The Ramsey Show

The Ramsey Show

By Ramsey Network

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Episodes

Ramsey Rant: Apple Is Becoming a Digital Payday Lender! (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss: Balancing part-time work, a mountain of debt, and pursuing a dream career "Apple Pay Later" and why Apple doesn't give a rip about your financial health. from the blog: Buy Now, Pay Later? Why Installment Payment Plans Are Hurting Your Wallet, "We have buyer's remorse after buying our house" "How much should we spend on a car?" Support Our Sponsor: Zander Insurance PODS Moving & Storage Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
31/03/23·43m 54s

You Need To Get Your Butt in Gear! (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss: "Should I file for bankruptcy?" "I got a car lease from my parents - should I keep it?" "Does a company match count toward my 15%?" from the blog: Should I Take My 401(k) Company Match? Saving for a home. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
31/03/23·43m 57s

Husband Is Secretly Using Our Savings for Drugs (Hour 3)

George Kamel & Jade Warshaw answer your questions and discuss: "My husband has been secretly spending our emergency fund on drugs...", What the FDIC means for the average person, from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers, "Should I keep dating a guy who has a lot of debt?" Shifting from intensity to intentionality. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
31/03/23·43m 47s

My Boyfriend Co-Signed on His Ex-Girlfriend’s Student Loans (Hour 1)

Ken Coleman & Rachel Cruze answer your questions and discuss: "My boyfriend co-signed on his ex-girlfriend's student loans",  "Should I buy solar panels so I can own my own electricity?" Paying off a vehicle, "Should I wait for the housing market to cool?" Support Our Sponsor: Churchill Mortgage Zander Insurance DreamCloud Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
30/03/23·44m 17s

Should I Pull From My 401(k) To Pay Off My House? (Hour 2)

Ken Coleman & Rachel Cruze answer your questions and discuss: "Should I pull from my 401(k) to pay off my house?" "Is it financially safe for me to retire?" "Should I stay in the military?" "How big should my emergency fund be?" Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
30/03/23·44m 13s

Should We Buy Land Right Now? (Hour 3)

Ken Coleman & Rachel Cruze answer your questions and discuss: "Should we buy land for our son and leave it to him in the future?" Investing as a recent college graduate, "Should we file bankruptcy?" "How should I invest $20k?" "Is college worth it for me?" Working with a spouse on the budget. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
30/03/23·44m 15s

Can I Catch Up on Investing if I Started Late? (Hour 1)

Rachel Cruze & Dr. John Delony answer your questions and discuss: "Should we stay in a paid for townhome?" "I feel like I'm behind on investing"  from the blog: Fastest Ways to Catch Up on Your Retirement Savings, "Should we still sell our house?" Being a blessing to your kids vs. enabling them, How to use a large life insurance payout. Support Our Sponsor: NetSuite PODS Moving & Storage Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
29/03/23·45m 8s

NEVER Say These Things to Your Spouse About Money (Hour 2)

Rachel Cruze & Dr. John Delony answer your questions and discuss:  What to do when you're underwater on your car, from the blog: How to Get Out of a Car Loan, How to get on the same page as your spouse (and 10 things you should NEVER say), from the blog: How to Talk to Your Spouse About Money, "Should I contribute less to retirement to save up for a house?" Budgeting on an irregular income, "Did I mess up by paying off my house too early?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
29/03/23·43m 35s

You’ll Never Succeed if You Can’t Build Trust (Hour 3)

Rachel Cruze & Dr. John Delony answer your questions and discuss:  Dr. Henry Cloud on Trust: Knowing When to Give It, When to Withhold It, How to Earn It, and How to Fix It When It Gets Broken, "How do I get my money on track as I'm expecting my first child?" "Should I pull from my Roth IRA to pay off debt?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
29/03/23·43m 56s

Your Husband Chose His Mom Over You! (Why Is She Not In Jail?!) (Hour 1)

Jade Warshaw & John Delony answer your questions and discuss: A mother-in-law that stole $300k from her sons inheritance, How rising interest rates and consumer debt is creating an "ugly stew" for American's, from the blog: State of Personal Finance: Trends for 2023 What to do with extra income in Baby Steps 4-6, How long you should rent before buying a house, from the blog: Should I Rent or Buy a House? How to get back on the plan after having a baby, from the blog: How to Win With Money in 7 Baby Steps Support Our Sponsor: PODS Moving & Storage DreamCloud NetSuite Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
28/03/23·44m 5s

I Went Into Debt And I Never Want To Do It Again! (Hour 2)

Jade Warshaw & John Delony answer your questions and discuss: The best ways to be saving money, from the blog: How Much Should I Have In Savings? "Should we pay off our car before our baby arrives?", from the blog: When to Pause Your Debt Snowball What to do when you're starting at "Baby Step Zero", from the blog: 4 Things You Must Include In Your Budget How to prioritize a mortgage and investing when managing health crises, How being out of debt will set you ahead and bring you peace when it seems like the world is falling apart. Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
28/03/23·44m 0s

You're Wealthy Broke People! You Know This Is Insane (Hour 3)

Jade Warshaw & John Delony answer your questions and discuss: How much money you can afford for kids activities, Why borrowing money from friends and family will ruin your relationships, What to do when your spouse won't talk to you about debt and finances, from the blog: How To Talk To Your Spouse About Money Crazy ways to get money to save money and pay off debt, from the blog: 27 Side Hustle Ideas to Earn Extra Money Focusing on the Baby Steps to do them in the right order, How to decide between staying close to family or moving across the country for a job, What to do when you hate your job but it's paying for college, from the blog: What to Do If You Hate Your Job Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
28/03/23·44m 11s

Our Investments Keep Losing Money… What Should We Do? (Hour 1)

Ken Coleman & George Kamel answer your questions and discuss: Investing at a young age to take advantage of compound interest, from the blog: How Teens Can Become Millionaires, "Our investments keep losing money... what should we do?" from the blog: How to Avoid Costly Mistakes When the Market Is Down, Putting your financial "oxygen mask" on first before saving for the kids, "How should I pay taxes that I owe?" Saving for a home repair while expecting a baby. Support Our Sponsor: Christian Healthcare Ministries  Zander Insurance PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
27/03/23·44m 17s

What if the Value of the US Dollar Collapses? (Hour 2)

Ken Coleman & George Kamel answer your questions and discuss:   What happens if the US loses its world reserve currency status? Picking up a second job, "Should I cut back on overtime so I can be home more with my family?" Focusing on paying off the mortgage, from the blog: How to Pay Off Your Mortgage Early, "Should I take out a life insurance policy for my mom?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
27/03/23·44m 15s

This Is a Relational and Financial Nightmare! (Hour 3)

Ken Coleman & George Kamel answer your questions and discuss: "Should I buy a house with my brother or with my fiancé?" Using savings to pay off the house, "What should I do after selling my business?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
27/03/23·44m 10s

Help! I Keep Going Back Into Debt… (Hour 1)

Ken Coleman & Rachel Cruze answer your questions and discuss: Investing vs. saving for a down payment, "Help me get out of the cycle of debt" from the blog: Do This First If You Want to Get Out of Debt, Paying the bills after a layoff, "Sell our property on a payment plan?" Should I use savings to pay off my house? Support Our Sponsor: NetSuite Zander Insurance PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
24/03/23·44m 7s

Should I Use My Savings To Pay Off Debt? (Hour 2)

Ken Coleman & Rachel Cruze answer your questions and discuss: How you can get 4 meals for $43, "Should I use my savings to pay off my student loans?" Starting a part-time business to pay off debt, Getting out of an upside down vehicle. from the blog: How to Get Out of an Upside-Down Car Loan Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
24/03/23·44m 10s

This Is What Happens When the Government Tries To “Help” (Hour 3)

Ken Coleman & Rachel Cruze answer your questions and discuss: How the Fed is screwing up the economy, "I moved in with my boyfriend and then we broke up", "My wife and I disagree about taking a trip for work", Investing vs. paying off the house. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
24/03/23·43m 59s

This Is the Real Madness of March (Hour 1)

Ken Coleman & Jade Warshaw answer your questions and discuss: March Madness through the lens of college tuition, "Should I buy my wife a truck?" "Is this a scam?" Paying down debt after a layoff, "Should we take 6 months off work to travel?" Support Our Sponsor: PODS Moving & Storage Christian Healthcare Ministries Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
23/03/23·44m 1s

FOOD: Saving Money on the #1 Budget Buster (Hour 2)

Ken Coleman & Jade Warshaw answer your questions and discuss: Ken and Jade do a taste test comparing generic and name brand food to save money on groceries, 8 Meal Planning Rules, Saving for retirement to pay off debt, "Should I push my spouse to choose a new career?" Get Clear Career Assessment "Can we finally afford to buy a house?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
23/03/23·44m 4s

He Has $100K in Debt and Wants To Buy a New Tesla… (Hour 3)

Ken Coleman & Jade Warshaw answer your questions and discuss: "My boyfriend has over $100k in debt and now he wants to buy a new Tesla", "I owe my ex-wife money...", "Should I cancel credit cards as they're paid off?" How to use extra money. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
23/03/23·44m 9s

THIS Is the Fastest Way To Build Wealth (Hour 1)

Dave Ramsey & Rachel Cruze answer your questions and discuss: How aggressively to pay down a car loan, Managing unexpected medical bills, "Should I move to a higher paying job if it changes benefits?" Support Our Sponsor: Churchill Mortgage Zander Insurance DreamCloud Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
22/03/23·43m 55s

