 - Travel Rewards <!-- /wp:list-item --><!-- wp:list-item --> 6:52 - Global Entry/Credit Cards <!-- /wp:list-item --><!-- wp:list-item --> 16:30 - The True Cost Of Buying A Car <!-- /wp:list-item --><!-- wp:list-item --> 25:49 - Health, Fitness, and Habits <!-- /wp:list-item --><!-- wp:list-item --> 39:44 - Pensions and Retirement Numbers <!-- /wp:list-item --><!-- wp:list-item --> 48:22 - Community Wins <!-- /wp:list-item --><!-- wp:list-item --> 54:34 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Dollars and Sense | Clint Murphy & Ginger | ChooseFI Ep 438 <!-- /wp:list-item --><!-- wp:list-item -->  “Dollars and Sense: How We Misthink Money and How to Spend Smarter” By Jeff Kreisler and Dan Ariely <!-- /wp:list-item --><!-- wp:list-item --> Featured Travel Rewards Articles <!-- /wp:list-item --><!-- wp:list-item --> Rewards Credit Card Offers From Our Partners <!-- /wp:list-item --><!-- wp:list-item --> Outside 365 | Greg Heil | ChooseFI Ep 433 <!-- /wp:list-item --><!-- wp:list-item --> "Outlive: The Science and Art of Longevity" by Dr. Peter Attia <!-- /wp:list-item --><!-- wp:list-item --> The Valuist Returns | FI Roundup with Bo Loy | ChooseFI Ep 441 <!-- /wp:list-item --><!-- wp:list-item --> Atomic Habits | James Clear | ChooseFI Ep 157 <!-- /wp:list-item --><!-- wp:list-item --> "Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones" by James Clear <!-- /wp:list-item --><!-- wp:list-item --> The Golden Albatross | Grumpus Maximus | ChooseFI Ep 57 <!-- /wp:list-item --><!-- wp:list-item --> The Golden Albatross | Grumpus Maximus | ChooseFI Ep 227 <!-- /wp:list-item --><!-- wp:list-item --> Is Your Pension Healthy? | ChooseFI Ep 316 <!-- /wp:list-item --><!-- wp:list-item --> "The Golden Albatross: How To Determine If Your Pension Is Worth It" by Grumpus Maximus <!-- /wp:list-item --><!-- wp:list-item --> FI Is Fun <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
26/06/2354m 53s

442 | Intermediate Travel Rewards

In this episode: the travelers triangle, booking early, flexibility, planning, hotels, and knowing you are getting a deal. This week Suzy joins us for a new installment of travel rewards tips, where we will be diving deeper into how you can optimize your savings and travel points to get the most out of your travels. While the subject matter we are tackling today may be more useful to listeners who have already acquired the necessary credit cards and travel points, there is still a lot of helpful information you can use when planning your next trip! So whether that's learning to book early and play around with the sites mentioned on today's episode, or allowing flexibility to mitigate the stress of traveling, this episode is here to act as an additional resource to those learning to take advantage of what their travel points can offer. Timestamps:  <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 1:24 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 6:09 - The Travelers Triangle <!-- /wp:list-item --><!-- wp:list-item --> 12:31 - Booking Ahead Of Time <!-- /wp:list-item --><!-- wp:list-item --> 23:28 - Tools For Travel Rewards <!-- /wp:list-item --><!-- wp:list-item --> 33:14 - Flexibility And Planning <!-- /wp:list-item --><!-- wp:list-item --> 45:10 - FI Booking Processes 57:57 - Taxes,Fees, And Knowing Your Getting A Deal 64:06 - Hotels 70:45 - Conclusion <!-- /wp:list-item --><!-- wp:list-item --> <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> ChooseFI Travel Rewards <!-- /wp:list-item --><!-- wp:list-item --> CashFreely and Travel Freely Signup Links <!-- /wp:list-item --><!-- wp:list-item --> Seats.aero <!-- /wp:list-item --><!-- wp:list-item --> point.me <!-- /wp:list-item --><!-- wp:list-item --> BoundlessMiles <!-- /wp:list-item --><!-- wp:list-item --> Max Miles Instagram <!-- /wp:list-item --><!-- wp:list-item --> Max Miles Website <!-- /wp:list-item --><!-- wp:list-item --> GeoBreeze Travel Podcast <!-- /wp:list-item --><!-- wp:list-item --> Bens Big Deal <!-- /wp:list-item --><!-- wp:list-item --> Frequent Traveler University <!-- /wp:list-item --><!-- wp:list-item --> Frequent Miler On The Air <!-- /wp:list-item --><!-- wp:list-item --> Sonic Travelers <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
19/06/231h 11m

441 | The Valuist Returns | FI Roundup with Bo Loy

In this episode: the continuum of FI, skilling up, chasing true value, the power of connection, and second generation FI. This week we are rejoined by friend of the podcast Bo Loy to talk about finding value on the FI journey, drowning out the "noise,"  and the importance of not depriving yourself of happiness in order to reach your FI goal. While the journey to FI does require you to make financial changes and pick up new habits that can launch you towards financial independence, the purpose of this journey is never to deprive or restrict yourself in order to reach your goal. No matter when you begin this journey, the goal in mind should be taking steps in order to improve your life both financially AND mentally. Not sacrificing the things that bring value to it! There's a lot to learn on the path to FI, but it’s important to remember that what you are working towards is more than just a number, it's personal happiness, fulfillment, and more!  Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 0:58 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:37 - The Continuum of FI <!-- /wp:list-item --><!-- wp:list-item --> 11:51 - Skilling Up <!-- /wp:list-item --><!-- wp:list-item --> 15:44 - Life Updates <!-- /wp:list-item --><!-- wp:list-item --> 25:59 - Chasing True Value <!-- /wp:list-item --><!-- wp:list-item --> 34:55 - Meeting Your kids Where Their Interests Lie <!-- /wp:list-item --><!-- wp:list-item --> 41:17 - The Power of Connection <!-- /wp:list-item --><!-- wp:list-item --> 48:20 - Just Going For It <!-- /wp:list-item --><!-- wp:list-item --> 52:24 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> The Valuist | Bo Loy | ChooseFI Ep 396 <!-- /wp:list-item --><!-- wp:list-item --> Talent Stacker Dean Turner Training on Twitter <!-- /wp:list-item --><!-- wp:list-item --> "Outlive: The Science and Art of Longevity" by Dr. Peter Attia <!-- /wp:list-item --><!-- wp:list-item --> The Peter Attia Drive Podcast <!-- /wp:list-item --><!-- wp:list-item --> "Learned Optimism: How to Change Your Mind and Your Life" by Martin E.P. Seligman <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list -->
12/06/2353m 45s

440 | Past Failure Does Not Define Future Success | Amy Minkley

In this episode: money against mindset, fear setting, FI events, gap years, slow travel, and living intentionally. Everyone’s relationship with money is different, just as everyones path to FI looks different, but how do you unlearn behaviors that could be holding you back? This week we are joined by Amy Minkley to discuss how finding FI changed her life while abroad, as well as the the importance of unlearning and breaking free of internalized stress when it comes to money. A large part of the FI journey is implementing new habits and the lessons you pick up along the way. However, an even larger and sometimes harder part of this journey requires you to be introspective and take an honest look at your relationship with money. While you can’t go back and change the past, the beauty of FI is that you learn to make changes to ensure the future you want! No matter what your background, the path to FI is one that benefits everyone, because it not only gives you control of your life, but allows for independence to create the future you desire. So while it may feel comfortable to approach this journey by thinking of all the ways things can go wrong, remember to think of all the ways things can go right!  Amy Minkley: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Website: fifreedomretreats.com <!-- /wp:list-item --><!-- wp:list-item --> Mailing List: Get In Touch With Amy Here! <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 1:01 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:29 - How Amy Found FI <!-- /wp:list-item --><!-- wp:list-item --> 8:47 - Money Against Mindset <!-- /wp:list-item --><!-- wp:list-item --> 16:24 - Making The Tough But Right Choices For You <!-- /wp:list-item --><!-- wp:list-item --> 22:18 - International Teaching <!-- /wp:list-item --><!-- wp:list-item --> 27:43 - Fear Setting <!-- /wp:list-item --><!-- wp:list-item --> 36:20 - Living Intentionally <!-- /wp:list-item --><!-- wp:list-item --> 42:25 - FI Events <!-- /wp:list-item --><!-- wp:list-item --> 46:56 - Gap Years And Slow Travel <!-- /wp:list-item --><!-- wp:list-item --> 52:19 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> EconoME Conference <!-- /wp:list-item --><!-- wp:list-item --> CampFI <!-- /wp:list-item --><!-- wp:list-item --> Exploring International Teaching Opportunities | Scott & Rob | ChooseFI Ep. 109 <!-- /wp:list-item --><!-- wp:list-item --> "Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence" by Vicki Robin, Joe Dominguez, and Mr Money Mustache <!-- /wp:list-item --><!-- wp:list-item --> The Milestones Of FI | ChooseFI Ep. 32 <!-- /wp:list-item --><!-- wp:list-item --> Camp Mustache <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
05/06/2353m 40s

439 | Adjusting to Life After FI (Before You Get There) | Chris Terrell

In this episode: success after FI, finding purpose, owning your time, investing in health, and spiritual pursuits. While reaching your FI number and subsequently retiring is an amazing achievement in itself, what are you supposed to do with yourself after getting there? Well, figuring that out is also a big step you are going to have to take on your FI journey. This week, we are once again joined by Chris Terrell to discuss the ways you can fill your time after achieving FI, and how to identify what gives you purpose in your post-work life. Earning back your time is only half the battle, putting that time to good use is up to you and you only! Timestamps: 1:20 – Introduction 3:02 – Success After FI 9:01 – What Do You Want To Do In Retirement? 16:06 – Finding Purpose 22:02 – Prioritizing Important Relationships 27:46 – The Benefits Of Owning Your Time 31:28 – Investing In Your Health 41:24 – Spiritual Pursuits and Volunteer Work 47:09 – Unstructured Time, Calendar Tyranny, and Work? 56:59 – Conclusion Resources Mentioned In Today’s Episode: FI Frugal Hobbies | Chris Terrell | ChooseFI Ep 429 The Happy Philosopher | The Happiest Man In The Room | ChooseFI Ep 49 Financial Samurai The Tail End Subscribe to The FI Weekly! More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI’s 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Keep learning or start a new side hustle with one of our educational courses Commission-Free Investing with M1 Finance
29/05/2358m 15s

438 | Dollars and Sense | Clint Murphy & Ginger

In this episode: the pain of paying, anchoring, relative value, sunk costs, response to stimulus, and opportunity cost. On this installment of the Book Club, we are joined by Clint Murphy and Ginger to discuss some of our favorite takeaways from Dan Ariely and Jeff Kreisler's "Dollars and Sense: How We Misthink Money and How to Spend Smarter," We often mention on this podcast the importance of actionable steps you must be willing to take while on the journey to FI, and this book is chalk-full of actionable tips and examples that could possibly be applied to many areas of your life, not just personal finance. While we know that personal finance is not unilateral and there are no correct steps and decisions that ensure success for everyone, we believe this book can help you better understand the decision making processes that goes into taking actionable steps on your FI journey!  Book Club Selection: "Dollars and Sense: How We Misthink Money and How to Spend Smarter" by Dan Ariely and Jeff Kreisler Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 1:21 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:20 - Reducing The Pain Of Paying <!-- /wp:list-item --><!-- wp:list-item --> 11:42 - Anchoring <!-- /wp:list-item --><!-- wp:list-item --> 19:01 - Opportunity Cost and Saying No <!-- /wp:list-item --><!-- wp:list-item --> 25:40 - Relative Value <!-- /wp:list-item --><!-- wp:list-item --> 30:20 - Why We Don't Understand Fairness and Value <!-- /wp:list-item --><!-- wp:list-item --> 38:49 - Sunk Costs <!-- /wp:list-item --><!-- wp:list-item --> 46:31 - Overvaluing What Your Already Have <!-- /wp:list-item --><!-- wp:list-item --> 50:07 - Spreading The Gap Between Stimulus and Response <!-- /wp:list-item --><!-- wp:list-item --> 57:21 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> The Growth Guide Podcast <!-- /wp:list-item --><!-- wp:list-item --> Clint's Twitter: @IAmClintMurphy <!-- /wp:list-item --><!-- wp:list-item --> FI is Fun <!-- /wp:list-item --><!-- wp:list-item --> The Great Man Within <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> "Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions" by Dan Ariely <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
22/05/2358m 49s

437 | Student Loan Forgiveness: Essential Update | Travis Hornsby

This week we are re-joined by friend of the podcast, Travis Hornsby, to discuss some critical updates and deadlines pertaining to student loan forgiveness. While the thought of paying off student loans can feel daunting, there may actually be some ways to mitigate the stress entirely! Though this episode may not pertain to your situation specifically, we believe it can act as a resource for some you may know, or others on this journey who are looking to potentially have their loans forgiven. Travis Hornsby: Website: StudentLoanPlanner.com (link to discounted consult) Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 1:14 - Introduction/Where Are We Today? <!-- /wp:list-item --><!-- wp:list-item --> 9:45 - Irreversible Decisions <!-- /wp:list-item --><!-- wp:list-item --> 11:55 - The PSLF and IDR Waiver <!-- /wp:list-item --><!-- wp:list-item --> 17:34 - $300 vs $1500 a month <!-- /wp:list-item --><!-- wp:list-item --> 23:30 - Searching and Patience, What Are The Action Steps? <!-- /wp:list-item --><!-- wp:list-item --> 31:33 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> The Student Loan Reset | The Student Loan Planner | ChooseFI Ep 391 <!-- /wp:list-item --><!-- wp:list-item --> Federal Student Aid <!-- /wp:list-item --><!-- wp:list-item --> Book a Consult with The Student Loan Planner (Discount through this link!) <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
15/05/2332m 42s

436 | From Vision Board to Action: A FI Success Story | Rakesh

In this episode: getting comfortable investing, the vision boards, salary negotiations, and the skill of spending Whether it's wanting to pay off your debts or get yourself set up for your future, there are many motivations for wanting to begin the path towards FI. This week we are joined by listener and fan of the podcast Rakesh to discuss how his journey to FI has been over the last 3 years, and the lessons he’s learned along the way. We often stress on the podcast the importance of bold moves and taking action as an important step to achieving FI, and Rakesh is the embodiment of just that! Everyone on this journey starts from a different place, just as everyone’s long term goals differ, but don’t allow yourself to be bogged down by the little hiccups that come with this journey. By pushing ahead and being mindful of your short and long term goals, you may find yourself stepping out of your comfort zone towards the life you want to be living!  Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 1:15 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:50 - The Evolution Of The FI Journey <!-- /wp:list-item --><!-- wp:list-item --> 12:52 - Getting Comfortable Investing <!-- /wp:list-item --><!-- wp:list-item --> 22:09 - The Vision Board <!-- /wp:list-item --><!-- wp:list-item --> 30:39 - The Skill Of Spending And Future Planning <!-- /wp:list-item --><!-- wp:list-item --> 37:13 - Low Cost Of Living Areas <!-- /wp:list-item --><!-- wp:list-item --> 43:05 - Salary Negotiating And Job Transitioning <!-- /wp:list-item --><!-- wp:list-item --> 53:11 - The Impact Of Staying Put <!-- /wp:list-item --><!-- wp:list-item --> 56:06 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Finding Your Locus of Control | Stereo Live Q&A | ChooseFI Ep 305 <!-- /wp:list-item --><!-- wp:list-item --> How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | ChooseFI Ep 211 <!-- /wp:list-item --><!-- wp:list-item --> Negotiate Your Salary With Tori Dunlap | ChooseFI Ep 147 <!-- /wp:list-item --><!-- wp:list-item --> "Financial Feminist" By Tori Dunlap <!-- /wp:list-item --><!-- wp:list-item --> Community Building With Mr. Money Mustache And Mr. 1500 | ChooseFI Ep 131 <!-- /wp:list-item --><!-- wp:list-item --> JL Collins <!-- /wp:list-item --><!-- wp:list-item --> "Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren't" by Brian Feroldi <!-- /wp:list-item --><!-- wp:list-item --> Alignment & Adjustments | Scott & Taylor Rieckens | ChooseFI Ep 403 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list --> <!-- /wp:list -->
08/05/2358m 20s

435 | Tipped Finance | Barbara Sloan

Oftentimes on our show, we talk to people on the FI journey with “regular” 9-5 jobs, and other times we talk to those who have achieved their FI goal and are able to retire from their careers. However, we rarely talk about money management and FI when it comes to those working in service industries, such as serving and bartending. This week we are joined by author Barbara Sloan to discuss taking control of your finances while in a variable income job, the importance of an emergency fund, and the attainability of retirement accounts and health insurance while in these types of industries. While it may seem unattainable to budget and financially plan for the long term when your income is non-fixed, you shouldn’t count yourself out from this journey! Creating your dream life is possible for all, with the right systems in place to ensure it, that is an option possible for those in all career types. Barbara Sloan: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Website: tippedfinance.com <!-- /wp:list-item --><!-- wp:list-item --> Book: "Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals" <!-- /wp:list-item --> Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 1:03 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:54 - Sub Minimum Wage And Tipping <!-- /wp:list-item --><!-- wp:list-item --> 14:03 - The Importance Of Tracking <!-- /wp:list-item --><!-- wp:list-item --> 21:06 - Tips, Taxes, and Social Security <!-- /wp:list-item --><!-- wp:list-item --> 35:28 - Strategies For Health Insurance <!-- /wp:list-item --><!-- wp:list-item --> 41:18 - Lifestyle Design/The Financial System <!-- /wp:list-item --><!-- wp:list-item --> 48:44 - Emergency Funds <!-- /wp:list-item --><!-- wp:list-item --> 54:27 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Subscribe to The FI Weekly! More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
01/05/2354m 1s

434 | The Transtheoretical Model of Change | Roundup with Ginger

There can be points on the journey to FI where you feel that you may not be able to accomplish your goals, or even take advantage of some of the hacks we talk about on the show. But sometimes all it requires is for you not to limit yourself and just think outside the box. This week we are re-joined by friend of the podcast Ginger to discuss how the transtheoretical model of change can apply to those on the path to FI, as well as read your emails and answer some of your questions on this installment of Round-Up. Oftentimes, we forget how flexible and capable of change we really are, and its life's curveballs that make this journey different for everyone. While setbacks can put you off from pursuing your goals, or make you feel as if you don’t belong on this path, they shouldn’t deter you from attacking your goals.  When you can accept that changing and adapting does not equal failure, you not only open yourself up to new options and possibilities, but exceed your own expectations while on the path to FI! Timestamps: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> 0:48 - Introduction/Economy Conference <!-- /wp:list-item --><!-- wp:list-item --> 9:43 - Travel Wins <!-- /wp:list-item --><!-- wp:list-item --> 21:23 - Ancillary Travel Rewards Benefits <!-- /wp:list-item --><!-- wp:list-item --> 26:20 - Bold Move Update And The Transtheoretical Model of Change <!-- /wp:list-item --><!-- wp:list-item --> 40:58 - Determining Your FI Number <!-- /wp:list-item --><!-- wp:list-item --> 51:22 - The FI Pre-College Approach <!-- /wp:list-item --><!-- wp:list-item --> 58:11 - Savings Account Interest Rates And Community Win <!-- /wp:list-item --><!-- wp:list-item --> 63:11 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Fees, Frugality, and 401K Fears | ChooseFI Ep 428 <!-- /wp:list-item --><!-- wp:list-item --> Find Your Local ChooseFI Group <!-- /wp:list-item --><!-- wp:list-item --> CampFI <!-- /wp:list-item --><!-- wp:list-item --> Chautauqua <!-- /wp:list-item --><!-- wp:list-item --> FI Freedom Retreat <!-- /wp:list-item --><!-- wp:list-item --> Learning to Leave | Diania Merriam | ChooseFI Ep 416 <!-- /wp:list-item --><!-- wp:list-item --> Catching Up To FI <!-- /wp:list-item --><!-- wp:list-item --> Bob Sharpe YouTube <!-- /wp:list-item --><!-- wp:list-item --> ChooseFI Travel Rewards <!-- /wp:list-item --><!-- wp:list-item --> Top Recommended Credit Card Offers From Our Partners <!-- /wp:list-item --><!-- wp:list-item --> Todoist <!-- /wp:list-item --><!-- wp:list-item --> Dominick Quartuccio <!-- /wp:list-item --><!-- wp:list-item --> How To Test Out of College While You’re Still In High School | Millionaire Educator | ChooseFI Ep 238 <!-- /wp:list-item --><!-- wp:list-item --> The $100K Glorified Sleepaway Camp | Millionaire Educator | Ep 386 <!-- /wp:list-item --><!-- wp:list-item --> CIT Bank <!-- /wp:list-item --><!-- wp:list-item --> FI Is Fun <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list {"UAGDay":[]} --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
24/04/231h 4m

433 | Outside 365

In this episode: the power of outside, overcoming adversity, the value of streaks, building momentum, and van life. As we’ve discussed many times on our show, creating and maintaining habits are an important part of the FI journey. Not only does it require you to prioritize what you value, but it can lead to success in many areas of your life. However, while we talk about the success that habits can lead to, sometimes we overlook that starting a habit can be stressful or overwhelming. This week we are joined by Gregg from Outside365 to discuss what your life can look like when you align with your habits, and the momentum and value that can be found when you start to prioritize your habits a little bit each day. While it may seem overwhelming at times to start something new, whether it’s saving more and spending less, or even just picking up a new hobby, you may find that the more you do it, the easier it comes! Remember, while you may feel a sense of urgency to instill habits in your life, remember to be patient, and take it a day at a time!  Outside 365 Website: outside365.blog Timestamps: 1:13 – Introduction 7:51 – The Power of Outside 12:53 – Overcoming Adversity 17:02 – Building Momentum 22:46 – Truly Being In Nature 28:52 – Plausible Outside Experiences 33:25 – The Value of Streaks 37:20 – Van Life 47:37 – Conclusion Resources Mentioned In Today’s Episode: Subscribe to The FI Weekly! “The Nature Fix: Why Nature Makes Us Happier, Healthier, and More Creative” by Florence Williams “Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones” by James Clear “Four Thousand Weeks: Time Management for Mortals” by Oliver Burkeman “Stolen Focus: Why You Can’t Pay Attention–and How to Think Deeply Again” by Johann Hari Huberman Lab Podcast Dave and Matt Vans More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI’s 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Keep learning or start a new side hustle with one of our educational courses Commission-Free Investing with M1 Finance
17/04/2349m 28s

432 | The Skill of Spending | Mr. Money Mustache

In this episode: tackling the big issues, the everywhere effect, change and discomfort, and getting the most from what you have. On this Podcast in recent months, we have made a point to highlight the fact that FI isn't about deprivation. While we do think making a few cuts in some areas is a good thing, we believe in that idea because it acts as a means to an end, with the endpoint being living the most fulfilling life available to you. So how is it possible deprive ourselves in a manner that doesn't leave us feeling deprived? Well, we have to skill up out our spending abilities.! This week we have Mr. Money Mustache on the podcast to discuss the skill of spending and how to approach utilizing your resources to ensure your own happiness and wellbeing. Make cuts in your life where there us a lack of purpose so you can level up areas of importance and passion! Mr. Money Mustache: Website: mrmoneymustache.com Timestamps:  <!-- wp:list --> <!-- wp:list-item --> 0:51 - Introdcution <!-- /wp:list-item --><!-- wp:list-item --> 4:15 - The Power Of Spending With Less Income <!-- /wp:list-item --><!-- wp:list-item --> 9:24 - Tackling The Big Issues First <!-- /wp:list-item --><!-- wp:list-item --> 17:06 - Change and Discomfort <!-- /wp:list-item --><!-- wp:list-item --> 19:55 - The Everywhere Effect <!-- /wp:list-item --><!-- wp:list-item --> 28:06 - The Power Of Community <!-- /wp:list-item --><!-- wp:list-item --> 31:45 - Getting The Most From What You Have <!-- /wp:list-item --><!-- wp:list-item --> 40:23 - Cost VS Comfort, Wheres The Line? <!-- /wp:list-item --><!-- wp:list-item --> 45:34 - Early Cutting Is Essential <!-- /wp:list-item --><!-- wp:list-item --> 50:53 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Mr. Money Mustache on Life After FI: The Truth About Retiring Early in Your 30s <!-- /wp:list-item --><!-- wp:list-item --> The Shockingly Simple Math Behind Early Retirement <!-- /wp:list-item --><!-- wp:list-item --> How to Go from Middle-Class to Kickass <!-- /wp:list-item --><!-- wp:list-item --> Outside365 <!-- /wp:list-item --><!-- wp:list-item --> The California Effect <!-- /wp:list-item --><!-- wp:list-item --> Afford Anything With Paula Pant <!-- /wp:list-item --><!-- wp:list-item --> FIRE Dating <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero" By Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
10/04/2352m 33s

431 | Evolution of FI | Mad Fientist

In this episode: forming habits, fulfilling goals, routines, the importance of health, restriction without deprivation, and working on life. While beginning your FI journey means having goals and taking necessary steps to achieve them, it may seem like you have to approach your life with discipline and absolute structure when it comes to money matters. While setting yourself up for success on this journey does mean creating different habits in regards to spending or investing, these habits should never seem absolute or deprive you from enjoying your life. This week we are joined by the Mad Fi-entist to discuss the evolution and the necessary changes he has made while on the journey to FI, and the beauty found with having a routine and creating meaningful habits. FI is a journey that requires you to experiment and change as the journey progresses. Not only will you learn about yourself on this journey, but you will pick up and exchange old habits for new ones that better suit the life you want to be living. Remember that while discipline is necessary for this journey, that does not mean you can’t evolve and change up your routine for the better!  The Mad Fientist: <!-- wp:list --> <!-- wp:list-item --> Website: madfientist.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: Financial Independence Podcast <!-- /wp:list-item --><!-- wp:list-item --> Album: Find The Album Here! <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @madfientist <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:57 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:25 - Fulfilling Goals And Forming Habits <!-- /wp:list-item --><!-- wp:list-item --> 10:16 - Routine <!-- /wp:list-item --><!-- wp:list-item --> 15:25 - The Importance of Health <!-- /wp:list-item --><!-- wp:list-item --> 23:01 - The Evolution Of FI For Us <!-- /wp:list-item --><!-- wp:list-item --> 31:34 - The Skill Of Spending <!-- /wp:list-item --><!-- wp:list-item --> 40:15 - Working On Life <!-- /wp:list-item --><!-- wp:list-item --> 52:17 - Restriction Without Total Deprivation <!-- /wp:list-item --><!-- wp:list-item --> 61:35 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> "Ultralearning: Master Hard Skills, Outsmart the Competition, and Accelerate Your Career" by Scott Young and James Clear <!-- /wp:list-item --><!-- wp:list-item --> "Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones" by James Clear <!-- /wp:list-item --><!-- wp:list-item --> Money With Katie <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life By Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> Mint <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
03/04/231h 3m

430 | Mindset, Financial Independence, and Real Estate | The FI Couple

In this episode: early financial conversations, what you truly value, house hacking, and the psychology of FI. It can be scary to have to acknowledge the reality of your financial situation, especially if you feel you do not have the financial literacy to proceed with confidence. However, setbacks and failures can often be blessings in disguise. This week we are joined by The FI Couple to discuss the importance of perseverance and flexibility in the face of uncertainty, as well as the strength that can come from a united front. The journey to FI is deeply nuanced, and never perfect. While you may find yourself wanting to make your journey as optimal and expedited as you can, we know that life sometimes happens and your journey can be far from perfect. However, sometimes when we find ourselves at “rock bottom” and it seems like everything in our world is against us. Rather than feel defeated, allow the setbacks to act as momentum to charge ahead as you re-align and re-adjust!  The FI Couple: <!-- wp:list --> <!-- wp:list-item --> Website: theficouple.com <!-- /wp:list-item --><!-- wp:list-item --> Socials: @theficouple <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:49 - Introduction/The Early Days <!-- /wp:list-item --><!-- wp:list-item --> 2:05 - Early Financial Conversations <!-- /wp:list-item --><!-- wp:list-item --> 11:03 - Discovering What You Truly Value <!-- /wp:list-item --><!-- wp:list-item --> 21:28 - Bouncing Back After A Layoff <!-- /wp:list-item --><!-- wp:list-item --> 26:06 - Entrepreneurship <!-- /wp:list-item --><!-- wp:list-item --> 30:10 - House Hacking <!-- /wp:list-item --><!-- wp:list-item --> 38:34 - The Off Market/Solving Problems <!-- /wp:list-item --><!-- wp:list-item --> 43:13 - The Single Family Home/The Psychology Of FI <!-- /wp:list-item --><!-- wp:list-item --> 48:29 - The Season Of Hustle <!-- /wp:list-item --><!-- wp:list-item --> 51:56 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Dominick Quartuccio <!-- /wp:list-item --><!-- wp:list-item --> Scott Trench <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list -->More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list -->  
27/03/2353m 15s

429 | FI Frugal Hobbies | Chris Terrell

In this episode: finding your why, creating space, deprivation, board games, lesson learning, and decision making. Whether you’re years into your FI journey or just beginning, evaluating your finances and spending, you may feel like you have to make some cuts into your favorite hobbies in order to reach your goal quicker. However, deprivation and cutting out the things that bring enjoyment into your life should never be the only option. This week we are joined by friend of the podcast Chris Terell to talk frugal hobbies, new experiences, and the parallels between strategies in board games and the strategies employed while on the journey to FI. While trying to optimize your experiences may mean changing hobbies and evolving, while doing so you may find new enjoyment, new communities, and values that come with these changes. Not everyone may have the same approach to a game, just as not everyone will have the same approach to achieving FI, but as long as you remember that being open to changes will allow you to not only optimize your experiences on that journey but optimize your FI.  Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:14 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:02 - FI And Pickleball <!-- /wp:list-item --><!-- wp:list-item --> 7:54 - Finding Your Why <!-- /wp:list-item --><!-- wp:list-item --> 12:50 - Happiness Is How You Fill Your Time <!-- /wp:list-item --><!-- wp:list-item --> 18:40 - It's Not About Deprivation <!-- /wp:list-item --><!-- wp:list-item --> 25:28 - Creating Space <!-- /wp:list-item --><!-- wp:list-item --> 35:46 - Strategy Board Games And Why They Are Great <!-- /wp:list-item --><!-- wp:list-item --> 45:54 - Strategy Boards Games, Decision Making, And Life <!-- /wp:list-item --><!-- wp:list-item --> 54:38 - The Top Four Concepts Of Strategy Board Games <!-- /wp:list-item --><!-- wp:list-item --> 72:58 - Starting Strategy Board Games <!-- /wp:list-item --><!-- wp:list-item --> 82:28 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Mr Money Mustache <!-- /wp:list-item --><!-- wp:list-item --> The Motley Fool <!-- /wp:list-item --><!-- wp:list-item --> Board Game Geek <!-- /wp:list-item --><!-- wp:list-item --> Board Game Arena <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
20/03/231h 24m

428 | Fees, Frugality, and 401K Fears

In this episode: personal investments, 401k contributions, FI is for everyone, travel rewards, task management, and taxes. On what is considered a very personal journey, how do you handle changes that feel like setbacks? Whether its spending more when you feel you should be saving, or re-evaluating goals based on what needs immediate attention, do you feel equipped to handle it with confidence? This week we are having a weekly roundup, and are re-joined by Ginger to not only answer listener’s questions, but discuss travel rewards, retirement accounts, and breaking away from the ultra frugal caricature often depicted alongside FI. While saving is an important factor on this journey, the main purpose of FI is to learn and live your life with intention as it relates to your money, goals, and values. Remember that it’s okay if some of your goals and values will change along the way! Allowing yourself to be flexible as it relates to external factors, like market volatility and your investments, will give you more power and control to continue ahead with confidence and optimism!  Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:04 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:31 - FI Is For Everyone <!-- /wp:list-item --><!-- wp:list-item --> 9:16 - Personal Investments <!-- /wp:list-item --><!-- wp:list-item --> 14:08 - Paying For Experiences <!-- /wp:list-item --><!-- wp:list-item --> 19:09 - An Introduction To FI <!-- /wp:list-item --><!-- wp:list-item --> 28:20 - Task Management <!-- /wp:list-item --><!-- wp:list-item --> 35:19 - Travel Rewards <!-- /wp:list-item --><!-- wp:list-item --> 47:06 - 401k Contribution Question <!-- /wp:list-item --><!-- wp:list-item --> 61:00 - Tax Season Hack <!-- /wp:list-item --><!-- wp:list-item --> 68:51 - The Content We Are Consuming <!-- /wp:list-item --><!-- wp:list-item --> 75:28 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Four Thousand Weeks | ChooseFI Book Club | ChooseFI Ep 415 <!-- /wp:list-item --><!-- wp:list-item --> "Dollars and Sense: How We Misthink Money and How to Spend Smarter" by Dr Dan Ariely and Jeff Kreisler <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> The Peter Attia Drive <!-- /wp:list-item --><!-- wp:list-item --> All The Hacks <!-- /wp:list-item --><!-- wp:list-item --> Taking Stock of Your Life | Jordan Grumet | ChooseFI Ep 390 <!-- /wp:list-item --><!-- wp:list-item --> Playing With FIRE <!-- /wp:list-item --><!-- wp:list-item --> Todoist <!-- /wp:list-item --><!-- wp:list-item --> Tim Ferriss <!-- /wp:list-item --><!-- wp:list-item --> Huberman Lab <!-- /wp:list-item --><!-- wp:list-item --> My First Million <!-- /wp:list-item --><!-- wp:list-item --> ChooseFI Travel Rewards <!-- /wp:list-item --><!-- wp:list-item --> Travel Rewards: How To Travel The World For Almost Free (The Easy Way) | ChooseFI Ep 9 <!-- /wp:list-item --><!-- wp:list-item --> A Guided Meditation for When the Stock Market Is Dropping <!-- /wp:list-item --><!-- wp:list-item --> Go Curry Cracker | Capital Gains, Losses and The Roth Conversion Ladder | ChooseFI Ep 18 <!-- /wp:list-item --><!-- wp:list-item --> "A Deadly Education" by Naomi Novik <!-- /wp:list-item --><!-- wp:list-item --> "The Premonition: A Pandemic Story" by Michael Lewis <!-- /wp:list-item --><!-- wp:list-item --> "The New New Thing: A Silicon Valley Story" by Michael Lewis <!-- /wp:list-item --><!-- wp:list-item --> "The Undoing Project: A Friendship That Changed Our Minds" by Michael Lewis <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
13/03/231h 13m

427 | Drawdown Strategies: Karsten vs. Fritz

In this episode: the "average" withdrawal, Karsten's strategy, Fritz's strategy, fixed withdrawal rates, the bucket strategy, and refilling. Preparing for retirement can look different for all on the journey to FI. All of our goals differ, but we are still in the mindset of positioning ourselves for the coming years. This week we are having a face-off between returning guests Karsten and Fritz, as they discuss their own receptive drawdown strategies, their advantages, and how you can best prepare yourself mentally and financially for your retirement. While a large part of preparing for retirement means saving, that does not mean you should be afraid to spend. Even in retirement, there are strategies that can allow you to not only spend comfortably within your means, but also spend confidently!  Fritz & Karsten: <!-- wp:list --> <!-- wp:list-item --> Fritz's Website: theretirementmanifesto.com <!-- /wp:list-item --><!-- wp:list-item --> Karsten's Website: earlyretirementnow.com <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:35 - Introcution <!-- /wp:list-item --><!-- wp:list-item --> 2:09 - Karsten's Strategy <!-- /wp:list-item --><!-- wp:list-item --> 6:05 - Fritz's Strategy <!-- /wp:list-item --><!-- wp:list-item --> 13:28 - Fixed Withdrawal Rates <!-- /wp:list-item --><!-- wp:list-item --> 18:08 - Your Retirement Spending Mentality <!-- /wp:list-item --><!-- wp:list-item --> 23:01 - The Source Of The Bucket Strategy Debate <!-- /wp:list-item --><!-- wp:list-item --> 30:46 - Refilling The Buckets <!-- /wp:list-item --><!-- wp:list-item --> 40:40 - The Cheap Gimmick <!-- /wp:list-item --><!-- wp:list-item --> 45:13 - The Importance Of Rebalancing <!-- /wp:list-item --><!-- wp:list-item --> 51:03 - The Key Takeaways/The "Average" Withdrawal <!-- /wp:list-item --><!-- wp:list-item --> 59:06 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Our Retirement Investment Drawdown Strategy <!-- /wp:list-item --><!-- wp:list-item --> The Tail End <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> How to Calculate Your Safe Withdrawal Rate without using Simulations <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
06/03/231h

426 | What to do with $2.5 Million & Real Estate Update | Scott Trench

In this episode: the 2.5 million dollar inversion, looking at the incentives, interest rates, your biggest asset, and potshots. When you begin your FI journey, you may feel like you must follow a certain path or plan in order to achieve your desired outcome. However, the longer you are this journey the more you realize that it is a personal one that requires adaptability when so many factors can affect your bottom line. This week we are back with Scott Trench from BiggerPockets as he shares his insights on investing and looking at your portfolio from an “outset” perspective, as well as touch on the shape of the real estate market. It is important to remember that there is a lot of push and pull on this journey, and it is not meant to be perfect. While you may have expectations for your portfolio and your long term plans, there will be times where you will have to make tradeoffs. Just as the markets change and may signal uncertainties to come, remember that flexibility while maintaining your long term goals will allow you to feel more equipped to move through these times.  Scott Trench: <!-- wp:list --> <!-- wp:list-item --> Website: BiggerPockets <!-- /wp:list-item --><!-- wp:list-item --> Podcast: The BiggerPockets Money Podcast <!-- /wp:list-item --><!-- wp:list-item --> Instagram: @scott_trench <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 0:57 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:05 - The 2.5 Million Dollar Inversion <!-- /wp:list-item --><!-- wp:list-item --> 8:52 - Always Look At The Incentives <!-- /wp:list-item --><!-- wp:list-item --> 12:49 - The Traditional Path To FI And PotShots <!-- /wp:list-item --><!-- wp:list-item --> 17:45 - Your Biggest Asset/Should You Be Inefficient? <!-- /wp:list-item --><!-- wp:list-item --> 25:52 - Executing The Concept <!-- /wp:list-item --><!-- wp:list-item --> 31:12 - The Impact Of Interest Rates Today <!-- /wp:list-item --><!-- wp:list-item --> 42:21 - The Commercial Impact <!-- /wp:list-item --><!-- wp:list-item --> 52:10 - Buying Properties With Cash <!-- /wp:list-item --><!-- wp:list-item --> 56:21 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Scott Trench | Set For Life | ChooseFI Ep 63 <!-- /wp:list-item --><!-- wp:list-item --> First-Time Home Buyer | BiggerPockets | ChooseFI Ep 312 <!-- /wp:list-item --><!-- wp:list-item --> "Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!" by Robert Kiyosaki <!-- /wp:list-item --><!-- wp:list-item --> Mr. Money Mustache on Life After FI: The Truth About Retiring Early in Your 30s <!-- /wp:list-item --><!-- wp:list-item --> BiggerPockets Rental Property Calculator <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
27/02/2354m 25s

425 | Turning the Tables on Brad

In this episode: the value of time, what are you optimizing for, bold moves, increasing your kid's odds for success, and balancing deprivation. Because we have put so many leaders, members, and experts in our community on the hot seat here at ChooseFI, we figured it was finally time we played fair and put Brad on the hot seat himself! With the assistance of Aaron Lee, a longtime listener, friend, and host of "The Next Generation Leader Podcast," we ask Brad all the burning questions related to his FI journey. If you've ever been curious how Brad discovered FI, what led Brad to begin his FI journey, or what lessons Brad learned along the way, listen along as we re-live the path that helped form this amazing community! Aaron Lee: <!-- wp:list --> <!-- wp:list-item --> Website: newgenerationleader.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: The New Generation Leader Podcast <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:10 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:12 - The Value of Time <!-- /wp:list-item --><!-- wp:list-item --> 8:18 - Balancing Deprivation And The Burden Of FI <!-- /wp:list-item --><!-- wp:list-item --> 11:31 - Brad's Snowball Starter <!-- /wp:list-item --><!-- wp:list-item --> 16:13 - Brad's Childhood FI Vision <!-- /wp:list-item --><!-- wp:list-item --> 22:31 - What Are You Optimizing For? <!-- /wp:list-item --><!-- wp:list-item --> 28:45 - Helping Your Kids Increase Their Odds For Success <!-- /wp:list-item --><!-- wp:list-item --> 40:27 - All Of Us Are Working On Something <!-- /wp:list-item --><!-- wp:list-item --> 46:08 - Brads Bold Move Update <!-- /wp:list-item --><!-- wp:list-item --> 54:40 - What Else Fascinates Brad? <!-- /wp:list-item --><!-- wp:list-item --> 59:29 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Year End Wins 2022 | ChooseFI Ep 417 <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> The Peter Attia Drive, Episode #237 ‒ Optimizing life for maximum fulfillment | Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> All The Hacks | Die With Zero: Net Fulfillment Over Net Worth <!-- /wp:list-item --><!-- wp:list-item --> The Tail End <!-- /wp:list-item --><!-- wp:list-item --> "David and Goliath: Underdogs, Misfits, and the Art of Battling Giants" by Malcolm Gladwell <!-- /wp:list-item --><!-- wp:list-item --> Berkshire Hathaway Shareholder Letters <!-- /wp:list-item --><!-- wp:list-item --> Your Bold Move for 2023 | Dominick Quartuccio | Ep 419 <!-- /wp:list-item --><!-- wp:list-item --> Limitless <!-- /wp:list-item --><!-- wp:list-item --> Peter Attia & Beth Lewis on Dynamic Neuromuscular Stabilization (DNS) <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
20/02/2359m 16s

