The Clark Howard Podcast

11.2.20 Debt collectors can now reach you through social media; HSA rules for 2021

Debt collectors will now be allowed to contact you via social media. Clark tells you how to protect yourself in this new era of debt collector access.

The HSA is still one of the greatest retirement tools around. But most people don't use it as a way to save and invest for the long-term. Clark discusses how you can use an HSA effectively if you have access to one.

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Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.