Should I Invest in Gold in Case the Economy Collapses? (Hour 2)

Dave Ramsey & Rachel Cruze answer your questions and discuss: Buying a replacement vehicle after a wreck, Investing in gold in case of an economic collapse, from the blog: Why Investing in Precious Metals Is a Bad Idea, "Should we sell some of our rentals?" Buying a family business, Why personal finance is more personal than finance. Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
22/03/23·43m 56s

Meet the Millionaire Toilet Scrubber! (Hour 3)

Dave Ramsey & Rachel Cruze interview millionaires to find out how they built wealth! Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
22/03/23·43m 55s

This Is What the Life of a Hustler Looks Like (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Can I pause paying off debt to buy a car?" from the blog: How to Buy a Used Car Right Now, Whole life vs. Term Insurance,  from the blog: What Is Term Life Insurance? Saving for retirement vs. paying off debt. Support Our Sponsor: Zander Insurance Churchill Mortgage PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
21/03/23·42m 48s

Quit Trying To Trick Your Way Out of Debt! (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss: Following a proven plan vs. "your plan",  Should I do a HELOC, from the blog: HELOC: What Is a Home Equity Line of Credit? "Should we pay off our house or invest instead?" What to do with a rental property (and the Sunk Cost Fallacy explained),  Handling an inherited IRA. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
21/03/23·43m 5s

You Need a Lawyer To Put the Fear of God in Your Renters (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "What do we do with our money during a sabbatical?" What to do when your renters stop paying rent, The best way to save up for a rental property, Transferring mutual funds when employer switches 401(k) plans, "Should I take out small loans to boost my credit score?" from the blog: The Best Way to Improve Your Credit Score Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
21/03/23·43m 39s

There Are STILL Smart People in America! (Just Not in Washington) (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss: How do I get to 15% if I'm already maxing out my 401(k) and Roth?  from the blog: Why Should I Invest 15% of My Income for Retirement? Selling a lake house to pay off the primary home, Setting up an estate plan for a tricky family situation, What to do with a settlement, "My husband wants to buy an AirBnB w/ a HELOC", Looking for another career. Support Our Sponsor: DreamCloud PODS Moving & Storage NetSuite Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
20/03/23·43m 35s

Desperation Leads to Stupidity Which Leads to Being Broke (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss: Why you should stay away from viaticals, Using savings to pay off rentals, "Should I use my emergency fund to pay off my car?" Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
20/03/23·44m 23s

Leave the Cave, Kill Something, and Drag It Home! (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss: What to do with a whole life policy, from the blog: What Is Whole Life Insurance? "Should I keep paying off debt after being laid off?" "How do I best invest an inheritance?" "My husband wants to wait for student loan forgiveness" from the blog: Student Loan Forgiveness Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
20/03/23·43m 41s

Delony Rant: This Is an Insane Way To Live! (Hour 1)

Dr. John Delony & George Kamel answer your questions and discuss: Looking for a new career while paying off debt, What to do with bills in collections, from the blog: How to Pay Off Collections, "Should I sell my house to pay off debt?" from the blog: Should You Sell Your Home to Knock Out Debt? "Protecting your family when you're uninsurable" Support Our Sponsor: PODS Moving & Storage DreamCloud Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
17/03/23·43m 53s

The Dirty Little Secret Behind Credit Card Rewards (Hour 2)

Dr. John Delony & George Kamel answer your questions and discuss: "Should I save up for a down payment or pay for a house in cash?" The truth behind credit card reward points, "How do I best prepare for my future family?" "I have $230k in undergrad student loan debt", "I'm having a hard time emptying our savings to pay off debts" "We have rental properties but no retirement" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
17/03/23·43m 45s

How Much Money Will Solve All Your Problems? (Hour 3)

Dr. John Delony & George Kamel answer your questions and discuss: Can money buy happiness? Transitioning from intensity to intentionality "Is it selfish if I feel stuck as a stay-at-home mom?" "Should I sell my house after moving for work?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
17/03/23·43m 37s

Financial Peace Turns Emergencies Into Inconveniences (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Your plan kept us safe from the SVB collapse", What to do with an old 529, "I owe $3 million on my rental properties..." Support Our Sponsor: NetSuite PODS Moving & Storage Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
16/03/23·44m 2s

There’s No Such Thing as a “Forever Home” (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Our debt is worse than we thought it was..." "Should we pay off our mortgage or save for a dream home?" "My ex-wife's student loans are in collections", "Sell one rental property to pay off the other?" Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
16/03/23·44m 26s

No More Excuses, You’ve Gotta Make a Change! (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I lost half my income and I'm behind on debts", "Do HSAs count toward Baby Step 4?" from the blog: How to Make the Most of Your HSA Investment, What to do with savings after marriage? Investing vs. paying off the home. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
16/03/23·43m 51s

Paint or Get off the Ladder! (Hour 1)

Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm running out of money to fight for custody",  "When should I pay off the house?" Financially planning for a baby, from the blog: Having a Baby? Don't Forget These Expenses Support Our Sponsor: DreamCloud  Zander Insurance NetSuite Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
15/03/23·43m 57s

Don’t Nickel and Dime Your Way Into Marriage (Hour 2)

Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should I allow finances to stop our marriage plans?" "Should I allow my dad to be my financial advisor?" Is the $1000k emergency fund reasonable? from the blog: Is a $1,000 Emergency Fund Enough? "I can't get my wife on board with the Baby Steps", "My husband refuses to get life insurance", What to do with an inheritance. Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
15/03/23·44m 6s

Making Financial Decisions When Under Stress (Hour 3)

Dave Ramsey & Dr. John Delony answer your questions and discuss: How to manage an inherited estate, What to do with a large financial gift, "Should I pay off my house or buy a rental?" Using savings to pay off student loans, "My kids are having a hard time after a move" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
15/03/23·43m 43s

Should I Let My Friend Borrow Money? (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I go into business with my friend?" from the blog: The Dirt on Partnerships, What to do when friends ask for money, "Should I break up my brokerage fund into multiple accounts?" "We were gifted a deed" Support Our Sponsor: Christian Healthcare Ministries PODS Moving & Storage Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
14/03/23·43m 46s

Don’t Invest Your Money Based on the News Headlines! (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I pull from retirement to pay off credit cards?"  Investing to retire early, from the blog: Can I Retire Early? Where a HUD loan goes in the baby steps, Using a brokerage account for a down payment on a house, Taking out social security early to pay off a mortgage. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
14/03/23·43m 50s

You Have to Chose Which Thing Is Going To Suck (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Will buying a condo ruin me financially?" Getting rid of debt while still in school, Helping with an elderly parent's assisted living expenses, Adjusting a budget to go down to one income, "Should I sell the car?"  Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
14/03/23·44m 5s

You’re Hell-Bent on Getting Rich Quick (Hour 1)

Dave Ramsey & George Kamel answer your questions and discuss: The best way to use an inheritance,  "When do you have to pay capital gains tax?" from the blog: What Is Capital Gains Tax? Why you should hardly ever put money in CDs. from the blog: What Is a Certificate of Deposit (CD)? Support Our Sponsor: Zander Insurance Churchill Mortgage PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
13/03/23·43m 9s

The Great News About the SVB Collapse (Hour 2)

Dave Ramsey & George Kamel answer your questions and discuss: The great news about the SVB collapse, from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers, "Move in with my parents to save money?" "Should we buy whole life insurance?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
13/03/23·43m 54s

Should I Rent My Car Out on Turo? (Hour 3)

Dave Ramsey & George Kamel answer your questions and discuss: Splitting property with family, "Should I buy a car in cash to use as a rental on Turo?" "I have a mountain of debt; where do I start?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
13/03/23·43m 28s

2023 Real Estate Trends: Should You Buy a House Right Now? (Hour 1)

George Kamel & Rachel Cruze answer your questions and discuss: "I was laid off right after buying a house", "Can I have fun and still save money?" High Interest rates and 2023 real estate trends, from the blog: 2023 Real Estate Trends: What You Need to Know, "What should I do with a cashed out pension?" Support Our Sponsor: Zander Insurance Churchill Mortgage NetSuite Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
10/03/23·43m 40s

You Choose: $1200 Car Payment OR 3 Million Dollars? (Hour 2)

George Kamel & Rachel Cruze answer your questions and discuss: "How can I possibly afford a house?" Short-term vs. long-term mindsets with money, Accessing retirement without tax penalties? "Collectors won't negotiate with me" from the blog: How to Pay Off Collections, Buying a car in Baby Step 2. Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
10/03/23·43m 54s

Setting a Strong Foundation To Build Wealth (Hour 3)

George Kamel & Rachel Cruze answer your questions and discuss: Setting a foundation to build wealth, "My husband's boss is a pig... should he leave?" "Should I cash out my investments to buy a house?" from the blog: How to Save for a House, Investing while paying off debt. from the blog: When You Should Stop Investing, "When should I invest in my side hustle?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
10/03/23·43m 47s

SoFi vs. the Education Department: They’re All Villains! (Hour 1)

Dave Ramsey & Kristina Ellis answer your questions and discuss: "How can I untangle my parents' financial mess?" SoFi's fight to end the pause on student loan repayments, "Which property should I pay off first?" from the blog: What Are the Baby Steps? "How can I support my son who is recovering from addiction?"  Support Our Sponsor: PODS Moving & Storage Zander Insurance DreamCloud Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
09/03/23·43m 33s

