Heart UK

The Meaningful Money Personal Finance Podcast

Making sense of Money with Pete Matthew – Personal Finance Explained

Pete Matthew

We’re on the home straight on this New Accumulators season now, and we dealt last week with the massive subject of our behaviour around our money. Today I have something pretty special for you, or rather, someone pretty special… Podcast: Subscribe in iTunes | Play in new window | Download Watch the video of the […]

Behavioural Finance for New Accumulators – Part 2

Hindsight is a wonderful thing. Except when you’re investing, when it tries to trick you. Constant Vigilance! Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download Resources Here are the links you need: MeaningfulMoney YouTube channel My book, MeaningfulMoney Handbook is here on […]

Investment Behaviours: Hindsight Bias – 5MF049

…
The post Behavioural Finance for New Accumulators – Part 1 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Behavioural Finance for New Accumulators – Part 1

…
The post Investment Behaviours: Anchoring – 5MF048 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Investment Behaviours: Anchoring – 5MF048

…
The post Real Assets – The Key To Building Wealth appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Real Assets – The Key To Building Wealth

…
The post Self-Attribution Bias – 5MF047 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Self-Attribution Bias – 5MF047

…
The post Risk and Capacity For Loss appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Risk and Capacity For Loss

…
The post Practical Advice For Using Trusts – 5MF046 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Practical Advice For Using Trusts – 5MF046

…
The post If you’re planning to invest, don’t! Invest in planning… appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

If you’re planning to invest, don’t! Invest in planning…

…
The post Using Trusts In Financial Planning – 5MF045 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Using Trusts In Financial Planning – 5MF045

…
The post When To Start Investing appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

When To Start Investing

…
The post What is a trust? 5MF044 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

What is a trust? 5MF044

…
The post Building Wealth On A Sure Foundation appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Building Wealth On A Sure Foundation

…
The post DON’T invest in your employer! 5MF043 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

DON’T invest in your employer! 5MF043

…
The post Introducing Season 14 – New Accumulators appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Introducing Season 14 – New Accumulators

…
The post Spreading The Message – 5MF042 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Spreading The Message – 5MF042

…
The post MeaningfulMoney in 2019 and Beyond, with Kaloyan Tsilev appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MeaningfulMoney in 2019 and Beyond, with Kaloyan Tsilev

…
The post Pound Cost Averaging and Human Emotion – 5MF041 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Pound Cost Averaging and Human Emotion – 5MF041

…
The post Lars Kroijer – The Rational Investor appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Lars Kroijer – The Rational Investor

…
The post Core and Satellite investing – 5MF040 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Core and Satellite investing – 5MF040

…
The post How To Become A Financial Adviser appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

How To Become A Financial Adviser

…
The post Peer-to-Peer Lending Explained – 5MF039 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Peer-to-Peer Lending Explained – 5MF039

…
The post Damien’s Money MOT appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Damien’s Money MOT

…
The post Lessons from London Capital & Finance – 5MF038 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Lessons from London Capital & Finance – 5MF038

…
The post Life Protection with Tom Baigrie appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Life Protection with Tom Baigrie

…
The post Dave Ramsey’s Baby Steps for the UK – 5MF037 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Dave Ramsey’s Baby Steps for the UK – 5MF037

…
The post Millennial Finance 10 – Season Q&A appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Finance 10 – Season Q&A

This is a very special Five Minute, erm, Thursday, and something I’ve been dying to announce for what feels like quite a long time. Watch the video, then click here to find out more **Click here to learn more about 7IM Self-Invest** Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in […]

BIG NEWS!  Introducing The 7IM Self-Invest Service – 5MF036

…
The post Millennial Finance 9 – Never Too Late appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Finance 9 – Never Too Late

When starting out on our financial journey, it can be hard to know where to start, and that can lead to not starting at all… Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Overcoming Financial Inertia – 5MF035

…
The post Millennial Finance 8: Start Young, Start Strong appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Finance 8: Start Young, Start Strong

It can be tempting to cut corners and write your own will. Here are at least three reasons why that's a bad idea… ﻿ Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

NEVER Write a DIY Will – 5MF034

…
The post Millennial Challenge #6 – Financial Illiteracy appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Challenge #6 – Financial Illiteracy

What does it really mean to pay yourself first? Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Paying Yourself First – 5MF033

…
The post Millennial Challenge #5 – Student Debt appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Challenge #5 – Student Debt

