Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

By Shannah Game, Money, Money Therapy, Personal Finance, Millennials, Generation X & Glassbox Media. If you enjoy BiggerPockets, On Purpose with Jay Shetty, The Personal Finance Podcast, The Mel Robbins Podcast, & Planet Money, this show is for you!

You can feel good about your money and ditch the stress, and Shannah Game will show you how! Welcome to Everyone's Talkin' Money (formally Millennial Money), your go-to money podcast where we explore personal finance, money, goals, money therapy, relationships, mental health, happiness, wellbeing, motivation, and entrepreneurship for Millennials, Generation Z, and General X. I'm your host, Shannah Game, a seasoned Financial planner (aka a real money expert) with over eighteen years in the industry. My mission? To help you craft and conquer your financial goals and feel good at the same time. As a Certified Trauma of Money Expert, I'm here to lead you on a transformative journey to mend your relationship with money, chart out achievable financial goals, and embrace the life you've always dreamt of. It's time to feel good about your money! Do you often find yourself tangled in a web of financial stress and uncertainty? Everyone's Talkin' Money is here for you. But here's the twist: I'm not your average financial pundit. Holding the prestigious title of Certified Financial Planner™ and Certified Trauma of Money Expert, I bring a distinctive angle to the podcast. My extensive experience and specialized training equip me to guide you through the emotional labyrinth of money. It's not just about numbers; it's about breaking down those emotional barriers to financial triumph and indulging in some money therapy along the way. The best part of Everyone's Talkin' Money is the stellar lineup of life-changing guests. From experts in the realms of money and personal finance to experts in lifestyle, relationships, entrepreneurship, celebrities, self-improvement, and more. These guests help you deal with one of life’s toughest subjects – money. Our podcast's mission transcends traditional financial advice; it's about healing your relationship with money and setting tangible financial goals. Our guests include money experts offering financial tips, entrepreneurs sharing their goal-setting journeys, insightful authors, and even artists, chefs, and celebrities who open up about their own money stories. Each episode is full of wisdom and inspiration, a testament to real people like you and me, striving to unravel their emotional connection with money while embarking on a journey to build wealth and financial freedom. Everyone's Talkin' Money has carved a niche for itself, earning well-deserved accolades and recognition. The New York Times hailed it as one of the Top 4 Money Podcasts, and the show has been featured in numerous publications as a top personal finance podcast. I put myself in your shoes, fearlessly asking the burning money questions you've longed to have answered but never dared to ask. My distinctive blend of personal finance and money therapy expertise helps you figure out money through a different lens. I also share my wealth of knowledge accrued over my eighteen years in the financial industry in my weekly "Ask Shannah" segments. These segments zero in on listener queries, with real and personalized money insights to steer you on your financial journey. Our podcast guests aren't just experts spewing financial jargon; they are relatable individuals who, like you, are navigating the emotional tides of money while chasing wealth and financial freedom. In the realm of Everyone's Talkin' Money, all are welcome, and our mission is to make money discussions both pleasurable and approachable. In a world where money often serves as a source of anxiety and apprehension, Everyone's Talkin' Money presents a refreshing and empowering perspective. Join us on this enlightening journey toward financial empowerment and emotional well-being. Don’t hesitate to tune in to Everyone's Talkin' Money today and kickstart your journey towards feeling good about your money!

Episodes

How to Not Blow Your Tax Refund: Ask Shannah

The day your tax refund hits your bank account, it’s a good day. You daydream about all the ways you can spend the money - should you treat yourself to a spa day or what about a trip to the Bahamas…and then you remember all the things you SHOULD do with your tax refund. In this Ask Shannah, I’m talking about ways to find balance with your tax refund and some tips on how to spend it inspired by a listener question from Liz. Links Mentioned Unfck Your Money Course Waitlist Policygenius Ethos Life Ladder Life Trust & Will Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm.  SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
01/03/24·35m 25s

Pay Transparency: Should You Share How Much Money You Make with Hannah Williams

We're talking about a topic that's not just about numbers; it's about people, fairness, and understanding. That's right, we're talking about pay transparency. Ever wondered how this simple concept can make your work life better? Our guest, Hannah Williams, the creator of the viral sensation Salary Transparent Street, has been hitting the streets asking strangers to share what they do and how much they make. Her mission is to combat discriminatory tendencies in employment and close pay gaps that affect women, POC, workers with disabilities, and the LGTQ+ community. I’m a huge fan of Hannah’s, and I know you’ll be, too, after our conversation. We'll explore on this vault episode how pay transparency can help shrink the wage gap, create a happier workplace, and promote fairness. Plus, Hannah’s sharing juicy information on what to do if you find out you’re underpaid. Links Salary Transparent Street website - https://www.salarytransparentstreet.com/ Instagram - https://www.instagram.com/SALARYTRANSPARENTSTREET/ TikTok - https://www.tiktok.com/@salarytransparentstreet Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
28/02/24·46m 59s

Want Big Money Changes? Change Your Behaviors with Val Agostino

You know, we all are like emotional monkeys that live in the moment regarding money. Have you ever found yourself in the habit of shopping on Amazon late at night only to realize that you don’t really need what you just bought? You are so not alone. The good news, according to Val Agostino, the CEO and co-founder of Monarch Money, the modern personal finance management platform and my favorite personal finance management platform, says this is all part of being a human. The trick to breaking these money patterns is to become aware of the fact that you are repeating patterns from some emotional spot. Awareness of these money patterns is the first step in changing money behaviors. The secret we discuss in this episode is to get emotionally attached to your goals. That is where the magic lives. Get this: if you can emotionally live in the things you really want, the chances of you achieving that money goal are very possible. Links Monarch - Get an extended 30-day free trial Val on LinkedIn Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
26/02/24·42m 46s

Saving Money Tips to Reach Your Goals: Ask Shannah

In this Ask Shannah episode, I’m covering some of my favorite tips to save money inspired by a question from Brett. This question comes from Brett – "Hi, Shannah, thanks for taking the time to answer my question. I’ve listened to this show since 2016, and even though you’ve changed it up over the years, it’s still one of my favorites. There are a lot of dude money podcasts, but I really like a softer approach and one that feels very non-judgmental. So thank you. I’m in my late 30s and doing pretty well financially, but I always seem to end the month without being able to save a lot of money. Am I doing something wrong? Can you give me any ideas of how much I save and any tips or tricks that you have to save money every month? Thanks a ton.” Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
23/02/24·35m 38s

How to Get Pregnant the Affordable Way with Carrie Bennett

In this vault episode of Everyone's Talkin' Money, I chat with guest Carrie Bennett about a topic close to many hearts: infertility. We dive into the world of fertility treatments, the high costs involved, and the financial struggles that come with it. But Carrie brings something new to the table - the concept of quantum fertility. She shares how incorporating simple, free practices like aligning with natural rhythms and minimizing artificial light can potentially boost fertility. We also discuss the importance of balance, gratitude, and letting life unfold. Whether you're dealing with infertility or just curious, this episode offers fresh insights on a challenging subject. Links Carrie's website Carrie's product recommendations Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm.  Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney.  SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
21/02/24·49m 52s

How to Build the Habit of Giving & Close the Generosity Gap with Adam Nash

How often have you told yourself, “Self, I should be giving money to more needy people. Yes, I really should.” Only to follow that up with, welp, another month went by, and I didn’t give anything. Now I feel bad about myself. Look, let me let you off the hook here. The idea of giving and that your life shouldn’t be selfish is pretty universal. I think we can all agree that we feel some sort of moral obligation to give our money and time to help others. But as our guest, Adam Nash, CEO and co-founder of Daffy, a new fintech platform focused on charitable giving, said in the opening, there are two problems that we all face - how do I build giving into my budget and who do I give the money to? This Paradox has an official term - the generosity gap - which says there is this big gap between people who want to give to charity, but life gets in the way, so you end up not giving. This episode is for you if you’ve put Give More to the Causes that are important to you in 2024 on your to-do list. Adam and I talk about how you can create regular charitable contributions with ease, how to connect to organizations you want to give to, and some clever ways charitable giving can help you at tax time. Links Daffy - https://daffy.org/ Stock Donation Calculator - https://www.daffy.org/stock-donations-calculator Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm.  Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney.  Send me a picture of you sharing the episode with a friend at hello@eveyonestalkinmoney.com by March 1st, and enter to win a $100 Amex gift card. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
20/02/24·47m 57s

Loud Budgeting: Should You Publicly Announce Your Money Goals

In recent weeks, this term, loud budgeting has made its way into the mainstream conversation. So, which camp are you in - shouting loudly about your money goals, or would you rather keep them to yourself? I think we need to talk about it. It’s Friday, and typically, I answer an Ask Shannah question, but this week, something came to my attention that I thought we should talk about instead. So many of you have sent in questions about budgeting, how to do it, how to make it work, and also some questions about how to manage the fears around budgeting - what if you go over budget and someone knows about it or judges you or shames you for how you spend your money. I’m glad you feel safe enough to share those thoughts with me. Money is emotional, and in everyday society, it doesn’t feel safe to talk about those emotions - maybe you don’t even correlate those feelings you have with the underlying cause - money. So that brings us to this idea of loud budgeting. It’s certainly a catchy phrase, but what does it mean, and will it work for you? Links The Science of Setting Goals article What Goal Setting Does to Your Brain article Publicly Announcing Goals Makes You Less Likely to Achieve Them article Loud Budgeting Article WSJ Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm.  Episodes will be live on YouTube in March. Subscribe now https://www.youtube.com/@EveryonesTalkinMoney. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
16/02/24·34m 41s

Happy Couples: The Art of Balancing Romance and Money with Doug and Heather Boneparth

Ah, love and money - since it’s the Month of Love, we need to talk about it. Love and money are complicated things that bring up so many different emotions and feelings that are very real. You know what I'm talking about if you’ve ever been in a relationship. And look, even if you don’t talk about money with your partner or keep separate bank accounts, those feelings are still simmering under the surface. That’s where my two friends, Heather and Doug Boneparth, come in. Yep, a couple who talks about money for a living. Doug is a CFP and founder of Bone Fide Wealth. You may recognize him from CNBC and countless articles in popular publications. Heather, his wife, is a “celebrity” in her own right as a writer and former corporate attorney who now runs business and legal affairs for their company. She and Doug have joined forces to create their popular newsletter, The Joint Account, and are working on a second book, navigating the power struggle over money in relationships. In this episode, we collectively roll up our sleeves to have a fun and insightful conversation about how to practically navigate these power struggles and dive deep into some of the most common issues couples have around money, like what to do if one partner wants to splurge on something and the other is admittedly against it. Been there and done that one. If you’re in a relationship or looking to get into one, this episode is just what the Love Dr. ordered. Links The Joint Account newsletter Be interviewed by Doug and Heather - themergebook@gmail.com Bone Fide Wealth Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
14/02/24·1h 2m

Crash! Money Trauma and Recovery with Catching Up to FI's Bill and Becky

Occasionally, I love to bring you interviews from podcasts where I'm a guest. I was recently on the Catching Up to FI podcast talking all about money trauma. With Bill and Becky, Catching Up to FI's hosts, I dig deep into the subject of money trauma, exploring their impact on individuals, relationships and overall financial health. I offer practical strategies for identifying and healing from these traumas. I also emphasize the importance of understanding our relationship with money and suggest helpful practices like journaling to gain better insights and manage these relationships effectively. I hope you enjoy this special episode, and head over to Catching Up to FI's podcast to listen to more of their great interviews. Links Catching Up to FI's website + podcast Buy them a cup of coffee Payoff Study About Money Trauma in Americans CUtFI Episode with Manisha Thankor Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm.  SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
12/02/24·1h 5m

Conquer Your Cash: My Guide to Joyful Budgeting

In this enlightening solo episode, I invite you to explore the world of budgeting with joy. Contrary to the common perception, I want to show you that budgeting isn't restrictive but rather a liberating force that can help you realize your dreams and financial goals. As a seasoned expert in financial planning, I'm here to share my invaluable insights on reframing your mindset toward budgeting. By sharing personal anecdotes and my 'one, two, three' system, I aim to guide you on a journey to confront your money fears and adopt incremental changes leading to significant improvements in your financial health. If you're looking to shape your financial destiny and break free from fiscal fears, this episode is perfect for you. Links Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
09/02/24·28m 56s

Make 2024 Your Year of Saving: Conquering Compulsive Spending with Anne Lester

How many times have you said the following, “I’m really going to focus on saving money this year,” only to find yourself doing quite the opposite? And then there are those sneaky costs in your spending, like countless subscriptions you might not even be using. As our guest, Anne Lester, a retirement expert, media commentator, top-rated speaker, and author of the new book Your Best Financial Life: Save Smart Now for the Future You Want, says most people feel like they don’t have enough money to do the things they want to do, so saving money isn’t a priority. It’s not your fault; you are wired to want nicer things. You are wired to spend money to make yourself feel better - back to my point that money is emotional. Have you ever heard of the hedonic treadmill? It’s the idea that getting nicer things and spending more money doesn’t equate to happiness in the long term. So, if spending more money doesn’t mean more happiness, why not focus on learning how to become a better saver to afford the things you want to do? In this episode, Anne shares: How to master saving money in 2024 Why you need to consider a subscription cleanse Ways to build good savings habits like not spending your entire raise How to use your money personality to help you become a better saver Links Your Best Financial Life book Anne's website Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Topics covered: Financial Self-Control, Savings, Spending, Money Management, Hedonic Treadmill, Oversubscription, Subscription Habits, Financial Goals, Personal Values, Money Mistakes, Luxury Indulgences, Investment Journey, Compound Returns, Millennial, Gen Z, Financial Personality Types, IRA Setup, Money Trauma Management, Financial Tactics, Personal Wealth Challenges, Saving Money, Financial Habits Learn more about your ad choices. Visit megaphone.fm/adchoices
07/02/24·45m 21s

Are You Financially Literate? What You Need to Know About Money with Vince Shorb

We throw around words like financial literacy, but what does it really mean? If you’re like me, you didn’t grow up learning about money in school and what your parents taught you; I guess you still had many questions when you got to the big, bad, real world. So you were left to figure out how to money on your own, stumbling through paying off debt, saving, and investing money. But is money really that complicated after all? Our guest, Vince Shorb, founder of the National Financial Educators Council, says that the biggest misconception about money is that it’s complicated. If we at least learn the basics, we’ll do pretty well. In this episode, Vince is sharing what it means to be financially literate (and don’t worry if you’re still learning about money, we all are) and why it’s so important that you teach your kids about money from an early age so we can all collectively change financial literacy for future generations. Links National Financial Educators Council Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Timestamps (00:10) Financial Literacy's Impact on Emotional Health (08:17) Teaching Kids About Money Importance (19:10) Parental Beliefs and Money Conversations (26:11) Unveiling the Basics of Financial Literacy (37:22) Vince and the Financial Education Council SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
05/02/24·41m 24s

"What Are the Biggest Money Myths" - Ask Shannah

In this episode of Ask Shannah, I’m answering a question from Laquita. “Shannah, your podcast has saved my life. I can’t tell you what a mess I was before. I felt all over the place and wasn’t motivated, even though I wanted to change things. I was recently talking to my girlfriends about money and how some people, you know who I’m talking about, I’m sure, say we have to follow rules. It just doesn’t feel right to me. I thought it might be interesting to have an episode about some money myths that we’re told are true but aren’t. Thanks again. I recommend your show to everyone…I’m even a bit aggressive about it." Links Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
02/02/24·40m 35s

Financial Planning Questions to Ask Yourself with Ethan Ho

What does it mean to have a financial plan? Is it something that we all need? Ethan Ho, a CERTIFIED FINANCIAL PLANNER™ from Oahu, Hawaii, is here to share the ins and outs of having a financial plan. One of my favorite takeaways from Ethan is where he describes your finances to a plant. As you can see, Ethan and I share a very common belief about money. You need to give it some TLC occasionally and create a plan that works for you and the life you want to live. So how do you do that? Well, Ethan’s sharing the details behind a financial plan, how you can create one, and what to do when life throws you some curveballs and the planning doesn’t go as planned. We also talk about my love of Hawaii, and Ethan shares his favorite guilty pleasure meal if you find yourself in Ohau. Links Ethan on Instagram Ethan on LinkedIn Kala Capital Partners Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
31/01/24·52m 21s

How to Buy an Engagement Ring: Best Kept Secrets or Ring Buying with Kat McCoy

Getting engaged can be a stressful time and a very expensive time. When do you propose? Who proposes to whom? How much money should you really spend on an engagement ring? What if you’ve never really talked about money before? These are just a few questions that our guest Kat McCoy, a hopeless romantic and the owner of Best Kept Jewelry Concierge and Proposal Prep, is here to help you with. I share this story in the episode, but when I got engaged to my husband, Jeff, we mutually bought the engagement ring; I picked it up and then put it on the counter when I got home. Jeff said, “OK, what am I supposed to do with this thing.” I was like, I don’t know, I guess you are supposed to propose. We laugh about it now, but the dynamics of the engagement process, even though exciting, can be stressful and anxiety-filled. In this episode, Kat breaks down the narrative around who proposes to whom, whether your engagement ring is an investment and some important love and money questions to ask your future spouse…before you walk down the aisle. Links Proposal Prep Best Kept Jewelry Concierge Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. Timestamps (00:00) Navigating the Engagement Process (06:54) Choosing and Budgeting for Engagement Rings (16:13) Engagement Rings and Proposal Dynamics (21:30) Sustainable and Meaningful Jewelry Options (26:55) Engagement Ring Shopping and Proposal Tips (30:41) Key Steps in Choosing a Jeweler SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
29/01/24·42m 36s

How to Save Six Thousand Dollars This Year with Brian Hamilton

How do you really save money? The average American has 5-7 accounts, and that can be a lot to remember; as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when saving money, the secret is to work with what you have and create some healthy savings habits. You know how important saving money is, but when it comes down to the actual act of saving, it can be a tricky thing to master. Our guest, Brian Hamilton, is the Co-Founder and Chief Executive Officer at One, a digital challenger bank focused on restoring financial health for middle-class families through innovative credit and savings products. In this episode, he’s sharing how you can automate your savings to take conscious decision-making out of the process, and a few other stellar tips on saving some serious cash this year. By the end of this episode, you’ll get your brain fired up to create healthy savings habits. Links One How to Close Your Traditional Bank Account article How Does One Compare to Other Banking Services Thank you for being a part of our community! We couldn't do it without you. To support the show, please subscribe or share the word about this show in your circles. Sign up for our newsletter or follow me on Instagram to keep up with everything happening in the world of Everyone’s Talkin’ Money. You can download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq and leave a 5-star Review here https://ratethispodcast.com/etm. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
26/01/24·38m 21s

From $5 to Millions - Mignon's Path to Financial Freedom

What choice do you make when the numbers don’t make sense? Do you give up, or do you get to work? Our guest, Mignon Francois, is a self-made black female entrepreneur who beat all the ads and turned her last $5 - the only way she could feed her family- into a multi-million dollar cupcake empire. Mignon’s story is super empowering but an example of how you can take a skill you might take for granted, like making cupcakes, and change everything financially for you and future generations. In this episode, we talk about Mignon’s practical steps to turn your talent into financial freedom, what to do when you’re stuck in chronic money stress, how to find the courage to try something different, and tips to launch a profitable business with one of your talents. Her story and message are going to blow you away. Links Made From Scratch book The Cupcake Collection Mignon on Instagram 1:1 Emotions-Focused Money Coaching with Shannah. You can sign up for the waitlist at https://etmpod.link/moneycoaching to grab an open spot. SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
24/01/24·43m 55s