424 | The Power of FI | Deanna

In this episode: budgeting, the power of FI, different funds, living in the present, and the power to make your choices. No matter your background or the hardships you’ve endured, you should never rule yourself out for success! Ruminating over your past mistakes can make you feel undeserving of the life you want, but those same mistakes can actually serve as motivation to propel you further on your journey! This week we are joined by returning guest Deanna to discuss how her FI journey has progressed in the last 4 years, the freedom and power she gained from budgeting, and an update on her journey of overcoming adversity. Just because you feel you’ve hit a rock bottom doesn’t mean this journey isn’t for you. A large part of FI is making mistakes, learning, and changing. An even larger part of this journey is learning to forgive yourself and others and continue on! For those who do not think they are capable of achieving FI because of their past, let Deanna and this episode serve as an example of what this journey can look like when you act with forgiveness and intentionality!  Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:35 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:16  - Deanna's Backstory <!-- /wp:list-item --><!-- wp:list-item --> 6:26 - Dave Ramsey and Budgeting <!-- /wp:list-item --><!-- wp:list-item --> 14:16 - The Emergency Fund <!-- /wp:list-item --><!-- wp:list-item --> 17:30 - Different Funds For Different Things <!-- /wp:list-item --><!-- wp:list-item --> 23:35 - The Power of FI <!-- /wp:list-item --><!-- wp:list-item --> 27:12 - It's Not All Unicorns And Rainbows <!-- /wp:list-item --><!-- wp:list-item --> 30:28 - Broken Vessels Made Whole <!-- /wp:list-item --><!-- wp:list-item --> 34:42 - Chronic Stress and Living In The Present <!-- /wp:list-item --><!-- wp:list-item --> 43:36 - Deanna Today <!-- /wp:list-item --><!-- wp:list-item --> 48:10 - The Freedom To Make Your Own Decisions <!-- /wp:list-item --><!-- wp:list-item --> 51:54 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> From Addiction To FI | Ms. Fiology | ChooseFI Ep. 106 <!-- /wp:list-item --><!-- wp:list-item --> "The Simple Path to Wealth: Your road map to financial independence and a rich, free life" by J.L. Collins and Mr. Money Mustache <!-- /wp:list-item --><!-- wp:list-item --> The Emergency Fund…Is it a Bad Idea? | Big ERN The Reveal | ChooseFI Ep. 66 <!-- /wp:list-item --><!-- wp:list-item --> "The Body Keeps the Score: Brain, Mind, and Body in the Healing of Trauma" by Bessel van der Kolk M.D. <!-- /wp:list-item --><!-- wp:list-item --> "Brain Rules: 12 Principles for Surviving and Thriving at Work, Home, and School" by John Medina <!-- /wp:list-item --><!-- wp:list-item --> "Forgive for Good: A Proven Prescription for Health and Happiness" by Frederic Luskin <!-- /wp:list-item --><!-- wp:list-item --> The Art of Forgiveness <!-- /wp:list-item --><!-- wp:list-item --> Todoist <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list -->  
13/02/2353m 55s

423 | What Are You Optimizing For? | Chris Hutchins

In this episode: what sparks goals, what are you optimizing you, valuing your time, and money prioritization. Sometimes on the journey to FI, we ask ourselves the following; do I really need to spend money on this? Do I really have the time and resources for that? These questions may be easy to dismiss by saying no in order to stay on track with your financial goals, but by dismissing them, you could be missing out on something that is beneficial to your personal journey! This week we are joined by friend of the podcast, Chris Hutchins, to talk about the hacks for optimizing your life, the differences between cheapness and frugality, and the importance of valuing your time and what it can lead to. Saving money is an important part of achieving FI, but you should never feel so restricted that you miss out on investing your time and money in things that bring joy and value into your life. While saving is important, it’s okay to spend money. Whether it’s on a trip or investing in something new, there are ways to make it work without feeling guilt or shame. Prioritizing and valuing your time can introduce new experiences and provide happiness as well as perspective while on this journey!  Chris Hutchins: <!-- wp:list --> <!-- wp:list-item --> Website: allthehacks.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: All The Hacks <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 2:27 - Introductions <!-- /wp:list-item --><!-- wp:list-item --> 6:12 - Full Time Podcasting <!-- /wp:list-item --><!-- wp:list-item --> 11:44 - What Sparks Our Goals <!-- /wp:list-item --><!-- wp:list-item --> 18:35 - What Are You Optimizing For? <!-- /wp:list-item --><!-- wp:list-item --> 23:36 - Managing Your Own Money <!-- /wp:list-item --><!-- wp:list-item --> 31:28 - Money Prioritization <!-- /wp:list-item --><!-- wp:list-item --> 39:03 - Valuing Time <!-- /wp:list-item --><!-- wp:list-item --> 50:53 - Real Estate Investing And Complexity <!-- /wp:list-item --><!-- wp:list-item --> 58:23 - The Once A Year Review <!-- /wp:list-item --><!-- wp:list-item --> 65:28 - Prioritizing Health <!-- /wp:list-item --><!-- wp:list-item --> 75:23 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> feedback@choosefi.com <!-- /wp:list-item --><!-- wp:list-item --> Die With Zero: Net Fulfillment Over Net Worth | All The Hacks <!-- /wp:list-item --><!-- wp:list-item --> Buy Back Your Time: Get Unstuck, Increase Productivity and Live the Life You Want | All The Hacks <!-- /wp:list-item --><!-- wp:list-item --> Playing With FIRE <!-- /wp:list-item --><!-- wp:list-item --> The Drive With Peter Attia <!-- /wp:list-item --><!-- wp:list-item --> Your Bold Move for 2023 | Dominick Quartuccio | ChooseFI Ep 419 <!-- /wp:list-item --><!-- wp:list-item --> Top Ways to Make This Year Amazing and Seven Simple Questions for Your Annual Review | All The Hacks <!-- /wp:list-item --><!-- wp:list-item --> My First Million <!-- /wp:list-item --><!-- wp:list-item --> Using an Investing Checklist to Improve your Portfolio | All The Hacks <!-- /wp:list-item --><!-- wp:list-item --> Paprika <!-- /wp:list-item --><!-- wp:list-item --> Delete Me <!-- /wp:list-item --><!-- wp:list-item --> Kubera <!-- /wp:list-item --><!-- wp:list-item --> Fancy Hands <!-- /wp:list-item --><!-- wp:list-item --> Eat Healthy and Save Money with the Laura Barrett Cookbook <!-- /wp:list-item --><!-- wp:list-item --> The 1% Rule in Real Estate: Is This a Realistic Way to Evaluate Rentals? <!-- /wp:list-item --><!-- wp:list-item --> House FIRE | ChooseFI Ep 414 <!-- /wp:list-item --><!-- wp:list-item --> Rocket Money <!-- /wp:list-item --><!-- wp:list-item --> Todoist <!-- /wp:list-item --><!-- wp:list-item --> Trustworthy <!-- /wp:list-item --><!-- wp:list-item --> Peter Attia DNS <!-- /wp:list-item --><!-- wp:list-item --> Huberman Lab Podcast <!-- /wp:list-item --><!-- wp:list-item --> Optimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More | All The Hacks <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list -->
06/02/231h 17m

422 | Lessons From a Young Entrepreneur

In this episode: taking the unconventional path, the price of time, early entrepreneurship, talent stacking, and the pursuit of learning. At least once in most of our FI journeys, we have pondered what our life would look like if we started earlier. Maybe you have even wondered what value could've been gained if you had started in your teenage years. Well, for some context into the possibilities decision that could provide, we decided to have 17 year old listener Devin on the podcast to discuss what life can look like when you go against the cultural norm of going to college, and instead opting for an entrepreneurial and FI friendly lifestyle. Oftentimes we mention that there are rewards that come with stepping out of your comfort zone, and the same can be said for going against the societal norm and carving out your own path! For our younger audience who may be interested in getting started with their FI journey, let this episode be a useful resource and reassurance that this journey can begin no matter your age! Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:55 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 5:28 - Taking The Unconventional Path <!-- /wp:list-item --><!-- wp:list-item --> 11:58 - The Cost Of Time <!-- /wp:list-item --><!-- wp:list-item --> 16:36 - Early Entrepreneurship <!-- /wp:list-item --><!-- wp:list-item --> 30:45 - Building The Talent Stack And Real Estate Investing <!-- /wp:list-item --><!-- wp:list-item --> 36:56 - The Pursuit Of Learning <!-- /wp:list-item --><!-- wp:list-item --> 45:18 - Saving And Investing <!-- /wp:list-item --><!-- wp:list-item --> 51:53 - Early Retirement Planning <!-- /wp:list-item --><!-- wp:list-item --> 69:49 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Raising Voyagers <!-- /wp:list-item --><!-- wp:list-item --> TalentStacker <!-- /wp:list-item --><!-- wp:list-item --> House Hacking With Coach Carson | ChooseFI Ep 16 <!-- /wp:list-item --><!-- wp:list-item --> My First Million Podcast <!-- /wp:list-item --><!-- wp:list-item --> Dominick Quartuccio <!-- /wp:list-item --><!-- wp:list-item --> M1 Finance Review 2022: Commission-Free Automated Investing For Everyone <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> How And Why To Set Up A Roth IRA Conversion Ladder | ChooseFI <!-- /wp:list-item --><!-- wp:list-item --> Go Curry Cracker | Capital Gains, Losses and The Roth Conversion Ladder | ChooseFI Ep 18 <!-- /wp:list-item --><!-- wp:list-item --> "Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren't" by Brian Feroldi <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list -->
30/01/231h 11m

421 | Secure Act 2.0 Deep Dive | Sean Mullaney

In this episode: taxes, the secure act 2.0, the best news, roths, 529's, catch-up contributions, and the new options you have. On December 29th 2022, Joe Biden signed into law the Secure 2.0 Act. As this law may have ramifications on your retirement tax planning, to stay ahead of the curve we decided to have The FI Tax Guy Sean Mullaney back on the show to discuss what this law is and ways one may be able to approach and utilize it going forward with there retirement planning. While laws and regulations may change, staying prepared and aware can keep us worry free as we prepare for the tail end of our FI journey! The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Sean Mullaney: <!-- wp:list --> <!-- wp:list-item --> Website: fitaxguy.com <!-- /wp:list-item --><!-- wp:list-item --> Book: "Solo 401k: The Solopreneur’s Retirement Account" <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @SeanMoneyandTax <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:25 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:55 - The Most Important Change and The Best News <!-- /wp:list-item --><!-- wp:list-item --> 14:19 - More Roth Options <!-- /wp:list-item --><!-- wp:list-item --> 27:05 - The Backdoor Roths And Catch-Up Contributions <!-- /wp:list-item --><!-- wp:list-item --> 31:46 - New Options For 529's <!-- /wp:list-item --><!-- wp:list-item --> 42:27 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today's Episode: <!-- wp:list --> <!-- wp:list-item --> Secure 2.0 and The FI Community <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
23/01/2343m 36s

420 | Mindful FIRE | Adam Coelho

In this episode: mindfulness, removing judgement, thoughts creating reality, envisioning, awareness, and the hot seat. Oftentimes on our show we like to remind listeners that achieving FI isn’t an end all be all to one’s problems, and that reaching financial independence doesn’t automatically equate to happiness. An important part of the journey is the work you do inward along the way, and this week we are tackling what that can look like. This week we are joined by coach and host of Mindful Fire podcast, Adam Coelho, to discuss the important link between mindfulness and FI, and the power our brains have to envision the life we want, and put dreams into action. Taking the time to be aware of how you’re thinking and feeling can be an effective tool. It will not only keep you centered, but allow for you to be open to experiences you might not have thought were achievable. So whether you are familiar with mindfulness practices or are curious where to begin, allow this episode to serve as a resource to begin or strengthen your practice!  Adam Coelho: <!-- wp:list --> <!-- wp:list-item --> Podcast: mindfulfire.org MindfulFIRE.org/choosefi : Adam's Free Guide with takeaways, a short guided meditation and Adam's envisioning guide <!-- /wp:list-item --><!-- wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:56 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:33 -The Definition Of Mindfulness/Removing Judgement <!-- /wp:list-item --><!-- wp:list-item --> 12:08 - Your Thoughts Create Your Reality <!-- /wp:list-item --><!-- wp:list-item --> 19:08 - Gateways To Meditation/Awareness <!-- /wp:list-item --><!-- wp:list-item --> 27:56 - The Science Of Mindfulness <!-- /wp:list-item --><!-- wp:list-item --> 35:50 - Envisioning <!-- /wp:list-item --><!-- wp:list-item --> 40:25 - It's Not Out There, It's In Here <!-- /wp:list-item --><!-- wp:list-item --> 49:27 - Mindfulness And FI <!-- /wp:list-item --><!-- wp:list-item --> 52:44 - Adam's Google Story <!-- /wp:list-item --><!-- wp:list-item --> 58:21 - Adam Takes The Hot Seat <!-- /wp:list-item --><!-- wp:list-item --> 76:06 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Headspace <!-- /wp:list-item --><!-- wp:list-item --> Yoga Nidra <!-- /wp:list-item --><!-- wp:list-item --> Atomic Habits | James Clear | ChooseFI Ep. 157 <!-- /wp:list-item --><!-- wp:list-item --> "Atomic Habits" by James Clear <!-- /wp:list-item --><!-- wp:list-item --> Calm <!-- /wp:list-item --><!-- wp:list-item --> Insight Timer <!-- /wp:list-item --><!-- wp:list-item --> Playing With FIRE Documentary <!-- /wp:list-item --><!-- wp:list-item --> "Altered Traits: Science Reveals How Meditation Changes Your Mind, Brain, and Body" by Daniel Goleman and Richard Davidson <!-- /wp:list-item --><!-- wp:list-item --> "Peak Mind: Find Your Focus, Own Your Attention, Invest 12 Minutes a Day" by Amishi P Jha <!-- /wp:list-item --><!-- wp:list-item --> Mark Divine <!-- /wp:list-item --><!-- wp:list-item --> All The Hacks <!-- /wp:list-item --><!-- wp:list-item --> "Die with Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> Alchemized Life| Jordan Harbinger: How to Build a Podcast | Episode 19 <!-- /wp:list-item --><!-- wp:list-item --> "The Predicting Brain" by Regina Pally <!-- /wp:list-item --><!-- wp:list-item --> The Tail End <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
16/01/231h 17m

419 | Your Bold Move for 2023 | Dominick Quartuccio

In this episode: bold moves, building bold moves, dreams, themes, uncomfortable awareness, and finding energy. For most people, a new year can signify new goals that we hope to accomplish. Regardless of where you are on the FI journey, the new year ushers in a time for change and welcomes the opportunity to learn and grow! In this episode we are re-joined by Dominick Quartuccio to discuss navigating new beginnings and designing your “Bold Move” as we enter the new year. Instead of having a new year’s resolution which may remind you of what you didn’t accomplish the year before, try making a bold move that can act as a quantifiable metric for designing the life you want to live! The journey to FI is filled with ebbs and flows, and with that comes lessons that allow you to grow and learn as you find your way towards the life you want to live! Dominick Quartuccio: <!-- wp:list --> <!-- wp:list-item --> Website: thegreatmanwithin.com <!-- /wp:list-item --><!-- wp:list-item --> Course: The Bold Move Masterclass: Use Code CHOOSEFI For 50% Off <!-- /wp:list-item --><!-- wp:list-item --> Podcast: The Great Man Within <!-- /wp:list-item --><!-- wp:list-item --> Book: "Design Your Future: 3 Simple Steps to Stop Drifting and Start Living" <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:21 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 7:20 - Quiet Desperation And Community <!-- /wp:list-item --><!-- wp:list-item --> 14:32 - The Bold Move <!-- /wp:list-item --><!-- wp:list-item --> 22:28 - Building A Bold Move <!-- /wp:list-item --><!-- wp:list-item --> 30:32 - Increasing Your Luck Surface Area And What Gives You Energy <!-- /wp:list-item --><!-- wp:list-item --> 33:50 - Finding Your Theme And Dream <!-- /wp:list-item --><!-- wp:list-item --> 39:28 - Uncomfortable Awareness And The Turbulence Of Life <!-- /wp:list-item --><!-- wp:list-item --> 47:19 - What You Want Will Reveal Itself, Eventually <!-- /wp:list-item --><!-- wp:list-item --> 56:27 - Using Bold Moves To Identify Dreams <!-- /wp:list-item --><!-- wp:list-item --> 59:04 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Find Your Local ChooseFI Group <!-- /wp:list-item --><!-- wp:list-item --> "The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich" by Tim Ferriss <!-- /wp:list-item --><!-- wp:list-item --> "Outwitting the Devil: The Secrets to Freedom and Success" by Napoleon Hill <!-- /wp:list-item --><!-- wp:list-item --> "The Subtle Art of Not Giving a F*ck: A Counterintuitive Approach to Living a Good Life" by Mark Manson <!-- /wp:list-item --><!-- wp:list-item --> "Man's Search for Meaning" by Viktor Frankl <!-- /wp:list-item --><!-- wp:list-item --> "Never Eat Alone, Expanded and Updated: And Other Secrets to Success, One Relationship at a Time" by Keith Ferrazzi and Tahl Raz John Olsen YouTube <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
09/01/231h 2m

418 | Investing Lessons Learned in 2022 | Brian Feroldi

In this episode: the federal reserve, interest rates, buying the hype, the problems with effortless earning, and narrative follows price. It’s suffice to say this past year has been one of distinct changes from a financial perspective, with investment techniques and former practices no longer working the same as they did two years ago. However, there is much to be learned and a lot to be gained as we move forward into 2023. This week we are re-joined by a friend of the show Brian Feroldi to discuss his observations on the market changes, and lessons he learned over the course of 2022. Settle into the new year and tune in as we share our thoughts on the macro impact of the federal reserve, psychology of investing, inflation and interest as it relates to different kinds of assets, and so much more! Brian Feroldi: <!-- wp:list --> <!-- wp:list-item --> Website: brianferoldi.com <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @brianferoldi <!-- /wp:list-item --><!-- wp:list-item --> Course: Financial Statements Explained Simply <!-- /wp:list-item --><!-- wp:list-item --> Book: "Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren’t" By Brian Feroldi <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:46 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 6:51 - The Federal Reserve/Interest Rates <!-- /wp:list-item --><!-- wp:list-item --> 15:03 - Inflation Is Still Here <!-- /wp:list-item --><!-- wp:list-item --> 17:21 - Beware Of Effortless Money <!-- /wp:list-item --><!-- wp:list-item --> 24:14 - The State Of Crypto/Buying The Hype <!-- /wp:list-item --><!-- wp:list-item --> 33:48 - Is Cash Still Trash? <!-- /wp:list-item --><!-- wp:list-item --> 36:13 - Bonds Are Worth Consideration <!-- /wp:list-item --><!-- wp:list-item --> 39:25 - Growth Stock Troubles <!-- /wp:list-item --><!-- wp:list-item --> 46:31 - Narrative Follows Price <!-- /wp:list-item --><!-- wp:list-item --> 52:56 - Your Risk Level Is Revealed <!-- /wp:list-item --><!-- wp:list-item --> 56:09 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today's Episode: <!-- wp:list --> <!-- wp:list-item --> The Motley Fool <!-- /wp:list-item --><!-- wp:list-item --> The Simple Path to Wealth | JL Collins | ChooseFI Ep 411 <!-- /wp:list-item --><!-- wp:list-item --> Early Retirement Now <!-- /wp:list-item --><!-- wp:list-item --> The Role Of Bonds In A Portfolio | ChooseFI Ep 194 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links And Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
02/01/2358m 12s

417 | Year End Wins 2022

Happy Holidays! As the year's end approaches, it's only natural to look back and think of all that you’ve accomplished. Whether you just began your FI journey this year or are well on your way, recognizing the improvements you’ve made throughout the year is essential and worth celebrating! This episode is our 6th annual year-end wins episode, and we are re-joined by MK Williams to listen and read submissions from our listeners and celebrate the progress of our audience through different stages of their FI journeys! This episode is meant to not only inspire but remind us how personal this journey is, and remind you to take some time and reflect on the progress you have made this year. Celebrate the wins of your own, no matter how big or small! Timestamps: 1:27 - Introductions 3:43 - Adrianna's Wins 6:00 - David's Wins And The Post-It Note 9:48 - Will and Abby's Wins And Retirement Accounts 13:45 - Melissa Devon, and Brittany's Wins, Traveling And Saving 16:40 - Dominic and Leila's Wins, Stacking Accounts And Side Hustles 20:35 - Erica's Wins And Leveling Up In Life 24:11 - Justin's Wins And Financial Wellbeing 27:41 - Kristen's Wins And Paying Off The Mortgage 30:38 - Tommy's Wins And Changing Careers 33:24 - Wes And Sarah's Wins, Erasing Debt And Job Upgrades 35:50 - Lindsey's Wins, Travel Rewards And 2-Player Mode 38:18 - Tom and Danielle's Wins, Taking Action And Paying Off Student Loans 40:00 - Kelly's Wins, Budgetting And Communities 42:41 - Yvette's Wins And Making FI Do-Able 44:42 - Dennis' Wins And From Student Loan's To Disney World 47:00 - Valerie's Wins And Dumbfounding The Experts 48:56 - Dilyara's Wins And Crushing Early Stage FI 51:19 - Lauren's Wins And Doing The Legwork 56:28 - Conclusion Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> "Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required" by Bryce Leung and Kristy Shen <!-- /wp:list-item --><!-- wp:list-item --> From Pandemic Layoff to $100k+ | A Salesforce Success Story | ChooseFI Ep 297 <!-- /wp:list-item --><!-- wp:list-item --> Step-By-Step Guide to a (Nearly) Free Disney Vacation (2022) <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
26/12/2257m 9s