Tell Your Mom To Stop Acting Crazy (Hour 2)

Dave Ramsey & Kristina Ellis answer your questions and discuss: "Should I do owner financing on the home I'm selling?" Helping a parent financially, The gift of saying "No!" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
09/03/23·43m 45s

Where Do Bills in Collections Go in the Debt Snowball? (Hour 3)

Dave Ramsey & Kristina Ellis answer your questions and discuss: "How do we roll over an old 401(k)?" "Where to debts in collections go in the debt snowball?" from the blog: How to Pay Off Collections, "Should I let my son move back home?" "What's the best way for me to buy a home?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
09/03/23·42m 50s

Do You Have What It Takes To Get Out of Debt? (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I try house hacking?"  Dave and Jade walk through the 7 Baby Steps and ask if you have the motivation to do what it takes to get out of debt, from the blog: What Are the Baby Steps? "How does gift tax work?" from the blog: What Is the 2022 Gift Tax Limit? How to use retirement funds. Support Our Sponsor: Christian Healthcare Ministries PODS Moving & Storage Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
08/03/23·43m 51s

There’s Always New Versions of Old Stupid Stuff (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I start day trading?" from the blog: What Is Day Trading and How Does It Work? "My fiancée doesn't want to move into my duplex", "Do credit cards have more fraud protection than debit cards?" "Is our rental house holding us back from accomplishing our goals?" The best retirement option for you. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
08/03/23·43m 21s

Should We Rent Out Our Home? (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we rent out our home while living abroad?" Top 10 List: "You Know You Know You Listen to Dave Ramsey When..." "Should I take the offer of a company car?" "What should I do with an inherited IRA?" Preparing for a baby while paying off debt. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
08/03/23·43m 43s

I Don’t Trust the Market… Should I Be Investing? (Hour 1)

Dave Ramsey & Ken Coleman answer your questions and discuss: "I don't trust the market... should I be investing?' How to adjust to a new job, "Should I save extra for school in case my 529 doesn't cover it?" "When can I actually use my emergency fund?" "Did I make a rash, emotional decision?" Support Our Sponsor: Churchill Mortgage NetSuite PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
07/03/23·44m 11s

Ramsey’s Take on Fair & Equitable Taxation (Hour 2)

Dave Ramsey & Ken Coleman answer your questions and discuss: "When can we pull money from our investments to build our dream home?" What Ramsey thinks about the proposed Fair Tax Act, "How should I save?" from the blog: How Much Should I Have in Savings? Selling the house to pay off debt. Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
07/03/23·43m 47s

You’ve Made Perpetual Bad Decisions (Hour 3)

Dave Ramsey & Ken Coleman answer your questions and discuss: Saving up for a dream car, Itemized vs. standard tax deductions, "I've had a series of financial disasters", "What should I do with $260K?" Cash-flowing car repairs. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
07/03/23·43m 40s

7 Tips for First-Time Home Buyers (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I claim all my kids on my taxes?"  How much you need in savings, 7 tips for first-time home buyers, from the blog: Tips for First-Time Home Buyers, "Should we do an interest rate buy down?" from the blog: What Are Mortgage Points and How Do They Work? "How much of my inheritance do I owe my sister?" AKA why you should always have a will! Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
06/03/23·44m 9s

Should I Buy My Dream Car? (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I lost my dream car on a game show. Can I afford to buy it?" Investing in company stocks, A debt-free scream AND wedding proposal! "Should we sell our house to invest the mortgage payment?" What to do with an old 401(k). Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
06/03/23·43m 46s

You’re Gonna Lose Your Butt on This (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss:  "Should I finance a vehicle from my employer?" How to save for a child with disabilities, "Am I house poor?" Update on real estate trends in 2023, from the blog: 2023 Real Estate Trends: What You Need to Know, Getting out of a financed vehicle. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
06/03/23·43m 37s

I Have $150k in Debt… How Do I Move Forward? (Hour 1)

George Kamel & Ken Coleman answer your questions and discuss: Working full-time jobs after graduation,  Dealing with a negative balance on a credit card, Tackling $150k in debt, Preparing for a layoff. Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
03/03/23·43m 59s

Should We Pay Off Our House Right Now? (Hour 2)

George Kamel & Ken Coleman answer your questions and discuss: "Pay off the house early if we're moving soon?" "How do I adjust my withholding to not pay taxes?" from the blog: What You May Be Missing by Getting a Large Refund, How to budget in retirement, Working a job where you're on call 24/7, Knowing how much term life insurance you need, from the blog: What Is Term Life Insurance? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
03/03/23·44m 15s

What’s the Best Way for Me To Save Money? (Hour 3)

George Kamel & Ken Coleman answer your questions and discuss:  Pursuing a career in a different city,  "Should I save with a CD?" "When is a good time to switch careers?" "How can I lower the payments on my student loans?" Talking to a spouse about debt. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
03/03/23·43m 44s

You Don’t Have Any Money! (Hour 1)

Jade Warshaw & George Kamel answer your questions and discuss: "Can we fly to see family while in Baby Step 2?" "Is my house too much of my net worth?" What is My Net Worth? Prioritizing retirement options, "Should we pay off our house before investing?" Annoying junk fees, Check out Smart Money Happy Hour "Should we rent our current home and buy something new?" Support Our Sponsor: Churchill Mortgage  Zander Insurance Christian Healthcare Ministries Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
02/03/23·44m 0s

You Don’t Need a Credit Score! (Hour 2)

Jade Warshaw & George Kamel answer your questions and discuss: "Can I get manual underwriting after a foreclosure?" "Will cutting up my credit cards hurt my credit score?" from the blog: The Best Way to Improve Your Credit Score, "How can we speed up Baby Step 3?" Doing a monthly budget on a weekly paycheck, Saving up to buy a home. Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
02/03/23·43m 55s

You Put a $12 Cocktail on Afterpay?! (Hour 3)

Jade Warshaw & George Kamel answer your questions and discuss: "How can I help an incarcerated family member and his family?" "Is renting a bad idea? When you should start investing, Navigating disability benefits, "Should I make payments on my student loans?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
02/03/23·43m 59s

Is Dave's Money Advice Outdated? (Hour 1)

George Kamel & Dr. John Delony answer your questions and discuss: "My husband has been giving his family money behind my back", Getting rid of whole life insurance, "Why do you recommend actively managed funds vs. index funds?" from the blog: Understanding S&P 500 Index Funds, Is Dave's money advice outdated? "I was recently fired and don't know what to do next" Support Our Sponsor: NetSuite PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
01/03/23·44m 2s

My Husband Is Financially and Emotionally Abusive (Hour 2)

George Kamel & Dr. John Delony answer your questions and discuss: "Should I pay off student loans first since they have no interest?" "My husband is financially and emotionally abusive", You can't scheme your way to wealth, "How can I best help my mom?" Preparing for major medical expenses. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
01/03/23·43m 41s

I’m 15 & My Parents Are Charging Me Rent! Is This Legal? (Hour 3)

George Kamel & Dr. John Delony answer your questions and discuss: "I’m 15 & my parents are charging me rent! Is this legal?" Why wealth won't solve your problems, Saving up for a car, "Should I pay off my car?" "My employer wants me to get a credit card", "Should I sell my truck?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
01/03/23·43m 48s

Is Grad School Worth It? (Hour 1)

Ken Coleman & Kristina Ellis answer your questions and discuss: "Should we pause retirement to pay off our house?" from the blog: When You Should Stop Investing, Pausing the debt snowball for a baby, from the blog: When to Pause Your Debt Snowball, "Should I go to grad school?", Renting vs. Buying, What to do with money after a divorce. Support Our Sponsor: Zander Insurance DreamCloud PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
28/02/23·44m 14s

How Should I Use My Tax Refund? (Hour 2)

Ken Coleman & Kristina Ellis answer your questions and discuss: "Should we pay off the house while we're expecting?"  How to use a tax refund, from the blog: What Do I Do With My Tax Refund? "Should I sleep in my car to save money?" The 10 worst-paying college degrees, "What would a new career look like for me?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
28/02/23·44m 15s

My Husband and I Don’t Trust Each Other With Money (Hour 3)

Ken Coleman & Kristina Ellis answer your questions and discuss:  "Is it worth going back to school?" The Supreme Court hearing arguments about student loan forgiveness, "My mom talked me into getting a car loan", "My husband and I don’t trust each other with money" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
28/02/23·44m 18s

Don't Let Debt Steal Your Reality (Hour 1)

John Delony & Jade Warshaw answer your questions and discuss: How to decide if you should rent or buy when moving to a new city, from the blog: Should I Rent or Buy a House? from the blog: How Much House Can I Afford? What to do with debt when expecting a baby, How you can turn $100 into $1,000,000?, from the blog: How Teens Can Become Millionaires "My mom lied about paying my student loans and I don't know what to do", from the blog: The Truth About Debt and Relationships Sign up for our Money and Marriage Getaway event with Rachel Cruze & John Delony! How get started on the Baby Steps to really win with money, from the blog: How to Win With Money in 7 Baby Steps Support Our Sponsor: PODS Moving & Storage Churchill Mortgage NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
27/02/23·43m 56s

Aim For Progress, Not Perfection (Hour 2)

