How to Money

Ask HTM - Moving Forward with a Credit Freeze, Variable or Fixed Rate Mortgages, Car Insurance Woes #092

This week on the pod we’re answering your questions! 1 - Having just started my career, how much should I have in my emergency fund? 2 - Should I still move forward with my credit freeze? 3 - My insurance agent is recommending an insurance policy with a cash value. Should I consider it? 4 - Should we get a variable or fixed rate mortgage for our first home purchase? 5 - How do I keep my car insurance rates down after getting in a wreck?And if you have a question for us, we’d love for you to submit your own via <a href="https://www.howtomoney.com/ask/">HowToMoney.com/ask</a>During this episode we enjoyed a Killer Grove by Talisman Brewing Co which you can find on Untappd. A big thanks to Andy for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">Apple Podcasts</a>, Castbox, or wherever you get your podcasts- we’d love to hear from you.Best friends out! Learn more about your ad-choices at <a href="https://www.iheartpodcastnetwork.com">https://www.iheartpodcastnetwork.com</a>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge &amp; tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.