416 | Learning to Leave | Diania Merriam

In this episode: using your resources to create change, your employer is your customer, identifying discrimination, and abundance mindsets. For some on the journey to FI, it may seem like you must at all cost continuously strive to meet your monetary goal as quickly as possible. However, staying in toxic and unfulfilling work environments to hold the course with your goal is not what this journey is about. This week we are re-joined by Diania Merriam to have an intimate conversation about leaving a toxic work environment, navigating internalized beliefs, and the power and control gained while on the journey to FI. The greatest part of this journey is not only the earning and having more financial resources, but rather learning that your money is a tool you can use to reclaim your time! Remember, striving for FI is never about deprivation or devaluing yourself, nor does it mean tolerating poor treatment in order to stay on track!   Diania Merriam: <!-- wp:list --> <!-- wp:list-item --> Website: EconoME Conference (Promo Code "CHOOSEFI") <!-- /wp:list-item --><!-- wp:list-item --> Podcast: Optimal Finance Daily <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 2:00 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:25 - The Resignation <!-- /wp:list-item --><!-- wp:list-item --> 15:46 - Identifying Discrimination <!-- /wp:list-item --><!-- wp:list-item --> 25:07 - Culture Shifts And Subtleties <!-- /wp:list-item --><!-- wp:list-item --> 30:10 - Using Your Resources To Create Change <!-- /wp:list-item --><!-- wp:list-item --> 33:12 - Allowing Your Money To Protect You And Coast FI <!-- /wp:list-item --><!-- wp:list-item --> 40:28 - Operating From An Abundance Mindset <!-- /wp:list-item --><!-- wp:list-item --> 48:57 - Your Employer Is Your Customer <!-- /wp:list-item --><!-- wp:list-item --> 54:20 - Shifting From Saving To Covering Expenses <!-- /wp:list-item --><!-- wp:list-item --> 62:30 - EconoME Conference <!-- /wp:list-item --><!-- wp:list-item --> 66:56 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> What I've Learned From One Year Of "Fun-Employment" - Diania Merriam <!-- /wp:list-item --><!-- wp:list-item --> The Reality Of Leaving A Toxic Work Enviornment - Diania Merrian <!-- /wp:list-item --><!-- wp:list-item --> Accountability | Diania Merriam | ChooseFI Ep 150 <!-- /wp:list-item --><!-- wp:list-item --> Myths and Misconceptions | Diania Merriam | ChooseFI Ep 306 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list --> <!-- /wp:list -->
19/12/221h 8m

415 | Four Thousand Weeks | ChooseFI Book Club

In this episode: slowing down, stoicism, finding something to neglect on purpose, focusing on the present, flow states, and actionable steps. Throughout the history of this podcast we have had many guests discuss books that have offered great advice and education to them on the Journey to FI, and with the large selection to choose from we can't think of a better time to start working down the list! On today’s episode we are joined by Josue and Ginger in our new series The Choose FI Book Club. This week, we’ll be sharing our thoughts and takeaways from the book "4,000 Weeks: Time Management for Mortals" by Oliver Burkeman, as well as share some opinions on the book from our listeners who shared their opinions with us! While many of us on the Journey to FI feel that this lifestyle can be very future-driven, it can be overwhelming to want to accomplish so much with only so much time. This book reminds us that time is finite, and you can’t spend it worrying about what you have or haven't yet accomplished. Instead, it may be best to live in the present and appreciate the day to day as it relates to your journey. Having a timeline and working towards the finish line is part of the journey, but remember that the decisions you are making in your life and the experiences that come with it are just as important as the end result! Book Club Selection: "Four Thousand Weeks: Time Management for Mortals" by Oliver Burkeman Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:48 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:41 - The Concept Of Reading And Retaining <!-- /wp:list-item --><!-- wp:list-item --> 6:23 - Slowing Down And Focusing On What's Important <!-- /wp:list-item --><!-- wp:list-item --> 10:20 - Stephanie's Observation <!-- /wp:list-item --><!-- wp:list-item --> 18:53 - Amy's Observation And Stoicism <!-- /wp:list-item --><!-- wp:list-item --> 23:52 - You Can't Do Everything And CJ's Observation <!-- /wp:list-item --><!-- wp:list-item --> 30:29 - Choosing Something To Neglect On Purpose <!-- /wp:list-item --><!-- wp:list-item --> 33:34 - Shelleys Voicemail And Finding Time To Spend With Others <!-- /wp:list-item --><!-- wp:list-item --> 39:42 - Josh's Voicemail And Planning For The Future While Not Forgetting The Present <!-- /wp:list-item --><!-- wp:list-item --> 46:31 - Flow States <!-- /wp:list-item --><!-- wp:list-item --> 50:27 - Gayle's Perspective And Criticism Counterpoints <!-- /wp:list-item --><!-- wp:list-item --> 57:45 - The Action Steps Taken By YOU <!-- /wp:list-item --><!-- wp:list-item --> 61:47 - Our Actionable Steps <!-- /wp:list-item --><!-- wp:list-item --> 65:34 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> 18 Months of Massive Action | Josue | ChooseFI Ep 406 <!-- /wp:list-item --><!-- wp:list-item --> The Imperfectionist <!-- /wp:list-item --><!-- wp:list-item --> The Mad Fientist <!-- /wp:list-item --><!-- wp:list-item --> "Outwitting the Devil: The Secrets to Freedom and Success" by Napoleon Hill <!-- /wp:list-item --><!-- wp:list-item --> The Great Man Within <!-- /wp:list-item --><!-- wp:list-item --> "Finding Flow: The Psychology of Engagement with Everyday Life" by Mihaly Csikszentmihalyi <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> "A Complaint Free World: How to Stop Complaining and Start Enjoying the Life You Always Wanted" by Will Bowen <!-- /wp:list-item --><!-- wp:list-item --> Ginger's Blog "FI Is Fun" <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
16/12/221h 7m

414 | House FIRE | Alan Corey

In this episode: the value of a door, the hour FIRE method, tax breaks, focusing on income, and return on hassle. Many of our listeners have tuned in to hear our guests discuss the real estate market, mortgages, and taxes as it relates to obtaining property. However, many of us on the road to FI may not realize how scaling the properties you own can actually act as a mutual fund-like portfolio. On this week’s episode we are joined by our new in-house real estate expert, author, and podcaster, Alan Corey. Alan sheds light towards what expanding your real estate portfolio can look like from from a larger standpoint, and how approaching investment from a spreadsheet rather than lifestyle point of view can ultimately offer greater returns in the long run. While we know many listeners may be apprehensive to consider investing in multiple or larger real estate properties, or how this may not seem like a feasible option, this episode is available to you to educate and offer the mental framework on how to approach real estate in a way that it can be achievable! Alan Corey: <!-- wp:list --> <!-- wp:list-item --> Website: realestatemaxi.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: Real Estate Maximalist <!-- /wp:list-item --><!-- wp:list-item --> Book: House FIRE: How to Be a Red–Hot Real Estate Millionaire with a Wealth of Time and Money <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:57 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:48 - The Value Of A "Door" And The Business Behind It <!-- /wp:list-item --><!-- wp:list-item --> 8:21 - Navigating The Sea Of Options <!-- /wp:list-item --><!-- wp:list-item --> 16:35 - Reducing Vacancy Impact/Maximizing Potential <!-- /wp:list-item --><!-- wp:list-item --> 23:37 - Tax Breaks <!-- /wp:list-item --><!-- wp:list-item --> 29:54 - The House FIRE Method <!-- /wp:list-item --><!-- wp:list-item --> 39:33 - Focusing On Income <!-- /wp:list-item --><!-- wp:list-item --> 49:59 - Selling 50 Doors <!-- /wp:list-item --><!-- wp:list-item --> 61:19 - Return On Hassle/Million Dollar Value Properties <!-- /wp:list-item --><!-- wp:list-item --> 67:50 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> "A Million Bucks by 30" by Alan Corey <!-- /wp:list-item --><!-- wp:list-item --> Coach Carson <!-- /wp:list-item --><!-- wp:list-item --> Paula Pant <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
12/12/221h 9m

413 | Mental Wealth & Healing | Rich Jones

In this episode: success on paper, building the life you want, therapy, craving progression, and what leads to change. When beginning and well into your FI journey, it may seem like reaching and achieving your end goal of financial independence will somehow leave you feeling happier and more fulfilled. However, reaching this end goal doesn’t automatically solve all your problems. On this week’s episode we are joined by founder of FindMoreBalance.com and host of "The Mental Wealth Show" Rich Jones to have a conversation about mental health, rebuilding mindset and behaviors, and importance of finding your network of support in life. The FI journey is a great one because it allows you to introduce changes into your life, and no matter how big or different the changes are, they are still significant! The best part of this journey is that it is a personal one, so try to remember that! While the end goal may be reaching a monetary number, it is also about rebuilding and progressing into the person you want to be in all areas of life! Rich Jones: <!-- wp:list --> <!-- wp:list-item --> Website: richrunstrack.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: The Mental Wealth Show <!-- /wp:list-item --><!-- wp:list-item --> Instagram: @richrunstrack <!-- /wp:list-item --><!-- wp:list-item --> LinkedIn: Rich Jones <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 4:12 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 5:36 - Success On Paper <!-- /wp:list-item --><!-- wp:list-item --> 12:31 - The Inflection Point, What Made You Change? <!-- /wp:list-item --><!-- wp:list-item --> 16:14 - Therapy <!-- /wp:list-item --><!-- wp:list-item --> 20:54 - Re-Finding The Person You Want To Be <!-- /wp:list-item --><!-- wp:list-item --> 27:38 - Craving Progress And Mastery <!-- /wp:list-item --><!-- wp:list-item --> 35:11 - Rebuilding Your Day-To-Day Life <!-- /wp:list-item --><!-- wp:list-item --> 43:50 - Leveraging Your Career To Get More From Life <!-- /wp:list-item --><!-- wp:list-item --> 52:21 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> LeaveUs A Voicemail For Your Year End Wins <!-- /wp:list-item --><!-- wp:list-item --> The Top Chase Business Credit Cards for 2022 <!-- /wp:list-item --><!-- wp:list-item --> Alignment & Adjustments | Scott & Taylor Rieckens | ChooseFI Ep 403 <!-- /wp:list-item --><!-- wp:list-item --> The Tail End <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
05/12/2251m 19s

412 | What's In Your Index Fund? | Katie & Alan Donegan

In this episode; global funds, it's not doctrine, index funds, VTSAX, what is in index funds, and the opposite of active investing. If you've been in the FI community for a while now, you've probably at one point have heard of index Funds. However, whether you are familiar with this concept of investing, have invested in index funds, or are unfamiliar entirely, you may not necessarily know the mechanics and specifics of what certain types of index funds can actually do for you on your FI journey. This week we are rejoined by Alan and Katie Donegan, co-founders of The Rebel Finance School, to dive into the topic of index funds. Together, we discuss the differences between certain types of index funds, fee structures and returns, self-regulating funds, as well as break-down the benefits of what certain types of index funds can provide for you regardless of market and economic fluctuations! While we are not giving direct financial advice on what invest in, this week’s episode is meant as a resource to our listeners who may be curious to learn more about index funds and passive investing!  Katie & Alan Donegan: <!-- wp:list --> <!-- wp:list-item --> Website: alandonegan.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: alandonegan.com/podcast <!-- /wp:list-item --><!-- wp:list-item --> Rebel Finance School: www.alandonegan.com/rebelfinance <!-- /wp:list-item --><!-- wp:list-item --> VTSAX Breakdown: alandonegan.com/vtsax <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 4:11 - Introductions <!-- /wp:list-item --><!-- wp:list-item --> 5:13 - What Is In Index Funds <!-- /wp:list-item --><!-- wp:list-item --> 11:19 - Global Funds <!-- /wp:list-item --><!-- wp:list-item --> 21:54 - It's Not Doctrine, Don't Get Bogged Down In The Details <!-- /wp:list-item --><!-- wp:list-item --> 25:50 - Am I Getting What I Want When I Invest? Should I Be Concerned? <!-- /wp:list-item --><!-- wp:list-item --> 35:14 - The Opposite Of An Active Investor <!-- /wp:list-item --><!-- wp:list-item --> 45:09 - Is Cap-Weighting The Only Way To Run Index Funds? <!-- /wp:list-item --><!-- wp:list-item --> 52:50 - Is There A Future Where Passive Investing Isn't A Good Option? <!-- /wp:list-item --><!-- wp:list-item --> 57:46 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Leave A Voice Message Of Your Year End Wins <!-- /wp:list-item --><!-- wp:list-item --> The Top Chase Business Credit Cards for 2022 <!-- /wp:list-item --><!-- wp:list-item --> The Simple Path to Wealth | JL Collins | ChooseFI Ep 411 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list -->
02/12/2258m 32s

411 | The Simple Path to Wealth | JL Collins

In this episode: VTSAX funds, bonds, cap-weighted funds, finding your ballasts, staying the course, and the simple path to wealth. This week, we are getting back to the basics! While many of you who have been in the FI community for a while now have definitely heard of JL Collins, those who are new should absolutely be prepared to absorb the wealth of information he provides every time he decides to grace our podcast! Listen along as he and Brad review the basic information that can put you on the simple path to wealth that so many in the FI community have walked! Believe it or not, creating wealth for yourself can be simple! JL Collins: <!-- wp:list --> <!-- wp:list-item --> Website: jlcollinsnh.com <!-- /wp:list-item --><!-- wp:list-item --> Book: The Simple Path to Wealth: Your road map to financial independence and a rich, free life <!-- /wp:list-item --><!-- wp:list-item --> Chautauqua: Get Information About Chautauqua Here! <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:46 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:40 - Back To Basics, What Is The Simple Path To Wealth <!-- /wp:list-item --><!-- wp:list-item --> 10:15 - Low-Cost Funds And High-Cost Funds <!-- /wp:list-item --><!-- wp:list-item --> 14:56 - Index Funds Are For Lazy People (Just Kidding!) <!-- /wp:list-item --><!-- wp:list-item --> 20:00 - Is It VTSAX Or Nothing? <!-- /wp:list-item --><!-- wp:list-item --> 26:58 - Cap-Weighted Funds <!-- /wp:list-item --><!-- wp:list-item --> 30:53 - Staying The Course <!-- /wp:list-item --><!-- wp:list-item --> 36:32 - Are There Times When Index Funds Aren't A Good Choice? <!-- /wp:list-item --><!-- wp:list-item --> 42:28 - The Highest Likelihood Of Replicable Success <!-- /wp:list-item --><!-- wp:list-item --> 46:38 - Bonds <!-- /wp:list-item --><!-- wp:list-item --> 51:36 - Rising Rates <!-- /wp:list-item --><!-- wp:list-item --> 55:17 - I-Bonds <!-- /wp:list-item --><!-- wp:list-item --> 58:22 - Finding Your Ballasts <!-- /wp:list-item --><!-- wp:list-item --> 64:55 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> JL Collins from jlcollinsnh | The Stock Series | Part 1 | ChooseFI Ep 19 <!-- /wp:list-item --><!-- wp:list-item --> The Stock Series Part 2 | JL Collins | ChooseFI Ep 34 <!-- /wp:list-item --><!-- wp:list-item --> What is The Simple Path to Wealth? | JL Collins | ChooseFI Ep 284 <!-- /wp:list-item --><!-- wp:list-item --> Alan and Katie Donegan's VTSAX Blog <!-- /wp:list-item --><!-- wp:list-item --> Chautauqua | Oh The Places We Will Go | ChooseFI Ep 64 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
28/11/221h 8m

410 | Short-Term Rentals on the Path to FI | Kelly Cronin

In this episode: finding mentors, the superpower of making less, traveling while making less, rental properties, and the one percent rule. For some who begin the FI journey, it's about doing all they can to reach that FI number, but for many people the journey to FI is about the people you meet and learn from along the way! On this week’s episode we are joined by longtime listener Kelly Cronin to discuss the importance of mentorship, her interesting take that gives a new meaning to traveling while working, and the importance of pursuing what drives you and leads to a life filled with with intentionality. In Kelly's case, a passion towards travel lead to a fascinating side-hustle that affords her the opportunity to make money while seeing the world, who knows where a passion could end up leading you? Kelly Cronin: <!-- wp:list --> <!-- wp:list-item --> Website: croninscastles.com <!-- /wp:list-item --><!-- wp:list-item --> Rental Property Class: Cronin's Castles STR Class <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:55 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:11 - Kelly's Early Financial Influence <!-- /wp:list-item --><!-- wp:list-item --> 6:45 - Finding Mentors <!-- /wp:list-item --><!-- wp:list-item --> 9:02 - The Superpower of Making Less <!-- /wp:list-item --><!-- wp:list-item --> 15:26 - Traveling While Making Less <!-- /wp:list-item --><!-- wp:list-item --> 21:09 - Rental Properties <!-- /wp:list-item --><!-- wp:list-item --> 29:54 - The Mechanics of Acquiring Rental Properties <!-- /wp:list-item --><!-- wp:list-item --> 34:23 - The 1% Rule <!-- /wp:list-item --><!-- wp:list-item --> 41:32 - Running The Numbers <!-- /wp:list-item --><!-- wp:list-item --> 46:50 - How Is Kelly Marketing This? <!-- /wp:list-item --><!-- wp:list-item --> 55:46 - The FI Aspect, How Does This Intersect With Your Job? <!-- /wp:list-item --><!-- wp:list-item --> 64:20 - Where Do You Go From Here? <!-- /wp:list-item --><!-- wp:list-item --> 65:37 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Travel Rewards: How To Travel The World For Almost Free (The Easy Way) | ChooseFI Ep 9 <!-- /wp:list-item --><!-- wp:list-item --> Peter Attia <!-- /wp:list-item --><!-- wp:list-item --> Huberman Lab <!-- /wp:list-item --><!-- wp:list-item --> Alignment & Adjustments | Scott & Taylor Rieckens | ChooseFI Ep 403 <!-- /wp:list-item --><!-- wp:list-item --> Intuit Mint <!-- /wp:list-item --><!-- wp:list-item --> The BiggerPockets Money Podcast <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
21/11/221h 4m

409 | 401(k), Mega Backdoor Roth and the Premium Tax Credit | Sean Mullaney

In this episode: w2 employment to self-employment, s-coporations vs self-employment, avoiding penalties, megas backdoor roths, retirement planning, and health insurance. Most of us are familiar with a W2 job, and there is a certain level of convenience that comes with working a W2 job as it relates to retirement planning and taxes. So much so that it can be daunting to want to embark out on your own journey and have to figure it all out on your own. This week we are re-joined by our “in-house tax expert” Sean Mullaney to discuss the tax and retirement sphere as it relates to being self-employed. While we are not offering advice, this week's episode is meant to act as a resource to listeners curious about the steps and unknowns that come with the self-employment territory. With the same excitement and motivations gained from getting to run your own business, those same motivations and excitements can still be applied to navigating your retirement and taxes once you remember that it is now within YOUR control!  The fear of the unfamiliar may not be as daunting and complicated as you may think, and figuring out these factors requires you to take the same initiative and action that is required throughout your entire FI journey!  The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Sean Mullaney: <!-- wp:list --> <!-- wp:list-item --> Website: fitaxguy.com <!-- /wp:list-item --><!-- wp:list-item --> Book: Solo 401k; The Solopreneur's Retirement Account <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:42 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:38 - W2 Employment to Self-Employment <!-- /wp:list-item --><!-- wp:list-item --> 11:34 - S-Corporations vs Self-Employment <!-- /wp:list-item --><!-- wp:list-item --> 14:03 - Avoiding Penalties When Making Estimated Payments <!-- /wp:list-item --><!-- wp:list-item --> 19:29 - Saving For Retirement As An Entrepreneur <!-- /wp:list-item --><!-- wp:list-item --> 24:00 - Employee vs Employer 401k Limits and Mega Backdoor Roth <!-- /wp:list-item --><!-- wp:list-item --> 33:54 - Is The Mega Backdoor Plausible For The Self-Employed? <!-- /wp:list-item --><!-- wp:list-item --> 41:03 - Roth IRA Conversions <!-- /wp:list-item --><!-- wp:list-item --> 43:15 - Addressing The Uncertainty Around The Employer Maximum <!-- /wp:list-item --><!-- wp:list-item --> 53:40 - ACA Plans and Navigating Health Insurance As A Solopreneur <!-- /wp:list-item --><!-- wp:list-item --> 63:34 - What Counts As Income? <!-- /wp:list-item --><!-- wp:list-item --> 68:41 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Paying Taxes When You're Self-Employed <!-- /wp:list-item --><!-- wp:list-item --> IRS Publication 560 <!-- /wp:list-item --><!-- wp:list-item --> IRS Form 8962 Instructions on Premium Tax Credit <!-- /wp:list-item --><!-- wp:list-item --> IRS Publication 974 Premium Tax Credit <!-- /wp:list-item --><!-- wp:list-item --> Creating Your Dream Job | ChooseFI Ep 117R <!-- /wp:list-item --><!-- wp:list-item --> Roth IRA Conversion Ladder Case Study | ChooseFI 163R <!-- /wp:list-item --><!-- wp:list-item --> Healthcare.gov ACA Plans <!-- /wp:list-item --><!-- wp:list-item --> Cody Garrett's Tweet Illustrating ACA Medical Insurance Premiums and PTCs <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
18/11/221h 9m