Here are three top tips for winning with your monthly budget Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Three Budgeting Tips – 5MF032

…
The post Millennial Challenge #4 – Job Insecurity appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Challenge #4 – Job Insecurity

Listener Shak asks for my top three recommendations for books for those getting started on their personal finance journey… Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Three Great Personal Finance Books – 5MF031

…
The post Millennial Challenge #3 – Expensive Housing appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Challenge #3 – Expensive Housing

…
The post Millennial Challenge #2 – Lower Returns appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Challenge #2 – Lower Returns

…
The post MMP305: Transforming UK Investing with Michael Johnson appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP305: Transforming UK Investing with Michael Johnson

Listener Marc asks about the main differences between OEICs (that's Open-Ended Investment Companies) and ITs (that's Investment Trusts). Does it even matter? Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

The difference between OEICs and Investment Trusts – 5MF030

…
The post Millennial Challenge #1 – Living Longer appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Challenge #1 – Living Longer

…
The post She’s On The Money, with Molly Benjamin appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

She’s On The Money, with Molly Benjamin

There are six (soon to be five) different types of Individual Savings Account, or ISA, available. They are the mainstay of saving and investing in the UK, and you need to know how they work. Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | […]

ISAs Explained – 5MF029

…
The post Millennial Financial Challenges – S13E01 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Millennial Financial Challenges – S13E01

…
The post MMP301: Coaching for Financial Clarity appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP301: Coaching for Financial Clarity

…
The post MMP300 – Happy New Year! A Listener Q&A with Kate & Pete Matthew appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP300 – Happy New Year! A Listener Q&A with Kate & Pete Matthew

…
The post Making Money with Me! – S12E07 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Making Money with Me! – S12E07

Listener Claire asks about how to identify passive funds from a list of available investments options in her workplace pension. Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Finding Passive Funds? – 5MF028

…
The post Making Money with Janet Murray – S12E06 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Making Money with Janet Murray – S12E06

Listener Marc asks if it's possible to have too many funds in his portfolio? Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Too many funds? – 5MF027

…
The post Making Money with Chris Marr – S12E05 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Making Money with Chris Marr – S12E05

…
The post MMP296: The Leverage Equation with Todd Tresidder appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP296: The Leverage Equation with Todd Tresidder

…
The post Making Money with Richard Tubb – S12E04 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Making Money with Richard Tubb – S12E04

…
The post MMP294: Wellbeing in the Workplace, with Jason Butler appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP294: Wellbeing in the Workplace, with Jason Butler

Listener Gregg asks whether he should consider an annuity for his pensions or a drawdown plan, in light of current market volatility… Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Drawdown or Annuity? – 5MF026

…
The post Making Money with Gudrun Lauret – S12E03 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Making Money with Gudrun Lauret – S12E03

Listener Stuart asks whether he should invest his bonus all in one go now with, you know, the whole Brexit mess on the horizon, or hold off for a while. Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Invest, or Wait? – 5MF025

…
The post Making Money with Lynn James – S12E2 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Making Money with Lynn James – S12E2

…
The post Making Money with David Ralph appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Making Money with David Ralph

Following on from last week's Five Minute Friday, I cover the two things you need to DO to get into the all-important Money Mindset Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

The Money Mindset, Part 2 – 5MF024

…
The post MMP290: Navigating Volatile Markets with Matt Powell appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP290: Navigating Volatile Markets with Matt Powell

I'm going back to the beginning and updating some of the old videos, beginning what you need to know to get into the Money Mindset and build wealth for your future. Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

The Money Mindset, Part 1 – 5MF023

…
The post MMP289: The Behavioural Investor with Dr Daniel Crosby appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP289: The Behavioural Investor with Dr Daniel Crosby

Listener Ian asks about whether he should keep some money in unwrapped investments, in order to make the most of the capital gains tax allowance… Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Making the most of the Capital Gains Tax Allowance – 5MF022

…
The post Pensions Q&A – Pensions Masterclass 11 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Pensions Q&A – Pensions Masterclass 11

…
The post Pensions Alternatives – Pensions Masterclass 10 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Pensions Alternatives – Pensions Masterclass 10

Listener Matt asks if he should continue offsetting his mortgage with cash in the bank or invest that money instead? Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Offset mortgage or invest? – 5MF021

…
The post Simplifying Pensions – Pensions Masterclass 9 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Simplifying Pensions – Pensions Masterclass 9

