The Clark Howard Podcast

12.20.23  Borrowing From Retirement Accounts  /  Apple To Android Texting

New stats reveal many Americans are tapping retirement accounts for cash shortfalls. There are safety valves that allow access to these funds pre-retirement but doing so erodes future wealth. Clark discusses where to draw the line when faced with this dilemma. Also today, positive changes from Apple include a texting fix that’s long overdue.

Borrowing From Retirement Accounts: Segment 1

Ask Clark: Segment 2

Apple’s Texting Fix: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Retirement Accounts Are the New Emergency Funds

529 rollover to Roth IRA: A guide to conversion

E-ZPass Group - Home

E-PASS - Central Florida Expressway Authority

NYTimes: Apple Says It Will Improve the Green vs. Blue Texting Experience

Why unexpectedly high ambulance bills are still a problem in the U.S.

How to Find Airline Mistake Fares and Save Big on Airfare

Clark’s Christmas Kids


Clark.com resources

Episode transcripts

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Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.