408 | Debt Payoff, Disney & Taking Action | Audrey

In this episode: taking action, travel rewards, career progression, the mission to net zero, and value propositions for college. Whether you were raised to live frugally or if the lessons and lifestyle of FI are just now being introduced into your life, the journey to FI is full of ebbs and flow, not only with your finances, but with the knowledge you pick up along the way. This week we are joined by Audrey to talk about her journey with FI, her path to intentionality, and to discuss the power of optimization. Everyone who begins the FI journey comes from a different place of financial literacy, and a lot of the times we may grow up following the “do’s and don’ts” of financial planning that we were raised with. However, you may be missing out on new ways to optimize your FI journey! The best part about FI is that it's a personal journey that allows you to learn new ways to plan, as well as new ways to reallocate your savings and spending in order to live your best life in the present and future!  Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:53 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 5:03 - Natural Savers <!-- /wp:list-item --><!-- wp:list-item --> 8:25 - Value Propositions For College <!-- /wp:list-item --><!-- wp:list-item --> 11:40 - Tackling Student Loans, The Mission To Net Zero <!-- /wp:list-item --><!-- wp:list-item --> 20:50 - Traveling On Points/Travel Rewards Cards <!-- /wp:list-item --><!-- wp:list-item --> 28:59 - Travel Rewards Hotel Strategy and Point Optimization <!-- /wp:list-item --><!-- wp:list-item --> 32:23 - Credit Cards and Children/Second Generation FI Training <!-- /wp:list-item --><!-- wp:list-item --> 34:50 - Taking Action In Your Post-Debt Life And Evolving <!-- /wp:list-item --><!-- wp:list-item --> 42:16 - Career Progression and Optimization <!-- /wp:list-item --><!-- wp:list-item --> 47:18 - Audrey Takes The Hot Seat <!-- /wp:list-item --><!-- wp:list-item --> 55:24 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Dave Ramsey <!-- /wp:list-item --><!-- wp:list-item --> Step-By-Step Guide to a (Nearly) Free Disney Vacation (2022) <!-- /wp:list-item --><!-- wp:list-item --> Travel Rewards Refresher 2022 | Lyn Mettler | ChooseFI Ep 393 <!-- /wp:list-item --><!-- wp:list-item --> The Tail End <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero" By Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> TalentStacker's Salesforce Career Development Program <!-- /wp:list-item --><!-- wp:list-item --> Making The Case For Part Time With Bradley Rice | ChooseFI Ep 117 <!-- /wp:list-item --><!-- wp:list-item --> From Pandemic Layoff to $100k+ | A Salesforce Success Story | ChooseFI Ep 297 <!-- /wp:list-item --><!-- wp:list-item --> From Stay At Home Parents to High Paying Salesforce Careers in Under 6 Months | Salesforce For Everyone <!-- /wp:list-item --><!-- wp:list-item --> Mama Bear Apologetics <!-- /wp:list-item --><!-- wp:list-item --> All the Hacks <!-- /wp:list-item --><!-- wp:list-item --> Join ChooseFI's Facebook Group! <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
14/11/2256m 21s

407 | Kristi | Households of FI Update

In this episode: growth during the job hunt, exploring entrepreneurship, tips for career growth, and second generation FI. It's only natural that on the journey to FI you will want to pivot. Whether it is your financial outlook or even your career outlook, it's only natural to have reservations about making a change that could benefit you in the long run.  On this week’s episode of  The Households of FI, we are joined by Kristi to fill us in on how her FI journey is going, as well as discuss the topic of “leveling-up”. Changing jobs or moving on to the next career chapter while on the journey to FI can seem farfetched, because often times we want to stick to what is familiar and what is more in line with our plan. However, there is no shame in expanding your network and your options in terms of finding better employment that is more aligned with your values! Don't be afraid to be “un-stuck” and see what career options you have, and make sure you are surrounded by those who are aligned with the same principles as you are!  Timestamps: <!-- wp:list --> <!-- wp:list-item --> 2:03 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:41 - An Update From Kristy <!-- /wp:list-item --><!-- wp:list-item --> 5:53 - Growth During The Job Hunt <!-- /wp:list-item --><!-- wp:list-item --> 13:03 - Tips For Career Growth <!-- /wp:list-item --><!-- wp:list-item --> 19:45 - Exploring Entrepreneurship <!-- /wp:list-item --><!-- wp:list-item --> 23:39 - The Finances Of Engagement <!-- /wp:list-item --><!-- wp:list-item --> 27:07 - Being On The Same Page Financially As Your Partner <!-- /wp:list-item --><!-- wp:list-item --> 31:48 - Where Is Your Salary Raise Going? <!-- /wp:list-item --><!-- wp:list-item --> 38:59 - Laying The Seeds For Second Generation FI <!-- /wp:list-item --><!-- wp:list-item --> 51:52 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list-item --> Kristi & Big Ern | ChooseFI Ep 259 <!-- /wp:list-item --><!-- wp:list-item --> Is My Company’s Stock Overpriced | P/E Ratio Explained | ChooseFI Ep 314 <!-- /wp:list-item --><!-- wp:list-item --> Career Hacking With ESI Money | ChooseFI Ep 23 <!-- /wp:list-item --><!-- wp:list-item --> Negotiate Your Salary With Tori Dunlap | ChooseFI Ep 147 <!-- /wp:list-item --><!-- wp:list-item --> How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | ChooseFI Ep 211 <!-- /wp:list-item --><!-- wp:list-item --> Rebel Entrepreneur <!-- /wp:list-item --><!-- wp:list-item --> Alan and Katie Donegan's Free Extraordinary Life Course <!-- /wp:list-item --><!-- wp:list-item --> Money With Katie | Katie Gatti | ChooseFI Ep 399 <!-- /wp:list-item --><!-- wp:list-item --> Transition Planning from a Military Career on the Path to FI | ChooseFI Ep 296 <!-- /wp:list-item --><!-- wp:list-item --> The Simple Startup <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with <!-- /wp:list-item --> <!-- /wp:list -->
11/11/2253m 34s

406 | 18 Months of Massive Action | Josue

In this episode: taking action, asking questions, navigating information, getting to where you want to go, the reason we learn, and growth mindsets! Beginning your FI journey often means facing a lot of unfamiliar knowledge being thrown at you. With all the resources and alternative information provided, we know firsthand that it can be overwhelming. However, you should not feel intimidated to start your FI Journey! This week we are joined by an avid ChooseFI listener Josue to discuss the power that comes with learning new information, as well as the importance of taking action from information presented! No matter what financial or educational background you come from, your FI journey starts from a personal square one. Whether the information and knowledge presented from this journey is completely new or relatively familiar, there can be a sense of motivation that can be gained from continuing this journey! If you are searching for early FI excellence defined, then look no further than Josue! Timestamps:<!-- wp:list --> <!-- wp:list-item --> 1:48 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:41 - 18 Months Ago... <!-- /wp:list-item --><!-- wp:list-item --> 5:53 - What Made You Chase FI? <!-- /wp:list-item --><!-- wp:list-item --> 10:43 - Taking Action and Asking Questions <!-- /wp:list-item --><!-- wp:list-item --> 17:30 - Growth Mindset and Changing <!-- /wp:list-item --><!-- wp:list-item --> 20:07 - Navigating Information/Combatting Echo-chambers <!-- /wp:list-item --><!-- wp:list-item --> 33:07 - Getting Where You Want To Go and How Josue Did It <!-- /wp:list-item --><!-- wp:list-item --> 39:40 - The Cost of Not Knowing <!-- /wp:list-item --><!-- wp:list-item --> 42:43 - Retirement Accounts <!-- /wp:list-item --><!-- wp:list-item --> 51:50 - This is Why We Learn/Life Insurance <!-- /wp:list-item --><!-- wp:list-item --> 56:36 - Leasing Cars <!-- /wp:list-item --><!-- wp:list-item --> 60:16 - Savings Rate Based On Value <!-- /wp:list-item --><!-- wp:list-item --> 65:47 - Josue Takes The Hot Seat <!-- /wp:list-item --><!-- wp:list-item --> 77:09 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Flexible Spending Rules For Early Retirees | ChooseFI Ep 176 <!-- /wp:list-item --><!-- wp:list-item --> JL Collins <!-- /wp:list-item --><!-- wp:list-item --> "The Simple Path to Wealth: Your road map to financial independence and a rich, free life" by JL Collins <!-- /wp:list-item --><!-- wp:list-item --> "Influence: The Psychology of Persuasion" by Robert B. Cialdini <!-- /wp:list-item --><!-- wp:list-item --> The Knowledge Project <!-- /wp:list-item --><!-- wp:list-item --> "Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones" by James Clear <!-- /wp:list-item --><!-- wp:list-item --> The Trades Path To FI | Captain DIY | ChooseFI Ep 103 <!-- /wp:list-item --><!-- wp:list-item --> The 18-Year-Old Who Actually Listened | Ep 388 <!-- /wp:list-item --><!-- wp:list-item --> Just Keep Buying | Nick Maggiulli | Ep 404 <!-- /wp:list-item --><!-- wp:list-item --> Leasehackr <!-- /wp:list-item --><!-- wp:list-item --> "Four Thousand Weeks: Time Management for Mortal" by Oliver Burkeman <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list -->
07/11/221h 17m

404 | Just Keep Buying | Nick Maggiulli

In this episode: income-producing assets, REITs, the 4% rule, optimal spending, saving too much, and why you will never feel rich. It is believed that in order to reach FI, cutting expenses and limited spending seems like the ideal way to your end goal, but are you missing out on ways to spend-to-earn because it feels right? Well, this week we are rejoined by friend of the show and guest host Brian Feroldi to interview Nick Magguilli, author of the excellent book Just Keep Buying: Proven Ways to Save Money And Build Your Wealth. Together we discuss using data to grow your wealth and fighting the stigmatization of spending your money. On the journey to FI it is easy to focus more on saving so much that we’re afraid to spend, however, by not spending we could be missing out on assets, both monetary and non-monetary, that could bring us greater fulfillment in the present and future! By rethinking your approach to spending, rather than looking at it as something that is negative, you may find that your money can go farther for you when its spent rather than saved!  Nick Maggiulli <!-- wp:list --> <!-- wp:list-item --> Website: ofdollarsanddata.com <!-- /wp:list-item --><!-- wp:list-item --> Book: Just Keep Buying: Proven Ways to Save Money And Build Your Wealth <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @dollarsanddata <!-- /wp:list-item --><!-- wp:list-item --> Instagram: @nickmaggiulli <!-- /wp:list-item --> Brian Feroldi <!-- wp:list --> <!-- wp:list-item --> Website: The Motley Fool <!-- /wp:list-item --><!-- wp:list-item --> Book: Why Does The Stock Market Go Up? <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @BrianFeroldi <!-- /wp:list-item --> <!-- /wp:list --> Timestamps <!-- wp:list --> <!-- wp:list-item --> 1:29 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:31 - Just Keep Buying <!-- /wp:list-item --><!-- wp:list-item --> 9:27 - Income Producing Assets <!-- /wp:list-item --><!-- wp:list-item --> 10:55 - Macro-Level Mind Changers <!-- /wp:list-item --><!-- wp:list-item --> 14:08 - REITs <!-- /wp:list-item --><!-- wp:list-item --> 16:57 - You Can Save Too Much? <!-- /wp:list-item --><!-- wp:list-item --> 21:40 - How Nick Thinks Through The 4% Rule <!-- /wp:list-item --><!-- wp:list-item --> 26:20 - Spending Optimally <!-- /wp:list-item --><!-- wp:list-item --> 30:59 - Catching Up Financially Through Exercise <!-- /wp:list-item --><!-- wp:list-item --> 34:01 - Examining 401k Maxxing <!-- /wp:list-item --><!-- wp:list-item --> 38:47 - Saving Raises <!-- /wp:list-item --><!-- wp:list-item --> 41:50 - Why You Will Never Feel Rich <!-- /wp:list-item --><!-- wp:list-item --> 46:16 - Investment Properties & Nick <!-- /wp:list-item --><!-- wp:list-item --> 47:55 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode <!-- wp:list --> <!-- wp:list-item --> 3 words got me 3 MILLION SUBSCRIBERS <!-- /wp:list-item --><!-- wp:list-item --> "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> "The Tail End" By Tim Urban <!-- /wp:list-item --><!-- wp:list-item --> Peter Attia <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Commission-Free Investing with M1 Finance <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list -->
31/10/2248m 50s

403 | Alignment & Adjustments | Scott & Taylor Rieckens

In this episode: balancing deprivation and happiness, making adjustments, everything is negotiable, the evolution of alignment, adjusted awareness, and intentionality in community. Five years ago, Scott and Taylor Rieckens publicly began their path to FI by creating the fantastic documentary "Playing With FIRE." The documentary depicts their life as they start out and navigate the early stages of their FI journey, which is often the period of time when we act our most frugal, cut as many expenses as possible, and in turn save as much as we possibly can! While this kind of lifestyle is a great jumping off point early in the FI journey, oftentimes people find this lifestyle to be limiting and ultimately detrimental to their own happiness. Now that Scott and Taylor are significantly further down the path compared to the last time we heard from them, we decided to have them return to the show to discuss the adjustments they have made in their lifestyle in order to live in a manner that fully aligns with their idea of a happy life! Remember, FI isn't suppose to limit your ability to be happy, rather it exists to enhance your life and help you find fulfillment as progress down the road less traveled. Scott and Taylor Rieckens: <!-- wp:list --> <!-- wp:list-item --> Website: playingwithfire.com <!-- /wp:list-item --><!-- wp:list-item --> Documentary: Playing With FIRE <!-- /wp:list-item --><!-- wp:list-item --> Book: Playing With FIRE <!-- /wp:list-item --> <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:59 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:38 - What Makes You The Most Happy? <!-- /wp:list-item --><!-- wp:list-item --> 8:41 - The Evolution of Alignment and Adjusted Awareness <!-- /wp:list-item --><!-- wp:list-item --> 18:30 - The Craziest 36 Months <!-- /wp:list-item --><!-- wp:list-item --> 23:13 - Revisiting What's Important After Evolution <!-- /wp:list-item --><!-- wp:list-item --> 35:05 - Balancing Deprivation and Happiness <!-- /wp:list-item --><!-- wp:list-item --> 37:58 - Making Adjustments <!-- /wp:list-item --><!-- wp:list-item --> 43:03 - Decisions Are Based On The Information You Have <!-- /wp:list-item --><!-- wp:list-item --> 49:57 - Wonderful Evolutions and Learning Together <!-- /wp:list-item --><!-- wp:list-item --> 51:23 - Everything is Negotiable <!-- /wp:list-item --><!-- wp:list-item --> 57:02 - Everybody is the Star of Their Own Movie / Intentionality in Community <!-- /wp:list-item --><!-- wp:list-item --> 66:34 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Playing With FIRE | Documentary | Scott Rieckens | ChooseFI Ep 37 <!-- /wp:list-item --><!-- wp:list-item --> "The Happiness Advantage: The Seven Principles of Positive Psychology That Fuel Success and Performance at Work" by Shawn Achor <!-- /wp:list-item --><!-- wp:list-item --> The Tim Ferris Show <!-- /wp:list-item --><!-- wp:list-item --> The Great Man Within <!-- /wp:list-item --><!-- wp:list-item --> "Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts" by Annie Duke <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list-item --> <!-- /wp:list -->
24/10/221h 7m

402 | Vivian | Households of FI Update

In this episode: the beauty of community, misleading expectations, doing what's best for your situation, and stress reduction. The Journey to FI is hardly linear and is full of ebbs and flows. While it may seem easier to share your wins/successes within this community, we know it can be even harder to share the moments of this journey that feel like setbacks. On this week’s installment of the Households of FI series, we are joined again by Vivian to fill us in on how her FI journey is going, and the importance of finding support within this community. Everyone’s FI journey is unique to them, but it doesn’t mean that you are alone! The beauty of FI is that it offers you a community to share your successes, as well as share your struggles. By being vocal and unafraid to admit that you are having a hard time, you are not only sure to garner support from others facing similar battles, but can find a renewed sense of motivation to make you feel more accountable and present on this journey!  Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:57 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 4:14 - The Beauty of Community <!-- /wp:list-item --><!-- wp:list-item --> 7:56 - Expectations Are Misleading <!-- /wp:list-item --><!-- wp:list-item --> 13:37 - It's Not Black and White, Do What's Best For You <!-- /wp:list-item --><!-- wp:list-item --> 18:30 - Ask For What You Deserve <!-- /wp:list-item --><!-- wp:list-item --> 22:10 - Reducing Stress and Addressing Your Situation <!-- /wp:list-item --><!-- wp:list-item --> 28:51 - Life Is Not A Straight Path <!-- /wp:list-item --><!-- wp:list-item --> 31:02 - Retirement Withdrawals and The Market <!-- /wp:list-item --><!-- wp:list-item --> 38:33 - You Are Not Alone <!-- /wp:list-item --><!-- wp:list-item --> 40:14 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today's Episode:  <!-- wp:list --> <!-- wp:list-item --> Introducing Our Households of FI!! Part 1 | Ep 221 <!-- /wp:list-item --><!-- wp:list-item --> If People Can Do It I Can Do It Too | Vivian Connects With Leslie Tayne | Households Of Fi | Ep 255 <!-- /wp:list-item --><!-- wp:list-item --> Navigating a Multigenerational Household | The Financial Tortoise | EP 302 <!-- /wp:list-item --><!-- wp:list-item --> Brian Feroldi <!-- /wp:list-item --><!-- wp:list-item --> JL Collins <!-- /wp:list-item --><!-- wp:list-item --> "Just Keep Buying: Proven Ways to Save Money And Build Your Wealth" By Nick Maggiulli <!-- /wp:list-item --><!-- wp:list-item --> Mega Backdoor Roths: How They Work <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources:  <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list-item --> <!-- /wp:list -->
21/10/2242m 12s

401 | Court from Modern FImily Returns

In this episode: finding unknown opportunity, creating your lifestyle as you go, overcoming the down period, real estate renting, and what reaching FI looks like. Once you’ve set your FI number and put plans into action, it’s tempting to want to do everything in your power to reach that goal as soon as possible, potentially by working longer hours or cutting out expenses in your life in order to save more. But by doing this are you cultivating the lifestyle you want to live after your goal is met? On this week's episode we are re-joined by Court from Modern FImily to update us on her FI journey, the changes she has made over the last few years, and her rewarding takeaways from being flexible on her journey. The beauty of FI is that it is a personal journey, and it’s one YOU create to reflect YOUR lifestyle! It is important to remember that by rushing to meet your goal, you may be adding more stress than needed, and missing out on the lessons, hacks, and new opportunities (or use experiences) that come with starting this journey!  Court From Modern FImily <!-- wp:list --> <!-- wp:list-item --> Website: modernfimily.com <!-- /wp:list-item --><!-- wp:list-item --> Instagram: @modernfimily <!-- /wp:list-item --> <!-- /wp:list --> Timestamps <!-- wp:list --> <!-- wp:list-item --> 1:51 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:28 - Update From Courtney <!-- /wp:list-item --><!-- wp:list-item --> 8:22 - Testing to Find Unknown Opportunity <!-- /wp:list-item --><!-- wp:list-item --> 14:19 - Creating Your Lifestyle on the Journey <!-- /wp:list-item --><!-- wp:list-item --> 20:10 - Overcoming the Down Period <!-- /wp:list-item --><!-- wp:list-item --> 25:27 - What Do You Want Your Life to Look Like? <!-- /wp:list-item --><!-- wp:list-item --> 28:30 - Finding Free Activities <!-- /wp:list-item --><!-- wp:list-item --> 37:03 - Annual Passes and Finding Groups <!-- /wp:list-item --><!-- wp:list-item --> 41:25 - Real Estate Renting and Simplicity <!-- /wp:list-item --><!-- wp:list-item --> 48:37 - Flexibility and Taking Advantage of Whats Available <!-- /wp:list-item --><!-- wp:list-item --> 52:04 - What Reaching FI Looks Like <!-- /wp:list-item --><!-- wp:list-item --> 64:23 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode <!-- wp:list --> <!-- wp:list-item --> Modern FImily With Court | ChooseFI Ep 166 <!-- /wp:list-item --><!-- wp:list-item --> Your Flex Rate: The Crucial Factor Behind A Successful Early Retirement <!-- /wp:list-item --><!-- wp:list-item --> Find Your Local ChooseFI Group! <!-- /wp:list-item --><!-- wp:list-item --> Early Retirement Now <!-- /wp:list-item --><!-- wp:list-item --> Living Frugal Frugalwoods | Save 75% Of Your Take Home Pay | ChooseFI Ep 12 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to the FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list-item --> <!-- /wp:list -->
17/10/221h 6m