Financial Freedom Starts Here: Embracing Your Money Emotions with Brad Nelson

Have you ever thought, “I’m doing all the “right” things with my money, but I’m still not achieving my goals. What’s going on?” This kind of thinking is very common, and I hear it repeatedly with my money-coaching clients. The truth is we all have some emotional baggage with money. Why? Well, because you are in a relationship with money, for better or worse, that causes some gunk to get built up that needs to be released so you can create healthy money habits and beliefs. Dr. Bradley Nelson, one of the world’s foremost experts on natural methods of achieving wellness and author of the best-selling book The Emotion Code, is joining us in this episode to talk about releasing trapped emotions so you can bring in abundance and money success. This topic might seem out there for you, but hang with me. I guarantee you are going to learn something about yourself in this episode. We talk about what causes emotional money baggage, some practical ways to lower money stress, and how you rewire all those negative money beliefs that keep you stuck.  I invite you to check out my 10 Mindful Money Questions to Ask Yourself freebie at https://etmpod.link/10moneyq. Also, if you’re looking for 1:1 Money Coaching with me personally, you can sign up for more information at https://etmpod.link/moneycoaching. Links The Emotion Code book The Body Code book SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
22/01/24·44m 40s

Ask Shannah: How to Plan Financially as a Couple with a Large Age Gap

In this Ask Shannah, I'm sharing how to plan financially as a couple with a large age gap. Money as a couple is stressful enough, but there are a few things to consider when you have a large age gap. I'm sharing a bit from my relationship and other couples I've worked with. Links 1:1 Money Coaching with Shannah Wild Business Growth podcast episode The Money Nerds podcast SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
19/01/24·36m 15s

Mastering Real Estate Investing in 2024 with Liz Faircloth

Is real estate investing a goal you have for 2024, but you don’t know where to start? You’re in luck because our guest, Liz Faircloth, will blow your mind with some of the best and most practical real estate investing advice you need this year. Liz co-founded The Real Estate InvestHER® community, a platform to empower women to live a financially free and balanced life on their own terms, and co-founded the DeRosa Group with her husband, Matt. She is also the co-host of the “The Real Estate InvestHER Show" and co-author of the Amazon Bestseller, “The Only Woman in the Room - Knowledge and Inspiration from 20 Successful Real Estate Women Investors!” You can say she knows a little something about real estate investing. In this episode, Liz shares the biggest mistake you can make when investing in real estate, the best question to ask yourself to decide if real estate investing makes sense for you, and women's advantages when investing in real estate. I even share a real estate investing dream I hope to bring to life soon.  Links InvestHER Show The Only Woman in the Room book The Real Estate InvestHER website Spend with Intention workshop with Shannah Takeaways Real estate investing offers opportunities to transform lives and create homes for people. Common mistakes in real estate investing include not knowing the market and seeking advice from the wrong people. Women have advantages as real estate investors, including a win-win mindset and a focus on long-term goals. Passive investing and joining a community can provide opportunities for those interested in real estate investing. Realistic expectations and thorough analysis are crucial when investing in real estate. Trends in real estate investing include a focus on community and experiences. Chapters 00:00 Introduction and Challenges in Real Estate Investing 01:04 Transforming Lives Through Real Estate 04:31 Common Mistakes in Real Estate Investing 07:33 Questions to Ask When Investing in Real Estate 09:26 Passive Investing in Real Estate 12:34 The History of Women in Real Estate Investing 18:15 Advantages of Women as Real Estate Investors 21:18 Realistic Expectations and Case Study 29:21 Trends in Real Estate Investing 33:02 Taking Action and Joining a Community SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Spend with Intention workshop with Shannah https://etmpod.link/spendwithintention Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices
17/01/24·46m 35s

How to Use Money to Embrace Your Identity with Ellyce Fulmore

Did you know there are three ways you spend money based on your identity? You either spend money to escape, belong, or embrace your identity. Before you go second guessing how you spend your money, our guest, Ellyse Fulmore, author of the new book, Keep Money Personal and a queer and neurodivergent financial educator, content creator, and the founder of Queerd Co., a financial literacy company, wants you to set down the shoulds and the shame around money and start embracing your identity. This powerful conversation about Ellyce’s money journey inspired her book. Ellyce came out as Queer and was diagnosed with ADHD, and this had a profound impact on how she uses her money to show up in the world. We talk about it all, including the impact of shame and societal expectations on your money, why understanding your money story can help you spend to embrace your identity, and how to create a money system that works for your brain. This is such an important conversation, and I hope you’re inspired to share it with your friends so we can start to change the narrative around money.  Links Keeping Finance Personal book Ellyce's website Sign up for Shannah's exclusive workshop on February 7, 2024: Spend with Intention for 2024 Workshop with Shannah https://etmpod.link/spendwithintention Takeaways Shame and societal expectations often lead to negative thoughts and behaviors around money. Understanding our money story and reframing our mindset can help us overcome these challenges. Creating a personalized money system that aligns with our unique needs and preferences is crucial for financial success. Money is deeply intertwined with our identity, and it is important to spend in a way that embraces and supports who we truly are. Financial education should be more inclusive, diverse, and accessible, with a focus on individual experiences and needs. Overcoming shame and shoulds requires open conversations about money, transparency, and a supportive community. Chapters 00:00 Introduction 00:38 Shame and the Shoulds 06:16 Creating a Personal Money System 15:36 Money and Identity 25:34 Money and Neurodivergence 35:43 Overcoming Shame and Shoulds SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
15/01/24·49m 12s

Ask Shannah: Starting a Roth IRA & Do I Need Life Insurance

In this Ask Shannah episode, I’m covering how to start a Roth IRA and how to know if you need life insurance. I’m so excited about all the Ask Shannah questions that I’m going to cover this year. I was so overwhelmed by all the questions you sent last year that I didn’t even make it through half of them. So thank you, and keep sending them in. There’s a link in the show notes to submit an Ask Shannah episode and have it featured on the podcast. In this episode, I cover: How to start a Roth IRA What is a Robo Advisor Roth IRA contribution limits DIY vs. Do it for me Roth options Life insurance term options How to figure out how much life insurance you need Is life insurance right for everyone *All information in this episode is for educational purposes and does not constitute financial, legal, or tax information. Please consult with your advisors for specific information relevant to you. Links NerdWallet Best Robo-Advisors article Investopedia: What is a Robo-Advisor article Submit your Ask Shannah question SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
12/01/24·39m 22s

Why Debt is Never a Death Sentence (and what to do about it) with Leslie Tayne

Let's talk about debt. There’s a lot of shame and fear around debt, and much of it is stirred up by money experts who want you to believe that you aren’t good enough unless you are debt-free. Can we please cut the crap and be honest about debt. We all have had it or will have it. It does not reflect who you are or your skills with money. Life happens. You go to school and take on debt. You had a leak in your roof and needed to put the repairs on your credit cards. You went shopping to feel better about yourself. It’s not a crime. Leslie Tayne, a leading New York financial attorney and Founder and Managing Director of Tayne Law Group, says that debt is never a death sentence, contrary to what some will have you believe. This is your masterclass in debt, and this conversation will load you with useful tips and leave you feeling much better about debt in general. In this episode, you will walk away with everything you need to reframe, pay off, and create healthy habits around debt. Leslie and I talk about: What your rights are re: debt collectors (what they can/can’t do) What debt negotiation and settlement options exist (and how it all works) How certain life changes affect debt (loved ones passing, divorce)  How to pay off your debt Links Tayne Law Group Leslie on Instagram SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
10/01/24·49m 13s

Unf*ck How Your Brain Thinks About Money with Kara Loewentheil

Without thinking, tell me your first thought that comes to mind about money. My guess is your thought isn’t super positive. And that’s not your fault. Your brain is always driving what you’re feeling and how you’re acting, and is where all the programming you get from society and your family is stored - especially when it comes to money. This all goes into your brain, and then your brain comes up with its own idea about money. So, you must learn how to rewire your thoughts about money. The reason you don’t change isn’t because you don’t want to. Instead, your wiring about money and your thoughts about money are keeping you stuck. I want you to meet Kara Loewentheil. You might know her as the host of the top-rated podcast Unf*ck Your Brain. She’s also a J.D., a Master Certified Coach, the creator of The Clutch, and the author of a soon-to-be-released book, Take Back Your Brain.  In this episode, we talk practically about how to rewire your money mindset and how to think better thoughts when it comes to your money (like getting rid of needing to hide the stuff you buy) with something Kara calls the thought ladder and something I know you’ll love, how to get out of the scarcity mindset, and so much more. This episode is a great way to kick off the new year! Links Take Back Your Brain book Unf*ck Your Brain podcast SPONSORS Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
08/01/24·48m 23s

Ask Shannah: How To Create a Profitable Podcast As a Side Hustle

In this Ask Shannah episode, I'm answering a question from Diana, who wants to know if it's really possible to create a profitable podcast as a side hustle. I share my story of creating this podcast and some lessons I've learned over the last nine years since I started this show. Links The Podcast class - sign up for my special group coaching program to create, launch, and profit from your podcast. I've got 5 spots open for our January cohort. Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
05/01/24·40m 35s

Best Side Hustles to Make Money with Whitney Hansen

Let me be real honest with you. There’s only so much you can cut from your spending to change your money situation. So, instead of hyper-focusing on cutting more, I want you to shift your thinking to what could bring in more cash flow. That’s a much healthier way of looking at your money and can change your money situation quickly. Our guest, Whitney Hansen, host of the Money Nerds podcast, knows something about bringing in more cash flow. She has tried and tested many side hustles to find the most profitable and worthy of your time. In this episode, we talk about her most profitable side hustles, and I’m talking ways to bring in $500 - a couple of thousands of dollars a month, why she thinks starting an Airbnb side hustle might not be wise this year, and how to turn your skills and talents into extra cash quickly. Let this be the year you unstick yourself - the year where you create cash flow and move it towards your goals. The year of making money work instead of lamenting that there isn’t enough. Hopefully, Whitney will give you enough of a gentle nudge in this conversation to get the confidence to start. Let’s start talkin’. Links Money Nerds podcast Whitney's website Liz Loves Lemonade TikTok SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
04/01/24·43m 8s

Set Your Money Intentions for 2024

I'm not a big fan of money goals. Instead, I like to think about setting money intentions. A money intention is a feeling or a why behind your goal. This feeling or why becomes a strong motivating factor to take all the steps necessary to achieve your goal. Intentions are also focused on your thoughts around money. If you have debt and are always thinking you suck at money, well, your brain isn't super motivated to get rid of that debt. In this annual New Year's episode, I'm sharing how to set your money intentions for 2024, how to deal with those negative nagging thoughts, and exercises to help you release your money mistakes from 2023. Links 10 Mindful Money Questions to Ask Yourself freebie How to Train Your Brain to Achieve Goals article SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
01/01/24·38m 53s

Day 12: 5 Ways to Build Good Money Habits with Eric Roberge

Day 12 of 12 Days of Holiday episodes: In this summer money episode, we talk about the importance of building good money habits with Eric Roberge, CFP and founder of Beyond Your Hammock. Eric emphasizes that creating these habits takes effort and consistency, but it's okay to face money challenges along the way. The key is to push through and strive for financial ease. The best way to start is by identifying your most important financial goal and enjoying the journey while celebrating progress. LINKS Beyond Your Hammock SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
29/12/23·43m 50s

Day 11: How to Build Wealth as a Tipped Worker with Barbara Sloan

Day 11 of 12 Days of Holiday episodes: Did you know that over 5.5 million people in the U.S. are living on a tipped income? You know, servers, bartenders, ushers, nail salon workers, valets, and even strippers who all rely on tips to survive financially. But did you also know that tipped workers happen to be some of the most economically disadvantaged? If you’re a tipped worker, our guest, Barbara Sloan, author of the new book Tipped: The Life-Changing Guide to Financial Freedom for Waitresses, Bartenders, Strippers, and All Other Service Industry Professionals, believes that hope isn’t lost; you’ve just got to understand the hurdles to build wealth so you can overcome them. LINKS Tipped book Tipped Finance website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
28/12/23·43m 3s

Day 10: Investing in Medium Term Rentals with Sarah Weaver

Day 10 of 12 Days of Holiday episodes: In this episode, we’re talking about a real estate strategy that’s helping investors combat higher interest rates with consistent cash flow, called medium-term rentals with Sarah Weaver. Sarah runs three businesses that serve both real estate investors and real estate agents and is the author of 30-Day Stay: The Investor’s Guide to Mastering the Medium-Term Rental. According to Sarah, medium-term rentals are like having your cake and eating it, too, when it comes to real estate investing. Sarah owns 19 units in four states. This includes nine furnished rentals—all of which she self-manages from afar. Want to learn how she does it? Let’s start talkin’. LINKS Anyone can book a one-on-one consultation with Sarah here or join her Mentorship Program. Purchase her book here. Use SARAH for 10% off.  Check out Arya Design Services, click here to learn more. Sarah also offers an array of services to help investors analyze, furnish, and launch their next furnished rental. SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
27/12/23·54m 50s

Day 9: How to Let Go of Money Trauma and Start Thriving with Christina Foxwell

Day 9 of 12 Days of Holiday episodes: Money trauma is real, and you most likely have experienced a version of it in your life. Ever spend too much on something because it makes you feel better? Ever feel stuck in the same money patterns as your parents? Ever hold on to money tightly out of fear of spending it or just losing it? These are all examples of money trauma that our guest, Christina Foxwell, author of the new book Glass Angel, says we all go through. So, how can you deal with money trauma and not let it get in the way of all the things you want to do in life? It’s tricky, but it can be done. In this episode, Christina will walk you through exercises to let go of money trauma, she’ll explain how to find your triggers that lead to spending money when you don’t want to, and through her story, you’ll learn how to face your money story head-on to find healing and how to avoid feeling like your life is what she calls a shit magnet. LINKS The Glass Angel Book Christina's webs SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
26/12/23·41m 43s

Day 8: How to Negotiate Any Situation with Ease with Mori Taheripour

Day 8 of 12 Days of Holiday episodes: What would it look like to negotiate any situation fearlessly? Our guest, Mori Taheripour, is a globally recognized negotiation expert and an award-winning faculty member at the Wharton School who has written this masterclass of a book, Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly. We’re going to do a deep dive into how you can negotiate any situation fearlessly, her four principles of negotiation to follow, and why she says you need to get some aspirational goals and stop playing safe. If you've ever wanted to feel confident negotiating, this episode is for you. LINKS Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly book Mori's website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
25/12/23·53m 18s

Day 7: The Connection Between Sleep and Money with Terry Cralle

Day 7 of our 12 Days of Holiday episodes: Raise your hand if you’re sleepy. According to our guest, Terry Cralle, a registered nurse, certified clinical sleep educator, and author of Sleeping Your Way to the Top, we are ALL not getting enough sleep. As she describes, it’s a vicious cycle between the lack of sleep and money stress, so no wonder you’re probably stressed out and pretty sleepy. Terry’s got some great tricks up her sleeve that can help you both sleep better and worry a little less about money. This episode is guaranteed to help you sleep better and stress less. LINKS The Better Sleep Council - https://bettersleep.org/ Terry's website - https://terrycrallern.com/ Terry's Books - https://terrycrallern.com/books/ SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
24/12/23·41m 25s

Day 6: How To Reduce Money Stress with Jesse Mecham

Day 6 of our 12 Days of Holiday episodes: Will more money eliminate all your money stress? It’s a question I’ve tossed around in my head for many years now. Of course, you and I both would love to test the theory - to have more money than you need and see how that feels. Try it on for a day or two. Our guest, Jesse Mecham, Founder and CEO of You Need a Budget, or YNAB, one of my very favorite budgeting platforms, has seen a ton of budgets over the years, and he's here to dish on it all. In this episode, Jesse shares the three steps to help you start being intentional with your money so you can reduce your money stress once and for all. LINKS You Need a Budget -https://www.ynab.com/ You Need a Budget podcast - https://www.ynab.com/podcasts/ You Need a Budget on YouTube- https://www.youtube.com/@YNABofficial SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
23/12/23·42m 56s

Day 5: How Much Money Do You Need with Ben Hockema

Day 5 of the 12 Days of Holiday episodes: In this episode of "Everyone's Talkin' Money," Ben Hockema joins me to explore the idea of how much is "enough" money and what financial security looks like. We discuss how to figure out what is enough for each individual and create a financial plan that allows us to live the life we want. We dive into the detrimental effects of shame marketing and the importance of focusing on untapped potential instead. We also touch on the need to understand our relationship with money and address any shame surrounding it. Overall, we aim to help listeners achieve a calming clarity about their finances and find a balance between current spending and future savings. Links Illuminate Wealth Management SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
22/12/23·50m 2s

Day 4: 5 Ways to Get Rid of Medical Debt

Day 4 of 12 Days of Holiday episodes: Did you know there is $195 billion of medical debt outstanding? And, in fact, medical debt is the leading cause of bankruptcy here in the U.S. If you’ve been to the hospital or even a Dr. recently, you know, even with insurance, getting healthcare in the country means you often have to pay out of pocket in a big way. The truth is you shouldn’t be put in financial ruin for walking through the door of a hospital or medical provider. We are human beings who all deserve to have affordable and accessible medical care. End of story. However, as our guest, Allison Sesso, Executive Director of RIP Medical Debt, says, “The system wasn’t set up for your success in the first place.” Allison joins us on a riveting episode uncovering the who, what, when, where, and why behind medical debt and offers some great advice if you are currently in medical debt. Some of her advice includes knowing hospital financial assistance programs, never putting medical debt on a credit card, and making sure you know the loopholes in your insurance plan. LINKS RIP Medical Debt Support a Medical Debt Campaign SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
21/12/23·44m 11s

Day 3: How to Save and Spend to Make You Happy with Jason Vitug

Day 3 of 12 Days of Holiday episodes: Which camp are you in? Money can buy happiness or money can’t buy happiness? I grew up hearing that money can’t buy happiness, but then I saw everyone in my life push hard to make money, hold on tight to money, and not always enjoy money so that all got a bit confusing. Our guest, Jason Vitug, author of the new book Happy Money Happy Life, A Multidimensional Approach to Health, Wealth and Financial Freedom and founder of phroogal.com, believes that money isn’t everything, but it does impact most everything in our lives. So how do you find the balance and put money in its place? In this episode, we’re going to shatter some long-held money beliefs about happiness that just don’t work anymore. Jason also shares why money can buy happiness with a little perspective, how to unlearn all of these false money beliefs and his unique approach to creating happy money and happy life. Let’s start talkin’ LINKS Happy Money Happy Life book Phroogal website Jason on Instagram SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
20/12/23·45m 20s

