Fintech Insider Podcast by 11:FS

Fintech Insider Podcast by 11:FS

By 11:FS

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Sarah Kocianski and Ross Gallagher and joined weekly by a range of fantastic guests, they discuss the latest news, developments, and trends within the industry. On Fintech Insider Insights, they speak to subject matter experts for deep dives on APIs, AI, digital banking, and all other areas disrupting our industry. Fintech Insider Interviews brings you one-on-one interviews with the thought leaders and innovators transforming financial services. Whether you're a fintech expert or you're just keen to know more, then this is the podcast for you!

Episodes

564. News: Is Monzo professionalising Buy Now Pay Later?

Our expert hosts, David Brear and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: * Roger De’ath, Head of eCommerce at Truelayer * Oscar Williams-Grut, City Editor at Evening Standard * Polly Jean Harrison, Journalist at The Fintech Times We cover the following stories from the fintech and financial services space: Monzo unveils buy now, pay later product with £3,000 limit - 5:35 QED announces $1 billion fintech war chest - 19:35 TrueLayer teams up with Cazoo to power open banking payments and refunds - 27:30 Varo raise $510M in Series E funding - 36:15 One in five consumers blocked from paying with cash, raising concerns for the elderly and vulnerable - 41:57 Former Wise employees raise $8.5M for multicurrency investing app - 44:00 Ripple vets unveil global micropayments network for Web 3.0 - 45:18 Russian bank VTB is piloting ‘face pay’ technology - 48:00 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Fintech Meetup. This episode is sponsored by Fintech Meetup. Fintech Meetup is the world’s largest fintech meetings event, facilitating more than 30,000 meetings for 4,000 participants. It takes place online, March 8-10, 2022. Our participants will meet everyone they need to meet, including Startups, Established Fintechs, Investors, Banks and Credit Unions, Media and Analysts and more. For more information and to get your ticket, go to www.fintechmeetup.com (www.fintechmeetup.com). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Oscar Williams-Grut, Polly Jean Harrison, and Roger DeAth.
20/09/2155m 28s

563. Insights: After Dark: Starting from scratch

Welcome to the latest installment of After Dark, called Starting from Scratch. We are joined by the best and the brightest in fintech and financial services industry to talk all about starting from zero, and building better financial systems. What do we mean by that? Well, just imagine… The year is 2040. We have exhausted nearly all of the earth’s natural resources. Elon Musk/Jeff Bezos/Richard Branson and others like them have won the space race and the first colony has now arrived on Mars. Billions will follow over the weeks and months. There is much to be done. We are getting on our rocket to head off to Mars, tasked with building the planet’s first banking ecosystem. There are no rules, no regulations and no limits. We have the opportunity to shed the baggage of the existing systems on Earth and completely start again. To build a whole new banking system from scratch: What do you do? Where do you begin? Our fantastic panel conists of; Hosts: * David Brear, 11:FS Group CEO * Jason Bates, 11:FS Deputy CEO Guests: * Marta Krupinska, Fintech founder & Head of Google for Startups UK * Eric Van der Kleij, Builder of Tech Ecosystems, (Co)founder EdenBase.com, Level39.co, TechNation.io * Dr Sian Lewin - Co-Founder and Head of Client Delivery at RegTech Associates This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Fintech Meetup. This episode is sponsored by Fintech Meetup. Fintech Meetup is the world’s largest fintech meetings event, facilitating more than 30,000 meetings for 4,000 participants. It takes place online, March 8-10, 2022. Our participants will meet everyone they need to meet, including Startups, Established Fintechs, Investors, Banks and Credit Unions, Media and Analysts and more. For more information and to get your ticket, go to www.fintechmeetup.com (www.fintechmeetup.com). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Eric Van der Kleij, Marta Krupinska, and Sian Lewin.
17/09/2153m 21s

562. News: UK's contactless card limit reaches £100 - convenient or dangerous?

Our expert hosts, David Brear and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Emily Nicolle, Fintech Correspondent, Financial News Cordel Robbin-Coker, CEO & Co-Founder, Carry1st We cover the following stories from the fintech and financial services space: Contactless card payment limit in UK to jump to £100 next month 5:37 Sequoia Heritage, Stripe and others invest $200M in African fintech Wave at $1.7B valuation 12:42 Point raises $46.5 million to give millennials a rewards-based alternative to credit cards 21:15 Beijing wants tech giants to shoulder more social responsibilities 27:52 Australian BNPL Zip Finds Under-35’s Need Support with Financial ‘Adulting’ 35:19 Ikea says ‘Hej!’ to buy-now-pay-later, investing $22.5m in Israeli BNPL firm Jifiti 37:41 Founders Factory and G-Force launch Seed program for climate-focused startups 39:17 Peter Thiel is building a luxury vacation bunker in New Zealand 41:20 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Fintech Meetup. This episode is sponsored by Fintech Meetup. Fintech Meetup is the world’s largest fintech meetings event, facilitating more than 30,000 meetings for 4,000 participants. It takes place online, March 8-10, 2022. Our participants will meet everyone they need to meet, including Startups, Established Fintechs, Investors, Banks and Credit Unions, Media and Analysts and more. For more information and to get your ticket, go to www.fintechmeetup.com (www.fintechmeetup.com). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Cordel Robbin-Coker and Emily Nicolle.
13/09/2145m 26s

561. Insights: Seeking real value in the Aussie fintech space

Our expert host, David Brear, is joined by some great guests to talk about Australian fintech. The market has grown exponentially over the last few years, with the pandemic pushing Austailians further into digital and providing a major catalyst for tech companies. But what does the market look like, what technologies are paving the way, and what opportunities does the market offer fintech founders? This week's guests include: * Dexter Cousins, Founder, Tier One People * Simone Joyce, CEO & Co-Founder, Paypa Plane & Chair of Fintech Australia * Matt Baxby, Country CEO of Revolut Australia All of this and much more on today's episode! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Fintech Meetup. This episode is sponsored by Fintech Meetup. Fintech Meetup is the world’s largest fintech meetings event, facilitating more than 30,000 meetings for 4,000 participants. It takes place online, March 8-10, 2022. Our participants will meet everyone they need to meet, including Startups, Established Fintechs, Investors, Banks and Credit Unions, Media and Analysts and more. For more information and to get your ticket, go to www.fintechmeetup.com (www.fintechmeetup.com). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dexter Cousins, Matt Baxby, and Simone Joyce.
10/09/2150m 41s

Bonus: Myth-busting influencer banking with Lotanna Ezeike, XPO

Time for a bonus episode! Our expert host, David Brear, is joined by Lotanna Ezeike, Co-Founder and CEO at XPO, to talk all things social media influencers, the creator economy & banking. Join us for some myth-busting about influencers, challenge David's opinions from a few episodes back, and shed some light on the subject for our listeners. All of this and much more on today's episode! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Lotanna Ezeike .
08/09/2120m 13s

560. News: More behemoths get into BNPL as Amazon team up with Affirm

Our expert hosts, Simon Taylor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Frederick Lavoie, co-founder and COO, Flinks Sharon Kimathi, Inclusive Economies Editor, Thomson Reuters Foundation We cover the following stories from the fintech and financial services space: Amazon partners Affirm to offer customers BNPL option 4:32 National Bank of Canada invests $103M in Flinks, including $30M in growth capital 15:45 Alpaca raises $50m; moves into crypto trading 28:32 Wombat to raise £10 million to expand into Europe 38:52 Nubank seeks $55bn valuation in IPO 47:12 Invest at PayPal could compete with Robinhood and Square’s retail stock trading 48:34 Railsbank and Status Money create credit card with crypto investment rewards 50:27 Fake Banksy NFT sold through artist's website for £244k 52:25 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Frederick Lavoie and Sharon Kimathi.
06/09/2158m 40s

559. Insights: Ask us anything!

Our expert hosts, David Brear, Simon Taylor and Jason Bates, come together to answer all of your burning question in this Ask Me Anything episode. How surprised are they by the rise of the neobanks in the US? Is there a grave danger all the best engineers get sucked into and away from traditional FS businesses? When Hollywood decides to make 11:FS The Movie, who would David, Simon and Jason want to play them? Tune in to hear so much more, and hey - maybe next time, we'll be answering your questions! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!
03/09/2157m 20s

558. News: Playing into your niche

Our expert hosts, David Brear and Pierre Legrand, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: John Waupsh, CEO and founder, Nerve Colin Kennedy, Chief Business Officer, Ramp We cover the following stories from the fintech and financial services space: Ramp raises $300M and acquires Buyer to offer "negotiation-as-a-service" 3:30 Revolut introduces salary-advance feature in the UK 13:25 Nerve, World’s First Neobank Created for Musicians Launched 24:49 World Remit rebrands as Zepz and raises £292M 36:49 Socially conscious fintech Aspiration to go public via a SPAC merger 41:45 Balance raises $25 million in Series A funding 42:51 African fintech OPay valued at $2bn after a $400m raise 43:50 Hargreaves Lansdown creates confusion with ad campaign citing a Monzo IPO 45:00 Al of this and much more more on today's episode! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Colin Kennedy and John Waupsh.
30/08/2150m 18s

557. Insights: Is Buy Now Pay Later the future of credit?

Our expert hosts, David Brear and Amy Gavin, are joined by some great guests to talk about innovation in the buy now pay later products. Most people think of huge players such as Klarna & Afterpay, but increasingly we are seeing more and more specialised providers entering the market, and in new geographies. We wanted to revisit this topic, to find out where the innovation is really coming from. This week's guests include: * Arad Levertov, CEO & Co-Founder, Sunbit * Timothy Davis, CEO & Co-Founder, Butter.co.uk All of this and much more on today's episode! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Arad Levertov and Timothy Davis.
27/08/2143m 42s

556. News: Don’t bet against Jamie Dimon

Our expert hosts, Adam Davis and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Rod Lockhart, CEO at LendInvest Sam Maule, Key Account Exec at Google Cloud We cover the following stories from the fintech and financial services space: Chime raises $750m at $25bn valuation 3:04 LendInvest secures £150m partnership with Barclays and HSBC 16:01 JP Morgan and AmEx invest in Plaid 30:27 UK banks plan to share branches as regulator seeks to block closures 41:35 Brex buys Israel’s Weav 50:45 'Personalised credit' startup Keebo raises £5 million in seed funding 52:00 Starling tops CMA ratings for business banking quality 53:45 HSBC joining the bank card accessibility push with new ‘vertical’ designs 54:44 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and co., joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Rod Lockhart and Sam Maule.
23/08/211h 0m

555. Insights: AI - Who will take on the responsibility of erasing human bias?

Our expert host, Simon Taylor, is joined by some great guests to talk about AI and machine learning in the context of financial services. We cover how AI/ML will change financial services, what the difference between AI & ML in Financial Services is, what the biggest benefits of AI/ML are, how do we work with bias and how far can we take it? This week's guests include: Amanda Cercas Curry, PhD student Heriot-Watt University in Edinburgh and co-host of the podcast Let's Chat Ethics Teddy Flo, General Council, Zest AI Dorel Blitz, VP Strategy & Business development, Personetics All of this and much much more on today's episode! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). This episode is sponsored by WaveMaker. This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code platform for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Amanda Cercas Curry, Dorel Blitz, and Teddy Flo.
20/08/2145m 12s

554. News: It's still a great time to be a fintech investor!

Our expert hosts, Adam Davis and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Andy Renshaw, VP of Payments Solutions & Strategy, Feedzai Natasha Jones, Early Stage Investor, Octopus Ventures Sophie Winwood, Investor at Anthemis We cover the following stories from the fintech and financial services space: Global fintech investment rebounds to hit $98bn in H1 4:54 Feedzai Acquires World's Most Advanced Biometric Platform, to create the World’s Largest Financial Intelligence Network 17:10 Circle files to become a bank 30:29 Meet XPO: The Fintech Startup Building A Better Bank For Creators 40:25 Aviva and Nationwide join £2.5 million round in first time buyers’ mortgage broker Tembo 53:02 Atom Bank pulls in first ever monthly profit 53:51 Nubank co-founder leads $45M investment in Indian neobank Jupiter 55:00 Woman left on hold for 7 hours by HSBC after trying to report fraud 56:12 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). This episode is sponsored by WaveMaker. This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code platform for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-and-drop visual studio that fintechs, brands, and financial institutions use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom pre-built components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com (https://www.wavemaker.com/banking-financial-services/?utm_source=FinIn&utm_medium=podcast1&utm_campaign=11fs) today. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Andy Renshaw, Natasha Jones, and Sophie Winwood.
16/08/211h 3m

553. Insights: How can good UX design make financial services accessible?

Our expert hosts, David Brear and Lindsey Kistler, are joined by some great guests to talk about designing products for fintech & insurtech. We cover how to make design in the context of Fintech & insurtech stand out, gamification, getting information across to users seamlessly, the role of the UX designer, and much much more. This week's guests include: Dominic Holton, COO, DeadHappy Edoardo Moreni, Co-Founder & CEO, Emma All of this and much much more on today's episode! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). This episode is sponsored by WaveMaker. This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code platform for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-and-drop visual studio that fintechs, brands, and financial institutions use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom pre-built components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com (https://www.wavemaker.com/banking-financial-services/?utm_source=FinIn&utm_medium=podcast1&utm_campaign=11fs) today. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dominic Holton and Edoardo Moreni.
13/08/2156m 2s

552. News: Square buys Afterpay - the difference between being monolithic and monopolistic

Our expert hosts,David Brear and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Mike Kelly, CEO and founder of Curl, Stateless Group and formerly Product Lead for VPR at Open Banking Ron Shevlin, Director of Research, Cornerstone Advisors We cover the following stories from the fintech and financial services space: Square to buy Australia's Afterpay in $29 billion deal 4:36 CMA mandates ‘Sweeping’ in big win for UK Open Banking 21:01 Kuda, the African challenger bank, raises $55M at a $500M valuation 37:20 Rapyd raises $300M on $8.75B valuation as fintech-as-a-service continues to boom 47:16 Snoop raises £15 million to fund international expansion 1:01:20 Element Ventures bags $130 million for B2B fintech fund 1:03:23 Robinhood spikes 65%, halted for volatility 1:04:15 Private jets are so last year: John Collison is buying an airport 1:06:00 This episode is sponsored by WaveMaker. This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code platform for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-and-drop visual studio that fintechs, brands, and financial institutions use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom pre-built components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com (https://www.wavemaker.com/banking-financial-services/?utm_source=FinIn&utm_medium=podcast1&utm_campaign=11fs) today. This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Mike Kelly and Ron Shevlin.
09/08/211h 9m

551. Insights: Can you teach a banker to code?

Our expert hosts, Adam Davis and Nick Funnell, are joined by some great guests to talk about the role of the engineer in the context of Fintech. Engineers are essential to any software company, large or small, but they may not always be the most front-facing figures in a product build. Engineers are traditionally seen as builders, and what we will get into today is how the face of the engineer has changed since the birth of fintech, what are some challenges they face, and how do they go about explaining technical processes to their stakeholders? This week's guests include: Simon Vans-Colina, Co-Founder at Fronted Chris Margonis, Senior Developer, Plum Amber Goldberg, Software developer at Curve All of this and much much more on today's episode! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Amber Goldberg, Chris Margonis, and Simon Vans-Colina.
06/08/2151m 53s

550. News: If the talent walks, you’ve bought yourself a very expensive tin!

Our expert hosts, David Brear and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Layla Qassim, Head of Strategy and Shareholder Relations at Solarisbank Alex Frean, Head of Corporate Affairs at Starling Bank We cover the following stories from the fintech and financial services space: Solarisbank raises $224M and acquires its competitor 4:19 Starling Bank makes their first acquisition as they buy Fleet Mortgages for $50m, while flying high in account switching race 9:40 Visa to acquire CurrencyCloud 23:10 Lloyds and Mastercard aim to take A2A payments mainstream 27:51 Gojek integrates with Jago for digital banking push 40:20 Tesco Bank to close all its current accounts 41:30 Goldman Sachs boosts transaction banking biz with Fiserv tie-up 43:10 Chicago Bulls team up with Shopify to launch an NFT series 44:30 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alexandra Frean and Layla Qassim.
02/08/2151m 49s

549. Insights: How can digital payments support financial inclusion?

Our expert host, Simon Taylor, is joined by some great guests to talk about what is happening in the world of payments. The world is moving away from traditional payment methods - what now? This is not only on the consumer side, there is a lot of innovation on the B2B side as well. Is this movement only a good thing, is there a financial inclusion angle here and will our wallets get completely swapped out for our mobile phones? Listen in to find out more about this and much much more! This week's expert guests include: Myles Stephenson, CEO, Modulr Keith Grose, Head of UK, Plaid Sophie Guibaud, Chief Growth Officer, OpenPayd Vegar Wikhammer Heir, Chief Commercial Officer, Vipps This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Keith Grose, Myles Stephenson , Sophie Guibaud, and Vegar Wikhammer Heir.
30/07/2144m 0s

548. News: Get funding and build more!

Our expert hosts, Sarah Kocianski and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Carlo Gualandri, Founder and CEO at Soldo Kate Drew, Director of Research at CCG Catalyst Consulting We cover the following stories from the fintech and financial services space: Revolut raises $800 million to become UK's most valuable fintech 5:20 Soldo raises $180M for its business expense platform 17:51 Square launches small business banking 32:10 IPO roundup: Robinhood is seeking a market valuation as high as $35 billion from their upcoming IPO and Paytm look to IPO in India with a raise of $2.2bn 42:55 Yapily raises $51M for its open banking API 52:59 Serena Williams invests in credit building startup Esusu 55:16 Treasury Prime announce Customizable Card Controls to Increase Transactions While Reducing Fraud 57:10 FCA loses £300k worth of electronic devices, this news arises a year after it issued a warning to businesses to ‘be responsible when handling client data’ 59:26 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Carlo Gualandri and Kate Drew.
26/07/211h 4m

547. Insights: Is fintech ready for influencer marketing?

Our expert hosts, Adam Davis and Mariette Ferreira, are joined by some great guests to dive into all things influencer marketing. Influencer marketing is something common in travel, fashion and beauty, but it’s also become a common phenomenon in the financial industries. We want to look at what influencer marketing looks like in the context of finance, how it is executed but also some of the barriers that surround it. Listen in to find out more about this and much much more! This week's expert guests include: Alexandra Frean, Chief Corporate Affairs Officer, Starling Bank Adam Hadi, VP Marketing at Current AJ Coyne, Head of Marketing, Klarna This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Adam Hadi, AJ Coyne, and Alexandra Frean.
23/07/2155m 41s

546. News: Where there is a product, there is capital.

Our expert hosts, Sarah Kocianski and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ali Niknam, Founder & CEO, Bunq Nigel Verdon, CEO, Railsbank We cover the following stories from the fintech and financial services space: Bunq celebrates $228 million funding! 2:40 Railsbank raises $70m in global expansion plans 12:21 NatWest launches carbon footprint tracker for its mobile banking app 26:06 The BuyNowPayLater roundup, starting with: Apple partners Goldman Sachs for BNPL play 35:30 US proptech Better HoldCo has acquired UK mortgage provider Trussle 45:18 NAB invests A$160m in branch revamp 46:38 Tide banking valued at $650m, after securing $100m in funding 48:20 Nude lets couples ‘Team-up’ to see each other’s savings progress 50:36 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Ali Nikman and Nigel Verdon .
19/07/2156m 32s

545. Insights: How can tech and culture work together to shape the future of banking?

Our expert hosts, David Brear and Tim Heard, are joined by some great guests to dive into all thing new banking business models. We start by looking at what the industry looks like now. Where are we, what are the banking models that we’ve seen come out and how has the industry changed due to them? What is driving transformation and new business models, is it new tech, or is it that banks are trying to keep up with others, or is it down to customer expectations? The second part of this conversation focuses on looking at digital transformation in the financial industries, and how we best take advantage of these and what the bank of the future will look like. How do we best take advantage of new business models? Listen in to find out more about this and much much more! This week's expert guests include: Janine Hirt, CEO, Innovate Finance Sam Sidhu, President & CEO, Customers Bank This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Janine Hirt and Sam Sidhu.
16/07/2153m 53s

544. News: As RobinHood IPOs, how important is building a community around a brand?

Our expert hosts, Simon Taylor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Billie Simmons, CCO and co-founder, Daylight Peter Lord, CEO of Codat Soundbite: * Daniel Marovitz, Senior Vice President of Fintech, Booking.com We cover the following stories from the fintech and financial services space: Robinhood files to go public 2:40 Daylight raises millions to build a digital banking platform designed for and by the LGBTQ+ community 14:58 Codat raises $40M from Tiger for its SMB-focused API service 27:54 Booking.com creates fintech unit 37:00 Nigeria's FairMoney raises $42m 48:02 Pleo raises $150M for managing expenses for SMBs 49:06 Barclays stops UK clients from sending funds to Binance 50:11 Chase customers become instant billionaires 51:26 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is sponsored by Blueshift. Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com (blueshift.com/11fs). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Billie Simmons, Daniel Marovitz, and Peter Lord.
12/07/2155m 43s

543. Insights: Why is the gig economy so underserved?

Our expert host, Sarah Kocianski, is joined by some great guests to dive into the gig economy. The gig economy is en route to generate $455 billion globally by 2023, and in 2020 gig workers represented around 35% of the US workforce. There currently is no universal definition of a gig worker, but one common explanation is that gig workers are independent contractors or freelancers who typically do short-terms work for multiple clients. Why is it so difficult for financial services companies to cater to gig workers? Are the workers' financial needs too unusual? What impact does a growing gig economy have on the financial services industry — does it force providers to look for ways to serve the market to avoid being left behind? These are some of the questions we try to answer on today's episode. This week's expert guests include: Craig Lewis, Founder & CEO, Gigwage Oona Rokyta, Co - Founder & CEO, Lance Atif Siddiqi, Founder & CEO, Branch This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/. (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider) *This episode is also sponsored by YouGov. *With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Atif Siddiqi, Craig Lewis, and Oona Rokyta.
09/07/2140m 10s

542. News: Is Open Banking significantly eroding the dominance of card?

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Gabriel le Roux, Co-founder of Primer.io Joakim Sjöblom, Co-founder and CEO of Minna Technologies Soundbites: * Oliver Prill, CEO Tide We cover the following stories from the fintech and financial services space: Visa to buy Swedish fintech Tink for $2.2 billion 3:51 Nordic mobile wallets Vipps, MobilePay and Pivo to merge 15:20 Tide prepares to enter India with a 5 year strategy 27:04 Financial watchdog bans crypto exchange Binance from UK 41:45 Mastercard and Ant back effort to get a billion people to take green action 49:52 Killer Mike's bank has to postpone its launch again to catch up to high customer demand 51:33 SoftBank shrinks robotics business, stops Pepper production 53:10 Fed official warns CBDCs could be an “embarrassing fad”and compares them to MC Hammer’s trousers 54:32 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is brought to you by Visa. one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/. (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Gabriel le Roux, Joakim Sjöblom, and Oliver Prill.
05/07/211h 0m

541. Insights: Why does crypto matter?

Our expert host, Simon Taylor, is joined by a great panel of guests to talk about all things crypto. In the first part of the show, we want to take a look at just how far we’ve come. How far the crypto space has come in the last year - not just in terms of bitcoin surges but also the real steps forward in terms of adoption by big organisations, regulators and even central banks to start taking this crypto phenomenon seriously. Why is it booming so much now? Does crypto matter more now than it ever has before? And last but not least, is crypto mainstream, and why should we care about it? This week's expert guests include: Shivani Siroya, CEO and founder of Tala Diogo Monica, CEO of Anchorage Cuy Sheffield, Head of Crypto, Visa This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/. (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider) *This episode is also sponsored by YouGov. *With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Cuy Sheffield , Diogo Mónica, and Shivani Siroya.
02/07/2146m 11s

540. News: Why are American behemoths buying European fintechs?

Our expert hosts, Adam Davis and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shane Happach, CEO Mollie Emily Nicolle, Fintech Correspondent, Financial News Soundbites: * Anna Irrera, Chief Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: JPMorgan buys investment platform Nutmeg in UK retail push 1:43 Mollie’s Series C funding round puts it in the top 5 most valuable European startups, and top 20 worldwide 13:25 AML regulations driving up compliance costs across UK 29:26 Revolut's results show a “bumper year” as revenues grow… but so do losses 39:15 11:FS Foundry, the Financial Service Operating System built by 11:FS, has today released its first drop, 11:Money 50:32 YES Bank launches musical logo 55:06 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is brought to you by Visa. one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/. (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Anna Irrera, Emily Nicolle, and Shane Happach.
28/06/211h 1m

539. Insights: Lending - the next evolution of fintech?

Adam Davis is joined by a fantastic panel of guests to discuss lending. Lending has traditionally been the fastest and arguably most lucrative route for banks to make money, and we want to look at why so many new fintechs are turning to lending as the next product in their arsenal, and how competition is hotting up in this space. We also want to take a look at the new lending models and companies coming onto the scene and how they are finding new and innovative ways to better serve the end customer or business, vs the traditional banks. Our expert guests are: * Valentina Kristensen, Director of Marketing and Comms, OakNorth * Tucker Haas, CEO and founder, Quo * Mark Mullen, CEO Atom Bank This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/. (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider) *This episode is also sponsored by YouGov. *With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Mark Mullen, Tucker Haas, and Valentina Kristensen.
25/06/2151m 55s

538. News: Are Stripe and Shopify THE biggest fintech companies right now?

Our expert hosts, Adam Davis and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Gus Tomlinson, General Manager Identity Fraud Europe, at GBG Sammy Fry, Net Zero Lead at Tech Nation Soundbites: * Matt Henderson, EMEA Business Lead at Stripe * Kathryn Petralia, co-founder of Kabbage We cover the following stories from the fintech and financial services space: Stripe moves beyond payments with Stripe Identity 4:22 UK tech leaders team up to fight climate crisis 14:50 AmEx opens its first business accounts with Kabbage 29:01 Shopify expands its one-click checkout, Shop Pay, to any merchant on Facebook or Google 37:10 Laybuy brings in store BN/PL to the UK 44:50 Bitcoin tops $40,000 after Musk says Tesla could use it again 46:50 Fintech giant Wise push button on long-awaited listing 48:51 Web founder Berners-Lee to auction source code as NFT 51:09 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com (https://go.temenos.com/11fs). This episode is brought to you by Visa. one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at partner.visa.com (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider) This episode is also sponsored by YouGov. With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Gus Tomlinson, Kathryn Petralia, Matt Henderson, and Sammy Fry.
21/06/2156m 44s

537. Insights: After Dark: New World Order

Welcome to the latest installment of After Dark, called New World Order. We are joined by the best and the brightest in fintech and financial services industry to talk all about innovation. Innovation is happening faster than ever and fintech continues to be at the absolute forefront of it. From having all your needs in one app, to ever changing banking business models, people's wants, habits and understanding of tech have evolved dramatically. And the fintech industry is way ahead of them. Our fantastic panel conists of; Moderator * Louise Smith, Chief Digital Officer, Lloyd's Panel 1 * Sarah Kocianski, 11:FS Head of Competitor Strategy * Daniel Hegarty, Habito Founder & CEO Panel 2 * Jason Bates, 11:FS Co-Founder & Deputy CEO  * Neri Tollardo, Strategy Director at Tinkoff Group Panel 3 * David Brear, 11:FS Co-Founder & Group CEO * Janine Hirt, CEO, Innovate Finance The full agenda: Jason Bates, What does Truly Digital mean? Round 1: Who is at the steering wheel of innovation? Round 2: Is the age of the Super App here? Round 3: What are (or will be) the new business models coming out? This After Dark is sponsored by UserTesting UserTesting (https://www.usertesting.com?utm_source=Event&utm_medium=Trade%20Show&utm_campaign=TS-EMEA-2021-06-16-AFTERDARK&utm_content=UserTesting%20website&utm_cta=Learn%20more&utm_term=&utm_chnl_cmp=&utm_chnl_adgrp=) is a leading on-demand human insight platform that quickly gives companies a first-person understanding of how their target audience behaves throughout any experience and why. The platform is used by many of the world's top fintech organisations, helping them deliver a seamless customer experience Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Daniel Hegarty, Janine Hirt, Louise Smith, and Neri Tollardo.
18/06/2159m 24s

536. News: Is Nubank driving a banking revolution in LatAm?

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: AJ Coyne, UK Marketing Lead at Klarna Natasha Jones, Investor at Octopus Ventures Ruth Foxe-Blader, Partner at Anthemis We cover the following stories from the fintech and financial services space: Nubank’s $750M “megaround” 03:03 Klarna takes on credit cards with in-app instalment shopping at all UK online retailers 14:40 Marqeta prices IPO above range, valuing startup at $15 billion 27:26 Bank of England lays down regulatory expectations for stablecoins 38:56 Plum moves into retirement savings 50:00 Hong Kong goes all in on Fintech 51:39 Massachusetts sets up fintech hub 53:06 Rapper A$AP Rocky becomes Klarna CEO for the day 54:44 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com (https://go.temenos.com/11fs). This episode is brought to you by Visa. one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at partner.visa.com (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider) This episode is also sponsored by YouGov. With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: AJ Coyne, Natasha Jones, and Ruth Foxe-Blader.
14/06/211h 0m

535. Insights: Rethinking AML

Our expert host, Sarah Kocianski, is joined by some great guests unpack anti-money laundering — or AML — practices in banking and financial services and how they can be rethought and reconstructed. We take a look at challenges of AML in its current form, the current status of financial crime in the UK and Europe, how can FIs improve the quality of data they’re using from both internal and external sources, as well as deep-diving into the future of AML and what it holds. All of this and much more on today's episode! This week's guests include: Livia Benisty, Global Head of Business AML at Banking Circle Natasha Vernier, Co-founder and CEO at Cable/ Senior Advisor at FINTRAIL - formerly head of Financial Crime at Monzo Sian Lewin, The “Reg Doctor”, Co-Founder & Head of Client Delivery at RegTech Associates, Founder of RegTech Women This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/ (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider). This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Livia Benisty, Natasha Vernier, and Sian Lewin.
11/06/2149m 4s

534. News: Why aren’t fintechs IPO-ing?

Our expert hosts, David Brear and debutante co-host Benjamin Ensor, Director of Research at 11:FS, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Pablo Viguera, CEO and co-founder of Belvo Aisling Finn, Reporter at Altfi We cover the following stories from the fintech and financial services space: Belvo, Latam’s Plaid, raises $43M to scale it’s API for financial services (03:41) Crowdcube to launch IPO platform for retail investors as Curve smashes the Crowdcube funding record (17:14) Cash to account for just seven percent of in-store purchases by 2024 (28:31) SVB-led $100M investment makes Chipper Cash Africa’s ‘most valuable startup’ (40:07) Sandwell Bitcoin mine found stealing electricity (48:24) If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter (https://twitter.com/FinTechInsiders) to join the conversation, or alternatively email podcasts@11fs.com! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com (https://go.temenos.com/11fs). This episode is brought to you by Visa. one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at partner.visa.com (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider) This episode is also sponsored by YouGov. With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Aisling Finn, Benjamin Ensor, and Pablo Viguera.
07/06/2153m 52s

533. Insights: People don't want a mortgage, they want to buy a house

Our expert host, David Brear, is joined by some great guests to talk about mortgages and how the industry has evolved in the last few years. The government announced a stamp duty holiday during lockdown, the property market boomed despite a shaky financial landscape - but how have mortgages evolved during this time? Joining us today are: Francesca Carlesi, Co-Founder & CEO of Molo Finance Richard Hayes, Co-Founder & CEO of https://mojomortgages.com/ We also hear from Daniel Hegarty, Founder & CEO of Habito, to give us his view on how the market has evolved. This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/ (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider). This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com. (https://go.temenos.com/11fs) This episode is also sponsored by YouGov. With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Francesca Carlesi and Richard Hayes.
04/06/2158m 43s

532. News: Tink partners with Wealthify & Lanistar breaches advertising rules

Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Emily Nicolle, Fintech Correspondent at Financial News Daniel Kjellén, Tink Founder & CEO We cover the following stories from the fintech and financial services space: Wealthify embed Open Banking from Tink in investment app 3:22 Lanistar breaches advertising rules as ‘misleading’ security claims continue 15:31 NatWest, RBS & Ulster Bank lets customers set daily bank transfer limits 27:37 Bank of England’s Bailey calls crypto-currencies “dangerous” while US bank chiefs express caution 38:13 Curve returns to the crowd for fresh funding round 50:02 Square and Plaid partner to give US merchants a better ACH payment experience 51:42 Zeta becomes a unicorn with $250 million Softbank led funding 53:33 Charlie bit my finger video to be taken off Youtube after selling for… £500,000!!! 55:18 This episode is sponsored by Temenos Temenos is the world’s leader in banking software, serving over 3,000 banks. TCF Online 2021, is the industry's premier virtual event, welcoming thousands of C-level executives, industry influencers and rising stars of fintech, with over 50 live and on-demand sessions. Register today to hear Temenos' CEO reveal his vision on the future of banking, learn about Temenos' latest innovations, and hear from Changemakers like Barclays, Varo and PayPal, sharing their best practices on banking transformation. Find out more: TCF Online 2021 (https://go.temenos.com/tcf-online-2021/register) This episode is sponsored by Visa US This episode is brought to you by Visa, the world’s leader in digital payments. Visa’s Fintech Fast Track program is the quickest and easiest way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at partner.visa.com (https://partner.visa.com/?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider). This episode is sponsored by YouGov With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Daniel Kjellén and Emily Nicolle.
31/05/211h 1m

531. Insights: Super Apps - It's what's on the inside that counts

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the at the evolution of Super Apps. How did the Super App come about in the first place, what constitutes a Super App and will all fintechs become a Super App? The panel also takes a look at some geographical, cultural and technical differences when it comes to Super Apps, and some of the reasons as to why they are more established in some geographies than others. . This week's guests include: Neri Tollardo, VP Strategy, Tinkoff Bank David Handlos. Founder & CEO, StoCard This episode is sponsored by Temenos Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com (https://go.temenos.com/11fs). This episode is sponsored by YouGov With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) This episode is sponsored by Wavemaker This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code developer studio for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-n-drop visual studio that fintechs, brands, and FIs use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom prefabricated components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com (https://www.wavemaker.com/banking-financial-services/?utm_source=FinIn&utm_medium=podcast1&utm_campaign=11fs) today. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: David Handlos and Neri Tollardo.
28/05/2144m 18s

530. News: Everything is fintech!

Our expert hosts, Simon Taylor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Brian McKenney, Chief Innovation Officer & Head of Strategic Initiatives at HSBC Dan Kahn, Global Open Finance at Plaid We cover the following stories from the fintech and financial services space: US Bank and Plaid ink data sharing deal 02:50 HSBC to take on fintech rivals with multi-currency digital wallet 14:40 Amount raises $99M to help banks better compete with fintechs 25:15 US banks to pilot credit for people with no credit score 35:35 Bunq becomes first European issuer to launch True Name Cards 44:31 FCA warns UK fintechs against comparing themselves to banks 46:16 AmEx brings BNPL to air travel 48:55 N26 partners with Tinder 51:21 This episode is sponsored by Temenos Temenos is the world’s leader in banking software, serving over 3,000 banks. TCF Online 2021, is the industry's premier virtual event, welcoming thousands of C-level executives, industry influencers and rising stars of fintech, with over 50 live and on-demand sessions. Register today to hear Temenos' CEO reveal his vision on the future of banking, learn about Temenos' latest innovations, and hear from Changemakers like Barclays, Varo and PayPal, sharing their best practices on banking transformation. Find out more: TCF Online 2021 (https://go.temenos.com/tcf-online-2021/register) This episode is sponsored by YouGov With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) This episode is sponsored by Wavemaker This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code developer studio for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-n-drop visual studio that fintechs, brands, and FIs use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom prefabricated components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com (https://www.wavemaker.com/banking-financial-services/?utm_source=FinIn&utm_medium=podcast1&utm_campaign=11fs) today. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Brian McKenney and Dan Kahn.
24/05/2156m 36s

529. Insights: Embedded and open source finance - commoditising the building blocks

Our expert host, David Brear, is joined by some great guests to talk about all things embedded finance. What are the benefits of embedded finance, what it looks like, why it’s a good thing for both businesses and consumers, and what tech actually makes embedded finance possible. Looking ahead to see what the future of embedded finance could be - we’re only scratching the surface right now. With a space full of opportunity and potential of growth, David Brear and his guests unpack embedded and open source finance to get a hint of what the future holds. All of this and much more on today's show! This week's guests include: Wade Arnold, CEO, Moov.io Tui Allen, Senior Product Leader at Shopify Gabriele Columbro, Exec Director, FINOS This episode is sponsored by Temenos Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average. Learn more at Temenos.com (https://go.temenos.com/11fs). This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) This episode is sponsored by Wavemaker This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code developer studio for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-n-drop visual studio that fintechs, brands, and FIs use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom prefabricated components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com (https://www.wavemaker.com/banking-financial-services/?utm_source=FinIn&utm_medium=podcast1&utm_campaign=11fs) today. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Gabriele Columbro, Tui Allen, and Wade Arnold.
21/05/2155m 34s

528. News: The future of work in fintech & who is borrowing £1million from eBay?

Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ruby Hinchliffe, reporter at Fintech Futures Eva Ducruezet, Chief People Officer and VP of Strategy and Business Operations , GoCardless We cover the following stories from the fintech and financial services space: The future of work in FS: GoCardless let staff work overseas for 90 days a year & Monzo becomes first UK bank to offer staff paid leave after pregnancy loss 3:39 eBay to offer UK sellers loans 19:25 Google Pay enlists Western Union and Wise for remittances 32:32 Visa Partners With Fintech Startup Tala To Drive Crypto Adoption In Emerging Markets 42:50 UK government kicks off NatWest share sale 51:35 Bill.com To Buy Expense Software Provider Divvy For $2.5 Billion 54:13 US Regulator tells Chime to stop using the word 'bank' 54:58 Freelance banking app Lili raises $55 million 57:18 Dogecoin tumbles after Elon Musk calls it a ‘hustle’ on ‘SNL’ show 59:20 This episode is sponsored by Temenos Temenos is the world’s leader in banking software, serving over 3,000 banks. TCF Online 2021, is the industry's premier virtual event, welcoming thousands of C-level executives, industry influencers and rising stars of fintech, with over 50 live and on-demand sessions. Register today to hear Temenos' CEO reveal his vision on the future of banking, learn about Temenos' latest innovations, and hear from Changemakers like Barclays, Varo and PayPal, sharing their best practices on banking transformation. Find out more: TCF Online 2021 (https://go.temenos.com/tcf-online-2021/register) This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) This episode is sponsored by Wavemaker This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code developer studio for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences? WaveMaker delivers a rich drag-n-drop visual studio that fintechs, brands, and FIs use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom prefabricated components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com (https://www.wavemaker.com/banking-financial-services/?utm_source=FinIn&utm_medium=podcast1&utm_campaign=11fs) today. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Eva Ducruezet and Ruby Hinchliffe.
17/05/211h 7m

527. Insights: Progressive regulation - how does regtech enable fintech?

Our expert host, David Brear is joined by some great guests to dig into what constitutes as progressive regulation and how fintechs work with regulators. We also look at some geographical differences when it comes to regulation, what do fintechs want and expect from a regulator and how can fintechs work to help regulators. All of this and much more on today's epispde! This week's guests include: Deniz Güven, CEO and Executive Board Director of Mox Bank Jo Ann Barefoot, CEO & Cofounder at Alliance for Innovative Regulation Francesca Hopwood Road, Head of RegTech and Advanced Analytics at Financial Conduct Authority This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) This podcast is also sponsored by Temenos Temenos is the world’s leader in banking software, serving over 3,000 banks. TCF Online 2021, is the industry's premier virtual event, welcoming thousands of C-level executives, industry influencers and rising stars of fintech, with over 50 live and on-demand sessions. Register today to hear Temenos' CEO reveal his vision on the future of banking, learn about Temenos' latest innovations, and hear from Changemakers like Barclays, Varo and PayPal, sharing their best practices on banking transformation. Find out more: TCF Online 2021 (https://go.temenos.com/tcf-online-2021/register)  Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Deniz Guven, Francesca Hopwood Road, and Jo Ann Barefoot.
14/05/2157m 26s

526. News: A great time to be a fintech investor

Our expert hosts, David Brear and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Livia Benisty, Global Head of Business AML at Banking Circle Natasha Jones, Early Stage investor at Octopus Ventures We cover the following stories from the fintech and financial services space: Fintech logs a record breaking Q1 of 2021 for VC investment globally 03:01 Wealthsimple raises C$750M 18:26 HSBC's Voice ID prevents £249 million of attempted fraud 30:05 Vivid Money raises $73M to build a European financial Super App 40:54 $4.3 billion fintech darling Marqeta is planning an IPO as early as June 47:12 Controversial fintech Lanistar scores FCA approval 49:16 Bitcoin is coming to hundreds of U.S. banks this year, says crypto custody firm NYDIG 51:16 Alt.bank, Brazil’s latest fintech targeting the unbanked raises $5.5M in Series A 54:24 Sotheby's will now accept cryptocurrency, starting with an auction for Banksy's 'Love is in the Air' 56:12 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Livia Benisty and Natasha Jones.
10/05/211h 3m

525. Insights: Is insurtech the new fintech?

Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about insurtechs and fintechs. The panel take a deep dive into what the current UK insurtech market looks like, why fintechs should be aware of insurtechs, and how fintechs are paving the way for insurtech innovation. All of this and more on this episode! This week's guests include: Nigel Walsh, Managing Director, Insurance, Google David Vanek, Co-Founder & CEO, Anorak Sophie Winwood, Investor, Anthemis This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: David Vanek, Nigel Walsh, and Sophie Winwood.
07/05/2152m 51s

524. News: PensionBee's IPO celebrates female leadership & Current raises £220 million!

Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jasper Martens, CMO at PensionBee Andy Wiggan, VP Product Management at GoCardless Stuart Sopp, CEO and founder of Current We cover the following stories from the fintech and financial services space: PensionBee’s IPO and listing on the London Stock Exchange 2:54 Current triples its valuation with its Series D round and new investor, a16z 15:36 GoCardless break into Open Banking with new InstantPay initiative 34:13 Barclays US and Amount launch white label BNPL suite 45:45 Dutch neo-broker BUX raises $80 million 54:59 Teen banking service Step raises $100M Series C, as Kids-focused fintech Greenlight raises $260M in a16z-led Series D 57:40 Turkey arrests dozens as crypto exchange boss flees country 59:54 Standard Life Aberdeen faces mockery for Abrdn rebrand 01:02:00 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Andy Wiggan, Jasper Martens, and Stuart Sopp.
03/05/211h 8m

523. Insights: Open Finance - who will fund it?

Our expert host, Sarah Kocianski, is joined by some great guests to talk about Open Finance. Earlier this year we produced an After Dark event which focussed on Open Finance, but since then the FCA have released the feedback they got from the industry from the call for input that they issued in December 2019. We have now gathered some of the greatest minds in the industry to discuss the outcome of that, talk about the concerns the FCA identified, but also how we maximise the potential . All of this and much more on today's episode. This week's guests include: Alan Ainsworth, Head of Policy, Legal and External Communications at the Open Banking Implementation Entity Sam Oakley, Head of marketing at Bud Andria Evripidou, Public Policy and Compliance Lead at Yapily This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alan Ainsworth, Andria Evripidou, and Sam Oakley.
30/04/2146m 56s

522. News: Crypto - it’s now a completely different story

Our expert hosts, Melissa Stringer and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ellen Moeller - Head of EMEA Partnerships at Stripe Anna Irrera, Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: Stripe Issuing launches in Europe 1:50 Venmo launches crypto buying and selling 14:03 FintechOS nabs $65.5M for a low-code approach to modernizing legacy banking 27:27 Rishi Sunak announces Task Force to explore British CBDC 40:26 Apple introduces Apple Card Family, enabling people to share Apple Card and build credit together 50:19 Klarna launches carbon footprint insights for 90 million consumers 57:50 Revolut plots path to $10bn valuation with new funding 59:12 Goldman Sachs invest $50M in Starling Bank 01:01:00 Slim Jim Has a Dogecoin Strategy. News of It Sends DOGE to a new all time high 01:02:46 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Anna Irrera and Ellen Moeller.
26/04/211h 9m

521. Insights: Sustainable Finance - how impactful can it be for the climate?

Our expert host, Adam Davis, are joined by some great guests to talk about sustainability in the financial services industry. After covering what products are available for climate aware customers, Adam and the guests now want to look at the bigger and talk about what the financial industry is currently doing, what they could do more of and what a sustainable approach might be for hiring in the future. All of this and much more on today's episode. This week's guests include: Matt Rees of the European Investment Bank and host of the Climate Solutions podcast Georg Ludviksson, CEO & Co-Founder of Meniga Clare Reilly, Chief Engagement Officer, PensionBee This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Clare Reilly, Georg Ludviksson, and Matt Rees.
23/04/2147m 52s

520. News: The B2B Payments space Ramps up

Our expert hosts, Sarah Kocianski and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Geoff Charles, Head of Product at Ramp Myles Stephenson, CEO at Modulr We cover the following stories from the fintech and financial services space: Two-year old Ramp joins fintech Unicorn club 2:36 Modulr received strategic investment from the venture arm of FIS 14:41 China Creates Its Own Digital Currency 27:08 Mortgage is suddenly sexy as SoftBank pumps $500M in Better.com at $6B valuation 35:55 Mastercard unveils carbon calculator for banks 46:48 Trustly seeks €9 billion valuation on IPO 48:42 Nubank pumps funds into Mexican unit 50:08 France’s central bank threatens fintech industry with three years imprisonment for misusing the term “neobank” 52:00 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Geoff Charles and Myles Stephenson .
19/04/2159m 42s

519. Insights: How can you get to market quickly?

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about how you can get to market quickly. What is the next iteration of banking as a service? How can you overcome certain issues and what is a better solution than BaaS? All this and much more. This week's guests include: Ray Brash, CEO PPS Tui Allen, Senior Producer Leader, at Shopify Aadeel Peerally, Director of Product Management at Delivery Hero Brands looking to embed financial services in their products want to get to market quickly. And they don't want the heavy lift of building finance workflows and managing regulation. 11:FS Foundry is the answer. It's our Financial Services Operating System, that lets you embed finance in weeks, not years. And it gives you pre-built smart features that help you win customers. To find our more and get a demo, head to 11fs.com/foundry (https://11fs.com/products/11fs-foundry) today! This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Aadeel Peerally, Ray Brash, and Tui Allen.
16/04/2154m 6s

518. News: Going global - Plaid shake off the Visa breakup with new $13.4bn valuation

Our expert hosts, Adam Davis and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Keith Grose, Head of Europe, Plaid Emily Nicolle, Fintech Correspondent, Financial News We cover the following stories from the fintech and financial services space: Plaid raised $425 million in a Series D funding round for a global financial data network 51:40 Coinbase Posts Record $1.8 Billion In Revenue As Crypto Market Shoots Past $2 Trillion 13:10 Revolut to launch major US blitz as it targets a million users this year 23:49 Brazilian Central Bank Gives Green Light To WhatsApp Payments as Facebook US tests P2P payments 35:50 Snoop partners with Accepty for 'hyper-personalised' lending tool 43:40 Clubhouse partners with Stripe to let you send money directly to creators by tapping on their profile 45:24 Former banking lobby chief Jones joins shared branches start-up OneBanks 47:30 Coin-Baes: Two Coinbase employees wed by exchanging NFTs 49:34 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Emily Nicolle and Keith Grose.
12/04/2153m 50s

517. Insights: How can digital financial service brands build trust?

Our expert host Sarah Kocianski is joined by some great guests to talk about building and maintaining trust in digital financial services. Right now, trust in the FS industry is rising and trust in the tech industry is decreasing — how can we balance the two and create financial products and services that customers trust? We have published a research report with Mitek on this exact topic and we leant on the framework of that report for today’s discussion to look at 4 areas of focus today: capability, competence, care and purpose when it comes to building trust. This week's guests include: * Stephen Ritter - Mitek CTO * Andy Moore - Design Director, ANNA Money * Becky Danks - Product Manager at Yapily To find out more, download the report with Mitek here: http://bit.ly/digitaltrustreport2021 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Andy Moore, Becky Danks, and Stephen Ritter.
09/04/2140m 47s

516. News: The CMA blocks Crowdcube and Seedrs’ merger & Feedzai become a financial crime-fighting unicorn

Our expert hosts, Adam Davis and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Daniel Lanyon, Editor in Chief at Altfi. Nuno Sebastao - CEO Feedzai We cover the following stories from the fintech and financial services space: Regulator applies brakes to Crowdcube and Seedrs merger, we also heard from CEO & co-founder of Crowdcube Darren Westlake to give us their perspective (3:10) Feedzai achieves Unicorn status on $200 million fund raise (15:03) Santander UK to close 111 branches and overhaul office space as Nationwide allows employees to “work from anywhere” (29:11) Stripe invests in Ramp at $1.6 Billion Valuation (37:10) FS giants join $40m Greenwood funding round (44:08) US fintech Sincere to target “pet parents” with debit cards (52:47) This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at www.bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Daniel Lanyon, Darren Westlake, and Nuno Sebastao.
05/04/211h 6m

515. Insights: How can Payroll APIs reimagine credit?

Our expert host Simon Taylor is joined by a panel of great guests to talk about payroll APIs. Fintech enablers and infrastructure has been one of the most important catalysts for recent growth in the financial services. In recent months we’ve seen new platforms pop up that give fintechs access to more data, using payroll APIs. But what is it, how does it work and what problems does it really solve? This week's guests include: * Kurt Lin, Co-Founder & CEO of Pinwheel * Ahmed Siddiqui, VP Product, Branch * Katie Neal, Outreach and advocacy manager, Plaid This episode is brought to you by Banking Circle. A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Ahmed Siddiqui, Katie Neal, and Kurt Lin.
02/04/2138m 30s

514. News: Fintechs face the dark side of BaaS & Nigerian challenger Kuda raises $25m

Our expert hosts Adam Davis and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Charles McManus, CEO of Clear Bank Babs Ogundeyi, Founder and CEO of Kuda Bank We cover the following stories from the fintech and financial services space: The dark side of BaaS: One third of European fintechs have faced regulatory intervention because of their partner bank 02:31 Nigerian challenger Kuda Bank raises $25m in Series A funding 20:12 OakNorth profits surge to £77.6m despite pandemic 36:22 Comment from Valentina Kristensen, Director of Marketing and Comms at OakNorth 37:29 Freetrade raises £50M 45:25 Zopa raises £20 million after exceeding bank performance targets 53:25 Comment from Jaidev Janardana, CEO of Zopa 54:27 Monty Python gets in on NFTs 01:04:23 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at LInk: https://www.bankingcircle.com/?utmsource=11FS&utmmedium=podcast&utm_campaign=generic Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Babs Ogundeyi , Charles McManus, Jaidev Janardana, and Valentina Kristensen.
29/03/211h 7m

513. Insights: Banking Architecture - How should banks structure their technology?

Simon is joined by some great guests to talk about to talk about banking architecture and how banking technology is structured. We’re looking at how bank tech works today, how it's typically and histrocially been strucutred and why that playbook doesn't necessarily work in a digital age. We discuss the challenges the big banks currently face but also the opportunities that they could take advantage of and how to get there. This week's guests include: Ewan Silver, 11:FS CTO Simon Van-Colina, CTO and Co-founder of Fronted Peter Hazlehurst, Co-founder and CEO and Synctera Christin Brown, Global Financial Services Strategy & Solutions Lead, at Google Cloud. *This episode is sponsored by Banking Circle! (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at BankingCircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Christin Brown, Ewan Silver, Peter Hazlehurst, and Simon Vans-Colina.
26/03/2154m 56s

512. News: Are Stripe the technokings of payments?

Our expert hosts, David Brear and Mel Stringer are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Oscar Williams-Grut, Senior City Correspondent at Yahoo Finance Miguel Armaza, Co-President & Podcast host, Wharton Fintech We cover the following stories from the fintech and financial services space: Stripe raises $600 million at a $95bn valuation BlockFi Completes $350 Million Series D Funding Round New challenger Ikigai (ee-key-guy) combines digital banking and wealth management CommBank steps into BNPL fray Tencent Loses $62 Billion, Wiping Out Value of Fintech Business And Elon Musk now identifies as Technoking of Tesla *This episode is sponsored by Banking Circle! (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at BankingCircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Miguel Armaza and Oscar Williams-Grut.
22/03/211h 10m

511. Insights: After Dark - Open Finance: fact or fantasy?

Our expert hosts, Sarah Kocianski & Adam Davis are back leading another Fintech Insider After Dark event! This time we are focussing on Open Finance. Open Finance is easily one of the hottest topics in the financial services industries at this moment, but how much do we actually know about this technology? The panel takes a look at what the differences and similarities are compared to the PSD2 implementation, and what some of the concerns are in regards to GDPR and customer security. We also talk about what opprtunities this technology opens up, bust some common myths and answer the burning question: Should we be excited about the possibilities of Open Finance? Joining us to talk about this are: * Dan Kahn, Open Finance Lead at Plaid * Jack Wilson, Head of Policy and Public Affairs, TrueLayer * Nilixa Devlukia, Founder, Payments Solved This podcast is brought to you by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek. Head over to https://www.miteksystems.com/ to find out more. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dan Kahn, Jack Wilson, and Nilixa Devlukia.
19/03/2153m 0s

Bonus: Can banks really build tech? In conversation with Boe Hartman, CTO at Nomi Health

Welcome to Fintech Insider 'In conversation with", recorded live on Clubhouse. In this very special episode, David and Jason spoke to Boe Hartman, CTO at Nomi Health, and one of the lead architects behind Marcus by Goldman Sachs to discuss whether banks can really build tech? Boe shares some key learnings from his career to date; how he created change within some of the biggest banks in the world, the challenges he faced and how he overcame them; and also insights into his brand new start up in the insurtech space, Nomi Health. Come and join the conversation next time we're live! Search 11:FS Fintech Insider on Clubhouse to join our club (https://www.joinclubhouse.com/club/11fs-fintech-inside)! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Boe Hartman.
17/03/2156m 10s

510. News: Starling becomes a unicorn and So-Fi really want a licence

Our expert hosts, Simon Taylor and Adam Davies, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Frean - Head of Corporate Affairs, Starling Bank Alan Ainsworth, Head of Policy for Open Banking We cover the following stories from the fintech and financial services space: Starling eyes M&A as it is valued at £1.1bn in £272m funding round OBIE and UK Finance set out the future model for Open Banking Passion Capital invites the general public to join venture fund SoFi to buy community lender to accelerate bank charter application Africa’s Flutterwave banks $170 million in fresh capital And finally - the Winklevoss twins' crypto company to sponsor Oxford and Cambridge boat race *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at BankingCircle.com (https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alan Ainsworth and Alexandra Frean.
15/03/2159m 35s

509. Insights: Do financial assistants need a gender?

This Monday was International Women’s day, and theme of the day is #ChooseToChallenge. So on today’s show we’re choosing to challenge why fintech app assistants are overwhelmingly female, what this means for the industry and particularly for the view of women in the industry, and whether app assistants should have a name or a gender at all. Sarah Kocianski hosts a fantastic panel of guests to dig deep into this. We were joined by: Emily Nicolle - Fintech correspondent, Financial News Soledad Abad - UX and content designer, BBVA Elise Nunn - Head of Product Data at Plum Amanda Cercas Curry, PhD student Heriot-Watt University in Edinburgh and co-host of the podcast Let's Chat Ethics As always, if you want to join the conversation, find us on social media just search for 11:FS or Fintech Insider or email podcasts@11fs.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Amanda Cercas Curry, Elise Nunn, Emily Nicolle, and Soledad Abad.
12/03/2144m 49s

508. News: Square becomes a bank (and buys Tidal!) - is this a game changer?

Our expert hosts, Ross and Mel, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Asya Bradley, Founder and COO First Boulevard Anna Irrera, Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: Square Financial Services Begins Banking Operations First Boulevard raises $5m for Black community-focused neobank FCA hires top team of women to stem financial scandals Revolut, Starling Bank and Wise bosses among 15 CEOs joining Bulb’s Tech Zero taskforce Money for Nothing as Crowdcube funding record is smashed Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Anna Irrera and Asya Bradley.
08/03/211h 11m

507. Insights: How can you get cultural and digital transformation right?

Our expert hosts David Brear is joined by some great guests to talk about all things culture and transformation. After the year we all have just had, digital is no longer a "nice to have", but a necessity. When talking about digital transformation, the term culture often enters the conversation, but what does that mean? And where does it come from? Joining us today are: * Chris Skinner - Non-executive Director at 11:FS * Dr. Julia Furedi - Founder of sparq and Organisational Psychologist * Nigel Walder - Chief Operating Officer at ClearBank This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Chris Skinner, Dr. Julia Furedi, and Nigel Walder.
05/03/2146m 47s

506. News: The Kalifa Review: how can UK fintech stay ahead?

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ron Kalifa, OBE, Chairman of Network International and Future Learn Charlotte Crosswell, CEO of Innovate Finance We cover the following stories from the fintech and financial services space: The Kalifa Fintech Review 03:22 Basiq brings Open Banking to bear on consumer BNPL debt as AfterPay teams up with Stripe 31:58 Former Bank of England Governor Mark Carney joins the board of Stripe 39:21 Brex files for bank charter 48:18 Michael Bolton wants you to break up with your brokerage 1:03:19 Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Charlotte Crosswell and Ron Kalifa.
01/03/211h 10m

505. Insights: How to build a cashless society

Simon Taylor is joined by some great guests to talk about cashless societies. In recen years the popularity of cash has dwindled as digital payments have become faster, cheaper and more convenient. In the UK, Sweden, China and many parts of the world we’re moving closer and closer to a cashless economy. The panel explores what would happen if we started from scratch now: What would our ideal financial system look like and how can we get from where we are now to where we want to be - and would we use cash at all? Joining us today are: * David Dechamps – Senior Vice President, Digital Payments & Labs for Mastercard in Europe * Joseph Hajj - Chief Strategy Officer, Swish * Nadia Costanzo - Head of Banking for MEA & Latin America at Wise This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: David Dechamps, Joseph Hajj, and Nadia Costanzo.
26/02/2139m 22s

504. News: None of this would be possible without Open Banking

Our expert hosts, Simon Taylor and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jamie Campbell, CEO and co-founder, Fronted Tom Renwick, Business Banking Propositions Manager at Atom Bank Jonas Templestein, CTO and co-founder of Monzo We cover the following stories from the fintech and financial services space: Atom signs Open Banking deal with Plaid A big week for Monzo Fronted launches to offer loans to cover rent deposits IPOs: Marqeta has filed for one, PensionBee plans to give customers access to their shares when they IPO, and many US fintechs take the SPAC route to going public Build your own bank: Ikea acquires 49% stake in Ikano Bank This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Jamie Campbell, Jonas Templestein, and Tom Renwick.
22/02/2154m 26s

503. Insights: Stablecoins and crypto: the next generation of B2B payments

On the surface, the world of payments is constantly evolving. With the likes of PayPal, Venmo and a multitude of other consumer fintechs, peer-to-peer payments and consumer-to-business payments have seen rapid and innovative advancements in recent year. The same, however, cannot be said for business-to-business. Although global B2B payments dwarf any other kind, they still seem to dwell in a relative Stone Age of innovation and efficiency. So how can B2B payments be better? Are stablecoins the answer or does the solution lie in the existing infrastructure? In this episode, Simon Taylor and guests try to answer just that. Joining the show this week are: Jeremy Allaire - Co-founder and CEO at Circle Rita Liu - Chief Operating Officer at Mode Robert Leshner - Founder & CEO, Compound This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Jeremy Allaire, Rita Liu, and Robert Leshner .
19/02/2137m 59s

502. News: Are Elon Musk and Tesla driving bitcoin mainstream?

Our expert hosts, Simon Taylor and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Rhian Lewis - Author of the Cryptocurrency Revolution & Co-developer of altcoin portfolio tracker CountMyCrypto Nicolas Weng Kan - CEO of Yolt and Yolt Technology Services We cover the following stories from the fintech and financial services space: Tesla says it has bought $1.5 billion worth of bitcoin Yolt brings Open Banking to mortgage lending Monzo on course to raise a further £50 million Klarna opens first bank account; eyes $500 million fund raise Anonymous fintech start-up Millions raises $3 million and gives away cash on Twitter This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Nicolas Weng Kan and Rhian Lewis .
15/02/211h 1m

501. Insights: Cloud migration and regulation - how do they work together?

In this episode of Fintech Insider, David Brear and guests delve into all things cloud. Focusing on how banks and financial services can migrate to the cloud and remain compliant along the way, we also examine how technology and regulation can work together as cloud technology evolves. Joining David to discuss the topic are: * Howard Boville - Head of IBM Hybrid Cloud Platform * Jo Ann Barefoot - CEO & Cofounder at Alliance for Innovative Regulation; Cofounder at Hummingbird Regtech Together they explore the regulatory challenges in financial services and how cloud implementation can help, the ways in which technology and regulation can work symbiotically, and their predictions on what will come next in the cloud and finance space. This episode is sponsored by IBM. Want to check out the IBM Public cloud offering? Check it out here! http://ibm.co/36eJOnC (http://ibm.co/36eJOnC) Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Howard Boville and Jo Ann Barefoot.
12/02/2155m 17s

500. Brexit, blockchain and big techs - the journey so far

Between various office moves, company growth and of course, the pandemic, 4+ years and 500 episodes has whizzed by. In honour of the momentous occasion, David Brear, Simon Taylor and Jason Bates have come back together to look back on the biggest fintech and financial services topics from our time in your podcast feed. We take a trip down memory lane and revisit some of our key episodes and catch up with some of our favourite guests. Joining us for this special episode are: * Anna Irrera - Chief Correspondent at Reuters * Jack Gavigan - Executive Director at the Zcash Foundation * Nick Ogden - Founder of RTGS.Global and Clear Bank * Sam Maule - Key Account Executive at Google This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Anna Irrera, Jack Gavigan , Nick Ogden, and Sam Maule.
08/02/211h 12m

499. Insights: Outsourcing in financial services: the new industry ecosystem

Between BaaS and SaaS, cloud and core banking it seems like every company is involved in outsourcing in some way. In this episode, we lift the lid on how outsourcing works in the banking ecosystem from an integration, risk and compliance standpoint, and explore the opportunities and challenges that come along with it. Joining David to discuss this week are: Latha Katam - COO, RFT at Deutsche Bank Andreas Wolf - Chief Commercial Officer at Raisin Bank and Head of Banking at Raisin Joanne Dewar - CEO at Global Processing Services This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Andreas Wolf , Joanne Dewar, and Latha Katam.
05/02/2144m 36s

498. News: Can't stop, won't stop GameStop!

Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ossama Soliman - Chief Product Officer, TrueLayer Enzo Casasola - Head of RegTech at Suade Labs We cover the following stories from the fintech and financial services space: TrueLayer launches payments-as-a-service product Mastercard to increase fees for UK purchases from EU Stripe leads $102m funding round for one-click shopping startup Fast Big US banks pilot data sharing risk assessment service GameStop can’t stop going up This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Enzo Casasola and Ossama Soliman .
01/02/2159m 14s

497. Insights: Kids' cards and financial literacy in the digital age

As we steadily move our lives online, the financial experiences of children and young people are becoming increasingly digital too. In this episode of Fintech Insider, Simon Taylor sits down with guests from the industry to discuss child accounts, kids’ cards and financial literacy for young people. We find out how the use of financial tools for kids is developing - particularly as a result of the pandemic - and the risks, challenges and opportunities that come along with an increasing number of children engaging with digital financial products. Joining Simon for the discussion are: Stephen Dury - Direction of Innovation, Santander Louise Hill - Co-founder & Chief Operating Officer, gohenry Maisum Dairkee - Lead Product Owner, Revolut Junior This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Louise Hill, Maisum Dairkee , and Stephen Dury.
29/01/2146m 44s

496. News: Tom Blomfield’s bittersweet departure & Marcus and Marqeta launch checking accounts

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Oliver Prill - CEO, Tide Tosin Agbabiaka - Early Stage Investor, Octopus Ventures. We also spkoe to we spoke to Vidya Peters, CMO at Marqeta to hear more about their story. We cover the following stories from the fintech and financial services space: It been a busy week for Goldman, as Marcus offers checking accounts with Marqeta in the US, while hunting for acquisition opportunities for Marcus UK. Tide to launch in India Monzo founder Tom Blomfield is departing the challenger bank and says he’s ‘struggled’ during the pandemic - Grab’s financial services arm raises $300M Paypal takes full ownership of Chinese payments company GoPay Jamie Dimon says JPMC should be “scared shitless” about fintech This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Oliver Prill, Tosin Agbabiaka, and Vidya Peters .
25/01/211h 14m

495. Insights: The VC gender investment gap

As COVID-19, the ensuing economic crisis, and recent calls for racial justice show, the cost of complacency toward matters of equity is reaching an inflection point. With statistics that show that both those making the decisions and those receiving the benefits are overwhelmingly white and male, the VC industry clearly has a diversity problem that needs to be addressed from top to bottom. In this episode of Fintech Insider: Insights, Simon Tayor is joined by some great guests to dive into the topic: Jillian Williams - Investment Principal at Anthemis & Head of BLCK VC NYC David Mott - Chair of the Venture Capital Committee at the British Private Equity and Venture Capital Association & Co-Founder of Oxford Capital Jennifer Neundorfer -  Co-Founder & General Partner at January Ventures This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: David Mott, Jennifer Neundorfer , and Jillian Williams .
22/01/2148m 6s

494. News: Could the 2020s be THE decade for fintech?

Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shamir Karkal - Co-founder and CEO of Sila, former Co-founder and CTO of Simple Bradley Riss - Chief Commercial Officer, Checkout.com We cover the following stories from the fintech and financial services space: BBVA says that it is shutting down banking app Simple, and will transfer its users to BBVA USA London’s Checkout.com becomes Europe’s most valuable fintech at $15bn Plaid and Visa end plans for their monster merger, almost a year after it was announced Online lender SoFi to go public through merger with SPAC FCA sounds alarm bell over high risk crypto assets as banks won’t accept transfers from crypto wallets Two guesses left to access £175MILLION bitcoin account This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Bradley Riss and Shamir Karkal.
18/01/2158m 13s

493. Insights: Partnerships in finance: building the new banking ecosystem

With the help of fintechs, BaaS, third party providers and even M&As, banking as we know it is changing. Partnerships are proving to be the key to unlocking what the future of the banking ecosystem will look like. In this episode, Adam Davis sits down with a panel of guests for an insightful conversation about how partnership in finance could have the potential to change the entire ecosystem of banking. Joining Adam on the show are: Victoria Roberts - Director of Fintech Delivery Panel at Tech Nation Jason Wilkinson-Brown - Head of Partnerships, TSB Keith Grose - Head of UK, Plaid This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Jason Wilkinson-Brown, Keith Grose, and Victoria Roberts.
15/01/2145m 33s

492. News: UK financial services battle Brexit to return to EU markets

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Anna Irrera - Fintech Correspondent, Reuters Iana Vidal - Head of Policy and Government Affairs at Innovate Finance We cover the following stories from the fintech and financial services space: Brexit: UK to start talks on quick EU financial services agreement (03:28) China tries to reign in Ant Group as Jack Ma seemingly goes missing (13:18) Goldman Sachs to offer digital wealth management to Main Street investors (22:38) N26 scoops Brazilian banking licence to take on Nubank (30:26) Robinhood user says $300,000 restored from hack, then taken back! (37:48) Google workers form tech giant’s first labour union (48:45) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Anna Irrera and Iana Vidal.
11/01/2156m 36s

491. Insights: The changing culture of savings

How we save has gone through some major transformations over the years, and the pandemic is only propelling these changes further. From fintech disruption and the power of Open Banking to the role of financial education and generational differences, Simon sits down with a fantastic panel of guests to dive into why and how the ways in which we approach saving is changing. Joining Simon for this episode are: Chris Hutchins - Head of Financial Automation, Wealthfront Corinna Lamberti - VP of Product, Chip Giuseppe Caltabiano, Co-Founder & CEO, EverUp This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Chris Hutchins, Corinna Lamberti , and Giuseppe Caltabiano.
08/01/2146m 8s

490. Insights: 2021 Predictions

As the crazy year that is 2020 has finally come to an end, David, Simon, Sam and Sarah take this episode to look ahead at what they think the financial services industry will look like in 2021. They talk going all-in on digital, tailored financial advice, autonomous financial services, M&As and much more. Tune in to hear how last year's predictions went and the big themes to look out for this year! This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!
01/01/2155m 55s

489. News: Will Open Banking shake up the payments space in 2021?

Our expert hosts, Ross Gallagher and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Catherine Birkett - CFO, GoCardless Keith Grose - Head of International, Plaid We cover the following stories from the fintech and financial services space: GoCardless raises $95M in Series F Funding (02:36) Plaid launches Payment Initiation via QR codes (14:24) Neobank Xinja blames COVID for pulling plug on Australia (27:06) Ramp raises $30 million as the fastest growing corporate card in America (36:35) Comment from Eric Glyman, CEO and founder of Ramp (37:37) The time is right for regulation, says Klarna as they also announce plans to tell credit agencies if repayments fail (45:03) Cash App launches a fashion brand (57:53) Merry Christmas from all of us at 11:FS! This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Catherine Birkett and Keith Grose.
21/12/201h 5m

488. Insights: After Dark Debate - Buy Now Pay Later

Welcome to our latest instalment of After Dark! This time we enter into a debate about Buy Now Pay Later products and what benefits or issues can be identified in these products. These offerings have exploded in recent years, and so have the views around them. In the debate, we have two teams and the consist of these masterminds: Team Love: * Simon Taylor, 11:FS Head of Ventures * Ali Paterson, Editor in Chief at Fintech Finance Team hate * David Brear, 11:FS Group CEO * Sharon Kimathi, Editor at Fintech Futures Moderator * Gemma Godfrey, Non executive Director and Serial Fintech Entrepeneur. We are also given some industry expertise by Alex Marsh, Country Lead at Klarna UK & Justin Basini, CEO and Co-Founder of ClearScore! The teams debate the following topics: * What counts as debt? * Marketing * The Battle of the Checkout This After Dark is sponsored by Radar Payments. Radar Payments takes out the complexity of payments to let Banks, Neobanks, PSPs and Fintechs solely focus on delivering a frictionless customer experience. The white label one-stop service helps financial institutions issue payment instruments, accept the widest range of methods online - in-store - in app, while keeping their brand at the forefront. To find out more, visit www.radarpayments.com This After Dark is also sponsored by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek. Find out more: https://bit.ly/3lY9YRn Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alex Marsh, Ali Paterson, Gemma Godfrey, Justin Basini, and Sharon Kimathi.
18/12/2052m 42s

487. News: Are Goldman or Stripe the biggest winners of 2020?

Our expert hosts Sarah Kocianski and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Zivoder, CEO of gohenry Wade Arnold, CEO of Moov.io We cover the following stories from the fintech and financial services space: Stripe announces embedded business banking service Stripe Treasury Global financial education app gohenry raises $40 million Moov raised a $27 million Series A led by Andreessen Horowitz Grab-Singtel and Ant Group win digital bank licenses in Singapore Deutsche Bank to Move ‘Heart’ of IT Systems Into Google’s Cloud David Bowie coin launched towards space by Royal Mint This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alex Zivoder and Wade Arnold.
14/12/201h 2m

486. Insights: 2020 Roundup

David Brear is joined by some great guests to talk about the most notable fintech, financial services and banking moments from the past year. This week's guests include: Chris Skinner - Author, speaker and Non-Executive Director of 11:FS Kat Mann - Head of PR & Saving and Investments Specialist, Nutmeg Adam Hadi - VP of Marketing, Current 2020 has been quite a year, and in this episode David and guests take a look at the fintech moments that defined the year. Without a doubt digital transformation in the industry this year has been major. It was always needed, but the rate at which financial services accelarated development is unprecedented and has continued to open the door to next generation financial services like banking-as-a-service. Not only that, 2020 has been a year of scandal with the FinCEN files leak and Wirecard also making the list of the top moments that stuck with us. Tune in for more insights and opinions! This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento (https://pento.io/insider) - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Adam Hadi, Chris Skinner, and Kat Mann .
11/12/2058m 21s

485. News: Stripe Capital - should everyone in B2B lending just give up?

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Lars Trunin - Head of UK Product at TransferWise Ali Paterson - Editor in Chief at Fintech Finance We cover the following stories from the fintech and financial services space: TransferWise wins restricted banking licence in Australia Stripe Capital Extends Business Lending To Online Platforms JP Morgan and Lloyds set sights on Starling as Sabadell plan to sell off TSB Black Friday payment data reveals rapid growth of buy now, pay later Visa and Circle team up to Bring the Benefits of Stablecoins to Businesses Worldwide. To find out more about this story we also spoke to Cuy Sheffield, Head of Crypto at Visa and Jeremy Allaire, CEO of Circle. Mogo launches new interactive Rainforest Mode in its app This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento (https://pento.io/insider) - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Ali Paterson, Cuy Sheffield , Jeremy Allaire, and Lars Trunin .
07/12/201h 10m

484. Insights: Credit, COVID and the potential of Open Banking

Credit can be a lifeline in times of crisis but the credit risk models banks rely on are simply no longer fit for the realities of today. The pandemic has wreaked havoc on everyone’s finances, apart from the lucky few, and post pandemic the need for credit has never been greater. Simon Taylor is joined by some fantastic guests to discuss how the current system of credit is in dire need of an overaul and how Open Banking can help lenders to provide financial products and services that meet the needs of customers. Joining this week's show we have: Freddy Kelly - CEO, Credit Kudos Paul Harrald - Head of Curve Credit Francesca Carlesi - Co-founder and CEO, Molo Finance This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento (https://pento.io/insider) - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Francesca Carlesi, Freddy Kelly, and Paul Harrald .
04/12/2052m 0s

483. News: Google gets into banking - but how will customers react?

Our expert hosts, David Brear and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Daniel Lanyon - Editor in Chief, Altfi Shaun Puckrin - Chief Product Officer, GPS We cover the following stories from the fintech and financial services space: Google moves into Venmo and bank territory with checking accounts and updated payment app Starling hits profitability for the first time Daylight launches LGBT+ digital banking platform JPMorgan pushes ahead with UK digital bank plans From a UK challenger to a US one: Current snags $131 million in Series C funding The Queen expresses interest in blockchain technology This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento (https://pento.io/insider) - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Daniel Lanyon and Shaun Puckrin.
30/11/201h 7m

482. Insights: Lessons on Lockdown: challenges, changes and opportunities in financial services

In the midst of a second national lockdown in England, Adam Davis and guests take a look back at what's happened during and since the last, larger lockdown and the lessons we’ve learned as an industry that can help us going forward. This week's guests include: Jana Lvova - Head of Fintech Europe, Visa Simon Cureton - CEO, Funding Options James Smith - Director of Digital, Nationwide Building Society This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento (https://pento.io/insider) - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: James Smith, Jana Lvova , and Simon Cureton.
27/11/2054m 47s

481. News: All about that BaaS - did Wirecard collapse at a good time?

Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: David Jarvis - CEO of Griffin Anna Irrera - Fintech Correspondent, Reuters Ginger Schmeltzer - Senior Analyst, Aite Group We cover the following stories from the fintech and financial services space: Santander buys Wirecard’s core European business for €100m Staying with BaaS: Griffin and Railsbank raise funds, and Marqeta and Uber team up on cards PNC to buy BBVA US Brazil launches instant payments platform; expects WhatsApp to return soon Lanistar is a “first in fintech” according to Forbes, but the FCA warn consumers against using its services Rooster Money predicts what all the kids want for Christmas This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento (https://pento.io/insider) - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Anna Irrera, David Jarvis, and Ginger Schmeltzer.
23/11/201h 7m

480. Insights: Path to profitability: are fintech business models sustainable?

The path to profitability for many fintechs has not been an easy one. Much like disruptive technology and media companies, for the vast majority of challenger banks, their number one objective has been growth and building a loyal customer base, rather than prioritizing making a profit. However, as the UK plunges into the deepest recession on record, challenger banks are under renewed pressure from both inside and outside of the industry to start making a profit. In today’s show, David Brear is joined by some great guests to explore the topic: * Adam Davis - Head of Delivery, 11:FS * Lianna Brinded - Head of Yahoo Finance UK * Alexandra Frean - Head of Corporate Affairs, Starling Tune in for an exploration for why profit has evaded some banks, why it’s such a hot topic in the media and if the goal of profit is even necessary at this stage. This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento (https://pento.io/insider) - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Adam Davis, Alexandra Frean, and Lianna Brinded.
20/11/2057m 52s

479. News: WhatsApp payments in India - exponential growth potential?

Our expert hosts, Simon Taylor and Adam Davis are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Babs Ogundeyi - CEO of Kuda Sharon Kimathi - Editor of FinTech Futures Rune Garborg - CEO at Vipps We cover the following stories from the fintech and financial services space: WhatsApp gets approval for payments in India (03:00) Kuda raises $10m to be the mobile first challenger bank for Africa (14:39) HSBC to launch “Transferwise rival” (28:25) Cash payments plummet to just four percent of transactions in Norway as central bank weighs up their options (39:28) US Department of Justice, challenges Visa’s $5.3 billion acquisition of Plaid (49:13) Klarna gets sued by Pablo Escobar’s brother (1:02:10) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento (https://pento.io/insider) - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Babs Ogundeyi , Rune Garborg, and Sharon Kimathi.
16/11/201h 7m

478. Insights: Financial and economic abuse: are banks doing enough?

During the pandemic reports of financial and economic abuse have been on the rise. According to the charity Surviving Economic Abuse, 95% of people who experience domestic abuse are also experiencing some form of economic abuse. With many of us now spending the vast majority of our time in our homes, the home can be an even more dangerous place for survivors – and banks now need to step up to deal with the problem. To dive into this topic, Sam Maule is joined by: * Natalie Ledward - Vulnerability Manager, Monzo Bank * Jane Barratt - Chief Advocacy Officer, MX * Dr. Nicola Sharp-Jeffs - Founder And Chief Executive, Surviving Economic Abuse Tune in for a fantastically insightful conversation about how economic abuse functions and the role that financial institutions can play in preventing it. This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Pento (https://pento.io/insider) - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dr. Nicola Sharp-Jeffs, OBE, Jane Barratt, and Natalie Ledward .
13/11/2048m 12s

477. News: Disruptive innovation - Goldman bets big on BaaS

Our expert hosts, Sam Maule and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Emily Nicolle, Fintech Correspondent, Financial News Mike Douglas, VP Strategy, Galileo We cover the following stories from the fintech and financial services space: This is Goldman’s bet to break into a $32 billion industry serving the world's biggest corporations (03:00) Banks stay bullish despite worsening pandemic (12:04) Ant Group IPO is blocked in Shanghai (23:35) Fast, a Startup Backed by Stripe, Discusses Billion-Dollar Valuation (33:49) Barclays launches accelerator for black-founded tech firms (40:32) Mesut Ozil joins US venture capital firm Class 5 Global (53:41) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Chris Skinner, Emily Nicolle, and Mike Douglas.
09/11/201h 2m

476. Insights: The racial wealth gap: addressing economic inequality in the US

For many, 2020 has proven to be a year of struggle. Between a pandemic, widespread social unrest and a recession, Black and Latinx communities in the US are amongst those who have been hit the hardest - not just by the country's growing Covid-related death toll, but also in terms of financial loss. In today's episode of the show, we are talking about the US’ racial wealth gap. Differences in income and income losses - like those experienced as a result of the coronavirus lockdowns - is one factor, but that doesn’t tell the full story about why the United States' racial wealth gap is widening. To dig into this topic, Sam is joined today by : * Jennifer Tescher - President and CEO, Financial Health Network * Yemi Rose - Founder of OfColor * Reese Giddins - President and CTO at Greenwood This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Jennifer Tescher, Reese Giddins, and Yemi Rose.
06/11/2046m 14s

475. News: Ant’s record-breaking IPO - they’re 1% done!

Our expert hosts, Ross Gallagher and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Clare Gambardella - Chief Customer Officer at Zopa Chris Skinner, author, speaker - CEO at the Finanser and fintech guru We cover the following stories from the fintech and financial services space: Ant Group to raise $34.5 billion, valuing it at over $313 billion, in biggest IPO of all time (02:43) PayPal allows cryptocurrency on their platform, and JPMorgan creates new unit for blockchain projects (16:14) Afterpay teams up with Westpac to offer savings account for Australians (28:02) Zopa’s long-awaited credit card is here (38:14) UBS to invest $200 million in fintech startups (49:00) Hand over the trash: raccoons break into California bank (01:05:37) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Chris Skinner and Clare Gambardella.
02/11/201h 12m

474. Insights: Cyber Security - what are the biggest threats?

As the severity of the COVID-19 outbreak began to be recognised by world leaders, a wide-scale shift to remote working and social distanced interaction rapidly increased the pressure on cybersecurity teams. As October is Cyber Security Awareness Month, in this episode of Fintech Insider, Sarah Kocianski is joined by some great guests to dive into the topic of cybersecurity in the financial services and fintech space! Exploring the biggest threats and best solutions, our guests for this episode are: * Joe Bloemendaal - Head of Strategy, Mitek * Oliver Rooney, CTO, Voxsmart * Ewan Silver - CTO, 11:FS This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Ewan Silver, Joe Bloemendaal, and Oliver Rooney.
30/10/2041m 12s

473. News: Stripe acquires Paystack - are they taking over the world?

Our expert hosts, Simon Taylor and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shaun Puckrin, Chief Product Officer, Global Processing Services Chris Maddern - Co-founder and Chief Innovation Officer at Button We cover the following stories from the fintech and financial services space: Stripe acquires Nigeria’s Paystack. We also hear a soundbite from Matt Henderson, EMEA Lead for Stripe. (02:06) Marqeta: Covid-19 has forced three-quarters of banks to change their future banking strategy (14:18) Visa invests in GPS (26:16) Robinhood warns users about margin calls and nearly 2000 accounts breached by hackers (37:00) ESG funds forecast to outnumber conventional funds by 2025 (46:05) How Captain Tom started an open banking revolution (1:00:42) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Chris Maddern, Matt Henderson, and Shaun Puckrin.
26/10/201h 6m

472. Insights: Open Banking two years on - how far have we come?

Coming into force on 13 January 2018, Open Banking has gradually been transforming how we bank and the way we move and use money. Two years on from its initial implementation, we want to see where we are now with Open Banking innovation and the key learnings that have emerged. For this episode of the podcast, Sarah Kocianski sits down with three fantastic guests, all putting Open Banking to use. We're joined by: Arun Tharmarajah - Head of European Banks and Payments, Transferwise Jack Wilson - Head of Policy and Regulatory Affairs, TrueLayer Daniel Globerson - Head of Open Banking, Natwest This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Arun Tharmarajah , Dan Globerson, and Jack Wilson.
23/10/2043m 56s

471. News: Klarna face backlash & Killer Mike launches a bank to support black businesses

Our expert hosts, Sam Maule and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alice Tapper, Founder and Author - Go Fund Yourself Gwera Kiwana, Ops Analyst - 11:FS We cover the following stories from the fintech and financial services space: Killer Mike’s new Black owned bank receives ‘tens of thousands’ of account requests in less than 24 hours (03:54) Klarna’s email that prompted data privacy and security backlash (17:00) Former Barclays execs to launch digital bank (29:11) Square invests $50m in bitcoin (37:00) Soundbite Simon Taylor, 11:FS Head of Ventures (37:55) FCA turns the screws on compliance in work-from-home environment (44:06) Coronavirus can survive up to 28 days on paper banknotes (55:37) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. The banking business model is broken. The question is, how can we rebuild it? Embedded finance presents a massive opportunity for banks to play a new role in the financial services ecosystem, offering more revenue streams, lower costs and higher margins. Our new report, Better banking business models: embedded finance and the path to growth, is a must-read for banks considering the smartest next step. Head to bit.ly/bankingasaservice to download the report for free. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alice Tapper and Gwera Kiwana.
19/10/201h 4m

470. Insights: Middle East fintech - revolutionising the region's financial landscape

Ross Gallagher is joined by a fantastic panel of guests to discuss the transformation of finance in the Middle East and how fintechs are gaining traction in the region. Here to discuss the matter are: Mike Cunningham - Chief Strategy & Digital Officer, Banque Saudi Fransi Amir Fardghassemi - Founder and CEO, JinglePay Kate Moody - Senior Customer and Product Lead at 11:FS In recent years financial technology has been transforming the delivery of financial services across the Middle East. With the pandemic still disrupting our day-to-day in-person interactions, fintech is seeing an unprecedented surge in popularity in a land where cash is king. Sitting down with both sides of the digital transformation game, Ross and the group discuss the unique character of the Middle East financial ecosystem, how social media is shaping customers' expectations and the challenges that fintechs face when entering into a market where traditional legacy banks rule supreme. This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Kate Moody and Mike Cunningham.
16/10/2050m 40s

469. News: Who isn't launching a checking account?

Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Maia Bittner - Voice of the Member, Chime Oscar Williams-Grut - Senior City Correspondent, Yahoo Finance We also hear soudbites from: * Jeff Kelisky - CEO, Seedrs and Luke Lang - Co-founder, Crowdcube * Francesca Hopwood-Road - Head of Regtech and Advanced Analytics, FCA * Marcell King - Chief Innovation Officer, Payveris We cover the following stories from the fintech and financial services space: Crowdcube and Seedrs to merge: their CEOs say the move is about growth not survival FCA sets coronavirus challenge for new sandbox applicants Venmo launches its first credit card with scannable QR code and personalised cash-back rewards Goldman Sachs reportedly just landed General Motors’ credit card business for roughly $2.5 billion With its new checking account, Credit Karma wants to get into your wallet John McAfee arrested after DOJ indicts crypto millionaire for tax evasion This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Francesca Hopwood Road, Jeff Kelisky , Maia Bittner, Marcell King , and Oscar Williams-Grut.
12/10/201h 0m

468. Insights: COVID-19 - Mental health and financial wellbeing

There is no question 2020 has been a tough year for most. With the recent coronavirus outbreak, both our finances and mental wellbeing have been tested and strained in ways they never have been before. With World Mental Health Day around the corner, we wanted to take a closer look at how finance interacts with the mental health problems that affect 1 in 4 of us and how the pandemic is putting additional pressure on our mental and financial wellbeing. To dive into this topic, David Brear is joined by: Jamie Clements - Account executive, 11:FS & host of the Man Down: The Anti-Man-Up Movement podcast Nikki Bond - Senior Research Officer, Money and Mental Health Policy Institute Garry Evans - Chief Innovation Officer, OpenWrks & Chief Product Officer, Tully The group also discusses how this period of time is potentially influencing our future financial decisions and how fintech firms and banks alike can embed socially responsible features into their products. This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Garry Evans, Jamie Clements, and Nikki Bond .
09/10/2056m 47s

467. News: Open Banking is working - but what comes next?

Our expert hosts, Sarah Kocianski and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Imran Gulamhuseinwala OBE - Trustee of the Open Banking Implementation Entity (OBIE) Loral Quinn - Founder and CEO, Sustainably We cover the following stories from the fintech and financial services space: Open Banking doubles its user-base to 2m Brits in just six months (04:12) China’s Ping An Insurance Increases Stake in HSBC to 8% (16:32) Coalition of UK banks launched to standardise carbon accounting (26:43) Amazon introduced the Amazon One - a payment method in the palm of your hand (36:35) Greenlight raises $215m for kids’ debit card (44:05) Coinbase has drawn a line in the sand for activist employees (57:34) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Imran Gulamhuseinwala and Loral Quinn.
05/10/201h 6m

466. Insights: ESG and sustainable investing - the ethical future of finance

Sustainable finance is nothing new, but could it be finance's new normal? This week host Simon Taylor is joined by a couple of great guests to talk about the growth of ESG and sustainable finance. This week's guests include: Kat Mann - Head of PR & Saving and Investments Specialist, Nutmeg Damian Payiatakis - Head of Impact Investing, Barclays ESG funds are consistently outperforming the broader market with more than half beating the MSCI World index, but how did we get here and where is this going? In this episode, Simon and guests dive into the world of sustainable finance and probe the drivers behind its consistent rise in popularity. This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Damian Payiatakis and Kat Mann .
02/10/2044m 13s

465. News: FinCEN Files leak and NatWest carbon footprint tracker

Our expert hosts, Simon Taylor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: * Olly Betts - Co-Founder and CEO at OpenWrks * Valentina Kristensen - Director, Growth and Communication at OakNorth We also hear sondbites from: * Shane Riedel - Founder and CEO at Elucidate. Formerly Head of Financial Crime Compliance for Financial Institutions at Standard Chartered and Deputy MLRO at Goldman Sachs * Georgina Bulkeley - Chief Operating Officer, Personal Banking at NatWest Group We cover the following stories from the fintech and financial services space: * The FinCEN file leak (01:50) * HSBC moved Ponzi scheme millions despite warning (12.20) * Tink continues path to European domination by acquiring OpenWrks' account aggregation platform (23:32) * Natwest trials carbon footprint tracker for its customers (32:12) * Klarna stands its ground amidst accusations (41:17) * Chime is now worth 14.5 billion dollars! (49:42) * Nationwide claps back again racism (1:02:35) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Georgina Bulkeley, Olly Betts, Shane Riedel, and Valentina Kristensen.
28/09/201h 8m

464. Insights: Latin America - fintech's next hottest market

If you're looking for the next big thing in fintech, then look no further than Latin America. With fintech investments in the region leaping from USD 700 million in 2018 to USD 2.118 billion in just the following year, it's clear to see that things are heating up in fintech's next hottest market. To discuss the growth, impact and evolution of digital finances services, host Sam Maule is joined by some great guests. In this episode, our panel of guests include: * Ximena Aleman - Co-Founder & Chief Business Developer Officer, Prometeo * Juan Pablo Ortega - Co-Founder, Rappi * Alexandre Álvares - Head of Product, Neon They dig into what's going on in the region right now, developmental limitations and their underlying social, economic and political factors, and how the future of fintech in Latin America is shaping up. This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alexandre Álvares, Juan Pablo Ortega , and Ximena Aleman.
25/09/2045m 23s

463. News: Can Alibaba Grab the SE Asian market?

Our expert hosts, Jason Bates and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Victoria Roberts - Director of the Fintech Delivery Panel, Tech Nation Anna Irrera - Chief Fintech Correspondent, Reuters We also hear soundbites from: * Alex Marsh - UK Country Lead, Klarna * John Natalizia - CEO, Snoop We cover the following stories from the fintech and financial services space: Alibaba is in talks to invest $3 billion in Grab (04:06) Klarna’s new valuation of $11 BILLION (14:30) Tech Nation launches Fintech Pledge supported by HM Treasury (27:01) Nubank moves into investing by purchasing the Easynvest Broker (35:30) Razer’s new plans - Global expansion and a youth wealth management platform (45:44) Microsoft's underwater data centre resurfaces after two years (57:49) This podcast is brought to you by Jack Henry Digital (http://jackhenrydigital.com/) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. *Banking as a Service is deconstructing the banking stack. * It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alex Marsh, Anna Irrera, John Natalizia , and Victoria Roberts.
21/09/201h 3m

462. Insights: How can public cloud drive business transformation?

If you’re building products from scratch, cloud is where you start, it’s no longer a question. Banks need to adopt this mentality and learn how to act with this level of speed and agility but how can they get there? IBM launched public cloud for financial services in June and they are working with their banking clients to bring them onto the cloud - and to make cloud overall more accessible for their clients. David Brear is joined by some great guests to discuss this: Corey Hamilton, Partner, IBM Security Services Michael Dawson, Managing Director at IBM Ewan Silver, CTO 11:FS They dig into what's holding banks back, what the culture is around cloud and how the financial services industry can harness this to drive real change. Want to check out the IBM Public cloud offering? Check it out here! https://ibm.co/3cigsGD *Banking as a Service is deconstructing the banking stack. * It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Corey Hamilton, Ewan Silver, and Michael Dawson.
18/09/2043m 4s

461. News: Banks tackle deepfraud and RTGS collaborates with Microsoft

Our expert hosts, Sam Maule and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Andrew Smith, Co-founder RTGS Global Joe Bloemendaal - VP, head of Sales & BD at Mitek Systems EMEA We cover the following stories from the fintech and financial services space: RTGS Global rolls out stage 1 of liquidity visibility network in collab with Microsoft (02:11) Banks work with fintechs to counter ‘deepfake’ fraud (20:40) Female-managed US funds outperform all-male rivals (32:17) US Fintech Jiko buys a bank (40:44) Starling follows Monzo with new charging structure and launches children’s card offering. We also hear from Alexandra Frean, Head of Corporate Affairs, Starling Bank (48:24) Paypal terminates accounts linked to a Russian anti-Western influence operation (1:04:40) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Andrew Smith and Joe Bloemendaal.
14/09/201h 11m

460. Insights: Is crypto becoming mainstream?

Our host and resident blockchain expert, Simon Taylor, is joined by some great guests to talk about the growth of cryptocurrencies in mainstream finance and fintech. This week's guests include: Jamie Burke - CEO and Founder, Outlier Ventures Kevin Beardsley - Head of Pro Trader Experience, Kraken Cyril Mathew - Head of Business Development, EMEA, Coinbase Rhian Lewis - Author, The Cryptocurrency Revolution Once a shadowy figure of the dark side of the internet, in recent years cryptocurrencies have begun to enter the realm of mainstream finance and mainstream fintech. In the past 6 months, we’ve seen Square report earning of $875m in Bitcoin revenue, and use it as a key driver for their cash apps popularity. Add to that Robinhood, Revolut and many more, it begs the question: is crypto mainstream? This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Cyril Mathew , Jamie Burke , Kevin Beardsley, and Rhian Lewis .
11/09/2049m 43s

459. News: Paypal take on Klarna and Afterpay; Vipps and Visa team up & Chip’s new raise

Our expert hosts, David Brear and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Latham - CMO at Chip Daniel Lanyon - Editor in Chief at AltFi We cover the following stories from the fintech and financial services space: UK savings fintech Chip is raising a Series A round that will value it at more than $130 million (02:45) PayPal introduces interest-free buy-now-pay-later product (22:12) BBVA builds gender-neutral global chatbot (31:48) Vipps & Visa announce partnership to enable mobile payments. We also hear from Eilin Schjetne, Partnership Lead Europe for Real Time Payments at Visa. (39:25) Two Black-Led Banks Merge to Form a $1 Billion Lender (46:35) Goldman Sachs Has Money. It Has Power. And Now It Has a Font (01:01:18) *Banking as a Service is deconstructing the banking stack. * It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alex Latham, Daniel Lanyon, and Eilin Schjetne .
07/09/201h 8m

458. Insights: BaaS in the US - user experience is the basis of competition

Simon Taylor hosts this episode and is joined by some great guests to talk about banking as a service with a particular focus on the US market. This week's guests include: Nigel Verdon - CEO of Railsbank Omri Dahan, Chief Revenue Officer at Marqeta Sankaet Pathak, CEO of Synapse Melissa Stringer, Product Lead 11:FS Kicking the discussion off, the panel recaps the market and establishes what banking as a service actually is, what it allows customers to do and how it differs from banking services. Diving deeper, they go on to discuss the reasons why BaaS is so popular in the industry right now and how BaaS operates differently in the US compared to the UK and Europe. Rounding off the discussion, Simon and guests talk about how BaaS is changing businesses and the future of financial services. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Melissa Stringer, Nigel Verdon , Omri Dahan, and Sankaet Pathak.
04/09/2047m 42s

457. News: Can JPMorgan disrupt the UK challenger bank market?

Our expert hosts, Sarah Kocianski and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shefali Roy - COO and CCO at TrueLayer Rachel Green - Research Analyst for Insider Intelligence We cover the following stories from the fintech and financial services space: Railsbank to buy Wirecard UK (01:54) JPMorgan to challenge UK banks with digital launch in early 2021 (12:00) Under lockdown open banking payments surged 800% (25:40) Laybuy goes floating on the Australian stock exchange (36:43) Zopa takes first steps in digital banking with the launch of their fixed term savings accounts (45:25) Japan is running out of credit card numbers (53:36) *Banking as a Service is deconstructing the banking stack. * It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Rachel Green and Shefali Roy.
31/08/2059m 47s

456. Insights: Truly Digital After Dark

Our expert hosts, David Brear and Jason Bates, are joined by some of the brightest minds in the fintech industry for our first ever Truly Digital After Dark. Anne Boden , CEO of Starling Bank Nick Ogden, Founder and Chief Executive, RTGS Limited Maia Bittner, Voice of the Member, Chime Together they bring you a deep dive in to what Truly Digital really means, and how it has helped shape the face of the industry we are a part of. We will take a look at what it looks like both in the businesses, products and services created, but also the future of the FS workplace is. Join us for a great live podcast recording for some amazing insights in to how we are shaping the future of financial services, together. This podcast is brought to you by Usertesting. UserTesting is a leading on-demand human insight platform that quickly gives companies a first-person understanding of how their target audience behaves throughout any experience and why. The platform is used by many of the world's top fintech organisations, helping them deliver a seamless customer experience. To find out more, visit https://www.usertesting.com/ This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit®️ and Mobile Verify®️ are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. *Banking as a Service is deconstructing the banking stack. * It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Anne Boden, Maia Bittner, and Nick Ogden.
28/08/2045m 3s

455. News: Funding, funding and more funding - Robinhood, Form3, Habito & BCR Pool E

Simon Taylor and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Caroline Plumb, CEO of Fluidly Adam Moulson, CCO at Form 3 We cover the following stories from the fintech and financial services space: Robinhood snags third mega-investment of the year, boosting valuation to $11.2 billion (02:30) Form3 raises $33 million with support from Nationwide and Lloyds (12:01) BCR Pool E first winners are announced (24:36) WeLab Bank reports over 10k account opening applications within 10 days of launch (32:21) Habito raises £35 million to revolutionise home buying (38:29) Citi Wants Revlon Lenders To Return $900M Paid In Error (50:53) *Banking as a Service is deconstructing the banking stack. * It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Adam Moulson, Adrian Tse, Caroline Plumb, Daniel Hegarty, and Peter Lord.
24/08/2054m 48s

454. Insights: Digital Investing - the importance of education and community

Simon Taylor is joined by some great guests to talk about digital wealth managers. The panel will be looking at how digital wealth managers have disrupted the market and the corporate responsibility that comes along with it. This week's guests include: Jannick Malling - Co-founder and co-CEO, Public.com Adam Dodds - CEO and Founder, Freetrade Mel Stringer, Product Lead, 11:FS Starting off, the panel takes a look at what the market space looked like prior to the current digital offerings we have now and how the new players have managed to disrupt the market. They go on to talk about the importance of education and design and how the digital wealth managers have succeeded in creating a sense of community in the world of investing. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Adam Dodds, Jannick Malling, and Melissa Stringer.
20/08/2052m 1s

453. News: Can F2 solve Facebook’s problems & will Amex buy Kabbage?

Sam Maule and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week in the US and beyond. This week's guests include: Rob Blackwell, Chief Content Officer of Promontory Network, Host of Banking with Interest podcast & former Editor-in-Chief of American Banker Oscar Williams-Grut, Senior City Correspondent, Yahoo Finance UK We cover the following stories from the fintech and financial services space: Facebook Financial Formed to Pursue Company’s Commerce Ambitions - 03:42 AmEx in Advanced Talks to Buy SoftBank-Backed Kabbage - 16:00 Robinhood Blows Past Rivals in Record Retail Trading Year - 27:04 Revolut's losses jump to £100m as business surges - 35:10 Payments giant Stripe poaches General Motors’ CFO in its latest high-profile hire - 43:11 Barclays being probed by UK privacy watchdog on accusations of spying on staff - 54:54 *This podcast is brought to you by Jack Henry Digital (https://banno.com/?11fs) * the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. So how do they do it? With the Banno Digital Platform—a complete, 100% API-enabled, open digital banking platform. You get beautiful, lightning-fast, native apps for your customers and members, and cloud-based, core-connected back office tools for your employees. You really have to see these products to fully understand the platform’s potential. Visit banno.com (https://banno.com/?11fs) to schedule a demo. *Banking as a Service is deconstructing the banking stack. * It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Listeners, we need you! If you listen to the show, whether this is your first episode, your 451st episode, or you dip in and out, we’d love it if you could take a few minutes to give us your feedback and suggestions to help shape the future of the show! Visit bit.ly/FintechInsiderSurvey (https://share.hsforms.com/1PIvSZW3CSR-C7kKOCeLSQA31dzw) and fill out the short survey. It shouldn’t take more than 5 mins to complete but it would mean so much to us. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Oscar Williams-Grut and Rob Blackwell.
17/08/201h 1m

452. Insights: Banking as a Service - the tech behind fintech

Simon Taylor are joined by some great guests to dig into exactly what we think constitutes BaaS, and why it's a super hot industry right now that's a game changer for any brand wanting to offer financial services to their customer base. Guests this week are: * Joanne Dewar, CEO GPS * Mike Douglas, VP of Strategy at Galileo * Kate Moody, Customer Strategy Lead at 11:FS We cover: who is doing it and how; the impact of embedded finance; and what this could unlock for the future of Financial Services. *Banking as a Service is deconstructing the banking stack. * It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Joanne Dewar, Kate Moody, and Mike Douglas.
14/08/2053m 23s

451. News: Varo Money gets their charter & Google Pay's new banking partners

Ross Gallagher and Simon Taylor are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Philippa Girling, Chief Risk Officer, Varo Money Emily Nicolle, Technology Editor, CityAM We cover the following stories from the fintech and financial services space: Varo Money granted national bank charter - 02:32 Google to offer co-branded accounts with eight US banks - and we spoke to Shayan Khwaja, Head of Partnerships Program at BBVA US, one of the brands partnering with Google - 15:32 Monzo announces concerns over its future with its annual report while Starling's paints a more positive picture - 30:02 HSBC profits plunge 96% as loan-loss provisions jump on coronavirus - 40:00 Apple Buys Startup to Turn iPhones Into Payment Terminals - 48:14 Wirecard processed payments for mafia-linked casino 01:01:05 Don't forget to check out our brand new research report identifying exactly how Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://11fs.com/insights-banking-as-a-service) Listeners, we meed you! If you listen to the show, whether this is your first episode, your 451st episode, or you dip in and out, we’d love it if you could take a few minutes to give us your feedback and suggestions to help shape the future of the show! Visit bit.ly/FintechInsiderSurvey (https://share.hsforms.com/1PIvSZW3CSR-C7kKOCeLSQA31dzw) and fill out the short survey. It shouldn’t take more than 5 mins to complete but it would mean so much to us. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Emily Nicolle, Philippa Girling, and Shayan Khwaja.
10/08/201h 7m

450. Insights: The rise of Australian digital banking

In this week's Insights show, Simon Taylor is joined by a panel of great guests to talk all about digital banking in the Asia Pacific region. With a special focus on Australia, Simon and guests take a look at how far the industry has come, competition from Australia's 'big four' incumbents, and what the future holds for digital banks in the region. To help explore this topic, this week's guests include: Van Le - Co-Founder, Xinja Bank Stuart Houston - Financial Services Industry Lead, Google Cloud Dexter Cousins - Host, Fintech Australia podcast & Founder and Managing Director, Tier One People Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dexter Cousins, Stuart Houston , and Van Le .
06/08/2041m 13s

449. News: Can fintech fast track our economic recovery?

Simon and Sarah, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Charlotte Crosswell, CEO, Innovate Finance Viktor Nebehaj, CMO and co-founder, Freetrade We cover the following stories from the fintech and financial services space: Fintech industry “firing on all cylinders” despite VC investment in UK fintechs down 39% Barclays profit halves as it sets aside another £1.6bn to cover COVID-19 losses Inside Britain's pandemic-era amateur investment boom Moneybox crowd funds £4M in 4 hours - and we hear from their co-founder Ben Stanway to tell us what this means for the future of Moneybox JPMorgan Chase partners with Marqeta to launch 'virtual' credit cards - and we spoke to Omri Dahan, Chief Revenue Officer at Marqeta to get their perspective on this. And finally: Antchain, a blockchain project under Ant financial group, hired a seniors citizens choir to perform a bespoke promo song, while dressed as ants. Don't forget to check out our brand new research report identifying exactly how Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. (specify link is all lower case) If you listen to the show, whether this is your first episode, your 449th episode, or you dip in and out, we’d love it if you could take a few minutes to give us your feedback and suggestions to help shape the future of the show! Visit bit.ly/FintechInsiderSurvey and fill out the short survey. It shouldn’t take more than 5 mins to complete but it would mean so much to us. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Ben Stanway, Charlotte Crosswell, Omri Dahan, and Viktor Nebehaj.
03/08/201h 8m

448. Insights: Do we still need bank branches?

Our expert host Simon Taylor is joined by some great guests to talk about the digitalisation of banking we've seen over the last few months and what this might mean for the future of bank branches. Banks around the world have for some time reduced the amount of bank branches available for customers, and during COVID-19 all banks were forced to shut their branches and adopt a truly digital way of working. But what will happen when we are past this? Joining us this week are: Stephen Dury - Director of Innovation at Santander UK Stuart Sopp - CEO of Current Keith Brannan - Chief Marketing Officer at Kasasa Kate Moody - Senior Customer and Product Lead at 11:FS Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Kate Moody, Keith Brannan, Stephen Dury, and Stuart Sopp.
31/07/2059m 48s

447. News: Can finance ever be fully democratised?

Simon and Ross are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Marsh, Senior Analytics Director at Klarna Anna Irrera, Fintech reporter, Reuters We cover the following stories from the fintech and financial services space: Robinhood scraps UK launch amid mounting scrutiny of trading platform (1:16) Klarna: We tightened our lending in lockdown (16:36) Monzo (re)launch Monzo Plus (29:28) Goldman and Mastercard invest in Bond (40:19) UK Government kicks off fintech review and we hear from the Economic Secretary to the Treasury (51:02) Missing Wirecard exec Marsalek under protection of GRU in Moscow (1:01:35) Fintech Insider listeners, we need you! We’d love it if you could take a few minutes to give us your feedback and suggestions to help shape the future of the show! To help us out, please visit bit.ly/FintechInsiderSurvey to take a short survey. It shouldn’t take more than 5 mins to complete but it would mean so much to us. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alex Marsh and Anna Irrera.
27/07/201h 6m

446. Insights: Digital Payments Innovation: Is this the end of cash?

Sarah Kocianski is joined by a fantastic panel of guests to discuss digital payments innovation the global shift away from cash. Here to discuss the matter are: Jennifer Duncan - Vice President of Global Government Innovation at Mastercard Chirag Patel - Global Head of Payments at Santander Mario Shiliashki - CEO of Payments at PayU Even before the pandemic, the use of cash was on the decline. Countries like the UK and Sweden were already heading towards cashless futures, and the current pandemic has only accelerated the global shift away from cash and move towards digital payments solutions. Whilst the jury is still out on whether cash is truly a transmitter of the virus, on this week's Insights show we dive into the various ways digital payments have been advancing across the world and the wider implications that come along with it. What will a move to a cashless society mean for financial inclusion? What are the potential repercussions in terms of data and privacy? And what are the risks when big tech enters the payments and personal finance markets? Tune in to hear the discussion around these questions and much more! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Chirag Patel, Jennifer Duncan , and Mario Shiliashki.
24/07/2054m 19s

445. News: Winners and losers in US banks’ results; SoFi’s charter and Marqeta’s IPO

Sam Maule and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the US in the past week. This week's guests include: Nick Sando, Fintech investor at Octopus Ventures Krystal Hu, M&A Reporter, Reuters We cover the following stories from the fintech and financial services space: US bank results are in: and trading helps mask significant problems (01:56) Marqeta eyes IPO (16:50) SoFi files banking charter application with OCC (28:52) Robinhood’s raises (again) and reaches a new valuation (36:25) Fintech startup Lanistar raises £15 million to earn a £150M valuation (44:45) Your weekly Wirecard roundup (57:09) *This podcast is brought to you by Jack Henry Digital (https://banno.com/?11fs) * the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. So how do they do it? With the Banno Digital Platform—a complete, 100% API-enabled, open digital banking platform. You get beautiful, lightning-fast, native apps for your customers and members, and cloud-based, core-connected back office tools for your employees. You really have to see these products to fully understand the platform’s potential. Visit banno.com (https://banno.com/?11fs) to schedule a demo. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Krystal Hu and Nick Sando.
20/07/201h 3m

444. Insights: African fintechs: transforming the continent's financial landscape

Simon Taylor is joined by a fantastic panel of guests to discuss the transformation of finance in Africa and how fintechs are building up the industry. Here to discuss the matter are: Benjamin Fernandes - CEO, NALA Fara Ashiru Jituboh - Co-Founder & CEO/CTO, Okra Akeem Lawal - Divisional Chief Executive Officer for Transaction Processing and Enablement Business, Interswitch In the past couple of decades, the introduction of mobile money, digital payments channels and APIs has started to reshape finance in the world’s youngest and fastest-growing continent. Focusing on East and West sub-Saharan Africa, in this show, Simon and guests discuss the concept of "leap-frogging", growing foreign interest in the African fintech market, and the implications and limitations of Africa's financial revolution for everyday people. Moreover, as the continent makes greater strides towards a digital financial future, who is still left out and what more can be done to ensure fair and equal access to the financial system? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Akeem Lawal, Benjamin Fernandes , and Fara Ashiru Jituboh.
17/07/2052m 14s

443. News: Square’s $55bn valuation - a wakeup call for big banks?

Simon and Jason are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Frean, Head of Corporate Affairs at Starling Mike Dudas, Chairman of the Board at The Block We cover the following stories from the fintech and financial services space: Square Rally Sends Valuation Into Ranks of Biggest U.S. Banks EU banks to take on Visa, Mastercard with new payments system Starling do all the things including launching a dollar account, an SMB toolkit and applying for more remedies funding SocGen acquire NeoBank Shine The mysterious case of Wirecard’s missing COO 123456 is still most popular online password This podcast is brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alexandra Frean and Mike Dudas.
13/07/201h 4m

442. Insights: Are fintech hubs dead?

Simon Taylor is joined by some great guests to talk about the future of fintech hubs. Up until now, London has been known as a global fintech hub where talent and business come to work in this booming fintech industry. As we've all gone remote, theoretically we are no longer constrained to offices and industry hotspots, so will the industry spread out more internationally after this? To talk about this, Simon Taylor is joined by a range of amazing guests, dialing in from all over the world: Freddy Kelly - CEO of Credit Kudos Marina Gracias - General Counsel at Varo Money Ned Phillips - CEO of Bambu This podcast is brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Freddy Kelly, Marina Gracias, and Ned Phillips.
10/07/2051m 2s

441. News: Wirecard hits UK fintech but BaaS is still booming

Our expert hosts, Simon and David, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Joe Bloemendaal, Head of Strategy at Mitek Nathalie Oestmann, COO, Curve Emily Nicolle, Tech Editor, City AM We also hear from: * Daljit Singh, Chief Design Officer, Marketing Director and Co-founder at Anna Money, and * Michael Ducker, co-founder of Pinch who is the Director of Product at Chime We cover the following stories from the fintech and financial services space: The Wirecard saga continues to unravel - taking UK fintechs along with it Banking platform solarisBank raises $67.5 million at $360 million valuation US challenger bank Chime launches Credit Builder, a credit card that works more like debit Galileo launches Galileo Instant for creating branded debit card & digital banking experiences Monzo educate their followers on online puppy scams This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Daljit Singh, Emily Nicolle, Joe Bloemendaal, Michael Ducker, and Nathalie Oestmann.
06/07/201h 4m

440. Insights: Credit scoring for US immigrants - It's a political issue

Our expert host, Sam Maule is joined by some great guests to talk about credit scoring for US immigrants. Credit scoring is a huge role in people's financial life in the US, and a "good" credit score help you get access to a lot of basic services such as renting an apartment, getting better quotes on insurance and access to credit cards. But what do you do as a US immigrant arriving in the country with no US credit score to prove? As always Sam is not alone but joined by two amazing guests: Maureen MacIsaac - Data Analytics Lead at Nova Credit Angela Galardi Ceresnie - CEO at Climb Credit This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Angela Galardi Ceresnie and Maureen MacIsaac.
03/07/2049m 9s

439. News: Wirecard fallout - fintech’s Enron moment?

Our expert hosts, Sam Maule and David Brear are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Erika Lucas - CEO of StitchCrew Gerti Dervishi - Co-Founder and Chief Growth Officer at Flybits Jillian Williams - Investment Principal at Anthemis and head of BLCK VC NYC We cover the following stories from the fintech and financial services space: Wirecard says €1.9bn of cash is missing and have now filed for insolvency (03:48) The US banking sector is seeing huge growth, despite (or because of) the pandemic (18:34) Global payments space hots up (36:00) Stories we didn’t have time to cover (52:23) Goldman traders mock CEO’s ‘cringeworthy’ cameo on TV show ‘Billions' (57:58) *This podcast is brought to you by Jack Henry Digital (https://banno.com/?11fs) * the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. So how do they do it? With their Banno Digital Platform—a complete, 100% API-enabled, open digital banking platform. You get beautiful, lightning-fast, native apps for your customers and members, and cloud-based, core-connected back office tools for your employees. You really have to see these products to fully understand the platform’s potential. Visit banno.com (https://banno.com/?11fs) to schedule a demo. Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Erika Lucas , Gerti Dervishi , and Jillian Williams .
29/06/201h 3m

438. Insights: PPP - How digital providers helped rescue SMBs

Sam Maule is joined by some great guests to talk about PPP lending in the US from the lenders perspective. This week's guests include: Corey LeBlanc, Chief Digital and Innovation Officer at Origin Bank Neil Kahrim - Director of Growth and Operations at OakNorth Kathryn Petralia - Co-Founder and COO at Kabbage The panel tells us what the PPP lending programme was like for the lenders: how did the application process go? Was there enough money available? And how do you prioritize when you recieve 100k PPP loan applications in in 8 hours? This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Corey LeBlanc, Kathryn Petralia, and Neil Kahrim.
26/06/2047m 56s

437. News: Stop, collaborate and listen - Amazon and Goldman Sachs team up

Our expert hosts, Jason Bates and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Gemma Godfrey - Business Advisor & FinTech Entrepreneur Freddy Kelly - CEO at Credit Kudos Lois Ollerenshaw - Venture Principal, Nationwide We cover the following stories from the fintech and financial services space: Amazon unveils small business credit line with Goldman in latest tie-up between tech and Wall Street (02:05) Unicorn challenger bank Monzo has closed a $76 million funding round at a 40% valuation drop (13:01) Stripe takes on rivals with UK direct debit launch (24:31) CUTAWAY Stripe EMEA Business Lead Matt Henderson (25:09) WhatsApp finally launches payments, starting in Brazil (37:09) Klarna partners with Raisin to open savings accounts in Germany (46:20) Stories we didn’t have time to cover (53:16) HumanIPO - Participate in human IPOs of people you believe in (57:11) This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Freddy Kelly, Gemma Godfrey, Lois Ollerenshaw, and Matt Henderson.
22/06/201h 8m

436. Insights: COVID-19 and the underbanked in the US

Sam Maule is joined by a fantastic panel of guests to discuss the impact of the coronavirus pandemic on the US' underbanked communities. Here to discuss the matter are: Abbey Wemimo - Co-founder, Esusu John Hope Bryant - CEO and Chairman of Operation Hope Thea Garon - Senior Director, Financial Health Network As COVID-19 spreads across the globe, the US is facing a financial crisis that is hitting ethnic minorities and those left out of the formal financial system the hardest. In this week's Insights show, Sam and guests discuss the origins of financial inequality in the States, the social implications of unequal access to finance and credit, and the future of the underbanked in a world turned on its head by a global pandemic. This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Abbey Wemimo , John Hope Bryant, and Thea Garon .
19/06/2047m 26s

435. News: Is now a good time to launch a challenger bank?

Our expert hosts, Sarah and Ross, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sanjay Gupta VP and Global Head of Products and Corporate Development - Mitek US Rachael Pollard, Chief Growth Officer at Starling Anti-Jussi Suominen, CEO of Holvi We cover the following stories from the fintech and financial services space: Is now a good time to start a challenger bank? As Vivid Money launches in Germany and we hear from their co-founder Alexander Emeshev to give us his perspective Marcus shuts to new UK clients Fintech in the MENA region is hotting up as islamic finance start up Wahed raises $25m to grow it’s Saudi Arabia hub - and we hear from their Chief Product Officer Kareem Tabbaa to learn more Onfido, Deloitte and Evernym Prove that Re-usable Digital Identity is Market-Ready with the FCA Regulatory Sandbox - and we hear from Onfido CEO Hussayn Kussai to tell us more Mastercard, Axis Bank and Worldline unveil new payments solution in India Holidaymakers need to think like futures traders This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alexander Emeshev, Antti-Jussi Suominen, Husayn Kassai, Kareem Tabbaa, Rachael Pollard, and Sanjay Gupta.
15/06/201h 4m

434. Insights: Transforming financial services infrastructure post COVID-19

Sarah Kocianski is joined by a fantastic panel of guests to discuss the impact of the coronavirus pandemic on digital infrastructure and transformation, as the pandemic has already forced FS organisations to innovate quicker than they’ve ever done before, out of necessity . Our guests are: Lance Homer - Global Head of Digital Payments and Banking Ecosystem at Equinix Andrew Smith – CTO and founding member RTGS Limited Scott Abrahams, SVP, Business Development & Fintech at Mastercard Nick Funnell - Head of Consulting Engineering- 11:FS Sarah and her guests discuss how businesses even define infrastructure, what changes they've already seen already for both themselves and their customers, and to discuss the really big question: how do you create truly digital infrastructure that will be sustainable long after the pandemic is over? This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Andrew Smith, Lance Homer, Nick Funnell, and Scott Abrahams.
12/06/2045m 11s

433. News: Financial services community take a stand in support of Black Lives Matter

Our expert hosts, Leda and Simon, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Nicolai Rygh, EVP and CTO of Personal Banking at DNB Shefali Roy, CCO and COO at TrueLayer Alex Frean, Head of Corporate Affairs at Starling We cover the following stories from the fintech and financial services space: Financial services community take a stand in support of Black Lives Matter; Starling Bank raises £40 million as SME banking business picks up Marqeta raise to gain a $4.3 bn valuation - and we hear directly from their CMO Vidya Peters to tell us more 27:10 UK Government and TrueLayer strike open banking deal 34:55 Brazil’s Nubank reaches 25m customers across Latin America 46:00 Stories we didn’t have time to cover: 54:16 Links to those organisations we mentioned at the top of the show are as follows: * BLCK VC (https://medium.com/blck-vc/blck-vc-what-were-all-about-af476d389d1b) @BLCKVC (https://twitter.com/BLCKVC) * Black and Brown Founders (blackandbrownfounders.com) @BBFounders (https://twitter.com/BBFounders) * OperationHOPE (https://operationhope.org/) @OperationHOPE (https://twitter.com/OperationHOPE) * Sparkle (https://sparkle.ng/) @sparkleplaceng (https://twitter.com/sparkleplaceng) We look forward to hearing from you guys about minority fintech founders and organisations serving minorities so we can help where we can - reach out to us @fintechinsiders (https://twitter.com/FinTechInsiders) on Twitter or email podcasts@11fs.com. This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alexandra Frean, Nicolai Rygh, and Shefali Roy.
08/06/201h 0m

432. Insights: How could open finance shape the future of financial services?

Our expert hosts, Adam Davis and Sarah Kocianski, are joined by some great guests to talk open finance. We want to know what it is, how is could work and improve customers' lives, what hurdles and regulation might have to be overcome or changed, and what learnings it could take from open banking, This week's guests are all experts in open banking and finance who help us lift the lid on this new and unexplored topic. Including: Dan Morgan, Policy Lead, Europe, Plaid Daniel Globerson, Head of Open Banking, RBS Faith Reynolds, Independent Consumer Representative for the Open Banking Implementation Entity The FCA, the UK’s regulator put out a Call for Input on the development of Open Finance to which we at 11:FS submitted our own input, as did our panel, and its our joint views on open finance, and its evoution and eventual roll out, that we discuss in this show. We have also teamed up with Dan Morgan and the team over at Plaid to publish our joint ideas on how we see Open Finance evolving in a written report which you can find at bit.ly/openfinance2020. This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dan Globerson, Dan Morgan, and Faith Reynolds.
05/06/2050m 48s

431. News: Shopify’s stratospheric rise and foray into fintech

Our expert hosts, Sam and David are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Scott Harkey, Chief Strategy Officer & Head of Payments at Levvel Ben Metz, Sr Managing Director at Jack Henry Maia Bittner, Head of Business Operations at Chime We cover the following stories from the fintech and financial services space: E-commerce platform Shopify to launch ‘Shopify Balance’ for businesses 05.42 Afterpay Reaches Five Million Active Customers after Two Years in U.S. Market 16:33 2. Bank of America leak exposes business details of PPP relief applicants as applications across the board decline 22:00 Raisin launches deposit solutions for US banks and credit unions - 30:59 Aspiration raises $135 million 41:25 New York stock exchange reopens… but with some changes 47:50 Are we back at Animal Crossing again? I think so. 57:03 *This podcast is brought to you by Jack Henry Digital (https://banno.com/?11fs) * the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. So how do they do it? With their Banno Digital Platform—a complete, 100% API-enabled, open digital banking platform. You get beautiful, lightning-fast, native apps for your customers and members, and cloud-based, core-connected back office tools for your employees. You really have to see these products to fully understand the platform’s potential. Visit banno.com (https://banno.com/?11fs) to schedule a demo. Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Ben Metz, Maia Bittner, and Scott Harkey.
01/06/201h 4m

430. Interviews: Arlan Hamilton - Breaking the VC glass ceiling for underrepresented founders

In today's episode, we bring you an interview with Arlan Hamilton, founder and managing partner of Backstage Capital. From improbable beginnings, Arlan Hamilton is making waves in the venture capital space by investing in companies led by underrepresented founders. Less than 10% of all venture capital deals go to women, people of colour, and LGBT founders and Arlan has made it her mission to change that. We kick things off talking about her book It's About Damn Time. With rave reviews from Mark Cuban, Stacey Abrams, and Jameela Jamil, Sam and Arlan discuss the book writing process and how to turn being underestimated into your greatest asset. From sleeping on the floor of the San Francisco International Airport to becoming the first non-celebrity black woman to be featured on the cover of Fast Company, we hear about how Arlan's upbringing, her past life as a tour manager and her unconventional journey through Silicon Valley has shaped both her and the company she runs. This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Arlan Hamilton.
29/05/2044m 33s

429. News: Is it tough to be a challenger bank right now?

Our expert hosts, David Brear and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: David Thomasson, CCO, MetroBank Simon Cureton, CEO of Funding Options Caroline Plumb - CEO and Founder of Fluidly Kicking off the show, our panel focus on stories in regards to what it means to be a challenger bank in the current climate: Monzo faces near 40% valuation drop in latest fundraising 02:35 Volt pulls IPO 13:36 DBS to hire 2000 new staff 22:10 Freetrade sets new Crowdcube record 26:41 Cutaway from Freetrade CEO and Co-Founder Adam Dodds 27:28 We then take a look at some other stories from the fintech sphere: ANNA Money secures £17.5M funding for its SMB-focused business account 36:10 Cutaway from ANNA Money Chief Design Officer and Co-Founder Daljit Singh 36:46 PayPal sees a rise in 'silver tech' as older generations test digital payments 44:54 Stories we didn’t have time to cover: 52:41 JK Rowling And The Deathly Bitcoin Hellos 58:24 This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Adam Dodds, Caroline Casey, Daljit Singh, David Thomasson, and Simon Cureton.
25/05/201h 2m

428. Insights: Digital Identity - the evolution of verification, authentication & authorisation

In today's insights show, we lift the lid on digital identity. What it is, how it works, how it varies from country to country and what are the next use cases now and in the future - especially with the impact of COVID-19. They are joined by 3 fantastic experts in the space: Joe Bloemendaal - Head of Strategy for Mitek Emma Lindley, Women in Identity and CCO for Truststamp Marcel Wendt - CTO and Founder - Digidentity With the help of our expert panel, Jason Bates and Simon Taylor dig into the three key components of digital identity: verification, authentication & authorisation, and how these are evolving. They also touch on how the covid-19 pandemic is speeding up interest in identification and making it more important than ever. This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Emma Lindley, Joe Bloemendaal, and Marcel Wendt.
22/05/2058m 34s

427. News: Mobile Wallet Wars? SoFi and Samsung Pay team up

Our expert hosts, Sarah Kocianski and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sara Castelhano - EMEA Head of Payments and Digital Product, J.P. Morgan. Oliver Baxter - Head of Brand, Communications & Product, ByMiles Hannah Dawson, CEO and Founder, FUTRLI We cover the following stories from the fintech and financial services space: Your Coronavirus and financial services news round up 01:54 Samsung Pay team up with Sofi to launch a debit card 23:24 Mastercard’s massive financial inclusion pledge 34.16 86 400 drops mortgage rates and completes approvals in just a few hours 42.20 Monkey business: primate goes bananas at ATM 54.09 We also hear from Scott Abrahams, Senior Vice President, at Mastercard to give us the inside scoop on their 1 billion financial inclusion pledge. This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Hannah Dawson, Oliver Baxter, Sara Castelhano , and Scott Abrahams.
18/05/2056m 54s

426. Insights: How to design digital financials services for US SMBs

In today's show, Sam Maule lifts the lid on SMB banking practices in the US, and how they're being chronically underserved. Joined by 11:FS' Jobs to be Done guru Ryan Garner and our panel of guests, they discuss how SMBs could be better served in the future and how products and services should be designed to suit their needs. This week's guests include: Adrian Oropeza, Gen 6 Ventures Laura Cummings, Financial Health Network Jo-Ann Barett, Co-founder and owner Aromas Boutique Bakery Ryan Garner, Principal Customer and Product Lead, 11:FS It’s not new news that SMBs are historically and critically underserved by banks, despite being the biggest employer and the lifeblood of the US’ economy and in fact, most economies. So who are they turning to instead? We get our panel's expert opinions as SMB owners themselves, as well as mostly being in the fintech space. Ryan and his team have also produced some bespoke research specifically examining the needs of US SMBs and what are the jobs to be done by financial service providers to cater to their needs. You can read the full research here (bit.ly/digitalsmb) This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Adrian Oropeza, JoAnn Barett, and Laura Cummings.
15/05/2045m 31s

425. News: RBS close Bó - Why is building a new bank so hard?

Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Bailey Kursar - CEO and founder of Toucan James Butland - VP of Global Banking at Airwallex Matt Sattler - Head of Data and Innovation Labs at HSBC We cover the following stories from the fintech and financial services space: RBS closes their digital challenger, Bó (02:41) Banks to book more than $50bn against bad loans (17:59) Robinhood raises $280M in Series F funding, pushing its valuation to $8.3B (32:29) Visa and Safaricom partner on M-Pesa (42:19). To find out more, we also hear from Otto Williams, Vice President and Head of Strategic Partnerships, Fintechs and Ventures for Visa in CEMEA. Louisiana cops search for 'aggressive chicken' breaking social distancing & terrorizing bank patrons (53:15) The stories we didn't have time to cover are: Tencent buys stake in AfterPay (50:44) Revolut launches licenced bank in Lithuania (51:30) SCA Deadline extended by 6 months (51:53) COVID-19 is impacting consumer payment preferences (52:29) This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://www.equinix.com/). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report to find out more: info.11fs.com/covid19 (https://info.11fs.com/covid19) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Bailey Kursar, James Butland, Matt Sattler, and Otto Williams.
11/05/2056m 23s

424. Interviews: Plaid on customer driven innovation, data access and US open banking

Sam Maule is joined by John Pitts, Policy Lead, and Niko Karvounis Product Lead at Plaid in another locked down interview. Niko and John talk us through Plaid's superfast innovation to help banks and SMEs in the light of COVID-19, as well as their customer driven innovation strategy and the importance of data access and balancing speed and security in everything they do. They discuss access to data and the growth of fintechs in the US outstripping Europe; the possibility of Open Banking in the US in the near future; their European expansion and much much more! This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://www.equinix.com/). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report to find out more: Info.11fs.com/covid19 (https://info.11fs.com/covid19) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: John Pitts and Niko Karvounis.
08/05/2036m 11s

423. News: Global bank profits tumble as US deposits grow

Our expert hosts, Simon Taylor and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Iana Dimitrova, CEO at OpenPayd Caroline Casey, VP of Innovation, Partnerships & Labs at Mastercard Jamie Campbell, CEO at Fronted We cover the following stories from the fintech and financial services space: UK Chancellor announces 100-percent backed coronavirus business loans 03:24 Coronavirus cuts HSBC profits in half 14.00 Coronavirus drives up deposits at US banks 25:17 Monzo applies for US banking licence 33.31 BCR offers new details on grant allocations 41:48 FIS starts fintech venture fund - 48:18 Animal Crossing slashes interest rates to near-zero 56:28 We also hear exclusively from Asif Ramji, Chief Growth Officer at FIS, about their newly announced fintech venture fund. This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (http://equinix.com/). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report to find out more: Info.11fs.com/covid19 (https://info.11fs.com/covid19) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Asif Ramji, Caroline Casey, Iana Dimitrova, and Jamie Campbell.
04/05/201h 2m

422. Insights: the impact of coronavirus on US SMB Financing

In this episode, Sam Maule, Americas MD, digs into the impact COVID-19 is having, this time specifcally on US small businesses; the options they have from banks, lenders and the government; and the ways that fintechs are trying to help. One of the hardest hit of the economic impact of the coronavirus pandemic are small businesses and the self employed, and at the time of recording in the US, the stimulus funding had already been syndicated out. To dig into the implications of this alongside Sam, this week's guests include: Jane Barratt, Chief Advocacy Officer, MX John Pitts, Policy Lead, Plaid Jill Castilla, CEO, Citizens Bank of Edmond Our panel also have a crack at giving some future predictions for how the current crisis could change US SMB financing long term, even after the impact of pandemic subsides. This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (http://equinix.com/). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report to find out more: Info.11fs.com/covid19 (https://info.11fs.com/covid19) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Jane Barratt, Jill Castilla, and John Pitts.
01/05/2048m 4s

421. News: US SMEs await new stimulus funds as fintech valuations soar

Our expert hosts, Sam Maule and Simon Taylor, are joined by some great guests on both sides of the Atlantic to talk about the most notable and global fintech, financial services and banking news from the past week. This week's guests include: Lance Homer, Global Head of Digital Payments and Banking Ecosystem, Equinix Anna Irrera, Fintech Correspondent and Financial Companies Team Leader at Reuters Adrian Blair, CEO at Receipt Bank We cover the following stories from the fintech and financial services space, both related to COVID-19 and unrelated: Congress preps new stimulus funding - 3:38 Mark Cuban advocates wait-and-see, cash-heavy investing approach - 15:24 How the COVID-19 pandemic will accelerate digital financial services - 26:45 Robinhood nears the end of its latest funding round 40.10 Stripe raises $600 million in new funding 46:53 Leaked pictures show Google’s new smart debit card - 52:32 Shake Shack returning $10 million SMB loan 59:57 *This podcast is brought to you by Jack Henry Digital (https://banno.com/?11fs) * the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.   So how do they do it? With the Banno Digital Platform—a complete, 100% API-enabled, open digital banking platform. You get beautiful, lightning-fast, native apps for your customers and members, and cloud-based, core-connected back office tools for your employees. You really have to see these products to fully understand the platform’s potential.   Visit banno.com (https://banno.com/?11fs) to schedule a demo. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report to find out more: Info.11fs.com/covid19 (https://info.11fs.com/covid19) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Adrian Blair, Anna Irrera, and Lance Homer.
27/04/201h 9m

420. Insights: How the COVID-19 pandemic will accelerate digital financial services

In an all 11s special, David Brear, Simon Taylor and Sarah Kocianski sit down with Benjamin Ensor, Director of Research at 11:FS, to talk about COVID-19 and the short, medium and long term implications the pandemic will have on financial services. Business as usual is over. Our recently released report (https://info.11fs.com/covid19) has revealed how the COVID 19 pandemic has created an immediate operational crisis in financial services firms that have so far ignored the digital imperative. The world’s economies have gone into reverse, we're on the precipice of a global economic recession and being truly digital is no longer just a 'nice to have'. So what does this all mean for the financial services industry? Will this be a time for reinvention and will established firms be able to keep up? Tune in to hear our panel's insights, predictions and how they see the impact of the pandemic playing out over time. This podcast is brought to you by Mitek (https://www.miteksystems.com/). Smart, automated and fast. Mitek (https://www.miteksystems.com/) helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. This podcast is also brought to you by Equinix (http://equinix.com/). Equinix (http://equinix.com/) is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. The COVID-19 pandemic has created an immediate financial and operational crisis, permanently reshaping the financial services industry. This change must be swift and unavoidable - check out our research report (https://info.11fs.com/covid19) to find out more. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Benjamin Ensor.
23/04/2055m 55s

419. News: Fintechs step up to distribute relief funding

Our expert hosts, Sarah Kocianski and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shafali Gupta - VP Strategy and Ops at Fluidly Roisin Levine - Head of Banks at Flux Erin Platts - Head of EMEA and President of UK Branch at Silicon Valley Bank We cover the following stories from the fintech and financial services space: Starling Bank and OakNorth join coronavirus loan programme (02:53) PayPal, Intuit and Square to issue coronavirus relief in the US (16:15) US government in talks with Onfido about immunity passports (24:28) Morgan Stanley leads $34 million round in 86 400 (34:43) Visa invests in open banking and compliance platform Railsbank (42:13) Marcus launches point-of-sale lending product (48:57) A women-only neobank is coming to Brazil (56:03) This podcast is brought to you by Mitek (https://www.miteksystems.com/). Smart, automated and fast. Mitek (https://www.miteksystems.com/) helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Erin Platts, Roisin Levine , and Shafali Gupta.
20/04/201h 4m

418. Insights: Coronavirus and the impact on SME Financing

It is no secret that probably the hardest hit of the economic impact of the coronavirus pandemic are SMEs and the self employed. In this episode, Sarah Kocianski and Simon Taylor, dig into the impact COVID-19 is having on small businesses; the options they have from banks, lenders and the government; and the ways that fintechs are trying to help. They are joined by a panel of expert guests who are all providing solutions to this conundrum. This week's guests include: Sam O'Connor - CEO, Coconut Rebecca Duckworth - Chief Sales Officer, Quotevine Ian Smith - CEO, 1pm PLC Sarah, Simon and our guests talk through the impact Covid-19 is having on SMEs overall, what the government roll out packages are; who can lend to SMEs and how speed is of the essence. Our panel also have a crack at giving some future predictions for how the current crisis could change SME financing in the future. This podcast is brought to you by Mitek (https://www.miteksystems.com/). Smart, automated and fast. Mitek (https://www.miteksystems.com/) helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Ian Smith, Rebecca Duckworth, and Sam O'Connor.
17/04/2048m 5s

417. News: SoFi snaps up Galileo for $1.2b

Our expert hosts, David Brear and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tanya Andreasyan, Managing Director and Editor-in-Chief at Fintech Futures Izabella Kaminska, FT Alphaville Editor at the Financial Times Olly Betts, Co-Founder and CEO, OpenWrks We cover the following stories from the fintech and financial services space: SoFi buys Galileo for $1.2bn (03:17) Kabbage suspends credit for small-business clients (11:21) Banks struggle to keep up with tidal wave of business loan applications for covid relief (19:29) New Banking Competition Remedies pool announced as Nationwide abandons business banking (27:40) Fintechs take action to combat effects of coronavirus (34:54) FCA allows selfies for identity checks (58:20) This podcast is brought to you by Mitek (https://www.miteksystems.com/). Smart, automated and fast. Mitek (https://www.miteksystems.com/) helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Izabella Kaminska, Olly Betts, and Tanya Andreasyan.
13/04/201h 5m

416. Interviews: Varo Money - the first fintech to get FDIC approval

In today's episode, we bring you an interview with Wesley Wright, COO at Varo Money. Joining Sam Maule remotely, the pair kick things off with the story of how Varo Money came to be and how they aim to improve financial health and financial inclusion. Having now been approved for FDIC insurance, we hear about the process with regulators, why they decided to apply when other fintechs haven't, and what this means for the future of Varo Money and their ambitions. With our current environment, Sam and Wesley also touch on how to staying focused during a time of crisis, solving critical problems and the importance of listening to your customers at times of uncertainty. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Mitek (https://www.miteksystems.com/). Smart, automated and fast. Mitek (https://www.miteksystems.com/) helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Wesley Wright.
10/04/2036m 50s

415. News: Major US banks protect employees as start-ups stall

Our expert hosts, David Brear and Eric Fulwiler, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Allison Esposito Medina - CEO and Founder of Tech Ladies Jonah Crane - Partner at Klaros Group Nonita Verma - East Coast Banking Partnerships Lead at Nova Credit We cover the following stories from the fintech and financial services space: US banks promise not to lay-off workers during coronavirus pandemic (06:36) Venture-backed start-ups may not be eligible for small-business stimulus (17:54) Square and PayPal offer to extend stimulus payments to the unbanked (27:48) Microsoft partners with Plaid on Excel finance tool (35:21) Morgan Stanley’s trading portal suffers outage (43:53) Marcus releases fixed-term savings bond (50:41) Does this April Fools prank go too far? (53:51) This podcast is brought to you by Mitek (https://www.miteksystems.com/). Smart, automated and fast. Mitek (https://www.miteksystems.com/) helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Allison Esposito Medina , Jonah Crane, and Nonita Verma .
06/04/2059m 17s

414. Interviews: Nova Credit - scoring, covid crisis and celebrity funding

In today's episode, we bring you an interview with Nicky Goulimis, co-founder and COO at Nova Credit. Joining Sam Maule remotely, the pair kick things off with the company's origin story and how Nova Credit came to be. With no previous fintech experience, we hear about how Nicky and her co-founders were fueled by their credit troubles as international students in the US to create a solution for the underbanked from across the globe. Now working to push systemic change across the industry, Sam and Nicky also touch on Nova Credit's high-profile endorsements, the pressures of coronavirus and how their recent $50 million funding round is helping them work towards a better future of credit and credit checks. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Mitek (https://www.miteksystems.com/). Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Nicky Goulimis.
03/04/2042m 38s

413. News: Can fintech and bank collaborations help SMEs through coronavirus?

Our expert hosts, Sarah Kocianski and Leda Glyptis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Carlo Gualandri, CEO and founder of Soldo Myles Stephenson, CEO of Modulr Keith Grose, Head of UK at Plaid We cover the following stories from the fintech and financial services space: Interest rates slashed at home and abroad to combat the impact of coronavirus (03:36) Contactless limits to rise by £15 (11:13) Covid Credit comes together for the self-employed (19:05), featuring comment from 11:FS' Simon Taylor about how Covid Credit came to be. SoftBank’s buying spree ends (27:38) Revolut launches stateside (35:14) Xinja draws investment from World Investments (42:33) Bunq expands its Green Card to 30 countries (49:09) This podcast is brought to you by Mitek (https://www.miteksystems.com/). Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Carlo Gualandri, Keith Grose, and Myles Stephenson .
30/03/2057m 0s

412. Insights: Fintech and the media - is the narrative changing?

David Brear, 11:FS CEO and Geoff Whitehouse, 11:FS Head of PR and Editorial, host this week's episode of Fintech Insider Insights and are joined by some fantastic guests to talk all about fintech in the media. This week's guests are: Emily Nicolle - Tech Editor at City AM Daniel Lanyon - Managing Editor at AltFi In today's episode of Fintech Insider Insights, our guests and hosts discuss the journey of fintech in the media. Are fintechs and challenger banks treated any differently to incumbents? Do challenger banks receive more positive coverage? After the financial crisis, fintech and challenger banks were a breath of fresh air. With a human touch and commitment to transparency, these banks received overwhelmingly positive media coverage. But has there been a tipping point? As the challenger bank underdogs edge closer towards the top, it appears the media narrative is starting to change. At the same time, as fintechs grow and begin to face some of the same challenges as incumbents, they are also having to adjust how they interact with the media. From founder stories to valuations, today's Insights show explores how the perception of fintech in the media has changed over time, how far we've come and what we're moving towards in the future. This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. This podcast is also brought to you by Stake (https://hellostake.com/), the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Daniel Lanyon, Emily Nicolle, and Geoff Whitehouse .
27/03/2046m 52s

411. News: Coronavirus - central banks and regulators step in

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Latham - CMO at Chip Layla White - CEO of TechPassport Charlotte Crosswell, CEO of Innovate Finance We cover the following stories from the fintech and financial services space: Governments and regulators around the world react to coronavirus (03:55) FCA releases coronavirus response (14:33) Bank of England seeks input on digital currency (23:10) FDIC approves Square loan charter (33:22) Monzo enters the SME space (39:58) A busy week at Revolut (50:15) Nationwide to open early for vulnerable customers (1:03:11) This podcast is brought to you by Stake (https://hellostake.com/), the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alex Latham, Charlotte Crosswell, and Layla White .
23/03/201h 10m

410. After Dark 11 - Four fintech debates and a rant bucket

Recorded live in London, David Brear, Simon Taylor, Leda Glyptis and Sarah Kocianski all take the stage for After Dark 11. For our 11th instalment, we brought back all our favourite parts of our shows - news, insights and some fun and games! After reminiscing about their favourite After Dark moments, David kicks off the debates with a news story about the continuing BCR saga as it turns out free money might come with consequences after all. (08:00) Handing over to Sarah, the next lively discussion was all about product-market fit. Following the news of N26 leaving the UK and JPMorgan Chase wanting to move in, what does product-market fit look like? (18:23) Shaking things up a bit at half time, we brought back the Rant Bucket - a game first premiered at After Dark Atlanta. Each host pulls a topic out of a bowl and then has 1 min to give their best rant about the topic. (28:08) Returning to our energetic debate, Simon takes the lead on a story about investment app outages and asks the question of whether the democratisation of investment is the right thing to do. (43:57) Rounding out the night, Leda talks numbers. Funding rounds and fintech valuations - but what does it all mean? (55:16) Tune in to this episode to find out! This podcast is brought to you by Mitek. Smart, automated and fast. Mitek helps you reduce fraud, create trust, and offer your customers the experience they value. Hundreds of AI-based analytics and face comparison algorithms work together to verify a user is truly the owner of their ID document in order to enable secure customer acquisition, fast money movement and prevent account takeover fraud. Document verification and facial biometrics work hand-in-hand to verify identities of users to provide them with a secure and convenient onboarding process. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!
20/03/201h 8m

409. News: Banks react as coronavirus impacts global financial markets

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Pranav Sood - VP Small Business at GoCardless Valentina Kristensen, Director of Growth and Comms, OakNorth We cover the following stories from the fintech and financial services space: RBS offers funding, and mortgage breaks to address coronavirus (01:44) Standard Chartered names new Hong Kong virtual bank (10:20). Plus, we hear more on this from Mox CEO Deniz Guven. (15:52) OakNorth Bank reports spike in pre-tax profits (18:05) Xinja bars new customers after interest rates drop (29:09) Revolut allegedly applying for UK bank licence (37:45) Operations frozen at Yes Bank, co-founder arrested for alleged money laundering (42:39) Starling to sponsor Team GB at the Tokyo Olympics (50:36) This podcast is brought to you by Stake (https://hellostake.com/), the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Deniz Guven, Pranav Sood, and Valentina Kristensen.
16/03/2058m 24s

408. Insights: Women in fintech: has anything changed?

With International Women’s Day having just passed, this episode is all about women in fintech. It's no secret that technology and financial services have a gender diversity problem, and in this Insights show, Sarah Kocianski alongside 3 accomplished women in fintech dive into how, and if, this is changing. This week's guests are: Charlotte Crosswell - CEO at Innovate Finance Wincie Wong - Head of Rose Review Implementation at Natwest Evelina Vrabie - CTO at Toucan Why is diversity in fintech important? As we discuss in the show, there is strong evidence that diversity can improve the performance of organizations, particularly those relying on creativity and innovation. But what are the barriers to entry? STEM subjects have always been a gateway into tech and financial services careers and we talk about why the number of young women pursuing these subjects has only seen marginal changes. And finally, we talk about how far we have come over the years. What's changed? What has remained the same? And what is the future of gender diversity in fintech? This podcast is brought to you by Stake (https://hellostake.com/), the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Charlotte Crosswell, Evelina Vrabie, and Wincie Wong.
13/03/2043m 4s

407. News: Robinhood’s major outage; BCR backlash builds

In this week's episode, Ross Gallagher and Sarah Kocianski are on hosting duties and are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Farhana Draine - Head of Legal and ComplianceFlux Husayn Kassai - CEO, Onfido Edward Berks - Global EGM of Financial Partnerships, Xero We cover the following stories from the fintech and financial services space: Robinhood faces outage as the Dow surges (02:15) BCR backlash mounts over Metro Bank and Nationwide (10:29) Thought Machine plans US expansion after $83-million raise (20:24) World Health Organisation calls for contactless amidst Coronavirus (28:21) Klarna posts first-ever deficit as buy now pay later grows (36:51) Greenpeace blockades Barclays branches (46:56) Payments boss pays his entire staff a $70k minimum salary (53:08) This podcast is brought to you by Stake (https://hellostake.com/), the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Edward Berks, Farhana Draine, and Husayn Kassai.
09/03/201h 2m

406. Interviews: From Google to Fintech Unicorns: Sunil Chandra, OakNorth Platform CEO

In today's episode, OakNorth platform CEO Sunil Chandra joins David Brear in London at 11:FS HQ. To kick things off the pair talk about Sunil's time at Google and the importance of talent and company culture when scaling. After 12 years in San Fransico, Sunil joined UK fintech OakNorth as chief executive for its technology platform. In this Interviews episode, we hear about London as a fintech hub, the challenges of a high-growth startup and how OakNorth is helping mid-sized companies grow with the help of AI and machine learning. Tune in for industry insights, a wealth of experience and much much more! This podcast is brought to you by Stake (https://hellostake.com/), the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Sunil Chandra.
06/03/2023m 33s