400 | Zach & Marilyn | Households of FI Update

In this episode: house hacking, benefits and compensation packages, earning extra income and side hustles, and not setting perfection as your goal. We know achieving FI doesn't happen overnight, and rarely does it happen perfectly according to plan. Life happens, changes happen, and uncertainty usually finds a way to throw you off your planned path. This shouldn’t be something to fear! Today in the Households of FI series we are joined again by Zach to fill us in on how his FI journey has progressed over the last couple years, as well as to discuss the importance of re-adjustment! While failure is never an easy thing to accept, the fear of failing may deprive you of some excellent learning opportunities. By remaining intentional with your FI plan rather than striving for perfection, you will allow yourself to overcome uncomfortable lulls and expand your journey to places you might not have thought were possible!  Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:51 - Introductions <!-- /wp:list-item --><!-- wp:list-item --> 4:45 - Zach and Marilyn Update <!-- /wp:list-item --><!-- wp:list-item --> 7:16 - House Hacking and Limiting Expenses <!-- /wp:list-item --><!-- wp:list-item --> 13:30 - Life is Lumpy, Perfection Isn't The Goal <!-- /wp:list-item --><!-- wp:list-item --> 21:39 - Examining The Whole Compensation Package <!-- /wp:list-item --><!-- wp:list-item --> 31:40 - Earning Extra Income <!-- /wp:list-item --><!-- wp:list-item --> 40:15 - Zach's 6 Year Path To FI <!-- /wp:list-item --><!-- wp:list-item --> 46:21 - If You Weren't Afraid, What Would You Do? <!-- /wp:list-item --><!-- wp:list-item --> 53:15 - Being Open to Exploring <!-- /wp:list-item --><!-- wp:list-item --> 56:53 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Households of FI-Zach and Marilyn Talk Real Estate Investing With Paula Pant | ChooseFI Ep 247 <!-- /wp:list-item --><!-- wp:list-item --> Discovering the Power of FU Money | ChooseFI Ep 321 <!-- /wp:list-item --><!-- wp:list-item --> Side Hustle Nation <!-- /wp:list-item --><!-- wp:list-item --> "$1,000 100 Ways: How Real People Make Real Money on the Side (and how you can too)" by Nick Loper <!-- /wp:list-item --><!-- wp:list-item --> The Unfair (FI) Advantage Of Teachers | 457b | ChooseFI Ep. 13 <!-- /wp:list-item --><!-- wp:list-item --> Early Retirement Now <!-- /wp:list-item --><!-- wp:list-item --> "The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich" by Tim Ferriss <!-- /wp:list-item --><!-- wp:list-item --> Subscribe To The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile
14/10/2258m 48s

399 | Money with Katie | Katie Gatti

In this episode: finding purpose, misaligned values, being the product of your environment, the stock market as a source for wealth building, and modern two-player mode. We encourage our listeners that there is no wrong age to start your FI journey, but for those of you starting your FI journey as a young adult, the firehouse of foreign information can feel overwhelming. Sometimes it may even seem as if you’re too far behind to even start! The good news is, you're not! Today we are joined by Katie Gatti from Money With Katie to talk about how she navigated FI in her early 20s, and how she used a lack of knowledge as a motivator to get to a place of financial independence. Everybody starts this journey at a different place in their life and no two people are the same. By being patient and finding value in learning something new, you are certain to find yourself more motivated on your FI journey! Katie Gatti <!-- wp:list-item --> Website: moneywithkatie.com <!-- /wp:list-item --><!-- wp:list-item --> Podcast: The Money With Katie Show <!-- /wp:list-item --><!-- wp:list-item --> Twitter: @moneywithkatie <!-- /wp:list-item --><!-- wp:list-item --> Instagram: @moneywithkatie Timestamps <!-- wp:list --> <!-- wp:list-item --> 1:36 - Introductions <!-- /wp:list-item --><!-- wp:list-item --> 2:09 - Katie's FI Journey <!-- /wp:list-item --><!-- wp:list-item --> 8:32 - Finding Meaning and Purpose <!-- /wp:list-item --><!-- wp:list-item --> 11:53 - Misaligned Value and Personal Finance <!-- /wp:list-item --><!-- wp:list-item --> 18:58 - Katie's College Decision and Education <!-- /wp:list-item --><!-- wp:list-item --> 25:03 - Forming Yourself as the Product of Your Environment <!-- /wp:list-item --><!-- wp:list-item --> 31:40 - It's Never Too Late For FI <!-- /wp:list-item --><!-- wp:list-item --> 39:03 - The Stock Market as a Means of Wealth Building <!-- /wp:list-item --><!-- wp:list-item --> 49:09 - Modern Two-Player Mode and Setting Financial Expectations <!-- /wp:list-item --><!-- wp:list-item --> 55:41 - Katie Takes The Hot Seat <!-- /wp:list-item --><!-- wp:list-item --> 67:07 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode <!-- wp:list --> <!-- wp:list-item --> Young Money <!-- /wp:list-item --><!-- wp:list-item --> The Mad Fientist <!-- /wp:list-item --><!-- wp:list-item --> Meet the Frugalwoods | Achieving FI Through Simple Living | ChooseFI Ep 65 <!-- /wp:list-item --><!-- wp:list-item --> Paul Merriman Introduces The Ultimate Buy And Hold Portfolio | ChooseFI Ep 130 <!-- /wp:list-item --><!-- wp:list-item --> Paul Merriman | ChooseFI Ep 290 <!-- /wp:list-item --><!-- wp:list-item --> M1 Pies: Level Up Your Dividend Strategy and Optimize Your Portfolio Like a Pro (2022) <!-- /wp:list-item --><!-- wp:list-item --> "Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required" by Kristy Shen and Bryce Leung <!-- /wp:list-item --><!-- wp:list-item --> The Huberman Lab Podcast <!-- /wp:list-item --><!-- wp:list-item --> The BiggerPockets Money Podcast <!-- /wp:list-item --><!-- wp:list-item --> Subscibe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list-item --> <!-- /wp:list -->
10/10/221h 8m

398 | Troy & Lindsay | Households of FI Update

In this episode: career changes, up-skilling, re-prioritizing, accruing debt for value, childcare, and emergency funds. The journey to FI is never linear. Sometimes we can find ourselves thinking the only way to meet our goals is to follow a strict plan, which can make adjusting said plan feel like a daunting set back. Well, our returning Households of FI guests Troy and Lindsay believe that flexibility during ones journey to FI can provide you with tremendous value! Making changes in your life, whether it's accruing temporary debt or changing careers, can actually lead to big time payoffs! While it may feel more secure to have a set trajectory with your financial goals, we know life gets in the way! So instead of sticking with a plan that isn't making you happy, try to stay flexible and evaluate all your options!  Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:34 - Introductions <!-- /wp:list-item --><!-- wp:list-item --> 4:55 - Troy and Lindsay Update <!-- /wp:list-item --><!-- wp:list-item --> 12:10 - Avoiding Over Optimization <!-- /wp:list-item --><!-- wp:list-item --> 18:49 - Up-Skilling & Career Changes <!-- /wp:list-item --><!-- wp:list-item --> 27:56 - Upgrading Income and Re-evaluating Priorities <!-- /wp:list-item --><!-- wp:list-item --> 36:15 - Accruing Debt for True Value <!-- /wp:list-item --><!-- wp:list-item --> 40:20 - Emergency Funds <!-- /wp:list-item --><!-- wp:list-item --> 42:58 - Going On Autopilot <!-- /wp:list-item --><!-- wp:list-item --> 46:00 - Expenses and Childcare <!-- /wp:list-item --><!-- wp:list-item --> 50:34 - Evaluating Your Work and Worth <!-- /wp:list-item --><!-- wp:list-item --> 53:14 Raising FI Children <!-- /wp:list-item --><!-- wp:list-item --> 58:54 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Introducing Our Households of FI!! Part 1 | ChooseFI Ep 221 <!-- /wp:list-item --><!-- wp:list-item --> Households of FI-Troy & Lindsay and Brad Calculate Their FI Number | ChooseFI Ep 241 <!-- /wp:list-item --><!-- wp:list-item --> Mr Money Mustache <!-- /wp:list-item --><!-- wp:list-item --> The Mad Fientist <!-- /wp:list-item --><!-- wp:list-item --> The Great Man Within <!-- /wp:list-item --><!-- wp:list-item --> Level Up In Tech <!-- /wp:list-item --><!-- wp:list-item --> Udemy <!-- /wp:list-item --><!-- wp:list-item --> A Cloud Guru <!-- /wp:list-item --><!-- wp:list-item --> TalentStacker's Salesforce Career Development Program <!-- /wp:list-item --><!-- wp:list-item --> The BiggerPockets Money Podcast <!-- /wp:list-item --><!-- wp:list-item --> 1500 Days to Freedom <!-- /wp:list-item --><!-- wp:list-item --> Should I Refinance My Mortgage? | Ep 167R <!-- /wp:list-item --><!-- wp:list-item --> New Retirement <!-- /wp:list-item --><!-- wp:list-item --> Negotiate Your Salary With Tori Dunlap | Ep 147 <!-- /wp:list-item --><!-- wp:list-item --> How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | Ep 211 <!-- /wp:list-item --><!-- wp:list-item --> "Raising Your Money-Savvy Family For Next Generation Financial Independence" By Carol Pittner and Doug Nordman <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list-item --> <!-- /wp:list -->
07/10/2259m 23s

397 | Securing Your Financial Life

In this episode: cybersecurity, password managers, two-factor authentication, safely navigating the internet, and more hot-seat questions! Have you ever considered how secure your finances are in the modern world? Within the cyber-dominated world we are all living in, it can be tough to stay on top of updates, passwords, and other necessary resources that help us keep our digital footprints safe. Well in order to provide you all with some high-level tips and tricks to stay ahead of the curve, we decided to have long time listener and cybersecurity expert Tom on the show this week to discuss how you can secure your online life. Keeping yourself secure and your assets safe is one of the best ways to ensure a progressive future as you move forward in the digital era while on your FI journey! You can find the link to Tom's Facebook thread here! Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:44 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:52 - Passwords and Password Managers <!-- /wp:list-item --><!-- wp:list-item --> 13:22 - Two-Factor Authentication <!-- /wp:list-item --><!-- wp:list-item --> 22:03 - Email Links <!-- /wp:list-item --><!-- wp:list-item --> 28:38 - Cyber Financial Risks <!-- /wp:list-item --><!-- wp:list-item --> 34:57 - Surfing The Web Safely <!-- /wp:list-item --><!-- wp:list-item --> 39:14 - Antivirus Software <!-- /wp:list-item --><!-- wp:list-item --> 43:57 - Public Wifi, Back-ups, and High-Level Tips <!-- /wp:list-item --><!-- wp:list-item --> 55:18 - Look Out For Elderly Loved Ones <!-- /wp:list-item --><!-- wp:list-item --> 58:38 - Tom Takes On The Hot Seat <!-- /wp:list-item --><!-- wp:list-item --> 75:01 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> Join ChooseFI's Facebook Group! <!-- /wp:list-item --><!-- wp:list-item --> Yubico <!-- /wp:list-item --><!-- wp:list-item --> Lastpass <!-- /wp:list-item --><!-- wp:list-item --> 1Password <!-- /wp:list-item --><!-- wp:list-item --> KeePass <!-- /wp:list-item --><!-- wp:list-item --> Why You Need A Legacy Binder <!-- /wp:list-item --><!-- wp:list-item --> JL Collins <!-- /wp:list-item --><!-- wp:list-item --> Die With Zero: Getting All You Can from Your Money and Your Life By Bill Perkins <!-- /wp:list-item --><!-- wp:list-item --> RunnersFI Suggested Books <!-- /wp:list-item --><!-- wp:list-item --> Libby <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list -->
03/10/221h 16m

396 | The Valuist | Bo Loy

In this episode: evolution, knowing the rules, making purposeful decisions, automation, and the return of the hot seat! In the advent of making money, oftentimes we can find ourselves torn between a state of over-saving through budgeting and cutting expenses, and over spending just because we have the means to. But is that what we really are looking for in our respective FI journeys? With thoughtful planning and proper action maybe we can happy medium between the two that doesn’t feel over invasive. Today we are joined by Bo Loy to discuss the concepts of finding adventures that don't break the bank, purposeful decision making, and the perks of automating your money. Also we heard your feedback! Back by popular demand this week, Bo Loy will be answering questions in our freshly renewed segment, The Hot Seat! Timestamps <!-- wp:list --> <!-- wp:list-item --> 1:26 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:23 - Evolution and Perspective <!-- /wp:list-item --><!-- wp:list-item --> 9:12 - It All Adds Up <!-- /wp:list-item --><!-- wp:list-item --> 14:22 - Reviewing, Insurance, and HSA <!-- /wp:list-item --><!-- wp:list-item --> 24:11 - Knowing the Rules <!-- /wp:list-item --><!-- wp:list-item --> 32:00 - Tax Loss Harvesting <!-- /wp:list-item --><!-- wp:list-item --> 37:45 - Making Purposeful Decisions <!-- /wp:list-item --><!-- wp:list-item --> 44:02 - Finding Free Adventures <!-- /wp:list-item --><!-- wp:list-item --> 49:01 - Automation <!-- /wp:list-item --><!-- wp:list-item --> 66:17 - The Hot Seat Returns <!-- /wp:list-item --><!-- wp:list-item --> 79:10 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today’s Episode <!-- wp:list --> <!-- wp:list-item --> Early Retirement Extreme <!-- /wp:list-item --><!-- wp:list-item --> Mr Money Mustache <!-- /wp:list-item --><!-- wp:list-item --> HSA – The Ultimate Retirement Account in 2022 <!-- /wp:list-item --><!-- wp:list-item --> Go Curry Cracker | Capital Gains, Losses and The Roth Conversion Ladder | ChooseFI Ep 18 <!-- /wp:list-item --><!-- wp:list-item --> A Second Generation FI Case Study | Cody Berman FlytoFI | ChooseFI Ep 83 <!-- /wp:list-item --><!-- wp:list-item --> All The Hacks <!-- /wp:list-item --><!-- wp:list-item --> The High Cost Of Living Path To FI | ChooseFI Ep 41 <!-- /wp:list-item --><!-- wp:list-item --> JL Collins <!-- /wp:list-item --><!-- wp:list-item --> Brian Feroldi <!-- /wp:list-item --><!-- wp:list-item --> Check Out ChooseFI On Facebook <!-- /wp:list-item --><!-- wp:list-item --> Find Your Local Group! <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list-item --> <!-- /wp:list -->
26/09/221h 20m

395 | The Debtist Finds Balance in FI

In this episode: student loans, the impact of knowing, navigating the pandemic, the power of planning, and the freedom of FI! Tens of millions of people deal with student loan debt, and even with the recent news of loan forgiveness, there are still many who are left unequipped with the knowledge of the best ways to repay these debts without sacrificing from their lifestyle. Today we are rejoined by Samm, aka “The Debtist,” to get an update on how she has been navigating paying off her student loans, as well as how her financial mindset has changed over the last 4 years. Just because you take on debt does not mean you have to deprive yourself of the life you want until the debts are paid off! By changing your mindset to one of abundance of opportunity rather than scarcity of opportunity, the path to FI can open many doors for you! Paying down your loans, entering into new professions, and not letting your money control your ability to find happiness are all just examples of what is possible while getting yourself out from debt! The Debtist: <!-- wp:list-item --> Website: The Debtist <!-- /wp:list-item --><!-- wp:list-item --> Instagram: @thedebtist <!-- /wp:list-item --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:25 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 1:50 - Sam's Student Loan Story <!-- /wp:list-item --><!-- wp:list-item --> 6:34 - Switching From IBR and The Impact of Knowing <!-- /wp:list-item --><!-- wp:list-item --> 10:48 - Navigating the Pandemic Pause <!-- /wp:list-item --><!-- wp:list-item --> 14:06 - The Freedom of FI <!-- /wp:list-item --><!-- wp:list-item --> 17:45 - The Aftermath of the Pandemic <!-- /wp:list-item --><!-- wp:list-item --> 24:56 - The Doors You Can Open By Shutting One <!-- /wp:list-item --><!-- wp:list-item --> 30:51 - The Power of Planning <!-- /wp:list-item --><!-- wp:list-item --> 38:18 - The End of the Pandemic Pause <!-- /wp:list-item --><!-- wp:list-item --> 46:35 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today's Conversation: <!-- wp:list-item --> HyperDebt | The Debtist | ChooseFI Episode 98 <!-- /wp:list-item --><!-- wp:list-item --> The Student Loan Planner <!-- /wp:list-item --><!-- wp:list-item --> The Student Loan Reset | The Student Loan Planner | ChooseFI Ep 391 <!-- /wp:list-item --><!-- wp:list-item --> Travel Rewards Refresher 2022 | Lyn Mettler | ChooseFI Ep 393 <!-- /wp:list-item --><!-- wp:list-item --> Travel Rewards: How To Travel The World For Almost Free (The Easy Way) | ChooseFI Ep 9 <!-- /wp:list-item --><!-- wp:list-item --> You Need A Budget (YNAB) <!-- /wp:list-item --><!-- wp:list-item --> Do You Need A Budget? | YNAB | ChooseFI Episode 165 <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and Resources: <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile
19/09/2248m 30s

394 | From Blood Cancer to Boston Marathon | Boyd Dunleavey

In this episode: resilience, making good choices, letting go of limiting beliefs, attracting the energy you put out, and winning at life! What would you do if you were given a terminal cancer diagnosis? While it might not be the first thing that comes to mind, if you're able, the Boyd Dunleavey option is to develop a new positive outlook on life and the energy your omitting into the world, win your fight with cancer, and then proceed to run 11 marathons. Bad news comes to every single one of us, but how we process and handle that news is entirely up to us! Choose to handle it the right way, move forward with your life, and prioritize the things that matter to you. Despite what you may have been told, you have no idea where it could lead you ten years down the road! Boyd Dunleavey: Check out these sites to see if your someones much needed match! Be The Match One Match Two fantastic groups in the cancer community that Boyd loves and trusts! Gryt Health Man Up To Cancer Connect With Boyd Facebook: From Blood Cancer To The Boston Marathon Instagram: @from_blood_cancer_to_boston Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:22 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 2:49 - Choices Bearing Fruit/ Boyd's Backstory <!-- /wp:list-item --><!-- wp:list-item --> 11:42 - Taking The Better Path <!-- /wp:list-item --><!-- wp:list-item --> 20:04 - The News That Changed Everything <!-- /wp:list-item --><!-- wp:list-item --> 24:36 - Resilience and Pivoting <!-- /wp:list-item --><!-- wp:list-item --> 29:41 - You Could Be Someones Match <!-- /wp:list-item --><!-- wp:list-item --> 34:20 - Attracting The Energy You Put Out <!-- /wp:list-item --><!-- wp:list-item --> 39:16 - The Places Your Energy Can Take You <!-- /wp:list-item --><!-- wp:list-item --> 47:27 - The Boston Marathon <!-- /wp:list-item --><!-- wp:list-item --> 51:07 - It's a Choice to Make Good Choices/Ripple Effects <!-- /wp:list-item --><!-- wp:list-item --> 58:40 - Goal Setting, Financial Resilience, and Winning at Life! <!-- /wp:list-item --><!-- wp:list-item --> 68:34 - Let Go of Limiting Beliefs <!-- /wp:list-item --><!-- wp:list-item --> 71:00 - Conclusion <!-- /wp:list-item --> <!-- /wp:list --> Resources Mentioned In Today’s Episode: <!-- wp:list --> <!-- wp:list-item --> "Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!" by Robert T Kiyosaki <!-- /wp:list-item --><!-- wp:list-item --> "Rich Dad's CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom" by Robert T Kiyosake <!-- /wp:list-item --><!-- wp:list-item --> American Red Cross <!-- /wp:list-item --><!-- wp:list-item --> Todoist <!-- /wp:list-item --><!-- wp:list-item --> The Motley Fool <!-- /wp:list-item --><!-- wp:list-item --> Travel Rewards What Comes After Chase | Travel To Disney World For Nearly Free | ChooseFI Episode 31 <!-- /wp:list-item --><!-- wp:list-item --> Step-By-Step Guide to a (Nearly) Free Disney Vacation (2022) <!-- /wp:list-item --><!-- wp:list-item --> Atomic Habits | James Clear | ChooseFI Episode 157 <!-- /wp:list-item --><!-- wp:list-item --> The Student Loan Reset | The Student Loan Planner | ChooseFI Ep 391 Boyd Meeting His Donor Nathan! <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> <!-- /wp:list --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list-item --> <!-- /wp:list --> <!-- /wp:list -->
12/09/221h 13m