Day 2: How to Create an Abundant Life with Cathy Heller

It's Day 2 of our 12 Days of Holiday episodes. What does it take to live an abundant life? That feels like a pie-in-the-sky question to ask, but I want you just to entertain the thought for a moment. What does abundance look like to you? While money might be the first thing that pops into your head, I challenge you to think about abundance not simply as a dollar amount but as a way that you want to live your life - what you want to do, where you want to work, how you want to spend your time and how you want to feel. I’ve been super interested in this idea of abundance and how to bring what you want to do in life into reality, so I turned to the abundance expert herself, Cathy Heller. You may know Cathy from her super popular podcast, The Cathy Heller Podcast, or her book, Don’t Keep Your Day Job. Cathy believes that creating true abundance is about this simple formula - your mindset plus action. This episode is a joy explosion full of Cathy’s inspiring words and practical steps to help you start walking in abundance this year. I hope you’re ready. Links The Cathy Heller Podcast Cathy's website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
19/12/23·47m 36s

Day 1: How to Create Multiple Streams of Income with Chris Miles

Day 1 of our 12 Days of Holiday Episodes. Did you know that passive income is one of the best ways to build wealth? It sounds pretty good, but passive income also has some flaws. The problem is when most people talk about passive income it isn’t actually passive income, like buying a business where you actually have to work. The true definition of passive income is to have money coming in when you aren’t working, aka when you’re sleeping money is flowing into your bank account. That sounds pretty great to me. But how do you actually build passive income? That’s where our guest, Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, comes in. He has used his passive income skills to become financially independent twice and paid off over $1,000,000 in debt after the last recession without filing for bankruptcy. In this episode, Chris is sharing how to create multiple streams of passive income on virtually any budget, why traditional financial advice sucks, and why true wealth can’t come from a scarcity mindset of saving and only contributing to your retirement accounts contrary to what the Dave Ramsey’s of the world spews to millions of people. LINKS Money Ripples SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
18/12/23·45m 40s

Ask Shannah: Should I Buy an Electric Vehicle

Every time I’ve gone to fill up with gas this year I’ve thought, “you know, an electric vehicle would really come in handy.” In this Ask Shannah episode, I’m exploring if electric vehicles can really help you save money and whether they are worth it or not with Peter Glenn, co-founder of EV Life. I’ve done a deep dive into all the incentives and tax breaks, but there’s a lot to know, and it feels like an ever-changing landscape. So when a listener question came in from Alex wanting to know if an EV is indeed worth the price tag, I knew we had to do an episode about it. Since I'm still learning myself, I turned to Peter Glenn, who is a co-founder of EV Life and a serious advocate of electric vehicles. As he says in the conversation, electric vehicles are like savings accounts on wheels. There's a lot to discuss. Links EV Life   SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
15/12/23·35m 36s

5 Stages of Financial Independence with Jamila Souffrant

This episode is a great way to close out the year. You may have heard of Jamila Souffrant’s top-rated podcast, Journey to Launch. Well, she’s got a new book that just hit the shelves: Your Journey to Financial Freedom: A Step-by-Step Guide to Achieving Wealth and Happiness that is a must-read. When I was thinking about our conversation, I kept coming back to financial freedom. We all want it, but how do you get there? I think one of the best places to start is with Jamila’s five stages of financial independence. Growing your wealth doesn’t just happen overnight. It’s a journey and one that Jaimila knows first-hand. In this episode, she’s sharing her five stages of financial independence, how to calculate your financial independence number, and the role your mindset and habits play in your financial freedom journey. Links Your Journey to Financial Freedom book Journey to Launch podcast SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
13/12/23·44m 44s

You Spent How Much? How Tightwads and Spendthrifts Can Coexist In A Relationship with Scott Rick

Raise your hand. Are you the tightwad or the spendthrift in your relationship? I have to admit, I’m mostly the tightwad but don’t get me wrong, I do love to spend money too. Get this, tightwads are more likely to marry spendthrifts than they are to marry someone like themselves. That’s what motivated our guest, Scott Rick, a behavioral scientist at the University of Michigan’s Ross School of Business to write his new book TIGHTWADS AND SPENDTHRIFTS: Navigating the Money Minefield in Real Relationships. He was in search of one answer: can seemingly opposing financial personalities coexist peacefully? In this episode, we’re going to talk about it all. How do you make peace with your partner, what is Financial infidelity, why financial translucency aka not sharing all the details of what we spend our money on could save a lot of partnerships, and how to talk to your kids about money so they don’t mimic your tightwadness or spendthriftness. Grab your partner, or just slide this episode their way after you listen. It’s a great way to open up a money conversation.  Links Tightwads and Spendthrifts book Scott's website SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
11/12/23·47m 19s

The 7 Biggest Money Headlines from 2023 with Jordan Grumet & Joe Saul-Sehy

The 7 Biggest Money Headlines of 2023. First, can we talk about how crazy of a year 2023 was? There was certainly a lot to talk about. I invite you to listen to this special episode that was recorded on the Earn & Invest podcast with its host, Jordan Grumet, myself, and Joe Saul-Sehy from Stacking Benjamins. Links The Earn & Invest Podcast Stacking Benjamins SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
08/12/23·59m 32s

How to Make Your Money Happy with Ken Honda

Have you ever tried to achieve a money goal and felt like you never made any progress? Or do you walk around feeling completely uneasy about your money situation? If you answered yes to either of these questions, you are not alone. You see, money is about more than numbers. It’s about our very complex relationship with money that was set in motion even before we were born, believe it or not. As our much-beloved guest, Ken Honda, says, “It’s like you have a mold in you that attracts a certain relationship with money until you recognize it and start to make changes, nothing else will change.” Ken is a money and happiness expert and a best-selling self-development author in Japan. His book “Happy Money” is one that will forever be on my bookshelf, and if you haven’t read it, now is the time. In this vault episode, Ken shares how to figure out what is enough for you so you aren’t sucked into believing that more is better, how to redefine your relationship with money so you can bring in some ease, and how to do the work to let go of your money fears for good. LINKS Ken's website Happy Money book SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices
06/12/23·41m 1s

From Financial Fear to Financial Freedom with Meghan Dwyer

Did you ever have bad dreams when you were a kid? Maybe you thought there was something lurking in your closet or under your bed - the boogie monster. Now, that boogie monster might be replaced by bad dreams about money. Our guest, Meghan Dwyer, a Certified Financial Planner and host of the Money Isn’t Scary podcast, is here to take away all those bad money dreams and help you go from financial fear to financial freedom. I get that money might feel scary - it’s a primal need, and you can’t escape it. So how do you move money out of the scary place? In this episode, Meghan will share some truths and words of wisdom to help you do just that. We talk about why envisioning the future you is so important, how planning for the unexpected can actually help money be less scary, and why it’s really okay to like money, despite what society might lead you to believe. Whether you’re in full-on scarcity mode or want to feel more confident about your money, this episode is for you. Links Money Isn't Scary podcast Financial Abundance: It's OK to Like Money blog Timestamps (03:58 - 04:19) Financial Education and Fear of Money (07:08 - 07:29) The Meaning of Money (12:49 - 14:05) Importance of Budgeting and Expense Tracking (22:40 - 24:42) Exploring Money Perspectives and Attitudes (32:28 - 33:40) The Importance of Liking Money (35:56 - 36:48) Money as a Tool and Resource SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices
05/12/23·42m 38s

Best Money Apps, Online Banks & Educational Resources of 2023

Ever feel like a deer caught in headlights when it comes to managing your finances? You are not alone! We've all stood at that crossroads, but today, I'm venturing down the path of financial clarity. We're discussing the crème de la crème of money tools and apps that help you stay on top of your budget, like Monarch and You Need a Budget. I also shake up conventional banking wisdom as I highlight why it's worth considering online banks like Ally Bank and VARO and why avoiding monthly fees can be a game-changer for your financial health. Remember how we all used to believe in the Tooth Fairy and Santa Claus? It’s time to debunk another myth: that all banks are created equal. I’ve got news for you: they're not. Drawing on my personal experiences, we examine the features that make an online bank a true ally in your financial journey. We’re not just talking about fee structures or interest rates. We’re talking about aligning your financial values with your bank’s. Plus, for the lovebirds out there, we chat about the unsung benefits of joint accounts. I'm also thrilled to share our favorite books and podcasts, sources of knowledge that fuel my passion for financial literacy. From the timeless wisdom in "The Millionaire Next Door" and "The Wealthy Gardener" to the fresh perspectives from podcasts like "Stacking Benjamins" and "Afford Anything," I'm pointing you toward resources that will empower you to make informed financial decisions. Links To get all the links for this episode, head to https://etmpod.link/best2023 SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
01/12/23·40m 22s

How to Donate Money Wisely

How do you donate money wisely? I definitely love giving more than receiving…in fact, I’m a terrible gift receiver. Giving effectively isn’t always easy. Our guest, Grace Nicolette, co-host of the Giving Done Right Podcast and Vice President of Programming and External Relations at the Center for Effective Philanthropy (CEP), is here to help you figure out how to give effectively whether it’s now at the end of the year or whether you want to create a giving plan for next year. Grace answers some of your toughest questions like How much money do I give? Where should I give? And How do I know if I’m making a difference — or if I’m actually doing more harm than help? LINKS Giving Done Right podcast Center for Effective Philanthropy SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
29/11/23·41m 25s

How To Have A Successful Money Date You'll Actually Enjoy

Let me share a little secret with you - I have a date every week. But this rendezvous doesn't involve candlelight dinners or dressed-up evenings; instead, it involves my money. That's right, I've been practicing the concept of "money dates," and truth be told, it's been a game-changer in reshaping my relationship with money. In this episode, I'll walk you through how I set up my money dates and how you can structure yours in a way that aligns with what you want and makes them enjoyable. I confess, my financial journey has been a roller coaster ride, and money dates have been my safety harness. They’ve provided me with a platform for financial reflection and planning. We'll explore some interesting techniques like setting intentions, creating a money manifesto, and more. And let's not forget about the 'why' of our financial decisions – knowing that can be a powerful motivator during our financial highs and lows. We'll also tackle the often-ignored concept of shedding the negative emotions tied to money and replacing them with positivity. So, buckle up as we embark on this transformative journey to improve our connection with money and turn these dreaded money conversations into enjoyable money dates. LINKS Hire me to speak at your event - https://etmpod.link/speaking SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now through Cyber Monday listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
27/11/23·42m 38s

Why We Eat What We Eat on Thanksgiving with Katherine Spires

Have you ever wondered why we eat turkey, mashed potatoes, gravy, and our favorite veggie dish for Thanksgiving? The Thanksgiving meal has evolved so much since the early 1900s and become the holiday we associate with eating until we can't eat anymore. In this reboot Friendsgiving episode, I sat down with the amazing Katherine Spiers, host of the Smart Mouth Podcast, to find out the history behind the Thanksgiving meal and get to the bottom of our pumpkin-crazed eating trends. Katherine shares how Thanksgiving has evolved over time, how to make the most out of your Thanksgiving on any budget, and the fascinating story behind the year of two Thanksgivings. Links Smart Mouth Podcast Katherine on Instagram SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now, through Cyber Monday, listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
23/11/23·28m 5s

Black Friday 2023: Deals, Steals and Money Tips with Trae Bodge

Open, open, open! You may be too young to remember, but a clothing store named Mervyn’s back in the early ’90s had some great commercials with people camped out by their store just waiting for them to open for the big Black Friday sales day. Now, if you’re like me, you probably don’t go to the store that often on Black Friday. I’d much rather online shop, that is, until I heard what our guest Trae Bodge, our resident shopping expert, had to say about the hefty return fees retailers are now charging. Whether you’re planning to shop online or brave the crowds to score a deal in-store, Trae’s sharing all the tips you need to know, including Trae’s Black Friday shopping rules to get the best buys, her favorite shopping browser extensions to save money like PayPal Honey, my personal fav, and most importantly, how to stay on budget and not go into debt during Black Friday and Cyber Monday. You always love Trae’s Black Friday episodes, and this is our third year having her on the show. I learn something new each time myself and this episode is no exception. So while you’re stuffing yourself on Thanksgiving, shoot this episode out to 5 of your friends or share it on your socials so everyone can shop smart this week. Links Trae's website - https://truetrae.com/ Trae on Instagram - https://www.instagram.com/truetrae/ PayPal Honey - https://www.joinhoney.com/paypal Rakuten - https://www.rakuten.com/ SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now through Cyber Monday listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
22/11/23·42m 29s

Dave Ramsey’s Terrible Retirement Advice with Paula Pant and Joe Saul-Sehy

In this episode, we're talking about Dave Ramsey's terrible retirement advice. Let me put myself in your shoes. No matter how old you are, you’re probably saving for retirement. You’re trying to figure out how much you need to save and what retirement accounts are best - do you go 401K or Roth IRA, etc? And the biggest question is, how much money can you take out each year for retirement? And, you’re hoping, fingers crossed, you’re saving enough. Then, the biggest voice in money, Dave Ramsey, comes along and says it’s simple, if you earn 12% each year in your investments, you can safely take out 8% for retirement each year and leave 4% in your account for inflation. Simple, according to his “math.” But it’s not that simple, and it’s mathematically wrong advice - damaging advice if you ask me. Why? Because of pure facts, the stock market's average 30-year return is 9.9% and just 7.3% adjusted for inflation - far less than the 12% return he spouts. His latest rant in response to a caller who wanted to know how much he could take out for retirement each year is the reason for this episode. I called in my two money expert friends, Paula Pant from Afford Anything and Joe Saul-Sehy from Stacking Benjamins, to talk through why this advice is wrong, what moral obligation money experts have to their listeners to get things right, and what you need to know to figure out how much money you should be saving and what a good retirement withdrawal rate really is. Links Afford Anything https://affordanything.com/ Stacking Benjamins https://www.stackingbenjamins.com/ Average Stock Market Return article Supernerds United Against Dave Ramsey's 8% Safe Withdraw Rate Guidance article SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. And now through Cyber Monday listeners of this show will get an extended thirty-day free trial and 50% off your first year on the annual plan if you're switching from Mint when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices
20/11/23·46m 56s

Mint Alternative: Monarch

If you haven't heard, Mint is going away in January. In a recent Ask Shannah, I talked all about the Mint transition. In this bonus episode, I'm sharing an update from Monarch, my favorite budgeting app, about how you can easily transfer over your data from Mint. Links Move Data from Mint to Monarch article CNET Mint article Monarch is offering listeners of this show an extended 30-day free trial plus 50% off an annual plan through CYBER MONDAY http://www.monarchmoney.com/ETM Learn more about your ad choices. Visit megaphone.fm/adchoices
19/11/23·9m 34s

Ask Shannah: Paying off Student Loans + Mint's Going Away

It’s time for another Ask Shannah episode with questions from Abbey and Jacci. In this episode, I break down whether you should take money from your 401K to pay off your student loans and what to do if you are a Mint user; in case you haven’t heard, Mint is going away on January 1st. Links Monarch Money http://www.monarchmoney.com/ETM You Need a Budget https://www.ynab.com/ Student Loan Planner https://www.studentloanplanner.com/ CNET: How to Download your Mint Data article SPONSORS Thanks to Monarch for sponsoring the show. ​​You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
17/11/23·39m 45s

7 Things to Do With Your Money Before the Year Ends

In this solo episode, I'm breaking down the seven things you should do with your money before the year ends. As a gentle reminder, pick a few things from this list to do. Find what works for you, and forget the rest. You get to make the money rules that work for you, but hopefully, these seven things will spur some ideas of how you can end the year on a high note. Links Freebie - 10 Mindful Money Questions to Ask Yourself Right Now https://etmpod.link/10moneyq Free annual credit report https://www.annualcreditreport.com/index.action SurfShark VPN https://surfshark.com/ SPONSORS Thanks to Monarch for sponsoring the show. ​​You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
15/11/23·43m 18s

Your Ultimate Guide to Afford the Holidays with Pattie Ehsaei

This episode is your ultimate guide to afford the holidays without all the stress and debt that can come with it. With that said, I get that it is hard to do. The holidays always feel like a time when you are expected to spend money, even when you might not have money to spend. Maybe you have a family member who is always trying to one-up your gifts, or you feel pressured to have the best gift for your boss. And what about Dad’s? I never knew a good gift to get my dad, so I always overspent when I could’ve just got him a new t-shirt, and he would’ve loved that. So, I called in my new friend, Pattie Ehsaei. If you don’t know Pattie, she is known as the Duchess of Decorum on TikTok and has a raving fan base. She teaches financial literacy and social and workplace decorum. For the last 22 years, she's had a multifaceted career as a lawyer and manager in financial services and currently stands as Senior Vice President of Mergers and Acquisitions Lending. In this episode, Pattie shares her best tips to afford the holidays, why she thinks regifting is socially acceptable(I didn’t even know that was a thing), and how to DIY your holiday decorations and gifts in style. Links Pattie on TikTok https://www.tiktok.com/@duchessofdecorum SPONSORS Thanks to Monarch for sponsoring the show. ​​You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
13/11/23·43m 57s

Ask Shannah: Should I Pay Off My Debt Before I Start Investing? I'm So Confused!