…
The post MMP285: The Eternal Business, with Chris Budd appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP285: The Eternal Business, with Chris Budd

I'm always banging on about simplifying pensions, but listener Carl wants to know if there's merit in spreading your money over multiple pensions pots… Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download Links Is my money safe? https://www.youtube.com/watch?v=EEHih… Is my money REALLY […]

Diversifying Pensions – 5MF020

…
The post Unsecured Pensions – Pensions Masterclass 8 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Unsecured Pensions – Pensions Masterclass 8

If I had a quid for every time someone asks me if they can buy property inside a pension… Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Property In Your Pension? 5MF019

…
The post Annuities – Pensions Masterclass 7 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Annuities – Pensions Masterclass 7

…
The post Launching The MeaningfulMoney Handbook, Pt 5 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Launching The MeaningfulMoney Handbook, Pt 5

…
The post Launching The MeaningfulMoney Handbook, Pt 4 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Launching The MeaningfulMoney Handbook, Pt 4

…
The post Launching The MeaningfulMoney Handbook, Pt 3 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Launching The MeaningfulMoney Handbook, Pt 3

…
The post Launching The MeaningfulMoney Handbook, Pt 2 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Launching The MeaningfulMoney Handbook, Pt 2

…
The post Launching The MeaningfulMoney Handbook, Pt 1 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Launching The MeaningfulMoney Handbook, Pt 1

…
The post The State Pension – Pensions Masterclass 6 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

The State Pension – Pensions Masterclass 6

…
The post Annual Allowance and Lifetime Allowance – Pensions Masterclass 5 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Annual Allowance and Lifetime Allowance – Pensions Masterclass 5

…
The post Final Salary Pension Transfers – Pensions Masterclass 4 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Final Salary Pension Transfers – Pensions Masterclass 4

…
The post MMP274: Effective Communication with Marcus Sheridan appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP274: Effective Communication with Marcus Sheridan

…
The post Workplace Pensions Explained – Pensions Masterclass 3 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Workplace Pensions Explained – Pensions Masterclass 3

Listener Andy asks whether he should take his student loan (which he doesn't need to live on) and invest it for his future… Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

Should you invest your children’s savings? 5MF018

…
The post Personal Pensions Explained – Pensions Masterclass 2 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

Personal Pensions Explained – Pensions Masterclass 2

Listener Andy asks whether he should take his student loan (which he doesn't need to live on) and invest it for his future… Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download LINKS: Money Savings expert guide to Student Loans: https://www.moneysavingexpert.com/students/student-loans-tuition-fees-changes/ The Scottish […]

Should you invest your student loan? 5MF017

…
The post What is a pension? – Pensions Masterclass 1 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

What is a pension? – Pensions Masterclass 1

…
The post MMP270: A rant about financial advice appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP270: A rant about financial advice

There's plenty more to come from MeaningfulMoney video. I thought I'd take five minutes to let you know my plans… ﻿ Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe in iTunes | Play in new window | Download

What’s next for MM Video? 5MF016

…
The post MMP269: The Financial Power of Women appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP269: The Financial Power of Women

…
The post MMP268: Behind The Scenes With Andy Hart appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP268: Behind The Scenes With Andy Hart

Listener Phil emailed and asked if I thought it was a good idea for him to take his 25% tax-free cash (otherwise called his PCLS) from his pension, and invest it in an ISA. Here are three reasons why I think he shouldn't… Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe […]

Should I Take My Tax-Free Cash? 5MF015

…
The post MMP267: Five Investing Mistakes And How To Avoid Them appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

MMP267: Five Investing Mistakes And How To Avoid Them

There's been some upset recenty because investors' money, usually ring-fenced from the capital of an investment manager, has been used to pay for the wind-up costs of a failed company. Does this mean that your money is at risk after all? What about the FSCS? In this short video, I explain all… Prefer to listen, […]

Is my money REALLY safe? – 5MF014

…
The post COHESION – First Principles 10 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.

COHESION – First Principles 10

There are still way too many people getting parted from their money by unscrupulous ‘financial adviser' who of course, are nothing of the sort. In this week's Five Minute Friday, I give five tell-tale signs of these crooks, so you can stay safe. Prefer to listen, rather than watch? Click the player below… Podcast: Subscribe […]

How To Spot A Scammer – 5MF013

…
The post BEHAVIOUR – First Principles 9 appeared first on Meaningful Money – Making sense of Money with Pete Matthew | Financial FAQ.