John Delony & Jade Warshaw answer your questions and discuss: How to navigate life and business after cutting up your credit cards, from the blog: Do I Need a Credit Card? When you should cut your losses on a vehicle and stop repairing it, from the blog: Is Your Car Worth Repairing? Or Should You Replace It? What to pay attention to when you want to move up in house, from the blog: How to Upsize Your Home in 3 Easy Steps How to know if you should keep going to college or start working, from the blog: Should I Go Back to School to Get My Dream Job? "Should we keep our house and use it as an Airbnb?", from the blog: How to Make Extra Money Using Airbnb How to financially recover after an abusing relationship, from the blog: How to Begin Healing From Trauma Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
27/02/23·44m 1s

You Can't Do Life Alone, But You Also Need Boundaries (Hour 3)

John Delony & Jade Warshaw answer your questions and discuss: What to do as a church with massive mortgage debt, from the blog: The Church In Financial Crisis "Should we move in with my parents to save money?" from the blog: How to Save Money: 23 Simple Tips How you're responsible for the solution to your own problems, from the blog: You Are the Problem...and the Solution! Why a taking out a HELOC is horrible way to fast track savings, "How do I tell my wife it's time for her mom to move out of our house?", from the blog: How to Set Boundaries: 7 Simple Steps Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
27/02/23·43m 54s

Don't Grow Weary In Doing Right (Hour 1)

Ken Coleman & Jade Warshaw answer your questions and discuss: "Can I pause the Baby Steps to save for a car?" from the blog: When To Pause Your Debt Snowball How a simple side hustle can take off and drastically increase your income, from the blog: 34 Ways to Make Extra Money When you should or should not use savings to pay off your mortgage, Important things to know for bookkeeping in your business, from the blog: Best Small-Business Bookkeeping and Accounting Why student loans are not the answer to your educational future, from the blog: How to Pay for College Without Student Loans Support Our Sponsor: Christian Healthcare Ministries Churchill Mortgage PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
24/02/23·44m 6s

Building Slowly Ensures A Solid Foundation (Hour 2)

Ken Coleman & Jade Warshaw answer your questions and discuss:  What to do when you want to quit your full-time job and start a business, from the blog: How to Start a Business How to optimize the growth of your retirement savings, from the blog: Best Retirement Plans of 2023: Which Account Is Right For You? "Should keep renting when we finish paying off debt?" from the blog: Am I Ready to Buy A House? How to know which debt to pay off first, from the blog: What Debt Do You Pay Off First? Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
24/02/23·44m 11s

We Slept On An Air Mattress For 5 Years! (Hour 3)

Ken Coleman & Jade Warshaw answer your questions and discuss: "I was laid off and don't know if I want to stay in my engineering field" from the blog: What to Do if You're Laid Off "We slept on an air mattress for 5 years!" from the blog: More about Jade Warshaw How to change jobs when you don't know where to go next, from the blog: How to Switch Careers When You're In Debt What to do when you don't know if taking a leadership position is right for you, from the blog: How to Be a Good Leader Sign up for our weekly newsletter at this link. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
24/02/23·44m 5s

I Owe $13,000 In Taxes From My Side Hustle! (Hour 1)

Rachel Cruze & Kristina Ellis answer your questions and discuss: When you should pause investing to pay off your mortgage, "I owe $13,000 in taxes from my side hustle and don't know what to do." from the blog: Freelance Taxes 101 How to pick between going straight into the workforce or going to college, from the blog: Is College Worth It? How to go to college debt free, from the blog: How to Pay for College Without Student Loans How to be disciplined in your budget and avoid impulse purchases, from the blog: Impulse Buying: Why We Do It And How To Stop Is moving to be close to family ok when paying off debt? When to pause the Debt Snowball for health a crisis, from the blog: When To Pause Your Debt Snowball Support Our Sponsor: PODS Moving & Storage NetSuite Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
23/02/23·43m 14s

How To Stay Motivated With Your Life And Money (Hour 2)

Rachel Cruze & Kristina Ellis answer your questions and discuss: "I want to buy a Corvette but I'm scared to pull the trigger and don't know what to do." What to do when trying to find a new career, from the blog: What Should I Do With My Life? 7 Questions To Help You Find Your Purpose How to stay motivated when working through the Baby Steps, from the blog: How To Set Financial Goals There's no shame in helping your budget by shopping at cheaper stores, from the blog: How To Combat Inflation And Protect Your Four Walls The best way to maximize your savings with a high yield savings account, from the blog: What Is A High-Yield Savings Account and Do I Need One? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
23/02/23·43m 52s

Your Debt Free Education Is Worth The Sacrifice (Hour 3)

Rachel Cruze & Kristina Ellis answer your questions and discuss: The best ways to look for college scholarships, from the blog: How to Apply for Scholarships It's never too early to start saving for your kids college, from the blog: 10 Best Ways To Save For College How to avoid lifestyle creep, from the blog: What Is Lifestyle Creep? "How do I talk to my boyfriend about money?", from the blog: The Importance of Talking About Money What to do when family is pressuring you to pay for things that are not your responsibility, from the blog: What to Do When Your Family Doesn't Have Your Back Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
23/02/23·43m 58s

Should I Be Discouraged by the Returns on My Investments? (Hour 1)

Kristina Ellis & George Kamel answer your questions and discuss: "I feel guilty being a working mom", "Should I be discouraged by the returns on my investments?" Student Loan Forgiveness updates, from the blog: Biden Plans to Forgive Up to $20,000 of Student Loan Debt for Borrowers: What Does It Mean for You? "Can we save up for a house and invest at the same time?" Support Our Sponsor: Zander Insurance PODS Moving & Storage DreamCloud Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
22/02/23·45m 13s

My Wife Bought 5 Horses on Credit Cards (Hour 2)

Kristina Ellis & George Kamel answer your questions and discuss: "We rent from our in-laws and they may be evicted soon" Getting finances on track after a divorce, "My wife bought 5 horses on credit cards", plus an update on George's #HorseGate saga, "Should I cash out my 401(k) to pay off debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
22/02/23·43m 22s

These Extreme Money Hacks Go Too Far… (Hour 3)

Kristina Ellis & George Kamel answer your questions and discuss: "Should I go to law school debt free or buy a house?" Terrible, extreme ideas for saving money, "Should we contribute 15% even though my employer also contributes?" from the blog: Why Should I Invest 15% of My Income for Retirement? "Should I buy a house with my girlfriend?" "Someone stole my identity, what should I do?" from the blog: What to Do If Your Identity Is Stolen "Mom passed and left the house to her 7 kids. Should we sell it?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
22/02/23·43m 47s

Should I Invest While I'm Still in Debt? (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Does it ever make sense to invest while you're still in debt?" from the blog: When You Should Stop Investing, "I'm recently widowed and wondering how I should budget on my own", "Should I keep my long-term care insurance?" from the blog: Long-Term Care Insurance Explained, Saving up for a house after college, "Should I invest in stocks or the equity of my home?" Support Our Sponsor: Churchill Mortgage Zander Insurance NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
21/02/23·43m 31s

Should We Pull Money From Retirement? (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "My job no longer aligns with my values", "Should I pull from retirement to pay off the house?" "How can I recapture depreciation on my rental property?" "I'm in Baby Step 3 and feel like we won't have enough for retirement", "Should I sell my annuity to pay off all my vehicles?" Calculating capital gains tax on investments. Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
21/02/23·43m 41s

Pay Off the House and Get Rich With Your Old House Payment! (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I have $400k in cash... should I pay off my house?" Setting up life insurance to go to your children, from the blog: What Is Life Insurance? "Should I drop out of college to take a job?" Avoiding a reverse mortgage, from the blog: What Is a Reverse Mortgage? "We bought a house with a solar lease" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
21/02/23·43m 56s

Congrats, You Got Evicted From Hell! (Hour 1)

Dave Ramsey & George Kamel answer your questions and discuss:  What to do with a severance payout after a layoff, from the blog: What to Do if You’re Laid Off, "Our daughter just got pregnant; should we help her financially?" Support Our Sponsor: Zander Insurance DreamCloud PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
20/02/23·45m 15s

Listen to Your Wife, She’s Smarter Than You Are (Hour 2)

Dave Ramsey & George Kamel answer your questions and discuss:  Struggling working the baby steps while building a house,  "Should I pay off my car if I might lose my job soon?" "Should we separate our savings accounts?" Paying off a vehicle. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
20/02/23·43m 19s

How Can I Budget for a Small Business? (Hour 3)

Dave Ramsey & George Kamel answer your questions and discuss around business and leadership: Budgeting for business, "When should we buy an office space?" "I feel like I don't have money to grow the business," "How do I get my business out of debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
20/02/23·43m 56s

You’re Literally Flushing Money Down the Toilet (Hour 1)

Jade Warshaw & Rachel Cruze answer your questions and discuss: "Should we pause the baby steps to prepare for a baby?"  from the blog: Your Top Debt Snowball Questions Answered Renting vs. buying when you're in the military, "Where do I go after baby step 2?" Adjusting and sacrificing lifestyle instead of going into debt, "Should I move out of my parents' house?" Support Our Sponsor: Zander Insurance PODS Moving & Storage DreamCloud Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
17/02/23·44m 1s

Amputate the Tesla! (Hour 2)