Today's vault Ask Shannah question comes from Laquesha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices
10/11/23·35m 43s

The Power of Getting Paid for Your Value + National Let's Talk Money Day with Anne Mahlum

It’s National Let’s Talk Money Day, and it’s also my 10-year wedding anniversary today, but let’s focus on the money part. Talkin’ money is what we do every week here on the show, so I’m excited that there’s actually a day dedicated to my mission of making talking about money mainstream. There are lots of different topics we could talk about on Let’s Talk Money Day, but if I had to pick one topic that I think is critical to your money success, it would be getting paid for your value. That is something our guest Anne Mahlum, entrepreneur, motivational speaker, business owner, and philanthropist, knows something about. Raised in a working-class family, there was very little in Anne's childhood that would indicate she would one day be one of the most successful founders in the fitness industry. A true self-made success story, Anne's entrepreneurial ventures have resulted in a personal net worth of over $100M and an impact on thousands of lives. In her new podcast, "How to…with Anne Mahlum", she has been interviewing top business minds and influential people and digging into how their success strategies can be adopted by others. But on this Let’s Talk Money Day, Anne wants to equip you with the how-to’s behind getting paid for your value. We talk about how to adopt a money action plan, how to figure out what monetary value you bring in your career to get paid more, and why we should all stop demonizing money. Links Follow Anne on Instagram https://www.instagram.com/annemahlum/ Leave a review and win a $50 Amazon Gift Card https://etmpod.link/review SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
08/11/23·48m 20s

How to Build Wealth as a Female Entrepreneur with Kaitlyn Carlson

All my fellow female entrepreneurs - this episode is for you. It can be quite challenging being a female entrepreneur. I know personally because I’ve been one since I was 19 in college. You get so busy in the day-to-day trying to grow your business that you overlook one of the main reasons for creating your business - wealth creation. I will tell you something about all the people I’ve worked with financially, the wealthiest of them own a business. But the key is to figure out how to set up your business for success so you can create wealth. Our guest, Kaitlyn Carlson, is the head of Theory Planning Partners, a boutique financial planning firm for top female entrepreneurs with the sole purpose of wealth creation. In this episode, Kaitlyn shares her top tips for wealth creation, why she thinks the Enneagram chart is key to your success, and why she thinks your business needs a financial planner. Links Theory Planning Partners https://theoryplanning.com/ Kaitlyn on Instagram https://www.instagram.com/theoryplanningpartners/ Leave a review for Everyone's Talkin' Money https://etmpod.link/review SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
06/11/23·44m 56s

Want to Achieve Your Money Goals? Start By Training Your Brain with Ariel Garten

If you want to make changes with your money, you have got to understand the messages your brain is sending out. Did you know that your brain can literally make or break your financial success? You could be capsizing your “money boat” just by the way you are thinking. We're going to change that in this episode. Our guest, Ariel Garten, is a neuroscientist, mom, former psychotherapist, former fashion designer, and co-founder behind the start-up Muse. Ariel is here to help demystify what is going on in your brain, learn how you can reprogram limiting beliefs and thoughts in a healthy way, share the benefits of mediation for your money, and so much more. Links Muse Muse mobile app Ariel Garten on LinkedIn SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
03/11/23·47m 55s

How Am I Never Left With Any Money Each Month...Even With a Budget

Ever wondered how you are never left with any money each month, even though you have a budget? In this episode, I'm featuring a Budget Rescue with Robert, who asks: "Hi Shannah, thanks for taking the time to answer my question. BTW I love the new name of the show. This is one of the only places I feel like we can listen to all different types of conversations, and you always surprise me with the topics. It’s so cool. I’m writing to see if you could give me some insights into my monthly budget. Here’s my snapshot - I make around $5K per month and have a fairly stable job, at least I think so. I know that I should have around $350 - $500 a month left over, but the problem is that I don’t each month, and I can’t figure out why. You’re super good at helping people with their budgets, so I was wondering if you could give me some pointers and thoughts on what I might be missing or not including here. I’d like to be able to save some money for my ER fund every month and put some into a travel savings account. Thanks again for this show…it’s helped me so much." Links Mentioned Budget Rescue Info Form (Be featured in an upcoming episode) 4 Important Factors to Save Money on Your Car Insurance episode SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices
01/11/23·34m 8s

Equal Pay for All: How Pay Transparency Makes a Difference with Hannah Williams

Today, we're talking about a topic that's not just about numbers; it's about people, fairness, and understanding. That's right, we're talking about pay transparency. Ever wondered how this simple concept can make your work life better? Our guest, Hannah Williams, the creator of the viral sensation Salary Transparent Street, has been hitting the streets asking strangers to share what they do and how much they make. Her mission is to combat discriminatory tendencies in employment and close pay gaps that affect women, POC, workers with disabilities, and the LGTQ+ community. For that, I’m a huge fan of Hannah’s, and I know you’ll be too after our conversation. We'll explore how pay transparency can help shrink the wage gap, create a happier workplace, and promote fairness. Plus, Hannah’s sharing juicy information on what to do if you find out you’re underpaid. Links Salary Transparent Street website - https://www.salarytransparentstreet.com/ Instagram - https://www.instagram.com/SALARYTRANSPARENTSTREET/ TikTok - https://www.tiktok.com/@salarytransparentstreet Enter to win a $50 Amazon gift card - https://etmpod.link/review SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices
30/10/23·47m 15s

8 Fall Money Moves to Make This Year

In this episode, I’m sharing 8 Fall Money Moves to set yourself up for success. Bring out the cozy sweats, brew a cup of tea, and let's start talkin' money. Fall Money Move 1: Check in on your spending - make sure you're mindfully spending Fall Money Move 2: Increase your retirement savings by 1% Fall Money Move 3: Figure out your monthly money survival number Fall Money Move 4: Use your credit card rewards for holiday purchases Fall Money Move 5: Call your cell phone and internet companies and ask if there's a better rate Fall Money Move 6: Maximize your company benefit package Fall Money Move 7: Call your student loan servicer to get on the best repayment plan Fall Money Move 8: Is there a better healthcare plan for next year Links Enter the $50 Amazon Gift card Giveaway here - https://etmpod.link/review Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Sponsors Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. Learn more about your ad choices. Visit megaphone.fm/adchoices
27/10/23·36m 50s

Ways to Break Money Habits From Your Parents That Don't Serve You

Did you know that your money habits are set by the age of seven? That means it is really easy to pick up some money habits from your parents that don't serve you as an adult. In this episode, I'll explore ways to break money habits from your parents and how to create new habits that work for you. SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
26/10/23·28m 22s

Best Credit Cards, Savings Accounts, and Mortgage Lenders of 2023 with Ian Salisbury

If you’ve ever wondered what is the best credit card out there, this episode is for you. We have Ian Salisbury, the Money Editor for Buy Side from WSJ, back on the show to share the best cash-back credit cards, travel rewards credit cards, savings accounts, mortgage lenders, and more in this episode. We’ll break down all the details about why you might choose one credit card over the next and tips to make the mortgage process so much easier. We also chat about the biggest money trends this year, like student loans and home prices, and what Ian thinks 2024 will look like in terms of your money. Specifically, the question we all want to know is whether gas and grocery prices will finally come down to a reasonable amount. LINKS Buy Side WSJ https://www.wsj.com/buyside SPONSORS Thanks to EarnIn for sponsoring the show. Download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
25/10/23·40m 5s

How to Build Wealth with Tiny House Living with Ryan Mitchell

Living simply is one of the best ways to create wealth. Living in only 150 square feet for years, Ryan Mitchell has learned a thing or two about living simply. From downsizing to life simplification and designing a life that’s right for you, Ryan brings a lot of experience and practical knowledge to the table. He built his own tiny house in 2012, learning as he went along, which inspired him to help others in their journey to live small. Today he still lives in his tiny house full time and off grid with solar, teaching others how to live simply. In this episode, you'll learn: Ways to simplify your life with a tiny house Why it matters How to build wealth by living simply How it might be the missing piece to you achieving the stuff you want in life Links The Tiny Life Tiny Life on YouTube SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
23/10/23·38m 15s

Ask Shannah: Saving Money Tips

In this Ask Shannah episode, I’m covering some of my favorite tips to save money inspired by a question from Brett. This question comes from Brett – "Hi, Shannah, thanks for taking the time to answer my question. I’ve listened to this show since 2016, and even though you’ve changed it up over the years, it’s still one of my favorites. There are a lot of dude money podcasts, but I really like a softer approach and one that feels very non-judgmental. So thank you. I’m in my late 30s and doing pretty well financially, but I always seem to end the month without being able to save a lot of money. Am I doing something wrong? Can you give me any ideas of how much I save and any tips or tricks that you have to save money every month? Thanks a ton.” SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
20/10/23·34m 41s

Breaking the Barriers: Empowering Women in Business and Finance with Melody McCloskey

Two percent of venture capital money goes toward women-owned businesses. Still, in 2023. It’s still somewhat shocking to me. Our guest, Melody McCloskey, co-founder and CEO of StyleSeat, the premier platform for booking beauty and wellness appointments, is one of those lucky 2 %. She started her business in 2011, ironically right next to the two Instagram founders who would ask her thoughts on what Instagram photo filters she liked. As a woman, she’s learned how to grow a business from the ground up and push through the boundaries of being a female tech business owner, what you need to know to pitch yourself for venture capital funds the right way, and why it’s so important to have a good money team in place. She’s sharing all the juicy bits in this episode and the money lessons she’s learned. Links StyleSeat https://www.styleseat.com/m/ Melody on Instagram https://www.instagram.com/melody/ 10 Money Questions to Ask Yourself Freebie https://bit.ly/10moneyq Timestamps [00:00:46] Lack of venture funding for women. [00:05:51] Taking unconventional risks in business. [00:09:56] Normalizing talking about finances. [00:11:11] Doubting and building a business. [00:16:04] Founding documents and equity. [00:18:48] Seeking support in starting businesses. [00:24:30] Starting StyleSeat near Instagram founders. [00:28:09] Lack of venture funding for women. [00:30:55] Women's impact on venture capital. [00:34:07] Different paths to success. [00:39:54] Branding and design importance. [00:43:29] Have a clear vision. [00:45:35] More funding for women SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
18/10/23·49m 33s

Manifesting Your Money To Build The Life You Desire with Kathleen Cameron

What do you think about manifesting? Maybe you don’t believe it’s possible, or you’ve tried it, and it never seems to work. Kathleen Cameron, a world-famous manifestation coach who has worked with Hollywood celebrities and Wall Street heavy hitters and is the author of, The Best Of Yourself, wants you to know that you can’t just create a vision board and cross your fingers hoping it will all work out. Instead, Kathleen says, “Manifesting is becoming aware of a version of yourself already there and then dialing into that version.” Ok, I’m intrigued. Kathleen and I share a very honest and open conversation in this episode. Kathleen is plus-sized and always felt a lot of shame and guilt around that. Then she discovered manifesting and believed that she could manifest the life she desired while still being plus-sized…and it started to work. Life started to change, and her money situation started to change. She believes you can also create change without changing who you are. In this episode, we talk about: What is manifesting, and how do you do it 9 Ways to Manifest Money How to move past those self-created roadblocks to achieve your money goals No matter how you feel about manifesting, this episode will get you thinking Links Kathleen's website https://kathleencameronofficial.com/ Kathleen on Instagram https://www.instagram.com/kathleencameronmanifests/ SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
16/10/23·49m 42s

Ask Shannah: Should I Get a Prenup?

Should I get a prenup? A question from Brian and Tracey inspired this episode of Ask Shannah. They have friends who recently got a postnuptial agreement and are curious about how they work and if it makes sense for them. As controversial as they might be, if you're thinking about a prenup or a postnup, the first place you should start is getting some education about these hot-button documents. Jennifer Guimond-Quigley is joining us on this episode to demystify what you need to know about prenups and break down the differences between postnups in a fun and easily digestible way (no crazy lawyer speak here, just a totally educational and enjoyable conversation). Links Law Offices of Jennifer Guimond-Quigley 5 Signs You Need a Postnup RELATED EPISODES SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
13/10/23·36m 37s

Surprising Ways To Build Wealth With Franchise Investing with Kenny Rose

Did you know that you could build wealth with franchise investing? The idea of franchising started way back in the Middle Ages, but it really started to pick up steam in the 1960s with the creation of turnpikes and President Eisenhower’s Interstate Highway System. That’s when franchising really had its heyday, but in the last couple of decades, franchising has been looked down on and passed over as an opportunity to build wealth. But the tide is changing. Our guest, Kenny Rose, CEO and founder of FranShares, created a platform that democratizes franchise investing so it could become accessible to everyone. The beauty is that you no longer need to own a franchise, which could cost hundreds of thousands of dollars. Instead, you can invest in franchises and generate passive income for much less. It’s an interesting concept for sure, and I’m personally happy that franchising is having a renaissance because it’s a business model that has worked for so many people it would be silly to overlook it. In this episode, you’ll learn: What is franchise investing? What makes a franchise profitable? Why should you invest in a franchise right now? And so much more, you’ll want to take notes on this episode. Links FranShares Kenny on LinkedIn SPONSORS Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices
11/10/23·39m 29s

7 Steps to Map Your Financial Future with Louis Llanes

In this vault episode, our guest, Louis Llanes, shares the 7 seven steps to mapping your financial future to help you secure financial independence. If you’re anything like me, you would love to know how to accelerate your path to prosperity. Now, that word means something different for all of us. Maybe prosperity is a dollar amount, or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes, is the founder of Wealthnet Investments, LLC, and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff. Links Financial Freedom Blueprint book Wealthnet Investments, LLC SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://bit.ly/10moneyq Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
09/10/23·38m 13s

Little Treat Culture: Is It Good For Your Money and Mental Health with Ashley Lapato

You can tell me, what’s your favorite thing to spend money on every week that just makes you feel good? These little treats, we all do them. And guess what, we all feel really good when we make an impulse buy - it’s like a quick dopamine hit, a rush. So that you know, you’re not alone - 55+ million people on TikTok have created a trend called “little treat culture.” It’s a trend where people impulsively treat themselves for a quick boost of happiness. So, with 55+ million people strong, I think this is something we need to talk about. On today’s episode, Ashley Lapato, money and lifestyle expert @theorganizedwallet, helps me break down little treat culture. Ashely says, “Eliminating impulsive spending isn't the solution, but unsubscribing from the narrative that “little treats” mean you're bad with money (ahem, avocado toast). Instead, give yourself permission to budget for impulsive "little treats," knowing that it will bring you joy today and won’t take away from your financial goals tomorrow." Links Ashley on TikTok You Need a Budget SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
06/10/23·42m 26s

Ask Shannah: Are Rewards Credit Cards Worth It

This vault Ask Shannah episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down, but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life? Thanks again for all you do, you’ve changed my life for the better. I’m not as afraid of money as I once was." LINKS Creditcards.com Credit Karma NerdWallet Credit Sesame Should I Close My Credit Card SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices
04/10/23·29m 23s

Want to Learn How to Create a Profitable Podcast? Join Me In My Special Course!

I have a question for you. Have you ever wanted to start a podcast just like this one? If you answer yes, you’re in for a treat. I’m teaching a very special group coaching course called Podcast and Profit - 6 weeks to create, launch, and profit from your podcast. We’ll take your expertise or special talent and turn it into a podcast that everyone wants to listen to. Whether you are looking to build a podcast as a main source of income or a side hustle, this course is for you. You’ll walk away with a Podcast Playbook - everything you need to get your podcast up and running. We start on Oct 11, 2023. For all the info, head to https://bit.ly/podandprofit. I’ve only got 5 spots remaining. LINKS Podcast & Profit Course Learn more about your ad choices. Visit megaphone.fm/adchoices
03/10/23·4m 42s

5 Important Money Questions to Ask Yourself ASAP

How would you answer these 5 money questions? Life gets crazy, but it's important to take time and do a little money self-love exercise. These 5 questions will help you define the role that money plays in your life and figure out what's getting in the way of you achieving your money goals. LINKS 10 Money Questions Downloadable Spending Plan Downloadable Nobody Listens to Paula Poundstone episode BiggerPockets Money episode Money Isn't Scary podcast How Your Salary Affects Happiness article How Much Money Do You Need to Be Happy article SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices
02/10/23·41m 24s

Demystifying Credit Scores: A Beginner's Guide with Marsha Barnes

Your credit score has power, and that three-digit number has a dramatic impact on your financial future. If you do nothing else this year, grab your credit score the tail and yank it up to 700+ (preferably over 740). You don’t have to go all crazy trying for an 850 score – but don’t get lazy. Even if you have a good score, it could drop tomorrow by one silly mishap. Marsha Barnes from The Finance Bar will share her best tips to get your score in check in this reboot episode. What You'll Learn Why your credit score is a powerful piece of your financial future How to create a better financial brand for yourself Which credit scoring models do you need to care about What action steps you should take this year to raise your score How your score impacts your job and where you live Why Marsha is so passionate about financial literacy Links FICO The Finance Bar Credit Karma Credit Sesame SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices
30/09/23·41m 49s

Debt-Free Blueprint: Your Path to Financial Freedom with Erin Skye Kelly

This is one of my favorite episodes that I wanted to air again because the tips, strategy, and messaging around debt are so important! Are you ready to get out of debt? If you’ve ever tried it, you know it’s tricky. You have to work on your relationship with money, be willing to change habits and look at your money in a whole new light. Our guest, Erin Skye Kelly wrote her new book, Get the Hell Out of Debt, rooted in her story of getting out of over $2.1 million dollars in debt. Her book and this episode are a judgment-free zone jam-packed with tips to revolutionize your relationship with money and come up with a plan to get rid of your debt. You’ll learn how getting out of debt will open up opportunities to build wealth beyond what you can imagine, more about Erin’s personal debt-free journey, and small steps you can start taking today. Links Get the Hell Out of Debt book Erin's website Erin on Instagram SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices
29/09/23·39m 39s

How to Make Your Big Dreams a Reality with Liz Elting

What do your big dreams look like? I’m talking about those big dreams here. Do you want to turn your entrepreneurial dreams into the next hot company or propel your side hustle into a full-time business? No matter what your big dreams are, our guest, Liz Elting, will inspire you in this episode. Liz is an entrepreneur, philanthropist, Forbes’ Richest Self-Made Woman, and author of the new book, Dream Big and Win. She took her big dream all the way from her NYU dorm room into the world’s largest provider of language and technology solutions for global business - so yes, she knows a little something about dreaming big and winning. In this episode, you’ll learn not only how to dream big but also how to win in business and life, practical steps to bring your entrepreneur dreams to life, how to know if your passion can turn into a profitable business, and Liz’s business and life advice if she was starting all over again. Here’s to your big dreams. LINKS Dream Big and Win book Liz's website SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices
27/09/23·46m 8s

The Recipe for Successful Stock & Option Investing

To be successful in investing, you just want to make sure you don’t make a few mistakes that most investors make. The biggest mistake is not knowing what you are doing when it comes to investing. It's like investing in stocks that you don’t understand because you’re afraid of FOMO. Scott Kyle and Patrick Fischer want to make sure that you avoid as many of these investing mistakes as possible. Scott is the CEO and Chief Investment Officer of Coastwise Capital Group, LLC, a boutique money management firm. Patrick is a Financial Advisor at Coastwise, and they both are the authors of a new book called The Compound Code: An Expert Guide to Trading Stocks and Options. We haven’t talked a lot on this show about investing in options and dividends, but to be a successful investor, you should know how they work. Don’t worry, this episode won’t get too technical. Instead, they share the recipe you need for successful stock investing; we talk about what options are when you should use options, how to buy a good stock, what dividend stocks are, and a whole lot more. LINKS The Compound Code: An Expert Guide to Trading Stocks and Options book Coastwise Capital Group website Timestamps [00:02:07] Investing in options and dividends. [00:06:23] Explosion in options trading. [00:07:31] Options as income generation. [00:11:45] Investment time horizon. [00:14:22] Warren Buffett's authenticity. [00:18:22] The reality of risk. [00:21:28] Adding fixed income for retirement. [00:25:39] Mistakes in investing. [00:29:13] Due diligence for small-capped stocks. [00:32:18] Long-term hold and surviving downturns. [00:36:24] Achieving specific investment objectives. [00:39:00] Dividend-paying stocks. [00:43:01] Typical investing mistakes. [00:45:50] A brand new episode. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Learn more about your ad choices. Visit megaphone.fm/adchoices
25/09/23·47m 0s

Figuring out Health Insurances: Tips and Hacks

Are you ready for health care open enrollment? Open enrollment for health insurance is right around the corner. However, no matter when you’re listening to this vault episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know to save some bucks in the process, like her great tip on whether to choose an HMO or PPO. She also shares what you need to know about a Health Savings Account and ways to save on prescription drugs. LINKS Cosmo's Smart Girl's Guide to Hacking Health Insurance  Open enrollment guidelines Ashley on Instagram Ashley's website Timestamps [00:02:57] PPO as a better option. [00:06:00] Choosing health insurance plans. [00:09:39] Health costs without insurance. [00:12:13] HSA health savings accounts. [00:16:34] Therapy and mental health. [00:21:42] Getting married for health insurance. [00:24:03] Prescription drug prices and savings. [00:29:39] Living in an expensive city. [00:32:03] Negotiating medical bills. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/  Keywords: Open enrollment, health insurance, how to pick the best health plan, deductible, out-of-pocket max, HMO, PPO, premium, money, personal finance Learn more about your ad choices. Visit megaphone.fm/adchoices
22/09/23·38m 58s

4 Reasons Why Your Car Insurance Is On The Rise

If you haven’t taken a look at your car insurance bill lately, you might want to give it a peek. There are 4 reasons why Car insurance premiums are soaring, and we’re going to chat about it all in this episode. We'll also talk about different ways you can save some money, like shopping around, bundling your auto and renter's insurance, and raising your deductible. LINKS MENTIONED NPR article SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. CONNECT WITH SHANNAH Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
21/09/23·22m 10s

