The Property Podcast

The Property Podcast

By Rob Bence and Rob Dix from The Property Hub

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

Episodes

TPP622: We debate the future of property… with AI!

AI is shaking things up! This week, Rob & Rob put their 2025 property predictions to the test against AI itself – will she back their insights or call them out? Tune in to find out how AI can help you challenge your thinking and level up your property game – plus, discover the techniques to make AI work best for you.  (0:45) News story of the week.  (02:00) Rob & Rob debate the future of property… with AI!   (03:00) What did she think of their predictions?  (04:39) Where does AI think The Robs got it wrong?  (7:25) AI breaks down her probabilities for each prediction.  (9:55) AI gives the guys some harsh feedback.  (11:55) AI weighs in on their interest rate predictions.  (15:00) The big question – who’s predictions are right?  (16:00) Most important of all… who’s better looking?  (17:05) Hub Extra.  Links mentioned:  When will interest rates go down again and how do they affect mortgages?  Claude  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
13/02/2520m 52s

ASK463: How can I use the equity in my home? PLUS: How can I track mortgage rates?

It’s time for your weekly dose of Ask Rob & Rob – let’s get stuck into some brilliant listener questions!  (0:41) Jane was gifted her parents' house, now worth around £650K. Keen to kickstart her property portfolio, she’s torn between renting it out or selling to release equity for a smaller buy-to-let. With no current income, she’s unsure about mortgage options – what will Rob & Rob suggest?  (4:02) With both his personal and buy-to-let fixed-rate mortgages ending soon, Jack wants to know the best place to find a reliable resource for up-to-date mortgage data, ideally by email.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
11/02/256m 37s

TPP621: February Market Update 2025

Always take the headlines with a pinch of salt – and this week, Rob & Rob prove why as they challenge the news with their insider insights. Plus, rents are falling – wait, what? Join us for this month’s market update, where we bring you the facts, not fiction, to help you thrive as a property investor! (1:55) Let’s find out what’s going on in the market…  (2:11) How are house prices looking this year?  (5:20) Conflicting insights about build to rent schemes.  (11:02) Have rents fallen for the first time since 2019?  (12:45) Sentiment around the Renter Rights Bill.  (14:00) Updates on landlord licensing.  (16:43) Hub Extra  Links mentioned:  Sign-up for our Dubai event here  House Prices:   Zoopla house price index  Nationwide house price index  Rightmove shows 1.7% increase in asking prices  Where will house prices rise the most in the UK in 2025?  Build To Rent: Private equity steps up bets on UK rental sector  Rents: Average rents fall for the first time since 2019  Renters Rights Bill/Government: Landlord confidence improves but huge fear of Renters Rights Bill  Licensing Schemes: Landlords face borough-wide licensing as council adopts new powershttps://www.bbc.co.uk/programmes/p0db9b2t  Hub Extra: The Traitors  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
06/02/2520m 13s

ASK462: How can I use £100k to get into refurbs? PLUS: Help, I've just been handed the management!

It’s time for the latest edition of Ask Rob & Rob and we’ve got some cracking ones for you this week!   (0:43) Andrew has been dreaming of getting into property and thanks to a recent £100,000 inheritance he’s finally in a position where he can get started, but he’s wondering if Rob & Rob can shed some light on how he can find the right property and if an interest-only mortgage is the right option for him.  (5:51) Last year Jal completed on a new-build flat in London, and he’s found himself in a position where the developer has handed over the management of the block to the owners. Jal is a pretty hands-off investor, so he’s asking Rob & Rob what he should do next – should he contact the other owners, or should he leave it to his estate agent to handle?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
04/02/2510m 1s

AOB: Revealing our business goals for 2025

In our first AOB of the year, Rob & Rob waste no time diving into their biggest plans for 2025. After celebrating the best financial year ever, they’re aiming even higher - more deals, bigger deals, and ambitious growth for their £100m property business!  They share exactly how they plan to make it happen and reveal the “secret source” that changed the game for them.  Want to know more about the business they discuss? Check out Property Hub Invest here.    Links mentioned:   Learn about our first ever Dubai Event here  Check out our jobs here  Listen to Rob & Robs hotspots episode here    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest
31/01/2512m 2s

TPP620: Do THIS to make 2025 your best year yet

As we wrap up the first month of 2025, how are your New Year's property goals looking? Be honest!  Join your own personal Mr Motivators Rob & Rob as they share the steps and hard-earned knowledge they've gained from their own challenges to help you stay positive and get your property goals on track. Is this the life-changing podcast they claim it to be - tune in to find out!   (0:45) News story of the week.  (2:14) Getting self-motivated as a property investor…  (4:38) Is property investment worth being self-motivated?  (5:08) How to motivate your mindset.  (13:23) Setting actionable steps for success.  (15:13) Accountability and motivation techniques…  (19:53) How to improve your energy levels.  (21:49) Cutting out distractions for focus.  (22:48) What can you do today to make a difference?  (24:05) Hub Extra.    Links mentioned:  Tony Robbins: Unleash the Power Within  David Schwartz: The Magic of Thinking Big  Richard Branson: Losing My Virginity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
30/01/2527m 29s

ASK461: How do I stay positive? PLUS: Should I agree a rent reduction?

Rob & Rob are back to offer their advice to two more listeners!    (0:40) Despite being successful in his property investment journey, Kenny finds that owning more properties and having more free time often leads to him overthinking and worrying. He asks Rob & Rob for advice on staying positive, plus book and podcast recommendations to keep a clear, constructive mindset.  (5:30) Isaac’s tenant has requested a rent reduction, but with rising costs to cover himself, he’s unsure what to do and asks the guys for their thoughts - what will they say?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
28/01/258m 58s

TPP619: Our property hotspots for 2025

Rob & Rob are back with their hotspots for 2025, sharing their run-down of the best places to invest this year and why these locations deserve your attention.  Don’t forget to secure your spot for our free online event here!  (1:15) News story of the week.  (4:05) 2025 hotspots begin…  (4:44) Investment goldmine with fundamentals to match.  (6:35) The powerhouse city.  (8:30) One of our all-time favourites.  (10:30) An area of regeneration transformation.  (12:45) Rob & Rob’s wildcard.  (17:20) Hub Extra.  Links mentioned:  Find out more about our Dubai event here  Order Rob D’s best-selling book 7 Myths About Money  New rules ban rent in advance in Renters’ Rights Bill  Learn about the Ripple Effect  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
23/01/2519m 7s

ASK460: Is this plan too risky? PLUS: Can I avoid stamp duty?

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners!  (0:40) Sarah owns two buy-to-let properties with a total value of £700k and 50% equity in each. She’s debating taking £50K from the properties to combine with her savings to buy a third property. Worried it’s too risky, she turns to Rob & Rob for their advice.  (4:08) Currently a homeowner, Chris is looking at buying a second property to rent out. But with the increased stamp duty for second properties, he asks if there’s a way to avoid it or if it’s just something landlords must absorb.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
21/01/256m 25s

TPP618: Predictions for 2025

It’s that time of year again - Rob & Rob are back with their 2025 property predictions! Drawing on many years of experience and knowledge from running a £100m property business, they’re putting their reputations on the line once again. Will they go big or play it safe? Press play to find out!  Ready to kick-start your property investment journey in 2025? Book a FREE call with one of our portfolio managers today!  (0:55) News story of the week…  (2:25) Rob & Rob’s predictions for 2025!  (3:20) Kicking off with their predictions for house prices.  (7:45) Which cities do The Robs believe will best perform this year?  (16:45) How about rents?  (19:35) Will 2025 see rises or cuts for interest rates?  (21:25) From property to the stock market with FTSE predictions.  (25:09) Is Bitcoin back again?  (31:44) Hub Extra    Links mentioned:  Politicians propose landlords should pay compensation to tenants who are evicted  House prices predictions:  Hamptons  Savills  Rightmove  Nationwide  Rent growth predictions:  Hamptons  Rightmove  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
16/01/2539m 46s

ASK459: How do I execute the monopoly strategy? PLUS: How will leasehold reform affect me?

Let’s dive into this week’s Ask Rob & Rob as they tackle two new listener questions…  (0:47) On the verge of buying his fourth property, Mike’s considering his long-term plan and wants to know more about the Monopoly Strategy. He’s curious about how it works and when is the right time to execute it – so he turns to Rob & Rob for their thoughts and advice.  (4:50) Riz is in the process of buying an apartment in Manchester and, after reading about the Leasehold Reform, he wants to know how these changes could affect him moving forward.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
14/01/258m 21s

TPP617: 7 Myths About Money – And the truth about finding financial freedom (launch day!)

It’s here! Rob D’s latest book has officially dropped and trust us - this isn’t your typical economics read.  In this conversation, Rob explains how he wrote the book with listeners of this podcast in mind – and shares the main ways where he sees people thinking about money the wrong way...  Be sure to grab your copy here!   (0:48) News story of the week.  (2:30) Lets find out about Rob D’s new book…  (5:08) Why now, and why this topic?  (8:00) Let’s dive into the myths…  (12:04) The most controversial myth…  (18:45) Where should you be putting your focus?  (21:15) What will you learn from this book?  (23:45) Hub Extra.    Links mentioned:  7 Myths About Money Renters’ Rights Bill moves to key report stage  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
09/01/2528m 53s

ASK458: A Sneak Peek at Rob D’s New Book

It’s our first Ask Rob & Rob of 2025, and we’re starting the year with a bang as Rob D gives us an exclusive sneak peek into his brand-new book, Seven Myths About Money.  Don’t miss out on the exclusive pre-order benefits - click here to get yours now!  (0:40) This week’s mystery caller is buzzing with excitement about the new book launch and asks Rob D to spill the beans on what we can expect.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
07/01/2510m 40s

TPP616: Why Property Investors Always Win – And How to Join Them

Today, Rob & Rob discuss why property is the investment that can truly change your life. From the core fundamentals that keep it strong, even in tough times, to why 2025 could be the perfect time to take the leap, we’ve got all the insights you need to kickstart your property journey. (0:50) Why is property such a great investment – let’s find out…  (3:00) How does property investment offer long-term growth?  (4:20) The power of leverage.  (10:00) What makes property investment grow with inflation?  (11:45) Why does the rental market continue to grow?  (14:40) Why 2025 is the perfect time to start investing.  (19:29) What makes property an easy investment?    Links mentioned:  Last chance to pre-order Rob D’s new book, Seven Myths About Money (and secure exclusive bonuses!)    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
02/01/2526m 16s

TPP615: Our reflections and lessons from 2024

This Boxing Day, Rob & Rob look back on the year that was 2024 - from the property market to world events and even a bit of personal reflection. They share the latest updates on their business and how they’re gearing up for an even bigger 2025.   (0:45) How did the property market shape up in 2024?  (2:50) Latest thoughts on the 18-year property cycle.  (3:30) What been the impact of the political events?  (4:55) Reflections on 2024 as a whole.  (7:20) Rob & Rob share their thoughts and ambitions for 2025.    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
26/12/2410m 42s

TPP614: Our best episodes of 2024

As 2024 wraps up, Rob & Rob look back and share their favourite episodes of the year. Whether you’re new to the podcast or a longtime fan, this is your chance to revisit the biggest hits – or discover the gems you might have missed!  (1:25) Rob B’s must-listen episode of the year.  (3:37) Rob D’s personal favourite from this year’s lineup.  (6:45) Producer Dan shares his standout episode of the year.  (8:18) Most popular episode of 2024 chosen by our listeners.  (10:45) Hub Extra.  Links mentioned:  TPP594: Has the 18 Year Property Cycle failed us?  TPP581: 7 property disasters we've had in the last 12 months!  TPP571: Update on the silent property crash   TPP575: What on earth is happening with house prices?  TPP565: Our 2024 property predictions: Will the market crash?  TPP567: Hotspots for 2024  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
19/12/2413m 17s

TPP613: Reviewing our 2024 predictions (how did we do?)

At the start of the year, Rob & Rob made bold predictions about the 2024 property market and much more. Now it’s judgement day - did their forecasts hit the mark, or were they way off? Let’s find out!  (1:00) News story of the week.  (3:25) Let’s kick-off with The Robs’ house price predictions…  (6:25) Did they pick the winning areas, or were they off the mark?  (11:11) What about their rental predictions?  (13:35) Did they nail it or get it wrong with interest rates?  (14:45) How did they do with their FTSE 100 predictions?  (15:40) Boom or bust with Bitcoin?  (17:55) Finally let’s look back at Rob & Rob’s political predictions  (20:15) Hub Extra    Links mentioned:  Annual house price growth rebounds in November  Minister says ‘rent in advance’ of more than a month to be outlawed  Halifax house price index November 2024  Perplexity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
12/12/2423m 15s

TPP612: December Market Update

December might be here, but the property market isn’t taking a Christmas break yet! In our final market update of the year, Rob & Rob reveal the latest big new stories – from a surprising rental boom flying under the radar to the unexpected house price growth over the past year. (1:11) Let’s start by looking at house prices.  (6:07) What’s the latest on mortgage rates?  (9:05) The shock data from the rental market.  (14:30) Has the leasehold reform timeline finally been revealed?  (15:33) Is Boxing Day really one of the busiest for house viewings?  (16:51) Hub Extra.    Links mentioned: House prices:  Nationwide house price index  Zoopla house price index  UK property market surges but warnings of Budget’s impact linger  UK property sector hit by fears of resurgent inflation    Mortgages:  Mortgage approvals hit two-year high in pre-Budget rush  Bank of England’s shock warning over long term housing costs  Rents:  Private rent and house prices, UK: November 2024  Chronic shortage of rental homes to worsen due to Labour squeeze on landlords  Net migration to the UK hit record 900,000 in 2023  Latest rent control grab by politicians slammed by industry  Leasehold:  Leasehold reform timeline unveiled  Hub Extra:  That Christmas  The Ministry of Ungentlemanly Warfare  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
05/12/2421m 49s

ASK457: A question from a very special guest...

It’s the last Ask Rob & Rob of 2024, and we’re wrapping it up with a question from the one and only Kris Kringle!   (0:45) It’s official - Rob & Rob are on Santa’s good list this year, all thanks to their free content and advice that’s helped even Santa grow his portfolio! But there’s one thing he’s dying to know: what do the guys have in store for 2025?  Links:  Order Rob D’s new book here   Enjoy the show?   Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
03/12/246m 54s

AOB: How we’ll be growing our business in 2025

In this week’s wrap-up episode, Rob & Rob reveal their ambitious plans for 2025. Fresh from their annual planning, they share their strategy for boosting revenue and taking their £100m property business to the next level. After celebrating one of their best financial years yet, they discuss the power of data-driven decisions and reveal the game-changing factor that’s kept their team laser-focused and motivated to achieve this year’s goals!  Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest
29/11/2412m 21s

TPP611: Our favourite things of 2024 (Books, tech and more)

Every week, Rob & Rob bring you their top picks from what they’ve been reading, watching, listening to - and, of course, their latest AI obsessions! Today, they’re looking back and sharing the ultimate gems and life-changing hacks they now can’t imagine living without.  Plus, Rob D discusses the upcoming release of his exciting new book, Seven Myths About Money, and the exclusive perks of pre-ordering! (1:07) News story of the week.  (2:10) Rob D’s new book: Seven Myths About Money.  (3:21) The best of Hub Extra!  (3:50) Rob & Rob’s must-read books.  (13:04) What’s been the guy's favourite podcast this year?  (19:00) What TV shows have them hooked?  (25:10) The AI and tech they can’t live without.    Links mentioned:  Order Rob D’s new book here  Private rent and house prices, UK: November 2024  Books:  Elon Musk: by Walter Isaacson  Beneath a Scarlet Sky: Mark Sullivan   Taxtopia: The Rebel Accountant  Free Country: George Mahood   Podcast:  MoneyWise  The Rest Is Entertainment  Morgan Housel  Conversations With Tyler  TV:  Shogun  The Gentlemen  Race Across The World   Telemarketers   Welcome To Wrexham  Ted Lasso  Clarkson’s Farm  Tech/AI  ChatGPT Advanced Voice Mode  Perplexity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
28/11/2433m 33s

ASK456: How big is too big? PLUS: My flat has fallen in value! How do I remortgage?

Rob & Rob are back with two more listener questions!   (0:41) Matt’s curious to know at what point does a large portfolio become too much hassle, even with the help of management companies. He’s also keen to get Rob & Rob’s take on why the super-rich don’t leverage property investment as much as other assets like stocks and bonds.  (5:18) After buying his flat in London for £700K two years ago, Marco’s noticed similar properties are now selling for less and is wondering what his best remortgaging options are given the change in market value.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
26/11/249m 6s

TPP610: How to turn a small portfolio into a property empire

Ever wonder what it takes to become a property mogul? Carl Tranter has turned a modest portfolio into an investor’s dream, and today, he’s sharing everything! (0:37) News story of the week.  (3:40) Welcome Carl Tranter!  (4:15) How did Carl’s property journey begin?  (5:20) What does his portfolio look like today?  (7:30) When did Carls commercial property investments begin?  (11:05) How did he grow his portfolio so quickly?  (14:02) Did he always have a strategy and goal in mind?  (17:31) How does Carl and his business partner work so successfully together?  (20:50) Let’s learn more about his larger developments.  (27:25) How on earth does he manage it all?  (32:22) Hub Extra.    Links mentioned:  Labour set to build fewer houses than the Tories  Carl Tranter – Urbane Assets  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
21/11/2436m 9s

ASK455: Should I remortgage my home to buy more? PLUS: Who can I report this landlord to?

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions.  (0:42) Eager to kickstart her property journey, Natalie’s thinking of borrowing against her family home and switching to an interest-only mortgage to buy her first buy-to-let. She turns to Rob & Rob to see if it’s a smart move – what will they say?  (4:30) As a landlord himself, Glenn's frustrated by his vulnerable neighbour’s poor living conditions due to the neglect of the property by the landlord and asks if there's an authority where rogue landlords can be reported.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
19/11/246m 34s

TPP609: November Market Update

Love or hate him, Trump’s back - but how much will the political drama across the pond affect the UK property market? And with all the noise around the US election, let’s not overlook the recent rate cuts and what they could mean for mortgages and property prices! Tune in as Rob & Rob break it all down in this month’s market update.  Get all the latest property news every week, completely FREE, by subscribing to our newsletter here!  (0:44) Let's kick off this month’s market update.  (4:00) Are house prices at an all-time high?  (6:28) What’s happening with rents?  (8:08) The latest on mortgages.  (8:45) Quick update on leasehold reform.  (10:15) News on council licence applications.  (11:39) Hub Extra.    Links mentioned:  TPP475: The 18-year property cycle: When will the market crash?  TPP541: The silent property crash  Interest Rates Cut! Will Mortgages Get Cheaper?  House prices:  Rightmove house price index  Nationwide house price index  Halifax house price index  Rents:  Rightmove rental tracker  Leasehold:  Leasehold reforms could take five years, Labour MP admits  Council licences:  Landlord-bashing council slammed over its own property failings  Over 2,000 licence applications were approved by Hackney Council after their property licensing schemes had ended  Hub Extra:  Polymarket  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
14/11/2414m 13s

ASK454: How do I establish a property's value? PLUS: Should I rent as social housing?

Join us for this week’s Ask Rob & Rob as they answer two more listener questions…   (0:41) Shenton’s looking for the best way to conduct thorough due diligence to get a precise property valuation. With tools like Zoopla often giving broad estimates and limited data on comparable deals, he turns to Rob & Rob for their top tips.  (5:15) Chris has been offered the chance to rent his buy-to-let property through social housing, with a five-year guaranteed yield, annual rent increases, and full property maintenance. He’s wondering if this is a smart move or if it’s too good to be true – what will the guys say?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
12/11/249m 27s

TPP608: How the budget will affect the property market (and the country)

The Budget dust has finally settled, and after a week of analysis, we’re revealing the real impact on property investors.     (00:47) News story of the week  (02:12) Stamp duty changes  (12:02) The surprising outcome of capital gains tax  (14:53) Will national insurance increases affect employment?  (20:37) Labour’s first budget Overall reactions  (31:49) How will the budget affect the market?  (32:25) Hub Extra   Links mentioned:  Pre-order Rob D’s book, Seven Myths About Money  Property Hub YouTube channel  Rory Sutherland’s book    Rory Sutherland on YouTube  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
07/11/2435m 35s

ASK453: What if I can't pay the tax when I sell? PLUS: How do I get my dream job in property?

Rob & Rob are back to offer their advice to two more listeners!   (0:42) Since buying his first property in Derby in 2021, Carl’s now completing on a fourth in Doncaster, with the portfolio’s value increasing by over £80,000 in just three years! With two mortgages due for renewal in 18 months, he's considering remortgaging, but is concerned about the potential impact of capital gains tax if he decides to sell later, and it exceeds the new mortgage. He turns to Rob & Rob for their advice - what will they suggest?  (4:35) Luke’s eager to build a career in the property industry, where his true passion lies. With a background in recruitment and customer service, he asks the guys for their tips on breaking into the property world professionally.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
05/11/248m 15s

TPP607: Budget Reaction: How are property investors affected?

The wait is over! After months of anticipation, the budget announcement has finally dropped.  With endless speculation around changes to capital gains tax and more, landlords and investors have been left wondering what these updates mean for their investments.   In this episode, Rob & Rob share their candid reactions and break down the budget’s biggest announcements every investor needs to know.  Find out how these changes could impact the property world and what it means for your investment strategy – tune in now!  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
31/10/249m 39s

ASK452: Should I sell up in the south? PLUS: Is it time to cut the rent?

Happy Tuesday! Rob & Rob are back and answering two more of your questions!    (0:38) With four properties in the South-East, split between personal ownership and a limited company, Richard’s weighing up the investment potential of the area against the rest of the country. He’s considering selling and reinvesting in the North, where he believes yields and growth are more promising. But with costs like capital gains tax and stamp duty, he’s wondering if it’s really worth it. What advice will the guys have for him?  (5:38) Andy just bought a luxury two-bedroom apartment in Manchester City Centre, part of a 400-unit block mostly owned by investors. With many landlords dropping their rents to fill their properties faster, he’s wondering if he should do the same or hold out for the higher income he expected when he bought it.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
29/10/2410m 11s

TPP606: October Mortgage Market Update

With the mortgage market in flux, interest rates making headlines, and the upcoming budget looming, the big question is: what’s the smartest move right now? Today, we’ve got mortgage expert Nick with us to cut through the noise, answer the important questions, and offer expert advice on how to navigate the current market.  (0:59) News story of the week  (2:48) Our mortgage expert answers your questions…  (3:08) What’s the state of the mortgage market at the moment?  (4:05) What can people do to prepare for their applications?  (5:06) Will mortgage cuts happen and how aggressively?  (6:05) What rate should investors be aiming for?  (6:44) Are there any updates on arrangement fees?  (8:23) How will lenders cope with the increase in demand?  (10:34) What’s the latest on stress tests?  (12:31) Is there a particular product that will ease the stress test?  (13:00) What’s sentiment like now?  (15:08) Is there any improvement on down-valuations?  (17:46) Do you think the budget will have any effect on the market?  (19:02) Hub Extra  Links mentioned:  Capital gains raid risks sell-off of one million homes, Reeves warned  ChatGPT advanced voice mode  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
24/10/2421m 47s

ASK451: Can I reclaim these costs? PLUS: Are we biting off too much?