393 |Travel Rewards Refresher 2022 | Lyn Mettler

In this episode: Travel Rewards, Credit Cards, and The Value of Rewards Points. We all know that it can be expensive to travel, and sometimes the joy and excitement of taking that long-awaited family vacation can be overshadowed by the cost of taking the trip. But what if there was a more efficient way to travel that doesn’t feel like you are breaking the bank? Well, with effective planning and the right tools this is entirely possible! This week we are once again joined by Lyn Mettler who will discuss to maximizing your spending in a way that does not deprive you, but rather rewards you! Lyn Mettler: Check Out Lyn's Free eBook How to Earn the Southwest Companion Pass! <!-- /wp:list --> Timestamps: <!-- wp:list --> <!-- wp:list-item --> 1:30 - Introduction <!-- /wp:list-item --><!-- wp:list-item --> 3:50 - Credit Cards <!-- /wp:list-item --><!-- wp:list-item --> 7:50 - The Value of Points <!-- /wp:list-item --><!-- wp:list-item --> 16:53 - Two-Player Mode and The 5-24 Rule <!-- /wp:list-item --><!-- wp:list-item --> 20:35 - Where to Start With Travel Rewards <!-- /wp:list-item --><!-- wp:list-item --> 25:03 - Limitations and Strategy <!-- /wp:list-item --><!-- wp:list-item --> 31:33 - Why This Works With FI <!-- /wp:list-item --><!-- wp:list-item --> 33:31 - The State of Travel Part 1 <!-- /wp:list-item --><!-- wp:list-item --> 37:15 - Award Charts and Wiggle Room <!-- /wp:list-item --><!-- wp:list-item --> 41:28 - Points and Hotels <!-- /wp:list-item --><!-- wp:list-item --> 48:25 - The State of Travel Part 2 <!-- /wp:list-item --><!-- wp:list-item --> 50:31 - The Booking Order <!-- /wp:list-item --><!-- wp:list-item --> 58:44 - Conclusion <!-- /wp:list-item --> Resources Mentioned In Today's Episode: <!-- /wp:list --> <!-- wp:list --> <!-- wp:list-item --> The Chase Sapphire Preferred® Card Review <!-- /wp:list-item --><!-- wp:list-item --><!-- /wp:list-item --> <!-- wp:list-item --> ChooseFI's List of Travel Rewards Cards <!-- /wp:list-item --><!-- wp:list-item --> Travel Rewards: How To Travel The World For Almost Free (The Easy Way) | ChooseFI Ep 9 <!-- /wp:list-item --><!-- wp:list-item --> Travel Rewards What Comes After Chase | Travel To Disney World For Nearly Free | ChooseFI Ep 31 <!-- /wp:list-item --><!-- wp:list-item --> Travel Rewards | Marla Taner | ChooseFI Ep 77 <!-- /wp:list-item --><!-- wp:list-item --> Families Fly Free | ChooseFI Ep 353 <!-- /wp:list-item --><!-- wp:list-item --> Turo <!-- /wp:list-item --><!-- wp:list-item --> Airbnb <!-- /wp:list-item --><!-- wp:list-item --> Vrbo <!-- /wp:list-item --><!-- wp:list-item --> Vacasa <!-- /wp:list-item --><!-- wp:list-item --> David's Vacation Club <!-- /wp:list-item --><!-- wp:list-item --> Subscribe to The FI Weekly! <!-- /wp:list-item --> More Helpful Links and Resources: <!-- wp:list --> <!-- wp:list-item --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy <!-- /wp:list-item --><!-- wp:list-item --> Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence <!-- /wp:list-item --><!-- wp:list-item --> Track your personal finances with Personal Capital <!-- /wp:list-item --><!-- wp:list-item --> Keep learning or start a new side hustle with one of our educational courses <!-- /wp:list-item --><!-- wp:list-item --> Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list-item --> <!-- /wp:list -->
05/09/2259m 47s

392 | Beginning of a New Era

In this episode: Unlocking Freedom, The Optimized Path, Skilling Up, The Perpetual Money-Making Machine, and a New Era of ChooseFI. It is truly the end of an era at ChooseFI. After six years, over 400 episodes, and all the laughs shared along the way, Jonathan is taking a step away from show to explore a new chapter in his life. On his way out, he and Brad hopped on the microphones as co-hosts one last time to discuss the lessons they have learned making this podcast, some key points of consideration for your FI journey, and the absolutely amazing community that has been built around this podcast. This audience truly embodies the word crowd in the word crowdsourced. Best of luck to Jonathan on all his new endeavors, and be sure to tune in next week as Brad carries the podcast into its new era! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:57 - The End of an Era 5:00 - The Last 5 Years and The Evolution of FI 12:12 - Unlocking Freedom 15:57 - Math, Hope, and Time 19:47 - The Optimized Path 25:21 - The Perpetual Money Making Machine 34:16 - Skilling Up and Education 38:58 - The Value of Being Crowdsourced 46:36 - Reach Out To Us! 48:07 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Episode <!-- /wp:heading --> <!-- wp:list --> Choose FI: Your Blueprint to Financial Independence Alan Donegan Coach Carson Scott Trench How Real Estate Investors Make it Work in High Interest Environments | Coach Carson | Ep 387 Mr. Money Mustache Side Hustle Nation Join ChooseFI's Facebook Group Book your custom student loan plan with Student Loan Planner Your Money or Your Life by Joe Dominguez, Vicki Robin, and Mr Money Mustache Find Your Local ChooseFI Group! Leave Us a Voicemail Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
29/08/2251m 19s

391 | The Student Loan Reset (Urgent Listen!) | The Student Loan Planner

In this episode: student loan forgiveness, public service loan for forgiveness, and getting closer to loan forgiveness. How would you respond to finding out your looming student loan debts could be forgiven? Well for some of you that could be possible, but you need to act quickly! Travis Hornsby from The Student Loan Planner joins the show this week to discuss public service loans for forgiveness, and how a massive opportunity to tackle your student debt could be available to up to 25% of people with student loans, but only for a limited window of time! The deadline for applications for this waiver is currently October 31st, 2022 so listen along to see if this option can be applicable to you, and if so visit the link to book a consultation with The Student Loan Planner team ASAP! <!-- wp:heading --> The Student Loan Planner <!-- /wp:heading --> <!-- wp:list --> Book a personalized consultation with The Student Loan Planner team (including an automatic $100 discount for ChooseFI listeners!) <!-- /wp:list --> <!-- wp:heading --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:43 - Introduction 3:04 - The Public Service Loan for Forgiveness 4:51 - Public Service 6:05 - The Problem This Fixes 11:57 - Getting Closer to Forgiveness 16:21 - Why This is Urgent 21:13 - Deadline Information 22:54 - Slam Dunk Case Example 28:36 - Self Screening Test 30:20 - Conclusion <!-- /wp:list --> <!-- wp:heading --> <!-- wp:heading --> Resources Mentioned In Today’s Episode <!-- /wp:heading --> <!-- wp:list --> studentaid.gov Book Your Custom Student Loan Plan Student Loan Planner with Travis Hornsby | ChooseFI Ep 202 Student Loan Debt Repayment | Travis Hornsby | ChooseFI Ep 78 Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list --> <!-- /wp:list -->
22/08/2232m 33s

390 | Taking Stock of Your Life | Jordan Grumet

In this episode: marginal gains, prioritizing your present, purposeful living, impacting others, and goal setting. Whether you like it or not we all will eventually die someday, and when that time comes the last thing we want to do is to look back on our lives with regret. Oftentimes in life we let expectations, outside obligations, and future ambition rule over us in the present, without fully realizing we could be living our dream life in the present! Nobody understands this more than former hospice doctor Jordan Grumet (aka Doc G) who comes back to the show to discuss the importance of finding meaning in the way we approach our goals, and how becoming more intentional and present could lead to a more fulfilling and purposeful life! <!-- wp:heading --> Jordan "Doc G" Grumet <!-- /wp:heading --> <!-- wp:list --> Website: jordangrumet.com Book: Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life Podcast: Earn & Invest Blog: DiverseFI <!-- /wp:list --> <!-- wp:heading --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:27 - Introductions 2:30 - Sam's Story 6:29 - It's Not Bout The Goals, It's about The Processes 14:23 - Marginal Gains 17:33 - Prioritizing Yourself 23:24 - Your The Star of Your Own Story 27:20 - Making Ripples and Impacting Others 35:24 - What Would You Do if Money Wasn't an Issue? 41:36 - Money is a Tool and Measuring Friction 50:15 - Conclusion <!-- /wp:list --> <!-- wp:heading --> Resources Mentioned In Today’s Episode <!-- /wp:heading --> <!-- wp:list --> Real Estate & Financial Independence Podcast with Coach Carson Ordinary Sherpa "Die With Zero" by Bill Perkins JL Collins "The Tail End" by Tim Urban Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
15/08/2251m 54s

389 | The Language of Business

In this episode: interpreting financial statements, utilizing financial statements, balance sheet statements, income statements, cash flow statements, and valuing a business for its purpose. Have you even wanted to learn the language of business? Not in a literal sense, by that we mean understanding the ways businesses communicate what their real value is to the general public and potential investors? Well if you have had this incredibly niche thought, you're definitely a member of the FI community, and you're also in luck! Brian Feroldi is back on the show to discuss financial statements and the information certain financial statements indicate, as well as act as your translator for the language of business! Understanding this language can be a massive help in your own decision making going forward! <!-- wp:heading --> Brian Feroldi <!-- /wp:heading --> <!-- wp:list --> Twitter: @BrianFeroldi YouTube: Brian Feroldi Website: brianferoldi.com <!-- /wp:list --> <!-- wp:heading --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:26 - Introduction 2:44 - Financial Statements 5:35- Read and Interpret 8:58 - The Three Main Financial Statements 13:33 - Balance Sheet Statements 22:09 - Utilizing Financial Statements 24:06 - Income Statements 30:04 - Claim on Earnings 33:58 - Cash Flow Statements 44:13 - Valuing a Business for it's Purposes 47:22 - Not All Businesses are Equal 50:16 - Conclusion <!-- wp:heading --> Resources Mentioned In Today’s Episode <!-- /wp:heading --> <!-- wp:list --> Warren Buffett and the Interpretation of Financial Statements: The Search for the Company with a Durable Competitive Advantage by Mary Buffett and David Clark https://www.fool.com/author/14471/ Stock Fundamentals With Brian Feroldi | ChooseFI Ep 200 Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
08/08/2251m 46s

388 | The 18-Year-Old Who Actually Listened

In this episode: college hacking, career hacking, the power of starting early, trade jobs, and salesforce careers. How many times in the past have you been listening to this podcast and thought, "I wish I knew about this when I was younger." Well today's guest Zach actually had the foresight to start using the lessons he learned from this podcast at the ripe age of 18, and the results may be envy inducing! It's worth noting that not starting your FI journey at the age of 18 doesn't discredit you from a happy and financially independent life. But it's also worth noting that the sooner you start, the sooner you'll be able to reap the rewards, so start today! <!-- wp:heading --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:08 - Introduction and Zach's E-Mail 3:03 - What were you looking for when you found the FI community? 5:43 - Dual Enrollment 15:06 - Evaluating Your Education Options and Expenses 22:29 - Military Service and College Education 26:39 - First Job Out of College and Trade Jobs 35:05 - 20 Years Old, $65,000 Yearly Salary, No Debt, What Next? 37:04 - The Power of Starting Early 42:26 - Zach's Career Change 53:31 - Conclusion <!-- /wp:list --> <!-- wp:heading --> Resources Mentioned In Today’s Episode <!-- /wp:heading --> <!-- wp:list --> Subscribe to The FI Weekly! Virginia's Community Colleges Miss Excel From Pandemic Layoff to $100k+ | A Salesforce Success Story |EP 297 Free Salesforce 5-Day Challenge Salesforce: A Lucrative Career and No Degree or Tech Background Needed <!-- /wp:list --> <!-- wp:heading --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
01/08/2255m 58s

387 | How Real Estate Investors Make it Work in High Interest Environments | Coach Carson

In this episode: real estate investing, the fundamentals of real estate investing, real estate investing variables, interest rates, and private money financing. With today's real estate market is it even possible to get some skin in the game as an investor? While thing's aren't exactly optimal for buyers right now, if you are creative and informed with your decision making, it is absolutely possible to get in the game! Listen along as Coach Carson joins the show to discuss how this is still possible and ways the small and mighty investors continue to succeed in the real estate market! <!-- wp:heading --> Chad Carson <!-- /wp:heading --> <!-- wp:list --> Website: coachcarson.com YouTube: Coach Carson TV Podcast: Real Estate and Financial Independence Podcast <!-- /wp:list --> <!-- wp:heading --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:13 - Introduction 2:09 - Elephants In The Room 5:41 - What Is The Market Doing? 9:13 - Interest Rates 17:32 - Do You Even Go To A Traditional Bank Anymore? 24:28 - Unknown Variables 28:50 - Private Money Financing 38:15 - It Always Comes Down To Earnings 44:23 - Surviving 2008 51:08 - The Cost For Private Investors 59:38 - Conclusion <!-- /wp:list --> <!-- wp:heading --> Resources Mentioned In Today’s Episode <!-- /wp:heading --> <!-- wp:list --> Redfin Zillow Paula Pant, Afford Anything Find your Local ChooseFI Group! BiggerPockets Forums Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
25/07/221h 2m

386 | The $100K Glorified Sleepaway Camp | Millionaire Educator

In this episode: College Hacking, College Credits for less, ACE Courses, CLEP Exams, and The Most Cost Efficient Bachelors Degree A college education may be the most daunting expense members of the FI community have on their horizon. As we all know by now, the cost of modern higher education has skyrocketed and has shown virtually no signs of decreasing or even leveling off! However Gerry Born, also know as the Millionaire Educator, may have found a way to reduce the overall cost of said education while still retaining the aspect of freedom we in FI community hold so dearly. Listen along to see if this alternative path to a college degree could be applicable towards you or your loved one's futures! <!-- wp:heading --> Millionaire Educator <!-- /wp:heading --> <!-- wp:list --> Website: millionaireeducator.com Twitter: @GerryBorn <!-- /wp:list --> <!-- wp:heading --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:11 - Introduction 2:44 - The "College Experience" 6:55 - CLEP Tests 11:17 - Spending Credits 21:15 - The Cost Effective Option 25:35 - ACE Courses 28:48 - The Credit Stacking Experience 37:12 - Pairing This Methodology with the Classic College Experience 41:04 - The Most Optimized Bachelors Degree 47:32 - Using College to Learn Your Craft 52:53 - Conclusion <!-- /wp:list --> <!-- wp:heading --> Resources Mentioned In Today’s Episode <!-- /wp:heading --> <!-- wp:list --> How To Test Out of College While You’re Still In High School | Millionaire Educator | ChooseFI Ep 238 Sophia Learning Modern States Credly Study.com Sophia Learning's Partners A $7,500 College Degree in 12 Months? Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
18/07/2255m 20s

385 | Time Is Your Ultimate Luxury

In this episode: Time as a Luxury, The Power of F-U Money, The Cost of DIY, Planning, and Decision Making. Even though time is our most precious non-renewable resource, the society we live in tends to take that fact for granted. Is working more to earn more really the most efficient use of your time? Possibly, but effective planning and delegation of your resources can help you find a much better balance between the things you have to do to support your lifestyle, and the things you want to do throughout your life! Once time is spent you can't get it back, so plan accordingly so you can make the most of it! <!-- wp:heading --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:56 - Introduction and Are Your Winning Life? 4:18 - Tax Abatement Feedback 11:30 - Credit Cards Purchases 19:34 - Crypto Exchanges 23:55 - Time is the Ultimate Resource 30:16 - Finding a Sweet Spot Between Frugality and Freedom 38:12 - The Power of Evaluating Your Options 46:55 - Planning Unlocks Freedom 53:29 - Conclusion <!-- /wp:list --> <!-- wp:heading --> Resources Mentioned In Today’s Episode <!-- /wp:heading --> <!-- wp:list --> Functionality with Numbers | Ep 384 Subscribe to The FI Weekly! Join ChooseFI's Facebook Group! Playing With FIRE Discovering the Power of FU Money | ChooseFI Ep 321 <!-- /wp:list --> <!-- wp:heading --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
11/07/2255m 44s

384 | Functionality with Numbers

In this episode: functionality with numbers, the rule of 74, decision making, free roles, and tilting the odds in your favor! Setting yourself up for success is one of the FI community's main ideals, but what is the best way to go about doing that? Well, to put it simply, math. While the mention of math may be enough to put some people off entirely, what if we told you basic math could be enough to prime yourself up for success? Simple addition, subtraction, multiplication, and division when applied right can have a huge impact on your personal finances! Listen along and see if there are any ways you could apply basic math into your own decision making going forward! <!-- wp:heading --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:00 - Introduction and Functional Numbers 2:47 - Rule of 72 7:44 - Math is Rad! 11:27 - Math and Opportunity Costs 18:38 - Decision Making 26:03 - Free Roles 33:54 - Credit Card Costs 39:52 - Hunting for Win-Wins 44:39 - Conclusion <!-- /wp:list --> <!-- wp:heading --> Resources Mentioned In Today’s Episode <!-- /wp:heading --> <!-- wp:list --> The Tim Ferris Show Episode #604 Edward O. Thorpe How To Decide With Annie Duke | ChooseFI Ep 262 "Thinking in Bets" by Annie Duke Risk Parity Radio The Simple Path to Wealth Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
04/07/2244m 4s

383 | What Do You Want to be When You Grow Up? | The Fioneers

Topics in this episode: lifestyle design, coast fi, slow fi, identity, career, and creating the life you want. Sometimes it can be hard to separate what you do for a living from who you are as a person. Also, financial situations and limited resources can make you feel stuck living a life that doesn't align with your interests and values. But fear not for this is a cycle that can be broken! Listen along as Lauren from "The Fioneers" joins the show and walks through steps you can take to potentially unlock some more freedom in your life! <!-- wp:heading --> <!-- /wp:list --> <!-- wp:heading {"level":3} --> <!-- wp:heading --> Jessica From The Fioneers <!-- /wp:heading --> <!-- wp:list --> Website: The Fioneers Coaching: Design A Life You Love Twitter: @TheFioneers Instagram: Thefioneers Facebook: Slow FI Enthusiasts <!-- wp:heading --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:04 - Introductions 1:56 - Jessica Update 5:23 - What Do You Want To Be When You Grow Up? 12:03 - Identity and Career 18:35 - Slow FI and Coast FI 27:12 - It's Not Set In Stone 32:44 - Fear and Creating The Life You Want 41:38 - From Passion to Career 45:05 - Conclusion <!-- /wp:list --><!-- wp:heading --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Managing Stress by Leveraging FI | The Fioneers | Ep 229 A Deep Dive into Lifestyle Design Coast FI vs. Slow FI: What's the Difference? You are Not Your Work: How to Reclaim Your Identity Subscribe to The FI Weekly! <!-- /wp:list --><!-- wp:heading --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list --> <!-- /wp:list -->   <!-- /wp:list -->
27/06/2248m 23s

382 | Name Your Fear, Control Your Risk

In the week's episode, Brad and Jonathan examine the current state of the housing market and discuss different ways in which risk can be controlled. It seems like we are currently living in some of the most interesting financial times ever to have occurred. Crypto currencies are seemingly disappearing overnight, interest rates are shooting up, and the inflation rate continues to climb! While all of these examples can cause one to be fearful, preparation and attention to detail are two traits that allow those in the FI community to stay calm! Identify your fears, control situations where you are taking on risk, and continue crushing your journey down the path to FI! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:58 - Introduction 2:01 - The Tail End 5:58 - The Most Interesting Financial Times 13:26 - Housing 18:22 - Conversation With A Friend 26:06 - Components of The Monthly Payment 34:40 - 40 Year Mortgage and Renting 45:20 - 10% Intrest Rates 53:05 - Crypto Sidecar 57:15 - Crypto Security 61:39 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> The Tail End Subscribe to The FI Weekly! Common Sense Spending Guidelines | Housing | Ep 381 Blockchain, Smart Contracts, and NFT’s | EP 361 Blockchain, Smart Contracts, and NFT’s Part 2 | EP 362 Pump and Dump | EP 323 <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
20/06/221h 4m

