New retail sector woes, personal finance outlook, market trends to watch in 2019 and reasons to be optimistic

This week we discuss how high street problems have spread to the online shopping sector, the problems with discounting, forthcoming changes to tax and pension rules, the cost of commuting, corporate debt concerns and five reasons to be positive about 2019.

AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell’s Investment Director Russ Mould.