Happy Tuesday! It’s time for your latest episode of Ask Rob & Rob!    (0:45) After having his offer accepted on a property, Craig discovered potential asbestos in the Artex. When he raised this, the seller claimed they no longer wanted to sell and planned to move in, but a few weeks later, the property was re-listed for sale. After losing money on searches and other costs, Craig asks Rob & Rob if he can reclaim these expenses and how to avoid this happening again.  (4:07) Simon’s eager to kickstart his property journey and is considering jumping straight into an HMO conversion. He’s found that most lenders require experience as a landlord or HMO landlord for financing and wonders how much of a difference that experience makes in terms of mortgage rates and fees. Should he start with a small buy-to-let to gain experience and potentially save money, or go straight for the HMO with more expensive financing options?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
22/10/248m 45s

TPP605: How people REALLY get rich

Getting rich - it’s what we all dream of, right? But how do you turn that dream into reality? Today, we’re exploring Rob D’s new book, where he breaks down how people really get rich. And, yes, we’ll finally reveal the book’s name - tune in!   Pre-order the book, and claim exclusive bonuses – including a preview chapter you can read instantly: https://robdix.com/myths/   (0:53) News story of the week  (3:20) Rob D reveals the name of his new book and tells us what it’s all about…  (6:15) The “too risky” money myth and how you actually get rich…  (8:30) How risky is “too risky” and is it worth it?  (10:35) Managing the downside of taking risks  (12:25) Investing where you have an advantage   (16:20) Where does property investment fit into this?   (24:00) Hub Extra    Links mentioned:  Pre-order Rob D’s book here  Find out more about Property Hub Select  TPP308: Leverage: A property investor’s secret weapon  Huge shift in interest rate predictions as Bank of England chief says cuts could be more 'aggressive  Fresh rise in mortgage rates predicted  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
17/10/2426m 12s

ASK450: Should I over-pay my mortgage? PLUS: Did the government just find £16 billion?

It’s time for Ask Rob & Rob! We’ve two new property questions to tackle - let’s dive in!  (0:50) After completing his first property through a limited company, Louie’s looking at ways to boost profitability and wonders if making overpayments on his interest-only mortgage could be a smart move. He thinks by reducing his monthly interest it might increase his profits and asks Rob & Rob for their thoughts on this strategy.  (3:25) Prithvi’s curious about a recent comment from Rachel Reeves regarding a disconnect between government debt and the Bank of England. He believes this could create £16 billion of new spending, and wonders if Rob & Rob think this could impact the 18-year property cycle and a medium-term boost to the property market.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
15/10/246m 25s

TPP604: October Market Update

The property world was rocked by news of the Renters' Rights Bill, but that’s not all - there's been a ton happening in the market, and today Rob & Rob break it all down. Diving into the data they bring you BIG updates on house prices, latest shifts in mortgage rates, and what the upcoming budget could mean for investors. (0:35) Our exciting Property Hub Select meetup  (1:44) BIG news on house prices  (7:50) Labor / Budget / Renters Rights   (9:40) EPC improvements   (11:30) Mortgages   (14:25) Hub Extra    Links mentioned:  Property Hub Select  TPP601: Rental Reform news: Has property just changed forever?  UK Property Just Changed FOREVER (YouTube)  House prices:  Hometrack house price index  Nationwide house price index  Halifax house price index  Politics:  Argentina Scrapped Its Rent Controls  Looming tenancy reforms will make rent-to-rent agreements much riskier  EPC:  Almost 3 million homes need improvements to meet 2030 deadline  Mortgages:  Tracker mortgages jumped by a third even as rates rose  Hub Extra:  Nobody wants this  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
10/10/2416m 15s

ASK449: Do I have enough cash to invest? PLUS: Are these brokers good enough?

Rob & Rob are back with two more listener questions!   (0:44) With a £15K deposit and an average London salary, Vernon’s torn between investing now in a cheaper property in the North or keeping on saving for a higher-end buy-to-let. So, he turns to Rob & Rob for their expert advice and guidance.  (4:17) Dan’s at the start of his property investment journey. After speaking with various mortgage brokers, he asks how important it is for them to specialise in buy-to-let mortgages and be local to the area – what will the guys say?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
08/10/247m 20s

AOB: 1 critical thing every business needs (and how we built ours)

What’s your business moat? No, we’re not talking castles - it’s that special something that sets your business apart from others and stands the test of time.  In today’s episode, Rob & Rob break down the concept of a business moat and share how they built the one behind their £100m property business - and, most importantly, how they continue to maintain and evolve it to stay ahead of the competition.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest
04/10/2415m 45s

TPP603: The most connected man in property shares his secrets

What’s the topic of conversation when property’s biggest players (and most influential politicians) come together? We’re joined by Nathan Spencer, who knows – because he throws the events that get them all into the same room! In our exclusive interview, he shares valuable insights from behind the scenes, including upcoming hotspots and insider information from political circles.    (0:46) News story of the week  (4:25) We bring you our property expert…  (5:50) The Glastonbury of real estate  (7:01) Who are the attendees and what’s their objectives  (8:48) Why do MP’s go there  (10:35) What’s the key themes discussed  (12:45) Inside gossip on upcoming development areas  (15:15) Sentiment around the new government  (19:02) News on institutional investment  (21:50) Networking tips  (25:40) HubExtra    Links mentioned:  Nationwide to allow first-time buyers to borrow six times their earnings  UKREiiF  Preply  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
03/10/2427m 52s

ASK448: How do I avoid New Build scams? PLUS: Do I really need a solicitor?

Happy Tuesday! We’ve got two new great questions to tackle – let’s dive in!  (0:42) Johnny’s looking to sell his London properties and reinvest in areas with better growth potential. He’s interested in off-plan developments but is concerned after hearing about scams involving unreliable developers. Johnny asks Rob & Rob how he can ensure the developer is trustworthy and what due diligence he should do to protect himself from any potential risks.  (5:25) Gary’s wondering if he really needs a solicitor to review the mortgage for his limited company and break down all the details, or if it's straightforward enough to handle on his own.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
01/10/248m 10s

TPP602: How to invest in property like Warren Buffet

While prime property locations often steal the spotlight, could exploring unloved areas be the key to your next major investment? This week, Rob & Rob take a closer look at some overlooked areas across the UK and explore why these “unloved” locations could offer serious investment potential.   (0:55) News story of the week  (2:57) Are unloved assets a good investment?   (3:47) Unloved assets: Travis Perkins and Facebook  (6:14) How do you identify the property equivalent of Travis Perkins?  (7:24) Remember the key ingredients  (11:16) Our unloved areas  (15:55) Backing it up with data  (19:16) The best of the best  (21:31) Sharing the strategy  (22:14) Hub Extra  Links mentioned:  Interest rates held at 5%  Sign up for our free weekly newsletter, Property Pulse  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
26/09/2424m 55s

ASK447: My portfolio is growing...what next? PLUS: Should I hold or sell?

Get ready for your latest edition of Ask Rob & Rob!  (0:35) Luke’s just completed his fourth buy-to-let in South Wales and is now considering his next move. He’s weighing up whether he should continue investing in lower-value buy-to-lets or explore something new such as industrial lets.  (3:42) Tommy’s owned and lived in a 1-bed leasehold maisonette in Essex for two years, but he's now relocating to Newcastle. He wants to start investing in freehold properties within a limited company, so he’s wondering whether it’s better to sell the leasehold to invest in more properties or hold onto it for future capital growth.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
24/09/247m 28s

TPP601: Renters’ Rights news: Has property just changed forever?

The wait is over – the new Renters’ Rights bill is out, and the changes are BIG! Will Labour’s new conditions be the final straw for landlords, or are things not as bad as they feared? Join Rob & Rob as they break down the key updates and explore what this means for landlords and tenants. Has the UK property market just changed forever? Press play to find out!  Plus, check out Rob D’s YouTube video here.  (0:35) News story of the week  (2:50) The top changes from the Renters Rights bill  (4:18) Let's kick off with no-fault evictions  (14:25) What about rent increases  (17:05) No bidding wars or offers above the asking rent – what?!  (19:55) Discrimination  (20:45) The new landlord database  (22:35) When will all this happen?  (24:12) How will this affect landlords?  (30:29) Hub Extra    Links mentioned:  Join Rob D’s launch team here  Guide to the Renters’ Rights Bill  Beneath a Scarlet Sky    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
19/09/2432m 23s

ASK446: Does this certificate mean I can't sell my flat? PLUS: My property is losing money, what can I do?

From property dilemmas to investment insights, it’s time for this week’s Ask Rob & Rob!  (0:40) Mark finds himself in a challenging dilemma with his rental property in London, where he used to live. Unaware of Section 24 when initially letting out the property, he's now paying a hefty tax bill each year. He's wondering if there's a way around this or if selling the property is his best option. What advice will Rob & Rob have for him?  (5:20) After receiving the Deed of Certificate for his leasehold flat, James has discovered that because he owns multiple properties, it’s now classified as a non-qualified lease. He’s worried this could affect the flat’s value and mortgage options, so turns to Rob & Rob for their advice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
17/09/248m 7s

TPP600: September Market Update

In this special market update celebrating an incredible 600 consecutive episodes, Rob & Rob look into the latest market news – unpacking everything from diverse house price trends to how potential changes in capital gains tax may be influencing landlords’ decisions. Plus, there’s some good news on the mortgage front and a surprise twist in this week’s Hub Extra!  (0:48) What’s going on with house prices  (6:28) Are landlords selling up?  (10:20) There’s movement on the Renters’ Rights Bill  (12:02) Some positive updates about mortgages  (13:46) The latest from the world of politics   (16:25) Hub Extra (with a twist!)  Links mentioned:  Halifax: UK house price growth approaches two-year high  Nationwide house price index  Concern over housing costs hits record high across rich nations  Rise in ex-rental properties listed for sale before Budget  Rental sales appraisals rise amid landlord CGT fears  Renters’ Rights Bill set for Parliament this week  Rental bidding wars set to be banned  Lloyds Bank raises borrowing limit for first-time buyers  Coventry lowers BTL rates  James Cleverly: I would abolish stamp duty  Our Greatest Fear —Marianne Williamson  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
12/09/2420m 25s

ASK445: How do I convert growth into cash? PLUS: Can I get my lender to recognise improvements I've made?

Happy Tuesday! Rob & Rob are back and they’re answering two new listener questions!  (0:44) Owen’s curious about how you extract the cash from a capital growth-focused property portfolio. He understands that capital growth creates more wealth in the long run compared to high rental yields, but he's unsure how to access that wealth when the time comes. He turns to Rob & Rob for guidance on the best approach and whether he should rethink his overall strategy. (4:08) James wants to know if he can request a full re-evaluation of his property from the mortgage company to reflect the improvements he’s made, which could potentially increase its value.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
10/09/246m 59s

AOB: How 5% extra effort can double your results

In today’s inspiring AOB, Rob & Rob discuss the simple yet effective ways to stand out in business – whether you're an entrepreneur, employee, or a property investor. Sharing their own real-life experiences, they reveal how these principles helped them build a top-performing podcast and a £100m property business.    Enjoy the show?    Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest
06/09/2416m 26s

TPP599: What would we do if we started again?

Rob & Rob rewind the clock on their property journeys to share what they did, and what they’d do differently knowing what they do now. There’s plenty to learn from their experiences and mistakes, wherever you are on your property journey.  (0:58) News story of the week  (2:27) What would The Robs do if they started again?  (3:08) How did Rob & Rob get started in property investment ?  (11:11) Looking back, what changes would they make?  (15:10) What would they do the same?  (17:27) What they still do today  (19:40) Their biggest lightbulb moments  (22:39) Rob & Rob’s advice and guidance for you  (30:48) Hub Extra    Links mentioned:  Mortgage approvals hit highest level in two years: BoE  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
05/09/2434m 3s

ASK444: Is this Labour rumour true? PLUS: Does my refinancing plan work?

It’s time for your latest round of Ask Rob & Rob, and we’ve got some cracking ones this week!  (0:37) Andy's come across an interesting article about Labour potentially tweaking the renter's reform bill. It mentions they might introduce a French-style hardship test. Is there any real substance to this or is it just rumour mill chatter?  (3:11) Tom's got a chunk of capital and is considering a strategy to buy houses outright, refurbish them, and then remortgage to withdraw much of his initial investment. Now he’s wondering how banks will assess his remortgage applications; will it solely be based on the rental income or is there more to it?   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
03/09/248m 21s

TPP598: Is property the ultimate investment for our new economic era?

When interest rates began to rise around the world in 2022, a 30-year trend of ever-cheaper money came to an end. It’s clear that we’ve entered a completely new financial era...  And the one question on investors lips, is does property still stack up?   (0:50) News story of the week  (2:31) What is this new financial era?  (7:40) What should we be investing in?  (10:50) Asset classes we MIGHT invest in  (10:58) The stock market  (14:17) Gold  (16:31) Bonds  (18:18) Bitcoin  (20:30) How does property stack up?  (28:19) Hub Extra  Links mentioned:  10 Minute Mail  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
29/08/2431m 14s

ASK443: How do I convince my husband to invest? PLUS: What should I do when I move abroad?

Get ready for this week’s Ask Rob & Rob as the guys answer two more listener questions!  (0:40) Sam’s husband has £90K available from his pension fund, and she’s eager to persuade him to invest the money in property to help secure their financial future, rather than using it to pay off existing debt. She turns to Rob & Rob for their expert advice on how to grow their pension pot and make smart investment choices.  (4:49) Rich is planning a move to Dubai, he currently owns one buy-to-let property, with plans to rent out his current home once he relocates. With £200K coming his way next year, he’s weighing his options: should he use the money to pay off some or all of the capital on his existing properties, or invest in another property to grow his portfolio?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
27/08/248m 0s

TPP597: How often do property prices double? (Surprising data)

You often hear that property prices double every 10 years, a claim that encourages us to invest in property and buy our own homes - but is it actually true? Rob & Rob have dug deep into the data to investigate this popular belief, and it turns out we’re living in highly unusual times! Tune in to find out what they uncovered…  (0:50) News story of the week  (5:40) Does property really double every 10-years?  (8:00) The shocking discovery…  (13:50) What lies ahead?  (21:30) Hub Extra    Links mentioned:  Sign up for our free weekly newsletter, Property Pulse  Angela Rayner stops Mayor’s plan to impose rent controls on landlords  Omnos  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
22/08/2424m 44s

ASK442: How do I use the 18 year cycle when remortgaging? Is now the time to buy my freehold?

Ready for this week’s Ask Rob & Rob? We’ve got two new listener questions lined up…  (0:45) How do you use the UK’s position in the 18-year property cycle to influence your decision making with your mortgage and portfolio strategy? That’s exactly what Phillip wants to know, so he turns to Rob & Rob for their expert advice. What will they say?  (4:05) Last year, James had the chance to buy the leasehold on his property for £185K, but now the price has dropped to just £30K! He’s curious if this drastic reduction is due to potential legal changes affecting ground rent, or if there's another reason his landlord might be eager to sell.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
20/08/247m 11s

TPP596: The silent property crash: one year later

In our most popular episode of last year, we revealed a phenomenon many had overlooked - the silent property crash. It's arguably the biggest concept in property right now, affecting everyone’s wealth – but if you don’t fully grasp what’s happened, it’s nearly impossible to take the right action. Join Rob & Rob as they share the latest developments one year later and discuss what you should be doing as an investor.   (1:05) News story of the week  (6:16) The silent property crash update…  (7:15) Let’s recap what the silent property crash actually is  (9:03) What does the data tell us?  (13:14) What should you do as an investor?   (19:30) Rob & Rob’s conclusion  (20:49) Hub Extra    Links mentioned:  Halifax house price index  Landlords face £11,000 higher CGT bill if rumours true  TPP541: The silent property crash  TPP571: Update on the silent property crash  The silent property crash of 2023  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
15/08/2423m 42s

ASK441: Is this fee too high? PLUS: Will leverage always be the answer?

Let’s dive into this week’s Ask Rob & Rob, answering two new listener questions…  (0:44) Andrew's an expat investor who’s been quoted £5K for his mortgage arrangement fee, which feels steep to him. His broker says it’s due to the added risk of being overseas. He’s worried that if needs to remortgage every few years at a similar cost, it could eat into the benefits of an interest-only mortgage, especially with inflation. He turns to Rob & Rob for advice on whether this fee is fair and how it might affect his portfolio strategy.  (4:24) Adam’s curious to know whether The Robs foresee a time when mortgage companies might link their loans to inflation, potentially reducing the advantage of leverage in property investment.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
13/08/247m 5s

TPP595: August Market Update

Interest rates have been cut, but what impact will this have on the market and what does it mean for you as a property investor? Join us for this jam-packed episode, as Rob & Rob dive into all the details and stories that no one else is talking about. Plus, find out which rumour has the guys feeling uneasy.  Don’t forget, if you want to be the first to know what’s happening in the property world, be sure to sign up for our newsletter, Property Pulse.  (0:40) Let’s dive into August market update…  (3:05) What’s going on with house building targets  (8:44) The latest updates on property prices  (14:05) Some exciting and positive market news  (17:05) Are landlords selling more than they’re buying?  (18:30) Will capital gains tax be going up?  (22:16) Hub Extra     Links mentioned:  What Labour’s new policies on planning and house-building mean for landlords  Nationwide house price index  Hometrack house price index  UK leading global property recovery, says abrdn, as it moves real estate from underweight to neutral  Berkeley Homes back buying  Landlords selling more than they’re buying  Labour ‘considering’ raising Capital Gains Tax  Race across the world    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
08/08/2425m 23s

ASK440: Should I accept an off-market offer? PLUS: Is this a red flag?

Happy Tuesday! Rob & Rob are back and they’re answering two new listener questions!  (0:40) After getting his property valued, Adam received an off-market offer at the full asking price. Unsure how to handle the situation, he turns to Rob & Rob for their thoughts and advice.  (3:07) George has put an offer on a flat that looks like a solid investment with a great yield, however he’s concerned as the property has a vacant freeholder. He plans to get indemnity insurance but wants to know if the guys have dealt with similar situations and what potential issues he might face down the line.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
06/08/246m 4s

TPP594: Has the 18 Year Property Cycle failed us?

Since the early days of the podcast, Rob & Rob have been guided by a little something you may have heard of called the 18-Year Property Cycle. This has been a compass for many, designed to make property investment more predictable and help you make informed decisions.   But predictability sparks curiosity: where are we in the cycle? Is it on track... has it failed us this time around? Join us as The Robs share their views and provide answers to your questions. Will they continue to rely on the cycle, or are they finally done with it?  (0:45) News story of the week  (5:02) 18-year property cycle update…  (6:04) Lets recap on what the cycle actually is  (10:06) Why are we questioning it?   (16:27) What’s the reason it may not be playing out?  (18:30) Will The Robs continue to use the cycle?   (26:21) Hub Extra    Links mentioned:  Rayner unveils housing reform plan to get Britain building  No details of Renters Rights Bill  camelcamelcamel  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
01/08/2428m 30s

ASK439: Should I buy a home or invest? PLUS: What next for leasehold reform?

It's Tuesday, and time to answer two more of your listener questions on Ask Rob & Rob!  (0:35) Ryan lives with his parents and is eager to start property investing. He's debating whether to buy a buy-to-let property to rent out right away or to purchase a residential house to live in temporarily before renting it out. With a £50K deposit, he turns to Rob & Rob for guidance on the best route for his first investment.  (5:17) Corey's recently purchased a one-bed flat near Coventry University to add to his portfolio. With the leasehold reform initiated, he wants to know the general pros and cons and how this bill might impact his investment.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
30/07/249m 23s

AOB: 5 strategies to unlock business growth

We asked for your thoughts and heard you loud and clear – you wanted more practical business advice, and today we’re giving you just that!  Drawing from their experience running a £100m property business, Rob & Rob are tackling the ultimate goal of every business: growth! They’re sharing five core strategies to help you unlock growth in your business, along with valuable lessons learned…  Links mentioned:  Work with us: Property Hub jobs      Enjoy the show?    Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest
26/07/2413m 21s

TPP593: Mid-year check-in: What’s next for the property market?

We’re halfway through the year, making it the perfect time to check in on the property market! Tune in as Rob & Rob look back at their January predictions to see how they’ve panned out so far and discuss what might be on the horizon. Will the forecast be positive or as dreary as the weather - let’s find out!  (0:54) News story of the week  (4:10) The half-time report begins…  (5:10) Have house prices risen or fallen?  (7:25) Top performing areas in the last 12 months  (9:55) How’s London performing?  (10:35) Overall interest rates  (11:35) What do Rob & Rob make of it all?  (20:15) Hub Extra    Links mentioned:  What will be in the new Renters’ Rights Bill?  Hometrack house price index  ScreenZen    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest
25/07/2423m 43s

ASK438: Should I change my "cheap property" strategy? PLUS: Help me challenge my service charge!

It’s time for your latest edition of Ask Rob & Rob!  (0:51) Rick owns a buy-to-let property with his business partner, which provides good yields but slow capital growth. With £50K to invest, he plans to start his own property portfolio, focusing on capital growth and rapidly increasing his number of properties. Unsure of the best strategy to achieve his goals, he turns to Rob & Rob for their advice.    (5:16) Luke’s disputing the service charge on his leasehold property as the cost has quadrupled this year without any explanation. He’s requested to see individual invoices and receipts for the maintenance costs and wonders if he has the right to this detailed information and if the freeholder is obligated to provide it before he makes the payment.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest
23/07/248m 37s

TPP592: Essential summer reads for property investors

As investors, having the right mindset is crucial. The best books won't just make you think - they'll change the way you work and behave. Join us as Rob & Rob share their all-time classics and newfound favourites, guaranteed to make a difference in your life. So grab a drink, find a comfy spot, and let’s dive into our top summer reads!  (0:50) News story of the week - a triple whammy!  (2:24) Rob & Rob’s summer reads…  (2:50) The all-time true classics  (9:42) Which new books have The Robs discovered?  (18:14) If they had to pick just one book, which one would it be?  (20:04) Hub Extra  Links mentioned:  The classic books  Rich Dad Poor Dad  Richer Wiser Happier   Price of Money  Richest Man in Babylon  Can't Hurt Me  New books  Billion Dollar Whale  Taxtopia  The Great CEO Within  Die With Zero  Free Country  Hub Extra:  Spotify  Audible  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
18/07/2421m 53s

ASK437: How should I invest £200k? PLUS: What's the best use of my time?

Happy Tuesday! Tune in as Rob & Rob tackle two new listener questions…  (0:40) Matty has £200K to invest and is torn between buying a buy-to-let property in the North for cash flow or a redevelopment property in London to gain equity. She turns to Rob & Rob for their thoughts and expert advice.  (3:52) Aside from soaking up knowledge from Property Hub’s free education, Deep wants to know how else he can set himself up for success with his first property investment while he saves his deposit?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
16/07/247m 34s

TPP591: July Market Update (Election Reaction)

The votes are in, the decisions made, and this week Rob & Rob dive into the election results and what the new housing minister could mean for the property market. Plus, what never-before-discussed data have they uncovered that's got them so excited? Press play to find out!  (0:40) Election news  (2:48) The latest data on house prices  (7:45) Holiday lets – is the boom over?  (10:30) Rental news that caught Rob’s eye  (11:45) Some innovation in the mortgage market  (14:45) Hub Extra  Links mentioned:  House prices:  Zoopla price index  Nationwide price index  Halifax  Holiday lets:  Is the short-let boom over? Declining occupancy rates drive a reduction in revenues  Rentals:  17% of deposits 'don't cover rent arrears or damage by tenants  Mortgages:  Mortgage lender encourages landlords to sell to tenants at cut price  Yet more lenders slash Buy To Let rates to woo landlords  Hub Extra: Aer backpack  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
11/07/2417m 32s

ASK436: Will this income-boosting method work? PLUS: My tenants are short-changing me!