How to Break the Financial Anxiety Cycle with Lindsay Bryan-Podvin

How often do you think about money and for bonus points, what are those thoughts? The truth is, we all have financial anxiety. But if you are spinning in anxious money thoughts and unsure how to get out of that loop, this episode is for you. As Lindsay Bryan-Podvin, a biracial financial therapist and wellness expert and author of the book “The Financial Anxiety Solution” says, “Anxiety is a normal and healthy stress response that all humans have - if their nervous system is working appropriately and it might come along with some physical symptoms - sweaty palms, heart racing, etc..” The goal isn’t to never feel anxiety around money because that just isn’t possible. The goal is to have a normal and healthy anxiety response - and one that you can move through. So, how do you get there? In this episode, Lindsay shares the role your childhood, particularly 0-age 8, might play in those anxious thoughts, how money anxiety impacts your daily life, some great exercises to move through those anxious thoughts, and how understanding your money personality will help you play to your money strengths. Links The Financial Anxiety Solution book Lindsay's website Mind Money Balance podcast Timestamps [00:00:22] The influence of childhood on money beliefs. [00:06:09] Zero to eight years old. [00:07:32] Lack of conversation around money. [00:10:59] Financial anxiety and money stories. [00:15:00] The meaning of anxiety. [00:22:26] Extreme financial anxiety moments. [00:27:49] Practicing coping skills without stress. [00:30:42] Financial privilege and shame. [00:33:10] Money scripts and personality. [00:36:03] Blissfully ignorant and money. [00:39:13] Empowered use of money. [00:45:58] Normalizing money anxiety. [00:46:24] Financial Anxiety Solution. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
20/09/23·50m 39s

The One Hotel Perk That Used to Be Free...But Isn't Anymore

We went from staying at hotels to staying in Airbnb and back to staying at hotels. But the fees, there are fees everywhere you look. And the perks of staying at hotels are drying up…including this one perk that used to be free. This is a new format for the podcast, and I hope you enjoy these twice-a-week shorter episodes focused on a money news topic. Links How to Check In Early At A Hotel article SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
19/09/23·20m 23s

Empowering Women to Take Control of Their Money with Jenifer Sapel

Women, want to learn how to confidently take control of your money? First, we’ve got a lot of things working against us. We start and stop our careers many times for kids and family members, and we live longer than men on average because of that, we typically spend our money taking care of our male partner and tend to avoid talking about money. It makes sense why, as our guest Jenifer Sapel, a financial advisor and owner of Utor Wealth, said at the beginning of this episode - we’re often talked to like infants. But Jen cautions us that context is important. You see, the financial services industry was designed by and for cis white men. So, as women, we’ve got to start talking about money, educating ourselves about money, and aligning our money with our values. Jen brings it all in this conversation, where she shares the 3 phases of your financial life that you need to know about, why we need to break the model of ranking things from best to worst when it comes to money, and why you need to know that wherever you’re starting from is perfectly ok - learning about money is a lifetime practice. And you don’t want to miss our conversation about fun financial facts about women - like that banks could legally require a man’s signature for a woman to apply for a loan all the way until 1988. That’s not that long ago. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Investment Advice offered through WCG Wealth Advisors, LLC, a Registered Investment Advisor. Utor Wealth is a separate entity from The Wealth Consulting Group and WCG Wealth Advisors, LLC.  Links Utor Wealth Guide to Finding the Right Financial Advisor Jen on Instagram Timestamps [00:01:56] Empowering women to take control of their money [00:04:44] The predominant narrative in our society about women and money. [00:08:10] Shifting the context of finance. [00:14:13] Exchanging value for financial compensation. [00:16:00] Women-owned banks and financial equality. [00:20:09] The system's bias by design about women and money. [00:24:12] Money as a precious resource. [00:29:31] Financial flexibility and decision-making. [00:33:20] DIY vs Hiring Professionals. [00:36:33] Money and family dynamics. [00:40:36] Women aare better investors. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
18/09/23·47m 14s

The Financial Side of Furry Friends: Budgeting for Your Dog

This vault episode is all about our furry best friends and explores dog ownership, the costs vs. investment. Our guest on this dogolicious episode is Krista Karpowich, who owns Wag Out Loud and is the host of the Wag Out Loud pawdcast. The Wag Out Loud pawdcast is a show that helps us pet parents to be the best advocate for your dog’s health and wellness. She’s here to share everything she knows about dogs, including how much money to spend on food, what to feed your dog, what kind of pet insurance she loves, how much money to devote to training, treats and toys, and so much more. Whether you have a dog or are looking to bring one into your life, this episode is for you. LINKS Wag Out Loud Pumpkin Trupanion Lemonade Pawp SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
15/09/23·46m 16s

Mastering Budgeting with Inconsistent Income

It can feel hard to master your budget with inconsistent income, especially if you're an entrepreneur. Budgeting and managing your money is hard enough when you have a steady paycheck each month and a laundry list of goals you want to achieve. When you throw in inconsistent income, budgeting becomes even harder. Just like you, I’ve had so many months as an entrepreneur when the numbers don’t add up. I’ve learned a few tricks along the way that I want to share with you in this very special reboot episode. What You'll Learn How I learned to budget when running a non-profit business in college What steps you can take to set up your budget to plan for inconsistent income What steps you can take when you're in the middle of a month or stretch of inconsistent income The most valuable lesson I've learned as a lifelong entrepreneur to make my budget work Why you can't get past knowing your numbers - and why they are the key to your success How I got past the "I deserve it" syndrome to find balance every month Links You Need a Budget (budgeting app I use) Marcus by Goldman Sachs (for ER fund savings) Ally Bank (for ER fund savings) Timestamps [00:01:34] Empowering budgeting strategies. [00:06:04] Managing expenses and being resourceful. [00:08:31] Emergency savings importance. [00:12:39] The power of manifesting. [00:18:01] Knowing Your Numbers. [00:20:30] Tracking your expenses is key. [00:24:10] Getting past the "I deserve it" syndrome. [00:28:41] Consistency in managing money. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
13/09/23·33m 7s

The Powerful Connection Between Gut Health and Wealth with Bridgitte Mallinson

Does this sound familiar? You get a good night’s sleep, but you still have brain fog and a mid-day slump of energy, and no matter what you eat, you just feel yucky. I think most of us will say Yes, this is me, and you know what, these feelings in your body are all common. But, according to our guest Bridgitte Mallinson, a functional medicine dietitian, business mentor & the founder and CEO of GutPersonal, a supplement company that empowers everyone to eliminate gut issues for good through a personalized approach, those feelings are not normal, and you don’t have to live with them. I know you’re thinking, what does your gut have to do with money? Hear me out - it’s hard to make good money choices if you don't feel good. On top of that, you’ve probably spent a lot of hard-earned money buying supplements and trying everything to feel better…and nothing has worked. So, in this episode, Bridgitte is going to get you good and informed about the powerful connection between making more money and a healthy gut. We’re going to talk about some touchy subjects like yes, your poop, and what’s all going on down there. And tips to stop throwing away money on supplements that aren’t working for your body. Never underestimate the power your health has on growing your wealth. Links Gut Personal - Take the quiz, and use code Shannah to get a discount Bridgitte on Instagram Timestamps [00:02:12] Investing in our wellness. [00:07:23] Health story and childhood normalization. [00:08:53] Sleep and its connection to wellness and money. [00:15:41] Healing our gut. [00:19:52] Finding quality supplement brands. [00:21:12] Quality and cost of supplements. [00:25:22] Eating out and food sensitivities. [00:30:09] Gut health and wealth transformation. [00:35:33] Healing your own gut. [00:39:52] The power of natural remedies. [00:42:07] Are probiotics good for us? [00:45:38] Gut health and personalized testing. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
11/09/23·52m 25s

How Well Are You Doing Financially

Am I saving enough? Will I have the money I need to retire? Is it okay to spend money on traveling and having fun? Am I being irresponsible with my finances? How do I really know if I’m doing well financially? This episode was inspired by a listener question from Lizbeth, who sent me this message, “Shannah, I feel like I’m in a bit of a tailspin. I know you always say that making different money decisions depends on your goals. And I’ve learned so much from this show and from your honesty about money over the last few years. But I’m in a weird space. I just don't know how I’m doing financially. I know I shouldn’t care about how well I stack up, and I’m trying my best, but it just feels like I’m alone out here making money decisions that I don’t know if they are right or not. Can you give me any pointers on how to know if I’m doing ok financially?” LINKS MENTIONED 1:1 Money Coaching Information (LIMITED TIME OFFER) Freebie - Spending Plan Template downloadable SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
08/09/23·35m 16s

Money Lessons From Taboo Money Conversations with Maya Lau

On a scale of 1-10, how curious are you about how others spend and save their money? If you’re like me, you’re probably pretty curious. Maya Lau, host of the podcast Other People’s Pockets, loves talking to people just like you about all these taboo money topics and more - how much you make, how you spend your money, your biggest money blunders, and how tricky money is in relationships. While you might have a fascination with getting a behind-the-scenes look at someone else's finances, there’s a lot you can learn and apply to your money journey. Join us for this fun episode about other people’s pockets, human money stories, and the lessons you can learn from listening to some taboo money conversations. Links Other People's Pockets podcast SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
06/09/23·54m 2s

The Key to Financial Freedom: Discovering Your Worth with XayLi Barclay

In this episode of Everyone's Talkin' Money, XayLi Barclay shares the key to financial freedom - discovering your worth and not being afraid to share it with the world. XayLi, the founder of StartShootGrow, is a woman of color, an immigrant, an entrepreneur, and a brilliant teacher who helps people know their worth and build a personal brand around their knowledge, expertise, and experience. As XayLi said in the opening, Knowing your worth and taking action is so important to who you want to be and your ability to crush your money goals. She knows a thing or two about this, coming to America as a teenager from Trinidad, a small Caribbean island. She quickly had to learn how money works in America and how to value and price her worth to build financial freedom. XayLi believes you have to start by shifting your perspective, really understanding your story, and not being afraid or intimidated to share it at work and in your personal life. In this episode, you’ll Get an up close and personal look at XayLi’s money story, including a few embarrassing money tidbits she openly shared Learn how to overcome people-pleasing so you can stand in your worth(Raising my hand) Learn how to be confident in front of a camera - or any presentation Hear what XayLi thinks it takes to be a successful entrepreneur this year Get actionable tips to discover what financial freedom looks like to you and how knowing your worth is closely tied to financial freedom Links StartShootGrow XayLi on Instagram XayLi's website Timestamps 00:00:00 Knowing your worth is essential to financial freedom. 00:08:11 Charge more for your talents. 00:12:07 Importance of financial education 00:24:10 Overcoming money mindset obstacles. The timestamp in the podcast where it says "Content is a conversation" is at 00:30:46. Content is a conversation. 00:31:37 Understanding your story brings confidence. 00:43:37 Take action and trust the process. 00:44:18 Importance of self-worth and sharing. Sponsors Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
05/09/23·48m 37s

Ask Shannah: How to Master Your Money Goals

In this Ask Shannah episode, I'm sharing how to master your money goals inspired by a question from Amanda: "I love your podcast and have been listening for over a year now, being inspired and working towards my goals. Maybe my question isn't really a question but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans, and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME, but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal." SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite’s popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Timestamps 00:03:50 Stay focused on your goals. 00:10:13 Stay focused and celebrate milestones. 00:14:44 Celebrate milestones along the way. 00:18:22 Celebrate milestones and visualize progress. 00:24:24 Be intentional with your spending. Learn more about your ad choices. Visit megaphone.fm/adchoices
01/09/23·30m 52s

Money Happiness | Financial Freedom | False Money Beliefs with Jason Vitug

What do you believe? Money can buy happiness or money can’t buy happiness? Our guest on this vault episode, Jason Vitug, author of the book Happy Money Happy Life, A Multidimensional Approach to Health, Wealth and Financial Freedom and founder of phroogal.com, believes that money isn’t everything, but it does impact most everything in our lives. You'll learn: The most common long-held money beliefs about happiness that just don’t work anymore Why money can buy happiness with a little perspective How to unlearn all of these false money beliefs How to figure out what financial freedom is for you Jason's unique approach to creating happy money and happy life LINKS Happy Money Happy Life book Phroogal website Jason on Instagram How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key topics: money happiness, money therapy, personal finance, financial freedom, money books, wealth, self-improvement, mental health Learn more about your ad choices. Visit megaphone.fm/adchoices
30/08/23·45m 41s

Passive Income | Cash Flow | Investing in Real Estate with Chris Miles

In this special vault episode, Chris Miles, a cash flow expert and non-financial advisor, talks about the exciting world of passive income and how it can totally change your life for the better! Chris spills all his secrets on how to create multiple streams of passive income on any budget, and he totally busts the myth that you have to work hard to earn money. He's not a fan of boring old financial advice like paying off your house or investing in a 401k, and instead suggests way more exciting strategies like building up an emergency fund and investing in turnkey real estate companies. Plus, he's all about education and passing on wealth to future generations. LINKS Money Ripples - https://moneyripples.com/ How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key topics: passive income, personal finance, money tips, budget, paying off debt, building wealth, goal setting, generational wealth, financial planning Learn more about your ad choices. Visit megaphone.fm/adchoices
28/08/23·45m 2s

What Airplane Turbulence Can Teach You About Your Money

In this solo episode, I'm exploring what airplane turbulence and your money have in common. It's easy to feel out of control with your money and that you're experiencing a lot of bumps. Interest rates are high, the stock market is a bit whacky, the housing market is nuts, and all of these factors might be influencing how you feel about your money. In this episode, I'll explore five lessons you can learn from airplane turbulence to apply to your money goals right now. Timestamps [00:00:18] Turbulence and Money Goals. [00:05:00] Fear of turbulence and control. [00:10:09] Dealing with bumpy life. [00:13:01] Money and fulfillment. [00:18:31] Feeling like it's too late. [00:22:31] Trusting the unknown. [00:26:33] Can I be okay in the bumps? [00:30:25] Turbulence and calming techniques. [00:34:38] Turbulent housing market and inflation. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key terms Money goals, money, personal finance, interest rates, money therapy, money how-to, self-improvement, happiness, money tips. Learn more about your ad choices. Visit megaphone.fm/adchoices
25/08/23·39m 12s

Affordable Estate Planning for LGBTQ+ Individuals & Families with Mitch Mitchell

In this episode of Everyone's Talkin' Money podcast, we're covering affordable estate planning for LGBTQ+ individuals and couples with Mitch Mitchell, Associate Counsel of Estate Planning at Trust & Will. Our money system in this country is outdated and antiquated and, by far, does not meet the needs of LGBTQ+ individuals and families. When it comes to estate planning and making sure that your assets get passed to who you want, things can get even more complicated if you’re in the LGBTQ+ community. Different states have different laws, and figuring it all out is hard. You'll Learn: What makes estate planning for LGBTQ+ individuals so challenging What are the essential estate planning documents you need How much estate planning costs (and how to make it more affordable) How do you handle estate planning if you have kids, are adopting, or using a surrogate  Why the home-buying process can be tricky for LGBTQ+ couples and individuals  Links Trust & Will How to Find an Estate Planning Attorney article How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Time stamps [00:01:05] Estate planning faces unique challenges. Mitch Mitchell discusses essential documents, costs, and issues for LGBTQ+ individuals. The episode covers adoption, surrogacy, and home buying. LGBTQ+ estate planning necessitates caution and creativity. Further progress is needed in achieving equality. [00:03:31] LGBTQ+ families face legal challenges in parenting [00:08:07] Challenges passing legislation in a politically charged environment [00:11:01] Choose your own plan, especially LGBTQ+ [00:14:57] Importance of having a will and trust [00:17:19] Choosing executor, setting up a trust [00:24:20] "In Texas, trusts can help avoid probate" [00:25:47] Marriage, property, and legal agreements for LGBTQ+ [00:28:51] Prepare in advance for LGBTQ+ parental rights [00:34:16] Traditional attorney route can be expensive. Trust and Will offer affordable options [00:38:24] Important to understand property ownership and inheritance [00:42:59] Estate planning advice, LGBTQ+ individuals, TrustandWill.com Learn more about your ad choices. Visit megaphone.fm/adchoices
23/08/23·47m 33s

Is It A Good Time To Buy Real Estate with Selling the Hamptons Star Bianca D'Alessio

In this episode of Everyone's Talkin' Money, I'm back with another fascinating topic: home buying in today's market and whether it's a good time to buy real estate. I was walking around my neighborhood this morning and was blown away by the number of people selling, buying, and remodeling houses. I was thinking there’s so much talk about high-interest rates and how expensive housing prices have gotten, but it doesn’t seem to be deterring anyone from going about their normal buying, selling, and remodeling home business. So then I thought, if you’re looking to buy your first home, is there ever a “right” time to buy? Lucky for us, Bianca D’Alessio, who is the Ranked #1 Real Estate Broker in New York and New York State and #14 in the Nation for 2022, manages a $10B real estate portfolio for Nest Seekers International and is the Star of Selling the Hamptons on Max(formerly known as HBO) is our guest. You'll learn: How to pave your way to first-time home buying in this market How to be competitive when buying Why lenders are more concerned about your credit card debt than your student loan debt If the Airbnb market is really a bust Why staying in your home for 10+ years is probably the best investment you’ll ever make Oh, and we’ll also talk some dirt about Selling the Hamptons Links Selling the Hamptons Nest Seekers International Bianca on Instagram How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Time Stamps [00:00:23] Everyon's Talkin' Money podcast host welcomes all, discusses is it the right time to buy. [00:04:09] Start with referrals, research, and interviews for your team. [00:08:31] Negotiating: be creative, focus on clients' needs. [00:11:38] Inflation concerns rise as prices increase. [00:15:16] Interest rates impact affordability, 7% is healthy. [00:18:31] Timing sales is crucial; now is buy. [00:21:36] Consider family, liquidity, investment, business growth, ownership, technology, and global opportunities when buying real estate. [00:25:47] Different lending options; pre-contract inspection for progress. [00:28:46] Relative purchase price, overcoming objections for buying. [00:33:41] Airbnb needs stability, owners must invest. [00:36:29] Reality TV: Surprises, Drama, Real Estate, Acting [00:41:21] Mindful money reminder: Buying a home. Key Terms Mentioned: Money, personal finance, happiness, therapy, home buying, first-time homebuying, selling the Hamptons, Airbnb, buying goals, how to sell your home, negotiation, real estate, personal financial goals, money goals, relationship with money Learn more about your ad choices. Visit megaphone.fm/adchoices
21/08/23·47m 21s

Ask Shannah: My Partner Won’t Let Me See What He Spends + I Lent My Friend Money, Now What

I’m taking on two Ask Shannah questions in this episode - My Partner Won’t Let Me See What He Spends (and that makes me super nervous) + I Lent My Friend Money, Now What (they won’t even treat me to dinner). You'll learn: How to talk about money in your relationship What is your money story How to have uncomfortable conversations How to set boundaries when you lend money to friends Tips to uncover money trauma How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Key topics: Relationship with money, money in relationships, money trauma, personal finance tips, money therapy, money conversations, financial advice Learn more about your ad choices. Visit megaphone.fm/adchoices
18/08/23·35m 55s

