Your debt questions answered in a cost of living Q&A

Inflation is soaring. The cost of living is punishing. And with it comes ever-increasing debt.



Across the UK, millions of households are running well into the red to cover their absolute essentials.



So what help is out there? What immediate steps can people take? And what happens if you simply can’t pay?


In a Q&A special, Richard Lane, an expert from the debt charity Step Change, tells Daniel Hewitt what you need to know.

For more guidance and to see Daniel's latest reports, head to our Cost Of Living Advice page: https://www.itv.com/news/topic/cost-of-living-advice


If you have fallen into debt you can get help at Stepchange.org.