Rob & Rob are back and they’re answering two new listener questions!  (0:48) Ed’s been approached by a reputable company interested in using his buy-to-let property as a holiday let. They promise to manage everything and potentially triple the revenue for the same fee as his current letting agent. While the prospect of increased revenue is enticing, Ed worries that the offer might be too good to be true, so turns to Rob & Rob for their advice and guidance.  (5:32) Jonathan faces a dispute with his tenants who insist they were promised a rent £50 less than what is written in their signed tenancy agreement. Despite attempts to resolve the matter, they’ve only paid the reduced amount for the past two months, resulting in arrears. Jonathan wonders whether to pursue the issue or accept the reduced payments and wait for the lease to end before finding new tenants.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
09/07/2410m 30s

AOB: Our strategy to grow our business

In this transparent episode, Rob & Rob share their ambitious growth strategies for their £100m property business.  As well as sharing their plans, they discuss why “trying something new” is often the last thing a business owner should do...  Links mentioned:  Subscribe to Property Pulse   Email us: hello@propertyhub.net  Work with us: Property Hub jobs   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram - Rob Bence & Rob Dix  Give us your feedback on LinkedIn - Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
05/07/2412m 19s

TPP590: Rob & Rob go to battle (plus election news)

Rob and Rob take to the ring to settle seven of the most controversial property debates once and for all. Will there be a clear winner? Let’s find out... Plus, we also bring you the latest news on that small topic of the election!   (0:34) News story of the week  (4:20) The debate begins…  (5:12) Lets kick-off with flats vs houses  (7:25) Interest only vs capital repayments  (9:45) New build vs old properties  (12:31) Capital growth vs yield  (15:26) Hands-on vs hands-off    (18:18) Limited company vs personal name    (19:50) Property vs stocks  (24:09) Hub Extra   Links mentioned:  Buy To Let – only a third of landlords feel positive about it  Jabra Evolve2 65 Wireless PC Headset  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
04/07/2426m 57s

ASK435: Should I set up one company or many? PLUS: Should I be trying other brokers?

Happy Tuesday! We’re back with two more listener questions!  (0:43) Paul currently has three buy-to-let properties and intends to grow his portfolio to ten in the future. Each property is currently held in a separate SPV, and he's trying to decide if he should continue putting his new properties in their own SPVs or combine them all into one. Aware of the pros and cons of each method, Paul seeks advice from Rob & Rob on what to do. What will they suggest?  (5:09) Lee’s been searching for the best deal for his mortgage renewal and wonders if he should stick with the advice of one mortgage broker or talk to a few to get a better range of options.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
02/07/248m 43s

TPP589: The 5 surprising areas where property is booming

Location is everything in property investing, and this week Rob & Rob reveal the UK’s top 5 areas for property growth. Forget the usual city hotspots - these under-the-radar locations are stealing the show. Tune in as the guys share their theories on what's driving these areas' success and learn how you can leverage this information to shape your own investment strategy. Can you guess which ones made the list? Hit play to find out!  (0:49) News story of the week  (3:40) The best performing areas for property growth…  (7:25) Kicking off with city hotspots   (8:25) The top 5 performing areas revealed  (15:30) Other notable areas  (17:15) What’s driving these locations success  (19:43) Hub Extra  Links mentioned:  Labour vows to alleviate rental crisis and crack down on landlords  Hometrack UK Cities House Price Index  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
27/06/2422m 56s

ASK434: Is now the right time to sell this property? PLUS: What do I do about this arrangement fee?

It’s time for your weekly dose of Ask Rob & Rob!  (0:42) Gary’s recently inherited a flat in Notting Hill that he plans to sell and use the proceeds to invest in a cheaper property with better growth potential. But the current value is about 20% less than its original purchase price, leaving him unsure whether to hold off for better market conditions or sell now for the best possible price.  (3:28) Ryan’s wondering if he should add his arrangement fees to his mortgage or pay them off in full, so he turns to Rob & Rob for their advice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
25/06/245m 16s

TPP588: June Market Update

Get ready for one of our juiciest market updates yet, as we bring you the latest happenings in the property world, including a build-to-rent mini special packed with fascinating rental stats. But that’s not all - we dive into the hottest topic right now: the election!  What’s the latest updates? The manifestos are out, but what do they mean for property investors? Did The Robs see anything that worries or excites them? Join us as they break down all the news and share their beliefs on politics. Will they lose your vote? Let’s find out...  (0:55) The latest data on house prices  (2:20) Some interesting news on rents  (5:40) What’s happening with build to rents  (7:57) Let’s talk politics  (14:40) Hub Extra  Links mentioned:  House prices:  Nationwide house price index  Zoopla house price index  Halifax house price index  Rents:  Renters in race for homes as listing time slashed  Hometrack report  Record immigration behind a third of rent rises  Build to rent:  LGIM boss calls for fewer ‘unscrupulous’ buy-to-let landlords in Britain  Election:  General election 2024: How do the party manifestos address the housing crisis?  What does the election mean for the housing market?  Reform contract  Hub Extra:   Political Quiz  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
20/06/2420m 23s

ASK433: How do I value new build properties? PLUS: Are flats with cladding an opportunity?

Rob & Rob are back to offer their advice to two more listeners!  (0:45) Mussa is curious to know if flats with cladding still face a negative perception, even with EWS1 certificates. He seeks Rob & Rob’s advice on whether these properties offer good capital growth potential or should be avoided as property investments.  (3:48) Thomas is at a loss on how to properly value new build properties since there are no comparable ones in the area. He turns to the guys for their expertise and guidance.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
18/06/249m 8s

TPP587: How to avoid a leasehold nightmare

The most frequent questions we receive are about leaseholds, and given they make up around 40% of the property market it’s crucial for every investor to understand them. Tune in as Rob & Rob deep dive into the topic, discussing the pros and cons of leasehold vs freehold, shedding light on ground rents and service charges, and bringing you up to speed with the latest changes from the Leasehold Reform Bill.   (0:58) News story of the week  (3:27) Let’s talk about leaseholds…  (4:25) What actually is a leasehold?  (6:06) The pros and cons of leasehold vs freehold  (7:01) How about ground rent?  (9:50) Details on the Leasehold Reform Bill  (12:40) What about service charges?  (21:37) Hub Extra  Links mentioned:  Nationwide house price index  Halifax house price index  Zoopla house price index  The leasehold advisory service  The Missing Cryptoqueen  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
13/06/2423m 24s

ASK432: Who should I vote for? PLUS: Do I really need to pay this fee?

It's Tuesday, and that means it's time for Ask Rob & Rob! Join us as we tackle two new listener questions…  (0:44) Tom wonders what property investors should be looking for in each party's manifesto for the upcoming July election. He's curious if any appear to favour landlords and investors and which might introduce stricter policies. He turns to Rob & Rob for their insights to help him decide who to vote for based on his investment strategy.  (2:44) Jalon received a payment request from the Information Commissioner's Office and wants to know if the fee is something he’s required to pay as a small property investor.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
11/06/245m 6s

TPP586: Should property investors be scared of Labour? (Election special)

It's the topic that sparks the most passionate debates: politics! With the unexpectedly early election just around the corner, what does this mean for the property market, and will a potential new government bring significant changes? Join us as Rob & Rob tread on dangerous territory, sharing their thoughts and opinions on the possible impact of a Labour government!  (0:40) News story of the week  (2:49) Let’s get into it…  (3:20) What’s happened as a result of the election being called early?  (6:40) What will happen in the run-up?  (8:40) What will happen if Labour win?  (16:30) What do we make of it all?  (22:18) Hub Extra  Links mentioned:  UK house prices in surprise rise in May  Airbnb Bonanza - huge rise in short let property numbers  Arc Browser  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
06/06/2424m 31s

ASK431: Would you rent to someone with a CCJ? PLUS: What type of company should I set up?

Let's dive into your questions and get some answers on this week's Ask Rob & Rob!  (0:38) A potential tenant with a CCJ has applied to rent Chris's property. The tenant has a guarantor, and the lettings agent offers a protected rent scheme. He wonders if this provides enough protection or be cautious and asks Rob & Rob for their advice.  (3:10) Ashley’s at the start of her property journey and unsure whether to set up an SPV or a limited company. She wants to know the difference between the two and which option would be best for her situation.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
04/06/245m 25s

AOB: What do Rob & Rob actually DO?

In this candid peek behind the curtain, Rob & Rob delve into what they actually do on a day-to-day to keep their £100m property business running.  From handling operations to marketing and growth initiatives, they get raw about their current roles and responsibilities - and how the wrong role had Rob D considering if it was his time to leave the business...  Links mentioned:  Rob Dix’s Instagram  Rob Dix’s LinkedIn  Rob Bence’s Instagram  Rob Bence’s LinkedIn  Subscribe to Property Pulse  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
31/05/2417m 22s

TPP585: Reviewing 3 real listener deals: Which would we buy?

Running a £100m property business means Rob & Rob have spent countless hours analysing deals and today they’re delving into three investment opportunities our listeners have sent in!  They share their decision-making process, break down the pros and cons, run the numbers, and reveal which deal they’d be happy to invest in.  (0:49) News story of the week  (1:51) Real listener deals…  (2:12) Deal 1: Two-bedroom apartment in Sheffield city centre  (19:27) Deal 2: Four-bedroom detached house in Bath  (26:49) Deal 3: Three-bedroom semi-detached house in Liverpool  (35:20) Which deal would Rob & Rob buy?  (39:57) Hub Extra  Links mentioned:  Zoopla period properties upkeep  Property Log  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
30/05/2441m 29s

ASK430: What should my retirement portfolio look like? PLUS: How do I plan for a Labour government?

It’s Tuesday, so here’s your latest round of listener questions!  (0:31) Simon is starting to plan his retirement, and due to his personal situation, he’s looking for an inflation-proof income. He’s a complete property investment novice and has around £150,000 to invest, and he’s wondering what strategy would be best for him and his goals.  (6:06) Geoff is planning to invest £100,000 over the next 25 years, starting with two flats later this year, but he’s wondering if tactically he should do anything different if a Labour party come into power.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
28/05/2410m 49s

TPP584: How to never pay full price for property

Today’s episode is all about saving you money. Rob & Rob are strong believers that you should never pay full price for a property, and today they’ll be revealing all the ways you can bag yourself a bargain. (0:46) News story of the week  (3:36) You don’t have to pay full price for property  (4:04) Why you should buy at a discount  (6:20) Is it a true discount?  (9:19) How do you get a discount?  (18:32) It’s a numbers game  (19:38) Don’t fixate on the discount  (22:07) Hub Extra  Links mentioned:  Official - Labour will NOT introduce rent controls if it wins election  Has Labour’s secret rent control plan been revealed by accident?  Booking.com  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
23/05/2426m 44s

ASK429: How do I handle a move to China? PLUS: Will this US court case affect the UK?

Ask Rob & Rob has gone international! This week we’re bringing you two more listener questions, and this time, they’re all about geo-politics, international law and how this can affect UK property investment.  (0:47) Adam’s work are asking him to consider a move to China, but he’s concerned about how the country’s corruption index will impact his mortgage options and if the situation will worsen. He’s hoping Rob & Rob can offer some insight into whether they think this would be too risky of a move...  (4:28) Noel has been listening to a US personal finance podcast, and he’s wondering if the recent class-action case against The National Association of Realtors will have a knock-on effect on the UK property market?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
21/05/247m 52s

TPP583: How we manage million-pound portfolios in 1 hour per month

What’s holding you back from investing in property or scaling up your current portfolio? For a lot of investors, it’s time. Time is our most valuable asset, but after over a decade in property, Rob & Rob have mastered managing their portfolios – so much so, that they can do it in less than 60 minutes per month.  (0:45) News story of the week  (4:00) The Property Podcast LIVE  (4:22) How to invest with no time  (7:17) The 3 main components  (8:32) Sourcing property  (11:29) Property management  (13:53) Your strategy  (15:59) How to implement it  (18:02) Become the CEO of your portfolio  (21:50) What is your time worth  (23:27) Hub Extra  Links mentioned:  Savills upgrades five-year forecast for UK house price growth  UKREIIF – The Property Podcast LIVE  Toggl Track   Scanner Pro  Claude Ai  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
16/05/2426m 38s

ASK428: How would you invest £50k? PLUS: Can I make my tenants maintain the garden?

It’s time for the latest episode of Ask Rob & Rob!  (0:42) Ben wants to start investing in property but he’s lost on where to begin. He’s absorbed all our content online and determined his goals. Now he’s moving back to Liverpool, he thinks he’d like to take advantage of his local knowledge and potentially buy his first investment here, but he’s hoping Rob & Rob can share their advice for the safest investment he can make for his first plunge.  (6:01) While Derek has previously experienced no problems with his tenants, recent complaints from the neighbours indicate a lapse in garden maintenance. Despite his efforts to equip them with necessary tools, such as a lawnmower, during his last visit, there has been no improvement. Now, Derek is wondering what he should do next, and if he should issue them a Section 21 Notice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
14/05/248m 36s

TPP582: May Market Update

It’s the most talked-about topic in the property world right now: the Renters Reform Bill. After finally making its way through the House of Commons, the bill seems close to being passed – but what does this mean for property investors? We also look at an unexpected move for house prices, talk about the latest Bank of England moves, and find a surprise lurking in the rental data.  (0:35) Renters reform bill - the facts and our opinions  (9:35) A house price surprise  (13:30) Let’s look at mortgage rates  (17:28) What’s the latest data on rents?  (20:02) Hub Extra  Links mentioned:  Property Hub YouTube - Landlords: Is this the end?   House prices:  Nationwide house price index  Halifax house price index  RICS resident market survey  Mortgages:  Traders bet against sterling in belief BoE will cut rates by summer  Rents:  Rightmove rental tracker  Hub Extra:  Dial a pilot  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast         Subscribe to our YouTube channel      Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
09/05/2423m 11s

ASK427: Should I diversify between cities? PLUS: Help! I don't have a tenancy agreement!

Rob & Rob are back to offer their advice to two more listeners!   (0:45) Alan has two buy-to-let properties in Nottingham and is considering investing further in the near future. He’s curious to know if he should diversify his portfolio by investing in a different location and turns to Rob & Rob for their advice.  (3:45) Pete bought a property at auction two years ago, already tenanted, with plans to renovate it while the tenant stayed. He now needs to sell as his circumstances have changed, however he never got the tenant to sign a new lease under his name. He wonders if he can still give the tenant notice to leave, and what implications this may have if his name isn't on the lease.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
07/05/246m 48s

TPP581: 7 property disasters we've had in the last 12 months! (PLUS: Big evictions news)

It’s not always plain sailing being a property investor, but no one talks about the stuff that goes wrong - until now! Join us as Rob & Rob share their painful disasters this year. From costly leaks to trashed flats, unpaid rent and busted boilers, they delve into the property problems they couldn't control and the ones they admit were on them. Why? So you can take away valuable lessons from their experiences and avoid making the same blunders. Also don’t miss the chance to get The Robs’ opinions on your own property deals!  (0:45) News story of the week: The renters reform bill  (6:52) Rob & Rob will review your deals!  (7:25) Rob & Rob each share seven disasters this year…  (8:40) The unforeseen problems outside of their control  (11:30) The Robs painful mistakes  (21:10) Lessons learnt  (25:29) Hub Extra  Links mentioned:  Rob & Rob - Critique My Deal  Michael Gove can't guarantee no-fault eviction ban before election  Property Hub YouTube - Landlords: Is this the end?  Udio  Suno  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!       Subscribe to the Podcast            Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse       Find out more about Property Hub Invest    See omnystudio.com/listener for privacy information.
02/05/2427m 39s

ASK426: 4 questions about taking equity out of my portfolio

Join us for a special episode of Ask Rob & Rob, as they tackle ONE complex question from an avid listener…  (0:56) Remco’s recently completed the purchase of his second property through Property Hub Invest. While eager to continue expanding his portfolio, he faces the dilemma of having insufficient funds for a deposit and is reluctant to invest more of his personal savings. As a solution, he’s considering leveraging the equity from his properties, but with numerous questions about the process and its feasibility, he turns to the guys for their help and guidance.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
30/04/249m 47s

AOB: Going behind the scenes of a £100m property business

Welcome back to AOB where Rob & Rob share the backstage inner workings of a £100m property business.  In today's episode they give you an inside look at their operations: the mechanics of their workplace, specialised teams, and the challenges they face head-on.  Links mentioned:  Property Hub jobs  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
26/04/2415m 57s

TPP580: Worth it or not? We judge different property expenses

With so many property services out there, it can be tough to know which ones are worth your hard-earned cash. Join Rob & Rob for a lively debate (and a fair bit of disagreement) as they break down the must-haves, the ones to avoid, and those that could go either way based on your situation. (0:40) News story of the week  (6:06) Let’s talk property services…  (6:40) Which should you pay for?  (15:14) Those NOT worth paying for  (18:40) The ones that depend on you…  (27:46) Hub Extra  Links mentioned:  The house price charts that show why now is the time to buy  Beneath the jargon, Bernanke delivers devastating critique of the Bank of England  Neom - The Line - The Rise and Fall of Saudi Arabia's Linear City  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!      Subscribe to the Podcast           Subscribe to our YouTube channel   Sign up for our free weekly newsletter, Property Pulse      Find out more about Property Hub Invest   See omnystudio.com/listener for privacy information.
25/04/2430m 7s

ASK425: How do I research a developer? PLUS: Will my Ltd Co pass the stress test?

It’s time for your latest episode of Ask Rob & Rob!  (0:45) Charlie’s gearing up to diversify his portfolio by purchasing his first off-plan property. While he’s mindful of the potential pitfalls, he’s hit a roadblock when researching the developers. Seeking guidance, he turns to Rob & Rob for their expert advice and insights.  (7:14) James wants to know why higher-rate taxpayers undergo a 145% stress test compared to the 125% for basic-rate taxpayers. He’s also curious about the typical rate applied for limited companies and asks the guys for more information to gain a better understanding.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
23/04/2411m 13s

TPP579: Using AI to become a superhuman property investor

It’s the powerful tool that’s swept the globe and if you’re not using it yet, you’re missing out – we’re talking about artificial intelligence! Tune in as Rob & Rob share the tools and techniques they use daily to save time and money with their property investments and in business. (0:45) News story of the week  (3:48) Are you using AI?  (5:10) General tips to unleash AI’s full potential  (12:00) Real-life examples of AI in action  (20:20) Try it for yourself  (22:12) Hub Extra  Links mentioned:  Britain’s staycation boom may be over as bookings dry up  ChatGPT  Claude  Gemini  Whisper API: Mobile  Whisper API: Browser plugin  The AI advantage  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!     Subscribe to the Podcast          Subscribe to our YouTube channel  Sign up for our free weekly newsletter, Property Pulse     Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
18/04/2424m 7s

ASK424: Should I pay this arrangement fee? PLUS: Is it time for a hands-off strategy?

Rob & Rob are back with more listener questions!   (0:45) Ross is curious about the best way to pay his arrangement fees. Should he use his own cash to cover the fees upfront or add them to his mortgage? Aware that the latter option will incur interest charges over time but may potentially benefit from inflation, he turns to Rob & Rob for their advice.  (3:55) Hollie's original game plan involved flipping properties in her local area of Portsmouth, utilising her partner's building expertise for renovations. However, she's having second thoughts and wonders whether a hands-off strategy in a property hotspot could offer better capital growth. Seeking guidance, she turns to the guys for their thoughts on her potential shift in direction.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
16/04/247m 53s

TPP578: April Market Update

With inflation dropping to its lowest point in 2.5 years and talk of interest rate cuts, what does this mean for the property market? Tune in as Rob & Rob bring you up to speed on the month’s biggest news stories – including yet more shocking political developments...  (0:44) The unexpected surprise for our economy  (2:05) Are interest rate cuts on the way?  (3:25) What’s the latest on the housing market?  (6:50) How’s the rental market looking?  (9:35) Let’s talk politics – rental reform bill…  (10:26) “Do as the rich do, not what they say”  (12:55) Hub Extra  Links mentioned:  Economy:  UK inflation falls to 3.4% in February  Interest Rates:  Rate cuts are ‘on the way’: BoE’s Bailey  The Mortgage Works cuts BTL rates  Housing Market:  Annual house price growth edges up in March  Rightmove house price index  Share of first-time buyer sales hits record high  Rental Market:  Landlords could be banned from raising rent under radical SNP crackdown  Generation Rent claims rent control proposal still not tough enough  Zoopla UK Rental Market Report – March 2024  February data points to normalising lettings market: Foxtons  Rental Reform Bill:  Gove bringing Renters Reform Bill back to Commons in mid-April  Angry tenant groups slam Renters Reform Bill changes  Misc:  YouTube: If You Want To Buy A House, Buy NOW  Wealthy investors plan to raise UK property holdings: Investec  Lime App  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!    Subscribe to the Podcast         Subscribe to our YouTube channel       Sign up for our free weekly newsletter, Property Pulse    Find out more about Property Hub Invest    See omnystudio.com/listener for privacy information.
11/04/2414m 45s

ASK423: Are studio flats worth buying? PLUS: Have prices really fallen as far as you say?

Rob & Rob are back with two NEW questions from our listeners!   (0:45) Dan’s wondering if studio apartments are worth considering for investment if they tick the boxes financially and are located in desirable areas with good prospects for capital growth. Seeking advice, he turns to Rob & Rob for their thoughts and insights.  (3:27) Discussing the "silent crash" featured on The Property Podcast, Anth finds himself questioning if a crucial point may have been overlooked...  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
09/04/247m 52s

TPP577: Cashflow vs Capital Growth: Which wins?

The age-old battle between Cashflow vs Capital Growth has been a passionate debate among investors for far too long. Is there a clear winner and should you prioritise one over the other, or can you have the best of both worlds?  Join us as Rob & Rob draw from over a decade of industry experience offering their perspectives from both angles to help you decide which is best for you and your own strategy. Let the showdown begin…  (0:54) News story of the week  (2:18) Let the debate begin!  (3:20) A brief overview of each…  (6:10) Let’s look at the benefits for cashflow  (8:30) The advantages of capital growth  (11:00) Who wins the battle?  (15:42) Hub Extra  Links mentioned:  Duke of Westminster’s property group launches £900mn lending arm  Inside Man  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast        Subscribe to our YouTube channel      Sign up for our free weekly newsletter, Property Pulse   Find out more about Property Hub Invest   See omnystudio.com/listener for privacy information.
04/04/2418m 29s

ASK422: Where to invest in East Anglia? PLUS: What should I do about my mortgage renewal?

Welcome back to another episode of Ask Rob & Rob!  (0:45) Luke’s gearing up to buy his first home, which he intends to live in while subletting the extra rooms for rental income. He's keen on investing in East Anglia and turns to Rob & Rob for their advice on the best places to explore, along with key fundamentals to look for in the area.  (4:22) Jo’s attractive mortgage rates on her buy-to-let properties are ending soon, and her broker suggest remortgaging with the current lender due to low rental income. She plans to increase her rents, and wonders whether to invest more money into the properties to potentially get a better mortgage or follow her broker's advice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
02/04/248m 40s

AOB: How focus has grown our business (and how to find it yourself)

In this month’s AOB episode, Rob & Rob discuss the importance of focus in business, as they give the latest updates from behind the scenes of their £100m property business.   They delve into the impact of focusing on fewer goals and not getting distracted by ‘shiny objects’ to make progress towards your main mission. Sharing their recent experiences and life lessons, they aim to improve your business focus and provide practical strategies for staying on track.  Also, they give their insights into the current market, noting an improved sentiment as confidence appears to be returning across all levels and shown in new investment opportunities.  Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
29/03/2415m 5s

TPP576: Mortgage Market Update

The mortgage market has been tough recently, with rates forever changing and mortgages being pulled unexpectedly. The markets are anticipating rate cuts later in the year – but will that translate into cheaper mortgages, and what should investors be doing now?  Today, we've got our expert Nick Shepherd on board to help untangle the craziness of it all, giving you the scoop on what's happening now, what the future holds and what you should do if you're thinking about getting a mortgage in the near future - tune in!  (1:07) News story of the week  (2:47) Would you like to work at Property Hub  (3:24) Q&A with our mortgage expert Nick  (4:20) What’s been happening in the mortgage market?  (5:14) What impact does the recent BOE base rate announcement have on the market?  (5:51) Is now the time to lock in a new fixed product or is it worth waiting a little longer?  (6:25) If mortgage rates become more favourable for borrowers, do lender fees also improve?  (6:55) What rates and fees should investors be seeking out?  (7:16) What kind of rates should people be stress testing at?   (7:45) What’s your thoughts on investors having difficulties refinancing due to rental cover requirements?  (8:23) Should we anticipate higher deposits or increased equity in refinancing will affect loan-to-value ratios?  (9:22) What’s the latest getting new mortgages, both new purchases and refinances?  (9:52) Are valuations improving?  (10:21) What advice would you offer investors currently seeking a new mortgage or refinancing?  (10:50) How do you foresee the mortgage market shaping up over the next 6-12 months?  (13:55) Hub Extra Links mentioned:  Zoopla rental market report - March  Property Hub jobs  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast       Subscribe to our YouTube channel     Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
28/03/2415m 58s

ASK421: Is Kent a good place to invest? PLUS: How do we split profits fairly?