Top 5 Retirement Risks to Avoid Right Now with Joe Curry

Retirement always seems like a destination that is so far away until you wake up one morning and you’re in your mid to late 30s, even your early 40s, and you’re wondering where all the time went. The easiest way to save for retirement is to start saving and stop worrying about how much. No matter what age you are. Joe Curry, host of Canada’s fast-growing retirement podcast, Your Retirement Planning Simplified, is joining us in today’s episode. You'll learn: The top 5 retirement risks that you need to be aware of How to figure out how much money you need to save How to not freak out about your retirement savings How to handle retirement savings curveballs Why you should stay away from those calculators that tell you how much you need to have saved by a certain age because there’s so much more to the story Links Your Retirement Planning Simplified podcast Matthews + Associates website How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
16/08/23·41m 4s

Quantum Fertility; Affordable Tips To Help You Get Pregnant with Carrie Bennett

In this episode of Everyone's Talkin' Money, I chat with guest Carrie Bennett about a topic close to many hearts: infertility. We dive into the world of fertility treatments, the high costs involved, and the financial struggles that come with it. But Carrie brings something new to the table - the concept of quantum fertility. She shares how incorporating simple, free practices like aligning with natural rhythms and minimizing artificial light can potentially boost fertility. We also discuss the importance of balance, gratitude, and letting life unfold. Whether you're dealing with infertility or just curious, this episode offers fresh insights on a challenging subject. Links Carrie's website Carrie's product recommendations In this episode, we talk about: - The episode will delve into the world of infertility and explore affordable alternatives to costly treatments to help you get pregnant - Approximately 48.5 million couples worldwide experience infertility - About 15% of couples face difficulty conceiving - Infertility can be scary, expensive, and confusing - Traditional approaches to infertility focus on the biochemical perspective, which may not address the root causes of infertility - Carrie introduces the concept of quantum fertility, which suggests that the body operates on a small scale influenced by factors such as circadian rhythm, light exposure, and nature - Quantum fertility offers affordable ways to support fertility that are often unknown or overlooked - Most healthcare plans do not cover infertility, leaving couples to pay 85% of the costs out of pocket - Topics covered will include circadian rhythm, light exposure, and nature as factors that can support fertility - Listeners will learn about low to no-cost techniques that can be incorporated into their routines Timestamps [00:00:42] Podcast discusses quantum fertility and affordable tips. [00:03:57] Body's natural balance can restore fertility. [00:08:41] Factors affecting fertility: lifestyle, age, and light. [00:10:56] Daytime blue light can energize but drain. At night, blue light disrupts sleep. Artificial light linked to anxiety, depression, and hormone-related cancers. Use orange lenses to mitigate at night. [00:15:49] Transformative effects observed within days; objective and subjective improvements; biological measures confirm success. [00:17:40] Body has built-in clock for optimal functioning. [00:22:23] Increased productivity comes from syncing with natural light. [00:23:50] Leptin regulates fertility and body communication. [00:27:01] Listen to your intuition and resonate with therapy. Balance your body for higher success rates in fertility. [00:33:56] Fascinating correlation in managing chronic tinnitus. [00:37:17] Healing journey with unexpected light therapy results. [00:40:08] Let life unfold, reduce stress, conceive [00:44:34] "Incorporating quantum techniques for improved fertility. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
14/08/23·50m 0s

Ask Shannah: Credit Card vs. Debit Card - Which Should You Use?

In this Ask Shannah episode of "Everyone's Talkin' Money," I'm diving into the debit vs. credit cards debate. We explore the similarities between the two - they both have logos like Visa or Mastercard and can be used for in-store or online purchases. But when it comes to safety, things get interesting. Gas stations, for example, can be risky spots for credit card scammers. That's why using a credit card is generally safer here, as it offers more protection against potential bank account drain. However, personal preference and money habits should also come into play. You'll learn how to figure out what card is right for you. Episode Timestamps: [00:02:30] Recognize and accept the current relationship with money. Use a debit card securely. Avoid unsecured internet connections for purchases and bank account checking. [00:03:22] "Protect network, guard numbers, prevent credit fraud." [00:08:25] Debt doesn't vanish; find a lighter way. [00:12:46] Use a debit card to avoid debt. [00:15:38] Credit cards automatically categorize expenses for you, allowing easy tracking and adjustments. Additionally, using them for monthly payments can earn rewards and bonuses. [00:17:44] Credit card cons: interest rates compound debt. [00:21:26] Credit card fraud protection: Quick and easy. [00:24:52] Gas station pumps are risky for card payments. [00:27:27] Credit card deposit for trips and car rentals. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
11/08/23·34m 20s

Mastering the Money Game: How to Maximize Every Dollar with Tanja Hester

In this episode of Everyone's Talkin' Money, I chat with the awesome guest Tanja Hester about how you can use your money to make a real impact. We talk about challenging the status quo and embracing nuance when it comes to your spending habits. You'll learn how to maximize every dollar you have, how to identify your personal money values, how to align your money values with your choices, practical tips to become a wallet activist, and how to make intentional choices with your money that will get you closer to your money goals. Links Wallet Activism book Tanja's website Timestamps: [00:00:36] How to maximize every dollar with Tanja Hester [00:05:41] False choices limit our thinking; consumerism deceives. [00:08:29] Introspection helps automate decision-making for values. [00:14:22] Questioning conventional wisdom, embracing nuance in actions. [00:19:45] Demand for change: policy, climate, racial unrest. [00:22:35] Retiring early to avoid the burden of disability. [00:27:21] Consumer preferences can create significant change. [00:29:58] Focus on big-impact decisions in finances. [00:32:37] Share small shifts and make a ripple. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Episode key topics: intentional spending, wealth inequality, conscious choices, Financial Independence, retiring early, value side of money, personal finances, spending habits, conscious consumerism, personal values, financial choices, wallet activism, goal-setting Learn more about your ad choices. Visit megaphone.fm/adchoices
09/08/23·39m 15s

The Dos and Don'ts of Managing Money as a Couple

In this episode of "Everyone's Talkin' Money," we dive into all things finances and marriage so you can learn how to successfully manage money as a couple. We tackle the question of who is responsible for the debt in a marriage based on whether you're in a community property state or a common law state. We also explore six major money decisions that can lead to financial success in marriage. From budgeting to creating a will, we cover it all. Plus, I share personal anecdotes and tips to help you navigate the complexities of money in your relationship. How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ In this episode, we talk about: Do's and Don'ts of managing money as a couple, debt in marriage, financial issues in relationships, money decisions in marriage, point person for finances, managing finances in marriage, accountability in spending, delays in addressing financial matters, tension about money, the importance of budget, budget manager, tracking expenses, creating a will, naming an executor, distributing assets, the positive aspect of money, proactive conversations about money, money fears. Learn more about your ad choices. Visit megaphone.fm/adchoices
07/08/23·36m 29s

Become a Millionaire | Manage Debt | Invest Wisely with Deacon Hayes

In this vault episode of Everyone's Talkin' Money, I had the pleasure of chatting with Deacon Hayes, a financial advisor turned money expert, author, and CEO of Well Kept Wallet. You'll learn key tips for becoming an everyday millionaire, why Deacon stressed the importance of living below your means, and how to invest wisely for the long term. We also talked about the power of investing in real estate, the stock market, or starting a business. Deacon even shared a sneak peek of his awesome rap song about everyday millionaire habits! Links Well Kept Wallet You Can Retire Early Everyday Millionaire Song You Can Retire Early Podcast Episode Topics Covered Living on less than you make is key to financial success Becoming a millionaire The importance of having a plan for the future and addressing your current financial situation Wise investing in long-term strategies, such as real estate, stocks, or starting a business Investing in index funds or three-fund portfolios for diversification Strategies for making extra money, exploring new opportunities, and not relying solely on an employer The importance of making smart choices when buying cars and homes Paying off debt and prioritizing financial goals Creating a vision and setting goals for financial success How To Connect with Shannah: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
04/08/23·39m 59s

The Billion Dollar Question…How Much Money Is Really Enough with Ben Hockema

In this episode of "Everyone's Talkin' Money," Ben Hockema joins me to explore the idea of how much is "enough" money and what financial security looks like. We discuss how to figure out what is enough for each individual and create a financial plan that allows us to live the life we want. We dive into the detrimental effects of shame marketing and the importance of focusing on untapped potential instead. We also touch on the need to understand our relationship with money and address any shame surrounding it. Overall, we aim to help listeners achieve a calming clarity about their finances and find a balance between current spending and future savings. Links Illuminate Wealth Management Time stamps 00:04:50 Money is a tool for achieving goals and a discussion about what financial security looks like. 00:07:34 Money is a lifelong relationship with history. 00:12:41 Having debt can be burdensome for some. 00:15:07 Importance of understanding feelings and actions around money. 00:19:53 Know your goals, calculate your expenses, save 00:22:57 Automate paycheck, diversify funds, communicate financial goals. 00:26:29 Spending now or later, saving is crucial. 00:30:35 Take responsibility for your own retirement. 00:33:31 Motivate without shame focus on fulfillment. 00:36:32 Money shame leads to anxiety and complexity. Seek guidance and embrace vulnerability for clarity and growth. 00:39:44 Shame marketing, the misconception of fire movement. 00:44:38 Different perspectives on money and resources. How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
02/08/23·49m 35s

Work Hard, Live Well: Unlocking the Secrets to Work-Life Harmony with Tina Wells

In this episode of Everyone's Talkin' Money, I had the pleasure of chatting with the amazing Tina Wells about achieving work-life harmony and avoiding burnout. Tina shared her game-changing approach called The Elevation Approach in her new book, which consists of four phases: preparation, inspiration, recreation, and transformation. We discussed the importance of saying "I don't know" and being open to learning, as well as the power of curiosity and challenging ourselves to understand things outside of our comfort zones. Tina also dropped some wisdom about decluttering, taking control of our calendars, and finding moments of joy in our busy lives. It was truly an eye-opening conversation that left me feeling inspired and ready to elevate my own work-life balance. LINKS The Elevation Approach book Tina's website How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
31/07/23·45m 46s

Tina Wells Spills the Beans on Finding Your Work-Life Harmony

In this recap episode of Everyone's Talkin' Money, I had the pleasure of chatting with the fabulous Tina Wells. She's an entrepreneur who knows a thing or two about work-life harmony. We dove into her four-phase approach to elevating ourselves: preparation, inspiration, recreation, and transformation. Tina stressed the importance of constantly evaluating our goals and priorities, making time for recreation and breaks, and knowing our numbers beyond just finances. It was a great conversation that inspired and motivated me to find that perfect balance in my life. If you want more, check out Tina's book, "The Elevation Approach," and definitely listen to our previous episode for the full conversation. Trust me; it's worth it! LINKS The Elevation Approach book How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
31/07/23·17m 15s

Ask Shannah: I'm An Actress on Strike & I'm Worried About Paying My Bills

This Ask Shannah episode was inspired by a question from Bridget, "I’m an actress in the SAG union, and we’re on strike. I support my fellow actors that we need to get paid more, but I’m so completely freaked out about my money and how long this will last—got any words of wisdom for me? Thanks for such a great podcast, your episodes really inspire me to be better with my money, so thank you." LINKS Washington Post Article mentioned Help us get to 1,000 reviews for the podcast! How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
28/07/23·34m 54s

5 Money Questions to Ask Yourself Right Now with Dielle Charon

Welcome back to the show to our short recap episode of yesterday’s full podcast, How to Self-Coach Yourself Through Money Drama So You Can Achieve Your Goals and Dreams, with Dielle Charon, certified life coach and 7 figure sales expert and host of the Black, Bnaked, and Booked out Podcast. If you don’t have 45 minutes to listen to the previous episode, you’re still going to love this one. Dielle walked us through her 5 money questions to ask yourself that will help you get into a better relationship with money, save more, spend better, and achieve your goals. My favorite question was, “How do I organize my money in a way that works for me.” I share a bit about my money-organizing system, so stay tuned to hear that. Honestly, my best advice is just to pick one or two questions and take some time to think about them, but don’t overwhelm yourself with all 5 questions right now. Alright, I’ll let Dielle walk you through them.  LINKS Dielle's website and podcast link - https://diellecharon.com/ How to Self-Coach Yourself Through Money Drama So You Can Achieve Your Goals and Dreams episode How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
27/07/23·23m 45s

How to Self-Coach Yourself Through Money Drama So You Can Achieve Your Goals & Dreams with Dielle Charon

What if your thoughts create your results? That’s a powerful question for me. I’ve had a life-long relationship with negative thinking and creating my own money drama. It’s easy for me to think of something positive, but right behind it is a nagging negative thought - what if it doesn’t work out? What if I’m not good enough? What if it all falls apart? Do I really deserve this, etc.? Here’s the kicker, though, as our guest Dielle Charon, certified life coach and 7 figure sales expert, and host of the Black, Banked, and Booked out Podcast says - you’ve first got to have the courage even to put that big thought in your brain and help self-coach yourself to success. Now, Dielle is an entrepreneur powerhouse, and we start out the conversation by talking about her strong belief that entrepreneurship is the key to emancipation and why this matters. But whether you’re an entrepreneur, a 9-5 ‘er, or a stay-at-home parent, you’re going to find a lot of life-changing advice in this episode, including how to simplify your thoughts around money, the keys to self-coaching yourself, common money mindset blocks, 5 money questions to ask yourself right now, and ways to have both a profitable side hustle and a 9 to 5 job with ease, if that’s your jam. Links Black, Banked, and Booked Out podcast Dielle's website Dielle on Instagram Timestamps [00:01:14] Thoughts creating your results. [00:04:02] Emancipation through entrepreneurship. [00:08:09] The landscape and fear around entrepreneurship. [00:11:43] Thoughts creating desired results. [00:17:47] Debt and its emotional impact. [00:19:37] Overcoming debt mindset. [00:25:26] Believing in making more money. [00:26:48] Money flow and mindset. [00:31:47] Money blocks and overcoming them. [00:37:20] Earning more and healing. [00:38:23] Changing the story about debt. [00:42:22] Runaway money thoughts. How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider money tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
26/07/23·47m 11s

Dome Living 101: Essential Steps to Build An Affordable & Profitable Dome Home with Whitney Hansen

Whether you’re in the market to buy a home now or even renting in many markets is really out of reach these days. It’s no wonder why there is a movement towards alternative and more affordable housing, like RVs, campers, yurts, and tree houses, and in this episode, we’ll explore dome homes. Our guest, Whitney Hansen, is a money expert, host of the Money Nerds podcast, and a dome living expert who believes that dome living has a lot to offer. In this summer vault episode, we’ll explore the ins and outs of building a dome home, how much Whitney spent building her dome home, ways to save money while still building a quality dome home, and how to turn your new dome home into a wealth-generating and cash-flowing business. LINKS Cascade Dome The Money Nerds podcast Whitney's website How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
24/07/23·40m 19s

"Is It Ok To Break Up With My Partner Over Money?" Listener Question

In this episode of Everyone's Talkin' Money, I'm tackling personal finance advice in an Ask Shannah question about whether it is worth breaking up over money issues in a relationship. I share my insights on how to have a successful money relationship with your partner. The episode is inspired by a listener's question about constant fights with their partner over money despite going to therapy. You'll learn my advice and strategies for navigating financial disagreements in relationships and how I handle them in my own relationship. How I Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
21/07/23·34m 0s

Takeaways w/Shannah: Money And Your Wardrobe with Jennifer Mackey-Mary

Finding your style is empowering. It goes beyond just the clothes you wear and profoundly impacts your mindset, confidence, and overall well-being. In this Everyone's Talkin' Money episode, join me for a 20-minute recap of yesterday’s episode with stylist Jennifer Mackey-Mary, where we explored the connection between our personal style and your financial well-being. LINKS Everyday Style website https://youreverydaystyle.com Full Episode with Jennifer https://tinyurl.com/etmjennifer How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
20/07/23·23m 49s

Saving Money On Your Wardrobe Starts With Pants with Jennifer Mackey-Mary

Just take an educated ballpark guess. How much money would you say you’ve spent on clothes that weren’t great over the years? Clothes that didn’t really fit you or feel like you? I’ll just speak for myself- a hell of a lot of money for sure that I wish I could get back. So that’s the past – let’s look to the future and start thinking about buying clothes and building out your wardrobe from a place of value, as our fashionista guest Jennifer Mackay-Mary believes. I’ve struggled a lot with buying the right clothes for me – figuring out what my style is and finding clothes that make me feel confident and not self-conscious. If you can relate, you’re going to love this episode. Jennifer shares everything from her theory on why buying the right pants will save you so much money to her game-changing wardrobe budget formula to why she says NO WAY to clearance racks where clothes go to die. LINKS Your Everyday Style website Everyday Style podcast How Shannah Can Help You: Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode Ask Shannah a question on Instagram or TikTok Submit a money question for Shannah to answer in an upcoming episode Leave a 5-Star Review here Be a Featured Guest on an episode Learn more about your ad choices. Visit megaphone.fm/adchoices
19/07/23·56m 41s

5 Ways to Build Good Money Habits: A Summer Guide with Eric Roberge

In this summer money episode, we talk about the importance of building good money habits with Eric Roberge, CFP and founder of Beyond Your Hammock. Eric emphasizes that creating these habits takes effort and consistency, but it's okay to face money challenges along the way. The key is to push through and strive for financial ease. The best way to start is by identifying your most important financial goal and enjoying the journey while celebrating progress. LINKS Beyond Your Hammock LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
17/07/23·43m 45s

Stop Stressing Over Your Money: A Simple Budgeting Solution

In this episode of Everyone's Talkin' Money Podcast, I tackle the dreaded topic of budgeting. I believe that society has convinced us that budgeting is horrible and terrible, but I'm here to change your mind. I'm sharing my easy, simple 1-2-3 system for budgeting, emphasizing that a budget is not a strict document that limits our spending. Drawing from my own experience running a business in college, I'll walk you through how I had to make the numbers work and allocate money effectively. Join me as I help you stop stressing over your money and take control of your budget. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
14/07/23·29m 10s

The Best Investing Episode Yet: A Mid-Year Check-In with Amanda Holden

In this episode, we’re joined by Amanda Holden, aka Dumpster Doggy, creator of the investing course called Invested Development. Amanda shares the importance of understanding investing jargon, asset allocation, expense ratios, and index and active management differences. She also shares tips on making investing easy and offers a free investing one-on-one course to help everyone listening easily navigate the investing world. This episode is packed with valuable information for anyone looking to take control of their finances. Stay tuned for an insightful conversation that demystifies investing and empowers listeners to make informed decisions about their money. LINKS Free Investing 101 Workshop (use this link) https://tinyurl.com/investingetm Amanda's website TIMESTAMPS [00:01:06] Summer mid-year investing checkup. [00:05:14] The vibes are off. [00:10:07] Consuming information about investing. [00:12:57] Relative performance in investing. [00:16:27] Understanding your investment mix. [00:21:29] Choosing the right investment strategy. [00:23:39] Roller coaster of dating musicians. [00:29:17] Investing strategy and self-awareness. [00:32:57] Risk tolerance and education. [00:37:03] Financial freedom and options. [00:40:54] Easy investing with index funds. [00:42:55] Narrowing down investing options. [00:47:56] Retirement savings crisis. [00:52:35] Concepts to research and understand. [00:54:56] Free investing workshop. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
12/07/23·59m 28s

Defending Your Digital Identity: Expert Tips to Prevent Identity Theft and Fraud with John Buzzard

