ReShonda Young got an up-close look at the wealth gap while working at a small investment firm, just outside her hometown of Waterloo, where she was the first point of contact for clients. She helped clients get ready to talk to an advisor about their investment portfolio and retirement planning. Within the first month, she noticed something about the clients she was meeting: almost all of them were white. These clients had generational wealth that made ReShonda realize that Black families had deeply unequal access to capital. It left ReShonda thinking, “how do Black families catch up?” She started teaching her community how to manage finances but she wanted to do more. ReShonda landed on starting her own bank. Text GAP to 737-727-4321 and dig into this episode with photos, video, graphics and more right to your phone.