Rob & Rob are back with two more listener questions!  (0:42) Sylvia’s thinking about investing in Kent’s district, rumoured to be an up-and-coming area undergoing regeneration. But she's wary about the truth behind these whispers and the time it may take for the investment to pay off. Today she’s turning to Rob & Rob for their expertise on regeneration projects.  (4:15) Becca aims to kick off her property journey by flipping properties with her partner and potentially other investors in the future. She wants to know the best way to structure the company so profits are fairly distributed, as she'll be putting in the cash while her partner does most of the labour.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
26/03/248m 43s

TPP575: What on earth is happening with house prices?

Against all expert predictions - house prices are on the rise! But what are the factors driving this phenomenon and what impact does it mean for you? Tune in as we dig into what’s going on behind the data, to help you make better decisions about your own investments. And that's not all! Be sure to mark your calendars for our free webinar with Rob & Rob, as they share their own investment strategies and successful deals they’ve made. (1:06) News story of the week  (2:34) Claim your spot for our special webinar  (3:40) What on earth is going on with house prices  (4:50) Let’s look at house prices globally  (6:50) Rewind on what the experts predicted for 2024  (8:15) Why have house prices not fallen?  (15:25) What’s the chances of a property crash  (17:50) Is this a property boom or just a temporary growth  (21:20) What should you do when executing your property strategy  (24:16) Hub Extra  Links mentioned:  Sign-up to our FREE webinar  Global house prices rebound as economists predict turning point  TPP541: The silent property crash  The silent property crash of 2023  Fiverr  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast       Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse   Find out more about Property Hub Invest   See omnystudio.com/listener for privacy information.
21/03/2428m 7s

ASK420: Does borrowing make sense anymore? PLUS: Should I start in commercial or residential?

The place where YOUR questions get answered – it’s Ask Rob & Rob!  (0:40) Alex works in commercial property, so that's where his background and know-how are. But commercial properties need more money upfront and have higher loan rates compared to residential ones. So, Alex is reaching out to Rob & Rob to get their take on which investment path he should go down.  (3:52) Alan's got a handful of properties that he owns free and clear. He's picked up on the fact that interest rates are climbing, and knows he can use those interest payments to lower his tax bill. That's got him thinking - does it make sense for him to start borrowing?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
19/03/248m 15s

TPP574: March Market Update

It’s our spring budget update special, bringing you all the vital information from the House of Commons that affects all property investors. And holiday let owners beware we have some important updates that you might not like! Join us as we uncover news that could be cause for celebration or a reason for sleepless nights…  (0:57) Spring Budget – what happened?  (8:00) Bad news for holiday let owners  (12:00) Some positive news for house prices  (13:40) Next week’s special episode on house prices  (14:20) Mortgage news from our expert  (16:06) Is the rental boom over?  (18:14) Hub Extra: eBay tips… Links mentioned:  Holiday Lets:  Short term lets rules to protect communities  UK lender trials ban on new holiday let mortgages for tourist hotspots  House Prices:  Rightmove house price index  Nationwide house price index  Halifax house price index  Mortgages:  Property Hub Select  Rents:  Rightmove rental tracker  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast       Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse   Find out more about Property Hub Invest   See omnystudio.com/listener for privacy information.
14/03/2421m 8s

ASK419: Should I get into rent-to-rent? PLUS: Will this reduce my tax?

It’s time for another round of listener questions!   (0:44) Tom’s contemplating investing in rent-to-rent schemes endorsed by reputable industry figures. Despite appearing like a promising and lucrative investment, he’s concerned about potential scams and seeks advice and guidance from Rob & Rob.  (5:50) We’ve got yet another Tom who’s debating the ever-popular dilemma of whether to invest his portfolio in his own name or through a limited company. He’d like to know the best way to set-up and operate his business to minimise tax expenditure.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
12/03/249m 36s

TPP573: A masterclass from a lettings expert

Securing a promising property investment is just the beginning: the next challenge is ensuring its effective management. Join us for a masterclass featuring insights from a lettings expert, who teaches us a few tricks we’d never previously considered...  (1:00) News story of the week  (2:10) Q&A with our lettings expert Will…  (3:40) What are the key contributions a letting agent offers?  (6:50) What separates a good lettings agent from a bad one?  (9:30) What questions do investors ask to determine if you’re suitable for the job when considering your services?  (10:58) What’s the best way for investors to work with a letting agent?   (12:26) What should investors aim to achieve when negotiating rates with potential letting agents?  (15:05) What tends to be the best properties to manage?  (15:40) Which properties cause the most hassle?  (16:25) If an investor has a difficult tenant, what course of action would you advise?  (18:20) If an investor is unhappy with their current letting agent, what can they do?  (26:35) Hub Extra: A new AI tool…  Links mentioned:  Property Hub Magazine  Will Brandley - Slater and Brandley Lettings  Perplexity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
07/03/2429m 32s

ASK418: Should I go into property full-time? PLUS: Would this tax incentive work?

Happy Tuesday! We’re back with two more listener questions!    (0:45) Tom's in the process of selling a property and stands to make a large chunk of money. Contemplating quitting his day job and moving into full-time property investment, he turns to Rob & Rob for their thoughts and valuable advice.  (4:48) Jack’s had a brainwave that he’s thinking about sharing with his local MP and asks the guys what they make of his idea and if it already exists. Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
05/03/247m 7s

TPP572: Buy To Let mortgages explained by experts

Ever wondered why savvy investors turn to mortgages for their buy-to-let properties? Join our mortgage experts as they unveil the reasons, highlight the benefits, and guide you through the workings of this strategic financial approach.  (1:00) News story of the week  (3:31) Using mortgages for property investment…  (4:20) Why do investors use buy-to-let mortgages?  (5:38) What’s the main benefits of using a mortgage?  (6:05) How do they work?  (6:40) How much can you borrow?  (7:50) Are you locked into a mortgage until its paid off?  (9:08) Should investors opt for a fixed or variable rate mortgage?  (10:18) How difficult is it to get a buy-to-let mortgage?  (10:58) What can you do in preparation for your application?  (12:18) What’s the difference between acquiring a mortgage under a personal name or a limited company?  (13:40) How do investors determine borrowing and payments?  (14:32) Why use a broker?  (18:20) Hub Extra  Links mentioned:  Financial Times  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
29/02/2421m 15s

ASK417: What shall I do with this equity? PLUS: Am I crazy to apply again?

Join us for this week’s Ask Rob & Rob as they answer two more listener questions… (0:49) Sally has accumulated a good amount of equity in her buy-to-let property. With the mortgage due for renewal next year, she seeks some advice from Rob & Rob on the various options she can explore.  (4:16) Josh’s mortgage application has been declined due to the property being above a commercial unit. He’s cautiously considering other options available to him and turns to Rob & Rob for their thoughts on the situation.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
27/02/248m 44s

AOB: How to stop your own issues f**king up your business

In this latest behind-the-scenes look at a £100m property business, Rob & Rob delve into the current state of the property market - sharing first hand insights from their interactions with developers and the property deals they’ve been working on.  They then hold an impromptu therapy session - examining their past mistakes, and how entrepreneurs can avoid projecting their own shortcomings onto their business.  Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
23/02/2415m 27s

TPP571: Update on the silent property crash

It’s the topic that seems to be flying under the radar – the silent property crash! Join Rob & Rob as they give a recap of what the silent property crash is, its current status and what this could mean for the property market.  (1:07) News story of the week   (1:55) The silent property crash  (2:25) What is the silent property crash and why is it crucial to understand it?  (3:45) Is the crash still ongoing?  (5:42) What’s going to happen next?  (13:14) Hub Extra: A great life-hack…  Links mentioned:  Rightmove House Price Index  TPP541: The silent property crash   The silent property crash of 2023  Listen Notes  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
22/02/2416m 10s

ASK416: Is it time to look at London? PLUS: Should I consider these commuter towns?

Rob & Rob are back to offer their advice to two more listeners about investment in the capital!   (0:52) Neville is intrigued by the attractive current yields available in London and noting that capital growth hasn't matched that of other cities in the UK, wonders if it offers better value now than previously?  (3:47) Charlie asks Rob & Rob for their advice on well-performing investment areas that benefit from exposure to the London market.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
20/02/246m 20s

TPP570: How to find the best places to invest

In this week's episode of The Property Podcast, Rob & Rob discuss the exact tools they use to establish strong property fundamentals when analysing potential investment locations. They cover key factors such as employment, transport links, education, and regeneration, providing practical tips and specific tools for research.  You'll learn...  - How to assess employment fundamentals using tools like LinkedIn Jobs and major employer searches.  - Techniques for analysing transport links, including rail, bus, and airport proximity and services.  - The importance of evaluating education factors like schools, universities, and local amenities.  - How to identify regeneration potential in an area using news searches and investment websites.  (0:45) News story of the week   (2:24) The five fundamentals begin…  (3:24) Tools to access employment data for a location  (4:44) How to analyse various types of transport links   (9:10) Techniques to evaluate education fundamentals  (10:58) The importance of accessing local amenities  (12:46) How to scope out potential regeneration projects in an area   (17:22) Hub Extra: Save money on your next holiday!  Links mentioned:  Halifax house price index  Indeed job search  Rightmove  Trainline  Commuter maps  Bustimes.org  Google maps  The good schools guide  Complete university guide  StreetCheck  Hotels.com  Booking.com  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
15/02/2421m 50s

ASK415: What can I do about my short lease? PLUS: I'm paying too much tax!

It’s Tuesday, and it’s Ask Rob & Rob!  (0:42) Gary purchased a flat two years ago with a 65-year lease. The mortgage is due for renewal and has dropped onto a follow-on tracker with an 11% interest rate. Should he renew the lease or hold off for another year?  (4:55) The rental income from Nelly’s latest property investment has taken her into the higher tax bracket. She’s considering transferring the property into a limited company and asks Rob & Rob for their valuable advice.  Enjoy the show?  Leave us a review on Apple Podcasts – it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
13/02/248m 11s

TPP569: February Market Update

Interest rates remain the same, but what does this mean for the property market? Tune in as Rob & Rob give you this month’s key information on rents, mortgages, government shenanigans and more!  (1:10) Interest rates update  (1:43) Big news on house prices  (7:10) Rents slowly increase  (8:57) Mortgage approvals are up again, but what about the rates?  (10:06) What’s going on in the House of Commons  (15:25) Hub Extra: The Price Of Money  Links mentioned:  House Prices   Nationwide house price index  Zoopla house price index  Monthly sentiment survey from RICS members  Rents  Rightmove rental trend tracker  Mortgages  Bank of England money and credit  Politics  IFS -It's time to stamp on a tax that penalises landlords and renters  Landlords welcome pragmatic amendments to rental reform plans  What will happen to the Renters (Reform) Bill should Labour come to power?  Sunak considers radical plan for 99% mortgages to help first-time buyers  Follow Rob B & Rob D on LinkedIn  Purchase Rob D’s book The Price Of Money here  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!    Subscribe to the Podcast     Subscribe to our YouTube channel      Sign up for our free weekly newsletter, Property Pulse   See omnystudio.com/listener for privacy information.
08/02/2419m 19s

ASK414: Is Liverpool still worth investing in? PLUS: My service charge has rocketed!

Rob & Rob are back to offer their advice to two more listeners!  (0:40) Jordan already owns two investment properties in Liverpool and is debating buying a third. He’s curious to know if Rob & Rob think it’s worth investing in the area further or diversifying his portfolio by purchasing a property in a different location.  (4:58) Kay has noticed a considerable rise in service charges and asks the guys advice on how to check the accuracy of these increases and the correct process to challenge them. Links mentioned:  The Leasehold Advisory Service  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
06/02/247m 59s

TPP568: Do NOT invest here in 2024

This week Rob & Rob toe the line, as they run through the places to avoid investing in 2024. Tune in to find out why and see if you agree!  (0:50) News story of the week…   (1:45) An exciting opportunity for our listeners!  (2:41) What areas should you avoid in 2024?  (3:05) The seaside resort that’s reached its peak  (4:00) A great holiday spot with oversupply  (5:21) Avoid new build projects in this area  (6:54) A magnificent city with limited growth  (8:00) The anti-landlord area  (9:25) When compelled to pick one of these areas, which do Rob & Rob choose?  (11:43) The area Rob & Rob would avoid at all costs  (13:50) An area that’s missing their own fundamentals  (17:17) Hub Extra: ChatGPT Links mentioned:  Subscribe to our Property Hub Magazine  Email our magazine editor with your story here  Sunak considers radical plan for 99% mortgages to help first-time buyers   ChatGPT  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast    Subscribe to our YouTube channel     Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
01/02/2422m 24s

ASK413: Is it time to deleverage? PLUS: Can I purchase a buy-to-let property as a foreign national?

It’s time for your latest episode of Ask Rob & Rob!  (0:42) Emily’s kept the properties in her portfolio at 75% LTV and used the equity for new investments. However, she’s concerned about putting herself in a vulnerable position in today’s market and asks Rob & Rob for their thoughts and opinions.  (4:49) Tenda hopes Rob & Rob can shed some light on the obstacles he faces trying to purchase a buy-to-let property as a foreign national.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
30/01/247m 37s

AOB: We're back in business!

Welcome to a new monthly series that gives you exclusive behind-the-scenes access to a property business that does over £100m of deals per year! In today’s episode, Rob & Rob reflect on the past year and discuss the challenges they faced, difficult decisions, and dealing with tough market conditions. They share their plans for the year ahead, and the surprising things they’ve noticed about the property market so far in 2024... Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Message us on Instagram Rob Dix & Rob Bence - we’d love to know what your thoughts are!  See omnystudio.com/listener for privacy information.
26/01/2415m 19s

TPP567: Hotspots for 2024

Rob & Rob give their run-down of which property locations are hot this year. Where will they be targeting to invest both themselves and for Property Hub Invest clients? Let’s find out! (0:39) News story: Major forecast change!  (2:05) 2024 hotspots begin…  (3.22) An underestimated area  (6:30) One of our all-time favourites   (8:49) A city we should have backed more in the past  (11:09) A winner that’s still somehow under the radar  (12:35) Fundamentals heaven  (17:17) Hub Extra: Snipd Links mentioned:  Knight Frank January house price forcast  Snipd  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast   Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
25/01/2420m 18s

ASK412: Why is there a growth/yield trade-off? PLUS: Any other sources of finance?

The guys are back for your latest edition of Ask Rob & Rob. (0:42) Elliott’s looking to purchase his first buy-to-let property and is hoping Rob & Rob can shed some light as to why you rarely find this type of investment with both a high yield and great capital growth?  (6:53) Sophia’s saving to purchase her fourth property under a limited company and she’s hoping Rob & Rob can help her understand what finance options she has. Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
23/01/249m 41s

TPP566: January Market Update

We’re only three weeks into the new year, and there’s already so much going on in the world of property. So, join Rob & Rob as they give you the latest on mortgages, rents, house prices and more! (1:20) Inflation is down with huge predictions ahead!  (4:30) What’s going on with house prices?  (10.24) Are rents rising or falling?  (12:41) Mortgage market  (19.05) Hub Extra  Links mentioned:  Bank of England may cut interest rate sooner after surprise inflation forecast  Halifax house prices rise  Nationwide house prices fall  House prices to fall and rents to rise in 2024, forecasts suggest  Rents dip slightly in almost every UK region  Encouraging week of rate cuts as five-year fixes go below 5%  Subscribe to our YouTube channel    Share our Podcast  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
18/01/2421m 45s

ASK411: Are blocks of flats a good investment? PLUS: Do I need to pay stamp duty?

Rob & Rob are back with more listener questions!  (0.50) Mo wants to get started in property investment and is looking for a strategy that will generate cash flow quickly without taking up too much of his time. Is buying blocks of apartments a good option for him?  (3.43) Steve is looking to sell his residential home, move into rented accommodation and use the funds towards his property investments. What taxes will he be required to pay?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
16/01/246m 39s

TPP565: Our 2024 property predictions: Will the market crash?

Join us as Rob & Rob go bigger and wilder than ever with their 2024 predictions. Have they finally lost it or is there truth behind their theories – let’s find out… (0:55) News Story of the week  (2:05) Let the predictions begin…  (5:35) House prices  (9:25) Best performing areas  (12:15) London performance  (15:28) All new, Rent predictions  (17:07) Interest rates  (18:34) FTSE100   (19:30) Bitcoin   (22:44) Election  (26:37) Hub Extra Links mentioned:  HSBC latest lender to cut mortgage rates  Cardyard  Subscribe to our YouTube channel   Share our Podcast  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
11/01/2431m 52s

ASK410: Can my company do this? PLUS: Help, I need to emigrate!

It’s time for our first Ask Rob & Rob of the year!  (0:37) Robin’s current job has him in the 40% higher tax bracket. If he purchases a property under a limited company, is he required to pay additional tax?  (3:34) Dan wants to sell his property fast to permanently emigrate and he’s wondering what advice Rob & Rob have got for his situation.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
09/01/247m 21s

Make 2024 your best year yet - Part 4: Who's going to help you?

Rob & Rob are wrapping up this limited-series with the final pieces of the puzzle - how to pick the right location and build your A-team.  Dive in and make 2024 your best year yet!  (1:02) Location – where should you invest?  (8:26) Your team of people  (8:46) Mortgage broker   (9:19) Accountant  (9:44) Solicitor  (10:23) Estate agent  (10:33) Letting agent  (10:50) Property sourcer  Links mentioned:  Property Hub Invest  Property Hub Magazine  Property Hub YouTube channel  Rob Dix books  Google street view  How to pick the perfect investment location  Should You Buy a Property in a Limited Company  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
08/01/2413m 20s

Make 2024 your best year yet - Part 3: How are you going to get there?

If you’ve listened to episodes one and two, you’ve hopefully figured out where you are now and you’ve got your goals all figured out – but what next?   Join us for the third part of this series, as Rob & Rob help you set your winning strategy for 2024…  (1:07) Which property strategy is right for you?   (1:51) Property flips  (3:50) HMO’S (house in multiple occupation)  (5:22) Student lets  (6:44) Buy-to-let  (8:39) Short-term lets  Links mentioned:  Property Hub Invest  Which property strategy is right for you?  How to create a property strategy, Part 1  How to create a property strategy, part 2  How to create a property strategy, part 3  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
07/01/2411m 25s

Make 2024 your best year yet - Part 2: Where do you want to go?

Everyone knows that goal setting is the key to success, both in your personal and professional pursuits, but it’s not as simple as just jotting down some wishes and hoping for the best, it’s how you set them that really makes the difference.  Join us for the second part of this series, where Rob & Rob guide you through their SMART goal setting practice, to help set you up for success in 2024.   (1:26) Getting started…  (1:29) SMART goal setting  (9.40) Just do it!  Links mentioned:  Property Hub Invest  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
06/01/2411m 5s

Make 2024 your best year yet - Part 1: Where are you now?

We want 2024 to be your best year in property yet, so we’re bringing you this brand-new limited podcast series to help you achieve exactly that.  Drawing on over two decades of combined investing expertise, a decade in the podcasting realm, and encounters with thousands of investors, there’s no better duo to guide you through your investment journey this year.   Whether you’re just getting started or you’ve got some skin in the game already, this series will give you actionable advice and guidance to build your property portfolio and make 2024 your best year yet.  (1:06) Where are you now?  (1:29) Let’s look at the numbers  (3:55) Take advantage of your skillset  (5:00) Consider how much time you’ve got to spare  (6:43) The finance basics  (10:23) What’s coming up next?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
05/01/2411m 11s

TPP564: Expert property predictions for 2024

Happy New Year! We’re kicking off 2024 with an exciting episode as we put industry experts in the hot seat to get their predictions for the year ahead.   (1:29) - What have the big businesses got to say?  (2:24) - Akhil Patel (Director of Property Share Market Economics)  (5:09) - Anisha Beveridge (Head of Research at Hampton's estate agents)  (8:10) - Vanessa Warwick (Co-founder of Propertytribes.com)  (12:03) - Kelly Rule (Mortgage expert)  (14:15) - Rob Wiggans (Head of Sourcing at Property Hub)  (18:20) - Hub Extra  Links mentioned:  Office for Budget Responsibility  Rightmove  Savills  Lloyds Bank  Property Hub Invest  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
04/01/2420m 20s

TPP563: Reflections on a crazy year

You can’t move forward unless you look back – and that’s exactly what Rob & Rob do in this week’s episode, as they take a step back and reflect on the past year.  (0:50) - Reflecting on the property market  (4:30) - Rob & Rob’s personal thoughts  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free; weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
28/12/237m 40s

TPP562: The must-listen episodes of 2023

Rob & Rob look back at the biggest and best episodes of the year and reveal their must-listen episodes that will set you up for success in 2024.  (0:52) - Most downloaded episode of the year  (2:21) - Rob & Rob’s personal favourites  Links mentioned:  TTP541: The silent property crash   TTP513: Predictions for 2023  TTP545: The worst time to invest  TTP542: Is the 18-year property cycle dead  TTP535: The Monopoly strategy  TTP541: The silent property crash  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
21/12/237m 29s

TPP561: Our 2023 predictions reviewed: How did we do?

Let’s rewind to January, when Rob & Rob gazed into their magic ball and revealed their predictions for 2023. Following this crazy year, let’s see how they did… (0:43) - News of the week  (2:06) - Property Hub Magazine  (2:40) - 2023 predictions   (3:25) - Top performing areas   (5:13) - UK property prices   (8:10) - London property prices  (9:10) - Interest rates and inflation   (12:00) - FTSE 100   (13:50) - Bitcoin  Links mentioned:  Property Hub Magazine  Halifax House Price Index  Nationwide House Price Index  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
14/12/2318m 57s

TPP560: December Market Update

It’s the final Market Update of the year! Join us, to hear Rob & Rob’s must-know updates on house prices, plus the latest news on mortgages, politics and much more. (1:00) Property Hub Magazine  (2:03) What’s going on with house prices?  (5:25) OBR property price forecast  (6:37) Mortgage approvals have risen  (8:32) Rent cap in Scotland  (10:53) The latest politics updates  (13:01) Hub Extra Links mentioned:  Property Hub Magazine   House prices   Nationwide house price index   Rightmove house price index  Zoopla house price index  OBR forecasts UK house prices to fall by 7.6% by end of 2024  Halifax reveals 10 UK locations with rising property prices   Mortgages  Mortgage approvals rise for first time in four months    Rents  Private rents in Scotland soar by 14.3% in a year   Politics  Labour to scrap Section 21 on first day in office  Hub Extra  ChatGPT  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
07/12/2316m 12s

ASK409: A question from someone very special... what’s in store for 2024?

Join us for the final Ask Rob & Rob of the year with a question from a very special guest!  (0:42) Santa thanks Rob & Rob for all the great content this year as it’s helped him Ho Ho along on his property journey. As so many people have asked for interest rates to go down on their Christmas lists, Santa would love a sneak peek into Rob & Rob’s plans for 2024!  Links mentioned  Santa Radio  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
05/12/234m 55s

TPP559: Best of Hub Extra

Want to know what Rob & Rob’s favourite resources are right now? Tune in to find out which apps, books, podcasts, YouTube channels and even life hacks, they love and recommend. (0:42) News story of the week  (2:41) Property Hub magazine  (4:09) Favourite books of the year  (12:48) Podcasts Rob & Rob have been listening to this year  (17:12) Rob & Rob’s current favourite YouTube channels and their tips on how best to use it affectively   (23:31) Tech recommendations  (29.50) Life hacks Links mentioned  Industry underwhelmed by mortgage guarantee scheme extension  Housing benefit increase confirmed in Autumn Statement  Property Hub Magazine  Books  Red Notice: A True Story of Corruption, Murder and One Man’s Fight for Justice  A Gentleman in Moscow  Breathe: A Life in Flow  Material World: A Substantial Story of Our Past and Future  Outlive: The Science and Art of Longevity  Podcasts  The David McWilliams Podcast  Nothing much happens: bedtime stories to help you sleep  Tape Notes  The Tim Ferriss Show  Listen Notes  YouTube channels  Dr Brad Stanfield  More Plates More Dates  Sam Sulek  Tom the Taxi Driver  Alex Hormozi  Tech recommendations  Spotify audiobooks  Telegram Messenger  ChatGPT  Live Player – media streaming  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
30/11/2334m 52s

ASK408: My tenant died! Now what? PLUS: How do I calculate ROI in this situation?

It’s time for your latest episode of Ask Rob & Rob!  (0:43) John’s had one of his investment properties for a while now, and he’s since pulled all his initial investment out. With this in mind, he’s hoping Rob & Rob can shed some light on how he would calculate the ROI in this instance.  (3:24) Mark has found himself in a fairly unique situation. He has one buy-to-let that he rents out via an agency, and unfortunately one of the tenants has recently passed away. He’s unsure of what’s going to happen with the tenancy. He wants to be empathetic but also pragmatic so he can prepare himself for what’s to come. Mark’s hoping Rob & Rob can shed some light on what he should do.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.    See omnystudio.com/listener for privacy information.
28/11/236m 59s

TPP558: Mortgage Market: Update and 2024 Predictions

Trying to wrap your head around the mortgage market is no easy feat right now, so we’re joined by a mortgage expert - Kelly Rule - who breaks down what’s happening right now and what she predicts for 2024.  (0:52) News story of the week  (2:50) What’s going on in the mortgage market?  (4:24) How is this affecting products?  (4:52) Is there more activity in the market right now?  (5:16) Are lenders making it easy to borrow?  (5:40) What kind of rates can we expect right now?  (6:59) Are we going to keep seeing high product fees?  (7:38) Should you get a 2-year or 5-year fix?  (8:07) Are there any products you should be looking out for?  (10:34) What’s going to happen with the base rate in 2024?  (11:35) Any mortgage trends on the horizon for 2024?  (12:50) Will more people will switch to variable rates next year?  (13:30) Will 2024 be a better year for mortgages?  (15:07) Hub Extra  Links mentioned:  Landlords are leaving. Should we care?  Temu   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
23/11/2317m 39s

ASK407: My tenant has upgraded my property! PLUS: Do I really have to pay Stamp Duty again?

It’s time for another round of listener questions!  (0:47) Mo’s tenant has paid 5 months' rent up front for a 1-year lease. He recently had the first inspection, and the tenant has upgraded the house, and Mo’s wondering if he should see this as a good thing?  (3:48) James is looking to sell his residential home as his family is growing, and he’s got some burning questions about the SDLT he needs to pay.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
21/11/236m 36s

TPP557: November Market Update

Wow! What a month it’s been. There’s been some strange movement in property prices and big predictions for 2024, so join Rob & Rob as they give you the latest on rents, mortgages, government shenanigans and more!  (1:07) House prices are on the up!  (6:36) The first predictions for 2024  (8:40) Rents are rising faster than ever before  (11:39) What on earth is going on in the House of Commons  (15:41) Hub Extra  Links mentioned:  House Prices  Halifax house price index  Nationwide house price index  Hometrack house price index  Rightmove house price index  UK house prices to fall until 2025, predicts Lloyds  House prices forecasted to dip further but 5% recovery expected in 2024  Property is crashing hardest HERE  Rents  Edinburgh declares housing emergency amid homelessness crisis  Mortgages  Weekly rate watch: Fixes continue to fall  Politics  Landlords: It's finally happening...  Landlords: Rent controls are coming!  The King’s Speech  Tory MPs to challenge government if leaseholds ban does not apply to flats  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
16/11/2317m 56s

ASK406: Is capital growth better in London? PLUS: Does my plan avoid Capital Gains Tax?

The guys are back for your latest edition of Ask Rob & Rob!  (0:42) Stella is wondering if she’s looking for long-term capital growth, is London the best place for her to be investing right now?  (3:17) Alistair has a plan to change his primary residence to minimise tax while he aims to expand his property portfolio – will it work?  Links mentioned  TPP550: Is now the time to invest in London?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
14/11/235m 55s

TPP556: Can you still trust the 18-year property cycle?

Rob & Rob are losing faith in the 18-year property cycle...  Can we still look to the cycle for guidance on what’s actually happening in the market, or has the concept finally been rendered redundant?   Join Rob Dix as he interviews cycle expert Akhil Patel, and dives into everything you need to know about the cycle, whether it can still be trusted today and how you can make practical use of it.  Links mentioned:  The secret wealth advantage – Akhil's book TPP542: Is the 18-year property cycle dead?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
09/11/2331m 33s

ASK405: Is this developer scamming me? PLUS: What's an Interest Cover Ratio?

Rob & Rob are back with the latest round of listener questions, and strap in because this week we’ve got some good ones!  (0:43) Jackie bought an off-plan property with an up-front 50% deposit. She was recently due to complete, but the developer isn’t allowing the surveyor access to the property, so her lender won’t release the mortgage funds. Jackie’s hoping Rob & Rob can shed some light on what she can do to ensure she completes and gains access to her property.  (4:42) Tom’s is looking to remortgage and he’s hoping Rob & Rob can explain what ICR (interest cover ratio) actually is?  Links mentioned  Course: Everything you need to win big at off-plan property  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
07/11/238m 14s

TPP555: Are landlords quitting? Should you join them?

A landlord exodus is dominating the headlines right now, but why is this happening, and should you be quitting too?  (0:49) News story of the week  (2:05) Is a landlord exodus underway?  (3:02) Why are landlords leaving?  (3:40) Tax changes of 2016  (4:40) Legislation  (5:58) Mortgage rates  (7:11) Are all landlords selling?  (9:59) Is this actually bad news?  (10:47) What does this mean for Landlords that choose to stay in the market?  (15:42) Hub Extra  Links mentioned:  Landlords: It’s finally happening...  Dracula Daily  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps othe See omnystudio.com/listener for privacy information.
02/11/2317m 25s

ASK404: ASK: Do "no deposit" schemes work? PLUS: Where to buy in Manchester?

It’s time for another round of listener questions.  (0:42) Jeremy’s tenants have handed in their notice and his letting agent has suggested that he offer a “no deposit scheme”. Jeremy had never heard of this scheme before, and when looking into it, he couldn’t find much on the pros/cons of this for a landlord – so he’s hoping Rob & Rob could shed some light.  (3:25) Luke and his wife have three buy-to-let properties in the South Wales area, and they’re looking to diversify and purchase their fourth in Manchester. Luke’s wondering if they guys have any suggestions on where to buy in the city.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
31/10/237m 40s

TPP554: What has inflation done to your property investments?

How has inflation affected your property investments? Tune in as we run the numbers and help you see inflation in a completely different light.  (0:52) News story of the week  (3:33) What does inflation really mean for investors?  (4:07) Taking a look at the numbers  (16:02) Hub Extra  Links mentioned:  Autumn statement: Government considers help for first-time buyers  Air: Courting a legend  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
26/10/2318m 7s

ASK403: What should I do with £350k? PLUS: Is this transaction risky?

Your latest edition of Ask Rob & Rob has landed!  (0:43) Nick and his brother have £350,000 in capital and Nick’s wondering how Rob & Rob would invest this cash in today’s market?   (4:08) Dalia is looking at purchasing a property and she’s been advised it’ll be around 10 weeks between exchange and completion. She wants to know if this is common practice and if there are any risks she should be aware of?  Links mentioned Property strategies that don’t work [and some that are struggling]  Should you buy property off-plan? Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
24/10/236m 43s

TPP553: Property strategies that don’t work [and some that are struggling]

Is this the episode that upsets people?   There isn’t a one size fits all with property investment. There are many strategies to choose from depending on your budget, goals and outlook on the short/medium/long-term.   But which property strategies are past their prime and which ones are evergreen?  Dive into this week’s episode and find out.   (0:40) News story of the week - what’s happening in Derby? We discuss this article. (1:40) Some strategies don’t work. Which ones are struggling?  (2:30) Lease options  (5:11) Aggressive refinancing  (7:08) A ‘flipping’ struggle  (8.09) Developing/converting  (9:48) Which strategies are past their prime?  (10:14) HMOs  (13:50) Holiday lets  (15:48) Evergreen strategies  (15:54) Adding value  (17:28) Buy and hold  (19:40) Hub Extra    Links mentioned:  Hub Extra  Destination Derby Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
19/10/2321m 59s

ASK402: Is this the best of both worlds? PLUS: Should I rent out my home?

Rob & Rob are back with their weekly dose of listener questions. So, hit play and dive into this latest episode.  (0:40) Bruno wants to hear Rob & Rob’s thoughts and opinions on maisonettes. He’s looking at freehold property but wants a flat to avoid the maintenance that comes with a house and to avoid the cons that come with a leasehold property. He basically wants the best of both worlds. Does such a thing exist?  (3:54) Dan has a small property portfolio he rents out that are doing well. The home he lives in has the most equity (30% LTV) and he has dreams of travelling the world. He’s been thinking of putting his personal home into his portfolio and renting it out, but he’s nervous. Should he do it and go off travelling or should he sit tight so he can have a nice retirement pot?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
17/10/236m 58s

TPP552: October Market Update

Hit play to dive into your October Market Update – that time of the month where Rob & Rob cover the hottest stories and key information that you need to know about as a property investor.     (1:05) House prices - what’s happening?  (2:30) Mortgage news  (5:16) Rent talk   (8:14) Rob’s rant: HS2   (10:34) Damp and mould - new Government guidance  (12:00) EPC rules scrapped   (12:24) Renters Reform Bill  (12:50) New York ban Airbnb - is more to come?  (14:50) Hub Extra    Links mentioned:  Silent property crash  Damp and mould guidelines    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
12/10/2318m 18s

ASK401: How do I find growth areas? PLUS: What software do you use?

It’s episode 401 of Ask Rob & Rob! So, hit play and dive into our latest listener questions.  (0:36) Philip wants to know how he can find areas that are likely to improve over the next 20 years. He’s listened to Rob & Rob’s advice previously on what to look for, but he wants to know how to find that information he needs  (4:13) Ash wants to know what software he should use to manage his properties day-to-day. He’s got several different software packages he uses, but he’d like to move to something that monitors what he needs and is interested to find out what Rob & Rob use or would recommend.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
10/10/237m 31s

TPP551: How the rich and famous invest (and you can copy)

Have you ever wondered how the rich and famous invest? Tune in today to find out how they invest and how you can copy their strategy.  (0:42) News story of the week  (2:21) Property Hub Magazine  (3:23) How do the rich invest?  (8:13) A step-by-step to how the rich invest  (18:11) What traits do they have?  (22:26) Hub Extra  Links mentioned:  News story of the week  Subscribe to the magazine  The Millionaire Fastlane  YouTube video: Should You Buy a Property in a Limited Company in 2023?  Hub Extra  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
05/10/2324m 9s

ASK400: Time for a new strategy? PLUS: Do I need a special mortgage?

It’s the 400th edition of Ask Rob & Rob!  (0:44) Marcus is looking to expand his portfolio and he’s wondering if it’s time to move away from his usual strategy of buying desirable properties in desirable areas. He usually focuses on these properties as he knows they’re good for capital growth, but whilst rates are high, he could be making a loss. So, is it time to switch us his strategy?  (3:54) Harry is working in London and he’s looking to buy a property in a few years. He’s wondering, if he lives in the property and rents out one of the rooms, will he need a buy-to-let mortgage or a residential mortgage?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
03/10/235m 55s

TPP550: Is now the time to invest in London?

Is now the time to invest in London property? If we had a quid for every time someone asked us this, we’d be pretty well off.   In today’s episode, Rob & Rob are delving into that very question.   (0:52) News story of the week  (4:56) Share your thoughts  (5:34) Is now the time to buy in London?  (6:17) Diving into the data  (13:20) So, is now the time to buy?  (13:41) When will it be the time to buy in London?  (18:58) Hub Extra  Links mentioned:  UK interest rate freeze ends run of 14 straight increases  Rishi Sunak scraps home energy efficiency taskforce  Chart 1  Chart 2  Chart 3  Hub Extra: Urban  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
28/09/2320m 24s

ASK399: Should I sell one to pay down the other? PLUS: What can I do with £20k?

It’s time for your latest edition of Ask Rob & Rob.  (0:43) Tim has two investment properties, one in Brighton and one in Worthing and as interest rates seem to be staying higher, he’s wondering what he should do with them. The property in Brighton has recently become vacant and both properties' fixes are due to end in 2024. So, he’s curious to hear what Rob & Rob think he should do.  (5:04) Rob’s got around £20,000 in savings and he’s looking to get into property investment, so he’d love to hear what advice Rob & Rob have for how he can get started.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
26/09/239m 43s

TPP549: Property vs shares, lettings secrets, and Bitcoin

This is your official fly-on-the-wall episode. There’s no structure this week, just Rob & Rob having one of their daily conversations, and they’re bringing you along for the ride.   (4:00) The lettings industry – what's the inside scoop?  (13:30) Student lets – are we starting to see a struggle? Why are we seeing a shift?  (19:00) Property vs shares – which is better, and does it matter?  (24:00) Rob D’s moan – what doesn’t make sense?  (24:45) Bitcoin – a crypto winter? What can we expect after last year’s NFT surge?  (32:00) Hub Extra    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
21/09/2335m 46s

ASK398: When will mortgages get better? PLUS: Limited Company or not?

Rob & Rob are back and they’re answering more of your listener questions.  (0:31) Steve has found himself in a difficult mortgage situation – he's currently looking at arrangement fees of around £8,500 per product with a rate of 6.8% and he’s looking to hear Rob & Rob’s thoughts on this.  (4:08) Carmen is new to the property investment world and she’s wondering if she should invest in property in her own name or in a limited company?  Links mentioned:  YouTube: Should you buy a property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
19/09/236m 10s

TPP548: September Market Update

There’s a lot of media attention around the property market right now, and it’s hard to really understand what’s happening. So, tune in as Rob & Rob dive into the data behind the headlines and give you an insight to what’s going on.  (1:28) House prices  (5:30) Regional affordability  (8:58) Interest rates  (11:25) Mortgages  (13:14) Rents  (14:28) Landlords selling  (15:51) Rental control  (21:02) Hub Extra  Links mentioned Resources  3 strategies to bag yourself a deal in a difficult market  The silent property crash  Property Pulse  Alex Hormozi  House Prices  Nationwide House Price Index  Halifax House Price Index  Rightmove House Price Index  Experts predict 7% house price falls but call it ‘a correction, not a crash’  Affordability  Zoopla House Price Index  Macro  Investors scale back bets on Bank of England hiking interest rates  Mountain view: Bank top economist offers two routes to beating inflation  Mortgages  What are the current UK mortgage rates?  HSBC and NatWest cut mortgage rates again as rivals tipped to follow  Nationwide and Santander slash mortgage rates – ‘other lenders may follow’  HSBC offers 40-year mortgage term to cut monthly bills - but it will cost more overall  Bank of Mum and Dad will contribute to 47% of house purchases this year  Rents  Rents jump 10% to top a record £1,240 in July: Homelet  London’s Rental Squeeze Is Getting Even Tighter  Tenants Struggling  PropertyMark Housing Insight Report  Third of working tenants in England ‘lack savings to pay rent if they lose job’  No-fault eviction proceedings hit highest level for six years in England  Landlords Selling  Britain’s Landlord Selloff May Be Much Bigger Than First Thought  Landlords selling up have left it too late for maximum gains  Politics  Growing the economy and tackling poverty  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
14/09/2323m 35s

ASK397: HMO or buy-to-let? PLUS: How do I say no to certain pets?

Buckle in and get ready for the latest edition of Ask Rob & Rob.  (0:34) Monica has £150,000 to invest and is looking to buy her first property at an auction. She’s trying to decide whether she should find another investor to work with and get a high-end HMO or to invest in a standard buy-to-let.  (3:57) Joshua has a question on the Renter’s Reform Bill, specifically on the new suggested pet regulation. At the moment, he allows pets, but he likes to vet them first. Now he’s wondering, with the new regulation in mind, how could he refuse certain pets.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.
12/09/237m 39s

TPP547: 3 strategies to bag yourself a deal in a difficult market

It’s a difficult market right now, but there are still deals to be had. Tune in as Rob & Rob share tips on how you can secure yourself a deal.  (1:02) News story of the week  (3:21) A difficult property market  (5:28) How to get deals right now  (10:43) Try these advance strategies   (15:32) Hub Extra  Links mentioned:  AI Siri hack  YouTube video: I asked ChatGPT to invest for me. (Surprising Result)  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
07/09/2317m 53s

ASK396: How can I use this mortgage-free property? PLUS: Should I kick my tenants out?

Join Rob & Rob as they answer some more of your burning questions!  (0:39) Dec has paid off his mortgage on his second £200k property and he’d like to know what Rob & Rob would do next. Should he continue to rent it out or sell it and follow a ‘lock away and watch it go’ strategy?  (3:46) Claudine has previously bought two properties through a limited company. She’s looking to close her company down and is wondering, with the proposed changes in the Renters Reform Act, whether she should move the tenants out first and then sell it, or sell the property with tenants in-situ to another investor?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
05/09/236m 40s

TPP546: I tried to sell a property at auction – this is what happened

From listing to the fall of the gavel, tune in as Rob D reveals why he opted to sell a property at auction  (0:52) News story of the week  (2:48) Selling a property due to a change in strategy  (4:40) Why sell at auction?  (8:52) What happened on auction day?  (10:37) A dive into the numbers  (12:41) What happened after the sale?  (13:30) Would he sell at auction again?  (15:08) What advice would he give for selling at auction?  (16:29) Hub Extra  Links mentioned:  Outlive: The Science and Art of Longevity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
31/08/2318m 39s

ASK395: Should I buy outright? PLUS: Is it time to cut my losses?

Rob & Rob are back to offer their advice to two more listeners!  (0:48) John is going to completing on a couple of buy-to-lets in October and he’s wondering with how the mortgage market is right now, should he buy them outright now and then when the market calms, remortage?  (4:22) Noel owns an ex-council flat in South West London that has a good rental yield, but he’s recently become aware of some mortgage issues with the flat due to it being built with LPS concrete (large panel system). Based on this, should he cut his losses and sell up, or hold out and wait if the value of his property increases and becomes more mortgagable in the future.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
29/08/237m 19s

TPP545: The worst time to invest?

What would’ve happened if you invested in property at the absolute worst times to buy?  (0:54) News story of the week  (2:51) Property Hub Select meet-up  (5:44) What would have happened if you bought in the 2007 crash?  (8:35) What would have happened if you bought in the 1990 recession?  (10:38) When was a bad time to buy during these crashes?  (14:37) How do you know when we’re close to the winners curse?  (15:36) Is now the worst time to buy?  (18:26) Lets run the numbers  (22:39) Hub Extra  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
24/08/2325m 18s

ASK394: Why avoid the South West? PLUS: Buy now, mortgage later?

Rob & Rob are back and they’re answering two more listener questions!  (0:39) Dale’s an avid podcast listener, and he knows Rob & Rob have previously mentioned that the South West isn’t the best place to invest, but he wants to know if this rings true for cities in the South West too.  (3:54) Dan wants to know if whilst interest rates are high, would it be a good strategy to purchase a lower-value property in cash, renovate it, add some value, then once interest rates come down, take a mortgage out on it?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
22/08/238m 13s

TPP544: Decoding the mortgage market

The mortgage market is changing daily and as a property investor, you need to understand what’s happening right now, so tune in as we ask a mortgage expert to give us the latest on mortgages.  (0:53) News story of the week  (3:35) What’s going on with mortgages?  (4:16) How is the reduction in inflation affecting the market?  (4:52) Have we seen the peak of interest rates?  (5:18) How busy is the mortgage market right now?  (6:05) What kind of conditions can a buyer expect right now?  (7:03) What options are available for someone remortgaging?  (7:52) Is it worth looking at transferring your mortgage?  (8:51) Is it risky move to switch to a variable rate right now?  (9:34) When will rates fall again and to what percentage?  (10:05) What rates and products can investors expect to see now?  (11:05) What should investors be doing leading up to their mortgage expiring?  (13:16) Hub Extra  Links mentioned:  Podcast: The silent property crash  YouTube: The silent property crash of 2023  Cheap holiday expert  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
17/08/2314m 29s

ASK393: When should I start the monopoly strategy? PLUS: Should I buy a non-standard construction property?

Rob & Rob are back with more listener questions!  (0:56) Alex wants to know at what point in your investing journey should you start buying premium properties?  (5:32) Stacey is looking at a flat which has non-standard construction and she’s wondering if there’s anything she should be aware of or consider.  Links mentioned  Property Hub Magazine  The Monopoly strategy  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
15/08/239m 0s

TPP543: August Market Update

What’s going on with the property market right now? Well, it depends on where you look, the market certainly isn’t a uniform one right now, so join us as we try to make sense of what’s going on.  (1:50) What’s the latest with house prices?  (7:27) Mortgages update  (10:38) Rental competition is still on the rise  (13:48) What about property and politics?  (18:50) Hub Extra  Links mentioned  Rics - UK Residential Market Survey  Nationwide house price index  Halifax house price index  Money and Credit - June 2023  The Mortgage Works cuts selected rates 0.95%  Renters compete with 20 others in battle to find a home  The price to rent a Manchester city centre apartment is rising faster than anywhere outside London... but why?  Airbnb Regulation - councils should control short lets, agents tell government  Long-term plan for housing  Tripling of fines for those supporting illegal migrants  YouTube video: The silent property crash of 2023  Podcast episode: The silent property crash  Hub Extra: Red Notice  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
10/08/2321m 33s

ASK392: Is it time to sell this property? PLUS: How do you unlock equity gains?

It’s time for another round of podcast listener questions!  (0:41) Simon’s wondering if rising interest rates mean that now’s the time to sell his buy-to-let. His mortgage is coming up for renewal soon and he’s considering a quick sale and pulling the equity so he can invest up north where the numbers work out better. What advice do the guys have for him?  (3:44) Similar to Rob & Rob, Tyrone’s goals are focused on future wealth for him and his family, meaning he’d like to focus on capital appreciation and long-term growth, but how do you manifest this? With property, is the wealth not locked up in the property, meaning you can’t access it? How can Tyrone access the wealth he builds over time?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
08/08/238m 12s

TPP542: Is the 18-year property cycle dead?

What’s actually happening with the 18-year property cycle? Rob & Rob can’t seem to agree...  (1:01) News story of the week  (3:00) Property Hub Select   (4:28) What does the silent crash mean for the property cycle?  (5:23) What is the 18-year property cycle?  (7:19) What’s happening with the cycle right now?  (8:39) Option 1: the 18-year property cycle is broken  (11:47) Option 2: the boom hasn’t happened yet  (14:43) Option 3: it’s just a weak cycle  (17:46) What does this mean for the future?  (25:30) Hub Extra  Links mentioned:  City Mapper  The silent property crash  Property Hub Select  The “Monopoly” strategy: Update on Rob B’s portfolio  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
03/08/2327m 45s

ASK391: Is now a good time for buy-to-let? PLUS: Should I buy in a Ltd company if I want income?

It’s time for your latest edition of Ask Rob & Rob!  (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China’s quantitative easing starting soon, is now a bad time to buy?  (3:51) Mark had an investment plan, but he’s not sure if it’s working out. He’s wondering if he should switch to investing as a business, but he’s not sure if that’s a good idea as it’ll put him in a higher tax bracket. He’s not sure how easy it is to switch back to investing as an individual. Do Rob & Rob have advice for him?  Links mentioned  The silent property crash  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
01/08/237m 3s

TPP541: The silent property crash

The media has got it all wrong. We’re not heading towards a property market crash - we’re already in the middle of one.  The silent property crash is here and we’re telling you all about it on today’s episode.  (1:06) News story of the week  (2:52) 20 million downloads  (5:20) Is the property crash here?  (10:12) Property is down 12.5%  (13:30) Prices are the same today as they were in 2003  (15:44) This is the best crash  (19:19) What’s going to happen next?  (24:07) Hub Extra  Links mentioned:  20 million downloads giveaway  Subscribe to the magazine  Quick reaction: Have mortgage rates peaked?  What’s next for UK property? (Our predictions)  The silent property crash of 2023  TPP540: We’re halfway through the year. Is it time to throw out our predictions?  BBC Sounds Google Play Store & App Store  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
27/07/2325m 41s

ASK390: I'm scared of my property falling in value! PLUS: How do I set up a company?

It’s time for your weekly dose of Ask Rob & Rob  (0:38) Tom is close to completing his second property but the news on interest rates has got him worried. Will rising interest rates impact house prices and what should he do if the value of his newly purchased property goes down?  (3:15) Ben is considering setting up a limited company to invest through, but he wants to know how he would go about it and are there any barriers to entry he should be aware of.  Links Mentioned  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
25/07/235m 52s

TPP540: We’re halfway through the year. Is it time to throw out our predictions?

We’re half-way through the year so now’s the perfect time to check-in and see how our predictions are faring!   (0:51) News story of the week  (3:21) How are our predictions doing?  (4:08) House prices  (7:44) The best places to invest  (10:36) Interest rates  (13:50) What’s going to happen next?  (17:58) Hub Extra  Links mentioned:  Turo  YouTube Video: Renters Reform Bill  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
20/07/2320m 26s

ASK389: Should I get a repayment mortgage? PLUS: Are purchase lease options a good idea?

It’s time for some more listener questions:  (0:38) Tom is looking to build passive income with a portfolio of buy-to-lets. He currently owns a 1-bed in Bath city centre, and he’s got 70k to invest; should he get another 1-bed studio flat in Bath with a repayment mortgage, or should he get an interest-only mortgage so that he can save for a third property quicker?   (3.52) Billy’s property mentor has recently discussed the idea of purchase lease options - this isn’t something he’d previously thought of, so he’s come to Rob & Rob to get their thoughts.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
18/07/237m 33s

TPP539: July Market Update

It’s Market Update week! This is your chance to catch up on the latest and get to grips with what’s happening in the property market right now.  (0:50) Property Hub Select  (2:09) House prices   (7:44) Mortgages  (11:17) Rents  (12:55) Investor sentiment  (15:30) Rent controls  (16:51) Tenant preferences   (18:45) Hub Extra  Links mentioned:  House prices relatively stable in June but annual growth remains in negative territory  Rightmove: House Price Index  Halifax: House Price Index  Buyers negotiate on price to achieve biggest discounts since 2018  Five-year fix tops 6% for first time since November: Moneyfacts  Mortgage pressures will not tip UK into wave of repossessions, FCA says  Total lending bounces back but remains much lower on annual basis  How long can the UK rental crisis last?  Just 5% of private rentals affordable on housing benefit  Renters protest against ‘rampant profiteering’ outside landlords’ convention  Four in 10 BTL landlords plan to expand portfolio – Landbay  BREAKING: Lisa Nandy confirms Labour has U-turned on rent controls  'Rental ads saying no to kids forced us to sofa surf'    YouTube: Tom the Taxi Driver  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
13/07/2321m 23s

ASK388: Are things about to explode? PLUS: Should I buy a property with non-paying tenants?

Happy Tuesday! We’re back with some more listener questions!  (0:30) Tony’s got a question on the 18-year property cycle. He wants to know if lenders offering 100% mortgages means we’re about to see the boom phase.   (3:30) Rob’s seen a property to buy that’s already tenanted. The issue is that the tenant isn’t currently paying rent as they can’t afford it. Should Rob still buy the property?    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
11/07/236m 48s

TPP538: Do property prices really double every 10 years?

What we’re talking about today gave us a whole new perspective on things. So much so, we can hardly believe nobody else is talking about it!  We’ve dived into the data to uncover the truth: do property prices really double every 10 years?  (1:05) News story of the week  (1:48) Property Hub Select  (3:00) Fact checking: do house prices really double every 10 years?  (4:40) The shortest vs longest period prices have doubled  (5:55) What’s the longest time prices have taken to double?  (9:59) Why is this the worst performing cycle and what should you do?  (12:40) How the cycle can give us clues  (17:00) Hub Extra    Links mentioned:  Nationwide House Price Index  Property Hub Select    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
06/07/2319m 58s

ASK387: Is this a good place for holiday lets? PLUS: What is this type of auction?

It’s time for some more listener questions!  (0:36) Alex and his business partner are thinking about buying a holiday let outside of Liverpool City Centre and turning it into an Airbnb, but he’d like to hear Rob & Rob’s thoughts on this strategy.  (3:14) Damien's started seeing more “modern auctions” on the market and he’s hoping the guys can shed some light on what they actually are, the fees, and share any experiences they might’ve had.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
04/07/236m 7s

ASK386: Will EPC rules make me change my strategy? PLUS: Is a company let a good idea?

It’s time for your weekly dose of Ask Rob & Rob!  (0:38) Matt has a couple of decent yield buy-to-let properties in Hull. He now knows the area pretty well and has a great relationship with a letting agent. Matt wants to know if he should keep investing in Hull, and should he try to increase these properties’ EPC ratings now or sell them and reinvest into a higher-end property?  (3:39) Greg invests in London and he’s recently been approached by agents that offer company let agreements. They’re looking to take over his property for three to five years, with the hopes of letting it out to young professionals. Greg wants to know what Rob & Rob think about this kind of arrangement and if there’s anything he should be looking out for.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.
27/06/237m 12s

TPP536: Mortgage Market Update

Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market?  (0:56) News story of the week  (2:28) Exciting announcement   (4:55) What’s going on with the mortgage market?  (5:48) What’s the current state of the market and has this ever happened before?  (6:17) What’s happening with the base rate/swap rates and how are lenders responding?  (6:59) Do you see this period of volatility lasting much longer?  (8:07) What kind of knock-on effect is this having? Are fewer people applying?  (8:42) What should you be doing if your fix is coming to an end?  (11:26) Is a 2-year fix the best option?  (12:37) What are the good products right now and what kind of rates should people be looking at right now?  (14:05) Are clients adamant on getting a lower-interest-rate product even though they have higher product fees?  (14:55) Are off-plan and new builds easier to get finance on?  (15:30) Are you expecting to see more attractive products to come to market soon?  (16:49) What do you think will happen in the next 1-2 years?  (17:53) Is diversification a part of your strategy?  (19:40) Can you still operate in this market?  (20:50) The importance of using a broker  (22:59) Hub Extra  Links mentioned:  Welsh Government Green Paper  Property Hub Select  Property Hub Invest  Tour De France: Unchained  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
22/06/2324m 45s

ASK385: I'm making a loss - what should I do? PLUS: What do I do with my deposit?

Rob & Rob are back and they’re answering more listener questions!  (0:39) The mortgage on David’s terraced house in East London is up for renewal soon, and with current interest rates, his payments are going to triple, causing him to have a negative cash flow. Should he stick with it at the capital appreciation is going to outweigh the short -term pain or should he cut his losses now?  (5:32) Tom’s currently purchasing a property and once the sale goes through, he’ll have around £20,000 left. Tom wants to know what the guys would do with the money whilst he continues to save for another deposit – how can he get his money working for him?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
20/06/238m 39s

TPP535: The “Monopoly” strategy: Update on Rob B’s portfolio

Dive into the world of Rob's real-life Monopoly! Tune in as we uncover his current portfolio strategy and the reasons driving this strategy switch-up.  (0:44) News story of the week  (2:22) Rob B’s Monopoly strategy  (3:27) How Rob’s portfolio has grown and evolved  (5:43) What percentage of Rob’s portfolio would he like to move on?  (6:02) How many properties has Rob sold so far?  (7:06) How did Rob choose which properties to sell?  (8:25) What made Rob decide to sell?  (9:11) What is Rob doing with the funds?  (10:30) What’s next for the Monopoly strategy?  (11:17) Portfolio value over number of units  (13:39) The impact of being cash-flow negative  (16:52) What’s the end goal?  (18:10) Fighting the market  (19:01) Same tactics, different strategy  (21:22) Hub Extra  Links mentioned:  Chat GPT  Rent Cap goes on for another six months despite industry opposition  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
15/06/2324m 46s

ASK384: Should I worry about my EPC? PLUS: Do I need a new solicitor?

It’s time for some more listener questions!  (0:37) Butch is wondering how concerned he should be about the EPC C rating requirements coming in for 2025  (3:31) Leo has a great solicitor, but they’re no longer advising on personal guarantees. He’s wondering if this happening everywhere - or should he start looking for a new solicitor?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
13/06/236m 4s

TPP534: June Market Update

Hundreds of mortgage products have been pulled off the market, and the latest inflation figures have shocked the market. Join us to make sense of this week’s market news, and learn how you should respond.  (0:54) What’s going on with house prices?  (6:46) Are city house prices suffering?  (9:01) How are the top cities performing?  (10:23) What’s going on with the mortgage market?  (14:35) What’s the latest on the Renters Reform Bill  (15:13) Upcoming changes to EPC ratings  (16:00) Is the leasehold reform coming soon?  (17:04) Hub Extra  Links mentioned:  Annual house price growth slips back in May  Are UK house prices falling in May 2023?   Rightmove House Price Index  Hometrack House Price Index  The Era of Huge UK House Price Rises Is Ending, Economist Says  Resi and BTL ranges fall, rates rise: Moneyfactscompare.co.uk  Backlash grows over new energy efficiency rules for landlords, as experts grow sceptical of EPC ratings and say they can't be trusted  Leasehold WILL be abolished if we get into power, promises Labour  OFFICIAL: Latest evictions surge ‘due to reforms pushing out landlords’   Houses vs Flats – So many people get this wrong!  Send to Kindle  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
08/06/2318m 55s

ASK383: How should I invest £600k? PLUS: Should I wait to extend my lease?

Rob & Rob are back with more listener questions!  (0:36) Hayley has recently received £600,000 from her divorce and she’s wondering what to do with it. Should she buy a residential property outright or use the money to invest in a buy-to-let?  (3:26) John has a small portfolio of 1-bed leasehold flats in London, and he wants to know if there’s any benefit to renewing the leases early or should he wait until the new legislation comes in?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
06/06/236m 6s

TPP533: A global property crash?

Around the world, some property markets are holding up – while others are crashing. What’s causing this pattern, and what could it mean for the future of the UK market?   (0:44) News Story of the week  (3:16) Want to join the team?  (3:49) The global house market  (4:33) Looking at the numbers  (5:27) How has this happened?  (8:08) Where does this leave the UK?  (10:37) What’s going to happen to the UK?  (12:10) Why have we told you this?  (13:15) Hub Extra  Links mentioned:  Join the Property Hub team!  Install Honey  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
01/06/2314m 47s

ASK382: How do I find a mentor? PLUS: Should I buy the house next door?

It’s Tuesday! So that means it’s time for some more listener questions!  (0:36) Amy is looking to start investing in property, so she’s been educating herself with courses and listening to the podcast, but now she’s looking to find herself a property mentor and she’s wondering how she can find a good one!  (4:13) The house next door to one of the properties in Danny’s portfolio has become available, should he buy it and are there any advantages to owning adjoining properties?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
30/05/236m 38s

TPP532: Breaking news: Landlords – This changes everything!

The renters reform bill has finally landed and it’s the biggest shake-up to property law in a generation! Tune in to catch the 5 changes you need to be aware of!  (2:08) The biggest change to property law  (2:57) The end of no-fault evictions...  (10:31) How will this impact student lets?  (11:43) When can you ask a tenant to leave?  (14:40) Goodbye unlimited rent increases  (17:04) Introducing the mandatory redress scheme  (18:19) A landlord database is coming  (19:48) Yes to pets!  (21:29) When are these changes going to happen?  (24:06) Hub Extra  Links mentioned:  Our latest YouTube video  BREAKING NEWS Landlords: This changes EVERYTHING!  Free Microsoft courses  Artificial Intelligence for Beginners   IoT for Beginners  Machine Learning for Beginners   Data Science for Beginners  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
25/05/2326m 20s

ASK381: What's your exit strategy? PLUS: Do you rate these areas?

Rob & Rob are back and they’re answering more listener questions!  (0:35) As the economic climate is changing Mike’s taken some time to reconsider his exit strategy and he wants to know what Rob & Rob’s exit strategies are, and if they’ve changed over time as the landscape has shifted.  (4:51) Lizzie’s looking at purchasing her next buy-to-let and she’s wondering what location she should invest in. So far, Telford and Shrewsbury have caught her eye and she’d love to hear what the guys think of these areas.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
23/05/237m 16s

TPP531: Addressing our biggest criticism

After 10 years of the podcast, we’re bound to receive some criticism and today we’ll be addressing our biggest one...  (0:45) News story of the week  (3:23) The renters’ reform bill  (3:52) A little PSA!  (4:33) Is now really a good time to buy?  (5:45) Educating beyond the headlines  (7:47) There’s no “bad” time to buy  (9:02) It’s often a good time to buy somewhere…  (11:09) Consistent action > timing the market perfectly  (14:10) Investing for the long term  (17:01) Hub extra  Links mentioned:  Property Pulse  Scanner Pro  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
18/05/2319m 9s

ASK380: Am I wrong to avoid this type of property? PLUS: Where should my son start?

It’s time for some more listener questions!  (0:40) Matt has recently remortgaged his first property so that he can pull the equity and buy his first buy-to-let but he’s struggling to find a deal that meets his criteria. So far, he’s not been considering leasehold properties and he wants to know if that’s the right decision.  (4:06) Ed’s recently been gifted a property and wants to use it to kickstart his personal portfolio but he also wants to inspire his son and get him involved in property. Ed wants to know what podcast episodes the guys would recommend to his son.  Links mentioned  Top podcast episodes  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
16/05/236m 16s

TPP530: May Market Update

It’s Market Update week! This is your chance to catch up on all the latest property news and understand what’s going on with the market.  (1:06) - We’re hiring  (1:55) - What’s going on with house prices  (4:04) - First-time buyers are making the headlines  (5:50) - Diving into the top cities for house prices  (7:36) - Is Help to Buy on the return?  (9:33) - The mortgage market  (10:45) - 100% mortgages are back! What does this mean?  (13:23) - The rental market: what’s happening?  (14:27) - Hub Extra  Links mentioned:  Property Hub Jobs  Episode 513 – 2023 Predictions  Episode 528 - What’s really happening to property prices?  Episode 529 - Will the rental boom continue?  House price growth shows signs of stabilisation in April  Barratt points to sales pickup in tough year  Zoopla house price index  Sunak puts Help to Buy ‘back on the table’  40-year mortgages on the rise: what are the risks?  Money and Credit - February 2023  Mortgage lenders offer 100% loans for first time since 2008   Number of people getting mortgages rises sharply  Rightmove rental trends tracker  Starmer vows to get even tougher on landlords AND free-up market for renters  Kindle Paperwhite  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
11/05/2317m 17s

ASK379: How can I buy at a distance? PLUS: Should this freehold worry me?

The guys are back with some more listener questions:  (0:40) Vik currently owns a number of buy-to-let properties in London where he’s based, but he’d like to expand his portfolio to Manchester. He wants to know what approach he should take when buying properties that are far away.   (3:25) Jim is looking at buying a freehold property, there’s a service charge that covers the cost to maintain the shared areas, but he’d like to know what he should be looking out for in the management contract.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
09/05/236m 23s

TPP529: Will the rental boom continue?

Rents are going up by double digits – but why is this happening so rapidly, and what’s next for the rental market?  (1:00) - News story of the week  (4:00) - A huge thank you!  (5:11) - Another rental crisis  (6:26) - Explosion in demand  (8:27) - What’s happening to supply?  (9:31) - Consider the ability to pay  (12:01) - Are rent controls the answer?  (13:04) - What does the future hold for rents?  (13:24) - What about rents in London?  (16:49) - Hub Extra  Links mentioned:  Asking price of properties popular with UK first-time buyers hits record  Why the Rental Market is in Turmoil [YouTube Video]  Microsoft Designer  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
04/05/2319m 18s

ASK378: Would this lease put you off? PLUS: How do I get my property back?

It’s time for another round of listener questions:  (0:39) Stephen is looking at purchasing a property, but should he be put off by the 105-year lease?  (2:52) Chika wants to evict his tenants as he wants to do something different with his property, but how does he get his property back?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
02/05/235m 51s

TPP528: What’s really happening to property prices?

What’s actually happening to property prices? Think you know the answer?  You might change your mind when we consider them in real terms.    (0:50) - Story of the week  (2:32) - We’ve gone public   (3:57) - A Sunday Times Bestseller!  (4:55) - Headline property prices  (5:30) - What does “in real terms” mean?  (6:39) - An example of how “in real terms” works  (7:38) - Why should you look at prices in real terms?  (8:51) - Taking a look at the numbers  (10:41) - What can we take from this?  (12:11) - What’s happening right now?  (14:29) - Why don’t we talk about this more often?  (16:00) - How are mortgages benefitting from this?  (19:16) - Hub Extra  Links mentioned:  Rental affordability improving at last, says Foxtons  Why the Rental Market is in Turmoil  Our crowdfund  Google Lens  Google Photos  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
27/04/2321m 53s

ASK377: Should I buy a home or an investment first? PLUS: Do I need more insurance?

Rob & Rob are back for another round of listener questions:  (0:39) Himesh owns a couple of flats, which he currently pays service charges on. As the charge covers building insurance, he’s never taken out any insurance of his own, but now he’s wondering if he should?  (2:42) Michelle and her husband have a deposit saved and are considering buying a property, but should they buy their residential home or an investment property?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
25/04/236m 53s

TPP527: 7 tricks you can steal from Build-to-Rent

Want higher rents and better tenants that stay for longer? Here’s 7 tricks you can steal from the Build-to-Rent sector to make you a more profitable landlord.  (0:58) A huge thank you!  (2:04) Story of the week  (3:23) The Build-to-Rent sector & landlords  (4:10) Tip 1: Allow pets  (6:09) Tip 2: Flexible tenancies  (7:44) Tip 3: Offer amenities  (10:39) Tip 4: High-end furnishings  (11:48) Tip 5: Offer a high level of service and use tech  (13:19) Tip 6: Include bills   (14:28) Tip 7: Market yourself as top end  (17:01) Hub Extra  Links mentioned:  The 10 fastest places to sell a home  Readwise  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
20/04/2319m 7s

ASK376: A special message

Welcome to a very special edition of Ask Rob & Rob!   And it’s a very special day, because our crowdfund is officially open!   We’ve been blown away by the response and we’re excited to have some of you on board as our shareholders. If you’ve pre-registered, you’ll be receiving your link to our live campaign today, so keep your eyes on your inbox!  Missed out?   Don’t worry we’re planning on taking this campaign public (we didn’t get that far last time because everything went a bit bonkers!), and we want to give you, our dedicated audience, the chance to get in a couple of days before everyone else.  So, if you’d like to be in-the-know for when we go public, you can register your interest at www.propertyhub.net/crowdfund  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
18/04/233m 45s

TPP526: Is AI the future of property investment?

Is AI the future of property investment? It seems AI is everywhere you look, but what is it and how can you use it?  (0:52) Story of the week  (1:46) Crowdfund update  (4:19) AI? What’s all the fuss about?   (5:10) What is chat GPT and how can you use it?  (6:48) How can you use it for property investment?  (10:30) Property Hub Invest  (10:56) What are some other uses for AI?  (13:00) Top tips for your AI prompts  (15:17) The ultimate AI hack  (16:30) Important things to know about AI  (18:40) Hub Extra  Links mentioned:  Pre-register for our crowdfund!  Woman sells home she's lived in for 102 years  DALL.E 2  Chat GPT  I asked ChatGPT to invest for me. (Surprising Result)  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
13/04/2319m 32s

ASK375: Is this a risk or an opportunity? PLUS: Can I legally increase the rent?

Welcome back to another episode of Ask Rob & Rob!  The first question this week is from Jess in Bristol.   Jess has seen a reduced 2-bed apartment that needs a cash buyer due to cladding issues. The remedial work on the cladding has been done, but the vendor and management agent are waiting for the certificate to come through.   Should Jess proceed with the purchase knowing the work has been done but doesn’t yet have an EWS1 certificate to prove it?  Listen as Rob B shares his thoughts based on his experience – and a few words of warning for Jess.   Next up is a question from Firoz.   Firoz has had tenants living in his property for six years, however, they’ve refused to increase their rent. As Firoz protected the deposit late, he’s struggling to remove his tenants and is after some advice.   Rob D takes the lead on this one, giving listeners an overview of the importance of protecting deposits and some useful information that may well help Firoz out with his issue.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
11/04/236m 21s

TPP525: April Market Update

It’s Market Update week – this is your chance to catch up on all the essential news from the property market.  And if you missed the news on last week’s episode – we're crowdfunding! If you’ve not yet pre-registered for that, head over to this page, have a nosey at the details and pop your details down to pre-register.   In today’s Market Update episode, you can expect:  3:30 – Bank of England - no recession (hurrah!)   6:18 – Bank failures: is it a sign? Is a crash coming? What’s the data saying?  9:50 – Mortgage payments: where are they most stretched?   11:40 – Rental yields: what’s happening?   16:37 – Mortgage approvals and consumer confidence  19:05 – The Rental Reform Bill – an update Links mentioned:  Interest rate rise: Bank of England more hopeful on UK economy  Nationwide shows 0.8% decline in last month  Zoopla shows rents up 20% in 3 years, and no immediate sign of slowdown  50% of rented properties have had a rent increase in the last year, compared to 36% the previous year. Highest in London (66%)  The number of mortgage approvals increased last month for the first time since August  The Rental Reform Bill will finally start its journey through parliament in a couple of months  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
06/04/2324m 6s

ASK374: Should I rent or flip? PLUS: Still best not to fix?

It’s Tuesday, and it’s another Ask Rob & Rob!  First up is a question from Jack.   Jack’s looking at purchasing his first property from a vendor he knows well, and as it needs some cosmetic updating, he’s bagging it at slightly below market value.   Jack has plans to scale his property portfolio and wants to know if he should sell it or rent it out?   Rob B takes the lead on this one to give Jack some food for thought.   Then we’ve got Lee from Norfolk.   He’s been keeping an eye on our social channels and wants to know whether he should hold off on fixing a mortgage on a new property and go with a variable rate instead.  Rob D tackles this tricky one. Nothing is certain with mortgage rates (as we’ve all come to realise now) - so hit play and hear what Rob D had to say on this one.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
04/04/236m 24s

TPP524: BIG NEWS: You can invest with us!

We’re crowdfunding!! Rob & Rob share why we’re crowdfunding, how the business works and how you can get involved.  (1:00) Story of the week  (2:58) We’re crowdfunding!  (5:10) What’s the minimum investment?   (6:19) How did the first crowdfund round go?  (8:53) What am I investing in and how do you make money?  (11:07) Award nominations  (11:33) What have you accomplished since you first crowdfunded?  (13:54) What is Portfolio’s mission?  (15:35) How do I pre-register?  Links mentioned:  Interest rate rise: Bank of England more hopeful on UK economy  Pre-register for our crowdfund!  Vote for us in the British Bank Awards  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
30/03/2319m 12s

ASK373: Can Rob D give us a sneak preview of his new book?

It's time for another exciting episode of Ask Rob & Rob, and this one is extra special! Rob D is giving us an exclusive sneak preview of his new book, The Price of Money, which is launching this Thursday.   But the good news is, you don't have to wait until then to hear some of Rob's insights, because he's reading some of his favourite parts on the podcast today!  And if you’ve not sorted yourself a copy yet, you can pre-order it here.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
28/03/2318m 49s

TPP523: This one skill will transform your life (and it’s easier than you think)

Rob & Rob tell you the one (surprisingly easy) skill which can completely change your life  (1.15) Story of the week  (4.43) ‘The Price of Money’ book launch  (8.20) Understanding how money works and why that will change your life  (21.00) Benefits of pre-ordering ‘The Price of Money’  Links mentioned:  Swap rates fall by 0.4%  Pre-order The Price of Money  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
23/03/2324m 38s

ASK372: How do I spend my £175k? PLUS: How do I track my performance?

Rob & Rob have more answers for listeners!  (0.33) Karen has £175k to put towards her first buy-to-let, but wants help with deciding the best way to spend it.  (4.46) Marcus wants to know which app is best to use to see how your portfolio is performing?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
21/03/236m 35s

TPP522: What can you achieve in a decade with property? (10th birthday special)

Just how much success could you have achieved in the last ten years?  (1.05) Story of the week.  (4.45) What could you have accomplished in a decade?  (7.30) Best and worst regions over the last 10 years.  (9.30) What if you only reinvested your equity?  (14.50) What if you made changes to your properties?  (15.50) Should you let yourself be scared off investing?  (26.00) Hub Extra  Links mentioned:  Halifax Data  BBC reports house prices falling  The One Thing by Gary Keller  The Magic of Thinking Big by David Schwartz  Pre-order The Price of Money  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
16/03/2331m 22s

ASK371: What do I do with my equity? PLUS: Will the government scupper my mortgages?

Rob & Rob are back with more listener questions!  (0.43) Danny has a great deal of equity in his own home, and he wants to know whether he should use that money to become a full-time investor?  (4.42) Nicky has asked Rob & Rob to clarify what effect the levelling-up bill will have on her buy-to-let mortgages.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
14/03/237m 47s

TPP521: Mortgage Market Update

Where are the opportunities and threats for each strategy in 2023?  (0.50) Story of the week.  (4.28) Kelly Rule interview.  (6.11) Will rates drop even more?  (7.30) How long should we be fixing for?  (8.30) What about refinancing?  (10.48) How difficult is it to get a mortgage right now?  (12.06) What to keep in mind right now.  (15.49) Hub Extra  Links mentioned:  Rent Control to be Unveiled Next Month  Pre-order The Price of Money  Get in contact with Kelly Rule  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
09/03/2318m 29s

ASK370: What do you mean by "quality"? PLUS: Do you use this software?

Rob & Rob are back with more listener questions!  (0.35) Rowenna wants to know what Rob & Rob consider to be ‘quality’ stock?  (5.48) Next up is long time listener Jay, who wants to know if Rob & Rob are still using Evernote and Trello, as they said years ago.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
07/03/2310m 58s

TPP520: March Market Update

It's Market Update time! We cover: What's happening with house prices? Have rents stopped rising? What's happening in the mortgage market? Another tax crackdown! The recession that's stubbornly refusing to arrive Links mentioned:  Join Rob D and his world-class guests for The Wealth Sessions, by pre-ordering the hardback of The Price Of Money: priceofmoney.co.uk Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
02/03/2321m 27s

ASK369: How do I get to the truth of market value? PLUS: I can't remortgage!

Rob & Rob are back with more listener questions!  (0.36) Anne wants to know the best way to find a true market value of a property.  (4.21) Tom is having an issue in that he’s not able to remortgage his property due to a tenancy agreement and he needs Rob & Rob’s insight.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
28/02/238m 55s

TPP519: Which property strategy will win in 2023?

Where are the opportunities and threats for each strategy in 2023?  (1.05) Story of the week  (4.17) Ten years of The Property Podcast  (5.56) Opportunities and threats  (6.58) Buy and hold  (10.03) Buying off-plan  (12.30) Holiday and Short-Term lets  (15.30) Flips and BRRR  (18.20) HMOs  (21.55) Hub Extra  Links mentioned:  Reforming the Private Rented Sector  'Is this good news for landlords?’ YouTube video  YouTube Premium  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
23/02/2324m 49s

ASK368: Do I have too many mortgages? PLUS: Help me with insurance

Rob & Rob are back with more listener questions!  (0.31) Bruno wants to know if it’s normal for it to become harder to get buy-to-let mortgages the more that you have?  (4.34) Alexander has asked whether it’s smart to use one insurance provider to cover all the properties in your portfolio or is it smarter to shop around?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
21/02/236m 18s

TPP518: The property market is "crashing" – so why have we just invested?

Rob & Rob explain why they’ve just made their first investment of 2023  (1.05) Story of the week  (3.47) Mini Market Update  (4.38) Rob & Rob’s first investment of 2023  (9.05) Rental demand with this investment  (10.45) Why now?  (14.50) State of the market  (18.25) Hub Extra  Links mentioned:  Shelter ‘slammed’ for misleading landlord claims  ‘Breathe: A Life in Flow’  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
16/02/2320m 50s

Market Update EXTRA: 5 news stories you need to know

Just four days after our last Market Update aired, five major pieces of news have been released that we needed to share with you as quickly as possible!  (0.38) No recession?  (2.25) How is the media responding?  (3.00) House prices staying stable.  (4.00) Royal Institute of Chartered Surveyors share their market summary.  (6.00) What does this mean for mortgages?  (7.45) Will the market crash?  Links mentioned  Halifax comment on house prices  RICS market survey  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
14/02/2310m 45s

TPP517: February Market Update

Rob & Rob are back with their Market Update for February.  (1.05) Coming up in The Property Hub Magazine  (2.35) The British Banking Awards  (3.00) What’s happening with property prices?  (10.14) Base rates – where are they?  (11.42) Mortgage market update  (13.32) Top stories in the rental market  (15.40) Good news for Scotland  (16.45) Surprising political ally  (17.50) Hub Extra  Links mentioned:  Subscribe to Property Hub Magazine  Vote for Portfolio in the British Banking Awards  Property prices fall for the first time in five years  Average asking price rose in January  Demand has improved to pre-pandemic years  Base rate increased to 4%  Mortgage rates continue to fall  Average rents rise to £1,172 per month outside London  Scottish rents can now rise – but only by 3%  English properties snapped up by Scottish landlords  MP defends private landlords  Athlytic app  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
09/02/2321m 25s

ASK367: Can I cut my living costs this way? PLUS: Is my ROI calculation right?

Rob & Rob are back to offer their advice to two more listeners!  (0.35) - Phil from Reading wants to know whether he can cut his living costs by buying a new property in Reading.  (3.40) - Rashid has questions about calculating his ROI, and wants Rob & Rob’s advice on it.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
07/02/239m 1s

TPP516: Has the 18 year cycle finally crumbled?

They’ve referenced it many times on the podcast, but are Rob & Rob finally considering the end of the 18-year property cycle?  (0.58) News of the week as mortgages are getting cheaper  (1.10) The Robs’ first investment of the year  (3.14) The 18-year property cycle  (6.50) The impact of COVID  (8.00) 3 possible outcomes  (16.00) Where have Rob & Rob invested?  (18.55) Hub Extra  Links mentioned:  Mortgage rates are falling  What to do about mortgages. Is Property Hub Invest for you?  9 new AI tools that will blow your mind.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
02/02/2320m 38s

ASK366: How do you handle the stress of being a landlord? PLUS: Should I use the developer's solicitor?

Rob & Rob are back to offer their advice to two more listeners!  (0.40) - Miss Moneypenny from London wants to know the best ways Rob & Rob handle the stress of being a landlord  (5.25) - John is a new property investor, and he wants to know if it’s smart to use a developer’s solicitor or source his own?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.
31/01/238m 14s

TPP515: The logic behind our surprising 2023 predictions

It's easy to simply listen to predictions – but it’s even more important to know how they’re made, as Rob & Rob tell us in this episode.  (1.20) Headline of the week  (4.25) 2023 prediction reminder  (5.34) The performance of the market  (16.00) UK employment levels  (19.55) Mortgage rates  (22.59) Which properties will perform well?  (27.40) What about the 18 year property cycle?  (29.00) Hub Extra  Links mentioned:  Asking prices have risen by 1%  Pre-order The Price of Money  Save more money with Split My Fare  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
26/01/2330m 27s

ASK365: Is this a good area to buy from abroad? PLUS: Best ways to manage properties in different areas?

Rob & Rob are back to offer their advice to two more listeners!  (0.40) - Prima wants to know if it’s smart for her, as a cash buyer living abroad, to invest in Northumberland.  (5.00) - Kamil has diversified his portfolio to many different areas, and wants to know the best way to manage these various properties.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
24/01/238m 31s

TPP514: January Market Update

What do Rob & Rob think of the current state of the market? Find out now.  (1.10) - House prices  (5.20) - What’s next for house prices?  (7.00) - Recession?  (9.00) - Mortgages  (10.00) - Rents  (12.45) - Scotland  (16.30) - Politics  (18.30) - Hub Extra  Links mentioned:  House prices  Prices falling  Government to help homeowners  Housing stock  Recession chatter  Mortgage rates dropping  Rents on the up  Hometrack rental predictions  Scotland increases land transactions tax surcharge  Making Tax Digital delayed again  2022 hotspots performing well  2022 hotspots YouTube video  Scotland rent freeze YouTube video  David Goggins shorts  David Goggins Property Podcast episode  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
19/01/2321m 42s

ASK364: Sell in the south and buy up north? PLUS: Can I create a 5-year tenancy?

Rob & Rob are back to offer their advice to two more listeners!  (00.35) - Andrew wants to get back into property investment, but he wants to know if he should sell his Southern properties and focus up North.  (2.55) - David has had a great tenant in his property for 3 years, and is considering giving them a 5-year contract... how does he sort this out?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
17/01/236m 28s

TPP513: Predictions for 2023

Rob & Rob are sticking their necks on the line again as they reveal their 2023 predictions – and Rob D shares some VERY exciting news.  To pre-order Rob D's book and get instant access to the bonus video course he's put together, visit priceofmoney.co.uk (1.30) - News of the week  (3.22) - Rob D’s big announcement  (8.00) - Best areas to invest predictions  (9.45) - UK property price predictions  (13.45) - London performance prediction  (15.28) - Inflation and interest rates prediction  (18.18) - FTSE100 prediction  (19.46) - Bitcoin prediction    Links mentioned:  JP Morgan news story  ‘The Price of Money’  Best areas to invest YouTube video  ‘Be Careful What You Wish For’  Our app Portfolio  Learn more about Property Hub Invest  Subscribe to our YouTube channel  Find us on Instagram  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
12/01/2326m 18s

ASK363: Should I pay down my mortgage? PLUS: What questions should I ask about this deal?

It’s time for our first Ask Rob & Rob of the year!  (00.50) - Will asks whether he should try and pay off part of his mortgage given the current state of mortgage rates (4.10) - Rafaella wants to know what questions she should be asking when considering her first off-plan apartment purchase Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
10/01/238m 24s

TPP512: Hotspots for 2023

Rob & Rob kick off their tenth year of The Property Podcast by sharing their list of the top property hotspots for the year ahead.  (02.20 - ‘Sure thing’ locations)  (11.50 - ‘Up and comer’ locations)  (16.10 - ‘Feeling brave’ locations)  (18.50 - Hub Extra: Property Hotspots YouTube video)  Links mentioned:  The first episode of our ‘Kickstart Series’  Our YouTube video explaining what's happening in Scotland Our app Portfolio  Learn more about Property Hub Invest  Subscribe to our YouTube channel  Find us on Instagram  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
05/01/2320m 25s

Kickstart Series, Part 4: How to win at property investing in 2023

The final episode of our Mini-Series is here... Rob & Rob have reached the last episode of their Mini-Series. And for today, they’re presenting the key tactics all investors should adopt if they want to have a successful 2023. And considering they’ve had years of success as investors themselves, you can trust Rob & Rob to know what you need to do to achieve your goals. Words are only words, that’s why they’re using examples from other people. So add these tips to your vision board for this year, and you’ll be winning for the next 12 months. If you’re interested in learning more about Property Hub Invest, just click here. And to learn more about Portfolio, you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
04/01/236m 48s

Kickstart Series, Part 3: How we'll be investing this year

How are The Robs investing this year? Rob & Rob are putting their money where their mouths are by sharing how they’re investing in 2023. Are they going for capital growth or yield? Which locations are they going to focus on? Will they want new build or older properties? Tune in and find out what their tactics will be for this year. P.S. Here’s the courses Rob & Rob suggested in the episode... How property can make you rich in the long term and Total Return Formula. If you’re interested in learning more about Property Hub Invest, just click here. And to learn more about Portfolio, you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
03/01/237m 53s

Kickstart Series, Part 2: Don't make these investment mistakes!

Learn from others’ mistakes Property investing can be life-changing. But it’s a long journey, and it can be a hard one to master. In their years of success, Rob & Rob have seen plenty of investors make mistakes – they've even made a few themselves. That’s why in this episode, they want you to learn from those mistakes so you don’t make any costly ones of your own. If you’re interested in learning more about Property Hub Invest, just click here. And to learn more about Portfolio, you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
02/01/2310m 39s

Kickstart Series, Part 1: Getting started in 2023

Kicking 2023 off with a bang Rob & Rob have a combined experience of more than 20 years’ investing in property...  So if there was ever a pair to trust when it comes to getting your investment journey started, these two are top of the list.  Strategies, goals, narrowing down your choices, how to build a network... The Robs cover it all in episode one of this 2023 Mini-Series.  The time is now to set yourself up for a year of success in investing, and these tips from Rob & Rob will make sure you set yourself up perfectly.  And here’s the link to the Strategy Quiz Rob & Rob mentioned in the episode!  If you’re interested in learning more about Property Hub Invest, just click here.  And to learn more about Portfolio, you can do that here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
01/01/2311m 23s

TPP511: Reflections on 2022

Rob & Rob reflect on the year that's nearly over – both how their years have gone personally in business and investing, and the wider events that have made 2022 a fascinating year in property. See omnystudio.com/listener for privacy information.
29/12/229m 21s

TPP510: Best Episodes of 2022

The best of the best Here’s the episodes that Rob & Rob think will serve listeners the best as we move into 2023 and beyond...  ‘TPP466: How to use Rightmove the RIGHT way’  ‘TPP471: What will happen next with inflation?’  ‘TPP469: Property sourcers’ secrets revealed’  ‘TPP475: 18-year property cycle: When will the market crash?’  ‘TPP478: This could save you thousands...’   ‘TPP479: Never choose the wrong location again’  ‘TPP482: Inflation: Understand it and win big’  ‘TPP505: We assess a real-life deal’  ‘TPP503: Don’t let a crisis go to waste’  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
22/12/228m 45s

TPP509: Our 2022 predictions reviewed: how did we do?

Have the property prophets struck again? It wasn’t so long ago that Rob & Rob sat down to make their predictions for 2022.  Needless to say, they couldn’t have imagined the year being quite as hectic as it ended up becoming.  So let’s take a trip back to December ‘21, and remind ourselves of Rob & Rob’s predictions for the following year and see if they were right about house prices, best places to invest, Bitcoin and much, much more.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
15/12/2220m 44s

TPP508: Top Resources of 2022

The best of 2022 Rob & Rob give a weekly recommendation to make life easier (or better) in each episode of The Property Podcast.  So this week, they’re sharing their favourite things from 2022 for you to enjoy!  Books  Money Men: A Hot Startup, A Billion Dollar Fraud, A Fight for the Truth – Dan McCrum  Four Thousand Weeks – Oliver Burkeman  Amp It Up – Frank Slootman  The 2-hour Cocktail Party – Nick Gray  Born A Crime – Trevor Noah  Podcasts  My First Million  Infinite Loops  Editor’s Picks from The Economist  Business Made Simple with Donald Miller  TV Shows  Jeen-Yuhs: A Kanye Trilogy  Welcome to Wrexham  Formula 1  YouTube  Jeff Nippard  Nick Bare  Jenny Hoyos  Alex Banzea  Film Booth  Tech and life hacks  Berocca!  Fitbod  American Express card (want a referral link to get 70,000 bonus points? Email us!)   Spare charger as an example of removing friction  Eye mask and magnesium for sleeping  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
08/12/2241m 35s

ASK362: Question from the North Pole... what will 2023 bring?

Big news about 2023 from a devoted listener... Every December, this guy wants to know what Rob & Rob have in store for the year ahead. And the answer he gets is a very exciting one. Big podcast news, a huge announcement about what’s coming your way in January – you won’t want to miss this episode. So tune in now to hear about The Robs’ plans for the next 12 months. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
06/12/224m 49s

TPP507: December Market Update

Final Market Update of 2022 To say it’s been a manic year of property headlines is putting it mildly... So you won’t want to miss the last Market Update of the year! Mortgages, holiday lets, house prices – it's all in there! And before they dive into the headlines, Rob & Rob give a very special call-out for a unique investment opportunity. If you’re interested and qualified, email hello@propertyhub.net and they’ll get right back to you. In the news Mortgage rates falling and “could fall further still”  Interest Cover rates are being reduced too.   Accord has also reduced 5yr ICR test to 6.5%  Lib Dems want to give money to homeowners who struggle to pay mortgages  Spain has also just announced support  2% more RICS members report prices falling than rising.  EPCs “aren’t fit for purpose”   North Yorkshire to tackle rise in second homes with council tax premium  Housebuilding target already in doubt  Hub Extra AI imagery is no longer something reserved for Star Wars and Back to the Future.  Canva AI is a free tool that allows you to create whatever imagery you need – which could be a great tool for investors hoping to visualise their next investment! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
01/12/2226m 29s

ASK361: What to do with inherited property? PLUS: How do I buy as a foreign national?

Another Tuesday, another set of listener questions for Rob & Rob to give their expert answer to! First up this week, we’ve got Adam. He’s recently inherited a property in North London worth more than £600,000 and with no mortgage to pay off. Naturally he’s overwhelmed with options for what to do with this property. Should he sell? Get equity from it? Split it into different rooms to make a HMO? The Robs share their thoughts. The next question is one we’ve seen crop up a few times. Our caller is a non-British citizen who’s in a position to build a Buy-To-Let portfolio. But he wants Rob & Rob to explain the obstacles which can (and do) arise in for foreign nationals who want to invest. Press play to hear Rob & Rob’s advice. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
29/11/226m 55s

TPP506: Mortgage Market Update November 2022

Navigating Mortgage Madness As Rob & Rob speak to many investors, they’re aware that many of them are panicking about what to do with their mortgages.  Rising base rate, the ill-fated Mini Budget... there’s been lots that’s impacted the mortgages being offered right now.  To make sure you’re getting the best advice, Rob & Rob have invited Kelly Rule back on The Property Podcast.  Kelly is a mortgage expert, and she gives her advice and opinions on what investors should be doing (and should be wary of) right now.  Keep listening to the end of the episode as Kelly shares her predictions for what’s on the horizon at the start of next year.  Tune in and find out what all three had to say.  Hub Extra This week, Hub Extra is the video Rob D previously filmed on the state of the UK mortgage market – it's the perfect companion piece for this week’s episode.  It also goes into swap rates – something we know lots of investors are confused by. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
24/11/2223m 52s

ASK360: Sunday Times Special!

Did you see The Robs’ debut column in The Sunday Times last weekend? There’s now another way to get Rob & Rob to answer your questions – in a weekly national newspaper! To celebrate, Rob & Rob are looking at the questions they answered in the column in this week’s episode. Increasing rents, waiting for the recession, fixed buy-to-let mortgages and EPC ratings – they're all covered in this episode. If you’d like to see your question answered in The Sunday Times, get in touch at hello@propertyhub.net. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
22/11/227m 43s

TPP505: We assess a real-life deal – is it a yes or no in this market?

Rob talks us through a real investment There’s been more than 500 episodes of Rob & Rob sharing their advice and theories on property investment with listeners.  But they’ve never had the chance to apply it directly with someone who’s actively investing. Until now.  Our producer Dan is an experienced investor, and he was looking at a new opportunity to expand his portfolio in Nottingham.  So he brought the deal to Rob D, who chatted through every aspect of the deal with him to see if it was worth pursuing.  Stay tuned until the end of the episode when Dan lets Rob B know if he followed through with the deal – and whether he regrets that decision or not…  Do you work in FinTech? You’re never too good to learn from others – that's why Rob & Rob want to build their network by talking to listeners who work in and around startups in general, and FinTech in particular.  If you work in the sector as an employee, founder, advisor, investor or anything else, we’d love to hear from you.  Just drop an email to hello@portfolio.co.uk and one of the Robs will reply!  Hub Extra If, like Dan, you’re thinking of investing far from your home – you'll no doubt be on more trains than you can count.  That’s why Rob is recommending the Trainline app this week.  Not only can you buy tickets in-app, but it also allows you to search for split-fares, meaning you’ll be able to save yourself money if there are any non-direct journeys you can take to your destination.  In the news Asking prices drop, as ‘less frantic’ property market emerges  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
17/11/2233m 58s

ASK359: Should I expand my portfolio? PLUS: Is this the peak?

Rob & Rob are back to answer more of your questions in Ask Rob & Rob!  Our first question comes to us via Josh from Greater Manchester.   He’s currently got a portfolio of 3 properties (which he’s created over the last two years), and he’s looking at re-mortgaging and releasing some equity.  Does it make sense to take on more debt to maintain the cash flow that he’s already got? Rob B’s answer is a surprising one!  Next up is Lee, who’s looking to invest in his first buy-to-let very soon!  But before he does, he wants to know what Rob & Rob think is in store over the next few years.  Understandably he doesn’t want to buy when prices are at their peak, so he wants to get a steer from Rob & Rob for some guidance on how he should navigate this plan.  Tune in to find out what The Robs think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
15/11/227m 2s

TPP504: November Market Update

So much going on... The last few weeks has been a BIG one for property headlines. Every day there’s been a new story affecting investors.  Avoid scrolling through all the news sites and tune in as Rob & Rob discuss the most important of these stories and how they’ll impact you.  Here are the links you’ll need if you want to do some deeper reading on any of the headlines:  Base rate reaches 3%  Bank of England expects a 2-year recession on the horizon  Zoopla expects house price fall of 5% next year  Rents hit record high  London’s rental market is on fire  Support growing for holiday lets regulation in England  House prices fall after mini-budget, says Nationwide  Bank makes history as it reverses quantitative easing Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
10/11/2221m 50s

ASK358: Can I buy properties without viewing them? PLUS: You've put me off selling my London home!

It's Tuesday so Rob & Rob are back answering more of your questions.  First up we have a question from Steve, and he wants to know if Rob & Rob have experience investing without viewing a property.  To get the best deals, sometimes it’s important to look outside of locations you’re familiar with and look a bit further afield. But is there an easier way to do it than travelling all over the country?  The second question is from Diana in Kent. She wants to know whether she should sell her London 2-bed flat as it’s not performing well enough for her rent-wise. But after listening to Rob & Rob’s recent investment cities video, she says they’ve put her off selling it! Tune in to find out what The Robs have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
08/11/227m 52s

TPP503: Don’t let a crisis go to waste! What you should be doing right now.

Making it through the crisis If you’ve listened to any of our recent episodes, you’ll know that the market is a stressful place to be right now. And if you’re satisfied simply getting your head down and surviving this period, that’s completely understandable. But we know there’s some of you who want to take this ever-changing atmosphere and make the most of it too. Rob & Rob are here with their advice on how to do both these things. Reviewing mortgage fixed rates, cash reserves, making allowances for tenants and even finding deals – these tips are all well worth learning. Links Mentioned News story: Mortgage Rates are Falling Already  YouTube video: UK mortgage rates: What should you do?  Hub Extra: The Biggest Investment Opportunity of Your Life Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
03/11/2226m 55s

ASK357: How will Quantitative Tightening affect house prices? PLUS: How can I get my next house fast?

It's Tuesday so Rob & Rob are back answering more of your questions.  The first question is from John, who’s noticed more talk about Quantitative Tightening – which as the name suggests is the opposite of Quantitative Easing.  He wants to know – if QE leads to higher house prices, is it natural to assume that QT will have the opposite effect on property?  Then we have a question from Tom in York.  Thanks to inheritance and savings, he was able to buy his first BTL outright.  Obviously that’s not a bad thing – but it has left all his savings tied up in that first property. He wants to know what Rob & Rob would suggest when it comes to saving up for his second BTL property.  Tune in to find out what The Robs think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
01/11/227m 43s

TPP502: Property prices, mortgages, inflation: What’s going to happen next?

What’s going on? Every day is bringing new headlines (and even new Prime Ministers), so it’s no surprise that investors have a million questions right now.  And while Rob & Rob can’t answer all those million questions in a single episode, they can take a look at the most popular ones and give their thoughts.  Is the 18-Year Property Cycle broken? What’s happening with mortgages? What should I do next?  Tune in now and hear how The Robs are responding to the biggest issues in the headlines today.  YouTube links mentioned in this episode:  UK mortgages rates: What should you do?  Don’t make this mistake when using the 18 Year Cycle  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
27/10/2233m 32s

ASK356: Should I end my fixed rate early? PLUS: What do I do now mortgages don't stack up?

It’s a mortgage special episode for Ask Rob & Rob today! First up is Lee, who’s been a long-time listener. He’s 2 years into a 5-year fixed rate mortgage, and he’s done some digging and found that he would incur a £3,000 fee for getting out of the fixed rate early. He wants to know if Rob & Rob would advise doing this, given the volatility in the market right now. Next up is Tom. Tom wants to know if Rob & Rob have changed their own minds on how they approach mortgages thanks to the unsustainable nature of the offers in the market right now. Tune in to find out what The Robs have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
25/10/227m 45s

TPP501: "Un-Budget" reaction: What does it mean for the property market.?

As up to date as possible Given the reactive nature of both the politics and news cycles, it’s no surprise Rob & Rob have lots to give their opinions on right now.  The mini-budget and its subsequent reversal, changes within the cabinet... every day brings a new story, and new consequences for investors.  With that in mind, The Robs recorded this episode yesterday morning so it can be as timely as possible.  They share their thoughts on the changes in government, how they think things should go moving forward, and even share their tip on how to access a potential deal.  Yes, a deal – in this market.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
20/10/2221m 7s

ASK355: What does the Liz Truss situation mean for investors? PLUS: Should I cash in my ISA to invest in property?

It’s Tuesday and Rob & Rob are back with more answers to listener’s questions.  First up is Chris from Manchester. He wants to know what The Robs think Liz Truss’ appointment means for investors. It’s a very timely question, not least because of the volatile news cycle with regards to the latest PM appointment. Next up is a question from Alex, who has £80,000 in an ISA. He wants to know if it’s smart for him to cash in this ISA and use the money to invest in property, or would his money be better spent in other investment avenues? Press play and hear what Rob & Rob have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
18/10/229m 10s

TPP500: Your questions answered live!

A milestone episode Today, Rob & Rob are celebrating the 500th episode of The Property Podcast!  It’s quite an achievement, and to celebrate The Robs did their first YouTube Live, where they shared the top five lessons they’ve learned as podcasters, answered questions from listeners and shared their thoughts on the current property market.  This episode is really one huge thank you to everyone who’s listened, shared, commented on and even disagreed with an episode of The Property Podcast – our community is what got us to this milestone.  Here’s to the next 500!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
13/10/2237m 10s

ASK354: Can I quit my job now? PLUS: Bad time for flips?

It’s a Tuesday, which means Rob & Rob are answering another pair of your questions!  First is a question from an avid listener, Maddie.  She’s getting far in her investment journey, and she wants to know the sweet spot of rental income percentage when you’re hoping to finally quit your job.  Taking a buffer for maintenance costs into account, Maddie wants to know what percentage she should aim for.  The second question is from Gazi.  He wants to know if the current cost of living crisis (and rising interest rates) mean that now is not the right time to do a flip.  But if it is, how does he mitigate the risk as far as an exit strategy goes.  Press play and hear what Rob & Rob have to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
11/10/228m 59s

TPP499: October Market Update

Unless you’ve been living under a rock, you’ll know the last week has been a hectic one for investors.  The Mini Budget (and subsequent backtracking), the removal of mortgage products, shocking headlines and political positioning... it’s been hard to stay on track for most of us.  So there’s really never been a better time for a Market Update!  If you want to know the impact of the pound dropping, understand how quantitative easing has returned and why so many mortgage products were pulled from the market, Rob & Rob have all the answers you need.  Stay tuned until the end as they tell listeners how they’re adjusting their own strategies in the face of all these changes (and also share details about next week's 500th episode). Enjoy!  Here’s all the links you need;  Mini Budget fallout  QE is back (and how this impacted the falling pound)  Mortgage products pulled  The market slowdown continues  Savills commentary on the mortgage market  Prices are falling in the hottest markets  Rents are rising, rate of growth is peaking  Labour announces ‘Renters Charter’  Scottish house builder puts rental schemes on hold after rent freeze announcement  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
06/10/2231m 48s

ASK353: How do we prepare for a crash? PLUS: Do I need an emergency fund?

Rob & Rob are back with more answers to your questions.  Gareth from The Wirral has been a listener for years, and as a result he’s got a question about the 18-year property cycle.  If we’re in year 15 of the cycle, he wants to know what preparation he should be carrying out in anticipation of an inevitable crash.  Rob & Rob’s answer touches on mortgages, deal sourcing and how to choose where to invest.  Next up is Max from Milton Keynes.  He’s in the process of remortgaging his house and planning to start a buy-to-let portfolio, and he’s got a 3-month emergency fund to cover all bills and expenses.  He's calculating a 10% buffer with the buy-to-let properties he’s looking at, but wants to know if that’s necessary when he’s got the emergency fund.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
04/10/2210m 41s

TPP498: The Mini Budget - What does it mean for property investors?

A Mini Budget with maximum impact?  We know you’ve been waiting for this episode...  Last week's Mini Budget announcement wasn’t just about Stamp Duty. Income Tax, National Insurance... there were plenty more changes included, and all these changes can impact investors.  The Robs have broken down the Budget in this week’s episode and let us know whether they think this is a good or a bad one (stick to the end for a ‘rant’ from one of them).  There’s also an announcement about the 500th episode of The Property Podcast – yes, we’re almost at episode 500!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
29/09/2228m 30s

ASK352: How long should I fix my mortgage for? PLUS: Interest-only on your own home?

This week, Ask Rob & Rob is all about mortgages.  Sam from London wants to know how long she should be fixing her mortgage for, given the discussions about inflation. Should she fix for as long as possible or go with two years?  Rob B tackles this one, sharing details on his own mortgage to help Sam out.  Then we’ve got a strategy question from Tom.  He wants to know if it’s smart to opt for an interest-only mortgage for his residential property.  His idea is to save the difference between the interest-only payments and what he’d be charged for a repayment mortgage.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
27/09/227m 54s

TPP497: Mortgage Market Update

It’s your update on the current mortgage market The thing on every investor’s mind is... mortgages.  Which rates are good rates? How long should you lock a mortgage in for? What should we be searching for in a mortgage advisor?  The Robs know there’s a bit of a mortgage meltdown happening, and that’s why they’ve brought on a mortgage expert for this week’s episode.  They ask all the questions you want answers to (and ones you’ve not thought to ask) in this episode.  Hub Extra This is an app that Rob & Rob both use and are big fans of.  And they didn’t even recommend it to each other!  Todoist is an organisational app, and it’s very one-track-minded, which Rob D says he enjoys.  To find out how Rob & Rob utilise the app, hit play on this episode.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
22/09/2222m 14s

ASK351: Is this a good way to get into property? PLUS: I'm worried about the EPC changes!

We’re back with more listener questions on Ask Rob & Rob.  First up, we’ve got a question from a listener (who forgot to leave their name, so we’ve christened them Billy).  They’ve been hearing about lease options from a mentor, and wanted to know more about purchasing lease options as a strategy.  Does this make sense or is it a dated way of approaching property?  And next is a question we’re sure lots of you can relate to – what to do about EPC ratings?  James has just purchased a property that’s currently rated a D, and he wants to know what the best option is for him moving forward.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
20/09/229m 26s

TPP496: A rent freeze and eviction ban is coming – what’s happening and what it means for you

How will rent freezes and eviction bans affect property investors? It’s official, the scary headlines are true... Scotland will be introducing a rent freeze and eviction ban in response to the cost-of-living crisis.  But how will this affect property investors, and will the rest of the UK follow suit?  Tune in to find out what’s happening and what it means for you.  Hub Extra We’re all big readers here at Property Hub HQ and this week Rob B is bringing us the reading hack that completely changed his life!  This mindset was first introduced to Rob B by Naval Ravikant, and it’s completely shifted the way he thinks about reading.  Has a book ever become so disinteresting to you, that finishing it actually feels like a chore?  Well, what if we told you you’re under no obligation to finish that book? If the book is no longer adding value or entertaining you, then skip ahead a little and if it’s still not interesting you – don't finish it!  It seems so simple, but it’s such an alien concept to most, as for some reason we feel obliged to finishing the book we’ve started.  But if you adopt this mindset, you’re guaranteed to start finding reading enjoyable again.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
15/09/2229m 13s

ASK350: Is now a bad time to buy off-plan? PLUS: What are your top 10 podcasts?

It’s Tuesday and you know what that means – Rob & Rob are back answering your questions!  Paul’s kicking us off this week, and he’s got a question about buying off-plan property.  Paul’s still new to investing, but he’s already exchanged on two off-plan properties in Manchester city centre that are due to complete in Q2 of 2024 and he’s considering getting a third.  However, he’s now wondering if it’s actually a good time to be buying off-plan.  When the time comes for him to get a mortgage, will interest rates be even higher? And could he actually struggle to get one due to not meeting lending criteria?  Next up, we’ve got a question from Ed.  Ed is also new to investing and currently has a freehold property in London. He’s currently soaking up as much Property Hub content as he can, but he wants to know if Rob & Rob could recommend the best podcast episodes for beginners like himself.  Tune in and find out what the guys had to say.  Looking for the links? They’re right here:  New to The Property Podcast? Start here!  Our top five episodes  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
13/09/227m 36s

TPP495: The top 3 places to invest in England, Scotland and Wales

Where’s best to invest in the UK?   Our hotspot episodes always go down a treat and are usually one of our most popular episodes of the year, but we think this one might be even better...  If you think Rob & Rob don’t cover Scotland and Wales enough, today is your lucky day - as they’ll be revealing the top three places to invest in England, Scotland and Wales.  So, if you’re planning your next investment, you might want to start looking into these locations...  In the news  You might’ve guessed what news story Rob & Rob would be chatting about today, which is of course, we’ve got a new PM!  This is the third new Prime Minister the UK has seen in the last six years without a general election, so what have the guys got to say about it and how this will impact investors?  Hub Extra  We’ve been ramping up our YouTube channel here at Property Hub, so of course Rob & Rob have been spending more time on YouTube and searching for some of the platform's best content!  So, it’s only right that they recommend another cracking channel to you.  Leon Hendrix’s channel focuses on personal development, and whilst YouTube is swamped with a lot of similar videos, Rob Dix has found Leon’s channel to be a breath of fresh air.  He takes well-known concepts and makes them super compelling, so this is definitely one to add to your watch list – who said learning couldn’t be entertaining!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
08/09/2230m 32s

ASK349: Help - my fixed rate is ending! PLUS: Is it a bad idea to rent to family?

It’s time for some more listener questions!  And getting us started this week is Helen.  Helen has three rental properties, each of which are on fixed rate mortgages, which are due to end soon in 2024-2026.  Helen’s hoping Rob & Rob can shed some light on what she can do to prepare for her fixed rates coming to an end.  Next up, we’ve got a question from Dan.  Dan’s sister is currently looking for a property to rent, and he’s had a thought! As he’s looking to get into property investment, should he purchase a property and rent it out to his sister?  It seems like a win-win situation as his sister gets a landlord she can trust, and he’d get a reliable tenant from the get-go.  Do Rob & Rob think it’s a good idea or is it a disaster waiting to happen?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
06/09/226m 59s

TPP494: September Market Update

It’s the September Market Update Rob & Rob are back with your monthly update!  It’s all doom and gloom in the media, and with negative headlines everywhere you look, it can be difficult to keep up!  But don’t worry because Rob & Rob have got you covered...   All the links you need are right here:  House Prices  Rightmove House Price Index  Rents  Rising prices see renters stay put  Historic low for voids as rental market under-supply goes on  Rent rises lag far behind inflation - new government figures  Generation Rent promoting new rent freeze campaign  Mortgages  Weekly rate watch: Prices take cue from weather with significant rises  Holiday Lets  Number of active holiday lets increase by as much as 33%  Landlords evicting tenants for Airbnb and holiday lets, report finds  Anti-second home sentiment builds as building society stops lending  And finally...  New political party calls for rent controls and no “landlordism”  Hub Extra  We’ve got a cracking recommendation for you this week!  From Hollywood to Wales, purchasing a run-down football club in Wales might seem like a questionable business move.  Welcome to Wrexham follows the story of Ryan Reynolds and Rob McElhenney and their purchase of the third oldest professional football club in the world.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
01/09/2222m 23s

ASK348: How much should I pay for this deal? PLUS: How do I structure this joint venture?

It’s Tuesday, so we’re back with more listener questions.  First up this week is Becky from Essex.  Becky’s about to complete on her first buy-to-let deal (three cheers for Becky!), but she’s already looking at her next deal...  She wants to buy the flat above hers, off-market, and she’s wondering how much discount she could get with a deal like this?   Becky’s also hoping Rob & Rob can shed some light on how off-market deals work, and how the process differs from a standard purchase.  Next up is a cracker of a question from Alex in Devon.  After using a cash loan from a friend, Alex purchased his first property a year ago and now he’s about to repay the friend after increasing the property's value and remortgaging.  His friend wants to extend this partnership and re-loan him the money. Alex wants to go ahead with the loan and split it into two £50k deposits, but he’s hit a roadblock.  His broker has advised that lenders aren’t likely to loan to him due to his friend wanting to have a second charge for security.  Is there a way they could restructure the loan to suit, or are they just asking the wrong questions and dealing with the wrong lenders?  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
30/08/228m 50s

TPP493: Inflation and interest rates: What's next?

What’s going to happen with inflation and interest rates? With inflation and interest rates rising, every investor wants to know...  What’s going to happen next?  Are we going to see further increases or are we hurtling towards a recession? And whatever the answer - how will this affect house prices?  Rob & Rob have done a deep dive into the data, so you don’t have to and they’ll be answering all of those questions today on The Property Podcast.  In the news If you’re not fluent in Welsh but you’re hoping to buy in Wales, now might be the time to scrub up your knowledge, as it’s been revealed that landlords in Welsh-speaking communities may have to prove they speak the language.  This scheme is looking to restrict the number of second homes and free up affordable housing for locals.   If the scheme goes ahead sellers will also have to list their properties to locals for a set period of time before they can list their property to the wider market.  What are the chances of this passing, and what do The Robs think about it?  More from Rob & Rob Every month Rob & Rob host a free webinar that’s jampacked with knowledge that will help you become a better investor.  And if you’ve not joined one before, then tonight's your chance!  Join Rob & Rob as they reveal the state of the market right now, and what investors should be doing about it.  Hub Extra Last week we announced that Rob Dix is launching his very own newsletter and we’re excited to say that the first one will be landing in your inbox tomorrow!  If you’ve already signed up for a free hubber account – great, you don’t need to do anything else.  But if not, what are you waiting for? Not only will you get to receive the most valuable five-minute newsletter each week, but you’ll also gain access to the huge wealth of free resources on our website!  So, sign-up now – you won’t regret it!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
25/08/2219m 57s

ASK347: Is the market just too hot? PLUS: Is this a risky cash buy?

Rob & Rob are back for another round of listener questions, and they’ve got some cracking ones!  Kicking us off this week is Luke from London.  The market is hot right now, that’s no secret and this combined with the aftermath of Covid-19 and the war in Ukraine Luke is wondering if what the 18-year cycle predicts is still accurate...  Will we be waiting until at least 2026 for a crash or are we heading towards an early winner's curse?  Next up, Sophie’s looking for some advice on an upcoming purchase.  She’s looking to purchase a property, but it currently has no kitchen or bathroom, so lenders won’t mortgage it due to it being uninhabitable.  Sophie plans to borrow some cash from family/friends to top up her savings and buy it outright. Once she’s bought the property, she plans to install a cheap bathroom/kitchen with the hope that she’ll then be able to remortgage.  She’d like to know what Rob & Rob think of this plan and if they have any other suggestions to help her get the deal across the line.  Tune in to find out what advice the guys have got for these listeners.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
23/08/229m 18s

TPP492: Is the property market slowing down?

Is the property market headings towards a halt? There’s a lot happening in the market right now.   With a rumoured recession on the horizon, combined with interest rates, inflation, and the cost of living on the rise, are we starting to see the signs that the property market is slowing down?  Rob & Rob will be revealing exactly that on today's podcast.  They’ve been combing through the data, reaching out to their huge network and using their own observations to find out exactly what is going on with property market right now – and honestly, the answers might surprise you.  Major Announcement  Hub Extra is having a little revamp... and in true Property Hub style we’re making it even more valuable for you!  From next week, Rob D will be sending you a newsletter straight to your inbox every. single. week.  He’ll be sharing his opinions on the market, plus the top news that you, as an investor, should know about... and there may be a few little extras along the way.  This 5-minute read will give you everything you need to keep up to date with the ever-changing property landscape.  So, if you’ve not already signed up for a free Hub account, now is the perfect time! Just click here.  Hub Extra  We’ve got a little bit of a different recommendation for you this week, but if you’re looking for a way to treat yourself this one’s for you.  We’re very lucky to have a wealth of talent here in the UK and that’s showcased every week in theatres up and down the country. So, if you’ve not been to a musical recently take this as your sign to do so!  Rob B recently went to see Matilda and he was blown away with just how incredible the industry is, and after the last couple of years now is the perfect time to go out there and support them.  So, if you’re looking for something a little different try and book a show. We promise you won’t regret it!  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
18/08/2224m 29s

ASK346: Should I buy a cheap student property? PLUS: How much should I reinvest?

It’s that time of the week – Rob & Rob are back answering your questions!  And kicking us off this time is Kevin.  Kevin is finally ready to purchase his first buy-to-let and he’s keen to get stuck in, but he was a little disheartened when he saw how much tax would be cutting into his profits, so he’s been reconsidering his strategy.  As a result of his calculations, he’s had to rejig the scope of where he was looking for property and he’s noticed some super cheap student lets in the North West.  He wants to know if student lets are a good route for a beginner like himself or should the alarm bells be going off?  Next up, we’ve got a question about profits from Alex down in Somerset.  Alex has been listening to the podcast for around a year now, and he’s saved up a pot of profits from his buy-to-let. But before he starts dreaming about all the holidays, he wants to know how Rob & Rob would split their profits?  Is there a recommended way to split profit? Or is there a particular amount he should be putting aside to reinvest, pay off capital and for general maintenance?   Tune in to find out what advice Rob & Rob have got this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
16/08/228m 18s

TPP491: How to invest like the super-rich

How do millionaires invest? Have you ever wondered how the super-rich invest?   It’s not often you get a glimpse into how millionaires invest or what their portfolio looks like, but we’re bringing you exactly that today on The Property Podcast.  If you’ve ever spoken to a financial advisor and asked how you become rich, they might tell you something along the lines of “invest in stocks and bonds” but is that how the rich actually do it?  Tune in as Rob & Rob give an exclusive look into:  How they invest  What they invest in  How their investments are spread  In the news The Bank of England is back in action as they raise the base rate by 0.5% bringing it to 1.75%.   It’s still extremely low by historical standards, but this alongside a predicated 13% inflation by October is bound to have an impact of the property market.  Are we going to start seeing the market slow down and how will this affect house prices?  Hub Extra  If you want to seriously up your communication skills at work and in business, this week’s Hub Extra is for you.  How to Start Conversations That Get Results: The First Minute by Chris Fenning is a book that will give you a simple framework you can apply to any conversation you have – making those first 60 seconds far more impactful.   After reading this book, you’ll never need to waffle again, and you’ll master the art of clear intent and concise conversation.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
11/08/2225m 2s

ASK345: Can I renegotiate this purchase? PLUS: Is it time to ditch my ISA?

Rob & Rob are back with more listener questions and wow, we’ve got some cracking ones for you this week.  Getting us started is Ben.  Ben is currently looking to purchase his second buy-to-let, but after completing a survey on the property, he’s been told that there’s around £11,000 worth of repairs needed on some damp and the roof.  What Ben would like to know is, does this give him the chance to renegotiate the purchase price?  The original offer was a good one and slightly over market value, but with the potential cost of work hanging over his head, he’s thinking that what started off as a good deal, will become a bad one.  Should he try and knock the costs off the purchase price?  Next up we’ve got a question from Alex.  After listening to the podcast, Alex and his wife first took the plunge to invest back in January 2020 and they’re currently completing on their fourth. Today they’re hoping Rob & Rob can help them with the sticky situation they’ve found themselves in.  We all know that inflation is on the rise, and with what Alex has been hearing on the podcast, he’s wondering if now's the time to pull out of his ISA.  He’s currently got 10K in a Lifetime ISA that has an interest rate of 0.85%, which, thanks to inflation, means he’s actually losing money.  Alex wants to know whether he should pull out his money, lose the 25% the government have topped it up with, leaving him with 7.5K or if he should just stick with it because the government contributions make it worthwhile?  Tune in to find out advice the guys have got this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
09/08/229m 4s

TPP490: August Market Update

Your August Market Update is here!  It's been a busy month, so Rob & Rob have plenty of headlines to get through in the latest market update.  From fast-growing cities and the removal of mortgage stress tests, to people getting the wrong investment advice from TikTok, The Robs are breaking down the biggest news of the month for you right now.  Stay on top of the industry’s breaking news by tuning in now. And all the extra links you’ll need are below.  Property prices  House prices growing at fastest rate since 2004  Growth is fastest in cities  Viewings have fallen by a third  The rental market  Rents have increased by 3% in the last year  Rents are growing fastest in Manchester  More tenants are renewing in London  Mortgages  Stress tests removed  Political pressures  A leading charity wants the rental sector to shrink  Labour’s “war” against holiday lets  All holiday lets to be licensed in Wales  Odds and ends  A third of all transactions fall through, and the ones that succeed take over 5 months   The national “rogue landlord” database is looking sparse  And finally...  Not all property advice given on TikTok is accurate  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
04/08/2217m 31s

ASK344: Help! Higher mortgage rates are squeezing my margins PLUS: Is this the end of rent increases?

It’s time for some more listener questions!  Kicking us off this week is Deemada.  Deemada is searching for his second buy-to-let deal but increasing interest rates have got him thinking about his profit margins.  He wants to know if higher rates will squeeze his profit and if so, should he still be considering buy-to-let right now?  Next up, we’ve got a question from AJ in London.  The latest legislation, especially the proposed removal of Section 21 has got them worrying about how this is going to impact landlords, particularly with rent increases.   They currently review their rent annually and adjust it according to the market – sometimes it goes up, sometimes it doesn’t. But they’re worried that this change in legislation could leave them short if a tenant refuses to accept the rental increase.  Do Rob & Rob have any thoughts on this?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
02/08/226m 50s

TPP489: 2022’s best cities for yield

What cities are best for yield? Usually, when we talk about the best places to invest, we’re looking at capital growth, but there’s plenty of investors that focus on high-yielding deals.  So, Rob & Rob have done a deep dive into the data, and they’ll be revealing the best cities to invest in if you’re investing for yield.  Not only will they be sharing the top five cities in terms of data, but they’ll also spill the beans on which of those cities they’d personally invest in.  In the news  Great news for the UK as major cities across the country land into Timeouts' top 53 cities in the world - with Scotland landing two cities in the top four!   The rankings are based on various things including safety, sustainability, and even nightlife.  It’s great to see some of the UK’s best cities being recognised globally and even beating places like New York and Paris.  Hub Extra  Working through your emails is never someone’s favourite task, but it can certainly be a quicker one with this week's Hub Extra.  Rob Dix has recently found Spark, it’s a mail app that’ll replace the one that’s automatically installed on your phone, and whilst the differences are subtle, he says they’re game-changing.  He’s clawed back time in his day, as he can whiz through his emails!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omnystudio.com/listener for privacy information.
28/07/2224m 21s