Jade Warshaw & Rachel Cruze answer your questions and discuss: "I want a new job but I can't lose my insurance", Saving for a new home vs. paying down the current house", Random Acts of Kindness Day, "Should I pay cash for my next car?" Pausing investing to pay off debt, "I co-signed on a car loan for my son"  from the blog: The Truth About Debt and Relationships Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
17/02/23·44m 2s

Living Life Without a Credit Score (Hour 3)

Jade Warshaw & Rachel Cruze answer your questions and discuss: Getting an apartment without a credit score, from the blog: Living Without a Credit Score, Choosing health insurance, Planning for a loss of income. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
17/02/23·43m 58s

Don’t Live in Fear, Take Control of Your Debt! (Hour 1)

Kristina Ellis & Dr. John Delony answer your questions and discuss:   "Do I need to move to save money?"  "I'm drowning in debt and worried I'll lose my car" from the blog: How Does Car Repossession Work? The high cost of counseling, "Should I pay off my ex to avoid giving her a share of my pension?" "I'm being sued by Wells Fargo" Support Our Sponsor: Zander Insurance Christian Healthcare Ministries NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
16/02/23·43m 57s

Are We Ready To Buy a House Right Now? (Hour 2)

Kristina Ellis & Dr. John Delony answer your questions and discuss:   "Are we ready to buy a house right now?" Delony reacts to a study finding "Five ways credit cards can improve your mental health", from the blog: Do I Need a Credit Card?, "Should we move to another state?" Saving money on groceries. from the blog: How to Save Money on Groceries Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
16/02/23·44m 2s

Is Higher Education Worth the Cost? (Hour 3)

Kristina Ellis & Dr. John Delony answer your questions and discuss:   Getting momentum back after pausing the baby steps, "Is higher education worth the debt?", "I feel underpaid and not sure what the issue is", The mental health effects of student loans. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
16/02/23·43m 28s

Remember: It’s a Starter House Not a Dream House (Hour 1)

Ken Coleman & Dr. John Delony answer your questions and discuss:   "I'm not sure what I want to do for a career", Saving for a starter home, and why you shouldn't let comparison drive your decision, from the blog: How to Save for a House, "What should I do for work after I retire?", "I can't get a promotion in the family business". Support Our Sponsor: Churchill Mortgage Zander Insurance PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
15/02/23·44m 54s

I Don’t Trust My Boyfriend With Money (Hour 2)

Ken Coleman & Dr. John Delony answer your questions and discuss:   "Things that business leaders get wrong", "I don't trust my boyfriend with money", "Is it time for a change?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
15/02/23·44m 3s

Do Something Different Even if It’s Hard (Hour 3)

Ken Coleman & Dr. John Delony answer your questions and discuss:   "My boyfriend wants me to move in with him", The effect of social media on kids, "How can I start a non-profit?", "Should I sell my cars before moving to Germany?", Making a career change. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
15/02/23·43m 50s

This Whole Thing Sounds Like a Mess (Hour 1)

Dr. John Delony & Jade Warshaw answer your questions and discuss:   Dealing with a messy financial situation in a relationship, Mindset around wealth, discussing a recent viral video from a Chad Johnson interview, "Should I skip Baby Step 3?", Selling a fancy new car, "How much fun money should we budget for?" from the blog: Why You Need Some Fun Money in Your Budget Support Our Sponsor: PODS Moving & Storage  DreamCloud Churchill Mortgage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
14/02/23·45m 15s

I Feel Trapped When Discussing Finances in My Marriage (Hour 2)

Dr. John Delony & Jade Warshaw answer your questions and discuss:   Renting a car without a credit card, "I feel trapped discussing finances in my marriage", "Should I sell my house to start a business?" Top 10 Ramsey Pickup Lines. Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
14/02/23·45m 15s

Don’t Get Sucked Into the Negative News Cycle! (Hour 3)

Dr. John Delony & Jade Warshaw answer your questions and discuss:   "Should I pull from my retirement and pay off my vehicles?", Americans are feeling worse about their money, "Leaving a pension to make more money elsewhere", from the blog: Why a 401(k) Is Better Than a Pension Plan, "I don't feel comfortable combining finances" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
14/02/23·45m 15s

I’m Not Happy at My Job and Want To Make More Money (Hour 1)

Ken Coleman & George Kamel answer your questions and discuss:   I'm not happy at my job and want to make more money, The problem with a YOLO mentality around money, Preparing to move, What to do with life insurance money, "Should I put money in a CD while I learn to invest?" from the blog: How to Start Investing: A Beginner’s Guide  Pausing Baby Step 2 for a new furnace. Support Our Sponsor: NetSuite PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
13/02/23·45m 15s

Should We Pay Off Debt or Invest? (Hour 2)

Ken Coleman & George Kamel answer your questions and discuss:   "Should we stop investing while in Baby Step 2?", "Can my son be the beneficiary for my insurance?", "Should we save extra income to pay off debt?" How to respond to a low salary job offer, "Should I save for retirement or pay off my debt?" "Should I keep building my emergency fund or invest?" "What should we do after paying off our home?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
13/02/23·45m 15s

When should I start investing? (Hour 3)

Ken Coleman & George Kamel answer your questions and discuss:   "Should I start investing at 14-years-old?", The affordability of a spouse staying at home, "Should we sell our car?", Zoom layoffs, Pulling from savings to pay medical bills, Moving out of state, from the blog: Ramsey Cost of Living Calculator  Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
13/02/23·45m 15s

I Owe More on Student Loans Than My Mortgage! (Hour 1)

George Kamel & Kristina Ellis answer your questions and discuss:   When to pay off medical debt, from the blog: How to Ease the Burden of Medical Debt Super Bowl sports betting amid record inflation,  Investing vs. paying off the house, "My boyfriend doesn't believe in the Baby Steps", What to do with money leftover in an ESA account. from the blog: ESA vs. 529: Which Is Better for You? Support Our Sponsor: PODS Moving & Storage Churchill Mortgage NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
10/02/23·45m 15s

If You Can’t Afford It, It’s Not a Dream Home (Hour 2)

George Kamel & Kristina Ellis answer your questions and discuss:   "Do we rent in a bad area to save money?" Kristina's #FrugalFebruary challenge, Getting a good return out of an IRA, "Should we build credit to buy a house?" from the blog: The Best Way to Improve Your Credit Score, "My mom stole the money I had saved for a car". Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
10/02/23·45m 14s

My Roommate Isn’t Paying His Share of the Rent (Hour 3)

George Kamel & Kristina Ellis answer your questions and discuss:   "My roommate isn't paying his share of the rent", George & Kristina read song lyrics Dave Ramsey from ChatGPT (lyrics below), How to get health insurance when your job doesn't provide it, from the blog: Health Insurance FAQs, Handling larger expenses in Baby Step 2, George tells his story. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 A Song About Dave Ramsey by ChatGPT Verse 1: He'll teach you how to save your cash And make your money grow, He'll show you how to live below Your means and let it flow. Chorus: Dave Ramsey, he's the man, With financial wisdom in his hand, He'll guide you through the ups and downs, On the road to financial soundness. Verse 2: He'll teach you how to pay off debt And not to live in fear, He'll show you how to invest For a future that is clear. Bridge: He's got a plan for you and me, To live a life of financial glee, So listen to his words of advice, And you'll be living the good life, twice. Outro: So take his advice and run, And you'll see the money come, Dave Ramsey, he's the man, With financial wisdom in his hand. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
10/02/23·45m 14s

Should I Put 20% Down on My Home? (Hour 1)

Dave Ramsey & Dr. John Delony answer your questions and discuss:   "How should I think through caring for a father who drank himself into disability?", "Should I put 20% down on my home?", from the blog: What Is Private Mortgage Insurance (PMI) and How Does It Work? "Should I use a HELOC to pay my student loans?", "What's the best way for me to save and invest money?" "Should we buy a house before we get married?" Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
09/02/23·45m 7s

I Can’t Sleep Because of My Debt (Hour 2)

Dave Ramsey & Dr. John Delony answer your questions and discuss:   "I thought I would feel more peace in Baby Step 7", "I can't sleep because of my debt", How long to be gazelle intense,  from the blog: Gazelle Intensity: Do You Have It? "My wife wants us to upgrade in home but I don't want to borrow more money for it", "Should I pay off my future wife's Parent PLUS loans when we get married?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
09/02/23·45m 10s

Don’t Be an Enabler When It Comes to Money (Hour 3)

Dave Ramsey & Dr. John Delony answer your questions and discuss:   "How can I help my in-laws who are being evicted?", "My mom keeps giving me money even though I know she has bad spending habit", "How do I get out of my 19% interest car loan?",  "We haven't combined finances in 20 years". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
09/02/23·45m 14s

10 Things You Need To Know About the Secure Act 2.0 (Hour 1)

Dave Ramsey & George Kamel answer your questions and discuss:   Selling stocks to pay off the house, Dealing with buyer's remorse on a recent house purchase. from the blog: How to Keep 3 Common Home Repairs From Busting Your Budget 10 things you need to know about The Secure Act 2.0, "Should I tithe on my tax refund?" Support Our Sponsor: NetSuite Zander Insurance DreamCloud Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
08/02/23·45m 15s

My Wife and I Disagree on How To Pay Off Debt (Hour 2)

Dave Ramsey & George Kamel answer your questions and discuss:   "Should we buy a house if we're moving soon?"  The best way to pull retirement funds, "My wife and I disagree on how to pay off debt", Chuck & Cindy do a powerful & emotional debt-free scream from the hospice bed, "Where does a 401(k) loan go in the debt snowball?" from the blog: How the Debt Snowball Method Works Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
08/02/23·45m 17s

