How to save money in this tightened Covid Christmas

Christmas is often a time belt-strings are loosened but this year's social restrictions and the economic hardship caused by the pandemic have increased the financial pressures of the season.

So how can you spend your money wisely amid the present giving and preparations for this year's limited festivities in our first - and hopefully last - Covid era Christmas?

ITV News presenter Kylie Pentelow speaks to Ellie Austin-Williams, a financial coach and founder of the This Girl Talks Money blog, who offers her advice on whether to spend, save or borrow and also explains why she's not a fan of the term "budget" even amid the pandemic pinch.