Welcome back to our Summer Money series! Today, we're tackling identity theft and fraud in the digital age—a growing concern for all of us. With over 75 junk emails, 3 spam phone calls, and 2 spam text messages already, staying safe is a challenge. That's why we've brought back John Buzzard, a renowned fraud and security expert, to answer your burning questions. We'll discuss average consumer losses, nailing secure passwords, and the difference between identity fraud and theft. Get ready for essential security tips! LINKS John Buzzard on LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices
10/07/23·57m 23s

Money Talks Made Easy: Removing Shame and Finding Your Perfect Money System Together

Are you tired of feeling burdened by shame and guilt around money in your relationship? If so, you're in the right place. Join us as we explore cultivating a healthier money relationship with Manisha Thakor from Money Zen. Let's learn valuable insights on releasing shame, having open conversations, and embracing a mutual financial future. LINKS MoneyZen website Get Financially Naked book On My Own Two Feet book The Index Card book Emotional Currency book LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
07/07/23·39m 18s

Understanding Revenge Spending: Impact on Your Money and Mental Health

Discover the allure and consequences of revenge spending, a phenomenon many have succumbed to this year (including me). As the pandemic disrupted our sense of control, indulging in shopping provided a dopamine rush that momentarily eased the strain. However, while it may offer solace for our well-being, its impact on our finances deserves scrutiny. Join us in this enlightening summer vault episode as Dr. Jaime Peters, Assistant Dean and Professor of Accounting, Finance, and Economics at Maryville University, sheds light on the concept of revenge spending. Gain insights on striking a balance between spending and achieving financial goals, and explore crucial considerations in the face of a potential recession. LINKS Jamie's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
05/07/23·39m 43s

Saving Cash and Making Great Food with Frankie Celenza

In this episode, you’ll learn all about cooking at home on a budget! Newsflash: inflation is finally cooling down in almost every shopping category, except for food costs. But don't worry! We've got the perfect solution for you. The incredible Frankie Celenza, an Emmy-winning Chef and host of Tastemade's Struggle Meals is joining us today. Frankie is here to show us how to create healthy, delicious, and affordable meals that won't break the bank. Did you know we waste 30% of the food we bring home? Frankie has some mind-blowing cooking hacks and seriously scrumptious recipes to help you make the most of your ingredients. LINKS Tastemade's Struggle Meals LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
03/07/23·46m 4s

Maximizing Your Money: Unleashing the Power of Health Savings Accounts

In this episode, we're going to tackle a topic that many people have questions about health savings accounts or HSAs. I'll explain what they are, what expenses they cover, and why they are an important tool for financial planning. So, if you've ever wondered about health savings accounts and how they can benefit you, this episode is a must-listen. Join me as I share my expertise and shed light on the importance of understanding and utilizing HSAs for your financial well-being. LINKS Hsastore.com Health Savings Account 101 TIMESTAMPS 00:02:39 Health savings accounts offer tax advantages. 00:06:11 Health savings accounts offer flexibility. 00:12:52 FSA and HSA differences explained. 00:19:32 Save for healthcare expenses strategically. 00:24:49 Utilize HSAs and FSAs wisely. 00:30:28 Flexible spending accounts for healthcare. 00:37:23 Use FSA and HSA benefits. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
30/06/23·40m 43s

The Real Costs and Journey of Transitioning with Gabe Dunn

In this episode, we're diving into the financial challenges that transgender individuals face on their journey to becoming their authentic selves. Did you know that there are approximately 1.4 million transgender people in the U.S.? The cost of medical treatments can easily surpass $100,000, and unfortunately, health insurance often doesn't cover it. Our amazing guest, Gabe Dunn, is a New York Times bestselling author, comedian, and LGBTQ advocate. They share their own transitioning story, the importance of finding a supportive community, navigating the healthcare system, and ways to manage the costs of transitioning. Whether you're part of the LGBTQ community or simply want to be more understanding, join us for an inspiring and informative conversation. LINKS Bad with Money podcast Gabe's website The Staggering Costs of Being Transgender in the US article LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
28/06/23·49m 42s

Demystifying Self-Sabotage and Money with Sarah Gottesdiener

In this episode, we're joined by the amazing Sarah Gottesdiener, Moonbeaming's host and Moon Studio's owner. Together, we dive into juicy topics that often get swept under the rug when it comes to money, like shame, self-sabotage, and even our ancestral connections. But fear not! We're not just here to talk about the problems – we're here to empower you with practical tools and strategies to make positive changes. TIME STAMPS [00:03:23] Embodied shame in money. [00:04:25] Money Shame and Relationships. [00:09:06] Learning disabilities and money. [00:15:10] Working with who you are. [00:18:35] Regulating the nervous system. [00:22:14] Overcoming beliefs around overwork. [00:27:07] Self-sabotage with money [00:34:55] Making it fun. [00:35:56] Ancestry and Money Beliefs. [00:44:19] Money as a language. [00:45:17] Money and Ancestry Beliefs LINKS Moonbeaming podcast Moon Studio LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
26/06/23·51m 9s

Ask Shannah: The Money Apps, Credit Cards, Savings Accounts & Bank Accounts

In this Ask Shannah, I am answering a question from Sarah about my favorite money apps, programs, credit cards, savings accounts, and bank accounts. Links Mentioned: You Need a Budget Monarch Chime Aspiration Novo Chase Sapphire Preferred Creditcards.com Capital One Venture One Upstart Marcus Ally Bank Ethos Ladder LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Ask Shannah question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
23/06/23·44m 31s

The Hidden Costs of Divorce

Dive into an eye-opening episode exploring hidden divorce costs and expert advice on navigating the process. With 40-50% of marriages ending in divorce, money often plays a charged role. Discover the emotional and financial toll firsthand as I share my experience. Surprisingly, even airline miles can spark conflict. Join me and divorce experts Jaime Berger and Sarah Jacobs of Jacobs Berger as they share how to uncover all the hidden costs and get prepared emotionally. LINKS Jacobs Berger LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
21/06/23·50m 33s

Rebuilding Happiness: Overcoming Financial Catastrophes and Traumas with Quinn O'Briant

In this episode, Quinn O'Briant shares her personal story of filing for bankruptcy at 28 and the road to reclaiming joy. She launched the Joy + Money, Joy-Based Business, and Joyful Entrepreneur programs to help others recover after financial catastrophes. Discover O'Briant's lessons learned during bankruptcy and her roadmap for finding joy amidst financial challenges. Join her as she empowers individuals to overcome negative money mindsets, rebuild relationships with money, and create a joyful life. Don't miss this inspiring conversation on navigating the aftermath of financial catastrophes and finding a path to lasting joy. LINKS Joy + Money program (use code everyday for $200 off) Quinn's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
19/06/23·48m 16s

Ask Shannah: 5 Common Investing Taboos That Keep You Stuck (& How to Get Unstuck)

Are these 5 investing taboos keeping you stuck? In Today's Shannah Shares, Community Q&A reboot episode, I tackle a question from Laquesha: "Hi, Shannah. Thanks so much for answering my question. I really want to start investing, but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes; I’m curious if there’s an episode from the past that you think I should check out. You’re awesome, and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do, and so should you. Ok, thanks again." Links Define Financial Stay Wealthy, San Diego LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
16/06/23·35m 43s

Your How-To Guide To Money Strong with Carl Nassib and Liz Davidson

Can you imagine the day when you don’t have to stress about money? It can feel like that day is NEVER going to come…but if you learn what to do with your money and start taking small actionable steps, you can reach a place where you stress less. Carl Nassib is a financial literacy advocate and a Pro NFL Linebacker who is also the first openly gay active NFL player. Liz Davidson, who we’ve had on the show previously, is the owner of Financial Finesse, a financial education company, and the author of her new book, Money Strong: Your Guide to a Life Free of Financial Worries. In this episode, we dive into Carl’s money story of becoming an NFL player and learning how to deal with money for really the first time in his life; Liz’s 5 keys to success to transform your relationship with money called START, what it means to be authentic with your money, and so much more. LINKS Money Strong book Financial Finesse Carl Nassib LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
14/06/23·50m 54s

Nobody Knows Anything About Money with Nathan Macintosh

We talk about a lot of heavy and serious topics around money on this show, but that doesn’t mean I don’t also like to have a good time and shake off all the bad money juju. So in this episode, we’re going to do just that. Nathan Macintosh is a comedian based in New York, and he recently released a special called Money Never Wakes: Forty on Finance. I want you to get ready to laugh for the next 40 minutes or so about this thing, we call money and how it plays out in our daily lives. We talk about billionaires going to Mars, why airline pilots should be making bank, and the confusing way money works. LINKS Money Never Wakes Nathan's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
12/06/23·49m 54s

Ask Shannah: Money Lessons and Regrets

In this Ask Shannah episode, I’m sharing two listener questions from Bernice and Cindy and jumping headfirst into sharing my biggest money lessons and things I would do differently if I could do them again.  LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
09/06/23·45m 49s

Scarcity Chronicles: Decoding the Impact of Scarcity on Your Money

Have you ever realized the role that scarcity plays in your money decisions? Scarcity is all around us in our daily lives. Whether you’ve stood in line to buy the latest Xbox or scooped up all the toilet paper during the height of the pandemic, you’ve experienced a scarcity mindset. Our guest, Mindy Weinstein, Ph.D. author of the new book The Power of Scarcity and founder of the digital marketing firm Market MindShift will tell us just how big a role scarcity plays in our daily lives. In this eye-opening conversation, Mindy shares everything you need to know about scarcity and the role it plays in your money, how to recognize scarcity when it’s happening and do something about it, how advertisers use FOMO to play into your fears, and a super interesting story about why the diamond ring became the sign of love. LINKS The Power of Scarcity book Meet Mindy LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
07/06/23·41m 11s

You Gotta Get Your Credit Right to Achieve Your Money Goals

In this episode, we’re diving deep into the role credit plays in you being able to achieve your money goals with Monique White, head of community at Self. You’re going to learn what your credit score is comprised of, what to do if you miss a payment, what are some alternative credit-building methods, who has access to your credit report, and once-and-for-all answer the popular question of whether you should or shouldn’t cancel those unused credit cards. LINKS Self Monique on LinkedIn LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode to leave us a review, or click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE, never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
05/06/23·44m 14s

Ask Shannah: Is a Rewards Credit Card Worth It

This Ask Shannah episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down, but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life?" LINKS Creditcards.com Credit Karma NerdWallet Credit Sesame Should I Close My Credit Card article LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
02/06/23·30m 34s

The 10 Money Myths That Got You Here (and How to Change Them)

This episode is one of those that will feel like a kick in the gut but for all the right reasons. We’re talking about the ten money myths that got you here and how to change them with Whitney Anne Ellis. Whitney is a Life Coach, author of a soon-to-be-released book Bougie to Broke, and creator of The Money Reset program. We break down the most common money myths and action steps you can take to change them. LINKS The Money Reset program Whitney's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review, or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE never to miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
31/05/23·49m 17s

How to Rewrite Your Money Story and Breakthrough Your Money Blocks

Your money story holds great power over your relationship with money and understanding your story is vital to you being able to live the life you want to live. Our guest, Christina Blacken knows a little something about money stories herself. She’s a public speaker, performer, and founder of The New Quo, a leadership development and inclusion consultancy helping leaders create inclusive cultural and organizational change through narrative intelligence. In this episode, Christina will guide you through questions to help you unpack your narrative around money and figure out if your money truly lines up with your values so you can rewrite and reclaim your money story. LINKS The New Quo Sway Them With Color podcast Narrative Intelligence download LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
29/05/23·47m 13s

How Much Money Should I Save For Retirement

The question I get asked the most is, "How much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. Links Investopedia article, How Much Do I Need to Retire Retirement Income Calculator NerdWallet article, How Much Should You Save for Retirement SmartAsset Retirement Calculator How to Train Your Brain to Achieve Money Goals episode LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
26/05/23·34m 40s

How to Negotiate Any Situation Fearlessly with Mori Taheripour

What would it look like to negotiate any situation fearlessly? Our guest, Mori Taheripour, is a globally recognized negotiation expert and an award-winning faculty member at the Wharton School that has written this masterclass of a book, Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly. We’re going to do a deep dive into how you can negotiate any situation fearlessly, her 4 principles of negotiation to follow, and why she says you need to get some aspirational goals and stop playing safe. If you've ever wanted to feel confident negotiating, this episode is for you. LINKS Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly book Mori's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
24/05/23·53m 0s

Do This, Not That In Your Career

Have you ever wondered what I am supposed to do and more importantly, not supposed to do at work? What questions are acceptable to ask? Am I really supposed to negotiate for a raise, and if so, what in the world do I say? In this episode, Jenny Foss, CEO of JobJenny.com and author of Do This, Not That: Career has got you covered with all the do’s and don'ts for your tough workplace situations. Links Do This, Not That: Career book JobJenny website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
22/05/23·44m 51s

How to Pay off Your Debt: Strategies and Tips to Get Rid of Debt Fast

Are you struggling to finally break free from debt? In this solo episode, I’m breaking down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a working financial planner I worked with people of all ages who just couldn’t figure out how to get a handle on debt. So, you are not alone if you’re struggling with debt. You'll learn the two strategies to pay off debt, how to deal with the emotions around debt and I'm doing a deep dive into my debt story. LINKS Debt Payoff Calculator LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
19/05/23·33m 19s

What is the Fate of Student Loan Forgiveness and What Comes Next

If you’ve got student loans and are wondering about the fate of this seemingly forever-talked-about loan forgiveness, Travis Hornsby, founder of Student Loan Planner has all the info that you need to know, and it’s juicy. It’s up to the Supreme Court in June to decide how the cards will fall on student loan forgiveness. Before you’re ready to give up hope, Travis believes that what is coming post-forgiveness ruling in terms of new payment options and a bevy of other student loan plans could actually be more financially interesting to you than student loan forgiveness. Don’t hit the panic button quite yet. LINKS Student Loan Planner - Hire them to get a custom plan and get $100 off Student Loan Planner podcast LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
17/05/23·47m 32s

How to Create Passive Income on Any Budget

Did you know that passive income is one of the best ways to build wealth? It sounds pretty good, but how do you create it on any budget? That’s where our guest, Chris Miles the Cash Flow Expert and Anti-Financial Advisor comes in. He has used his passive income skills to become financially independent twice and paid off over $1,000,000 in debt after the last recession without filing for bankruptcy. In this episode, Chris is sharing how to create multiple streams of passive income on virtually any budget, why traditional financial advice sucks, and why true wealth can’t come from a scarcity mindset of saving and only contributing to your retirement accounts contrary to what the Dave Ramsey’s of the world spews to millions of people. LINKS Money Ripples Money Ripples Podcast LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
15/05/23·45m 32s

Ask Shannah: Should I Take Money From My Retirement Account to Buy a House

$78,000. That’s a 20% downpayment on the average price of a house in 2022 according to The Zebra. No matter how much money you make, that’s a sizable amount of money. After you riffle through your couch cushions and pull out your rusty calculator to figure out how many coffees runs you need to skip, the question remains, where will you find that kind of cash? In this Ask Shannah, I’m answering the burning question, should I take money from my retirement account to buy a house, or is that the worst decision ever? LINKS Average home price in the U.S. article IRA Withdrawl for Home Purchase Compound Interest Calculator Study: First-Generation Americans Homeownership Rates for Immigrants LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have an Ask Shannah question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
12/05/23·35m 40s

Top Real Estate Investing Mistakes Newbies Make

In this episode, you'll learn the mistakes most newbies make when investing in real estate, and how not to make them. This episode is your go-to guide to investing in real estate with Alan Corey, host of the Stacking Deeds Show. Alan is an author, entrepreneur, and real estate coach with over 20 years of real estate experience. He is also the author of 3 books: “A Million Bucks by 30”, “Subversive Job Search”, and “House FIRE” and is sharing all his real estate investing wisdom in this jam-packed episode. LINKS Stacking Deeds: The Stacking Benjamins Real Estate Show Sign up for Alan's weekly email newsletter LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
10/05/23·49m 23s

Expired Mindsets: Breaking the Money Patterns That No Longer Serve You with Dr. Charryse Johnson

If you’ve ever felt stress, fear, anxiety, palms sweating, heart racing, all the feels around money, and are tired of it all, this episode is dedicated to you. Dr. Charryse Johnson, the author of the book Expired Mindsets, speaker, and veteran psychotherapist, is here to share what you can do about these feelings and why you might need to let go of some expired mindsets that aren’t serving you anymore, so you can go out and smash all your money goals. LINKS Expired Mindsets book Follow Charryse on Instagram Charryse's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can also learn these valuable money concepts. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
08/05/23·48m 24s

The Benefits of Investing in Medium-Term Rentals: A Comprehensive Guide with Sarah Weaver

in this episode, we’re talking about a real estate strategy that’s helping investors combat higher interest rates with consistent cash flow, called medium-term rentals with Sarah Weaver. Sarah runs three businesses that serve both real estate investors and real estate agents and is the author of 30-Day Stay: The Investor’s Guide to Mastering the Medium-Term Rental. According to Sarah, medium-term rentals are like having your cake and eating it too when it comes to real estate investing. Sarah owns 19 units in four states. This includes nine furnished rentals—all of which she self-manages from afar. Want to learn how she does it? Let’s start talkin’. LINKS Go on an epic adventure with real estate investors. Simply put your email here and you are notified when Sarah announces the next trip. Anyone can book a one-on-one consultation with Sarah here or join her Mentorship Program. Purchase her book here. Use SARAH for 10% off.  Check out Arya Design Services, click here to learn more. Sarah also offers an array of services to help investors analyze, furnish, and launch their next furnished rental. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
05/05/23·54m 0s

How to Track Your Cash and Stop Wasting Your Money

This episode is dedicated to the much-hated and universally loathed budget. As you can tell, I’m not a fan too. That’s because I believe that budgeting was never appropriately taught to you, so the fact that you hate budgeting isn’t your fault. It’s like a system that was set up to fail, so if you’ve never felt like you could do budgeting correctly or the numbers never work out, don't worry. In this episode, I give you permission to ditch your budget and instead learn the power of tracking your cash. LINKS Monarch (great cash tracking too) You Need a Budget LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
03/05/23·34m 30s

How To Eat Plant-Based On A Budget with Toni Okamoto

If you know anything about me, you know that I love to eat, but I also love to eat foods that make my body feel good and I’ve been exploring the world of plant-based eating. Let’s be real though, eating healthy can be an expensive endeavor these days. But that’s where the magic of plant-based eating comes in and Toni Okamoto is the expert on all things plant-based eating. In fact, she’s built an entire career teaching you how to eat plant-based on a budget, and she’s dishing up some delicious recipes in her new cookbook, Plant-Based on a Budget Quick & Easy. So if you’re curious like I am, stay tuned because Toni is sharing all her secrets to eating healthy on a budget, grocery shopping hacks to save money at the grocery store, and loads of recipes that are fast, easy, delicious, and affordable. LINKS Plant-Based on a Budget Quick & Easy cookbook Plant-Based on a Budget website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
01/05/23·43m 58s