HELOC vs. a New House/Mortgage (Hour 3)

Dave Ramsey & George Kamel answer your questions and discuss:   "Should we empty savings to pay off the house?" Home improvement loan vs. new mortgage, "Does a backdoor Roth IRA make sense for me?" from the blog: The SECURE 2.0 Act: Everything You Need to Know  Saving for a house vs. focusing on investing. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
08/02/23·45m 16s

How Can I Retire Early? (Hour 1)

Dave Ramsey & Dr. John Delony answer your questions and discuss:   The comfort crisis in America, Thinking through early retirement, from the blog: What Is the F.I.R.E. Movement? Paying off the house vs. saving for retirement, Selling a rental property while paying off debt. Support Our Sponsor: Zander Insurance PODS Moving & Storage Christian Healthcare Ministries Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
07/02/23·45m 14s

Hot Water Heater Busted & My Emergency Fund Won’t Cover It (Hour 2)

Dave Ramsey & Dr. John Delony answer your questions and discuss:   "My hot water heater busted and my emergency fund won't cover it." from the blog: How to Keep 3 Common Home Repairs From Busting Your Budget "I'm having a hard time getting my wife on board with cutting up our credit cards", Using an inheritance to pay off a house, Investing more in the market while it's down. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
07/02/23·45m 16s

How Do I Stay Motivated in the Baby Steps? (Hour 3)

Dave Ramsey & Dr. John Delony answer your questions and discuss:   Staying motived on your debt-payoff journey, Selling an investment property, Paying off debt during a layoff, Finding a good side hustle, Why Whole Life insurance sucks. from the blog: What Is Whole Life Insurance? Investing time in your kids. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
07/02/23·45m 15s

Is the Money in My Savings Account Just “Melting Ice”? (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss:   Dealing with family estate drama, When money in savings becomes like "melting ice", Retirement accounts, Join Jade's FPU Class! Dealing with increasing home insurance rates. Support Our Sponsor: Churchill Mortgage Zander Insurance PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
06/02/23·45m 14s

We’re Not on the Same Page and Considering Divorce (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss:   "We're in a financial mess, what can we do?", Gilbert & Michelle pay off $113,417 in 39 months! "My wife has $24K in debt that I didn't know about". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
06/02/23·45m 15s

Pay Off the House or Invest More? (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss:   "Should I invest less to pay more on my house?"  Getting rid of a car lease, Catching up on investing, Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
06/02/23·45m 14s

You Can Have Financial Security When Changing Jobs (Hour 1)

Kristina Ellis & Rachel Cruze answer your questions and discuss:   The best way to pay off your house early, from the blog: How to Pay Off Your Mortgage Early When can you spend money on a side hustle, from the blog: How to Take Your Side Hustle Full Time How to become financially secure when switching careers, from the blog: How to Switch Careers When You're in Debt When you should start talking to your kids about money, from the blog: How to Talk to Your Kids About Money "Should I move off campus if I want to get a girlfriend?" How to separate assets with family. Support Our Sponsor: DreamCloud Zander Insurance Churchill Mortgage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
03/02/23·45m 15s

College Is Worth It, Without The Loans (Hour 2)

Kristina Ellis & Rachel Cruze answer your questions and discuss:   What to do when you don't have the motivation to finish your degree, from the blog: Is College Worth It? What parent should do when it comes to paying for their kids college, from the blog: How to Pay for College Without Student Loans What to do with debt when finishing college, "Should I pull from my 401(k) to pay off student loans and remodel our home?" from the blog: The High Price of a 401(k) Withdrawal How you should handle whenever you and your spouse don't agree on finances, from the blog: What to Do When Spouses Don't Agree on Money Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
03/02/23·45m 14s

You Don't Need To Buy A House, You're Broke! (Hour 3)

Kristina Ellis & Rachel Cruze answer your questions and discuss:   How to pay a doctorate debt free, from the blog: How to Pay for College Without Student Loans The things you should take into consideration when moving across the country, from the blog: Ramsey Relocation Guide How you and your spouse can get on the same page with finances when living paycheck to paycheck, from the blog: Money and Marriage: 7 Tips for a Healthy Relationship "I feel like a hypocrite for taking out a mortgage" from the blog: How Much House Can I Afford? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
03/02/23·45m 14s

Stop Just Listening And Start Applying! (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss:   How to handle business debt when tackling the Baby Steps, from the blog: Are Business Debt and Personal Debt the Same? When you should pause the Baby Steps and save up cash, from the blog: When to Pause Your Debt Snowball Why HELOC's do make you financially sophisticated, from the blog: HELOC: What Is a Home Equity Line of Credit? "Should we be content in our current home?" from the blog: How to Own Your Dream Home Should I use collector cars as assets for the future? Support Our Sponsor: NetSuite PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
02/02/23·45m 15s

You're Limited By Your Own Mindset! (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss:   How to make good long term decisions for your finances and career, from the blog: How to Change Your Money Mindset How your mindset is your greatest limiting factor, How to navigate life after losing a spouse, from the blog: Life Insurance Payout: How Does It Work? Where is the best place to save money while saving for a house? from the blog: Saving for a Down Payment Guide Why travel trailers lose so much money, What to do with company stocks when you have debt. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
02/02/23·45m 16s

It's Time To Stop Giving 70% (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss:   When you should look for a new job because your boss won't give you a raise, How to have a buffer in your checking account when creating a zero-based budget, from the blog: How to Create a Zero-Based Budget "I have the money, but I'm scared to pay off my car early. What should I do?" from the blog: Should I Pay Off My Car Early? "My boss wants to sell me the company I work for but I don't have the money." from the blog: How to Buy a Business: 4 Questions You Need to Ask Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
02/02/23·45m 14s

What’s the Best Way To Buy My First Home? (Hour 1)

Dave Ramsey & Rachel Cruze answer your questions and discuss:   The best way to buy your first home. from the blog: Tips for First-Time Home Buyers, How Ramsey investing principles apply in foreign countries, "Should I ride out a 529 in this down market?", When it's ok to dip into the emergency fund, from the blog: 3 Questions to Ask Before You Use Your Emergency Fund, What to do with extra money in the bank. Support Our Sponsor: Christian Healthcare Ministries Churchill Mortgage PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
01/02/23·45m 15s

I Co-Signed on a House w/ My Ex & She Owes the IRS $100k! (Hour 2)

Dave Ramsey & Rachel Cruze answer your questions and discuss:   "Should I buy a house and rent it out to my parents so they can move closer?" "I co-signed on a house with my ex-wife and she owes the IRS $100k", from the blog: The Truth About Debt and Relationships,  Setting up an estate for a loved one. from the blog: What Is Estate Planning and How Do I Get Started? Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
01/02/23·45m 15s

How & Why Married Couples Should Combine Finances (Hour 3)

Dave Ramsey & Rachel Cruze answer your questions and discuss:   "How can I teach my son about money when his biological father is terrible with money?"  from the blog: 15 Ways to Teach Kids About Money, How a married couple should combine their money, "Should I do a cash-out refi?" from the blog: Cash-Out Refinance: How It Works and Is It Worth It? Do I need to set up a non-profit? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
01/02/23·45m 14s

Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Dave Ramsey & Kristina Ellis answer your questions and discuss:   How to maximize your retirement options, Wins from Kristina's #NoSpendChallenge, from the blog: How to Crush a No-Spend Month "Can we pull from our 401(k) to get our dream home?" Support Our Sponsor: PODS Moving & Storage DreamCloud Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
31/01/23·45m 13s

Is the Government Really Going To Shut Down? (Hour 2)

Dave Ramsey & Kristina Ellis answer your questions and discuss:   "How can I prepare for a government shutdown?" from the blog: What Is a Government Shutdown and How It Could Affect You "Can I move funds from an IRA to a 529?" What the Secure Act 2.0 means for those with student loans, "I need a new car soon", Where to start on your money journey. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
31/01/23·45m 16s

Over $200K in Debt and Don’t Know Where To Start (Hour 3)

Dave Ramsey & Kristina Ellis answer your questions and discuss:   "We're over $200K in debt and don’t know where to start", from the blog: How to Get Out of Debt With the Debt Snowball Plan Dealing with a pension during a potential job change, "How should I be allocating my money?" Gold as an "insurance policy" during an economic collapse. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
31/01/23·45m 16s

Your Life Will Suck if You Wait on the Government To Fix It! (Hour 1)

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Do I have a financial obligation to my adult daughter?", When to do house repairs, "Should I pay off my student loans or wait to see what happens with forgiveness?", Join Jade's Virtual FPU Class! Paying cash for a house, from the blog: 3 Simple Steps to Pay Cash for Your Home. Support Our Sponsor: Zander Insurance NetSuite PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
30/01/23·45m 15s

QUIT Making Impulsive Decisions, You’re Going Broke! (Hour 2)

Dave Ramsey & Jade Warshaw answer your questions and discuss: What to do with a home when you move, Why you're always going to be broke until you stop making impulsive money decisions, "Can I afford a $130,000 car?". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
30/01/23·45m 16s

Investing in Crypto = Gambling (Hour 3)

