11.03.22 Bonds Update / Saving LESS + Spending MORE = Bear Trap

I Bonds aka Inflation Bonds have reset. Recently there was a land rush on I Bonds, offering a rate over 9%. The interest earnings rate is reset every 6 months based on an inflation measurement index. Clark explains the new structure and rate, and why I Bonds remain the best place to park savings. Also - In the pandemic wake, discretionary revenge spending has resulted in shocking numbers for both how much saving is down and credit card debt is up. Clark has an at home test that acts as a truth serum to guide spending.   I Bonds Update: Segment 1 Ask Clark: Segment 2 Revenge Spending Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds Pros and Cons of Unlimited PTO and Companies That Offer it HEALTHCARE.gov Homeowners Insurance Archives - Clark Howard More debt, higher fees: Credit card borrowers face mounting burdens Have you joined Clark's 'Ditch Your Debt' Facebook group yet? What Is Deferred Compensation? - Investopedia   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices