The Property Podcast

The Property Podcast

By Rob Bence and Rob Dix from The Property Hub

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

Episodes

TPP572: Buy To Let mortgages explained by experts

Ever wondered why savvy investors turn to mortgages for their buy-to-let properties? Join our mortgage experts as they unveil the reasons, highlight the benefits, and guide you through the workings of this strategic financial approach.  (1:00) News story of the week  (3:31) Using mortgages for property investment…  (4:20) Why do investors use buy-to-let mortgages?  (5:38) What’s the main benefits of using a mortgage?  (6:05) How do they work?  (6:40) How much can you borrow?  (7:50) Are you locked into a mortgage until its paid off?  (9:08) Should investors opt for a fixed or variable rate mortgage?  (10:18) How difficult is it to get a buy-to-let mortgage?  (10:58) What can you do in preparation for your application?  (12:18) What’s the difference between acquiring a mortgage under a personal name or a limited company?  (13:40) How do investors determine borrowing and payments?  (14:32) Why use a broker?  (18:20) Hub Extra  Links mentioned:  Financial Times  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
29/02/24·21m 15s

ASK417: What shall I do with this equity? PLUS: Am I crazy to apply again?

Join us for this week’s Ask Rob & Rob as they answer two more listener questions… (0:49) Sally has accumulated a good amount of equity in her buy-to-let property. With the mortgage due for renewal next year, she seeks some advice from Rob & Rob on the various options she can explore.  (4:16) Josh’s mortgage application has been declined due to the property being above a commercial unit. He’s cautiously considering other options available to him and turns to Rob & Rob for their thoughts on the situation.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
27/02/24·8m 44s

AOB - February 2024

In this latest behind-the-scenes look at a £100m property business, Rob & Rob delve into the current state of the property market - sharing first hand insights from their interactions with developers and the property deals they’ve been working on.  They then hold an impromptu therapy session - examining their past mistakes, and how entrepreneurs can avoid projecting their own shortcomings onto their business.  Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
23/02/24·15m 27s

TPP571: Update on the silent property crash

It’s the topic that seems to be flying under the radar – the silent property crash! Join Rob & Rob as they give a recap of what the silent property crash is, its current status and what this could mean for the property market.  (1:07) News story of the week   (1:55) The silent property crash  (2:25) What is the silent property crash and why is it crucial to understand it?  (3:45) Is the crash still ongoing?  (5:42) What’s going to happen next?  (13:14) Hub Extra: A great life-hack…  Links mentioned:  Rightmove House Price Index  TPP541: The silent property crash   The silent property crash of 2023  Listen Notes  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
22/02/24·16m 10s

ASK416: Is it time to look at London? PLUS: Should I consider these commuter towns?

Rob & Rob are back to offer their advice to two more listeners about investment in the capital!   (0:52) Neville is intrigued by the attractive current yields available in London and noting that capital growth hasn't matched that of other cities in the UK, wonders if it offers better value now than previously?  (3:47) Charlie asks Rob & Rob for their advice on well-performing investment areas that benefit from exposure to the London market.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
20/02/24·6m 21s

TPP570: How to find the best places to invest

In this week's episode of The Property Podcast, Rob & Rob discuss the exact tools they use to establish strong property fundamentals when analysing potential investment locations. They cover key factors such as employment, transport links, education, and regeneration, providing practical tips and specific tools for research.  You'll learn...  - How to assess employment fundamentals using tools like LinkedIn Jobs and major employer searches.  - Techniques for analysing transport links, including rail, bus, and airport proximity and services.  - The importance of evaluating education factors like schools, universities, and local amenities.  - How to identify regeneration potential in an area using news searches and investment websites.  (0:45) News story of the week   (2:24) The five fundamentals begin…  (3:24) Tools to access employment data for a location  (4:44) How to analyse various types of transport links   (9:10) Techniques to evaluate education fundamentals  (10:58) The importance of accessing local amenities  (12:46) How to scope out potential regeneration projects in an area   (17:22) Hub Extra: Save money on your next holiday!  Links mentioned:  Halifax house price index  Indeed job search  Rightmove  Trainline  Commuter maps  Bustimes.org  Google maps  The good schools guide  Complete university guide  StreetCheck  Hotels.com  Booking.com  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.
15/02/24·21m 50s

ASK415: What can I do about my short lease? PLUS: I'm paying too much tax!

It’s Tuesday, and it’s Ask Rob & Rob!  (0:42) Gary purchased a flat two years ago with a 65-year lease. The mortgage is due for renewal and has dropped onto a follow-on tracker with an 11% interest rate. Should he renew the lease or hold off for another year?  (4:55) The rental income from Nelly’s latest property investment has taken her into the higher tax bracket. She’s considering transferring the property into a limited company and asks Rob & Rob for their valuable advice.  Enjoy the show?  Leave us a review on Apple Podcasts – it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
13/02/24·8m 11s

TPP569: Market Update - February 2024

Interest rates remain the same, but what does this mean for the property market? Tune in as Rob & Rob give you this month’s key information on rents, mortgages, government shenanigans and more!  (1:10) Interest rates update  (1:43) Big news on house prices  (7:10) Rents slowly increase  (8:57) Mortgage approvals are up again, but what about the rates?  (10:06) What’s going on in the House of Commons  (15:25) Hub Extra: The Price Of Money  Links mentioned:  House Prices   Nationwide house price index  Zoopla house price index  Monthly sentiment survey from RICS members  Rents  Rightmove rental trend tracker  Mortgages  Bank of England money and credit  Politics  IFS -It's time to stamp on a tax that penalises landlords and renters  Landlords welcome pragmatic amendments to rental reform plans  What will happen to the Renters (Reform) Bill should Labour come to power?  Sunak considers radical plan for 99% mortgages to help first-time buyers  Follow Rob B & Rob D on LinkedIn  Purchase Rob D’s book The Price Of Money here  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!    Subscribe to the Podcast     Subscribe to our YouTube channel      Sign up for our free weekly newsletter, Property Pulse   See omnystudio.com/listener for privacy information.
08/02/24·19m 19s

ASK414: Is Liverpool still worth investing in? PLUS: My service charge has rocketed!

Rob & Rob are back to offer their advice to two more listeners!  (0:40) Jordan already owns two investment properties in Liverpool and is debating buying a third. He’s curious to know if Rob & Rob think it’s worth investing in the area further or diversifying his portfolio by purchasing a property in a different location.  (4:58) Kay has noticed a considerable rise in service charges and asks the guys advice on how to check the accuracy of these increases and the correct process to challenge them. Links mentioned:  The Leasehold Advisory Service  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
06/02/24·8m 0s

TPP568: Do NOT invest here in 2024

This week Rob & Rob toe the line, as they run through the places to avoid investing in 2024. Tune in to find out why and see if you agree!  (0:50) News story of the week…   (1:45) An exciting opportunity for our listeners!  (2:41) What areas should you avoid in 2024?  (3:05) The seaside resort that’s reached its peak  (4:00) A great holiday spot with oversupply  (5:21) Avoid new build projects in this area  (6:54) A magnificent city with limited growth  (8:00) The anti-landlord area  (9:25) When compelled to pick one of these areas, which do Rob & Rob choose?  (11:43) The area Rob & Rob would avoid at all costs  (13:50) An area that’s missing their own fundamentals  (17:17) Hub Extra: ChatGPT Links mentioned:  Subscribe to our Property Hub Magazine  Email our magazine editor with your story here  Sunak considers radical plan for 99% mortgages to help first-time buyers   ChatGPT  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast    Subscribe to our YouTube channel     Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
01/02/24·22m 24s

ASK413: Is it time to deleverage? PLUS: Can I purchase a buy-to-let property as a foreign national?

It’s time for your latest episode of Ask Rob & Rob!  (0:42) Emily’s kept the properties in her portfolio at 75% LTV and used the equity for new investments. However, she’s concerned about putting herself in a vulnerable position in today’s market and asks Rob & Rob for their thoughts and opinions.  (4:49) Tenda hopes Rob & Rob can shed some light on the obstacles he faces trying to purchase a buy-to-let property as a foreign national.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
30/01/24·7m 38s

AOB: We're back in business!

Welcome to a new monthly series that gives you exclusive behind-the-scenes access to a property business that does over £100m of deals per year! In today’s episode, Rob & Rob reflect on the past year and discuss the challenges they faced, difficult decisions, and dealing with tough market conditions. They share their plans for the year ahead, and the surprising things they’ve noticed about the property market so far in 2024... Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Message us on Instagram Rob Dix & Rob Bence - we’d love to know what your thoughts are!  See omnystudio.com/listener for privacy information.
26/01/24·15m 19s

TPP567: Hotspots for 2024

Rob & Rob give their run-down of which property locations are hot this year. Where will they be targeting to invest both themselves and for Property Hub Invest clients? Let’s find out! (0:39) News story: Major forecast change!  (2:05) 2024 hotspots begin…  (3.22) An underestimated area  (6:30) One of our all-time favourites   (8:49) A city we should have backed more in the past  (11:09) A winner that’s still somehow under the radar  (12:35) Fundamentals heaven  (17:17) Hub Extra: Snipd Links mentioned:  Knight Frank January house price forcast  Snipd  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast   Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
25/01/24·20m 18s

ASK412: Why is there a growth/yield trade-off? PLUS: Any other sources of finance?

The guys are back for your latest edition of Ask Rob & Rob. (0:42) Elliott’s looking to purchase his first buy-to-let property and is hoping Rob & Rob can shed some light as to why you rarely find this type of investment with both a high yield and great capital growth?  (6:53) Sophia’s saving to purchase her fourth property under a limited company and she’s hoping Rob & Rob can help her understand what finance options she has. Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
23/01/24·9m 41s

TPP566: Market Update - House Price Shock!

We’re only three weeks into the new year, and there’s already so much going on in the world of property. So, join Rob & Rob as they give you the latest on mortgages, rents, house prices and more! (1:20) Inflation is down with huge predictions ahead!  (4:30) What’s going on with house prices?  (10.24) Are rents rising or falling?  (12:41) Mortgage market  (19.05) Hub Extra  Links mentioned:  Bank of England may cut interest rate sooner after surprise inflation forecast  Halifax house prices rise  Nationwide house prices fall  House prices to fall and rents to rise in 2024, forecasts suggest  Rents dip slightly in almost every UK region  Encouraging week of rate cuts as five-year fixes go below 5%  Subscribe to our YouTube channel    Share our Podcast  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
18/01/24·21m 45s

ASK411: Are blocks of flats a good investment? PLUS: Do I need to pay stamp duty?

Rob & Rob are back with more listener questions!  (0.50) Mo wants to get started in property investment and is looking for a strategy that will generate cash flow quickly without taking up too much of his time. Is buying blocks of apartments a good option for him?  (3.43) Steve is looking to sell his residential home, move into rented accommodation and use the funds towards his property investments. What taxes will he be required to pay?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
16/01/24·6m 40s

TPP565: Our 2024 property predictions: Will the market crash?

Join us as Rob & Rob go bigger and wilder than ever with their 2024 predictions. Have they finally lost it or is there truth behind their theories – let’s find out… (0:55) News Story of the week  (2:05) Let the predictions begin…  (5:35) House prices  (9:25) Best performing areas  (12:15) London performance  (15:28) All new, Rent predictions  (17:07) Interest rates  (18:34) FTSE100   (19:30) Bitcoin   (22:44) Election  (26:37) Hub Extra Links mentioned:  HSBC latest lender to cut mortgage rates  Cardyard  Subscribe to our YouTube channel   Share our Podcast  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
11/01/24·31m 52s

ASK410: Can my company do this? PLUS: Help, I need to emigrate!

It’s time for our first Ask Rob & Rob of the year!  (0:37) Robin’s current job has him in the 40% higher tax bracket. If he purchases a property under a limited company, is he required to pay additional tax?  (3:34) Dan wants to sell his property fast to permanently emigrate and he’s wondering what advice Rob & Rob have got for his situation.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
09/01/24·7m 21s

Make 2024 your best year yet - Part 4: Who's going to help you?

Rob & Rob are wrapping up this limited-series with the final pieces of the puzzle - how to pick the right location and build your A-team.  Dive in and make 2024 your best year yet!  (1:02) Location – where should you invest?  (8:26) Your team of people  (8:46) Mortgage broker   (9:19) Accountant  (9:44) Solicitor  (10:23) Estate agent  (10:33) Letting agent  (10:50) Property sourcer  Links mentioned:  Property Hub Invest  Property Hub Magazine  Property Hub YouTube channel  Rob Dix books  Google street view  How to pick the perfect investment location  Should You Buy a Property in a Limited Company  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
08/01/24·13m 21s

Make 2024 your best year yet - Part 3: How are you going to get there?

If you’ve listened to episodes one and two, you’ve hopefully figured out where you are now and you’ve got your goals all figured out – but what next?   Join us for the third part of this series, as Rob & Rob help you set your winning strategy for 2024…  (1:07) Which property strategy is right for you?   (1:51) Property flips  (3:50) HMO’S (house in multiple occupation)  (5:22) Student lets  (6:44) Buy-to-let  (8:39) Short-term lets  Links mentioned:  Property Hub Invest  Which property strategy is right for you?  How to create a property strategy, Part 1  How to create a property strategy, part 2  How to create a property strategy, part 3  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
07/01/24·11m 26s

Make 2024 your best year yet - Part 2: Where do you want to go?

Everyone knows that goal setting is the key to success, both in your personal and professional pursuits, but it’s not as simple as just jotting down some wishes and hoping for the best, it’s how you set them that really makes the difference.  Join us for the second part of this series, where Rob & Rob guide you through their SMART goal setting practice, to help set you up for success in 2024.   (1:26) Getting started…  (1:29) SMART goal setting  (9.40) Just do it!  Links mentioned:  Property Hub Invest  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
06/01/24·11m 5s

Make 2024 your best year yet - Part 1: Where are you now?

We want 2024 to be your best year in property yet, so we’re bringing you this brand-new limited podcast series to help you achieve exactly that.  Drawing on over two decades of combined investing expertise, a decade in the podcasting realm, and encounters with thousands of investors, there’s no better duo to guide you through your investment journey this year.   Whether you’re just getting started or you’ve got some skin in the game already, this series will give you actionable advice and guidance to build your property portfolio and make 2024 your best year yet.  (1:06) Where are you now?  (1:29) Let’s look at the numbers  (3:55) Take advantage of your skillset  (5:00) Consider how much time you’ve got to spare  (6:43) The finance basics  (10:23) What’s coming up next?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
05/01/24·11m 11s

TPP564: Expert property predictions for 2024

Happy New Year! We’re kicking off 2024 with an exciting episode as we put industry experts in the hot seat to get their predictions for the year ahead.   (1:29) - What have the big businesses got to say?  (2:24) - Akhil Patel (Director of Property Share Market Economics)  (5:09) - Anisha Beveridge (Head of Research at Hampton's estate agents)  (8:10) - Vanessa Warwick (Co-founder of Propertytribes.com)  (12:03) - Kelly Rule (Mortgage expert)  (14:15) - Rob Wiggans (Head of Sourcing at Property Hub)  (18:20) - Hub Extra  Links mentioned:  Office for Budget Responsibility  Rightmove  Savills  Lloyds Bank  Property Hub Invest  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
04/01/24·20m 21s

TPP563: Reflections on a crazy year

You can’t move forward unless you look back – and that’s exactly what Rob & Rob do in this week’s episode, as they take a step back and reflect on the past year.  (0:50) - Reflecting on the property market  (4:30) - Rob & Rob’s personal thoughts  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free; weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
28/12/23·7m 41s

TPP562: The must-listen episodes of 2023

Rob & Rob look back at the biggest and best episodes of the year and reveal their must-listen episodes that will set you up for success in 2024.  (0:52) - Most downloaded episode of the year  (2:21) - Rob & Rob’s personal favourites  Links mentioned:  TTP541: The silent property crash   TTP513: Predictions for 2023  TTP545: The worst time to invest  TTP542: Is the 18-year property cycle dead  TTP535: The Monopoly strategy  TTP541: The silent property crash  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
21/12/23·7m 29s

TPP561: Our 2023 predictions reviewed: How did we do?

Let’s rewind to January, when Rob & Rob gazed into their magic ball and revealed their predictions for 2023. Following this crazy year, let’s see how they did… (0:43) - News of the week  (2:06) - Property Hub Magazine  (2:40) - 2023 predictions   (3:25) - Top performing areas   (5:13) - UK property prices   (8:10) - London property prices  (9:10) - Interest rates and inflation   (12:00) - FTSE 100   (13:50) - Bitcoin  Links mentioned:  Property Hub Magazine  Halifax House Price Index  Nationwide House Price Index  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
14/12/23·18m 57s

TPP560: December Market Update

It’s the final Market Update of the year! Join us, to hear Rob & Rob’s must-know updates on house prices, plus the latest news on mortgages, politics and much more. (1:00) Property Hub Magazine  (2:03) What’s going on with house prices?  (5:25) OBR property price forecast  (6:37) Mortgage approvals have risen  (8:32) Rent cap in Scotland  (10:53) The latest politics updates  (13:01) Hub Extra Links mentioned:  Property Hub Magazine   House prices   Nationwide house price index   Rightmove house price index  Zoopla house price index  OBR forecasts UK house prices to fall by 7.6% by end of 2024  Halifax reveals 10 UK locations with rising property prices   Mortgages  Mortgage approvals rise for first time in four months    Rents  Private rents in Scotland soar by 14.3% in a year   Politics  Labour to scrap Section 21 on first day in office  Hub Extra  ChatGPT  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
07/12/23·16m 12s

ASK409: A question from someone very special... what’s in store for 2024?

Join us for the final Ask Rob & Rob of the year with a question from a very special guest!  (0:42) Santa thanks Rob & Rob for all the great content this year as it’s helped him Ho Ho along on his property journey. As so many people have asked for interest rates to go down on their Christmas lists, Santa would love a sneak peek into Rob & Rob’s plans for 2024!  Links mentioned  Santa Radio  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
05/12/23·4m 55s

TPP559: Best of Hub Extra

Want to know what Rob & Rob’s favourite resources are right now? Tune in to find out which apps, books, podcasts, YouTube channels and even life hacks, they love and recommend. (0:42) News story of the week  (2:41) Property Hub magazine  (4:09) Favourite books of the year  (12:48) Podcasts Rob & Rob have been listening to this year  (17:12) Rob & Rob’s current favourite YouTube channels and their tips on how best to use it affectively   (23:31) Tech recommendations  (29.50) Life hacks Links mentioned  Industry underwhelmed by mortgage guarantee scheme extension  Housing benefit increase confirmed in Autumn Statement  Property Hub Magazine  Books  Red Notice: A True Story of Corruption, Murder and One Man’s Fight for Justice  A Gentleman in Moscow  Breathe: A Life in Flow  Material World: A Substantial Story of Our Past and Future  Outlive: The Science and Art of Longevity  Podcasts  The David McWilliams Podcast  Nothing much happens: bedtime stories to help you sleep  Tape Notes  The Tim Ferriss Show  Listen Notes  YouTube channels  Dr Brad Stanfield  More Plates More Dates  Sam Sulek  Tom the Taxi Driver  Alex Hormozi  Tech recommendations  Spotify audiobooks  Telegram Messenger  ChatGPT  Live Player – media streaming  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
30/11/23·34m 52s

ASK408: My tenant died! Now what? PLUS: How do I calculate ROI in this situation?

It’s time for your latest episode of Ask Rob & Rob!  (0:43) John’s had one of his investment properties for a while now, and he’s since pulled all his initial investment out. With this in mind, he’s hoping Rob & Rob can shed some light on how he would calculate the ROI in this instance.  (3:24) Mark has found himself in a fairly unique situation. He has one buy-to-let that he rents out via an agency, and unfortunately one of the tenants has recently passed away. He’s unsure of what’s going to happen with the tenancy. He wants to be empathetic but also pragmatic so he can prepare himself for what’s to come. Mark’s hoping Rob & Rob can shed some light on what he should do.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.   See omnystudio.com/listener for privacy information.
28/11/23·7m 0s

TPP558: Mortgage Market: Update and 2024 Predictions

Trying to wrap your head around the mortgage market is no easy feat right now, so we’re joined by a mortgage expert - Kelly Rule - who breaks down what’s happening right now and what she predicts for 2024.  (0:52) News story of the week  (2:50) What’s going on in the mortgage market?  (4:24) How is this affecting products?  (4:52) Is there more activity in the market right now?  (5:16) Are lenders making it easy to borrow?  (5:40) What kind of rates can we expect right now?  (6:59) Are we going to keep seeing high product fees?  (7:38) Should you get a 2-year or 5-year fix?  (8:07) Are there any products you should be looking out for?  (10:34) What’s going to happen with the base rate in 2024?  (11:35) Any mortgage trends on the horizon for 2024?  (12:50) Will more people will switch to variable rates next year?  (13:30) Will 2024 be a better year for mortgages?  (15:07) Hub Extra  Links mentioned:  Landlords are leaving. Should we care?  Temu   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
23/11/23·17m 39s

ASK407: My tenant has upgraded my property! PLUS: Do I really have to pay Stamp Duty again?

It’s time for another round of listener questions!  (0:47) Mo’s tenant has paid 5 months' rent up front for a 1-year lease. He recently had the first inspection, and the tenant has upgraded the house, and Mo’s wondering if he should see this as a good thing?  (3:48) James is looking to sell his residential home as his family is growing, and he’s got some burning questions about the SDLT he needs to pay.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
21/11/23·6m 37s

TPP557: November Market Update

Wow! What a month it’s been. There’s been some strange movement in property prices and big predictions for 2024, so join Rob & Rob as they give you the latest on rents, mortgages, government shenanigans and more!  (1:07) House prices are on the up!  (6:36) The first predictions for 2024  (8:40) Rents are rising faster than ever before  (11:39) What on earth is going on in the House of Commons  (15:41) Hub Extra  Links mentioned:  House Prices  Halifax house price index  Nationwide house price index  Hometrack house price index  Rightmove house price index  UK house prices to fall until 2025, predicts Lloyds  House prices forecasted to dip further but 5% recovery expected in 2024  Property is crashing hardest HERE  Rents  Edinburgh declares housing emergency amid homelessness crisis  Mortgages  Weekly rate watch: Fixes continue to fall  Politics  Landlords: It's finally happening...  Landlords: Rent controls are coming!  The King’s Speech  Tory MPs to challenge government if leaseholds ban does not apply to flats  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
16/11/23·17m 56s

ASK406: Is capital growth better in London? PLUS: Does my plan avoid Capital Gains Tax?

The guys are back for your latest edition of Ask Rob & Rob!  (0:42) Stella is wondering if she’s looking for long-term capital growth, is London the best place for her to be investing right now?  (3:17) Alistair has a plan to change his primary residence to minimise tax while he aims to expand his property portfolio – will it work?  Links mentioned  TPP550: Is now the time to invest in London?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
14/11/23·5m 56s

TPP556: Can you still trust the 18-year property cycle?

Rob & Rob are losing faith in the 18-year property cycle...  Can we still look to the cycle for guidance on what’s actually happening in the market, or has the concept finally been rendered redundant?   Join Rob Dix as he interviews cycle expert Akhil Patel, and dives into everything you need to know about the cycle, whether it can still be trusted today and how you can make practical use of it.  Links mentioned:  The secret wealth advantage – Akhil's book TPP542: Is the 18-year property cycle dead?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
09/11/23·31m 33s

ASK405: Is this developer scamming me? PLUS: What's an Interest Cover Ratio?

Rob & Rob are back with the latest round of listener questions, and strap in because this week we’ve got some good ones!  (0:43) Jackie bought an off-plan property with an up-front 50% deposit. She was recently due to complete, but the developer isn’t allowing the surveyor access to the property, so her lender won’t release the mortgage funds. Jackie’s hoping Rob & Rob can shed some light on what she can do to ensure she completes and gains access to her property.  (4:42) Tom’s is looking to remortgage and he’s hoping Rob & Rob can explain what ICR (interest cover ratio) actually is?  Links mentioned  Course: Everything you need to win big at off-plan property  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
07/11/23·8m 15s

TPP555: Are landlords quitting? Should you join them?

A landlord exodus is dominating the headlines right now, but why is this happening, and should you be quitting too?  (0:49) News story of the week  (2:05) Is a landlord exodus underway?  (3:02) Why are landlords leaving?  (3:40) Tax changes of 2016  (4:40) Legislation  (5:58) Mortgage rates  (7:11) Are all landlords selling?  (9:59) Is this actually bad news?  (10:47) What does this mean for Landlords that choose to stay in the market?  (15:42) Hub Extra  Links mentioned:  Landlords: It’s finally happening...  Dracula Daily  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps othe See omnystudio.com/listener for privacy information.
02/11/23·17m 25s

ASK404: ASK: Do "no deposit" schemes work? PLUS: Where to buy in Manchester?

It’s time for another round of listener questions.  (0:42) Jeremy’s tenants have handed in their notice and his letting agent has suggested that he offer a “no deposit scheme”. Jeremy had never heard of this scheme before, and when looking into it, he couldn’t find much on the pros/cons of this for a landlord – so he’s hoping Rob & Rob could shed some light.  (3:25) Luke and his wife have three buy-to-let properties in the South Wales area, and they’re looking to diversify and purchase their fourth in Manchester. Luke’s wondering if they guys have any suggestions on where to buy in the city.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
31/10/23·7m 40s

TPP554: What has inflation done to your property investments?

How has inflation affected your property investments? Tune in as we run the numbers and help you see inflation in a completely different light.  (0:52) News story of the week  (3:33) What does inflation really mean for investors?  (4:07) Taking a look at the numbers  (16:02) Hub Extra  Links mentioned:  Autumn statement: Government considers help for first-time buyers  Air: Courting a legend  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
26/10/23·18m 7s

ASK403: What should I do with £350k? PLUS: Is this transaction risky?

Your latest edition of Ask Rob & Rob has landed!  (0:43) Nick and his brother have £350,000 in capital and Nick’s wondering how Rob & Rob would invest this cash in today’s market?   (4:08) Dalia is looking at purchasing a property and she’s been advised it’ll be around 10 weeks between exchange and completion. She wants to know if this is common practice and if there are any risks she should be aware of?  Links mentioned Property strategies that don’t work [and some that are struggling]  Should you buy property off-plan? Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
24/10/23·6m 44s

TPP553: Property strategies that don’t work [and some that are struggling]

Is this the episode that upsets people?   There isn’t a one size fits all with property investment. There are many strategies to choose from depending on your budget, goals and outlook on the short/medium/long-term.   But which property strategies are past their prime and which ones are evergreen?  Dive into this week’s episode and find out.   (0:40) News story of the week - what’s happening in Derby? We discuss this article. (1:40) Some strategies don’t work. Which ones are struggling?  (2:30) Lease options  (5:11) Aggressive refinancing  (7:08) A ‘flipping’ struggle  (8.09) Developing/converting  (9:48) Which strategies are past their prime?  (10:14) HMOs  (13:50) Holiday lets  (15:48) Evergreen strategies  (15:54) Adding value  (17:28) Buy and hold  (19:40) Hub Extra    Links mentioned:  Hub Extra  Destination Derby Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
19/10/23·22m 0s

ASK402: Is this the best of both worlds? PLUS: Should I rent out my home?

Rob & Rob are back with their weekly dose of listener questions. So, hit play and dive into this latest episode.  (0:40) Bruno wants to hear Rob & Rob’s thoughts and opinions on maisonettes. He’s looking at freehold property but wants a flat to avoid the maintenance that comes with a house and to avoid the cons that come with a leasehold property. He basically wants the best of both worlds. Does such a thing exist?  (3:54) Dan has a small property portfolio he rents out that are doing well. The home he lives in has the most equity (30% LTV) and he has dreams of travelling the world. He’s been thinking of putting his personal home into his portfolio and renting it out, but he’s nervous. Should he do it and go off travelling or should he sit tight so he can have a nice retirement pot?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
17/10/23·6m 58s

TPP552: October Market Update

Hit play to dive into your October Market Update – that time of the month where Rob & Rob cover the hottest stories and key information that you need to know about as a property investor.     (1:05) House prices - what’s happening?  (2:30) Mortgage news  (5:16) Rent talk   (8:14) Rob’s rant: HS2   (10:34) Damp and mould - new Government guidance  (12:00) EPC rules scrapped   (12:24) Renters Reform Bill  (12:50) New York ban Airbnb - is more to come?  (14:50) Hub Extra    Links mentioned:  Silent property crash  Damp and mould guidelines    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
12/10/23·18m 19s

ASK401: How do I find growth areas? PLUS: What software do you use?

It’s episode 401 of Ask Rob & Rob! So, hit play and dive into our latest listener questions.  (0:36) Philip wants to know how he can find areas that are likely to improve over the next 20 years. He’s listened to Rob & Rob’s advice previously on what to look for, but he wants to know how to find that information he needs  (4:13) Ash wants to know what software he should use to manage his properties day-to-day. He’s got several different software packages he uses, but he’d like to move to something that monitors what he needs and is interested to find out what Rob & Rob use or would recommend.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
10/10/23·7m 32s

TPP551: How the rich and famous invest (and you can copy)

Have you ever wondered how the rich and famous invest? Tune in today to find out how they invest and how you can copy their strategy.  (0:42) News story of the week  (2:21) Property Hub Magazine  (3:23) How do the rich invest?  (8:13) A step-by-step to how the rich invest  (18:11) What traits do they have?  (22:26) Hub Extra  Links mentioned:  News story of the week  Subscribe to the magazine  The Millionaire Fastlane  YouTube video: Should You Buy a Property in a Limited Company in 2023?  Hub Extra  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
05/10/23·24m 10s

ASK400: Time for a new strategy? PLUS: Do I need a special mortgage?

It’s the 400th edition of Ask Rob & Rob!  (0:44) Marcus is looking to expand his portfolio and he’s wondering if it’s time to move away from his usual strategy of buying desirable properties in desirable areas. He usually focuses on these properties as he knows they’re good for capital growth, but whilst rates are high, he could be making a loss. So, is it time to switch us his strategy?  (3:54) Harry is working in London and he’s looking to buy a property in a few years. He’s wondering, if he lives in the property and rents out one of the rooms, will he need a buy-to-let mortgage or a residential mortgage?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
03/10/23·5m 56s

TPP550: Is now the time to invest in London?

Is now the time to invest in London property? If we had a quid for every time someone asked us this, we’d be pretty well off.   In today’s episode, Rob & Rob are delving into that very question.   (0:52) News story of the week  (4:56) Share your thoughts  (5:34) Is now the time to buy in London?  (6:17) Diving into the data  (13:20) So, is now the time to buy?  (13:41) When will it be the time to buy in London?  (18:58) Hub Extra  Links mentioned:  UK interest rate freeze ends run of 14 straight increases  Rishi Sunak scraps home energy efficiency taskforce  Chart 1  Chart 2  Chart 3  Hub Extra: Urban  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
28/09/23·20m 24s

ASK399: Should I sell one to pay down the other? PLUS: What can I do with £20k?

It’s time for your latest edition of Ask Rob & Rob.  (0:43) Tim has two investment properties, one in Brighton and one in Worthing and as interest rates seem to be staying higher, he’s wondering what he should do with them. The property in Brighton has recently become vacant and both properties' fixes are due to end in 2024. So, he’s curious to hear what Rob & Rob think he should do.  (5:04) Rob’s got around £20,000 in savings and he’s looking to get into property investment, so he’d love to hear what advice Rob & Rob have for how he can get started.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
26/09/23·9m 44s

TPP549: Property vs shares, lettings secrets, and Bitcoin

This is your official fly-on-the-wall episode. There’s no structure this week, just Rob & Rob having one of their daily conversations, and they’re bringing you along for the ride.   (4:00) The lettings industry – what's the inside scoop?  (13:30) Student lets – are we starting to see a struggle? Why are we seeing a shift?  (19:00) Property vs shares – which is better, and does it matter?  (24:00) Rob D’s moan – what doesn’t make sense?  (24:45) Bitcoin – a crypto winter? What can we expect after last year’s NFT surge?  (32:00) Hub Extra    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
21/09/23·35m 47s

ASK398: When will mortgages get better? PLUS: Limited Company or not?

Rob & Rob are back and they’re answering more of your listener questions.  (0:31) Steve has found himself in a difficult mortgage situation – he's currently looking at arrangement fees of around £8,500 per product with a rate of 6.8% and he’s looking to hear Rob & Rob’s thoughts on this.  (4:08) Carmen is new to the property investment world and she’s wondering if she should invest in property in her own name or in a limited company?  Links mentioned:  YouTube: Should you buy a property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
19/09/23·6m 11s

TPP548: September Market Update

There’s a lot of media attention around the property market right now, and it’s hard to really understand what’s happening. So, tune in as Rob & Rob dive into the data behind the headlines and give you an insight to what’s going on.  (1:28) House prices  (5:30) Regional affordability  (8:58) Interest rates  (11:25) Mortgages  (13:14) Rents  (14:28) Landlords selling  (15:51) Rental control  (21:02) Hub Extra  Links mentioned Resources  3 strategies to bag yourself a deal in a difficult market  The silent property crash  Property Pulse  Alex Hormozi  House Prices  Nationwide House Price Index  Halifax House Price Index  Rightmove House Price Index  Experts predict 7% house price falls but call it ‘a correction, not a crash’  Affordability  Zoopla House Price Index  Macro  Investors scale back bets on Bank of England hiking interest rates  Mountain view: Bank top economist offers two routes to beating inflation  Mortgages  What are the current UK mortgage rates?  HSBC and NatWest cut mortgage rates again as rivals tipped to follow  Nationwide and Santander slash mortgage rates – ‘other lenders may follow’  HSBC offers 40-year mortgage term to cut monthly bills - but it will cost more overall  Bank of Mum and Dad will contribute to 47% of house purchases this year  Rents  Rents jump 10% to top a record £1,240 in July: Homelet  London’s Rental Squeeze Is Getting Even Tighter  Tenants Struggling  PropertyMark Housing Insight Report  Third of working tenants in England ‘lack savings to pay rent if they lose job’  No-fault eviction proceedings hit highest level for six years in England  Landlords Selling  Britain’s Landlord Selloff May Be Much Bigger Than First Thought  Landlords selling up have left it too late for maximum gains  Politics  Growing the economy and tackling poverty  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
14/09/23·23m 36s

ASK397: HMO or buy-to-let? PLUS: How do I say no to certain pets?

Buckle in and get ready for the latest edition of Ask Rob & Rob.  (0:34) Monica has £150,000 to invest and is looking to buy her first property at an auction. She’s trying to decide whether she should find another investor to work with and get a high-end HMO or to invest in a standard buy-to-let.  (3:57) Joshua has a question on the Renter’s Reform Bill, specifically on the new suggested pet regulation. At the moment, he allows pets, but he likes to vet them first. Now he’s wondering, with the new regulation in mind, how could he refuse certain pets.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.
12/09/23·7m 40s

TPP547: 3 strategies to bag yourself a deal in a difficult market

It’s a difficult market right now, but there are still deals to be had. Tune in as Rob & Rob share tips on how you can secure yourself a deal.  (1:02) News story of the week  (3:21) A difficult property market  (5:28) How to get deals right now  (10:43) Try these advance strategies   (15:32) Hub Extra  Links mentioned:  AI Siri hack  YouTube video: I asked ChatGPT to invest for me. (Surprising Result)  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
07/09/23·17m 54s

ASK396: How can I use this mortgage-free property? PLUS: Should I kick my tenants out?

Join Rob & Rob as they answer some more of your burning questions!  (0:39) Dec has paid off his mortgage on his second £200k property and he’d like to know what Rob & Rob would do next. Should he continue to rent it out or sell it and follow a ‘lock away and watch it go’ strategy?  (3:46) Claudine has previously bought two properties through a limited company. She’s looking to close her company down and is wondering, with the proposed changes in the Renters Reform Act, whether she should move the tenants out first and then sell it, or sell the property with tenants in-situ to another investor?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
05/09/23·6m 41s

TPP546: I tried to sell a property at auction – this is what happened

From listing to the fall of the gavel, tune in as Rob D reveals why he opted to sell a property at auction  (0:52) News story of the week  (2:48) Selling a property due to a change in strategy  (4:40) Why sell at auction?  (8:52) What happened on auction day?  (10:37) A dive into the numbers  (12:41) What happened after the sale?  (13:30) Would he sell at auction again?  (15:08) What advice would he give for selling at auction?  (16:29) Hub Extra  Links mentioned:  Outlive: The Science and Art of Longevity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
31/08/23·18m 39s

ASK395: Should I buy outright? PLUS: Is it time to cut my losses?

Rob & Rob are back to offer their advice to two more listeners!  (0:48) John is going to completing on a couple of buy-to-lets in October and he’s wondering with how the mortgage market is right now, should he buy them outright now and then when the market calms, remortage?  (4:22) Noel owns an ex-council flat in South West London that has a good rental yield, but he’s recently become aware of some mortgage issues with the flat due to it being built with LPS concrete (large panel system). Based on this, should he cut his losses and sell up, or hold out and wait if the value of his property increases and becomes more mortgagable in the future.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
29/08/23·7m 20s

TPP545: The worst time to invest?

What would’ve happened if you invested in property at the absolute worst times to buy?  (0:54) News story of the week  (2:51) Property Hub Select meet-up  (5:44) What would have happened if you bought in the 2007 crash?  (8:35) What would have happened if you bought in the 1990 recession?  (10:38) When was a bad time to buy during these crashes?  (14:37) How do you know when we’re close to the winners curse?  (15:36) Is now the worst time to buy?  (18:26) Lets run the numbers  (22:39) Hub Extra  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
24/08/23·25m 19s

ASK394: Why avoid the South West? PLUS: Buy now, mortgage later?

Rob & Rob are back and they’re answering two more listener questions!  (0:39) Dale’s an avid podcast listener, and he knows Rob & Rob have previously mentioned that the South West isn’t the best place to invest, but he wants to know if this rings true for cities in the South West too.  (3:54) Dan wants to know if whilst interest rates are high, would it be a good strategy to purchase a lower-value property in cash, renovate it, add some value, then once interest rates come down, take a mortgage out on it?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
22/08/23·8m 14s

TPP544: Decoding the mortgage market

The mortgage market is changing daily and as a property investor, you need to understand what’s happening right now, so tune in as we ask a mortgage expert to give us the latest on mortgages.  (0:53) News story of the week  (3:35) What’s going on with mortgages?  (4:16) How is the reduction in inflation affecting the market?  (4:52) Have we seen the peak of interest rates?  (5:18) How busy is the mortgage market right now?  (6:05) What kind of conditions can a buyer expect right now?  (7:03) What options are available for someone remortgaging?  (7:52) Is it worth looking at transferring your mortgage?  (8:51) Is it risky move to switch to a variable rate right now?  (9:34) When will rates fall again and to what percentage?  (10:05) What rates and products can investors expect to see now?  (11:05) What should investors be doing leading up to their mortgage expiring?  (13:16) Hub Extra  Links mentioned:  Podcast: The silent property crash  YouTube: The silent property crash of 2023  Cheap holiday expert  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
17/08/23·14m 29s

ASK393: When should I start the monopoly strategy? PLUS: Should I buy a non-standard construction property?

Rob & Rob are back with more listener questions!  (0:56) Alex wants to know at what point in your investing journey should you start buying premium properties?  (5:32) Stacey is looking at a flat which has non-standard construction and she’s wondering if there’s anything she should be aware of or consider.  Links mentioned  Property Hub Magazine  The Monopoly strategy  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
15/08/23·9m 0s

TPP543: August Market Update

What’s going on with the property market right now? Well, it depends on where you look, the market certainly isn’t a uniform one right now, so join us as we try to make sense of what’s going on.  (1:50) What’s the latest with house prices?  (7:27) Mortgages update  (10:38) Rental competition is still on the rise  (13:48) What about property and politics?  (18:50) Hub Extra  Links mentioned  Rics - UK Residential Market Survey  Nationwide house price index  Halifax house price index  Money and Credit - June 2023  The Mortgage Works cuts selected rates 0.95%  Renters compete with 20 others in battle to find a home  The price to rent a Manchester city centre apartment is rising faster than anywhere outside London... but why?  Airbnb Regulation - councils should control short lets, agents tell government  Long-term plan for housing  Tripling of fines for those supporting illegal migrants  YouTube video: The silent property crash of 2023  Podcast episode: The silent property crash  Hub Extra: Red Notice  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
10/08/23·21m 34s

ASK392: Is it time to sell this property? PLUS: How do you unlock equity gains?

It’s time for another round of podcast listener questions!  (0:41) Simon’s wondering if rising interest rates mean that now’s the time to sell his buy-to-let. His mortgage is coming up for renewal soon and he’s considering a quick sale and pulling the equity so he can invest up north where the numbers work out better. What advice do the guys have for him?  (3:44) Similar to Rob & Rob, Tyrone’s goals are focused on future wealth for him and his family, meaning he’d like to focus on capital appreciation and long-term growth, but how do you manifest this? With property, is the wealth not locked up in the property, meaning you can’t access it? How can Tyrone access the wealth he builds over time?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
08/08/23·8m 13s

TPP542: Is the 18-year property cycle dead?

What’s actually happening with the 18-year property cycle? Rob & Rob can’t seem to agree...  (1:01) News story of the week  (3:00) Property Hub Select   (4:28) What does the silent crash mean for the property cycle?  (5:23) What is the 18-year property cycle?  (7:19) What’s happening with the cycle right now?  (8:39) Option 1: the 18-year property cycle is broken  (11:47) Option 2: the boom hasn’t happened yet  (14:43) Option 3: it’s just a weak cycle  (17:46) What does this mean for the future?  (25:30) Hub Extra  Links mentioned:  City Mapper  The silent property crash  Property Hub Select  The “Monopoly” strategy: Update on Rob B’s portfolio  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
03/08/23·27m 45s

ASK391: Is now a good time for buy-to-let? PLUS: Should I buy in a Ltd company if I want income?

It’s time for your latest edition of Ask Rob & Rob!  (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China’s quantitative easing starting soon, is now a bad time to buy?  (3:51) Mark had an investment plan, but he’s not sure if it’s working out. He’s wondering if he should switch to investing as a business, but he’s not sure if that’s a good idea as it’ll put him in a higher tax bracket. He’s not sure how easy it is to switch back to investing as an individual. Do Rob & Rob have advice for him?  Links mentioned  The silent property crash  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
01/08/23·7m 4s

TPP541: The silent property crash

The media has got it all wrong. We’re not heading towards a property market crash - we’re already in the middle of one.  The silent property crash is here and we’re telling you all about it on today’s episode.  (1:06) News story of the week  (2:52) 20 million downloads  (5:20) Is the property crash here?  (10:12) Property is down 12.5%  (13:30) Prices are the same today as they were in 2003  (15:44) This is the best crash  (19:19) What’s going to happen next?  (24:07) Hub Extra  Links mentioned:  20 million downloads giveaway  Subscribe to the magazine  Quick reaction: Have mortgage rates peaked?  What’s next for UK property? (Our predictions)  The silent property crash of 2023  TPP540: We’re halfway through the year. Is it time to throw out our predictions?  BBC Sounds Google Play Store & App Store  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
27/07/23·25m 41s

ASK390: I'm scared of my property falling in value! PLUS: How do I set up a company?

It’s time for your weekly dose of Ask Rob & Rob  (0:38) Tom is close to completing his second property but the news on interest rates has got him worried. Will rising interest rates impact house prices and what should he do if the value of his newly purchased property goes down?  (3:15) Ben is considering setting up a limited company to invest through, but he wants to know how he would go about it and are there any barriers to entry he should be aware of.  Links Mentioned  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
25/07/23·5m 52s

TPP540: We’re halfway through the year. Is it time to throw out our predictions?

We’re half-way through the year so now’s the perfect time to check-in and see how our predictions are faring!   (0:51) News story of the week  (3:21) How are our predictions doing?  (4:08) House prices  (7:44) The best places to invest  (10:36) Interest rates  (13:50) What’s going to happen next?  (17:58) Hub Extra  Links mentioned:  Turo  YouTube Video: Renters Reform Bill  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
20/07/23·20m 27s

ASK389: Should I get a repayment mortgage? PLUS: Are purchase lease options a good idea?

It’s time for some more listener questions:  (0:38) Tom is looking to build passive income with a portfolio of buy-to-lets. He currently owns a 1-bed in Bath city centre, and he’s got 70k to invest; should he get another 1-bed studio flat in Bath with a repayment mortgage, or should he get an interest-only mortgage so that he can save for a third property quicker?   (3.52) Billy’s property mentor has recently discussed the idea of purchase lease options - this isn’t something he’d previously thought of, so he’s come to Rob & Rob to get their thoughts.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
18/07/23·7m 33s

TPP539: July Market Update

It’s Market Update week! This is your chance to catch up on the latest and get to grips with what’s happening in the property market right now.  (0:50) Property Hub Select  (2:09) House prices   (7:44) Mortgages  (11:17) Rents  (12:55) Investor sentiment  (15:30) Rent controls  (16:51) Tenant preferences   (18:45) Hub Extra  Links mentioned:  House prices relatively stable in June but annual growth remains in negative territory  Rightmove: House Price Index  Halifax: House Price Index  Buyers negotiate on price to achieve biggest discounts since 2018  Five-year fix tops 6% for first time since November: Moneyfacts  Mortgage pressures will not tip UK into wave of repossessions, FCA says  Total lending bounces back but remains much lower on annual basis  How long can the UK rental crisis last?  Just 5% of private rentals affordable on housing benefit  Renters protest against ‘rampant profiteering’ outside landlords’ convention  Four in 10 BTL landlords plan to expand portfolio – Landbay  BREAKING: Lisa Nandy confirms Labour has U-turned on rent controls  'Rental ads saying no to kids forced us to sofa surf'    YouTube: Tom the Taxi Driver  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
13/07/23·21m 24s

ASK388: Are things about to explode? PLUS: Should I buy a property with non-paying tenants?

Happy Tuesday! We’re back with some more listener questions!  (0:30) Tony’s got a question on the 18-year property cycle. He wants to know if lenders offering 100% mortgages means we’re about to see the boom phase.   (3:30) Rob’s seen a property to buy that’s already tenanted. The issue is that the tenant isn’t currently paying rent as they can’t afford it. Should Rob still buy the property?    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
11/07/23·6m 49s

TPP538: Do property prices really double every 10 years?

What we’re talking about today gave us a whole new perspective on things. So much so, we can hardly believe nobody else is talking about it!  We’ve dived into the data to uncover the truth: do property prices really double every 10 years?  (1:05) News story of the week  (1:48) Property Hub Select  (3:00) Fact checking: do house prices really double every 10 years?  (4:40) The shortest vs longest period prices have doubled  (5:55) What’s the longest time prices have taken to double?  (9:59) Why is this the worst performing cycle and what should you do?  (12:40) How the cycle can give us clues  (17:00) Hub Extra    Links mentioned:  Nationwide House Price Index  Property Hub Select    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
06/07/23·19m 59s

ASK387: Is this a good place for holiday lets? PLUS: What is this type of auction?

It’s time for some more listener questions!  (0:36) Alex and his business partner are thinking about buying a holiday let outside of Liverpool City Centre and turning it into an Airbnb, but he’d like to hear Rob & Rob’s thoughts on this strategy.  (3:14) Damien's started seeing more “modern auctions” on the market and he’s hoping the guys can shed some light on what they actually are, the fees, and share any experiences they might’ve had.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
04/07/23·6m 8s

TPP537: How to protect yourself from property gurus

Join us as we interview Vanessa Warwick, landlord and co-founder of Property Tribes, as she shares why she’s being sued by one of the biggest players in the property wealth creation space and what red flags property investors should be looking out for. (0:56) News story of the week  (2:19) A big thank you! (4:22) Interview with Vanessa Warwick  (34:49) Hub Extra  Links mentioned:  Our latest YouTube video  Property Hub Select  Vanessa Warwick’s Crowdjustice Campaign  Amazon ad blocker  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
29/06/23·36m 13s

ASK386: Will EPC rules make me change my strategy? PLUS: Is a company let a good idea?

It’s time for your weekly dose of Ask Rob & Rob!  (0:38) Matt has a couple of decent yield buy-to-let properties in Hull. He now knows the area pretty well and has a great relationship with a letting agent. Matt wants to know if he should keep investing in Hull, and should he try to increase these properties’ EPC ratings now or sell them and reinvest into a higher-end property?  (3:39) Greg invests in London and he’s recently been approached by agents that offer company let agreements. They’re looking to take over his property for three to five years, with the hopes of letting it out to young professionals. Greg wants to know what Rob & Rob think about this kind of arrangement and if there’s anything he should be looking out for.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.
27/06/23·7m 12s

TPP536: Mortgage Market Update

Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market?  (0:56) News story of the week  (2:28) Exciting announcement   (4:55) What’s going on with the mortgage market?  (5:48) What’s the current state of the market and has this ever happened before?  (6:17) What’s happening with the base rate/swap rates and how are lenders responding?  (6:59) Do you see this period of volatility lasting much longer?  (8:07) What kind of knock-on effect is this having? Are fewer people applying?  (8:42) What should you be doing if your fix is coming to an end?  (11:26) Is a 2-year fix the best option?  (12:37) What are the good products right now and what kind of rates should people be looking at right now?  (14:05) Are clients adamant on getting a lower-interest-rate product even though they have higher product fees?  (14:55) Are off-plan and new builds easier to get finance on?  (15:30) Are you expecting to see more attractive products to come to market soon?  (16:49) What do you think will happen in the next 1-2 years?  (17:53) Is diversification a part of your strategy?  (19:40) Can you still operate in this market?  (20:50) The importance of using a broker  (22:59) Hub Extra  Links mentioned:  Welsh Government Green Paper  Property Hub Select  Property Hub Invest  Tour De France: Unchained  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
22/06/23·24m 46s

ASK385: I'm making a loss - what should I do? PLUS: What do I do with my deposit?

Rob & Rob are back and they’re answering more listener questions!  (0:39) The mortgage on David’s terraced house in East London is up for renewal soon, and with current interest rates, his payments are going to triple, causing him to have a negative cash flow. Should he stick with it at the capital appreciation is going to outweigh the short -term pain or should he cut his losses now?  (5:32) Tom’s currently purchasing a property and once the sale goes through, he’ll have around £20,000 left. Tom wants to know what the guys would do with the money whilst he continues to save for another deposit – how can he get his money working for him?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
20/06/23·8m 39s

TPP535: The “Monopoly” strategy: Update on Rob B’s portfolio

Dive into the world of Rob's real-life Monopoly! Tune in as we uncover his current portfolio strategy and the reasons driving this strategy switch-up.  (0:44) News story of the week  (2:22) Rob B’s Monopoly strategy  (3:27) How Rob’s portfolio has grown and evolved  (5:43) What percentage of Rob’s portfolio would he like to move on?  (6:02) How many properties has Rob sold so far?  (7:06) How did Rob choose which properties to sell?  (8:25) What made Rob decide to sell?  (9:11) What is Rob doing with the funds?  (10:30) What’s next for the Monopoly strategy?  (11:17) Portfolio value over number of units  (13:39) The impact of being cash-flow negative  (16:52) What’s the end goal?  (18:10) Fighting the market  (19:01) Same tactics, different strategy  (21:22) Hub Extra  Links mentioned:  Chat GPT  Rent Cap goes on for another six months despite industry opposition  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
15/06/23·24m 47s

ASK384: Should I worry about my EPC? PLUS: Do I need a new solicitor?

It’s time for some more listener questions!  (0:37) Butch is wondering how concerned he should be about the EPC C rating requirements coming in for 2025  (3:31) Leo has a great solicitor, but they’re no longer advising on personal guarantees. He’s wondering if this happening everywhere - or should he start looking for a new solicitor?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
13/06/23·6m 4s

TPP534: June Market Update

Hundreds of mortgage products have been pulled off the market, and the latest inflation figures have shocked the market. Join us to make sense of this week’s market news, and learn how you should respond.  (0:54) What’s going on with house prices?  (6:46) Are city house prices suffering?  (9:01) How are the top cities performing?  (10:23) What’s going on with the mortgage market?  (14:35) What’s the latest on the Renters Reform Bill  (15:13) Upcoming changes to EPC ratings  (16:00) Is the leasehold reform coming soon?  (17:04) Hub Extra  Links mentioned:  Annual house price growth slips back in May  Are UK house prices falling in May 2023?   Rightmove House Price Index  Hometrack House Price Index  The Era of Huge UK House Price Rises Is Ending, Economist Says  Resi and BTL ranges fall, rates rise: Moneyfactscompare.co.uk  Backlash grows over new energy efficiency rules for landlords, as experts grow sceptical of EPC ratings and say they can't be trusted  Leasehold WILL be abolished if we get into power, promises Labour  OFFICIAL: Latest evictions surge ‘due to reforms pushing out landlords’   Houses vs Flats – So many people get this wrong!  Send to Kindle  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
08/06/23·18m 55s

ASK383: How should I invest £600k? PLUS: Should I wait to extend my lease?

Rob & Rob are back with more listener questions!  (0:36) Hayley has recently received £600,000 from her divorce and she’s wondering what to do with it. Should she buy a residential property outright or use the money to invest in a buy-to-let?  (3:26) John has a small portfolio of 1-bed leasehold flats in London, and he wants to know if there’s any benefit to renewing the leases early or should he wait until the new legislation comes in?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
06/06/23·6m 7s

TPP533: A global property crash?

Around the world, some property markets are holding up – while others are crashing. What’s causing this pattern, and what could it mean for the future of the UK market?   (0:44) News Story of the week  (3:16) Want to join the team?  (3:49) The global house market  (4:33) Looking at the numbers  (5:27) How has this happened?  (8:08) Where does this leave the UK?  (10:37) What’s going to happen to the UK?  (12:10) Why have we told you this?  (13:15) Hub Extra  Links mentioned:  Join the Property Hub team!  Install Honey  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
01/06/23·14m 48s

ASK382: How do I find a mentor? PLUS: Should I buy the house next door?

It’s Tuesday! So that means it’s time for some more listener questions!  (0:36) Amy is looking to start investing in property, so she’s been educating herself with courses and listening to the podcast, but now she’s looking to find herself a property mentor and she’s wondering how she can find a good one!  (4:13) The house next door to one of the properties in Danny’s portfolio has become available, should he buy it and are there any advantages to owning adjoining properties?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
30/05/23·6m 39s

TPP532: Breaking news: Landlords – This changes everything!

The renters reform bill has finally landed and it’s the biggest shake-up to property law in a generation! Tune in to catch the 5 changes you need to be aware of!  (2:08) The biggest change to property law  (2:57) The end of no-fault evictions...  (10:31) How will this impact student lets?  (11:43) When can you ask a tenant to leave?  (14:40) Goodbye unlimited rent increases  (17:04) Introducing the mandatory redress scheme  (18:19) A landlord database is coming  (19:48) Yes to pets!  (21:29) When are these changes going to happen?  (24:06) Hub Extra  Links mentioned:  Our latest YouTube video  BREAKING NEWS Landlords: This changes EVERYTHING!  Free Microsoft courses  Artificial Intelligence for Beginners   IoT for Beginners  Machine Learning for Beginners   Data Science for Beginners  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
25/05/23·26m 21s

ASK381: What's your exit strategy? PLUS: Do you rate these areas?

Rob & Rob are back and they’re answering more listener questions!  (0:35) As the economic climate is changing Mike’s taken some time to reconsider his exit strategy and he wants to know what Rob & Rob’s exit strategies are, and if they’ve changed over time as the landscape has shifted.  (4:51) Lizzie’s looking at purchasing her next buy-to-let and she’s wondering what location she should invest in. So far, Telford and Shrewsbury have caught her eye and she’d love to hear what the guys think of these areas.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
23/05/23·7m 17s

TPP531: Addressing our biggest criticism

After 10 years of the podcast, we’re bound to receive some criticism and today we’ll be addressing our biggest one...  (0:45) News story of the week  (3:23) The renters’ reform bill  (3:52) A little PSA!  (4:33) Is now really a good time to buy?  (5:45) Educating beyond the headlines  (7:47) There’s no “bad” time to buy  (9:02) It’s often a good time to buy somewhere…  (11:09) Consistent action > timing the market perfectly  (14:10) Investing for the long term  (17:01) Hub extra  Links mentioned:  Property Pulse  Scanner Pro  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
18/05/23·19m 10s

ASK380: Am I wrong to avoid this type of property? PLUS: Where should my son start?

It’s time for some more listener questions!  (0:40) Matt has recently remortgaged his first property so that he can pull the equity and buy his first buy-to-let but he’s struggling to find a deal that meets his criteria. So far, he’s not been considering leasehold properties and he wants to know if that’s the right decision.  (4:06) Ed’s recently been gifted a property and wants to use it to kickstart his personal portfolio but he also wants to inspire his son and get him involved in property. Ed wants to know what podcast episodes the guys would recommend to his son.  Links mentioned  Top podcast episodes  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
16/05/23·6m 16s

TPP530: May Market Update

It’s Market Update week! This is your chance to catch up on all the latest property news and understand what’s going on with the market.  (1:06) - We’re hiring  (1:55) - What’s going on with house prices  (4:04) - First-time buyers are making the headlines  (5:50) - Diving into the top cities for house prices  (7:36) - Is Help to Buy on the return?  (9:33) - The mortgage market  (10:45) - 100% mortgages are back! What does this mean?  (13:23) - The rental market: what’s happening?  (14:27) - Hub Extra  Links mentioned:  Property Hub Jobs  Episode 513 – 2023 Predictions  Episode 528 - What’s really happening to property prices?  Episode 529 - Will the rental boom continue?  House price growth shows signs of stabilisation in April  Barratt points to sales pickup in tough year  Zoopla house price index  Sunak puts Help to Buy ‘back on the table’  40-year mortgages on the rise: what are the risks?  Money and Credit - February 2023  Mortgage lenders offer 100% loans for first time since 2008   Number of people getting mortgages rises sharply  Rightmove rental trends tracker  Starmer vows to get even tougher on landlords AND free-up market for renters  Kindle Paperwhite  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
11/05/23·17m 17s

ASK379: How can I buy at a distance? PLUS: Should this freehold worry me?

The guys are back with some more listener questions:  (0:40) Vik currently owns a number of buy-to-let properties in London where he’s based, but he’d like to expand his portfolio to Manchester. He wants to know what approach he should take when buying properties that are far away.   (3:25) Jim is looking at buying a freehold property, there’s a service charge that covers the cost to maintain the shared areas, but he’d like to know what he should be looking out for in the management contract.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
09/05/23·6m 23s

TPP529: Will the rental boom continue?

Rents are going up by double digits – but why is this happening so rapidly, and what’s next for the rental market?  (1:00) - News story of the week  (4:00) - A huge thank you!  (5:11) - Another rental crisis  (6:26) - Explosion in demand  (8:27) - What’s happening to supply?  (9:31) - Consider the ability to pay  (12:01) - Are rent controls the answer?  (13:04) - What does the future hold for rents?  (13:24) - What about rents in London?  (16:49) - Hub Extra  Links mentioned:  Asking price of properties popular with UK first-time buyers hits record  Why the Rental Market is in Turmoil [YouTube Video]  Microsoft Designer  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
04/05/23·19m 19s

ASK378: Would this lease put you off? PLUS: How do I get my property back?

It’s time for another round of listener questions:  (0:39) Stephen is looking at purchasing a property, but should he be put off by the 105-year lease?  (2:52) Chika wants to evict his tenants as he wants to do something different with his property, but how does he get his property back?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
02/05/23·5m 51s

TPP528: What’s really happening to property prices?

What’s actually happening to property prices? Think you know the answer?  You might change your mind when we consider them in real terms.    (0:50) - Story of the week  (2:32) - We’ve gone public   (3:57) - A Sunday Times Bestseller!  (4:55) - Headline property prices  (5:30) - What does “in real terms” mean?  (6:39) - An example of how “in real terms” works  (7:38) - Why should you look at prices in real terms?  (8:51) - Taking a look at the numbers  (10:41) - What can we take from this?  (12:11) - What’s happening right now?  (14:29) - Why don’t we talk about this more often?  (16:00) - How are mortgages benefitting from this?  (19:16) - Hub Extra  Links mentioned:  Rental affordability improving at last, says Foxtons  Why the Rental Market is in Turmoil  Our crowdfund  Google Lens  Google Photos  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
27/04/23·21m 54s

ASK377: Should I buy a home or an investment first? PLUS: Do I need more insurance?

Rob & Rob are back for another round of listener questions:  (0:39) Himesh owns a couple of flats, which he currently pays service charges on. As the charge covers building insurance, he’s never taken out any insurance of his own, but now he’s wondering if he should?  (2:42) Michelle and her husband have a deposit saved and are considering buying a property, but should they buy their residential home or an investment property?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
25/04/23·6m 54s

TPP527: 7 tricks you can steal from Build-to-Rent

Want higher rents and better tenants that stay for longer? Here’s 7 tricks you can steal from the Build-to-Rent sector to make you a more profitable landlord.  (0:58) A huge thank you!  (2:04) Story of the week  (3:23) The Build-to-Rent sector & landlords  (4:10) Tip 1: Allow pets  (6:09) Tip 2: Flexible tenancies  (7:44) Tip 3: Offer amenities  (10:39) Tip 4: High-end furnishings  (11:48) Tip 5: Offer a high level of service and use tech  (13:19) Tip 6: Include bills   (14:28) Tip 7: Market yourself as top end  (17:01) Hub Extra  Links mentioned:  The 10 fastest places to sell a home  Readwise  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
20/04/23·19m 7s

ASK376: A special message

Welcome to a very special edition of Ask Rob & Rob!   And it’s a very special day, because our crowdfund is officially open!   We’ve been blown away by the response and we’re excited to have some of you on board as our shareholders. If you’ve pre-registered, you’ll be receiving your link to our live campaign today, so keep your eyes on your inbox!  Missed out?   Don’t worry we’re planning on taking this campaign public (we didn’t get that far last time because everything went a bit bonkers!), and we want to give you, our dedicated audience, the chance to get in a couple of days before everyone else.  So, if you’d like to be in-the-know for when we go public, you can register your interest at www.propertyhub.net/crowdfund  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
18/04/23·3m 46s

TPP526: Is AI the future of property investment?

Is AI the future of property investment? It seems AI is everywhere you look, but what is it and how can you use it?  (0:52) Story of the week  (1:46) Crowdfund update  (4:19) AI? What’s all the fuss about?   (5:10) What is chat GPT and how can you use it?  (6:48) How can you use it for property investment?  (10:30) Property Hub Invest  (10:56) What are some other uses for AI?  (13:00) Top tips for your AI prompts  (15:17) The ultimate AI hack  (16:30) Important things to know about AI  (18:40) Hub Extra  Links mentioned:  Pre-register for our crowdfund!  Woman sells home she's lived in for 102 years  DALL.E 2  Chat GPT  I asked ChatGPT to invest for me. (Surprising Result)  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
13/04/23·19m 32s

ASK375: Is this a risk or an opportunity? PLUS: Can I legally increase the rent?

Welcome back to another episode of Ask Rob & Rob!  The first question this week is from Jess in Bristol.   Jess has seen a reduced 2-bed apartment that needs a cash buyer due to cladding issues. The remedial work on the cladding has been done, but the vendor and management agent are waiting for the certificate to come through.   Should Jess proceed with the purchase knowing the work has been done but doesn’t yet have an EWS1 certificate to prove it?  Listen as Rob B shares his thoughts based on his experience – and a few words of warning for Jess.   Next up is a question from Firoz.   Firoz has had tenants living in his property for six years, however, they’ve refused to increase their rent. As Firoz protected the deposit late, he’s struggling to remove his tenants and is after some advice.   Rob D takes the lead on this one, giving listeners an overview of the importance of protecting deposits and some useful information that may well help Firoz out with his issue.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
11/04/23·6m 21s

TPP525: April Market Update

It’s Market Update week – this is your chance to catch up on all the essential news from the property market.  And if you missed the news on last week’s episode – we're crowdfunding! If you’ve not yet pre-registered for that, head over to this page, have a nosey at the details and pop your details down to pre-register.   In today’s Market Update episode, you can expect:  3:30 – Bank of England - no recession (hurrah!)   6:18 – Bank failures: is it a sign? Is a crash coming? What’s the data saying?  9:50 – Mortgage payments: where are they most stretched?   11:40 – Rental yields: what’s happening?   16:37 – Mortgage approvals and consumer confidence  19:05 – The Rental Reform Bill – an update Links mentioned:  Interest rate rise: Bank of England more hopeful on UK economy  Nationwide shows 0.8% decline in last month  Zoopla shows rents up 20% in 3 years, and no immediate sign of slowdown  50% of rented properties have had a rent increase in the last year, compared to 36% the previous year. Highest in London (66%)  The number of mortgage approvals increased last month for the first time since August  The Rental Reform Bill will finally start its journey through parliament in a couple of months  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
06/04/23·24m 7s

ASK374: Should I rent or flip? PLUS: Still best not to fix?

It’s Tuesday, and it’s another Ask Rob & Rob!  First up is a question from Jack.   Jack’s looking at purchasing his first property from a vendor he knows well, and as it needs some cosmetic updating, he’s bagging it at slightly below market value.   Jack has plans to scale his property portfolio and wants to know if he should sell it or rent it out?   Rob B takes the lead on this one to give Jack some food for thought.   Then we’ve got Lee from Norfolk.   He’s been keeping an eye on our social channels and wants to know whether he should hold off on fixing a mortgage on a new property and go with a variable rate instead.  Rob D tackles this tricky one. Nothing is certain with mortgage rates (as we’ve all come to realise now) - so hit play and hear what Rob D had to say on this one.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
04/04/23·6m 25s

TPP524: BIG NEWS: You can invest with us!

We’re crowdfunding!! Rob & Rob share why we’re crowdfunding, how the business works and how you can get involved.  (1:00) Story of the week  (2:58) We’re crowdfunding!  (5:10) What’s the minimum investment?   (6:19) How did the first crowdfund round go?  (8:53) What am I investing in and how do you make money?  (11:07) Award nominations  (11:33) What have you accomplished since you first crowdfunded?  (13:54) What is Portfolio’s mission?  (15:35) How do I pre-register?  Links mentioned:  Interest rate rise: Bank of England more hopeful on UK economy  Pre-register for our crowdfund!  Vote for us in the British Bank Awards  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
30/03/23·19m 12s

ASK373: Can Rob D give us a sneak preview of his new book?

It's time for another exciting episode of Ask Rob & Rob, and this one is extra special! Rob D is giving us an exclusive sneak preview of his new book, The Price of Money, which is launching this Thursday.   But the good news is, you don't have to wait until then to hear some of Rob's insights, because he's reading some of his favourite parts on the podcast today!  And if you’ve not sorted yourself a copy yet, you can pre-order it here.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
28/03/23·18m 50s

TPP523: This one skill will transform your life (and it’s easier than you think)

Rob & Rob tell you the one (surprisingly easy) skill which can completely change your life  (1.15) Story of the week  (4.43) ‘The Price of Money’ book launch  (8.20) Understanding how money works and why that will change your life  (21.00) Benefits of pre-ordering ‘The Price of Money’  Links mentioned:  Swap rates fall by 0.4%  Pre-order The Price of Money  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
23/03/23·24m 38s

ASK372: How do I spend my £175k? PLUS: How do I track my performance?

Rob & Rob have more answers for listeners!  (0.33) Karen has £175k to put towards her first buy-to-let, but wants help with deciding the best way to spend it.  (4.46) Marcus wants to know which app is best to use to see how your portfolio is performing?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
21/03/23·6m 35s

TPP522: What can you achieve in a decade with property? (10th birthday special)

Just how much success could you have achieved in the last ten years?  (1.05) Story of the week.  (4.45) What could you have accomplished in a decade?  (7.30) Best and worst regions over the last 10 years.  (9.30) What if you only reinvested your equity?  (14.50) What if you made changes to your properties?  (15.50) Should you let yourself be scared off investing?  (26.00) Hub Extra  Links mentioned:  Halifax Data  BBC reports house prices falling  The One Thing by Gary Keller  The Magic of Thinking Big by David Schwartz  Pre-order The Price of Money  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
16/03/23·31m 22s

ASK371: What do I do with my equity? PLUS: Will the government scupper my mortgages?

Rob & Rob are back with more listener questions!  (0.43) Danny has a great deal of equity in his own home, and he wants to know whether he should use that money to become a full-time investor?  (4.42) Nicky has asked Rob & Rob to clarify what effect the levelling-up bill will have on her buy-to-let mortgages.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
14/03/23·7m 47s

TPP521: Mortgage Market Update

Where are the opportunities and threats for each strategy in 2023?  (0.50) Story of the week.  (4.28) Kelly Rule interview.  (6.11) Will rates drop even more?  (7.30) How long should we be fixing for?  (8.30) What about refinancing?  (10.48) How difficult is it to get a mortgage right now?  (12.06) What to keep in mind right now.  (15.49) Hub Extra  Links mentioned:  Rent Control to be Unveiled Next Month  Pre-order The Price of Money  Get in contact with Kelly Rule  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
09/03/23·18m 29s

ASK370: What do you mean by "quality"? PLUS: Do you use this software?

Rob & Rob are back with more listener questions!  (0.35) Rowenna wants to know what Rob & Rob consider to be ‘quality’ stock?  (5.48) Next up is long time listener Jay, who wants to know if Rob & Rob are still using Evernote and Trello, as they said years ago.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
07/03/23·10m 58s

TPP520: March Market Update

It's Market Update time! We cover: What's happening with house prices? Have rents stopped rising? What's happening in the mortgage market? Another tax crackdown! The recession that's stubbornly refusing to arrive Links mentioned:  Join Rob D and his world-class guests for The Wealth Sessions, by pre-ordering the hardback of The Price Of Money: priceofmoney.co.uk Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
02/03/23·21m 27s

ASK369: How do I get to the truth of market value? PLUS: I can't remortgage!

Rob & Rob are back with more listener questions!  (0.36) Anne wants to know the best way to find a true market value of a property.  (4.21) Tom is having an issue in that he’s not able to remortgage his property due to a tenancy agreement and he needs Rob & Rob’s insight.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
28/02/23·8m 55s

TPP519: Which property strategy will win in 2023?

Where are the opportunities and threats for each strategy in 2023?  (1.05) Story of the week  (4.17) Ten years of The Property Podcast  (5.56) Opportunities and threats  (6.58) Buy and hold  (10.03) Buying off-plan  (12.30) Holiday and Short-Term lets  (15.30) Flips and BRRR  (18.20) HMOs  (21.55) Hub Extra  Links mentioned:  Reforming the Private Rented Sector  'Is this good news for landlords?’ YouTube video  YouTube Premium  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
23/02/23·24m 49s

ASK368: Do I have too many mortgages? PLUS: Help me with insurance

Rob & Rob are back with more listener questions!  (0.31) Bruno wants to know if it’s normal for it to become harder to get buy-to-let mortgages the more that you have?  (4.34) Alexander has asked whether it’s smart to use one insurance provider to cover all the properties in your portfolio or is it smarter to shop around?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
21/02/23·6m 18s

TPP518: The property market is "crashing" – so why have we just invested?

Rob & Rob explain why they’ve just made their first investment of 2023  (1.05) Story of the week  (3.47) Mini Market Update  (4.38) Rob & Rob’s first investment of 2023  (9.05) Rental demand with this investment  (10.45) Why now?  (14.50) State of the market  (18.25) Hub Extra  Links mentioned:  Shelter ‘slammed’ for misleading landlord claims  ‘Breathe: A Life in Flow’  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
16/02/23·20m 51s

Market Update EXTRA: 5 news stories you need to know

Just four days after our last Market Update aired, five major pieces of news have been released that we needed to share with you as quickly as possible!  (0.38) No recession?  (2.25) How is the media responding?  (3.00) House prices staying stable.  (4.00) Royal Institute of Chartered Surveyors share their market summary.  (6.00) What does this mean for mortgages?  (7.45) Will the market crash?  Links mentioned  Halifax comment on house prices  RICS market survey  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
14/02/23·10m 45s

TPP517: February Market Update

Rob & Rob are back with their Market Update for February.  (1.05) Coming up in The Property Hub Magazine  (2.35) The British Banking Awards  (3.00) What’s happening with property prices?  (10.14) Base rates – where are they?  (11.42) Mortgage market update  (13.32) Top stories in the rental market  (15.40) Good news for Scotland  (16.45) Surprising political ally  (17.50) Hub Extra  Links mentioned:  Subscribe to Property Hub Magazine  Vote for Portfolio in the British Banking Awards  Property prices fall for the first time in five years  Average asking price rose in January  Demand has improved to pre-pandemic years  Base rate increased to 4%  Mortgage rates continue to fall  Average rents rise to £1,172 per month outside London  Scottish rents can now rise – but only by 3%  English properties snapped up by Scottish landlords  MP defends private landlords  Athlytic app  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
09/02/23·21m 25s

ASK367: Can I cut my living costs this way? PLUS: Is my ROI calculation right?

Rob & Rob are back to offer their advice to two more listeners!  (0.35) - Phil from Reading wants to know whether he can cut his living costs by buying a new property in Reading.  (3.40) - Rashid has questions about calculating his ROI, and wants Rob & Rob’s advice on it.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
07/02/23·9m 1s

TPP516: Has the 18 year cycle finally crumbled?

They’ve referenced it many times on the podcast, but are Rob & Rob finally considering the end of the 18-year property cycle?  (0.58) News of the week as mortgages are getting cheaper  (1.10) The Robs’ first investment of the year  (3.14) The 18-year property cycle  (6.50) The impact of COVID  (8.00) 3 possible outcomes  (16.00) Where have Rob & Rob invested?  (18.55) Hub Extra  Links mentioned:  Mortgage rates are falling  What to do about mortgages. Is Property Hub Invest for you?  9 new AI tools that will blow your mind.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
02/02/23·20m 39s

ASK366: How do you handle the stress of being a landlord? PLUS: Should I use the developer's solicitor?

Rob & Rob are back to offer their advice to two more listeners!  (0.40) - Miss Moneypenny from London wants to know the best ways Rob & Rob handle the stress of being a landlord  (5.25) - John is a new property investor, and he wants to know if it’s smart to use a developer’s solicitor or source his own?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.
31/01/23·8m 15s

TPP515: The logic behind our surprising 2023 predictions

It's easy to simply listen to predictions – but it’s even more important to know how they’re made, as Rob & Rob tell us in this episode.  (1.20) Headline of the week  (4.25) 2023 prediction reminder  (5.34) The performance of the market  (16.00) UK employment levels  (19.55) Mortgage rates  (22.59) Which properties will perform well?  (27.40) What about the 18 year property cycle?  (29.00) Hub Extra  Links mentioned:  Asking prices have risen by 1%  Pre-order The Price of Money  Save more money with Split My Fare  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
26/01/23·30m 27s

ASK365: Is this a good area to buy from abroad? PLUS: Best ways to manage properties in different areas?

Rob & Rob are back to offer their advice to two more listeners!  (0.40) - Prima wants to know if it’s smart for her, as a cash buyer living abroad, to invest in Northumberland.  (5.00) - Kamil has diversified his portfolio to many different areas, and wants to know the best way to manage these various properties.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
24/01/23·8m 31s

TPP514: January Market Update

What do Rob & Rob think of the current state of the market? Find out now.  (1.10) - House prices  (5.20) - What’s next for house prices?  (7.00) - Recession?  (9.00) - Mortgages  (10.00) - Rents  (12.45) - Scotland  (16.30) - Politics  (18.30) - Hub Extra  Links mentioned:  House prices  Prices falling  Government to help homeowners  Housing stock  Recession chatter  Mortgage rates dropping  Rents on the up  Hometrack rental predictions  Scotland increases land transactions tax surcharge  Making Tax Digital delayed again  2022 hotspots performing well  2022 hotspots YouTube video  Scotland rent freeze YouTube video  David Goggins shorts  David Goggins Property Podcast episode  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
19/01/23·21m 42s

ASK364: Sell in the south and buy up north? PLUS: Can I create a 5-year tenancy?

Rob & Rob are back to offer their advice to two more listeners!  (00.35) - Andrew wants to get back into property investment, but he wants to know if he should sell his Southern properties and focus up North.  (2.55) - David has had a great tenant in his property for 3 years, and is considering giving them a 5-year contract... how does he sort this out?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
17/01/23·6m 28s

TPP513: Predictions for 2023

Rob & Rob are sticking their necks on the line again as they reveal their 2023 predictions – and Rob D shares some VERY exciting news.  To pre-order Rob D's book and get instant access to the bonus video course he's put together, visit priceofmoney.co.uk (1.30) - News of the week  (3.22) - Rob D’s big announcement  (8.00) - Best areas to invest predictions  (9.45) - UK property price predictions  (13.45) - London performance prediction  (15.28) - Inflation and interest rates prediction  (18.18) - FTSE100 prediction  (19.46) - Bitcoin prediction    Links mentioned:  JP Morgan news story  ‘The Price of Money’  Best areas to invest YouTube video  ‘Be Careful What You Wish For’  Our app Portfolio  Learn more about Property Hub Invest  Subscribe to our YouTube channel  Find us on Instagram  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.
12/01/23·26m 18s

ASK363: Should I pay down my mortgage? PLUS: What questions should I ask about this deal?

It’s time for our first Ask Rob & Rob of the year!  (00.50) - Will asks whether he should try and pay off part of his mortgage given the current state of mortgage rates (4.10) - Rafaella wants to know what questions she should be asking when considering her first off-plan apartment purchase Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.
10/01/23·8m 24s

TPP512: Hotspots for 2023

Rob & Rob kick off their tenth year of The Property Podcast by sharing their list of the top property hotspots for the year ahead.  (02.20 - ‘Sure thing’ locations)  (11.50 - ‘Up and comer’ locations)  (16.10 - ‘Feeling brave’ locations)  (18.50 - Hub Extra: Property Hotspots YouTube video)  Links mentioned:  The first episode of our ‘Kickstart Series’  Our YouTube video explaining what's happening in Scotland Our app Portfolio  Learn more about Property Hub Invest  Subscribe to our YouTube channel  Find us on Instagram  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
05/01/23·20m 26s

Kickstart Series, Part 4: How to win at property investing in 2023

The final episode of our Mini-Series is here... Rob & Rob have reached the last episode of their Mini-Series. And for today, they’re presenting the key tactics all investors should adopt if they want to have a successful 2023. And considering they’ve had years of success as investors themselves, you can trust Rob & Rob to know what you need to do to achieve your goals. Words are only words, that’s why they’re using examples from other people. So add these tips to your vision board for this year, and you’ll be winning for the next 12 months. If you’re interested in learning more about Property Hub Invest, just click here. And to learn more about Portfolio, you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
04/01/23·6m 49s

Kickstart Series, Part 3: How we'll be investing this year

How are The Robs investing this year? Rob & Rob are putting their money where their mouths are by sharing how they’re investing in 2023. Are they going for capital growth or yield? Which locations are they going to focus on? Will they want new build or older properties? Tune in and find out what their tactics will be for this year. P.S. Here’s the courses Rob & Rob suggested in the episode... How property can make you rich in the long term and Total Return Formula. If you’re interested in learning more about Property Hub Invest, just click here. And to learn more about Portfolio, you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
03/01/23·7m 53s

Kickstart Series, Part 2: Don't make these investment mistakes!

Learn from others’ mistakes Property investing can be life-changing. But it’s a long journey, and it can be a hard one to master. In their years of success, Rob & Rob have seen plenty of investors make mistakes – they've even made a few themselves. That’s why in this episode, they want you to learn from those mistakes so you don’t make any costly ones of your own. If you’re interested in learning more about Property Hub Invest, just click here. And to learn more about Portfolio, you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
02/01/23·10m 39s

Kickstart Series, Part 1: Getting started in 2023

Kicking 2023 off with a bang Rob & Rob have a combined experience of more than 20 years’ investing in property...  So if there was ever a pair to trust when it comes to getting your investment journey started, these two are top of the list.  Strategies, goals, narrowing down your choices, how to build a network... The Robs cover it all in episode one of this 2023 Mini-Series.  The time is now to set yourself up for a year of success in investing, and these tips from Rob & Rob will make sure you set yourself up perfectly.  And here’s the link to the Strategy Quiz Rob & Rob mentioned in the episode!  If you’re interested in learning more about Property Hub Invest, just click here.  And to learn more about Portfolio, you can do that here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
01/01/23·11m 24s

TPP511: Reflections on 2022

Rob & Rob reflect on the year that's nearly over – both how their years have gone personally in business and investing, and the wider events that have made 2022 a fascinating year in property.See omnystudio.com/listener for privacy information.
29/12/22·9m 22s

TPP510: Best Episodes of 2022

The best of the best Here’s the episodes that Rob & Rob think will serve listeners the best as we move into 2023 and beyond...  ‘TPP466: How to use Rightmove the RIGHT way’  ‘TPP471: What will happen next with inflation?’  ‘TPP469: Property sourcers’ secrets revealed’  ‘TPP475: 18-year property cycle: When will the market crash?’  ‘TPP478: This could save you thousands...’   ‘TPP479: Never choose the wrong location again’  ‘TPP482: Inflation: Understand it and win big’  ‘TPP505: We assess a real-life deal’  ‘TPP503: Don’t let a crisis go to waste’  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
22/12/22·8m 46s

TPP509: Our 2022 predictions reviewed: how did we do?

Have the property prophets struck again? It wasn’t so long ago that Rob & Rob sat down to make their predictions for 2022.  Needless to say, they couldn’t have imagined the year being quite as hectic as it ended up becoming.  So let’s take a trip back to December ‘21, and remind ourselves of Rob & Rob’s predictions for the following year and see if they were right about house prices, best places to invest, Bitcoin and much, much more.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
15/12/22·20m 45s

TPP508: Top Resources of 2022

The best of 2022 Rob & Rob give a weekly recommendation to make life easier (or better) in each episode of The Property Podcast.  So this week, they’re sharing their favourite things from 2022 for you to enjoy!  Books  Money Men: A Hot Startup, A Billion Dollar Fraud, A Fight for the Truth – Dan McCrum  Four Thousand Weeks – Oliver Burkeman  Amp It Up – Frank Slootman  The 2-hour Cocktail Party – Nick Gray  Born A Crime – Trevor Noah  Podcasts  My First Million  Infinite Loops  Editor’s Picks from The Economist  Business Made Simple with Donald Miller  TV Shows  Jeen-Yuhs: A Kanye Trilogy  Welcome to Wrexham  Formula 1  YouTube  Jeff Nippard  Nick Bare  Jenny Hoyos  Alex Banzea  Film Booth  Tech and life hacks  Berocca!  Fitbod  American Express card (want a referral link to get 70,000 bonus points? Email us!)   Spare charger as an example of removing friction  Eye mask and magnesium for sleeping  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
08/12/22·41m 35s

ASK362: Question from the North Pole... what will 2023 bring?

Big news about 2023 from a devoted listener... Every December, this guy wants to know what Rob & Rob have in store for the year ahead. And the answer he gets is a very exciting one. Big podcast news, a huge announcement about what’s coming your way in January – you won’t want to miss this episode. So tune in now to hear about The Robs’ plans for the next 12 months. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
06/12/22·4m 49s

TPP507: December Market Update

Final Market Update of 2022 To say it’s been a manic year of property headlines is putting it mildly... So you won’t want to miss the last Market Update of the year! Mortgages, holiday lets, house prices – it's all in there! And before they dive into the headlines, Rob & Rob give a very special call-out for a unique investment opportunity. If you’re interested and qualified, email hello@propertyhub.net and they’ll get right back to you. In the news Mortgage rates falling and “could fall further still”  Interest Cover rates are being reduced too.   Accord has also reduced 5yr ICR test to 6.5%  Lib Dems want to give money to homeowners who struggle to pay mortgages  Spain has also just announced support  2% more RICS members report prices falling than rising.  EPCs “aren’t fit for purpose”   North Yorkshire to tackle rise in second homes with council tax premium  Housebuilding target already in doubt  Hub Extra AI imagery is no longer something reserved for Star Wars and Back to the Future.  Canva AI is a free tool that allows you to create whatever imagery you need – which could be a great tool for investors hoping to visualise their next investment! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
01/12/22·26m 29s

ASK361: What to do with inherited property? PLUS: How do I buy as a foreign national?

Another Tuesday, another set of listener questions for Rob & Rob to give their expert answer to! First up this week, we’ve got Adam. He’s recently inherited a property in North London worth more than £600,000 and with no mortgage to pay off. Naturally he’s overwhelmed with options for what to do with this property. Should he sell? Get equity from it? Split it into different rooms to make a HMO? The Robs share their thoughts. The next question is one we’ve seen crop up a few times. Our caller is a non-British citizen who’s in a position to build a Buy-To-Let portfolio. But he wants Rob & Rob to explain the obstacles which can (and do) arise in for foreign nationals who want to invest. Press play to hear Rob & Rob’s advice. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
29/11/22·6m 55s

TPP506: Mortgage Market Update November 2022

Navigating Mortgage Madness As Rob & Rob speak to many investors, they’re aware that many of them are panicking about what to do with their mortgages.  Rising base rate, the ill-fated Mini Budget... there’s been lots that’s impacted the mortgages being offered right now.  To make sure you’re getting the best advice, Rob & Rob have invited Kelly Rule back on The Property Podcast.  Kelly is a mortgage expert, and she gives her advice and opinions on what investors should be doing (and should be wary of) right now.  Keep listening to the end of the episode as Kelly shares her predictions for what’s on the horizon at the start of next year.  Tune in and find out what all three had to say.  Hub Extra This week, Hub Extra is the video Rob D previously filmed on the state of the UK mortgage market – it's the perfect companion piece for this week’s episode.  It also goes into swap rates – something we know lots of investors are confused by. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
24/11/22·23m 52s

ASK360: Sunday Times Special!

Did you see The Robs’ debut column in The Sunday Times last weekend? There’s now another way to get Rob & Rob to answer your questions – in a weekly national newspaper! To celebrate, Rob & Rob are looking at the questions they answered in the column in this week’s episode. Increasing rents, waiting for the recession, fixed buy-to-let mortgages and EPC ratings – they're all covered in this episode. If you’d like to see your question answered in The Sunday Times, get in touch at hello@propertyhub.net. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
22/11/22·7m 43s

TPP505: We assess a real-life deal – is it a yes or no in this market?

Rob talks us through a real investment There’s been more than 500 episodes of Rob & Rob sharing their advice and theories on property investment with listeners.  But they’ve never had the chance to apply it directly with someone who’s actively investing. Until now.  Our producer Dan is an experienced investor, and he was looking at a new opportunity to expand his portfolio in Nottingham.  So he brought the deal to Rob D, who chatted through every aspect of the deal with him to see if it was worth pursuing.  Stay tuned until the end of the episode when Dan lets Rob B know if he followed through with the deal – and whether he regrets that decision or not…  Do you work in FinTech? You’re never too good to learn from others – that's why Rob & Rob want to build their network by talking to listeners who work in and around startups in general, and FinTech in particular.  If you work in the sector as an employee, founder, advisor, investor or anything else, we’d love to hear from you.  Just drop an email to hello@portfolio.co.uk and one of the Robs will reply!  Hub Extra If, like Dan, you’re thinking of investing far from your home – you'll no doubt be on more trains than you can count.  That’s why Rob is recommending the Trainline app this week.  Not only can you buy tickets in-app, but it also allows you to search for split-fares, meaning you’ll be able to save yourself money if there are any non-direct journeys you can take to your destination.  In the news Asking prices drop, as ‘less frantic’ property market emerges  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
17/11/22·33m 58s

ASK359: Should I expand my portfolio? PLUS: Is this the peak?

Rob & Rob are back to answer more of your questions in Ask Rob & Rob!  Our first question comes to us via Josh from Greater Manchester.   He’s currently got a portfolio of 3 properties (which he’s created over the last two years), and he’s looking at re-mortgaging and releasing some equity.  Does it make sense to take on more debt to maintain the cash flow that he’s already got? Rob B’s answer is a surprising one!  Next up is Lee, who’s looking to invest in his first buy-to-let very soon!  But before he does, he wants to know what Rob & Rob think is in store over the next few years.  Understandably he doesn’t want to buy when prices are at their peak, so he wants to get a steer from Rob & Rob for some guidance on how he should navigate this plan.  Tune in to find out what The Robs think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
15/11/22·7m 3s

TPP504: November Market Update

So much going on... The last few weeks has been a BIG one for property headlines. Every day there’s been a new story affecting investors.  Avoid scrolling through all the news sites and tune in as Rob & Rob discuss the most important of these stories and how they’ll impact you.  Here are the links you’ll need if you want to do some deeper reading on any of the headlines:  Base rate reaches 3%  Bank of England expects a 2-year recession on the horizon  Zoopla expects house price fall of 5% next year  Rents hit record high  London’s rental market is on fire  Support growing for holiday lets regulation in England  House prices fall after mini-budget, says Nationwide  Bank makes history as it reverses quantitative easing Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
10/11/22·21m 51s

ASK358: Can I buy properties without viewing them? PLUS: You've put me off selling my London home!

It's Tuesday so Rob & Rob are back answering more of your questions.  First up we have a question from Steve, and he wants to know if Rob & Rob have experience investing without viewing a property.  To get the best deals, sometimes it’s important to look outside of locations you’re familiar with and look a bit further afield. But is there an easier way to do it than travelling all over the country?  The second question is from Diana in Kent. She wants to know whether she should sell her London 2-bed flat as it’s not performing well enough for her rent-wise. But after listening to Rob & Rob’s recent investment cities video, she says they’ve put her off selling it! Tune in to find out what The Robs have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
08/11/22·7m 53s

TPP503: Don’t let a crisis go to waste! What you should be doing right now.

Making it through the crisis If you’ve listened to any of our recent episodes, you’ll know that the market is a stressful place to be right now. And if you’re satisfied simply getting your head down and surviving this period, that’s completely understandable. But we know there’s some of you who want to take this ever-changing atmosphere and make the most of it too. Rob & Rob are here with their advice on how to do both these things. Reviewing mortgage fixed rates, cash reserves, making allowances for tenants and even finding deals – these tips are all well worth learning. Links Mentioned News story: Mortgage Rates are Falling Already  YouTube video: UK mortgage rates: What should you do?  Hub Extra: The Biggest Investment Opportunity of Your Life Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
03/11/22·26m 56s

ASK357: How will Quantitative Tightening affect house prices? PLUS: How can I get my next house fast?

It's Tuesday so Rob & Rob are back answering more of your questions.  The first question is from John, who’s noticed more talk about Quantitative Tightening – which as the name suggests is the opposite of Quantitative Easing.  He wants to know – if QE leads to higher house prices, is it natural to assume that QT will have the opposite effect on property?  Then we have a question from Tom in York.  Thanks to inheritance and savings, he was able to buy his first BTL outright.  Obviously that’s not a bad thing – but it has left all his savings tied up in that first property. He wants to know what Rob & Rob would suggest when it comes to saving up for his second BTL property.  Tune in to find out what The Robs think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
01/11/22·7m 44s

TPP502: Property prices, mortgages, inflation: What’s going to happen next?

What’s going on? Every day is bringing new headlines (and even new Prime Ministers), so it’s no surprise that investors have a million questions right now.  And while Rob & Rob can’t answer all those million questions in a single episode, they can take a look at the most popular ones and give their thoughts.  Is the 18-Year Property Cycle broken? What’s happening with mortgages? What should I do next?  Tune in now and hear how The Robs are responding to the biggest issues in the headlines today.  YouTube links mentioned in this episode:  UK mortgages rates: What should you do?  Don’t make this mistake when using the 18 Year Cycle  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
27/10/22·33m 33s

ASK356: Should I end my fixed rate early? PLUS: What do I do now mortgages don't stack up?

It’s a mortgage special episode for Ask Rob & Rob today! First up is Lee, who’s been a long-time listener. He’s 2 years into a 5-year fixed rate mortgage, and he’s done some digging and found that he would incur a £3,000 fee for getting out of the fixed rate early. He wants to know if Rob & Rob would advise doing this, given the volatility in the market right now. Next up is Tom. Tom wants to know if Rob & Rob have changed their own minds on how they approach mortgages thanks to the unsustainable nature of the offers in the market right now. Tune in to find out what The Robs have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
25/10/22·7m 45s

TPP501: "Un-Budget" reaction: What does it mean for the property market.?

As up to date as possible Given the reactive nature of both the politics and news cycles, it’s no surprise Rob & Rob have lots to give their opinions on right now.  The mini-budget and its subsequent reversal, changes within the cabinet... every day brings a new story, and new consequences for investors.  With that in mind, The Robs recorded this episode yesterday morning so it can be as timely as possible.  They share their thoughts on the changes in government, how they think things should go moving forward, and even share their tip on how to access a potential deal.  Yes, a deal – in this market.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
20/10/22·21m 8s

ASK355: What does the Liz Truss situation mean for investors? PLUS: Should I cash in my ISA to invest in property?

It’s Tuesday and Rob & Rob are back with more answers to listener’s questions.  First up is Chris from Manchester. He wants to know what The Robs think Liz Truss’ appointment means for investors. It’s a very timely question, not least because of the volatile news cycle with regards to the latest PM appointment. Next up is a question from Alex, who has £80,000 in an ISA. He wants to know if it’s smart for him to cash in this ISA and use the money to invest in property, or would his money be better spent in other investment avenues? Press play and hear what Rob & Rob have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
18/10/22·9m 11s

TPP500: Your questions answered live!

A milestone episode Today, Rob & Rob are celebrating the 500th episode of The Property Podcast!  It’s quite an achievement, and to celebrate The Robs did their first YouTube Live, where they shared the top five lessons they’ve learned as podcasters, answered questions from listeners and shared their thoughts on the current property market.  This episode is really one huge thank you to everyone who’s listened, shared, commented on and even disagreed with an episode of The Property Podcast – our community is what got us to this milestone.  Here’s to the next 500!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
13/10/22·37m 11s

ASK354: Can I quit my job now? PLUS: Bad time for flips?

It’s a Tuesday, which means Rob & Rob are answering another pair of your questions!  First is a question from an avid listener, Maddie.  She’s getting far in her investment journey, and she wants to know the sweet spot of rental income percentage when you’re hoping to finally quit your job.  Taking a buffer for maintenance costs into account, Maddie wants to know what percentage she should aim for.  The second question is from Gazi.  He wants to know if the current cost of living crisis (and rising interest rates) mean that now is not the right time to do a flip.  But if it is, how does he mitigate the risk as far as an exit strategy goes.  Press play and hear what Rob & Rob have to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
11/10/22·8m 59s

TPP499: October Market Update

Unless you’ve been living under a rock, you’ll know the last week has been a hectic one for investors.  The Mini Budget (and subsequent backtracking), the removal of mortgage products, shocking headlines and political positioning... it’s been hard to stay on track for most of us.  So there’s really never been a better time for a Market Update!  If you want to know the impact of the pound dropping, understand how quantitative easing has returned and why so many mortgage products were pulled from the market, Rob & Rob have all the answers you need.  Stay tuned until the end as they tell listeners how they’re adjusting their own strategies in the face of all these changes (and also share details about next week's 500th episode). Enjoy!  Here’s all the links you need;  Mini Budget fallout  QE is back (and how this impacted the falling pound)  Mortgage products pulled  The market slowdown continues  Savills commentary on the mortgage market  Prices are falling in the hottest markets  Rents are rising, rate of growth is peaking  Labour announces ‘Renters Charter’  Scottish house builder puts rental schemes on hold after rent freeze announcement  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
06/10/22·31m 48s

ASK353: How do we prepare for a crash? PLUS: Do I need an emergency fund?

Rob & Rob are back with more answers to your questions.  Gareth from The Wirral has been a listener for years, and as a result he’s got a question about the 18-year property cycle.  If we’re in year 15 of the cycle, he wants to know what preparation he should be carrying out in anticipation of an inevitable crash.  Rob & Rob’s answer touches on mortgages, deal sourcing and how to choose where to invest.  Next up is Max from Milton Keynes.  He’s in the process of remortgaging his house and planning to start a buy-to-let portfolio, and he’s got a 3-month emergency fund to cover all bills and expenses.  He's calculating a 10% buffer with the buy-to-let properties he’s looking at, but wants to know if that’s necessary when he’s got the emergency fund.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
04/10/22·10m 41s

TPP498: The Mini Budget - What does it mean for property investors?

A Mini Budget with maximum impact?  We know you’ve been waiting for this episode...  Last week's Mini Budget announcement wasn’t just about Stamp Duty. Income Tax, National Insurance... there were plenty more changes included, and all these changes can impact investors.  The Robs have broken down the Budget in this week’s episode and let us know whether they think this is a good or a bad one (stick to the end for a ‘rant’ from one of them).  There’s also an announcement about the 500th episode of The Property Podcast – yes, we’re almost at episode 500!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
29/09/22·28m 30s

ASK352: How long should I fix my mortgage for? PLUS: Interest-only on your own home?

This week, Ask Rob & Rob is all about mortgages.  Sam from London wants to know how long she should be fixing her mortgage for, given the discussions about inflation. Should she fix for as long as possible or go with two years?  Rob B tackles this one, sharing details on his own mortgage to help Sam out.  Then we’ve got a strategy question from Tom.  He wants to know if it’s smart to opt for an interest-only mortgage for his residential property.  His idea is to save the difference between the interest-only payments and what he’d be charged for a repayment mortgage.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
27/09/22·7m 54s

TPP497: Mortgage Market Update

It’s your update on the current mortgage market The thing on every investor’s mind is... mortgages.  Which rates are good rates? How long should you lock a mortgage in for? What should we be searching for in a mortgage advisor?  The Robs know there’s a bit of a mortgage meltdown happening, and that’s why they’ve brought on a mortgage expert for this week’s episode.  They ask all the questions you want answers to (and ones you’ve not thought to ask) in this episode.  Hub Extra This is an app that Rob & Rob both use and are big fans of.  And they didn’t even recommend it to each other!  Todoist is an organisational app, and it’s very one-track-minded, which Rob D says he enjoys.  To find out how Rob & Rob utilise the app, hit play on this episode.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
22/09/22·22m 15s

ASK351: Is this a good way to get into property? PLUS: I'm worried about the EPC changes!

We’re back with more listener questions on Ask Rob & Rob.  First up, we’ve got a question from a listener (who forgot to leave their name, so we’ve christened them Billy).  They’ve been hearing about lease options from a mentor, and wanted to know more about purchasing lease options as a strategy.  Does this make sense or is it a dated way of approaching property?  And next is a question we’re sure lots of you can relate to – what to do about EPC ratings?  James has just purchased a property that’s currently rated a D, and he wants to know what the best option is for him moving forward.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
20/09/22·9m 27s

TPP496: A rent freeze and eviction ban is coming – what’s happening and what it means for you

How will rent freezes and eviction bans affect property investors? It’s official, the scary headlines are true... Scotland will be introducing a rent freeze and eviction ban in response to the cost-of-living crisis.  But how will this affect property investors, and will the rest of the UK follow suit?  Tune in to find out what’s happening and what it means for you.  Hub Extra We’re all big readers here at Property Hub HQ and this week Rob B is bringing us the reading hack that completely changed his life!  This mindset was first introduced to Rob B by Naval Ravikant, and it’s completely shifted the way he thinks about reading.  Has a book ever become so disinteresting to you, that finishing it actually feels like a chore?  Well, what if we told you you’re under no obligation to finish that book? If the book is no longer adding value or entertaining you, then skip ahead a little and if it’s still not interesting you – don't finish it!  It seems so simple, but it’s such an alien concept to most, as for some reason we feel obliged to finishing the book we’ve started.  But if you adopt this mindset, you’re guaranteed to start finding reading enjoyable again.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
15/09/22·29m 14s

ASK350: Is now a bad time to buy off-plan? PLUS: What are your top 10 podcasts?

It’s Tuesday and you know what that means – Rob & Rob are back answering your questions!  Paul’s kicking us off this week, and he’s got a question about buying off-plan property.  Paul’s still new to investing, but he’s already exchanged on two off-plan properties in Manchester city centre that are due to complete in Q2 of 2024 and he’s considering getting a third.  However, he’s now wondering if it’s actually a good time to be buying off-plan.  When the time comes for him to get a mortgage, will interest rates be even higher? And could he actually struggle to get one due to not meeting lending criteria?  Next up, we’ve got a question from Ed.  Ed is also new to investing and currently has a freehold property in London. He’s currently soaking up as much Property Hub content as he can, but he wants to know if Rob & Rob could recommend the best podcast episodes for beginners like himself.  Tune in and find out what the guys had to say.  Looking for the links? They’re right here:  New to The Property Podcast? Start here!  Our top five episodes  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
13/09/22·7m 37s

TPP495: The top 3 places to invest in England, Scotland and Wales

Where’s best to invest in the UK?   Our hotspot episodes always go down a treat and are usually one of our most popular episodes of the year, but we think this one might be even better...  If you think Rob & Rob don’t cover Scotland and Wales enough, today is your lucky day - as they’ll be revealing the top three places to invest in England, Scotland and Wales.  So, if you’re planning your next investment, you might want to start looking into these locations...  In the news  You might’ve guessed what news story Rob & Rob would be chatting about today, which is of course, we’ve got a new PM!  This is the third new Prime Minister the UK has seen in the last six years without a general election, so what have the guys got to say about it and how this will impact investors?  Hub Extra  We’ve been ramping up our YouTube channel here at Property Hub, so of course Rob & Rob have been spending more time on YouTube and searching for some of the platform's best content!  So, it’s only right that they recommend another cracking channel to you.  Leon Hendrix’s channel focuses on personal development, and whilst YouTube is swamped with a lot of similar videos, Rob Dix has found Leon’s channel to be a breath of fresh air.  He takes well-known concepts and makes them super compelling, so this is definitely one to add to your watch list – who said learning couldn’t be entertaining!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
08/09/22·30m 33s

ASK349: Help - my fixed rate is ending! PLUS: Is it a bad idea to rent to family?

It’s time for some more listener questions!  And getting us started this week is Helen.  Helen has three rental properties, each of which are on fixed rate mortgages, which are due to end soon in 2024-2026.  Helen’s hoping Rob & Rob can shed some light on what she can do to prepare for her fixed rates coming to an end.  Next up, we’ve got a question from Dan.  Dan’s sister is currently looking for a property to rent, and he’s had a thought! As he’s looking to get into property investment, should he purchase a property and rent it out to his sister?  It seems like a win-win situation as his sister gets a landlord she can trust, and he’d get a reliable tenant from the get-go.  Do Rob & Rob think it’s a good idea or is it a disaster waiting to happen?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
06/09/22·6m 59s

TPP494: September Market Update

It’s the September Market Update Rob & Rob are back with your monthly update!  It’s all doom and gloom in the media, and with negative headlines everywhere you look, it can be difficult to keep up!  But don’t worry because Rob & Rob have got you covered...   All the links you need are right here:  House Prices  Rightmove House Price Index  Rents  Rising prices see renters stay put  Historic low for voids as rental market under-supply goes on  Rent rises lag far behind inflation - new government figures  Generation Rent promoting new rent freeze campaign  Mortgages  Weekly rate watch: Prices take cue from weather with significant rises  Holiday Lets  Number of active holiday lets increase by as much as 33%  Landlords evicting tenants for Airbnb and holiday lets, report finds  Anti-second home sentiment builds as building society stops lending  And finally...  New political party calls for rent controls and no “landlordism”  Hub Extra  We’ve got a cracking recommendation for you this week!  From Hollywood to Wales, purchasing a run-down football club in Wales might seem like a questionable business move.  Welcome to Wrexham follows the story of Ryan Reynolds and Rob McElhenney and their purchase of the third oldest professional football club in the world.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
01/09/22·22m 23s

ASK348: How much should I pay for this deal? PLUS: How do I structure this joint venture?

It’s Tuesday, so we’re back with more listener questions.  First up this week is Becky from Essex.  Becky’s about to complete on her first buy-to-let deal (three cheers for Becky!), but she’s already looking at her next deal...  She wants to buy the flat above hers, off-market, and she’s wondering how much discount she could get with a deal like this?   Becky’s also hoping Rob & Rob can shed some light on how off-market deals work, and how the process differs from a standard purchase.  Next up is a cracker of a question from Alex in Devon.  After using a cash loan from a friend, Alex purchased his first property a year ago and now he’s about to repay the friend after increasing the property's value and remortgaging.  His friend wants to extend this partnership and re-loan him the money. Alex wants to go ahead with the loan and split it into two £50k deposits, but he’s hit a roadblock.  His broker has advised that lenders aren’t likely to loan to him due to his friend wanting to have a second charge for security.  Is there a way they could restructure the loan to suit, or are they just asking the wrong questions and dealing with the wrong lenders?  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
30/08/22·8m 50s

TPP493: Inflation and interest rates: What's next?

What’s going to happen with inflation and interest rates? With inflation and interest rates rising, every investor wants to know...  What’s going to happen next?  Are we going to see further increases or are we hurtling towards a recession? And whatever the answer - how will this affect house prices?  Rob & Rob have done a deep dive into the data, so you don’t have to and they’ll be answering all of those questions today on The Property Podcast.  In the news If you’re not fluent in Welsh but you’re hoping to buy in Wales, now might be the time to scrub up your knowledge, as it’s been revealed that landlords in Welsh-speaking communities may have to prove they speak the language.  This scheme is looking to restrict the number of second homes and free up affordable housing for locals.   If the scheme goes ahead sellers will also have to list their properties to locals for a set period of time before they can list their property to the wider market.  What are the chances of this passing, and what do The Robs think about it?  More from Rob & Rob Every month Rob & Rob host a free webinar that’s jampacked with knowledge that will help you become a better investor.  And if you’ve not joined one before, then tonight's your chance!  Join Rob & Rob as they reveal the state of the market right now, and what investors should be doing about it.  Hub Extra Last week we announced that Rob Dix is launching his very own newsletter and we’re excited to say that the first one will be landing in your inbox tomorrow!  If you’ve already signed up for a free hubber account – great, you don’t need to do anything else.  But if not, what are you waiting for? Not only will you get to receive the most valuable five-minute newsletter each week, but you’ll also gain access to the huge wealth of free resources on our website!  So, sign-up now – you won’t regret it!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
25/08/22·19m 57s

ASK347: Is the market just too hot? PLUS: Is this a risky cash buy?

Rob & Rob are back for another round of listener questions, and they’ve got some cracking ones!  Kicking us off this week is Luke from London.  The market is hot right now, that’s no secret and this combined with the aftermath of Covid-19 and the war in Ukraine Luke is wondering if what the 18-year cycle predicts is still accurate...  Will we be waiting until at least 2026 for a crash or are we heading towards an early winner's curse?  Next up, Sophie’s looking for some advice on an upcoming purchase.  She’s looking to purchase a property, but it currently has no kitchen or bathroom, so lenders won’t mortgage it due to it being uninhabitable.  Sophie plans to borrow some cash from family/friends to top up her savings and buy it outright. Once she’s bought the property, she plans to install a cheap bathroom/kitchen with the hope that she’ll then be able to remortgage.  She’d like to know what Rob & Rob think of this plan and if they have any other suggestions to help her get the deal across the line.  Tune in to find out what advice the guys have got for these listeners.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
23/08/22·9m 18s

TPP492: Is the property market slowing down?

Is the property market headings towards a halt? There’s a lot happening in the market right now.   With a rumoured recession on the horizon, combined with interest rates, inflation, and the cost of living on the rise, are we starting to see the signs that the property market is slowing down?  Rob & Rob will be revealing exactly that on today's podcast.  They’ve been combing through the data, reaching out to their huge network and using their own observations to find out exactly what is going on with property market right now – and honestly, the answers might surprise you.  Major Announcement  Hub Extra is having a little revamp... and in true Property Hub style we’re making it even more valuable for you!  From next week, Rob D will be sending you a newsletter straight to your inbox every. single. week.  He’ll be sharing his opinions on the market, plus the top news that you, as an investor, should know about... and there may be a few little extras along the way.  This 5-minute read will give you everything you need to keep up to date with the ever-changing property landscape.  So, if you’ve not already signed up for a free Hub account, now is the perfect time! Just click here.  Hub Extra  We’ve got a little bit of a different recommendation for you this week, but if you’re looking for a way to treat yourself this one’s for you.  We’re very lucky to have a wealth of talent here in the UK and that’s showcased every week in theatres up and down the country. So, if you’ve not been to a musical recently take this as your sign to do so!  Rob B recently went to see Matilda and he was blown away with just how incredible the industry is, and after the last couple of years now is the perfect time to go out there and support them.  So, if you’re looking for something a little different try and book a show. We promise you won’t regret it!  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
18/08/22·24m 30s

ASK346: Should I buy a cheap student property? PLUS: How much should I reinvest?

It’s that time of the week – Rob & Rob are back answering your questions!  And kicking us off this time is Kevin.  Kevin is finally ready to purchase his first buy-to-let and he’s keen to get stuck in, but he was a little disheartened when he saw how much tax would be cutting into his profits, so he’s been reconsidering his strategy.  As a result of his calculations, he’s had to rejig the scope of where he was looking for property and he’s noticed some super cheap student lets in the North West.  He wants to know if student lets are a good route for a beginner like himself or should the alarm bells be going off?  Next up, we’ve got a question about profits from Alex down in Somerset.  Alex has been listening to the podcast for around a year now, and he’s saved up a pot of profits from his buy-to-let. But before he starts dreaming about all the holidays, he wants to know how Rob & Rob would split their profits?  Is there a recommended way to split profit? Or is there a particular amount he should be putting aside to reinvest, pay off capital and for general maintenance?   Tune in to find out what advice Rob & Rob have got this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
16/08/22·8m 19s

TPP491: How to invest like the super-rich

How do millionaires invest? Have you ever wondered how the super-rich invest?   It’s not often you get a glimpse into how millionaires invest or what their portfolio looks like, but we’re bringing you exactly that today on The Property Podcast.  If you’ve ever spoken to a financial advisor and asked how you become rich, they might tell you something along the lines of “invest in stocks and bonds” but is that how the rich actually do it?  Tune in as Rob & Rob give an exclusive look into:  How they invest  What they invest in  How their investments are spread  In the news The Bank of England is back in action as they raise the base rate by 0.5% bringing it to 1.75%.   It’s still extremely low by historical standards, but this alongside a predicated 13% inflation by October is bound to have an impact of the property market.  Are we going to start seeing the market slow down and how will this affect house prices?  Hub Extra  If you want to seriously up your communication skills at work and in business, this week’s Hub Extra is for you.  How to Start Conversations That Get Results: The First Minute by Chris Fenning is a book that will give you a simple framework you can apply to any conversation you have – making those first 60 seconds far more impactful.   After reading this book, you’ll never need to waffle again, and you’ll master the art of clear intent and concise conversation.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
11/08/22·25m 2s

ASK345: Can I renegotiate this purchase? PLUS: Is it time to ditch my ISA?

Rob & Rob are back with more listener questions and wow, we’ve got some cracking ones for you this week.  Getting us started is Ben.  Ben is currently looking to purchase his second buy-to-let, but after completing a survey on the property, he’s been told that there’s around £11,000 worth of repairs needed on some damp and the roof.  What Ben would like to know is, does this give him the chance to renegotiate the purchase price?  The original offer was a good one and slightly over market value, but with the potential cost of work hanging over his head, he’s thinking that what started off as a good deal, will become a bad one.  Should he try and knock the costs off the purchase price?  Next up we’ve got a question from Alex.  After listening to the podcast, Alex and his wife first took the plunge to invest back in January 2020 and they’re currently completing on their fourth. Today they’re hoping Rob & Rob can help them with the sticky situation they’ve found themselves in.  We all know that inflation is on the rise, and with what Alex has been hearing on the podcast, he’s wondering if now's the time to pull out of his ISA.  He’s currently got 10K in a Lifetime ISA that has an interest rate of 0.85%, which, thanks to inflation, means he’s actually losing money.  Alex wants to know whether he should pull out his money, lose the 25% the government have topped it up with, leaving him with 7.5K or if he should just stick with it because the government contributions make it worthwhile?  Tune in to find out advice the guys have got this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
09/08/22·9m 5s

TPP490: August Market Update

Your August Market Update is here!  It's been a busy month, so Rob & Rob have plenty of headlines to get through in the latest market update.  From fast-growing cities and the removal of mortgage stress tests, to people getting the wrong investment advice from TikTok, The Robs are breaking down the biggest news of the month for you right now.  Stay on top of the industry’s breaking news by tuning in now. And all the extra links you’ll need are below.  Property prices  House prices growing at fastest rate since 2004  Growth is fastest in cities  Viewings have fallen by a third  The rental market  Rents have increased by 3% in the last year  Rents are growing fastest in Manchester  More tenants are renewing in London  Mortgages  Stress tests removed  Political pressures  A leading charity wants the rental sector to shrink  Labour’s “war” against holiday lets  All holiday lets to be licensed in Wales  Odds and ends  A third of all transactions fall through, and the ones that succeed take over 5 months   The national “rogue landlord” database is looking sparse  And finally...  Not all property advice given on TikTok is accurate  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
04/08/22·17m 32s

ASK344: Help! Higher mortgage rates are squeezing my margins PLUS: Is this the end of rent increases?

It’s time for some more listener questions!  Kicking us off this week is Deemada.  Deemada is searching for his second buy-to-let deal but increasing interest rates have got him thinking about his profit margins.  He wants to know if higher rates will squeeze his profit and if so, should he still be considering buy-to-let right now?  Next up, we’ve got a question from AJ in London.  The latest legislation, especially the proposed removal of Section 21 has got them worrying about how this is going to impact landlords, particularly with rent increases.   They currently review their rent annually and adjust it according to the market – sometimes it goes up, sometimes it doesn’t. But they’re worried that this change in legislation could leave them short if a tenant refuses to accept the rental increase.  Do Rob & Rob have any thoughts on this?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
02/08/22·6m 51s

TPP489: 2022’s best cities for yield

What cities are best for yield? Usually, when we talk about the best places to invest, we’re looking at capital growth, but there’s plenty of investors that focus on high-yielding deals.  So, Rob & Rob have done a deep dive into the data, and they’ll be revealing the best cities to invest in if you’re investing for yield.  Not only will they be sharing the top five cities in terms of data, but they’ll also spill the beans on which of those cities they’d personally invest in.  In the news  Great news for the UK as major cities across the country land into Timeouts' top 53 cities in the world - with Scotland landing two cities in the top four!   The rankings are based on various things including safety, sustainability, and even nightlife.  It’s great to see some of the UK’s best cities being recognised globally and even beating places like New York and Paris.  Hub Extra  Working through your emails is never someone’s favourite task, but it can certainly be a quicker one with this week's Hub Extra.  Rob Dix has recently found Spark, it’s a mail app that’ll replace the one that’s automatically installed on your phone, and whilst the differences are subtle, he says they’re game-changing.  He’s clawed back time in his day, as he can whiz through his emails!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
28/07/22·24m 21s

ASK343: Is it time for fixed-rates? PLUS: How do I increase the rent?

Rob & Rob are back to answer more of your questions!  The Bank of England have been increasing interest rates, and there’s no signs of this slowing down anytime soon – that's why Tom wants to know what he should do about his mortgage.  One of Tom’s properties is on a 5-year variable rate mortgage with the possibility to leave at any time with no fees.  With the potential for interest rates to continue to soar Tom wants to know “Is now the time to switch to a fixed-rate mortgage?”.  Next up, we’ve got a question from Shaz in Derby.  He’s currently looking at purchasing a tenanted property, where the tenant is on a rolling, short-term contract. Shaz isn’t too impressed with the rent they're paying though, as it’s around 20% under market value.  He wants to know what his options are, and the best practice for raising the rent to meet the current market value.  Tune in to find out what advice the guys have got this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
26/07/22·6m 56s

TPP488: Pandemic properties - success or regret?

How is Rob D’s pandemic purchase performing?  Today we’re taking a little glimpse into the past as we review one of Rob D’s riskier investments.  The height of the pandemic might not have seemed like a great time to buy, but that didn’t put Rob off getting his hands on a Property Hub Invest discounted deal in Nottingham.  And now it’s been around two years since he made the purchase, we thought we’d take a closer look at how it’s performing, share any lessons Rob learned along the way and answer the biggest question of them all – does he regret it?  In the news Now if you’re a long-time listener you’ll know we’re fans of Liverpool, and if there wasn’t reason enough, this latest headline will definitely help you understand why!  As Liverpool has seen a 160% increase in Chinese and Hong Kong purchases since 2017.  Now Liverpool’s world-wide reputation has always seen it performing better than other major cities in terms of overseas purchases, but what does this buyer boom actually mean?  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
21/07/22·33m 14s

ASK342: What's the best path to £2k per month? PLUS: What is deal sourcing?

It’s our favourite time of the week - Rob & Rob are back with another round of listener questions.  First up, this listener wants to know the best way to achieve his goal of a passive income of £2,000 a month.  He’s figured out that to achieve this he’d roughly need around seven buy-to-let properties, and he’s got a few ideas of how he can get there.  He’s recently completed a flip with a friend and has around £75,000 in profit that he can use to invest again.  Should he continue flipping until he has enough cash to purchase all seven buy-to-lets at once, or should he purchase a couple of buy-to-lets now, let the market do its work, refinance and then purchase more properties later on?  Next up, we’ve got a question from Kieran in London.  Kieran’s recently come across the term ‘deal sourcing’ and he wants to know what it’s all about. What exactly does deal sourcing mean and is it a good idea?  Tune in to hear what Rob & Rob think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
19/07/22·7m 9s

TPP487: Evictions, arrears & rent controls - what the Renters Reforms mean for you

How will the new white paper affect landlords?  This has got to be the most anticipated piece of legislation that landlords have been waiting for, FOR YEARS and it’s finally here.  The government have laid out their proposals for the Renters Reform in their latest white paper, and it’s completely transformed landlord/tenant relationships forever.  With news on notice periods, arrears, evictions, rent controls and so much more, we’re surprised at how little coverage this huge update has received.  Now, it’s a very long document, but we’ve read it and we’re going to summarise everything you need to know in today’s episode.  There’s A LOT to cover as this report is going to completely shake up the industry.  In the news There’s a lot going on in the political world right now, including a new Prime Minister on the horizon, but that’s not the only important change we’re seeing right now.  The UK government has appointed a new housing minister... again.  It’s not the first time we’ve seen a reshuffle in the cabinet, and we doubt it’ll be the last. But what do Rob & Rob think about new housing minister Marcus Jones?  Hub Extra If you couldn’t tell, we LOVE a good podcast, and you can never have too many to listen to.  We’ve recommended this one before, but previously Rob & Rob have had to move it off their ‘must-listen’ list as the episodes were hours long and, let’s be honest, who’s got time for that?   But now The Tim Ferriss Show has brought out “Monthly Recaps”, it’s slipped right back on the radar!  All the best bits from the month have been condensed into a shorter format so you can skip the waffle and still get all the golden nuggets for the month.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
14/07/22·25m 7s

ASK341: What can I do with my savings? PLUS: Pay off the interest or the capital?

Rob & Rob are answering some cracking questions for you this week, so let’s get stuck in!  First up Claire who’s wondering what she should do with her short-term savings.  She currently has three buy-to-let properties and is looking to purchase her fourth. As she’s unable to release any equity for around 18 – 30 months, she’s been building up her deposit in the bank.  But as a fan of The Property Podcast, the recent Inflation episode has got her wondering if there’s something else she could be doing with her savings in the short term to stop inflation eating away at them.  Next up, Ollie from Wiltshire has a question about mortgages.  He’s hoping to purchase his first property soon and is initially planning to live in it before he turns it into a rental property. What Ollie would like to know is should he get an interest only or repayment mortgage?  Tune in to find out what advice Rob & Rob have got for our listeners this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
12/07/22·7m 32s

TPP486: July Market Update

Your July Market Update is here!  It’s that time of the month! It’s market update time… and it’s a biggie!  Rob & Rob have got a lot to cover, from the property boom and build-to-rent, to the best places to invest and the booming rental market (yes, it’s still booming!) and so much more!  Tune in and make sure you’re all caught up. All the links you need are just below:  House Prices  Latest Hometrack report  Knight Frank revises up its house price forecast despite cost-of-living crisis  ‘Dash for property over’ as price growth slows - Nationwide  Zoopla: 'Forced sales unlikely but price growth will slow'  Property Boom  Bank of England withdraws mortgage affordability test  No 10 considers 50-year mortgages that could pass down generations  Halifax lowers deposit needed for new build houses  Rental Market  Eye-watering rent rises as increasing inflation grips the UK  A third of all new homes in London are build-to-rent  LATEST: 820,000 private rented households facing gap between benefits and rent  Lending  Average mortgage product fees fall on annual basis: Moneyfacts  Should landlords pay early redemption fees to avoid mortgage misery?  Manchester  Manchester named 28th most ‘liveable’ city in the world 2022 – and beats London, Barcelona, and more  Why Manchester is the destination for savvy property investors  LATEST: Manchester reveals more details of its selective licensing expansion  Short Term Lets  Registration scheme to stem short-lets tide is up for debate  Section 21 eviction ban? We’re off to short-term lets, say thousands of landlords  Other  EXCLUSIVE: New guidance to make EPCs more accurate after 10-year wait  ADVICE: Are you ready for the Leasehold Reform Act going live on 30th June?  How long does it take to move in 2022?  Andrew Bailey faces Bank of England mutiny over staff pay rise  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
07/07/22·20m 1s

ASK340: Should I gamble on proposed Crossrail 2 plans? PLUS: How do I get a deal?

Rob & Rob are back for another round of listener questions!  Getting us started this week is Kieran.  Kieran is an estate agent in the East London area, and over the past 14 years he’s watched the market go from strength to strength.  So, when he came into £200,000 in inheritance, he of course wanted to get involved as he knows the area well and has built up a good network.  He’s recently witnessed the success of the Crossrail plans and the growth it’s brought to London with it, and it got him wondering about Crossrail 2.  He’d love to know whether he should expand his search to the home counties as the proposed plans for Crossrail 2 could have these areas mimicking the success he’s seen first-hand in East London.  Next up, we’ve got a cracking question from Klara.  Klara’s looking to buy her first investment property, but she wants to know the best way she can bag herself a deal.  Should she find a reliable and reputable sourcing company or save herself some pennies and get deal hunting?  Tune in to find out what advice Rob & Rob have got for this week’s listeners.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
05/07/22·9m 33s

TPP485: Is the property boom over? (Half time report)

How are Rob & Rob’s predictions faring? It’s been a bonkers start to the year, and it’s fair to say that a lot of unpredictable things have happened.  So, we thought it’s about time we do a little check-in on how Rob & Rob’s predictions are faring at the half-way point.  From top performing cities to national property growth, the London market, inflation, Bitcoin and so much more… the guys placed their bets on what would happen in 2022.  So, tune in as we dig into the numbers and see how right (or wrong) they are so far!  Plus, they’ll be answering the question that’s on everyone’s lips right now – is the property boom coming to an end?  In the news  This week’s news story could divide our listeners, as depending on how you view the world this could be great news or really worrying as UK mortgage lenders told they can scrap affordability rule for buyers.  It’s official, the Bank of England have scraped affordability rules and buyers will no longer need to undergo a stress test.  Could this be incredible as it helps more people get their foot on the ladder or is it a recipe for disaster with a potential repeat of 2008?  What do Rob & Rob think?  Portfolio news  Now for some super exciting news about Portfolio!  We’ve officially introduced ApplePay into the app, making investing just that little bit easier.  If you’d like to find out more, you can do that here.  Hub Extra  If your TBR (to be read) list wasn’t already long enough we’ve got a cracking book recommendation coming your way!  You know we love a good self-improvement book here at Property Hub and Four Thousand Weeks by Oliver Burkeman is the time management book with a twist that you need in your life.  We roughly get four thousand weeks in our lifetimes, but that doesn’t mean you’ll accomplish everything you want to in life, and this book will help you come to terms with that.  Nothing can ever be perfect, and whilst that can feel like a bitter pill to swallow, it’s okay, and Oliver highlights the beauty of constructing a meaningful life and embracing your limitations.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
30/06/22·22m 5s

ASK339: How close am I to financial freedom? PLUS? What do I need to know about buying with tenants in-situ?

It’s our favourite time of the week! Rob & Rob are back with another round of listener questions.  Getting us started this week is Dan.  Dan currently has a portfolio comprising of 4 properties, one of which he lives in. These aren’t massively leveraged, and he’s got a fair bit of combined equity but he’s not quite sure how much.  What he wants to know is how can he figure out how close he is to the financial freedom he’s been dreaming of?  Next up we’ve got a cracking question from Colin.  Colin and his business partner have been working their way through The Property Podcast back catalogue and have now kickstarted their property investment journey.  They’re now underway with their first Buy-to-Let investments - two off-market properties with tenants in-situ in the North West.   Their offers have been accepted and they’ve managed to secure lending, but what they want to know is Rob & Rob’s top five tips for preparing to purchase properties with tenants in-situ!  Tune in and hear what the guys have got to say.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
28/06/22·8m 47s

TPP484: 5 Investment Principles That Will Make You Wealthy

These investing principles will help you prosper  The world is a strange place at the moment and it’s certainly a difficult one to navigate, especially in the world of investing.  It’s the most interesting time for not only the property market but every market out there.  If you joined us on the podcast last week or have managed to get your hands on Rob D’s new book you’ll know exactly where we are right now and what the financial environment of the future will look like, giving you that edge when you’re deciding what to invest in.  But we’re about to make it even easier for you as Rob & Rob reveal the five investment principles that will make you wealthy. If you harness these principles not only will navigating the market become easier for you, but you’ll prosper as a result.  So be sure to tune in – you won’t want to miss out on this.  In the news We’ve got a huge news story for you this week, in fact, it’s so big we think we’re going to have to cover it in a lot more detail over the coming weeks.  And there’s plenty of headlines as the government have released a white paper on how they plan to create a fairer private rental sector.  Now there’s a lot to dig further into but some of the biggest headlines were the end of section 21 and new legislation involving tenants and their pets.  Tune in and hear what the guys have got to say.  Hub Extra  Now we don’t usually give out an anti-recommendation but there’s a first for everything!  Rob B was excited to get his hands on the Empire of Pain: The Secret History of the Sackler Dynasty, but was pretty disappointed as he didn’t think it was worth the hype. Not every recommendation is a winner but this one was a hard hitter as it’s got so many amazing reviews...  But don’t worry, we can’t let you walk away without a good recommendation! Thankfully Rob stumbled across Dopesick on Disney+ which follows the same story of the Sackler family and their involvement in the opioid crisis in America.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
23/06/22·26m 12s

ASK338: Is remortgaging risky? PLUS: Should I buy in an expanding village?

Rob & Rob have two fascinating questions to answer this week!  First up is Lukas, who’s asking a question right of the back of attending a webinar (a seriously dedicated listener!). Now the market is hot, Lukas has got an opportunity to pull cash out of his properties.   However, he refinanced a property in the past only to have it valued under what he paid for it. As Lukas thinks there will be a crash in the next 2-3 years he’s worried about prices dropping in a crash leaving him over leveraged.  Rob & Rob have some excellent advice for avoiding this trap – and also some cautionary words about a crash.  Next up is George from Bristol, who’s in the process of buying a home to live in. It’s in a village, which isn’t something we usually discuss on the podcast, but as it’s for George to live in rather than a rental. However, he’s discovered that there is planning permission for homes that will double the size of the village.   So now he wants to know, will this extra supply negatively affect house prices? Rob D has seen this explosive growth in houses happen before so he’s pretty sure he knows what is likely to happen next.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
21/06/22·8m 46s

TPP483: The Price Of Money: How to prosper in a financial world that's rigged against you

Do you understand the financial landscape?  This has to be in our top 10 MUST listen podcast episodes - and it’s a big one.  With 50 years of financial history to run through Rob & Rob have got plenty to cover. They’ll start with the HUGE event in 1971 that completely transformed everything about the world of money, what has played out ever since and how it’s going to affect what’s to come.  Once you understand what’s going to come next, you’ll be well on your way to better position yourself to make smart investment decisions, so you definitely won't want to miss this.  In the news   With the government leaking stories that their next announcement was going to completely transform the market we were eagerly awaiting what they had to say.  And to be honest, we were sort of disappointed as their huge announcement was that they’re planning on extending the right to buy scheme to housing associations.  What do the guys have to say about this ‘transformational’ announcement?  Hub Extra  Of course, this week's Hub Extra has to be none other than Rob D’s new book, The Price of Money.  If you loved this episode, you really do need to get your hands on it as it will completely alter the way you view the financial world taking you deeper than a single podcast episode ever could.  There’s also some additional perks for anyone that purchases it in the first week (including a mini-podcast series, the chance to have lunch with Rob and a live Q&A session!).   Keen to add it to your must-read list? You can purchase it right here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
16/06/22·28m 56s

ASK337: Will a recession affect property prices? PLUS: What do you need to know about Making Tax Digital?

It’s Tuesday and that means Rob & Rob are back answering your questions!  First up is Ash. She’s a huge fan of the podcast and especially looks forward to the Market Updates. So, it’s no surprise that she’s noticed the economic warnings that a recession is likely in the UK this year.   Indeed, just yesterday leading economist Dr Gerard Lyons told the BBC: “A recession is likely in the UK and, I think, a recession is likely across Western Europe.” Which is pretty direct, especially for an economist.  So, Ash wants to know, what will a recession mean for property prices? Is now a bad time to buy if there is going to be a downturn? A great question, and one Rob D is especially well placed to answer, having just finished a book on how money actually works.  Next up is Pete, who controversially doesn’t have a question, but instead has opted to issue a warning! We’ll let Pete off this rebellious change to our format because he has an important warning about new tax rules that will affect almost all landlords.  Even though it’s not strictly a question, Rob & Rob still have some helpful advice on how to prepare for the tax changes so that you’re not caught out.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
14/06/22·8m 42s

TPP 482: Inflation: Understand it and win big

Inflation can change the entire way you invest  Inflation is the word on everyone's lips at the moment, but do you truly understand it?  It’s a complicated topic and with the rise in living costs it can be tempting to just try and block it out, but you’d be doing yourself a massive injustice.  When you truly understand inflation, you can use it to your advantage and have the opportunity to win big!  So, make sure you don’t miss out on this one!  In the news We couldn’t quite believe our eyes when we saw this headline...  When the words ‘landlords’ and ‘tax’ are in the same headline it’s almost never good news, but this one, whilst it’s just a rumour, sounds fairly positive.  We know we’re crossing our fingers as Property Investor Post have reported Landlords could receive tax breaks to sell up.  Is it too good to be true?   Hub Extra If you loved this episode, then you’re going to love this week's Hub Extra!  Rob & Rob revealed some pretty shocking numbers today, and we know you’ll be keen to see those numbers and graphs for yourself.  Thankfully, Rob D has broken everything down in just 12 minutes in our latest YouTube video.  But it doesn’t end there!   If you joined us last week, you’ll know Rob D’s new book will be landing next week! If you want to be the one of the first to get your hands on his latest book you can sign-up for notifications here.  We promise, it’ll be worth your while and if you purchase it in the first week, there's a few extra perks in store for you.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.   See omnystudio.com/listener for privacy information.
09/06/22·26m 15s

ASK336: Should I invest before buying my own home? PLUS: What software do you use?

Rob & Rob are back with some more listener questions!  Starting us off this week is Jack.  Jack and his partner have recently sold their first property and have moved back in with family whilst they search for their new home.  Of course, this means they’ve got a chunk of cash lying around at the minute and Jack is wondering what they should do with it.  As they’re hoping to purchase their first investment property soon should they dip into this cash and use it for a deposit to buy their investment property instead of a home for themselves?  Their residential home will be higher in value than any investment property they purchase, so with this in mind and the stamp duty implications do Rob & Rob think they should buy the investment property before their home?  Next up we’ve got another great question from Joe.  Joe’s a young landlord and currently has one property that he rents out as a holiday let.  He’s hoping to expand his portfolio, but before he does, he wants to make sure he’s prepared.   As his portfolio increases, he’d like to ensure he can keep it as professional as possible and easy to manage so he can crunch all the numbers, keeping a watchful eye on his finances.  He’s had a look on the market and has come across Lendlord. What he wants to know is, is there any magical software out there that Rob & Rob currently use and would recommend OR do they keep it classic with a good old trusty excel sheet?  Tune in and hear what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
07/06/22·8m 47s

TPP481: June Market Update

New book incoming!  Yes, you read that right! We are so excited to announce that Rob D is releasing a new book on June 16th!  But, if like us, you just can’t wait any longer, just sign-up here and we’ll send you a preview chapter to get your teeth stuck into.  Plus, we’ve got some special surprises lined up for everyone who purchases the book in its first week, so we’ll send you a reminder on the release day, so you don’t miss out!  It’s the June Market Update!  Rob & Rob are back with your monthly update and what a busy month it’s been!  There’s almost too much to talk about, but don’t worry we’ve selected the best and most important headlines of the month for this Property Podcast.  Macro Economy  How do I get the £400 energy grant and the £650 one-off payment?  House Prices  Michael Gove is right about one thing: building more homes won’t solve anything  Which housing markets are most exposed to the coming interest-rate storm?  Cost-of-living crisis to halt surge in house prices  Slowdown ahead for UK housing market  Record house prices see 4.3m homes pushed into a higher stamp duty bracket  Hometrack UK Cities House Price Index  Rents  Zoopla Rental Market Report  Government to deliver ‘new deal’ for renters  Sadiq Khan: I am calling on the prime minister to freeze London rents now  Mortgages  The Nottingham loosens BTL criteria  The Mortgage Works reduces limited company BTL rates  Other News  Will the Crossrail effect give a boost to house prices along the Elizabeth line?  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
02/06/22·26m 2s

ASK335: Why are my offers being refused? PLUS: How do I minimise tax on a flip?

We’ve got some cracking questions for you this week, so let’s dive straight in!  Kicking us off is Jessica!  Jess has been listening to the podcast for a while now, and she’s finally ready to purchase her first property.  She’s been looking around Liverpool for the past 18 months and has put in multiple offers, in various areas and price ranges but has found her offers consistently being rejected.  Even though her offers are always at asking price or above, she’s starting to wonder if being a single buyer is what’s setting her back?  So, she’s hoping Rob & Rob can give her some advice and help her get her foot on the ladder.  Next up, we’ve got a question from Ben in Birmingham.  Ben’s looking to purchase a property for £275,000 flip it and sell it for £385,000 leaving him with a healthy £30,000 in profit.   But he’s wondering if he can avoid the hefty capital gains tax on this.  He’s got a few different ideas in mind but he’s hoping Rob & Rob will be able to help him decide.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
31/05/22·9m 23s

TPP480: How to add value to your home(screen)

Time waster to time saver Our phones could be our own worst enemy or our best friend, with almost everything available right at our fingertips it’s easy to waste hours upon hours just aimlessly scrolling through your phone.  With every app fighting for your attention, even once you’ve put your phone down those pesky notifications can rear their ugly head and ruin any sort of productivity.  But don’t worry, we’re not about to go all anti-mobile on you here, because with a few handy apps and tricks, you can easily turn that time waster into a time saver.  Today on The Property Podcast Rob & Rob are revealing the apps that have helped them reclaim some of the time back in their day, making them more efficient investors and better people in general.  In the news  Today’s headline definitely is one worth digging into as Letting Agent Today report the Tenancy lifecycle has been transformed by the pandemic.  The pandemic certainly impacted everyone in a multitude of ways, so it’s no wonder that it’s also changed the tenants think about moving.  What have the guys got to say about this?  Hub Extra  This week's Hub Extra might seem a bit of a given...  If you love hearing all the handy resources, tips and tricks we share weekly on the podcasts Hub Extra you’ll be happy to know there’s plenty more where that came from!  If you’re not already signed up to receive our weekly Hub Extra newsletter, you’re seriously missing out!  But don’t worry, there’s no time like the present, you can sign up for a free Hubber account right here and Hub Extra will land in your inbox every Friday!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
26/05/22·35m 30s

ASK334: What if tenants don't pay? PLUS: How do I stop getting outbid?

The guys are back with another round of listener questions!  And this week we’ve got a double whammy!  We usually answer one question per listener but when the questions are this good, we just can’t say no to answering both, so let’s dive right into Alexis’ questions.  Alexis and her husband live in Manchester, and they’ve been trying to purchase a property for the last year, but due to the booming market, they’ve not been able to secure a property yet.  They put their first offer down back in April and they’ve put multiple offers down since, but each time they keep getting outbid and the houses end up selling above market value.  What Alexis wants to know is how do they stop getting outbid? And is it even possible in a hot market or does she need to bite the bullet and buy any property she can get her hands on just so they can get into the market?  Her next question is all about tenants.   Alexis’ neighbour is also a landlord and unfortunately, her tenants haven’t been paying their rent. Alexis knows that you can get insurance to help protect you in these circumstances, but what happens if you have multiple properties in the same boat as this would hugely impact cashflow.  Alexis wants Rob & Rob’s advice on what to do if her tenants don’t pay their rent.  Tune in to find out what advice the guys have got for her.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
24/05/22·8m 41s

TPP479: Never choose the wrong location again

Your cheat sheet to property research   Due diligence can seem a little intimidating, especially if you’re doing it from your desktop. With so much to research where could you possibly start?  Thankfully research expert Mary Osmond is revealing the exact framework she uses to successfully research all her properties.  She’ll run you through every single step, so you can take what you’ve learned and apply it to your next deal.  With this cheat sheet, you’ll never choose the wrong location ever again.  In the news  This week’s news story may come as a surprise to you, especially in a booming market, but according to This is Money there’s been a surge in property down valuations all across the country.  As they’ve reported ‘The bank knocked £35,000 off the price we agreed: Mortgage lenders put the brakes on runaway house prices with a surge of down valuations’  But the shocking headlines don’t stop there, as one of the sub-headlines had us choking on our morning brew as This is Money reports ‘house price growth is slowing amid predictions prices will fall 3% next year’.  But what have the guys got to say about these gloomy predictions?  Hub Extra  If you’ve ever found yourself drowning in endless internet tabs (we’re looking at you Tracey), then this week's Hub Extra is for you.  Your desktop research game will be levelled up in no-time as you save precious time thanks to this handy browser – Sidekick.  Sidekick allows you to add all your favourite apps to a nifty little sidebar, and you can also group your tabs into different sessions, so you’ll never lose that perfect property on Rightmove again as you can pop it into a category for later.  Plus, it’s got a built-in ad-blocker, search history function and tab suspension!  Is there anything this browser can’t do?  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
19/05/22·27m 7s

ASK333: Should I buy in London now? PLUS: Do I refinance or sell my home?

It’s Tuesday and you know what that means...   Rob & Rob are back answering some more listener questions!  We’ve got some really interesting ones this week so let's dive right in!  Our first question is all about the London market.  Our listener is looking to buy his first property in London, and after listening to our recent podcast on the 18-year property cycle (which you can catch up with here) he thinks now may be a good time to buy.  However, as a long-time listener of the podcast, he knows Rob & Rob have previously mentioned that London is typically overvalued and with the crash being around four years away is now actually a good time to buy?  Our listener wants to know if London is the exception from the 18-year cycle or does everything they mentioned in their latest podcast still ring true?  Next up, Chris has got a tough decision to make, and he’d like the guy's advice.  He’s currently on the search for a larger family home. He owns two properties, and he’s had one of them (a four-bed semi-detached) valued at around 200K, which means he’s got himself a fair bit of equity.  What he wants to know is should he sell up and use the money to buy his next home or keep the property, rent it out and release some equity to buy his new family home?  Tune in to find out what advice the guys have got this week!  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
17/05/22·8m 17s

TPP478: This could save you thousands...

Research is an investor's best friend Investing is risky business, but is there a way can you avoid making costly mistakes?  Every successful investor knows that doing your due diligence should be non-negotiable.  But there are some investors that think they can get away with doing little to no research, and they may get lucky a couple of times, but that luck will run out.  The reality is if you don’t do your due diligence you’re setting yourself up for failure.  So today on The Property Podcast we’re joined by a due diligence expert – Mary Osmond who will have your research game levelled up in no time.  Now you might remember Mary from a previous episode where we discussed all things HMO, but if not, you can find that episode here.  In the news  Now we won’t be popular for bringing this news story to your attention...  But base rate has now hit 1% as the Bank of England warns of UK recession this year as it lifts interest rates.  A recession could have huge implications for investors so make sure you tune in to hear what the guys have got to say about it.  Hub Extra This week’s tip will make the time you spend on your phone just that little bit more productive.  You might’ve already heard about widgets, but if you’ve not started taking advantage of them take this as your sign!  Widgets are handy little shortcuts for your favourite apps, simply add a widget to your phone screen and at a glance, you’ll have all information you need.  Live by your calendar? Add a widget to your phone screen and get a breakdown of your day to day without having to push a single button.  Maybe you’re always on the go, just add a map widget and get notified how far you are from home no matter where you are.  The options are endless.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
12/05/22·26m 8s

ASK332: What are the best places to invest in the Midlands? PLUS: Will higher energy costs affect HMO landlords?

Rob & Rob are back with another round of listener questions!  And getting us started this week is Danny from Croydon.  Danny is an avid listener of the podcast, so he knows what Rob & Rob think about the North and London, but he’s got his eyes set on a different part of the UK.  Danny wants to know, where Rob & Rob think the best place to invest in the Midlands is?  Next up we’ve got Tom who’s sent his question in all the way from Dubai!  Tom is considering purchasing a student HMO in the UK, as these give a higher return on investment... or do they?  Tom has a fair usage clause, but even with this in place he’s predicted that the rise in energy bills is going to heavily cut into his profit margins. What he’d like to know is should he hand over this extra cost to his tenants? Or just take the hit as the landlord?  Plus, how will this affect the HMO market? Will landlords across the board increase their prices as a result?  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
10/05/22·7m 42s

TPP477: May Market Update

It’s the May Market Update  It’s everyone's favourite time of the month... we’re back with your latest market update!  From the rental market to cladding updates, ground rent and the one thing that’s everyone’s talking about – house prices – the guys have got plenty to cover. You won’t want to miss this one!  All the links you need are just below:  House Prices  Will house prices crash in 2026? This surprisingly reliable cycle theory suggests so  House prices could fall by 5% over next 2 years  House price growth slows as cost of living crisis starts to hits the market  TPP475: 18-year property cycle: When will the market crash?  London Prices  London house prices rise at fastest rate since 2016  Rental Market  Rental Reform White Paper ‘may be pushed back until October’  Government considers giving more tenants the Right To Buy  Shelter leads opposition to new tenant Right To Buy proposal  Manchester braces for BTR slowdown before 2024 boom  Cladding Issue  Agreement with major developers to fund building safety repairs  What support is available for property owners with cladding issues?  Many landlords still excluded from new Building Safety Law  Ground Rent  Ground rent charges to be banned on new residential leases  Date revealed for ban on charging ground rent on new leases  Other News  Crypto Mortgages Let Homebuyers Keep Bitcoin, Put Down Nothing  Canada to Ban Foreigners From Buying Homes as Prices Soar  Hub Extra We love a good property game and we’ve got a cracking one for you this week!  Now we may be a little biased as this was made by the incredible Property Hub team, but if you’re looking to put your knowledge to the test the boom phase simulator is a complete game changer!  Run through the different scenarios, make decisions and try to outsmart a property crash.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
05/05/22·25m 56s

ASK331: How do I handle a rent increase? PLUS: Should I buy in a tower block?

It’s time for some more listener questions and this week we’ve got some good’uns lined up for you!  Kicking us off this week we’ve got a cracking question from Sian in Wiltshire.  Sian is a fairly new investor and her first tenant’s tenancy is coming to an end. What she’d like to know is how does she go about introducing an annual increase in their rent?  Is there a bog-standard calculation she should be using? Should she base it on inflation? Or are there other things she should be considering?  Her tenant is a good tenant, so she doesn’t want to rock the boat, but she also doesn’t want to cut herself short and miss out on market value rent.  What advice have Rob & Rob got to help her out?  Next up we’ve got a question from a mystery caller. This listener didn’t leave his name, but that won’t stop us from answering this corker of a question!  He’s currently considering purchasing a flat in a tower block (all cash) and he wants to hear what Rob & Rob think about this?  With the ongoing cladding situation, lenders are still cautious to lend on tower blocks, but as he’s going to be buying in all cash, so he could secure himself a little discount.  Do Rob & Rob see tower blocks changing any time soon and how do they think they will appreciate in the future?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
03/05/22·8m 5s

Special crowdfunding update!

We launched our crowdfunding campaign yesterday, and if you don't know what happened...well, listen to find out!  If you still want to get involved, go to propertyhub.net/crowdfundSee omnystudio.com/listener for privacy information.
29/04/22·5m 17s

TPP476: Where we’ve invested in the last 6 months

Where have we been investing?   After over a decade of podcast episodes where Rob & Rob share their best advice, tips and tricks it’s no wonder they’re inundated with questions about what they’re investing in...  And during such a pivotal part of the 18-year property cycle the questions about their own investments just keep flooding in.  So today on The Property Podcast, Rob & Rob are revealing details of the investments Property Hub Invest and Portfolio have made over the last six months.  They’ll tell you where they’ve invested and why. So, if you want an insight into the sort of portfolio Rob & Rob are building this episode is one you really don’t want to miss!  In the news  We’ve got some interesting news for you this week as London house prices rise at their fastest rate since 2016!  It seems the London property market may finally be bouncing back as people head back to the city for work and entertainment.   What do Rob & Rob have to say about this...  Hub Extra This week we’ve got an extra special Hub Extra... Happy Crowdfunding Day!   The moment is finally here, it’s officially Crowdfunding day and we’re so incredibly excited!   You, our loyal podcast listeners (if you’ve pre-registered) are getting access to this before anyone else. So, if you did manage to pre-register be sure to check your inbox for your unique early access link!  And if you’d like to hear all the details about why we’re Crowdfunding check out this episode!  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
28/04/22·26m 22s

ASK330: Why invest in crowdfunding? PLUS: Is this a good way to play the property cycle?

It’s Tuesday and you know what that means... Rob & Rob are back for another round of listener questions, and we’ve got some super interesting ones this week.  We recently announced on The Property Podcast that we’re crowdfunding (you can find the full episode here and pre-register here) and that got one of our listeners wondering...  Sam heard our latest announcement and was super excited! But he couldn’t help but wonder what does crowdfunding actually mean and why would someone invest in it?  Next up, we’ve got a question from Argent in London and it’s all about the 18-year property cycle.  Argent’s wondering if he could use this interesting play to his advantage...  He’d like to know if he times it right, could he keep his money liquefied and out of the property market until the crash, then swoop in and bag himself a discounted deal?   OR is he better of just buying now as he’ll still benefit in the long term?  Tune in and find out what advice Rob & Rob have got for these two listeners!  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
26/04/22·7m 39s

TPP475: 18-year property cycle: When will the market crash?

When is the market heading towards a crash? This has got to be our most requested topic ever and honestly, we’ve lost count of how many times we’ve been asked ‘where are we in the cycle?’.   But it’s finally the moment you’ve been waiting for...  Rob & Rob are revealing where we are in the cycle, what they think is going to happen, when the crash will be and sharing how they plan to invest between now and then.  This is going to be a whopper of an episode and definitely one you won’t want to miss.  Want to scrub up on your 18-year property cycle knowledge or find out Rob & Rob’s 2022 hotspots? All the links you need are below:  Where are we in the 18 Year Property Cycle?  Has Coronavirus broken the property cycle?  The 18 Year Property Cycle  The 18 year property cycle, year-by-year: Part 1  The 18 year property cycle, year-by-year: Part 2  Is the 18 year property cycle a scam?  The 18 year property cycle explained  2022’s hotspots to invest in  Play our boom phase simulation game  Property Hub news  Last week we revealed that we’re going to be crowdfunding and gave you, our amazing podcast listeners a chance to pre-register your interest before anyone else!  If you missed the news, everything you need to know is right here in last week's episode and if you’re ready to pre-register your interest you can do that here!  In the news  This week's news is coming straight to you from the leader of NRLA and it’s a bit of a warning...  Speaking at The Property Investor Show Ben Beadle has warned potential investors of ‘too good to be true’ rent-to-rent schemes.  Rent-to-rent has always been popular, but with the power of social media the number of ‘get rich quick’ videos popping up has seen an alarming increase.   You can find the full story here.  Hub Extra  Even in our downtime we can’t help but want to learn more, and if you’re a lover of start-ups stories we’ve got some cracking recommendations for you.  WeCrashed reveals the epic story behind the incredible rise and dramatic fall of WeWork. If you’re keen to learn how a brand worth $47 billion managed to, in less than a year, lose $40 billion this is the show for you.  And the start-up dramas don’t end there. The Dropout follows the incredible story of Elizabeth Holmes and her business Theranos. How did it go so wrong for this self-made billionaire?  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
21/04/22·39m 13s

ASK329: Where next for property prices? PLUS: Have some areas hit their peak already?

Rob & Rob are back for some more listener questions, and we’ve got an 18-year property cycle double whammy for you this week!  Kicking us off this week is long-term listener – Barry!  Barry’s been listening to the podcast since we started back in 2013, and he’s recently been thinking about property prices and the 18-year property cycle.  What he wants to know is what Rob & Rob expect to happen to property prices in the next 18 months, but with a specific focus on different property types rather than regions.  Will larger country property prices continue to grow in line with other property types and follow the 18-year cycle or will it deviate?  Staying on theme, our next listener has been wondering how Rob & Rob think the cycle is going to play out over the next 10, 20, 25 years.  Tune in to find out the advice Rob & Rob have got to give and make sure you join us on Thursday for the much-awaited episode dedicated to all things 18-year property cycle on The Property Podcast.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
19/04/22·9m 5s

TPP474: Do you want to invest with us?

You won’t believe this  We’ve got some HUGE news and we’re not sure anyone could’ve anticipated this...  Over the years we’ve been asked if we can do this more times than we can count - and today's the day we can finally announce it’s going to happen!  Want in on the secret?   Then tune in and join us for this very special edition of The Property Podcast.  And if you’ve already listened, this is the link you're looking for - http://propertyhub.net/crowdfund Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
14/04/22·16m 53s

ASK328: Should I buy a cheap property or keep saving? PLUS: Can you challenge a service charge increase?

Rob & Rob are back and it’s time for more listener questions!  And Jason’s kicking us off with a corker.  Jason is currently saving to purchase his first property and reckons by next year he’ll have around £20,000 saved!   What he wants to know is should he use this as his deposit, purchase a lower value property and get his foot firmly on the ladder or hold out, save some more, and purchase a higher value property?  It’s a difficult decision, so what advice have Rob & Rob got for him?  Next up, we’ve got a question from Mike.  Following a change in the property management company that manages his property in Northampton, he’s recently received his service charge demand.  And whilst he expected a potential increase, he was shocked to find an increase of a whopping 92.5% compared to 2021!  What Mike would like to know is are service charge changes set in stone, or can he challenge this? And if he can, is it a fairly straightforward process or is it a long and costly one?  We know with inflation pushing up costs across the board this might be a question on a few people's lips.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.   And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
12/04/22·10m 23s

TPP473: April Market Update

Portfolio Info  If you’d like to find out more about what Portfolio is and how it works, you can do that right here.  And if you’re just looking for more sneak peeks or you just love a bit of #propertyporn, we’ve got the perfect Instagram account for you.  You can follow @PortfolioInvestors here.  It’s the April Market Update  It’s our favourite time of the month!  Rob & Rob are bringing you the April Market Update and wow what a busy month it’s been! With the Spring Statement, interest rate rises, huge inflation levels and much more - the guys have got their work cut-out...  They’ll even be revealing the one piece of HUGE news that no-one is talking about, which is bonkers because it has the potential to completely change the UK property market!  You can find all the links you need and get stuck in below:  Policy  Spring Statement: Key points at a glance  Consultation on proposal to withdraw Financial Policy Committee’s mortgage affordability test published  Interest Rate  Interest rates rise again to counter higher prices  Property industry reacts to latest Bank of England interest rate hike  Market  UK House Price Index - Zoopla  Proportion of new homes sold off-plan rises: Hamptons  Rental Market  London exodus reverses as rental demand climbs in Q1  Massive London rent rise takes UK average growth over 10%  Private rents rise at fastest annual rate in more than five years  More properties are being bought by landlords, so why aren’t there more rentals?  Cladding Crisis  Housebuilders and Gove close to deal on cladding repairs  MPs admit it’s unfair for landlords to pay for cladding removal  Landlords / Register  Plans revealed to speed up possessions for landlords – FOUR years after consultation  Vast majority of tenants satisfied with renting  Hub Extra   We’ve got a complete game changer for you this week...  As we know time is a precious resource and the more time you can spend learning and working on your portfolio the better.  And Rob & Rob have been saving some more previous time, by investing in a robot hoover!  There’s no need to worry about messy floors, just let the hoover work it’s magic in the background! You save time and get a clean house – winner, winner.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
07/04/22·29m 54s

ASK327: How are your 2014 predictions holding up?

This week's listener question has got Rob & Rob whipping out their time machine as we’re taking a look back to 2014... (bet you didn’t know the Robs can go back in time as well as predicting the future).  Luke from London has recently bought his first buy-to-let property and it’s got him thinking about the 18-year property cycle.  So, he did a little research and went digging in the podcast archives and found the first podcast episode Rob & Rob recorded on the 18-year property cycle back in 2014.  What Luke wants to know is how are Rob & Rob’s predictions faring 8 years down the line.  Looking at it from 2022’s perspective, where do they think we actually are in the cycle? Do they still think their original date predictions are pretty accurate? Were they wrong or did they hit the nail on the head?  And finally, since 2014 has their mindset or investment strategy changed?  We’ve got a lot to unpack, so tune in and find out how mystic the mystic Rob’s are...   Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
05/04/22·10m 2s

TPP472: The 3 investment books that could change your life

These books could change your life... The right book has the power to completely change your life, so today on The Property Podcast Rob & Rob are revealing the three books that all investors NEED to read.  We’re avid learners here at Property Hub and clearly you are too, and that’s why you’re listening to the podcast.  So, however you consume your books whether that’s by reading or listening, you need to add these to your list.   It’s not often that the lessons you can take from a book are this invaluable and if you truly absorb them, you could set yourself up to create wealth for the long-term.  In the news How could we not talk about the budget?  With big headlines like a 5p cut on fuel duty, a pledge to cut basic rates of income tax and inflation predictions this spring statement needs some breaking down.  What have Rob & Rob got to say about it...  Hub Extra  We’re sorry, but your must-read list is about to get even longer...  As we’ve said before, some of the best books we’ve read have been recommendations.   And this recommendation is the book that inspired Mike Winnet to start his successful business.  So today’s Hub Extra is The Rules of Wealth.   This book does exactly what it says on the tin, made up of a series of rules this is the perfect book that you can dip in and out of.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.
31/03/22·33m 11s

ASK326: What do you look for in a letting agent? PLUS: How do I calculate the ROI of long-term holdings?

The guys are back for another round of questions and this week we’ve got two cracking ones.  Kicking us off this week is George.  George and his partner consider themself pretty hands-off investors and as a result, so they’re looking for an estate agent to help rent out their two properties,  They want to know what guidance and tips Rob & Rob have for making sure they choose the right letting agent.  Next up, we’ve got a question from John in Ireland.  John is calculating the ROI on a property he’s had for a while now.  The property has gone up in value, and his initial investment is small so the ROI is looking pretty inflated.  Is there another approach he should be taking when comparing it like for like with other investments? Should he consider how much it would cost to purchase now?   And if he’s refinanced and pulled out all of his original investment does ROI lose its value as a key statistic?  Tune in to find out what advice the guys have got for them.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
29/03/22·7m 17s

TPP471: What will happen next with inflation? Meet the economist who's predicted it perfectly so far

You need to hear this interview... Understanding economics, and more importantly inflation, is KEY to being a more informed and successful investor.  And it’s definitely not the easiest topic to wrap your head around...  So, we thought we’d invite the expert economist who went against the crowd and perfectly predicted the increase in inflation we’re currently experiencing onto the podcast.  If you’re keen to wrap your head around inflation, how it works and the mechanics behind it, you really don’t want to miss this.  Tim also tells us what he thinks will happen next – and given his track record, we should probably listen closely!  In the news Sticking with the theme of inflation, we HAD to discuss the base rate increasing to 0.75%.  With this being the third increase we’ve experienced in the last four months, we’re left wondering How high will the base rate go? As the Bank of England delivers ‘inevitable’ interest rate hike to 0.75% and warns inflation will intensify beyond 8%.  What have the guys got to say about this?  Hub Extra We hope you loved that interview just as much as we did, and if you’d like to hear more from Tim and check out his other videos you can find his YouTube channel here.  And if you’re looking to add some more economists to your subscription list, we couldn’t forget to mention one of our favourites Ray Dalio.  His content will really help you become a more informed and successful investor, but if you’re looking for a starting point check out the two videos below:  Principles for Dealing with the Changing World Order by Ray Dalio  How The Economic Machine Works by Ray Dalio  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.
24/03/22·35m 26s

ASK325: Should I cash in my crypto to buy another property? PLUS: How much cash should I keep in reserve?

It’s Tuesday and you know what that means...  Rob & Rob are back to answer more of your property questions! Except this week, it’s not all about property!  Rob (yes, another one!) has sent in an interesting question about crypto. He’s been listening to the podcast for two years now and he’s just purchased his first BTL property in Worcester (congrats!) and he’s considering buying another.  Alongside kicking-off his property portfolio, he’s also got a decent cryptocurrency portfolio that has gone up a fair bit in value since he first invested.  He’d like to know if he should pull out his crypto profits and buy a second property?   With crypto having the potential to skyrocket even further the general consensus is that he should sit tight, but what he wants to know is what Rob & Rob would do?  Next up John from Ireland wants to get the guys’ opinion on reserve funds.  Having built up a diverse portfolio of seven properties, John’s been wondering what could happen if a rainy day comes.  It’s sod’s law that everything typically seems to go wrong at once, and the best thing an investor can do is put some money aside as a reserve fund for those unforeseen circumstances.  But how much on average should you be putting aside?  Tune in to find out what advice the guys have got to give.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
22/03/22·11m 17s

TPP470: Answering your questions from a £2.2m penthouse (plus video!)

A very special episode...  For the first time ever, we’ve recorded the podcast on video! And we’ve not just recorded it anywhere; we’ve shot it 64 floors up in the UK’s tallest penthouse!  So, if you fancy joining us and catching the full tour of this breath-taking penthouse you can watch the video here.  Not only will you get a chance to see this incredible property, but you’ll also get to hear Rob & Rob answer your questions.  We put a call out on our socials to get all your questions in and you didn’t let us down!  You didn’t hold back, so we’ve got plenty to cover...  You can find the full run-down of what the guys are answering below;  Are house prices over-inflated at the moment?  What’s the most challenging part of running a business or property portfolio?  Are their mortgages paid off?  What do they think about HMO’s? What are the pros and cons?  How can an investor differentiate themselves from the competition?  Why don’t they recommend Birmingham as a hotspot?  What’s their end goal?  Portfolio News  We've got some HUGE Portfolio news!  It’s not often you get to celebrate a number going down... but Portfolio has officially lowered the investment level to £5,000!  If you’d like to find out more or join the waitlist, just head to https://www.portfolio.co.uk/  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
17/03/22·33m 41s

ASK324: Will a declining population hurt property? PLUS: I'm buying with tenants in-situ, what do I need to do?

Rob & Rob are back to answer some more listen questions and this week we’ve got some really great ones!  Kicking us off this week is Fraser.  Frasers recently come across an article that’s suggested that the UK’s population is set to start declining in 2025 and he’s wondering what impact this will have on property.  Will the decline in demand have a negative effect on property prices?  Next up, Johnny wants to know how to prepare for purchasing a property with a tenant in-situ.  Johnny and his business partner are currently looking at purchasing their fourth property, which has a tenant in-situ. Whilst this can be beneficial, he’s got a few questions.  How can he best prepare? Does he need to get new references/inventories etc or can he use the current ones?  They’re also looking to increase the rent as it’s currently below market value and Johnny’s wondering what’s the best way to approach this.  Does he wait until he’s purchased and then increase the rent? Or does he ask the current landlord to bring in the increase and wait until the tenant has signed the new contract before buying.  Tune in to hear what advice the guys have got to give.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
15/03/22·8m 18s

TPP469: Property sourcers’ secrets revealed

Sourcing secrets revealed In a market like this it’s hard to get your hands on any properties let alone bag an incredible deal, but it’s not impossible...  Today on The Property Podcast we’re joined by two property sourcing experts that deal with multimillion pound deals every single day, and they’ll be revealing their top tips and tricks on how to land yourself a deal.  They’ll be sharing:  How to find deals  How to assess those deals  What their due diligence process looks like  What the MOST important thing to consider is  How to negotiate the deal and make sure the price is right  Their top tip for first time investors  In the news  It’s no secret that the markets booming right now, and Hometracks latest House Price Index has revealed that the average house price is up 7.8% from the 12 months leading up to January.  Breaking it further down to regions and areas, we were shocked to learn that Wales has taken the top spot with 11.7% growth!  Hub Extra This one’s for all the coffee (and tea) lovers out there.  If you’re anything like us, you can’t start your morning unless you’ve had your coffee and this week's Hub Extra will help you get your morning shot just that little bit quicker.  If you’ve not already got your favourite coffee shops app downloaded to your phone you might be missing out.  Gone are the days where you lose your loyalty card just as you were about to get your free drink. These apps store all your loyalty points on your phone, so you’ll never have to miss out on that free coffee ever again.  If free coffee isn’t enough to win you over, they’ve also added a nifty little click and collect feature. Just order your coffee when you’re enroute and it’ll be there waiting for you!    Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
10/03/22·20m 59s

ASK323: How do you deal with anti-landlord views? PLUS: Will increasing interest rates squeeze my margins?

It’s time for another round of listener questions!  Our first question is from Steven in Manchester.  Steve has been investing for a few years now, he’s researched various strategies and spoken to a lot of people.  And he’s had a sad realisation...   There’s a lot of negativity when it comes to being a landlord and investing. Steve approaches being a landlord in an ethical way and tries to look out for his tenants, making his property feel like their home.   What Steve would like to know is how do Rob & Rob handle this negativity? Do they have a particular approach or argument when it comes to dealing with this?  Next up, we’ve got a question about interest rates.  This listener is looking to build a Buy-to-Let portfolio and is looking for some advice on interest rates and rental income.  What he wants to know is if rent will increase to match interest rates, and if they do will this impact the profit margins of Buy-to-Let properties?  Tune in to find out what the guys have got to say.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
08/03/22·8m 33s

TPP468: March Market Update

It’s the March Market Update  It’s that time of the month! Rob & Rob are back with your monthly update.  The markets are reacting to everything that’s going on right now and it’s affecting all of us.  From house prices continuing to soar to Scottish news, the guys have got plenty to cover.   All the links you need are right here:  Property Market  House prices go up by 10.8% at end of 2021: HM Land Registry  Huge Build To Rent programme announced by pension provider  Rental Market  No sign of rental demand slowing: NRLA  Mortgages  Weekly rate watch: Rate hike frenzy sees all fixes rise  Rental Control  Avoid rent freezes but some controls can work, academics claim  Scotland  Letting an Airbnb will require planning consent if council succeeds  Scots landlords dismayed as possession grounds kept ‘discretionary’ until September  Sentiment  London’s smallest microflat sells for 80% above asking price  Property Hub News We’ve got some exciting Portfolio news dropping soon...  So, if you’d like to be the first to hear what that is you can join the waitlist here.  And if you’d love to be a part of the incredible Property Hub team you can find all the roles we’re hiring for here.  Hub Extra This week we’re sharing the tech tool that keeps The Property Podcast running like a well-oiled machine.  Monday.com is a platform that’s redefined the way we work as it organises and streamlines your daily, weekly and monthly tasks.  The great thing about Monday.com is you can really customise it to work best for you, set yourself deadlines, add subitems and keep your team up to date with your progress – it really can do it all.  We can’t believe we used to do it all on paper before!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
03/03/22·25m 56s

ASK322: Should I just give up and overpay? PLUS: Release equity or not?

The guys are back for yet another round of listener questions!  And Amy from Oxford is kicking us off this week.  Amy and her fiancé are looking to buy their first property, but the properties they’ve had their eye on have had SO much interest they’re selling for £30,000 above asking!  Has overpaying in this market become the norm? Or are they right to be a little cautious...  Next up, we’ve got a couple of questions from Paul.  Paul bought his first Buy-to-Let property last year, is currently renovating his second and has had an offer accepted on his third.  Thanks to the current market, his first property has increased in value by around £30,000-£40,000. He wants to hear if Rob & Rob think he should pull the equity and use it for another deposit?  His next question is all about mortgages. He’s taken out interest-only mortgages on all his properties and has a plan for how he’ll pay these off one day.  He’s hoping to use the 18-year property cycle to his advantage, and as his properties go up in value, he plans to sell one and use this to pay off the mortgages.  Is this a good strategy?  Tune in to find out what Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
01/03/22·10m 26s

TPP467: Sharing our most unpopular property opinions

You’re probably not going to like this... We’re going to ruffle a few feathers this week as Rob & Rob are revealing their most unpopular property opinions.  And honestly, we can’t quite believe some of these!  The guys have got plenty of opinions and they’re famous for not being aligned with the crowd and that’s definitely going to be the case today.   From referencing working both ways, to paying capital gains tax on your main residence, Rob & Rob are not holding back.   Some of the opinions are pretty controversial, so much so, that Rob & Rob don’t even agree – this is one episode you really don’t want to miss.  And if you’re wanting to hear why Rob & Rob think property is an awful way to make money, you can find the full episode here.  In the news  Selective licensing schemes, we’ve all heard of them and some of us have to pay to have them.  So, we were pretty shocked to find out that nearly 2/3 of the councils that run these schemes don’t actually record the number of complaints they’re receiving!  Hub Extra This week’s Hub Extra is for those of you that, like Rob B, don’t enjoy travelling and hate queueing!  We’ve got some simple tips that might cost you a little extra but will make your travel experience A LOT more enjoyable.  Tip 1 – Opt for a meet and greet service over standard airport parking  Rather than paying to just park your car in the airport, you can choose a meet and greet service that’ll let you drive to the closest location to the airport, hand over your keys and someone will go park it for you. Then just let them know when you arrive, and they’ll bring your car back around to you!  Tip 2 – Book fast passes (in advance)  This one we don’t recommend leaving until the last minute as it can work out pretty expensive, but if you book your fast passes in advance, often for around the same price as a pint you’ll be able to skip the queues and whiz through security!  Tip 3 – Get a credit card that gives you lounge access  Some credit cards will offer airport lounge access as a benefit, and honestly, it’s a complete game changer! After whizzing through security, you can sit back and relax in a lounge that’s stocked up with food and drinks. So, skip the uncomfortable chairs and get yourself in a lounge.  Tip 4 – Pick your seats at the front  Quite simply, you’ll get off the plane much quicker than everyone else and be at the front of those queues! So, no need to be spending ages in the security line, plus you’ll be the first to grab your drinks/snacks from the carts on the plane.  Tip 5 – Upgrade to faster luggage drop-off for the way home  Another time saver and complete game changer. By simply paying a little extra your bags will be the first on and off the plane!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
24/02/22·38m 55s

ASK321: What does the property cycle mean for my mortgages? PLUS: How do I turn my refurbs into a business?

Rob & Rob are back with another round of listener questions!  First up we’ve got a question from Mike.  Mike’s mortgages are due for renewal soon, and he’s been considering whether he should get a two- or five-year fixed rate.  With five-year fixed rates being pretty good at the moment he’s leaning more towards this, but after taking a closer look at the 18-year property cycle this fixed rate might end around the same time as a crash.  What he wants to know is what Rob & Rob would do? Should he get a two-year fixed rate and then a five after or get the five now and hope for the best!  The guys share some helpful advice, but thankfully we’ve got another perfect podcast episode that might just help him out.   Find out how to use leverage in a boom and crash right here.  Next up, David wants to know how he can turn his recent renovation projects into a business.  David has completed a couple of refurbs over the last 3 years and he’s looking at how he can turn this success into a business.  Controversially Rob & Rob have actually discussed this on The Property Podcast before and revealed why property is a terrible way to make money.  Tune in to find out what tips the guys have got for him.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
22/02/22·8m 13s

TPP466: How to use Rightmove the RIGHT way

Step up your Rightmove game  The property market is booming right now, and that’s great if you’ve already established your portfolio, but if you’re trying to find your next investment it’s not the easiest time to bag a deal.  You’re probably already spending a huge portion of your time scrolling on Rightmove, so you’ll want to make sure you’re doing this as effectively as possible.  Thankfully, Rob & Rob have been investing for years and they’ve managed to build up a good few tips and tricks.  So, this week on The Property Podcast they’ll be revealing all the ways you can optimise your search for your next investment.  And if you’re looking for the link to help Beau and donate, you can do this here.  In the news We canine believe this week's news story...  27% of landlords have no idea their tenants have cats or dogs! With the surge in tenants becoming pet parents, it’s no wonder the majority of landlords have made the switch to pet-friendly properties.  But it seems that a huge portion of tenants are keeping their pets under wraps!   Hub Extra  We’ve shared some pretty game-changing tools this episode, so rather than overload with you more, we thought we’d remind you to download them!  With a few simple clicks, you’ll be stepping up your investment game in no time.  Property Log  Advanced Property Insights  Property Data  Rightmove Hub  Fancy joining the Property Hub team? Do you know someone who'd be perfect for our CTO role or do you just fancy joining the incredible team here at Property Hub (we promise we're not biased!) you can find all our latest roles right here. Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
17/02/22·28m 45s

ASK320: Sell my former home, or rent it out? PLUS: How do I get a mortgage for my refurb?

Rob & Rob are back for another round of listener questions!  Kicking it off this week is Laura from Essex.  Laura bought her first property (a two-bed flat) six years ago and is now looking to buy her second property.  She’s recently had an offer accepted on a four-bed detached house and can afford to purchase it without using any equity from her flat.  But Laura’s unsure if she should sell the flat and use the equity to put down a bigger deposit and lower her mortgage repayments on the new house.  What do Rob & Rob think?   Should she keep the flat and rent it out or sell up and put a bigger deposit down?  Next up, we’ve got a mortgage question from Andrew.  Andrew has recently received an inheritance and is looking to buy a terraced house outright in Leeds and then let it out.  He’s then hoping to refinance this property and use the equity to expand his portfolio and purchase a couple more buy-to-let properties.  Andrew wants to know if his mortgage can be interest only, and if not, why?  Tune in to find out what the guys have got to say.  And if you’re looking for the latest episode of The Property Podcast with a mortgage expert you can find it here or if it’s the Buy-to-let mortgages explained video you’re after, that’s right here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.
15/02/22·10m 6s

TPP465: How to protect yourself against rate rises and more

The interview you’ve been waiting for   The mortgage market is CRAZY right now, and we’re always inundated with questions about rates, fixed terms and so much more.  So, in true The Property Podcast fashion, we thought we’d get a leading mortgage expert to give us a complete run-down of what’s going on in the market right now.  This is an episode you really don’t want to miss.  In the news  Shockingly this week's news has had hardly any coverage...  With everything that going on right now with energy bill increases, national insurance increases and so much more, the Bank of England’s latest move seems rather stealthy.  With the base rate jumping from 0.25 to 0.5 it’s pretty surprising that this has gone relatively unnoticed.  Hub Extra What could’ve possibly caused Rob D to completely change his outlook on money?  Die With Zero by Bill Perkins challenges the typical concept of saving your money forever and presents a provocative philosophy on how you can make the most out of your money.   Refer a friend  There’s nothing better than a good recommendation.   If you’re an avid reader of the magazine and know someone that would benefit from the knowledge you can now refer them.  Just direct them here and they’ll instantly receive a free digital issue of the latest magazine!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
10/02/22·29m 27s

ASK319: Should we be worried about new EPC rules? PLUS: Do you use this mindset trick?

It’s Tuesday and you know what that means... we’re back with another episode of Ask Rob & Rob.  And this week we’ve got a couple of really interesting questions!  First up, Imran from London is wondering about the pending changes to EPC (Energy Performance Certificate) rules.  Imran has a budget of £80,000 and is looking to purchase two or three properties in the Midlands/North.  With this budget, the stock that’s available to him is typically older buildings with lower ratings of D or E. If he were to invest in these, with the proposed changes he would need to bring the rating up to a C.  With such little information about how much these improvements would cost; Imran is feeling a little cautious about making investments like this and wants to know what Rob & Rob think.  Next up, we’ve got a question from Roisin.  With mindset and manifestation’s recent rise in popularity, Roisin wants to know what the guys think about it all?  Should investors be looking into mindset training as heavily as they do with property? Or is it just the latest fad?  And do Rob & Rob themselves manifest?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
08/02/22·12m 45s

TPP464: February Market Update

It’s the February Market Update   Rob & Rob are back with your monthly update and this one is a must listen!  With HUGE numbers across the board the guys have never reported on stats like this, in fact, we might start calling this update the record high edition.   From soaring property prices and rents to surging mortgage products and Welsh news, Rob & Rob have a lot to cover.  All the links you need are right below:  Property Prices  Government releases latest data for average UK house prices  New Year demand for property hits record levels, up 50%  Fears of pandemic exodus from England’s cities prove unfounded  Rents  Rents rise at fastest rate ever  Latest figures show UK rents continue their inexorable rise  Private rents in Britain rise at fastest rate on record  UK property rents rise at fastest ever rate  Cladding Issue     Government sets out new plan to protect leaseholders and make industry pay for the cladding crisis  Government slams insurance firms over premiums on blocks  Don’t exclude landlords from cladding help, politicians will be told  Mortgages  Mortgage lenders battle to win growing holiday let landlord market  Landlord product choice approaching record levels: Moneyfacts  Leasehold  Restrictions on ground rent for new leases set to become law  Wales  Renting Homes (Wales) Act Starts July 2022  And finally...  Call for action ahead of new Carbon Monoxide alarm laws  Hub Extra  We spend so much time on our phones, so this week's Hub Extra is trying to improve that experience.  We’re sure it’s no news to you that you can organise the apps on your phones into little folders and you can name these things to help you keep things organised.  But have you ever considered naming them something a little more motivational?  Instead of popping all your banking/investing apps into a folder called ‘finance’, switch it out for ‘Make X amount of money this year’.  Whilst this might seem a little silly, when you’re picking up your phone 100+ times a day this little mental nudge might help keep you on track.  A further little tip straight from Rob B, is if you have an iPad as well as your iPhone, move any of those apps that you find distracting off your phone and onto your iPad.  And if you’d like to find out more about Portfolio you can do that here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
03/02/22·31m 22s

ASK318: How can I source new build houses remotely? PLUS: Can I get income from my student HMO outside term-time?

Welcome back to another episode of Ask Rob & Rob! As always, we’ve got two great questions this week, so let’s get stuck in!  First up, we’ve got a question from Harry.  Harry is an overseas investor with a portfolio predominately made up of flats.  Our Houses vs. Flats episode on The Property Podcast and the high demand for houses during a recent Property Hub Invest launch in Sheffield has got him thinking.  He’d like to diversify and get his hands on some new build houses, but he’s struggling to source these remotely.  Harry would love to hear if Rob & Rob have got any advice on how he can source the properties he’s after.  Next up, we’ve got a question from Adam in Swansea.  He’s currently purchasing his first HMO in a student area and is looking to let this out to some students.  Unfortunately, he’s just missed the start of the academic year and he’s expecting the property to remain empty because of this.  What Adam wants to know is how can he monetise the property until the next academic year starts and avoid a void period.  Tune in to find out what advice the guys have got for our callers.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
01/02/22·8m 44s

TPP463: Why Property is a terrible way to make money

Property is a terrible way to make money  Could this be the last ever episode of The Property Podcast?   After all these years in the game have Rob & Rob done a 180 and realised that property just isn’t the best way to make money?  This week on The Property Podcast Rob & Rob are revealing why property is a terrible way to make money.  They’ll be taking a closer look at different strategies and revealing why each one isn’t a good way to achieve the goal of generating £2,000 each month.  But it’s not all bad news, because they’ll be pointing you in the direction of how you CAN make money, phew, maybe The Property Podcast will continue after all...  In the news  It seems that we didn’t just experience double digit growth in house prices last year, as LandlordZone have revealed a 50% increase in landlords using ltd companies to take out a mortgage last year.  This figure is the highest number since the changes George Osbourne made to the tax system!  What do Rob & Rob think about this?  Hub Extra  Do you know someone who would benefit from The Property Podcast, but you’ve failed to win them over so far?  Maybe they’re just not a podcast person and find it all very complicated.  We’ve got the perfect Hub Extra for them.  Listening to podcasts couldn’t be any simpler than with Spotify. Just search the name of a specific podcast or topic, and within seconds you can be listening!  They’ve also recently introduced a star rating system, so you can quickly decide if a podcast is worth your time!  And if you haven’t done so already, you can rate The Property Podcast right here.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
27/01/22·24m 51s

ASK317: Do I go ahead with this deal? PLUS: Is digital property the future?

Welcome back to another episode of Ask Rob & Rob.  This week we’ve got two super interesting questions that the guys couldn’t wait to get into!  Kicking things off this week is Dragos.  Dragos has recently had an offer accepted on a 1-bed flat in a great part of Liverpool, but thanks to a couple of declining lenders, he’s recently discovered something that’s left him questioning if the deal is right for him.  The lenders revealed that the development mainly consists of investment units with a limited demand for owner occupation.  Would Rob & Rob go ahead with this deal? And what would they do or ask as a precaution?  Next up, we’ve got a question from Sal in London.  Sal has built himself a portfolio of property, but he’s looking to expand and diversify.   With the ongoing developments in technology and the recent spike in popularity for things like NFT’s and blockchains, should he be consider trying his hand at digital property?  Sal wants to know what Rob & Rob think about digital assets and whether they see the market developing.  Tune in to find out their thoughts!  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
25/01/22·7m 32s

TPP462: 2022’s hotspots to invest in

2022’s Property Hotspots  Rob & Rob are back with their top hotspots of the year, it’s always one of the most popular episodes and it’s definitely one of their favourites to record!  This year, they’ll not only be revealing their safe bets, but their up-and-comers and even a couple of wildcards.  And after hearing how well 2021’s hotspots performed, you won’t want to miss this.  Safe bets:  Liverpool  Manchester  Nottingham  Leeds   Up-and-comers:  Sheffield  Belfast  Derby  If you’re feeling brave:  Newcastle  London  Super wildcard:  Aberdeen  In the news  We’ve got some Welsh news for you this week and it’s all about the Renting Homes Act.  After years of being fiddled around with, the act is due to be implemented in July 2022 and brings about some big changes.  First up, tenants will no longer be called tenants, but are instead ‘contract holders’ and with notice periods being extended to six months from two, this is definitely one to keep on your radar.  Hub Extra  If one of your New Year’s resolutions was to improve your knowledge and improve your focus this Hub Extra is for you.  Elevate is a brain training app, that gives you five mini games to complete each day to help you achieve your objectives.  The games take less than a minute each, so instead of scrolling through Instagram first thing, train your brain instead.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
20/01/22·19m 6s

ASK316: Should I go ahead with this expensive mortgage? PLUS: How should I use the property cycle when refinancing?

It’s Tuesday and you know what that means! Rob & Rob are back with another round of listener questions.  This week we’ve got two great questions about mortgages.  Our first question is from Cameron from South Africa, and it's got the guys divided  Cameron is around 2 years away from getting his permanent residence in the UK and this has caused lenders to be reluctant, leaving him with limited mortgage options.  He’s currently looking at getting a flat in Nottingham city centre and has recently been offered an interest only mortgage, with an interest rate of 7.7%!  What he wants to know is what Rob & Rob would do in this situation. With Nottingham being one of our hotspots for 2022 would they still invest?  Next up, we’ve got a question from Arun.  The mortgage term on Arun’s home is due for renewal in 2025, and according to the 18-year property cycle, a crash is due slightly after this.  Arun wants to know Rob & Rob’s thoughts on refinancing before you suspect a crash is coming and whether the risk of negative equity is such a bad thing?  Thankfully for Arun, we’ve got the perfect podcast episode to help answer this. In fact, it’s almost as if we recorded this episode, just for him.  How do you use leverage in a boom and crash?   Tune in to find out what else Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
18/01/22·8m 21s

TPP461: 2022’s Predictions

Rob & Rob reveal their predictions for 2022  The guys are back with one of their favourite traditions – predictions for the year ahead.  If you listened to 2021’s predictions you’ll know that last year they fared pretty well and with hardly anyone else sharing theirs this year, this episode really is a must listen.  Even if it’s so you’re in on the joke in December 2022 when they could’ve gone horribly wrong.  Here’s what 2022’s forecast consists of:  Top 3 performing cities  UK property market  London property market  Inflation  Base rate  Stock market  Bitcoin  With such big topics and some bold claims, we can’t wait to see what this year holds.  Do you think Rob & Rob’s winning streak will continue and they’ll be right by the end of the year? Or will they be wrong?  Only time can tell.  Until then, please feel free to share your own predictions with us over on our Instagram, Facebook, Twitter or forum.  In the news  The news story this week is that there is no news...  Every year Rob & Rob share their predictions for the year ahead, but they also take a closer look at what other experts have got to say and well, this year it seems like not much.  But you can take a closer look at the couple of predictions they did find below:  MoneyWeek - What does 2022 hold for UK house prices?  Savills - Prime central London and northern England to experience strongest growth across all markets  Portfolio news!  We shared some exciting news about a recent acquisition in last weeks episode and we’ve got some even more exciting news this week!  Portfolio took a little break over the festive period, but you’ll be happy to hear that we’ve started to let people in!  And if you haven’t joined the waiting list yet, you can do that here.  Hub Extra  January is the perfect time for a little spring clean, but if there’s one place you shouldn’t forget to cleanse, it’s your phone!  This week's Hub Extra is a tip straight from Rob B.  He recommends a phone audit - look through all the apps in your phone and delete anything you haven't used or doesn’t add value to your life.  Set 5 minutes aside and get rid of anything that’s clunking up that screen!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
13/01/22·21m 2s

ASK315: Am I wrong to get emotionally involved? PLUS: What's your minimum yield target?

We’re back and we’re starting 2022 with four questions!  Our first three questions come from Phil from Liverpool.  Phil is an avid listener of the podcast and bought his first investment property back in August – a two bed flat in Liverpool.  As he was buying in an area he was familiar with, he found himself getting emotionally invested and was ruling out any areas he wouldn’t live in himself.   What he wants to know is, should he avoid doing this in the future?  He’s also recently started to see the power of leverage, and with this in mind as he considers buying his next property, he’s started to think about interest-only mortgages.  So, Phil’s asking Rob & Rob if he should stick to an interest-only mortgage, and if so, should he only pay interest for the full term?  His final question was a special one and required Rob B to dust off his crystal ball, as he quizzed Rob on how Liverpool is going to perform in the premier league.  Tune in to hear what the guys have got to say.  But the questions don’t end there, and our final question is a big one, and it’s all about yield.  This listener wants to know what’s the minimum yield you should consider on a single buy-to-let?  Thankfully, Rob & Rob have covered this before, so if you’re searching for the Total Return Formula podcast episode, you can find that here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
11/01/22·7m 41s

TPP460: How to have your best ever year in property

Make 2022 your year  Happy New Year!   Rob & Rob are back and they’re kicking it off with what they believe will be one of the top 5 episodes of the year.   The new year is the perfect opportunity to wipe the slate clean, get clear on your goals and get ready to embark on your best year yet.  So, in this episode Rob & Rob will be sharing their tried and tested tools that they use to work towards being the best versions of themselves.   It goes without saying that Rob & Rob are just two ordinary guys, there’s no big secret to what’s made them successful – they’ve just used these tools and methods year- after- year.  After all, it’s the simple stuff that makes the difference.  Hub Extra  One of the best ways to make sure you’re achieving your goals is to keep track of your progress.  Now, the App Store has endless apps that can be used to track almost everything, but here’s some of our favourites.  Trying to level up your fitness game in 2022? Then Strava is what you need. It will track your runs/cycles and give you all the data to analyse!  If tracking your habits feels a bit of a bore, let us introduce you to Habitica. Habitica pumps back all the fun into habit tracking as it turns real life into a game.  Of course, we couldn’t forget to share a way to track your podcasts. Spotify is super handy at collecting all your data and sharing what your favourite podcasts are every year, plus how many minutes you spent listening to them. Could you be The Property Podcast’s top listener for 2022?  The extra links you were searching for   If you’ve been searching for the extra links Rob & Rob mention you can find them right here:  Sign up to the magazine  Join the Portfolio waitlist  TPP15: How goal setting will change your life  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
06/01/22·25m 14s

TPP459: Reflecting on 2021

Reflecting on 2021  2021 has been another crazy year, and not just in the world of property.   No-one could’ve predicted the boom that has well and truly started, although Rob & Rob predicted growth, they didn’t even see that one coming.  And the craziness of 2021 didn’t stop there.  It’s been a rollercoaster ride at Property Hub HQ and after what’s felt like forever, we finally launched Portfolio, so there’s plenty to reflect on.  Here’s a rundown of what the guys are reflecting on:  Property prices  Rental demand  The economy  Inflation  Property Hub  The launch of Portfolio  We hope you’ve enjoyed listening to the podcast this year, just as much as we’ve enjoyed creating it for you.  2021 has been our best year yet, but we’ve got a sneaky feeling that 2022 is going to be even better.  So, we hope you have a lovely festive period and get some well-earned rest and time with your loved ones.  And we’ll be back next week to kick off the new year, so make sure you’re ready!  P.S If you’re looking for the Portfolio waitlist, you can find that here.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
30/12/21·11m 13s

TPP458: The best of 2021!

The top five(ish) episodes of 2021!   As we’re well and truly settling into the festive period, we didn’t want to dive into anything too heavy...  So, we thought we’d give Rob & Rob the difficult challenge of picking their top five episodes of the year!  With 2021 being the BEST year of the podcast yet and so many important topics covered, it’s no wonder they struggled to narrow it down.  But if you find yourself with some spare time and you want to get prepped for 2022, you can work your way through Rob & Robs top five(ish) episode below:  TPP416: The REAL reasons property prices go up  TPP426: We’re in a property boom – why has no-one noticed?  TPP434: How to use leverage in a boom and a crash  TPP435: What traits make a successful property investor?  TPP436: Everything you need to know about short-term inflation  TPP437: The wealth secret: Long-term inflation  PP452: Total Return Formula – the ultimate calculation for smart investors  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
23/12/21·8m 10s

TPP457: 2021’s predictions reviewed

How right (or wrong) were Rob & Rob’s property predictions?  It’s safe to say that 2021 was a year that no-one could’ve predicted, but Rob & Rob had a stab at it anyway.  From which cities would experience the most growth, to the Olympics and bitcoin - Rob & Rob predicted it all.  But is it time we start asking the guys for the lotto numbers or did they completely miss the mark?  Tune in to find out, as Rob & Rob revisit their predictions and see how well they fared.  Hub Extra  We love sharing a good resource, but with Christmas coming up we don’t want to give you too much extra learning!  So, you can get stuck into 2021’s best resources here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
16/12/21·12m 36s

TPP456: 2021’s best resources

2021’s top resources  Back by popular demand, we’re bringing you our top resources of the year.  If you’re a die-hard fan, then you’ll know at the end of each episode (and in our Hub Extra newsletter) we share a handy resource that we love.  So, it’s only right that we wrap up the year with our top picks.  The guys are covering it all, from books to podcasts and even YouTube channels - this episode contains all the best stuff we’ve consumed this year!882409  Books  Taking People With You: The Only Way to Make Big Things Happen - David Novak  Greenlights - Matthew McConaughey  A Million Miles in a Thousand Years: What I Learned While Editing My Life - Donald Miller  Alchemy: The Surprising Power of Ideas That Don't Make Sense - Rory Sutherland  Richer, Wiser, Happier: How the World's Greatest Investors Win in Markets and Life - William Green  Podcasts  Masters of Scale with Reid Hoffman  Boldt Flavours  Meditative Story  How to Take Over the World  The Pain Gain  Macro Voices  Fintech Insider Podcast by 11:FS  YouTube & TV  Succession  Chess Vibes  Patrick Boyle  Economics Explained  Below Deck  Trek Trendy   Tech & Apps  Peloton  Matter  Chess.com  1Blocker  Portfolio  Hub Extra   The resources don’t stop there!  If you’re struggling to think of the perfect present for the property lover in your life, look no further.  You can now give the gift of knowledge with a voucher for a year's subscription to the Property Hub Magazine! Simply click the link here, fill in the details and we’ll send the code straight to the lucky recipient's inbox!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
09/12/21·37m 9s

ASK314: A question from someone very special... what’s in store for 2022?

Can you believe it, it’s the final Ask Rob & Rob of 2021!  It’s been a crazy year and The Robs have loved answering your questions, but it was only right that they ended the year with a question from their good friend Nick.  As a dedicated listener of the podcast, Nick was desperate to know what the guys have got lined up for next year.  Rob & Rob were happy to drop a few hints, not only to ensure they get more than coal this year but to get you ready for what’s coming next.  We have a sneaky feeling 2022 is going to be our best year yet, so make sure you tune into today’s episode to see what we’ve got lined up.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
07/12/21·5m 34s

TPP455: December Market Update

It’s the December Market Update  Rob & Rob are back with your monthly update, and it’s safe to say the market isn’t ready to wind down for Christmas just yet.  From rents shooting up, to potentially devastating news for Welsh landlords. And a fall of 52% in property transactions... The Rob’s have got plenty to cover.  All the links you need to get stuck in are just below:  Sales  UK house sales fall 52% in month after stamp duty holiday deadline  Rents  Has Covid finished off the rental market?  UK rents ‘rising at fastest pace in 13 years’  Rents up sharply in prime areas of London as market bounces back  Savills - Rental revival  Landlords face punishing new costs under property wealth tax plan  Mortgages  Bank of England considering easing mortgage rules in move that could boost house prices  Kensington launches long-term fixed rates up to 40 years  Cladding  BoE concerned cladding crisis poses risk to UK financial stability  Cladding scandal: How plans to make flat leaseholders pay for repairs have been put on hold  Other  Legal Warning — some buy to lets will never meet new EPC targets  Carbon Monoxide alarms must be fitted in private rentals with gas boilers  And finally...  Research lays bare failure to tackle criminal landlords  Hub Extra   This week’s Hub Extra is coming straight from our producer, Dan.  The Beatles: Get Back follows The Beatles along the making of the Let It Be album.  Oscar winning film maker Peter Jackson, has compiled hours of unseen video and unheard audio to create a three-part documentary on this pivotal moment in music history.  It’s definitely one to add to your must-watch list.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
02/12/21·21m 0s

ASK313: Should potential higher taxes and inflation make me rethink my strategy?

Rob & Rob are back for another episode of Ask Rob & Rob. This week they’re only answering one question, but it’s a biggie and there’s plenty to cover.  As public spending has hit an all-time high, it’s safe to assume that we can anticipate an increase in taxes and inflation.  And James wants to know whether this means he should rethink his strategy.  Is now the time to be more cautious, limiting leverage and looking at fixed-term mortgages, or is it time to take a risk and double down as prices could rocket even further?  Tune in to find out what advice the guys have got for James.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.
30/11/21·6m 25s

TPP454: What’s happening across the worldwide property market?

What’s happening with property around the globe?  It’s no secret that the UK property market has gone crazy this year, and with house price growth in double digits, people are wondering when this is going to end.  But is the UK market an anomaly or is it happening elsewhere?  Rob & Rob are taking a closer look at what’s going on in property markets across the globe and are using this to make sense of what’s happening in the UK.  In the news   As today is an international episode, it’s only fitting that we share some international news for you.  As rental prices rise across Europe, this country is trying to get a grasp on the situation as Spain takes on private equity landlords as cost of housing soars  And the Netherlands is no different as Dutch cities look to ban private investors from the property market to combat soaring house prices.  Hub Extra   Sticking with the international theme, as we all (hopefully) start travelling again, this week's Hub Extra is one you’ll want to know about.  Wise (Formally TransferWise) is the app you need for all your international transactions and transfers.  With exchange rates that are almost definitely going to be better than your bank, and a debit card you can use to withdraw local currency, you need to add this to your must-have travel list.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
25/11/21·19m 11s

ASK312: Should I invest in Ipswich? PLUS: When should I start worrying about a short lease?

It’s that time of the week and Rob & Rob are back with two more listener questions, and we’ve got some pretty interesting ones.  First up, we’ve got a question from Terry in Luton.  Terry’s got his eye on a couple of properties in Ipswich and what he wants to know is, is now a good time to invest in the South East?  Do Rob & Rob think the cycle has moved on enough to make this a smart investment?  Our next question is all about leaseholds.   David is looking to purchase another buy-to-let and is considering a leasehold flat.  He wants to know if he should be concerned about properties with leases of around 90 years? And how can he tell if a property’s lease renewal process is going to be straightforward?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
23/11/21·6m 40s

TPP453: The Robs share their personal investment strategies

Rob & Rob are sharing their investment strategies It’s easy for Rob & Rob to give their advice each week on The Property Podcast, but this week they’re putting their money where their mouths are. To give listeners an insight into how they’ve been so successful at investing, The Robs are sharing their personal investment strategies. Unsurprisingly, they start by looking at the fundamentals (which you can read about here). They also reveal why they look for new-builds, or at least properties less than a decade old, despite some investors having strong opinions on them. What are ‘trophy assets’ and why do Rob & Rob look for them? And finally, you’ll find out which locations they’re focussing on at the moment. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
19/11/21·24m 45s

ASK311: How do I calculate the ROI of a flat? PLUS: Are mortgage rates going to keep going up?

Rob & Rob are back with more listener questions. First up is John, who wants to know the best way to get the truest return on investment for a flat in his portfolio. And the second question is about whether mortgage rates will continue rising as headlines are currently suggesting. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.
16/11/21·6m 14s

TPP452: Total Return Formula – the ultimate calculation for smart investors

There’s been over 450 episodes of The Property Podcast, but until now, we’ve not revealed the secret formula that investors NEED to be aware of. In the past, Rob & Rob have told you all about net yield and return on investment (ROI), and how using these can show you how profitable your investments have been - and will be in the future. But there’s an important factor that neither of these consider. That’s capital growth. That’s a big thing to miss out, especially since capital growth is usually the biggest return you’ll get. It’s one of the main factors we consider when sourcing deals for our Property Hub Invest clients. The new formula, called the ‘Total Return Formula’, takes capital growth into account. Listen as Rob & Rob explain how to use this formula, as well as how to best predict capital growth for future investments. In the news  And this week’s big news is actually a notable lack of news! Specifically, about how there was no increase in interest base rates announced last week. It was predicted that they’d rise from 0.1%-0.25%, but this move wasn’t taken. What do Rob & Rob think this means for the property market? Hub Extra  We’ve got a great book for you this week, and it’s about something that almost everyone on earth has engaged with in one way or another – Instagram! ‘No Filter: The Inside Story of Instagram’ by Sarah Frier. This one’s different from the other books ab