381 | Common Sense Spending Guidelines | Housing

In this week's episode, Brad and Jonathan discuss different guidelines that can help ensure your mortgage won't infringe on your FI goals! Becoming an home-owner doesn't have to mean the collapse of your own financial stability! By planning ahead and working within your personal limitations, your journey to a happy, healthy, and simple life can continue unabated! Listen along to see if the common sense guidelines mentioned can be beneficial to your situation! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:02 - Introductions 3:01 - Insufficient Funds 11:55 - Tackling Overdraws 19:21 - What Can You Really Afford? 26:36 - The Bracket Breakdown 31:13 - FI-ifying Your Budget 35:13 - The Payment Breakdown 45:53 - Working The Table 53:46 - Mortgage Factors 57:30 - Make The Best Decision For YOU 68:43 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Can I Get An Extension, Please? | ChooseFI Ep 372 TurboTax Subscribe to The FI Weekly! SmartAsset The Happy Philosopher Chad Carson Paula Pant <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list --> <!-- /wp:list --> 🌏 Exclusive! Grab the NordVPN deal ➼ https://nordvpn.com/choosefi Try it risk-free now with a 30-day money-back guarantee! ✌
13/06/221h 9m

380 | Optionality: Making Choices with Finite Resources

In this week's episode, Brad and Jonathan discuss different routes you can take in order to create options for yourself with limited resources. Everyone has a finite amount of financial resources at their disposal and everyone is always questioning what they should be doing with what they have. While nothing is guaranteed, thankfully there are steps you can take to protect your resources and make informed decisions. Listen along as the guys discuss creating options for yourself and hopefully the information can be helpful towards dealing with uncertainty! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:56 - Introduction 1:59 - The Rule of 72 8:51 - Bitcoin Purchase and Computer Safety 16:57 - Crypto Crashes 21:42 - Intrinsic Value 28:04 - Guaranteed Returns 34:40 - Protecting Yourself 45:27 - Finding Options in Uncertainty 52:54 - Conclusion <!-- /wp:list --><!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Dropbox Blockchain, Smart Contracts, and NFT’s | EP 361 Subscribe to The FI Weekly! <!-- /wp:list --><!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list --> <!-- wp:heading {"level":3} -->   <!-- /wp:list -->
06/06/2255m 28s

379 | The Hidden Job Market

In this week's episode, Brad and Jonathan welcome back Bradley Rice and Anita from Talent Stacker to discuss the hidden job market and how you can break into it! Many consider the best path to a successful career getting an education, claiming a certification or degree, and working your way up the corporate ladder. But what if there could be an alternative? Utilizing your current skills, developing some new skills, and successfully networking could be your key to unlocking the hidden job market and leveling up your career! Listen along to learn how Bradley and Anita took this path less traveled and see if it can be applicable to your life and career! <!-- wp:heading --> Bradley Rice and Anita <!-- /wp:heading --> <!-- wp:list --> Website: Talent Stacker Podcast: The Salesforce for Everyone Podcast <!-- /wp:list --> <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:29 - Introduction 4:06 - Unorthodox Choices, Radical Results 13:52 - No Degree Needed and Developing Skills 23:35 - Overcoming Traditional Objections 29:04 - Finding Communities 32:03 - Personal Branding 37:22 - The Hidden Job Market 43:30 - Volunteer Experience and Interviews 55:10 - Compounding The Positives 59:10 - The Salesforce For Everyone Podcast 66:15 - Conclusion <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> From Pandemic Layoff to $100k+ | A Salesforce Success Story | ChooseFI Ep 297 Making The Case For Part Time With Bradley Rice | ChooseFI Ep 117 Negotiate Your Salary With Tori Dunlap | ChooseFI Ep 147 Check Out The FI Weekly! The Role Of Bonds In A Portfolio | ChooseFI Ep 194 Are You as Diversified as You Think You Are? With Frank Vasquez | ChooseFI EP 313 Talent Stacker <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
30/05/221h 8m

378 | Earning Power: The Best Protection Against Inflation

In this week's episode, Brad and Jonathan dissect the idea of earning power being used as a weapon to combat inflation, and strategies you can implement to level up your income! One of the best ways to reduce the impact inflation has on your life is to out-earn the inflation rate. While that solution can easily fall under the umbrella phrase of, "easier said than done," there are actions you can take to make that process easier for yourself! Listen along as the guys discuss different strategies to approach raising your income and see if any of them can apply to you and your FI journey! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:55 - Introductions and Season's Change 5:37 - Times is a Resource 9:10 - Start With Spending 14:07 - College Cynicism 21:53 - The Career Freedom of FI 25:04 - Income Combatting Inflation 28:10 - Performance Reviews and Standing Out 36:15 - The Art of Salary Negotiation 43:00 - Influence 45:03 - The Script 51:31 - How Can I Improve This? 53:42 - Opportunity and Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Glide Path to Retirement During Uncertainty | ChooseFI Ep 377 Subscribe to The FI Weekly! Early Retirement Extreme Career Hacking With ESI Money | ChooseFI Ep 23 How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | ChooseFI Ep 211 Glassdoor Influence: The Psychology of Persuasion by Robert B. Cialdini Salesforce: A Lucrative Career and No Degree or Tech Background Needed <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
23/05/2259m 15s

377 | Glide Path to Retirement During Financial Uncertainty

In this week's episode, Brad and Jonathan discuss different ways to retain a sense of control along the path to retirement during times of uncertainty. While low points in the economy tend to cause worry, focusing on steps that can be taken to continue forward progress is what helps set the FI community apart! Join the guys as they discuss information that could help you navigate the murky waters ahead and continue along with your FI journey! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:02 - Disney and Travel Rewards 9:52 - Age of Uncertainty 17:41 - Controlling What You Can 20:35 - Returns and Inflation 26:09 - The Glide Path 27:49 - Series I Bonds 39:18 - Controlling Income and Expenses 48:10 - When The Market Turns... 52:47 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Step-By-Step Guide To A Free Disney World Vacation Early Retirement Now The Retirement Manifesto Your Money Or Your Life By Vicki Robin, Joe Dominguez, and Mr Money Mustache Drawdown Strategy | The Retirement Manifesto | ChooseFI Ep 43 What Does Inflation Mean For Investors With Big ERN | ChooseFI Ep 331 Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
16/05/2254m 24s

376 | The Four Backstops to the Four Percent Rule | Sean Mullaney

In this week's episode, Brad and Jonathan welcome Sean Mullaney back onto the podcast to discuss the four backstops of the Four Percent Rule! While many in the FI community consider the Four Percent Rule to be a pillar for retirement planning, these relatively unknown backstops could save or enhance your retirement as you continue along the path less traveled! Listen along to see if any of these backstops could apply to you and your own future planning! As always, the discussion is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation. Sean Mullaney and ChooseFI Publishing are currently under contract to publish a book authored by Sean Mullaney. <!-- wp:heading {"level":3} --> Sean Mullaney <!-- /wp:heading --> <!-- wp:list --> Website: The FI Tax Guy Blog: The FI Tax Guy Blog <!-- /wp:list --> <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:59 - Introductions 1:37 - The Four Percent Rule and Inflation 12:20 - Annual Expenses 14:19 - Decline in Energy and Expenses 22:14 - Social Security 30:53 - Downsizing and The Reverse Mortgage 38:53 - Later Years Backstops 43:21 - Mortality 48:48 - Conclusion <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> The Four Backstops to then Four Percent Rule Financial Resilience in a Bear Market | ChooseFI Episode 172 Early Retirement and Social Security Early Retirement Now Financial 180 <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
09/05/2251m 14s

375 | What is Savings Rate and How to Calculate It?

In this week's episode, Brad and Jonathan continue along their, "Financial Independence A to Z," journey by examining savings rate and the many different ways it can be calculated! One of the pillars that sets the FI community apart is the emphasis on saving money in order to unlock more in your life. So, by having the right tools needed to calculate your savings rate, you can begin to make adjustments and hopefully start the process of taking back your time! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:59 - Introductions 4:30 - Ben's Question 7:41 - How Do You Calculate Your Savings Rate? 12:00 - Why Savings Rate Is Important 18:25 - Nuances In Saving 21:55 - Calculation Example 28:15 - Scenario Three 37:57 - Looking At The Nuances 46:56 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Find The Article Mentioned By Brad and Jonathan Here! KiwiCo The Tim Ferris Show Check Out ChooseFI's Financial Independence A to Z series! Subscribe to The FI Weekly! <!-- /wp:list --> <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
02/05/2248m 50s

374 | Tools to Simplify Budgeting and Tracking Finances

In this week's episode, Brad and Jonathan discuss a variety of tools that can help you stay on-top of your budget. Whether you create your own tracking systems or don't have any expense tracking systems in place yet, there likely is a tool mentioned in this episode that can help you get one step closer to your financial goals! Remember, keeping your expenses organized can help you take drastic steps forward in your FI journey! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:56 - Introductions 3:57 - Identity Statements and Failure 9:55 - The Post Tax Season Check-Up 13:33 - The Large Tax Return 17:34 - Simplifying Your Financial Life 22:34 - Loading Your Financial Tool-belt 26:25 - Tracking The Cost Of Your Life 34:53 - Tracking Softwares 42:17 - Envelope Systems 46:44 - Should You Use A Budgeting Template 51:56 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> The Stacking Benjamins Podcast Wellbeing Monthly Budget Tool Vertex42 Afford Anything With Paula Pant Tiller Money YNAB Do You Need A Budget? | ChooseFI Episode 165 Intuit Mint Dave Ramsey's Envelope System EveryDollar It's Your Money Excel Deluxe Envelope Check Registrar Personal Capital Subscribe To The FI Weekly! <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
25/04/2253m 20s

373 | Natural Remedies, Startup Economics & Financial Literacy A to Z

In this weeks episode, Brad and Jonathan discuss some natural remedies your may find useful in your life, the economics behind the modern startup scene, and most importantly the basics pillars of financial literacy! Join the guys as they share their philosophy towards tackling financial literacy and why it is such an important topic to study. By knowing the rules of the game, maybe you can start to widen that gap between income and expenses! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:56 - Introductions 1:52 - Fulfilling Remedy Responsibilities 6:22 - WeWork and Startup Economics 12:47 - Increasing The Gap 17:11 - Picking a Career 20:20 - Financial Literacy A to Z 24:33 - Budgeting and Optimizing Expenses 32:42 - Automating Your Finances 36:06 - The Longterm Mindset 44:40 - Borrow and Protect 52:17 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> WeCrash ChooseFI's PreK-12 Curriculum The Rebel Entrepreneur With Alan Donegan Start Your FI Journey With ChooseFI! Subscribe to the FI Weekly! Financial Independence A to Z Joe Saul-Sehy The Mad Fientist <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
18/04/2255m 24s

372 | Can I Get an Extension, Please?

It's officially tax season! In this week's episode, Brad and Jonathan discuss tax extensions and share some of their experiences paying taxes in the past. No matter what walk of life you are in, at the end of the day we all have to pay taxes. As members of the FI community, we should do our best to stay calm and tackle the task! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:10 - Introductions 1:55 - Daylight Savings 5:18 - Viral Nightmare Tax Scenario 11:36 - Putting Aside Taxes 20:39 - Extensions 26:32 - The Not Genius Move 31:17 - Larger Than Expected Tax Bills 34:30 - Small Business and Side Hustles 37:53 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Huberman Lab Podcast The Peter Attia Drive Podcast Fifth Wheel Physical Therapist NFTs For Newbies Podcast: "Taxes and NFTs Part 1 With Brad Barrett" NFTs For Newbies Podcast: "Taxes and NFT Part 2 With Brad Barrett" Subscribe To The FI Weekly! <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
11/04/2239m 40s

371 | Why Does the Stock Market Go Up? | Brian Feroldi

In this week's episode, Brad and Jonathan are joined by author and friend of the show Brian Feroldi. After spending two years writing the book, Why Does The Stock Market Go Up? Brian is returning to the show once again to share with you the valuable lessons he has along the way! Join the trio as they discuss why the stock market goes up, down, and everything in-between! <!-- wp:heading {"level":3} --> Brian Feroldi <!-- /wp:heading --> <!-- wp:list --> Twitter: @BrianFeroldi Book: Why Does The Stock Market Go Up By Brian Feroldi <!-- /wp:list --> <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:33 - Introductions 2:40 - Understanding The Market 7:07 - History Of The Dow Jones 13:19 - The NASDAQ 16:35 - Valuation 23:22 - The Future Is Inevitable 24:45 - Stock Splits 33:14 - What Are You Buying? 44:10 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> The Motley Fool Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
04/04/2245m 56s

370 | Timeline Your Goals | Stacked with Joe Saul-Sehy

In this week's episode, Brad and Jonathan sit down with Joe Saul-Sehy, co-author of the book "Stacked" and co-host of the "Stacking Benjamins" podcast. Together, the trio discuss how to properly set goals for yourself and ways you can continue to move that needle along! If you stick to your timeline and ask the right questions, before you know it you could be on the right track! <!-- wp:heading {"level":3} --> Joe Saul-Sely <!-- /wp:heading --> <!-- wp:list --> Website: joesaulsehly.com Book: "Stacked: Your Super-Serious Guide to Modern Money Management" by Joe Saul-Sehly and Emily Guy Birken Podcast: The Stacking Benjamins Podcast <!-- /wp:list --> <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:51 - Introductions 5:20 - Goal Setting And The Timeline 10:41 - Bad Questions And False Rabbit Holes 15:25 - Talking Family Finance 20:24 - Budgeting And Tracking 28:25 - Comparison Is The Thief Of Joy 32:21 - Financial Advisors 45:30 - Assets Under Management 51:51 - About "Stacked" And Where You Can Find It! 54:02 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Information About The "Stacked" Book Tour Rob Phelan and The Simple Startup Franklin's Fortune Paula Pant and Afford Anything JL Collins and The Simple Path To Wealth Find Your Local ChooseFI Group! Subscribe to The FI Weekly <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
28/03/2254m 42s

369 | The Unstoppable Force Vs Immovable Object: Clarity and Goal Setting Part 2

What happens when an unstoppable force meets an immovable object? In this week's episode, Brad and Jonathan continue their discussion from last week about clarity and goal setting, but this time they focus on ways to circumnavigate the seemingly immovable objects in our lives. Overcoming objections that prevent us from the futures we want can actually be surprisingly easy if you adopt the right mindset. Become the unstoppable force that shatters those barriers holding you back! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:00 - Introductions 1:53 - Goals & The Aggregation of Marginal Gains 6:58 - Manifestation 14:55 - Clarity & What YOU Want 24:27 - Becoming The Unstoppable Force 30:10 - Controlling Monthly Expenses 35:12 - Car Payments 37:46 - Accounting For Your Mindset 42:43 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> "Goals!: How to Get Everything You Want -- Faster Than You Ever Thought Possible" by Brian Tracy Bigger Pockets "A Complaint Free World: How to Stop Complaining and Start Enjoying the Life You Always Wanted" by Will Bowen Subscribe to the FI Weekly! <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
21/03/2247m 30s

368 | Declutter, De-noise & De-stress : Clarity and Goal Setting Part 1

In this week's episode, Brad and Jonathan kick off part one of a two episode series focussed on decluttering, de-noising, and de-stressing your life! What makes the FI lifestyle so special is it's ability to block out social norms allowing for us to build our own healthy, happy, and free lives! By decluttering your life, you can surround yourself with uplifting material that will help you continue your trek down the path less traveled. <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:00 - Spring is Coming! 3:36 - Long-Term Thinking 7: 19 - Decluttering 15:15 - Tackling Social Prisons 23:10 - The Oasis 29:22 - Junk Mail and Saying No 37:30 - The Red X 40:50 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> The Happy Philosopher | The Happiest Man In The Room | ChooseFI Episode 48 Get Off The Hamster Wheel with Jonathan Backstory | ChooseFI Episode 4 7 Decluttering Tips to Organize Your Life in 2022 The Tim Ferris Show DMA Choice Opt Out Prescreen Valpack Opt Out Your Ad Choices Subscribe to The FI Weekly! Derek Sivers <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list --> <!-- /wp:list -->
14/03/2242m 42s

367 | FI Number Adjustments

In this week's episode, Brad and Jonathan unpack the problems that lie within modern retirement calculations and provide examples of how you can work around these flaws. As opposed to focusing on income, maybe it is better to learn how much our lives cost us. Expenses appear and disappear as life goes on, it is important to factor that in to your FI number! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:01 - Introductions 2:00 - Listener Feedback, Permaculture, and Libraries 6:55 - Annual Expenses 14:08 - The Retirement Smile 16:53 - Addressing That FI Number 22:21 - The Pile of Cash 30:45 - Upcoming Events! 32:07 - Major Purchases For Those Entering The Workforce 41:40- Conclusion <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Subscribe to the FI Weekly! The Art of Frugal Hedonism Root of Good JL Collins Early Retirement Now Flexible Spending Rules For Early Retirees | ChooseFI Episode 176 Camp FI Find Your Local ChooseFI Group Today! Join ChooseFI's Facebook Group! Risk Parity Radio <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list --> <!-- /wp:list --> <!-- /wp:list -->
07/03/2243m 41s

366 | Day 0 Self

In this week's episode, Brad and Jonathan discuss the importance behind moment you decide it is time to make a change in your life. While making the decision to alter your life for the better is often easy, actually consistently carrying out that goal can be tough to do. We all hit road blocks, we all stray from our goals, but being able to correct your path is vital to actually changing for the better! Keep track of your progress and set yourself up to success! <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 0:00 - Introductions 1:09 - Favorite Two Days of the Year/Berkshire Hathaway 6:18 - Bumming On The Couch Story 12:36 - What Are You Pivoting Towards? 16:07 - Making The FI Choice 19:43 - Journaling Thoughts 24:54 - What Compels Change? 29:50 - Accountability 33:10 - Subconscious Guard Rails 38:10 - 1% Changes Add Up 40:45 - The Goal of Paying Off Credit Card Debt 43:10 - Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Berkshire Hathaway Letter to Shareholders "The Happy Body" by Aniela and Jerzy Gregorek Making Bold Moves with Dominick Quartuccio | ChooseFI Episode 355 The Why Of FI | ChooseFi Episode 038 How to Get Out of Debt | ChooseFI Episode 115R Debt 101: The Ultimate Guide to Debt <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
28/02/2243m 43s

365 | What If You Didn't Need to Escape?

In this week's episode, Brad and Jonathan question the notion of needing to escape from your life. While we all get tired of the mundane nuances that life throws at us, we often escape these constrictions by frivolously spending money during the hours in which we own our time. Taking a break isn't the worst thing on earth obviously, but reclaiming our time and spending it with who or what we love can help erase the feeling of needing to escape from the world! Take a look outside, it doesn't look too bad right? <!-- wp:heading {"level":3} --> Timestamps <!-- /wp:heading --> <!-- wp:list --> 1:26- 8:28 | Introductions and Super Bowl Commercial Discussion 8:28- 10:13 | Facebook Discussion 10:13- 11:47 | What If You Didn't Need To Escape? 11:47-14:26 | The Look Outside Test 14:26- 23:20 | How We Escape 23:20-32:05 | Compounding Healthy Hobbies 32:05-41:55 | A Life Without The Need For Escaping 41:55-43:43 | Conclusion <!-- /wp:list --> <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> "Factfulness: Ten Reasons We're Wrong About the World--and Why Things Are Better Than You Think" by Hans Rosling, Anna Rosling Ronnlund, and Ola Rosling "Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence" by Vicki Robin, Joe Dominguez, and Mr. Money Mustache Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
21/02/2241m 37s

364 | What's All the Hoopla About?

In this week's episode, Brad and Jonathan fixate on many different areas in life where improvements can be made and ways you could go about doing it! Whether it's your own cybersecurity, managing anxiety, or physical health, it is important for us to take care of ourselves in order to fully enjoy the life we are setting out to live. There are easy ways to make changes that could snowball into a brighter future for you! <!-- wp:heading {"level":3} --> Resources Mentioned In Today’s Conversation <!-- /wp:heading --> <!-- wp:list --> Hoopla Chris Hutchins - All The Hacks Library Extension for Chrome Making Bold Moves with Dominick Quartuccio | EP 355 How to Train for the “Centenarian Olympics” Jerzy Gregorek Interview | The Tim Ferriss Show "The Happy Body" by Jerzy and Aniela Gregorek "Die With Zero" by Bill Perkins Download Brian Feroldi's Anti Fragile Checklist Here! Subscribe to The FI Weekly! <!-- /wp:list --> <!-- wp:heading {"level":3} --> If You Want To Support ChooseFI: <!-- /wp:heading --> <!-- wp:list --> Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile <!-- /wp:list -->
14/02/2249m 10s

363 | First to a Million

Jonathan and Brad talk with Dan Sheeks about exactly what a 17-year-old should know when getting started on their financial journey. A detailed synthesis of this information can be found in Dan's book First to a Million.   https://www.sheeksfreaks.com
07/02/2258m 39s