Dave Ramsey & Jade Warshaw answer your questions and discuss: The best way to combine assets, Investing in crypto (and why you shouldn't), Moving forward after bankruptcy, Overtime vs. a second job, Taking a pay cut to get a job you love. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
30/01/23·45m 15s

My Husband Told Me To Stop Spending Money but He Doesn’t Make Any! (Hour 1)

Dr. John Delony & Rachel Cruze discuss: Caring for aging parents without enabling them. "Should I attack my student loans or just make the monthly payments?" "My husband is telling me to stop spending money, but he doesn't make any!" Paying off your mortgage. Support Our Sponsor: Zander Insurance Christian Healthcare Ministries Churchill Mortgage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
27/01/23·45m 17s

Should We Borrow Money From Family at 0% Interest? (Hour 2)

Dr. John Delony & Rachel Cruze discuss: "Should we borrow money from family at 0% interest?" How to use money from a settlement, "Should we pay off debt or wait to see what we owe on taxes?" Piling up cash when expecting a baby, Which to pay off first: student loans or mortgage, John & Rachel react to Sebastian Ghiorghiu's viral video. Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
27/01/23·45m 14s

Don’t Make Decisions Today That Your Future Self Will Hate (Hour 3)

Dr. John Delony & Rachel Cruze discuss: Paying for college without scholarships, Funding an emergency fund with mutual funds, Renting while looking for a home, Why people freak out when we tell married couples to combine bank accounts, What to do with money in a CD, "Can we have fun money in baby step 2?", Getting caught up on bills. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
27/01/23·45m 14s

How Do I Become Financially Independent? (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss: "How do I become financially independent?", Paying off debt before buying a home, Switching to a new retirement plan. Support Our Sponsor: PODS Moving & Storage DreamCloud NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
26/01/23·45m 10s

I’m Afraid To Spend Our Savings (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss: "I'm afraid to spend our savings", Knowing what the best next step is for you, "Do I need car insurance for a borrowed car?" Business loans vs. personal loans. Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
26/01/23·45m 6s

Wealth Is Best Built Slowly and Intentionally (Hour 3)

George Kamel & Jade Warshaw answer your questions and discuss: Paying your way through college, What to do with inherited property, Combining finances after marriage, A deep dive on Baby Step 3, Dealing with an expensive mortgage. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
26/01/23·45m 14s

I Owe $32k on a Car Worth $18k! (Hour 1)

George Kamel & Kristina Ellis answer your questions and discuss: Renting vs. buying a house, from the blog: Should I Rent or Buy a House? "I owe $32k on a $18k car... what can I do?", Why you should never borrow on your 401(k) and stay away from HELOCs, from the blog: What Is a Home Equity Loan? The best way to save for grad school. Support Our Sponsor: Churchill Mortgage PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
25/01/23·45m 14s

Rent Keeps Going Up – Here’s What You Can Do About It (Hour 2)

George Kamel & Kristina Ellis answer your questions and discuss: Rent prices are going up, What to do with a large settlement, The best way to tackle student loans, Financially preparing for marriage. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
25/01/23·45m 16s

The Underwhelming Math Behind Credit Card Points (Hour 3)

George Kamel & Kristina Ellis answer your questions and discuss: Using credit card points to pay off a mortgage, Update on student loan provision in the Secure Act 2.0, Selling a truck to pay off the house, Knowing which credit card to pay off first. Dealing with overdrafts. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
25/01/23·45m 15s

To Win With Money, Submit to the PROVEN Plan! (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss: Investing for retirement when you have no outlet through your employer, "Should I buy a house with my girlfriend?" Why the Baby Steps are a proven plan to win with money, Join Jade's FPU Class! When you should convert a 401(k) to a Roth, Why momentum matters more than interest rates when paying off debt. Support Our Sponsor: Zander Insurance NetSuite PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
24/01/23·45m 16s

I Have $120,000 Buried in Tin Cans (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss: I have $120,000 buried in tin cans, How digital subscriptions can be death by a thousand cuts, High-yield savings accounts, The "rent-a-chicken" trend, Convincing a boyfriend to pay off his debt. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
24/01/23·45m 15s

More Millennials Than Ever Are Living With Their Parents (Hour 3)

George Kamel & Jade Warshaw answer your questions and discuss: What to do with $500k in savings, Millennials living with their parents, "Should I cancel my universal whole life policy?" "How can I move out of my parents' house?" Saving money in the bank vs. investing with an advisor. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
24/01/23·45m 17s

Is It Possible To Invest TOO Much? (Hour 1)

George Kamel & Ken Coleman answer your questions and discuss: Catching up on retirement investing, Cashing out a 401(k), "Is it ever possible to invest too much?", from the blog: Dave's Investing Philosophy "Should I get into house hacking?" Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
23/01/23·45m 15s

I Bought a Car at 24% Interest! (Hour 2)

George Kamel & Ken Coleman answer your questions and discuss: Getting your budget dialed in, "I bought a car at 24% interest!", The insanity of recent Google layoffs, "I'm retired but I want to go back to work" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
23/01/23·45m 14s

Should I Sell Investments To Pay Off Debt? (Hour 3)

George Kamel & Ken Coleman answer your questions and discuss: Dealing with tax debt, "How picky should I be in my job search?" Credit scores and why you don't need one, "I'm scared the economy is going to collapse and the government will take my money". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
23/01/23·45m 15s

Should I Leave My Toxic Job? (Hour 1)

Ken Coleman & George Kamel answer your questions and discuss: When you should leave a toxic work environment, "Can I work multiple baby steps at once?" Taking a job you're nervous about, "The great quit": why Gen Z are quitting their jobs", Getting out from an upside down truck. Support Our Sponsor: PODS Moving & Storage NetSuite DreamCloud Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
20/01/23·45m 11s

I Can’t Seem To Stick to a Budget (Hour 2)

Ken Coleman & George Kamel answer your questions and discuss: How to stick to a budget, What to do with an inheritance, "I feel stuck in the Baby Steps, what can I do?" "Our wealth is causing division with friends and family" Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
20/01/23·45m 9s

What the U.S. Hitting the Debt Ceiling Means for You (Hour 3)

Ken Coleman & George Kamel answer your questions and discuss: Withdrawing from a 401(k), Preparing for a layoff, Choosing a higher-paying job vs. a more stable one, What the Debt Ceiling news means for the average American, Paying off debt when you don't have any margin, When a dream job suddenly isn't. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
20/01/23·45m 15s

Bonus Episode: Are You Ready to Build Wealth in 2023?

The economy’s still crazy—and maybe you’re worried last year’s money stress will follow you into 2023. It doesn’t have to! Dave, George and Rachel will unpack how you can still make progress, build wealth, and have peace with your money this year. Yep, even in tough, uncertain times.  Get our limited-time offer on Financial Peace University and make 2023 the year you get rid of money stress: (http://bit.ly/3QSiKjV) Watch the full Building Wealth livestream, plus a special panel discussion here: https://www.ramseysolutions.com/wealth
20/01/23·1h 17m

How Do I Start the Baby Steps? (Hour 1)

Kristina Ellis & George Kamel answer your questions and discuss: Pulling from mutual funds to pay off debt, from the blog: Should I Use My Investments to Pay Off Debt? "How do I get started on the Baby Steps?" from the blog: How to Win With Money in 7 Baby Steps An update on the Debt Ceiling and Student Loan Forgiveness, "I'm over $100k in debt. should I declare bankruptcy?" "Should I pay for my ex-husband's funeral?" Support Our Sponsor: Churchill Mortgage PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
19/01/23·45m 15s

Should I Still Be Investing While Paying Off Debt? (Hour 2)

Kristina Ellis & George Kamel answer your questions and discuss: Getting out of a car lease, from the blog: How Does Leasing a Car Work? Update on Kristina's #NoSpendChallenege, "Should I be investing while paying off debt?" from the blog: When You Should Stop Investing What a "Super Roth" is and whether or not you should do one, How to use an inheritance well. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
19/01/23·45m 15s

Intentionality Is the Key to Winning With Money (Hour 3)

Kristina Ellis & George Kamel answer your questions and discuss: "My wife thinks FPU is a scam", Helping a daughter decide on a career, "Should I roll my loans into a mortgage?" Using savings to pay off debt, What to do after a job loss, Balancing a side-hustle with family time. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
19/01/23·45m 15s

Don’t Make These Stupid Mistakes With Money (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss: How much to spend on a new vehicle, "We're having a hard time tracking expenses" from the blog: Baby Step 1: Your Budgeting Guide Keeping two jobs vs. only one job that pays better, "Should I pull from single stocks to pay off debt?" from the blog: Should I Use My Investments to Pay Off Debt? Making stupid mistakes with money, "Should I get a construction loan?" Support Our Sponsor: Christian Healthcare Ministries Zander Insurance PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
18/01/23·45m 15s

I’m Scared To Only Have $1000 for Emergencies (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss: "I'm scared to only have $1000 for an emergency fund" from the blog: Is a $1,000 Emergency Fund Enough? Why you should never pay your girlfriend's student loan, "Should I buy a truck at 19 years old?" "How quickly can I get this debt paid off?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
18/01/23·45m 14s

5 Things You Need To Know Before Filing Taxes (Hour 3)

Jade Warshaw & George Kamel answer your questions and discuss: "Should I keep living with my parents or move out?" 5 things you need to know before filing taxes, from the blog: Tax Season 2023: What You Need to Know (and Looking Ahead to 2024) Selling and building a new home, Saving for fertility treatment, Refinancing a home. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
18/01/23·45m 15s