Is Saving Money Ruing Your Social Life with Charlotte Cowles

Is saving money ruining your social life? If you think about it, so much of your social life revolves around spending money. But what happens when you have a big money goal that requires you to stop spending money? Do your friendships have to suffer? Charlotte Cowles, author of the My Two Cents column about money and relationships for The Cut tackled this very question in this episode. We dive into whether it is possible to build strong friendships without spending money while saving to reach your goals without feeling judged. I’d like to hope that the answer is yes, but let’s see what Charlotte has to say. LINKS My Two Cents article Charlotte's website LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
28/04/23·39m 51s

Your Complete Guide to Paying Off Debt

Are you ready to get rid of debt but don't know where to start? In this episode, I break down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a working financial planner I worked with people of all ages who just couldn’t figure out how to get a handle on debt. So, you are not alone if you’re struggling with debt. According to CNBC, the average American has over $90,000 in debt according to 2021 numbers. You'll learn the two strategies to pay off debt, how to deal with the emotions around debt and a deep dive into my debt story. RELATED EPISODES The Toll Debt Takes on Your Mental Health From 10K in Debt to 800K in Net Worth Is All Debt Bad LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
26/04/23·33m 49s

Your Guide to Finding Balance With How You Spend & Save Money with Allison Baggerly

Let me paint a picture that you might know a little something about. You go to the grocery store for a few things…and before you know it, it’s $100. Then you go to fill up your car with gas, and yep, another $40 there. Then you come home, check your mailbox, and you’ve got a bill from your Dr. for another $100 there. And then you have all the stuff you regularly do with your money - pay your rent or mortgage, and you’ve got some money going towards investing and paying off your credit card bill from your vacation. It’s a lot. Our guest, Allison Baggerly, founder of Inspired Budget, host of the Inspired Budget podcast, and author of the new book Money Made Easy, says finding balance is all about knowing where you’re going and taking some easy action steps to get there. So we’re going to talk about this idea of balance - how do you find it, what does it look like, and how does balance help you achieve your goals? Allison is also going to share some of her favorite money tips to create a budget that isn’t soul-sucking, but life-giving. LINKS Money Made Easy book https://inspiredbudget.com/moneymadeeasy/ Inspired Budget podcast https://inspiredbudget.com/podcast/ Inspired Budget website https://inspiredbudget.com/ LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
24/04/23·38m 56s

Money Lessons You Can Learn From Michael Jordan's Mom

Micheal Jordan was arguably the best basketball player that has ever lived. Before all the shots he took and all the championships he earned, his mom, Deloris Jodan, changed the money game for Michael and so many other athletes that would follow. While Michael Jordan’s bank account might be a bit bigger than yours, there are a few money lessons that you can learn from his mom that can change the money game for you. I'm breaking them all down in this solo episode. LINKS MENTIONED Yahoo! article about Micheal's Nike earnings Afrotech article Air movie Wikipedia page LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
21/04/23·44m 51s

How To Turn Your Anxiety Into Your Superpower at Work with Morra Aarons-Mele

Ready to learn how to turn anxiety into a superpower at work? Our guest, Morra Aarons-Mele, host of the Anxious Achiever podcast and author of the book, Anxious Achiever, emphatically believes that you need to start normalizing anxiety in all areas of life, especially in the workplace so you can avoid burnout. In this episode, Morra breaks down how you normalize anxiety in the workplace, how to handle negative feedback without wanting to crawl into a hole, and yes, how to turn your anxiety into something that is undeniably used for good in your career. LINKS Anxious Achiever book https://morraam.com/books Anxious Achiever podcast https://morraam.com/podcast LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
19/04/23·40m 16s

Money and Dating: The Perfect Match or a Recipe for Disaster with Michael Kaye

Are you and your partner financially compatible? Money can be tricky to discuss when you're dating, but it's an essential piece of any successful relationship. Michael Kay, Head of Global Communications at OkCupid believes that you’ve just gotta lean into the uncomfy feels and start having these money conversations from the very beginning to figure out if you're actually compatible. In this episode, Michael shares his best money advice when you're dating and reveals some juicy insights from OKCupid that might surprise you -- those who share that they are saving to buy a house get more likes, and it turns out that talking about money is a turn-on. LINKS OKcupid https://www.okcupid.com/ Michael Kaye PR https://www.instagram.com/michaelkayepr LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices
17/04/23·43m 50s

Ask Shannah: Are There Good Reasons to Buy a House

The housing market is still crazy. People are spending a lot over the asking price in some cities, still. And the interest rates are around 6.5%+. That all seems a bit bleak if you’re looking to buy a house. In this Ask Shannah, I’m answering the question, “Are there good reasons to buy a house?” LINKS CNBC make it article : The Psychology of Buying a House: Is it a key to happiness or a source of stress? The American Dream or the American Delusion paper The New York Times article: Homeownership, the Key to Happiness? LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
14/04/23·44m 6s

The Power of Scarcity: How it Influences Your Money Decisions

In this vault podcast episode, I chat with Mindy Weinstein, author of "The Power of Scarcity," about the role scarcity plays in our daily lives, particularly in your relationship with money. Mindy explains that scarcity is the strongest influence factor and is the unavailability of something, whether it's hard to get or simply unavailable. Scarcity plays a significant role in your money decisions, as you tend to focus on getting something that is popular or hard to obtain, even if you don't necessarily need it. Mindy shares research studies that show how scarcity affects your decision-making process at a subconscious level, which is really fascinating. We also do a deep dive into insights about how to avoid making impulsive purchases driven by scarcity. I'm very guilty of that! LINKS The Power of Scarcity book Meet Mindy LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
12/04/23·41m 42s

Money Lessons from the Dying: Insights from a Hospice Doctor

What can the dying teach us about money? Turns out, it’s a lot. It’s an interesting question that, if you’re like me, you don’t think about a lot on a daily basis. Sometimes it’s even hard to imagine that one day I just won’t exist anymore. Not to get too morbid with you, but as they say, the only two truths in life are death and taxes. So, I think we can learn a lot about the role money should play in our life from someone who is dying. Our guest, Dr. Jordan Grumet, you may know him as Doc G host of The Earn and Invest Podcast and author of Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, had a front-row seat into many of these important money and life lessons and is sharing them with you in this episode. LINKS Jordan's website - https://jordangrumet.com/ Taking Stock book - https://www.amazon.com/exec/obidos/ASIN/1646043545 The Earn & Invest Podcast - https://www.earnandinvest.com/ LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
10/04/23·42m 8s

Money Can Be Fun: The Magic of Passive Income

In this episode, Chris Miles, a cash flow expert and non-financial advisor, talks about the exciting world of passive income and how it can totally change your life for the better! Chris spills all his secrets on how to create multiple streams of passive income on any budget, and he totally busts the myth that you have to work hard to earn money. He's not a fan of boring old financial advice like paying off your house or investing in a 401k, and instead suggests way more exciting strategies like building up an emergency fund and investing in turnkey real estate companies. Plus, he's all about education and passing on wealth to future generations. Overall, this episode is packed with awesome insights and practical advice that will make building passive income top on your list. LINKS Money Ripples - https://moneyripples.com/ LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
07/04/23·46m 3s

Empowering Women to Build Wealth: Money Secrets with Kim Curtis

In this episode, we're diving deep into the question of why women tend to have less money and are more likely to end up in poverty than men. But don't worry, we're not just here to dwell on the problem - we've got an awesome guest who's here to help us find solutions! The incredible Kim Curtis - bestselling author of Money Secrets: Keys to Smart Investing, and Retirement Secrets, nationally recognized wealth management advisor, and President and CEO of Wealth Legacy is here to drop some serious knowledge about how as women you can take control of your financial future and start building the wealth you deserve. So buckle up and get ready to learn some serious money secrets - this episode is not to be missed! LINKS Kim's website -https://www.wealthlegacyinstitute.com/ Money Secrets book - https://amzn.to/3nNVPvR Retirement Secrets book - https://amzn.to/3Kw1Shw LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
05/04/23·41m 24s

Stop Worrying. Stop Living Distracted. Start Paying Attention to What Matters with Paul Angone

What are you paying attention to? I have a habit of paying attention to things that don’t always serve me well. Using my phone as a distraction from real life or tuning into a guilty pleasure like 90 Day Finance and Love is Blind, don’t judge, are escape mechanisms for me. Sometimes I wonder though, what am I trying to escape from? Responsibility? Work? Relationships? Money? Paul Angone, author of five best-selling books including “101 Secrets For Your Twenties,” and his new book, “Listen to Your Day,” believes that what you are paying attention to is a currency. In this episode, you'll learn how to stop worrying about what doesn't matter, how to shift your focus, and how to start paying attention to the things that matter to you. Your money will thank you. LINKS Listen to Your Day book - https://allgroanup.com/books-2/ Paul's website - https://allgroanup.com/ LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
03/04/23·42m 33s

Ask Shannah: Why Do I Always Underestimate and Overspend

In this Ask Shannah, I tackle a question from Jasmine that you might be able to relate to. "Dear Shannah, I can’t tell you know much I love this show. It has helped me immensely. In fact, when I had drinks with my friends recently I was telling them how my money situation hasn’t gotten a lot better, meaning I’m not making a lot more money, but girl, I feel a lot better about it. I used to wake up with stress sweats over money almost every night. I live in NYC and it’s expensive, like really expensive. So my question is this - I really try really hard to budget and do everything you say to do. And they help, really they do, but lately, I’ve been struggling. I feel like I’m always underestimating my expenses and then I get to the end of the month and the money that’s supposed to be there isn’t. What am I doing wrong? Any clues to help me get back on track? These last couple of years I’ve felt like I’m moving backward with my money even though I actually feel better about money. Anyway…I’d love your thoughts on this. " LINKS You Need a Budget - http://www.ynab.com Honeydue - https://www.honeydue.com/ Goodbudget- https://goodbudget.com/ SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
31/03/23·32m 57s

How to Reduce Your Money Stress By Being Intentional With Jesse Mecham

Will more money eliminate all your money stress? It’s a question I’ve tossed around in my head for many years now. Of course, you and I both would love to test the theory - to have more money than you need and see how that feels. Try it on for a day or two. Our guest, Jesse Mecham, Founder and CEO of You Need a Budget, or YNAB, one of my very favorite budgeting platforms, has seen a ton of budgets over the years, and he's here to dish about it all. In this episode, Jesse shares the three steps to help you start being intentional with your money so you can reduce your money stress once and for all. LINKS You Need a Budget -https://www.ynab.com/ You Need a Budget podcast - https://www.ynab.com/podcasts/ You Need a Budget on YouTube- https://www.youtube.com/@YNABofficial SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
29/03/23·42m 1s

How to Do Money Without Having a Nervous Breakdown with Joe Saul-Sehy

Have you cried about your money lately? As Joe mentioned in the intro, millions of people are crying about their money, you might be one of those. I know I certainly have in the past. With all the content out there about money, it’s so easy to still feel lost at the end of the day. Especially now with talk of a recession and who knows what down the line. Joe Saul-Sehy, host of The Stacking Benjamins Podcast, author of the new book Stacked, and a former financial advisor doesn’t just talk the talk. Joe’s mission is to help you get Stacked, aka how to grow and protect your money in a way that helps you live the life you want to live, and to do so while having some fun. In this special vault episode, Joe shares the steps you need to stack your Benjamin's, what to think about the current economy, why your attitude about money matters, how to do money without having a nervous breakdown, and so much more. LINKS Stacked book The Stacking Benjamins podcast SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
27/03/23·43m 53s

The American Retirement System Is Broken: Here's What You Can Do About It With Martin Baily

When you take a peek at your retirement savings, how do you feel about how much you’ve saved? Excited, freaked out, or somewhere in between? No matter how you feel about your retirement savings, the truth is the system was set up to work well for only a small group of people. The American Retirement System, according to our guest Martin Baily, author of the new book The Retirement Challenge, is obsolete. So the logical question is, why did this happen and what can you do about it? LINKS The Retirement Challenge book https://tinyurl.com/retirement-challenge Brookings https://www.brookings.edu/experts/martin-neil-baily/ SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
24/03/23·46m 12s

The Mind-Blowing Connection Between Sleep and Your Money with Terry Cralle

Raise your hand if you’re sleepy. According to our guest, Terry Cralle, a registered nurse and certified clinical sleep educator, and author of Sleeping Your Way to the Top, we are ALL not getting enough sleep. As she describes, it’s a vicious cycle between the lack of sleep and money stress, so no wonder why you’re probably stressed out and pretty sleepy. Terry’s got some great tricks up her sleeve that can help you both sleep better and worry a little less about money. This episode is guaranteed to help you sleep better and stress less. LINKS The Better Sleep Council - https://bettersleep.org/ Terry's website - https://terrycrallern.com/ Terry's Books - https://terrycrallern.com/books/ SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
20/03/23·41m 1s

The Top 15 Best Money Tips You Need to Know

I asked over 100 people what their best money advice is that everyone should know about. You'd be shocked to learn that many people shared the exact same tips. Proof that how everyone thinks about money isn't so different after all. In this episode, I'm sharing the top 15 tips that were the most common tips including money hacking tips, mindset tips, and wealth-building tips. LINKS  13 Money Secrets No One Teaches You But You Should Know SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
17/03/23·30m 7s

Everything You Want to Know About Saving & Spending Money Wisely with Ian Salisbury

In this episode, we are tackling fellow ETM’er’s listener questions all about how you establish some good savings habits and how to find the right credit card for you with our new friend Ian Salisbury, the Money Editor for Buy Side from the Wall Street Journal. Ian’s got some great insider tips about building savings habits, including this fun one that I’ve found to be super helpful. Ian’s bringing all his money knowledge to help you tackle all your money goals, including why he says you should ask your boss for a 6%- 10% raise ASAP, his choice for his favorite cash-back credit card, and why you need to know the agenda of the financial company that is giving money advice before you buy into all their money rules. LINKS Buy Side from WSJ- https://www.wsj.com/buyside/author/ian-salisbury The Best Cash Back Credit Cards of 2023 article - https://tinyurl.com/etmian SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
15/03/23·41m 37s

Everything You Need to Know About Economics with Howard Yaruss

Remember that economics course you took? Yeah, me neither. Turns out that knowing what’s happening in the economy is more important than you know. Politicians are making decisions with the economy that have a direct impact on your money. So as our guest Howard Yaruss, economist, professor at NYU, and author of the new book, Understandable Economics: Because Understanding Our Economy is Easier Than You Think and More Important Than You Know, says, it’s time to start paying attention to our economy and the people making the decisions. You know all those companies laying off workers right now - that’s because of the economy. And the reason behind your $100 grocery shopping bill that was $50 last year…well, that’s because of the economy. In this episode, Howard’s spilling the beans on everything you need to know about economics, our economy, where money comes from, and how our current economy directly impacts your money. LINKS Howard's website - https://howardyaruss.com/ Understandable Economics book - https://urlis.net/etmhoward SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
13/03/23·41m 7s

7 Steps to Create Financial Freedom

Are you ready to learn how to accelerate your path to prosperity and create your financial freedom blueprint? Maybe prosperity is a dollar amount or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. In this vault episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence and create financial freedom. Links Financial Freedom Blueprint book Wealthnet Investments, LLC SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
10/03/23·38m 6s

How to Build Wealth As A Tipped Worker with Barbara Sloan

Did you know that over 5.5 million people in the U.S. are living on a tipped income? You know servers, bartenders, ushers, nail salon workers, valets, and even strippers who all rely on tips to survive financially. But, did you also know that tipped workers happen to be some of the most economically disadvantaged? If you’re a tipped worker, our guest Barbara Sloan, author of the new book Tipped: The Life-Changing Guide to Financial Freedom for Waitresses, Bartenders, Strippers, and All Other Service Industry Professionals, believes that hope isn’t lost, you’ve just got to understand the hurdles to build wealth so you can overcome them. LINKS Tipped book Tipped Finance website SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
06/03/23·42m 27s

Ask Shannah: How Getting Hornier Can Help You Save Money

The rising costs of living, you know everything from gas to eggs to rent prices is causing some people to be hornier. Yes, hornier. I’m breaking it all down in this episode of Ask Shannah. My guess is you might be wondering why in the world rising prices are making people hornier. Before we get there, this episode was inspired by a recent Ask Shannah from Gwen who said,  “Hi Shannah, I appreciate all your episodes. I’m learning so much about money it’s kinda blowing my mind. I have a sort of bizarre question that I want to run by you. My partner and I are thinking about moving in together. Not because I think we’re ready for it but honestly to save some money. Everything is so much more expensive that it’s hard to make ends meet and still have money left over for any semblance of a dating life. I know it’s a big risk to move in with someone before you are ready but honestly, I don’t know what else makes sense other than moving in and saving some money. We figured we would save around $1500ish each a month between rent, utilities, groceries, and more. What do you think?” LINKS Huffington Post article SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
03/03/23·35m 27s

5 Money Tips to Crush Your Medical Care Debt Without Going Bankrupt

How would saving $1000, $5,000, $10,000, or more on your medical bills sound to you? This is probably the most important, and most impactful episode I’ve ever done on medical debt and you’re going to want to send this to everyone you know. Over 100 million people are in medical debt and it is the leading cause of bankruptcy. But as our guest, Dr. Virgie Bright Ellington, author of What Your Doctor Wants You to Know to CRUSH YOUR MEDICAL DEBT wants you to know how to not get screwed financially the next time you or a loved one needs a procedure. LINKS CRUSH YOUR MEDICAL DEBT book Medical Debt resources SPONSORS Thanks to EveryPlate for sponsoring the podcast. Get started with EveryPlate for just $1.49 per meal by going to EveryPlate.com/podcast and entering code mymoney149. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
01/03/23·43m 27s

How to Break Generational Financial Curses That Hold You Back with Cassandra Cummings

Financial generational curses can be at the heart of so many of your money stories and play a huge role in the money decisions you make.Our guest, Cassandra Cummings, Founder of The Stocks & Stilettos Society and author of Fearless Finances says it’s time to flip the switch on financial curses and money mistakes and focus on what you’ve learned. We’re exploring what a financial curse is, how to break financial curses so you can start investing and building wealth, key investing advice for Black Women for this year, Why Black investors come with a different set of sensibilities around money than other cultures and ways to develop confidence around money.  LINKS Fearless Finances book The Stocks & Stilettos Society Cassandra on Instagram SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
27/02/23·43m 32s

Ask Shannah: 7 Ways to Stay Focused on Your Money Goals

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 ways to stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal." SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
24/02/23·30m 52s

Money Trauma Sucks: How to Stop Feeling Like a Sh*t Magnet & Start Thriving

Money trauma is real and you most likely have experienced a version of it in your life. Ever spend too much on something because it makes you feel better? Ever feel stuck in the same money patterns as your parents? Ever hold on to money tightly out of fear of spending it or just losing it? These are all examples of money trauma that our guest, Christina Foxwell, author of the new book Glass Angel, says we all go through. So how can you deal with money trauma and not let it get in the way of all the things you want to do in life? It’s tricky but it can be done. In this episode, Christina will walk you through exercises to let go of money trauma, she’ll explain how to find your triggers that lead to spending money when you don’t want to, and through her story, you’ll learn how to face your money story head-on to find healing and how to avoid feeling like your life is what she calls a shit magnet. LINKS The Glass Angel Book Christina's website SPONSORS Our sponsors make this show possible. Please consider supporting them so we can continue to bring you more new episodes! Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame FREE GUIDES + RESOURCES Download our FREE Top 25 Episode Guide Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices
22/02/23·43m 6s