Stop Listening To Broke People! (Hour 1)

John Delony & George Kamel discuss: How to get out of debt when you feel lost on your current career path, from the blog: How To Pay Off Debt "How do we buy a house without a credit score?" from the blog: Can You Buy A House With No Credit? and Living Without A Credit Score The best way to figure out how to start investing, from the blog: How To Start Investing: A Beginner's Guide The differences between your emergency fund and sinking funds, from the blog: What Is A Sinking Fund and How Do You Create One? Why you should stop investing when you're in debt and have no savings, from the blog: 40 with No Savings? How To Retire A Millionaire Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
17/01/23·45m 16s

What's The Price Of Your Soul? (Hour 2)

Dr. John Delony & George Kamel discuss: How to take control of your life and your finances, What to do when gifts from family members come with strings attached, Why sacrificing your lifestyle will accelerate your debt payoff journey, from the blog: Are The Sacrifices Worth Being Debt Free? These People Think So "Which of my debts should I pay off first?" from the blog: What Debt Do You Pay Off First? What to do when you keep getting stuck in the Baby Steps, from the blog: How To Finally Take Control Of Your Finances Why you should never pull from your 401(k) before retirement, from the blog: 4 Life Events You Shouldn't Cash Out Your 401(k) to Fund Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
17/01/23·45m 16s

My Dad Wants Me To Get A Prenup! (Hour 3)

Dr. John Delony & George Kamel discuss: What to do when family members want you to get a prenup but you don't want to, How investing in Legos and other toys is a horrible way to build wealth, from the blog: Dave's Investing Philosophy How to navigate grief and what's next after the loss of a parent, Why the interest on debt doesn't matter in the Debt Snowball, from the blog: Debt Snowball vs. Debt Avalanche How to pick where to live when commuting to work from the website: Cost Of Living Calculator Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
17/01/23·45m 15s

Your Boyfriend Doesn’t Get a Vote! (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss: "My boyfriend wants me to sell my vehicle", American men's obsession with trucks, "How should I split my income between my mortgage and investments?" When it makes things to sell things to get out of debt, Using inheritance money to build the best financial future, from the blog: What to Do With an Inheritance "We're not on the same page about downsizing our vehicles" "How should we adjust our investments after having our first baby?" Support Our Sponsor: Zander Insurance Churchill Mortgage NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
16/01/23·45m 16s

Why Grocery Prices Are Up and What You Can Do About It (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss: Saving for a new roof, How much money to set aside for taxes, How to save money on groceries, from the blog: Why Are Food Prices Going Up? "How can I maximize my wealth with the baby steps?" Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
16/01/23·45m 17s

How Much Should I Spend on a Car? (Hour 3)

George Kamel & Jade Warshaw answer your questions and discuss: "What should I do after selling my house?" How much to spend on a vehicle, "When should I move out of my parents' house?" What to do with a big insurance settlement, "Should I consolidate my debt?" from the blog: What Is Debt Consolidation? Accepting a lower offer on a home sale. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
16/01/23·45m 16s

Don’t Fall for the Nothing-Down Real Estate Trap! (Hour 1)

George Kamel & Ken Coleman answer your questions and discuss: Combining finances in marriage, Why you shouldn't fall for nothing down real estate schemes, How sometimes you have to say no to something good to achieve something great. Support Our Sponsor: NetSuite Zander Insurance PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
13/01/23·45m 15s

Following the Baby Steps Will Build Your Wealth (Hour 2)

George Kamel & Ken Coleman answer your questions and discuss: Saving up to fix a car while paying off debt, "How much emergency fund do I need?" from the blog: A Quick Guide to Your Emergency Fund Why you shouldn't pause investing to pay off the house from the blog: When You Should Stop Investing What to do with an extra half a million in cash, Buying a house vs. renting. Support Our Sponsor: Christian Healthcare Ministries Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
13/01/23·45m 15s

How Can I Make Money As Fast as Possible so I Can Retire Early? (Hour 3)

George Kamel & Ken Coleman answer your questions and discuss: "I'm 25 and live with my parents, what should I do with my money?" "How can I best help my parents with money?" "Should I stay at my part time job if I love it?" "I'm a single mom facing eviction" The practicality of getting solar panels. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
13/01/23·45m 15s

No More Excuses, You CAN Build Wealth! (Hour 1)

Join the free Building Wealth Livestream Event on January 12th! Ken Coleman & George Kamel answer your questions and discuss: "Should I buy a house right now or keep renting?" from the blog: Should I Rent or Buy a House? "What are guidelines about moving to a different states?" from the blog: How to Move to Another State Buc-ee’s is paying six-figures with no experience necessary, Whether or not to buy a fixer-upper, from the blog: Buying a Fixer-Upper Home: What to Know Support Our Sponsor: Zander Insurance Grip6 Churchill Mortgage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
12/01/23·45m 12s

Talk Me Out of Keeping My Car Loan… (Hour 2)

Ken Coleman & George Kamel answer your questions and discuss: "I'm having a hard time finding my career path", Why whole life insurance sucks, from the blog: Term vs. Whole Life Insurance: What’s the Difference? "Talk me out of keeping my car loan..." Why people lie on their resumes (and why you shouldn't let self-doubt hold you back), Financially preparing for a baby. from the blog: Having a Baby? Don't Forget These Expenses Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
12/01/23·45m 11s

Pursuing a Career vs. a Job Just To Make Money (Hour 3)

Ken Coleman & George Kamel answer your questions and discuss: How you can create margin and build wealth: Tune into Building Wealth Live Whether or not you should stay in a job where you feel undervalued, Avoiding debt-consolidation, Pursuing a career vs. a job to make money, "I want to leave my engineering job to be a plumber". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
12/01/23·45m 15s

I Owe My Uncle $11K in Overdue Rent and He Isn’t Speaking to Me (Hour 1)

Join the free Building Wealth Livestream Event on January 12th! Rachel Cruze & Jade Warshaw answer your questions and discuss: The struggles that women face around pink tax, "I owe my uncle $11k in overdue rent and he isn’t speaking to me", "I'm a domestic abuse survivor looking for a fresh start with money", "How can we grow our family without taking on more debt?" When you can go into "storm mode" while paying off debt (but why you shouldn't overdo it), Starting a business on maternity leave. Support Our Sponsor: PODS Moving & Storage DreamCloud NetSuite Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
11/01/23·45m 15s

Ignorance Is Not Bliss… It’s BROKE (Hour 2)

Rachel Cruze & Jade Warshaw answer your questions and discuss: Why IRS debt always goes at the top of the debt snowball, Saving for college vs. paying off the house, from the blog: How Do I Save for Retirement, College, and Pay Off the Mortgage at the Same Time? Should you keep a secret separate bank account from your spouse just in case? What to do with profit from stocks, "Should I avoid buying a new house since I'm about to get engaged?" When and if you should sell a house to pay off debt, from the blog: Should You Sell Your Home to Knock Out Debt? "We're drowning in debt..." Support Our Sponsor: Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
11/01/23·45m 16s

JADE RANT: Your Stupid Car Payment Is Keeping You Middle Class! (Hour 3)

Rachel Cruze & Jade Warshaw answer your questions and discuss: "Can we afford to buy a home this year?" from the blog: How Much House Can I Afford? Jade loses her mind over insane car payments and tells you what to do about it, "Should we change our investing strategy?" What to do when morning sickness affects your food budget. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
11/01/23·45m 16s

What's the ROI of a College Degree? (Hour 1)

Join the free Building Wealth Livestream Event on January 12th! George Kamel & Kristina Ellis answer your questions and discuss: "I'm late saving for my kids' college - what can I do now?" How to Pay for College Without Student Loans "My house burned down and friends raised $100k for me - how should I use it?" The ROI on college degrees (and why you shouldn't consider a student loan an "investment"), Cash-flowing a master's degree, Support Our Sponsor: Churchill Mortgage Zander Insurance PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
10/01/23·45m 12s

The Best Way To Do a Home Remodel (Hour 2)

George Kamel & Kristina Ellis answer your questions and discuss: "How can I remodel my home without spending a fortune?" From the blog: What Are the Best Home Improvements to Boost Value? Update on Kristina's #NoSpendChallenge, "Do we need life insurance?" "How long should we save for a house?" From the blog: How to Save for a House Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
10/01/23·45m 16s

Don’t Let FOMO Guide Your Investing Strategy (Hour 3)

George Kamel & Kristina Ellis answer your questions and discuss: When should I pay off my HELOC? Why you shouldn't let FOMO inform your investing strategy (and avoid investing in art), The aftermath of co-signing on a loan, Investing vs. paying off debt. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
10/01/23·45m 15s

We Put $112k on Credit Cards for Our Wedding (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss: What's the deal with tipping screens set so high? "Should I do a cash-out refi to buy a new home?" The debt snowball method vs. the avalanche method, "Should we rent before we buy in a city we just moved to?" Investing after selling off real estate. Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
09/01/23·45m 16s

How Do I Set Myself Up for Financial Success? (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss: Setting up a marriage for financial success, "Should I borrow money for a certification that can increase my income?" "I lost $85k in single stocks", HR Block offering tax refund advance loans, Updating payroll tax withholdings, What to look for when buying a home, Selling an upside down car. Support Our Sponsor: Grip6 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
09/01/23·45m 16s
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